CNA-SS-02-13-2015

508 W. Spencer, Creston 3 bedrooms, good retirement home. Very well built...This is a Diamond in the Rough. Turn key ready! See Monday Realty on page 5.

1714 W Spencer, Creston 4+ BR ranch home w/3 car attached garage. This 3 BA home has hardwood floors in dining & living room, new countertops & open floor plan, 4 BR’s up & 2+ in basement.

Large family, theatre room down w/lots of storage. Lots of upgrades including new furnace/central air. See Stewart Realty on page 8.

607 E. Townline, Creston 4 BR, 3 BA home w/full basement. Large open kitchen & dining area w/access to patio. Gas fireplace in main floor family room. 3 BR on main floor w/large master bedroom & laundry room. Large Family/Rec room in basement & extra BR w/full bath. Lots of storage areas in basement. See Stewart Realty on page 8.

e m o H r u o Y Look inside to see what these following businesses have to offer:

Akin Building Center American Homes Boyd Appliance Center, Inc. Callahan Real Estate Calvin Plumbing, Heating & Electric Carter Agency Cook Video & Appliance

Creston Chamber of Commerce Creston Mobile Homes First National Bank Green Valley Realty ISSB J&A Flooring Monday Realty

PCSB Bank R Realty State Savings Bank Stewart Realty Vernie’s Window Fashions Waltz Construction Zellmer’s Culligan

February 13, 2015

Page 2c— Creston News Advertiser — Friday, February 13, 2015

Tips for homeowners on their first renovation projects Home renovations are typically exciting, as homeowners get to see the visions of their dream homes come to light right before their very eyes.

Turning an outdated bathroom into a modern oasis or an empty basement into the ultimate man cave strengthens the sense of attachment homeowners have with their homes.

But few home renovation projects go from start to finish without experiencing a few bumps in the road along the way. Such bumps can be difficult to handle for homeowners working on their first renovation projects, but there are many ways for novices to navigate the sometimes murky waters of home improvement projects and come out relatively unscathed on the other end, where a newly renovated home awaits.

• Plan well and know what to expect. When working with

contractors, get all agreements in writing and spell out exactly what you desire in a home renovation. Photo references can help guide contractors and architects. Ask for the full picture of what can be expected with the work, from demolition to the punch list. Knowing what lies ahead can keep you grounded throughout the project.

• Discuss work each day and set payment schedules.

Make payments contingent on work completed. This can help keep contractors on schedule. Paying for all work upfront leaves homeowners at a disadvantage, as it does not provide incentive for workers to be timely and efficient.

Check in with workers to get daily progress reports.

• Have reasonable expectations. A renovation project may exceed its budget and take longer than initially expected. Understanding that

these potential setbacks might be part of the process will make it easier to handle them when the foreman speaks to you about any issues that arise.

• Accept the mess. Construction work is messy.

There’s no way to maintain a pristine house when contractors are entering and exiting all day. Dust is bound to be generated, and tools can fill up rooms. A home in disarray can be stressful, but continue to visualize the end result and the mess won’t bother you so much.

• Establish a contingency plan. Bathrooms and kitchen renovations are typically the most disruptive home improvement projects. Going without a kitchen can make it difficult to enjoy meals at home, while a bathroom remodel may require you to navigate water shutoffs. If your project is scheduled to take

several months, establish a contingency plan to deal with the consequences of your renovation project. Speak with family members about using some of their home amenities, and prepare and freeze meals in advance so you can reheat them later on when you don’t

have access to your stove.

• Plan your escape. Sometimes the constant work and mess of construction is too much to bear. Afford yourself time away by visiting relatives or staying at a hotel. Even a single night away can provide the relief you need.

A home that is undergoing a remodel can be a less than comfortable environment.

But homeowners who have never before lived through a renovation project can take several steps to make the process go as smoothly as possible.

