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One of the top questions I receive as a financial advisor is, “What exactly do you do and how can you help someone like me?” If you’ve ever wondered the same thing, you’re not alone.

Why Work with a The answer Financial Advisor?

I give when Perspective From One I meet new people is this: Financial advisors are committed to helping individuals and families set and reach their financial goals. Advisors provide value beyond investment strategies and financial advice; they are there to help clients feel more financially confident for the expected and unexpected moments of life.

Here are some specific ways you can benefit from this professional relationship: Personalized advice. There’s no “one size fits all” financial plan. A financial advisor can help you evaluate your current circumstances to create a plan of action specific to your goals and concerns. You don’t have to achieve a certain level of wealth or have complex finances to enlist their (Financial cont’d on pg 2)

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(Financial cont’d from pg 2) ing board as you move

services. Financial advisors are equipped to serve you, whether you are starting out in your career, in the middle of your working years, entering retirement or if you’re already retired.

Investment strategies, product recommendations and more. A financial advisor will suggest ways to move forward based on your short-, medium-,and long-term financial goals. Investment strategies will vary based on your time horizon—the years ahead of you in which you have to reach your goals. Your advisor may recommend a balance of stocks, bonds and other solutions aligned to your risk tolerance. You may be advised on ways to optimize your tax situation, which can include investing in accounts that offer tax advantages, such as a Roth or traditional IRA, Health Savings Account, or 529 plan. You can expect an advisor to review insurance coverage and other solutions to strengthen your financial safety net. Lastly, your financial plan may also include tips for saving and budgeting.

Confidence in your financial decision making. A financial advisor can be a sound-

help instill these as your through life and experi- family forms their relaence events that impact tionship to money. your bottom line. You can ask your advisor Collaboration. In addifor input on how a job tion to providing consulchange, large expendi- tation to you, your adviture, or other financial sor can work directly commitment will affect with a tax preparer and your financial outlook. estate attorney as needYou can feel more seed. By keeping your cure about your chariadvisor in the loop on table giving when it’s tax and estate matters, been incorporated into you can be assured of your overall plan. Tocomprehensive profesgether you can adjust sional support. your investment strategies to accommodate Ongoing advice for life circumstances. As a your changing circumresult, you will be able stances. Life happens. to make financial deciGoals change. Markets sions knowing you have fluctuate. In a constantly considered the larger changing world, a lastpicture. ing relationship with a financial advisor allows Multi-generational you to work in tandem support. A trusted fiwith a partner you trust nancial advisor can be a to navigate all that life resource for your entire will throw your way. family. Your goals may J Lusson, CFP, ChFC, include caring for aging Duane CLU, MSFS, is a Private Wealth parents or putting kids Advisor with Ameriprise Financial Services, Inc. in Ottumwa, through college. Your Iowa. He specializes in feeadvisor can also edubased financial planning and cate you on a wealth of asset management strategies topics that impact your and has been in practice for 30 years. To contact him, call 641family’s financial wellbe- 684-4200 or stop by his office ing. These may include at 527 W. Second in Ottumwa, estate planning, wealth Iowa. transfer, wills, health Ameriprise Financial, Inc. and its affiliates do not offer tax or care directives, powlegal advice. Consumers should ers of attorney, trusts consult with their tax advisor or and beneficiary assign- attorney regarding their specific situation. ments. It’s never too early to introduce your Stock investments involve adult children to your risk, including loss of principal. advisor and encourage High-quality stocks may be appropriate for some investthem to make use of fi- ment strategies. Ensure that nancial planning servic- your investment objectives, time horizon and risk tolerance are es. Financial advisors aligned with investing in stocks, understand the values as they can lose value. that drive you and can

MARCH 20, 2024 There are risks associated with fixed-income investments, including credit risk, interest rate risk, and prepayment and extension risk. In general, bond prices rise when interest rates fall and vice versa. This effect is usually more pronounced for longer term securities.

guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.

