Richmond HOMES Magazine 6-3

HOMES is online NOW at www.RichmondLNFhomes.com

Long & Foster presents Central Virginia and Bay/River

FREE Volume 6 Issue 3

THE WORLD’S MOST DESIRED HOMES 

Your Home. Your Masterpiece.

BROUGHT TO YOU BY LONG & FOSTER AND CHRISTIE’S.

Like a work of fine art, marketing a luxury home demands attention to every detail. Long & Foster’s exclusive affiliation with luxury real estate powerhouse, Christie’s International Real Estate, creates for you a partnership that combines the strength of local expertise with the discerning clientele of the Christie’s global network. By cultivating this unique balance of worldwide scope with a personal touch, you can rest assured that your home will have its moment in the spotlight in the world’s gallery of fine homes.

When you’re ready to buy or sell a luxury home, put the power of the leading luxury real estate partnership to work for you.

®

LongandFoster.com

Long & Foster Realtors®

Short PumP SaleS • 804-360-3636 3428 Pump Road, Richmond, VA 23233

Follow Us: Facebook.com/LongandFosterShortPump

mahood Fonville managing Broker, Crs 804-389-3636 www.mahoodFonville.com

dave Fogg 804-564-4052 daveFogg.lnf.com

pam nasworthy associate Broker 804-399-2664 pam@longandFoster.com

Judy Bowles 804-360-3636 JudyBowles.com

morgan Bray 804-484-0724 morgan.Bray@lnF.com

Christi keCk steve m. Johnson aBr, Crs gold team Chairman’s Club 2015 804-475-6660 804-332-3034 stevesellsrichmond.com Christikeck.lnf.com

sherri norman epro, Chms 804-441-3418 sherrinorman.com

ronald paquette 804-814-1398 ronaldpaquette.lnf.com

Jim CampBell 804-382-0408 JimCampbell.lnf.com

susan derCo short pump market leader 804-399-2105 sderco@yahoo.com

Jeanean duke associate Broker 804-347-5300 www.Jeaneanduke.com

susan gail lloyd 804-350-8016 gail.lloyd@lnf.com

Blair mCilwain associate Broker 804-339-0901 b.mcilwain@comcast.net

ed melton, Bs, CrB associate Broker 804-837-7197 ed.melton@lnf.com

kim rollins associate Broker 804-677-4774 kim.rollins@lnf.com

Claire shaFFner Crs,gri, sres, Cdpe, sFr 804-314-8009 www.Claireshaffner.com

Bina shah aBr, gri 804-307-4977 Binashah.lnf.com

Call us for a free market analysis of your home!

804-360-3636 C. Fred shultz gri 804-306-6961 Fred.shultz@lnf.com

marissa stevens

804-248-6189 marissa.stevens@lnf.com Find me on Facebook:

marissa stevens realtor

Jane B. ward 804-833-5751 Jane.ward@lnf.com

traCy l. whitley

2015 office top producer (gCi) 2015 office top salesperson (vol) 804-380-7808 tracywhitley.lnf.com

Brenda williams associate Broker 804-304-2150 Brenda.williams@lnf.com

Long & Foster HOMES is Online now at www.RichmondlnfHomes.com

S

IAL OFFER PEC

S

SPECIAL OFFER PEC

IAL OFFER

Exclusive Incentives for Eligible VA Home Loan Borrowers We proudly salute the commitment of servicemembers, veterans, and military families who have supported and defended our nation.

With many veterans in need of housing within the communities we serve, we would like to extend not only the advantages of a VA home loan, but also additional incentives to help lower the cost of purchasing a home!

No loan origination fee (up to $1,085 value) through Prosperity Home Mortgage, LLC Complimentary appraisal 1 (up to $450 value) $200 off settlement fees through any participating settlement services company2 10% discount off home inspection fee through US Inspect3 (Purchase only)

Contact your nearest Mortgage Consultant, today!

