Golf Journal 2025

Congratulations to This Year’s Honorees

Michael Hudgens • Jason Goldberg and the Entire CIT Bank Team Your Friends, The Shamie Family

A Message From

David J. Beyda SBH President

Dear Supporters, Welcome to the 12th Annual SBH Golf Outing!

This year we are honored to present the Partners In Kindness Award to an esteemed duo, we are honored to call our friends, Mr. Michael Hudgens and Mr. Jason Goldberg of CIT Commercial Services.

For over half a century, Sephardic Bikur Holim, has been providing essential services to our community. Over these years, our organization has been dedicated to serving our community with the utmost care and compassion. We are proud to be made up of both volunteers and highly-trained, qualified staff who work tirelessly to support our mission. Our mission is simple yet profound: to treat every individual as if they are a family member. Your participation and support in this event not only honor Michael Hudgens and Jason Goldberg but also help us continue our legacy of service. We look forward to greeting you at this special event and are grateful for your continued support.

Warm regards, David Beyda President of SBH

Michael Hudgens President

CIT Commercial Services, a subsidiary of First Citizens Bank

Michael Hudgens is president of CIT Commercial Services, one of the nation’s leading providers of factoring, credit protection, accounts-receivable management, supply chain finance and lending services to domestic middle-market companies.

In this role, which he has held since June 2023, Hudgens supervises regional managers in the Northeast, Southeast and West, oversees First Citizens International Factoring business and directs the Supply Chain Finance group. Working collaboratively with his leadership team, he has primary responsibility for strategic direction and business growth.

Prior to his current position, Hudgens served as managing director for all of CIT Commercial Services. He also has served as southeast regional manager, senior vice president and head of business development, and worked in a variety of sales and credit positions at CIT Commercial Services, joining the company in 1988.

Throughout his career, Hudgens has worked closely with business owners, financial managers and professional advisors of many of the nation’s most prestigious furniture and textile companies. He is a frequent contributor to consumer product publications including WWD and Furniture Today and has held board and committee positions at key financial industry groups including SFNet. He holds a bachelor’s degree and an MBA from Clemson University and is a supporter of and content contributor to the Clemson University College of Business. He and his wife Holly have one daughter, Bailey.

Jason Goldberg

Northeast Regional Sales Manager CIT Commercial Services, a subsidiary of First Citizens Bank

Jason M. Goldberg is the Northeast Regional Sales Manager for CIT Commercial Services.

Based in New York City, he manages a team of talented new business development officers focused on building deep customer relationships as well as identifying, sourcing and closing factoring, asset-based and supply chain finance deals across a variety of industries.

He brings over 25 years of banking, finance and sales management experience to First Citizens, having most recently served as chief lending officer at Blue Foundry Bank where he was responsible for P&L management and sustainable performance improvement of the bank’s lending businesses. He has held senior and executive roles in product leadership and sales management and strategy at various financial institutions including Israel Discount Bank of New York, Crestmark Bank and Westgate Financial.

He holds a bachelor’s degree in political science from State University of New York at Binghamton. Throughout his career, he has served on many boards and is often a speaker at banking and finance events and contributor to publications.

Mr. Goldberg lives in Englewood NJ, with his wife and three children, where he is extremely active in his local community. He served as Chairman of the Board of Trustees of the Moriah School and is an active member of CSS at his local synagogue.

Dear Members of Sephardic Bikur Holim, On behalf of myself and Jason Goldberg, I want to extend our heartfelt thanks for the incredible honor you’ve given us. Being recognized with the 2025 Partner in Kindness Award by an organization as respected and impactful as Sephardic Bikur Holim (SBH) is both humbling and deeply appreciated.

The tremendous work that this organization does is not only an integral part of what makes the Sephardic community so very special, but it is also a model for community building and support for us all. For over 100 years, CIT and First Citizens Bank have been committed to these same principals of giving back and building community, and we are proud to support such an organization.

Our work with SBH has been a meaningful part of our professional and personal journeys. Together, Mike and I bring decades of experience in our field, working with the community and beyond.

