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Look For The Homes Section Inside •••••AUGUST 31 , 2022•••••
Insurance is a product for the ‘what ifs’ in life. A good insurance policy can reduce the financial impact of an adverse event, mitigate financial losses, provide stability, and, offer some peace of mind durThe Insurance You May ing difficult Not Realize You Need times. Some insurance coverage is deemed so important, it’s mandated by law. But there is also lesser-known insurance coverage worth exploring. Consider these optional coverages to trade uncertainty for financial protection. Homeowner riders. If you have a mortgage, homeowner insurance is required. A basic homeowner policy provides standard reimbursement after a deductible for approved claims due to theft or damage to your property, dwelling, personal possessions, and liability. Such coverage, however, may not be sufficient. If you have valuable art or jewelry in your home, a rider can ensure appropriate reimbursement if these items are stolen or damaged. Consider a rider to offset the liability of owning a swimming pool or trampoline, for example. Other common riders cover water damage, identity restora(Financial cont’d on pg 2)
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