FMS-8-22-2013

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CENTEGRA HOSPITAL PLANNING IN FINAL STRETCH PAGE 5

FULL DAY DEBATE

Isabelle Alberto, 5, of Woodstock walks into her kindergarten classroom Aug. 15 during the first day of class at Verda Dierzen Early Learning Center in Woodstock.

Sarah Nader – snader@shawmedia.com

Benefits of all-day kindergarten weighed PAGE 3

Vol. 52 No. 31 | MC | FMS

The Farmside

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The Farmside • shawurl.com/huntley • Thursday, August 22, 2013 • MC

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College instructors (from left), Carrie McCabe of Algonquin, Deb Firak of Woodstock and Tony Harper of Lake Zurich are taught how to use an Anatomage virtual cadaver by Anatomage Application Engineer Charlotte Yang (foreground) at McHenry County College.

An inside look

By JEFF ENGELHARDT jengelhardt@shawmedia.com CRYSTAL LAKE – Marla Garrison is ready to encourage her students to slice, dice and dissect human bodies as never before.

Well, almost human bodies.

Garrison, a biology instructor at McHenry County College, will unveil the Anatomage Table – a virtual, interactive dissection table – to her students on the first day of the semester.

The new technology will allow students to inspect images of real human cadavers, from nerves and tissue to skeletal systems and organs.

Students will rotate, dissect and manipulate the virtual cadaver with the touch of their fingers and in ways real

cadavers could never be used.

“They haven’t had the opportunity to visualize the human body ever to this extent with so many different levels, angles and orientations,” Garrison said. “Even when you have cadavers, you are limited in opening up all the areas of the body. That’s what this does.”

In the past few weeks, Garrison has given other instructors tutorials on the virtual cadaver table that could fit right into an episode of “CSI: Crime Scene Investigation” as she cuts bodies in half with a swipe of her finger, zooms in on vital organs and rotates virtual bodies to get a bird’seye view of the inside of a skull.

Garrison said the teaching possibilities are plentiful as images of diseases ranging

Digital dissection comes to MCC

from left adrenal masses to pancreatic cancer can be uploaded into the table’s library to challenge students to make a diagnosis.

“It’s going to be a remarkable perspective for students,” she said. “They can do exams, quizzes, diagnostics, dissections and case studies all on this one table.”

The technology – piloted at Stanford University – is a more cost-effective addition to the science department than originally proposed.

Garrison said a $250,000 lab expansion was in the works that would have allowed for more cadavers and cat specimens to be housed for inspection and dissection, but because of space and ventilation issues, instructors proposed the $60,000 table as an alternative.

After exploring the basics of the machine, Garrison is confident it will be a more versatile and widely used addition to the program than the lab expansion.

She already is thinking of partnerships with local hospitals that would allow the college to upload images to the table of patients to show students some of what they will see in the field. Local physicians also could use the machine to show patients an inside look at diseases such as cancer and how they plan on treating it.

High schools may be incorporated through workshops and other classes.

“We’re the first community college in Illinois to have this technology,” she said. “I think it can be a remarkable resource for the community.”

By JOSEPH BUSTOS jbustos@shawmedia.com On the first day of school in Woodstock District 200, 35-year-old Michaela Roark helps her 5-year-old daughter, Charlotte, place her book bag on a hook outside her kindergarten classroom.

Charlotte attended one year of half-day pre-kindergarten at District 200’s Verda Dierzen Early Learning Center in preparation for this year’s fullday kindergarten program.

Roark said she selfishly wished Charlotte only had a half-day kindergarten program.

“Just because I work a lot of nights, so [daytime] is my day with her,” Roark said.

From an education perspective, however, Roark is glad that Charlotte is in a fullday kindergarten program because there’s more academic benefit.

“You don’t get a lot done in two and a half hours,” Roark said. “I think she’ll learn more in a full day. I like the routine of having so many things going on throughout the day.

She’ll have recess, she’ll have art, she’ll have music. All those things.”

However, there are a mixture of half-day and fullday kindergarten programs around McHenry County, and whether a full-day program has more of an academic benefit is open to debate.

Sue Wings is the superintendent of District 36, where there is half-day kindergarten.

She said the benefit of fullday kindergarten is it allows more time for teachers to work with students to reach standards.

“However, it doesn’t mean that the students are necessarily able to sustain academically,” Wings said. “It depends on the rigor of the program.”

She added that full-day kindergarten also helps students read sooner.

Wings also said students who have half-day kindergarten tend to catch up by the time they reach the end of sec-

Sarah Nader – snader@shawmedia.com

Janayla McDowell (center), 5, of Woodstock walks down the hall with her classmates during the first day of kindergarten at Verda Dierzen. ond grade, and the “playing field levels out.”

Whether a district has halfor full-day kindergarten sometimes depends on whether it has the available staffing and money necessary to run a fullday program, Wings said.

Sometimes districts can offer only half-day kindergarten because of space constraints, such as in District 15, which has wanted to expend its elementary school buildings to go from half-day kindergarten to full-day kindergarten, among other reasons.

