FMS-5-28-2015

The Farmside THURSDAY, MAY 28, 2015 | 50¢ | SERVING HUNTLEY, MARENGO & UNION | SHAWURL.COM/HUNTLEY

AUCTION PROBE Police investigate theft of Grateful Dead items from Donley’s Auction Services in Union PAGE 3

Photo provided

Police are investigating the theft of about $75,000 worth of Grateful Dead memorabilia items that were awaiting transfer to their owners from an April auction celebrating the band’s 50-year career.

COUNTY POSTS RESTAURANT INSPECTIONS ONLINE

Vol. 54 No. 19 | MC | FMS

PAGE 5

The Farmside • shawurl.com/huntley • Thursday, May 28, 2015 • MC

| NEWS

2 The Farmside Serving the communities of Huntley, Marengo and Union.

Shaw Media shawurl.com/huntley Call: 815-459-4040 Newsroom fax: 815-459-5640 7717 S. Route 31, Crystal Lake, IL 60014 Missed delivery & customer service: 815-459-8118 Administration Kate Weber, publisher 815-459-4400, kweber@shawmedia.com Dan McCaleb, editorial director 815-459-4122, dmccaleb@shawmedia.com To place an ad: Display: 815-459-4040 Classified: 815-455-4800 Legal notice: 877-264-2527 publicnotice@nwherald.com General information The Farmside is published every Thursday by Shaw Media.

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“Serving our communities to make them better places to live.”

Photos by Sarah Nader - snader@shawmedia.com

Prairie Ridge students Lucy Skerke (from left), 18, Megan Shaver, 18, Ali Karacia, 18, and Sean McCracken, 17, look up college and financial aid information Monday at the college and career center at Prairie Ridge High School.

County, other experts stress knowledge, resources for student loan best practices

By ALLISON GOODRICH agoodrich@shawmedia.com CRYSTAL LAKE – When Brady Olson began shopping for colleges, he knew financial forethought would play a major role in his decision-making process.

“When I picked out my college, I looked at what kind of law school benefits it had to offer,” said Olson, a graduating senior from Prairie Ridge High School who hopes to be a prosecutor or join the FBI. And even though he found a scholarship at the University of Kansas for thousands per year, including the years he plans to spend at the university’s law school, he still expects student loan debt, as for many other collegegoers, will be “a big burden” later in life.

As of last June, 71 percent of students who earned a bachelor’s degree graduated with

See LOANS, page 6

Paula Steiner, college readiness counselor, works Monday with students at the college and career center at Prairie Ridge High School.

3

By ANNE EICKSTADT editorial@shawmedia.com UNION – Police are investigating the theft of about $75,000 worth of Grateful Dead memorabilia items that were awaiting transfer to its owners from an April auction celebrating the band’s 50-year career.

McHenry County Sheriff’s police said several items from the Grateful Dead Family Jubilee Auction were stolen at an unknown time during the weekend of April 25 and 26 from Donley’s Auction Services, 8512 S. Union Road, Union.

The items were being processed for shipping,

Police are investigating the theft of about $75,000 worth of Grateful Dead memorabilia (above and right) that was awaiting transfer to their owners from an April auction celebrating the band’s 50-year career.

This hand-painted original Mouse-Kelley poster (far right), circa 1966, was among several items from the Grateful Dead Family Jubilee Auction that were stolen from Donley’s Auction Services in Union. This poster was listed at a minimum auction price of $25,000.

Photos courtesy of Donley Auction Services

and a number of them were awaiting pickup by armored car.

Only local events were scheduled in the complex and the thieves had to get past staff employees to reach the prep area.

The most valuable piece stolen is a hand-painted, 1966 original Stanley Mouse/Alton Kelley Family Dog skeleton with roses. This image became an iconic symbol for the band.

This particular piece began as a black-and-white print. It had recently been hand-painted specifically for this auction.

See MEMORABILIA, page 4

MC • Thursday, May 28, 2015 • shawurl.com/huntley • The Farmside

Iconic family dog skeleton with roses, most expensive item, among missing pieces

NEWS |

Police say $75,000 in Grateful Dead memorabilia stolen from auction house

The Farmside • shawurl.com/huntley • Thursday, May 28, 2015 • MC

| NEWS

4 Udder Century

How to help

Invitational registration is now available

McHenry County Sheriff’s police are asking the public for help in solving the case and finding the missing items.

