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RUSSI TIME ISSUE 40 - 2018

BEST

www.russiantimemagazine.com

BUSINESSES OF THE YEAR IN THIS ISSUE

…BUT FIRST

COFFEE

LOCAL COFFEE SHOPS WORTH TRYING ANTI-AGING SUPPLEMENTS TO KEEP YOU YOUNG

MAUI

THE PARADISE ISLAND FROM A BIRD’S VIEW

Elina FEDOROVA BITCOIN DIGITAL GOLD OR ECONOMIC BUBBLE?

“I AM FOLLOWED BY OVER HALF A MILLION PEOPLE – THAT’S A BIG RESPONSIBILITY!”


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YUBA OFFICE 871 Gray Ave, Ste B Yuba City, CA 95991 (530) 763-3222

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magazine CONTRIBUTORS

Publisher Editor-in-Chief

Olya Ivannikov

Creative Director

Anya Astapova

Editor Assistant

Olga Garicichina

Contributors

Margret Okunev Ludmila Antonysheva Alessandra Ensch Lika Emelyanova Igor Alatortev Daria Kotserubov Moses Strizhaus Elizabeth Almonte

VP Marketing

Sergey Kotserubov 916-289-0131

• 

YURIY KUDELIN 415 601 4118 yuriy@auccounting.com www.auccounting.com

Marketing Director

Angelica Strijaous 916-470-2256

Advertising Manager

Lyudmila Borisova 916-494-8807

District Manager

Raisa Fudim

Elena Tyukayenko 916-586-0224

Production Manager

Vlad Kotserubov

Graphic Designers

Ruslan Sotnikov Oleg Ivannikov Dilshot Ahmedov

Webmaster

Alex Bolyshkanov

Photographers

Igor Ilyenko Olha Melokhina Andrey Stypin Tia Gemmell Anatoliy Pislar Eugene Panchenko Albina Mingaleeva Andrea Zhou Ken Shames

Distribution Manager

Ivan Gerassimenko

Proofreader

CONSTRUCTION LOANS

Sam Samadhana 916-220-0726

Community Liaison

BRANCH MANAGER / SENIOR LOAN OFFICER

RESIDENTIAL HOME LOANS

Sergey Ivannikov 916-519-6461

Attorney at Law

Debbie Cunningham David Henderson, Esq.

REHAB LOANS FIX & FLIP LOANS

NMLS ID 1416438

Russian Time Magazine is published by Russian American Media, Inc. Though Russian Time Magazine team uses its best efforts to ensure the accuracy of the information it publishes; it is not possible to ensure that all information provided within this magazine is entirely accurate and up-to-date. Russian American Media, Inc. accepts no responsibility for inaccuracies, errors or omissions with information and/or advertisements contained herein. www.RussianAmericanMedia.com

4080 Truxel Road, Suite 150 Sacramento CA 95834 rfudim@evergreenhomeloans.com www.evergreenhomeloans.com/raisafudim

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Š 2018 Russian American Media, Inc. All rights reserved. May be reproduced or transmitted with the written permission of the Publisher. Publisher Headquarters: Russian American Media 1851 Heritage Ln, Ste 141, Sacramento, CA 95815 916-299-1777 | www.RussianTimeMagazine.com


WEIGHT LOSS WEIGHT LOSS SPECIALIST SPECIALIST 8 YEARS OF EXPERIENCE 8 YEARS

HELPED 300 CLIENTS HELPED 300 CLIENTS

EFFECTIVELY WORKED WITH EFFECTIVELY WORKED WITH ACHIEVE THEIR FITNESS GOALS OF EXPERIENCE ACHIEVE THEIR FITNESS GOALS

16 - 75 YEAR OLDS 16 - 75 YEAR OLDS

IN MY 4-PART PROGRAM, YOU’LL EXPERIENCE: IN MY 4-PART PROGRAM, YOU’LL EXPERIENCE: 01.

Functional 01. Assessments Functional

Assessments

02.

02. Individualized Programming Individualized

Programming

03.

HIIT 03. Training HIIT Training

04.

Physical 04. Transformation Physical

Transformation

PERSONAL TRAINER CPT, CES, NFC CERTIFIED

PERSONAL TRAINER

EFFECTIVELY WORKED WITH:

CPT, CES, NFC CERTIFIED

POSITIVELY AFFECTED:

EFFECTIVELY WORKED WITH: POSITIVELY AFFECTED: Pre / Post Partum Weight loss Heart Murmurs Hypertension Pre / Post Partum Weight loss A-fib (Atrial Fibrillation) SciaticaHypertension Heart Murmurs Shoulder Impingements Diastasis Recti A-fib (Atrial Fibrillation) Sciatica Mild Aortic Valve Sclerosis Thoracic Kyphosis Shoulder Impingements Diastasis Recti Scoliosis High Cholesterol Mild Aortic Valve Sclerosis Thoracic Kyphosis PatellaScoliosis Tendon Rupture Diabetes (Type l / Type ll) High Cholesterol StrainsPatella and Sprains Shin Splits Tendon Rupture Diabetes (Type l / Type ll) Lupus Low Back Pain Strains and Sprains Shin Splits Rheumatoid Arthritis Hip Pain Lupus Low Back Pain Arthritis Knee pain Rheumatoid Arthritis Hip Pain Left Ventricular Hypertrophy (LVH) Improved Posture Arthritis Knee pain Osteoarthritis Range Of Motion In Joints Left Ventricular Hypertrophy (LVH) Improved Posture Elbow tendinitis Hormonal Balance Osteoarthritis Range Of Motion In Joints Elbow tendinitis Hormonal Balance

YOU CAN'T YOU CAN'T A BAD DIET A BAD DIET

START YOUR 90-DAY TRANSFORMATION NOW! START YOUR 90-DAY TRANSFORMATION NOW! RUSSIAN TIME MAGAZINE

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ON THE COVER: Elina Fedorova Model, Blogger, Social Influencer, @elinafedorova Creative Director: Anya Astapova Russian American Media @russiantimemagazine Photographer: Olha Melokhina www.olhaphotography.com @olhaphotography MUA: Ruby Vo www.rubyvo.co @rubyvo_

con tents THE

Dress: Jovani Fashion Haute House Couture www.hhcouture.com @hautehousecouture Jewelry: Anna Petrova Magnetic “Purity” collection www.AnnaPetrovaMagnetic.com @annapetrovamegnetic

IN THIS ISSUE MY BIG MISTAKE

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A confession of the Russian Time Magazine Publisher: “The simple truth I’ve learned hard way.”

BUT FIRST… COFFEE

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Four natural anti-aging supplements that can help you counteract the effects of aging.

issue

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ELINA FEDOROVA, A SOCIAL INFLUENCER

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A social media influencer who doesn’t take her responsibility to affect over half a million followers lightly.

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Is cryptocurrency a myth, an economic bubble, or an entirely new investment opportunity?

NATURE’S WONDERS TO KEEP YOU YOUNG

TROPICAL PARADISE TripAdvisor named the island of Maui ‘The Best in the World’. Discover great things to do in this tropical Paradise.

Are you running on coffee? These eight local coffee shops won’t leave you disappointed.

CRYPTOCURRENCY: 21ST CENTURY GOLD

VOL 40

FUN FACTS ABOUT INTERESTING JOBS

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Get a scope of various trades as people of different professions share curious random facts about their jobs.

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BEST BUSINESSES OF THE YEAR

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Slavic people have a true appreciation of good quality and service. See which businesses earned consumers’ trust this year.

IN THIS

This issue of Russian Time Magazine brings you an inspiring story of our cover model, Elina Fedorova, a tech student who fell in love with modeling, followed her heart, and ended up being a world-acclaimed model who contracts for such renown brands as L’Oreal, AJOUR, Lenovo, Puma, Garota, ANGL, Moroccanoil and many others. We tap into such buzz words as cryptocurrency, youth supplements, coffee, and more. We hope you enjoy this issue!

PG14

FEATURING

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COMMUNITY EVENTS IN PHOTOS


UNLEASH YOUR STYLE RUSSIAN TIME MAGAZINE

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My

Big photo by: Igor Ilyenko | CoolStyle.us

Mistake

publisher’s note Back in the days, in the moments of youthful indiscretion, I made a mistake; I went to a university and graduated with an engineering degree. A few years later, I made another mistake; I got my second degree in computer science from a college in the U.S. Why do I think those were mistakes? Because I didn’t go to school to learn to do something that I loved, but rather to get away from my biggest fear: having to deal with people. When I was a child, I watched my grandfather manage one of the largest, state transportation departments in the former USSR. He had hundreds of employees across different departments, cities and time zones. I remember him taking off in the middle of the night when there was an emergency or accident. Almost every evening around the dinner table, my grandfather would share stories about the problems he had at work dealing with people. I was still young but I realized that dealing with people is a huge responsibility which I would try to avoid when I grew up. I chose two career paths that, in my mind, would safeguard

me from such trouble. The joke was on me. I soon realized that no matter which career path you choose, you still have to work with others. One thing led to another and I found myself opening a small publishing house in California. Now, 20 years later, I head one of the largest media agencies in the US. But my biggest pride is not the award winning publications that we produce, not the statewide events that we put together, not our new headquarters located in the heart of California’s Capital Region. My biggest joy is the people I get to work with every day: my fired-up employees, my generous volunteers, my community partners and our

loyal clients. You see, when I looked at my grandpa when I was a child, I saw the people problems that he dealt with. I didn’t pay attention to the tons of greeting cards he’d receive on his birthday or the hundreds of friends who’d look to him for advice. I didn’t think that there would be over three thousand people at his memorial service. It took me two degrees and many years to learn a simple thing; it’s not about your major in college or your career choice. It’s not about the problems you have to deal with to make things work. Contentment is about finding something that you like doing and having people to share your passion. RUSSIAN TIME MAGAZINE

I hope you enjoy this issue of Russian Time Magazine as it was put together by a talented team of like-minded people who are passionate about their job. I have the honor of leading them and truly enjoy all the ups and down that come with such a pleasant responsibility, because your work is never a burden when it’s a labor of love.