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Creston News Advertiser — Friday, February 13, 2015 — Page 3c

Dos and don’ts of kitchen remodels According to Remodeling magazine’s “2014 Cost vs. Value Report,” a major kitchen remodeling project should enable homeowners to recoup 74.2 percent of their initial investments. Kitchen renovations have long been a safe way to improve the functionality and value of a home. But not every kitchen project is a guaranteed winner. Homeowners may inadvertently make changes that end up sticking out like a sore thumb rather than improving the space. Take a look at these kitchen remodeling dos and don’ts to guide your next undertaking.

DO consider the way your kitchen will look with the rest of the home. Keep architectural integrity in mind when designing the space. A farmhouse sink and country cabinets can look out of place in an ultra-modern home.

DON’T overlook the importance of a seasoned designer or architect. These pros will know the tricks to maximizing space and achieving the ideal layout of appliances and may be able to recommend local contractors and vendors.

DO look beyond surface details to the structural integrity of the design. The kitchen should be functional, longlasting and beautiful.

DON’T design just for today, but look to the future as well. Unless you are willing to spend $50,000 every five years, look for styles and materials that will last for the long haul.

Older homeowners may want to make adjustments now that address potential mobility issues down the road.

DO work with what you have. A complete demolition and renovation is not always necessary to achieve the desired results. Only invest in

major changes if something is not working (such as having to walk across the entire kitchen to access the stove) or is unsafe. Otherwise, minor upgrades may do the trick.

DON’T over-improve the space. A fully equipped commercial kitchen may be handy for a professional chef, but the average person may not need an industrial hood and indoor pizza oven. When you make excessive improvements, you may not be able to recoup as much of the money spent because your home will not be on par with the values of homes in the neighborhood.

DO make sure you can afford the project. Plan for some unexpected purchases and plan out the renovation according to your budget.

Skimping on materials or design because of lack of money may leave you feeling dissatisfied afterward.

Come in.

Be Inspired.

Possibilities.... with a home loan from

Member FDIC

Randy or Paul | 641. 782.5599

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Staci | 641.347.8423

Owens Corning ProPink L77 Fiberglass Blown Attic Insulation • Formaldehyde free • New construction or we can simply add to your existing attic insulation.

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Don’t let your money go through the roof, call 641-782-4193 or stop by 101 N. Walnut St. uptown Creston, for more information.

• Free Estimates • Free Design • Impressive Showroom

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101 N. Walnut • Creston • 641-782-4193

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WE SELL! WE S N I TALL!

Page 4c— Creston News Advertiser — Friday, February 13, 2015

How to close up a fireplace for the season

A roaring fireplace on a chilly day provides a welcome, aesthetically appealing respite from the cold.

Fireplaces are typically used throughout winter, but when spring rolls around, many homeowners no longer feel the need to light a fire.

As fireplace season winds down, homeowners can take the following steps to close their fireplaces for the warm weather seasons ahead.

Begin the cleanup Repeatedly lighting fires results in an accumulation of ash and residual wood debris. Clean out what you can by hand and discard the soot.

To conduct a more thorough cleaning, use a high-powered garage vacuum to clear out any remaining ashes from crevices and other parts of the firebox.

Hire a chimney sweep A fully functioning fireplace chimney should be swept annually by a certified chimney sweep. He or she will remove soot and any creosote from the inside of the chimney. Creosote is highly flammable and can cause considerable damage if it catches fire.

A professional chimney sweeping also reduces the amount of dirt and odor that will continue to enter a home after the fireplace has been retired for the season. Damp spring weather can moisten soot trapped in a chimney, causing it to smell. Cleaning and deodorizing can help keep rooms fresh.

Ask for an inspection Ask a chimney sweep to inspect your chimney in addition to cleaning it. A

sweep can look for leaks and cracks, and he or she should also look at the flashing system and rain cap, which can prevent water infiltration.

You don’t want to learn your chimney is in poor shape during a heavy spring rainfall. Ask that the pipes, brickwork and damper also be checked for functionality and good repair.

Close the damper Homeowners should close the dampers on wood-burning fireplaces when closing their fireplaces for the season. Doing so prevents animals from making nests inside the chimney and possibly gaining entry into your home. Closing the damper also makes the home more efficient by not letting air escape through the chimney.

