Home interior trends on the rise
Trends that seem ubiquitous one day can seemingly vanish before the sun rises again just 24 hours later. That’s especially true in the digital age, when overnight celebrities and viral videos can be on the tips of everyone’s tongue before being forgotten entirely when the next online sensation emerges in an increasingly rapid news cycle.
Home trends typically benefit from a longer shelf life than viral videos and other fads that originate on the internet, and that’s something renovation-minded homeowners should consider when improving their homes. Homeowners preparing to do just that can consider these notable trends, which the online renovation experts at Houzz suggest will be particularly popular in the year ahead.
■ Rounded furnishings: Houzz noted that gentle
curves and rounded edges embody the organic modern styles that many current homeowners love. Rounded dining tables and similarly circular coffee tables may merit consideration among homeowners who want to embrace popular trends.
■ Arches: Houzz cites arches among the more popular modern trends, and the experts at Better Homes & Gardens note this unique, eye-catching style has been gaining popularity for several years. Better Homes & Gardens suggests that part of the appeal of arched doorways could be their deviation from a more traditional door shape. That uniqueness draws the attention of residents and visitors alike, and Houzz notes that arched windows, cabinets and even millwork details are part of the pivot toward arches.
■ Stove alcoves: If it’s a
touch of history homeowners want, kitchen range alcoves might be just the project for them. Range alcoves call an earlier time to mind when wood burning stoves were commonplace. The report from Houzz notes range alcoves immediately draw attention, which undoubtedly adds to their appeal.
■ Wood for warmth: Homeowners who hear “wood and warmth” might think fireplaces, but Houzz reports that wood elements are being incor-
porated into interior designs as a means to giving homes a more cozy vibe. Ceiling beams, trim, wall paneling, and cabinetry are utilizing wood to add warmth to a home.
Trends come and go, but home trends typically have more staying power than styles that emerge in other arenas. Homeowners who want to upgrade their home interiors can consider the latest trends and choose those that align with their own personal tastes.
HI254743
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1ST. STREET, LA SALLE, IL 61301 CHRISTINE DAHM, LISTING BROKER 815.303.4622
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Homeownership is often characterized as a fulfillment of a dream. Indeed, many homeowners feel their ability to buy a home is a reflection of their discipline and commitment to saving money. That discipline and dedication can set homeowners up for long-term financial health, providing a unique sense of security along the way. Firsttime home buyers may not know what to expect upon buying a home, and since each home is unique, it’s impossible for even long-time homeowners to say with certainty exactly how things will unfold once those new to home ownership get the keys to their first house. Various expenses might be the only common variable when it comes to homeownership,
and some of those expenses may surprise first-time buyers. With that in mind, the following are some expenses firsttime buyers can expect once their offers are accepted.
• Down payment: Conventional wisdom long suggested home buyers should submit a down payment of at least 20 percent of the overall purchase price upon buying a home. Buyers who want to follow that advice would need a down payment of $80,000 when buying a $400,000 home. But many home buyers now submit down payments considerably less than 20 percent, particularly in the modern real estate market, which is characterized by high prices and low inventory. The lower the down payment, the higher your monthly mortgage payment will be, so it’s best to
save as much as possible toward a down payment.
• Primary mortgage insurance (PMI): Buyers who cannot come up with a down payment of 20 percent or more will have to pay for primary mortgage insurance, which is typically a set fee that is incorporated into the mortgage payment each month. PMI fees are typically waived once the balance on the mortgage reaches 79 percent or less of the purchase price, though some lenders may waive PMI prior to that if the value of the home increases considerably before the loan balance reaches the predetermined marker.
• Closing costs: The amount of closing costs varies widely depending on a host of variables, but Bankrate.com notes it’s not uncommon for these costs to come in at somewhere
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between 2 and 5 percent of the loan principal. Closing costs must be paid no later than when the sale becomes official and buyers sign on the (many) dotted lines. Application and credit fees, title fees, underwriting fees, appraisal fees, and transfer tax are among the various fees that fall under the umbrella of closing costs.
• Moving: It’s also important that first-time home buyers budget for moving costs. Moving costs vary and may depend on how much buyers already own and how far they’re moving. The home renovation experts at Angi
estimate that local moves typically cost somewhere between $883 and $2,568, while long-distance moves may run buyers anywhere from $2,700 to $10,000 or more. These costs are some of the upfront fees aspiring homeowners can expect when buying a home. Long-term costs, including homeowners’ insurance (which is separate from PMI), property taxes, homeowners’ association fees, and maintenance are some additional expenses buyers can plan for as they try to determine their home buying budgets. TF256911
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Location is everything when it comes to setting up your dream business, and you can’t beat the charm and convenience of Princeton’s thriving Main Street. Take a drive through town, and you’ll see the pride this community takes in preserving its historic beauty. Shoppers come from near and far to explore Princeton’s one-of-a-kind stores, and this is your chance to be part of it all. This building offers so much potential! The main floor boasts approximately 1,700 square feet, ready for you to make your own. Whether you’re envisioning a boutique, an office space, or something entirely unique, this property can bring your ideas to life. The current layout includes office spaces and a community room, but with a little imagination, the possibilities are endless. And there’s more! Upstairs, you’ll find a beautifully designed apartment with a modern urban vibe. The open-concept kitchen features white cabinetry, quartz countertops, and plenty of storage, flowing seamlessly into a spacious living area with high ceilings giving the space a grandiose appearance. The apartment includes two bedrooms and two stunning bathrooms. The primary suite feels like a retreat, with a custom-tiled ensuite bathroom, double vanity, glass-enclosed shower, and a large walk-in closet. The second bathroom is just as stylish, with navy accents, a shower/tub combo with a glass door, and impeccable tile work throughout. This property is truly a gem-offering a prime location, versatile business opportunities, and an upscale apartment. No expense were spared on updates... they include electrical, plumbing, flooring, HVAC, lighting, duralast roof (2015) windows, and doors, it’s ready for you to step in and create something amazing.
Neaves, Managing Broker