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Buyer's Presentation - September 2026

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BUY WITH CONFIDENCE


EVERY MARKET. EVERY CHALLENGE.

We’ve Seen It Before. For 50 years, Seven Gables has helped buyers navigate every kind of market, from competitive bidding wars and shifting rates to limited inventory and everything in between. That history gives us perspective. But it’s how we apply it that makes the difference. We don’t rely on what worked yesterday. We study how the market is moving today so we can position you to compete, negotiate, and win—with clarity and confidence. With five decades of insight, we understand:

• When to move quickly and when to be patient • How to craft an offer that gets accepted • How to protect your interests at every step


WHAT TODAY’S MARKET REQUIRES The market has evolved, and so have the challenges buyers face. Today’s buyers are navigating: • Elevated interest rates that affect purchasing power • Limited inventory and fast-moving listings • Sellers with high expectations and multiple offer situations • A new industry landscape that requires clarity on representation

SPEED MATTERS The best homes move fast. Being prepared, pre-approved, and ready to act is the difference between getting the home and watching it go to someone else.

STRATEGY OVER SEARCH Anyone can find homes online. What separates our buyers is the strategy behind the search—pricing intelligence, offer construction, and negotiation that protects your goals.

THE RIGHT ADVISOR CHANGES THE OUTCOME In today’s market, who represents you directly impacts what you pay, what terms you get, and whether you close at all.

In today’s market, strategy isn’t optional—it’s everything.


High Standards. Genuine Relationships.

Big Impact.


WE DO DIFFERENT THINGS In a crowded market, different matters. We don’t take a transactional approach—we take a strategic one. That means: Understanding what you truly need, not just what you say you want Being intentional about every home we show you and every offer we write Staying focused on what drives the best possible outcome for you

High standards aren’t a tagline; they’re how we operate.


Our Quest TO BETTER SERVE YOU Most brokerages assume they know what buyers need. We asked. Seven Gables recently conducted in-depth focus group interviews with both first-time and experienced home buyers. What we heard shaped everything about how we work with you. Buyers told us they wanted fewer surprises, clearer communication, and an advisor who felt like a true partner—not just a door opener.

That’s exactly what we’ve built. In the pages that follow, we’ll walk you through our process, our tools, and our commitment to making your home purchase as clear, confident, and successful as possible.


1

OUR FIRST MEETING

2

GET PRE-APPROVED

3

HOME TOURS

4

OFFER & NEGOTIATE

5

OPENING ESCROW & INITIAL DEPOSIT

6

INSPECTIONS & APPRAISAL

7

REPAIRS

8

FINAL LOAN APPROVAL & WALKTHROUGH

9

CLOSING: THE HOME IS YOURS!

10

RENT-BACK STRATEGY


Your Roadmap to

The Keys

A CLEAR PATH FROM START TO CLOSE Real estate transactions have a lot of moving parts. Our job is to make sure none of them catch you off guard. Here is every step of the journey, and what you can expect from us at each one.


1 OUR FIRST MEETING This is where we build the foundation. We’ll talk about your goals, your timeline, your musthaves, and your concerns. Nothing is too small to mention—the more we understand about what you’re looking for, the better we can guide you. We’ll also walk you through current market conditions specific to the areas you’re targeting so you enter the search with realistic expectations and a clear strategy.

UNDERSTAND YOUR GOALS What matters most to you in a home, a neighborhood, and a timeline.

MARKET ANALYSIS & PROPERTY REVIEW A look at what’s available, what’s moved, and what to expect in your price range.

YOUR ROADMAP We outline every step ahead so there are no surprises.

2 GET PRE-APPROVED Before we tour a single home, we want you pre-approved—not just pre-qualified. There’s a meaningful difference, and it matters to sellers. Pre-approval tells sellers you are serious, financially capable, and ready to move. In a competitive market, it can be the deciding factor between your offer and someone else’s. Our lending partner, Home First Financial, is built specifically for this process—combining local real estate knowledge with professional loan expertise to get you approved quickly and confidently.

PRE-APPROVAL EVALUATES Credit score, income, employment history, and debt-to-income ratio.

The stronger your pre-approval, the stronger your offer.


3 HOME TOURS We don’t just open doors; we help you see clearly. Before any tour, we research the property, the neighborhood, and the comparable sales so you’re walking in informed, not just impressed. As you walk through, we’ll help you evaluate what you see with a critical eye. Cosmetic things can change. Location, layout, and bones cannot. Come with your must-have checklist. Leave the rest to us.

4 OFFER & NEGOTIATE This is where strategy becomes everything. When you find the right home, we move with intention. We analyze the comparable sales, assess the seller’s position, and craft an offer designed to win (not just compete). Your offer will address price, contingencies, closing timeline, and any terms that protect your interests. We don’t just submit numbers. We build a case for why you are the right buyer.


5 OPENING ESCROW & INITIAL DEPOSIT Once your offer is accepted, escrow opens within the first 1-3 days. A neutral third party holds all funds and documents until closing, protecting both parties throughout the transaction. Your initial deposit, typically wired within 3 business days of acceptance, demonstrates your commitment to the purchase. Things move quickly during this phase. We stay with you every step of the way so nothing falls through the cracks.

Security is the #1 priority of our escrow partners. They require verbal communication for key transactions—a safeguard against fraud that most escrow companies skip.

