CNA-SS-8-14-2015

YOUR home

Summer 2015

1714 W. Spencer Creston

4+BR ranch home w/3 car attached garage. This 3 BA home has hardwood floors in dining & living room, new countertops & open floor plan. 4BR’s up & 2+in basement. Large family, theatre room down w/lots of storage.

Lots of upgrades including new furnace/central air. See Stewart Realty on page 8.

Country Club Dr. #7 Creston

Two bedroom, den and two baths with your own fenced patio off the dining area. Kitchen cabinets by Bolton Custom Cabinets and new granite countertops. Dave Long built with quality fixtures. Custom floors throughout.

Kitchen stove and refrigerator included. See Stewart Realty on page 8.

Look inside to see what these following businesses have to offer: Akin Building Center American Homes By Dave Long BNR Construction, LLC Brad Waltz Construction, LLC Boyd Appliance Center, Inc. Callahan Real Estate Carter Agency, Inc. Cook Video & Appliance

Creston Chamber Of Commerce Creston Mobile Home Sales, Inc. EllisPoore Real Estate Groupw First National Bank Green Valley Realty Iowa State Savings Bank J & A Flooring PCSB Bank

R Realty State Savings Bank Stewart Realty Vernie’s Window Fashions Zellmer’s Soft Water LLC

Page 2c— Creston News Advertiser — Friday, August 14, 2015

Guide to replacing home siding Few home improvements can transform a home more than the installation of new siding. Replacing siding can be a costly venture, but the right siding will maintain its appeal for years to come.

Updated siding can improve home’s energy value by enabling owners to save on heating and cooling costs.

A new design and color also can improve a home’s property value and set it apart from neighboring properties.

According to the Professional Builder’s Home Exteriors Survey, exterior design and materials used are a top priority for new home buyers.

Project costs depend on the size of the home as well as which siding material homeowners choose. Considering new siding is a major renovation, it pays to get the job done right.

Choose a qualified contractor It is important for consumers to do their research when it comes to siding materials and contractors. A contractor who takes shortcuts or improperly installs the siding may void a manufacturer’s warranty. Always ask family members and friends for recommendations before choosing a contractor, and check out each prospective contractor’s work for yourself. Interview more than one contractor and compare both their costs and what they offer. Ask plenty of questions of the contractors, and avoid those who try hard-sell methods. Questionable contractors may try strategies like a promise of a considerable discount if you “act now” or scare tactics that your home is unsafe in

its present condition.

Be sure the contractor carries general liability insurance as well as workers’ compensation insurance for their subcontractors. Ask for a license number as well and verify its accuracy.

Select a durable material Siding comes in all types of materials — from wood to plastic to fiber cement — but vinyl is among the most popular due to cost and availability. Research how well particular brands of siding stand up to conditions and which are the least likely to crack, warp or discolor. Find this information from online reviews or through consumer advocacy groups. Also remember, vinyl and other synthetic materials have improved and can now mimic the look of many other materials for a fraction of the cost.

Commitment is

Calculate how much you need Before you price out siding with contractors, estimate how much you will need for your house. Consumer Reports suggests multiplying the height times the width of each rectangular section of your house in feet, going by what you can measure from the ground, to determine their areas. Multiply the approximate height and width of gables and other triangular surfaces and divide each total by two. Then add all the totals. To allow for waste, don’t subtract for doors, windows or other areas that won’t be covered. Finally, divide the total square footage by 100 to estimate how many squares of siding you will need. A square represents 100 square feet. Knowing how much you need can save

Home Ownership

Finding a qualified contractor is an important component to any siding project.

you money.

Vinyl siding can completely transform the look of a home and make it more

energy efficient. Consumers who do their homework will get the best value for their investments.

make the change today.

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Creston News Advertiser — Friday, August 14, 2015 — Page 3c

The importance of clean gutters Every autumn, trees and shrubs take on their brilliant display of reds, oranges, purples, and yellows that mark the end of the growing season. Fall foliage may make for ideal photo backdrops and scenic days in the countryside, but closer to home leaves may be more of a hindrance than an aesthetic pleasure.