In District 200, this is the seventh year there has been full-day kindergarten.

“We felt it was better for younger learners to have a consistent schedule and less transition throughout their day,” said Tricia Bogott, the principal at Verda. “They know every day, they will have a consistent lunch ... at school. They know their classroom schedule, do things in a certain routine.”

Having a half day might mean changes from day to day of where the child might go after school, such as to a babysitter or a friend’s house, Bogott said.

Nancy Reczek, the assistant superintendent or Early Childhood & Elementary Education, said a lot of kindergartners are coming in with a year or two of preschool under their belts and are “ready for learning.”

Also with Common Core standards coming in, it requires students to have a broader and deeper understanding of subject matter, Reczek said.

Woodstock District 200 has many students who are English language learners, and they may not catch up by second grade like other half-day students, Reczek added.

“I’m not confident that would be the case that all students would get caught up,” Reczek said. “We have a few more variables in student pop-

ulation.”

Bogott added that not all students go to preschool or pre-kindergarten and “going to five full days [a week] is a jump.”

Huntley District 158 has full-day kindergarten. Parents have the option of placing their children in half-day kindergarten, but “99 percent” opt for the full-day program, Director of Curriculum and Instruction Michelle George said.

The district went to full-day programs during the 2006-07 school year.

Having a full day allows for more time to work on traditional subjects, and time to do physical education, music and art as well, George said.

“We wanted to provide a richer curriculum to the students and have more opportunities to challenge and build that stronger foundation,” George said.

Jason Larry is the school board president at Cary Dis-

trict 26, where both half-day and full-day kindergarten is offered. However, for parents to get their children into the full-day program, they need to be selected in a lottery.

Larry has three daughters, and his youngest was selected to be in full-day kindergarten, he said.

“We saw a huge benefit in her ... and how it prepared her for first grade,” Larry said.

“I’m a fan of it.”

Larry said the reading, arithmetic and comprehension skills of his youngest daughter, who is about to enter the second grade, were further along compared with her older sisters.

He added that if the district had enough classroom capacity for all full-day kindergarten and was able to afford it, it would be something he would support.

“I’ll be a huge supporter of doing it,” Larry said. “I’ve witnessed the value it could create.”

MC • Thursday, August 22, 2013 • shawurl.com/huntley • The Farmside

Debate remains over benefits of full-day kindergarten in McHenry County

NEWS |

Long days for young learners

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The Farmside • shawurl.com/huntley • Thursday, August 22, 2013 • MC

| NEWS

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Frustrations of ‘experimental’ medicine Insurance rejections of ‘experimental’ treatments create tough times

By SHAWN SHINNEMAN sshinneman@shawmedia.com A year ago, Meagan Sunde walked into ProCure with a stack of personalized letters.

A couple of days prior, Sunde’s husband, John, had passed along a suggestion from ProCure – the Warrenville center providing Sunde’s lifesaving proton therapy – that she write a personal appeal to their insurance company. This felt, in many ways, like the family’s last chance.

They’d already been denied coverage for the proton therapy, a pinpoint-accurate radiation treatment appropriate to treat Sunde’s breast cancer because she’d damaged so much tissue with more traditional radiation treatments the past two times she had cancer.

Like so many who struggle with insurance companies, Sunde, 44, of Huntley, had been denied on the grounds that her treatment was “experimental.” Yet some treatments deemed experimental by insurance agencies are thought by doctors to be the safest, surest and sometimes only option – a fact that can cause anything from headaches to a lifetime of debt to the realization that treatment is out of reach.

With the help of ProCure, the Sundes had appealed United Healthcare’s original decision, been denied again and were appealing once more.

This time, it seemed that to avoid a $350,000 storm cloud of debt the rest of their lives, it might help if Sunde could make someone handling the papers cry.

“They are going to want me to beg for my life,” Sunde remembered thinking when she heard John’s suggestion last August. “I told John ... ‘I can’t do this.’”

Determined, she sent an email to friends for help, and it got passed along to more friends, and a couple of days later, Sunde and ProCure sent a thick stack of letters – 350 or more, she remembered – to United Healthcare.

It did not matter.

“They looked at one thing,” Sunde said. “They looked at proton therapy.”

But to those close to Sunde’s case – and a doctor interviewed by the Northwest Herald who was briefed on her situation – proton therapy was the right option.

Although he’s never met Sunde, Dr. James Ruffer, medical director of radiation oncology at Advocate Good Shepherd in Barrington, said he’s sent other patients for treatment at ProCure in Warrenville, the state’s only proton therapy center and one of 11 in the country – a number that’s on the rise.

He said that those patients might meet initial resistance from their insurance agencies, but he knows others who’ve been covered for the treatment, which he said offers a worthwhile benefit.

“The benefits of proton therapy versus photon therapy is that you point a proton beam and put a deposit in certain tissues, and completely avoid other areas,” Ruffer said.

That accuracy can be vital for patients who’ve previously received radiation, he added.