Bay/River Office

Kirstin Taylor, NMLSR: 1482817 (804) 569-0253

Harbour Pointe Office

Renovation Department

William Woodfin, NMLSR: 364742 (804) 378-5241

Jeanne K. Walker, NMLSR ID: 482554 (757) 509-9528

Bonnie Williams-Harris, NMLSR: 72031 (804) 360-1379

Short Pump Office

Chickahominy Office

Regional Builder Representative

Stony Point Office

Village of Midlothian Office

Strawberry Street Office

Virginia Properties Office

Bonnie Williams-Harris, NMLSR: 72031 (804) 360-1379

Grove Avenue Office

Derek Alverson, NMLSR: 244650 (804) 285-4216

Hanover Office

Kirstin Taylor, NMLSR: 1482817 (804) 569-0253

Innsbrook Office

Casie Beran Woodfin, NMLSR: 1207104 (804) 229-5356

Nuckols Road Office

Helen (Beth) Southworth, NMLSR: 265351 (804) 909-8070

Jeanie J. Lumpkin, NMLSR: 203272 (804) 378-0796

Tuckahoe Sales Office

Kimberly Fish Andres, NMLSR: 249224 (804) 359-4171 Louis Whisnant Howard Jr., NMLSR: 184635 (804) 920-7200

Bellgrade Office

Sharon Boyd, NMLSR: 249126 (804) 704-0668

Derek Alverson, NMLSR: 244650 (804) 320-2014 Kimberly Fish Andres, NMLSR: 249224 (804) 359-4171

Tri-Cities/Southpark Office Patricia Gates, NMLSR: 248161 (804) 919-3150

Mark Fillgrove, NMLSR: 255933 (804) 378-2846 Alicia O’Brien, NMLSR: 260889 (804) 484-6001

Westham Office

Casie Beran Woodfin, NMLSR: 1207104 (804) 229-5356

1. Borrowers are eligible for a lender credit toward closing costs on the Closing Disclosure on a new purchase, secured by a first mortgage or deed of trust (New Loan), subject to qualification, approval and closing with Prosperity Home Mortgage, LLC. Loan must close within 90 days from the date of loan application. Discount may not exceed $450.00 for appraisal. Credit coupon must be presented at time of application and all eligibility requirements met no later than 2 days prior to the New Loan closing date. This discount is void where prohibited and is non-transferable, subject to the terms herein, and valid on all complete applications received on or before 03/31/2017.

2. Participating settlement services companies: RGS Title (District of Columbia, Maryland, Virginia); Sage Title Group (District of Columbia, Maryland, Virginia); Settlement Pros (District of Columbia, Maryland, Virginia); Mid-States title of SWVA (Virginia); Bon Air/Long & Foster Title Agency, LLC (Virginia) 3. Home inspection services provided by US Inspect include a 10% discount and a 90-day home inspection guarantee to all Veteran borrowers obtaining VA loan financing with Prosperity Home Mortgage, LLC. The home inspection guarantee covers items that were inspected by US Inspect and found to be operating properly at time of inspection. For limitation and exclusions, please see 90 day guarantee terms and conditions. Use coupon code “VALOAN” and call: (888) 874-6773 All Incentive offers valid on complete VA home loan applications received between 01/01/2017 and 03/31/2017. Loan must close within 90 days from the date of loan application. Only one discount permitted per New Loan.