The hundreds of leaves that adorn the maples, oaks and other trees near homes will eventually fall as autumn turns into winter. Some will float down to lawns, while others will get lodged in gutters and downspouts, posing problems that can cause substantial and potentially costly problems for homeowners.

Homeowners know that gutter cleaning is an important part of fall home maintenance, but they may not completely understand why.

Gutter cleaning can be a

messy and time-consuming project, making it a project many homeowners are apt to put off. Waiting to clean gutters can lead to considerable problems, so it’s best to tackle the job well in advance of the winter.

Gutters guide rainwater and runoff from the roof so it drains properly away from homes. When gutters are clogged with leaves, a number of problems can occur.

• Leaks: Water will take the path of least resistance.

When clogged gutters do not allow the water to drain away properly, water will find other ways to the ground. It may work itself right into the walls and ceilings of the home. In addition to damaging walls and ceilings, moisture inside the home can promote mold growth. It also makes interior spaces more appealing to pests.

• Excess weight: Gutters are meant to hold the weight of traveling water and not much more. Gutters filled with leaves and other debris can quickly become heavy.

This stresses the entire gutter system and can cause the gutters to fall off of the home entirely.

• Nesting areas: Clogged gutters can serve as nesting areas for insects and birds.

Mosquitoes and other insects lay eggs in pooling water.

Gutters can quickly become breeding spots for harmful pests. Furthermore, birds may nest in gutters, creating unsightly messes and more damage. Seeds that sprout in clogged gutters can grow unchecked.

• Ice-damming: Left untreated, pooled water and leaves in gutters can freeze over. Blocked water can back up and push against the roof,

lifting shingles and destroying the roof in the process.

• Foundation trouble: Clogged gutters also may contribute to flooded basements and cracked foundations. Leaking water will pool around the foundation, expanding when frozen and causing cracks in basement and crawlspace walls. It also can cause driveways and other cement areas around the home to sag and crack.

Gutter cleaning should be scheduled in the spring and fall of each year. Homeowners can hire gutter-cleaning services to handle the job or do the job themselves. Rinse the gutters with water from the hose afterward to ensure good run-off. Take the time to seal any leaks as well. This routine maintenance can save homeowners many headaches and prevent some very expensive repairs.

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Page 4c— Creston News Advertiser — Friday, August 14, 2015

CONSTRUCTION CONS LLC

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BUILDING CENTERS 604 Sheldon •

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Your local lumber yard for all your building, rental and remodeling projects.

The Bank That Service Built

602 Sheldon • Suite A • Creston • 641-782-7820 M-F 9am-3pm Lobby • M-F 8am-5pm Drive-Up SAT 8:30am-12pm Drive-Up

Celebrating 45 Years Beautiful Built with Care Affordable zwater@iowatelecom.net zellmers.culliganman.com

...that’s what you’ll find in a home!

Your Modular and Manufactured Home Dealer

Creston Mobile Home Sales, Inc. 910 North Sumner Ave • Creston, Iowa 50801

Dino Groumoutis 641-202-0156

Rick Pettegrew 641-202-0409

Let “R” Realty.. be your realty!

Shellie Sullivan 515-210-9355

114 North Elm • Creston • 641-782-9408

105 S. Sumner Avenue • Creston Bill Callahan - Owner/Broker

641-782-2332 www.callahanrealestate.us

Bill Callahan • 641-782-2404 Ken Callahan • 641-202-0406 Kim Whittington • 404-909-9327 Randy Miller • 641-782-2331 Aaron Finch • 515-370-1592 Gary Borcherding • 641-344-7455 Ryan Osterbrink • 641-278-1130

Let us assist you in buying or selling.

Ask for Marie or Dennis

Brad Waltz Construction, LLC

1446 Hwy. 34 West • Creston • 641-782-4548 Monday-Friday 8-5 • Saturday 9-3 • Anytime by Appointment

R

208 N. Maple, Creston, IA 50801 641-782-8516 / 888-828-8516

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A Great Place to Live CRESTON CHAMBER OF COMMERCE 208 W. Taylor/Hwy 34 • 641-782-7021 www.crestoniowachamber.com chamber@crestoniowachamber.com

Creston News Advertiser — Friday, August 14, 2015 — Page 5c

Converting garages into livable spaces Many people decide to upgrade from their apartments or condominiums out of a need for more space.