Ruffer said he hopes that Sunde’s inability to get her treatment covered is a rare case, but he added that, more and more, he finds himself in contact with insurance agencies about treatments they deem experimental.

“The number of times I need to call an insurance company has dramatically increased over the years,” he said.

In some of those cases, Ruffer and his patient come out successful. Other times, they don’t.

Andrew Hogle and his wife, Jen Nichols-Hogle, of Crystal Lake came out on the wrong end of a tussle with their insurance company.

In June, Hogle needed a kidney quickly, and his wife had one to spare. Although the two weren’t a perfect blood match, doctors told the couple that Hogle could go through a

Sarah Nader – snader@shawmedia.com

Megan Sunde (left) and her husband, John, make chocolate chip cookies at their Huntley home. The Sundes have tallied more than $200,000 in medical bills because their insurance company wouldn’t pay for Megan’s proton therapy during her battle with cancer last year. process called desensitization so his body wouldn’t reject his wife’s kidney.

It’s a $20,000 procedure, and even when the couple’s insurance company said it wouldn’t pay for it, the two were considering covering the cost themselves. But then the kicker: If they proceeded with the desensitization, their insurance company said they wouldn’t cover the transplant, either.

That was the $500,000 breaking point.

“It’s just funny because people say you can’t put a price on life,” Nichols-Hogle said. “But when you start talking numbers that are going to [affect] you the rest of your life, you start looking for other options.”

Luckily, the couple found another avenue. A program through Northwestern Memorial Hospital allowed Nichols-Hogle to donate her kidney to a stranger and have her husband receive a stranger’s kidney in return. The two had the procedure in mid-July and have since recovered.

Sunde is healthy, too. For the third time in her life, she’s beaten cancer.

But this time, in addition to the scar on her chest from the treatment, it’s left a $350,000 slice into her future. It comes when she’s taking on more payments from her kids: John, 22, who just finished flight school, and Skylar, 17, who will head to college next year.

Sunde said ProCure has agreed to spread the payments out, and her friends and family once again have stepped up fundraising. But that’s not what Sunde wants.

“You have to get really good at saying thank you when you have cancer,” Sunde said.

She wants to be done with that, done feeling like a charity case.

It’s been a year since the treatment, but she’s not interested in easing up on applying pressure to receive the coverage she believes she deserves.

Her representation through ProCure continues to appeal, she said, but they’ve had little success getting in touch with United Healthcare since the last denial letter came July 16.

Reached via email this week, United Healthcare spokesman Kevin Shermach was unable to provide de-

tails about Sunde’s case. But he said that in general, the medical community – not insurance companies – deems a treatment experimental. He referenced the National Comprehensive Cancer Network as the likely source of authority.

He also said that, with regard to proton therapy specifically, United Healthcare generally provides coverage only for treatment of tumors that the therapy has been proven effective toward, based on clinical evidence.

For Sunde, the frustrations of the situation might be best summed up with a couple of sentences in a denial letter from United Healthcare’s appeals coordinator dated July 5, 2012 – around the time doctors told her she needed to proceed with treatment or lose her life.

“Medical literature does not show that Proton Beam Radiation will be effective for your condition,” the note reads. “In addition, based on the definition of a life-threatening disease in the benefit document, you do not have that condition. Your insurance will not cover that procedure.”

By EMILY K. COLEMAN ecoleman@shawmedia.com Taylor Berge didn’t walk into college planning to graduate early.

But going through her four-year plan with her guidance counselor, the Johnsburg High School grad realized it was a possibility.

“I looked at it as I can spread everything out and take four years of school and pay for all of that and have a short-term summer job, which barely gets you everything, or I can cram it all into one and I’ll have the loans but once I get my actual job, it will be a lot easier to pay it off quicker,” Berge said. “I just prioritized that way instead.”

While the decision means the 21-year-old is missing out on what would have been her senior year – she plans on visiting her friends often – it also means she can start graduate school at Elmhurst College a year sooner to get her master’s degree in psychology.

She graduated from Hope College, a small liberal arts school in Holland, Mich., in May with a degree in psychology and two classes shy of a degree in communicative disorders.

Despite rising concerns over tuition costs, Berge’s path isn’t typical.

According to a 2011 report by the nonprofit Complete College, 37.4 percent of Illinois students who enroll in a four-year college will finish in four years or less. An additional 9 percent take five years.

Calling colleges “four-year programs” is very “misleading,” McHenry West High School Principal Marsha Potthoff said. A change in major can easily derail a student because all the classes won’t necessarily transfer over.

Potthoff was a guidance counselor for seven years and then director of guidance for five years.

Graduating from college early can be difficult without dual credit or Advanced Placement courses, and colleges are tightening up on when they’re accepting those.

She sees colleges that used to give credit to students who received a three and up on AP tests, which run on a grading scale of one through five, now only awarding credit for scores of five.

Lathan Goumas – lgoumas@shawmedia.com

Taylor Berge graduated a year early from Hope College in May, earning her Bachelor of Science in psychology and finishing two courses shy of a second degree in communicative disorders.