The initial consultation provides an overview of financial planning concepts. You will not receive Securities offered by Ameriprise written analysis and/or recomFinancial Services, LLC. Memmendations. ber FINRA and SIPC. Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or

© 2024 Ameriprise Financial, Inc. All rights reserved.

File # 6217574.1

MARCH 20, 2024

Turkey Hunting Accessories When I get to my desk early each morning to check email, I look across the lake an up the hill to the adjoining timber. Most mornings now, I will see two or three turkeys strutting down the hill getting ready for breeding season. As we draw closer to April, and the start of gobbler season, I get more anxious with each passing day.

On a sunny morning, with a light layer of fog creeping across the newly greening grass, I can hear the turkeys gobble.

They are still in bachelor groups, and all the birds are sporting beards. It is a sight that would make a postcard. Knowing a group of fifteen or twenty big old gobblers are strutting around my place makes the waiting almost unbearable.

This is the time of year, people who make catalogs about hunting stuff are their most vicious. On a sunny day, approximately a month before turkey season, a catalog will arrive. It contains every imaginable accessory and piece of paraphernalia known and not known to turkey hunters. We as a group carry more stuff into the woods than anybody. Less equipment is required to hunt cape buffalo or alligators than is needed to hunt turkeys. The people with the catalogs do not make it any easier.

They know turkey hunters. They may even be hunters themselves, so they know our weaknesses.

We already have so much stuff, we might need a few more things.

When I first started hunting turkeys, I used a box call, a shotgun, and one shell. I would find a nice wet log to sit on, use my box call to entice a nice Tom turkey, shoot him, and go home. There was no need for a second shell, because there was no second shot. If a person missed, they went home to try again another day.

There was no need to pack up, just throw the gun in the truck and

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leave. Over the years, thanks to the people with the catalogs, we have found huge amounts of equipment to make our turkey hunt more successful and enjoyable.

First came the assortment of calls. A person should really carry scratch, diaphragm, and box calls. If the gobblers do not respond to one, they will surely respond to another. Camouflage was the next best secret.

Everything from boots to hats had to be camouflage, requiring an entire new wardrobe, including a little camo bag to carry all the calls. This could all be ordered from the catalog. Decoys were just the thing. A hen decoy placed conspicuously in front of a person with a minimal amount of calling experience would convince any gobbler to come in.

The next catalog showed an even more effective arrangement of several hens and a Jake decoy. If a person

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had a pop-up camouflage colored tent, they could set up their flock of fake turkeys anywhere they wanted, and not be limited to a convenient wet log or rose bush as a hiding place. I currently have enough turkey hunting stuff; I pack it in with a Ranger the night before, so I do not forget anything. The pop-up blind has two chairs complete with coffee cup holders. The decoys are set out and distances are measured with a range finder. The calls are all arranged with the full box of super-shock turkey loads.

I am not convinced the new system, complete with all the amenities works any better than the old ways, but I do have a good time preparing for the big hunt. There are just a couple of things I saw in the new catalog I still need, and I will be ready for opening day.

