A dvertiser Jasper County
PRSRT STD U.S. Postage PA I D Permit No. 371 Newton, IA 50208 ****************ECRWSS****
Volume 85, Issue 44, October 30, 2019 • 200 1st Ave. E., Newton, IA • 641-792-3121 • Delivery: 641-792-5320
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Delivered to over 13,000 homes every week in Jasper County
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2 JASPER COUNTY ADVERTISER, Wednesday, October 30, 2019
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A PLACE FOR MOM has helped over a million families find senior living. Our trusted, local advisors help find solutions to your unique needs at no cost to you. Call 855-741-7459.
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CARS/TRUCKS WANTED!!! 2002 and Newer! Any Condition. Running or Not. Competitive Offer! Free Towing! We're Nationwide! Call Now: 1-888416-2330.
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Turkey Supper
November 5 • 5:30 - 7:00 p.m. Monroe United Methodist Church 407 N. Monroe Street, Monroe
Trunk or Treat
Join us at Monroe United Methodist Church on Tuesday, November 5th for a Turkey supper. Turkey, dressing, mashed potatoes & gravy, green beans, coleslaw, cranberry sauce, pie and a drink will be served. Children under 6: $5. Adults: $11. Supper will be served from 5:30-7:00. Take-outs are available.
Chicken & Noodle Supper AND Homemade Pies Friday, November 1 3-7 p.m. Pleasant View United Methodist Church 8454 S 28th Ave E, Newton
Carry-outs available Freewill offering fund-raiser Telephone: 641-526-3455
R A NT! E US FO JOIN Y FUN EV L FAMI
Tursday October 31, 6-8 PM Newton Church Of The Way
CASH FOR CARS: We Buy Any Condition Vehicle, 2002 and Newer. Nationwide Free Pick Up! Call Now: 1-800-864-5960. CASH FOR unexpired DIABETIC TEST STRIPS! Call 1-855-440-4001 Free Shipping, Best Prices & 24 hr payment! BBB Rated A+ www.TestStripSearch.com. CATHETER SUPPLIES. We offer a complete line of popular and lesser known product to fit your needs. Even the discreet “pocket catheter.” To learn more or get free samples, Call 844-540-2092. DENTAL INSURANCE. Call Physicians Mutual Insurance Company for details. NOT just a discount plan, REAL coverage for 350 procedures. 888-6233036 or http://www.dental50plus.com/58 Ad# 6118 DISH TV $59.99 For 190 Channels + $14.95 High Speed Internet. Free Installation, Smart HD DVR Included, Free Voice Remote. Some restrictions apply. 1-833-872-2545.
Trunk or Treat The Kellogg United Methodist Church is hosting a Trunk or Treat event October 30, 5:30-7:30 p.m. This is the same night as the Kellogg trick or treat. We will have indoor booths, candy, games, prizes, and a free chili & hot dog supper. All ghosts and goblins are welcome!
Handicap accessible
Book Trader Tan America 20th Anniversary
Saturday, November 2 5-7:30 p.m. Newton Masonic Lodge 208 1st Ave W • Newton Everyone is invited to join us for a spaghetti supper at the Masonic Lodge. Join in celebrating Veterans’ service, good food, and great conversation. • Veterans eat FREE • Adults: $5 • Children: $3 FREE Masonic breakfasts for a year to be raffled off!
To Benefit our Veterans
INVENTORS - FREE INFORMATION PACKAGE Have your product idea developed affordably by the Research & Development pros and presented to manufacturers. Call 1-888501-0236 for a Free Idea Starter Guide. Submit your idea for a free consultation. MEDICAL BILLING TRAINEES NEEDED! Train at home for a career as a Medical Office Professional at CTI! 1-833-7664511 AskCTI.com. MOBILEHELP, AMERICA'S Premier Mobile Medical Alert System. Whether You're Home or Away. For Safety and Peace of Mind. No Long Term Contracts! Free Brochure! Call Today! 1-855-401-6993.
