Saathee Raleigh September 2020

Bridging America and the Indian Subcontinent

Saathee.com

IN THIS ISSUE

Election Info and Resources: pg 22 Divergence of Economy and the Stock Market: pg 58 Recipes: Yummy Vegetable Samosas, Made Three Ways: pg 72

Fall Festivals & Holidays: pg 88

September 2020

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Hare Krishna Temple Sandy Ridge, NC

Crown

Sudarshan Chakra

Hare Krishna Temple - The Temple Of The Holy Name in Sandy Ridge, North Carolina This is your opportunity to take part in finishing the Shikar, the Crown, and installing the Chakra on the Crown!

This temple project was started in 1996, and is nearly completed.

The Temple of the Holy Name here in Prabhupada Village has been having Sunday Kirtan and Hare Krishna Sunday Feasts (distribution of Krishna Prasadam free of charge) since 1992.

Although the current pandemic has slowed down participation from the general public, we have been using the time to work on the temple. What we need to finish is as follows: 1) The Crown $4,500 2) Gold-electroplating of the Chakra (we already have the Solid Copper Chakra) About $5,000 3) Installing the Crown and Chakra, crane rental etc. $1,500 Total cost (items 1, 2 and 3 above) for installing the Crown and Chakra--$11,000 (Once in a lifetime opportunity-leave your legacy on this temple) 4) TPO roofing $34,875 5) Wrought Iron balcony and stair railings, and security gates to protect the Altar $9,200

Total cost for the above items is $55,075! Your gift now--will be doubled! In order to complete the temple construction promptly, one of the temple's principal supporters has committed to match every gift the temple receives for construction up to $30,000! All gifts, large or small will be graciously accepted and names of the donors will be posted in the temple, unless anonymity is requested. Now is the time to get some special mercy, Krishna's Mercy! Please send your tax-deductible gift today and come and chant the Holy Names with us--Hare Krishna Hare Krishna Krishna Krishna Hare Hare Hare Rama Hare Rama Rama Rama Hare Hare

FOR YOUR DONATION, VISIT

iskconpv.org/donate.html CHOOSE YOUR AMOUNT AND CLICK DONATE NOW. Some of the Services the Temple Of The Holy Name Provides: Free Sunday Feast- Kirtan, Gita discussion, and distribution of Krishna Prasadam-Every Sunday at 3 pm Vaisnava Priest available to do Agnihotra Yajna; Havan; Vivaha Yajna Weddings; Griha Pravesh; New Car Puja; and other Samskaras etc at the temple or in your home Daily classes on Bhagavad Gita and Srimad Bhagavatam

Temple of The Holy Name, Inspired by: A.C. Bhaktivedanta Swami Prabhupada, Founder-Acarya of ISKCON and the greatest exponent of Krishna Consciousness in the western world.

Temple of The Holy Name, ISKCON of Sandy Ridge 1283 Prabhupada Village, Sandy Ridge, NC 27046 Tax exempt EIN: 56-1858067. Contributions can be mailed to 'Temple Of The Holy Name' and mailed to the above address.

For information on sponsorship & grants email : madhuhadasa@gmail.com or call: 336-558-7340

Hello Readers!

Summer is waning and we are entering the first signs of fall. Kids are back in school, either virtually or in person or a combination of the two. The election is now in its most active phase. A countrywide team effort will be required to get the pandemic under control. In this issue we have gathered informative pieces ranging from election information to investing and financial ideas. Browse through the magazine and drop us a line for suggestions about future articles and essays. We are a readers-guided, community resource.

Stay safe and in the meantime support your small, local independent businesses when possible.

Comments and Suggestions always welcome.

Email saathee@saathee.com

“Bridging America and the Indian Subcontinent.”

September 2020 Issue # 268 - Saathee.com Editor Samir Shukla (Samir@Saathee.com)

Publisher & Advertising Divakar Shukla (rakavid@aol.com)

Ad Design / Layout Nathan C. Andrews

Digital Media & Marketing "The saddest aspect of life right now is that science gathers knowledge faster than society gathers wisdom." - Isaac Asimov

Cover: Bodh Gaya Buddhist monks in meditation near The Bodhi Tree near Mahabodhi Temple Bodh Gaya, Bihar, India.

Bodh Gaya is a religious site and place of pilgrimage. It is famous as it is the place where Gautama Buddha is said to have attained Enlightenment under what became known as the Bodhi Tree.

Photo: Shutterstock

Jennifer W. Allen

Contributors for this issue: Kirit Shukla, Dr. Maha Gingrich, Taige Shukla Parul Kharod, Amit Rupani, Shyama Parui Raajeev Aggerwhil, Mo Vidwans, Balaji Prasad, Abhishek Singh, Anushree Sengupta, Kokila Amin, Lindsey Conger and Jalendu Vaidya.

Mission: Our goal is to be a valuable source of information for the South Asian community and to be a vital advertising tool for businesses.

- FoundEd 1998 -

Saathee Magazine

P.O. Box 11468 Charlotte, NC 28220

704.527.7570 Fax: 704.527.7590

Saathee@saathee.com Opinions expressed herein are those of the writers and advertisers and not necessarily of the publisher or editor.

Please contact us prior to submitting articles or photographs.

Saathee (USPS 021-116) (ISSN: 1543-8147) is published monthly by:

Shukla Entertainment Inc. 655 Pressley Rd., Ste G, Charlotte, NC 28217 Periodicals postage paid at Charlotte, NC and additional mailing offices.

POSTMASTER: Send address changes to

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Saathee is published monthly. Deadlines for advertisement, submissions and events information is 15th of the month.

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September 2020

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September 2020

In This Issue

Page 62 Avoiding Lockdown Guilt and Exploring New Things.

Page 66 A Sense of Belonging

Page 28 Charlotte Film Society Working to Open Independent Theater

Content

The Editor’s desk . . . . . . . . . . . . . .pg. 14

Community Events . . . . . . . . . . . . .pg. 18 Election 2020 . . . . . . . . . . . . . . . . . . .pg. 22 upcoming Movie Releases . . . . . . .pg. 26

Film Clips . . . . . . . . . . . . . . . . . . . . .pg. 28 Spot the differences . . . . . . . . . . . .pg. 30

Increase India Knowledge . . . . . . .pg. 34

Increase uSA Knowledge . . . . . . . .pg. 38

nutrition for Life . . . . . . . . . . . . . . .pg. 40 Raajeev’s Corner . . . . . . . . . . . . . . .pg. 42

Saathee.com

Page 34 Increase your India Knowledge: Peacock

Two desi Teens Internship . . . . . . .pg. 46

Indian Matchmaking . . . . . . . . . . . .pg. 48

Medicare Help . . . . . . . . . . . . . . . . .pg. 50

dances of India . . . . . . . . . . . . . . . .pg. 52

Thinking About Thinking . . . . . . .pg. 54

Buy Right, Sit Tight . . . . . . . . . . . . .pg. 58 Personal Finances . . . . . . . . . . . . . .pg. 60

Mirror Mirror . . . . . . . . . . . . . . . . . .pg. 62

news notes . . . . . . . . . . . . . . . . . . .pg. 64

namaskar Y’all . . . . . . . . . . . . . . . .pg. 66 12

Recipe: Samosas . . . . . . . . . . . . . . . .pg. 72

College Admissions Insider . . . . . .pg. 74

Youth Corner . . . . . . . . . . . . . . . . . .pg. 84

Pop’s Puzzles and Jokes . . . . . . . . .pg. 86

Festivals and Holidays . . . . . . . . . .pg. 88

Puzzle Solutions . . . . . . . . . . . . . . .pg. 88

AstroScope . . . . . . . . . . . . . . . . . . . .pg. 90

Classifieds . . . . . . . . . . . . . . . . . . . . .pg. 92

Index of Advertisers . . . . . . . . . . . .pg. 96 September 2020

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Road Rage 2020: Volume 12 I’ll take an Xtra Large Election with Lots of Peppers, Smattering of Nuts, and Hold the Mail The Editor’s Desk

by Samir Shukla

Are we finally approaching november? That month with a caustic presidential election that’s been cooking for a couple of years now?

All the primaries have wrapped, the conventions are over and out of the way, and the candidates are now finalized. Forget the boxing gloves, knives and cannon balls are out now. A flood of negative ads, misinformation, disinformation, and some of the worst human traits will be released and will float around everywhere like a visible virus.

I’m convinced there are lots of good people out there who would like to run for office and help move the country forward in positive ways but would never consider it due to the soul-destroying campaigning required. Kindness doesn’t go far in politics, but the massive middle needs to hold steady. The noisemakers on the right and the left will try to dishevel the process, but steadiness lies in the quiet middle.

Most Americans, no matter their political affiliation, are reasoned people and simply want to get on with their lives while making progress on the social and economic fronts. They are not interested in culture wars. They realize change is a slow-moving train, requiring discipline, hard work and transparency.

Blaming the media is also an easy copout. Everything is media today. Voters need to do their homework.

Read and research multiple sources. If you lean progressive, read well-written conservative writers, if you lean conservative, read well-written progressive writers. They will open minds and reduce tribalism just a little bit. It is a blend of ideas that inform most Americans’ points of view. Self-critique and reflection of one’s biases and ideologies will further help unlock a world of positive possibilities.

Saathee.com

As november approaches, plan to vote like your life depends on it. of course your life doesn’t depend on voting, but it absolutely is affected in every manner by actions and policies enacted by politicians and elected officials. This is especially true on the local and statewide levels. In this the Year of our Pandemic, the typical topsy-turvy world of elections has been unraveled to the most convoluted levels. Typical rallies and ways of physically connecting with people have been replaced by virtual means.

The Postal Service has become an election ping pong ball.

Fortunately, there are bipartisan folks working to give voters more access, more places and ways to cast their ballots. If lots of reasoned people participate, demand transparency and access to ballots, this election won’t be as chaotic as some predict.

The debates kick off in September. There are three presidential debates and one vice presidential. Also look for local and statewide debates for governor and other races. This year, when politicking in front of crowds is not recommended, the debates have acquired a larger importance. They are the final battlegrounds.

I was going to attend both conventions this year with media credentials.

An invisible microbe put an end to that. The virtual conventions seemed surreal, almost unreal. Politics needs people. Candidates make real connections when speaking to people in public. This year that is not going to happen in the normal sense of big, gathered crowds. Virtual conventions became the need of the hour. But rest assured, for all the talk about conventions going away, they will return in 2024. We are creatures of touch and breath and need the proximity of other humans to thrive and connect.

This is especially true of political conventions, rallies, and speeches.

The pandemic, social unrest, economic collapse, tribal warfare all have become markers for this election.

A boat doesn’t need a big hole at the bottom to sink. An overloaded and bloated boat with lots of tiny holes can sink it as well. It really makes no difference whether you tag yourself as progressive, conservative, democrat, Republican, Libertarian, Independent, or whatever floats your boat.

The simple plug to keep that boat from sinking is casting your thoughtful vote.

Road Rage 2020 is a series of essays covering the election that I will write through November 2020. To read earlier volumes, visit saathee.com/samir.

Samir Shukla Editor of Saathee Magazine Contact: Samir@Saathee.com Twitter: @ShuklaWrites Newsletter: ShuklaWrites.Substack.com 14

September 2020

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Community Events Saathee Readers

Hello Readers. All events are subject to postponement or cancellation due to continuing restrictions posed by the pandemic. Please check with the organizers before planning to attend. Get up to date information as well as new events and easy links to the event information websites at Saathee.com/events.asp.

Carolina in the Fall Festival: Wilkesboro, NC (September 25-26, 2020)

Carolina in the Fall has become an annual pilgrimage for bluegrass and folk music lovers on September 25 & 26, 2020 in historic downtown Wilkesboro, nC. In addition to music, those that attend will be treated to some of north Carolina’s best food as each year trucks from the region will bring their secret recipes to feed the masses and vie for the Carolina in the Fall Food Truck Championship trophy. Additionally, local vineyards and American Craft Walk: Wilmington, NC (September 19, 2020) regional craft breweries will Stroll historic downtown Wilmington’s picturesque streets on Saturday, be onsite to provide a taste of September 19, 2020 and view colorful and creative works of art in a variety of the region’s best beverages. The mediums at Wilmington’s largest outdoor art show and sale all along Front Street, Festival also offers events such as the between orange and Walnut. don’t miss your chance to pick up some of these Bobby Martin Songwriting Competition, one-of-a-kind local pieces from more than 80 talented artists. For more info, visit and The Chad Lovette Memorial Trail Americancraftwalkwilmington.com.

Run and Ride in support of the American Cancer Society. Also contra and clogging CenterFest Arts Festival: Durham, NC (September 19-20, 2020) dance classes and artist workshops are The 46th annual CenterFest Arts Festival will be held on September 19-20, 2020 held both days of the festival. See more sponsored by the durham Arts Council. CenterFest showcases juried visual artists information at Carolinainthefall.org. and fills multiple stages with music, dance, and more from local performers.

Vendors will be selling ceramics, paintings, jewelry, fiber art, woodwork. Singers, Charlotte VegFest: dance troupes, choirs, bands, jugglers, and magicians will perform. Kids will have (September 26, 2020) a blast at the Creative Kids Zone, food vendors will keep guests fueled for fun. It all takes place in the heart of durham’s historic downtown. See more info at Centerfest.durhamarts.org

Charlotte Business Showcase: (September 23, 2020)

one of Charlotte’s largest businessto-business trade shows, Business Showcase boasts more than 160 exhibitors and attracts more than 1,000 people each year. A complimentary networking reception is included with the event which is hosted by the Charlotte Regional Business Alliance, Greater Charlotte Hospitality and Tourism Alliance and CRVA Partners in Tourism. Free to attend - bring your business card and get ready to mingle with your peers. Wednesday, September 23, 2020 at the Park Expo & Conference Center, 800 Briarcreek Rd. Time: 3 - 7pm. For more details, Charlotteregion.com/events.

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The Charlotte VegFest will be held on Saturday, September 26, 2020 from 11am - 4pm at Camp north End, 1824 Statesville Avenue in Charlotte. There will be plenty of free kids activities, speakers, vendors, cooking demos, nutrition experts, goody bags, and an after party. The event is free to attend. For further details, visit Veganclt.com/charlotte-vegfest/.

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September 2020

Community Events Lost Colony Wine & Culinary Festival: Manteo, NC (September 26, 2020)

The 4th Annual Lost Colony Wine, Beer & Culinary Festival will be held on Saturday, September 26, 2020 at the grounds of The Lost Colony on the beautiful Roanoke Sound, located inside Fort Raleigh national Historic Site. Enjoy over 100 wines from across the globe, sample local fare from 10 of the outer Banks’ best restaurants, taste handcrafted beers, some found only on the outer Banks, all of this in one ticket price that also includes live music and a silent auction benefiting The Lost Colony theater production. To learn more, visit Tlcwinefest.com

Spartanburg International Kite Festival: (September 26, 2020)

using kites as a common theme, the Spartanburg International Kite Festival engaged cultural curiosity and promoted active play through activities and events all across the city. The festival takes place in and around the Chapman Cultural Center each year when hundreds of colorful kites fill the skies above Spartanburg. Come see live music and entertainment, great food trucks, makers market, and an interactive kids zone. The festival is free and open to all. The event will be held on Saturday, September 26, 2020 from 11am-5pm. To learn more, visit Chapmanculturalcenter.org/spartanburg-soaring.

Presidential Debate: (September 26, 2020)

The first of three presidential debates will take place on September 26, 2020 at notre dame, Ind. (university of notre dame). The debate between President Trump and democratic nominee Joe Biden will be shown widely on major TV stations as well as social media outlets and broadcast on radio networks such as nPR. The other two debates will take place october 15: Adrienne Arsht Center, Miami, FL and october 22: nashville, Tn (Belmont university).