And throughout that time, we’ve had the privilege of working with a broad network of clients who share our values and commitment to giving back. Many of those clients are actively involved with SBH, and it’s been inspiring to see how this shared mission has fostered deeper community connections and collective impact.

While we are truly grateful for the recognition, we are even more grateful for the opportunity to support the critical work SBH does day in and day out. Your dedication to caring for those in need and uplifting the community is a cause we’re proud to stand behind.

We look forward to continuing our partnership and supporting Sephardic Bikur Holim in every way we can.

With sincere appreciation, Michael Hudgens and Jason Goldberg

Putting people first.

Each day, we make a commitment to helping our clients chart a course for financial success – because we believe the future shouldn’t come with limits.

That’s also why we foster lasting relationships that aim to create meaningful impact for our associates, customers and communities.

Congratulations to Michael Hudgens, President of CIT Commercial Services, and Jason Goldberg, Northeast Regional Sales Manager, for being honored with the 2025 Partners in Kindness Award.

firstcitizens.com/commercial-services

© 2025 First-Citizens Bank & Trust Company. All rights reserved. CIT and the CIT logo are registered trademarks of First-Citizens Bank & Trust Company. CIT Commercial Services primarily conducts business through The CIT Group/Commercial Services, Inc., a wholly-owned indirect subsidiary of First-Citizens Bank & Trust Company.

Normal credit approval applies. MM#16975

Eli J Mann . Eli@middlegatefactors.com Miro A Sutton . miro@Middlegatefactors.com 8 WEST 40TH ST 5TH FLOOR NEW YORK , NY 10018 T: 212-382-9500

Middlegate Factors LLC proudly supports SBH and congratulates Mike Hudgens & Jason Goldberg on being the recipients of the Partners in Kindness Award.

From Miro, Eli and the entire Middlegate Factors team

PROUD TO SUPPORT THE

12th Annual Sephardic Bikur Holim Golf Outing At CBIZ, we turn complexity into clarity and opportunity into growth, delivering insights that impact what matters most to you.

Explore what’s possible at cbiz.com CBIZ is a consulting, tax and financial services provider that works closely with CBIZ CPAs P.C., an independent CPA firm that provides audit, review and other attest services. © Copyright 2025. CBIZ, Inc. NYSE Listed: CBZ. All rights reserved

CBIZ.COM

We believe in the value of volunteering and support organizations such as the SBH Community Service Network which contribute to the wellness of our communities.

Congratulations to Michael G. Hudgens and Jason M. Goldberg on receiving the 2025 SBH Partners in Kindness Award, which recognizes their dedication to charitable projects that benefit SBH. BHI offers full commercial banking services that combine the personal attention of a prestigious boutique bank with the expertise and financial strength of Bank Hapoalim - the leading financial institution in Israel.

CONTACT US Contact our experts today to learn how we can help you grow your business.

John Yoler, EVP

U.S. Head of Commercial & Industrial JYoler@bhiusa.com 212.782.2372

Jacob Weinstein, EVP

U.S. Head of Real Estate & Healthcare JWeinstein@bhiusa.com 212.782.2176

Tami Antebi, SVP Head of Healthcare

TAntebi@bhiusa.com 212.782.2158

BHI is a registered service mark of Bank Hapoalim B.M. Member FDIC. Deposit accounts offered by the New York Branch are fully insured by the FDIC to the maximum extent permitted by law.

Deposit accounts offered by the Americas Tower Branch are not FDIC insured. *Deposit accounts may be established only at the New York branches. www.bhiusa.com

In Honor of Edmond Harary In recognition of all the tireless work you do on behalf of Sephardic Bikur Holim and the community.

Your dedication, compassion, and generosity are an inspiration. May you continue to go from strength to strength, and may your efforts be blessed with much success.