Sergey Ivannikov Publisher sergeyivannikovofficial sergey_ivannikov sergeyivannikov/ @RAMceo

WWW.RUSSIANAMERICANMEDIA.COM

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The 123rd Sacramento Metropolitan Chamber of Commerce annual Diner & Business Awards at the Hyatt Regency, downtown Sacramento.

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1 Drisha Leggitt and Mark Luhdorff, Anpac Bio-Medical Science Company. 2 Sergey Ivannikov, Russian American Media; Christopher Holben with his colleagues, Runyon Saltzman. 3 Stan Van Vleck, Downey Brand, LLP with Congressman Ami Bera. 4 Alex Taghavian with Brian King, Los Rios Community College District. 5 Sacramento Mayor Darrell Steinberg with Sacramento City Council Member Steve Hansen. 6 Rick Heron, WHA and Cassandra Jennings, Greater Sacramento Urban League. 7 Stephanie Nguyen, Asian Resources Inc; Darrell Teat, Sacramento Metro Chamber; Pat Fong Kushida, Sacramento Asian Pacific Chamber of Commerce. 8 Sergey Ivannikov, Jinky Hacinas Dolar and Danielo Dolar. 9 Antonio Ablog, City of Elk Grove; Jennifer Ablog, Kaiser Permanente; Stacy McAfee, University of the Pacific; Terry McAfee, Amazon. 10 Mabel Salon, UC Davis; Christi Black-Davis, Edelman Inc; David Sobon, DSA Productions; Roger & Marjorie Dickinson, Greenberg Traurig, LLP. 11 Clayton Blakely, Susan Cruz, Carmel Comstock, Winnie Comstock-Carlson, Kiara Reed, and Allison Joy of Comstock’s Magazine. 12 Fredericka McGee, American Beverage Association with Stephanie McLemore Bray, United Way. 13 Councilmember Beverly “ Babs” Sandeen, City of West Sacramento with Marty Swingle, Capital West Realty Inc. 14 Fred Teichert, Teichert Foundation with Amanda Merz, Safe Credit Union. 15 Amanda Norton; Mayor Linda Budge; Megan Huber, City of Rancho Cordova.

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Photo credit: Tia Gemmell • www.phototia.com


The BEST by Russian-Speaking Community Business Award Ceremony and Gala, an annual event that celebrates businesses and organizations voted Best for their exceptional services rendered to Russian-Speaking Californians.

The

Best

By Russian - Speaking Community

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1 Russian American Media Creative Director Anya Astapova, and CFO Olga Ivannikov. 2 Sacramento Councilmember Rick Jennings. 3 Classical Ballet performance by the Northern California Dance Academy. 4 Volunteer of the Year Award presented to Eugene and Tatyana Ivanilov by Senator Jim Nielsen. 5 Sergey Ivannikov accepts a 20-years in Business Resolution from the Rancho Cordova Councilmember Garrett Gatewood. 6 Best Family Owned and Operated Jewelry Store Award presented to Sharif Jewelers by Susan Romanishin. 7 Event MCs Bethany Crouch, CBS13 | CW31 Good Day Sacramento and Tim Ray, AT&T. 8 Best Public Insurance Adjuster in California Award presented to Claims Express Inc. by Karina Botezat. 9 Best Business Award Recipients acknowledged on stage. 10 Margret Okunev, Angelica Strijaous, and Olga Garicichina with Russian American Media. 11 Best Medical Professional of the Year Award presented to Dr Antipov, DDS by the US Congressman Ami Bera. 12 Miss Russian California guests Maria Liapunina, Angelica Gerasimenko, Dina Nour Sadek, Olga Sigmundson, Eileen Venikov, and Olga Roshchuk. 13 Senator Jim Nielsen, Russian American Media CEO Sergey Ivannikov, and Slavic Community Center of Sacramento Executive Director Florin Ciuriuc.

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Photo credit: Sandrey Photography, Olha Melokhina Photography, Ksenia Lilith Gerro Photography


Miss Russian California 2018 Grand Finale, a state-wide beauty pageant that features some of the brightest young women of Slavic heritage. Each year ten finalists compete for the title and a ten thousand dollars Grand Prize package.

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1 First place winner, Anna Petrova, is crowned as Miss Russian California 2018. 2 Stage program highlight, LED Luminescent Grand performance by William Jerome. 3 Miss Russian California 2018, Anna Petrova, and 1st Runner-up, Masha Liapunin. 4 Pageant Producer, Olga Ivannikov, 1st Runner-up, Masha Liapunin, and Russian American Media Creative Director, Anna Astapova. 5 Pageant leading lady, Miss Russian California 2017 Olga Sigmundson, with an opening number performance. 6 Ten finalists congratulate Anna Petrova after the winner anouncement. 7 Contemporary ballet performance by the Northern California Dance Academy. 8 First place winner receives a scholarship check from Wells Fargo. 9 Pageant Opening Number. 10 Miss Russian San Francisco and California Best in Evening Gown Maria Joukovskaya. 11 Miss Sacramento Valley USA Paige Knight; Miss Russian California Pageant Director Sharon Dean; and Miss Russian California Title Holder Susan Romanishin. 12 Guest star performer Cooper Phillip. 13 The Interview Act: pageant finalist Eileen Venikov, with the hosts, Karina Botezat and Andrey Kazak. 14 The finalist Tatiana Trofimova during the Solo Walk. 15 Vocal performer Moses Strizhaous; pageant finalist Albina Mingaleeva, and RAM CEO, Sergey Ivannikov. Photo credit: Sandrey Photography, Olha Melokhina Photography, Ksenia Lilith Gerro Photography

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The 2018 Snowflake Ball featured stories from women who have found freedom from exploitation and are now thriving and rebuilding their lives. A night to remember with amazing performances from The Silhouette’s, Kechi and David Garibaldi!

SNOWFLAKE BALL

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1 Kimberly Jurgens, Marketing & Business Development Director at Heritage Community Credit Union. 2 Performance Painter David Garibaldi. 3 Rosella Kelly, Melissa Oxenham, Sue Mata, Liz Boren, and Gretchen Harrison. Heidi Chandler. 4 Kechi and Silhouette’s, Americas Got Talent. 5 Co-Founders of Blue Heart International Blake and Missy McCall. 6 Event Emcee Mark S. Allen. 7 Silhouette’s, Americas Got Talent. 8 Jennifer Spaggs, Spaggs Music. 9 Ice Sculpture by Matt Ice Creations. 10 Mikunis Appetizers. 11 Kenneth K J Johnston, KJ2 Productions; Taro Arai, Mikuni; Sergey Ivannikov, Russian American Media; Emcee Mark S. Allen; Kevin Barri, Wells Fargo. 12 Dj Eddie. 13 R. Douglas Custom Clothier.

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Photo credit: Laurie Theriault Photography, Jamei Photographe, Morpheous


MODEL · BLOGGER · SOCIAL INFLUENCER

ELINA Fedorova

I am followed by over half a million people – that’s a big responsibility!

by Olga Garicichina

The Fashion World cuts no slack for the weak. Cruel competition in the fashion industry allows only the most tenacious and determined to win popularity and fame.

Our featured guest, model and blogger, Elina Fedorova, has been in the modeling industry for only six years but has already gained recognition landing ad contracts with large firms. Elina has modeled for Faces Agency, Star Models, Instars, Viva Models, L-Models, GO and many others. Her Instagram following exceeds 230,000 people and her YouTube video blog is viewed by millions. Despite such popularity and success, Elina is a very humble person and is not susceptible to compromising herself or her values. On the contrary, she realizes the level of responsibility her popularity entails, and sincerely wishes to be a positive influence for as many people as possible.

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It feels like a miracle when you can help at least one person change their life for the better, let alone influence hundreds and thousands. I believe that in order to feel happy and complete, it is necessary to give back to this world!

Creative Director: Anya Astapova | photo by: OlhaPhotography.com | Makeup Artist: @rubyvo_ Jewelry: @annapetrovamegnetic | Dress:@hautehousecouture RUSSIAN| TIME MAGAZINE WWW.RUSSIANAMERICANMEDIA.COM 21


The biggest paradox of all is that most models are much more modest in everyday life than regular girls. It is ironic, but it’s true.

FROM

Kiev, Ukraine

EDUCATION

State University of Information and Communication Technologies

MOVED TO THE U.S. in 2015

MODELING EXPERIENCE: 6 years

WORKED WITH Dave Patten Heartist Dan Balan Tony Brasco Crown the Empire Blesscode Hands Up Heaven’s Door

FEATURED IN MUSIC VIDEOS Timati Dan Balan Hands Up

WORKED FOR THE FOLLOWING BRANDS

Agent Provocateur L’Oreal AJOUR Lenovo Puma Garota Bamba Swim ANGL Moroccanoil & many others

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Creative Director: Anya Astapova | photo by: OlhaPhotography.com Makeup Artist: @rubyvo_ | Jewelry: @annapetrovamegnetic


In one of your YouTube blogs you mentioned that you had become a model by accident and relatively late in life (as a sophomore in college). Do you regret not starting modeling earlier?

At first, I did regret that I didn’t go into modeling sooner. For the most part, girls begin working as models between the age of 15 and 16. By the age of 20, they have a sizeable portfolio and experience of shooting for different brands. However, their careers often end sooner as well. There is time for everything and that timing is different for every person. I didn’t start modeling at the age of 15, but I managed to graduate from college and mature as a person instead. Today, I don’t feel sorry about anything at all. It all played out well.

What misconceptions about modeling do you encounter the most and do you try to prove those wrong?