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641-683-3777

See all our listings online at www.remaxpride.com Licensed in Iowa & Missouri

Jason Carter, Broker/Owner, 515-708-0615

John Carter, Broker Associate, 641-569-3456

Karen Converse, Broker Associate, 641-295-4546

Hannah Troxel, Broker Associate, 641-814-6868

AJ Gevock Broker Associate, 641-919-1784

Sheila Denburger Broker Associate, 641-660-4406

Melanie Cowan Broker Associate 641-895-0985

Joella Turner, Broker Associate, 641-226-4995

Jody Trenary, Broker Associate 417-214-4208

Caitie Scheffers, Sales Associate, 641-660-4247

Tony Duprey Sales Associate, 641-575-5907

Kayla McConnell Sales Associate 641-799-3191

Shelby Durflinger Sales Associate 641-208-1888

Gregory Fenton Sales Associate 641-895-1862

Cindy Latos, Sales Associate, 641-799-3269

Joe Traul, Sales Associate, 641-455-5077

Heather Jorgensen Sales Associate, 641-954-0515

Diana Pearson Sales Associate, 641-660-6108

Todd Carroll Sales Associate, 641-777-9303

Gail Lenhart Sales Associate, 515-210-2446

New Listing

20843 265th Ave, Moulton 3BRs, 4 Baths, 16.38 Acres $975,000

New Listing

New Listing

1152 Lake Road 4BRs, 3.5 Baths, 2.34 Acres $450,000

2356 Timberlane Heights 5BRs, 3 Baths $385,000

3 Traxler Drive 3BRs, 3 Baths $299,900

Pe n d i n g

New Listing

New Price

Sold

29088 195th St 1BR, 1Bath, 7.18 Acres $190,000

Sold

131 W. Alta Vista 3BRs, 2 Baths $189,900

803 S. Ransom 3BRs, 1 Bath $165,000

224 Skyline Dr. 2BRs, 1 Bath $164,000

213 S. Willard 3BRs, 1 Bath $130,000

1034 S. Sheridan St. 2BRs, 1 Bath $120,000

ending P 220 N. Benton

Sold 711 Riverside Lane

ending P 2310 E. Main St.