High schools still are encouraging students to take the courses, though, because the harder courses prepare students for what college will be like, Potthoff said. They also give students an edge in applying to schools, which have become more competitive across the board.

“Even state schools have a waiting list,” she said.

Deciding whether a student can graduate early is a conversation students should have with their college counselor, Johnsburg High School guidance counselor Kim Ault said.

Every school has different requirements for graduating.

To save on tuition, Ault sees more students looking at going to community colleges, such as McHenry County College, for two years and then transferring as an option.

That’s what Ault did, and she thinks that’s one of the reasons she was able to graduate debt-free.

Community college also is an option for students who would prefer to live at home, don’t know what they want to major in yet or need to improve their academic skills before entering a four-year college, she said.

A U.S. Department of Education survey released in December 2010 followed students as they entered four-year, two-year and for-profit higher education institutions.

It found that of the students who

entered a two-year public college with the hope of eventually getting a bachelor’s degree, 10.2 percent of them did get a bachelor’s degree within six years. An additional 6.1 percent were enrolled in a four-year college.

Of those students, 67.5 percent did not receive any sort of degree or certification, the study found.

More students and parents also are turning to scholarships and financial aid, Ault said.

The financial aid night hosted

by Johnsburg High School is better attended in recent years than it has been in the past, and more students are filling out the Free Application for Federal Student Aid, she said.

Schools also are getting the word out on all the scholarships they come across, Ault said.

And when schools send out the financial aid package, Potthoff recommends going to the school with information about where else the student was accepted and asking for another consideration.

Her daughter was able to get an additional $2,000 from the small liberal arts college she attended, Potthoff said.

“Everybody knows that you don’t accept the sticker price when you go to buy a car,” Potthoff said. “Not everyone knows that about college.

We’re trying to get that word out.”

sdibenedetto@shawmedia.com HUNTLEY – Centegra Health System officials soon will present final designs for the proposed $233 million Huntley hospital and then quickly turn their attention to breaking ground on the project in late October.

Centegra has planned a groundbreaking event for Oct. 23 at Centegra’s Huntley health campus between Reed and Haligus roads, the location of the future full-service hospital, according to Centegra’s website.

The event comes after the Huntley Village Board supported the health care provider’s preliminary designs of the five-story, 128-bed hospital during a committee meeting Thursday.

Village officials will continue to work with Centegra on developing final designs of the hospital. The final plans likely will come before the board in September, Village Manager Dave Johnson said.

“Our expectation is that they will be back with final plans in September,” Johnson said. “For a project of this size, we have had regular communication with them. I would expect that to continue through final approval.”

Centegra’s preliminary designs presented to the board Thursday were relatively unchanged from the designs the Huntley Plan Commission endorsed in late July. The proposed hospital will feature 100 medical surgical beds, an eight-bed intensive care unit, a full-service emergency department, a helipad and an adjacent medical office building.

If construction runs on time, the Huntley hospital should be ready to serve patients by 2016. The construction timetable also could be dependent on the Illinois Health Facilities and Services Review Board and its expected response to a recent court order.

A Will County judge ordered the state board in July to explain the rationale behind its change of heart on the Huntley project, which drew a lawsuit from Centegra’s regional competitors Sherman Health, Advocate Health System and Mercy Health System.

The state board twice rejected the Huntley proposal before approving it without explanation last summer. Centegra officials have been unfazed by the court order, arguing the state board’s response will not delay Centegra’s groundbreaking plans.

Centegra has two celebratory events planned for its Oct. 23 groundbreaking, including a $10,000 treasure hunt and an art scholarship competition for students in McHenry and Kane counties.

More details on the groundbreaking are expected to be released in late September, according to Centegra’s website.

MC • Thursday, August 22, 2013 • shawurl.com/huntley • The Farmside

High cost has some looking to finish in less than 4 years

By STEPHEN Di BENEDETTO

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NEWS |

Local students seek best route to college degree

Planning for $233M hospital enters last stretch

Page 6 • MC • The Farmside - Thursday, August 22, 2013

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$3 , funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701 (C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, examine the court file or contact Plaintiff's attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876. Please refer to file number 14-10-32664.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 Attorney File No. 14-10-32664 Attorney ARDC No. 00468002 Case Number: 11 CH 01037 TJSC#: 33-14906 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector atte tin to llect debt and

tempting to collect a debt and any information obtained will be used for that purpose.

I548250 August 8, 15, 22, 2013 Suburban Life Media HUN IN THE CIRCUIT COURT FOR THE TWENTY- SECOND JUDICIAL CIRCUIT MC HENRY COUNTY, ILLINOIS JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, AS SUCCESSOR IN INTEREST TO WASHINGTON MUTUAL BANK, F/K/A WASHINGTON MUTUAL BANK, FA. Plaintiff, -v.JOHN D. BLOCK, BMO HARRIS BANK, NATIONAL ASSOCIATION F/K/A HARRIS BANK HUNTLEY Defendants 12 CH 541 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on January 16, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on September 19, 2013, at the NLT Title L.L.C, 390 Congress Parkway, Suite D, Crystal Lake, IL, 60014, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 11010 NORTH MYRTLE STREET, Huntley, IL 60142 Property Index No. 18-28-453-025.

