OTT_Starved Rock Country Homes_110919

Count ry HOMES FREE

November 2019

STARVED ROCK ®

®

INSIDE: 7 Ways to make guests more comfortable - Page 3 How to store firewood the right way - Page 4 Transition smoothly after relocating - Page 10 AND MORE!

A publication of

3618 E. 1769th Rd, Ottawa Listing by Century 21 Windsor Realty See more listings on pages 8-9 1

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THE

Times

The Times - Starved Rock Country HOMES

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BY

Winterproof Lending

It's officially "Once I am home, I'm not going back out." season, which means the last thing on your mind is making a trip to the bank to apply for a home loan.The good news is mortgage lending at First Federal Savings Bank is winterproof! Cozy up with a blanket and your wifi-enabled device, and Loan Valet will help you take care of the rest. Enjoy the benefits that technology gives us without sacrificing personalized service by applying for your next home loan through Loan Valet.

Features of Loan Valet: • Request a Consultation • Submit a home loan application • View notifications & reminders

• Complete assigned tasks • Capture photos of documents • Upload & store required files

All loans are subject to credit and underwriting approval. Other fees and restrictions may apply. Mobile carrier fees may apply. Loan Valet is a registered trademark of First Federal Savings Bank.

www.ffsbloans.com/matt.html

• Track application progress • eSign documents & disclosures sur s • Communicate with lending team te m

Matt Mooneyham +1 (815) 431-3968 mmooneyham@ffsbweb.com 633 Lasalle St, Ottawa, IL 61350

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7 ways to make guests more comfortable when entertaining Many people enjoy opening their homes to friends and family. Entertaining can include everything from backyard barbecues to hosting formal dinner parties to providing overnight accommodations.

While each of those things is different, hosts always want to ensure their guests are as comfortable as possible, regardless of which style of gathering they’re hosting.

Hosts can use these seven strategies to help guests feel at home.

1. Consider the details.

Does your guest like chocolate covered almonds?

Does he or she prefer a certain genre of music?

Take note of the specific details that make the guest tick, and then incorporate them into your entertaining plans.

• See GUESTS on page 6

INDEX OF ADVERTISERS REAL ESTATE C-21 Windsor Realty ...................................................................... 8-9 Starved Rock Realty ..........................................................................11 Washington Square Realty .................................................................7

FINANCIAL & MORTGAGE AFFILIATES Eureka Savings Bank............................................................................ 12 Financial Plus Credit Union................................................................. 6 First Federal Savings Bank ................................................................... 2 First National Bank of Ottawa & Streator .................................... 14 Ottawa Savings Bank .......................................................................... 12 SOCU ...................................................................................................... 4 Streator Home Savings Bank ............................................................ 14 Wells Fargo Home Mortgage ............................................................. 5

LOCAL PRODUCTS & SERVICES Arrow Well & Pump- Contractor’s Grouping ............................ 15 Danchris Nursery - Contractor’s Grouping ............................... 15 Diversified Sheet Metal.................................................................... 15

Marseilles Sheet Metal - Contractor’s Grouping ....................... 15 Quality Care Cleaning.........................................................................6 Turk Furniture.................................................................................... 16

All real estate advertising in this publication is subject to the Federal Fair Housing Act of 1968 it illegal to advertise “any preferences, limitation or discrimination based on race, color, religion, sex or national origin or an intention to make any such preference, limitation or discrimination.”

This publication will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on any equal opportunity basis.

The Times - Starved Rock Country HOMES

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How to store firewood the right way (MS) - A fireplace is a cozy and warm spot around which a family can gather. The home and real estate resource HomeGuides.com indicates that 60 percent of new homes have a fireplace, which is up from 36 percent in the 1970s.

Naturally, fueling a fireplace for the season may require homeowners with wood-burning units to keep an ample supply of wood at the ready. How that wood is stored is important, as properly stored firewood can prevent waste and other issues around the house.

Wood that is freshly cut has a water content of 60 percent or more. Yet, for best burning ability, wood should be near 20 percent in water content. Green wood is hard to ignite and will not burn nearly as well or efficiently as seasoned wood. Another concern associated with green wood is that it can

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11/1/19 1:02 PM

contribute more to creosote accumulation in the flue of a fireplace. Creosote is a combustible material that may lead to fires if left unchecked.

According to BioAdvanced®, a sciencebased lawn, garden and home improvement innovator, seasoning wood typically takes six months to a year. Homeowners may opt to purchase seasoned wood that already has sat and dried.

Homeowners who have an abundance of firewood have to store it somewhere.

Log Splitters Direct suggests choosing a dry, breezy area of the property that is about 20 feet from the nearest door to the house. This helps avoid hitchhiker pests

from coming inside with the wood, such as termites, ants, spiders, and mice. Do not stack the wood flush against a structure. It should be at least a few inches away to allow airflow behind the stack.

so it blankets the top of the stack and extends a few inches down the sides. Keep the sides mostly exposed to air. Others prefer to stack it in a barn or shed or under an overhang.

Stick to organized rows of wood no more than four feet high. Log racks and pallets and posts will keep the wood up and off of the ground where moisture and rotting can develop. Placing the logs in an unorganized pile will impede air flow and cause the wood to rot rather than continue to dry and season even more.

Green wood is less expensive than seasoned wood. Those who prefer this method should do so in the early spring and let it season over the next several months.

Homeowners also should use a cover to protect seasoned firewood from the elements. Position a tarp or plastic sheeting

Bankrate says that the cost of a cord of wood varies across the country, but in general one can expect to pay between $120 and $180 for a cord of hardwood that is split and seasoned. This price may be higher in mid-winter when demand increases.

Helping you finance your happily ever after Whatever your home financing needs may be, I’m here to help you. With access to a broad selection of products and programs, homebuyer resources, and my support, you can feel confident that the home financing you choose will work through years of homeownership.