The most common myth about modeling is that models are feebleminded, sugar babes if not worse. Unfortunately, there is no point in proving people wrong. People will always see what they want to see. Like with any other profession, there are all sorts of people in modeling. The girls I get to work with have college degrees, speak several languages and some are incredibly creative!

Your biggest take-away from this past year?

I’ve learned to meditate. Modern world is so overwhelming that most people can’t stop and clear their minds even for a few minutes. When we put hundreds of thoughts that clutter our mind on hold, we recharge and start fresh.

What person in the fashion industry would you want to meet and why?

Coco Chanel but unfortunately, she is no longer alive. I am not drawn to people who merely have something to do with fashion. I am amazed at individuals who not only are talented in what they do, but also have extraordinary insight and wisdom, whose sayings people quote, and who become the subject of books and movies. I like reading biographies of those who made history. I would love meeting them in person, see the way they behave, the way they speak, the traits they possess, and finally grasp what it is that makes them stand out.

What is the most painful goodbye that you have had to say lately?

The most painful goodbye was probably with my parents. I moved to the USA and they stayed in the Ukraine. We don’t get to see each other as often as we wish. It is difficult considering that I am an only child and I am very close with my family.

Do you have a dream that didn’t come true just yet?

I would love to act in a movie. I don’t have much acting experience yet and I didn’t go to school for that, but I am still convinced that I will make this dream a reality someday.

If you had to choose between a career as a model or keeping your YouTube blog, what would you ultimately choose?

I would choose YouTube since it opens lots of opportunities in different areas, even modeling. Some bloggers became models through their YouTube channels. Video blogging allows me to influence a greater number of people which, to me, is tremendously important.

Besides showing the daily life of a model, your YouTube videos also motivate your subscribers. You touch upon rather serious subjects related to personal growth. What is your goal with that?

As cliché as it may sound, I would like to make the world a better place by contributing, even slightly, to change by carrying a message that builds people up. When I receive letters in which people thank me and share stories of how my videos have inspired them to make positive changes in their lives, it makes me incredibly happy. When a large audience has their eyes upon you, it is a tremendous responsibility and it would be a shame not to use such an opportunity to make a positive influence in people’s lives.

Is there a rule that you never break?

It’s kind of silly but the first thing that comes to mind is that no matter how tired I am or how late I go to bed, I always remove my makeup and apply moisturizer.

In the modeling word, a happy marriage is rather an exception than a rule. How do you and your husband,Yevgeniy, manage to make your relationship work without trying to change each other?

A happy marriage is indeed an exception and not only in the modeling industry. Unfortunately, these days the institution of marriage and family is getting devalued; the number of divorces keeps increasing and there are fewer happily married couples. I wouldn’t say that my relationship with Jensen goes without us trying to change. We both get reshaped to a certain degree. It happens gradually as we adjust and learn to understand one another.

What part does money play in your life and is there an amount that would allow you to stop working?

I’ll put it this way: some people are obsessed with money, ways to make it or the lack of it. I think it’s a mistake. I try to focus on goals instead; money is just a collateral factor. I enjoy what I do. I would still keep doing it even if I did not have to make a living, maybe just in a more relaxed manner, making more time for personal development.

What has life in the U.S. taught you? Do you still miss your motherland?

It has taught me to be more open to everything new and unusual, from new food to different people and new cultures. Before moving here, it seems that I lived in a box; to me everything was either black or white. Immigration is stepping out of your comfort zone; it opens your mind and makes you bolder. I miss my motherland sometimes but now I only see myself as a visitor there.

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CURIOUS LITTLE FACTS The most uncomfortable photo set you had? Do you eat before or after photo shoots? Light breakfast, good dinner Quick way to shape up before a photo shoot: Drink plenty of water, eliminate junk food, and exercise a lot

Two music videos, in one I had a watermelon squeezed on my head, in another I was completely covered in a white paint. The hardest thing of all is modeling in a bathing suit on the beach when it's really cold. Once I had to do that in 50F temperature.

Your most exotic photo shoot location? Uninhabited islands in Thailand What if you don't like your photographer or crew? Still trying to get along and do my job well. Your most common craving after a long photo shoot: A cup of tea with chocolate

Your biggest weakness‌ Animals

Dream brand you wish to model for: Victoria's Secret


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People who run the world and their quotes about Bitcoin:

BILL GATES Co-Founder of Microsoft, Investor and Philanthropist “Bitcoin is exciting because it shows how cheap it can be. Bitcoin is better than currency in that you don’t have to be physically in the same place and, of course, for large transactions, currency can get pretty inconvenient.” Source: Bloomberg RICHARD BRANSON Founder of Virgin Group, which controls over 400 businesses “Well, I think it is working. There may be other currencies like it that may be even better. But in the meantime, there’s a big industry around Bitcoin. People have made fortunes off Bitcoin, some have lost money. It is volatile, but people make money off of volatility too.” Source: Bitcoin.com AL GORE Former Vice President of the United States “When bitcoin currency is converted from currency into cash, that interface has to remain under some regulatory safeguards. I think the fact that within the bitcoin universe an algorithm replaces the function of the government… that is actually pretty cool.” Source: Learning Bitcoin ERIC SCHMIDT Executive Chairman of Google “[Bitcoin] is a remarkable cryptographic achievement… The ability to create something which is not duplicable in the digital world has enormous value… Lot’s of people will build businesses on top of that.” Source: Newsbtc.com PETER THIEL Co-Founder of PayPal “PayPal had these goals of creating a new currency. We failed at that, and we just created a new payment system. I think Bitcoin has succeeded on the level of a new currency, but the payment system is somewhat lacking. It’s very hard to use, and that’s the big challenge on the Bitcoin side.” Source: Cryptocoinnews

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photo by: Igor Ilyenko | CoolStyle.us


Is it possible to become a millionaire overnight if you are not wolf of Wall Street, a movie star, have not won the lottery and have not buried a rich grandpa? It actually became possible not too long ago. Fortunate investments into cryptocurrencies have helped thousands across the globe get rich virtually overnight. The eminent brothers, Tyler and Cameron Winklevoss, who won a lawsuit against Mark Zuckerberg over ownership of Facebook, invested part of the proceeds from their settlement into a Bitcoin purchase back in 2012. In 2017, after the cryptocurrency suddenly soared in value, they became the first Bitcoin billionaires in the world.

DIGITAL GOLD OR ECONOMIC BUBBLE? by Igor Alatortev Bitcoin came into play only nine years ago in January of 2009, but it has radically altered the world’s financial system and generated an immense amount of speculations and rumors. So what is this crypto fever? Is it a myth, a bubble, or an entirely new investment opportunity? RUSSIAN TIME MAGAZINE

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Here are some myths, facts, and basic information about Bitcoin so you can form your own informed conclusion.

myth 1 Bitcoin is a currency

myth 2 Bitcoin is not

of the criminal underwold

backed up by anything

This myth came into existence because Bitcoin was used to make payments on the black online market called Silk Road which closed in 2013 due to illegal sales of armed weapons. The main argument in support of this myth is that Bitcoin transactions are anonymous which makes it a convenient payment method for shady activity. Another fact that raises suspicion regarding Bitcoin is that there is no entity, such as a government or a bank, backing it up. Bitcoin transactions are decentralized and not supported by any financial institution.

This is one of the main arguments presented by the opponents of cryptocurrency. They assume that the money they use every day is backed up by something like gold, for example. For a while, this was true because gold is a valuable limited resource. However, these days, government-issued fiat money, such as the US Dollar, Euro, Yen and the like, are not backed by anything either. Our beloved dollar lost its gold backing in 1972 and is supported solely by the power of the US economy. What stands behind Bitcoin? Technology! In order to produce one Bitcoin, one has to solve a very complex equation which requires a powerful computer and lots of energy. Bitcoin is also a limited resource. There are only 21 million Bitcoins that can be mined (produced). With this in mind, we can definitely say that the gold of the 21st century is not a precious metal but rather math. Bitcoin is a fast, reliable, digital currency that allows for a cost-effective transfer of equivalent values over great distances without intermediaries, like governments and banks.

Ironically, Bitcoin is one of the most transparent currencies invented so far. Unlike other traditional currencies like the US dollar, Euro, or Yen, all Bitcoin transactions are open, recorded in a blockchain, and can be easily traced. As of today, a great number of large companies such as Microsoft, Expedia.com, Newegg.com, Subway, Whole Foods (by purchasing gift card from Gyft), Bloomberg. com, Lionsgate Films, Badoo and others accept Bitcoins as a form of payment.

Everything you need to know about

BLOCKCHAIN & BITCOIN

What is Blockchain? Traditionally people use a trusted middleman, such as banks, to make monetary transaction. Blockchain technology allows consumers and suppliers to connect directly, removing the need for a third party.

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Why is this technology revolutionary? It can work for almost every type of transaction involving value, including money, goods and property. Its potential uses are almost limitless: from collecting taxes to enabling immigrants to send money back to family in countries where banking is difficult.

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There is a story that says that when the very first steam-driven locomotive was being set in motion, a woman ran in front of it and hollered that it was not going to move. When it did start moving, she was loudly yelling that it would not be able to stop. People are afraid of progress by nature, which explains why some are so hostile towards cryptocurrency. Such fear of progress gives rise to rumors and myths about Bitcoin. Only a fraction of people can adapt to change fast enough to be the ones benefiting from the block chain technology. What exactly is a bitcoin?

How do you buy Bitcoin?

How do you store/ save your coins?

Is Bitcoin the only cryptocurrency?

Bitcoin is a digital currency. That means, instead of physical coins or paper bills, money is represented as a long string of numbers and letters. Because Bitcoins are not physical they can be instantly transferred to anyone/ anywhere in the world.

Bitcoin can be purchased using traditional currencies such as dollars, but it can also be purchased using other digital currencies such as Ethereum or Litecoin. There are several online exchanges where you can buy and sell bitcoins.