But even after moving into a new home, homeowners may soon begin to outgrow the room they have.

Rather than looking for a new home, some homeowners consider expansion. Expanding a living space can be expensive, and a more affordable option may be converting existing basement or garage space into something more livable. Garages already are built on a foundation, have four walls and a roof overhead, so a garage-conversion project is merely a matter of turning this utilitarian area into a living space.

Before beginning the renovation, homeowners should consider the benefits versus

the cost of converting the garage. For those who are planning to grow old in a house, a garage conversion can be a worthy investment.

But those who intend to sell their homes rather than retire in them may learn that a converted garage can affect home value and make it less desireable at resale.

Compare your home to others in the area and see what your neighbors have done.

If converted garages are the norm where you live, your own renovation may fit in with others.

Always apply for the proper permits and learn the zoning laws to see if a garage conversion is acceptable in your town or city. It’s best to go by the book so that work can be done in a proper manner and be inspected for safety.

Many homeowners hope their garage-conversion projects will make their garages seem like a seamless part of the rest of the house.

To do so, you will need to remove evidence the space was once a garage. Slab floor will need to be raised and insulated. Walls also will need to be insulated and finished to improve comfort and soundproofing. Many garages do not have windows, so for the garage to function as a renovated space, windows may need to be added.

One of the biggest transformations will come by way of modifying the garage door entry. Some homeowners prefer to leave the existing door so that the home still has the appearance of a garage from the curb, while others remove the garage door and rebuild the exterior

wall so that it has a window or another architectural element. An architect can help suggest design elements that will camouflage the original garage look and make the space seem like it was always part of the main living area of the home.

Landscaping work also can minimize the appearance of an old garage. Rather than having the driveway end at the wall of a home, shrubbery, pavers and other techniques can blend the garage renovation into the rest of the yard design.

Transforming a garage into a living space can add several hundred square feet to a home. Hire a reputable contractor and follow the municipal guidelines for modifying the space to ensure the job is done right.

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Page 6c— Creston News Advertiser — Friday, August 14, 2015

The problem with hard water Home ownership opens people’s eyes to many new experiences, even requiring homeowners to familiarize themselves with certain things they never encountered as renters. Homeowners become novice plumbers, electricians, horticulturists, and even chemists as they wade through the projects and repairs involved with owning a home.

Outside of high school chemistry class, you may never have given thought to water composition and how it changes. However, once you become a homeowner, you may have to pay special attention to the type of water bubbling out of your faucets.

Hard water is a common concern, and it can affect appliances and other parts of the home.

What is hard water?

Hard water affects about 85 percent of the United States, according to the Water Quality Association.

Although not harmful to human health, hard water can impact one’s daily life in other ways.

Hard water is formed when water moves through soil and rock. It dissolves very small amounts of minerals and holds them in a solution.

Calcium and magnesium are the most common minerals to turn water “hard.”

The more magnesium and calcium water dissolves, the harder it becomes.

From nuisance to damaging Hard water can not only be a minor headache, but also something more serious.

Hard water can interfere with various cleaning tasks and also personal groom-

ing. Clothes washed in hard water may not be fully clean and may appear dingy. Hard water can cause a film on surfaces, such as bath tiles and tubs. Some people find that their hair and skin can appear dull and sticky due to hard water.

Hard water can have other effects, too. Over time, the water can deposit minerals on the inside of pipes, reducing water flow. If these deposits grow thick, you may have a plumbing issue on your hands. Furthermore, mineral deposits can harm appliances, such as water heaters, washing machines and dishwashers. Eventually, hard water may render these appliances ineffective, and they will need to be replaced.

Treatment options Considering hard water is such a common concern,

a number of treatment options exist. The main types of water-softening systems use either a packaged water softener or a mechanical watersoftening unit.

Packaged water softeners are chemicals that bond with the calcium and magnesium ions in the water so that they cannot interfere with cleaning efficiency.