I look forward to working with you throughout a lifetime of homeownership.

Contact me today.

Geoff VeZain

CS5218

Home Mortgage Consultant Phone: 815-433-3715 Cell: 815-258-7772 geoff.vezain@wellsfargo.com NMLSR ID 413494

Information is accurate as of date of printing and is subject to change without notice. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2017 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801.

REV 3/18 108193-2 - 10/19

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• GUESTS continued from page 3

2. Ready the space.

Not everyone has a full-fledged guest room, but that doesn’t mean you can’t create a welcoming and private retreat for guests. Turn a home office into an overnight area with a pull-out couch or even a dressed-up air mattress with high-quality linens.

3. Anticipate guests’ needs.

Think like a concierge when hosting at home. Have extra toothbrushes, antiperspirant, mouthwash, and a phone charger at the ready. Is your guest a reader? Keep a few selections nearby or a book of puzzles so they can stay busy during their downtime.

4. Keep dietary needs in mind.

Guests have different palates and preferences, but some may have serious food allergies as well. Ask in advance if any guests have food allergies so you can ensure that any meals served are not just delicious, but also safe and healthy.

5. Keep pets at bay.

Guests may not be as enamored with pets as their hosts. If you know a guest has an allergy or an aversion to pets, keep the animals away as much as possible.

6. Freshen the home.

Take inventory of your home in its current state and make some minor improvements. Add some interior lighting, clean the

Fresh fowers brighten up your home for house guests.

bathrooms, create some extra seating, and freshen up with some flowers to make for a welcoming environment.

7. Prepare a special meal.

Give guests a sensational meal they’re not likely to forget. This can mean indulging a little with sourced ingredients, home cooking and a good bottle of wine.

Comfort should always be a priority when readying a home for guests.

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717 Bellevue Ave., Ottawa Call 815-313-5892 tami@illinoisvalleyradon.com www.illiniosvalleyradon.com The Times - Starved Rock Country HOMES

11/1/19 1:02 PM

Washington Square Realtors Katie Kat ie Tro Troccoli Trocco ccoli li

Managing Broker, GRI

815-228-2058

Ted McDonald McDon Mc Donald Don ald 815-257-8361

Christine Armstrong 815-343-7827

Amy Johnson 815-712-3361

Pat Rodriguez 815-488-6430

Carole Ga Carole Garretso Garretson tson 815-674-2750

Sharon Rea-Dondelinger 815-878-1461

827 Columbus Street • Ottawa • 815-434-3630 • www.WashingtonSquareRealtors.com NEW LISTING!

$449,900 SENECA

STREATOR

Brick 2 story country home with 3 bedrooms, 2 full baths, full basement on 5 acres with 35’ X 50’ insulated/heated pole barn, 2 car (heated) solid brick two story carriage house /garage 20’ x 30’, standby 20KW generator, 20’ X 40’ in ground pool, Illinois American Water service, Nicor Gas service, and Com Ed 200 amp electric service. 29 x 10 south facing porch, 9 x 18 front porch.

MLS#10552229

$389,000 STREATOR

Beautiful all brick ranch on 14 acres. 3 bed, 2 bath 2 car garage passive solar home. Lots of amenities including fireplace, wood stove, 2 X 6 walls, new Generac generator & walkout basement. For the horse lover there is a 50’ x 60’ Morton horse barn with stalls, water & electricity. Additional 42’ X 53’ Morton machine shed with electricity & multiple entry points. Large corral & pasture.

815-434-3630 MLS#10481881

$249,900 STREATOR

Stunning custom designed 4 bed, 3.1 bath home on wooded lot with creek frontage in Timber Creek Estates.

Boasting over 2700 sf. from the dramatic wood stair railing and sky-light in the foyer to the sunken living room with gaslogbrickfireplacearejustthebeginning.Interiorfeaturesincludetwofamily rooms,twofireplaces,screened-inporch, den with built-in’s, formal dining room and updated custom kitchen with buffet counter. A four season room with vaulted cedar ceiling surrounded by glass enclosures give a breathtaking view of multi-level deck and HEATED pool. The MBR features vaulted ceiling, updated master bath with travertine tile and walk-in-closet. Full finished basementincludesbuilt-in shelves,cabinetareaforcrafts,secondw/bfireplace,full bath,andbonusstorageareaas wellasaseparatestoragebonusroom,plusawalk -outtopatio.Twostoryshedandtwocargarage.AGENTOWNED

815-434-3630 MLS#10356349

815-434-3630 MLS#10313375

PRICED REDUCED

OTTAWA

$169,500 STREATOR

Lovely two story 3-4 bedroom, two bath home in Ottawa’s historic East side. Beautiful hardwood floors through out. Over sized one car detached garage. Beautiful screened front porch and rear porch. All Appliances stay. Home is within easy driving distance to Starved Rock, Buffalo Rock, Matthiessen and Illini State Park.

MLS#10434494

$150,000 OTTAWA

Commercial property with buildings and 4 lots 1 building 30x50 front of office 20x18 is on lot 1301and 1302 another building 20x20 and 20x16 is on lot 1305 also a 8x8 shed great for many business ideas.

815-434-3630 MLS#10537450

815-434-3630 MLS#10410062

OTTAWA

MLS#10448427

815-434-3630 MLS#10378152

$105,000 OTTAWA

All brick and Updated 3 bedroom home with attached 15x27 garage & storage shed. Kitchen recently updated (3 yrs.). All appliances stay, built in ss dishwasher. Bath also updated with custom shower and bathroom fixtures. Two bedrooms recently carpeted. Laundry room off of kitchen. Roof & gutters new in ‘06; windows new in ‘05. Boiler new in 2012.

Hot Water heater 3 yrs. Large fenced in back yard.