Wed., Oct. 30, 5:30-7:30 p.m. Kellogg United Methodist Church
2nd Annual
Trunk or Treat
October 31, 6-8 p.m. 1801 N 19th Ave E, Newton
Trick or Treat
Spaghetti Supper
ELIMINATE GUTTER cleaning forever! LeafFilter, the most advanced debrisblocking gutter protection. Schedule a FREE LeafFilter estimate today. 15% off and 0% financing for those who qualify. PLUS Senior & Military Discounts. Call 1-855-995-2490
Fri., November 1st, 9am-7pm & Sat., November 2nd, 9am-3pm 217 N. 2nd Ave W.
20% off all Books, CD’s, DVD’s & Lotion Tanning Specials Refreshments & Drawings Spin the wheel for awesome prizes
Book Trader Tan America
Gates Corporation invites you to join in on the family fun with: • Candy • Games • Prizes • Hot Chocolate • AND more!
Mike’s Lounge Place 114 E Washington St Monroe, IA
WE’RE GONNA
PARTY LIKE IT’S 1979 Mike is celebrating 40 Years in business!
Saturday, November 2, 2019 Special Happy Hour 1-5 p.m. Select beverage specials with prices from 1979! Enjoy drinks, snacks and music while reminiscing with pictures and stories of Mike’s past 40 years. Hope to see you there!
Ph: 641-791-4024
Wittemberg Church Historical Society Soup Supper
Colfax Knights of Columbus Raffle & Annual Dinner
Thanksgiving Supper
Saturday, November 2
Sun., November 3rd, 2019 4-6:30 P.M. 662 Holly Avenue, Newton Join us on Sunday, November 3rd from 4-6:30 p.m. for a soup supper. Chili, potato and chicken noodle soup, as well as breads, relishes, pies and assorted desserts will be served. Your free will donation will help fund this Jasper County Landmark.
Friday, November 8, 2019 Colfax Immaculate Conception Church Doors open at 6pm Join us on Friday November 8th at Colfax Immaculate Conception Church for the Annual Colfax Knights of Columbus Raffle and dinner. Silent auction for multiple items, 50/50 drawing and a grand prize drawing for a $100 Casey’s gift card and a wall clock. Doors open at 6pm. Silent auction bids accepted until 7:30pm. Dinner will be served at 7:00pm. Event hosted by the Colfax Knights of Columbus.
Killduff United Methodist Church Serving begins at 4:30 PM Turkey, dressing, and all the trimmings PLUS PIE! CARRYOUT AVAILABLE $9...ages 12 & up $4...ages 4-11 yrs FREE...3 & under
JASPER COUNTY ADVERTISER, Wednesday, October 30, 2019 3 NATIONWIDE
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STAY IN your home longer with an American Standard Walk-In Bathtub. Receive up to $1,500 off, including a free toilet, and a lifetime warranty on the tub and installation! Call us at 1-855534-6198 TRUCK DRIVER TRAINEES NEEDED at Stevens Transport! Earn $1000 per week! Paid CDL Training! No experience needed! 1-844-452-4121 drive4stevens.com. VIAGRA AND CIALIS USERS! 100 Generic Pills SPECIAL $99.00 FREE Shipping! 100% guaranteed. 24/7 CALL NOW! 888-445-5928 Hablamos Espanol. PERSONAL
NARCOTICS ANONYMOUS Meets Sunday and Wednesday. 7:00 PM in Basement of St. Stephen's Episcopal Church SERVICE DIRECTORY DOORS
Service Directory!!
One Low Monthly Rate Advertised for a month in the Newton Daily News, Jasper County Advertiser, Jasper County Tribune and online! $70 for a 1” space, each additional 1/2” is $5 more! Reach thousands of customers weekly! For More Information, call (641)792-3121 x 6542.
SERVICES SELL FAST
www.ineedthedoordoctor.com
DEWALT CORDLESS compact 1/2” drill driver, hammer drill model #DC725 with charger used once $45; Delta 10” compound power miter saw, Shopmaster w/dust bag, model MS250; 2-DeWalt 3/8” electric drills 3.5 amp in good condition $35/ea.; Delta 10” contractors saw on rollers w/extension wings, complete w/miter gage, 30” rip fence, 1 ½ HP motor, and misc accessories, saw is in excellent condition. 641-792-2591
WOMENS WINTER coats & jackets, several 2X, some large. Colors: black, burgundy, red, browns, $30 or less. Womens shoes sizes 6 to 7, casual athletic & dress, $20 or less. All items in very good condition. Call 641-7929428 for an appt. to view or questions.