NC Azalea Festival: Wilmington, NC (October 16-17, 2020)

The north Carolina Azalea Festival is a celebration of Wilmington’s artwork, gardens, rich history and culture. Celebrate Spring southern style with Colorful Parades, bustling Street Fairs, charming Home and Garden Tours, Art Shows, Spectacular Fireworks, performing concerts, as well as the majestic coronation of a Festival Queen and Princess. The festival will be held between october 16 & 17, 2020 at 5725 oleander drive, unit B7 in Wilmington. Tickets are available now for both days at Etix.com/ticket/v/6409/nc-azaleafestival.

Speed Street: Charlotte, NC (October 8-10, 2020)

The festival will be held from october 8-10, 2020 to coincide with the nASCAR Bank of America Roval 400. Coca Cola Speed Street is an outdoor multi-day music and entertainment festival with family-oriented events each day from noon to 8pm along Tryon Street in uptown Charlotte. This includes a series of Children’s Day Festival: Mt. Pleasant, SC concerts at Romare Bearden Park (schedules coming soon). All of this will lead up to the nASCAR Bank of America Roval 400 (October 18, 2020) at Charlotte Motor Speedway between october 8 & 10, 2020. To old and new traditions delight at the Town of Mount Pleasant learn more, visit 600festival.com.

Children’s day Festival on Sunday, october 18, 2020. East Cooper schools will host carnival games centered on the Greensboro Food Truck Festival: (October 11, 2020) Children’s day theme.

Families can enjoy The Greensboro Food Truck Festival will be carnival rides, giant held on Sunday, october 11, 2020 from 3pminflatable slides, live 9pm in downtown Greensboro, nC. Savor entertainment, face delicious food at 50 different food trucks. painting and many other activities! Admission, parking and all In addition, there will be craft beers, live activities are free. Food concessions will be offered by East music, kid’s activities, craft vendors, and Cooper schools for fundraising. Find out more at more. Free admission. To learn more, visit Experiencemountpleasant.com.

Greensborofoodtruckfestivals.com.

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September 2020

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September 2020

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ELECTION 2020 The Clock is Ticking Down

The primaries have all wound down, the conventions are over and the candidates are all set.

Election 2020 is now in its final and most toxic phase.

Voter registration deadlines are approaching, some states will have early voting, while many allow absentee ballots and mail-in votes. In this age of distancing and masking, in-person voting will be available but a bit tougher as the process may be a bit slower. The important thing is for people to participate and cast their votes. A little planning, preparation and patience can make this process smoother.

A wonderful, non-partisan voter resource is Ballotpedia.org. You can look up your state and pretty much everything you need to know, the candidates, relevant dates, websites, and other voter info. Another one is Vote.gov, where you can find easy information on registering to vote. We have also compiled relevant dates and websites for the readership in our coverage area in the section on the right.

Notable Dates: September 29: First presidential debate, Notre Dame, IN. (University of Notre Dame) October 7: Vice presidential debate, Salt Lake City, UT (University of Utah) October 15: Second presidential debate, Adrienne Arsht Center, Miami, FL October 22: Third presidential debate, Nashville, TN (Belmont University) November 3: Election Day North Carolina (Ncsbe.gov): October 9: Regular voter registration deadline October 15 - 31: Early voting period October 27: Last day to request an absentee ballot by mail South Carolina (Scvotes.gov): October 4: deadline to register to vote October 30: deadline to apply for absentee by mail ballot

Carolina Panthers Launch Voter Engagement Initiative

Georgia (Sos.ga.gov/index.php/elections): October 5: voter registration deadline October 12: Early voting starts

The Carolina Panthers and the Carolina Panthers Player Impact Committee have launched “Your Vote Counts,” a nonpartisan initiative that aims to educate, register and mobilize voters in the Carolinas. The initiative will work alongside local, state and national nonpartisan voter engagement organizations and utilize the Panthers’ reach to encourage voters and help make the voting process safer and easier.

This initiative comes on the heels of the news that Bank of America Stadium has been approved by the north Carolina State Board of Elections to serve as an early voting precinct this october. during the early voting period from october 15-31, 2020, registered voters in Mecklenburg County can go to the stadium, regardless of their designated polling place, and cast their ballot early.

Voters who wish to cast their ballot at the stadium, can enter through the Luxe lobby on the north side of the stadium.

In the effort to provide resources for the various communities of north and South Carolina, the Panthers have created a web hub with important information and direct links to online registration portals, registration eligibility requirements and sample ballots to help every voter research candidates and issues. The Panthers will offer team employees the opportunity to train as poll workers and become a part of the democratic process.

For more details, visit Panthers.com/yourvotecounts.

Virginia (Elections.virginia.gov): September 20: Early voting starts October 20: voter registration deadline November 3: Absentee/mail voting deadline

Bank of America Stadium will be a Voting Venue

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22

Just the Facts, Please A lot of misinformation and disinformation is an unfortunate part and parcel of elections. That’s how the dirty game of politics is played. This year is no different. Hear something that sounds outlandish? Something clearly meant to evoke an emotional response but sounds false? Check the reliable fact-checking sites below, which keep tabs on the truthfulness of these commercials as well as other claims made by politicians.

Fact check sites: PolitiFact.com FactCheck.org Snopes.com www.washingtonpost.com/news/fact-checker September 2020

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September 2020

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September 2020

Upcoming Movie Releases All Dates Subject to Change - Visit Saathee.com/Movies for updates

September 3

Tenet (director: Christopher nolan) Cast: John david Washington, Robert Pattinson, Himesh Patel, and dimple Kapadia

September 4

Toofan (director: Rakeysh omprakash Mehra) Cast: Farhan Akhtar, Paresh Rawal, Isha Talwar, and Mrunal Thakur

Kajillionaire (director: Miranda July) Cast: Evan Rachel Wood, Gina Rodriguez, and debra Winger

September 25

Ava (director: Tate Taylor) Cast: Jessica Chastain, Colin Farrell, Geena davis, Common, and John Malkovich

Dream Horse (director: Euros Lyn) Cast: Toni Collette, damian Lewis, nicholas Farrell, and Siân Phillips

October 2

Mulan (Streaming) (director: niki Caro) Cast: Liu Yifei, donnie Yen, Jason Scott Lee, Yoson Rosalind Chao, Gong Li, and Jet Li

Satyameva Jayate 2 (director: Milap Milan Zaveri) Cast: John Abraham and divya Khosla Kumar

Wonder Woman 1984 (director: Patty Jenkins) Cast: Gal Gadot, Chris Pine, Kristen Wiig, Ravi Patel, and Robin Wright

September 11

Gangubai Kathiawadi (director: Sanjay Leela Bhansali) Cast: Alia Bhatt, Ajay devgn, Emraan Hashmi, & Shakib Khan

September 18

Haseen Dillruba (director: Vinil Mathew) Cast: Taapsee Pannu, Vikrant Massey, Harshvardhan Rane, and Vishesh Sagar

The King’s Man (director: Matthew Vaughn) Cast: Ralph Fiennes, Gemma Arterton, Rhys Ifans, and Charles dance

Jayeshbhai Jordaar (director: divyang Thakkar) Cast: Ranveer Singh, Shalini Pandey, and Boman Irani

Antebellum (Streaming) (directors: Gerard Bush and Christopher Renz) Cast: Janelle Monáe, Gabourey Sidibe, and Jena Malone Saathee.com

October 9

Honest Thief (director: Mark Williams) Cast: Liam neeson, Kate Walsh, Jai Courtney, & Robert Patrick 26

September 2020

Film Clips Charlotte Film Society to Build a Community Cinema

The Charlotte Film Society has plans to open a new community cinema in the summer of 2021 that will be Charlotte’s home for foreign and independent films.

The Film Society will work to support the new community movie theatre that will also be a venue for local and regional filmmakers and the place to enjoy film festivals, guest speakers, and educational programming.

The Charlotte Film Society is a non-profit that’s been active since 1982, showing movies — independent, foreign-language, and documentary, classics — that would not otherwise play in Charlotte. over the years, CFS has screened films at a variety of rented venues. They have signed a Letter of Intent to negotiate a lease with the Flywheel Group. The theatre space, with three screens and a total of 220 seats, will be in a building that’s now being renovated at 4237 Raleigh Street in Charlotte. That’s a quarter mile from the LYnX Blue Line’s Sugar Creek Station. It will be a part of the Trailhead Arts district and will share the building with other community-based arts groups.

CFS has set-up a GoFundMe campaign. The Film Society is a non-profit organization, so all contributions are tax deductible. details at: Charlottefilmsociety.org.

The King’s Man

In the early years of the 20th century, the Kingsman agency is formed to stand against a cabal plotting a war to wipe out millions. director Matthew Vaughn directs the cast of this comedic espionage thriller that includes Ralph Fiennes, Gemma Arterton, Rhys Ifans, Matthew Goode, Stanley Tucci, and djimon Hounsou.

The film’s screenplay is by Matthew Vaughn and Karl Gajdusek.

Look for the movie in theaters on September 18.

Saathee.com

Toofan

Veteran director Rakeysh omprakash Mehra (Bhaag Milkha Bhaag) guides the upcoming film Toofan, featuring Farhan Akhtar as a national level boxer. The cast also includes Paresh Rawal (portraying a coach), Isha Talwar, and Mrunal Thakur. Toofan (meaning storm) is slated to open in cinemas beginning September 18.

International Film Festival of India to be Held in November in Goa

Goa Chief Minister Pramod Sawant has announced that the International Film Festival of India (IFFI) will be held in november as scheduled in Goa. Every year IFFI is held in Goa in the last week of november. opposition parties said that it is not advisable to host IFFI in the wake of the CoVId-19 pandemic and urged the state government to reconsider its decision.

Still the government and organizers are moving ahead with the festival as planned. The festival which was founded in 1952 is jointly conducted by the directorate of Film Festivals and the state Government of Goa. 28

Dev Patel Narrates National Geographic Series

national Geographic is now showing the unique two-part series India from Above on its networks around the world. Ever wondered about the scenes from above when over 900 million voters cast their vote during the world’s biggest democratic exercise or an aerial view during one of the country’s biggest festivals? The immersive aerial journey takes viewers to unique heights with this spectacular series. narrated by British actor, dev Patel (Slumdog Millionaire, Lion), the series brings colorful India alive while showcasing the geographical, cultural, technological, and historical aspects of India by cutting edge 4k drone footage.

The series highlights the stories of modern India’s unique connection with its mystic roots and showcases the country’s natural wonders. using breathtaking cinematography, the film was shot over the course of a year and four seasons and across different terrains.

Akshay Kumar Announces Film Raksha Bandhan

As Indians globally celebrated Raksha Bandhan in August, Akshay Kumar announced that an upcoming film project of the same name will be dedicated to his sister, Alka Hiranandani.

Set to be directed by Aanand L Rai, Raksha Bandhan will celebrate the relationship between brothers and sisters in what is already expected to be one of the most emotionally poignant films of 2021.

Sharing a poster for the movie, Akshay Kumar is seen embracing his three on-screen sisters.

Raksha Bandhan is slated for release in cinemas on november 5, 2021 and was written by the award-winning writer Himanshu September 2020

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September 2020

Spot the Differences See if you can spot the 15 diďŹ&#x20AC;erences between the original photo on top and modiďŹ ed one on bottom.

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September 2020

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September 2020

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September 2020

Increase Your

Knowledge

Peacock The Indian peacock, also known as peafowl, is a member of the pheasant family and a species native to the Indian subcontinent. The Peacock is India’s national bird designated such in 1963.

The term “peacock” is commonly used to refer to birds of both sexes. Technically, only males are peacocks. Females are peahens, and together, they are called peafowl.

The male peacock has a brightly colored train of feathers. These stiff feathers are raised into a fan and quivered in a display during courtship.

Groups of peacocks are called parties.

Peacocks are ground-feeders that eat insects, plants, and small creatures. The blue peacock lives in India and Sri Lanka, while the green peacock is found in Java and Myanmar (Burma).

The bird is found mainly below an elevation of 1,800 meters (about 1.1 miles).

The peacock, known as Mayura in Sanskrit, has enjoyed a fabled place in India and is often depicted in temple art, mythology, poetry, folk music and traditions. Many Hindu deities are associated with the bird.

In Buddhist philosophy, the peacock represents wisdom and its feathers are used in many rituals and ornamentation.

Peacock motifs are widely used including the logos of the NBC TV network in the US and the Sri Lankan Airlines.

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September 2020

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September 2020

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September 2020

Increase Your

uSAâ&#x20AC;&#x2C6; Knowledge Bald Eagle

The Bald Eagle is the only eagle solely native to North America and is the national bird of the United States.

Its range includes most of Canada and Alaska, all of the contiguous United States, and northern Mexico. It is found near bodies of open water with an abundant food supply and mature trees for nesting.

The bald eagle is actually a sea eagle that inhabits areas inland along rivers and large lakes.

The bald eagleâ&#x20AC;&#x2122;s nest is generally a large platform of sticks built atop an isolated tree or rock located within easy flight of water. It builds the largest nest of any North American bird and the largest tree nests ever recorded for any animal species.

Besides live fish, bald eagles also prey on other birds, small mammals, snakes, turtles, and crabs, and they also eat carrion.

The bald eagleâ&#x20AC;&#x2122;s role as a national symbol is linked to its 1782 landing on the Great Seal of the United States.

According to US Fish and Wildlife, bald eagles may have numbered in the hundreds of thousands when they were declared the American national bird in 1782, but their numbers steadily declined over the next two centuries due to human activities and sport hunting.

The bald eagle has become an American icon as the design has appeared on official documents, currency, flags, and public buildings.

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Today there are an estimated 10,000 nesting pairs of bald eagles in the lower 48 United States.

38

September 2020

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September 2020

September is National Cholesterol Education Month • Impaired reverse cholesterol transport and low HdL • Higher levels of Lipoprotein (a) • Central adiposity - the accumulation of fat around the abdominal area • Elevated blood pressure • Elevated triglycerides • Elevated inflammatory markers

Nutrition for Life

by Parul Kharod

What is Cholesterol?

Cholesterol is a waxy, fat-like substance that is found in all cells of the body. our bodies need cholesterol to make hormones, vitamin d, and enzymes that help with digestion. our bodies make all the cholesterol we need, but we get excess from food.

Cholesterol is transported in the blood in substances called lipoproteins, which have fat on the inside and protein on the outside. There are two types of lipoproteins: low-density lipoproteins (LdL) and high-density lipoproteins (HdL).

Having healthy levels of both types of lipoproteins is important.

There are other lifestyle factors that play an important role: • Sedentary habits and lack of regular exercise • diet high in unhealthy fats – fried foods; snack foods made with vegetable shortening, Vanaspati ghee, palm oil, dalda, partially hydrogenated oil; excess use of oil in cooking • diet high in simple starches and sugars • Lack of adequate fruits and vegetables • Lack of healthy fats • Smoking and alcohol

Why? Because the risk of having Coronary Artery Disease (CAD) is four times higher in South Asians!

According to the World Health organization and multiple other studies conducted worldwide, South Asians have more severe heart disease rates compared to other populations.

In 2018, the American College of Cardiology (ACC), the American Heart Association (AHA), and national Lipid Association revised the 2013 guidelines on treatment of cholesterol to reduce cardiovascular disease risk in adults.

Coronary Artery Disease (CAD) Facts: • #1 cause of death in males and females in South Asia • 2 times more likely to have a fatal heart attack • 3 times more likely to have a heart attack • 4 times higher risk of heart disease • 50 percent of heart attacks occur before age of 55

Key messages from the revised guidelines: • In all individuals, emphasize a heart-healthy lifestyle across the life course. A healthy lifestyle reduces atherosclerotic cardiovascular disease (ASCVd) risk at all ages. In younger individuals, healthy lifestyle can reduce development of risk factors

The higher risk factors are linked to the following clinical factors: • Increased risk of insulin resistance and diabetes

Saathee.com

continued on page 94

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September 2020

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September 2020

Oh My God!