The safest way to store Bitcoins is by using so called “cold storage," which simply means storing bitcoins offline. They could be saved on a USB flash drive or in a paper wallet which could be stored in a safety deposit box or somewhere secure.

No. There are over a thousand different electronic cryptocurrencies. At Cryptocurrency Market Capitalizations there are 1,506 of them listed with a total collective value of $353 billion.

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myth 3 Bitcoin is a

myth 4 Bitcoin is a

ponzi scheme

financial bubble

This is a very widespread assertion made by opponents of cryptocurrencies. As we all know, a Ponzi scheme exists as long as there are new investors who provide income for the previous investors. At the same time, the lion’s share goes to the Ponzi scheme creators. With Bitcoin, previous owners do not receive Bitcoins from new participants. What happens is completely the opposite – those who participate later must buy Bitcoins from previous participants. Bitcoin is actually devoid of the concept of investors and dividends; it has users, who complete monetary transfers between addresses/accounts, and miners who provide for the working capability/efficiency of the system and are rewarded from that same system (autonomously, without the participation of any third parties). The rise and fall of the value of Bitcoin depends exclusively on the market dynamics - supply and demand at cryptocurrency exchanges. And the demand keeps growing, which is what provides for the growth of the market value of Bitcoin. This is comparable to the stock growth of successful companies and Bitcoin is a digital asset of sorts that increases in value.

One of the most popular analogies for the growing value of Bitcoins is the “Tulip Mania” - a theoretical financial bubble that occurred in the Netherlands in the 1630s. Bitcoin is often compared to the Tulip Mania, but how fair is this comparison? In essence, we can talk about a financial bubble in cases when we observe that a popular asset accumulates more and more money, the expectations of investors grow at an insane rate, yet the value of the asset does not increase. At a certain point, the difference between the expected and actual values becomes so great that the bubble pops, creating financial havoc to those involved. I do agree that there is some truth to the statements that such risks are present, to a degree, in the case of the Bitcoin, the ether and other cryptocurrencies that manifest rapid growth. It would be, however, rash and naïve to jump to a conclusion that the crypto market is a bubble. One only needs to look to what happens to company shares in a classic stock market. Bitcoin is digital gold which, if used wisely, will be invaluably useful to humanity.

FACTS ABOUT BITCOIN Satoshi Nakamoto Bitcoin created in the 2008th year. It is believed that Satoshi Nakamoto - a pseudonym bitcoin creator. The whole world is trying to solve the mystery of his true identity.

Every day produces about 3,600 new Bitcoins. Coins are blocks in a process called "mining".

The guy from Norway named Christopher Koch, bought the Bitcoins in the year 2009 at $ 27 and forgotten about them, and when he remembered, his investment has risen to 886 thousand dollars.

The first BitcoinATM was installed in the Canadian city of Vancouver.

For the first 5 years, the price crypto currency - Bitcoin, grew from $ 0 to $1,000.

In November 2013, the price of Bitcoin has exceeded for the first time the price of gold.

The year 2140 will produce last Bitcoin Pizza, bought in 2010 for Bitcoins at today's exchange rate would cost $5 millions. The first commercial success can be considered Bitcoin Silk Road. On this site, work in TOR network, you can buy a variety of illegal goods, drugs and weapons. Bitcoin, because of its anonymous nature, was the only means of payment within the Silk Road.

Only 36% of the total volume of coins produced have been observed in any transaction. The remaining 64% of the coins after his appearance were never used. Ross Ulbricht, the creator of Silk Road, a network existed under the pseudonym Pirate Roberts. After Ulbricht arresting and confiscating funds, the FBI became the owner of the largest purse in the world.

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Unlike physical money, all transactions - the story moving any funds from one account to another, forever written inside Blockchain - global and distributed completely open database containing details of all Bitcoinwallets worldwide. 927 people own 50% of all Bitcoin. Lamborghini was the first automotive company in the world, which dealers began to accept Bitcoin.

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but

coffee 8 Amazing Dives for Those Who Run on Coffee

by Daria Kotserubov with Coffee Specialist: Vlad Kotserubov and Creative Editor: Anna Stromko

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Have you ever wondered what the world’s most popular beverage is? It’s coffee! But for some, coffee is much more than just a boost of caffeine. It’s a thrill, a memory, and a getaway from a mundane routine. Take a glance into the top 8 coffee shops in Sacramento and the Bay Area - you won’t be disappointed!

1

The Pour Choice

DOWNTOWN AUBURN

photo by: Igor Ilyenko | CoolStyle.us

177 Sacramento Street Auburn, CA 95603

Must try: A cup of latte art paired with almond butter honey toast. Cheese board paired with a glass of wine.

The Pour Choice is a sleek, modern coffee shop in Downtown Auburn. In addition to the stunning interior look of the shop, The Pour Choice serves a mean cup of coffee with incredible latte art. What makes this cafe unique is that they have such a wide menu selection and they always strive for perfection. You can go from a morning cup of coffee with a friend to enjoying a wonderful cheese and meat board with an exquisite glass of wine. They also offer over 20 different kinds of beer on tap, as well as kombucha. Their balcony seating allows you to enjoy the beautiful scenery of Auburn.


MUST TRY 2 Rosemary Latte 3 Cappuccino in a clay pot 4 Pour Over Coffee 5 Iced Mojito Latte

6 LavenderLatte 7 Chai Tea Latte

2 3 4

Four Score Four Coffee Barrel 327 Lincoln Street Roseville, CA 95678 Coffee ROSEVILLE

Four Score Coffee is a coffee shop that is extremely passionate about the coffee culture. It’s a great environment for studying and getting away from the hectic college campus scene. This café roasts their own coffee beans to deliver the perfect cup of coffee that can be accompanied by fresh baked pastries. Their Rosemary Latte is something everyone has to try when stopping by.

8 Birthday Cake, Cookie Monster and Red Velvet Latte

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SAN FRANCISCO

375 Valencia Street San Francisco, CA 94103 Four Barrel Coffee will not disappoint you coffee lovers. They roast their own beans in the heart of the coffee shop and serve their coffee in clay cups to maintain an earthy feel. So whenever anyone leaves with a cup of coffee, they take a part of a great experience with them.

The Workshop Cafe SAN FRANCISCO 180 Montgomery St, #100 San Francisco, CA 94104

The Workshop Cafe is a dreamland for college students. Located in the heart of San Francisco, this coffee shop is an ideal place for university students to study. The Workshop Cafe serves many different specialty coffee drinks. In the front of the café, they have a seating area to enjoy a cup of coffee. In the back, it’s a totally different environment. Whether you’re there for a meeting, study session or just to do homework, you’ll find the room that meets your needs. Choose from rooms equipped with an unlimited supply of outlets and whiteboards or soundproof meeting rooms. You’ll definitely get your work done there.


5 6 7 8

Philz Coffee

SAN FRANSISCO

1258 Minnesota Street San Francisco, CA 94107 Philz Coffee is not your average coffee shop… Their Mint Mojito doesn’t compare to what other coffee shops have to offer. The mint in the drink will engulf your senses. This cafe will serve you the energy you expect from coffee but adds the feel of the Bahamas through fresh mint.

Shady Coffee & Tea

The Mill

325 Douglas Blvd Roseville, CA 95678

1827 I Street Sacramento, CA 95811

Shady Coffee and Tea provides a wide variety of quality coffee and lots of tasty food and drink items. When you visit Shady Coffee and Tea in Roseville, expect a savory cup of coffee, tea or a delicious homemade pastry.  The cafe sources only the finest, freshroasted espresso beans from Mast Coffee, one of the city’s local roasters.  Whether you’re ordering an espresso, tea, lemonade or a pastry, you will be treated like family because it is a small, family-owned coffee shop. They also have a mesmerizing patio which can be rented for special occasions. Follow them on Instagram to stay updated on their movie nights and open mic nights.

The Mill is your friendly neighborhood café where less is more. Their menu is short, sweet and to the point, yet their coffee is rich, with intricate flavors. They’ve got a huge back patio which is welcoming all season long. The Mill sources their beans from Temple Coffee Roasters, pastries from Estelle Bakery & Patisserie, and kombucha from Zeal Kombucha. The Mill operated as a mobile cafe before opening its current location in Midtown Sacramento.

ROSEVILLE

Home

SAN FRANCISCO

MIDTOWN

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1222 Noriega Street San Francisco, CA 94122 This café literally welcomes you home as their motto is ‘Welcome Home’. They live up to their name of Home by always having a warm and welcoming atmosphere. Home is where the heart is. The tin man can agree to that because that is where he left his heart - by the Birthday Cake Latte. Sesame Street is honored to have Cookie Monster featured on their menu. You may have forgotten your friend’s birthday but the Home café can help. They will bring color and joy to special occasions with their amazing rainbow latte art. There is a perfect drink to fit every occasion.

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TripAdvisor, named the island of Maui, ‘The Best in the World’, in 2016, according to travellers.

There are legends about Maui’s paradise beaches and picturesque natural wonders. This island has everything for a perfect holiday.

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With its pristine beaches, exquisite dining, and endless entertainment options, Maui is a pearl in the chain of the Hawaiian Islands. Planning a trip to Maui can get quite overwhelming given the wide range of options this island of magical sunsets hat to offer. Here are my personal recommendations on the best lodging, dining, and entertainment choices that I have discovered on Maui during my last tropical getaway.


