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When you start planning for retirement, it is important to factor in the cost of your day-to-day life, which can be expensive. For example, you may need to continue paying off your mortgage, childcare, and even your monthly expenses. However, as your savings grow, your expenses will become more manageable. In order to save money for these expenses in retirement, you must first decide how much you can afford to spend each month on these costs. The first step in learning how to invest for retirement is to evaluate your current financial situation. If you have a lot of debt, you should pay it off first, including the credit card balances that add up over time. To start investing for retirement, you can go to https://investorjunkie.com/ for guidance.