Rajeev’s Corner

by Rajeev Aggerwhil

I grew up in a crowded environment in India. When I am stuck in Los Angeles traffic, I actually enjoy it. It’s like having a party on the road. I also grew up in a merchant community. Among the four different classes of Hindus, we were ranked third. We were below the priests and the warriors and just above the untouchables. That meant I had a happy uneventful childhood. Even the priests didn’t bother touching us!

Saathee.com

My dad belonged to a liberal sect of Hinduism. He discouraged us from going to Hindu temples saying God is everywhere. That made sense and with 33 million Gods, it was like Starbucks. There was always one at every corner. My mom was a Jain. She instilled in us the Jain belief in non-violence and how all lives are considered sacred. She would tell us that some Jain priests would pay people to lie down on old beds so the bed bugs wouldn’t die of starvation.

We have the same thing here in America. We call it fundraising for politicians. We keep electing the same politicians so that the blood-sucking life-forms don’t die of starvation. With the Jain-Hindu belief, I have been a vegetarian all my life. When my Christian friends tell me they gave up meat for Lent, I tell them my life is Lent.

There are advantages of being a Hindu. When I travel on vacation during the holidays, I get a discount. I just agree to fly on Christmas Eve or Christmas. When we visited London a few years ago, I was shocked to find out that the tickets to Westminster Abbey were $20 per person. We would have paid $100 for a family of five. So, we decided to become Christian for continued on page 94 42

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Charlotte Desi Teens’ Summer Internship as Bank of America Student Leaders My Voice

by Abhishek Singh

My Voice

by Anushree Sengupta

Our Story A month after the stay-at-home orders had been mandated, the two of us received life-altering news. We had been both selected as a Bank of America Student Leader for the Charlotte, nC Market.

The Bank of America Student Leaders Program was created in 2004 to connect high school students across the nation and prepare them with the leadership skills necessary to enter the workforce and help better their communities.

Also, students are given a paid internship with local non-profits and participate in an allexpenses-paid national summit in Washington d.C. We were ecstatic when we received the news that we had been selected, and we were ready to engage and become an agent for change within our community. So along with everyone else affected, our Student Leader experience took a different path due to the pandemic, which resulted in it moving to a completely virtual Saathee.com

program. despite the new program approach, we were still excited to see what was in store for us.

In late June, we began our internship. Instantly, we connected with the rest of the team. As our market leader phrased it, “you all were destined to work together; the five of you being chosen to become student leaders was no mere coincidence.” Each of us brought unique perspectives and talents to the table, and had past experiences dealing with racism, our very own unique family history, and immigration stories. We learned from and with each other about how we could turn our past conflicts into an empowering voice to speak up for other minorities. over the entirety of the program, we bonded over latenight calls and worked together to achieve a common goal – to end discrimination and ignorance.

The Bank of America Charitable Foundation partnered with Mentor.org to host national calls where we learned about proper etiquette in the workplace, professional development, the importance of mentoring relationships, and the impact of social media. Also, the Bank of America Charitable Foundation partnered with the Close up Foundation and Stanford university to host a Young democracy at Home Series, where we debated with other Student Leaders about the economy and healthcare. The Young democracy at Home series served as an eye-opening experience that allowed us to learn about different issues in society, especially those that impact young adults around our age. Then, we had follow-up sessions in which we used social media to educate the public on different issues dealing with either economics, health care, or civic engagement. These sessions served as an opportunity to bring change to our communities by using our voices to educate individuals and hopefully change some incorrect perspectives on different social issues including health, economics and civic engagement.

In addition, all of the Charlotte Student Leaders were partnered with a local nonprofit YWCA Central Carolinas to create a broad course on racial justice to educate children from K-5th grade. This meant finding ways to explain complex concepts such as the Black Lives Matter, native American history, stereotyping, privilege, immigration, and civic engagement in simple language and engaging activities. As challenging as it was, we were destined to work together and were fortunate to have members of the team who had past teaching experiences, understood the law, and the importance of civic engagement. We were able to offer our own unique experiences because we had each dealt with racism, and we were able to use those experiences among other resources to create informative content for parents and children. unfortunately, racism has existed in America since our country’s founding, and our goal is to get the youth to unlearn prejudices and relearn the proper way to treat others around them. We believe that having conversations about these topics is crucial to ending systematic racism and fostering inclusivity.

Through this internship, we learned how to become better leaders within our community and to become more cognizant about the issues that plague our nation. While working on the YWCA Project, we realized that the root of bigotry is a lack of education. Therefore, we hope that our packets of information about different racial minority groups will provide a pathway to a future of inclusivity. Also, while working on our local project, we were forced to confront and correct our own biases. In our national events and projects, we learned the importance of networking and communication. Since many of us live in different time zones, we had to use effective communication to complete tasks. Also, we got to meet other exceptional Student Leaders. We are truly grateful to have been a part of this program. The lessons and skills that we acquired in this program will be with us for the rest of our professional lives.

We would like to offer a special thanks to Paul Burley and Bank of America for allowing us to participate in this marvelous internship and allowing us to become better leaders within our community!

Abhishek Singh is a recent graduate from Lake Norman Charter high school and plans to attend NC State University this fall. Contact: abhisheksingh1235@gmail.com

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September 2020

Indian Matchmaking A BIT OF CRINGE MIXED WITH A BIT OF REAL Read, Watch, Listen

by Jennifer Allen

So my husband pipes up the other day, “Hey there’s this new Indian Matchmaker Show on netflix? You think the Saathee readers would watch it?” I had to pause for a moment and think since I figured it could show South Asian Matchmaking in a really outlandish way just for entertainment value. Also keep in mind that I, as a non-desi personage, have only a small grasp of what goes on with the culture of arranged marriages to begin with. I went into this series with an open mind and a willingness to learn more about this side of desi culture.

As a bit of background, Indian Matchmaking is a recent show to appear on netflix to go along with their ever growing library of reality series. The eight episode first season follows various upper caste north Indians and Indian-Americans who are (obviously) looking for that perfect partner. Each episode displays the matchmaking process with the “help” of professional matchmaker Sima Taparia, AKA “Sima aunty”.

She’s like a walking Matrimonial ad but with more sass.

Honestly I felt Taparia was extremely intimidating as she delves right in and gets down to business with each of these potential matches. She personally visits with each person for an interview to figure out their biodata and then follow up later.

There’s even a moment with one girl, nadia, who gets stood up on a date and she calls Sima aunty to complain about it. Say what you will, but this woman is very dedicated to her work. unfortunately pretty much all the episodes include a lot of discussion about typical Indian stereotypes. You could almost make a drinking game out of how many times “fairness,” “destiny,” and “good family” are mentioned. There’s also a lot of chat about finding “someone who is well-educated, successful, and someone who satisfies both mother and daughter.” The fact that the entire cast are all upper class doesn’t help much either. Each episode was like some odd blending of Saathee.com

48

The Bachelor meets Crazy Rich Asians. All but one of these potential matches involved two people of Hindu faith as well.

I actually felt sorry for the aforementioned nadia the entire time she was on. She’s a Guyanese-American descendent of indentured workers and her apparent caste and upbringing are talked about to the point she may as well have a giant tattoo on her forehead that reads “FREAK”. She mentions that her exclusion from being “Indian” is rooted through an Indian presence in Guyana during the 1850’s. Let’s also add on that she’s Catholic and her father is very, very picky with a scene showing him rejecting a biodata pick from Southern India even though the man is also Catholic. Add on where she got stood up and I really wanted to just hug her. Honestly she’s just too pure for this world and deserves better than a judgmental man who writes her off for not ordering the right drink on a date.

Some other highlights include Akshay mentioning that he wants his potential wife to be just like his mother, and said mother being extremely paranoid that her son is 25 and still single. There’s Pradhyuman whose obviously only looking at each girl’s picture and employment status on each biodata sheet as he doesn’t even stop on one until he sees that she’s a model. oh did I mention he also has a closet bigger than most women have? Finally it was good to see Aparna, who’s a lawyer by the way, who refused to be marginalized by just her looks and made sure everyone knew it too.

I know that I’m looking at this show from the outside as I usually do when witnessing a part of South Asian culture, but I felt that this show just takes the matrimonial concept and makes a huge farce out of it. Indian Matchmaking almost makes The Bachelor feel tame in comparison with its complex world of marriage broker aunties, astrologer uncles all about genetic perfection, aggressively anxious parents, and passive aggressive peers who are just kind of there. Still… there is a bit of charm in its absurdness; as most reality shows are these days. Simply go in with an attitude that this “reality” is shown with extremely rose-tinted glasses covered with exuberant amounts of golden glitter and enjoy the ride.

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This article begins a series of retirement and health-related information for people that are approaching Medicare eligibility or planning for retirement. This month we will look at two important sources of information and will conclude by providing you site information so that you can determine your next steps. When one thinks about retirement, one thinks of Medicare eligibility and resources. A visit to the local Social Security This month at the north Carolina dept of Health and Administration (SSA) office will be helpful in planning for both Human services, we are helping people apply for that extra as this office also checks eligibility for Medicare benefits. help and create their own confidential account at a portal, where they can enter their preferred health care provider, Social Security prescriptions and shop for Medicare plans. There are Medicare Are you getting everything you’re entitled to? Maybe not. Part C plans that are available for people with disabilities, If you go into a Social Security Administration (SSA) office, you diabetes and other chronic illnesses and cover more than may answer questions that you are asked and often times they original Medicare. Plans change annually and your health will only look at your earnings during your lifetime to needs may as well. If you move to another county, your desired determine your benefits. You should bring your spousal plan might not be an available option causing an election information and marriage certificate (even if deceased). You period. There are deadlines for electing original Medicare, part may qualify for more benefits but without this information, you B, part d and Medicare Advantage plans. Postponing some cannot even enter into that discussion, you may qualify for up decisions for later may create an extra charge or penalty payable to 50 percent of the benefit your spouse would have received as a higher monthly premium. at retirement.

You can also apply for extra help from the SSA office. If you More information can be found at: have been disabled for more than 24 months, you may be Medicare.gov entitled to disability. That’s after you are determined to be Ssa.gov/benefits/medicare/prescriptionhelp disabled by SSA office. It may take several trips to the SSA office Ncoa.org and several denials, but if you qualify for disability, you may be eligible for Medicaid which would pick up your costs of Kokila Amin Medicare Part B. Whatever help you get from your state office is a CPA in NC and works at NC DHHS and licensed in Life, Accident, Health and Medicare doesn’t mean you will receive the specific financial help or Insurance. For details call or text 919-454-1474 or email aminsinusa@gmail.com Saathee.com

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September 2020

Classical Dances Heart of the Indian Culture

Dances of India

by Dr. Maha Gingrich If not for CoVId-19, we would have been celebrating the 18th anniversary of the annual dances of India performances.

Audience members would have been travelling from as far away as India, South America, South Carolina, ohio, new York, Michigan and many other states to see this show. This year we were almost prepared to showcase more temple dances and storytelling through folk traditions. However, like everyone else, we are on hold!

Even though I am busy working remotely, nothing boosts my spirits like classical dances. People often ask me as to why I am sticking with only traditional dance styles and not open to incorporating Bollywood in my show. In my opinion, everything has its own place. It all depends on individual teacher’s own vision and passion. My passion is the traditional dance styles that include classical dances and traditional folk dances.

I love to research and learn about the influences of Indian dances on world cultures. I want to show people visually our similarities and differences. our signature dance, “unity in diversity” has been acclaimed by many for its uniqueness and the beauty of inclusion. I believe when you know where you are coming from, it is easier to understand where you are going.

Since the age of five, I had a strong desire to dance. My father nourished my wishes. I discovered that dancing was not predicated upon the movements of legs and arms, but that it grew from an inner urge for prayer in motion. I see many of my students in the same light. Either the parents are fulfilling their own unmet dreams through their children or the students themselves want to experience the joy of dancing. My students’ enthusiasm, motivation, energy and happiness while dancing are totally contagious. They boost my spirit each day.

Irrespective of the general opinion, there is a huge demand Saathee.com

for classical dances. These dances not only teach discipline, but also stories from Hindu religion, long-term commitment to an art form that is very difficult to learn, and a perfect balance of right and left brains. The stories told through dances are not known even to some of the new generation of Indians coming to the uSA. Many of my students have been admitted into prestigious colleges due to their long-term commitment to these classical dance forms and training. When these students commit to the traditional dance forms for 7 to 10 years, their overall commitment to achieve their life goals is apparent.

Several people also ask me about the language barrier these second-generation Indians face in this country. They wonder how these students are able to express the stories told through dancing so beautifully. This language barrier is not unique to second generation. As India has so many spoken languages, it is almost impossible to learn them all. As teachers/gurus we explain the stories to the students to bring out the inner emotions of storytelling using dance as a medium.

Many teachers, who have moved to the uSA making it their home, have a great opportunity to take it out of India and spread these seeds of culture. Some of the Indian dance teachers in the u.S.A. teach these dances to support themselves financially. Some teachers like me may want more out of it, such as reintroducing our culture to our own Indian community, introducing the culture to the non-Indian community and building recognition, appreciation, interest and respect for our culture. As we are learning Western culture, we should also teach Indian culture in exchange. We all have to learn to grow.

Traditional dances have already gained popularity in the uS, thanks to many great musicians and performers who continue to contribute to this popularity. Each person’s contribution to these arts becomes an integral part of the overall vision to share these beautiful dance forms with the world.

In my opinion, with the widely growing interest and popularity of Indian classical dances, the need and search for

52

continued on page 56 September 2020

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What is Your

ZERO ERROR?

Thinking About Thinking

by Balaji Prasad

“The goal of life is to make your heartbeat match the beat of the universe, to match your nature with Nature.”

- Joseph Campbell

It has billions of neuron cells and trillions of connections between them: the human brain is an incredibly complex thing.

It is not surprising that it would be so, in order to deal with a universe that is infinitely more complex than itself.

The mind is one of nature’s big mysteries and its secrets are likely to remain out of reach for the foreseeable future; despite all the faith in neuroscience, philosophy, psychology and various other disciplines that chip away at the edges of the big mystery that starts from the biologically identifiable entity that we call “the brain” and moves into the depths of an even more mysterious non-entity that we confer the label of “the mind” to.

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David and Goliath The universe is big. Much bigger than the mind. And therein lies the void. I am limited to whatever my mind - whatever that is - can hold in its innards, with the capacity it has to do so.

Whatever part of the universe that I am not able to stuff into this remarkable but nevertheless relatively constrained space remains firmly outside my mind’s scope and grasp. But that is where much of life as a whole teems. It is worth observing though that all of that is not “my” life - mine is a much more minuscule subset of the whole: a sub-universe that, to me, is the universe.

So this david can never vanquish Goliath, for he cannot see the gigantic creature in its entirety. Even the parts that he sees are too large for him to take in fully. david resorts to the limited tools he has - to metaphors, sketches, abstractions, words, logic, and myriads of other expressions - to make some sense of this rather ungainly beast. At least, as much as is needed to survive the occasional onslaughts from the sometimes benevolent but sometimes cantankerous giant who is both there and not there at the same time.

However, this sense of the beast is not quite enough to get a full grasp of it. continued on page 56 54

September 2020

Thinking

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continued from page 54

A low-res life Reality exists in a much higher resolution than does my mind. If my television set does not support high-definition, it will not matter if the network is streaming extremely highresolution images to me at blazingly high speeds. I catch what I catch because that is all I can catch. The coarse and grainy pixels on my screen give me a fleeting glimpse of what is out there, but I come to the rather sad conclusion that there is much that I don’t know. And can never know.

The only resolution that I can make to myself is that I must remember that my life is lived in an instrument with a remarkably low resolution. This awareness might at least let me stay in touch with the reality that there is a deep and vast darkness out there, where many signals bounce back and forth, but which are well outside the frequency range of the elegant but limited instrument I possess.

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The “zero error” If I am able to see that there is an “it” and that there is a “me” that thinks of an “it”, and that the thought and the thing are not the same thing, then I have an awareness that there is something along the lines of a “zero error” in the fine instrument that I possess.