6 INSPECTIONS & APPRAISAL Knowledge is protection. A thorough home inspection reveals the true condition of the property—not just what you can see, but what’s behind the walls, under the foundation, and inside the systems. We’ll help you review every report with a critical eye, understand what is significant and what is standard, and decide when to negotiate repairs, request credits, or walk away. The appraisal, ordered by your lender, confirms the home’s market value. If it comes in low, we know exactly how to respond.


7 REPAIRS After inspections, you have the opportunity to submit a repair request to the seller. We’ll help you prioritize what to ask for, focusing on items that affect safety, function, and value rather than cosmetic preferences that could create friction. Sellers can accept, counter, or decline. We’ll negotiate on your behalf and help you evaluate the response so you can make a clear, informed decision before moving forward.

8 FINAL LOAN APPROVAL & WALKTHROUGH Final loan approval is the confirmation that your financing is fully secured and the transaction is cleared to close. This is the green light everyone has been working toward. Within five days of closing, we’ll do a final walkthrough of the property together. This is your opportunity to verify that any agreed-upon repairs were completed and that the home is in the same condition as when your offer was accepted. If anything is off, we address it before the deed records, not after.


9 CLOSING: IT’S YOURS! This is the moment everything has been building toward. Closing occurs when the deed is officially recorded with the county, following the signing of final loan documents. On the date specified in your contract, the home becomes yours. You’ll receive the keys. The seller will vacate. And a chapter you’ve been working toward will officially begin.

10 RENT-BACK STRATEGY In today’s market, sellers often need time after closing to secure their next home. A rent-back agreement allows the seller to remain in the property temporarily as a tenant after closing, providing flexibility that can make your offer more attractive without costing you more money. We use this strategy intentionally. When a seller needs time, offering a rent-back can be the differentiator that gets your offer accepted over a higher-priced one. Terms, duration, and daily rate are all negotiated in the purchase agreement. We’ll advise you on when and how to use this as a competitive tool.


YOUR REPRESENTATION.

Fully Transparent. WHAT YOU SHOULD KNOW ABOUT BUYER REPRESENTATION The real estate industry has changed. New rules require that buyer representation and compensation be clearly disclosed and agreed upon before we tour homes together. We think that’s a good thing—and here’s why. When you work with a Seven Gables advisor, you’ll sign a Buyer Representation Agreement that outlines exactly how we are compensated. In many transactions, the seller offers compensation to the buyer’s advisor as part of the sale. In others, it is negotiated as part of your offer. Either way, you will always know upfront. No surprises, no ambiguity.


CLARITY FROM DAY ONE We explain compensation before we begin. You’ll always know what our agreement covers and what to expect.

YOUR INTERESTS COME FIRST Our compensation structure is designed so that our success is tied to yours, getting you the right home at the right terms.

WE ADVOCATE FOR YOU A buyer’s advisor isn’t a luxury. In a complex transaction, having someone in your corner—managing timelines, negotiating terms, and protecting your interests—is one of the most valuable things you can have.


Partner Companies

ALLIANCE MUTUAL ESCROW, INC. ADVANTAGE ONE ESCROW Security is our #1 priority Our escrow partners require verbal communication for all key transactions, an intentional safeguard against fraud that most escrow companies don’t bother with. They also carry cyber insurance, which is uncommon in the industry. Your assets are protected.

AllianceMutualEscrow.com | AdvantageOneEscrow.com

HOME FIRST FINANCIAL Redefining the home loan experience Home First Financial combines the market knowledge of local real estate advisors with the expertise of professional loan officers, so your financing moves as fast as your transaction requires. From preapproval to closing, we make lending straightforward.

YourHomeFirst.com

N M L S # 24 6 5 0 4 8


Seven Gables is more than a real estate brokerage. Through our five affiliated companies, we bring the full transaction under one roof—reducing friction, saving time, and giving you access to trusted experts at every stage of your purchase.

SEVEN GABLES INSURANCE SERVICES Avoid unforeseen roadblocks Before you close, we can help you secure a home insurance quote. Knowing a home is insurable, and at what cost, eliminates surprises and gives you full confidence heading into closing.

LaurenKnowsInsurance.com

SEVEN GABLES PROPERTY MANAGEMENT For buyers who are also investors If you’re purchasing an investment property or considering renting your home in the future, our property management team handles everything— tenant screening, inspections, repairs, and day-to-day management.

7GPropertyManagement.com


Who You Hire Determines Your Success.

Choose Wisely.

Buying a home is one of the most significant financial decisions you will ever make. The online search is the easy part. What happens after—the strategy, the negotiation, the protection of your interests through inspections, financing, and closing— that’s where your advisor makes all the difference. We bring 50 years of hard-won experience, tools built specifically for today’s market, and partners you can trust at every step. That combination is rare. And it works. Anyone can show you a house. We help you own it—confidently, strategically, and on your terms.


Seven Gables Real Estate is a Top Workplace 11 YEARS RUNNING!

A

C O M P A N Y

2022

Corporate Office Stands Out as the #1 Office FOR TRANSACTIONS PER AGENT IN ORANGE COUNTY

Voted Most Innovative Brokerage I N A LL OF LE AD IN G RE OUT OF 500 COMPANIES AND 4,800 OFFICES FROM 70 COUNTRIES AROUND THE WORLD AWARDED 2017


SEVENGABLES.COM | SG DRE #00745605 | UPDATED SEPTEMBER 2026


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