All first mortgage products are provided by Prosperity Home Mortgage, LLC. (877) 275-1762. Prosperity Home Mortgage, LLC products may not be available in all areas. Not all borrowers will qualify. Licensed by the NJ Department of Banking and Insurance. Licensed by the Delaware State Bank Commissioner. Also licensed in District of Columbia, Georgia, Maryland, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, and West Virginia. #MC161020 Expires 03/31/17 NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) ©2017 Prosperity Home Mortgage, LLC. All Rights Reserved. (01/17)

Long & Foster Realtors®

Mahood Fonville

scan the Qr Codes to take a Farmville, tour virginia of these properties and view more images. or call 804-212-2415

1007 Meadowview Lane

Direct Dial: 804-364-8100 www.MahoodFonville.com 402 1/2 s. laurel street

408 gasligHt terraCe

406 sePteMber DriVe

oregon Hill, area 10

gaslight, area 22

sleepy Hollow, area 22

204 QuARRy ROAd Farmville, Virginia

If quality, space are your search criteria, Welcome to theand heartprivacy of Oregon Hill,part VCUof & city Inviting home on just over 1 acre. Move-in ready 3800 sq.ft. home w/ 1st floor Master Suite. Large Conveniently located near w/ renovated kitchen, large great room & rec open kitchen, brick patio for outdoor entertaining, Look Nolights.

Further!

This custom builtrestaurants, Cape Cod with 4,500 finished shopping, history. Enjoyeat-in 3 bdrms, room. Large master suite, 3 additional bdrms, & 2 car garage. 2nd floor w/ rec room, 3 bdrms & square feet has it& Richmond’s all! Fully equipped kitchen with upgraded 2 baths, & hardwood floors. $230,000 1-car garage, & brick patio. $574,950 2 full baths. $619,950 countertops, adjacent to a spacious family room with cozy fireplace If traditional homes are not your cup tea, this home is! With an open eat-in and built-in cabinets, hardwood 8519 aCaDeMy roaDflooring, formal dining room, 12225 WayCross DriVe 9915ofKingsbriDge roaD kitchen with granite countertops, center island with down draft range, rivermont addition, area 22 Wellesley, area 22 Kingsbridge, area 22 6-7 bedrooms, 4.5 Baths, first floor master with Jacuzzi tub, finished 14 foot ceiling, stainless steel appliances, hardwood flooring throughout, walk-out lower level, 2 car detached garage on four acres of privacy. adjoining family room with cozy fireplace; L-shaped screen porch; sun deck; Go to www.204QuarryRd.com to complete your tour and then call master with fabulous bath; 4 bedrooms; 2 1/2 baths; two car detached garage with heat and A/C. Located on 4 acres of privacy.

Go to www.1007Meadowview.com and enjoy the tour by

Baxter Carter with Long & Foster REALTORS® 434-392-8010

Baxter Carter with Long & Foster REALTORS® 434-392-8010

Offered for $339,950

841

West oak, area 24

r atte 1P

www.facebook.com/LNFWestham

Under Construction by R&N Construction AREA 52 Inc. with tons of upgrades! 1st Floor owner’s Southcreek Dr Suite, bright living 1712 areas, top-of-the-line $249,950 kitchen. $684,500 Paul Gee 804-822-3212

2527 Mountain roaD

West oak, area 24

710 High St, Farmville, VA 23901 │ 800-583-8673 Create your own private estate on 11but+notacres All information is deemed reliable guaranteed. in Kingsbridge. This private lot is located on a cul-de-sac and offers frontage on Tuckahoe Creek. $639,000

2

170 grayasH

West oak, area 24

Westham Sales Under Construction by R&N Construction. Filled AREA 50 AREA 22 w/ upgrades!

1st Floor owner’s suite, gourmet

Walmsley 9511 Lakewater kitchen, Ave basement w/5510 rec room, coveredBlvd rear $119,000 $319,950 porch, & much more! $ $804,500 Philip Gee The Zimmer Team 804-402-2155 804-651-7816

2490 Mountain roaD

area 34

Space abounds in this 4 bdrm, 3 1/2 bath home.

AREA 22

Large, gourmet kitchen w/ quartz counters, 200 N Mooreland masters on 1st & 2nd level, upstairs loft, screen $475,000 porch, rear deck, & 2 car garage. $695,000 Paul Gee 804-822-3212

area 34

AREA 64

AREA 114

AREA 34

116 Lunar Ln $689,900 Chuck Seay- Owner/Agent 804-426-4367

6044 Brentmoor Dr $479,950 The Zimmer Team 804-651-7816

Over 2 acres Henrico. your Could possibly be Contact me toindiscuss home financing options. subdivided through the county’s subdivision

Daily interest rates, mortgage calculators process.

