Agenda

LET’S GET STARTED!

Today’s Guiding Questions:

How does a person’s risk tolerance impact their investment decisions? How are interest rates calculated and what are the diferences between simple interest and compound interest? How does stock market volatility impact investors’ decisions and their investments?

SESSION #4 AGENDA:

1. Welcome 2. Attendance 3. Norms 4. Review Agenda 5. What is Risk Tolerance and Why is it Important? 6. Stock Market Review 7. Project Work Time: Financial Planning for Janella 8. Whole Group Refection 9. Reminders for Next Session

Think About It! Think About It!

Have you ever heard the phrase, “have your money work for you.”

Janella’s younger sister, Julia, recently received some money on her birthday. She wants advice about the best way to have her money work for her. She wants to pick the best way for her to make more money.

Her friend told her, “Buy a scratchcard. It may be a longshot, but you don’t have to spend much and you could become a millionaire.” Her grandmother said, “Hide it in a safe place in the house so you’ll always have it on hand for emergencies.”