Frequently Asked Questions [FAQs] for PaySense Loan

1.How can I apply for PaySense loan through App?

Applying for a loan through the Android app is easier and faster, it is easy to operate through app

You can download app from Google playstore First, you need to enter the mobile number for the next steps Then, you will get an OTP number for verification

To submit a loan application you need to give your KYC details, Repayment details, and Sign loan Application

After selecting suitable plans out of plans offered by them The amount will be reimbursed within a few hours

2 What is the loan foreclosure process and charge?

You can send a request for foreclosure to customer support only after the successful payment of the first three EMIs There is an additional foreclosure charge of 4% which is levied on the left principal amount at the time of foreclosure

Also Read- ICICI Bank Personal Loan : A Review

3 There are any hidden fees charged by PaySense?

They don’t charge any hidden fees when you take a personal loan from the Paysense They only charge fees which is already mentioned in the loan agreement like interest rates, loan processing fees, late payment charges and foreclosure charges

4.If I need a higher loan amount than approved. My credit line will be changed?

A credit line cannot be changed instantly once generated Credit line always changes over time depending on your credit behaviour and history It should be increased If you pay your EMIs and bills from time to time First, you need to boost up your funds by taking smaller loans to get a higher amount

5 How much time will it take to get personal loan approval from PaySense?

Once you submitted all required documents and completed the loan application process, their team and our lending partners verify the information provided by many times assessments It will take up to 2 working hours to verify and get your loan approved

You will get notified by them through email and SMS regarding application status and you can also check your loan application status in the app

PaySense Customer Care Details

You can email them to support@gopaysense com with any questions about their services or if you have any other issues Their customer care will get back to you soon after receiving the requested email

Email id- support@gopaysense com

Office Address- Jaivilla Dev Shakti, 49 Tilak Road, Navyug Colony, Santacruz West Mumbai 400054 Maharashtra India

They don’t have any customer care/customer service contact numbers

PaySense Loan Operation Cities List

Paysense provides loans to the many cities (more than 180) of PAN India, it covered all major cities You can see a list of cities to avail loans

Agra, Ahmedabad, Allahabad, Anand, Bengaluru, Bharuch Bhopal, Bhubaneswar, Chandigarh, Chennai, Coimbatore, Cuttack, Dehradun, Delhi, Ernakulam, Faridabad, Gandhinagar, Ghaziabad, Goa, Gorakhpur, Guntur, Gurugram, Haridwar, Hyderabad, Indore, Jabalpur, Jaipur, Jamshedpur, Jodhpur, Karnal, Kolkata, Kota, Kottayam, Kurukshetra, Ludhiana, Madurai, Medak, Mehsana, Meerut, Mohali, Mumbai, Mysuru, Nagpur, Nashik, Navi Mumbai, Nellore, Ranchi, Saharanpur, Salem, Tiruppur, Tiruchirappalli, Thiruvallur, Thiruvananthapuram, and many more

You can search name of your city mentioned above

Conclusion- the PaySense app provides safe and secure and easily accessible personal loans to its customers 4 4* ratings given by the users on the google playstore app due to their maximum loan amount, tenure, interest rates and processing fees A person with zero credit history can also avail of loans from them

They are providing a variety of loans but it is more suitable for an instant personal loan They amount will be transferred in your account within less time, with no hidden charges But they don’t provide any customer care contact number for query

They are featured in YOURSTORY, business standard and INC42 Yes, we suggest this app but you just need to make comparison with other personal loan providers too Need