Saathee Charlotte November 2019

Bridging America and the Indian Subcontinent

Saathee.com

November 2019

IN THIS ISSUE

Guru Nanak’s 550th Birth Anniversary Thanksgiving and Fall Events Employment Classifieds

In This Issue

Page 72 The indigestible truth about political polarization.

Page 18 Community Events

Page 28 Inspired by true events, with a Page 32 Drumbeat builds for a Peace backdrop of human-trafficking and child-labor, Corps of caregivers. the film Jhalki opens in November.

Content

The Editor’s Desk . . . . . . . . . . . . . .pg. 12

Community Events . . . . . . . . . . . . .pg. 18

Spot the Differences . . . . . . . . . . . .pg. 50

Increase Your India Knowledge . .pg. 54

My Voice . . . . . . . . . . . . . . . . . . . . . .pg. 24

Nutrition for Life . . . . . . . . . . . . . . .pg. 58

Film Clips . . . . . . . . . . . . . . . . . . . . .pg. 28

Dances of India . . . . . . . . . . . . . . . .pg. 70

Upcoming Movie Releases . . . . . . .pg. 26

Elder Care Peace Corps . . . . . . . . .pg. 32

Immigration Matters . . . . . . . . . . . .pg. 36

Namaskar Y’all . . . . . . . . . . . . . . . . .pg. 40 Desi Thanksgiving . . . . . . . . . . . . . .pg. 44

College Admissions Insider . . . . . .pg. 46

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Thinking About Thinking . . . . . . .pg. 62

Subcontinental Divide . . . . . . . . . .pg. 72

Hospital Housing . . . . . . . . . . . . . .pg. 74

Personal Finances . . . . . . . . . . . . . .pg. 76

Buy Right, Sit Tight . . . . . . . . . . . . .pg. 82

News Notes . . . . . . . . . . . . . . . . . . .pg. 86 8

Guru Nanak’s 550th Birth Year . . .pg. 92 Community Organizations . . . . . .pg. 96

Youth Corner . . . . . . . . . . . . . . . . .pg. 116

Pop’s Puzzles and Jokes . . . . . . . .pg. 118

Festivals and Holidays . . . . . . . . .pg. 120

Puzzle Solutions . . . . . . . . . . . . . .pg. 120

AstroScope . . . . . . . . . . . . . . . . . . .pg. 122

Classifieds . . . . . . . . . . . . . . . . . . . .pg. 124

Index of Advertisers . . . . . . . . . . .pg. 128 November 2019

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November 2019

Hello Readers!

Sikhism is the world's most pluralistic religion. The monotheistic religion originated in the Punjab region of the Indian subcontinent around the end of the 15th century. November marks the 550th birth anniversary year of Guru Nanak, founder of Sikhism. Read about the history of his leadership and his continuing influence in the 21st century in the article on page 92.

Drumbeat builds for a Peace Corps of caregivers. Imagine a government program that would mobilize volunteers to help older adults across the nation age in place. One is on the way. See page 32 for the informative article.

The concept of public charge is evolving under the Trump Administration. This change in immigration policy is most likely to impact elder immigrants (i. e. parents of US citizens). See our column on page 36 for the latest updates and analysis.

Comments and Suggestions always welcome.

“Bridging America and the Indian Subcontinent.”

November 2019 Issue # 258 - Saathee.com Editor Samir Shukla (Samir@Saathee.com)

Publisher & Advertising Divakar Shukla (rakavid@aol.com)

Samir Shukla, Editor

Ad Design / Layout Nageshwar Andrews

"Intelligence without ambition is a bird without wings."

- Salvador Dali

Digital Media & Marketing Jennifer W. Allen & Dhruv Pathak

Contributors for this issue: Kirit Shukla, Lindsey Conger, Parul Kharod, Roshan Attrey, Shivani Tripathi Dr. Maha Gingrich, Mo Vidwans, Rishi P. Oza, Anand Kothari, Balaji Prasad, Ahsen Jillani, Amit Rupani, and Jalendu Vaidya.

Mission: Our goal is to be a valuable source of information for the South Asian community and to be a vital advertising tool for businesses.

About the Cover The Golden Temple, Amritsar, Punjab

The Harmandir Sahib is a Gurdwara located in the city of Amritsar, Punjab, India. It is the prominent pilgrimage site of Sikhism. Also known as the Golden Temple, because it is plated with gold.

Photo: Shutterstock

P.O. Box 11468 Charlotte, NC 28220

704.527.7570 Fax: 704.527.7590

Opinions expressed herein are those of the writers and advertisers and not necessarily of the publisher or editor.

Please contact us prior to submitting articles or photographs.

Shukla Entertainment Inc. 655 Pressley Rd., Ste G, Charlotte, NC 28217 Periodicals postage paid at Charlotte, NC and additional mailing offices.

POSTMASTER: Send address changes to Saathee.com

Saathee Magazine

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Saathee (USPS 021-116) (ISSN: 1543-8147) is published monthly by:

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Saathee is published monthly. Deadlines for advertisement, submissions and events information is 15th of the month.

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November 2019

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The Editor’s Desk

By Samir Shukla

In this self-imposed non-photographed setting, I memorize the image of each season and compare it with what the trees, the grass, the sky, the air itself, looked, felt and smelled like a few months earlier. I close my eyes and test my memory. It’s a still dream, a meditative exercise testing memory cells, with the resolution set at its highest.

I resist the urge to whip out my phone and take a photo.

On this spot, about five to six times a year, I record the image in the memory recesses of the mind. It’s an image only I will remember.

I like to compare it to a batch of written words, whether they are part of a novel or short story. The description of a particular setting is frozen in the words describing it. Readers can close their eyes and imagine the setting. In this instance, I use the image saved in my mind instead of words.

We are a part and parcel of nature, yet the workings of nature never cease to amaze me. There’s art in nature, music as well. The cool, steady breeze of fall drones like a sitar, the winds, thunder and sudden rains of summer are like a rock concert. A cold desolate winter day can be a somber violin solo.

Springtime is the most joyous of all, where the music is an orchestral feast.

These musical flourishes can be added to that still image in my mind for enhanced effect.

Here in the South we are fortunate to have defined seasons that make this effort of recording images in the mind a revelatory exercise.

Find your own spot. I recommend somewhere near your home. Return to the same exact spot, standing or sitting in the same position, gazing at the same area, at different times of year. Just observe. The change of moods, colors and sounds are revealing. Set aside the urge to take a photo with your phone.

Just this one spot, every few months, take a few moments to simply observe and mentally document.

These images will only be stored in your mind. It’s pretty amazing to see and remember specific natural surroundings, the colors, shades, feel of the air, shapes of shrubs, that low hanging branch on an oak tree, and bunches of wild berries, things that maybe taken for granted with a quick photograph.

This is your world, this little spot. The images will not be captured and endlessly shared on social media or other ways.

These are your secret images, yours to keep and cherish. When a moment of stillness and calm are needed during times of chaos and noise, close your eyes and return to one of these stored images of that special spot you have chosen.

So, here I stand at my spot, looking at nature’s painting as it stands today, and now close my eyes and mentally change the colors, add leaves, remove leaves, imagine birds and fireflies, a dusting of light snow, all taken from different images in my mind.

These are my own personal images, taken only for my mind, backed up and saved in the best storage device.

Nature Recorded

Reclaiming Digital Documenting

The place is same.

The scene is different.

I have mentally marked a spot at my house, just under the deck on a patch of paved area snuggled against the backyard.

This is where I stand several times a year specifically to observe nature’s changing drama.

In spring the grass is a soft green, wildflowers bloom, perennials return. On a hot summer day, the grass is darker and stiffer, the trees are fully loaded with foliage while darting birds and jumpy squirrels are busy going about their business.

The fall can be a drama of red, yellow and orange. If the fall is especially dry, like this year, the ground cover turns a sadder brown, colored by the fallen leaves.

The stark emptiness and lack of foliage in winter evokes an entirely These are your different mood and when it snows, well, that’s a whole different palate of secret images, winter colors. yours to keep As the seasons rotate, nature and cherish. fused by its emotional ups and downs, realigns the palette, updates the foliage; the colors mingle and emerge with new hues, unfolding like a magic trick, a slight of hand that updates the illusion. This magic trick, though, is not lightning fast, but slow and deliberate. An artist creates a new painting, a singer croons a new song, and a dancer changes her footwork. Nature is a combination of all three and more, refreshing the senses with each episode.

For years I have thought of photographing the view from my designated spot at different times of year, but till now I have resisted this particular digital documentation. We take hundreds, even thousands of images in our content-saturated contemporary times. Smart phones with large memories along with cloud servers keep the endless images easily stored.

Everything is photographed.

Saathee.com

Samir Shukla

Editor of Saathee magazine contact - Samir@Saathee.com

follow me on Twitter: @ShuklaWrites 14

November 2019

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Community Events

Dasara Diwali Sambaralu: Charlotte, NC (November 16, 2019)

The Telugu Association of Greater Charlotte Area (TAGCA) will present Dasara Diwali Sambaralu on Saturday, November 16, 2019 at Hickory Ridge H.S. Harrisburg, NC from 4 - 10 pm. It will be a packed cultural event featuring fashion show, raffle prizes, music, skits and performances by local talent. Free entry for members, others $8-$15. The school is located at 7321 Raging Ridge Rd, Harrisburg, NC. For further details, call, 803-235-2899 or visit www.tagca.org.

Rafiq Bhatia (In Conversation): Durham, NC (November 7, 2019)

A member of experimental pop trio Son Lux, Rafiq Bhatia - a Raleigh native and the son of Muslim immigrant parents - joins Duke Music professor, Anthony Kelley at The Pinhook on Thursday, November 7, 2019 at 12pm for a discussion of his new multidisciplinary project, Breaking English, which blends avant-jazz, soul, strings, electronics, and visual projections to create an enveloping piece of musical cinema. This event is free. Bhatia’s residency, part of Duke Performances’ three-year Building Bridges: Muslims in America initiative, will culminate in a full-band performance later on that evening at the Von der Heyden Studio Theater in the Duke Rubenstein Arts Center.

Tickets are $10 for Duke students and $25 for the public. Tickets can be purchased at dukeperformances.duke.edu/events/rafiqbhatia-breaking-english.

Holly Day Fair: Fayetteville, NC (November 7-10, 2019)

The 53rd Annual Holly Day Fair is the largest holiday gift and craft show in Eastern North Carolina, and a one-stop holiday shopping event that draws an average of 22,000 attendees and over 200 vendors. Show-goers have an extensive selection of unique, handcrafted and manufactured products, including the best in holiday decorations, handmade crafts, stylish jewelry and clothes, children’s toys, and specialty food items. The fair will be held at the Crown Expo Center in Fayetteville, NC from November 7-10, 2019.

Learn more at www.hollydayfair.com Saathee.com

YALLFest: Charleston, SC (November 8-9, 2019)

YALLFest is a two-day festival sponsored by Blue Bicycle Books, the College of Charleston, the Charleston Area Convention and Visitors Bureau, and a host of local businesses. This year’s festival will take place between November 8 & 9, 2019 at various locations in downtown Charleston and feature Young Adult authors such as Nandini Bajpai, Soman Chainani, and Roshani Chokshi. For more info, visit www.yallfest.org.

EpicFest: Charlotte, NC (November 8-9, 2019)

EpicFest is a free literary festival that connects children, teens and families with books and the people who write them through activities that encourage a love of reading and learning. In its fifth year, EpicFest has become a wonderful family tradition. Nationally-recognized children’s and young adult authors and illustrators will spend two days in Charlotte to share their latest books, experiences and passion for libraries with kids of all ages. Authors and illustrators will visit select Charlotte-Mecklenburg Schools Friday, November 8, 2019 to speak with students, and will headline a literary festival at ImaginOn on Saturday, November 9, 2019 from 10am to 4pm. To learn more, visit www.cmlibrary.org/epicfest.

Asha Family Day: Raleigh, NC (November 9, 2019)

ASHA for Education is engaged to help educate underprivileged kids. To raise fund for this noble cause, ASHA-RTP has organized “Asha Family Day”. There will be a range of activities for the whole family, including competitions. Event will also be offering education breakouts to connect students and parents with counselors and providers for college preparations. The gala awards evening will have dinner with music and dance. Enjoy an evening and contribute to a good cause. This event is supported by Live Pulse Entertainment and will take place on Saturday, November 9, 2019 beginning at 2pm. Register for events when tickets are purchased. For more details, call 919-995-0566 or 919-889.0512 or visit, www.rtp.ashanet.org.

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November 2019

Community Events Mythical & Medieval Fest: Myrtle Beach, SC (November 9-10, 2019)

The Mythical & Medieval Fest is a Renaissance themed festival to raise money for the non-profit charity, Caleb’s Dragonfly Dreams. Between November 910, 2019, journey to a whimsical realm filled with a fairy forest, medieval combat, princesses, artisan’s village area, fire show and so much more. Activities include ax throwing, Viking toss and fight circle. All shows and live music are included with your paid admission. Sit on a hay bale and listen to musicians strum their guitars or play their flutes or watch blacksmiths form a bracelet from hard steel and glass blowers melt glass into a beautiful pendant. There will be plenty of fun games that kids of all ages will love. Everyone is a character so don’t forget your costume, imagination, and your willingness to support a great cause.

For more info, check out www.mythicalmedievalfest.com.

Cucalorus Festival: Wilmington, NC (November 13-17, 2019)

The 25th annual Cucalorus Festival will take place from November 13-17, 2019 in downtown Wilmington, NC. The non-competitive festival will showcase more than 150 films from all over the world and attracts an audience of 19,000 cultural travelers who come to celebrate the art-form and connect with peers. The festival’s spirited celebration has been recognized as a breeding ground for young artists, new ideas and future collaborations. Festival programs focus on dance, music videos, emerging artists, social justice, works-in-progress, and international cinema. To learn more including tickets and scheduling, visit www.cucalorus.org.

Southern Christmas Show: Charlotte, NC (November 14-24, 2019)

The 52nd annual Southern Christmas Show returns to Charlotte from November 14-24, 2019 at the Park Expo and Conference Center in Charlotte. Stroll past whimsical Christmas windows filled with holiday trimmings turned into stylish decor plus a southern-chic Rockefeller-inspired tree.

Other activities include Christmas Tree Lane, the miniature Enchanted Village, and the various shops of Olde Towne, a Kids Craft Corner, and plenty of Holiday Entertainment. Tickets at the door are $15 for ages 13+ and $4 for children 6-12.

Children 5 and under are free. Save $2 per ticket if you buy online. Learn more at www.southernchristmasshow.com.

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Elegant Aging Conference: Indian Land, SC (November 16, 2019)

All are invited for a healthy dialogue and fellowship with the Elegant Aging Conference and Reception which will be held on Saturday, November 16, 2019 at the Integra Wellness Center at 1040 Edgewater Corporate Pkwy in Indian Land, SC. Topics for the event include Honoring Your Body, Timeless Health Care, Make the Most of Your Doctor Visit, and more.

There is no cost for the event, but registration is required. The event will run from 1pm to 3pm.

Arrive by 12:45pm for seating. Registration for the event is available on www.eventbrite.com

BAPS Charities Health Fair: Morrisville, NC (November 16, 2019)

BAPS Charities will hold their free Health Fair Day on Saturday, November 16, 2019 from 9am 1pm. Many services will be presented including hearing test, dental screening, consultation with pediatrician, diabetes, obesity, and others. There is a blood work day on Saturday November 9, 2019 from 8 am - 11am. Registration fee is $10.

Fasting for 12 hours prior to blood work is necessary. The Health Fair Day is open to all even if no blood work done. Participants can bring their own blood results. The location is BAPS temple, 1020 Aviation Pkwy, Morrisville, NC. To register visit, www.tiny.cc/hf19raleigh.

Children’s Day Celebration: Morrisville, NC (November 16, 2019)

The Heritage India Association of NC presents the annual Children’s Day Celebration on Saturday, November 16 from 2:30pm - 8pm at HSNC Cultural Hall, Morrisville, NC. This year’s theme is “creativity in performing arts.” The event features lamp lighting, folk and classical dances, fashion show, musical performances, art sessions and vendors. There will be dance competitions in different age groups. Tickets range from $5 - $10. For more details contact: yashcgarg@gmail.com.

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Community Events Vintage Market Days: Columbia, SC (November 22-24, 2019)

Vintage Market Days is an upscale vintage and vintage-inspired indoor/outdoor market featuring original art, antiques, clothing, jewelry, handmade treasures, home décor, outdoor furnishings, consumable yummies, seasonal plantings and a little more. Vintage Market Days events are so much more than a flea market. Each Vintage Market Days event is a unique opportunity for vendors to display their talents and passions in creative venues. Vintage Market Days ColumbiaMetro will be showcasing local and national talent with vendors this November 22-24, 2018 at The SC State Fairgrounds. Learn more at www.vintagemarketdays.com/market/ columbia-metro.

AtomaCon Short Film Festival: Charleston, SC (November 22-24, 2019)

Charlotte Toy, Sports Card and NASCAR Show: (November 29-30, 2019)

AtomaCon is an annual 3-day media convention held in Charleston, SC held between November 22-24, 2019. In addition to 3 days of films, enjoy a Media Arts programming track including meet and greets with industry veterans and media experts with over 20 hours of panels, screenings, and Q+As. The short films shown at this festival generally run under 20 minutes that fall into typical “geek” genres - science fiction, fantasy, horror, and fan films. Special Guests will include various book authors, filmmakers, performance groups, and actors. See more info including ticket prices at www.atomacon.org.

The Charlotte Toy Hobby Sportscard & Hot Wheels Show Charlotte will be held on November 29-30, 2019 at the Park Expo and Conference Center in Charlotte. The show promotes the art of collecting sports and toy memorabilia, selling and buying in a show environment. Come shop with an array of vendors offering new collectibles, sports cards, vintage collector items, memorabilia of all kinds, hobby items, NASCAR collectibles, modern toys, games and much more. Admission will be $5 for adults, and kids 15 & under admitted free. Learn more at www.insidepitchpromotions.com.

Arts & Crafts Extravaganza: Matthews, NC (November 23, 2019)

Christmas Carousel Holiday Market: Raleigh, NC (Nov 29-Dec 1, 2019)

The Arts and Crafts Extravaganza will be held on November 23, 2019 at the Matthews United Methodist Church. It will host more than 80 artisan vendor booths. Come shop jewelry, handbags, scarves, handmade toys, soaps and much more.

There will also be entertainment, a bake sale, silent auction, tasty food and much more. Proceeds from the Vendor Fees and Silent Auction will go to COSKids, a Non-Profit Ministry which supports Single Parent Families. Proceeds will benefit a charity and scholarship fund. Admission and parking are both free.

Learn more at www.craftsinmatthews.com.

The Triangle’s largest marketplace for arts, crafts and seasonal favorites! Going strong for 32 years, The Christmas Carousel Holiday Gift Market one of the largest collections of arts, crafts & holiday gifts assembled in one location. As you stroll through the event at the NC State Fairgrounds, you’ll meet over 250 exhibitors from all across the Southeast, showcasing thousands of one-of-a-kind items and unique gifts! Santa will be there all three days between November 29 and December 1, 2019.

Admission is $8 for adults, $7 for seniors (60+), $4 for children (6-12 years), children 5 and younger are free. See more info at www.christmascarousel.com.

Carolina Renaissance Festival: Huntersville, NC (thru November 24, 2019)

History comes alive with day long entertainment, arts and crafts, games and rides, jousting knights on horseback, feasting and so much more. Introduced in 1994 with six acres of exhibits, attractions and entertainment, the event has grown into a 22-acre theme park. The Renaissance Festival is a 16th century European-style art and entertainment festival combining outdoor theater, circus entertainment, marketplace, jousting tournament, and a feast fit for royalty. The fest runs through November 24, 2019. Tickets available at Harris Teeter locations, online, or on-site. Learn more at www.carolina.renfestinfo.com.

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Christmas Town USA: McAdenville, NC (December 2-26, 2019)

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Since 1956 the residents of McAdenville, NC have changed their town to Christmas Town USA. over 160 decorated homes, 265 trees and other common areas of town are lit with a vast array of Red, White, and Green lights. Walk or drive through the town between December 2 and December 26, 2019 and see the entire holiday splendor. The experience is free for all ages. For more information, visit www.mcadenville-christmastown.com.

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Tale of Two Democracies

have an edge over Trump. Modi has impressed foreign media equally through building the image of India as an emerging power. He never alienated or questioned the legitimacy of the Two democracies, India is the largest and United States the press, but instead used a constant barrage of positivity to attract oldest and the most powerful, draw remarkable parallels. The attention. two leaders of the respective countries carry nationalist views and often take on unconventional paths to fulfill their election Appeal to the base: pledges. Both leaders came to power As far as the strength of their bases, Trump won by a My attempt here from two ends of the spectrum but remarkably slim majority through the strategic garnering of with a strong motivation to deliver electoral votes. Modi on the other hand, proved his massive is to share what their predecessors who were election wins in 2014 and again in 2019, by wide margins. Modi apparent seasoned politicians failed to deliver never questioned the election process while Trump, despite the differences as to in prior decades. win, pointed at errors in the polling. He often evokes fear to President Trump and Prime draw attention as with the “invasion from the southern border” how and what Minister Modi often are in a love-hate and “China stealing jobs.” His narrative is heard by the general they do. relationship. The media appetite was public in two starkly contrasting ways, which speaks to the saturated by the political “bromance” polarization of America’s politics. Unsurprisingly, Trump of two leaders at a huge rally in Houston recently where both continues to enjoy the same level of support he had in the past leaders tried their best to help each other via their own loyal because he has a loyal base. He has done little to sway anyone base. Both are seen driving similar agendas - jobs, tight outside of his base to change their opinion about him. So if he immigration policies and so on. So my attempt here is to share wins again, it will only prove that the opponent is weaker and apparent differences as to how and what they do. more politically incompetent. He has not left many faithful people in the inner circle including his communications staff to Freedom of Press: explain his moves and rhetoric.

Both seem to avoid or dislike freedom of press. Well, not Modi and his surrogates include journalists/talk-show quite true. Modi has a highly sophisticated and dedicated hosts, popular spiritual leaders, corporate leaders and even apparatus to keep the PR campaign, sometimes he’s alleged to Bollywood celebrities who continue to praise Modi’s agenda. spin one side of the story or withhold information. On the other This has built the larger-than-the-life persona where Modi is hand, Trump continues to disdain all media outlets, other than continued on page 64 Fox, that are relentlessly dissecting his (poor) choice of words and opinions to demonize nearly the entire journalistic community. The onslaught by labeling most of the news outlets, Anand Kothari national and international, as ‘fake’ has raised questions of Kothari is an IT professional and authentic journalism and demoralized the press corps. Trump community volunteer. questions the integrity of the press and fails to leverage the toanand@yahoo.com power of the mighty pen to enhance his image in the history as a promoter of democratic values. This is where Modi seems to

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The Name to Remember for the celebration you will never forget!