The instrument errs. Repeatedly. However, my awareness of this error-proneness allows me to do a couple of things. First, I take all measurements that come from the instrument as likely flawed in some way, and apply a generous discounting factor to all the measurements that come from this instrument.

Secondly, not all flaws are equal of course. Knowing about the zero error may cause me to pay attention to where I go wrong more, and more often, enabling me to tune the instrument over time. Yes, this process could stretch well into the grey-hair region and even the no-hair regions of life, but just this simple awareness of the existence of a zero error may allow the instrument to be tuned to some degree, so that it lies less and speaks the truth a bit more.

When there are more truths and fewer lies, and when I know how to discount whatever lies there are, that is when I move closer to the way things really are. It is still not a hi-res life, but it is a low-res life that knows that it can never be a highres one. It knows its place in the overall scheme of things.

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An inexpensive way to reach thousands of South Asians throughout the Carolinas and beyond.

continued from page 52

authentic exposition is pressing and dance shows of this dimension and character are indeed the need of the hour.

Indian art is a science, a discipline, an art and an exposition at the same time. With the co-operation, philanthropy and good will of the art lovers of the u.S.A., I am confident of promoting and fostering an appreciable understanding of the ancient cultural heritage of India among the aesthetic public. Arts are not to be restrained from sharing with others. They are suitable for all cultures. I am eagerly looking forward to dances of India production in 2021. Stay healthy!

C

A

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F

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S

Call 704-527-7570 or e-mail info@saathee.com

Dr. Maha Gingrich

Pages 92-93 and Saathee.com/classifieds

For questions or comments contact via e-mail at: Gingrichmaha@gmail.com Saathee.com

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Why Are the Economy and the Stock Market so Divergent?

businesses which have been impacted the most by “new normal” lifestyle of the pandemic with no clue on when the normalcy will return. And hence their prices have been hammered the most without any meaningful recovery. Let’s call them pandemic losers.

Some businesses have gotten huge tailwind thanks to the change in consumption patterns due to this pandemic. By far technology businesses have been the biggest beneficiaries. different flavors of technology businesses like e-commerce, ehealthcare, online meeting solution providers, online streaming, electronic payments, electronic signature, in-home work-out, home remodeling, interior home goods have benefitted the most. other defensive sectors like consumer staples (groceries), telecom, and healthcare have also gotten some tailwind but not as much as the technology sector.

So, the bulk of heavy lifting is done by technology and ecommerce businesses in bringing S&P500 close to its February peak level.

Buy Right, Sit Tight

by Amit Rupani, CFA Taking stock of the Stock Market As I write this in mid-August, the S&P500 is less than 1 percent away from surpassing previous all-time high of 3393.52 which was reached on February 19, 2020. nASdAQ has already surpassed its February highs by about 11 percent. In less than six months, S&P500 has made a roaring comeback and it’s up ~54 percent from March 23 low of 2192 levels. At the face value it seems as if the market has completely shrugged-off the health and economical damage done by the CoVId-19 pandemic.

But if we look beneath the surface, we see that the restaurants, cruise lines, airlines, hotels, retailers, malls, movie theaters, resorts, and many other industries are still many miles away from their February 2020 levels. This makes complete sense. These are the Saathee.com

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September 2020

Become a citizen Either before any spouse dies or definitely afterwards, become a uS citizen. It is much easier to become a citizen, if both spouses are alive. This is so because there is much less If One of the Spouses is Not a U.S. Citizen pressure of time and emotionally the spouse is in much better shape to prepare and pass the tests. The federal estate tax return Personal Finances is due nine months after death but the IRS may grant a 6-month extension which aggregates to a 15-month grace period. Hence

by Mo Vidwans after the American spouse’s death, the survivor has just 15 months to become a citizen, move the money into a trust or pay So much importance is stressed about estate planning and estate taxes. That typically is not enough time to complete the investments and so many aspects of financial planning are citizenship process, although it is possible to gain another 12 discussed with client’s best interest in mind that sometimes one months by paying a penalty to IRS. very important question does not get asked. That question has the potential to derail the whole conversation and giving the Use a QDOT trust entire estate planning process a totally different perspective.

If citizenship doesn’t appeal or work out immediately, a And the question is: Are both spouses uS citizens? qualified domestic trust (QdoT) is an alternative. Your nonWhy is this question so important? Most of today’s estate citizen spouse can partially enjoy your assets free of estate tax planning process (and for that matter if you use this special trust. The assets laws on the books) is designed with go into this trust for the surviving the assumption that both spouses are spouse who can receive the income uS citizens. If that is not the case, from the trust, without paying estate then a totally different set of rules taxes but cannot spend the principal applies and I have to say some of the without showing hardship or rules are not advantageous to the paying estate tax on the principal non-citizen spouse, in fact they are that exits the trust. outright expensive. It is always a A QdoT must be established, good idea to convert the Green Card and the property must be status to the citizenship status as transferred to it, by the time the soon as possible. Granted that (after estate tax return of the deceased five years of Green Card) you have to spouse is due. It is best if it is set-up give a test for which you have to while both spouses are alive and study but there is much help comes into existence when the available and it becomes a simple citizen spouse dies. The trustee, a matter of putting in some concerted person or uS Corporation such as efforts and keeping some devoted bank or a trust company, must be a time to do that. uS citizen or uS corporation. These trusts generally must comply with What are the differences? some complicated legal rules.

The fear Congress has expressed and the reason why it is once the non-citizen spouse becomes a citizen, he/she can done is that the non-citizen spouse can take the entire estate unwind the trust and take the inheritance estate-tax free under after the death of the first spouse and reside in another country, the marital deduction. supposedly from where the spouse came from. under u.S. Law, assets left to a surviving spouse are not Other possibilities subject to federal estate tax, no matter how much the assets are If neither citizenship, nor a QdoT is an option, there are worth, if the surviving spouse is a uS citizen. This rule is called other ways. united States has treaties with many countries (but “the unlimited marital deduction.” not all) which may allow the foreign citizen to inherit outright, This marital deduction does not apply when the spouse who at least in part, without paying uS estate taxes. Survivor has to inherits it isn’t a uS citizen, even if the spouse is a permanent uS choose either a treaty provision or a QdoT but not both. resident (Green Card holder). As mentioned above, the federal Generally, financial planners would advise to split the total govt. doesn’t want someone who isn’t a uS citizen to inherit a large estate between the spouses but in this case, with a non-citizen amount of money, pay no estate tax and then leave the country. spouse, more property should be titled in the name of nonStill keep in mind that you can leave assets worth up to the citizen spouse, including annual gift from the citizen spouse. exempt amount ($11.58M in 2020) to anyone, including non- The more the foreign spouse owns the less estate tax will be due. citizen spouse without owing any federal estate tax. And if the If a uS citizen gives gift to the foreign spouse in ways that non-citizen spouse dies first, assets left to spouse who is a uS would otherwise be eligible for the marital deduction, taxes are citizen do qualify for the unlimited marital deduction. due on everything above $155,000 annually; this amount goes You probably noticed that the current estate tax exemption up every year. makes this a problem only for wealthy. These current rules This is another case for not having a joint account or expire and have a sunset date by end of 2025. In 2026, however, ownership, like real estate. the exemption is scheduled to revert back to $5.49M (unless Congress and the President interject and decide to make new Mo Vidwans laws) so estate planning will become more complex for mixed- is an independent, board certified financial planner. For details visit, nationality couples. Without the marital deduction which all VidwansFinancial.com, call 984-888-0355 or citizens enjoy, these couples have less attractive options. write to: mpvidwans@yahoo.com

An Unfriendly Scenario

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September 2020

Avoiding Lockdown Guilt

and Exploring New Things more time at home with immediate family and close friends.

As much as the world has their heads semi-permanently skewed downwards to read their phones (even with others sitting right next to them) it’s nice to have a reason to put the phone down and actually talk to another person face to face.

This may actually help the younger generation to not be constantly “plugged in” and appreciate what life has to offer all that much more.

But, as I just previously mentioned, I also go through bouts of introvert-itus and sometimes social interaction just isn’t my thing. The lockdown has made me much more open to being “plugged in”, but I also am quite self-aware on when to stop.

I’ve been watching more YouTube, netflix, and disney+ as well as digging into my video game library to enjoy some stories that I had previously not had time for.

As I always enjoy a good story, all of the games I tend to choose also create meaningful experiences through immersive worlds and absorbing narratives. I’ve embraced the inner gamer that I already am, but with much more focus. Sadly, there’s still a plethora of negative headlines about gaming out there… especially as far as girl gamers are concerned. To be fair,

Mirror, Mirror

by Jennifer Allen I’ve written before about taking the time to pause and appreciate small moments in life whenever you can. It’s one of the things we can do to break up the constant monotony we as human beings tend to deal with on a daily basis. Some would say that the current stages of CoVId lockdowns have made this concept even more challenging, but I say that this is exactly the opposite.

In general I tend to go through phases where sometimes I want social interaction and other times I don’t. Call it being an extroverted introvert, if you will. It’s part of being a Libra as we tend to want balance in all things including our mental and social capabilities. With the current state of the world, we’re forced to be more introverted than usual, and some people are still having a hard time coping with it even now.

I’ve observed the situation to be a blessing in disguise. Many of us have had to deal with limited interaction with the populace at large, but at the same time have also had to spend Saathee.com

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September 2020

News Notes awareness about hunger in the u.S., improving community engagement, and channeling resources and contributions of the Indian American community to fight hunger through the Feeding America network of food banks.

“Feeding America is grateful to Raj and Anna Asava and HungerMitao for stepping up when food banks need it most.

We are grateful for their leadership, generosity and commitment to help ensure that more communities across the country have access to food,” said Claire Babineaux-Fontenot, CEo of Feeding America.

Launched in 2017, the HungerMitao movement has now enabled 30 million meals through the Feeding America network. HungerMitao is actively engaged with Feeding America member food banks in north Texas, Houston, new York City, Atlanta and Seattle with plans for future chapters in Central Texas, Connecticut, Alameda, and new Jersey.

“HungerMitao is as much about eradicating hunger as it is about unifying the fragmented efforts of our community and focusing it on the humanitarian cause of hunger.” said Anna Asava. “In the spirit of ‘give where you live’ we invite the 4 million strong Indian diaspora in uS to join us in the mission of HungerMitao and ensure no one goes hungry,” added Raj Asava.

Feeding America is a nationwide network of 200 member food banks that serves more than 40 million people each year.

More information about HungerMitao can be found at: HungerMitao.org.

Feeding America: Feedingamerica.org.

AAHOA Announces 2019 Award Winners

The Asian American Hotel owner’s Association (AAHoA) honored excellence and achievement in hospitality on the final day of the 2020 Virtual Convention & Trade Show held in August. The awards recognize AAHoA members for their achievements and contributions to the hospitality industry in 2019. The winners are: The outstanding Woman Hotelier of the Year Award recognized Komal Tina Patel, of Eugene, oR., for her strong leadership, commitment to lodging excellence, and her significant contributions to the industry and to her community.

The outstanding Young Professional of the Year Award is awarded to a young professional under the age of thirty. This year, both nauman Panjwani, of Mooresville, nC, and dhruti Patel, of Eugene, oR., were recognized for how they exemplify the spirit, dedication, and achievement of a professional hotelier.

The outreach Award for Philanthropy recognized Prakash Saraf, of Ellicott City, Md. for helping humanity through philanthropic and charitable activities, domestically or overseas.

The Political Forum Award for Advocacy recognized Vinay Patel, of Charlotte, nC, for his extensive involvement in helping advance AAHoA’s mission and the interests of its members by participating in the legislative process through political involvement and government affairs.

AAHoA’s women hoteliers recognized Female director Eastern division Lina Patel and Female director Western division nimisha Patel with the Award for Excellence in Leadership for their leadership and efforts to pave the path for the next generation of women hoteliers. They also honored 2019-2020 AAHoA Chairwoman Jagruti Panwala with an award for her years of service to the association and for her visionary leadership and commitment to advance women in the hospitality industry.

“Excellence is the hospitality industry’s foundation. The hoteliers recognized today made significant contributions to our industry and to their communities and are a prime example of what it means to go above and beyond in service to others,” said AAHoA Chairman Biran Patel.

AAHoA is the largest hotel owners association in the world.

The over 19,500 AAHoA members own almost one in every two hotels in the united States.

For more details, visit AAHoA.com.

USCIS Adjusts Fees to Help Meet Operational Needs

Indian American Couple Announces $1 Million Pledge to Feeding America

Hunger impacts every community in America and, due to the pandemic, the need is expected to grow. Volunteer philanthropists Raj and Aradhana (Anna) Asava, leaders and founders of the Indian American HungerMitao movement, are helping to address this need by pledging $1 million to Feeding America, the nation’s largest domestic hunger-relief organization.

HungerMitao, which translates to “Wipe out Hunger,” is a volunteer-driven grassroots movement focused on raising Saathee.com

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The department of Homeland Security announced a final rule that adjusts fees for certain immigration and naturalization benefit requests to ensure u.S. Citizenship and Immigration Services recovers its costs of services. unlike most government agencies, uSCIS is fee funded.

Fees collected and deposited into the Immigration Examinations Fee Account fund nearly 97 percent of uSCIS’ budget. uSCIS conducted a comprehensive biennial fee review and determined that current fees do not recover the cost of providing adjudication and naturalization services. dHS is adjusting uSCIS fees by a weighted average increase of 20 percent to help recover its operational costs.

The rule accounts for increased costs to adjudicate immigration benefit requests, detect and deter immigration fraud, and thoroughly vet applicants, petitioners and beneficiaries. The rule also supports payroll, technology and operations to accomplish the uSCIS mission. The rule removes certain fee exemptions and includes new nominal fees for asylum applicants.

This final rule also encourages online filing by providing a $10 reduction in the fee for applicants who submit forms online that are electronically available from uSCIS. online filing is the most secure, efficient, cost-effective and convenient way to submit a request with uSCIS. This rule is effective oct. 2, 2020. Any application, petition, or request postmarked on or after this date must include payment of the new, correct fees established by this final rule.

For more information on uSCIS, visit uscis.gov.

September 2020

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September 2020

A Sense of

Belonging Namaskar, Y’all

by Shyama Parui From das to Parui. From Mumbai’s 400062 to Charlotte’s 28273.

When I embarked on my first journey from India to the united States as a newlywed, I was overcome with so many emotions that I had little energy to examine my sense of belonging. However, the past two decades have presented me with several opportunities to dwell on the subject. A key question that comes to mind is, when does an immigrant truly belong to his or her place of residence? did I transition from Indian to American when my zip code changed or after spending the same number of years in this country as I did in the country of my birth? or was it the day I formally received American citizenship?

By definition, I will always be a native of Mumbai since I am linked to that geographic area by birth. Besides, hometown is always home unless people are forced to flee their homes to seek safety. A touchy subject among Indian women are traditions such as changing their names, addresses and often relinquishing their rights to their family’s assets. Even though daughters have a legal right to the parent’s property, there is an underlying social pressure to give it up. daughters were or perhaps still are referred to as “paraya dhan” implying they represent wealth that belongs to someone else, as in their future “in-laws” family.

It can be very isolating for a child to grow up with the message that they belong elsewhere.

Yearning for a sense of belonging is fairly universal and the oft quoted Abraham Maslow places this need right after physiological and safety needs. According to his Hierarchy of Needs, humans strive to satisfy this need before proceeding to seek accomplishment and achieving one’s full potential. If we dig deep, we may recognize that it is not impossible to reach to higher level goals in the absence of a sense of belonging, but it compromises our level of satisfaction. no offense to Maslow, but innumerable women and minorities surmount this challenge to succeed in their field even though they get both subtle and obvious signs of not being wanted. From lack of women’s bathrooms to being left off the invitation list to the boss’s party, they hear the message loud and clear and that message is not welcoming.

Most people I know do not miss the mindless conversations amongst co-workers at happy hour, but it can be frustrating when difficult to pronounce names are conveniently forgotten when it is time for promotion.