New Price Commercial

Commercial

Commercial

3BRs, 2 Baths $95,000

225 N. Moore St. Ottumwa $299,500

517 E. Alta Vista 4BRs, 3 Baths $290,000

2BRs, 2 Baths $75,100

404 Mary St., Ottumwa

$160,000

301 Hamilton St. 3BRs, 2.5 Baths $189,900

250 S. Miles, Fremont 2BRs, 1 Bath $185,000

New Listing

22 Washington Ave W, Albia 4BRs, 4 Baths $150,000

421 S. Ferry 3BRs, 2 Baths $278,000

Sold

4460 Wapello-Jefferson Rd, Eldon 3BRs, 2 Baths $270,00

Duplex $75,000

22 Washington Ave W

Albia $150,000

Sold

733 Grace St. 2BRs, 1 Bath $146,000

1405 N. Jefferson St. 2BR, 2 Bath Condo $145,000

Pe n d i n g

1197 710th Ave, Eddyville 3BRs, 2 Baths $185,000

New Price

2670 Clearview 2BRs, 1 Bath $139,900

102 W. 5th St, Hedrick 3BRs, 3 Baths, 1.09 Acres $179,500

ending P 1301 Steller Ave. 2BRs, 2 Baths $139,900

New Price

New Listing

New Listing

175 Vogel 3BRs, 3 Baths $119,900

102 N. James St. 2BRs, 1.5 Baths $119,000

359 N. Marion 3BRs, 1 Bath $117,000

1234 N. Adams St. 2BRs, 1 Bath $117,000

410 S. Schuyler 2BRs, 1 Bath $110,000

New Listing

New Listing

107 Ottumwa St. Quadruplex $70,000

312 N. Marion St. Quadruplex $70,000

Commercial

Commercial

323 E. Main St. Ottumwa $145,000

203 W. Second St Ottumwa $115,000

Commercial

1112 N. Van Buren Ave Ottumwa $695,000

Commercial

New Price Commercial

314 E. Main, Ottumwa $87,500

405 Church St Ottumwa $85,000

Sold

31 Cambridge Court 3BRs, 2.5 Baths $250,000

New Listing

1001 Valley Dr, Centerville 3BRs, 2 Baths, 1.14 Acres $169,900

New Listing

New Listing

New Listing

Pe n d i n g

2321 Timberlane Heights 4BRs, 3 Baths $297,000

New Price

New Listing

1 Eleanor Drive 2BRs, 2 Baths $199,000

202 Marianna Ave 2BRs, 2 Baths $132,000

New Price

New Listing

315 McCarroll Drive 3BRs, 2 Baths $215,000

215 N. Jefferson St. 1BR, 1 Bath $167,500

MARCH 20, 2024

ending P 1230 Greenwood Dr 2BRs, 1 Bath $139,000

ing P508e nN.dAsh

2BRs, 1 Bath $109,000

Commercial

Commercial

202 E. Fourth St Ottumwa $500,000

807 Richmond Ave Ottumwa $379,000

Lots and Land

Lots and Land

0 Rochester Road

1100 Block Sheridan

$614,125

$30,000

49.13 Acres

0.76 Acres

FOR OSKALOOSA & CENTERVILLE LISTINGS, SEE OUR WEBSITE: WWW.REMAXPRIDE.COM

Better Than Before Dad often said, “If you borrow something or use something that doesn’t belong to you, always leave it in better condition than you got it.” I try to follow this rule, even when I rent equipment.

has to be moved by tomorrow.” Then the lady said, “If you can drive a stick, I would let you use our old plow truck to take I have never paid a clean- the table to your house.”

Her offer was very genering fee when I return ous considering we lived equipment. One time, I returned a paint sprayer to about forty-five miles away.

Voss Equipment Rental, and asked, “Did I get it After we loaded the table, clean enough?” the lady said, “The truck Craig looked at the spray- has just under a half tank of gas; that will be plenty er, “This is cleaner than when you took it. Do you to get you to Winona and back.” Still, before want a job?” returning her plow truck, “No,” I replied, “but I we topped the tank with would take a discount gasoline. Whatever you on the rental fees.” We borrow should be returned laughed about that. better than when you got it.

One Saturday, when we lived in Winona, MinneA while back, I was using sota, Melissa, and I drove a restroom in a business, to Wisconsin to look at an and someone had left antique dining room table the room pretty smelly. and chairs. We liked the On top of the paper towel set and wanted to buy it, dispenser were a few but my truck wasn’t avail- rolls of toilet paper and a able, and we would need tall can of air freshener. I a way to move the furnidecided to use the spray; ture. I asked the seller, “If Lord knows I didn’t want we pay you today, could the next person coming in you hold the table until to think I was the source next weekend?” of that foul stench.

“My new dining room set is coming on Monday,” the seller said. “This table

I removed the lid from the can and shook it well. I squinted looking for the

small arrow on top of the nozzle to ensure it was spraying away from me.

Pointing the can into the air, I pressed the little button on top while vigorously waving the can through the air. I had predetermined it would take a lot of spray to make this little room smell like a rose garden.

was slightly irritated, so I wore only my right contact lens. My right contact lens also didn’t focus well.

It was one of those days when I surrendered the notion of reading any fine print. I squinted my eyes a bit, holding the can at arms-length, looking for the fragrance on the label.

“To heck with Dad,” I said.

“I’ve got a serious predicament here!” I wondered if there was an escape route to avoid the walk of shame. There was none, so I had to do something.

I began waving my hand in front of the automatic paper towel machine. It would only give me about Can you imagine my 14 inches of towel and I started spraying toward horror to find on the then need a couple of mothe stool and then becanister’s label, little blue ments to reset. I needed gan my 360-degree turn characters that looked like more towels—a lot more, to ensure all the air was helmets, with eyes black and faster! properly treated. As the as coal, big goofy-looking mist fell from the air, some eyebrows, and a big smile I began wiping down the gathered on my arm, on their faces? Each was wall with a wad of towels tingling just a bit. When I racing around on a cush- in each hand. I dispensed more clean towels, then continued my turn toward ion of bristles. Yep. I just moved on to the next wall; the sink, particularly the sprayed the whole room “Darn,” I said.” I got the mirror, I felt something with Scrubbing Bubbles. roll of toilet paper, too.” was going horribly wrong.