Great location. $199,000 and other resources available at: www.casiewoodfin@phmloans.com

8823 Porto Court

new Kent, Viniterra, area 46

3412 Post Mill Pl $619,950 Philip Gee 804-402-2155

Great Casie location in Henrico.

Over 7 acres, Beran Woodfin, which could possibly be subdivided NMLSR# 1207104 through the county's subdivision process.

Mortgage Consultant $399,000

Cell (804) 229-5356

, VA

(804) 822-3220

186 WooDFern

Offered for $314,950

29 32

182 WooDFern

Spacious home w/ an open floor plan nestled on a cul-de-sac. Offers 4 bdrms, new carpet, plenty of storage spaces, screened porch, rear e, Suite B • Richmo nd on A&vfenced rear yard. $439,000 sdeck,

Come build your dream homebyon one ofHome the All first mortgage products are provided Prosperity Mortgage, 275-1762. Prosperity Home Mortgage, largest LLC. lots(877) in Viniterra.

Sit back and relax LLC products may not be available in all areas. Not all borrowers Licensed by the NJby Department of on the will golfqualify. course followed the winery!

Banking and Insurance. Licensed by the Delaware State Bank $249,500 Also licensed in District of Columbia, GA, Commissioner.

MD, NC, PA, SC, TN, VA, and WV. NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) ©2016 Prosperity Home Mortgage, LLC. All Rights Reserved. (07/15)

All information is deemed reliable, but not guaranteed.

This 3 bdrm, 3 bath home is move-in ready with refinished wood floors, renovated kitchen, & freshly painted interior. Private rear yard, minutes from the city. $279,000

710 High Street, Farmville, VA 23901 │ 800-583-8673 │ All information is deemed reliable but not guaranteed.

I’d love to help you with your real estate transaction!

Are you ready to buy E-Fax: 1-844-398-2377 Casie.Woodfin@phmloans.com Please call me at 360-3636 to see how I can assist you. or sell a home?

Long & Foster HOMES is Online now at www.RichmondlnfHomes.com

Long & Foster Realtors®

Grove Office GroveSales Sales 5702 Grove Avenue  Richmond, VA 23226

5702 Grove Ave. Richmond, VA 23226

Start your career in DAWN BRADLEY Managing Broker

Theresa Alford

Real Estate

Cindy Barnett

Michelle Beck

Chelle Bravo

Karen Call

by calling 804-288-8888 Caitlin Bojarski

Eliza Branch

Nancy Canoles

The Carroll & Garrison Team

Linda Chance

Martha Chapman

Scarlett Costello

Helen Culley

Gordon Darkis

The Pam Davis Team

Virginia Beach Diane Deeb-Clay

Betsy DiNardo

The Donahue Team

Jim Donohue

Bromby Earle

Ron Evans

Sarah Ewing

Felix Farley

Colby Flinchum

Louise Freedman

Say you saw it in the Long & Foster HOMES Magazine - Volume 65 Issue 39

Long & Foster Realtors®

Mahood Fonville

scan the Qr Codes to take a tour of these properties and view more images. or call 804-212-2415

Grove Sales Office

Direct Dial: 804-364-8100 www.MahoodFonville.com oregon Hill, area 10

Welcome to the heart of Oregon Hill, VCU & city lights. Conveniently located near restaurants, shopping, & Richmond’s history. Enjoy 3 bdrms, Anne K. Hall 2Mindy baths,Greene & hardwood floors. $230,000

8519 aCaDeMy roaD

rivermont addition, area 22

Janet James

Grace Johnson

This 3 bdrm, 3 bath home is move-in ready with refinished wood floors, renovated kitchen, & freshly painted interior. Private rear yard, minutes from the city. $279,000

182 WooDFern

Karina Martinez

2527 Mountain roaD area 34

Susan Robins

Great location in Henrico. Over 7 acres, which could possibly be subdivided through the county's subdivision process. $399,000

Are you ready to buy or sell a home?