These chemicals fall into two categories: precipitating and nonprecipitating. Precipitating softeners are borax and washing soda and can affect pH levels of water and make water cloudy. Nonprecipitating softeners use phosphates. Alkalinity won’t be increased, and usually there is no cloudiness or buildup.

These products are typically added to laundry loads and the like and are not recommended for drinking water.

Mechanical water-softening systems are hooked up directly to the plumbing of the house. They are ion-exchange systems that will add salt to the water. Although it can be safe to drink, softened water may not be recommended for those who are on low-sodium diets.

Hard water is a problem many homeowners have to face. It can affect a home’s appliances’ performance and cleaning abilities. Water hardness can be managed, and it is best to consult with an expert water-softening system manufacturer about your options.

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Creston News Advertiser — Friday, August 14, 2015 — Page 7c

Consider moisture issues when choosing insulation We insulate our homes primarily to keep them warm in the winter and cool in the summer. As a result, most of us evaluate insulation based on its thermal properties, which is definitely important to consider. However, there is another aspect of wall and ceiling insulation that should be considered before making a final decision, and that’s moisture. If you choose the wrong insulation, moisture can seriously damage the long-term performance of the insulation, drastically reducing the benefits it offers to your home.

Although wall and ceiling cavities may be out of sight after a home is built, they are very important spaces in residential construction and remodeling projects. They play a critical role in managing the interior temperature, noise level, air-flow and mold

levels. It is important that the insulation in the walls and ceilings works just as well years after installation as it does the day after the project is completed. This means that the insulation needs to stay consistent over time — any sagging, compressing or rotting will compromise the safety and comfort of your home.

To combat these potential problems, look for insulation that does not absorb water, but repels it. Stone wool insulation, like that produced

by Roxul, is a good choice.

Water-resistance is important year-round, but especially in summer, when humidity levels rise, and in spring and fall, when rain and moisture levels can increase dramatically. It’s vital that your insulation won’t compress or sag within the wall or ceiling cavity, because when insulation

materials compress and sag, they leave gaps, compromising the thermal performance of the wall. Cold, heat and sound can pass through much more easily, creating a living space that’s less comfortable and more expensive to heat and cool.

Another important consideration when choosing insulation is mold resistance. Materials that resist mold growth, like stone wool, are essential to the health of your home and family. Because mold feeds on organic matter, selecting an insulation that is composed of nonorganic matter is ideal to prevent rot.

Keeping moisture and mold at bay with a quality insulation will contribute to a safer indoor environment and provide energy savings and comfort benefits that can last for the lifetime of a home.

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Page 8c— Creston News Advertiser — Friday, August 14, 2015

Crest Plaza/701 W. Townline, Creston Office 641-782-7197 Broker: Stew Stewart www.stewartrealtyia.com “The Real Estate People”

See all our listed properties, pictures and details at... stewartrealtyia.com

Let us show you the way to your next home!

— Residential Homes — 99,500 $

429,900

Take a look at this clean home, located near the schools, at 503 West Townline, here in Creston. This two bedroom ranch home has a full basement with one room finished. One of the main floor bedrooms has been converted into an extra room off the kitchen and could easily be returned to make the third bedroom on the main floor. This home has a great patio area and fenced-in back yard and a newer storage shed.

This large, two bedroom home is move in ready and has lots of storage areas and a one car detached garage. Full bath on main level and half bath up in large bonus room. Corner lot with lots of trees for shade and lots of flowers. Take a look at this reasonably priced home, soon!

2 BR home with large bedrooms. Main floor laundry, lots of storage. Nice breezeway between home and single car garage, patio doors on both ends. Enjoy the evening breeze on the patio in back yard and inhale the fragrances of all the flowers that surround the home. Home is all elec. with zone heating in all rooms.

4 BR on the main floor w/huge living room. Large dining room open to kitchen, overlooking the park & lake. 2 full BA & 2 half BA. Large master bedroom w/walk-thru closet & large master bath w/whirlpool tub & double shower. A complete custom remodel w/new siding, windows & floor heat w/central air. Mature trees & landscaped areas on 1 1/2 acres.