AUTO FOR SALE? SELL YOUR SUV HERE!!!
Service Directory!!! Oe
Low Monthly Rate Advertised for One Month in the Newton Daily News, Jasper County Advertiser, Jasper County Tribune and online!!
SOFA, CHAIR, and ottoman like new pd. $1200, asking $300. Non-smoking leather sofa clean, no rips, cream color, like new $250. 641-831-9571
$70 for a 1” Space, each additional 1/2” is $5 more!
WOMEN'S WINTER coats and jackets, several 2X, some large, colors: black, burgundy, red, browns, $30 or less; also women's shoes sizes 6-7, casual, athletic and dress $20 or less. All items in very good condition. Call 641-7929428 for an appointment to view or questions.
Reach Thousands of Customers Weekly!!!
AUTOMOTIVE
1985 FORD box truck, good shape, runs good, low miles $2500 or best offer. 515-669-1434 1991 4 door Cadillac 122,000 miles, runs great, new brakes and tires $2000. 641-521-4028 2004 HONDA Odyssey van, V6, automatic, power windows and locks, new front end and tires. Asking $2000. 515-710-4259 before 2 or on weekends. TRUCK WITH a bad engine $1000 641-891-5298 WRECKER BED $2000/obo 641-891-5298
NEW 2020 – 3 Br., 2 Bath, MANUFACTURED HOME. 2” x 6” Walls, Electric Range, 18’ Refrigerator, Caramel Cabinets, Vinyl/Shingle, FACTORY DIRECT SALES, $31,500. Delivered East Of I-35/Iowa, 1-319239-1920. (MCN)
More readership than ANY publication in Jasper County. Place your ad in the Newton Daily News & Jasper County Advertiser until it sells.
Only $25.00
Ad will include up to 25 words & a photo. Call for more details on our Photo Special 641-792-3121 ext 301. Ask about our Sunrise Edition
WANT TO BUY your manufactured home or mobile home 1990 and newer CENTURY HOMES of OSKALOOSA 641-672-2344. (MCN) If you or a loved one were diagnosed with OVARIAN CANCER or MESOTHELIOMA after use of TALCUM products such as BABY POWDER or SHOWER TO SHOWER, you may be entitled to compensation. Contact Charles H. Johnson 1-800-535-5727. (MCN)
CASH FOR CARS: We Buy Any Condition Vehicle, 2002 and Newer. Competitive Offer! Nationwide FREE Pick Up! Call Now For a Free Quote! 888-3665659(MCN) DONATE YOUR CAR, TRUCK OR BOAT TO HERITAGE FOR THE BLIND. Free 3 Day Vacation, Tax Deductible, Free Towing, All Paperwork Taken Care Of. CALL 1-855-977-7030 (MCN) Spectrum Triple Play! TV, Internet & Voice for $99.97/mo. Fastest Internet. 100 MB per second speed. Free Primetime on Demand. Unlimited Voice. NO CONTRACTS. Call 1-855-577-7502 (MCN) DISH TV $59.99 For 190 Channels + $14.95 High Speed Internet. Free Installation, Smart HD DVR Included, Free Voice Remote. Some restrictions apply. 1-844316-8876. (MCN) Over $10K in Debt? Be debt free in 24 to 48 months. No upfront fees to enroll. A+ BBB rated. Call National Debt Relief 855-995-1557. (MCN)
FOR LEASE, 2 bedroom house, new appliances, nice yard, 601 E 25th St S. Strict references and credit check required. No pets. Discount available for teachers or nurses. 515210-4142 FOR SALE
WANTED
WANTED: FARM toy tractors, trucks, implements, farm related advertising items and Lego's. 641-526-3050 or 641-521-1448. WILL HAUL AWAY RIDING LAWNMOWERS, push lawnmowers, garden tractors, & snowblowers or garden tillers. 792-2416.
ADJUSTABLE BED, single, adjust the height of the head and feet with remote control, also has massage features. $200. 641-5210936
“Not Another Christmas Letter”
is open to the public and everyone is welcome. 1101 W. 4th St. So. • Newton 792-3353 • 4:00 p.m. Mon. - Sat.