November 2019

Upcoming Movie Releases November 8

November 1

Doctor Sleep (Director: Mike Flanagan) Cast: Ewan McGregor, Carl Lumbly, Alex Essoe, Rebecca Ferguson, Zackary Momoh, Jocelin Donahue, and Jacob Tremblay

Terminator: Dark Fate (Director: Tim Miller) Cast: Arnold Schwarzenegger, Mackenzie Davis, Gabriel Luna, Natalia Reyes, Diego Gonzรกlez Boneta, and Linda Hamilton

Bypass Road (Director: Naman Nitin Mukesh) Cast: Neil Nitin Mukesh, Adah Sharma, Gul Panag, Sudhanshu Pandey, Manish Choudhary, Rajit Kapoor, and Shama Sikander

Harriet (Director: Kasi Lemmons) Cast: Cynthia Erivo, Leslie Odom Jr., Joe Alwyn, Jennifer Nettles, Clarke Peters, and Janelle Monae

Midway (Director: Roland Emmerich) Cast: Woody Harrelson, Mandy Moore, Luke Evans, Aaron Eckhart, Keean Johnson, Tadanobu Asano, Nick Jonas, Ed Skrein, Patrick Wilson, and Dennis Quaid Primal (Director: Nick Powell) Cast: Nicolas Cage, Kevin Durand, LaMonica Garrett, Michael Imperioli, and Famke Janssen

Bhangra Paa Le (Director: Sneha Taurani) Cast: Sunny Kaushal, Rukshar Dhillon, and Shriya Pilgaonkar

Klaus (Director: Sergio Pablos) Cast: Jason Schwartzman, Rashida Jones, JK Simmons, and Joan Cusack

Motherless Brooklyn (Director: Edward Norton) Cast: Edward Norton, Bruce Willis, Gugu Mbatha-Raw, Alec Baldwin, and Willem Dafoe

Marjaavaan (Director: Milap Zaveri) Cast: Ritesh Deshmu, Siddharth Malhotra, Rakul Preet, and Tara Sutaria

The Irishman (Director: Martin Scorsese) Cast: Robert DeNiro, Al Pacino, Bobby Cannavale, Harvey Keitel, Ray Romano, Welker White, and Joe Pesci

Ujda Chaman (Director: Abhishek Pathak) Cast: Sunny Singh Nijjar, Maanvi Gagroo, Atul Kumar, Grusha Kapoor, Gagan Arora, Karishma Sharma, Aishwarya Sakhuja, Sharib Hashmi, and Saurabh Shukla

November 6

Marriage Story (Director: Noah Baumbach) Cast: Scarlett Johansson, Adam Driver, Laura Dern, Ray Liotta, Julie Hagerty, and Alan Alda Saathee.com

continued on page 64

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November 2019

Film Clips Pagalpanti

Veteran film director Anees Bazmee guides the cast, including Anil Kapoor, John Abraham, Arshad Warsi and Ileana D’cruz in the upcoming film Pagalpanti. The story is about a tourist group from India that sets out on a vacation to only have their trip to turn into a patriotic mission. Will it end well for them? Find out when the film opens on November 22.

Jhalki

A life-altering disappearance of her 7-year old brother sets young Jhalki off on a mission to find him at all costs. Armed with an intimate folk-tale and her own sharp mind, is Jhalki’s journey the start of a spiral that will change the lives of thousands for good?

Inspired by true events, with a backdrop of humantrafficking and child-labor, Jhalki becomes an atypical thriller of hope, courage, self-belief and perseverance, seen through the eyes of a 9-year-old girl, who will not stop anywhere short of a triumph. The film, directed

by Brahmanand S Siingh, stars Boman Irani, Tannishtha Chatterjee, Sanjay Suri, Divya Dutta, and Joy Sengupta, Govind Namdeo. Look for it in cinemas on November 15.

Bala

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The upcoming comedy tells the story of a man who is balding prematurely and how he copes with the situation.

Bala is directed by Amar Kaushik and stars Ayushman Khurana, Bhumi Pednekar, Yami Gautam, Saurabh Shukla, and Javed Jaffrey. It opens in theaters on November 15.

Hala

Hala explores the story of the titular character (played by Geraldine Viswanathan) who is a high school senior and Muslim teenage girl who rides a skateboard to school, writes poetry, and struggles with her parents’ idealistic plans for her future. Her mother (Purbi Joshi) wants her Westernized daughter to remember her roots, and yet appreciates that she does not have to deal with the restrictions they had in Pakistan. Her father (Azad Khan) sees Hala as nothing but the perfect daughter who studies very hard and will simply wait for a “good Muslim man” for marriage as opposed to dating. Directed by Minhal Baig, the film is an extension of the short film she created in 2016.

The rest of the cast includes Jack Kilmer, Anna Chlumsky, and Gabriel Luna. The film is set to release on November 22.

Rajkumar Rao and Priyanka Chopra Jonas to star in The White Tiger

Adapted from Arvind Adiga’s Man Booker Prize-winning novel by the same name, The White Tiger stars debutante Adarsh Gourav, Rajkummar Rao (Stree, Bareily Ki Barfi, Newton), and global icon Priyanka Chopra Jonas in pivotal roles.

Netflix is producing it in association with Mukul Deora, while Ramin Bahrani (Fahrenheit 451 and 99 Homes) will direct and 28

write the screenplay. Chopra Jonas will serve as executive producer.

The story follows the journey of a self-made man from tea-shop worker in a village to successful entrepreneur in a big city.

Speaking about the film, Chopra Jonas said, “I’m so excited to work with Ramin Bahrani and Netflix to bring Aravind Adiga’s poignant story to cinematic life.

When I read the book, I was fascinated with the perspective of the narrative. The story’s portrayal of raw ambition and the extent one will go to achieve one’s goals is riveting. I look forward to filming this in India this fall, and also working along with Rajkummar Rao for the first time and the wonderful cast Ramin is putting together.”

Sanjay Patel will Helm Animated Preschool Series Ghee Happy

Netflix has greenlit a new animated preschool series, Ghee Happy, from director, animator, and illustrator Sanjay Patel.

He is best known for his work on numerous Pixar films, such as Monsters Inc., Ratatouille, Cars, Toy Story 2 and The Incredibles 1 & 2.

He directed the short animated film Sanjay’s Super Team, inspired by his own childhood.

“For the past 25 years I’ve been working in kids and family entertainment without having kids of my own. Having finally become a parent, I’m so excited and lucky to be able to create a preschool series that introduces the great pantheon of Hindu Deities, not just into a beautiful and colorful series that is truly entertaining and original to my kiddos, but to families around the world,” said Patel.

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November 2019

Drumbeat Builds For a Peace Corps of Caregivers

By Judith Graham, Kaiser Health News

Imagine a government program that would mobilize volunteers to help older adults across the nation age in place. One is on the way.

According to the Bureau of Labor Statistics, more than 1.2 million new paid jobs of this kind will be needed by 2028. But filling them will be hard, given low pay, difficult work conditions, limited opportunities for professional advancement and high turnover.

This notion of a domestic Peace Corps for caregiving, if you will, has been circulating since 2013, when it surfaced in a Twitter chat on elder care. In 2017 and 2018, bills introduced in Congress proposed a demonstration project, unsuccessfully.

Now, four organizations will spearhead the Care Corps project: the Oasis Institute, which runs the nation’s largest volunteer intergenerational tutoring program; the Caregiver Action Network; the National Association of Area Agencies on Aging; and the Altarum Institute, which works to improve care for vulnerable older adults.

The initial grant to the group is $3.8 million; total funding for the five-year project is expected to be $19 million, according to Greg Link, director of the ACL’s office of supportive and caregiver services.

This fall, project leaders will invite organizations across the country to submit proposals to serve “non-medical” needs of older adults and younger adults with disabilities. Next spring, up to 30 organizations will get 18-month grants of $30,000 to $250,000, according to Juliet Simone, director of national health at the Oasis Institute.

The goal is to discover innovative, effective programs that offer services to diverse communities (geographic, racial and ethnic) and that can be replicated in multiple locations.

“We want the organizations that apply to be very flexible and creative,” said Anne Montgomery, deputy director of Altarum’s Program to Improve Eldercare. “And we’re aiming to create a volunteer infrastructure that can last and be sustainable.”

All volunteers will undergo background checks and training, and there will be an emphasis on evaluating program results.

“We want to be able to say, ‘Here are the services that people really need, and these are the types of things that work well for specific populations,’” said John Schall, CEO of the Caregiver Action Network. Services could include preparing meals, taking seniors to church or home-based tech support for computer users, among many other possibilities.

The Administration for Community Living, part of the Department of Health and Human Services, is taking steps to establish a National Volunteer Care Corps.

If it’s successful, healthy retirees and young adults would take seniors to doctor appointments, shop for groceries, shovel snowy sidewalks, make a bed or mop the floor, or simply visit a few times a week.

Older adults would not only get a hand with household tasks, but also companionship and relief from social isolation.

And family caregivers could get a break.

Younger volunteers might get class credit at a community college or small stipends. Older volunteers could enjoy a satisfying sense of purpose.

There’s no question the need is enormous, as the ranks of the oldest Americans ― those age 85 and up, who tend to have multiple chronic illnesses and difficulty performing daily tasks ― are set to swell to 14.6 million in 2040, up from more than six million now.

Who will care for these seniors? More than 34 million unpaid family caregivers currently shoulder that responsibility, along with 3.3 million paid personal care and home health aides. (Medicare does not pay for long-term care services or continued on page 114 non-medical services in the home.)

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November 2019

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November 2019

Immigration Matters

By Rishi P. Oza

The Evolution of the Public Charge under the Trump Administration

The current occupant of 1600 Pennsylvania Avenue partially won the 2016 election with a core plank of his presidential platform focusing on the nation’s sprawling immigration system. President Trump ran on cracking down on illegal immigration, securing the nation’s borders and tightening legal immigration means of entering the country. As America reaches nearly three years into the Trump presidency, the Administration’s record of success on immigration is a mixed bag and has been beset by false starts, extensive litigation and constant change at the top of the US Department of Homeland Security. With this churn has come a wave of new policies and regulations Most likely to be aimed at ensuring that newly arriving impacted by this immigrants are not considered public change are older charges in the United States.

What is a Public Charge” What is a “public charge”? The Immigration and Nationality Act does not explicitly define the term, but a long history of cases has provided a generally accepted description to include any individual that is reliant upon local, state or the federal government for support in the United States. Such support includes government assistance with housing, food supplements, health care and other care requiring taxpayer support. Historically, USCIS and the legacy INS before it, used a “totality of the circumstances” test to determine if an individual was a public charge, taking into account a person’s age, educational level, capacity to earn a living, health and family situation, work history and support from current US citizens or green card holders. This multifactor test has been the cornerstone of each agency’s analysis in determining whether an individual coming to the United States would be likely to need governmental assistance in order to survive in the country.

With the immigration debate raging in the nation’s political discourse, the use of public benefits by immigrants, particularly those that are undocumented, has led to prognosticators on all sides of the issue to debate the merits of widening or narrowing access to public benefits for those in the country. Despite wideranging research indicating shows that individual immigrants use public benefits at lower rates than native-born Americans,

immigrants (i.e. parents of US citizens)

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36

the Trump Administration has sought to implement a range of reforms aimed at restricting the number of individuals that will be able to establish that they will not become public charges in the United States. These changes have been met with mixed emotions and confusion both inside the agency and with practitioners in the field.

What may be the most impactful reform implemented by the Administration is President’s Proclamation of October 4, 2019, requiring immigrants seeking to move to the United States establish that they will not “financially burden the United States healthcare system.” Starting November 3, 2019, individuals will have to establish that they will be covered by an approved health insurance plan within 30 days of their arrival or possess sufficient financial resources to pay for reasonably foreseeable medical costs. Although this proclamation exists outside of the standard public charge rules governing financial security for newly arriving immigrants, the purpose and outcome are the same.

Most likely to be impacted by this change are elder immigrants (i.e. parents of United States citizens) that may be coming to the United States to be cared for by their children; those seeking to have their parents immigrate will now have to put into place some type of evidence substantiating that the immigrant will have health insurance or the ability to pay for medical expenses upon arrival, a daunting task given the complexities already associated with the country’s healthcare system.

The President’s proclamation was coupled with a second announcement from USCIS requiring applicants for a green card to submit an I-944 Declaration of Self-Sufficiency. The I944, a new sprawling 19-page form, asked applicants to provide extensive amounts of personal information to the government, including credit reports, a listing of all household members and their assets, liabilities and debts, evidence of health insurance coverage and photocopies of educational degrees.

In implementing the new Public Charge rules, USCIS sought to both roll out and implement the I-944, along with a number of other revised forms, on October 15, 2019, all without permitting any public preparation ahead of the implementation date.

Not surprisingly, the change was met with resistance from immigrant-rights groups and private practitioners, resulting in extensive court litigation. The implementation was mercifully halted by a federal court mere days ahead of the October 15 launch date, but not before grey hairs sprouted across law offices nationwide.

While the litigation over these new rules are sure to last months if not years, the American public has been put on notice as to the Trump Administration’s desire to work within the current legal and regulatory framework in changing the rules as they apply to new immigrants. While pundits will argue as to whether these new rules are fair or foul, the fact remains that changes, like them or not, are going to continue to come while Mr. Trump continues to occupy the White House.

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Partner at Brown Immigration Law LLC, a firm that focuses on immigration law; he practices in Durham. roza@rbrownllc.com November 2019

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November 2019

Namaskar Y’all

Reflections and a few confessions as an Indian American in the Carolinas

By Shyama Parui

What’s Luck Got to Do with It?

Imagine that you are driving your car to run a quick errand.

As you move to the turn lane to go left, a pickup truck comes speeding from the opposite direction and hits the front of your car. You step out of the driver’s seat shaken but unhurt. The car’s headlights and hood are smashed, and you can smell the strong windshield fluid as it drips on the ground. After exchanging insurance information and completing other formalities, you make your way home, park the car and still make it to the airport on time for your flight to India.

Would you consider yourself lucky that you escaped without a scratch and that you have insurance and enough finances that you can repair your favorite vehicle? Or would you consider yourself as unlucky because of all the cars on that very road, at that very moment, it was your car that was hit by an irresponsible driver, who by the way only had a little paint scratched off from his bulky road bully otherwise known as a full size pickup truck. I guess it would depend on your belief in the idea of luck and the perspective you take.

The concept of luck is widespread, although it may be referred to in different ways. “Bhagyo Bhalo”, “Naseeb Accha Hai” are used to describe people with good fortune. Some religious beliefs strongly link this to the fate you are born with and regard it as a reward for good deeds performed in one’s past life. Astrology, with its many calculations related to the movement and position of celestial objects attempts to predict moments that are ripe for success. Hindu calendars identify certain days as auspicious for important life decisions such as weddings, the purchase of a home or start of a business venture.

On specific days Goddess Lakshmi, worshipped as the Goddess of Wealth and Prosperity, is more likely to shower you with blessings. With divine approval your chances of winning a hand at poker or purchase of valuables can potentially increase.

Festivals such as Dassera and Diwali boost sales of precious metals and consumer durables as these occasions are considered promising. The buying frenzy stemming from that Saathee.com

belief probably started an ancient version of “Black Friday”. It makes me wish I had timed the purchase of my kitchen appliances better as each one of those appliances turned out to be problematic. I refuse to believe that my misdeeds caused the breakdown of my fridge right before a party at home, because that would mean overlooking the failure on the part of the manufacturer to make good quality products.

If you are willing to accept luck as an influential factor in your life, it leads to an examination of its power. Is it finite, inherent or subject to your own actions? I remember watching a thought-provoking episode of the X-files from years ago that implied that there was a finite amount of luck in the universe.

One person’s windfall meant another’s downfall. If the world’s luckiest person was aware of this, he or she would probably be afraid of winning the lottery with the highest prize money as it might bring pain to someone else, perhaps a loved one. While there may be outliers, the horoscopes of most people seem to be sprinkled with the same number of favorable predictions about fortuitous gifts.

If we aggregate our life’s experiences, we may realize that the scales of good and bad luck are fairly balanced in our kismet. On one hand, an individual may have been blessed with exquisite beauty, inherited prized paintings from a distant relative, and have a loving spouse, but on the other hand that same individual could be hurt by property damage due to flooding, poor health from a mysterious illness or the loss of a job right before vacation. When things go well, we often forget how “lucky” we are. Instead, we take things for granted and expect them to keep getting better.

Let’s look at another possibility. What if the figurative Lady Luck doesn’t exist at all? And, what if we truly are the creators of our own destiny? Psychologists often talk about the role of expectations and how positive expectations both implicit and explicit, affect performance. So, when parents think that their child will be strong and successful if they are born a Leo or in the Chinese Year of the Dragon, they might behave in ways that support greater success. For example, these parents may invest more money in the child’s education, offer encouragement and ultimately pave the path for a self-fulfilling prophecy.

In fact, according to Rebecca Weber’s article called, “Make Your Own Luck” published in Psychology Today (2010) chance plays a large role in love and work. How you embrace that unplanned and perhaps risky encounter is what differentiates you from an unlucky person or situation. Surprisingly, people who consider themselves “lucky” tend to find more opportunities. This interesting outcome has been observed in controlled studies conducted by Richard Wiseman, somewhat of a leader in this field. So, even if your friends laugh at your superstitious rituals that make your favorite football team win or scoff at your possessiveness of a lucky interview suit, you can carry on with confidence. Believe you are lucky, and you just might get the break you were looking for.

Shyama Parui

Shyama is a long time North Carolina resident and an ardent writer. You can reach her at: shyamashree_parui@hotmail.com

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November 2019

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November 2019

The Different Shades of

Thanksgiving Indian Americans are interpreting the holiday in a more personalized and unique way

By Shivani Tripathi

Thanksgiving can bring people together in such a lovely and sincere manner. Unlike Christmas where there is much pressure of gift-giving, Thanksgiving focuses more on sharing time with loved ones over a heavy helping of delicious food.

Food is an expression of identity, of one’s history and even of one’s beliefs.

My own family has experimented with Thanksgiving themes and dishes, which depended a lot on who all was willing to cook, and even some years has picked up food from a nice grocery store or restaurant. As a school kid when asked what I ate for Thanksgiving, it wasn’t easy to describe homemade chole bhature, which was a fun dish my family would often enjoy on holidays. One year my family tried cooking a more traditional meal. Choosing to cook a chicken, as a turkey would be too large a project, my parents asked the butcher at our grocery store how to prepare the bird. My mostly vegetarian parents winged it and in the pre-internet era of easy tutorials, the result was a super dry chicken which we had to pour hot sauce on for flavor. It was our first and last attempt to cook a whole avian.

Since then we’ve had holiday dinners that were a fusion of cuisines, or even a cooked-from-scratch Italian spread but the never-fail plan would inevitably be take-out from an Indian establishment that was open on the day (and would be slammed with orders). Recently some Indian eateries, on which many relied on for dinner when majority of establishments were shuttered, have started closing saying they too need a break! The more memorable Thanksgivings we’ve spent together involved family members going around the table saying three things they are thankful for, which would bring both laughter and tears of joy to the meal.

When visiting home isn’t possible, celebrating Friendsgiving with close pals warms the heart just as much. I remember Friendsgiving being especially common when I was attending graduate school in Connecticut, as a fair number of students were from overseas. Their enviable holiday spread looked like the most delicious UN meeting ever with cuisine from Iran, Democratic Republic of Congo, Russia, India, Brazil and others. Today, social media posts of creative recipes and colorful Thanksgiving spreads show what gatherings of family and friends means when expressed through food.

A fascinating mixture is often on display when South Asian flavors enhance what are considered traditional Thanksgiving foods such as turkey, mashed potatoes, cranberry sauce and pumpkin pie into tandoori turkey, jeera mashed potatoes, cranberry chutney and pumpkin halwa! With friends and family bringing dishes to contribute to the festivities, appetizers, main dishes and desserts can be from any part of the globe or simply reflect a person’s curiosity in trying a new Saathee.com

recipe, or the desire to introduce people to a cherished family dish. The beautiful notion in all this is that families across America celebrate being American in ways that are special and meaningful to them.

What Thanksgiving means to the Indian American community comes in many forms. Similar to Christmas, on Thanksgiving Day many Indian American households choose to treat it as a more typical weekend which may involve going to Indian grocers or watching an Indian movie in a theater. But more and more families are creating their own definition of the holiday by incorporating regional dishes in the Thanksgiving spread, and including specialties which speak to their familial history and interests.

Food, Family, and Parades The origin of how Thanksgiving is celebrated in the United States dates back to 1621 in Massachusetts when Pilgrims celebrated the fall harvest with Native Americans. This event ultimately honors different cultures sharing something very special together: a meal. Today it’s less about Pilgrims and Natives, and more about food, family and watching Thanksgiving Day parades (whether in their town or on television) and even readying for Black Friday shopping. Black Friday, the day after Thanksgiving, is start of Christmas shopping season and encourages early risers to nab the best deals on most everything from electronics to toys to clothing.

Many Desi aunties and uncles compare notes on where they found great bargains, and often gloat about finding a better deal than their peers. Thankfully there has been pushback on Black Friday creeping into Thanksgiving Day, as many retailers were opening shop and advertising bargains on Thursday itself!

America is fully immersed in the autumn season which in many regions means cozy sweaters, trees shedding their colorful leaves and families preparing to celebrate the Thanksgiving holiday. School children make turkey-shaped decorations as art projects, adults try to tie loose ends at work before millions across North America board planes, trains and automobiles, making it the time of year when most Americans travel.

Whether it’s being thankful for family, friends, good food, one’s Indian heritage and the freedom and opportunities the United States provides, taking a moment to count your blessings is certainly the best way to celebrate this great American holiday.

Shivani Tripathi

Shivani Tripathi cannot remember a time she wasn’t madly in love with Indian cinema and writing. She spends time in New York, North Carolina and Twitterpur at @Shivani510.

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November 2019

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College Admissions Insider

By Lindsey Conger

Five FAFSA Tips To Get The Most Financial Aid

As colleges get more expensive each year, students rely more frequently on financial aid to help offsets the costs of education. However, many students are making simple 5. Finish it! mistakes that cost them thousands of dollars in grants or The FAFSA takes time to do, but it is well worth the scholarship money each year. Here are five tips to help you get struggle. In fact, a study by the NCAN (National College Access the most financial aid possible.

Network) collegeaccess.org/page/WhyInvestFAFSA, found that seniors who finish the FAFSA are 63 percent more likely to 1. Fill Out The FAFSA enroll in a university than students who don’t complete the One of the easiest ways to get financial aid for college is form. filling out the Free Application for Federal Student Aid (FAFSA). While some students mistakenly believe that the Spend a few days completing the FAFSA! While it can be a FAFSA or CSS (College Scholarship Service) Profile is only for complicated process, it makes college more affordable and is students with extreme financial needs, this is false. All students, one of the necessary steps you should take when preparing for regardless of their economic background, should fill out the college.

FAFSA. This application not only takes into account the income level but also the number of children in the family and how Lindsey Conger many are enrolled in college simultaneously.

Each year, more than $24 billion in state, federal and institutional aid goes unclaimed because people do not fill out the FAFSA. While the FAFSA can be a bit tedious, it is well worth the few hours it takes to complete.

2. Submit The FAFSA Now The FAFSA application opens on October 1, and it is beneficial to you to fill it out as soon as it opens. Many organizations that gave out larger financial packages will have early deadlines, often before the new year.

Many of these organizations operate on a “first-come, firstserve” system, and by applying early, you give yourself the best chance to earn more financial aid. You can find the full list of FAFSA deadlines on the US Department of Education’s website: studentaid.ed.gov/sa/fafsa#deadlines.

3. Complete The Right Form Unfortunately, some people have created look-a-like websites to trick people into putting in their financial data or credit card information. Before filling out the form, check to ensure you are on fafsa.gov, which is the only official FAFSA website.