Those with gas fireplaces

should leave the damper open at all times to prevent a gas buildup in the home in the case of a gas leak. However, homeowners may want to extinguish the pilot light for a gas fireplace in the spring to reduce energy usage.

Make it attractive Some homeowners choose to dress up a fireplace to make it look more appealing in the offseason. Flowers, plants, candles, or decorative accents can be placed in the firebox to add style to a home.

When closing a fireplace for the season, homeowners can benefit from hiring a professional to ensure everything is done correctly and the fireplace will be in top shape and ready to warm everyone up next winter.

Quiet Harbor Estates What makes living here so very special is an active part in an active all-inclusive care-free lifestyle.

Why Quiet Harbor Estates?

• Beautiful 1 1/2 acre lake, privately stocked for your recreation • Club Room • Active Lifestyles • Community within a community • No-worry home ownership • Limited Snow removal • Lawns mowed • Water & sewer paid • Trash removal • Monthly dinners • Storm shelter • To home mail delivery • Boat and RV storage

THE PLACE WHERE YOU WANT TO LIVE

“Come on Home to Quiet Harbor”

Quiet Harbor Estates Privately Owned - No Government Subsidies

817 Quiet Harbor • Creston, IA 50801 641-782-2275 ~ aladdinhomes@iowatelecom.net

www.quietharborestates.com

Creston News Advertiser — Friday, February 13, 2015— Page 5c

The potentially harmful effects of mold in your home The presence of mold in a home is a sight few homeowners want to see. In addition to being unsightly, mold found in a home can be unhealthy.

While certain cleaners may prove effective at removing mold, homeowners who want to remove existing mold growths and prevent future growths may benefit from gaining a greater understanding of mold and why it grows inside homes.

What is mold?

Mold is a blanket term used to describe fungi that can be found both indoors and outdoors. Many species of mold exist, and the Centers for Disease Control and Prevention notes that some estimates suggest there may be more than three hundred thousand different species of mold. Common indoor

molds include cladosporium, penicillium, alternaria, and aspergillus.

Which conditions promote mold growth?

Homeowners may notice that mold tends to grow in specific areas of their homes but not in others, and that’s because molds grow best in certain conditions. Warm, damp and humid conditions, such as those found in poorly ventilated bathrooms and basements, make ideal breeding grounds for mold.

What are the effects of mold exposure?

Molds are a natural and resilient part of the environment, but mold growth indoors should be addressed and avoided. Mold spores are tiny and invisible to the naked eye, and when these spores attach to wet surfaces, they begin to grow. Once

Monday’s REALTY

these spores begin to grow, they can then affect people in various ways. Roughly a decade ago, the Institute of Medicine found sufficient evidence to support a link between exposure to indoor mold and respiratory tract issues, such as coughing and wheezing in people who were

Lois Monday, Broker/Owner 202-1776 RaeAnn Tucker, Agent 609 W. Adams • Creston, IA Office 641-782-2310 www.bluegrassbor.com

otherwise healthy. The same report found that mold may trigger asthma symptoms among people with asthma and hypersensitivity pneumonitis, a disease in which the lungs are inflamed when a person breathes in certain dusts he or she is allergic to, in people susceptible to that

condition.

Some people who do not have a preexisting condition can still be sensitive to molds. When exposed to mold, such people may experience symptoms like nasal stuffiness, eye irritation, wheezing, or skin irritation.

How can exposure to mold be decreased at home?

Adequate ventilation is arguably homeowners’ best friend with regard to reducing mold exposure at home.

Control humidity levels in areas of the home that tend to be warm and humid, such as the kitchen and bathroom.

Install an exhaust fan in the kitchen and bathroom and a window in the bathroom if yours does not already have one.

The CDC recommends that humidity levels be no higher than 50 percent

throughout the day, and an air conditioner and dehumidifier can help you keep indoor humidity levels in check, especially during the summer when humidity levels tend to be their highest of any time during the year.