109 N. Eugene St. • Orient

813 N. Sycamore St. • Creston

118 N. East St. • Orient

1407 Clayton Rd. • Creston

Come take a look at this cute little ranch home. Move in ready. Features newer furnace and central air. Large pantry off kitchen and also has large utility room with plenty of storage. Excellent starter home or great home for someone ready to downsize. All appliances included.

3 BR, 1.75 BA & laundry all neat and tidy on main level. 2 car attached garage. Walk out the dining room patio doors to a welcoming wood deck & access to the back yard. One owner home, has a full basement with poured walls. New roof in 2009 & new hot water heater in 2014. All kitchen appliances stay.

105,000 32,120 807 Flagship• Creston

Come and take a look at this beautiful three bedroom, 2 car garage, ranch home. This move-in ready home has large backyard, mature trees and a large rear deck for family gatherings. Three bedrooms on main floor, family room in basement with remodeled bathroom. All appliances stay, including 3 year old Amana washer & dryer. New patio doors leading to deck.

Two bedroom, one bath home with lots of living space, located in Quiet Harbor.

This home has an enclosed, one car, carport with handicap ramp which leads to the large enclosed sunroom. Open living room and kitchen floor plan. This home is in very good condition and will make someone a great home, for a great price!

75,000

$

98,500

Acreage w/updated home, large deck, detached shed w/concrete floor & partially insulated for shop or extra Great acreage with newer 2-1/2 car garage & nice 2 out buildings for club calves or horses. Great views from garage space. Home has new kitchen floor & dishwasher. Updated bathroom, new paint. Lots of yard space the hilltop, 2 miles to school, approx. 12 miles to shopping, hospital & many amenities. Home has structural for a garden or play area. Come take a look at this cute bungalow and make an offer. issues & selling as is with no warranties or guarantees expressed or implies.

$

SOLD

704 Hickory St. • Creston

417 Wyoming Ave • Creston

700 Davis St. • Corning

64,500

1927 Redwood Ave • Afton

59,900

SOLD

— Retirement Living —

COMMERCIAL PROPERTIES

$

$

1014 N. Mulberry St. • Creston

Nice little ranch on corner lot with det. garage.

Large living room and 2 bedrooms. Basement has some finish and put in an egress window for extra living area. 3/4 bath in the basement.

$

3136 167th St. • Thayer

REDUCED

Two bedroom, den and two baths with your own fenced patio off the dining area. Kitchen cabinets by Bolton Custom Cabinets and new granite countertops. Dave Long built with quality fixtures. Custom floors throughout. Lots of storage with one car, attached garage, and overhead attic. Kitchen stove and refrigerator included. Association dues are $75./ Mo. for easy living.

PENDING

REDUCED

124,900

140,500

$

$

157,900

69,000 $

SOLD

1201 Country Club Dr. #7 • Creston

ACREAGES & FARMS SOLD

$

$

$

$ $

89,900

1408 N. Elm • Creston

PENDING

PENDING

Beautiful ranch home on just over a half acre creating a piece of country but still in town. This is a 3 bedroom and 1 & 3/4 bathroom home. Cozy all season sunroom with gas fireplace.

Main floor laundry and one car detached garage with garden shed. Includes blinds, stove, refrigerator, dishwasher and microwave.

3 BR, 2 BA & laundry on main level. Fourth large BR w/1/2 BA upstairs.

Kitchen w/stainless steel appliances & custom cabinets Huge living room w/log burning fireplace. Attached heated garage. New Furnace, A/C & dishwasher in 2013.

REDUCED

206 W. Walnut St. • Mt. Ayr

$

908 N. Division St. • Creston

133,000

802 N. Lincoln • Creston

Nice hardwood floors, open stairway, some updates. Take a look at this home w/3 BR & full bath on upper level & large living room, formal dining room & 1/2 BA on main level. Outstanding 3 car garage. No warranties or guarantees expressed or implied. Selling as is.

62,500

229,500 Old England charm w/lots of living space! Come & look at this 4BR, 3BA home in a quiet neighborhood near the walking trails & McKinley Park. This multi-level home has several built-ins & large closets & storage areas. Large Great Room w/fireplace, large dining room & beautifully restored kitchen w/granite countertop, commercial stove & room for eat-in, too. Huge, lower family room with beautiful stone fireplace.