With admiration, Ezra, Paul and the Rialto Distribution Team

Proudly Supports SBH and Congratulates Michael Hudgens & Jason Goldberg on being Honored with The Partner in Kindness Award

Congratulates Michael Hudgens & Jason Goldberg on being Honored with The Partner in Kindness Award and Salutes the work of Sephardic Bikur Holim!

We Are Proud to Support Sephardic Bikur Holim As it continues to serve as a valuable resource to the Jewish community.

We congratulate Michael Hudgens & Jason Goldberg on receiving this year’s Partners in Kindness Award.

The Golden Touch Group congratulates Michael Hudgens & Jason Goldberg on being this year’s Partners in Kindness Award recipients!

M ER CH ANT FINANC IAL G RO U P WO U LD LI KE TO CON GR AT U L AT E OU R IN D U S T RY COLLEAG UES AND FRIE NDS MI C HA E L HU DG E NS A N D JAS ON GOL D B E R G ON T H IS WO N DERFUL HONOR. WE LOO K F O RWARD TO MA N Y M OR E Y E A R S OF WOR K IN G TOGETH ER AND C EL EBRAT I NG MA NY MO RE ACCOM P L IS H M E N T S . OU R T E A M AT M ER CH ANT TAKES GRE AT PRI DE I N BE I NG A S T RO N G PA R T N E R I N S U P P OR T I N G T HE VALUES AND AC TI O NS O F T HE S BH A ND I T S T I R E L E S S E F F OR T S TO H E L P T HO SE IN NEED. THEIR CO NT RI BU T I O NS A ND U NWAV E R I N G D E D I CAT ION H AV E HELP ED SO MANY PEOPLE A RO U ND T HE WO RLD.

Where Relationships Matter

MBG PROUDLY SUPPORTS SEPHARDIC BIKUR HOLIM, THE COMMUNITY, AND OUR LENDING COLLEAGUES CONGRATULATIONS MICHAEL G. HUDGENS & JASON M. GOLDBERG Sophisticated Financial Solutions for Middle Market Relationships MODERN BANK N.A. 410 PARK AVENUE NEW YORK NY 10022 WWW.MODERNBANK.COM

CONGRATULATIONS M I C H A EL G . H U D G EN S AND

JASON M. GOLDBERG as the honored recipients of

Sephardic Bikur Holim

2025 Partners in Kindness Award A very well-deserved honor!

We Proudly Support Sephardic Bikur Holim As it continues to be a vital source of Chesed to the Jewish Community particularly during these challenging times We also Pay Tribute to David Beyda and Jeffrey Beyda For their ongoing involvement and support in community affairs Alan Eisenman, Joe Septimus, Jeffrey Wiesenfeld, Casey Sullivan, and the Bernstein Team

We Are Proud to Support Sephardic Bikur Holim As it continues to serve as a valuable resource to the Jewish community.

We congratulate Michael Hudgens & Jason Goldberg on receiving this year’s Partners in Kindness Award.

Michelle & Joey Arakanchi

We congratulate Michael Hudgens & Jason Goldberg on this well deserved honor from the Sephardic Bikur Holim (SBH) Community Service Network

We proudly celebrate Michael Hudgens & Jason Goldberg or receiving this well-earned recognition from the Sephardic Bikur Holim (SBH) Community Service Network.

idbny.com

IDB BANK IS PROUD TO HONOR

Michael G. Hudgens and Jason M. Goldberg We congratulate the honorees and stand with SBH and its more than 40 year commitment to charity, volunteerism and community.

COMMERCIAL BANKING | PRIVATE BANKING | WEALTH MANAGEMENT ©2025. IDB Bank® is a registered service mark of Israel Discount Bank of New York. Member FDIC.

Community Service Network, Inc.

IMEG is proud to support SBH and salutes the organization for the charity and volunteerism it has provided for the less fortunate over the past 50 years.

We congratulate Michael Hudgens & Jason Goldberg on receiving this year’s Partners in Kindness Award.