Hawaii

MAUI the paradise island from a bird's eye view by Olga Garicichina

adrenaline Imagine yourself soaring like a bird over the most beautiful tropical island with its magnificent coastline stretching as far your eye can see. Nang Gliding Maui, one of the most unique attractions on the island, delivers this unforgettable sensation by taking you up in the air on an extremely light aircraft. The view from the top expands your imagination and delivers a whole new sensation. The owner of the company, Armin Engert, is a certified flight instructor with 30 years of experience and a great sense of humour. Our pre-flight instructions felt more like a comedy show while the flight itself was an unforgeable adventure. It’s an experience like no other for those seeking some great memories with a kick of adrenaline.


experience

dining

adventures

If you are a chocolate fan, then you must visit this unique farm. You will get this experience nowhere else. You will learn about the cultivation of cocoa beans and vanilla (and you will probably be shocked by the fact that 90% of chocolate is produced by slaves) and take part in tasting ten different types of chocolate. This fantastic experience combines education about growing cacao and the experience of actually turning beans into chocolate and a guided chocolate tasting! Also, you will prepare a real cocoa drink according to an ancient Mayan recipe. I have never drunk such a delicious cocoa. And, of course, I could not resist buying two high-quality chocolate bars, made simply of cocoa and sugar. Be sure to book a tour in advance, as they sell out very quickly!

If you live in California, you may be accustomed to great food and may not be easily impressed by Maui’s restaurants and delicious food. Therefore, before dining at The Mill House Restaurant, we could not imagine that such a visit would leave an imprint on our souls. The restaurant is located in the heart of a sugar cane plantation. Before starting on a feast for your taste buds, we strongly recommend that you begin with the most delicious coffee from The Mill House Roasting Company. Then, take the tram and go on a plantation tour. You will not find as many interesting and amazing facts about exotic fruits anywhere else! The finale, of course, will be lunch or dinner at The Mill House Restaurant. Talented chef, Jeff Cher, does wonders, using only local produce grown under the friendly, Hawaiian sun.

In absolutely every Maui guide, you are guaranteed to find this highway listed. Some particularly proud drivers advertise their adventure with a bumper sticker announcing, “I survived the Road to Hana”. There are about 600 turns on the 35 miles of road. Nevertheless, the road is in excellent condition and a Jeep is absolutely not needed for travel. The Highway to Hana is incredibly picturesque. One of the must see places is the park with the soporific name, “Wai-anapa-napa”. Its main feature is a beach of black sand which is very rare on Maui. The lifespan of black sand beaches is only a couple of hundred years, unlike the usual yellow sand beaches which are fed from organic sources.

Maui Chocolate Tour www.mauichocolatetour.com 808-557-5358

The Mill House Restaurant www.mauitropicalplantation.com 808-270-0333

Road to Hana More information: Prideofmaui.com

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volcanoes

attractions

lodging

It’s a crime to be on Maui and not get to the top of Haleakala, a dormant volcano! The word “Haleakala” in Hawaiian means “House of the Sun”. Hawaiians never lived in this region, but regularly visited, bringing gifts to the gods. Depending upon which part of the island you are coming from, the road to the top will take you two to five hours. Do not forget to bring warm clothes, hot tea or coffee and snacks. You will be grateful to me afterwards for this advice. You must buy a pass to the park for $1.50 in advance on the website www. recreation.gov, otherwise you will not have access to the park. Also, on the website www.nps.gov check sunrise and sunset times atop Haleakala and choose the perfect day to enjoy the most magical spectacle of your life!

I planned this parasailing adventure long before our trip to the island. It turned out to be an ideal gift for my spouse. On this amazing excursion, we were accompanied by a couple of 65 year-old doctors and a married couple. While the boat motors along on the water below, you hover in the air and enjoy a breathtaking, bird’s eye view of the Pacific. And it is not scary at all! So do not hesitate, just do it! The staff was absolutely amazing! They were extremely courteous and showed a great customer appreciation UFO Parasail is a family-owned company since 1985 and has done everything to ensure that tourists receive a first-class experience and are delighted with their flight!

The number of hotels on Maui is immense. Tourists do not always know where to look first when choosing a hotel. Two key factors are: location and price. If two of you are travelling together, it is easier to choose the right lodging: first, choose a part of the island and then book a hotel from popular websites. If you decide to travel with children or friends, then contact Ridge Realty Rentals. They offer many beautiful condos and houses through well-known Airbnb. The quality of their service is unmatched, and the prices are so affordable that a condo with an ocean view in a picturesque location may cost no more than $1,500 for seven nights!

Haleakala National Park Park entrance: www.recreation.gov Info about park: www.nps.gov

UFO Parasail www.ufoparasail.net 808-201-1321

Ridge Realty Rentals www.kapaluavacations.com 808-669-9696 RUSSIAN TIME MAGAZINE

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А что если эта странная родинка – всего лишь странная родинка?

Если у вас возникают какие-то беспокойства, опасения или оставшиеся без ответа вопросы, особо не тревожьтесь по этому поводу. Как-никак большинство из них не такие и страшные. Чёткое понимание вопроса придаёт определённую уверенность и свободу. А начинается всё с врача UC Davis и целой сети самых прогрессивных и лучших на сегодняшний день умов медицины. В период открытой записи для участия в страховом плане задайте себе этот серьёзный вопрос. И вы тут же найдёте на него лучший ответ.

ПОЛУЧИТЕ ВСЕ НЕОБХОДИМЫЕ ВАМ ОТВЕТЫ НА ЭТОТ НАИБОЛЕЕ ВАЖНЫЙ ВОПРОС. answers.ucdavis.edu RUSSIAN TIME MAGAZINE WWW.RUSSIANAMERICANMEDIA.COM 38


Stay forever young Wouldn’t that be nice if we could stop the time and never grow old? What if I would tell you that there is a youth pill that can help us stay forever young? While ‘forever young’ is a bit of an overstatement, modern science and mother nature actually provide quite a few natural remedies that can help us slow down and, in some cases, even reverse the aging process.

ANTI AGING

4

SUPPLEMENTS by Olga Garicichina

Here are some great anti-aging supplements that can naturally help you counteract the effects of aging. While they won’t stop you from growing older, they can prevent the decay of bone mass, muscle tissue, connective tissue, brain cells, neurons and organ cells. The main question is: how to choose the proper supplements that are worth the money to help you look better and feel younger? RUSSIAN TIME MAGAZINE

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Omega 3

1 2

These fats are imperative to our diet. Human body is incapable of synthesizing them, so they must be obtained through food. Some of the health benefits of Omega 3 include reduced cholesterol, blood pressure, and inflammation, as well as improved cognitive function and mood. Omega 3 is derived from the fatty layers of coldwater fish, fish oil is rich in the long chain of omega 3 fatty acids eicosapentanoic acid (EPA) and docosahexaenoic acid (DHA).  In a perfect world, we would all be getting enough omega-3 fatty acids in our diet. In reality most people don’t, so the best way to assure a proper intake is by taking supplements in either liquid or capsule form.

Resveratrol Here is a curious fact, French eat more fat, sugar and rich foods, plus drink more wine, but still have less heart health issues comparing to health cautious Americans. How is that possible? The answer to this puzzling question, known as the “French Paradox,” is believed to be due to a higher intake of a specific phytonutrient called resveratrol, found naturally in “superfoods” like red wine. Resveratrol is a powerful compound that regenerates the body all the way at the cellular level. Research published over the past several decades in many medical journals, including the  American Journal of Hypertension, found that resveratrol decreases the risk of heart disease among other common health concerns. In case you’re wondering, you don’t have to be a wine drinker to benefit from resveratrol. Other sources include deeply-colored berries and real dark chocolate/cacao. Along with helping keep arteries clear from plaque buildup and protecting an aging heart, this phytonutrient can also help reduce inflammation, prevent obesity and protect cognitive health among elders.

CoQ10 Short for coenzyme q10

3 4

CoQ10 is an essential element for many daily functions and is required by every single cell in the body. As an antioxidant that protects cells from the effects of aging, CoQ10 has been used in medical practices for decades, especially in the case of treating heart problems. Still today, one of the most common and thoroughly researched uses of CoQ10 is helping protect the heart and blood vessels from the damaging effects of oxidative stress. Many consumers turn to CoQ10 supplements to help manage health conditions, including heart arrhythmia, high blood pressure, coronary artery disease, atherosclerosis and congestive heart failure. Research shows that patients with other inflammatory health conditions, such as breast cancer, diabetes, viruses and infertility, may also find these supplements helpful for both preventions of complications and treatment of symptoms.

Chlorophyll Chlorophyll is linked to natural cancer prevention, it blocks carcinogenic effects within the body and protects DNA from damage caused by toxic molds. Chlorophyllin supplements are believed to help neutralize oxidants, which means they effectively decrease oxidative damage caused by factors like a poor diet, chemical carcinogens, UV light exposure and radiation. This component has another surprising benefit. It seems to help promote weight loss by controlling appetite hormones and improving obesity-related risk factors, all without the scary side effects of most commercial weight-loss supplements. As you probably know, chlorophyll is produced by plants but cannot be synthesized by a human body. It has to be derived from our diet or supplements. Try adding a few drops of liquid chlorophyll to a glass of water once or twice a day. It will turn your water bright green although, rest assured, it doesn’t taste as bad as it might look. Aside of other benefits it could also give you a little boost of energy when sipped throughout the day.


OMEGA 3 · salmon · mackerel · chia seeds · flax seeds · walnuts

RESVERATROL · red grapes · blueberries · dark chocolate · blackberries · peanut butter

CoQ10 · grass-fed beef · cage-free eggs · sesame seeds · rainbow trout · strawberries

CHLOROPHYLL · spinach · asparagus · fresh parsley · green peppers · honey-dew melon

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ANTIOXIDANT

SUPPLIMENT AND AGING

Foods that

For years people believed that antioxidant supplements could prevent anything, from cancer to heart attacks, strokes, cataracts and more. It made sense, because damage caused by wayward oxygen could trigger tumors, ruin arteries and blur vision, so the belief was that antioxidant supplements could flush that damage away. An update from the Health Study published in the October 2011 issue of the International Journal of Cancer found that antioxidant supplements do not work as well as those found in foods because they may not reach the part of the body where they are needed most. Also, too many antioxidants may actually speed up the oxidation process. You might want to avoid getting this element in a form of supplement and turn to nature’s packaging like beans, blueberries, and grapes.