Meg Traynham

Inviting home on just over 1 acre. Move-in ready w/ renovated kitchen, large great room & rec room. Large master suite, 3 additional bdrms, Carolyn Holloway Lodge Team 1-carHartz garage, & brick patio. $574,950

12225 WayCross DriVe Wellesley, area 22

Whether you’re buying or selling Real Estate, call us at 804-288-8888 to get started!

Spacious home w/ an open floor plan nestled on a cul-de-sac. Offers 4 bdrms, new carpet, plenty of storage spaces, screened porch, rear deck, & fenced rear yard. $439,000

408 gasligHt terraCe gaslight, area 22

3800 sq.ft. home w/ 1st floor Master Suite. Large open kitchen, brick patio for outdoor entertaining, & 2 car garage. 2nd floor w/ rec room, 3 bdrms & Gloria Humphrey 2 full baths. $619,950Nancy Hungerford

9915 KingsbriDge roaD Kingsbridge, area 22

Marielle Jones

Jane Vick

Kathie McCann

170 grayasH

West oak, area 24

Joe Moulis

Under Construction by R&N Construction. Filled w/ upgrades! 1st Floor owner’s suite, gourmet kitchen, basement w/ rec room, covered rear porch, & much more! $ $804,500

2490 Mountain roaD area 34

Carolyn Robinson

Candace Rodriguez

Over 2 acres in Henrico. Could possibly be subdivided through the county’s subdivision process. Great location. $199,000

Margaret Wade

Alex Luck

Create your own private estate on 11 + acres in Kingsbridge. This private lot is located on a cul-de-sac and offers frontage on Tuckahoe Creek. $639,000

West oak, area 24

Under Construction by R&N Construction Inc. with tons of upgrades! 1st Floor owner’s Suite, bright living areas, top-of-the-line kitchen. $684,500

Marietta Reynolds

sleepy Hollow, area 22

186 WooDFern

West oak, area 24

Milicent Lynch

406 sePteMber DriVe

The Mumfords

Zac Patrick

Space abounds in this 4 bdrm, 3 1/2 bath home.

Large, gourmet kitchen w/ quartz counters, masters on 1st & 2nd level, upstairs loft, screen porch, rear deck, & 2 car garage. $695,000

8823 Porto Court

new Kent, Viniterra, area 46

Cathy Saunders

Tim Schoenman

Come build your dream home on one of the largest lots in Viniterra. Sit back and relax on the golf course followed by the winery! $249,500

All information is deemed reliable, but not guaranteed.

402 1/2 s. laurel street

5702 Grove Ave. Richmond, VA 23226

Virginia Ward I’d love to help youDouglas withWallace your real estate transaction! Candy Watt Please call me at 360-3636 to see how I can assist you.

Long & Foster HOMES is Online now at www.RichmondlnfHomes.com

Long & Foster Realtors®

Your home is one of a kind — your REALTOR® should be too.

With the strength of Long & Foster and Christie’s on your side, you’ll not only gain access to the resources and expertise needed to set your luxury home apart, you’ll benefit from the knowledge and expertise of the #1 seller of luxury homes in the Mid-Atlantic.*

LongandFoster.com/LuxuryHomes *Based on data supplied by MRIS and its member Association(s) of REALTORS, who are not responsible for its accuracy. Does not reflect all activity in the marketplace.

January 1, 2015 – December 31, 2015. Percentages are rounded to the nearest whole number. Information contained in this report is deemed reliable but not guaranteed, should be independently verified, and does not constitute an opinion of MRIS or Long & Foster Real Estate, Inc. ©2016 All rights reserved.