Imagine how much higher these talented and skilled individuals would soar if they felt more at home with avenues to share their perspective and participate in making decisions at work. continued on page 82 Saathee.com

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How People and Machines can Work Together to Diagnose Diseases in Medical Scans

By Anant Madabhushi and Kaustav Bera, the conversation

With artificial intelligence, machines can now examine thousands of medical images – and billions of pixels within these images – to identify patterns too subtle for a radiologist or pathologist to identify.

The machine then uses this information to identify the presence of a disease or estimate its aggressiveness, likelihood of survival or potential response to treatment.

We are engineers at the Center for Computational Imaging and Personalized diagnostics. our team works with physicians and statisticians to develop and validate these kinds of tools.

Many worry that this technology aims to replace doctors. But we believe the technology will work in tandem with humans, making them more efficient and helping with decisions on complicated cases.

Take the case of immunotherapy. Immunotherapy drugs boost the body’s own immune defenses to fight against the cancer. They have shown tremendous promise in comparison to traditional chemotherapy, but certain caveats limit their widespread use. only about 1 in 5 patients with lung cancer might actually respond to immunotherapy regimens. Additionally, these therapies cost upwards of uS$200,000 per patient per year and can have toxic effects on the immune system.

Physicians need a way to determine accurately which patients might benefit.

To identify the likelihood of a successful response before therapy begins, our lab is building software to examine routine diagnostic CT scans of lung tumors.

The software looks at tumor texture, intensity and shape, as well as the shape of vessels feeding the nodules. This information might help oncologists optimize the therapy dosage or alter a patient’s treatment plan.

There are many cancers and other diseases where computational tools to predict disease aggressiveness or treatment response could aid physicians. For example, a study published in 2018 compared women with breast cancer who had been treated with adjuvant chemotherapy or standard endocrine therapy. For about 70 percent of the patients, the chemotherapy had no demonstrated benefit compared to the standard approach. Preventing unnecessary and often deleterious chemotherapy thus becomes a key issue for doctors.

However, currently, the only way to predict outcome depends upon expensive genomic tests that destroy tissue.

We have been working on a new way to interrogate digitized tissue images from biopsies of the breast. our new project is testing the technology on women with breast cancers at Tata Memorial Hospital in Mumbai, India.

Making it possible There is a massive opportunity for clinicians, radiologists and pathologists to enrich their decisions with artificial intelligence. That’s particularly true when it comes to building treatment plans tailored to the individual patient.

Before such technology can be used in hospitals, researchers like ourselves need to do further tests to ensure it’s reliable and valid. This can be done by carrying out tests at multiple medical institutions.

It’s also important for physicians to be able to interpret the technology. They’re unlikely to adopt technology that cannot be explained by existing biology research. For example, our lung tumor software looks at vessel shape because studies show that the degree of convolutedness of the vessels feeding the tumor can negatively affect drug delivery.

That’s why its crucial artificial intelligence researchers like us engage clinicians early in the development process as equal collaborators.

Machine learning and medical images In one study, researchers at Stanford showed that machines were just as accurate as trained dermatologists in distinguishing skin cancers from benign lesions in 100 test images.

In another, computer scientists at Google used an AI approach called deep learning to accurately identify which patients had diabetic retinopathy – a constellation of changes in the retina due to diabetes – from high-resolution photographs of the retina. Another deep learning project at Google successfully predicted cardiovascular disease risk from retina images. our group has been developing new ways to identify disease in scans like MRI and CT, as well as digitized tissue slide images.

In biopsied images of heart tissue from 105 patients with heart disease, our algorithms predicted with high accuracy which patients would go on to have heart failure.

In another study involving MRI scans from prostate cancer patients, our computer algorithms identified clinically significant disease in more than 70 percent of cases where radiologists missed it. In half of the cases where radiologists mistakenly thought that the patient had aggressive prostate cancer, the machine was able to correctly identify that no Anant Madabhushi is Professor of Biomedical Engineering, clinically significant disease was present.

Case Western Reserve University Kaustav Bera is a Research Associate, Case Western Reserve Predicting outcomes and treatment response University our team has also been developing approaches to predict a patient’s response to specific therapies and monitor early treatments.

Find more at Theconversation.com

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September 2020

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Saathee

Vegetable Samosas

rECIPES

Hey Saathee fam, Taige again, and I’m back with one of the most wellknown dishes from India. That’s right! We are finally tackling samosas, that savory, stuffed pastry. In fact, it has become so popular that it’s a staple snack many of my friends now have stored in their freezers. But, nothing beats the crispy goodness of fresh homemade samosas. With some help from my grandma (Amma), Charu Shukla, we were able to come up with a simple but delicious filling of spiced potatoes and peas, encased in three different types of pastry. The first pastry option is the traditional samosa dough, made from scratch with all purpose flour. The second is ready-made flour tortillas, which helps cut down on cooking time yet still has a similar taste and feel as a traditional samosa. The third is filo pastry, a super light and flaky version of the traditional samosa. All three versions turned out delicious. Also don’t be afraid to try different fillings, you can change up the spice levels, use different veggies, or even use paneer or your favorite protein. Serve your samosas with sweet-tamarind chutney, cilantro-green chili chutney or if no chutney is available, use ketchup (okay you may cringe at the idea of ketchup but some samosa lovers prefer it). Watch the step-by-step video for this samosa recipe and others at: Saathee.com/Taige.

Ingredients Dough 2 cups all-purpose flour 1 tsp Ajwain Seeds (Carom Seeds) Salt to taste 4 tbsp oil Water (up to 5-6 tbsp) Dough options 2 & 3 Pre-made Flour Tortillas (at least 6 inch in diameter) Or Filo Pastry (defrosted for 20-30 minutes) Filling 3- 4 medium potatoes ½ large onion ¾ cup peas (can be frozen) 1 green chili (seeded & chopped) ½ inch ginger (finely chopped) 2 tbsp cilantro (finely chopped) 2 cloves garlic 1 tsp cumin & 1 tsp mustard seeds 1 tsp coriander powder ½ tsp turmeric ¼ tsp chili powder ½ tsp garam masala

Directions

Servings: 14 samosas • Total Time: 45 mins By: Taige Shukla • Special thanks to Charu (Amma) Shukla

Directions: If you choose to make your own dough…

• Start by combining flour, ajwain seeds, and salt. Slowly add in oil and mix with your fingers until you get a crumb-like consistency.

• now start mixing in the water one tbsp at a time, knead the dough until it is soft and smooth. do not overwork the dough or add too much water, it will become too sticky.

• Cover dough with a damp paper towel and let set for at least 25 minutes.

For flour tortillas just set aside until ready to fill. or for filo pastry let defrost for 25-30 minutes.

Prepping Filling: • Peel, cube, and boil the potatoes until easily pierced with a fork.

• Meanwhile, on medium high heat, warm 1 tbsp of oil and start with cumin & mustard seeds. once sizzling add in garlic, ginger, green chili, and onions. Sauté for 3-4 minutes until onions are translucent. now add in boiled potatoes, lightly mashing the ingredients until combined.

• Stir in the coriander powder, turmeric powder, garam masala, chili powder, and salt to taste. Finally add in thawed peas, cooking for 3-4 minutes, and cilantro. Turn off heat, stir and lightly mash mixture until everything is wellcombined. You want the filling to hold when mashed together.

Filling and cooking the samosa: For the homemade dough…

• Separate the dough into equal sized balls (about 14-16 balls). Take one ball and roll it out into a circular shape, about 6 inches in diameter. Cut it in half, forming 2 half moon shapes.

• Take one of the halves and lightly apply water to the straight edge of it.

Hint: combine some flour and water to create a paste to apply to the edges of the dough.

• now form it into a cone. Pinch both corners of the straight edge together continued on page 82

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Tips for Writing a Strong Personal Statement

These words are fairly boring, overused, and not very descriptive. Can you even picture what “to utilize” even means? Instead of saying, “talked,” you say, “whispered, shouted, etc.” use verbs you can visualize.

College Admissions Insider

by Lindsey Conger

Adjectives: less is More overstuffing your sentences with adjectives makes them clunky and hard to read. Pick one attribute that is strong enough to change the meaning of the sentence on its own. use more emotional words or analogies to describe the story in your personal statement better.

When you are editing your essay, check to see if the meaning of the sentence is altered if you remove the adjective. If it doesn’t, then that is a good sign that the adjective isn’t necessary. or, you should consider using a stronger noun if that means you can eliminate the adjective. For example, instead of saying it was a really good movie, you could say it was action-packed.

Instead of an extravagant party, say gala.

To get into your dream school, you’ll need not only great grades and test scores but also a strong personal statement. The personal statement is the 650-word essay you’ll submit to colleges. This essay allows schools to do a holistic review of your application, enabling them to see the full picture of who you are. It is your one chance on your application, along with any supplemental essays, to come alive off the page and show your personality.

For rising seniors, the time to start writing the personal statement is now. Here are some tips to help you during the writing process.

Write How You Speak When crafting your personal statement, write how you Use Sensory Adjectives use the five senses (sight, touch, taste, hearing, smell) to speak. don’t try to use overly flowery language; otherwise, it describe your stories. You could use words like drab, stuff, and becomes unnatural and awkward to read. The flow of the essay chirpy to bring your story to life. Show, don’t tell. is off when students try too hard to be smart. Just be yourself.

Exclamation Marks don’t use them. Powerful words are a way better to show your emotions.

Use Metaphors and Similes Consider using similes or metaphors to make your writing more interesting. using metaphors or similes that are stale and overdone cause your essay to become cliché and boring. For example, don’t say, “couch potato, white as snow, straight as an arrow.” Instead, you should use more unique metaphors and similes, like “zebra hair.” or “The play was like a lukewarm cup of coffee. After one sip, I’ve had enough.” Much more interesting to read!

Edit, Revise, Edit don’t submit your personal statement without having someone read it first. You’ll likely have to go through many different drafts, which is perfectly normal. As you edit it, make sure you are explaining yourself thoroughly. Remember, the admissions officer doesn’t know you and can’t read your mind. That’s why it is a good idea to have someone else read your essay so they can catch small grammatical mistakes as well as big content problems.

Use Stronger Verbs Some weaker verbs students tend to use are: to be to add to utilize to provide to make Saathee.com

Start Now The first college deadlines are right around the corner. need help getting started? Join this free 8-day crash course (Eventbrite.com/e/116768952079) on writing the personal statement for advice and actionable steps to follow.

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few hours and a couple of days and then is gone forever,” said co-author Matthew Penny, an assistant professor of physics and astronomy at Louisiana State university in Baton Rouge. “This makes them difficult to observe from Earth, even with multiple telescopes.

Roman is a game-changer for rogue planet searches.”

Microlensing offers the best way to systematically search for rogue planets – especially those with low masses. They don’t shine like stars and are often very cool objects, emitting too little heat for infrared telescopes to see. These vagabond worlds are essentially invisible, but Roman will discover them indirectly thanks to their gravitational effects on the light of more distant stars.

Unveiling Rogue Planets with NASA’s Roman Space Telescope Illustration of the Roman spacecraft against a starry background. Credit: NASA’s Goddard Space Flight Center

By Ashley Balzer, nASA

new simulations show that nASA’s nancy Grace Roman Space Telescope will be able to reveal myriad rogue planets – freely floating bodies that drift through our galaxy untethered to a star. Studying these island worlds will help us understand more about how planetary systems form, evolve, and break apart.

Astronomers discovered planets beyond our solar system, known as exoplanets, in the 1990s. We quickly went from knowing of only our own planetary system to realizing that planets likely outnumber the hundreds of billions of stars in our galaxy. now, a team of scientists is finding ways to improve our understanding of planet demographics by searching for rogue worlds.

“As our view of the universe has expanded, we’ve realized that our solar system may be unusual,” said Samson Johnson, a graduate student at ohio State university in Columbus who led the research effort. “Roman will help us learn more about how we fit in the cosmic scheme of things by studying rogue planets.”

The findings, published in the Astronomical Journal, center on the Roman Space Telescope’s ability to locate and characterize isolated planets. Astronomers have only tentatively discovered a few of these nomad worlds so far because they are so difficult to detect.

Finding galactic nomads Roman will find rogue planets by conducting a large microlensing survey. Gravitational lensing is an observational effect that occurs because the presence of mass warps the fabric of space-time. The effect is extreme around very massive objects, like black holes and entire galaxies. Even solitary planets cause a detectable degree of warping, called microlensing.

If a rogue planet aligns closely with a more distant star from our vantage point, the star’s light will bend as it travels through the curved space-time around the planet. The result is that the planet acts like a natural magnifying glass, amplifying light from the background star.

Astronomers see the effect as a spike in the star’s brightness as the star and planet come into alignment. Measuring how the spike changes over time reveals clues to the rogue planet’s mass.

“The microlensing signal from a rogue planet only lasts between a Saathee.com

76

lessons from cosmic castaways Johnson and co-authors showed that Roman will be able to detect rogue planets with masses as small as Mars. Studying these planets will help narrow down competing models of planetary formation.

The planet-building process can be chaotic, since smaller objects collide with one another and sometimes stick together to form larger bodies. It’s similar to using a piece of playdough to pick up other pieces. But occasionally collisions and close encounters can be so violent that they fling a planet out of the gravitational grip of its parent star. unless it manages to drag a moon along with it, the newly orphaned world is doomed to wander the galaxy alone.

Rogue planets may also form in isolation from clouds of gas and dust, similar to how stars grow. A small cloud of gas and dust could collapse to form a central planet instead of a star, with moons instead of planets surrounding it.

Roman will test planetary formation and evolution models that predict different numbers of these isolated worlds. determining the abundance and masses of rogue planets will offer insight into the physics that drives their formation. The research team found that the mission will provide a rogue planet count that is at least 10 times more precise than current estimates, which range from tens of billions to trillions in our galaxy.

These estimates mainly come from observations by ground-based telescopes.

Since Roman will observe above the atmosphere, nearly a million miles away from Earth in the direction opposite the Sun, it will yield far superior microlensing results. In addition to providing a sharper view, Roman’s perspective will allow it to stare at the same patch of sky continuously for months at a time. Johnson and his colleagues showed that Roman’s microlensing survey will detect hundreds of rogue planets, even though it will search only a relatively narrow strip of the galaxy.

Part of the study involved determining how to analyze the mission’s future data to obtain a more accurate census. Scientists will be able to extrapolate from Roman’s rogue planet count to estimate how common these objects are throughout the entire galaxy.

“The universe could be teeming with rogue planets and we wouldn’t even know it,” said Scott Gaudi, a professor of astronomy at ohio State university and a co-author of the paper. “We would never find out without undertaking a thorough, space-based microlensing survey like Roman is going to do.”

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September 2020

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Community Organizations Hello Readers

our Community organizations section guides you through all the organizations in the Carolinas. non-profits, social

organizations, religious organizations, meditation groups, cricket associations, and many others are listed here and

updated regularly. This month, you can find our Community

organizations section on line at Saathee.com/community.asp.

The section will be back here on these pages in the near future.

Contact: Saathee@saathee.com

Buy Right

continued from page 58

Taking stock of the economy unemployment rate was 3.6 percent in April 2019. Since the advent of stay at home orders beginning in March 2020, in April 2020 the uS economy lost a record 20.5 million jobs, and unemployment hit 14.7 percent . unemployment fell to 10.2 percent in numbers that came out in July.

Real gross domestic product (GdP) decreased at an annual rate of 32.9 percent in the second quarter of 2020, according to the “advance” estimate released by the Bureau of Economic Analysis. In the first quarter, real GdP decreased 5 percent.

Current-dollar GdP decreased 34.3 percent, or $2.15 trillion, in the second quarter to a level of $19.41 trillion. In the first quarter, GdP decreased 3.4 percent, or $186.3 billion.

Experts are predicting that it will take a few years before we get to Pre-CoVId employment levels and GdP numbers. Fed Chairman Jerome Powell warns that the path of the economy depends on path of the coronavirus.

Why this divergence?