The real estate is improved with a single family residence.

The judgment amount was $156,306.08.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will

CLASSIFIED

mysuburbanlife.com entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, or a unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). In accordance with 735 ILCS 5/151507(c)(1)(h-1) and (h-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the property, other than a mortgagee, shall pay the assessments and legal fees required by subsections (g) (1) and (g)(4) of section 9 and the assessments required by subsection (g-1) of section 18.5 of the Illinois Condominium Property Act. IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 151701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, contact Plaintiff's attorney: Anthony Porto, FREEDMAN ANSELMO LINDBERG LLC, 1807 W. DIEHL ROAD, SUITE 333, NAPERVILLE, IL 60563, (866) 402-8661 For bidding instructions, visit www.fal-illinois.com..

Please refer to file number F12020076.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

FREEDMAN ANSELMO LINDBERG LLC 1807 W. DIEHL ROAD, SUITE 333 NAPERVILLE, IL 60563 (866) 402-8661 E-Mail: foreclosurenotice@fal-illinois.com Attorney File No. F12020076 Attorney ARDC No. 3126232

ey Case Number: 12 CH 541 TJSC#: 33-18113 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I555838 August 22, 29, 2013 September 5, 2013 Suburban Life Media HUN IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT MCHENRY COUNTY WOODSTOCK, ILLINOIS Wells Fargo Bank, N.A., Plaintiff, Vs. Robert Parker; et. al., Defendants, 13CH 403 NOTICE OF SALE PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause on MAY 21, 2013 LENDER SALES OF ILLINOIS LLC will on SEPTEMBER 30, 2013, at the hour of 10:30 A.M., or soon thereafter, at the front doors of the McHenry County Courthouse located at 2200 N. Seminary, Woodstock, IL 60098, sell to the highest bidder for cash, the following described property: The common address of said real estate is: 10340 Ashley Street, Huntley, IL 60142 PIN:18-22-482-015 Description of premises: RESIDENTIAL Sale Terms: 25% down by certified funds at the close of the auction: The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "as is" condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser shall receive a Certificate of Sale, which

will entitle the purchaser to a Deed to the real estate after confirmation of the sale.

If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney."

If the property is a condominium, the purchasers other than mortgagees will be required to pay any assessments and legal fees due under The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g) (4). If the property is located in a common interest community, purchasers other than mortgagees will be required to pay any assessment and legal fees due under the Condominium Property Act, 765 ILCS 605/18.5(g-1).

No refunds.

The property will NOT be open for inspection.

For information: Sales Clerk, Codilis and Associates, P.C., Plaintiff' Attorney 15 W. 030 North Frontage Road, Suite 100, Burr Ridge, Illinois 60527 Attorney Number 0468002, (630) 794 - 5300, File No: 14-13-04203 I553604 August 22, 29, 2013 September 5, 2013 Suburban Life Media HUN IN THE UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF ILLINOIS WESTERN DIVISION U.S. BANK, NATIONAL ASSOCIATION, AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF FEBRUARY 1, 2007, GSAMP TRUST 2007-HE1, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-HE1 Plaintiff, -v.GINA BADZIONG, et al Defendants JUDGE FREDERICK J. KAPALA 3 : 12 CV 50219 NOTICE OF SPECIAL COMMISSIONER'S SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on October 26, 2012, an agent for The Judicial Sales Corporation, Special Commissioner appointed herein,will at 1:00 PM on August 30, 2013, at the NLT Title L.L.C, 390 Congress Parkway,

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ongr y, Suite D, Crystal Lake, IL, 60014, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 10361 ASHLEY STREET, Huntley, IL 60142 Property Index No. 18-22-481-019.

The real estate is improved with a single family residence.

The judgment amount was $314,260.83.

Sale terms: 10% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. contact For information, Plaintiff's attorney: BURKE COSTANZA & CARBERRY LLP, 9191 BROADWAY, Merrillville, IN 46410, (219) 769-1313 FAX #: 219-769-6806.

Please refer to file number 14374.8314.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

BURKE COSTANZA & CARBERRY LLP 9191 BROADWAY Merrillville, IN 46410 (219) 769-1313 Attorney File No. 14374.8314 Case Number: 3 : 12 CV 50219 TJSC#: 33-16569 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I551717 August 1, 8, 15, 22, 2013 Suburban Life Media HUN FAX your AD to us!

815-477-8898 Placing Ads Is Easy!

Just Call Our Classified Department Toll-Free at: 866-817-F-A-S-T that's 866-817-3278

The Farmside - Thursday, August 22, 2013 • MC • Page 7

Pierce & Associates File Number # 1036644 IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT MC HENRY COUNTY, WOODSTOCK, ILLINOIS NATIONSTAR MORTGAGE LLC; Plaintiff, vs.

