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Ottumwa Publishing
641-208-5505
ottumwapost.com Check out page 3 for more Hy-Vee PROMOTIONS •••••NOVEMBER 01 , 2023•••••
Major car repairs, surprise medical bills, and loss of income are events we don’t tend to give much consideration to until they happen to us. While it may not be as fun as saving for vacation or a home remodel, having an emergency Emergency Fund: What Is fund in place It and Why It Matters can make the difference between managing a short-term setback and experiencing long-term financial repercussions. What constitutes an emergency fund and why is it so important to have one, particularly in times like this? Here’s a primer. Financial solvency matters. Financial experts generally encourage you to set aside three to six months’ worth of living expenses in an emergency fund. Without it, you are at risk of losing what you’ve worked hard to achieve if life throws a curve ball. A stash of funds can help you meet your monthly obligations, keep your credit report clean and preserve your way of life. Put your priorities in order. An emergency fund deserves to be at the top of your list of financial priorities. Emergency reserves are designed to provide a safe(Financial cont’d on pg 2)