LongandFoster.com

Say you saw it in the Long & Foster HOMES Magazine - Volume 6 Issue 3 Say you saw it in the Long & Foster HOMES Magazine - Volume 5 Issue 12 9

Long & Foster RealtorsÂŽ

Grove Sales Office

6107 Bremo ~ 2237 Grace ~ 3714 Grove ~ 6726 Monitor ~ 6744 Monitor ~ 1309 Providence Knoll ~ 2607 Semmes ~ 2814 Kenwood ~ 8409 Freestone ~ 2911 Battery ~ 6000 Jessup ~ 8500 Burroughs ~ 2607 Semmes ~ 3008 Sara Jean ~ 814 St Christophers ~ 1410 Blue Jay ~ 2426 Mcrae ~ 10104 Oak Creek ~ 5733 Woodburn ~ 3424 Deerwood ~ 1519 Highland ~

Westview The Fan Mount Vernon Windsorview Windsorview Providence Woodland Heights Hermitage Park Brinkhaven Parkdale Brettwood Place Grand Summit Woodland Heights Laurel Lakes Westhampton Greenbrier Hills Bon Air Windsor Oaks Westover Hills West Davee Gardens East Highland Park

Village of Midlothian Office 804-794-9650

206 Oxford Cir. West | Windsor Farms Deceptively large home. Lovely brick terrace. Lower level ideal for in-law or au pair suite. 2 car garage. $799,950 Marietta Reynolds 804-304-0476

Hampton Gardens | 404 Harlan Cir. 1 floor living w/ brick courtyard. New eat-in kitchen w/ ss appliances. Lovely crown moulding/details. $739,500 Eliza Branch 804-288-8888

Westham Green | 300 N Ridge Rd #96 Very inviting unit w/ open floor plan.

Each bdrm has own full bath. Movein ready. Great location! $359,000 Douglas Wallace 804-356-5417

405 Siena Lane Enjoy the easy-care lifestyle at the Villas at Hunton Park. Well-equipped cook’s kitchen. 2 car garage. $345,000 The Donahue Team 804-814-1313

4610 Bromley LN | Colonial Place One story, 3 bed, 2.5 bath brick home with flexible floor plan. Midcentury architectural details. $319k Martha Chapman/Linda Chance 288-8888

11813 S Downs Dr | Sussex Square Nice light exposure. 1st floor master w/ 3 large closets and private bath.

Kitchen w/ nice eating area. $282,500 Douglas Wallace 804-356-5417

Elegant Transitional on Near Half Acre Lot Beckenham in Area 62 $346,250

4 bdrm + 3rd level Bedrm & Bath/ or Bonus Room, 3.5 Baths Quality built w/eye toward enhanced details. Spacious in every respect. Open Kitchen/Family room. Wood Floors Entire First Level. Well Kept 4-Cul-de-Sac Neighborhood with No Association Fee. Cosby High School. More info/photos at RealEstate4richmond.com. MLS# 1629976

Allen Mollen 804-272-4141 6130 Cartersville Road Powhatan, VA 23139 $390,000

Bruce Boardman

Roslyn Cousins

804-240-4444 804-690-4189 Bruce.Boardman@lnf.com Roslyn.Cousins@lnf.com

Pat Finney

804-564-2198 Pat.Finney@lnf.com

1st Floor Master + Basement + Theater Room + over 4 acres = Your Dream Home in Powhatan! Over 3700 sqft of living space and tons of storage. Garden jetted tub in master, large closets and hardwood floors throughout and a gas fireplace. Enjoy views of Muddy Creek throughout the home and your very own hot tub! New carpet, new hardwood floors and new HVAC! Qualifies for USDA financing!