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KEEP YOU YOUNGER          

BROCCOLI BLUEBERRIES SALMON ALMONDS TOMATOES TUMERIC GARLIC POMEGRANATES GREEK YOUGURT KALE

Foods that MAKE YOU AGE          

SWEETS FRIED BACON FOOD WITH A TRANS FAT WHITE “PLASTIC” BREAD SUGARY DRINKS CHARRED MEAT CHIPS AND CRACKERS CONVENTIONAL CHICKEN NON-ORGANIC DAIRY PRODUCTS ALCOHOL


www.casabellagalleria.com

Don't overpay for your furniture | Enjoy quality and style for a fraction of the cost! No hefty mark-ups & overhead costs | Hand picked unique inventory | Exclusive furniture lines Exceptional quality | Unbeatable prices

916-921-0434

| 1511 Del Paso Blvd, Sacramento, CA 95815


The section is dedicated to businesses and organizations voted Best for their exceptional services rendered to the Russian-Speaking residents of our region. Slavic people have a true appreciation for quality products and good services. Once you earn our business - we pay you back with loyalty and trust. That is exactly why some of the individuals and organizations spotlighted in this section have been voted best in their field of service for several years in a row. That is why, for now 20 years, we take time to recognize those, who give Slavic people their best.

Best

PLASTIC SURGEON

Dr. Arnold Almonte is a board certified plastic surgeon specializing in everything having to do with the face.

After receiving his medical degree from Des Moines University in Iowa, and completing a plastic surgical residency at The Philadelphia College of Osteopathic Medicine, Dr. Almonte has been in practice for over 12 years. His services range from non-surgical treatments such as botox and fillers, to facial cosmetic operations done completely under local anesthesia. The mission of the Almonte Center is to provide world class facial plastic surgery by developing individualized cosmetic plans, designed at the initial consultation. Having been a featured Plastic Surgeon on Fox 40 News, a Featured Expert on iHeartRadio KFBK 1530am, and a recipient of Style Magazine’s Readers Choice Awards for Best Plastic Surgeon, as well as Best Doctor for Cosmetic Procedures; Dr. Almonte has certainly built up the kind of credibility anyone would want when seeking facial rejuvenation. While many plastic surgeons operate on multiple body parts, he specializes in the face alone, providing focused, top-notch expertise. Whether it’s a little cosmetic tweak or a full facial restoration, you’re in great hands with Dr. Arnold Almonte. 916-771-2062 info@dralmonte.com www.dralmonte.com


Best HEATING & AIR

Top10 REALTORS

Nina has been helping clients with their real estate needs for over 20 years. 5252 Sunrise Blvd, Ste 6 Fair Oaks, CA 95628 916-717-1011 nsemenyuk@norcalgold.com

Nina Semenyuk has been voted as one of the Top Ten Realtors in the Russianspeaking community for a great number of years. Whether you need to sell or buy a house, purchase a lot or an investment property, or think of a short sale – Semenyuk does it all. Profound experience, great knowledge of local real estate markets, and the fact that Semenyuk puts her clients’ interests first, all factor in to her success as a realtor.

PREPARATION Best TAX SERVICES Silver Coin Tax Services was founded by Tatyana Marchenko, an experienced tax professional who specializes in individual tax return preparations for over 15 years.

CONDITIONING A Plus Heating takes pride in utilizing only the best heating and air equipment for their projects.

A Plus Heating is full service HVAC company that offers heating and air installation, maintenance, and repair services for residential and commercial projects. The company has been in business for over 12 years and has been accredited by many satisfied clients. The company also helps their clients optimize their energy consumption by advising on various energy efficiency programs and rebates.

916-207-8898 www.aplusheatingair.com

Extensive experience and narrow scope of services give Silver Coin an edge on competitors. Tatyana constantly keeps up with ever-evolving tax rules and regulations to provide her clients with up-to-date information on refunds, credits, and optimal tax write off opportunities. The company offers great prices and personal customer service 4366 Auburn Blvd Sacramento, CA 95841 916-485-1055

Best

PEDIATRICIAN, MERCY MEDICAL GROUP

One hundred years from now it will not matter what the balance of my bank account was, what kind of house I lived in, or what kind of car I drove. But the world may be different because I made an impact in the life of a child.

Dr. Kovalenko is a Board Certified pediatrician practicing in California at Mercy Medical Group in Sacramento. She specializes in nutrition, behavior, and health optimization in children.

Mercy Medical Group 3000 Q Street Sacramento, CA 95816 916-733-3305 www.mymercymedicalgroup.org

What medical field has the cutest patients? Of course, pediatrics! To become a pediatrician takes a lot of courage, knowledge, passion, and dedication. She followed her childhood dream to become a doctor and has been blessed with the experience of learning and practicing pediatrics in the U.S. and her native country of Ukraine. Dr. Tetyana Kovalenko truly believes that for a real doctor such feelings as amiability, compassion, kindness and, of course, a sense of humor, are obligatory! Her interests also include working with families to construct detailed treatment plans for their children to address nutrition, behavior and health optimization.

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SPECIAL ADVERTISING SECTION

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Best TAX REDUCTION

The

Best

SPECIALIST

By Russian - Speaking Community

On average, Tax Shark specialists help businesses save from $20,000 to $40,000 in taxes by using advanced tax reduction strategies.Their proactive tax planning allows business owners and investors keep more of what they earn.

BUSINESSES VOTED BEST BY SLAVIC CONSUMERS The section is dedicated to acknowledgement of businesses & organizations voted Best for their exceptional services rendered to the Russian-Speaking residents of our region. The winners are selected by the Slavic consumers via community’s most powerful media links such as Russian Observer newspaper, Russian Time Magazine, Russian Business Directory, and community internet hubs. Slavic people have a true appreciation for quality products and good services. Once you earn our business - we pay you back with loyalty and trust. That is exactly why some of the individuals and organizations spotlighted in this section have been voted best in their field of service for several years in a row. That is why, for now 20 years, we take time to recognize those, who give Slavic people their best. RAM.vote

Best

GYMNASTICS ACADEMY

The gym was founded by Yulia Rodina and Eduard Rizvanov, a family of National trainers.

Research proves that engaging in active sports like gymnastics helps children develop strength, flexibility, endurance, and good health for life. Rodina Gymnastics is an elite new academy that offers recreational and competitive gymnastics classes. The academy provides safe and progressive approach to gymnastics and accommodates all fitness levels, from beginner classes to competitive training. 930 Striker Ave, Ste E Sacramento, CA 95834 916-564-5300

Best LOAN OFFICER

Anna represents Prime Lending which takes pride in being recognized as a premier mortgage lender offering a wide array of loan products.

Anna is an experienced mortgage professional dedicated to making every customer’s home loan experience a positive and a successful one. She excels in the mortgage business due to her core convictions of honesty, integrity, and service beyond expectations. 2277 Fair Oaks Blvd, Ste 325 Sacramento, CA 95825 916-296-7674 | 916-692-2286

Tax Shark provides the highest quality IRS audit assistance available — at a price any taxpayer can afford. The ageancy offers distinct tax resolution services based on the issues the client is handling. Some of the services include back tax returns, cutting penalties and interest, securing IRS liabilities, negotiating IRS audits, stopping wage garnishment, ending bank levies, removing tax liens, preventing property seizure, and averting bank penalties. The company’s website www.taxshark.net provides extended details. Furthermore, Tax Shark specializes in integrated tax solutions for personal and business tax, along with tax consulting, providing an in-house solution for the particular needs of their clients. 1700 Eureka Rd, Suite 155-1 Roseville, CA, 95661 916-220-6684 www.taxshark.net


Best

MULTICULTURAL EDUCATION PROGRAM

Community Outreach Academy is extremely honored to be recognized with the Award of Excellence for the Best Multicultural Education Program.

WE ARE ALSO GRATEFUL FOR THE ABUNDANT SUPPORT FROM: - Sacramento Police Department - KVIE Public Television - Russian American Media - Rotary Club - Sacramento Republic FC - Afisha Media Group, and many other generous organizations and individuals.

on photo from left to right: Michael Gillespie, Tatyana Kisel, Michael Serdi, Jason Sample

This award is the result of a joint effort of COA’s staff, parents, students, and the community of the greater Sacramento region. Parental support greatly affects the success of COA, therefore, we applaud our parents and staff for their dedication and the partnership they have created.

The “Best of the Best” award belongs to all of us because we are a united team that strives for the success of all of our students academically, socially, physically, and emotionally through rigorous curriculum, character education, after school programs, interventions, visual and performing arts, athletics, and countless other extracurricular opportunities. COA continues to strive for excellence because, whatever it takes, our kids are worth it!

5640 Dudley Blvd. McClellan, CA 95652 916-286-1950 www.outreachacademy.org


Best

Futures High School is an independent charter high school serving students in grades 9-12 in Sacramento area since Fall 2004. The school provides strong academics, positive climate, and prepares students for college and career aspirations.

“Working as a principal for over 10 years, I am immensely proud to see our graduates come back to us and share their success stories, accomplishments, and aspirations.”