815-434-3630 MLS#10101036

$99,900 OTTAWA

One story, three bedroom, one bath home with open floor plan, washer & dryer hook up on main level, large rear patio with fire pit and a detached three car garage with alley access. This home is in move in condition! Washer, dryer, stove and dishwasher stay.

815-434-3630 MLS#10441255

815-434-3630 NEW LISTING!

$129,900 OTTAWA

$118,000

One story four bedroom ranch style home in Ottawa’s Retz addition. Over sized lot bordered by creek and backs to wooded bluff.

This home is within 15 minutes of Starved Rock, Matthiessen, Buffalo Rock, Illini State parks and 5 minutes to the Illinois & Michigan Canal & Ottawa River Walk.

815-434-3630 MLS#10513905

815-434-3630

PENDING

PRICED REDUCED

$115,000 STREATOR

Ottawa. Move in ready! One story, 3 bedroom, 1 bath home located on 100’x307’ lot in North Ottawa. All renovations done within the last 5 years include roof, heat/air conditioning, electrical wiring, plumbing, water and sewer lines per seller.

Stove, refrigerator, and dishwasher stay. There are three storage sheds. Back yard has deck and a fire pit for relaxing.

815-434-3630 MLS#10502506

LaSalle Well maintained brick bungalow on oversized corner lot. 4 Bed 1 Bath home with full basement. New carpet in Living/ Dining Room. Walk up attic has a state of the art insulation system that is ready for finishing. Plus, a bonus Auxiliary Building waiting for your vision. Man-Cave, She-Shed, Work Shop or Entertainment /Game Room. 2 large covered porches. Front Porch features TREX low maintenance decking.

Large Kitchen with Island. Updated Electrical. Oversized closets in 3 of the 4 bedrooms. Freshly painted and move in ready.

$169,900

Two story 3-4 bedroom home in Ottawa, IL Historic District. Large living room, dining room, beautiful front foyer stair way. Roof & Siding updated in 2017, Windows were updated in 2001, water heater 2005, garage was built in 1979 There are hardwood floors under all carpet upstairs & main level (per owner). Garage is 26’ x 26’ Home is on a large corner lot with a privacy fenced back yard. Stove, refrigerator, washer, dryer, dishwasher stay.

PRICED REDUCED

$134,900 LASALLE

This home is bigger than it looks! Step through the foyer into the open floor plan with vaulted ceilings in the living room and dining room. Sun/Florida room off the kitchen opens up to a nice fenced yard with fire pit. 1 car garage with alley access. Don’t skip this one.

PRICED REDUCED

$184,000 OTTAWA

4340 Sq Ft Church and One story three bedroom Parsonage with full finished basement and detached two car garage in move in condition on over 3.23 acres. Home has fenced back yard. Plenty of opportunity with this property.

$98,500 OTTAWA

4.5 acres in South Ottawa. Has 2 car garage, well, power on property. Must see to appreciate.

815-434-3630 MLS#10500096

$97,950

Four unit brick income property. One two bedroom unit, and three one bedroom units. Tenants pay gas and electric, and owner pays for water, gas for water heater & trash removal.

815-434-3630 MLS#10157751

815-434-3630

NEW LISTING!

OTTAWA

$95,000 OTTAWA

Redevelopment opportunity! Highly visible corner 151 x 54 lot located just two blocks east of busy Rt 6 / Rt 23 intersection. Property has 2 unit multi family home that is currently occupied being sold as is. Currently zoned residential could be future commercial development (will need city zoning approval). 30 x 26 Cleary metal building.

MLS#10447973

$73,500 STREATOR

Charming 2 bedroom ranch. Roof, furnace 2006.

Water heater 2011. Maintenance free vinyl siding, replacement windows, 1.5 car garage, back deck, alley access. Wonderful curb appeal. Convenient downtown location near shopping, schools, etc.

815-434-3630 MLS#10441063

$49,900

$49,900

$35,500

3 Bedroom home with a fireplace in dining room, enclosed front porch & deck off kitchen.

One story, two bedroom home on double lot (two tax ID numbers) with full basement, & detached 1.5 car garage. Updated roof, windows, bathroom.

All appliances stay. Stove, refrigerator, microwave, washer, dryer. Must see to appreciate.

Beautifully landscaped all wooded building lot in Timber Creek Estates. Last lot available. Natural Gas and Underground electric available. 5 miles east of Streator and 7 miles Southwest of LaSalle Station. 10’ x 20’ all metal newer shed available, but can be moved. AGENT OWNED, Motivated but not desperate. Children in subdivision bused to Allen Twp grade school in Ransom. Great place to raise children. Country living, but close to town. Winter snow removal and all hard roads to towns and work. AGENT OWEND

815-434-3630 MLS#09478082

815-434-3630 MLS#10546328

815-434-3630 MLS#10153113

815-434-3630

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North Ottawa Plaza 2715 N. Columbus

815-434-2122 1-800-310-2627

Windsor Realty NE W

NE W

Lasalle

$124,900

Jennie Lamb

815-252-0127

Ottawa

$279,000

Charming, updated home on large, shaded corner lot. Spacious new kitchen, new baths, new electrical, & new plumbing. Three bedrooms, 2 full baths, separate dining room, and breakfast nook.

Main level bedroom & bath. Large 2 car garage.

Move in ready. #10530471

Immaculate one owner home in Crooked Creek Estates. Family room has gas fireplace and new carpet.

Main level master suite includes cathedral ceiling, two walk-in closets, full bathroom with separate shower, two vanities, & plant ledge. Main floor laundry. Kitchen features gazebo shaped dining area.

Beautiful, open 2 story foyer, oak staircase leading to landing, and solid 6 panel doors. The upper level has a full hall bathroom, 4 bedrooms - 1 bedroom with walk-in closet, 1 bedroom with its own full bathroom. Low tax rate. Enjoy country living close to town & minutes from I-80. #10502270

Kim Eddy

815-488-6889

Ottawa

$180,000

Jennie Lamb

815-252-0127

Comfortable, spacious 4 bedroom, 2 bath home in Countryside Subdivision. New windows in upper level & lower level family room. New laminate in kitchen, upper level bedrooms, & bath. Updates include lighting, fans, doors, & bath on upper level.