When renovating your home, remove any existing carpeting from bathrooms and basements and toss out soaked carpets or upholstery as well. If painting will be part of your home renovation projects, add mold inhibitors to paints prior to application.

Mold that grows inside a home is unsightly and potentially unhealthy. But concerned homeowners can take several reactive and proactive steps to reduce existing mold growths and prevent them from returning in the future.

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Fire & Ice Storage

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Page 6c— Creston News Advertiser — Friday, February 13, 2015

Explore the alternatives to granite countertops Granite has long been a popular countertop material for homeowners looking to combine functionality with aesthetic appeal in their kitchens. But granite is no small investment, and homeowners looking to refurbish their kitchens should know there are a multitude of countertop materials available to those working on a budget or those who simply want to give their kitchens a different look.

• Solid wood: Wood countertops create a warm, homey interior. Butcher block counters are less expensive than granite and do not necessarily need to be ordered from a speciality retailer.

But wood can stain and dent and can even burn when hot kitchenware is placed atop it. Regular application of oil

can help homeowners maintain the appearance of their wood counters for years to come.

• Marble: Marble tends to be less expensive than granite without sacrificing aesthetic appeal. However, marble is softer and more porous than granite, so it can stain and be etched. Diligence in wiping away spills, routine sealing and a gentle touch is necessary for those who choose marble countertops.

• Soapstone: This is a natural stone composed mainly of mineral talc that gives the stone its smooth feel. Soapstone ranges from black to gray but can sometimes have a green shade to it. Other materials in the stone can produce veining. Although softer than granite, soap-

stone is still high-density and will hold up well. It’s impervious to stains and bacteria, and exposure to chemicals will not damage it.

• Quartz: Quartz is a manufactured product made of stone aggregate and polymers compressed under high pressure. It has the look of natural stone but requires less work to maintain.

Quartz has consistent colors and patterns and is a nonporous material, so it will not need routine sealing and resealing.

• Glass: Glass countertops are back-painted, so homeowners can order just about any color they want. Glass will be tempered, so it is safe and heat-resistant. Glass can scratch, though, so it is not as impervious as other materials.

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Creston News Advertiser — Friday, February 13, 2015 — Page 7c Selling and Installing ALL types of flooring!

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1016 W. Montgomery • Creston

641-782-5134

114 North Elm • Creston • 641-782-9408

604 Sheldon • Creston • 641-782-3310 M-F 7:30-6 • Sat 8-4 • Sun 10-4

Your local lumber yard for all your building, rental and remodeling projects.

105 S. Sumner Avenue • Creston Bill Callahan - Owner/Broker

641-782-2332 www.callahanrealestate.us

Bill Callahan • 641-782-2404 Kim Whittington • 404-909-9327 Gary Borcherding • 641-344-7455

The Bank That Service Built

Ken Callahan • 641-202-0406 Randy Miller • 641-782-2331 Aaron Finch • 515-370-1592

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Page 8c— Creston News Advertiser — Friday, February 13, 2015

Crest Plaza/701 W. Townline, Creston Office 641-782-7197 Broker: Stew Stewart www.stewartrealtyia.com “the Real Estate People”

“The REAL ESTATE People” Becky Barker..............641-202-6655

Gay Lynn Owens.......641-782-0077

Donna Marlin............515-401-8057

Roger Saxton.............641-202-1260

Jewel Baseley.............641-344-6058

Stew Stewart..............641-344-1347

Let us show you the way to your next home!

— Residential Homes — 117,000

Looking for open stairway & some updates? Take a look at this home.

All new drywall in the downstairs, open stairway, newer laminate floor in living & dining room. Large deck on back for great parties. One car garage that has shared driveway & a 2 car detach garage in back with alley access.

3 BR 2 BA home w/2 car attached garage. New windows, new interior paint, newer floor coverings & both bathrooms have been remodeled.

Lots of living space in finished area of basement. Washer/Dryer, Stove & Refrigerator included. Located on a corner lot, this home has a large back yard w/mature trees & a screen room for your enjoyment!