Jeffrey Mann, President & CEO, Mann Publications congratulates Michael Hudgens & Jason Goldberg on this well deserved honor from the Sephardic Bikur Holim (SBH) Community Service Network

CoMetrics Partners, LLC is proud to participate in and sponsor SBH's outing! We are honored to support a truly meaningful cause and look forward to a successful event.

CoMetrics Partners helps business leaders turn complexity into results.

We combine expertise in operations, technology, and finance to drive efficiency, profitability, and growth.

Partnering with executives, lenders, and investors, we cut through challenges, manage risk, and deliver outcomes that matter.

For more information about CoMetrics, please contact: Jack Shweky, Partner at Jacks@cometricsllc.com.

We Are Proud to Support Sephardic Bikur Holim We congratulate Michael Hudgens & Jason Goldberg on receiving this year’s Partners in Kindness Award.

SOS is proud to support SBH and salutes the organization for the charity and volunteerism it has provided for the less fortunate over the past 50 years.

We congratulate Michael Hudgens & Jason Goldberg on receiving this year’s Partners in Kindness Award.

Congratulates Michael Hudgens & Jason Goldberg on this well deserved honor from the Sephardic Bikur Holim (SBH) Community Service Network

MKDA proudly supports the SBH Golf Outing!

NEW YORK. STAMFORD. MIAMI. Architecture (Miami). Interior Design. Planning. Branding.

In honor of SBH Community Service Network and their dedicated team Nathan Krasnovsky and Janet Abed It is a privilege for Feiner Grant Strategies to partner with such an extraordinary organization and devoted professionals. Your commitment to serving your community with compassion, dignity, and excellence is a true inspiration.

We are honored to support your mission and to help ensure that vital resources continue to strengthen the transformative work and impact of SBH. With admiration and gratitude, Rivkie Feiner & the FGS Team

Research. Writing. Results.

T H E T R U S T E D N A M E I N G R A N T W R I T I N G N AT I O N W I D E

365 ROUTE 59, SUITE 255, AIRMONT, NEW YORK 10952 • 845.356.7800 • FEINERGRANTSTRATEGIES.COM

Congratulations Jason on this well deserved honor, we are delighted to support the important work SBH is doing for our community!

Morris Dweck

Celebrating your tireless

COMMITMENT TO OTHERS.

We are pleased to support Sephardic Bikur Holim.

Every day, you help make our community a better place to live. We do our best to support you, your organization and the people you serve. We’re always proud to help our neighbors.

websterbank.com Webster Bank, N.A., Member FDIC. Webster, Webster Bank, the Webster Bank logo, and the W symbol are trademarks of Webster Financial Corporation and registered in the U.S. Patent and Trademark Office. © 2025 Webster Financial Corporation. All Rights Reserved.

Congratulations to our dear friend Jason M. Goldberg On this well deserved honor.

Maverick Licensing Group

is proud to support SBH and congratulates Michael Hudgens & Jason Goldberg on receiving this year’s Partners in Kindness Award.

Is pleased to support SBH and extend congratulations to Michael Hudgens & Jason Goldberg being honored with this year’s Partners in Kindness Award.

Proud to support SBH and celebrate Michael Hudgens and Jason Goldberg as this year’s Partners in Kindness Award recipients.

Jack E. Rahmey

Rise Architecture is proud to partner with SBH in their important work. We are honored to have been selected to help make the new NJ center a reality.

Shimon Greenebaum and Jeff (Yudi) Akerman

Alexander Wolf & Son Is proud to support the 12th Annual SBH Golf Outing 747 Third Avenue, 4th Floor New York, NY 10016 Phone: 212 972-1740 www.awolfandson.com Peter Bernstein pbernstein@awolfandson.com

Community Service Network, Inc.

in g Sh a r

Bu il d in g Hea l in g

To our good friends, Michael Hudgens & Jason Goldberg a well deserved honor From Lee M. Cohen, CPA and your friends at LMC Advisors

BECOME A SPONSOR TODAY. 718-787-1400 425 Kings Highway Brooklyn, NY 11223 www.sbhonline.org ralphtawil@sbhonline.org