The stock market is always forward looking. Most of the times, the stock market turns down prior to recession and rises before economic recoveries. Market index peaked on average 5.4 months before the beginning of a recession for the postWorld War II recessions until 2011. And market index has bottomed about 4.6 months prior to the economic recovery of these recessions.

Some of the possible reasons which may explain current Saathee.com

market recovery are low interest rates by the Fed Bank and also providing unlimited liquidity, various direct benefits given to impacted people by the Federal Government ensuring consumption is not impacted and helping small businesses as much as it can, hope for vaccine in immediate future, and lack of investment alternative given bonds are not yielding much.

This Covid-19 pandemic has been unique in a way that everything so far has happened very fast. We went down fast and rebounded rapidly. Many smart investors who missed out on this rally are still scratching their heads at the speed of this recovery in the market indices. But patient investors who sat through March and April volatility or perhaps even bought at attractive lower levels are looking at smart quick gains.

It’s a given fact that for every dusk there is a dawn. Even the darkest night ends giving way to the sunrise. Some years we may have a long, brutal winter but it is always followed by a blooming spring. Similarly, for every recession there has been an economic recovery. Some recessions may take longer to end, but no recession has lasted forever. It’s in the nature of economic environment to be cyclical and so are the stock markets. It’s just that the stock market always moves ahead of the general economy. A patient investor’s job is to just buy-right and sit-tight through these cycles and enjoy the power compounding through equities asset class which has never disappointed in the past. Happy Investing!

Amit Rupani is an independent investor, practices Value Investing principles, manages money for long-term wealth creation through Equities asset class.

Email: RupaniAmit@yahoo

80

September 2020

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Mirror

continued from page 62

anything can become an addiction, including video games. I guess I’m one of the lucky ones who have coached myself to know when the story needs to be paused, and real life must continue on.

To further understand why I use video games for entertainment, you only need to think about a concept known as the Self-determination Theory. This theory states that humans have three psychological needs: autonomy, competence, and relatedness. We like having the capability to make choices and pursue goals while also being capable of solving problems, and then sharing those goals and resolutions with others.

The story-driven games that I play have these three needs in abundance, and the ones I’m currently playing have helped not only to keep me motivated during these rough times, but also help in stimulating both my consciousness and emotions.

Watching a cutscene (gameplay scenes with no direct interaction but instead the characters propel the story like within a movie) can motivate specific emotions through the perfect combination of animation, voice acting, and music. I’ve caught myself in one of my usual “smiley crying” moments if that particular scene makes an incredible impact.

Later I go to YouTube to watch videos of others who have played the same games and shared their experiences. often they are video essays within said game that involve narrative choices that I tend not to pursue. The camaraderie shared between the video author, the commenters, and myself is a way to accomplish the relatedness that the Self-determination Theory seeks to prove.

Finding such things that brought me so much delight and comfort in an otherwise negative situation helped me to realize the value that these little additions add to my life. I have been losing myself in the games I love, the videos that make me both laugh and cry, and strange yet beautiful new music I’ve managed to discover.

We all have our own ways to deal with the lockdown, but whatever you choose as your coping mechanisms… don’t forget to try something new and appreciate that discovery to its fullest. This journey of self-discovery may not be something you’ve planned to embark on during lockdown, but it can also teach us all to be ashamed of any endeavor you seek out. The simple act of having fun has become more crucial than ever.

The lockdown has taught me to stop questioning and start enjoying… and maybe this fact may help us all in feeling a little more mentally and emotionally sane in the long run.

lead to devastating results. An athlete may quit or change their sport before getting a chance to demonstrate their greatest level of athletic prowess. Implicit and explicit expectations from coach, audience, as well as their families play a critical role in this area.

Every milestone we reach presents us with change and challenges which often renew the need to reestablish a sense of belonging within the new setting. Fitting in may become a struggle although it is imperative to recognize that it is better to avoid membership in the wrong groups. We often band together over interests, hobbies, neighborhood chatter and those interactions evolve into the creation of a lifelong support system. Community ties also set the foundation of the Little Italys, Chinatowns or Desi Gullies in diverse metropolitan areas.

Culinary delights aside, strictly adhering to your “own” group may not be the best in the long run. I am a huge proponent of diversity of thought, so I believe that we may want to balance our experiences. Treading on new territories even if we feel lost at first could be worthwhile. With the help of a worthy mentor and partnership with a respectable ally we can open many doors. on the flip side, we can include new and diverse members to our tribes and provide them with the tools to navigate the internal environment.

Following recommendations based on the work by McCullogh (1981) and Schlogroussberg (1985) who are experts in this field, we can communicate a feeling of appreciation and value. Each person wants to believe that they matter and by the same token we possess the ability to convey that powerful feeling of mattering. And while we are at it, can we please get rid of the concept of “paraya dhan”?

Shyama Parui is a long time North Carolina resident and an ardent writer.

Contact: shyamashree_parui@hotmail.com

Recipe

continued from page 72

Jennifer Allen works at Saathee and is also a Podcaster, Blogger, Photographer, Graphic Artist, Martial Arts Practitioner, and all around Pop Culture Geek.

Namaskar

continued from page 66

universities have recognized the significance of adding catalysts to help students and employees experience a sense of belonging. For example, according to Cornell university, “A sense of belonging is what unlocks the power and value of diversity.” If a sense of belonging is correlated with performance and retention in academic institutions and the workplace, it is also likely to be true of sports. Sports teams have historically been used to foster camaraderie, but when an individual is unable to affiliate with his or her team, it can Saathee.com

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and pinch the rest of the edges together until it comes to a point, forming a cone.

• Add 1-2 tbsp of filling into the cone. Then pinch the top together so that the filling is now completely encased.

Repeat the above steps until each samosa is filled.

If using flour tortillas repeat the same steps as above, starting with dividing the tortilla into 2 halves.

• once the samosas are prepped, warm oil in a pot at medium-high heat. About 2-3 inches deep, or enough oil to submerge the samosas.

• Fry for about 5-7 min. Remove and set aside on a paper towel lined plate.

Option to bake instead of fry: Pre-heat oven to 400°F, prep baking sheet with oil, brush each samosa with oil or melted butter. Bake until crispy/golden brown, about 30 minutes, flipping each pastry half-way through.

For the Filo Pastry option…

• once it has defrosted, take a stack of at least 7 sheets of filo pastry and cut them in half length-wise (this will make 14 samosas). on one of the half sheets place 1 ½ tbsp of the potato mixture in the bottom left corner.

• Fold into triangle shaped samosas.

• Place filled samosas on a prepped baking sheet, brush each one with melted butter or oil, and bake at 375°F for 20 minutes or until golden brown, flipping half-way through.

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Who wants to be a Scholar?!

Answer the ones you know and research to answer the rest.

There is only one correct answer!

Word World

R

1. Arrange 2020 US States income tax rates by maximum to minimum, per official state rules. (a) Alaska (b) Illinois (d) North Carolina (c) Colorado 2. This Hindi film singer died in the US in 1976 (a) Rafi (b) Kishore Kumar (c) Manna Day (d) Mukesh 3. Atlantic hurricane season was the first time an organized list of female names was used to name storms in year. (a) 1939 (b) 1953 (c) 1960 (d) 1978 4. The medical terminology of the human brain is from the ___ language. (ie: Cerebrum) (a) Latin (b) French (c) English (d) German 5. The planet Neptune has ___ known moons. (a) 79 (b) 53 (c) 27 (d) 14 6. The area of a circle inscribed in an eclipse with minor axis = 7’ & major axis = 9’ is approx. (a) 19 Sq. feet (b) 32 Sq. feet (c) 39 Sq. feet (d) 64 Sq. feet 7. The Barren Island volcano is in (a) Bali (b) Indonesia (c) Java (d) Andaman 8. The 1988 summer Olympics were held in... (a) Los Angeles (b) Paris (c) Istanbul (d) Seoul 9. Phantasmagoria is synonym for (a) Nightmare (b) Sweet Dreams (c) Calmness (d) Love 10. The FICO score of 500 is considered as (a) Fair (b) Very good (c) Risky (d) Good

By Kirit Shukla

I

O

P

T

T

A

Make words using 4 or more letters. The central letter must be used in each word. Letters cannot be used more than once per word.

Use all letters for the subject word (underlined in solutions below) 11+ words = Excellent; 7 to 10 words = Good; 6 or less = keep looking.

Words we found are in solutions below.

Brain-Train Here is a simple quiz. See if you can solve it. No peeking!

Match the number in column 1 with letter in column 2 Math Signs

What they Represent

1. ∞ 2. % 3. ± 4. ⁿ 5. √ 6. : 7. ≥ 8. ~ 9. !

10. /

Answers are on bottom left. No Peeking.

Scholar: All correct; 1st Class: 9 Correct; 2nd Class: 8 Correct; 3rd Class: 7 Correct; Need to improve: 6 or less

A. Greater than or equal to B. Raise to power n C. Factorial d. Percentage E. Infinity F. Plus or Minus G. Approximately equal to H. Proportion to I. divided by J. Square root

Dadaji’s moral stories for kids THE DOG AND THE SQUIRREL

A hungry dog ran after a squirrel. The squirrel then swiftly climbed up a tree. The dog watched her while standing under the tree asking, “How can you run faster than me?

Where did you get so much strength?” The squirrel replied, “From my legs.” The dog then responded, “But my legs are much bigger than yours. Still I could not catch you!” “You are right,” said the squirrel. “We both ran with our legs, but hunger accompanied your legs while my legs prefer to have me live. The need to survive is stronger than hunger. A horse that wants to live will always get ahead. You will realize this when a tiger suddenly runs after you.” The dog thought about this for a moment, and then left to get other food.

Moral: Kids, what did you learn? Write the moral.

Brain Train: 1-E, 2-d, 3-F, 4-B, 5-J, 6-H, 7-A, 8-G, 9-C, 10-I

Scholar 1.d, b, c, a 2.d 3.b 7.d 8. d

4.a 9.a 10.c

5.b

6.c

Word World (Solution): AToP, ATRIP, PAIR, PART, PATIo, PATRIoT, PITA, PoRT, PRAT, RAPT, TAPIR, TARP, ToPI, TRAP, TRAPT, TRIP

Saathee.com

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Fayetteville Yadkin Office Fayetteville, NC 28303 (910) 826-7337 (910) 826-7254 Burlington Office Burlington, NC 27215 (336) 228-7337 Charlotte Office Charlotte, NC 28215 (704) 536-0073

Charlotte Eastover Office Charlotte, NC 28204 (704) 332-7141 Dunn Office Dunn, NC 28334 (910) 891-5437

Franklin Office Franklin, NC 28734 (828) 524-7337

Leland Office Leland, NC 28451 (910) 371-3212

Greensboro Office Greensboro, NC 27410 (336) 763-9292

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Hampstead Office Hampstead, NC 28443 (910) 270-3673

Siler City Siler City, NC 27344 (919) 742-2209

Georgia Office Clayton, GA 30525 (706) 782-7337

Hope Mills Hope Mills, NC 28348 (910) 426-7337 (910) 426-3098 85

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Spring Lake Office Spring Lake, NC 28390 (910) 495-7337 (910) 495-0770

St. Pauls Office St. Pauls, NC 28384-1612 (910) 241-3136 Sylva Office Sylva, NC 28779 (828) 586-2377

Wake Forest Office Wake Forest, NC 27587 (919) 435-1099 Wallace Office Wallace, NC 28466 (910) 665-1437

Wilmington Office Wilmington, NC 28403 (910) 392-5634 May 2019

By Kirit Shukla

PUZZLES AND JOKES

Clues Down: 1. Supplies of stored war materials for future use.

2. A stanza of a short hymn in the East orthodox Church.

3. 9/11 is ’- -’, recalling the victims of terrorist attacks in uS. 4. Louisiana. (*) 5. Aardvark.

6. A lyric poem usually marked by exaltation of feeling.

7. A route for the vehicles.

8. Eleonora, 1858-1924, Italian actress, noted for tragic roles.

9. A mountain range in Achaea, Peloponnese, Greece.

10. At a distant place usually within sight. (Archaic) 12. Paraguay. (*) (IAo country code, top level domain).

16. Marrakesh Menara Airport. (*) (IATA Code) 18. A small bit of toast or fried bread esp. for garnishing.

21. Trademark. (*) 22. Intensive Care unit. (*) 26. Human Genome Variation Society. (*) 27. Without purpose.

30. Radiation Safety Management System. (*) 32. General Processing units. (*) 34. Wrath, Rage.

37. As far as.

38. Institution of Railway Signal Engineers . (*) 40. American dental Association . (*) 43. Artificial Intelligence. (*) 45. Alternating Current. (*) 47. Gold. (*) (Chemical symbol per periodic chart)

Note: * denotes abbreviation of the word or phrase Clues Across:

1. Houston Lighting & Power Co. nuclear power plant. (*) 4. A holiday in uS, in honor of working people. (September) 11. A snare drum.

13. A 900 Km. long river in Spain & Portugal.

14. A station in nilgiri Hills, Tamil nadu. (udhagamandalam) 15. The betrayal of trust.

17. Cardiopulmonary resuscitation. (*) 18. The second rank of ocean.

19. deceased.

20. new Zealand Māori term of the guardian for the sky/sea.

23. nebraska. (*) 24. To move to action.

25. A seat having four legs and a back for one person.

28. Indian Institute of Technology. (*) 29. The capital city of the umbria regions in central Italy.

31. All who occupies a rented room in another's house.

33. Voltmeter. (*) 35. not suitable.

36. A plain-woven sheer to coarse cotton fabric.

39. Yugoslavia. (*) (ISo Country Identifier).

40. A small south European viper with an upturned snout.

41. A CGS unit of work equivalent to 10−7 joule.

42. Georgia. (*).

44. downcast.

46. A suit of metal plated armor that forms a short skirt.

48. To rest on the buttocks or haunches.

49. drunk.

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(solution on page 88)

Hee Hee

Jokes From Around (Puzzle solutions are onThe page World 88. NO peeking!)

Husband: “Nobody ever likes what you choose. Am I right?”

Wife: “You’re right. I chose you too.” ********* Teacher: “Make a sentence using the word YOU.” Pupil: “ U is…”

Teacher: “You are. Not ‘you is’.”

Pupil: “U is the 21st letter in the alphabet.” ********* Psychiatrist: “Do you always have difficulty making up your mind?”

Himesh: “Well, yes and no.” ********* A 90-year-old woman was rushed to the hospital when she fell.

The doctor, trying to see if she had a concussion, began asking: “Do you know where you are?” “I’m at Presbyterian Hospital.”

“What city are you in?” "Greensboro." “Do you know who I am?”

“Dr. Schultz.” Grandma then turned to the nurse and said, “I hope he doesn’t ask me any more questions.” “Why?” “Because all of those answers were on his badge.”

86

September 2020

WordFind

Math Magic

use these numbers only once: (1, 2, 3, 4, 4, 7, 8, 9) in empty squares, to get = the final given answers. note: Follow the order of operation per basic math rule: ×,÷, +, The multiplication or division is done before addition and subtraction. (solution on page 88)

Find & circle the words in the puzzle.

(Subject: “Capitals of uSA States”) ATLANTA BATONROUGE DENVER HARTFORD HONOLULU INDIANAPOLIS JUNEAU LITTLEROCK MONTGOMERY

MONTPELIER NASHVILLE PIERRE RALEIGH SACRAMENTO SALEM SPRINGFIELD TALLAHASSEE TOPEKA

The unused 12 letters spell: “The Capital of utah”.

EZ-BZ

TEST YouR IQ The common letters are “Zu” - Fill in the blanks)

1. A legume family Asian vine used for forage. _ _ _ Zu 2. The blue color of the clear sky. _ Zu _ _ 3. An abnormal electrical discharge in the brain. _ _ _ Zu _ _ 4. The exercise performed to upbeat Latin music.

Zu _ _ _ 5. A small parchment inscribed with the name Shaddai and placed to the doorpost by some Jewish families. _ _ Zu _ _ _ 6. A member of a Bantu-speaking people of natal.