Make sure you are filling for the correct year. For example, if you are planning on enrolling in college for the 2020-2021 year, make sure you are selecting the form for that year. Filling out the form ensures you get all the financial aid you are entitled to for that school year.

4. Add ALL Your Schools One of the biggest mistakes students make is not adding in all their schools to the FAFSA form. Initially, you can only add 10, but after you receive your Student Aid Report (SAR), you can send the FAFSA information to all the schools. Even if you replace another school’s code with another one, it will never delete your financial information from that university’s system.

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Lindsey is a College Counselor and tutor at Moon Prep. She helps students create memorable personal statements and tutors students to increase their academic profile to universities. www.moonprep.com

IMMIGRATION ATTORNEY LAW OFFICES OF DAVID A. CONCHA

725 East Trade St., Suite 105 (Court Arcade Building)

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SERVING THE INTERNATIONAL COMMUNITY My parents are IMMIGRANTS therefore I can understand your situation. You will be treated with the utmost integrity and respect.

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OCI - Indian Passport - Renunciation - Tourist Visa

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Desai & Desai LLP www.desaillp.com Anup Desai or Parag Patel 1000 Bearcat Way, Suite 105, Unit 3 Morrisville, NC 27560

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November 2019

Karamjit Kaur Financial Services Professional Registered Representative offering securities through NYLIFE Securities LLC,Member FINRA/SIPC, a licensed Insurance Company.

Licensed Insurance Agent

6100 Fairview Rd. Suite 400, Charlotte, NC 28210 kkaur03@ft.newyorklife.com Cell: 704-451-5605 Work: 704-371-8500 716-381-0003

OPENING DOORS IN THE CAROLINAS Listening is gaining information and building relationships with clients, and that’s why I love what I do. I will listen to your needs and wants first, whether you relocating to this beautiful Queen City of Charlotte or anywhere in the Carolinas or looking for a bigger or smaller space to buy or sell.

Based on your requirements, I will bring in my expertise & knowledge about the neighborhood, market in general and work for my clients, service my customers and deliver prompt solutions.

WHY SHOULD YOU CHOOSE ME?

As a Coldwell Banker Residential Brokerage independent agent, I will provide you with a real estate experience, market your home worldwide and assist in finalizing the details through affiliated mortgage, title, relocation and closing services. I will aggressively follow a marketing plan that is uniquely customized for your home.

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OPEN THANKSGIVING

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November 2019

Spot the Differences See if you can spot the 10 dierences between the original photo on top and modiďŹ ed one on bottom. Answers are on pg 120.

Saathee.com

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November 2019

Insurance Shopping SONAL PATEL

AUTO

COMMERCIAL

HOME

HEALTH & LIFE

Sonal Patel - Independent Agent CERTIFIED SPECIALIST FOR INSURANCE BENEFITS Over 65 Enrollment for Medicare Plan: Oct 15th - Dec 7th, 2019 Enrollment Period for Marketplace: from Nov 1st - Dec 15th, 2019 For the best coverage for all your insurance needs, call Sonal TODAY!

New to Medicare or Looking for answers?

Please call Sonal at 704-733-8216 Educational Meeting or Appointments.

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REPRESENTING MOST MAJOR CARRIERS The importance of education today is undeniable.

Are you prepared for what it costs?

It takes planning to fund the cost of an education considering that between 2006-07 and 2016-17, published in-state tuition and fees at public four-year institutions increased at an average rate of 3.5% per year beyond inflation1. While tuition will be the largest expense, don't forget about these additional costs that may be incurred: Pre-College Costs • Standardized test fees • Test prep courses and materials • Campus visits • Moving costs Additional College Costs • Room & Board • Books & Supplies 1 College Board (Trends in Higher Education) 2017 • Transportation

Talk it through with an expert. We’re Here to help.

Rasheed Ulhaq Dedicated Agent Phone: 704-709-7520 Cell: 310-418-0816 rulhaq@ft.newyorklife.com New York Life Insurance Company Charlotte General Office 1729183 EXP: 3/10/2019

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November 2019

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November 2019

Increase Your

Knowledge

Andaman and Nicobar Islands 1. The Andaman and Nicobar Islands are a Union Territory of India. They comprise more than 300 islands of which about three dozen are inhabited.

2. Port Blair, located on South Andaman Island, is the territorial capital.

3. According to Encyclopedia Britannica, the name Andaman most likely is derived from the name of the monkey god of Hindu mythology, Hanuman. The name Nicobar probably derives from the Tamil word nakkavaram (“land of the naked”).

4. The Andaman Islands and their neighbors to the south, the Nicobar Islands, are peaks of a submerged mountain range and form an arc stretching southward for some 620 miles (1,000 km) between Myanmar and the island of Sumatra, Indonesia. They are located east of India, at the southeastern edge of the Bay of Bengal.

5. The Andaman Islands are home to the Sentinelese people, an uncontacted people.

The Sentinelese are the only people currently known to not have reached further than a Paleolithic level of technology.

6. The Cellular Jail, also known as Kãlã Pãni (Hindi for black waters), was a colonial prison in the Andaman and Nicobar Islands. The prison was used by the British especially to exile political prisoners to the remote archipelago. Many notable independence activists such as Vinayak Damodar Savarkar, Batukeshwar Dutt, Yogendra Shukla, among others, were imprisoned here during the struggle for India’s independence. Today, the complex serves as a national memorial monument.

7. Today, Andaman and Nicobar Islands are developing into a major tourism hub with exotic beaches and pristine islands that offer adventure sports like snorkeling and sea-walking.

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November 2019

INDIA GROCERS Where Quality Meets Value. Low Prices Every Day!

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509 North Polk St. (South Blvd) Pineville, NC 28134 Open 7 Days a Week: 9:30 am to 8:30 pm

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We Accept EBT Cards & All Major Credit Cards (Including American Express)

open 7 days a week for lunch & dinner

Lunch Buffet everyday Dinner A La Carte everyday

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November 2019

Nutrition for Life

By Parul Kharod

4. Behavior support 5. Smoking

November is American Diabetes Month

Nutrition • Maintain optimal weight with good eating habits and regular physical activity • Lose weight if you need to. People who are overweight should strive for at least 5-10% weight loss

• Move toward a plant-based diet • Avoid or limit animal foods • Choose high fiber foods such as variety of whole grains and beans • Eat plenty of non-starchy vegetables • Eat whole fruits • Eat healthy fats from nuts and seeds

• Avoid saturated fats (meat, cheese, paneer, butter) and trans fats (shortening, Dalda, hydrogenated oils, palm oil)

• Get nutrition counseling from a Registered Dietitian • Make sure to get advice from a licensed healthcare professional with formal training in the nutritional needs of individuals with diabetes • Get continued help by going to follow up visits • Follow advise to reduce simple sugars in the diet and learn how to eat healthy carbohydrate foods • Attend diabetes group classes for more education

World Diabetes Day is on November 14, which is the world’s largest diabetes awareness campaign reaching a global audience of over 1 billion people in more than 160 countries.

Diabetes is such an epidemic worldwide that we cannot talk enough about it. As we know Asians are genetically at a higher risk to develop insulin resistance and thus diabetes is more prevalent in our community. It is important that we continue to be aware of any new research and updates on this subject.

In January 2019, The American Association of Clinical Endocrinologists (AACE) and American College of Endocrinology (ACE) published an annual update to their joint algorithm for the management of Type 2 diabetes.

This update also highlights obesity and prediabetes as underlying risk factors for development of diabetes. So the recommendations are not just for treatment but also for prevention of diabetes and other related diseases such as obesity and heart disease.

Physical Activity • 150 minutes per week of exercise with moderate exertion • This could be done as 30 minutes 5 days per week • It can include any form of exercise such as walking, jogging, swimming, biking, aerobics classes, yoga, etc.

• Strength training a few days per week using weight, resistance bands or gym equipment

• Use a structured program such as classes or coach/trainer if needed

• Use devices and technology such as pedometer, Fitbit or apps to measure physical activity • Ask your doctor; get medical clearance if needed.

According to the joint AACE/ACE update, the principles of treatment for diabetes are broadly divided into these two categories:

Sleep • Get about seven hours of sleep every night.

• Practice best sleep hygiene • Limiting daytime naps to 30 minutes. Napping does not make up for inadequate nighttime sleep.

However, a short nap of 20-30 minutes can help to improve mood, alertness and performance.

• Avoiding stimulants such as caffeine close to bedtime.

• Avoid strenuous workouts close to bedtime.

1. Lifestyle Therapy – making changes to daily habits for overall health

2. Using algorithm for treatment of high blood sugars – detailed steps for medications and insulin as needed.

Additional medications as needed to treat high blood pressure, high cholesterol and other health concerns.

Let’s talk a little more about the Lifestyle Therapy because that is the only thing we have in our control.

continued on page 114

According to the AACE/ACE guidelines, lifestyle therapy is divided into five categories: 1. Nutrition 2. Physical Activity 3. Sleep Saathee.com

Parul Kharod, MS, RD, LDN

is a registered dietitian and licensed nutritionist and works as a Clinical Dietitian with Outpatient Nutrition Services at WakeMed Hospital in Cary and Raleigh. She can be reached at parulkharod@gmail.com 58

November 2019

CAROLINA WEDDING BELLE PREMIER EVENT DESIGN & DéCOR

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November 2019

Thinking About Thinking

By Balaji Prasad

professorial ruminations of the kind I am engaging in right now. If I jumped the gun, so to speak, I would be too fast, and the gun would get me.

Maybe the problem is not that I am slow. Maybe I am too fast, and that is what makes me slow in the overall scheme of things.

Messi or Messy?

“It’s hardware that makes a machine fast.

It’s software that makes a fast machine slow.”

- Craig Bruce

I wish I could be faster. Much faster. If only I could be like one of those anti-missile missiles that launches a split-second after an attack against me, hurtling toward the offending projectile to decisively neutralize it in a mid-air drama of fire and fury.

Am I too slow?

But I am slow. Way too slow. I gaze almost jealously at a video of a lion on the National Geographic Channel thundering down on a frantic wildebeest that is almost equally fleet of foot. Not this time though, as the lion goes mercilessly for the hapless prey’s jugular. However, that is not always the case. Sometimes the lion wins. Sometimes, though, the survival instincts of the wildebeest take it just out of reach of those raging claws. They both have one thing in common though, from my perspective: They are both faster than I am. Much faster.

Maybe I am too hard on myself. After all, I am neither a lion nor a wildebeest. I don’t resemble them in the slightest. Maybe this thing here is just a different make and model. Can you really compare a little subcompact Kia with a fiery-red rambunctious Ferrari?

If I can’t be as fast as a lion, can I at least be as fast as a Lionel? You know the one I’m talking about? The one and only Lionel Messi. I’ve A mind without constraints goes watched this magic man weave in and out of gaps that he seems to everywhere. fabricate out of thin air, descending relentlessly upon some harried goalkeeper who plays the poor wildebeest to Messi’s fierce lion.

But Lionel Messi is just a man, made of the same kind of stuff as I am, is it not? “What one man can do, another can,” it is often said. So can I be a Messi? Or, more practically, could I have been a Messi, if I had applied myself to it as I was growing up? Or, is my thinking all messed up?

Or, am I too fast?

Why does this “speed” thing occupy me so though? Does life somehow become better if I become faster? Maybe not.

Maybe it is my mind that is playing tricks on me. Minds do seem to do some strange things! Out of everything that I see between lion and wildebeest, between Messi and the messedup goalkeeper, I somehow extract the notion of speed as the thing that makes the difference between winner and the won.

But surely there are other things in those fast-moving dramas besides fleetness, is there not? What about accuracy? If my antimissile missile launches a split-second before the split-second it launches at now, but fails, in the process, to arrive at the right answer, I may no longer be around to indulge in the Saathee.com

62

Being fast can slow me down!

Perhaps minds move faster than bodies because there is less material – much less material to deal with. The mind can populate its own path with little stepping-stones that pop up here, and pop up there, to take me anywhere that I wish to go, and as fast as I’d like to go. Messi has to deal with the inescapable messiness of the real world with its broadshouldered fullback defenders and stalwart goalies. However, I am master of the vast empty spaces that stretch out expansively inside the strange universe of my limitless mind, untroubled by thoughts of fierce goalies or itinerant elephants that could trip up a hungry lion on its chase.

If my mind moves faster than reality does, should I not be wary of what my mind tells me? I may want to pay attention to getting it both right and fast. It’s more about the result that I get, is it not? Rather than the speed at which I do it. Yes, in some cases, being slow can mean a loss. And, in some cases, being fast can lead to a loss. However, in general, a mind without constraints goes everywhere, and it does seem like a wise thing to slow it down a bit, perhaps even a lot!

Mind the hasty mind Isn’t the mind just a means to an end? Isn’t what we do more important than just where the mind is able to go? The spirit can go only so far, if the flesh is weak. So if I practice what I wish to do with more devotion, and think a little less about my thinking, I’d be a bit more like Messi, and a lot less messy.

Balaji Prasad

is an IIT/IIM graduate, a published author, SAT/ACT Online and Offline Coach, interview, resume, and career coach at NewCranium.

Contact: 704.746.9779 balaji.prasad@newcranium.com

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Upcming Movies

My Voice

continued from page 26

continued from page 24

Arctic Dogs (Director: Aaron Woodley) Cast: Jeremy Renner, James Franco, Alec Baldwin, Heidi Klum, Anjelica Huston, Michael Madsen, and John Cleese

seen as the party and the chief cheerleader for more than a billion people. People vote his party for him, mostly ignoring the actual candidates. He receives a rock-star welcome in the most unlikely places while visiting foreign countries.

Thousands thronged Madison Square Garden and Central Park in NYC to Wembley Stadium in London and Allphones Arena in Sydney as he brought NRIs in the same fold as the millions of voters back home soon after he won the election in 2014. And most recently in Houston at the “Howdy Modi” rally which attracted a 50,000 strong crowd. He uses his charisma and the humble beginning of his life to embrace the masses.

November 15

Jhalki (Director: Brahmanand S Siingh) Cast: Boman Irani, Tannishtha Chatterjee, Sanjay Suri, Divya Dutta, Joy Sengupta, Govind Namdeo, Akhilendra Mishra, Bachan Pachehra, Aarti Jha, and Goraksha Sakpal

International Relations: Both leaders have a nationalistic agenda which is commonly termed as right-wing policies. Trump’s rhetoric about “America First” has alienated the USA from the world scene. With tariffs and foreign aid as a negotiating tool, US has shared barbed wire with India on limiting H-1 visa and a hardline against skill-based immigration. Not solely because of his posturing, but also by creating fault-lines with allies like Germany, Korea and France. International relationships that took generations to build are now on a shaky ground. Modi, on the other hand, continues to make strategic whirlwind tours across the continents ever since he became the Prime Minister.

He garnered support from his counterparts from Asian and European countries. Modi has been touting greater good (Vasudhaiv kutumb kum – the whole world is a family) and ecofriendly policies as a platform rather than only pursuing selfinterest. He has leveraged his power of negotiations and diplomacy to further development. Modi does not shy from calling Putin, Trump, Netanyahu or Xi Ping a close friend within days apart. Trump takes pride in him with the art-ofdealing and his negotiation skills as his forte but he is yet to yield any meaningful agreements with any country. He is seen as a global bully in pushing his own mantra, by supporting more right-wing leaders in Europe and elsewhere, rather than propagating conventional democratic values.

Charlie’s Angels (Director: Elizabeth Banks) Cast: Kristen Stewart, Naomi Scott, Ella Balinska, Sam Claflin, Jonathan Tucker, Elizabeth Banks, Djimon Hounsou, and Patrick Stewart

Bala (Director: Amar Kaushik) Cast: Ayushman Khurana, Bhumi Pednekar, Yami Gautam, Saurabh Shukla, Javed Jaffrey, and Seema Pahwa

The Warrior Queen of Jhansi (Director: Swati Bhise) Cast: Devika Bhise, Rupert Everett, Nathaniel Parker, Ben Lamb, Jodhi May and Derek Jacobi

November 22

Frozen 2 (Directors: Jennifer Lee and Chris Buck) Cast: Kristen Bell, Idina Menzel, Josh Gad, Evan Rachel Wood, and Sterling K Brown

Pagalpanti (Director: Anees Bazmee) Cast: John Abraham, Anil Kapoor, Arshad Warsi, Ileana D’cruz, Pulkit Samrat, Kriti Kharbanda, Urvashi Rautela, and Saurabh Shukla

The issue of Hispanic migrants in the US and Bangladeshi migrants in India also draws interesting similarities. Both leaders are pretty firm with their stance to expose the illegal status and keep them out of giving them constitutional franchise. The emboldened Modi could be seen successfully dodging external pressure as a result of the recent actions on Kashmir. Many see this as a testament of how a successful leader would build the larger support base before taking such controversial actions. Modi prepared very wisely to insulate the issue from being even discussed at the international stage. This is where two leaders concur by labeling it as an internal issue.

So, despite many similarities in how these two leaders handle their day to day affairs, the mark in history each will leave will be significantly different. The world will remember who brought in an inclusive growth while leveraging the potential strengths of the populations these leaders were elected to serve. The politics of divisiveness, ignoring the basic human values and using fear instead of progressive policies to further one’s ideology, are already creating a generational divide.

Trump is seen as leader of mostly non-urban old whites while Modi is seen as leader of new generation from urban and nonurban alike. These two democratic leaders will reshape how leadership in the 21st century is defined by generations to come.

A Beautiful Day in the Neighborhood (Director: Marielle Heller) Cast: Tom Hanks, Matthew Rhys, and Chris Cooper

Hala (Director: Minhal Baig) Cast: Geraldine Viswanathan, Jack Kilmer, Purbi Joshi, Azad Khan, Anna Chlumsky, and Gabriel Luna

November 29

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Jawaani Jaaneman (Director: Nitin Kakkar) Cast: Saif Ali Khan and Tabu Saathee.com

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November 2019

HINDU CENTER Support Hindu Center Expansion

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Upcoming Hindu Center Events & Activities: Diwali Cultural Program & Mela: Nov 2 (Sat) Diwali Dinner Fundraiser: Nov 9 (Sat) Election Day / General Body meeting: December 8, Sunday Balaji Anniversary: December 14, Saturday Gita Jayanti: December 15, Sunday Vaikuntha Ekadasi: January 6, Monday Pongal: January 13, Monday; Bhogi Pallu: January 18, Saturday Makar Sankranti: January 19, Sunday Republic Day: January 26, Sunday

HINDU CENTER OF CHARLOTTE

7400 City View Drive, Charlotte, NC 28212 Ph. 704-535-3440 Fax. 704-535-6923 email: administrator@hcclt.org

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Diwali Celebration Dinner & Entertainment

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Nov 9, 2019 (Sat) (6pm - 11pm)

For Tickets Contact:

Rajni Patel: 704-488-8145 • Hemant Amin: 704-258-3588 • Ball Gupta: 704-996-1418 Ravi Patel: 704-201-7358 • Bharati Patel: 704-678-9991 • Bharat Patel:704-549-1954 Rajiv Saddy: rsaddy@yahoo.com • Vivek Vemunoori: 704-307-9772 • Anil Patel 336-262-3814

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(Front 8 tables): $800 for Family / Friends (8 Seats) 2. Sponsorship Tables (Next 2 rows): $400 for Family / Friends (8 Seats) 3. Special Seating: $35 / Person ($50 at door)

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HINDU CENTER

Hindu Center Celebrating Vaikuntha Ekadasi on January 6th, 2020 (Temple will open in the morning at 6am)

Morning start 6 am: Suprabatham, Nitya Puja 7 am: Vaikunta Dwara Aradhana Followed by opening of Vaikunta Dwara Evening 7 pm: Vishnu sahastranama parayanam, 8:15pm Sayanotsavam and Lalli songs to Lord.

(Local devotes will sing songs for Lord)

For more details talk to Hindu Center Priests 704-535-3440 Lakshmikanth Bhattar 980-254-1022; Balaji Bhattar 704-906-2109 Vijay Raghava Bhattar 803-470-8377

Tiruppavada Seva for Lord Venkateshwara at Hindu Center On Jan 1, 2020 (Wed., 11am – Noon)

This service consists of cooking a large quantity of rice as pulihora and offering it to the Lord. The cooked rice is heaped up in mukha mantapam to take definite customary primidal trapezoid shape and the delicacies are deposited there on with coconuts, flowers, sandal paste, kumkum, deepam and is offered to the Lord with appropriate mantras.

Minimum Suggested donation for this seva $21 (This includes the archana).

Om Sarve Bhavantu Sukhinah Sarve Santu Nir-Aamayaah | Sarve Bhadraanni Pashyantu Maa Kashcid-Duhkha-Bhaag-Bhavet | Om Shaantih Shaantih Shaantih ||

OF CHARLOTTE

Lord Venkateshwara Anniversary

Saturday, dec 14th, 2019, 9am with Suprabhatam

Gita Jayanti

Sunday, dec 15, 2019 (10 am to 12:30 pm)

Pongal: Puja: Jan 13, 2020 (Mon., 7 pm to 8:30 pm) Bhogi Pallu: Jan 18, 2020 (Sat., begins at 5 PM)

Abhishek/ Pooja with Bhajan/Shlokas. Followed by Kari/Bhogi Pallu & Mahaprasad

Kari / Bhogi Pallu: Parents / Grandparents will Bless & Shower their kids with fruits, candies, coins, cranberries etc., supplied by Hindu Center. Please bring kids and don't miss this unique event. Dress up in Indian tradition outfits if possible.

Makar Sankranti

Kite flying: Jan 19, (Sun., Noon to 5 pm)

Weather permitting, Nirav Pandya 570-205-2636 or HC 704-535-3440

January 26, 2020 (Sunday) Vihar Hall (Hindu Center) Noon to 3 pm

FREE TO ALL

Dances of India Richness of Folk Dances of Gujarat

By Dr. Maha Gingrich

time measure by clapping their palms or snapping their fingers, to the accompaniment of folk instruments. These circular dances As we just celebrated Dasara festival, I feel it is timely to brag are popular in many cultures across the world. about our awesome folk dances of Gujarat! Folk dances always have a marvelous way of lifting our spirits with their rhythms The Tippani folk dance has a unique purpose. Tippani is and brilliant costumes. These dances are usually performed in danced by the women workers in construction. They strike to groups to showcase the social nature of such dance forms. flatten the clay floors with long sticks called Tippani. They sing Displaying no inclination towards a rigid form, the whole and beat it to the rhythmic patterns to overcome the exhaustion depiction of Gujarati folk art is guided more by the subject of from the difficult workload. We performed this dance during the songs that glorify nature and its seasons, or express Dances of India. It was fun to create rhythm using these sticks. traditional occupations or in praise of deities. This untutored We can create the tempo as needed for choreography. quality and maintenance of oral traditions is very refreshing and charming. Through these arts, customs and traditions have been Raas This is the most popular dance of all, across the established. People were brought together to celebrate life in its country. There are several forms of Raas, but “Dandiya Raas”, many forms. I will give a brief description of three most famous performed with sticks during Navaratri in Gujarat is the most folk dances from Gujarat. popular form. In Dandiya Raas, men and women dance in two circles, with short sticks in their hands. I remember joining the Garba dance originated in Saurashatra. It is believed that they groups on the streets of Baroda when I was little. It was so can trace the origin of Garba back to the time of Lord Krishna, impromptu and people were full of energy and laughs. It was who ruled in this part of the country for nearly 100 years. continued on page 108 Traditionally, as people celebrate Dasara, preceded by a nineday celebration called Navarathri, villagers express their Dr. Maha Gingrich gratitude at the end of the monsoon rains with song and dance in which women, men, girls and boys join in joyfulness.