Natalia Burco, Principal, Futures High School

As an educator of 15 years and the Principal of Futures High School, Natalia Burco has been reflecting on how she could create an environment and opportunities for her students to become fulfilled, happy, successful, and have a purpose in life. Futures High School is a neighborhood independent charter high school serving students in grades 9-12 in Sacramento area since Fall 2004. Student success is in the center of their intentions and they believe that it would be challenging for a person to function successfully in the ever-changing and unknown world of the future without the core traits of integrity, grit, empathy, self-control, and an appreciation and understanding of diversity. The school provides three main supports to guide students toward success. It’s the academic support, which they tailor to the holistic needs of each student. A positive climate that promotes socio-emotional wellness and opportunities to build leadership skills and the core traits that surround student success. And last but not least, help in preparing students for their future college and career aspirations by helping them gain 21st century and industry-specific skills as well as helping them navigate the admission process for their future endeavors. School’s competitive advantages are rigorous academic program, engineering program (Project Lead The Way), athletics, Russian Language and Literature. Futures High School is a unique school in Sacramento as it serves high EL population with high success rate in state tests and college success. They deeply value students as equal partners in school’s decision-making along with parents and community. Being a small school helps them keep the community feel, safe and positive environment, respect for students’ heritage and culture, strong English Learner program and support, bilingual staff for parents, strong academic and character development programs.

FUTURES

O OL C H Scholars.” H I“Future GLeaders.Future H SBuilders.Future Futures High School 3701 Stephen Dr. North Highlands, CA 95660 (916) 286-1902 www.fhscharter.org


Best

CIVIL LITIGATION ATTORNEY Alla V. Vorobets is an experienced attorney and the head of a full-service law firm that provides quality and aggressive representation to individuals and business entities in civil litigation matters. The firm provides a wide range of services including Alla V. Vorobets offers efficient representation in the areas of and cost-effective legal personal injury, employment, representation without sacrificing real estate, bankruptcy, family quality and personal service. law, trucking, business disputes, and civil litigation. Our principal 4790 Dewey Dr, Ste S-J attorney, Alla V. Vorobets, is fluent Fair Oaks, CA 95628 in Russian and Ukranian languages 916-966-8529 and proficient in Spanish. www.vorobetslaw.com

Best

DENTIST IN FOLSOM

Dr. Oliferuk has been practicing dentistry for over 20 years.

Dr. Oliferuk provides his patients with personal approach and individual attention. The office of Family & Cosmetic Dentistry provides a wide range of dental services, from preventive and restorative dentistry to implant restorations. The office utilizes advanced dental technologies such as digital X-ray and CEREC, which allows the doctor to perform complex dental procedure, such as crowns and bridges, in a single visit.

241 Blue Ravine Rd, Ste 400 Folsom, CA 95630 916-294-0770

Top 5 TAX PROFESSIONALS

Best MEDITERRANEAN

Their goal is to equip their clients with knowledge and direction needed to succeed in business.

CUISINE

Pita Kitchen Plus is a small Mediterranean restaurant that has become famous among the local foodies since it has first opened in June of 2009.

The place offers a fresh and healthy alternative to typical greasy burgers with fries. Pita Kitchen serves the best Mediterranean cuisine prepared from scratch at the location according to the family recipes of executive Chef and restaurant owner Hosam Khalifeh.

“All prepared foods are made from scratch in the kitchen site daily, with no additives or preservatives used whatsoever. We invite you to come in, taste our food and enjoy our service.” Executive Chef & Owner Hosam Khalifeh 2989 Arden Way Sacramento, CA 95825 916-480-0560 www.pitakitchen.com

Not only is Mediterranean cuisine good for you, it is also full of flavor and diversity. Pita’s menu ranges from authentic vegetarian entrees to freshly grilled kabobs prepared in special house marinades. Restaurant’s ‘must have’ menu item is probably the Pita Kitchen Special Entrée – grilled marinated tender pieces of lamb, chicken, beef and kifta served with wild rice, salad, and their freshly baked pita bread. If you are willing to stretch beyond the ordinary fast food and give Pita’s healthy alternatives a try – you just might become a regular at this authentic Mediterranean eatery.

5707 Marconi Ave, Ste C Carmichael, CA 95608 916-844-1007 www.atafirm.com

Best FAMILY DAY

CARE HOME

The firm stays on top of technological and legal developments, utilizing the latest top of the line software and keeping up to date with law changes. However, they are more than just a tax office. The agency stays open all year round to assist their clients with any accounting questions or needs throughout the year. Their goal is to equip their clients with knowledge and direction needed to succeed in business.

The center provides a safe and positive learning environment.

The day care center emphasizes hands-on learning approach through games and educational activities that encourage creativity, intellectual development, and social skills. Their multicultural curriculum helps children develop bi-lingual skills and prepares them for success in preschool and life. The owner, Liubov, has over 20 years of experience in preschool education and believes that each child is unique and should be approached as such.

Hillsdale Blvd & Madison Ave North Highlands, CA 95842 916-719-5271


INSIDER

INTERESTING

FACTS ABOUT VARIOUS JOBS Featured Guest: Jenny Rafailov Occupation: Combat Medic, U. S. Army Age: 19

THERE ARE MORE THAN 50,000 PROFESSIONS IN THE WORLD. Find out interesting facts about different trades as people share curious random facts about their jobs.

Why did you choose to join the Army? Originally I wanted to go into the Marines but I was interested in the medical field and Marines didn’t offer that. The army seemed like the second best option. Was there anything you missed during your training? Definitely. I missed wearing something other than green or black. How many push-ups can you do? I think my record was 65, but I might be able to do more.

What was the greatest fear that you were able to conquer?

Any particular food cravings while in the Army?

The fear of failure.

Honestly, after a while everything they serve starts tasting the same. I missed everything that wasn’t on our usual menu, especially home cooked meals. 

You went to Fort Sill in Oklahoma for basic training and Fort Sam Houston for Medical Training. Was it hard to keep up and compete with men during your training? Sometimes it was. The army makes it very strict to not be biased based on gender. However, oftentimes men still treat women as a weaker link, by assuming that women can carry or handle less, for example. I just took that as an opportunity to prove them wrong.

Your motto Die with memories not dreams. I don’t want to get to the end of my life thinking, “I wished I have done this or that.” I want to be able to look back and feel happy about everything that I did and the people I did it with.


Huge Selection 

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MAASSSSIIV M VEE DIISSC D C OU O UN NTTSS!!

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Expo Furniture & Rug Outlet 11415 Folsom Blvd. Ste# 100 Rancho Cordova, CA 95742 (916) 635-3976 Monday - Saturday | 10am - 7pm Sunday | 10am - 6pm

www.expofurnituregallery.com


IN-HOUSE DENTAL PLAN

OLGA GARICICHINA, CHIEF EDITOR, RUSSIAN OBSERVER NEWSPAPER. REAL PATIENT.

for patients without insurance

GET YOUR SMILE BACK IN ONE VISIT!

DENTAL PROBLEMS? OFF I C E O F

DR . ALEX K L I M , D D S

We offer a revolutionary approach to dentistry! Our cutting edge CEREC technology allows us to scan, design, and craft dental crowns and bridges right in our clinic while you wait! We practice metal free dentistry, using only high quality, safe, and esthetic materials for crowns, onlays, and dental fillings.

Dr. Alexander Klimushkin, DDS

916-371-8455

970 Sacramento Avenue, West Sacramento, CA 95605 We have a technological addition to our office equipment which allows us to take digital panoramic and 3-D images of teeth and facial structures. New tech. allows us to do virtually all types of extractions without oral surgery referrals. It also enables to design and place implants inTIME the exact location where future crowns will53go. To place your ad, please call atus 916-299-1777 RUSSIAN MARKETPLACE WWW.RUSSIANAMERICANMEDIA.COM


YOUR #1

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Elite Real Estate

Cell: (916) 743-5201 Office: (916) 681-5112 callyuliya4homes@gmail.com www.yuliya.bhhser.com

916-334-7371 7275 32nd Street, North Highlands, CA 95660 www.bim-mers.com

CalBRE# 02027251 A member of the franchise system of BHH Affiliates, LLC

LOOKING FOR LOCAL & LONG HAUL DRIVERS California Colorado Midwest Regions

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ORDER ONLINE:

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INSURANCE Business & Commercial • Trucking Insurance • Tow Truck Liability • Contractors GL

Auto - Boat - Motorcycle - Homeowners

916-857-1039 10063 Folsom Blvd, Ste C - Sacramento

QUOTE & BUY ONLINE

Lic#0D20336

www.titanicinsurance.com *No Broker Fee Programs are available through some selected companies only

WE’RE IMPROVING WATER QUALITY IN SACRAMENTO For almost 10 years, Oxbow Marina’s tap water was unsafe to drink. Thanks to a partnership with California American Water, residents can now enjoy high-quality tap water. California American Water is committed to keeping the water flowing for the Sacramento region

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To place your ad, please call at 916-299-1777

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55


ВАШ СЕМЕЙНЫЙ АВТОДИЛЕР Hanlees TOYOTA in Davis

ом языке Покупка машины на родн Rates as low as 0%it On approved cred models Clearance on 2016

Нет кредитной истории? НЕТ ПРОБЛЕМ! Специальное финансирование для людей со стабильным доходом независимо от кредитной истории.

Обслуживаю русско-говорящих более 20-ти лет

Over 250 luxury used cars in stock Андрей Полищученко 916-320-6649

Мы поможем с покупкой автомобиля даже после банкротства

text msg OK

Петр Райз 707-365-8970

Финансовый Директор

4202 Chiles Road, Davis, CА 95616 916-444-6776 | www.HanleesToyota.com

Обслуживаю русско-говорящих Visit the ONLY orthodontic specialist in Antelope! более 18-ти лет

As low as $99 per month! No interest financing!

DR CRAWFORD

DR POIDMORE

We Offer:

• Invisalign • Clear Braces • Traditional Braces • State of the art equipment 56

RUSSIAN TIME MARKETPLACE

WWW.RUSSIANAMERICANMEDIA.COM

Our two experienced doctors and amazing team of specialists are here to serve you!

Our contacts: 4408 Elverta Road Ste #200 Antelope, CA 95843 Telephone: 916-727-1122 WWW.PRECISION-ORTHO.COM

To place your ad, please call at 916-299-1777


To place your ad, please call at 916-299-1777

RUSSIAN TIME MARKETPLACE

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GATEWAY INTERNATIONAL SCHOOL

ШКОЛА

Мы говорим по-русски!