EVENTS Nov. 6th-12th
Mon. 11th- Veterans Day Ceremony 11a.m. Tues. 12th-Vietnam Dinner 5:30p.m. Tues. 12th- Pulled Pork 5:30p.m. First Come, First Served!
We now serve Heggies Pizza!! $2 domestic bottles all day Saturdays!
The best place in town to meet old & new friends! Daily Drink Specials
Australia & New Zealand
We Are Excited to Share Our Upcoming Australia & New Zealand Trip With You!
November 21, 2019
BROWN FABRIC power lift recliner, does not lift, needs new activator. Bought new 4 months ago, will take $350 obo. Buyer must pick up in Newton. 515-865-4632.
The Newton American Legion
SM-NE3894670-1030
AUTOMOTIVE
PRECIOUS MOMENTS in boxes, 1987 “Hallelujah Country,” 1991”Bless Those Who Serve Our Country,” 1991 “He is My Inspiration,” 1992 “Our Friendship is Soda-Licious” - $10 each. 641-275-7600
with the
RENTALS
Call us at 641-792-9655 or 1-800-722-9655
FOR SALE
DURAHEAT 23,000 BTU kerosene space heater, never used $65; Snowblower 20” single stage yard machine, like new $125; Small electric lawn edger $15. 641-792-7506
For More Information, (641)792-3121 ext. 6542
SALES-REPAIR-INSTALLATION
FOR SALE
Matinee show at Old Creamery Theatre with meal at Valerie’s Fine Dining, Lynnville! Those crazy days before Christmas: Black Friday shopping, the perfect Christmas letter, assembling the gifts! Comedy show!
TO: All Interested Travelers RE: Upcoming Trip in March 2021 WHEN: Tuesday, November 5 4:30 p.m. WHERE: Newton Community Theatre, 1701 S 8th Ave E, Newton, IA 50208
DEADLINE: November 1, 2019 SM-NE3894644-1031
100 N. 2nd Ave. W., Newton 641-792-1980 www.jhtraveltours.com
SM-NE3894645-1101
100 N. 2nd Ave. W., Newton 641-792-1980 www.jhtraveltours.com
Wade/Horrell
Engagement
Shawn and Vicki J. Wade announce the engagement of their son Logan Gage Wade to Haleigh Austine Horrell. She is the daughter of Heather (Shane Naanep) DeBord of Coralville and Patrick (Emily) Horrell of Des Moines. The groom-to-be is a Multi-line Adjuster at United Fire Group in Cedar Rapids and a Staff Sergeant in the Iowa Army National Guard, graduated from Iowa State University and is completing his Master’s Degree at Syracuse University. The bride-to-be is Curriculum/Lead Teacher at Creation Kids Preschool in North Liberty and attended Kirkwood Community College. The couple resides in Cedar Rapids. A September 19, 2020 wedding is planned. SM-NE5795748-1101
Celebrate Your
Special Day! Engagements, Weddings, Anniversaries, Birthdays and Births, Thank Yous, Graduations, and More!
Call 641-792-3121 ext. 6542,
or stop by to get your ad placed today!
Newton Daily News & Jasper County Advertiser
How would you like your event to be seen by all of Jasper County? We dedicate an entire section within our publication to entertainment! If you want your event to be a success, ADVERTISE WITH THE BEST! Please call 641-792-3121
Jasper County
Advertiser The only publication in Jasper County with over 15,000 circulation!