For questions or comments contact Village girls carry decorated pitchers and pots of clay and via e-mail at: Gingrichmaha@gmail.com they go from house to house, dancing “Garbi”. The ornamented pot containing offerings is hung at the doorways. It looks beautiful, as the women worship Amba Mata, giver of plenty and prosperity move in circular direction, singing at the same Saathee.com

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November 2019

Subcontinental Divide An Indian Subcontinent & America Dialogue

The Indigestible Truth About

Political Polarization

By Ahsen Jillani

“You are a Democrat until you make your first million.”

Many decades ago, someone in South Charlotte had told me that at the tail end of Thanksgiving Dinner—you know, where the cigars and cognac come out in the study, and the dessert/coffee are pending a good political education for a foreign kid. Yes, I was knocking at doors handing out Ronald Reagan flyers in the dreamy autumn afternoons of 1980. I really couldn’t tell Ronald Reagan from Bozo the Clown, but my host family wanted a new foreign student to learn the ins and outs of democracy. Reagan, after all, and after Carter, was going to “Make America Great Again.” (Yes, that is a Reagan saying).

And in the classic biting of the hand that feeds you (turkey), two years out, I was a junior in college, and consequently a raging liberal with rock star wavy hair and protesting nuclear proliferation, Reaganomics, border security, air pollution, and racial discrimination. Three years out, I was discovering that every immigrant to these shores could simply invent his own fantasy America—and live poorly in it. The system allowed that.

The rich smiled and allowed that.

Today, with all three branches of government owned by what seems like President Putin, and America They may have again pulling out of Syria in a replay seen me as of the horrible and bloody withdrawal another foreigner from Saigon, I am an old man lighting a cigar in my backyard and smiling as to educate.

I celebrate my 40th year of being utterly awestruck by the PR machinery of America, and being fatally disillusioned by the reality that is rising to the surface as we are pressure-cooked by foreign influences utilizing technologies and psychologies that were beyond our wildest dreams just a decade ago.

While the ethereal ingredients of the American melting pot have eluded me for eons, the dream we have been taught to dream has been starkly evident—an all-you-can-eat buffet, sunny church Sundays, a pickup truck in the driveway, a Harley in the garage, mom cooking apple pie, fighting men (and now women) returning from agendas, anthems and salutes, waving flags, confetti and coffins, lonely blue collar workers cruising boulevards of dying manufacturing towns, drinking beer, eating burgers, hating their lives but loving America, hating their jobs, but loving America; hating the prisons of their chronic stresses, Saathee.com

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but loving America. Yes, we elected leaders who can deliver on our personal fantasy America. The problem is, we really don’t know what we want, and are not apt to change ourselves much to get there anyway.

I saw this happening somewhat from the inside. For the greater part of two decades, I worked with hundreds of political candidates from town commissioners to presidential hopefuls. I had many of the cigar and cognac moments with governors, congressmen, and everything in between. They may have seen me as another foreigner to educate, and I was a great student of reading between the lines. “You almost sound and act like an American,” a tipsy political manager once told me. “And you can be a real American…not part of the noise they call America.”

Wink. Nod. But what was that fleeting truth, the elusive wisdom?

Standing at the cusp of 2020, I am wondering if I could now distribute flyers for any politician. I am actually very thankful for my life. I am thankful for Donald Trump, for Donald Trump Jr. and especially for Ivanka Trump. I am deeply indebted to White House Racial Advisor Stephen Miller (the little bald man who spray painted hair on his head for a TV appearance). What America did to native Indians, what it did then to blacks, then the Chinese, the Italians, to the Irish, then again to the blacks, well, it has all come home to me smoking a cigar in my backyard.

Thank you for the honesty.

The facts are stark now, even for those who make nonsense statements like, “Some of my best friends are colored.” One-third of this country is racist and would rather see the economy collapse than compromise the white supremacist directive. Over 10 percent on the far left are part of the army of the liberal establishment that declares war on anything from inhumane chicken farms to men not being allowed to pee in women’s bathrooms. They are usually chronically under- or unemployed road warriors who fire up their 1998 minivans and hit the road at the merest hint from the likes of a harassed gay student or Elizabeth Warren lambasting the rich. A good 50 percent simply work and hate everything about everything and are just breathing, slightly continued on page 110

Ahsen Jillani

a former editor and publisher, is originally from Islamabad , Pakistan , and now lives in Mint Hill. He owns Must Media, a PR company focusing on both political and corporate clients.

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Why Hospitals Are Getting Into the

Housing Business

By Markian Hawryluk, Kaiser Health News

frail or live alone, or have unstable housing, can occupy hospital beds for weeks or months — long after their acute medical problem is resolved. For hospitals, it means losing money because a patient lingering in a bed without medical problems doesn’t generate much, if any, income. Meanwhile, acutely ill patients may wait days in the ER to be moved to a floor because a hospital’s beds are full.

“Those people are, for lack of a better term, stranded in our hospital,” said Dr. Sarah Stella, a Denver Health physician.

To address the problem, hospitals from Baltimore to St. Louis to Sacramento, Calif., are exploring ways to help patients find a home. With recent federal policy changes that encourage hospitals to allocate charity dollars for housing, many hospitals realize it’s cheaper to provide a month of housing than to keep patients for a single night.

Hospital executives find the calculus works even if they have to build affordable housing units themselves. It’s why Denver Health is partnering with the Denver Housing Authority to repurpose a mothballed building on the hospital campus into affordable senior housing, including about 15 apartments designated to help homeless patients transition out of the hospital. “This is an experiment of sorts,” said Peg Burnette, the hospital’s chief financial officer. “We might be able to help better their lives, as well as help the financials of the hospital and help free up capacity for the patients that need to come to see us for acute care.”

DENVER — One patient at Denver Health, the city’s largest safety net hospital, occupied a bed for more than four years — a hospital record of 1,558 days.

Another admitted for a hard-to-treat bacterial infection needed eight weeks of at-home IV antibiotics, but had no home.

A third, with dementia, came to the hospital after being released from the Denver County Jail. His family refused to take him back.

Spending To Save Money Denver Health once used the shuttered 10-story building for office space but opted to sell it to the housing authority and grant a 99-year lease on the land for a minimal fee.

“It really lowers the construction costs for us,” said Ismael In the first half of this year alone, the hospital treated more Guerrero, Denver Housing Authority’s executive director. “It than 100 long-term patients. All had a medical issue that led to was a great opportunity to build additional housing in a their initial hospitalization. But none of the patients had a medical location that’s obviously close to the hospital, close to public transit, near the city center.” reason for remaining in the hospital for most of their stay.

Legally and morally, hospitals cannot discharge patients if continued on page 111 they have no safe place to go. So, patients who are homeless, An architectural rendering of Denver Housing Authority’s renovation of the 10-story building once used as office space on Denver Health’s campus. (Courtesy of the Denver Housing Authority)

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November 2019

Personal Finances

By Mo Vidwans

These Financial Wastes Can be Avoided

every day but looking at it as an annual expense it stands out as a lot of waste.

There are many such everyday items that can be mentioned.

Some of those are subscriptions to health clubs, frequent and unplanned trips to the grocery store, impulsive purchases like purses, clothes, shoes or that $2,000 Peloton bike which hardly gets used. If you put your mind to it you too can come up with your own list.

I really want to turn my attention to some other items from the financial world now because that is also another area where much waste happens. Credit card debt will be one of them.

Dave Ramsey, who is very well known about his views on getting rid of the debts, has a popular radio program, gives lectures and seminars on that subject. His message is very simple: Tighten your money belt and get out of your debt. In other words be debt free. We have heard of outrageous late charges that our own banks charge if we are even a day late for our scheduled payments. We know about very high interest rate credit card companies charge (anywhere from 14 percent to 21 percent) and yet many of us have no serious plans to get out of that kind of debt burden. I will not even ask why we get into that situation in the first place.

Most of us have our assets managed by someone who charges an annual fee of at least one percent of your assets. That one percent charge, as a number, does not look high but if you convert that into dollars you will be astounded.

Let us take an example. If someone, other than you, is managing, say $1 million of your assets, then their charges annually at a one percent rate will $10,000. This is a big number, and if your money has been managed like this for the last five years, say, then you have already shelled out $50,000+ of your hard-earned money. If you have sizeable assets then you may have some negotiating room to reduce those annual charges. The real alternative to this is to do investments yourself. This is easier said than done but it is possible with a little bit of earnest personal effort and some help from an expert and let me assure you many have done it.

I will be the first one to admit that I am not able to do everything that I am going to suggest here as wasteful spending, nevertheless, notwithstanding my shortcomings, there are many wasteful things we do and then we realize afterwards that indeed those could have been avoided. If you spend some time thinking about this, you will also find wasteful things to add to the list as well.

Dr. Robert J. Shiller, an Economist and a Noble Laureate and who has many firsts associated to his name in the world of economics, always talks about how we waste our money. One of his big complaints is that’s why some people buy big houses. Most people don’t need to have big houses to live comfortably but also there is a long list of wastes associated with a big house and many of those items are inconspicuous.

A big house means a bigger mortgage, which means greater interest charges, bigger property taxes, possibly larger heating and cooling bills, along with maintenance of yards/landscape and inside of the house (cleaning, furnishings etc.). This list could be long. If you have a large family and many dependents along with lots of social activities, then perhaps you need one until the need is gone. The important thing is to be cognizant of the fact that there are many hidden costs associated with unnecessarily owning a big house.

Even though Dr. Shiller has many pet peeves, I will mention just a few here. Some things are as mundane as coffee and bottled water. These two items makes one wonder about every day waste. There’s a simple solution. We can make coffee at home and avoid expensive coffee shops. Many of these store coffees cost about $4 or higher. If you have to have one or two every day, as so many swear by it, then you are looking at an expense of roughly $1,460 annually for one cup or twice that if you have to have one in the evening as well. All of a sudden it If you just make your sincere list of waste and add up the is a lot of money, should I say, wasted for whatever little amounts, it will likely be large. The only question we need to pleasure we may be getting out of it. ask is whether whatever pleasure you got out of it was worth And we know the story on bottled water already because it the price. is discussed in the media all the time. Everyone is lugging that little 500ml bottled water with him/her which would cost about Mo Vidwans $1 in retail (less in bulk) and we drink that all the time. It is established beyond much doubts that tap water, at least in Vidwans is an independent, board certified developed countries is as good as, if not better, as the bottled financial planner. For details visit water, but we still want to keep paying roughly $1 per bottle www.vidwansfinancial.com, call 984-888-0355 or write to mpvidwans@yahoo.com. which might add up to $700 to $1,000 per year. Coffee or bottled water, we don’t think much about it when we buy one or two Saathee.com

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November 2019

Buy Right, Sit Tight Rational side of the investing pendulum

Favorable Conditions Exist for India to Achieve $5 Trillion Economy Target

By Amit Rupani

these items have such a low base that we have a huge runway of scope. It will have its own bumps, but still opportunity is huge.

• India is expected to become the third largest construction market in the world by 2025 (Source IBEF). The construction sector contributes 15 percent of India’s GDP today and is the largest economic activity after agriculture.

• India is estimated to have 730 million mobile Internet users by 2020, according to the latest report from NASSCOM, titled “The Future of Internet in India.” While a majority of this number will belong to the urban areas, rural India is said to hold the potential to further fuel the growth of mobile Internet in the years to come.

• There are an estimated 247 million households in India and ~ 65 percent of them own ceiling or table fans. A mere ~ 4 percent of households own air conditioners and approximately 10 percent own air coolers. Rising temperature levels have caused cooling solutions to be viewed as necessities as opposed to luxury items. Longrunway of growth expected for cooling solution businesses.

• According to Airbus, in the 20 years from 2015 to 2034, India will require over 1,600 new passenger and freighter aircraft to help meet growth in demand. Valued at USD $224 billion, these will include 1,230 new single aisle aircraft and 380 wide-body passenger and freighter aircraft. By 2035, the number of Indian cities with over one

Prime Minister Narendra Modi on August 15, 2019, India’s Independence Day, said it should be the dream of every citizen to make India a USD 5 trillion economy in next five years. There are many opponents and proponents to this ambitious goal. I have no doubt in my mind that India will be a USD 5 trillion economy in next few years. As part of my equity research to look for good Indian listed businesses available at reasonable valuation, I have gathered some interesting facts about India. I would like to share these facts which shows where India stands today as a country and where is it headed in the future.

Obviously it is not exhaustive data, but good enough to give us an indication as to how long the runway is in certain sectors and how fast are we headed on this long runway.

• With the growth of the Indian economy and people coming out of poverty are aspiring to enjoy the fruits of growth and the wealth generated in this process by the Indian economy. The huge middle class population which has come into existence by this economic miracle has presented great opportunities for businesses in India. It is expected that this middle class population will grow by 10 times in the next 15 years.

• Over the next 15 years, 375 million Indians will reach the 25+ age group and further populate the Indian workforce, based on UN data. In a simplified macroeconomic context, this also means that India will carry the distinction of having a working-age population larger than its non-working age population, providing contrast to developed world economy demographics in the decades to come, including some more extreme cases such as Japan where there is an expectation for 58 non-working people per 100 as soon as 2025.

• Less than half a million Indians are paying more than $1500 in personal income taxes. There is no doubt that if you fast forward 10-20 years that number is going to change dramatically. Housing, insurance, healthcare – all

Saathee.com

continued on page 108

Amit Rupani, CFA

is an Independent Investor, practices Value Investing principles, manages money for longterm wealth creation through Equities asset class. Email: rupaniamit@yahoo.com 82

November 2019

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News Notes Festival of India Charlotte

The 25th annual Festival of India took place on October 12-13 in uptown Charlotte. It has grown from a small 500 people gathering at one auditorium in 1995 to this year at the sprawling Blumenthal Performing Arts Center, with performances at multiple theaters and other festivities in three uptown street blocks with thousands of people. More than 1600 local performers displayed their talents on the stages and also in the visual arts gallery.

were also given a copy of Gandhi’s autobiography, My Experiments with Truth.

Attendees then moved to Venture Hall for the rest of the program. Okirah Harris, Governor’s Special Assistant of Public Engagement read Governor Roy Cooper’s message. Dr. G. P. Shukla from Duke Center for International Development gave the keynote speech, in which he demonstrated the relevance of “Mahatma Gandhi in Today’s World.” Dr. Perm Sharma who told the audience about his meeting with Mahatma Gandhi that changed his outlook on life followed him. After the speeches, Dr. Harish Chander announced the winners of the Gandhi Essay Contest: Sochi Aggrawal, Tarun Ravishankar, and Aria Dhupkar. Another highlight was an enactment of “Mahatma: My Life is My Message” –a Kids ‘Play presented by 4Dimensions, and directed

by Usha Bajpai and Adityendra Singh, that dramatized Gandhi’s life.

Guru Nanak’s 550th Birth Anniversary Celebrated at Charlotte Gurdwara

This year’s festival featured a special parade with the Charlotte City Mayor Vi Lyles as the flag-bearer. The popular singing contest Charlotte Idol got a twist with live painting done by an artist. The festival also became environmentally friendly by reducing the bottled water distribution by half. On day 1 (Saturday October 12) Charlotte Water supported the initiative by providing a water wagon and distributed biodegradable water bags. UIC (United Indian Community) forum volunteers created awareness of the sustainability drive and encouraged many food vendors of the festival to switch to bio-degradable plates and bowls. Festival goers are continuing to share their pictures on social Gurdwara Sahib of Charlotte celebrated the media with #FestIndiaCLT. 550th birth anniversary of Guru Nanak, the founding father of Sikhism, on Saturday, The 150th Gandhi Jayanti Celebration in Raliegh October 19, 2019. The evening celebrated Guru Nanak Devji’s philosophy and pluralism,

By Yash Garg Mahatma Gandhi was born on October 2, 1689. This year marks his 150th which led to the founding of Sikhism. Speakers birth anniversary, and it is being celebrated globally with remembrance of his briefly gave a background about Sikhism, message of Satya (Truth) and Ahimsa (Nonviolence). The Heritage India contemporary Sikhs in the United States as well Association of NC (HIANC) celebrates Gandhi Jayanti every year, this year a as hate crimes against Sikhs in the United number of other Triangle organizations joined in celebration of the States. Several local politicians and dignitaries sesquicentennial anniversary of Mahatma Gandhi. attended the event. Speakers also included The celebration began with Dandi Salt March around Moore Square Park Charlotte City Councilwoman Dimple Ajmera Raleigh downtown with men and women wearing Gandhi caps and while a while a message from NC Governor Roy Gandhi look-alike led the marchers. Cooper’s office was read. Sikhism is a Thereafter, the congregation gathered in monotheistic religion that originated in India’s the garden of Marbles Kids Museum, Punjab region around the end of the 15th where a Gandhi Statue is installed. The century. The celebration concluded with statue was garlanded, followed by networking and a vegetarian dinner. The speeches by Secretary of State Elaine Gurdwara is located at 5715 University City Marshall and Morrisville Mayor TJ Blvd., Charlotte. For more details, visit Cowley. Next, US and National anthems www.charlottegurdwara.org. were sung and all sang “Raghupati Raghav continued on page 110 Raja Ram” – Gandhi’s favorite song. They Saathee.com

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November 2019

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November 2019

Guru Nanak Speaking to the 21st Century

Photo Above: Gurdwara Janam Asthan, also referred to as Gurdwara Nankana the Eternal Guru of the Sikhs, and preside over every gurdwara.

Sahib, is a highly revered gurdwara that was built at the site where the founder It became the Authorized Version of the Sikh scripture. of Sikhism, Guru Nanak, was believed to be born. The shrine is located in the city of Nankana Sahib, near the city of Lahore, Pakistan.

Guru Nanak’s Divine Revelations and Religious Pluralism

By Roshan Attrey

2019 is the 550th Birth Anniversary of Guru Nanak, the Founder of Sikhism. Sikhs as well as non-Sikhs are celebrating him and his legacy all over the world. India, home of Sikhism and the Guru, is enthusiastically promoting his life and teachings.

While highly regarded in South Asia, East Asia, and the Middle East, most Americans and countless others know little of him. So, this year, his followers, especially the diaspora Sikhs, are making great efforts to disseminate his ideas and beliefs. They are holding seminars and conferences on his teachings, starting new social and religious projects, and even pledging to emulate him and share his timeless shabads (hymns) with others.

The Indian Reformation Movement and the Guru Guru Nanak’s life began in 1469 and ended in 1539. He was the most significant part of South Asia’s religious reformation movement, known as the Bhakti Movement. His meditations, revelations, hymns, and interfaith dialogues led to the creation of a new approach to God and humanity – the Sikh way or Sikhi, conveniently called Sikhism.

The First Guru founded the world’s most pluralistic religious and spiritual tradition. The succeeding Gurus nurtured it and built upon it with love, devotion, and sacrifice. In 1604, the Fifth Guru Arjan Dev compiled and produced the most interfaith scripture, Aadi Granth, incorporating divine compositions of the Sikh Gurus and many other saints of diverse religions. In October 1708, the Tenth Guru Gobind Singh finalized the scripture and canonized it. He made this proclamation: Sri Guru Granth Sahib (SGGS) shall henceforth replace the human Guru forever, be revered as Saathee.com

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When Guru Nanak was born, India (Hindustan or South Asia) was suffering from the ills of caste system, religious superstitions, poverty, and Sunni Muslim oppression. Sunni Muslim invaders-turned-rulers were persecuting Indians, especially those who opposed the invasion, refused to convert to Islam, or disobeyed the authority. The First Guru felt divinely inspired to ameliorate the medieval world.

He began to receive divine revelations and made his first pronouncement of prophecy in 1499 after his historic meditation on the banks of the Bein River in Sultanpur Lodhi in the Punjab state of the Indian subcontinent. He told his parents, “There is a call from Heaven; I must go whither He directs me to go.” Before leaving for a longer journey, Guru Nanak appointed Bhai Lalo his first missionary and instructed him to initiate his first dharamsal, an organized congregation of Truth seekers. He described his mission to Lalo as follows: “As the Word of and about the Creator descends to me, so do I articulate to people, O Lalo.” (SGGS 722; SriGranth.org) He commenced his travels, accompanied by two of his followers, one Hindu and the other Muslim. He held interfaith meetings at numerous places in South Asia, East Asia, and the Middle East. As a result, he had the opportunity to meet with people of other religions, to teach them and learn from them, and thereby to build bridges with them. He urged his followers and all other people to extend their love and understanding to all people. In addition, he shared his poetic meditations with other people, which took the form of reciting and singing sacred verses called shabads and collectively his bani. continued on page 112

Roshan Attrey

Coauthor, with Dr. Harbans Lal, Guru Nanak’s Religious Pluralism and Sri Guru Granth Sahib (2019); Board Member, Sikh Heritage Society of Greater Charlotte. contact: roshan.attrey@gmail.com

November 2019

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November 2019

Community Organizations Charlotte

Carolinas Christian Assembly Offers worship, fellowship and community assistance to South Asians in Charlotte. Sunday morning worship services is currently being held at New Heaven Community Church, 8823 Albemarle Road, Charlotte at 9:30am. Pastor Cherian, offers free counseling services to married couples and is a licensed premarital counselor.

For Further Details: Dr. Shibu Cherian (Pastor) 704.208.9099 12601 Idlewild Rd., Matthews, NC www.carolinaschristianassembly.org

Art of Living (Charlotte) Art of Living is dedicated to serving society by strengthening the individual. This is done through self-development programs that recharge the body, mind and spirit and allow people to function at their optimum potential. All are welcome.

For Further Details: 980.216.8732 charlotte@us.artofliving.org www.artofliving.org/charlotte

BAPS Shri Swaminarayan Mandir (Charlotte) Dedicated to improving society through individual growth by fostering Hindu ideals of faith, unity, and selfless service.

Activities include: Daily Arti - 6:30 am & 6:30 pm; Weekly Satsang Sabha held Sundays with spiritual discourses: Adults: 4pm, Young Men (Ages 23-36) - 3pm, Young Women (Ages 2336) - 4pm, Teens - 4:30pm, and Children - 5pm.

For Further Details: www.saathee.com/baps-charlotte

Charlotte Gita Study Group Beginners and advanced students of the Gita are welcome. The group meets the second and fourth Sunday from 3 - 5pm. Each session starts with meditation followed by a recorded lecture in English and discussion For Further Details: dshetti@gmail.com - 214.587.7331 skdave@hotmail.com - 704.844.9567

Charlotte Malayalee Association The association promotes and facilitates the cultural, educational, social and economic welfare of the Charlotte Malayalee community.

For Further Details: cltma@cltma.org 704.517.5850 www.cltma.org

Bethel Christian Fellowship BCF was founded to “Raise Up the Next Generation for Jesus Christ.” The Fellowship offers services in various Indian languages (Hindi, Tamil, Telugu, Malayalam) with a Sunday School from 9 - 9:55 am and Sunday Worship from 10 - 11:45 am.

For Further Details: 803.792.7223 Pastor Rajan Samuel - pastorofbcf@gmail.com 7604 New Town Road, Waxhaw, NC www.bcfcog.org

Charlotte Marathi Mandal The Mandal adds to the vibrancy of Charlotte with various events including the Ganapati Festival which are designed to keep the cultural values and traditions alive. The community is encouraged to participate.