All appliances included. #10554776

Ottawa

R EDU C

Sheridan

$149,000

Unique Riverfront Property! Enjoy tranquil country living in this log home with its beautiful water view. Kitchen furnished with newer stainless steel appliances. Newer carpet in the main floor bedrooms. Focal point in rustic living room with cathedral ceilings is wood burning stone fireplace. Finished walkout lower level includes family room, 3rd bedroom, office or 4th bedroom, and 1/2 bath. Main floor laundry. 2 car garage. $120 yearly community well fee. Lower tax rate 6.98%. Property in flood zone. #10431165

Kim Eddy

AC C E P

T ED O F

815-488-6889

F ER

Streator

$58,000

Lee Pearlman

AC C E P

T ED O F

815-252-7108

F ER

$84,900

Mary Wiesbrock

815-481-2160

ED

Ottawa

$125,000

Larry Windsor

815-228-6121

Three to four bedroom ranch in move in condition on a large 66’x140’ lot. Roof replaced in 2014. Two storage sheds. New garage door opener. Partially finished basement for family room or fourth bedroom. Backup electrical system. House built in 1940 with addition in 1973. Fenced yard. Finished garage with pull down stairs to additional storage. Stove and refrigerator included. #10311331

ED

C21

866-732-6139

Marseilles

$265,000

Jennie Lamb

815-252-0127

Located just 1,000 ft. outside of Ottawa city limits. Beautiful brick ranch on a bluff overlooking the adjoining valley and flowing creek. 2.16 wooded acres. View from living room & kitchen is fabulous. Home has 3 bedrooms, 2 1/2 baths, octagonal shaped living room with wood burning fireplace, large kitchen & main level laundry. Full, unfinished, walk-out lower level. Furnace, air, water heater, & softener new in 2015. Roof is 10 years old. Two minute drive into Ottawa. Located on Blackwell Valley Road. #10516426

Ottawa

$94,500

Five bedroom, two bath renovated home conveniently located near downtown Ottawa. Room listed as a family room upstairs could be a possible six bedroom. Floors are mostly hardwood or laminate. Large front porch. Gas hot water heat. Property was once a two unit and could be converted back to a two unit if desired with outside stairs for private entrance to upstairs.#10332293

Larry Windsor

T ED O F

815-228-6121

F ER

Ottawa

$123,500

Charming one level duplex with 3 bedrooms and 2 full baths. You’ll love the open, split floor design which features a large family room, dining, and kitchen area. With the split floor plan, the master suite is on one side of the unit and the additional two bedrooms and bath are on the other. Kitchen offers a breakfast bar; family room includes a gas fireplace. Main level laundry. Plenty of closet and storage space. Full basement with rough-in bathroom for future finishing. Move in ready. #10502179

Kim Eddy

815-488-6889

Seneca

$190,000

Jennie Lamb

815-252-0127

Grand Ridge

$144,900

Well maintained, comfortable, 3 bedroom 2 bath ranch with an open, spacious floor plan. Kitchen opens to family room & dining room opens to deck. Master suite with full bath; main level laundry. New flooring & windows throughout home.

Newer water heater. Home in move-in condition. All appliances included. Rear part of back yard is in flood plain. #10509675

Ottawa

$95,500

Three bedroom updated ranch with attached garage conveniently located on a cul-de-sac lot north of downtown Ottawa. Improvements in the past three years include roof replacement, new central air unit, replacement windows except in living room. #10424261

Larry Windsor

Ottawa

$210,000

Jennie Lamb

815-252-0127

Lee Pearlman

815-252-7108

Country living at its best. Looking for a place for the family reunion or a great party, then this is it. Come home to this well maintained 5 bedroom, 2 bath home located on 2.05 acres. Newer roof , windows, furnace, central air, & water heater. Appliances stay. Three car insulated garage. You’ll enjoy your gazebo overlooking the beautiful landscaped yard. Barn(45x61) for entertaining includes a great (rec) room, bar room, bathroom, and even a workroom.

24x37 metal building. A rare find in the Wallace School District. Make an offer! #10384362

Grand Ridge

815-228-6121

John Hettel

815-228-0277

Marseilles

$39,500

Three bedroom, one bath home located on a 100x100 corner lot. Two bedrooms on main level with a large bedroom on upper level. Breezeway between home and 20x26 garage. Real Estate taxes based on a market value of $100,263. Home being sold as is, no warranties or guarantees. #10421430

Kim Eddy

815.488.6889

S OLD

$138,000

Small town find! This farmhouse style home features four bedrooms with the master on the first floor with double closets. First floor full bath with whirlpool tub. Full bath on the second floor with other 3 bedrooms. Very large family room could accommodate a dining room at one end and a eat-in kitchen with all appliances staying. Patio off master bedroom and a large deck to the front of the house. A breezeway connects the heated 2 car garage. Siding soffit and facia new in 2015. Most windows new in 2015. New furnace in 2018. Newly installed hookup for generator. #10451487

John Hettel

One story country cottage built in 1875. You have to see the original built-in cabinets that adorn the large kitchen with an islandadjacenttothefamily room.Thegasfireplacemakesthis homesocozy.Formaldiningroomwithbuilt-in chinacabinet and pocket doors, large living room, master bedroom with double doors, master walk-in closet, and charming master bath with2pedestalsinks,tubwithshower,andseperateroomforstoolwithlinencloset. 2morebedroomswithclosetsandafull bathroom with tub shower combination. Enclosed sunroom. New roof in 2019, furnace & water heater 2010, washer & dryer 2010,stove2017.Newgaragedoorsarenegotiable.Closetopark&gradeschool. Amustsee!#10426222

S OLD

S OLD

$185,000

SRC Home 110919.indd 8

$34,900

Lots of possibilities in the three bedroom, 1 bath home.