4 JASPER COUNTY ADVERTISER, Wednesday, October 30, 2019
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EMPLOYMENT
EMPLOYMENT
COMPUTER ISSUES? FREE DIAGNOSIS by GEEKS ON SITE! Virus Removal, Data Recovery! 24/7 EMERGENCY $20 OFF ANY SERVICE with coupon 42522! Restrictions apply. 1-844938-0797. (MCN) Attention all homeowners in jeopardy of Foreclosure? We can help stop your home from foreclosure. The Foreclosure Defense helpline can help save your home. The Call is absolutely free. 1-866-8501384 (MCN) Trailer Sale: TOW Dollies: Aluminum & Steel Utility trailers; Skidloader trailers; Aluminum 3 horse slant & 14’ Livestock trailers; New 6’X12’ Cargo $3,199.00; New 7’X16’ V-nose, ramp $5,199.00; 18 Models of
DUMP trailers. For INFORMATION & PRICES go to www.FortDodgeTrailerWorld.com 515972-4554. (MCN) Attention: Oxygen Users! Gain freedom with a Portable Oxygen Concentrator! No more heavy tanks and refills! Guaranteed Lowest Prices! Call the Oxygen Concentrator Store: 855-536-0324 (MCN) Still paying too much for your MEDICATION? Save on medications such as Lipitor, Advair, Diskus, Eliquis, etc! Receive free shipping on 1st order – RX required. Call 1-877-304-0870 (MCN) SAVE ON YOUR NEXT PRESCRIPTION! World Health Link. Price Match Guarantee! Prescriptions
EMPLOYMENT
EMPLOYMENT
MARIPOSA FARMS Grinnell, Iowa
Just in Time for the Holidays
Mariposa Farms is looking to fill permanent full-time and part-time positions. We are also looking for full-time short term positions through the Holiday Season. Wages start at $11.50 an hour with additional benefits available after 60 days of employment. Job duties include harvesting, packaging, and preparing fresh herbs for shipment. Applications are available at mariposafarms.com.
Contact Lindsey at 641-236-5740 with any additional questions.
TEMPASSOCIATES PROVIDING JOBS SINCE 1986 Grinnell’s #1 staffing company is seeking: Production and Clerical Positions Various shifts Available Grinnell, Victor, Brooklyn and Newton $9.50-18/hr. 1029 Broad St. Grinnell, IA (641)236-9220
Required. CIPA Certified. Over 1500 medications available. CALL Today For A Free Price Quote. 1-866-710-6889 Call Now! (MCN) VIAGRA and CIALIS USERS! 60 Generic Pills SPECIAL $99.00. FREE Shipping! 100% Guaranteed. 24/7 CALL NOW! 888-297-2414 Hablamos Espanol (MCN) Stay in your home longer with an American Standard Walk-In Bathtub. Receive up to $1,500 off, including a free toilet, and a lifetime warranty on the tub and installation! Call us at 1-855-372-3080 or visit www.walkintubquote. com/midwest (MCN) Start Saving BIG On Medications! Up To 90% Savings from 90DAYMEDS! Over 3500 Medications Available! Prescriptions Req’d. Pharmacy Checker Approved. CALL Today for Your FREE Quote. 844903-1317 (MCN) NEW AUTHORS WANTED! Page Publishing will help you self-publish your own book. FREE author submission kit! Limited offer! Why wait? Call now: 855-623-8796 (MCN) DONATE YOUR CAR TO CHARITY. Receive maximum value of write off for your taxes. Running or not! All conditions accepted. Free pickup. Call for details. 855-7526680 (MCN) Book Your Flight Today on United, Delta, American, Air France, Air Canada. We have the best rates. Call today to learn more 1-855-725-6305 (MCN)
SM-NE5795646-1030
EMPLOYMENT
Jasper County Legal Assistant
LOOKING FOR Full Time Overnight Aide Positions
PROGRESS INDUSTRIES is hiring Direct Support Professionals who are interested in making a difference in the lives of people with disabilites.
FT, PT, and On-Call positions available
SM-NE3894764 SM-NE3894764-1108 SM-NE3 894764-1108 894764 -1108
We offer excellent benefits and opportunities and we are adding to our amazing team in Newton, IA. Candidates must be at least 18 years of age, have a high school diploma, good driving record and a reliable vehicle to carry out job duties. If you share the mission of "Supporting people to achieve a fulfilling life in their community" and you want to work with the BEST.... Go to www.progressindustries.org and apply NOW! Please contact Jane Johnson at 641-275-3375 EOE
APPLY NOW!
The Jasper County Attorney’s Office is seeking a qualified legal assistant. Extensive knowledge with Microsoft Word, Outlook, and document templates is required. Experience working with electronic records management systems and/or data bases is preferred. Legal assistant will spend majority of their time drafting legal documents, electronically filing documents, working with database, and preparing cases for prosecution. Will work with staff attorneys on cases and occasionally attend court proceedings. Starting rate of pay is $19.59 per hour with County paid benefits.