For Further Details: 704.565.9237 committee@charlottemarathimandal.org www.saathee.com/charlotte-marathi-mandal

Brahma Kumaris (Charlotte) The Brahma Kumaris World Spiritual Organization is an international spiritual organization working towards world peace and world transformation through self-transformation.

Raja Yoga Meditation classes, offered by the Brahma Kumaris are Free of Charge and available to all people. This meditation throws light on the importance of rebuilding inner positive energy and provides tools to relax, refresh and recharge so that all are able to bring back more zeal and spirit into their work and lives. Sunday mornings - 8am to 9am - Introduction to Raja Yoga Meditation.

For Further Details: 704.412.1426 bknc2010@gmail.com www.brahmakumaris.org

Charlotte Telangana Association Association promotes two different aspects, to promote Telangana cultural activities within Charlotte area and also to bring together the Telangana people. Also plans and takes action around the development of Telangana focusing both on rural and urban areas.

For Further Details: Charlotte.telangana@gmail.com www.charlottetelangana.com

Carolina Khadayata Samaj All Khadayata families of NC and SC are welcome to be part of the Carolina Khadayata Samaj.

For Further Details: carolinakhadayatasamaj@yahoo.com Jaswant Mehta - 704.839.1965 (Charlotte) Sharad Mehta - 336.554.5211 (Greensboro) Kaupind Shah - 919.928.2852 (Raleigh) Saathee.com

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Charlotte Vipassana Meditation Group Vipassana, which means to see things as they really are, is one of India’s most ancient meditation techniques, taught more than 2500 years ago as a remedy for universal ills. The group holds weekly group sits and monthly all-day sits for established students. Ten-day courses are also available for all students. There is no charge.

For Further Details: 704.277.5013 - rbddesai@gmail.com / www.dhamma.org November 2019

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Community Organizations dignity in India. IAMC-Charlotte seeks to reach out to Indian Muslims in Charlotte to strive for Inter-Community understanding with focus on Indian Diaspora.

For Further Details: Ashfaq Mehdi - 704.904.5778 iamc-charlotte@yahoogroups.com

Classical Music Association of Charlotte (CMAC) CMAC sponsors many classical concerts during the year in Charlotte. Membership forms are available at shows.

For Further Details: Lakshmi & Muthukrishnan - 704.814.9355 Jayashree & Panduranga - 704.442.1186 memberservices@onlinecmac.org www.onlinecmac.org

Indian Performing Arts Association of Charlotte (IPAAC) IPAAC promotes Classical Hindustani music and is the result of a shared dream of a small group of music enthusiasts to bring the rich world of classical music and dance from the Indian subcontinent.

For Further Details: Jyoti Kulkarni - 704.804.1275 Chaula Jain - 704.248.1515 contact@ipaac.org www.ipaac.org

Dada Bhagwan Foundation (Charlotte) Every living being is in constant pursuit of happiness. This search ends only when the source of eternal happiness is found.

It can be attained through realizing your true Self. A path to eternal happiness was discovered by Gnani Purush A. M. Patel (Dada Bhagwan) and it was revealed as Akram Vignan, a spiritual science. Weekly satsang held Every Sunday 1- 3pm & once a month Saturday 2-7pm, which includes watching DVD Satsang with Q & A, Aarti & Mahaprasad.

For Further Details: 877.505.3232 x 1027 wccharlotte@us.dadabhagwan.org 7400 City View Dr, Charlotte, NC www.dadabhagwan.org

ISKCON (Charlotte) There are weekly meetings to learn and practice bhakti-yoga for all ages. Celebration of festivals, prasadam, heartfelt kirtan, spiritual discourses, class for kids, association with visiting monks and teachers, and make friends. Bhagavad-Gita class is held on every Friday at multiple locations.

For Further Details: 980-277-GITA (4482) Iskconofcharlotte@gmail.com

Gurdwara Sahib (Charlotte) The Gurdwara works to enrich the lives of the Sikh & Punjabi communities. Regular Program: Every Sunday: 10 - 11am, Asa Di War by Bhai Satnam Singh Jee, 11am - 12pm, Keertan by Children, 12 - 1:15pm, Keertan by Bhai Satnam Singh Jee, 1:15 - 1:30pm, Ardaas, followed by Guru Ka Langar.

For Further Details: 704.509.2828 1760 Stoney Creek Lane, Charlotte, NC www.charlottegurdwara.org

Jain Center of Greater Charlotte (JCGC) Serving the spiritual and community needs of Jain families while understanding and preserving the Jain faith. Members meet for worship, ceremonies, and festivals. Organizes religious activities year-round - including celebrating religious festivals such as Mahavir Jayanti, Paryushan, and Diwali, and programs like Swadhyay, Pujas and children’s Pathshaala.

Regular events: Weekdays: 9:30am - Prakshal & Puja; 7:30pm - Aarti & Mangal Divo Weekends: 10:30am - Prakshal & Puja 7:30pm - Aarti & Mangal Divo For Further Details: JCGC President: Saumya Kothari: 858.382.351 info@jaincenterus.org 7631 Mallard Creek Road, Charlotte, NC www.jaincenterus.org

Hindu Center of Charlotte The Center holds many regular events and religious ceremonies. The temple library is stocked with books, CDs, DVDs and other materials on varied genres such as religion, culture, history, philosophy, yoga and health.

Upcoming Events: Nov 2: Cultural Program and Mela Nov 9: Diwali Celebrations, dinner and entertainment For Further Details: 704.534.3440 7400 City View Dr., Charlotte, NC www.saathee.com/hindu-center-charlotte

JET USA (Charlotte, North Carolina) These organizations are operated across the world to empower communities. Activities include personality development and spiritual activities like discourses / puja / homam etc. VTSeva (Volunteering Together for Service) focusing on various service activities.

For Further Details: charlotte.jetusa.org jetcharlotte@jetusa.org 704-981-1JET

India Association of Charlotte The organization works to foster better understanding of the rich diversity of Indian culture by the larger community in and around Charlotte.

For Further Details: Toni Sawhney - 704.604.2133 Lal Vishin - 704.545.3727 indiafestival.iacofcarolinas.org/

Indian American Muslim Council (IMAC) of Charlotte Committed to promoting peace, pluralism and social justice through advocacy as well as protecting human rights and Saathee.com

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Kriya Yoga (Charlotte) A sincere seeker who follows the path of Kriya Yoga with love and devotion and a desire for spiritual growth can attain SelfNovember 2019

Check out Job listings (Classifieds) Movies showing in theaters Community Events Bollywood News Print Edition Videos & Photos News & Feature Stories Web Extras and much more!

Your Web Connection to the Community Sign up for our weekly e-mail newsletter: saathee.com/weekly-email Free subscription to Saathee Magazine: saathee.com/subscription Classifieds (Jobs, Businesses, Matrimonials: saathee.com/classifieds Desi Movies in Theaters: saathee.com/movies Community Events: saathee.com/events.asp

Business Owners Ask us how your business can benefit by advertising with

Saathee.com, Saathee Magazine and weekly email!

call 704- 527-7570 or e-mail: info@saathee.com

Community Organizations realization. Two annual initiation programs and a weekly Sunday meditation are held.

For Further Details: Adesh Gupta - 704.814.7476 info@charlotte.kriya.org www.kriya.org

Madhya Pradesh Association of Charlotte (MPAC) The organization will conduct events and gatherings throughout the year for folks originally from Madhya Pradesh and residing in the Charlotte region.

For Further Details: mp2clt@gmail.com 980.231.1112

Pratham - Charlotte Pratham organizes programs in the area of primary education through its Read India campaign. With nearly half the children in India who attend schools not learning to read and write at the required level, Pratham is trying to fill an important gap in this area.

For Further Details: Anju Desai - ajdesai66@gmail.com - 980.622.0125 Shubhra Chakraborty - shubhra.chakraborty1@gmail.com 704.942.4798 www.prathamusa.org

Probasi of Charlotte Probasi’s goal is to organize cultural and educational program related to Bengal in the Charlotte area, to increase Bengali cultural awareness, and to provide community service in the area.

For Further Details: Swapan Nandi - 704.708.5993 Anindita Paul Bhunia - 704.360.2326 welcome@probasi.org www.probasi.org

Sahaja Yoga Meditation Classes are free to attend and meant for all age groups who desire to find his or her true self, which is full of peace, joy and love for others. Sahaja Yoga was founded and developed by Shri Mataji Nirmala Devi and teaches simple techniques of meditation. Sessions are conducted weekly or biweekly.

For Further Details: 5935 Hickory Grove Rd, Charlotte www.meetup.com/SYCharoletteNC/

Samskrita Bharati Sthanam of Charlotte Promotes Samskritam (Sanskrit) as an everyday language and provides access to its rich repository of knowledge. Trained teachers teach Samskritam in spoken and written forms in an interactive environment. Start your journey to speak this ancient foundational language by attending a one-day introductory workshop. No prior knowledge is needed.

Four Further Details: Shreedhar Murthy: murthy90232@gmail.com or 513-967-4775 Joy Vyloppully: vykuntha@gmail.com or 704-906-5665. www.sbusa.org Sangamithra Foundation Saathee.com

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Formed to make a difference in society, the team has taken the path of identifying the needs of underprivileged communities in India and provides support to meet those needs.

Sangamithra works collectively towards realizing its vision.

For Further Details: info@sangamithra.org www.sangamithra.org

Sant Nirankari Mission (Universal Brotherhood) Knowing about God is a knowledge and knowing God is Realization of God as “Knowing about something” is different from “knowing something”. God can only be realized with the blessing of living true master. You are invited to join for a weekly congregation.

For Further Details: Meena Thohan: 703-443-0584

Shanti Niketan Senior Center of Carolinas The Center values diversity, holistic health, peaceful living and community engagement, especially for under-served populations including Refugees, Immigrants, and minorities.

Efforts are made to support a population with the understanding that a diverse population adds to the strength and well-being of the community.

For Further Details: NimishBhatt@bellsouth.net / 704.491.1186 7701 Wallace Ln., Charlotte www.uisac.org

Shree Swaminarayan Satsang Mandal Vadtal On every 1st Saturday, Shree Swaminarayan Satsang Mandal Vadtal has kirtans and bhajans at the Hindu Center of Charlotte at 5pm. After the bhajans, there is Aarti and Mahaprasad. In addition, on the 3rd Sunday of every month, an additional Satsang Sabha is held at a sponsor’s house from 3 - 5pm.

For Further Details: Divyesh Chauhan - 704.965.9735 Sanjay Savaliya - 704.779.7574 admin@issvcharlotte.org issvcharlotte.org

Shri Rang Avadhut Parivar (Parspar Devo Bhav) Devotees of Guru Dattatraya Rang Avadhut and Shri Prem Avadhut meet on Thurs from 6-8pm in Charlotte for recital of “Datta-Bavani,” singing devotional Dattatraya Bhajans and reading “Guru-Lilamrut.”

For Further Details: Bharat Shah - 704.724.6247 Nagesh Patel - 704.399.7805

Sindhi Association of the Carolinas The Sindhi Association of the Carolinas (SAC) organizes religious, cultural, community, and social events in Charlotte.

SAC also sends donations for the needy to the schools in India for Scholarships and for camp refugees in India.

For Further Details: sindhiassociationcarolinas@gmail.com 704.779.2396 South Park Cricket Club (SPCC)

November 2019

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Community Organizations The South Park Cricket Club is a group of gentlemen who play competitive cricket for fun. SPCC is based in Charlotte and has been a part of the Carolina Cricket League since 2010.

For Further Details: anishtr@hotmail.com www.southparkcc.org

Sparsh of Greater Charlotte Sparsh seeks to build community, preserve our heritage, and showcase the culture of the states of Bihar and Jharkand through cultural, charitable, and social events.

For Further Details: sparshofcharlotte@gmail.com 980-221-9641

Srishti of Charlotte Srishti works to fulfill the community’s need for togetherness and the desire to showcase Bengali culture, literature, music and arts. Srishti means an act of creation and brings together people of varied cultures, ethnicity, languages, and backgrounds who are interested in East Indian traditions.

For Further Details: Santanu Sarkar - santanu_kumar@yahoo.com 704. 541.3451 www.srishtiofcharlotte.org

Telugu Association of Greater Charlotte Area (TAGCA) TAGCA was formed with an intention of preserving and promoting the Telugu cultural heritage and traditions among the Telugu speaking people in Charlotte. The association organizes social and cultural events and festivals that reflect the Telugu culture from India.

For Further Details: pr@tagca.org www.tagca.org

Trimurti Temple Devasthanam The temple grounds offer many areas to explore including 14 sanathis with traditional Mandabams for various Hindu deities. Open daily with a Morning Puja at 10am and Evening Puja at 7pm. Sunday Abhisekhams at 11am as well as other special pujas.

For Further Details: 980.219.7556 contact@trimurtitemple.org 6519 Beatties Ford Road, Charlotte, NC www.trimurtitemple.org

Vallabh Pushti Samaj of Carolinas (VPSC) VPSC’s objective is to fill devotional needs of Vaishnavs in Carolinas to worship and pray together, celebrate festivals and engage in humanitarian and educational activities. Paath and Bhajan recitations are held on the 2nd Sunday of each month from 4 - 6pm. A VYO Youth (ages 6-14) educational Meet is also scheduled on the 1st & 3rd Saturdays.

For Further Details: 1006 Vickie Lane, Matthews, NC www.saathee.com/vallabh-pushti-vpsc Saathee.com

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Greensboro

Art of Living (Greensboro) Uncover the strength, peace, and joy at the core of every human being. Courses are offered in Chapel Hill, Raleigh, and Greensboro which cover breathing techniques to eliminate stress; skills for improving relationships; practical wisdom; insight into the laws that govern the emotions; low-impact yoga and the breathing-based technique called Sudarshan Kriya, or the healing breath.

For Further Details: Sonal Chhawchharia - sonal.chhawchharia@gmail.com Puja Verma - puja_usa@yahoo.com www.artofliving.org/us-en/greensboro

BAPS Shri Swaminarayan Mandir Greensboro Features Sunday Sabhas: Shishu (Toddlers) sabha: 4 - 5pm; Bal/Balika sabha: 4:15 - 5:30pm; Kishore sabha: 2 - 3:30pm; Main sabha: 4 - 6pm; Gujarati classes: 2:30 - 3:45pm and Arti at 6pm followed by Mahaprasad. Fresh Shayona snacks available on Sundays.

For Further Details: 336.355.9798 bapsgreensboro@gmail.com 922 Gallimore Dairy Road, High Point, NC www.baps.org/Greensboro

Gujarati Cultural Association of Piedmont (GCAP) The Gujarati Cultural Association of Piedmont serves the Asian Indian community through sponsored events, cultural, educational and social programs.

For Further Details: Janak Patel - 919.799.1603 127 Landmark Drive, Greensboro, NC www.gcap.us

India Association of the Triad (IATNC) Promotes social, cultural and educational interests, develops understanding between members of the Indian community and other residents of the Triad area, and make the latter aware of issues of concern to the Indian community.

For Further Details: committee@iatnc.org www.iatnc.org

Indian Association of the Carolinas (IAC) IAC promotes Indian culture by hosting community events, Diwali and Garba and similar celebration and sports events.

Their Center is located in Winston-Salem.

For Further Details: Gopal - 336.509.5943 Hasmukh - 336.971.5594 (Membership Help) indianac14@gmail.com www.indianac.org Indo-American Society of NC (IASNC) Supports Indian and South Asian communities in Greensboro, NC and vicinity and other individuals interested in learning the culture, traditions, and arts of India. Specifically, IASNC November 2019

Schedule a FREE Parent Orientation TODAY!

Community Organizations promotes Indo-American cultural, arts and sports events and also school-based volunteering activities.

For Further Details: Krishna Balu - balu4428@infionline.net - 336.292.9462 www.iasofnc.org

Indo-US Cultural Association of Winston-Salem Increase awareness of the cultural heritage of India which is tremendously rich in its diversity and history. Association seeks to reach out to the Indian-American community within the Piedmont and Triad areas to share the vibrant Indian culture and promote cross-cultural understanding.

For Further Details: indouswinston@gmail.com 336.575.5348 www.indouswinston.org

Life Mission, USA This ashram has been established to provide physical, mental, emotional and spiritual benefits. All these benefits can be achieved through the natural remedies of yoga therapy, Ayurveda, naturopathy and diet.

For Further Details: 336.421.0690 Dr. Manoj - 848.459.7401 lifemissionusa@gmail.com 8136 NC Highway 119, South Mebane, NC www.lifemissionusa.org

Sri Mata Hindu Temple of North Carolina Working to meet the community’s religious, spiritual, and cultural Needs. Panchayatana Puja is the system of worship in the Smarta Sampradaya of Hinduism. It is said to have been introduced by Sri Adi Shankara. Weekdays: 6:30 - 7:30pm; Sat & Sun: 10:30am - 12:30pm.

For Further Details 336.LOK.MATA (565.6282) info@matahindutemple.org 8535 Lasater Road, Clemmons, NC www.matahindutemple.org

Sri Sathya Sai Baba Center (Greensboro) The Sri Sathya Sai Baba Center regularly conducts Sai Bhajans, Study Circles, various service activities and SSE classes (for students) every Sunday from 9:45am - 12:15pm.

For Further Details: Swami Rajendran - 908.875.6964 Dr. Varatharajah - 336.851.9150 www.sathyasaicentergso.org

Winston-Greensboro Cricket Club (WGCC) Everyone from Triad Area in NC are welcome. The goals are fun, fitness, and friendship. WGCC is also a member of the Carolina Cricket League. Practice Sessions during the regular season are held every Wednesday at 5:30pm in Weston Park, Winston-Salem.

For Further Details: www.wgcricketclub.com Saathee.com

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Regional

Ekal Vidyalaya Foundation of India Ekal was established to help in the development of the remote tribal and rural villages in India. Ekal Vidyalaya Foundation of USA is committed to the cause of eradicating illiteracy from tribal areas. Education is the key to self-esteem, self-sustenance, and economic freedom.

For Further Details: Southeast Regional President: Chander M. Aggarwal - cmaggarwal44@gmail.com - 407.454.3739 Carolinas Regional President: Janak Dalal - jaydalalcolumbia@gmail.com - 803.665.4050

Hindu Society of Eastern NC (Greenville, NC) The temple celebrates major festivals and holds regular bhajan seesions and Geeta study.

For Further Details: Temple - 252.752.2670 B.S. Srivatsa - 508.654.0360 Hindutemplenc@gmail.com

ISKCON Temple of the Holy Name in Prabhupada Village The Temple, situated in a peaceful, rural area, is a member of the International Society for Krishna Consciousness (ISKCON).

Come and take darshan of Sri Sri Parama Karuna Nitai Gaurasundara from 5am-7:30pm, 7 days a week and special program held every Sunday at 3pm with discourse on the Bhagavad-gita, As It Is, and a pure vegetarian feast - all free.

Festivals are celebrated.

For Further Details: 336.593.2322 / tothn@iskconpv.org 1283 Prabhupada Rd. Sandy Ridge, NC www.iskconpv.org

Nithyananda Sangha NC (Inner Awakening) Inner Awakening works to spread the knowledge of Yoga and meditation by letting people experience the teachings of Vedic Science in its purest form delivered by the enlightened master Paramahamsa Sri Nithyananda. This chapter is part of a movement for meditation and healing. Paramahamsa Nithyananda is a leader in the science of enlightenment For Further Details: 704.766.1420 / 704.992.6114 innerawakening.org / nithyananda.org Nuv Yug Nuv Yug is a cultural organization with a mission to promote awareness of Indian cultural arts and heritage while striving to create synergy among various cultural groups from the South Asian region.

For Further Details: www.saathee.com/nuv-yug

Prabhupada Village A rural, devotional community, nestled in the foothills of the Blue Ridge. Inspiration and guidance is derived from the books, letters, and lectures of His Divine Grace A. C. Bhaktivedanta Swami Prabhupada, the Founder-Acharya of November 2019

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Community Organizations ISKCON, The International Society for Krishna Consciousness.

Following Srila Prabhupada’s personal example, spiritual values in order to achieve happiness, prosperity and spiritual fulfillment are taught. Serving Hindu communities, visiting homes for fellowship, worship, scriptural study, and kirtan.

Also facilitate festivals, puja, and vegetarian cooking.

For Further Details: 336.593.8108 or 336.593.3031 sarvadrik@gmail.com www.prabhupadavillage.com

Sacred River Cow Sanctuary The sanctuary is a goshala in the foothills near Iskcon’s Temple of the Holy Name. Connect with nature, discover the joy of cow seva, and introduce your children to the importance of cows in Vedic culture. To arrange a visit or Pooja, call 336-339-3070.

For Further Details: Sacred River Cow Sanctuary on Facebook.

Sri Somesvara Temple (Asheville) The temple is located in the Blue Ridge Mountains of Western NC. It is a Vedic Shiva temple at the center of Mount Soma, a community commonly referred to as “Mount Kailash of the West.” People travel great distances to experience Sri Somesvara’s powerful Linga, profound silence, and timeless vibrations. The temple is open every day from 9:30am to 6:30pm. Aarti is at 6pm.

For Further Details: 828.476.4073 / www.srisomesvara.org

South Carolina

American South Asian Cultural Association of Columbia, SC The goal is to increase cultural awareness and develop cultural understanding among American South Asian Community in Columbia, SC area. A lunch meeting will be held on the second Sunday every month between 1 - 2:30pm.

For Further Details: 803.233.7042 / 512.547.7077 (Evenings) 1728 Bush River Road, Columbia, SC

Carolina Buddhist Vihara (Greenville, SC) A temple and monastery offering teachings of the Buddha, primarily by bringing Theravada Buddhist nuns and monks to Greenville. “Theravada” refers to the oldest surviving branch of Buddhism. The meditation is on Mon & Thur from 6- 8pm & for women only on Friday 9- 10am. Sutta discussion on Sat from 2-4pm.

For Further Details: 864.329.9961 / greenvillebv@gmail.com 113 Woodridge Circle, Greenville, SC www.carolinabuddhist.net

Dada Bhagwan Foundation (Columbia) Every living being is in pursuit of happiness; no one likes suffering. This search ends only when the source of eternal happiness is found. It can be attained through realizing your true Self. A path to eternal happiness was discovered by Gnani Purush A. M. Patel, also known as Dada Bhagwan and it was Saathee.com

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revealed to the world as Akram Vignan, a spiritual science.

Saturdays Satsang 5- 7pm with Q & A, aarti, Mahaprasad.

For Further Details: 877.505.3232 x 1035 wccolumbia@us.dadabhagwan.org Regency Inn,1335 Garner Ln, Columbia, SC www.dadabhagwan.org

Hindu Society of Greater Spartanburg Satsangs are held from 5-7pm on the second Sunday of each month. The Society also celebrates religious and social festivals based on the Hindu calendar. The temple is quite active in sponsoring children’s programs.

For Further Details: 864.599.7048 1130 Fairview Church Road in Spartanburg, SC pluralism.org/profile/hindu-society-of-greater-spartanburg/

Hindu Temple and Center (Columbia, SC) The temple is open on weekdays between 8:30am to 12 noon and between 5pm and 8:30pm. On weekends, the temple is open between 8:30am to 1pm and 5pm to 8:30pm. Bal Gokulam (Sunday School) classes are held Sundays from 10:30am to 12 noon. Classes are designed to help children build physical, mental, cultural, social & spiritual lives.