Information can be offered anonymously to the Crimestoppers tip line at 800-7627867 (STOP) or by calling the Sheriff’s Investigations Division directly at 815-334-4750.

SHAW MEDIA UNION – The McHenry County Bicycle Club will host its 33rd annual Udder Century Invitational for bicycle enthusiasts of all ages June 7.

The event will take place rain or shine from Donley’s Wild West Town, 8512 S. Union Road, Union. This year’s invitational will travel along flat to rolling rural routes of 32, 50, 62, 75 or 100 miles through northern Illinois and southern Wisconsin. All routes are clearly marked, but map and cue sheets will be available.

Riders can take breaks along the way at rest stops that will include bagels, fruit, sandwiches, cookies and energy drinks. Riders also can enjoy a gourmet pasta dinner from 11 a.m. to 5:30 p.m. at Donley’s Banquet Hall after the races.

Riders should carry a spare tube, pump and water.

Riders younger than 15 must be accompanied by an adult.

All riders are required to wear helmets and abide by the rules of the road. Riders must be off the road by 5 p.m.

After dinner, riders can soothe their muscles with a professional massage for an extra fee. They can visit Donley’s Wild West Town, which is included in the registration cost.

The cost to register until May 28 is $24. The cost increases to $29 from May 29 to June 4. Registering the day of the event is $35. Children ages 6 to 12 are $10, and children younger than 5 are free. Advance registration closes at midnight June 4.

Proceeds will benefit the League of American Bicyclists, Trails for Illinois, League of Illinois Bicyclists, Rails to Trails Conservancy, Bicycle Federation of Wisconsin and Active Transportation Alliance.

For information, email udder@charter.net or visitmchenrybicycleclub.org.

• MEMORABILIA Continued from page 3

H. Rick Bamman - hbamman@shawmedia.com

Financial advisor Patrick O’Connor (left) greets client Dirk Vause of Crystal Lake before their meeting at the Wells Fargo Advisor office in Algonquin to discuss Vause’s plans for financing his retirement.

Save early to save trouble, county experts on retirement planning say Survey finds nearly one-third of workers have less than $1,000 in retirement savings

By STEPHEN Di BENEDETTO sdibenedetto@shawmedia.com Area financial planners find that shortcomings in a person’s retirement fund usually result from the person’s failure to plan.

A newly released national survey on retirement planning reinforces the notion.

Excluding traditional retirement plans and pensions, almost one-third of workers across the country said they have less than $1,000 in savings and investments that could be used for retirement, according to a survey of 1,003 workers and 1,001 retirees by the Employee Benefit Research Institute and Green-

wald and Associates.

Roughly 57 percent of respondents said they have less than $25,000 that could be put toward retirement. The respondents also said cost of living and daily expenses are the primary barriers to retirement saving.

Patrick O’Connor, the managing principal for Wells Fargo Advisors in Algonquin, said he often finds that workers want to invest their earnings into homes and cars first before they begin to tackle retirement, which can seem like a distant reality to many people.

“People don’t plan to fail.

They fail to plan,” O’Connor said. “That’s true now more so than ever.”

The earlier someone starts putting money away toward retirement, the easier retirement planning becomes, O’Connor said. Many times, workers think they’ll just work longer to save toward retirement, but they don’t anticipate health issues or economic downturns that could trigger early retirement, he said.

Of the retirees surveyed in the study, 50 percent said they left the workforce earlier than planned, with 60 percent of them citing health issues and 27 percent of them citing their company either downsizing or closing.

Paula Dorion-Gray, chief executive of Dorion-Gray Retirement Planning in Crystal Lake, wasn’t surprised by the national survey’s findings.

“After 49 years in storage, Stanley decided the anniversary year would be a good time to hand-embellish his original silkscreen. Because it was painted only last fall, the colors are far sharper and more vibrant than the original,” an auction catalog stated. The reserve price listed for this item in the auction was $25,000.

“This is not a piece that can be resold,” owner Randy Donley said. “It is too well-known.”

Three other posters were taken at the same time, including a 1986 original Grateful Dead Russelheim, Germany promoter poster; a 1986 original Grateful Dead Statue of Liberty first-print tour poster and a 1966 “The Quick and the Dead” serigraph hand-signed by artist Wes Wilson. This last item is a limited edition, large-format Family Dog (FD12). It is the first use of a skeleton for the Grateful Dead.