• Great benefits, including 401k, health, dental and education assistance with paid holidays • Over 3 weeks of Paid Time Off per year Starting on 91st day of employment. • Employee discounts on Windstream Service
Job description and applications are available at the County’s Human Resources office at 115 N 2nd Ave E, in Newton or online at www.co.jasper.ia.us
Inbound Customer Care Specialists Needed in Newton, IA
Full-time 40 hours • per week We Offer
Apply NOW at www.WindstreamTalent.com
Application deadline Nov. 7, 2019 Drug test and background checks required
Customer Care Specialist Job # 19002998 Previous experience not required. Please call 641-787-2150 with any questions
SM-NE5795729-1106
EOE
Does Your Business Have A Job Opening? Is It Tough To Find The Right Person For That Position?
WE CAN HELP! Place Your HELP WANTED Ad In The ONLY Publication In Jasper County Being Delivered To Over 15,000 Homes Every Week!
Jasper County
Advertiser
To Get The Results That You Want And Need Call 641-792-3121 200 1st Ave. East, Newton email: advertising@newtondailynews.com
JASPER COUNTY ADVERTISER, Wednesday, October 30, 2019 5
A PLACE FOR MOM has helped over a million families find senior living. Our trusted, local advisors help find solutions to your unique needs at no cost to you. Call 1-888-894-7038 (MCN)
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your RV down to the warm Rio Grande Valley. J-5 RV Park in Mission Tx. will welcome you with a country setting, friendly people and lots of activities to keep you busy. We have a special for first time visitors. Phone us at 956-6827495 or 515-418-3214. Email info@j5rvparktex-
as.com Tom and Donna Tuttle, Managers (MCN) Orlando + Daytona Beach Florida Vacation! Enjoy 7 Days and 6 Nights with Hertz, Enterprise or Alamo Car Rental Included – Only $298.00. 12 months to use. Call Now! 844-2775137. (24/7) (MCN)
N SUBS EW CR IP T ONLY ION !!!
Meet our obstetrical provider team
BAG a FREE MONTH with your NEW Newton Daily News subscription!
Darryl Johnson, D.O., OB/GYN
Pat Edwards, M.D., Family Practice
Esgar Guarin, M.D., Family Practice
(641) 792-2112 300 N. 4th Ave. E., Newton www.newtonclinic.com www.facebook.com/newtonclinic
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FLU SHOTS
Pay for 12 months & Get 1 month FREE! * Also receive a $20 gift certificate from Fareway or HyVee!
200 1st Ave E. • Newton • 641-792-5320 Office Hours: 8:00-5:00 Monday thru Friday Send me my $20 gift certificate and 13 months of the NDN Fareway HyVee Name
Injectable Vaccine
Address
Phone
City
Now Available at the Newton Clinic
State
ZIP
Check the delivery method which applies to you: Carrier delivery in Newton and area communities; $167.80 Motor Route delivery; $206.20 Mail in county; $223 Mail out of county; $244 Payment method: Payment enclosed* Check enclosed Credit Card Charge card # Exp. date Signature
We are happy to file insurance.
*Fareway and HyVee gift cards will be sent upon receipt of payment and this coupon.
Clip and mail to - Newton Daily News PO Box 967, Newton, IA 50208 This special offer is good through December 31, 2019 ONLY This offer may not be used in combination with any other offer. In the event of a cancellation of a subscription purchased through this offer, the amount of any applicable refund shall be reduced by the amount of $20.
SM-NE3894543-1030
SM-NE5795688-1218
BUSINESS CARD DIRECTORY
Heating •Air Condition 409 N. 23rd Ave. W., Ne
ing • Plumbing
New Patients Welcome Dr. Greg Bruns
wton, Iowa 50208
FAMILY DENTIST
(641) 792-1186
www.brookwoodinc.com
“Quality is remembered
SM-NE494043-1030
11 2 Fi rst Av enue Ea st P.O. Bo x 68 Ne wt on , IA 50 20 8
long after price is forgo
tten”
641-792-2148
Premier Dealer
GRALNEK-DUNTIZ Steel - Welding - Trash Propane - Scrap
WHY GIVE YOUR SC RAP STEEL AWAY FO R FREE? We buy scrap steel at com petitive prices!
