2008 BAMCRES event program

Helping To Make Homeownership Possible For More Families In today’s real estate market, you can feel confident knowing Wells Fargo Home Mortgage has the strength and stability of a well-established lender. With our value-added programs and services, including FHA home financing, you can help make your homebuyers’ goals a reality.

Wells Fargo Home Mortgage is one of the nation's leading FHA/VA lenders. FHA loans provide flexible credit guidelines, low down payment options and a choice of either fixed or adjustable rate programs.

Learn more on how we can join forces to create more homeownership opportunities. Contact your local Wells Fargo Home Mortgage representative today!

Wells Fargo Home Mortgage continues our longstanding support of and commitment to the NAHREP, AREAA and NAREB organizations, its members and its mission.

Government Loan Financing Workshop Presented by Dennis Geist of Wells Fargo Home Mortgage at the 2008 BAMCRES Date: September 26th, 2008 • Time: 1:30-2:30 p.m You won’t want to miss this opportunity to learn more about government loans and recently passed legislation that may dramatically change the way you look at FHA financing. Topics of discussion include: • Overcoming the myths of FHA programs • Recent government loan legislative changes • Opportunities leveraging assumable financing and down payment assistant programs that may help increase your buyer pool • And more!

See you at the workshop!

1. Based on first quarter 2008 statistics by Inside Mortgage finance 6/6/08. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2008 Wells Fargo Bank, N.A. All rights reserved. #60533 9/08-12/08

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a Mortgage lender who can support you for the long terM. Many lenders are reducing their commitment to the mortgage business, or leaving it altogether. But not Bank of the West. While other lenders are dependent upon investors to fund mortgage loans, at Bank of the West we lend our own money to home buyers. It’s a good business for us, and we are in it for the long term. Call today!

Karen Mayfield, VP, Northern California Manager (415) 765-4816 karen.mayfield@bankofthewest.com

www.bankofthewest.com

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Kelly Hamilton

Monica Rogers

Executive Sales Associate

Executive Sales Associate

Cell: 415.889.0181 Office: 800.626.0106 Fax: 925.256.0169 khamilton@propertyid.com

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Cell: 510.772.0407 Office: 800.626.0106 Fax: 925.256.0169 mrogers@propertyid.com

Christina Helman

Babs Doyle

Andrei Bargaoanu

Regional Vice-President

Executive Sales Associate

Regional Sales Director

Cell: 916.826.6745 Office: 800.626.0106 Fax: 916.444.7143

Cell: 408.210.0906 Office: 800.626.0106 Fax: 925.256.0169

Cell: 415.559.0985 Office: 800.626.0106 Fax: 925.256.0169

chelman@propertyid.com

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