Eating in kitchen. Laundry room. Fenced yard. Patio.

Storage barn. Driveway for parking. This property is eligible under the Freddie Mac First Look Initiative through 11/12/2019 for owner occupied offers. The property is sold in AS IS condition. #10557479

AC C E P

Ottawa

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Hennepin

G

ED

Ottawa

R EDU C

Perfect, immaculate, maintenance free 3 bedroom, 2 bath ranch on Ottawa’s south side. Beautiful kitchen & dining area with Corian countertops & Metroflow vinyl flooring. New high efficiency furnace & AC in 2018, newer windows, hot water heater, & water softener. #10551987

8

815.228.6121

Newly updated 3 bedroom, 1 bath ranch. New roof completely tore to studs. Kitchen has new cupboards, farm house sink and snack bar nicely done. Bathroom includes soaking tub with beautiful tile work, new flooring, vanity & stool. Redone hardwood floors in dining room and living room. Enclosed front porch with heat and plenty of natural light! Freshly painted throughout and new carpet in bedrooms. New ceiling fans and new lighting. Plumbing redone. Alley access. Close to city park. #10358620

R EDU C

Come see this three bedroom, one bath home with separate dining room. Huge upper level bedroom or would make a great playroom. Full basement and enclosed porch. Plus fenced yard and two car garage with alley access. #10313428

$119,500

Three bedroom home with 24’x26’ heated garage.

Roof and siding on house and garage replaced about a year ago. Large living room, formal dining room, and main floor laundry room. Central air and radon mitigation system. Garage also has an air conditioner. All appliances included. #10470423

Larry Windsor

PENDIN

NE W

Bette Pearlman Managing Broker

815-228-0277

Sheridan

$189,000

CHARACTER AND CHARM best describe this 3 bedroom, 2 1/2 bath Victorian home. Gleaming hardwood floors, beautiful open staircase, and open kitchen with island. Many updates in 2013 including roof, siding, two furnaces and two air conditioning units. Electrical breaker box, kitchen appliances, washer/dryer, and front doors also in 2013. In 2018, insulation added to the attic.

First floor laundry. You’ll love relaxing or entertaining on the gazebo porch or the back deck.

Located on a large 120x120 lot with a fenced in back yard. 2 car detached garage. #10447241

Kim Eddy

815.488.6889

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11/1/19 1:02 PM

S OLD

S OLD

Ottawa

$179,000

Charming, north side 3 bedroom, 2 1/2 bath ranch home. Eatin kitchen, first floor laundry, brick fireplace in family room, and 2 car garage. Master bedroom has full bathroom and walk-in closet. Enjoy relaxing in the cozy sunroom with knotty pine, cathedral ceilings, and skylights. Full, unfinished basement offers many possibilities for more living space. #10541319

Kim Eddy

AC C E P

815-488-6889

T ED O F

F ER

Oglesby

$79,500

Larry Windsor

815-228-6121

Ottawa

$175,000

Lee Pearlman

815-252-7108

Great opportunity to purchase this commercial building that includes an office, waiting room and restroom and attached to a 4 overhead door work space. 2 newer furnaces in work area. Great visible location on the N/W corner of Rt 6 and Rt 23. The business is not for sale. #10097422

Ottawa

Ottawa

$16,999

$174,900

You must see this beautiful, spacious, 4 bedroom craft man style home with incredible architectural detail on Ottawa’s east side. Original trim, doors, hardwood floors, built-ins, window seats, and an abundance of windows.

Fireplace in living room. Open floor plan with large rooms. Home was built

by John Hanifen, architect who designed Ottawa High School. New roof & gutter guards in 2017. New high efficiency furnace - 08/19. #10457524

Jennie Lamb

AC C E P

Two unit in a residential area of Oglesby. Downstairs unit in one to two bedrooms with enclosed front porch, main floor laundry, and two car garage. Rent for $675 per month. Upstairs unit is one bedroom with a separate outside entrance and a one car garage. #09277744

R EDU C

815-252-0127

T ED O F

F ER

Ottawa

$119,500

Five bedroom, two bath attractive home conveniently located on a corner lot near downtown Ottawa. Large eat-in kitchen plus formal dining room. Living room has electric fireplace and access to a screened patio. Main floor family room with decorative fireplace. Washer and dryer hookups on main floor. Hot water heat. Appliances included. #09985100

Larry Windsor

815-228-6121

Ottawa

$150,000

Jennie Lamb

815-252-0127

Many options for this property. Property consists of two homes on large lot. Main home has 4 bedrooms, living room, dining room, sun room, & full basement. New wiring, plumbing, and roof in 2017. New driveway in July 2018. Newer furnace & water heater. New roof in 2017 & some replacement windows. #10364973

S OLD

Ottawa

$185,000

Jennie Lamb

815-252-0127

Streator

$400,000

Ottawa

$64,900

Utica

$38,900

Country living at its best! 6 bedroom, 1 1/2 bath home on 1.72 acres. Large, spacious rooms; open floor plan. Incredible amount of closet space.

Radiant heat - each room has its own control. 20 x 30 pole building included. Just minutes from Ottawa & I 80. #10520837

This two story home has four bedrooms, three baths and includes family room and separate dining room. Located in a small subdivision near Starved Rock State Park. Fireplace.