*We fill propane cylind ers *Cut to order new & use d steel *Roll off containers for commercial job sites & trash remov al
Keeping You Comfortabl
e!
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Just South of I-80 on HW Y 14 • Newton, IA 50208 (641) 792-8854 or 1-8 00- -2886 www.carcountryiowa252 .com
Husband and wife team for over 30 years. SM-NE5795659-1030
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n, Iowa 50208
641-792-2387
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check us out at: www.brookermech.com
6 JASPER COUNTY ADVERTISER, Wednesday, October 30, 2019
Managing Your Money: These Behaviors Make You A Scam Target
Caregivers, Take Care: How To Keep Your Caregiving Duties From Overwhelming You
(NAPSI)—If you spend a lot of time on social media sites or looking for great online deals, you may wear a bullseye when it comes to scammers hunting for prey, according to groundbreaking fraud research from the FINRA Investor Education Foundation, BBB Institute for Marketplace Trust and the Stanford Center on Longevity. Researchers surveyed more than 1,400 Americans and Canadians who were targeted by scammers and reported the fraud to the Better Business Bureau (BBB), which tracks scams. Nearly half of those surveyed did not engage with the fraudster. However, 30 percent engaged to some degree but ultimately did not lose money, while 23 percent engaged with the fraudster or offer and lost money. What separates victims from non-victims? “The path to victimization begins with engagement,” said FINRA Foundation President Gerri Walsh. “Social media and website scams are flourishing. Every time you respond to a friend request from someone you don’t know or click through to an unfamiliar website, you run the risk of being exposed to a scam.” Your chance of falling victim to a scam varies by type—for instance,
online purchase scams, tech support ploys, fake check or sweepstakes frauds—and by the method in which you are exposed to the offer. For those exposed to a scam through social media or a website, the numbers are chilling. When exposed to a scam on social media, 91 percent engaged and 53 percent lost money. The odds of losing money to website scams were only slightly lower: 81 percent of consumers in the study who were exposed to a fraud via a website said they engaged—and 50 percent lost money. Other factors heighten the likelihood of falling for a fraud. Consumers were more likely to be victimized if they were isolated and didn’t have anyone to discuss the offer with, according to the study. Consequently, those who engaged scammers and lost money were less likely to be married and more likely to be widowed or divorced. “Sadly, loneliness and fraud victimization seem to go hand in hand,” noted Walsh. You’re also more likely to engage and lose money if you’re feeling financial strain, or have low levels of financial literacy, the study found. Protect Yourself Take these steps to protect yourself from fraud: • Ask for input from
others. Scammers try to isolate their victims. Don’t be afraid to contact a friend, or a company or organization you trust for advice. It also helps to do additional research before sending any money. One easy action: Do an Internet search to see if the website or pitch has been flagged as fraudulent or potentially fraudulent by news organizations or members of the public. • Focus on your financial health and literacy. Individuals under financial strain and those with lower levels of financial literacy may be more susceptible to scammers. • Knowledge is power. Knowing about scams and scammer tactics can be your best defense in successfully reducing the effect of scams. Keep up with the latest frauds by subscribing to consumer newsletters and seeking out information on current scams. One-third of consumers who were targeted by a scammer, but did not engage with the offer, already knew about the specific type of scam. In addition, consumers who understood the tactics and behaviors of scammers tended not to engage with fraudsters. To learn more about how to protect your money, visit www.FINRA.org/LearnMore.