Zu _ _ 7. A rich azure blue semiprecious stone. _ _ Zu _ _ 8. A grand champion sumo wrestler. _ _ _ _ Zu _ _ 9. A blue mineral, copper hydroxyl carbonate. _ Zu _ _ _ _ 10. A usually comic Spanish operetta. _ _ _ Zu _ _ _ 11. A 92 sq. miles canton of north central Switzerland . Zu _ 12. A mineral of a sodium silicate & sulfur. _ _ Zu _ _ _ _ 13. A bushy pea plant grown in Japan and China. _ Zu _ _ _ 14. A long white robe worn by Swahili men. _ _ _ Zu 15. The largest city in Switzerland.

Zu _ _ _ _ 16. A country in S. America; capital: Caracas. _ _ _ _ Zu _ _ _ 17. Akira ___, A Japanese chemist; make of car. _ _ Zu _ _ 18. A tangy sauce made with citrus juice, rice wine vinegar, and soy sauce and used on seafood. _ _ _ Zu 19. Smooth cylindrical green summer squash. Zu _ _ _ _ _ _ 20. A form of acupressure originated in Japan. _ _ _ _ _ Zu 21. Mariano — was a Mexican author & physician. _ Zu_ _ _ 22. A city in the Samegrelo region of Georgia.

Zu _ _ _ _ _ 23. A Polish folk dance in moderate triple meter. _ _ Zu _ _ _ 24. Red mung bean, a vine cultivated in East Asia. _ Zu _ _ 25. A hybrid of mandarin orange grown in China. _ _ Zu (Puzzle solutions are on page 88. NO peeking!)

Kirit Shukla

dadaji39@outlook.com Saathee.com

87

September 2020

Festivals & Holidays September 2020

Spot the Differences Solutions from page 30

Sep. 1 - Anant Chaturdashi / Ganesh Visarjan Sep. 2 - Bhadrapada Vrat Purnima (Full Moon) Sep. 2 thru 17 - Shraddha Paksha Sep. 7 - Labor day Sep. 11 - Patriot day Sep. 13 - Grandparents day Sep. 13 - Indira Ekadashi Sep. 15 - Visvesvaraya Jayanti / Engineer day Sep. 15 - Wife Appreciation day Sep. 17 - darsh / Sarvapitri Amas (no Moon) Sep. 19 - Rosh Hashanah Sep. 22 - Autumn Equinox / Mabon Sep. 28 - Yom Kippur Sep. 27 - Padmini Ekadashi

1. Words Removed 2. Rail removed 3. Window Removed 4. Man Added 5. Number Removed 6. Boxes Added 7. Scarf Color Changed

8. Window Added 9. Person Removed 10. Color changed 11. Tree Added 12. Clouds Added 13. Sign Removed 14. Fin Removed 15. Train Added

8 2

October 2020

oct. 1 - First Ashwin Purnima (Full Moon) oct. 2 - Mahatma Gandhi Jayanti oct. 12 - Columbus day / Indigenous People’s day oct. 12 - Thanksgiving day (Canada) oct. 13 - Kamala Ekadashi oct. 16 - darsh Amas (no Moon) oct. 17 - navaratri Begins oct. 20 - Installation of the Guru Granth Sahib (Sikh) oct. 24 - united nations day oct. 24 - navaratri Ends oct. 25 - dussehra oct. 27 - Pāshānkushā Ekadashi oct. 29 - Eid Milad ul-nabi oct. 31 - Sharad Purnima (Full Moon) oct. 31 - Halloween / Samhain

13

6

11 14

1 7 9

12

3 5

10

15

4

Puzzle Solutions from page 86-87

Math Magic from page 87

Saathee.com

88

September 2020

Ponce D. Moody I 919.771.3230 Email: ponceloans@poncemoody.com

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Website: www.pdmfunding.net 89

September 2020

Astroscope

Libra (September 23 – October 22) Avoid starting any new ventures this month. Take it easy and continue enjoying family life as extensive workload and unexpected responsibilities may make you tired and exhausted. You can count on your team members and subordinates to help you share work.

Good news regarding rise in income may make you feel comfortable, but risky tendencies must be curbed to avoid losing all financial gains. Any unplanned action may lead towards mental stress.

September 2020

Aries (March 21 – April 19) During this month you will feel spent due to a lack of vitality. A family member’s ill health might disturb your peace of mind. A dispute with a friend may sour the relationship. You may have to work in an undesirable place and waste time and energy on worthless pursuits. You could also become overly anxious and careless, so try to control your speech. You should see no change in income this month. Travel may prove to be rewarding.

Scorpio (October 23 – November 21) This month should relieve tension and anxiety for you. On the domestic front you will be happy, as your long cherished desires will be fulfilled. Avoid travelling this month. Your status may rise, along with income, at your workplace. You may also receive good news about benefits or monetary gains. Be careful of your health, as this period will make you very careless and comfortable. You may come in contact with some influential people. Overall this month will be very pleasant; however a dramatic change during the last week could make things busy again.

Taurus (April 20 – May 20) You may get lost within your dream project this month, and won’t realize this mistake until the last week of the month. Try to be practical and concentrate on preparing your home for upcoming winter. A longterm career-related decision might be taken in this month. The time is good for students. If working, chances for a promotion are there. In either case, there will be a rise in income. Be aware of your partners as they could destroy your plans and take away happiness.

Sagittarius (November 22 – December 21) You will be very active this month and gain a great deal of success from your business and/or job. Your friends and family will offer whatever assistance you need. You will be relieved from financial worries. Attraction and new relations with someone of the opposite gender will help you feel relaxed. A change in residence or investment in business is also indicated. Avoid any long distance journeys this month. Make bold decisions in order to enjoy success.

Gemini (May 21 – June 20) This is a period of great achievement and you should celebrate it.

Your friends and elders will be with you to enjoy this tremendous success. You will enjoy love and respect from higher authorities.

Things are also changing to be more positive for students. Your enemies will attempt to create problems. Maintain your selfconfidence, but don’t be overly cocky either by cultivating an easy temperament and working hard. Travel could be good for you and bring in some extra income as well. Watch your health.

Capricorn (December 22 – January 19) You may enjoy good luck right now, but things are about to take a major turn. Your business partner may offer new opportunities; be sure to make a decision now. However a problem involving your domestic partner may become an obstruction to this. Try not to jump to conclusions and avoid taking instant action. Also don’t lie or cheat to gain easy money. It is very important that you follow your morals and traditions to take advantage of changing times. Also your friend may influence you to make mistakes.

Cancer (June 21 – July 22) You will get mixed results this month. A lot of new opportunities would be coming your way, but you may not be able to utilize them.

A lack of sincerity could be there. A sense of fear may force you to change your plans at the last minute. There may be a rise in status along with financial benefits. A very positive life changing situation is possible during the last days of the month. Family support and your reputation may protect you. Respect traditions and avoid any temptation towards short-term gains.

Aquarius (January 20 – February 18) Your hard work will provide dividends this month. Good news from far-off places is possible. You will enjoy the power of artistic expression and interpretation. Emotional decisions will offer good rewards. A pleasant journey or change in work place may occur. A relaxed state of mind is also indicated. You will have an edge over your competitors.

A change in relations with your partner is also possible. Careless driving may create problems this month.

Leo (July 23 – August 22) Now is when your plans regarding property investment will materialize. You’ll be successful due to your active lifestyle and aggressive actions. Friends and siblings will offer whatever assistance you need. Your opponents will not dare face you. Don’t get involved in a love affair. Students will get unexpected positive results. Try to control your speech and any egoistic thoughts during the last week of the month. Wise decisions can keep you from wasting money. An investment in long-term savings will prove beneficial. This is also a good time for a change in workplace or field of study. A dispute with family is possible.

Pisces (February 19 – March 20) Your partner may make a major decision for you this month; but you will pay for this mistake in the near future. Minor health problems may also bother you. It is important that you check your diet and control your weight. Avoid cheating this month, as it will have longterm effects. A minor financial setback may create some temporary stress for you. Just be sure to slow down this month.

Virgo (August 23 – September 22) Your mind will be extremely sharp this month and any decisions should prove to be very rewarding. You may enjoy sudden financial gain and enjoy an opportunity to earn some recognition through some charity work. Your friends may try to play dirty games to harm you, but you will ultimately be the winner in the end. Avoid travel this month, as you will realize that you wasted your time in doing so. Also keep watch on any throat-related illness.

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Jalendu Vaidya

973-223-5047

90

September 2020

We welcome Viral Mehta to the Olsinski Law Firm Personal Injury Criminal Defense DWI Family Law Immigration Law Workers' Compensation Divorce Matters

216 North McDowell St. Suite 200 â&#x20AC;˘ Charlotte, NC 28204 Phone: (704) 405-2580 Fax: (704) 769-2283 www.jcolaw.com

CLASSIFIEDS BUSINESS OPPORTUNITIES Growing liquor / Wine Store for Sale in the lucrative Fort Mill, SC area. Gross sales $240k+. Great time for quick RoI with holiday season approaching! Asking $50k + inventory. Call 646-477-4654 for details.

C-Store/Gas Station for Sale in Lancaster County, SC. Consistent business w/ guaranteed earnings. only one gas station in town. Asking $695K + inv. Least to purchase option and owner financing available. Text 973-207-6798.

Motels for Sale in Beckley, WV. Comfort Inn, 67-units with all new major PIP completed. Asking $3,925,000. Also, Microtel Inn, 75-units, asking $3,900,000.

Call 304-237-3422 for details.

High Volume Gas Station/C-Store for Sale or lease in the heart of Gaffney, SC. neighborhood store on busy st with brand new pumps! Call 704-726-7544.

Convenience Stores for Sale: Winston Salem, nC $129,000 + Inv Annual $540,000 - no gas; Fort Mill, SC $98,000+ Inv., Inside $456,000, Fuel Gal 720,000; York, SC $329,000 + Inv., Annual $844,000, Fuel Gal 175,000; County South: 704-440-4433 or visit www.Countysouth.biz

C-store with Property for Sale or lease 45 miles from Columbia, SC along with displays for fresh produce & frozen items. Gross income $55K / Lotto $25K/month. Call 904307-4770.

Indian Restaurant for Sale in high traffic area of north Charlotte. Serious inquiries only. Call 515-441-4390 or 704-915-0009.

Gas Station/Convenient Store/Restaurant (3 in 1) for quick Sale/lease on busy highway in Lancaster, SC. May need some cosmetic work. Priced at $175K. Call 704-953-6353.

lakeview 12-unit Motel for Sale on Lake near Florence, SC. Call 843-332-8145 for details.

C-Store for Rent in Hudson, nC. Currently closed. Good location. $1800 per month. Call Atul Gor at 704-657-6669.

For lease: 32-unit Franchise hotel Rock Hill/Richburg, SC. Call 803-230-4402.

Convenience Store / Property for Sale or lease with no Gas in Gaffney, SC. Call 980250-4995.

lEARN ABOUT lAND

We specialize in helping groups invest in land. Contact Bob Atkinson â&#x20AC;&#x153;The land Manâ&#x20AC;? 919-362-6999 or visit www.learnaboutland.com

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For Sale or lease: Gas Station w/ C-Store & Restaurant in Pollocksville, nC. Corner location, ATM and jukebox also included (extra income).

With 3 bedroom accommodations. Call 252-521-5656.

Motel for lease in SC. Security deposit/$150k Rent (15 year lease). Contact Raj at 803-629-7590.

EMPLOYMENT OPPORTUNITIES Gas Station / C-store Help Wanted in north Charlotte (15 minutes from unCC). Legal status required. Must speak English. Salary commensurate per experience. Please call 704-733-0553.

Eyebrow Threading Position in WinstonSalem, nC. Excellent Pay + Tips & Benefits!

Some Experience & fluent English required.

Call 336-422-7582.

Night Desk Clerk Needed for Franchise Hotel in Gaffney, SC. Accommodations provided. Call AJ at 864- 490-1858.

Warehouse Supervisor needed immediately (Indian/nepali/Sri Lankan) for wholesale grocery business based in Charlotte, nC. Very attractive pay and growth opportunities available. Valid work authorization required.

Call 704-236-7738 or 704-390-0218.

Hotel Help needed: Front Desk/Housekeeping at franchise hotel in Columbia, SC. Accommodations provided.

Contact 336-944-8003.

Cashier wanted (single or couple) for Gas Station and Liquor Store in Mobile, AL. Good pay! Call 224-723-3488.

Couple needed for franchise hotel 1.5 hours from Charlotte. Must be Fluent in English.

Accommodations provided. Text or call 704701-9975.

Front Desk Clerks wanted for hotel in SC. Must have good communication skills and be reliable. Fluent English required. Experience preferred.

Email resume to employment9210@gmail.com.

Gas Station/C-Store Cashier help wanted in Rock Hill, SC. Shift hours 2-10 pm (no stocking or cleaning). Great pay and friendly atmosphere. Please call 704-907-0524 for details.

Housekeeping Couple Needed for Franchise hotel in Virginia.

Accommodation provided. Please Call 706-260-9495.

C-store / Gas Station Help Wanted in Royston, GA. Full-time. Single, Couple or Family. Legal status required. Fluent English & previous experience preferred. Excellent pay plus accommodations available. Call navin 704-965-3165 or Mayur 706-988-7549.

Hotel Help Wanted: Looking for all positions ( G M / A G M / F r o n t desk/Housekeeping/Laundry) for 95-Room property in Charlotte, nC. Contact 704-5022630 or Gm.nita.shah@gmail.com

Cashier wanted for Convenience Store near Charlotte.

Must speak English.

Accommodations provided. Text / Call 704701-9975.

Motel Help Wanted in Atlanta, GA: Housekeeping Couple. Must have legal status. Accommodations provided. Call neal 404-642-1611.

Nanny needed to take care of 11-month-old baby in Charlotte, nC. Responsibilities include help with housework. If live-out, should have reliable transportation. Please call 910-434-5193 for more details.

Eyebrow threading position available in Monroe, nC (south Charlotte). Excellent pay and Tips. Call-704-283-2769.

Vegetarian Gujarati cook needed for household in Concord, nC. Must have own transportation. Call 704-495-4590.

Hotel Help Wanted: Front desk / Manager, night Auditor & Housekeeper (Single/Couple) for franchise hotels in Wilmington, nC. Accommodations provided. Call 910-262-8357 or email ilmhotelemployer@gmail.com

looking for a live-in/live-out Nanny for two sons (Ages 2 and 5) in Florence, SC for 3 days a week minimum. Please call 734-620-0814.

Persons needed for 30-room low maintenance motel in York, SC. Full operation. Living room, bedroom and full kitchen provided. Call Vic 864-310-1546.

Front Desk Help & On-Site Maintenance needed for Franchise Hotel in Concord, nC. Legal status required. Accommodations provided. Call Rusab 704-772-5554.

Convenience Store help needed immediately in Charlotte, nC. Full-time including weekends and evening shifts. Call 704-241-4499.

live-in House Help / Nanny needed in Greenville, SC for simple cooking, light housekeeping and to help take care of 5 yearold girl for few hours. For details: 318-562-0664.

Housekeeping couple and Front desk wanted or Franchise Hotel in Hickory/Conover, nC. Accommodations provided. Legal status required. Good pay!

Call Rick 919-724-6772.

Restaurant Help Needed (team members and managers) for two fast-casual restaurants in Raleigh / durham. Experience noT required. Full-time or Part-time. Very flexible schedules.

Excellent growth opportunity. Contact 919-523-6670.

92

Experienced Housekeeping couple needed for a franchise hotel in SC. Accommodation provided and good starting pay. Fluent English and legal status a must. Contact 407301-8162.

September 2020

Babysitter needed for 18 month-old in newport, nC. Also some vegetarian cooking. Call 252-259-0986 or 252-259-2854.

Gas Station Help Wanted: Full-time, Single or couple in Kings Mountain, nC. Experience preferred.