“Please help us solve this crime,” Donley said, “I am offering a reward for its safe return. Please do not destroy it for fear of getting caught. We just want it returned.”

“Please help us solve this crime. I am offering a reward for [the limited edition, large format Family Dog’s] safe return.

Please do not destroy it for fear of getting caught.

We just want it returned.”

Randy Donley

See RETIREMENT, page 6

Donley’s Auction Services owner

5 NEWS |

McHenry County food safety ratings are available online

By KEVIN P. CRAVER kcraver@shawmedia.com

Y

our smartphone or computer can now do more than give you customer ratings of your favorite McHenry County eateries.

A visit to the McHenry County Department of Health’s website can tell you how well it scored on its food safety inspection.

Health officials earlier this month put a search engine on the department website that allows people to view food establishment inspection reports dating back to 2010. The public can review reports for all 1,275 licensed food establishments in McHenry County, from restaurants to supermarkets, school cafeterias or anywhere that food is prepared.

Public demand for in-

Know more You can look up inspection reports for McHenry County food establishments at the Department of Health website at www.mcdh. info.

spection reports, as well as health departments nationwide posting them online, prompted McHenry County to follow suit, Public Health Administrator Michael Hill said. The health department fields several Freedom of Information Act requests a week for inspection reports.

“The main issue here is that if we’re getting FOIAs for these, it means people are interested, and if they’re interested, why not just put it out there for them?” Hill said.

The portal, which can be found at www.mcdh.info, includes information on how inspections are conducted and how to read the one-page inspection reports.

Because the search engine requires exact spellings of establishments as they are printed on their reports, the best way to find particular establishments is to look up its permit number, which can be obtained from a master sheet.

Food establishments get routine inspections one to three times a year, depending on their likelihood to spread food-borne illnesses. They are rated on a 100-point scale, with each violation – there are a total of 45 possible infractions – lowering the score between 1 to 5 points, depending on severity.

See INSPECTIONS, page 6

Illustration by R. Scott Helmchen - shelmchen@shawmedia.com

MC • Thursday, May 28, 2015 • shawurl.com/huntley • The Farmside

Serving up inspections

The Farmside • shawurl.com/huntley • Thursday, May 28, 2015 • MC

| NEWS

6

County chooses not to collect levy hike

By KEVIN P. CRAVER kcraver@shawmedia.com WOODSTOCK – The McHenry County Board’s policy for developing next year’s budget will again reject collecting the automatic levy increase it is entitled to under the tax cap.

Board members voted Tuesday evening to reintroduce the restriction, which the Finance and Audit Committee had recommended be deleted. After about 30 minutes of debate, and confused board members clarifying what it was they were adding or removing, they adopted the overall policy that staff will use to assembly the 2016 budget on a 24-0 vote.

John Hammerand, R-Wonder Lake, moved to undo the attempt to remove the language. The County Board for the past three fiscal years has voluntarily spurned the inflationary increase in recognition of the plight of county homeowners struggling with property tax bills that at least

• LOANS Continued from page 2 student debt, a U.S. Department of Education spokesperson said in an emailed statement. The average amount of debt was about $29,400.

As the end of the year approaches, local high school counselors and state and national experts have said student loan debt has become a commonplace idea for the college-bound, but there still seems to be much that people don’t know.

Think ahead For those like Olson who have a career in mind, there is a rule of thumb when thinking about student loans, said Betsy Mayotte, director of regulatory compliance for American Student Assistance.

“Generally, you shouldn’t take out more debt than the anticipated entry-level salary for your chosen profession,” Mayotte said, pointing toward the Bureau of Labor Statistics as a source for that information.

“But that’s a high-water mark.”

The same advice was given

one study ranks as among the nation’s highest.

“I find no fault in [the language], and I see no reason why we should remove that. … In fact, I see that as a goal we should work for,” Hammerand said.

Committee members clarified that the removal of the language did not mean the board intended to collect the inflationary increase but to increase transparency by identifying solid revenue expectations, especially with threats of losing shared income tax revenue from a cashstrapped state government.

The tax cap law the state imposed on the collar counties to rein in skyrocketing property tax bills in 1991 has had an unforeseen effect with property values declining with the bursting of the housing bubble. When home values were rising, the law limited the increase that taxing bodies can receive during the previous year to either 5 percent or the rate of inflation, whichever is less. But when

values fall, the tax cap helps government and hurts taxpayers by ensuring governments receive the inflationary rate if they so choose.