PENDING

SOLD

REDUCED

3 BR, 1 3/4 BA home is ready to move in & live. Lots of upgrades, including kitchen counter tops, kitchen floor & large remodeled main floor bath. This home has a large living room, hardwood floors in bedrooms & lots of storage on the main floor. Full basement w/lots of space to use for rec room or living space. Single car attached garage & one car detached garage in rear. All appliances included.

202 S. Stone • Creston

907 W. Jefferson St. • Creston

$

74,500 Take a look at this beautiful Bungalow home. Two bedrooms with remodeled kitchen and bath. Original wood floors and woodwork has been restored and many upgrades have been done, including new furnace, new countertops and backsplash and privacy fence. All appliances included. Great sunroom and appliances can be up or down.

93,500 Kitchen w/bamboo flooring, new dishwasher & stove. Master bedroom on first floor. BA & laundry on main level. New Siding in 2014. Shed is 14x22 w/2 levels of storage. Garage is 20X30 w/door opener. New roof in 2010 & the electrical is updated. Central air.

Well maintained two story home with one car detached garage. Lots of living space and sellers are motivated!

$

$

$

200 S. Stone • Creston

REDUCED

PENDING

Located in NW Creston on cul-de-sac. Open Kitchen with Stainless Steel Appliances (included) and Oak Cabinets. 3 Bedrooms, 2 Bath, 2 car attached garage. New home in 2012 and still under Building Warrantee.

Washer & dryer stay. Fenced backyard. Close to SWCC College, YMCA, Hospital and walking trails.

614 N. Mulberry St. • Creston

$

701 N. Elm • Creston

46,500

914 N. Oak • Creston

$

Looking for a fixer-upper then come take a look at this large 4 bedroom home. Features newer roof, newer furnace and central air, and also newer windows. Very unique woodwork with open staircase to upper level.

$

$

115, 000

87,000

45,000

$

All offers must be approved by bank. 4 BR, 2 1/2 BA & a great back yard w/ garden shed. Lots of living space in the basement too. Large living room w/ hardwood floors. Kitchen stove and refrigerator included.

SOLD

905 W. Jefferson • Creston

REDUCED

29,900

$

REDUCED

Four bedrooms with large family room down. Two car, detached garage, patio, large lot and storage shed included. Immaculate condition with newer furnace, windows, doors and siding. Full, poured basement, with new drywall and fixtures.

69,900

$

57,500

Looking for open stairway & some updates? Take a look at this home.

All new drywall in the downstairs, open stairway, newer laminate floor in living & dining room. Large deck on back for great parties. One car garage that has shared driveway & a 2 car detach garage in back with alley access.

45,000

$

104 S. Park • Creston

87,900

1405 Elm Drive • Creston

$

715 N. Elm • Creston

4+BR ranch home w/3 car attached garage. This 3 BA home has hardwood floors in dining & living room, new countertops & open floor plan. 4BR’s up & 2+in basement. Large family, theatre room down w/lots of storage. Lots of upgrades including new furnace/central air.

104,500

249,500

503 W. Townline • Creston

310 N. Sycamore St. • Creston

$

1714 W. Spencer St. • Creston

Main St. bldg. w/new facade, paint & tuck pointing, new roof coating in 2013.

Rental business at this location, also.

Wood frame building currently being used as a church & fellowship hall. Meeting hall on the main floor, with offices & 2 BR. Full finished basement with full kitchen, four separate rooms and large open area. Two bathrooms down and separate room, about 720 SqFt. Parking on main level and walkout basement to paved parking lot on lower level. Many improvements are already done.

Looking for investment property? Take a look at this four unit apartment complex. 2-Two bedroom units and 2-one bedrooms with four car attached garage, located in west Creston, near shopping centers.

Lots of room to expand or get view to Highway 34.

Call to take a look and see what the possibilities are.

Stew Stewart

Jewel Baseley

Becky Barker

Donna Marlin

Gay Lynn Owens

Roger Saxton

641-344-1347

641-344-6058

641-202-6655

515-401-8057

641-782-0077

641-202-1260