BRETT STRAUSS; THE TOWNES OF WING POINTE; UNKNOWN HEIRS AND LEGATEES OF BRETT STRAUS, IF ANY; UNKNOWN OWNERS AND NON RECORD CLAIMANTS; Defendants, 10 CH 3568 NOTICE OF SALE PURSUANT TO JUDGMENT OF FORECLOSURE UNDER ILLINOIS MORTGAGE FORECLOSURE LAW PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause on June 20, 2013, Intercounty Judicial Sales Corporation will on Thursday, September 26, 2013, at the hour of 10:30 a.m. in the offices of Botto Gilbert Gehris Lancaster, 970 McHenry Avenue, Crystal Lake, Illinois 60014, sell to the highest bidder for cash, the following described property: UNIT 23-1 IN TOWNES OF WING POINTE CONDOMINIUM, AS DELINEATED ON THE SURVEY OF CERTAIN LOTS OR PARTS OF LOTS IN THE TOWNES OF WING POINTE, BEING A SUBDIVISION OF OUT LOT "F" IN WING POINTE PHASE I, RECORDED ON JANUARY 12, 1999 AS DOCUMENT 1999R2749 AND PART OF SECTION 34, TOWNSHIP 43 NORTH, RANGE 7 EAST OF THE THIRD PRINCIPAL MERIDIAN, WHICH SURVEY IS ATTACHED AS EXHIBIT "C" TO THE DECLARATION OF CONDOMINIUM OWNERSHIP RECORDED DECEMBER 15, 2000 AS DOCUMENT NUMBER 2000R68554 IN MCHENRY COUNTY, ILLINOIS, TOGETHER WITH ITS UNDIVIDED PERCENTAGE INTEREST IN THE COMMON ELEMENTS APPURTENANT TO SAID UNIT, AS SET FORTH IN SAID DECLARATION, AS AMENDED FROM TIME TO TIME. P.I.N. 18-34-305-021.

Commonly known as 10910 CAPE COD, HUNTLEY, IL 60142.

The improvement on the property consists of a condominium residence. The purchaser of the unit other than a mortgagee shall pay the assessments and the legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 of the Condominium Property Act Sale terms: 25% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale which will entitle the purchaser to a Deed to the premises after confirmation of the sale.

For Information: Visit our website at http://service.atty-pierce.com.

Between 3 p.m. and 5 p.m. only.

Pierce & Associates, Plaintiff's Attorneys, 1 North Dearborn Street, Chicago, Illinois 60602. Tel.No. (312) 476-5500. Refer to File Number 1036644.

INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I555039 August 15, 22, 29, 2013 Suburban Life Media HUN Get Bears news on Twitter by following @bears_insider

IN THE CIRCUIT COURT FOR THE TWENTY- SECOND JUDICIAL CIRCUIT MC HENRY COUNTY, ILLINOIS JPMORGAN CHASE BANK, NATIONAL ASSOCIATION Plaintiff, -v.PATRICIA M. BROWN, et al Defendants 11 CH 01037 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on June 13, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on September 16, 2013, at the NLT Title L.L.C, 390 Congress Parkway, Suite D, Crystal Lake, IL, 60014, sell at public auction to the highest bidder, as set forth below, the following described real estate: UNIT 11159 IN WILDRIDGE TOWNHOMES, A CONDOMINIUM, AS DELINEATED ON THE SURVEY OF THE FOLLOWING DESCRIBED PARCEL OF REAL ESTATE: VARIOUS LOTS IN BAKLEY'S 16TH ADDITION, BEING A SUBDIVISION OF PART OF THE SOUTHEAST QUARTER OF SECTION 28, TOWNSHIP 43 NORTH, RANGE 7 EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED MAY 10, 1991 AS DOCUMENT NO. 91R016241, AND CERTIFICATES OF CORRECTION RECORDED APRIL 1, 1993 AS DOCUMENT NO. 93R017417, AND RECORDED SEPTEMBER 22, 1193 AS DOCUMENT NO. 93R056398, IN MCHENRY COUNTY, ILLINOIS, WITH SURVEY IS ATTACHED AS EXHIBIT ''C'' TO THE DECLARATION OF CONDOMINIUM RECORDED SEPTEMBER 28, 1995 AS DOCUMENT NO. 95R041307, AS AMENDED FROM TIME TO TIME, TOGETHER WITH ITS UNDIVIDED PERCENTAGE INTEREST IN THE COMMON ELEMENTS. Commonly known as 11159 DOUGLAS AVENUE, HUNTLEY, IL 60142 Property Index No. 18-28-439-012.