While the County Board and other governments have spurned the automatic increase, most others have not.

County government accounts for only about 10 percent of a homeowner’s tax bill, with school districts taking up the largest share. Taxing bodies next year will be able to collect a 1.8 percent increase unless they vote not to do so.

Not all County Board members were enamored with the idea of again adding language to the budget policy that would absolutely forbid the option of accepting the increase. Member Carolyn Schofield, R-Crystal Lake, said she supports rejecting the increase, but she does not want to tie the government’s hands given the “mess” down in Springfield.

“I am really concerned for the safety of our residents if we take a hard, fast line that

there’s no way we’re doing this,” Schofield said.

But several board members responded that a hard and fast line is exactly what needs to be drawn, citing the county’s high property tax bills and the fact its population has been declining in recent years, unlike the other collar counties.

“I don’t think Ms. Schofield has to worry too much about the safety and security of our residents, since more and more of them are leaving on a daily basis,” member Diane Evertsen, R-Harvard, said.

Tuesday’s debate underscored the reason why board members three years ago agreed to enact a solid set of rules before staff begins the process of assembling the budget. Board members directed staff putting together the 2012 budget to accept the inflationary increase but changed their mind and attempted to change it the night of the budget vote – just two weeks before the Dec. 1 start of the fiscal year.

by Mark Kantrowitz, senior vice president and publisher of Edvisors.com. In an email, he said if total student debt after graduation exceeds annual income, it will be difficult for the borrower to pay it back in 10 years and an alternate repayment plan might be necessary.

“A similar rule applies to parents,” Kantrowitz wrote.

“Parents should borrow no more for all their children than they can afford to repay in 10 years or by the time they retire, whichever comes first.

“This means borrowing no more than their current annual income in total for all children if retirement is 10 or more years away.”

dent Assistance Commission.

Baker added resources such as the Department of Education student aid website can offer information about that, as well as the various repayment plans, some of which are fairly new. Plans for direct loan and Federal Family Education Loan repayment vary widely from standard to extended to income-based.

ly mean,” Steiner said, adding she often gives students a loan repayment chart that shows what their payments might look like if they take out a particular amount in loans. “It shows, this is what your payment looks like, and in many cases, that’s a car payment or a house payment. I just try to give them a realistic view.”

When a student comes to her about paying for college, she advises, but to an extent.

First, she said every family should fill out the FAFSA, whatever the household income. Then it’s up to each individual family.

“I think $5,500 is the max for freshmen to take out [for federal loans] – I’m comfortable with that – but if that’s not enough for someone, I tell them to go and have a really good heart-to-heart with their family,” Steiner said.

In Olson’s case, he reiterated that it will be a long, expensive road to get to where he wants to be.

“Even just undergrad is going to be a lot of money,” he said. “But in regard to what I’m planning post-graduation, it’s worth it.”

Know your options Knowing what types of loans and repayment plans are out there is an important factor to consider, too, experts said.

When it comes to federal versus private loans, “generally, federal student loans have lower interest rates and greater flexibility,” said Lynne Baker, managing director of communications for the Illinois Stu-

Explore other options For Paula Steiner, the college and career center coordinator at Prairie Ridge, putting things into perspective like that, as well as exhausting all other options, is a big part of her job.

She has a long list of merit-based scholarship opportunities for a number of out-of-state schools she said most students are completely unaware of. To her, student loans, while usually an option, don’t need to be the first one to consider.

“Students have heard about student loans, they’ve heard about scholarships, and I sometimes think they don’t have a realistic idea of how easy it is to get those scholarships or what those loans real-

• RETIREMENT Continued from page 4 Coming out of the economic recession, many people who are unemployed or underemployed are prioritizing their daily expenses during their long-term retirement plans, she said.

Even in tough economic times, workers should try to put some money toward retirement investments since many often start planning for it too late, she said.

“Anything saved is better than nothing,” Dorion-Gray said. “Starting with a small amount is better than starting with nothing.”

Workers also should be mindful of their company’s defined benefit plans. Both Dorion-Gray and O’Connor said employees should contribute the maximum to their 401(k), especially if their employer provides a matching contribution.

Workers also should resist the urge to use their retirement savings for expenses not related to their retirement. A healthy retirement fund best positions people for a long retirement, O’Connor said.