Porch. Patio doors to upper deck. Seller will not complete any repairs to the subject property, either lender or buyer requested. The property is sold in AS IS condition. #10172480

Great potential in this 3 bedroom, 1 bath Utica home located on large 100x125 lot. 2 car detached garage. Home being sold as is, no warranties or guarantees.#10486872

Ottawa

$22,000

Area

$30,000

815.228.6121

Don Fox

815-488-8435

Very unique highly proficient profitable business property. This property is currently used as a parking facility and maintenance facility for housing 25 school buses, 20 electrical plugins in winter engine heater capability. A maintenance building that can hold 2 buses for maintenance work. The metal building has 2 overhead electrical doors 50’x40’ approximately and is heated. #10419250

Don Fox

815-488-8435

Ottawa

$129,250

Rare find... Dupleax lot in Ottawa. Parcel is zoned for a single family or duplex. This property is .55 acres. Located at the end of a cul-de-sac.

Convenient north side location, easy access to I-80. #10397905

This building site provides many possibilities.

Almost one acre with 230’ of frontage on Rt23.

Currently zoned A-2; potential to rezone if needed.

Close to I-80, Rt71, downtown Ottawa, and near the busiest intersection in town. #10455980

Kim Eddy

Kim Eddy

815-488-6889

ED

815-488-6889

C-21

866-732-6139

One acre building site in Brittany Woods, an established country subdivision just west of Ottawa.

Gas and electric to site. Wallace Elementary School and Ottawa Township High School. #10346134

Larry Windsor

Meadow View Estates Marseilles $20,000 per lot

North Marseilles. Townhome lots and single family lots available. Separate water and sewer for each unit on townhome lots. Easy access to I-80. Agent Related.

Kim Eddy

815-488-6889

Kim Eddy

815.488.6889

Lot in cul-da-sac in Phase 2. Owner related to agent. #10415515

Crooked Creek Estates II Ottawa $30,000 per lot

Country living, near town location, 6 miles north of Ottawa. 2 creek lots available. Close to Rt. 23/I80.

Agent related. Lower tax rate.

Kim Eddy

815-488-6889

WINDSOR REALTY

Kim Eddy 815-488-6889

John Hettel 815-228-0277

Mary Wiesbrock 815-481-2160 The Times - Starved Rock Country HOMES

SRC Home 110919.indd 9

Jennie Lamb 815-252-0127

Larry Windsor 815-288-6121

Linda Jones 815-712-7204

Don Fox 815-488-8435

Lee Pearlman 815-252-7108

Danielle Jackson 815-712-4351 Saturday, November 9, 2019

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11/1/19 1:02 PM

Transition smoothly after relocating (MS) - People move for various reasons. Some have outgrown their existing homes and need something bigger, while others move to downsize.

Regardless of why people move, moving occurs more often than you might think. The U.S. Census Bureau says one in nine people relocated in 2015 to a new neighborhood, a new state or even across the country. Relocating, whether it’s around the corner or miles away, affects people’s lives in many ways. A smooth transition to a new place involves understanding the process and getting the support necessary to make the move a success.

Research potential destinations Give ample thought to where you might live before uprooting yourself and your family if you have one. The career resource Change Recruitment suggests using the internet as much as possible to learn about the location. Sites like Niche can paint a picture of an area, providing information regarding its demographics, points of interest, schools, and much more.

However, an in-person visit will be needed to get a true feel for the neighborhood.

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Understand the costs Apart from the fees associated with buying a home, relocating involves hiring movers, unpacking belongings, temporary storage rentals, charges to turn on/off utilities, repairs for the new home, and several other expenses.

If you’re moving because of a career opportunity, the company may contribute to some of the moving costs. Check with a human resources professional to determine if the company provides relocation compensation.

Get out and meet people Use every opportunity to meet neighbors and people with shared interests. Attend community events and/or school functions. Some employers may have meet-and-greet events. Online services like Meetup list groups of like-minded people who may periodically meet up in your community. The sooner you make friends and acquaintances in your new town or city, the more likely you are to feel at home.

With some planning and a little assistance, relocating can go smoothly.

The Times - Starved Rock Country HOMES

11/1/19 1:02 PM

Starved Rock Realty

620 N. Division St. St Utica

(815) 667-9990 667 9990

www.starvedrockrealty.net www starvedrockrealty net

PUT THE STARVED ROCK REALTY TEAM TO WORK FOR YOU! Dee Barrera Broker/Owner

(815) 252-9696

Alice Green Broker

(815) 488-9712

Jim Rice Broker

Johanna Arkels

(815) 343-0831

Broker

(815) 252-8026

Larla Grandadam

Denisse Perez

(815) 883-1353

(815) 326-8513

Broker

Broker

808 Kimberly Lane

FOR RENT - 510 Church Street

FOR RENT - 979 N. 24TH RD Unit #2

Beautiful 4 bedroom, 2.5 bath home with TONS OF NEW!!! Radon Mitigation system installed in 2019; Roof, carpeting, furnace, c/a, pergo/laminate flooring, granite counter tops, back splash, kitchen sink & faucet, garbage disposal, microwave, refrigerator, stove and water heater.

Fenced in backyard has a 8 x 10 vinyl storage shed and a half sunk above ground pool; 2 sump pumps and ejector pit in basement. Realtor related to seller.

Ready to move into! 3BR/2.5BA home w/main level laundry. Eat in kitchen has ample oak cabinetry with SS appliances. Large living room has plenty of space to be divided into an office area. Brick exterior w/spacious open porch. Furnace & CA has been updated. Newer gutters. Many upgrades.

Freshly painted interior. All wood blinds remain-$35 app fee per adult - $500 non-ref pet deposit.

THIS PROPERTY IS AMAZING! 1 Bedroom on 2 acres, FULLY furnished down to the kitchen utensils, most utilities included- gas, wifi and internet, electricity, trash - cable not included; Great patio area.. Pets accepted based upon owner’s approval. Weekly rentals available for $500/week. Move in ready - like new!