For Further Details: 803.772.6940 5704 Kiawah Road, Columbia, SC www.hindutemplesc.org

Kannada Association of Greater Greenville (KAGG) An organization devoted to the awareness and promotion of Kannada culture in the area. KAGG is a primarily run by volunteers and invites Kannadigas living in and around Greenville area to participate in the organization. Kannada classes for children are also conducted.

For Further Details: 864.430.4973 kaggculturalcommittee@gmail.com www.kagg-sc.org

Telugu Association of Greater Greenville TAGG is devoted to the awareness and promotion of Telugu Culture in the Greenville Area. The association caters to the cultural and social needs. TAGG organizes events to celebrate major festivals and organizes a picnic during the summer as scheduled activities. In addition, TAGG screens Telugu films throughout the year and organizes cultural events.

For Further Details: www.taggsc.org

Vedic Center of Greenville Daily Aarti is conducted Mon - Fri at 8pm. Bal Vihar classes are conducted Sundays from 11:15am - 12:30pm. Sri Venkateshwara Suprabhatam is held on 2nd Saturday of each month at 9am. Open from 9 to noon and from 5 to 9 pm daily.

Various religious services are offered.

For Further Details: President: Janak Desai - 864.884.5183 520 Bethel Road, Mauldin, SC www.vediccenterofgreenville.org November 2019

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November 2019

Dances of India

continued from page 70

also amazing to see how much in sync they all were. The Dandiya Raas dance originated in Goddess Durga’s honor. This dance form is actually the staging of a mock-fight between Goddess Durga and Mahishasura, the mighty demon-king. This dance is also nicknamed “The Sword Dance”. The sticks of the dance represent the sword of Goddess Durga. The origin of these dances can also be traced back to the life of Lord Krishna where he danced with his beloved Radha and many of his devotees or Gopikas in the gardens of Brindavan.

There are different styles of executing Dandiya steps like Dodhiyu, simple five, simple seven, Popatiyu, Trikoniya (hand movement which forms an imagery triangle), Lehree, three claps, butterfly, Hudo, two claps and many more. This is a very high-energy dance requiring talent to handle sticks while dancing, twirling, hopping, and so on. If you are not careful, you could get hit by these sticks, especially as the speed increases during the final part of each song. Popularity of this folk dance has spread all over the world. Many young men and women love to dance for hours to this music during festivals. I know that for sure, as my students come to the classes with blisters on their feet.

With national consciousness of the arts growing from day to day, many of these beautiful expressive dances are coming to urban and international audiences and being received with enthusiasm and success, they deserve. Now there is more demand for precise movements, coordination among dancers, formations, costume color combinations, exotic jewelry, music with heavy drumming and other percussions etc. Many local organizations host local, regional, state, and national competitions of these dance forms. These dancers look beautiful as they sing and sway in their wide sweeping ghagras (skirts) and brightly decorated cholis (blouses) and odhnis (scarves).

I am not sure if we are just taking these folk dances to another level or are we losing the freedom these dances provide to enjoy and participate without any formal training. However, I do still see communities coming together to just have fun. It is wonderful to see that these dance forms are still a large part of our social interaction among all ages.

Given the strong demographics advantage of 375 million Indians reaching 25+ age group to further populate the Indian workforce in next 15 years, the best days of India as country are in the upcoming years. There will always be few hiccups on the way but given the strong tailwinds, India’s future looks very promising. It’s a perfect time to “Buy Right & Sit Tight” and selectively bet on the future of India.

Happy Investing!

Buy Right

continued from page 82

million monthly air passengers will more than triple. In terms of origin and destination (O-D) traffic, passenger growth is expected to grow nearly six times in next twenty years from 2015.

• Carriers, modern airports, greater use of technology, Foreign Direct Investment (FDI) and increased emphasis on regional connectivity. These factors have placed India to be the third largest aviation market by 2020 and the largest by 2030.

• A decade ago 50 million Indians were taking flights each year – now three times that number are flying each year.

• The association of mutual funds in India (AMFI) is targeting an AUM of 95 trillion rupees by 2025! This is an almost five-fold increase from current levels.

• The automotive industry has produced 29.07 million vehicles during the financial year 2017-2018, which is one of the largest in the world.

• Length of roads increased from 3.9mn km to 5.6mn km in last 10 years.

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• 15 years ago only 1 in 3 Indian families had a bank account; now nearly all Indian families have a bank account. This inclusiveness in the banking system will help the economy to get more savings in the financial system.

• National Digital Communications Policy (NDCP), 2018 has set a target of increasing the level of tower fiberisation to 60 percent by fiscal year 2022 from the existing level of 25 percent. The second and the third phases of the world’s largest rural fiber roll-out initiative through BharatNet project will continue boosting the country’s fiber infrastructure. Meanwhile, development under the government’s Smart Cities Mission hinges on a robust common digital infrastructure backbone that includes fiber as the core component.

• Bharat Net is the world’s largest rural broadband initiative undertaken by the Government of India (GOI).

The project includes provision for on demand affordable broadband connectivity of 2 Mbps to 20 Mbps for all households and on-demand capacity to all institutions. It is a part of the Digital India vision implemented through a partnership with states and the private sector.

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November 2019

“This is an important step in enhancing commercial aviation security and we urge travelers to ensure they have compliant documents,” said Acting Secretary Kevin K. McAleenan. “DHS is committed to working with states as they continue their efforts to issue REAL IDs to Americans.”

News Notes

continued from page 86

India Reduces E-Tourist Visa Fees

• Real progress has been made in less than two years. In January of 2017, only 26 states were REAL ID compliant.

• Through voluntary partnerships with state governments, associations, DMVs, and other stakeholders in all 50 states and 6 territories, DHS can say that 47 out of 50 states are currently REAL ID compliant.

• There is still work to do. Only 27% of Americans have been issued a REAL ID at this time.

The Government of India has decided to reduce the eTourist Visa fees for foreign nationals including US nationals, as per details given below: The fee for one-year e-Tourist Visa has been reduced from US $80 to US $40; A 30-day e-Tourist Visa has been introduced with a fee of US $25, which will be applicable during the period July to March.

During the April to June period, the fee for a 30-day eTourist Visa has been further reduced from US $25 to US $10; The fee for a Five-year e-Tourist Visa would be US $80.

The procedure for e-Tourist Visa application remains the same. Details at www.indianvisaonline.gov.in/evisa/tvoa.html.

OCI Application Process Simplified

The Overseas Citizen of India (OCI) application process in USA now been simplified.

Instead of a two-step application process, the applicant will now submit the OCI application form and upload related documents directly at the Government of India website (www.ociservices.gov.in/welcome).

There will also be no restriction of Consular Jurisdiction for OCI applicants. The applicant will be free to apply at Indian Embassy Washington DC or any of the Consulates General of India (CGI) in Atlanta, Chicago, Houston, New York or San Francisco. While submitting the application on the Government of India website, the applicant will need to select the location where he/she wants the OCI application to be processed.

On completion of online application process, the applicant should print the form, related documents and affidavits and submit them at the Outsourcing Partner, Cox & Kings Global Services (CKGS) office in the selected location.

Details regarding the form filling process, requirement of documents and payment of fees, can be checked at the CKGS website www.in.ckgs.us/oci/how-to-apply.

DHS Reminds Travelers that Deadline for REAL ID Compliance is One Year Away

The Department of Homeland Security (DHS) reminds travelers that the upcoming REAL ID requirement and enforcement will start in one year. Beginning October 1, 2020, every traveler must present a REAL ID-compliant driver’s license, state-issued enhanced driver’s license, or other acceptable forms of identification, such as a valid passport or U.S. military ID, to fly within the United States. Individuals who are unable to verify their identity will not be permitted to enter the Transportation Security Administration (TSA) checkpoint and will not be allowed to fly.

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DHS has been working to increase public attention and focus on the upcoming deadline. Beginning in April, TSA has displayed signs at airports notifying the public of changing requirement. In August, TSA began verbally advising travelers who present non-compliant licenses of the upcoming REAL ID requirement and enforcement date. TSA has also co-hosted REAL ID events with motor vehicle administration officials in numerous locations around the country throughout the spring and summer, with more to come.

REAL ID-compliant licenses are marked by a star on the top of the card. Michigan, Vermont, Minnesota, and New York states issue both REAL ID and state-issued enhanced driver’s licenses, both of which are acceptable. Washington state issues enhanced driver’s licenses only. These documents will be accepted at the airport security checkpoint when the REAL ID enforcement goes into effect. Travelers who are not sure if their state-issued ID is compliant should check with their state driver’s license agency.

Subcontinental Divide continued from page 72

left or right of the political center. And if my chemistry is correct, that leaves 7 percent, and that’s the crowd that just scratches their heads and panics about the gridlock in the soul of America.

Yes, you fight this muddle. As I expand my business, I wonder about employees, their work ethic, the business taxes, the increased tax rate, the workers comp, the benefits, the blow to my bottom line, my savings account, even my goal to buy a mountain summer home. I read about tax loopholes, the foreign bank accounts; I pay more attention to politicians telling me to set up trusts, invest in key property (“Here’s my advisor’s number”), to lower wages and declare more business expenses.

All this stuff. All this stuff—and a very simple fact.

“It’s the economy, stupid.” America really doesn’t create anything tangible of value that the world can’t do without.

America’s lifeblood is the PR that made me spend $800 on Amazon last month. America is about innovation; about the newest ways to sell ideas—about ways to perpetually make you feel hungry. Somewhere, in the bowels of this machinery, is a consumer who thinks he is hungry, rich businessmen working with narcissistic politicians to make you feel hungry, and the “working hungry,” confused millions of all colors, national origins and religions that make all this possible by being pawns in a Work-Eat cycle. Only the Almighty Dollar unites us all in a divine, soothing, salvationary embrace. But these working masses…they are not real Americans…they are noise. Play the national anthem…and…Wink. Nod. Pour me another cognac.

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November 2019

Hospital Housing continued from page 74

Once the renovation is complete in late 2021, the housing group will hire a coordinator to assist tenants with housingrelated issues, including helping those in the transitional units find permanent housing. The hospital will provide a case manager to help with their physical and behavioral health needs, preparing them for life on their own. Denver Health expects most patients will be able to move on from the transitional units within 90 days.

The hospital will pay for the housing portion itself. That will still be far cheaper than what the hospital currently spends.

It costs Denver Health $2,700 a night to keep someone in the hospital. Patients who are prime candidates for the transitional units stay on average 73 days, for a total cost to the hospital of nearly $200,000. The hospital estimates it would cost a fraction of that, about $10,000, to house a patient for a year instead.

“The hospital really is like the most expensive form of housing,” Stella said.

Growing Interest A recent report from the Urban Institute found that while most hospital officials are well aware of how poor housing affects a patient’s recovery, they were stymied about how to address the issue.

“It’s on the radar of almost all hospitals,” said Kathryn Reynolds, who co-authored the report. “But it seemed like actually making investments in housing, providing some type of financing or an investment in land or something that has a good amount of value seems to be less widespread.”

The report found housing investment has been more likely among hospitals with their own health plans or other types of arrangements in which they were receiving a fixed amount of money to care for a group of patients. Getting patients into housing could lower their costs and increase their operating margins. Others, particularly religiously affiliated and children’s hospitals, sought housing solutions as part of their charitable mission.

Reynolds said the trend is due in part to the Affordable Care Act, which requires hospitals to perform a community needs assessment to help guide their charitable efforts. That prompted more hospitals to consider the social needs of their patients and pushed housing concerns up the list. Additionally, the Internal Revenue Service clarified in 2015 that hospitals could claim housing investments as charitable spending required under their tax-free status. And provisions included in the 2017 tax cut bill provided significant tax savings for investors in newly designated opportunity zones, increasing their interest in affordable housing projects.

Some hospitals, she said, may use their cash reserves to invest in housing projects that generate a lower return than other investment options because it furthers their mission, not just their profits.

In other cases, hospital systems play a facilitator role — using their access to cheap credit or serving as an anchor tenant in a larger development — to help get a project off the ground.

“Housing is not their business,” Guerrero said. “It’s not an easy space to get into if you don’t have the experience, if you don’t have a real estate development team in-house to understand how to put these deals together.”

Solutions for the Southwest to prioritize housing vouchers for frequent users of the emergency room.

Under a program funded by the Catholic Health Initiatives, Mercy hired a social worker and a case manager to review records of frequent emergency room patients. They quickly realized how big an issue housing was for those patients. Many had diabetes and depended on insulin — which needs refrigeration. Kidney failure was one of the most costly diagnoses for the hospital.

Once patients received housing vouchers and found stable housing, though, costs began to drop.

After its targeted late 2021 completion, the building will be used for affordable senior housing, including about 15 apartments designated to help homeless patients transition out of the hospital.

(Courtesy of the Denver Housing Authority)

“We now knew where they were. We knew that they had a safe place to live,” said Elsa Inman, program coordinator at Mercy Regional. “We knew they would be more effective in managing their chronic conditions.”

The patients with stable housing were more likely to make it to their primary care and specialist appointments, more likely to stay on top of medications and keep their chronic conditions in check.

The combination of intensive case management and patient engagement helped to halve ER visits for the first 146 patients in the program, saving nearly $495,000 in Medicaid spending in less than three years.

“Hospitals are businesses and nonprofits are businesses,” said Brigid Korce, program development director for Housing Solutions. “They are bottom-line, dollars-and-cents people.”

Inman acknowledged that the hospital might have missed out on some revenue by reducing ER use by these patients.

Hospitals are still largely paid by the number of patients they treat and the number of services they provide.

But most of those patients were covered by Medicaid, so reimbursements were low anyway. And the move freed up more ER beds for patients with more critical needs.

“We want to be prepared for life-threatening conditions,” Inman said. “If you’ve got most of your beds taken up by someone who can be receiving patient care outside in the community, then that’s the right thing to do.”

That was less of an issue for the inpatients at Denver Health.

Because hospitals are generally paid a fixed amount for a given diagnosis, the longer a patient stays in the hospital, the more money the hospital loses.

“They’ve basically exhausted their benefit under any plan because they don’t meet medical necessity anymore,” Burnette said. “If they had a home, they would go home. But they don’t, Cutting Costs In the southwestern corner of Colorado, Centura Health’s so they stay in the hospital.”

Find more stories at Kaiser Health News: www.KHN.org.

Mercy Regional Medical Center has partnered with Housing Saathee.com

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November 2019

Guru Nanak

continued from page 92

This was an innovative approach to helping people appreciate interfaith dialogues and to elevate humankind in a world where people had grown up fearing the cruelty and injustice of the alien ruler. This was indeed religious pluralism in practice.

Bhai Gurdas, the most reputed Sikh theologian, recorded Guru Nanak’s Bein River antar dhyan Samadhi in the form of a hymn, translated as follows: On hearing the cries of the suffering humanity, God … sent Guru Nanak to the world. ... He revealed to the world oneness of God, calling Him the Supreme Absolute, the Infinite Wisdom. Proclaiming their equality, he united all four social divisions (castes) of Hindu society as one people.

(Vaar 1, Pauri 23)

Mool Mantar If you really wish to know who Guru Nanak is, you want to focus on mool mantar, the opening verse of the Sikh scripture.

He uttered it as he emerged out of the Bein River after three days. The mool mantar reads as follows, first in Gurmukhi and then in Roman alphabet, and is followed by an English translation:

• “Ik Onkaar, sat naam kartaa purakh nirbhau nirvair akaal moorat ajooni saibhang gur parsad.”

• “One God [with 8 divine attributes]: Truth, His name; Creative force, doer; devoid of fear; devoid of enmity; timelessness/immortality personified; beyond birth and death, eternal; self-created/-existent; reachable/realizable only by the grace of the Guru-in-God.”

The mool mantar is given the primary position in Sikh theology. It enunciates the human relationship with the Creator and signifies the evolution of human consciousness from animal consciousness to God consciousness. Guru Arjan appropriately assigned this verse the first place on the first page of the Sikh Scripture.

Ik Onkaar consists of two symbols, a numeral and a letter. The numeral IK means indivisible One and the letter Onkaar means God as a virtual and eternal reality. Combined together the two symbols mean that One God manifests in all creation, including all worlds and all humanity, with one soul residing in them.

Recently a wise, learned friend sent me a video. It shows a Sikh devotee explain Guru Nanak’s relationship with God. He says: “Guru Nanak did not believe in God; Guru Nanak knew God.” The Guru saw God in His creation, he explained – in the river, in nature, in people, even in an enemy. He quoted Bhagat Namdev from the Guru Granth Sahib (SGGS 485): “Sab Gobind hai, Gobind bin nahin koi,” meaning, “All is God; there’s nothing without God.” One spirit and one unified world end all tension between the finite and infinite, and thus they form the basis of unity among all humans. We may, then, experience God by experiencing that unity of God’s creation. In God alone can we transcend the divisions inherent in our separatist attitudes of “mine” and “yours,” and “we” and “others.” This spirit lifts us from the narrow confines that divide us and are the source of prejudice and discrimination.

Guru Nanak saw all religions as different ways of worshiping the same Supreme Being. The mool mantar orients a Sikh and a non-Sikh alike to the same Transcendental Reality that is worshiped by Hindus, Muslims, Christians, Jews, and others. The words in the composition of mool mantar may be termed as the Sikh Words of Faith or the Sikh Articles of Faith.

They draw our mind to the divine aspects that the Guru has identified for us to meditate upon. The goal is to raise human consciousness to god-consciousness within the human life span.

Everyone who meditates on and practices mool mantar will worship the Infinite, the Supreme Being, and convert one’s finite consciousness by Gur Parsad to godlike consciousness, mirroring godlike human behavior. But this may happen only if the seeker/devotee receives – without ego, with humility and gratitude – the blessing of the Guru who is in tune with God. Attitudes of gratitude and acts of thanksgiving are basic in Sikh religious ceremonies, festivals, and celebrations.

Inculcation of gratitude releases the underlying moral and spiritual forces in each one of us. We use them for the benefit of humanity as a whole and raise the society to a higher level of culture.

To sum it up, the Guru is a pre-requisite to the success of a devotee’s practice of mool mantar. Guru Nanak underscores the significance of the Guru in the context of Gur Parsad. He extolls the Guru (note: the only Guru for Sikhs is Sri Guru Granth Sahib) who grants Gur Parsad by saying: Balihārī gur āpṇe ḏi▫uhāṛī saḏ vār. (Gurmukhi Romanized) A hundred times a day, I am a sacrifice to my Guru; Jin māṇas ṯe ḏevṯe kī▫e karaṯ na lāgī vār. (Gurmukhi Romanized) He made angels out of men, without delay.

(SGGS 462; srigranth.org)

The soul here is defined as the manifested extension of One Reality. Thus, the whole creation is considered to be One – one reality manifesting in the entire creation embodying the Infinite Wisdom (Waheguru) in nature and the universe. In the colloquium of civil society, it may be abbreviated as One Spirit One World.

In a nutshell, Ik Onkaar represents God as the Divine Presence permeating the creation, including the human soul within and its expansion outside. Guru Nanak explains this belief as follows: “He (God) created the Creative Power of the Universe, within which He dwells.”(SGGS 83) Saathee.com

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Elder Care

continued from page 32

Care Corps faces several challenges. A big one: The grant is tiny, compared with the trillions of dollars spent on health care.

It could take a long time to build it into a national effort that attracts more investment.

Project leaders are optimistic. To nonprofit organizations working in the aging field, “it’s a lot of money ― they can do quite a lot with these grants,” said Sandy Markwood, CEO of the National Association of Area Agencies on Aging. Programs may find ways to license successful models, and local and national foundations may step in with additional support, Simone said.

Recruiting volunteers could be another challenge. At the Center for Volunteer Caregiving in Cary, N.C., which has been providing “friendly visiting,” transportation and caregiver respite services for 27 years, “it’s the biggest issue we face,” said executive director Elaine Whitford.

Because her organization focuses on building relationships with seniors, it asks volunteers to commit to at least a year. “We get a lot of interest,” Whitford said, “then people realize that this just isn’t going to fit into their schedule.”

Helen Anderson, 86, has sickle cell disease, lupus and chronic pain. She lives alone in a Cary apartment. Without help from the center’s volunteers, three women and a man who’ve taken her shopping, cleaned her apartment and done her laundry since 2008, she said, “I could not live independently.”

Scores of volunteer programs serving seniors and people with disabilities already exist, but most are small and many older adults and their families don’t know about them. How they’ll interact with the Care Corps is not yet clear.

One of the largest is Seniors Corps, run by the Corporation for National and Community Service. Through its Senior Companion program, volunteers age 55 and older visit needy older adults and help them with tasks such as shopping or paying bills. About 10,500 volunteers spend 15 to 20 hours a week, on average, serving 33,000 seniors through this program.

Recent research from Senior Corps demonstrates that volunteers receive benefits while giving to others ― a finding confirmed by a large body of research. After two years of service, 88 percent of Senior Corps volunteers reported feeling less isolated, while 78% said they felt less depressed.

To learn if Service Corps’ companion program is available near you, use this new tool on its website (Nationalservice.gov/programs/senior-corps/getinvolved/senior-corps-pathfinder). The group also offers less intensive services to 300,000 older adults and people with disabilities through its Retired Senior Volunteer Program.

To learn about other volunteer programs in your community, contact a local senior center, a nearby Area Agency on Aging or your county’s department of aging, experts suggest. ACL’s Locator (Eldercare.acl.gov/Public/Index.aspx) can help you identify these organizations.

Another source is the National Volunteer Caregiving Network, which lists about 700 programs, most of them churchbased, on its website.

“Volunteer caregiving can make the difference between someone having quality of life and not having any at all,” said Inez Russell, board chair of the organization. She’s also the founder of Friends for Life, a Texas program that offers volunteer aid to seniors trying to live independently and that reaches out to seniors who don’t have family members on birthdays and holidays, among other services. Altogether, the two programs reach about 4,000 people a year.

Saathee.com

In Montpelier, Vt., Joan Black, who’s 88 and lives alone in a one-bedroom apartment, has been a member of Onion River Exchange ― a time bank ― for 10 years. Onion River members contribute goods and services (a ride to the airport, a homemade casserole, a newly knit baby sweater) to the time bank and receive goods and services in exchange. For years, Black gave out information about the exchange at farmers markets and other community events ― her way of banking credits.

It’s a form of volunteerism that “creates a sense of community for many people,” said Edisa Muller, chairwoman of the Onion River board.

For Black, who lives on a small fixed income and can’t vacuum, scrub her tub, dust her wooden furniture or shovel the driveway that leads to her apartment, participating in the time bank has become a way to meet new people and remain integrated with the community.

“I like a tidy house: When things are out of order, I’m out or order,” she said. “I don’t believe I’d be able to do everything I do or live the way I do without their help.”

Article courtesy of Kaiser Health News: www.KHN.org.

Nutrition

continued from page 58

• Avoid heavy or rich foods, fatty or fried meals, and carbonated drinks in the evening.

• Get out in the sunlight during the day and create a calm dark atmosphere at night, as this helps to maintain a healthy sleep-wake cycle.

• Establish a regular relaxing bedtime routine. This could include taking warm shower or bath, reading a book, or light stretches.

