BUSINESS CASUALTY

KEEP YOUR BUSINESS IN PEAK HEALTH WITH BDHL

Protect your business from a pandemic of poor planning with Berwick Devoil Healthcare Limited

“The past couple of years have shown us how susceptible our businesses and ourselves are to health issues. Getting back to the new normal means long delays for GP appointments, access to medical treatment with long waiting lists and uncertainty of how long key employees are likely to be away from work in the event of illness.

Small businesses and owner-managed businesses are most at risk from sickness and injury to themselves as well as any member of their team. In a company of 5 employees one person off sick represents 20% of the work force absent due to sickness adding pressure to the other team members and the business.

Recent reports suggest that NHS lists are already up to almost 6.5 million* people waiting for an operation, some life threatening some less so. You can be sure however, the care will be excellent when you get to the top of the list, but how long will it take?

Insurance is all about what might happen and not what has already happened, it is vital that you consider what could happen to your business if you or one of your team needs treatment and you may have to wait weeks, months, or years in certain cases.

Private medical Insurance can put you more in the driving seat with quicker access to diagnostics, treatment and ultimately return to good health and a return to work.

Most policies now come with Video GP and fast access to scans and diagnostic tests as well as access to mental health support when needed. They do not have to be expensive, and a business paid scheme can start from as little as two employees. All policies can be flexible in their make up with opt-in and opt-out benefits to suit your requirements and budgets.

In Tunbridge Wells we are lucky to have two private hospitals as well as The Wells Suite private rooms at Pembury Hospital so you will not have to travel too far for your treatment.

We take our physical and mental health for granted, this combined with running a business often means we forget how our health can affect our ability to turn up to work or even open the business in the morning. Berwick Devoil Healthcare Limited (bdhl.co.uk) based in the centre of Tunbridge Wells since 1995 is a fully FCA regulated broker advising on Healthrelated business protection insurances such as:

Share Holder or Partnership Protection Group Life & Critical Illness Income Protection Business Loan Protection Key Person Cover Medical Insurance Company Dental and Cash Plans

It costs nothing to request quotes or have a discussion on what might be relevant to you and your team.

Our “Challenge Charlie” program is in full swing and open to all businesses and individuals in RTW Together who might be wanting to discuss their Health Protection requirements whether a new interest or wanting to review and exiting policy for competitiveness and appropriateness.

We have clients of all shapes and sizes all over the world so it would be unusual to have someone ask us a question we have not dealt with before. Please visit our web sites www. bdhl.co.uk and www.bdglobalmedical.com to see more about us and to view our T&Cs and our Privacy Policy.” ■

PICTURED: DIRECTOR GUY JONES AND TEAM ARE READY TO DIAGNOSE THE RIGHT INSURANCE!