Krystyl Leonard 804-385-7472

178 Game Farm Road Cartersville, VA 23040 $225,000

David Johnson

804-516-5721 David.Johnson@lnf.com

Krystyl Leonard

804-385-7472 Krystyl.Leonard@lnf.com

Debbie McGee

804-338-7670 Debbie.Mcgee@lnf.com

Large walk out basement, 7acre pond with views throughout the house, picnic shelter with fireplace, boat house, natural spring well, wood burning fireplace in basement, sunroom, hardwood floors and brand new carpet! New roof, new paint, new electrical panel box, new duct work and new HVAC with 10 yr warranty! Qualifies for USDA financing!

Krystyl Leonard 804-385-7472

Long & Foster HOMES is Online now at www.RichmondlnfHomes.com

Long & Foster Realtors®

GORGEOUS WATERFRONT VIEWS ON THE PAMUNKEY RIVER

From The Name You Know and Trust in Real Estate 317 Waterville Cove “On the Pamunkey River” $899,750.00 Area 43

Extraordinary waterfront five acre manicured parcel featuring an elaborate custom built cape style home which features a beautiful entry foyer, lovely formal living and dining room with gorgeous custom trim, family room with gas log fireplace and custom built-in cabinetry/shelving, gourmet eat-in kitchen, custom cherry cabinetry, granite, custom island, gas-cooking, breakfast area over-looking the magnificent river, 1st floor master suite, 1st floor guest suite and a 2nd floor suite with kitchenette, total of 5 bedrooms and 4.5 baths, 24’ x 23’ attached finished garage, irrigation front, sides and backyard, security system, tankless hot water heater, central vac, drilled well, and “SO MUCH MORE”

SERVING THE RICHMOND REGION SINCE 1989 * Call today to check out these fabulous properties and more! *

Judy Kilgour Your Trusted Local & Global Professional Certified Home Marketing Specialist

Earth Advantage Broker

Direct Line: (804) 569-0238 judy.kilgour@LNF.com

Direct Line: (804)-347-8615 kevin.kilgour@LNF.com

This certifies that

Judy Kilgour

SERVING THE RICHMOND REGION SINCE 1989 Visit my website to view additional properties: www.judykilgour.com

has earned the professional certification

Achievement of this certification acknowledges completion of a proven course integrating staging and marketing concepts and demonstration of strategic marketing skills that can result in higher selling prices and reduced market time.

All information deemed reliable, but not guaranteed

Contact me today to discuss your home financing options.

Daily interest rates, mortgage calculators and other resources available at:

BethSouthworth.phmloans.com

Martha Webb All first mortgage products are provided by Prosperity Home Mortgage, LLC. (877) 275Author and Producer 1762. Prosperity Home Mortgage, LLC products may not be available in all areas.Dress NotYourallHouse for Success borrowers will qualify. Licensed by the NJ Department of Banking and Insurance. Licensed by the Delaware State Bank Commissioner. Also licensed in District of Columbia, Maryland, North Carolina, Pennsylvania, South Carolina, Virginia, and West Virginia.

NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) ©2014 Prosperity Home Mortgage, LLC. All Rights Reserved. (12/14) © BCW2 Corporation

MC151001 Expires 12/15

Beth Southworth, NMLSR ID: 179133 Mortgage Consultant Prosperity Home Mortgage, LLC 11225 Nuckols Rd, Glen Allen VA 23059 (804) 909-9070

September, 2014

Long & Foster HOMES is Online now at www.RichmondlnfHomes.com

For the Love of Home.

TM

&

Long & Foster is pleased to announce we remain unsurpassed as the #1 privately owned real estate company in the U.S.* and recognized as ‘America’s Most Trusted Residential Real Estate Brokerage’

by Lifestory Research**

Find your agent at LongandFoster.com *By Volume **Long & Foster received the highest numerical score in United States in the proprietary Lifestory Research 2016 America’s Most TrustedTM Residential Real Estate Brokerage study. Study based on 15,377 surveys among residential home shoppers. Proprietary study results are based on experiences and perceptions of consumers surveyed between January and December 2015. For details see www.lifestoryresearch.com.