Offered by Jim Rice

Offered by Dee Barrera

Offered by Dee Barrera

MLS # 10404474

$248,900

OTTAWA

1914 La Salle Street

MLS # 10558182

$1100/MO

PERU

MLS # 10466931

$1350/MO

OGLESBY

613 Cassidy Court

1910 Ottawa Avenue

This 3 bedroom recently rehabbed home has new flooring, electrical, water heater, some windows, updated kitchen and bath, garage door, porch and back stamped patio. Appliances included, along with new washer/dryer that has hookups in basement or the smaller bedroom for main floor laundry. Nice yard includes large extra lot in back with access from either LaSalle St or Fremont Pl.

Gorgeous 3-bedroom, 2 bath with granite counter tops throughout, beautiful hardwood floors, ceramic tile in bathrooms, full dry basement, attached 3 car garage with concrete drive. Master suite with walk-in closet and nice soaking jacuzzi. Large open living/ family room with gas fireplace, main floor laundry off the kitchen.

Gorgeous buffet cabinet in the dining room and stove, refrigerator, dishwasher, and microwave included.. The home has vinyl/stone exterior. Water softener is rented, not owned. Fenced in yard with a concrete patio. Also, the basement is plumbed for a bathroom.

3Bedroom,2bathverywellmaintainedhome.Home has been completely painted on the inside, most of the windows have been coiled, newer windows, 4 seasons room with 11’ ceilings, heat and updated flooring. The heated garage has tall ceilings, two full stalls. There is new flooring throughout most of the home. Sale will include Stove, Refrigerator, Washer, and Dryer. There is also a fenced in back yard.

Offered by Larla Grandadam

offered by Alice Green

offered by Alice Green

MLS #10542919

$112,900

OTTAWA

The Times - Starved Rock Country HOMES

SRC Home 110919.indd 11

MLS # 10542340

$254,900

UTICA

MLS # 10545943

$109,822

OTTAWA Saturday, November 9, 2019

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11/1/19 1:02 PM

Easy ways to clean up leaves (MS) - Autumn is marked by colorful foliage and plummeting temperatures. Once those leaves reach peak color, they fall from the branches and collect on lawns, necessitating cleanup projects. For homeowners with big yards, such a project can be tiring and timeconsuming. However, there are ways to make leaf cleanup easier.

One of the easiest ways to clean up leaves is to reach for a lawn mower rather than a rake. The mower will cut leaves down to smaller sizes, creating an effective mulch that can add nutrients back into the lawn. Davey, a lawn and landscape solutions service, says that mowed leaves also can be collected in a mower bag and added to garden beds or compost piles.

For those who prefer manual raking, select a rake with tines that will not skewer the leaves in the process. Big rakes also can make faster work of gathering leaves into piles.

The home improvement resource The Family Handyman advocates for the use of a lawn sweeper. This is a manual device that has a rotating sweeping brush that gathers up lawn debris and leaves into an attached hopper bag. Like mowed leaves, the bag can be

emptied into a compost pile or distributed where needed.

Raking leaves onto a large tarp is another option. Once it’s full, the tarp can be taken to the curb where many towns will collect the leaves seasonally. Otherwise, the tarp can be used as a funnel to put leaves into a gardening bag or another appropriate receptacle.

Leaf blowers remain a fast option for cleaning up yards, but they require electricity or gas and can be noisy. Still, they are a popular choice for large landscapes or when quick work needs to be made of leaf clean-up.

Leaves will fall in autumn, but luckily homeowners have various methods at their disposal to tame the mess.

In-House Lending Rates The FIXED RATES your clients want with the SERVICE you and your clients deserve!!

NMLS #403014

Financing your dreams is a phone call away.

Call Dan “The Mortgage Man” for financing opportunities.

Dan Sabol NMLS#657953

Respected and Recommended Since 1871 Ottawa Savings Bank

SM-CL1718547

Rate

APR*

Monthly Principal & Interest Payment

10 YEAR FIXED RATE: 3.000% 3.126% $772.49 15 YEAR FIXED RATE: 3.125% 3.212% $557.29 20 YEAR FIXED RATE: 3.375% 3.443% $458.85

Rachel Balestri

30 YEAR FIXED RATE: 3.500% 3.548% $359.24

NMLS#579165

Purchase • Refinance • Construction • VA • FHA Rehab • First Time Home Buyers • 100% Financing

12

FIRST-LIEN OWNER-OCCUPIED (Single-Family or Duplex)

925 LaSalle Street, Ottawa, IL 61350 815-433-2525

Saturday, November 9, 2019

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2959 Peoria St., Peru • 815-223-9400 *APR = Annual Percentage Rate. APR is based on 80% Loan to Value, a 20% down payment on a purchase or 20% equity for a refinance, and a loan amount of $80,000. Monthly payments range from $46.31 to $96.56 per $10,000 borrowed. Subject to credit approval. Payments do not include amounts for taxes and insurance premiums, and the actual payment obligation will be greater. The stated APR and terms are for illustrative purposes, and reflect representative credit terms currently available to present and prospective clients. Your APR and terms may be different, based on a number of factors. July 3, 2019. Subject to change at any time.

The Times - Starved Rock Country HOMES

11/1/19 1:02 PM

Potential passive income streams (MS) - Jobs may be how many people earn their money, but there are other ways to generate income that may not require the level of effort of a nine-to-five gig.

Passive income streams can be a great way to earn substantial amounts of money. Passive income can be earned through investing in stocks, money market funds, real estate, livestock, or savings bonds. Lending money also can provide passive income.

Though such income streams are described as “passive,” they require an investment of time and/or money to get started.

Passive income streams enable the average person to make some extra money without taking on a full-time job. Unlike active income, where the more you work the more you earn, passive income often generates a flat level of return over time without the same level of commitment.

Passive revenue streams are continually evolving. Modern passive investments are varied, and can include the following ideas.

Home-rental service Popular sites like Vacation Rental By Owner (Vrbo®) and Airbnb put interested parties in touch with potential landlords. Vacation property owners or people who do not spend a lot of time at a primary residence may find this is a lucrative way to earn some extra money. Properties located in popular tourist areas may garner considerable income.