The real estate is improved with a condo/townhouse.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees re-

ga quired by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required

by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701 (C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, examine the court file or contact Plaintiff's attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876. Please refer to file number 14-10-32664.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 Attorney File No. 14-10-32664 Attorney ARDC No. 00468002 Case Number: 11 CH 01037 TJSC#: 33-14906 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I548250 August 8, 15, 22, 2013 Suburban Life Media HUN IN THE CIRCUIT COURT FOR THE TWENTY- SECOND JUDICIAL CIRCUIT MC HENRY COUNTY, ILLINOIS JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, AS SUCCESSOR IN INTEREST TO WASHINGTON MUTUAL BANK, F/K/A WASHINGTON MUTUAL BANK, FA. Plaintiff, -v.JOHN D. BLOCK, BMO HARRIS BANK, NATIONAL ASSOCIATION F/K/A HARRIS BANK HUNTLEY Defendants 12 CH 541 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on January 16, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on September 19, 2013, at the NLT Title L.L.C, 390 Congress Parkway, Suite D, Crystal Lake, IL, 60014, sell at public auction to the highest bidder, as set forth below, the following described real estate: LOT 5 IN LYNNWOOD DEVELOPMENT CORPORATION RESUBDIVISION, BEING A RESUBDIVISION OF LOTS 1-4 (ALL INCLUSIVE) OF GRISMER'S FIRST ADDITION TO HUNTLEY, A SUBDIVISION OF PART OF THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 28, TOWNSHIP 43 NORTH, RANGE 7 EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF, RECORDED DECEMBER 7, 1998 AS DOCUMENT NO. 1998R0081869, IN MCHENRY COUNTY, ILLINOIS. Commonly known as 11010 NORTH MYRTLE STREET, Huntley, IL 60142 Property Index No. 18-28-453-025.

The real estate is improved with a single family residence.

The judgment amount was $156,306.08.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, or a unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). In accordance with 735 ILCS 5/151507(c)(1)(h-1) and (h-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the property, other than a mortgagee, shall pay the assessments and legal fees required by subsections (g) (1) and (g)(4) of section 9 and the assessments required by subsection (g-1) of section 18.5 of the Illinois Condominium Property Act. IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 151701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, contact Plaintiff's attorney: Anthony Porto, FREEDMAN ANSELMO LINDBERG LLC, 1807 W. DIEHL ROAD, SUITE 333, NAPERVILLE, IL 60563, (866) 402-8661 For bidding instructions, visit www.fal-illinois.com..

Please refer to file number F12020076.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

FREEDMAN ANSELMO LINDBERG LLC 1807 W. DIEHL ROAD, SUITE 333 NAPERVILLE, IL 60563 (866) 402-8661 E-Mail: foreclosurenotice@fal-illinois.com Attorney File No. F12020076 Attorney ARDC No. 3126232 Case Number: 12 CH 541 TJSC#: 33-18113 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any

CLASSIFIED

Page 8 • MC • The Farmside - Thursday, August 22, 2013

IN THE UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF ILLINOIS WESTERN DIVISION U.S. BANK, NATIONAL ASSOCIATION, AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF FEBRUARY 1, 2007, GSAMP TRUST 2007-HE1, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-HE1 Plaintiff, -v.GINA BADZIONG, et al Defendants JUDGE FREDERICK J. KAPALA 3 : 12 CV 50219 NOTICE OF SPECIAL COMMISSIONER'S SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on October 26, 2012, an agent for The Judicial Sales Corporation, Special Commissioner appointed herein,will at 1:00 PM on August 30, 2013, at the NLT Title L.L.C, 390 Congress Parkway, Suite D, Crystal Lake, IL, 60014, sell at public auction to the highest bidder, as set forth below, the following described real estate: LOT 259 IN SOUTHWIND UNIT NO. 6, BEING A SUBDIVISION OF PART OF THE SOUTHEAST 1/4 OF SECTION 22, TOWNSHIP 43 NORTH, RANGE 7 EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED February 26, 1999 AS DOCUMENT NUMBER 1999R0015375, IN MCHENRY COUNTY, ILLINOIS Commonly known as 10361 ASHLEY STREET, Huntley, IL 60142 Property Index No. 18-22-481-019.

The real estate is improved with a single family residence.

The judgment amount was $314,260.83.

Sale terms: 10% down of the highest bid by certified funds at the close of the sale payable to The Ju-

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IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT MCHENRY COUNTY WOODSTOCK, ILLINOIS Wells Fargo Bank, N.A., Plaintiff, Vs. Robert Parker; et. al., Defendants, 13CH 403 NOTICE OF SALE PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause on MAY 21, 2013 LENDER SALES OF ILLINOIS LLC will on SEPTEMBER 30, 2013, at the hour of 10:30 A.M., or soon thereafter, at the front doors of the McHenry County Courthouse located at 2200 N. Seminary, Woodstock, IL 60098, sell to the highest bidder for cash, the following described property: LOT 319 IN SOUTHWIND UNIT 6, BEING A SUBDIVISION OF PART OF THE SOUTHEAST QUARTER OF SECTION 22 AND THE WEST HALF OF THE SOUTHWEST QUARTER OF SECTION 23, ALL IN TOWNSHIP 43 NORTH, RANGE 7 EAST OF THE THIRD PRINCIPAL MERIDIAN, IN THE VILLAGE OF HUNTLEY, MCHENRY COUNTY, ILLINOIS The common address of said real estate is: 10340 Ashley Street, Huntley, IL 60142 PIN:18-22-482-015 Description of premises: RESIDENTIAL Sale Terms: 25% down by certified funds at the close of the auction: The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "as is" condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser shall receive a Certificate of Sale, which will entitle the purchaser to a Deed to the real estate after confirmation of the sale.