1407 Clayton Rd. • Creston

1003 N. Birch • Creston

614 N. Mulberry St. • Creston

104 S. Park • Creston

439,500

120,000

94,900

$

$

$

Looking for that acreage and can’t find it? Take a look at the next best thing. Two bedroom, one bath, one car garage in Orient, Iowa, corner lot in SW side of town. Lots of mature trees and a huge yard. Ready to move in, this home has had lots of upgrades, including vinyl siding and windows, furnace, new carpets, new interior paint and remodeled bathroom.

2 BR home with large bedrooms. Main floor laundry, lots of storage. Nice breezeway between home and single car garage, patio doors on both ends. Enjoy the evening breeze on the patio in back yard and inhale the fragrances of all the flowers that surround the home. Home is all elec. with zone heating in all rooms.

4 BR on the main floor w/huge living room. Large dining room open to kitchen, overlooking the park & lake. 2 full BA & 2 half BA. Large master bedroom w/walk-thru closet & large master bath w/whirlpool tub & double shower. A complete custom remodel w/new siding, windows & floor heat w/central air. Mature trees & landscaped areas on 1 1/2 acres.

Located in NW Creston on cul-de-sac. Open Kitchen with Stainless Steel Appliances (included) and Oak Cabinets. 3 Bedrooms, 2 Bath, 2 car attached garage. New home in 2012 and still under Building Warrantee.

Washer & dryer stay. Fenced backyard. Close to SWCC College, YMCA, Hospital and walking trails.

3BR home with yard space, patio, newer 2-car detached garage.

Hardwood floor in dining room, newer vinyl in bathroom. New sump pump in basement.

3 BR, 1 3/4 BA home is ready to move in & live. Lots of upgrades, including kitchen counter tops, kitchen floor & large remodeled main floor bath. This home has a large living room, hardwood floors in bedrooms & lots of storage on the main floor. Full basement w/lots of space to use for rec room or living space. Single car attached garage & one car detached garage in rear. All appliances included.

908 W. Summit • Creston

813 N. Sycamore St. • Creston

605 McKinley • Creston

907 W. Jefferson St. • Creston

202 S. Stone • Creston

1102 N. Vine St. • Creston

126,900

$

143,000

Lots of living area in this great home. 4 BR, 2 1/2 BA & a great back yard w/garden shed. This home has three levels of living. Two bedrooms up, two bedrooms on main floor & lots of living space in the basement too. Large living room w/hardwood floors. Kitchen stove and refrigerator included.

Great Location! Ranch home w/full basement that is standard finish, 3 season porch & semi-private backyard. 2 car attached garage. Full bath in the basement.

Nice hardwood floors, open stairway, some updates. Take a look at this home w/3 BR & full bath on upper level & large living room, formal dining room & 1/2 BA on main level. Outstanding 3 car garage. No warranties or guarantees expressed or implied. Selling as is.

3 BR, 2 BA & laundry on main level. Fourth large BR w/1/2 BA upstairs.

Kitchen w/stainless steel appliances & custom cabinets Huge living room w/log burning fireplace. Attached heated garage. New Furnace, A/C & dishwasher in 2013.

3 BR, 2 BA ranch home with 2 car attached garage & beautiful, fenced in back yard. Newer siding, windows, roof & kitchen. Extra drive for parking on south side of home. Washer/Dryer, kitchen stove & refrigerator included. Mature trees & rear shed for storage.

914 N. Oak • Creston

607 E. Townline • Creston

502 S. Walnut St. • Creston

607 N. Poplar • Creston

99,900 $

$

139,500

$

124,900

Many updates, new carpet, vinyl in kitchen. Fenced back yard. One car garage & tall carport for the camper! Nicely landscaped, steel roof on part of home. Could have a 3rd bedroom. Nice little 3 season room for plants or to kick back. Home is well insulated including the floor.

This two bedroom bungalow home is ready to move in, with all appliances included. Located on a double lot, this home has upgraded windows, roof, furnace, A/C, electrical panel, family room and a two car detached, heated garage.