The Times - Starved Rock Country HOMES

SRC Home 110919.indd 13

Digital products Digital items, such as expert advice guides, books, informational articles, digital photography, digital artwork, and more can be sold online. The product only needs to be created once, and then it can be sold infinite more times to generate an ongoing revenue stream.

Peer-to-peer lending According to the financial wellness site MyMoneyWizard.com, peer-to-peer lending (P2P) is the practice of lending money to borrowers who may not qualify for traditional loans. P2P is a growing market that removes large financial institutions from the lending process. Lenders serve as the “bank,” and the consumer pays interest on the principal. The loans can be handled through an intermediary like The Lending Club, which is regulated by the Securities and Exchange Commission.

Real estate investment trusts Real estate investment trusts, or REITs, offer the benefits of being a landlord without the hassle of dealing with fixing broken pipes or handling rowdy tenants. REITs are like stocks in real estate market. You purchase a share in a company that owns, manages or invests in various real estate properties. The higher the dividend rates the higher the risk, so investors must weigh REIT considerations carefully.

Passive income streams are another way to earn extra money and can be lucrative for those who take time to invest.

Saturday, November 9, 2019

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11/1/19 1:02 PM

Did you know?

The Right Mortgage for You

A real estate attorney is an important professional to have in one’s corner when buying or selling a home. The legal resource Find Law says that buying and selling a home can be one of the most significant purchases made in a person’s lifes. Real estate law can be complicated, and all parties involved need to ensure they are protected as they complete transactions and negotiations. That is why it is essential to have a real estate attorney in one’s corner.

A lawyer trained in real estate law will review contracts and other documents like title transfers and deeds.

The attorney also handles the closing. Throughout the process, attorneys will provide legal guidance and explain terminology related to the transaction. In case of a dispute, the attorney will also provide legal representation in the courtroom, if needed, or negotiate a resolution on a client’s behalf. Even though a real estate attorney is another expense in the process of purchasing real estate, it is a worthwhile investment for the protection and peace of mind attorneys provide.

STREATOR HOME SAVINGS BANK

Unpacking Can Be a Hassle...

Low interest rates and low down payments, we make it easy to get into the home of your dreams with mortgages that fit your needs and lifestyle.

• Low fixed rates!

• Local friendly service

Mary Beth LeSeure NMLS #579173

• No limit on acreage • No down payment available

Call for a FREE evaluation

Getting a Mortgage Loan Should Not Edward A. Mollo

ed.mollo@streatorhome.com NMLS #433934

Streator Home Savings Bank

Nicholas D. McFadden

nick.mcfadden@streatorhome.com NMLS #433932

THE FIRST NATIONAL BANK of OTTAWA 701 LaSalle St. • 815-434-0044

132 S. Monroe St. Streator, IL 61364 815-673-5566 www.streatorhome.com

STREATOR NATIONAL BANK

NMLS #421604

409 Bridge St. • 815-672-2941

Member

* Streator National Bank is a full service banking facility of The First National Bank of Ottawa

FDIC

SM-CL1718523

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Karen M. Karpati NMLS #663776

SM-CL1718515

The Times - Starved Rock Country HOMES

11/1/19 1:02 PM

Local Contractors DiversiďŹ ed Sheet Metal

• Water Well Service • Water Well Drilling • Water Pumps

4014 Tyler Drive • Ottawa MIKE STRANGE, Owner

• Residential Commercial • Industrial

Well Drilling Pump Service

FREE WELL ESTIMATES 815-433-6169

• Residential • Commercial • Industrial

(815) 672-2990 OFFICE • (815) 672-5620 FAX

402 N. Illinois, Streator

Heating & Air Conditioning Systems & Repair

Call today to discuss your needs and arrange for a free estimate.

901 W. Bluff Street, Marseilles, IL 61341 • 815.795.4500

SM-CL1706705

Serving the LaSalle Co. Area

HEATING • AIR CONDITIONING • REFRIGERATION • ARCHITECTURAL SHEET METAL

If your business provides services and products related to home improvement this is the place to advertise.

Your business message will reach over 30,000 monthly readers.

It’s economical. It’s effective. It will work for you!

Times

THE

Call Today!

Advertising Department Lou Romanelli - 815-431-4019

The Times - Starved Rock Country HOMES

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Comfort Meets Style. Quality Meets Value.

RIO CASUAL POWER RECLINING SOFA WITH POWER HEADRESTS BY FLEXSTEEL Offering casual style, functionality and a reliable, time-tested spring support system all in one piece, this power reclining sofa with power headrest is a great investment that you won’t regret. The luxury seat cushions, lumbar supporting divided back rests, plush pillow arms and fully-padded footrests will provide full-body comfort while you relax in your home. The smooth power reclining mechanism allows you to recline to any position with just the touch of a button. Adjust the power headrests independently for a completely customized position. You’ll find a USB port on the power control, so you can stay connected at all times. This sofa is made in America and available in a wide selection of fabrics, allowing you to choose a piece that will blend seamlessly with your existing furniture collection.

900 ANTIQUE 5 PIECE DINING SET WITH IRON TRESTLE TABLE BY INTERNATIONAL FURNITURE DIRECT Highlighting solid wood pine and a multi-colored distressed finish, this dining table and chair set is a stylish and quality addition to your home. The table has an iron trestle base for a unique mix of elements with a distinctly industrial look. Faux leather seats on the chair enhance the rustic look while adding comfort.

Showcase one-of-a-kind style with this beautifully crafted and unique industrial dining set.

Ottawa Lafayette St.

Jefferson St.

Rt. 23 (N. LaSalle St.) & Jefferson St.

815-433-8875 OPEN 7 DAYS A WEEK

turkfurniture.com FINANCING AVAILABLE SM-CL1716911

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The Times - Starved Rock Country HOMES

11/1/19 1:02 PM