REAL ESTATE
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REAL ESTATE
(NAPSI)—Caregiving for a loved one can be a fulfilling, yet overwhelming experience. Forty million Americans provide care for their aging loved one each year, and spend an average of 24.4 hours per week doing so. Try as one may to create a balanced lifestyle, it’s a role that easily crowds out other important areas of life, including personal and professional relationships, and generates high levels of stress that could lead to serious health problems longterm if not managed. Caregivers should feel empowered to adopt the following tactics to lighten the burden, and achieve a renewed sense of control: Remember your own health: It’s important to not lose sight of your physical and mental health during particularly stressful times. Improve your energy level with smart eating choices: plan easy, healthy recipes that take less than 30 minutes, schedule grocery deliveries, or subscribe to meal kits. And, committing to just 10 minutes a day of moving your body will help you feel energized, while boosting your mental health. Exercise is also a good way to engage with your loved one—join them for a walk or even a water aerobics class. Be transparent with
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your employer about your role as a caregiver: Burning the midnight oil to meet your caregiver and professional responsibilities doesn’t do you, your loved one, or your career any favors. Speaking candidly about the pressures you face as a caregiver with your employer can help relieve stress in the long run. Discuss options such as flexible work hours or working remotely, and set realistic expectations for yourself. Leverage technology: Utilize tools that offer you visibility into your loved one’s health status and simplify the complexities of coordinating care. These solutions allow you to refocus your attention on the key moments that matter most with
your loved ones, while offering the peace of mind of knowing your loved one will have 24/7 access to help. For example, Philips Cares is a mobile application that enables you to easily form and activate a care circle of trusted family and friends, access meaningful insights into your loved one’s wellbeing, and manage your Philips Lifeline personal alert service. It helps you and your care circle be there for your aging loved ones, easing and enriching their aging journey. To learn more about the latest technology helping to ease caregivers’ burdens, visit https://philips.to/2MGDqLm or call (855) 2237395
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JASPER COUNTY ADVERTISER, Wednesday, October 30, 2019 7
Protecting Our Environment: Celebrate ENERGY STAR Day-Every Day ergy bills. American consumers interested in saving money on their utility bills can look for the blue ENERGY STAR label to identify products—in categories such as electronics, appliances, smart thermostats, and lighting-that have been independently certified to use less
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energy. According to the EPA, outfitting your home with these products could save you 30 percent—or about $575—on your household energy bills, while avoiding more than 5,500 pounds of greenhouse gas emissions that contribute to climate change. Utilities, product manufacturers, and retailers around the country join the celebration and offer special deals that help make energy efficiency accessible and affordable for everyone. In some communities, manufacturers of ENERGY STAR certified
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(NAPSI)—Every October, the U.S. Environmental Protection Agency (EPA) celebrates ENERGY STAR Day to raise awareness about the benefits of saving energy today, tomorrow, and for good. The typical household spends about $2,000 a year on en-
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8 JASPER COUNTY ADVERTISER, Wednesday, October 30, 2019
Fire Safety: Home Fire Risks Increase As Weather Cools NAPSI)—The fall and winter seasons bring cooler temperatures, holidays, and images of cozy nights by the fireplace. Yet the change in seasons also comes with the chance of severe weather and an increase in fire risks. According to the U.S. Fire Administration, more home fires occur in winter than in any other season. “Holiday decorations, space heaters, generators, and fireplaces all present fire hazards if not properly used and maintained,� said Steve Hirsch, chair of the National Volunteer Fire Council. “Residents should be aware of the dangers and take the steps to make sure their families and homes are protected.�
Follow these tips to minimize home fire and safety risks: • Install smoke alarms in every sleeping room, outside each separate sleeping area, and on every level of the home. Test monthly to ensure they work. • Install carbon monoxide alarms and test them at least once a month. • Know where the gas, electric, and water main shut-off controls are and how to use them. • Place fire extinguishers in the kitchen, garage, and living room, and make sure all household members know how to use them. • Develop a home fire escape plan and practice it with the entire family. • Keep portable
generators outside and away from the home. • Install a screen in front of each fireplace or wood stove. Store cooled ashes in a metal container outside the home. • Have chimneys professionally inspected and cleaned every year. • Keep anything that can burn at least three feet away from fireplaces, radiators, space heaters, or other heat source. • Never leave lit candles unattended, and keep them out of the reach of children and pets. • If using a live Christmas tree, keep it adequately watered and get rid of it after Christmas or when it gets dry. Residents can also take an active role in
protecting their communities from hazards such as fires, medical emergencies, and much more. Fire departments across the country are looking for volunteers to serve as firefighters, EMS providers, and auxiliary members. “The majority of firefighters in the U.S. are volunteers— neighbors helping neighbors in an incredible and rewarding way,� said Hirsch. “We need more people to answer the call to serve.� Training is provided by the department, and volunteers can serve in a variety of roles, from providing life-saving emergency response services to conducting fire prevention programs and disaster preparedness planning.
Learn more and find a volunteer fire service opportunity by going to www.
MakeMeAFirefighter. org.
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