Quiet living with lots of room for gardening, garage with workshop and storage shed too. Call now and see this immaculate home!

Come and take a look at this beautiful three bedroom, 2 car garage, ranch home. This move-in ready home has large backyard, mature trees and a large rear deck for family gatherings. Three bedrooms on main floor, family room in basement with remodeled bathroom. All appliances stay, including 3 year old Amana washer & dryer. New patio doors leading to deck.

$

$

26,500

59,500

99,900

$

4 BR, 3 BA home w/full basement. Large open kitchen & dining area w/access to patio. Gas fireplace in main floor family room.

3 BR on main floor w/large master bedroom & laundry room.

Large Family/Rec room in basement & extra BR w/full bath. Lots of storage areas in basement.

$

218,500

831 Quiet Harbor • Creston

Kitchen w/bamboo flooring, new dishwasher & stove. Master bedroom on first floor. BA & laundry on main level. New Siding in 2014. Shed is 14x22 w/2 levels of storage. Garage is 20X30 w/door opener. New roof in 2010 & the electrical is updated. Central air.

SOLD

— Retirement Living —

1014 N. Mulberry St. • Creston

$

$

PENDING

REDUCED

98,500

REDUCED

$

$

4 BR, 2-1/2 BA, 2120 sq. ft. home, 5 city blocks, 3 car attached garage, master BR w/fireplace & private bath, large family room.

119,500

68,500

REDUCED

$

209 W. Clark St. • Orient

112,500

1405 Elm Drive • Creston

104,900

REDUCED

$

REDUCED

41,500

PENDING

$

Great Location! Close to school, hospital, YMCA, SWCC. Two story home with hardwood floors, open stairway and walk-up attic that could be finished for game room or man cave! Home needs work but is priced accordingly.

$

$

45,000

32,100

252,900 4+BR ranch home w/3 car attached garage. This 3 BA home has hardwood floors in dining & living room, new countertops & open floor plan. 4BR’s up & 2+in basement. Large family, theatre room down w/lots of storage. Lots of upgrades including new furnace/central air.

$

stewartrealtyia.com

1000 N. Mulberry St. • Creston

310 N. Sycamore St. • Creston

$

See all our listed properties, pictures and details at...

1106 N. Sycamore • Creston

1714 W. Spencer St. • Creston

700 Davis St. • Corning

64,500

Main St. bldg. w/ new facade, paint & tuck pointing, new roof coating in 2013. Rental business at this location, also.

$

101 W. Taylor (Highway 34 East) • Creston Great little acreage w/updated home, large deck, detached shed w/concrete floor & partially insulated for shop or extra garage space. Home has new kitchen floor & dishwasher.

Updated bathroom, new paint. Lots of yard space for a garden or play area. Come take a look at this cute bungalow and make an offer.

489,000

$439,500 4 BR on the main floor with huge living room.

Large dining room open to kitchen, overlooking the park and lake. 2 full BA and 2 half BA. Large master bedroom with walk-thru closet and large master bath with whirlpool tub and double shower.

A complete custom remodel with new siding, windows and floor heat with central air. Mature trees and landscaped areas on 1 1/2 acres. You have to see it!

69,900

3136 167th St. • Thayer

COMMERCIAL PROPERTIES NOTE: Mortgage interest rates are very, very low!

Talk to your mortgage specialist now!

$

ACREAGES & FARMS

$

104 S. Park • Creston

2 BR, 2 BA home is move in ready & 1-car detached garage. Large kitchen and dining area with lots of storage. Large master bedroom and master bath. Kitchen stove and refrigerator included and washer/ dryer negotiable. Rear deck for evening views of the lake!

Premium location on Hwy. 34 with 6000 sq. ft. finished. Currently with 3 retail businesses with 3 bathrooms, commercial doors and large parking lot.

In-floor heat with CA units and divided electric services.

Currently partitioned with 3 businesses with enclosed breezway in front, lots of parking.