If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney."

If the property is a condominium, the purchasers other than mort-

pur gagees will be required to pay any assessments and legal fees due under The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g) (4). If the property is located in a common interest community, purchasers other than mortgagees will be required to pay any assessment and legal fees due under the Condominium Property Act, 765 ILCS 605/18.5(g-1).

No refunds.

The property will NOT be open for inspection.

For information: Sales Clerk, Codilis and Associates, P.C., Plaintiff' Attorney 15 W. 030 North Frontage Road, Suite 100, Burr Ridge, Illinois 60527 Attorney Number 0468002, (630) 794 - 5300, File No: 14-13-04203 I553604 August 22, 29, 2013 September 5, 2013 Suburban Life Media HUN

9

mp g y information obtained will be used for that purpose.

I555838 August 22, 29, 2013 September 5, 2013 Suburban Life Media HUN

pay dicial Sales Corporation. No third party checks will be accepted. The balance in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, contact Plaintiff's attorney: BURKE COSTANZA & CARBERRY LLP, 9191 BROADWAY, Merrillville, IN 46410, (219) 769-1313 FAX #: 219-769-6806.

Please refer to file number 14374.8314.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

BURKE COSTANZA & CARBERRY LLP 9191 BROADWAY Merrillville, IN 46410 (219) 769-1313 Attorney File No. 14374.8314 Case Number: 3 : 12 CV 50219 TJSC#: 33-16569 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I551717 August 1, 8, 15, 22, 2013 Suburban Life Media HUN IN THE UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF ILLINOIS WESTERN DIVISION HSBC BANK USA, N.A., AS TRUSTEE ON BEHALF OF ACE SECURITIES CORP. HOME EQUITY LOAN TRUST AND FOR THE REGISTERED HOLDERS OF ACE SECURITIES CORP. HOME EQUITY LOAN TRUST, SERIES 2006-ASAP2, ASSET BACKED PASS-THROUGH CERTIFICATES, PLAINTIFF VS. JACQUELINE ALFARO, CARLOS ALFARO, THE TOWNES OF WING POINTE CONDOMINIUM ASSOCIATION, DEFENDANT(S).

3:13-cv-50179 NOTICE FOR PUBLICATION The requisite affidavit for publication having been filed, notice is hereby given you JACQUELINE ALFARO, CARLOS ALFARO, defendants

in the above entitled cause, that suit has been commenced against you and other defendants in the United States District Court for the Northern District of Illinois # Western Division by said plaintiff praying for the foreclosure of a certain mortgage conveying the premises described as follows, to wit: UNIT 23-6 IN TOWNES OF WING POINT CONDOMINIUM, AS DELINEATED ON THE SURVEY OF CERTAIN LOTS OR PARTS OF LOTS IN THE TOWNES OF WING POINT, BEING A SUBDIVISION OF OUT LOT F IN WING POINT PHASE 1, RECORDED ON JANUARY 12, 1999 AS DOCUMENT NUMBER 1999R2749 AND PART OF SECTION 34, TOWNSHIP 43 NORTH, RANGE 7, EAST OF THE THIRD PRINCIPAL MERIDIAN, WHICH SURVEY IS ATTACHED AS EXHIBIT C TO THE DECLARATION OF CONDOMINIUM OWNERSHIP RECORDED DECEMBER 5, 2000 AS DOCUMENT NUMBER 2000R068554, IN MCHENRY COUNTY, ILLINOIS, TOGETHER WITH ITS UNDIVIDED PERCENTAGE INTEREST IN THE COMMON ELEMENTS APPURTENANT TO SAID UNIT, AS SET FORTH IN SAID DECLARATION, AS AMENDED FROM TIME TO TIME. Parcel ID Number: 18-34-305-026-0000 Said property is commonly known as: 10900 Cape Cod Lane, Huntley, IL 60142, and which said mortgage(s) was/were made by Jacqueline Alfaro, Carlos Alfaro and recorded in the Office of the Recorder of Deeds as Document Number 2005R0096476 and for other relief; that Summons was duly issued out of the above Court against you as provided by law and that said suit is now pending.

NOW THEREFORE, unless you, the said above named defendants, file your answer to the complaint in the said suit or otherwise make your appearance therein, in the Office of the United States District Court for the Northern District of Illinois # Western Division on or before September 9, 2013, a default may be taken against you at any time after that date and a Judgment entered in accordance with the prayer of said complaint.

This communication is an attempt to collect a debt and any information obtained will be used for that purpose.

JULIA M. BOCHNOWSKI #6301499 Burke Costanza & Carberry LLP 9191 Broadway Merrillville, IN 46410 (219) 769-1313 I552653 August 8, 15, 22, 2013 Suburban Life Media HUN Buying? Selling?

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