• If there is suspicion of Sleep Apnea, it should be diagnosed by doing a Sleep Study, and treated as needed

Behavior support • Reach out to family and/or friends for emotional support • Join community groups dedicated to a healthy lifestyle for emotional support and motivation • Seek psychological counseling if needed for anxiety and depression • Seek counseling needed for alcohol or other substance abuse addictions

Smoking • Stop smoking

• Avoid all forms of tobacco products

Summary Diabetes affects every cell and nerve of your body. Steps should be taken to prevent it as much as possible. Steps should be taken to effectively treat it using a team approach. Lifestyle changes should be ongoing, and should engage the entire healthcare team including doctors, nurses, dietitians, pharmacists, and physical therapists. Lifestyle therapy should begin with nutrition counseling and education. All patients should strive to attain and maintain an optimal weight through a primarily plant-based meal plan. Lifestyle therapy should include medical nutrition therapy, regular physical activity, and sufficient amount of sleep, behavioral support, and smoking cessation with avoidance of all tobacco products.

114

November 2019

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www.icc-nc.org

SERVING GOD AND THE COMMUNITY SINCE JUNE 1984

A Worship Center For People From India And Neighboring Countries

Worship Service - Sundays at 8:30 AM (Dynamic Praise Time) 1524, North Harrison Avenue, Cary (Next to SAS Campus) Children’s Sunday School & Adult Bible Study - Sundays at 11 AM 1215 Jones Franklin Rd Suite 204 Prayer Fellowship - Wednesdays at 7 PM Meet at Five Zones at host families Raleigh, Durham, Apex, Cary, Morrisville & Chapel Hill

Leading annual medical missions to remote areas of Kenya and India.

Zakar Bible Club: Character development of children through memorization of God’s powerful & redemptive word. Please send your child and receive guaranteed life lasting blessing.

We welcome you to come and receive a blessing through this evangelical, Christ-centered, Bible-based, non-denominational, loving, caring, mission-minded spiritual family church.

Church Office: 1215 Jones Franklin Rd, Ste 204 Raleigh, NC 27606

Pastor:

Joseph B. Jesudason

919-233-2900 or 919-467-4435 (Residence)

Rajarshi Desai

• Audit Representation and Tax Resolution to 100% clients satisfaction before federal, state and local tax authorities, including filing past year returns.

• Review for possible Federal or State income tax exposure.

• Monthly Bookkeeping Services.

704.541.9966 or 917.612.1489 (cell)

• Payroll and Sales Tax preparation and Compliance.

I Believe in the Value of Relationships.

I view every client relationship like a partnership and truly believe that my success is a result of your success.

CPA, PLLC

7301 Carmel Executive Park Drive Suite #200 Charlotte, NC 28226 Fax: 877.294.7979

E-mail: rd@rajdesaicpa.com

Member: American Institute of Certified Public Accountants and NYSSCPA

I am committed to providing close, personal attention to my clients. I take pride in giving you the assurance that the personal assistance you receive comes from 15 years of my public accounting experience including several years of Big 4 accounting firm’s advanced training, technical experience and financial acumen. My continual investment of time and resources in professional continuing education and extensive business relationships is indicative of my commitment to excellence.

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• Financial reviews and compilation including compliance testing.

• Corporate, partnership, individual, trust and estate tax consulting, planning and compliance.

• Mergers and acquisition reviews including business valuations.

• Comprehensive business services in accounting and auditing.

• Management information systems consulting and technology implementation services.

November 2019

Youth Corner Word World

R

By Kirit Shukla

E

E

D

S

Who wants to be a Scholar?!

Answer the ones you know and research to answer the rest.

There is only one correct answer.

A

1. Arrange these prime ministers of Pakistan chronologically, from year 1947- to date. (a) Imran Khan (b) Liaquat Ali khan (c) Nawaz Sharif (d) Zulfikar Ali Bhutto

R

2. The 64th Filmfare award of 2019 for the best lead actor of Bollywood films was given to (a) Ranbir Kapoor (b) Shahrukh Khan (c) Akshay Kumar (d) Ranveer Singh

Make words using 4 or more letters. The central letter must be used in each word. Letters cannot be used more than once per word.

Use all letters for the subject word (underlined in solutions below) 11+ words = Excellent; 8 to 10 words = Good; 7 or less = keep looking.

Words we found are in solutions below.

3. World’s largest earthquake was recorded in (a) Tibet (b) Alaska (c) Chile (d) Japan

4. The chemical element Nickel was discovered by (a) Davy (b) Berzelius (c) Crookes (d) Cronstedt

5. How faster Sound travels in water than in air? (a) Three times (b) Four times (c) Five times (d) Six times

Dadaji’s Short Story

6. The Hyderabad - Pune National Highway is (a) No. 9 (b) No. 8 (c) No. 7 (d) No. 4

7. The national Anthem lyrics “Our home and native land” is of this country. (a) USA (b) Canada (c) UK (d) Australia

8. If your house is tenth from each end of the row, how many houses are there the row? (a) 18 (b) 19 (c) 20 (d) 21

Saathee.com

10. The biggest power ball lottery winning of $1.586 billion in USA was in the year (a) 2019 (b) 2018 (c) 2017 (d) 2016 Answers are below. No Peeking.

Scholar: All correct; 1st Class: 9 Correct; 2nd Class: 8 Correct; 3rd Class: 7 Correct; Need to improve: 6 or less

Word World (Solution): DEAR, DREAR, ERASED, ERRED, READ, READER, READERS, REDE, REDS, REED, RESEDA, SEARED, SEDER, DARE, SEED, AND POSSIBLY MORE!

Once upon a time, a stag was looking into a pond to enjoy the beauty of his antlers in the reflection. He thought, “What beautiful antlers I have!” When he looked down at his legs, the stag became sad thinking, “My legs are so lean and bony. They are the ugliest of them all.” Just at that moment, he heard the roar of a lion.

He was scared and started running through the bushes as fast as he could. His antlers became entwined within a bush of thorns and as much as he tried, he could not get free. He tried so hard to get the antlers free, but it was all in vain. At last, he began to kick back and forth with his legs and surprisingly got free. Suddenly his thoughts changed. His “beautiful” antlers had gotten him trapped and his “ugly” legs had gotten him free and saved his life as he was able to run away.

The moral of the story: Simple beauty without utility is of no value.

Scholar Answers: 1.b, d, c, a 2.a 3.c 4.d 5.b 6.a 7.b 8.b 9.b 10.d

Beauty is not Enough

9. U.S. Open 2019, 139th edition, women's singles champion on Arthur Stadium, New York is (a) Naomi Osaka (b) Bianca Andreescu (c) Zarina Diyas (d) Serena Williams

116

November 2019

704-449-8533

Pop’s Puzzles & Jokes

By Kirit Shukla

Note: * denotes abbreviation of the word or phrase Clues Across:

1. A Southeastern state of India; Cap. Hyderabad.* 3. A canvasser.

12. A day of celebration of the blessings and harvest of the year, public holiday on Nov. 28, 2019 in USA. 14. A lesson, about what is wise, that is derived from a story.

15. Governors of the feudatories in medieval times, in India.

16. A city in the Sauk County, Wisconsin, United States.

18. Real User. (*) (web page visitors) .

20. The northeastern state of India; Cap. Patna.

21. A thing said or done for amusement; a joke.

23. A large keyboard stringed musical instrument; Clavier.

25. Morally reprehensible; sinful; wicked.

27. A broadcasting system using amplitude modulation.

28. Greenwich Mean Time (*).

30. The bleak, a small fresh-water fish.

32. Volkswagen Audi Group. (*) 34. An island near the Timbun Mata, in Sabah, Malaysia.

36. Present tense second-person plural of be.

37. Highest status girl’s name in Quran. (Faith in Allah) 39. A sour compound; it turns litmus paper to red; Ph < 7.

41. Elevation. (*) 42. “ Guru ___”, The founder of Sikh faith in India.

44. The garden where Adam and Eve first lived per Genesis.

46. Seemingly endless.

48. To produce musical tones by means of the voice.

50. The ‘Festival of Lights, of the Gods’ on Kartik Purnima.

51. Maine. (*) Saathee.com

Clues Down: 1. Automated Teller Machine. (*) 2. Prefix meaning "fear, panic, or morbid dread”.

3. Capturing or entangling by cords or wire loop.

4. A state in south central US, Nick name: Sooner state.

5. Luxury Sedan. (*) 6. Disregard intentionally.

7. Interjection used as greetings at meeting or parting.

8. Skin rashes are caused by Poison __ climbing plants.

9. Foam flower plant of saxifrage family.

10. Inferior; unacceptably bad. (Origin: Australian from 1916) 11. Royal Geographical Society. (*) 13. A carriage (cab) used in Turkey & neighboring countries.

17. Bachelor of Arts. (*) 19. Affected by the swelling of the hock of a horse by strain.

21. The projecting arm of a crane; a derrick boom.

22. Guardianship.

24. The office of the prayer leader of a mosque.

26. Well-grounded or justifiable.

29. Trade and Development Agency (*) (US Government) 31. Before.

33. A thief or a scoundrel.

35. An Amtrak express train bet. Boston & Washington DC. 38. A Himalayan aromatic plant of Valerian family.

40. The people, cultures and products of India, Pakistan, Bangladesh, Nepal and Sri Lanka.

43. Kansas Neurological Institute. (*) 45. The symbol of chemical element Nickel. (*) 47. Actual Weight. (*) 49. New Mexico. (*) (Puzzle solutions are on page 120. NO peeking!)

Hee Hee

Jokes From Around The World

Booddhoo: “Guru, who is a practical nurse?”

Guru: “A practical nurse is one who marries a rich patient.”

••••••••••••••

Judge: “We have five witnesses who saw you steal the car.”

Mafatlal: “Maybe, but I can give you ten witnesses who did not see me steal the car!”

•••••••••••••• Booddhoo: “What should I do to get along with my wife?”

Politician: “Do the perfect financial arrangement. Make her Secretary of Treasury, her mother Secretary of War, the cook Secretary of Interior — and you? You are the public that pays the taxes!”

118

••••••••••••••

November 2019

Word Find (Created By Kirit Shukla)

Find & circle the words in the puzzle.

(Subject: “Alaska”)

ANCHORAGE ARCTIC AURORA COAST CRUISE DENALIPARK DOGSLED FAIRBANKS FJORDS GLACIER JUNEAU KENAI KODIAK

MATSUVALLEY MTMCKINLEY NOME RESORT SEALION SEWARD TOUR TRAIN TREK WATERFALLS WHALE WILDLIFE

The remaining unused 6 letters spell “The subject/title of this puzzle”.

Math Magic Use these numbers only once: (2, 3, 4, 5, 6, 7, 8, 9) in empty squares, to get = the final given answers.

Note: Follow the order of operation per basic math rule: ×,÷, +, The multiplication or division is done before addition and subtraction. (solution on page 120)

EZ-BZ

TEST YOUR IQ The common letters are “RK” - Fill in the blanks) 1. Resembling to a pig. _ _ RK _ 2. A structure of unusual historical interest . _ _ _ _ _ _ _ RK 3. Profit. _ _ RK _ _ 4. A country of north Europe. Cap. Copenhagen. _ _ _ _ _ RK 5. Foggy. _ _ RK _ 6. A source of annoyance. _ RK 7. A city in northeastern New Jersey. _ _ _ _ RK 8. A burrowing highly social primarily insectivorous mammal of south Africa that has grayish markings. _ _ _ RK _ _ 9. A craftsman; Artisan . _ _ _ RK _ _ _ 10. Relative Key Position. (*) (Computing) RK _ 11. A nocturnal pig like mammal of Africa. _ _ _ _ _ _ RK 12. A spinning wheel used by Gandhi. (Hindi) _ _ _ RK _ _ 13. An administrative unit of Indian Mughal state. _ _ RK _ _ 14. Noah’s boat to save world’s animals. (The Genesis) _ RK 15. A large wading bird like heron with a stout bill. _ _ _ RK 16. A kind of grape; it makes white wine.

RK _ _ _ _ _ _ _ _ 17. A member of Nepal soldiers in India. _ _ RK _ _ 18. A receptionist at a hotel. _ _ _ RK 19. A country in Asia & Europe. Cap. Ankara _ _ RK _ _ _ 20. A U. S. State: nickname The Natural state. _ RK _ _ _ _ _ 21. A large public recreational green area in a town. _ _ RK 22. An island chain in the North of Scotland. _ RK _ _ _ 23. A vehicle with a pronged device in front for lifting and carrying heavy loads. _ _ RK _ _ _ _ 24. The ancient kingdom of Krishna in Gujarat. _ _ _ RK _ 25. The active predator fish, dangerous to humans. _ _ _ RK

(Puzzle solutions are on page 120. NO peeking!)

Kirit Shukla Contact him at kiritsshukla@hotmail.com

Saathee.com

119

November 2019

Festivals & Holidays

Spot the Differences Solutions from page 50

November 2019

Nov. 1 - All Saints Day Nov. 1 - Lābha Panchami Nov. 2 - Día de Muertos (Day of the Dead) Nov. 3 - Daylight Saving Time Ends Nov. 3 - Jalaram Jayanti Nov. 3 - Darsha Amās (No Moon) Nov. 4 - Gopāstami Nov. 5 - Election Day Nov. 8 - Dev-oothi Ekadashi / Tulsi Vivah Nov. 10 - Vaikuntha Chaturdashi Nov. 10 - Eid-e-Milad Nov. 11 - Veterans Day Nov. 12 - Guru Nanak Dev Sahib Jayanti Nov. 12 - Nehru Jayanti / Children’s Day Nov. 12 - Kartik Purnima / Dev Diwali (Full Moon) Nov. 19 - World Toilet Day Nov. 23 - Utpatti Ekadashi Nov. 24 - Martyrdom of Guru Tegh Bahadur Nov. 26 - Darsh Amās (No Moon) Nov. 28 - Thanksgiving Day Nov. 29 - Black Friday

1. Man removed

6. Color Changed

3. Flag Removed

8. Color Changed

7. Flag Removed

2. Man Added

9. Sign Added

4. Sign Removed

10. Window removed

5. Building enlarged

7 4 2

3

1

5 9

10

6

8

Puzzle Solutions from page 118

December 2019

Dec. 5 - Pramukh Swami Maharaj Birthday Dec. 7 - Pearl Harbor Remembrance Day Dec. 8 - Mokshadā Ekadashi / Gita Jayanti Dec. 8 - Bodhi Day Dec. 12 - Akshara Poonam (Full Moon) Dec. 21 - Winter Solstice / Yule / Safalā Ekadashi Dec. 23 - Hanukkah Begins Dec. 24 - Christmas Eve Dec. 25 - Christmas Day Dec. 26 - Kwanzaa Begins Dec. 26 - Darsh Amas (No Moon) Dec. 30 - Hanukkah Ends Dec. 31 - New Year’s Eve / Year 2019 ends.

Math Magic from page 119

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120

November 2019

SEPA Consulting

Uniworld Travel, your Trusted Partner

Kirti H. Shah, CPA Certified Public Accountant

Offering premier accounting, tax, and consulting services in Charlotte, North Carolina since 2001

UNI W

• Year-round accounting and bookkeeping services • Quarterly and yearly payroll and tax services • Tax preparation / planning for individuals & businesses • Compilation, review, and audit of financial statements • Assistance in new business setup

RLD

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airfare.cruise.visa.tours

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Read

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Astroscope -

November 2019

ARIES (March 21 – April 19) A lack of confidence and frustration may lead you to make mistakes, and things will not improve until the last week of the month. Try to control your temper and avoid disputes.

You could lose a source of extra funds, but you will be able to maintain your regular income. You may behave arrogantly and create problems with your partner as well. Try to avoid change and wait for next month.

LIBRA (September 23 – October 22) Your income and expenses will balance each other out this month, but wise decisions may protect you from losing an important opportunity. Investment in real estate and partnership will prove beneficial. The time is good for a change in workplace or field of study. You will happier and confident this month; try to maintain it to ensure success. A good state of health is also clearly indicated

TAURUS (April 20 – May 20) You will enjoy a fast track towards happier times. If unemployed, you may get a job opportunity or chance for a rise in status. You will benefit through your partner. The time is very good to start a new business. Minor problems due to your children could bother you. If involved in a legal dispute, you may benefit through judgment. You must avoid traveling or relying on your subordinates.

SCORPIO (October 23 – November 21) You will be over-optimistic about the results; but business prospects should still be good for you. Your contact with influential people will increase. Conjugal happiness will also be there. Your friends and associates will support you. Be extremely careful while driving this month.

The time is not favorable for new business deals. Don’t lose your self-confidence and try to control your temper.

CANCER (June 21 – July 22) Even though you will do very well with money, a lack of tranquility may bother you this month. Try to slow down, take a trip or two, and you will feel more relaxed. Drive very carefully. Things will improve towards end of the month, but your aggression could easily turn into frustration.

Improvement in an old problem will delight you, however it won’t last long as new problem will replace it.

CAPRICORN (December 22 – January 19) Your destiny will help you to make the right decision this month. Profit through business/trade will be more than expected and your bank balance should increase.

Students, however, will receive disappointing results. Don’t react with your partner aggressively. Your main focus this month should be towards earning more money. The time is good for developing new relationships. Welcome these changes vigorously.

GEMINI (May 21 – June 20) You will face the consequences of your egoistic attitude during the first week of the month. By accepting advice from a benefactor, you may convert the situation into a favorable deal during the second half of the month. Your income will definitely rise. Avoid any disputes with your family, as issues could go beyond your control. Your kids may prove to be a very good guide for you. Think twice before taking any aggressive steps.

LEO (July 23 – August 22) Financial losses may take happiness away from you.

After a negative start, things will improve dramatically in the second half of the month, so wait until then to make any decisions. Remember not to take on any new debt to cover losses. Your relationship with your partner will take a new positive turn and prove to be an asset for your future.

Improvement with a health-related problem is also on the way.

VIRGO (August 23 – September 22) You may experience numerous changes in your life. If you’re not careful, you may lose a very important opportunity. Try to stay relaxed and expect the unexpected; don’t try to evaluate or analyze the offer. Also prepare yourself to work hard and sincerely in the upcoming years. Your luck will favor you through your partner in the last days of the month. Your mild attitude towards your enemy may start hurting you.

SAGITTARIUS (November 22 – December 21) You will experience a gradual positive turn this month. Improvement in your personality and changes to your way of thinking will bring lots of happiness and relaxation in your life. Trust your intelligence to make confident decisions. Minor family problems could be there. You may count on your friends or associates during this turning period as well. Drive very carefully.

AQUARIUS (January 20 – February 18) Now is the time when your plans regarding property investments will materialize. You will be successful due to your creative intelligence. This is also a favorable time for love and romance. Your friends and siblings will offer whatever assistance you need. Your opponents will dare not to face you. The only thing you will have to seriously take care of is your health. Traveling during the month could be troublesome.

PISCES (February 19 – March 20) Try to watch yourself internally, as you will lose your moral power. If you’re not careful it might hurt your reputation. Don’t make any major money-related decisions this month. The time is good for spending on a religious event.

Dishonesty could cost you a great deal, so try to avoid it. You may benefit through your business partner. Accept any changes with caution.

By Jalendu Vaidya

Contact: 973-223-5047 Saathee.com

122

www.jmvaidya.com November 2019

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Rates are LOW again!

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November 2019

BUSINESS OPPORTUNITIES

Fast growing STEM Education Franchise.

EngineeringforKids STEM-Robotic-Coding Franchise for after school and summer camps in Charlotte. Operation can run from home. Running business. Well positioned for expansion! Contact 919-818-8304.

Convenience Store/Gas Station for Sale/Lease in Thomasville, NC. Skilled game machines, lottery & ATM. Dry county. Very reasonable price. Owner financing available. Call 704-408-4920 or 973-207-6798.

Liquor store for Sale in Greenville, SC. Busy location on major street with low rent.

Contact MJ at 704-651-2637 for more info.

For Sale or Lease: Gas Station w/ C-Store & Restaurant in Pollocksville, NC. Corner location with no competition & new intersection coming soon. ATM and jukebox included (extra income). Three bedroom mobile-home accommodations. Call Milan Patel 252-521-5656.

Established Dry Cleaning Business for Sale in Raleigh, NC Asking Price $240,000.

Excellent location in high income area.

Selling due to health reasons. Contact 919210-9919 or pg1patel@yahoo.com Convenience Store Properties for Sale in Gaffney, SC. Call 980-250-4995.

Cash Available for businesses: Bad Credit financing for merchant cash advance, Equipment Leasing, Factoring, etc. Call 336447-1957 or visit sjmleasing.com.

Two Store package for Sale in SC for a combined $250k. Estill, SC store $85k inside-lottery $2k- side income $500.

Bamberg, SC store $62k inside-lottery $4k- side income $250. Good hours (Closed on Sunday). Combined rent of $5k. ROI 12 Months. Call 404-513-3215.

Retail / Convenience Stores: C-Store: Charlotte, NC $699,000 + possible 70% owner financing for qualified buyer; CStore: Commerce, GA $69,000 + Inventory $40,000, Inside Sales $384,000; C-Store: Kings Mountain, NC $1,850,000 + Inventory $75,000, Inside sales $1,165,000; Call County South at 704-440-4433 or visit www.Countysouth.biz High Volume Gas Station/C-Store for Sale or Lease in the heart of Gaffney, SC. Neighborhood store on busy street with brand new pumps! Call 704-726-7544.

Motel For Sale: Red Carpet Inn in Kinston, NC. 99-Rooms. Fully renovated with new Roof. Includes Owner / Manager's Apartment and 9500 SF Banquet / Meeting Space with Bar, Restaurant, & Commercial Kitchen.

Asking $2.4 million. Call 919-455-5949.

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Gas Station/C-Store with Property for Sale in Danville, VA. Inside $45k, outside 30k gallons, Deli $10+k (no fryers). Current owner 12+ years. Asking $399k. Call 434489-5300.

C-store with Property for Sale or Lease 45 miles from Columbia, SC along with displays for fresh produce & frozen items.

Gross income $55K / Lotto $25K per month.

Call 904-307-4770.

Convenience Store for Sale at busy intersection location in Reidsville, NC. Please call 336-549-9168.

EMPLOYMENT OPPORTUNITIES

Front Desk & Housekeeping/Laundry needed for Motel in Durham, NC. Front desk requires computer skills, fluent English, and legal status. Call 919-452-3131 or email kenco00@gmail.com.

Live-in Caretaker needed in Charlotte, NC. Duties include cooking, light housekeeping and companionship. Gujarati preferred.

Call or text Anu at 919-624-3190.

7-Eleven is Hiring for all three shifts in Mint Hill (SE Charlotte). Good starting rate & extra premium for Night Shift. Call 980289-9285, apply via email at manishdass_m@yahoo.com, or walk in and ask for Manish or Mamta.

Full-time Nanny needed (Live-in/Live-out) for 2 year old daughter in Concord, NC. Gujarati Preferred. Call or text 980-298-4067.

Gas Station Help Wanted in Fountain Inn, SC. Full-time, Single or Couple. Legal status required. Fluent English & previous experience preferred. Accommodations provided (if needed). Call 478-318-6074.

Gujarati speaking Nanny needed (live-in or live-out) in West Cary, NC. Gujarati vegetarian cooking and housekeeping also required. Call 919-444-1597.

Front Desk help wanted for franchise hotel in High Point, NC. Fluent English, Legal status and computer skill a must. College students welcome. Call 336-885-6000.

Cooking Help Needed for home in Concord, NC. North & south Indian cooking. Must have own transportation.

Call 704-737-2695 Hotel Help Wanted: Franchise hotel in Durham looking for Maintenance, Housekeeping, Front Desk.

Accommodations can be provided. Email resume to gm.nc491@duke85.com or call 786-236-6828.