Must speak English.

Accommodations provided. Call 704-763-0722.

Front Desk Clerks wanted for franchise hotel in Fort Mill, SC (near Charlotte). 7am to 3pm, 3pm to 11pm, or 11pm to 7am shifts needed. Some hotel experience, basic computer skills, and fluent English a plus.

Call 704-302-3318.

Urgent: looking for an Energetic Employee who can work weekends (full day availability welcome) for Tropical Smoothie Café franchise fast food store located at 8948 J M Keynes drive in Charlotte, nC. English required. Call Pravin Patel 803-974-0291.

Reliable Housekeepers needed for Franchise Motel in north Carolina.

Accommodations provided. Can start immediately. Please call Renu at 732-3184878 or Aswin 336-693-9057.

Full-time Nanny needed (Live-in/Live-out) in Winston-Salem. Call/text 980-298-2828 for further details.

Front Desk & Housekeeping needed for Motel in durham, nC. $4 per room. Legal status required. Accommodations provided.

Call 919-452-3131 or email kenco00@gmail.com.

Restaurant Help wanted: Single or Couple to manage Subway in Kinston, nC. Legal status, fluent English and computer skills required. Call 252-521-5656.

Motel Help Wanted in Atlanta area: Front desk Clerk. Must have legal status.

Accommodations provided. Call neal 404642-1611.

live-in Caretaker needed in Charlotte, nC. duties include cooking, light housekeeping and companionship. Gujarati preferred. Call or text Anu at 919-624-3190.

Manager couple needed for Franchise Hotel in Fort Mill, SC (near Charlotte). Must have fluent English and basic computer skills.

Accommodations provided. Email resume to bwhospitality78@gmail.com.

Front Desk Help needed for night shift at Franchise hotel in nC. Computer knowledge required. Accommodations provided.

Contact 704-465-8129 or lehran19@yahoo.com.

Seeking assistance to help with elderly mother at home in South Charlotte/Fort Mill area. Part-time/full-time. Personal care, light cleaning, and some vegetarian food prep.

Schedule negotiable. Call 803-230-4402.

Gas Station Help Wanted in Greensboro, nC. Full-time, good pay. Legal status required. Must speak English & have basic computer skills. Experience preferred. Please call 336-509-4054.

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Housekeeping Couple needed for independent motel in Greenville, SC. Legal status required. Contact 864-517-9587 or 864376-7543.

Motel Help Needed: Front desk & GMs for franchise motels in SC. Fluent English & legal status a must. Accommodations provided. Call 803-230-4402.

live-in Nanny Needed for 3.5 year-old in Charlotte. Also some vegetarian cooking.

Call 704-900-9134.

Hotel Housekeeping Needed for Hotel in Cleveland / Akron, oH. $4 per room.

Accommodations provided. Contact Ram: Ram@omdevelopmentcorp.com or 919673-7623.

C-store / Gas Station Help Wanted in Gaffney, SC. Part-time or Full-time. Single, Couple or Family. Legal status required.

Fluent English & previous experience preferred. Call 704-726-7544.

Hotel Help Wanted: Front desk/Manager, night Auditor and Housekeeper (Single/Couple) for franchise hotels in Charlotte, Gastonia, High Point.

Accommodations provided. Call 704-4600379 between 6- 9pm.

7-11 Convenience Store Help Wanted: All 3 shifts in South Charlotte (Indian Land/Ballantyne area) and near northlake Mall. Experience preferred. Fluent English & legal status a must. Part-time or full-time including weekends. $12/hour for 3rd shift.

Contact 856-266-5059 or store10700@gmail.com.

Immediate opening for experienced live-in Manager for 50-room independent motel in Charlotte. Attractive salary plus bonus and complimentary 2 bedroom apartment. Please call 704-906-9170 or send resume to hoteljob214@yahoo.com.

SERVICES Hindustani classical vocal music lessons taught online by licensed nC teacher. For ages 6 to adult. Sangeet Visharad from Gandharva university per their curriculum.

For details please call 704-277-2391.

Saree Draping: specializing in draping sarees, dupattas and jewelry for any event.

Weddings, Engagements, Baby showers, Birthdays, etc. Contact Rital Patel at info@bridaldraping.com or www.bridaldraping.com

Bee Well Pharmacy: Gujarati pharmacist.

Free delivery. Located at 2430 SW Cary Pkwy in Cary, nC. Contact 919-234-1037 or visit beewellrx.com.

Gujarati Priest in NC & SC for Ganesh, Randal, Laxmi, Sharda Pujan, Satyanarayan Katha, Wedding, Vastu, Baby Shower, Hawan, Grah Shanti. Kishor Trivedi Home: 336-774-0597 Cell: 336-486-7925 E-Mail: kishor7@juno.com 93

Tabla lessons Online with digant Raval’s Tabla Academy. Classical, Accompaniment, and Folk music. Beginner to advanced.

Contact digantraval@gmail.com.

Pari Beauty In Matthews: Threading, Waxing, Facials, Massage for newborn and mom & other services. 30 years of experience. Special deals & Great Service.

Call: 704-846-7912.

Dholi For Hire: Plays the dhol (drum) for any occasion! Barat, doli, Graduation, Birthdays, Baby Showers & any other festivity. Affordable rates! Call Arpan Bhandari 704-641-4761 or email: arpandholi@yahoo.com Gabrielle Hardman - Astrologer: Available for 1/2 and 1 hour readings. over 30 years of experience in her field. Call 704-957-1925 for pricing and additional info.

Priest Available for these services: Shree Satya narayan katha, Shanti hawan, Vastu shanty, Weddings, Baby shower, Bhumi pujan, Mata ki chowki pujan, Funeral, all types of karmakand. Please call Viral Bhatt 704-438-6334.

Sakhee Beauty in Charlotte: Henna Mehndi tattoo, Make up, and Hairstyle. Please call 980-250-3608 for appointments and information.

Gujarati Priest: devendra dave Independent priest. Ganesh, Randal, navratri, diwali’s Laxmi & Sharda Pujas, Satyanarayan Katha, Weddings, Vastu, Baby Shower, Funeral Seva. Call daveji 704-7803563. God Blessings to All.

Neeta’s Beauty Parlor: Charlotte area open 7 days a week. Full service. Call for appointment. 704-968-0270.

PROPERTY WANTED CPA looking to purchase an Accounting/CPA Firm anywhere in the GA/SC/nC/VA/dC areas. Willing to work for seller for a busy season before taking over. Call 704-813-8165 for details/leads.

To Submit a Classified visit: saathee.com/submit-classified or email: info@saathee.com or call 704.527.7570 Business ads are $25 Personal ads are $15 Upgrade to color for an additional $10 or add a box for $15 Saathee.com ads posted daily We accept all major credit cards.

Ads up to 25 words. Deadline for print is the 20th. Web ads daily.

September 2020

Raajeev

Nutrition

continued from page 42

continued from page 40

• Atherosclerosis (buildup of fats, cholesterol and other substances in and on your artery walls (plaque), which can restrict blood flow) begins early in life and progresses silently, so it is important to have a heart healthy lifestyle from an early age. Risk assessment should be started as early as age 20.

• For children and adolescents (ages 10-19), promote healthy lifestyle practices to prevent or reduce ASCVd risk.

• While there is no ideal target blood level for LdL-C, the 2018 guideline recognizes, in principle, that “lower is better.” Studies suggest that an optimal total cholesterol level is about 150 mg/dL, with LdL-C at or below 100 mg/dL. People with increased risk factors should have a target of LdL-C at or below 70 mg/dL. • The new guidelines specifically mention that South Asians have increased ASCVd risk. Lifestyle counseling is recommended for a heart healthy diet consistent with racial/ethnic preferences to avoid weight gain, and address blood pressure and cholesterol.

a day. We attended the Christmas Eve mass, which was free. I even offered a prayer during the service. “dear Jesus, please protect my family from excessive overcharges.”

I have been doing meditation for over twenty years and I have been able to experience true happiness. It also adds clarity in mundane aspects of life. during a trip at the London airport, the pushy sales lady pointed to a giant picture of Jennifer Lawrence. She was trying to sell a very expensive perfume called Joy by Christian dior to my wife. We were running late for our connecting flight so I said, “do you guarantee that this perfume will bring unconditional joy and happiness in our lives?” She couldn’t guarantee that, nor could she guarantee a glamorous life like Jennifer Lawrence.

When I flew Air France over 20 years back, all the air hostesses had attitudes. They were like strict teachers trying to discipline rowdy school children. Even requesting the preordered vegetarian meal was a chore and they acted like they were doing me a huge favor.

Things have changed quite a bit in the last few years. I was surprised when the French steward actually folded his hands, smiled and said, “namaste.” However, I could tell that it wasn’t a genuine smile acknowledging the greeting’s traditional meaning of the divinity in me recognizes the divinity in you. It was the kind of smile that says, “I bow to you because you guys have more money now.” one of the things that all religions teach is selfless giving and service to the community. In that spirit, I decided to volunteer for a suicide hotline. But I wasn’t very good at it. The first guy who called was so upset. He screamed on the phone, “This is crazy! They managed to outsource this as well.” I stayed calm like my supervisor had trained me and asked politely, “So you don’t want me to talk you out of it?” He got flustered and hung up.

I was surprised when they told me he called again to enroll in the mindfulness program! The second caller was a bit more persistent. He talked to me for 20 minutes. Then he said, “I think I am going to jump.” I had to think fast to keep him on the line. “I can pray with you before you go.” He said okay.

Then I started praying to all the Hindu Gods reciting their names. He got so tired listening he said he was too tired to jump.

When our children were young, we tried to instill our cultural and religious values in them. They would attend Hindu Sunday School. Every session started with a pledge of allegiance. Sort of. “I pledge allegiance to the flag of the united States of America and to the Republic for which it stands, one nation under millions of Gods, including but not limited to Krishna, Rama, Laxmi, Parvati, Shiva, Ganesh … indivisible, with liberty and free tech support for all.”

When my youngest son was in high school, he joined a Christian Athletes club. My wife asked him, “Beta, you are not a Christian and not an athlete.” He said, “They have free Pizza, Mom.” He continued, “When they asked me if I believed in Lord Jesus Christ, I told them I believe in Lord Papa Johns.” I smiled at his witty remark and my wife reacted with, “oh my Gods!”

How to lower cholesterol & triglycerides and reduce risk of heart disease: • limit saturated fats. Saturated fat can increase your levels of LdL cholesterol. They are present in animal foods, such as meat, dairy products (milk, cheese, paneer), and eggs, and also a few vegetable oils, such as palm oil, coconut oil, and cocoa butter.

• Avoid Trans fats. Trans fats are used as a preservative to increase shelf life. They have been proven to increase risk of heart disease as they increase LdL cholesterol and triglyceride levels while reducing levels of HdL cholesterol. Limit packaged processed foods, fast food, and frozen ready to eat foods. Avoid foods that have “partially hydrogenated oil” or “vegetable shortening” in the ingredient list.

• limit simple starches and sugars. High intake of simple starches can raise triglycerides and cause fatty liver.

Limit all sugars in foods and beverages, including honey and jaggery. Limit all simple starches such as maida (allpurpose flour), white rice, and processed snacks. Limit atta.

• limit total amount of fat. Limit fried foods. use very limited amount of oil in cooking.

• Eat heart healthy fats. Eat nuts and seeds in small quantities (preferably raw, unsalted). Walnuts and flax seeds are especially beneficial in lowering cholesterol and triglycerides, they are a good source of omega-3 fats.

• Increase foods with soluble fiber. Eat a variety of intact whole grains, beans and legumes, and plenty of colorful non-starchy vegetables.

• other recommendations: Limit sodium intake do not eat excess amounts of protein, especially animal proteins drink adequate amount of water Practice mindfulness and reduce stress Regular exercise

Parul Kharod

Raajeev Aggerwhil

is a registered dietitian and licensed nutritionist.

Contact: parulkharod@gmail.com

LA-based comedian has starred in Nickelodeon’s 100 Things to Do Before High School. Follow him on Instagram and Twitter @raajeevcomedy.

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September 2020

B I P I N PA R E K H R E A LT Y, L L C LICENSED IN NORTH CAROLINA & SOUTH CAROLINA Bipin Parekh

owner / Broker / Realtor.

Licensed in nC / SC 704.841.9318 (H) 704.608.8469 (cell) E-Mail: Bipinparekh45@gmail.com

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Kajal Patel

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Sowmya Reddy Godi 862.754.8325 Godi.ncsc@gmail.com

Smita Parekh

Broker In Charge Broker / Realtor; Licensed in nC / SC

704.608.2191 (cell) smt_parekh@yahoo.com

Sisir Penugonda 704.724.2312 psisir@gmail.com

Chattopadhayay Kakoli 704.321.4597(h) 978.844.9324(c) kakoli_c@hotmail.com

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Jack Jaimes 704.451.8301

jaimes.jack@gmail.com Speaks Spanish

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Apna Bazaar (Morrisville) ..........................................97

KDP CPA ..................................................................31

Sarika CPA PLLC......................................................75

Aspect Commerical Realty (Prashant Parmar) ..........65

Khanna & Sons Jewelers .........................................13

Shah & Trivedi CPA, PLLC.........................................41

Bashyam Shah LLP - Immigration Law Group..........45

KidzCare Pediatrics...................................................85

Shah, Kirti (CPA - Sepa Consulting) .........................47

Bhindi Jewelers ......................................................2

Lotus Salon & Spa....................................................33

Singh, Manjeet (Real Estate).....................................11

Bipin Parekh Realty, LLC...........................................95

Mahulkumar Makati (Adjuster)..................................51

Sitar Indian Cuisine (Durham) ...................................11

Blooming Buds.........................................................39

Malak Jewelers........................................................27

Sona Realty (Venkat Suryadevara) ............................63

Blue Federal Credit Union.........................................98

Malani Jewelers.....................................................100

Spectrum Family Medicine (Sujatha Sajeevan, MD)..33

Brown Immigration Law (Rishi Oza, Partner).............55

Monroe Oil Company................................................44

Spices Hut .................................................................4

C4D Mortgage (Jubi Chackunkal, P.E.) .....................51

NC Dermatology Associates .....................................83

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Cary Internal Medicine & Diabetes Center, PA...........75 Cary Medical Clinic...................................................67 Chandni's Beauty Salon ..........................................25 Corner Stone Pediatric & Adolescent Medicine.........23 County South Realty & Business Brokers..................43 Crescent Dental (Dr. Kavita Ghai).................................9 Darji, Iyer, Joshi & Patel (Accounting & Tax Services)...9 Desai & Desai LLP (CPA & Financial Services)..........61 eXp Realty (Home for Sale) .......................................51 Fairview Home Mortgage .........................................41 Geological Resources, Inc.........................................49 Global Mall / Legacy Jewels ....................................99 Grand India Mart (Groceries).....................................32 Greater Triangle Realty (Thomas John) .....................77 Hare Krishna Temple: ISKON (Temple of the Holy Name).......................5

Overcoming Ordinary Obstacles ......................35 North American Bancard ........................................15 Nunna Realty (Shiva Nunna) .....................................33 One2 Entertainment .................................................43 Patel Brothers (Cary)...........................................68-69 Patel, Mrugesh (Law Offices)....................................37 Pathak, Atul (Real Estate)..........................................39 Ponce D. Moody Funding .........................................89 Pramukh Mandapam ...............................................37

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Preston Corners Pediatric Dentistry (Cary) ...............21 Proficient Accounting & Tax Services, Inc. ...............25 Raghu Mothukuri Allstate Agent................................47 Raj Jewels (Morrisville, NC) .....................................6-7 Rajdeep Video & Photography (Ramesh Panjabi)......35 Rajeev Devgon, CPA ................................................67 Ramana Coaching Center ........................................59

Hindu Center Charlotte ......................................78-79

RB Realty Group (Ravi Bheemarao)...........................73

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Real Triangle Properties (Joe Mathews) ....................71

Inchin's Bamboo Garden..........................................29

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