“Time is your friend,” he said. “If you can save for it early, you are way ahead of the game.”

• INSPECTIONS Continued from page 5 While most are minor, meaning they can be corrected by the next routine inspection, 13 of them are “critical” violations that must be fixed either immediately or within 10 days of the inspection, unless the health department grants an inspection. Critical violations include food kept at inadequate temperatures, poor hygiene practices, or the presence of insects or rodents.

If an establishment’s score reaches 70 percent, its regular permit is suspended and a 30-day conditional permit is issued until problems are corrected. The health department shuts down any establishment that receives a score of less than 60 percent.

Besides routine inspections, health inspectors investigate complaints called in by the public. Hill said they average two to three in an active week.

The Farmside / classified@shawsuburban.com • Thursday, May 28, 2015 • MC • CLASSIFIED

“Lookout 7 Point” Photo by: S. Hendrickson

877-264-CLAS

COMMUNITY

(2527)

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classified@shawsuburban.com NWHerald.com/classified Upload your photos at

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SALESPERSON

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Shults Auto Sales Crystal Lake Call for more information 815-455-1070

Medium dark mink pelts, vintage. $350 815-276-7925

Contact the Better Business Bureau www.chicago.bbb.org - or Federal Trade Commission www.ftc.gov

Wedding Gown Size 4-6

Beaded, cream colored, silk taffeta, princess cut floor length dress w/ medium length train, $350.

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CAREGIVERS Immediate Opportunity If you are a Very Special Angel, you want this assignment!

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MINK STOLE

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REWARD $300 Murphy is still missing. Please help us find him. He is a cute male neutered cat, six years old, has a crooked ear, honey beige color. Please call if you see him.

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Pictures increase attention to your ad!

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Email: classified@ shawsuburban.com Fax: 815-477-8898

RECRUIT LOCAL! Target your recruitment message to McHenry County or reach our entire area.

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White Lace Cottage Presents The Vintage Chic Sale Thu May 28 5-8pm Fri May 29 10-5pm 2121 Greenview Dr. Woodstock Vintage Treasures including: Architectural Salvage Painted Furniture Small Lighting & Linens Vintage Dishes & Vintage Clothing, Unique Home Décor And much more!

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Call 224-735-7643

DAYBED, Excellent Condition. $50.

815-342-2311 DINING SET - antique HeywoodAntique Tool – Plain, Rosewood, Wakefield, pecan wood, sable color, dropleaf table, 4chairs, buffet w/ 16” Long. Great Cond. $95. open top shelves, $250, good con815-477-7916 dition! 815-455-0762

Baseball, Football, Basketball

70's, 80's, 90's Tops, Flair, Score Trading Cards, etc...

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SINK - Pedestal Combo Bathroom Sink.

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WINDOW SASHES Anderson Window Sashes C4 White, Smart Sun Low E, fits 1966-95, Glass size 19 3/4 w x 43 3/16 h. New in boxes.

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TODDLER BED Little Tikes Train Toddler Bed. Very good condition.

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Caliber 308 brass 920 count $180 lot, condition - fired once 847-639-4991

R-12 Refrigerant 10 lbs.

In 30 lbs cylinder, unused $100 847-639-4991

Garden Shed 8 x 6 Wood

Already built, Easy move/haul $300/obo, Algonquin.

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ANSWERING MACHINE GE DIGITAL HOME, STILL IN ORIGINAL BOX. $6. 847-658-3436 Dessert Display dishes. 5 bowls and plates - Glass - Some depression glass. $25 for all.

815-477-7916 Luggage - Samsonite carry on burgundy leather , 15” wide 14” height, 11” wide $35 excellent cond.

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Send your Help Wanted Advertising 24/7 to: Email: helpwanted@ shawsuburban.com Fax: 815-477-8898

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CLASSIFIED • MC • Thursday, May 28, 2015 • The Farmside / classified@shawsuburban.com

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Publisher's Notice: All real estate advertising in this newspaper is subject to the Fair Housing Act which makes it illegal to advertise "any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or an intention, to make any such preference, limitation of discrimination." Familial status includes children under the age of 18 living with parents or legal custodians, pregnant women and people securing custody of children under 18.

This newspaper will not knowingly accept any advertising for real estate which is in violation of the law.

Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination call HUD tollfree at 1-800-669-9777. The tollfree telephone number for the hearing impaired is 1-800-927-9275.

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