Convenience Store help needed immediately in Charlotte, NC. Full-time including weekends. Call 704-241-4499.

Household Help needed in Fort Mill, SC. Part-time 2-3 hours a day, 3-4 days a week.

Light cleaning, wash/fold clothes, and other miscellaneous duties. Must have own transportation. Contact 812-453-5375.

124

Now Hiring

Experienced 1. Eyebrow Threaders 2. Estheticians

HELP WANTED

CLASSIFIEDS

Triangle Town Center Mall (Raleigh,NC) Cary Town Center Mall (Cary NC)

Great Salary +Tip+Commission Call : 773-507-8848 or email:Â feah7189@gmail.com

Housekeeping (Single or Couple) needed for Hotel in Space Coast, FL. Legal status required. Accommodations provided. Call 386-846-0850.

Looking for Nanny for home in Harrisburg, NC. Contact 251-622-8348.

C-Store & Hotel Help needed: Cashier for Convenience Store near Charlotte. Couple for franchised hotel 1.5 hours from Charlotte. Accommodations provided. Must speak English. Text or Call 704-701-9975.

Indian Restaurant Help wanted. Full staff needed for new location in Durham and our two other NC locations. Call for details 910409-4123.

Looking for Nanny for 2 year-old in University City (North Charlotte) area. Fulltime, 7:30am-6pm. Includes light Gujarati vegetarian cooking and household work.

Call 757-634-4459.

Housekeeping Couple needed for Econo Lodge Motel in Spartanburg, SC. Accommodations provided. Contact 864237-0561 or 864-585-5890.

Live in Nanny needed for Doctor Couple in Harrisburg, NC (Concord Mills Mall). Home is smoke free, pet free & vegetarian. 7 year old in school & a 2 year old. Cooking, child care, and light household work. Call 540-314-6432 or email Dr. Shafali ajayguptamd@gmail.com

Hotel Operators wanted for 24-room hotel in NC. Accommodation provided. Call 910293-4301 or leave message at 252-525-8118.

Housekeeping Help needed for property in prime location near West Columbia, SC. Contact 732-823-7485 or Binoy@kicayce.com.

Now Hiring. Looking for full-time single or couple for C-store & Liquor store in Bamberg, SC & Estill, SC. Good Pay & Sundays OFF. Call 404-513-3215.

Help Wanted: Franchise Motel in Fayetteville, NC for Front Desk and Housekeeping. Management opportunities also available. Accommodations possible.

Good salary. Fluent English a must. Contact Dev 630-253-8860 or devsuper8@gmail.com.

November 2019

C-store / Gas Station Help Wanted in Gaffney, SC. Part-time or Full-time. Single, Couple or Family. Legal status required.

Fluent English & previous experience preferred. Call 704-726-7544 Gas Station Help Wanted 25 miles north of Charlotte. Couple preferred to run open to close (7am to 10pm). Also looking for web store help. Call/text 704-906-7679 or 404694-0640.

Manager needed for 17-room motel in Rock Hill, SC. Single or couple. English speaker with legal status. Will train. Call Dillp at 803-504-8603.

Nanny/Helper required for 8 month-old baby girl (full time/ part time) in South Charlotte near Providence and Rea (Arboretum area). Contact Meha Shah 704352-0438.

Hotel Help Wanted: Front Desk, Housekeeping & Laundry for franchise motel in Raleigh, NC. Experience preferred. Couples welcome. Please call 252-347-3466.

Full-time C-Store/Gas Station Help Wanted in Davidson County (35 min drive from Charlotte). Honesty, consistency, and punctuality a must. Great package with transportation. Call 704-408-4920 or 973207-6798.

Hotel Help Wanted: Front Desk/Manager, Night Auditor and Housekeeper (Single/Couple) for franchise hotels in Charlotte, Gastonia, High Point.

Accommodations provided. Call 704-4600379 between 6- 9pm.

C-Store/Gas Station help needed at three different stores within 30 mins of Greensboro, NC. Experience required and must speak fluent English. Call or text 336509-4054.

Front Desk help wanted (2nd & 3rd shift) for Franchise hotel in Garner, NC (just east of Raleigh). Contact 919-772-7718 or leave message at 252-525-8118.

Nanny/Caretaker needed to look after 5 month-old during weekdays in Concord, NC. Please call 704-929-7910 or 336-471-7197.

Hotel Housekeeping Needed for Hotel in Cleveland / Akron, OH. $4 per room.

Accommodations provided. Contact Ram 919-673-7623 or email Ram@omdevelopmentcorp.com

Motel Help needed: Night Auditor (PartTime/Full-Time) and Housekeeping Couple for franchise Motel in Charlotte.

Accommodation Provided. Great Pay! Contact 980-229-8216 or pratiknaik@live.com.

Front Desk and Housekeeping needed (couple or single) for 50-unit franchise property in Rockingham, NC. Fluent English and computer skills required.

Accommodations provided. Contact Jbpatel82@hotmail.com or 910-995-5134.

Saathee.com

Front Desk Help (single or couple) wanted for Franchise Hotel in Fort Mill, SC. Fluent English, legal status, and computer skills a must. Accommodations provided.

Email resume to bwhospitality78@gmail.com.

Manager wanted for 22-room Hotel in Dallas, NC. Accommodations provided.

Call 704-674-8395 & 704-674-8390.

Hotel Help Wanted: Front Desk / Manager, Night Auditor & Housekeeper (Single / Couple) for franchise hotels in Wilmington, NC. Accommodations provided. Call 910262-8357 or email ilmhotelemployer@gmail.com Need Gujarati-style Cooking Help for 3 hours one or twice a week at home in South Charlotte/Ballantyne area. Call Nirmala Patel 704-542-8466.

Eyebrow Threading Position available in Winston-Salem, NC. Excellent Pay + Tips & Benefits! Some Experience & fluent English required. Call 336-422-7582.

Help Wanted: Housekeeping (couple or single) needed for franchise hotel in NC. Manager (couple or single) needed for independent motel in NC. Accommodations provided for both positions. Contact 704-465-8129 or lehran19@yahoo.com.

Household Help needed in Cary. Parttime 4 hours a day, 4-5 days a week.

Light cleaning, light cooking, and other miscellaneous duties. Must have own transportation. good hourly rate.

Contact email: ved@ccmincusa.com or call: 919-368-1677.

Hotel Management Firm Hiring: Housekeepers, front desk (must speak fluent English), and General Manager of franchise hotels. Experience required. Email resumes to abcone@abcinns.com or call 704-649-6833 (M-F, 9am-5pm).

Motel Manager Needed for independent motel in Greenville, SC. Legal status & English required. Contact 864-517-9587 or 864-376-7543.

Threading Specialists wanted in Charlotte. New locations opening soon.

Full & part-time, Great pay & flexibility.

Sign up for Training. Must have good English speaking skills. Call 704-312-1870 (M-F, 9am-5pm).

Hotel Help Wanted: Front Desk, Housekeeping, and Laundry (single or couple) for Franchise Hotel in Concord, NC. Legal status required.

Accommodations provided. Call Rusab at 704-772-5554.

Hotel Help Wanted: Front Desk, Laundry & Maintenance for franchise motels in Mooresville, NC. Fluent English required.

Experience preferred. Couples welcome.

Call 980-458-4929 & leave message.

125

Manager Couple wanted for Hotel on Sugar Creek Road in Charlotte (University City area). Fluent English, legal status, and computer skills required. Accommodations provided.

Email resume to bwhospitality78@gmail.com.

Help Wanted at Convenience store in Concord, NC. Good Pay! Experience and legal status required. Call Sam 704-787-1567.

Housekeeping Couple needed for Franchise Hotel in near Hickory, NC. Accommodations provided. Legal status required. Great Pay! Call Rick 919-724-6772.

Elegant Brows looking for eye brow threaders in Charlotte area. Excellent pay plus tips! Some experience & fluent English required. Call 586-536-5360.

PROPERTY & EQUIPMENT FOR SALE

Home for Sale in Mooresville, NC. Asking $339,000. Four bedroom, 2.5 bath on corner lot. 3500 sqft. Huge kitchen center island w/ gas stove & granite counters. En-suite master bedroom w/ his & hers vanity closets. In great school district. Contact scottsinus@yahoo.com

LEARN ABOUT LAND

We specialize in helping groups invest in land. Contact Bob Atkinson â&#x20AC;&#x153;The Land Manâ&#x20AC;? 919-362-6999 or visit www.learnaboutland.com

SERVICES

Saree Draping: specializing in draping sarees, dupattas and jewelry for any event.

Weddings, Engagements, Baby showers, Birthdays, etc. Contact Rital Patel at info@bridaldraping.com or www.bridaldraping.com Need an affordable DJ for Graduation, Birthdays, Baby Showers & any other festivity? Look no further! Contact DJ Rahul at 980-319-7389 or TheRealDJRahul@gmail.com Party Supplies for Indian Parties: All kinds of Plastic, Biodegradable and Silver Disposable Plates, Cups, party supplies and much more! Call 304-887-8494.

Gujarati Priest in NC & SC for Ganesh, Randal, Laxmi, Sharda Pujan, Satyanarayan Katha, Wedding, Vastu, Baby Shower, Hawan, Grah Shanti. Kishor Trivedi Home: 336-774-0597 Cell: 336-4867925 E-Mail: kishor7@juno.com Astrologer, Psychic and Palm Reader Pandith Joshi at your service. All Religions welcome. Expert in Horoscope, Palm & Face Reading. Call 704-949-5244.

SERVICES ON THE NEXT PAGE November 2019

CLASSIFIEDS CONTINUED

Dholi For Hire: Plays the Dhol (drum) for any occasion! Barat, Doli, Graduation, Birthdays, Baby Showers & any other festivity. Affordable rates! Call Arpan Bhandari 704-641-4761 or email: arpandholi@yahoo.com Travel, Hajj & Umrah Consultant.

Compare our international fares with the internet. Passport and Visa Services.

Serving the Community Since1989.

Call/Text Malik 718-318-0500 or Email mmalik06@gmail.com Learn Carnatic music vocal and Veena instrument with performer and teacher Nalini Ravikumar of Sri Gaanamdrutham School Of Music. For details Call: 507-3983843 or email: nalini.ravikumar@gmail.com Priest Available for these services: Shree Satya narayan katha, Shanti hawan, Vastu shanty, Weddings, Baby shower, Bhumi pujan, Mata ki chowki pujan, Funeral, all types of karmakand. Please call Viral Bhatt 704-438-6334.

Looking for a life partner? Saathee can help you reach hundreds of potential matches. Cost is only $15 per month.

Includes matrimonial classified in Saathee Magazine print edition and on-line at Saathee.com in the classified section. For details, email info@saathee.com or call 704.527.7570 and ask for Jennifer.

SERVICES CONTINUED

Priest specializing in all kinds of Hindu Ceremonies.

Poojas, Vrathas & Homams/Havan, Satyanarayan Pooja, Rudraabhishegam, Gruhapravesam & Japam, Baby Showers and Weddings. SelfTransportation to Pooja site anywhere.

Call Pralad Joshi: 704-500-2210 (home), 704-450-6447 (cell)

Computer Programming Courses from beginner to advanced serving the Charlotte area and online. Contact Chandra Prakash (B. Tech. Computer Science, IIT Delhi) at 612-568-2426, cprakash@acm.org or visit www.cupriver.com Neetaâ&#x20AC;&#x2122;s Beauty Parlor: Charlotte area open 7 days a week. Full service. Call for appointment. 704-968-0270.

Travel Passion: Call for International & Domestic Air tickets. We process India Visa, OCI, Indian Ppt Renewal, Hotel bookings & Tour packages. 509.550.9076 or 509.550.9034 Email: travelpassion24@gmail.com Gujarati Priest: Devendra Dave Independent priest. Ganesh, Randal, Navratri, Diwaliâ&#x20AC;&#x2122;s Laxmi & Sharda Pujas, Satyanarayan Katha, Weddings, Vastu, Baby Shower, Funeral Seva. Call Daveji 704-780-3563. God Blessings to All.

Pari Beauty In Matthews: Threading, Waxing, Facials, Massage for newborn and mom & other services. 29 years of experience. Special Deals & Great Service.

Call: 704-846-7912.

Saathee Classified ads: Sell your business, or property. Find the perfect job, hire the perfect employee. Get more customers. Get great adversting results with Saathee Magazine, weekly email newsletter and Saathee.com. Call 704.527.7570 or email info@saathee.com.

To Submit a Classified visit: saathee.com/submit-classified or email: info@saathee.com or call 704.527.7570 Business ads are $25 Personal ads are $15 Upgrade to color for an additional $10 or add a box for $15 Saathee.com ads posted daily We accept all major credit cards.

Ads up to 25 words. Deadline for print is the 20th. Web ads daily.

Serving Buyers and Sellers Since 1989 Our experienced and talented agents can speak

English, Hindi & Gujarati Offering Motels, Restaurants, Dry Cleaners, Laundromats, Convenience Stores, Land and more CONVENIENCE STORES:

C-Store: York, SC $329,000 + Inventory $60,000 C-Store: Winston Salem, NC $279,000+ Inv., Inside Sales $1,140,000, Fuel Gallons 180,000 C-Store: Burlington, NC $685,000 + Inv C-Store: Granite Falls, NC $55,000 + Inv., Inside Sales $420,000, Fuel Gallons 360,000 C-Store: Candler, NC $849,000 + Inv, Inside sales $59,400, Fuel Rogers Petroleum C-Store: Alexander, NC $699,000 + Inv., Annual Sales $53,400, Fuel Rogers Petroleum

Let Us Help You Buy or Sell A Business!

County South Realty & Business Brokers 303 Indian Trail Road South Indian Trail, NC 28079

704-440-4433 www.CountySouth.biz

C-Store: Asheville, NC $599,000 + Inv., Inside Sales $44,400 C-Store: Charlotte, NC $1,400,000 + Inv

OTHER SERVICES Cleaning Service: Spindale, NC $129,000, Annual Sales $183,400 Commercial and Investment: Claremont, NC $89,000 Auto Repair Shop: Durham, NC $99,000, Annual Sales $330,000

More listings available at: Saathee.com

CountySouth.biz 126

November 2019

Advertisers Index A2Z Health Mart Pharmacy......................................91

First-in-Smiles Dentistry ...........................................90

Patel Brothers (Charlotte)..........................................94

Accounting Solutions (Muhammad Kamran Awan).129

Fund-Matters (For NRI's & Indian Investors)..............25

Patel, Mrugesh (Law Offices)..................................129

Amarja Webb (Realtor / Broker - Allen Tate).............33

Geological Resources, Inc.........................................31

Patel, Tony (Real Estate)............................................91

Anand, Versha (Real Estate) .....................................87

Gilles Law, PLLC (Immigration & Family Law) ...........51

Pathak, Atul (Real Estate)..........................................55

Anil & Anjali Bedi LLC (CPA & Consultants)...............65

Global Mall / Legacy Jewels ..................................131

PNC Bank (Commercial Financing - Reena Ruwala).33

Around The World Market (Charlotte)........................60

H2 Laser & Skin .......................................................61

Ponce D. Moody Funding .........................................15

Aspect Commerical Realty (Prashant Parmar) ..........47

Hindu Center of Charlotte (Events) ......................66-69

Pramukh Mandapam ...............................................55

Austin Village Eye Care (Dr. Keshav Bhat)..................95

Home Decorators Of America (Atlanta) .....................73

Preeti Kroll Realtor/Broker (Coldwell Banker).............49

Bala Sure (Broker / Realtor, NC & SC)......................39

Idolize Brows & Beauty ...........................................33

Quality Inn & Suites (Banquet Hall - Charlotte) ..........23

Balance by Touch Massage ...................................101

Illume MD (Laser Hair Removal)................................35

Raghu Mothukuri Allstate Agent................................47

BAPS Shri Swaminarayan Mandir (Charlotte)............63

India Grocers (Charlotte) ...........................................56

Raj D Batra Photography ..........................................55

Bashyam Shah LLP - Immigration Law Group..........38

Indian Grocery (Columbia) ........................................39

Raj Jewels (Morrisville, NC) .....................................6-7

Bawarchi Indian Cuisine (Charlotte) ..........................42

Insurance - Tushar Barot, Supreme Insurance .......123

Rajdeep Video & Photography (Ramesh Panjabi)......19

Bhindi Jewelers ......................................................2

Insurance Shopping (Sonal Patel - Independent Agent)51

Raj's Kitchen (Indian Street Food - Charlotte)............45

Bipin Parekh Realty, LLC...........................................34

International Community Church ...........................115

Ram Realty (Ram Kalagara)......................................78

Blooming Buds.......................................................123

Jay Bale (Real Estate - Commercial & Residential)....57

Regal Oaks Dental ...................................................90

Blooming Smiles Pediatric Dentistry .........................43

Jyoti's World Cuisine (Vegan & Vegetarian)...............49

Ritu Selects - India Inspired Couture.........................17

Blue Federal Credit Union ...........................................5

K & M Accounting ....................................................95

Rug and Home ...........................................................3

Bombay Grille (Charlotte)..........................................52

K Scott Weddings (Wedding & Event Designer) ......107

Rukshmani's Tijori ....................................................13

Brijal Shah (Keller Williams - Real Estate)..................61

Kaur, Karamjit (New York Life Insurance)...................48

Saathee.com............................................................99

British International School of Charlotte.......................9

KB Zaveree.................................................................4

S S Event Services (Event planning, Photo, Video).....31

Brown Immigration Law (Rishi Oza, Partner)...........127

KD Financial & KMD Realty.......................................41

Saffron Restaurant and Catering...............................97

C4D Mortgage (Jubi Chackunkal, P.E.) .....................77

Khanna & Sons Jewelers .........................................21

Sangam Travel..........................................................37

Carolina Christian Assembly (Christmas Celebration)71

Kumar, Kokila (Real Estate - Allen Tate).....................53

Sarika Milhoutra (Bollywood Glimpse Dance Academy)97

Carolina Law Group (Monty Desai) .........................105

Kumon Math and Reading Center .........................103

Shah & Trivedi CPA, PLLC ......................................107

Carolina Wedding Belle (Event Design & DĂŠcor)........59

Maadhurya Photography........................................121

Shah, Anish (Real Estate) ...................................88-89

CaroMont Medical Group (Dr. Manu Patel)................93

Maharani Indian Cuisine (Charlotte) ..........................57

Shah, Kirti (CPA - Sepa Consulting) ......................121

Charlotte Chess Center ............................................81

Malak Jewelers........................................................27

Shining Stars Academy ............................................80

Charlotte Eye Ear Nose & Throat ..............................84

Malani Jewelers.....................................................132

Shukla, Kirit (Music Lession & Band).........................79

Charlotte Music School.............................................95

Malaya Kitchen.........................................................35

Shyama Beauty Parlour............................................97

Chatpatay Causal Indian Kitchen (Charlotte) .............71

Mathur, Gitanjali (Allen Tate Realtors) ........................43

Sona Realty (Venkat Suryadevara) ............................29

Chiro-Carolina

..................................................109

Matthews Family Dentistry ....................................109

Surjmor Leasing (Bad Credit Financing)....................35

Cloud Nine (Selfie Mirror Booth)................................79

Maxim Tours.............................................................25

Thakkar, Beena (Realty) ............................................35

Concha, David (Immigration Attorney).......................46

Meenakshi Creations LLC.........................................53

The Blue Taj..............................................................83

Copper Restaurant (Charlotte)...................................83

Miss India.................................................................11

Travel Passion ..........................................................47

County South Realty & Business Brokers ...............126

Monroe Oil Company .............................................130

Travelinks...............................................................107

Delhi Palace / Spices of India (Columbia, SC)............75

Mr. Idli (Pineville) .......................................................85

Triveni Supermarket .................................................93

Dentist (Pineville Dentistry - Lina V. Mistry, DDS) .......81

Nagpal, Sunil (MassMutual Carolinas).......................65

Ttravel Guru ...........................................................112

Desai & Desai LLP (CPA & Financial Services)..........47

Nationwide Ins. (Maqsood Khan) ..............................15

Tyagi, Rita (Real Estate).............................................75

Desai, Rajarshi (CPA, PLLC)....................................115

Nawabs Kebabs (Charlotte) ......................................79

Uni World Travel......................................................121

DJ Desi (Amit Vasi) ...................................................25

Neeta's Beauty Parlor...............................................79

USPS Statement of Ownership...............................108

DJ Lalit (Lalit Hemnani).............................................77

New York Life Insurance (Rasheed Ulhaq).................51

Vema Mortgage LLC (Sebastian George)..................16

DJ Murali..................................................................53

North American Bancard ........................................10

Vyas Travels..............................................................62

Eye Level (locations) ...............................................117

OM Tech Training .....................................................93

Wildlife Sojourns.......................................................19

Fairview Home Mortgage .......................................123

One2 Entertainment .................................................19

Worldwide Travels ....................................................11

Fantasic Sams .........................................................87

Passage To India - Fine Indian Cuisine......................30

Zafran Kabab Palace (Harrisburg).............................59

Saathee.com

128

November 2019

Quality Through Perfection 16 + Years Of Accounting & Tax Experience.

Muhammad Kamran Awan

336-763-4428

Accounting & Tax Services:

Cell: 336-314-8075

14 Oak Branch Dr., Suite A Greensboro, NC 27407

• Financial Statement Preparation • Payroll & Sales Tax • Tax Preparation & Planning • New Business Set Up And Incorporation • Audit Representation, Back Taxes Owed, Tax Problems, IRS Issues

kamran@accountingsolutionsnc.com

www.accountingsolutionsnc.com

Serving North Carolina, South Carolina, Georgia and Virginia

Law Offices of

MRUGESH S. PATEL

Member of American Immigration Lawyers Association

888-549-0030

Family Petition Fiance Visa H-1, L-1, & Student Visa Visitor Visa Labor Certification

Citizenship Removal/Deportation Re-entry Permit Adoption Consular Processing

Call for consultation!

North Carolina Office:*

1913-204 J. N. Pease Place University Ridge Office Center Charlotte, NC 28262

New Jersey Office: 1941 Oak Tree Road Suite 101 Edison, NJ 08820

* Practice in Carolinas limited to immigration only (Office visit by appointment only). Licensed in New Jersey.

Serving your immigration needs in North Carolina & South Carolina

Saathee.com

129

November 2019

Years

Monroe Oil Company is a Trusted Full Service Wholesale Petroleum distributor.

Our corporate office is in Monroe, NC and we are expanding with additional offices in GA to better service and grow the Southeast US Region.

We offer the highest quality branded fuels of BP, CITGO, & Liberty for gas stations solutions, unbranded spot fuels, commercial fleet fuels as well as a full line of quality bulk lubricants for fleets & heavy duty trucks along with TerraCair dEF- package or bulk.

Make my C-Store Great Again Letâ&#x20AC;&#x2122;s Talk! Call Us!

Saurin (Sam): 706-587-6182 Paul: 704-292-9266 Ken: 706-617-9058 Ellen: 770-543-9236

MonroeOilCo.com

Has a well known C-Store Chain opened near you or a Big Box retailer and you feel helpless?

Please give us a call so we can as a team quickly devise a Winning Strategy to compete, so you can continue on the road as a re-invented successful gas station operations.

Are you possibly taking over a new store? Congratulations! Let us do a site survey on all aspects of the fuel sales viability, current & future petroleum equipment needs to maintain EMV compliance, so you can stay focused on the profitability of your new exciting venture.