The foam was getting I pulled about thirty feet I sprayed the air freshener thicker and building up for about fifteen to twenty as I looked around at the off the toilet paper roll seconds (maybe longer) mess I just made. It wasn’t (about the same amount before it occurred to me very heavy anywhere, but my daughters used when living at home) until I that the product didn’t it sure covered a lot of reached dry paper. I wadsmell like roses, lilacs, or territory. I quickly put the ed up and tossed the TP fresh linen hanging out lid back on the can and in the stool, and pushed to dry in the warm spring placed it back on top of country air. So, I sprayed the paper towel machine. the handle. a little bit more and then The bathroom was a one- I briefly thought about stopped to read the can. seater, so there were no how many times I’d lec“What scent is this,” I witnesses, still, I could wondered. hear Dad saying, “Leave it (Just the Other Day cont’d on better than you got it.” pg 5) That morning, my left eye

MARCH 20, 2024

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Ray’s Longbranch Homemade 1/2 lb. Tenderloins & Hamburgers Drakesville, IA • 722-3355

(Just the Other Day cont’d from pg 4)

tured my daughters while I was plunging a stool, “You don’t need to use so darn much toilet paper; that stuff doesn’t grow on trees, ya know!” I would tell them, “It’s a waste of paper and just plugs up the toilet!” Then, a bad thought crossed my mind; I glanced at the toilet I had just flushed.

trained me as an Olympic athlete in the Toilet-Plunging competition. Now that “Oh, sweet Mother Mary, the toilet was no longer a no!” The water in the bowl threat, I could focus my attention on the rest of the was trying to swirl, but mess. then it stopped and just kept rising. I dropped my I cleaned the walls fairly paper towel to grab the quickly. I wiped all the plunger and frantically foam from the door and began plunging away with handle, then wiped down no success. My heart the tank and the stool was racing; the water was seat. almost to the rim. Now my motion was making waves The mirror was tricky. that sloshed over the Scrubbing Bubbles are edge. “This is not good,” not streak-proof, like WinI said as I paused my dex. I ran water over my plunging. hands and flicked them toward the mirror, then Only by God’s grace wiped it down with towels. did the water make that After repeating this proglug-glug noise and begin cess two more times, the making a rushing down mirror looked great. The the drain. “Yes! Victory cloudy residue vanished. is mine!” Suddenly, I was thankful my daughters After wiping down the sink

top and faucet, everything except the floor was cleaned. I would need a lot of paper to clean up the pool around the stool.

More trouble was lurking at the door!

Just as I’d feared, someone was wiggling the handle outside the restroom.

I waved my hands frantically to get more towels.

A few moments later, they tried the handle again and followed with three soft taps on the door. “Just a minute,” I said.

I reloaded eacPPh hand with paper towels and squatted, ensuring my knees did not touch the wet floor. There were more bubbles on the floor than on the walls, and in some places, the towels pushed those stupid bub-

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bles around like a squeegee. I scooped the gooey mess with the towels and tossed it in the trash can, then I got another towel and returned to the floor.

I was getting more towels when the door handle rattled again. “Wait your turn! I’ll be done in a moment,” I said to the impatient person.

chine was finally empty. I didn’t want the next person to see me sweating; they might think I was….

Well, you know; having difficulties. So, I wiped the sweat away with my hands and rinsed them in the sink.

I opened the door and told the man waiting outside, “It’s all yours. Oh, by the way, they’re out of paper I wondered how long they towels.” With no time for had been out there. Could conversation, he hurried they hear the machine in and closed the door each time it dispensed behind him. more paper? More importantly, I was concerned I wanted to warn the man, about how much paper “Don’t spray the air freshtowel was left in the disener!” However, such a penser. The cleanup was suggestion would only almost done; everything stimulate additional inquilooked good, and the reries and questions, which stroom certainly smelled would undoubtedly lead to better. my admission and confession. It was best to move I washed my hands in on, and hope his vision is the sink and took more better than mine. paper towels to dry them.

I used my hand towels to Dad always said, “Leave compress the wads in the it in better shape than you trash can, concealing the found it.” I certainly did, evidence. and Dad would have been proud.

After one final glance around the room, everything looked good. I was going to sign the sheet on the back of the door, ‘This bathroom was last cleaned at 10:00 by Tom,’ but I didn’t have a pen.

I composed myself and looked in the mirror to straighten my hair. In my haste, I had worked up a sweat.

I went to get one more towel to wipe the sweat from my brow, but the ma-

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