Наша программа включает уроки русского языка!

Our special IB education program challenges students to excel in academic excellence and personal growth!

WE EMPHASIZE: · Russian Language · Language Arts · Mathematics · Science · Social Studies · Personal, social and physical education WE ENCOURAGE: · Independence · Social & Emotional well-being · Understanding of the world · Establishment of personal values · International awareness

Offering a variety of after-school programs

www.gischarter.org • 900 Morse Avenue, Sacramento CA 95864 • 916-286-1985 58

RUSSIAN TIME MARKETPLACE

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WE CHANGE LIVES THIS IS THE REASON WHY WE ARE IN FITNESS BUSINESS!

LET US CHANGE YOUR LIFE WITH OUR FREE14 DAY TRIAL! Includes unlimited group personal training and nutrition coaching

9167612728 WWW.CFNATOMAS.COM To place your ad, please call at 916-299-1777

Custom Fitness of Natomas 4321 Truxel Rd, Ste F2 Sacramento CA 95834 RUSSIAN TIME MARKETPLACE

1-1 Personal Training Couples Training Group Training Nutrition Program

WWW.RUSSIANAMERICANMEDIA.COM

59


CROOKS & ENMARK D.D.S. C O S M E T I C & R E S T O R AT I V E D E N T I S T S

Beautiful

After years of trying to get the perfect smile that I envisioned, I found Dr. Crooks and her team. I chose her practice because of the many recommendations, but I stayed because I saw her passion for dentistry. When I decided to follow through with veneers, Dr. Crooks talked me through the entire process and what would be expected. I was nervous but she made me feel comfortable and excited! Dr. Crooks and her staff exceeded all my expectations! The confidence Dr. Crooks gave me is something I can’t thank her enough for. Dr. Crooks is a true artist and perfectionist, and it is apparent after seeing results!

Smile!

Margret Okunev We provide all dental specialties under one roof to enhance the health, function and beauty of your smile.

You!

Beautiful

916-922-2027 931 Howe Ave, Sacramento, CA 95825

· Braces · Veneers · Implants · Invisible fillings · Root Canals · Crowns · Dentures Monica Crooks, DDS Simran Kaur, DDS

www.DrMonicaCrooks.com

MARGRET OKUNEV - REAL PATIENT

A PROVEN LIFETIME WARRANTY ON ALL NEGATIVE CREDIT REPORTING ITEMS THAT INCLUDES ALL OF THE BELOW:

FREE CONSULTATION 1-866-390-7352

• Face to Face Meetings-detailed review of your Credit Report with a plan to restore and build credit with our proven strategies. • Representation and Debt Negotiations on verified collections. • Investigations/disputes directly with creditors and credit bureaus. • Negotiations & Payment Arrangements for defaulted medical bills, past due Rent/Lease Bills, Traffic/Court fines. • Student Loan Forgiveness and Negotiation for lower payments/settlements. • Representation on stipulating Judgments & Wage Garnishments. • Support from our attorneys on F.D.C.P.A (Fair Debt Collection Practices Act) for review of all collection on potential violations. • Guiding to taking control of Financial Planning, Insurance, Budgeting, Tax-Free Retirement and Investing. • Access to your own secure portal to keep track of all progress.

Learn more why for over 11 years we are the #1 choice for Local Credit Restoration and Debt Settlement here:

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PURCHASE OF FULL PRICE FIRSTHOUR REQUIRED. LIMIT ONE PER CUSTOMER. MAY NOT BE COMBINED WITH OTHER OFFERS. MUST SURRENDER COUPON AT TIME OF PURCHASE. VALID DURING STANDARD OPEN JUMP TIMES ONLY. EXPIRES 6/30/2017.

To place your ad, please call at 916-299-1777


GET THE SKILLS, GET THE JOB!

Information Technology Adminstrative Health Services Pharmacy Technician Office Administration & Accounting

“I’m working in my field thanks to Asher College.” Graduate, Olga Chernioglo Certified Professional Coder, CPC

Asher College will prepare you for in-demand careers! VERY FLEXIBLE CLASS TIMES! • Certificate & Degree programs available • Placement Assistance & Interview Preparation • Alumni and community connections • Financial Aid & Veteran Benefits for those who qualify

Take control of your future! Call

916-672-2606

RESPECTED AND ACCREDITED Asher College is accredited by ACCET & works with the BPPE, SETA, CAPPS, CECU, CompTIA, Microsoft, Pearson VUE & Certiport.*Gainful Employment disclosures can be found at www.asher.edu/gainful-employment-info

1215 Howe Ave #101, Sacramento, CA 95825 www.asher.edu


Stephen J. Ronan MD FACS

of Blackhawk Plastic Surgery & MedSpa voted Best Plastic Surgeon by Russian Speaking Community Specializing in face & body procedures Named one of the Breast top two surgeons Body in the region for Face Hair Restoration Hair Top 10 volume Laser injector in the Injectables nation for Dysport Skin Care and Restylane

Board certified by the American Board of Plastic Surgery

Dr. Stephen J. Ronan MD FACS

VOTED

BEST IN THE BAY

FREE Consultation

925-736-5757

www.blackhawkplasticsurgery.com

3600 Blackhawk Plaza Circle, Danville, CA 94506


5

1

c

Finding credit and financing options for your business About one in three business owners use their own funds or personal credit for their business, according to a recent Wells Fargo/Gallup Small Business Index survey. Yet as a business seeks to grow, obtaining business credit is essential and may help finance purchases, build a credit history, supplement cash flow, and preserve savings.

About one in three business owners use their own funds or personal credit for their business. So how do you choose the most suitable credit option for your business? The type of business credit you may need depends on your business goals and how much funding you need. Following are several common credit needs, and options available to address each one: Need a way to pay for everyday business expenses? When looking for a convenient way to pay for everyday business expenses and a smart alternative to cash, checks, and personal credit cards, business credit cards may be a good option. With a business credit card, it may be easier to separate your business from personal expenses and immediately pay for day to day business expenses. Need to make large seasonal purchases or cover payroll? Nearly every small business will face a time when it needs more cash than it has on hand. A business line of credit may provide fast, easy access to cash (which can bridge gaps in cash flow) and help supplement cash flow for business expansion, taxes, insurance, or other expenses.

Want to expand your business or make a large equipment or vehicle purchase? For a specific business need, business term or equipment loans should be considered. Loans give businesses immediate access to funds and are ideal for business owners who want a flexible way to get a lump sum at a fixed or variable interest rate for a fixed period of time. There are many types of loans, including unsecured loans, secured equipment loans, real estate loans, and vehicle loans, and rates and terms vary. When evaluating lending options, you should also consider an SBA loan. Through government-guaranteed SBA loans, financial institutions are able to extend financing to a segment of creditworthy small business owners who may not be able to obtain a conventional loan or loan terms that meet their business needs. Business owners who are looking to buy real estate, acquire a new business, purchase equipment, fund business expansion, make leasehold improvements, or fund construction may find that an SBA loan offers more flexible terms than a conventional loan. SBA products include the SBA Express line of credit, and SBA 7(a) and SBA 504 term loans. As business owners consider their credit options, they should consult with a banker to help determine the best option to meet the specific needs of their business. America’s #1 Small Business Lender and #1 SBA Lender*

To find out more about how to manage and apply for credit, visit WellsFargoWorks.com.

* Wells Fargo is America’s #1 lender (Community Reinvestment Act government data, 2002 – 2015). * Wells Fargo is America’s #1 SBA 7(a) lender by both units and dollars (U.S. Small Business Administration data, federal fiscal year 2016). All credit decisions subject to credit approval. For SBA loan products, determination of SBA eligibility by the Wells Fargo SBA Lending Group is also required. © 2018 2017 Wells Fargo Bank, N.A. All rights reserved. IHA-21735


Tatyana - Corrective Jaw Surgery Patient

Dr Antipov.com

Orthognathic Surgery Complete Face Makeover

Galleria Oral & Maxillofacial Surgery

Dr. Alexander Antipov Board Certified Oral & Maxillofacial Surgeon

Before

Dr. Antipov is devoting his career to providing world-class healthful facial reconstruction.

916-783-2110

www.DrAntipov.com 911 Reserve Drive, Ste 150, Roseville CA 95678

Dr. Antipov knows how personal and important these procedures are to every patient. He and his staff take special pride in providing the highest quality surgical skills and the most sensitive patient care.

After

Tatyana’s Testimonial “I found Dr. Antipov to be one of the most knowledgeable surgeons. He guided me through every step of the way. He goes above and beyond to make sure his patients are well taken care of and happy. I am about halfway through my recovery and I can’t be happier with the results. This experiment has been life changing for me.”


We treat our patients with love and respect!

Говорим по-русски

CENTER OF DENTAL SERVICES Diagnostic services Preventive care and oral hygiene Teeth restoration, whitening and dental care Bite correction Dental implants Dentures Extractions Urgent dental care Oral surgery

WE ACCEPT ALL TYPES OF INSURANCE CLEANING, EXAM & DENTAL X-RAY FOR NEW PATIENTS

OFF BRACES* promo code: Russian Time

*Coupon is for full orthodontic treatment; new patients only; must present this coupon. Promotion expires on 6/31/18. Discount cannot be combined with other offers.

916-382-8900 | 8759 Center Pkwy. Sacramento, CA 95823 www.Brucevilledental.com | info@brucevilledental.com

Russian Time Magazine - Issue 40  

Russian Time magazine has a special purpose: to provide recognition of “people who carry the torch” offering outstanding service and strong...

Russian Time Magazine - Issue 40  

Russian Time magazine has a special purpose: to provide recognition of “people who carry the torch” offering outstanding service and strong...

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