Who is BIZCASH?

Expert industry knowledge and advice

Disruptive

Fast

Lifelong Partnerships

Simple and secure

Out the box

Tailored solutions Available 24/7 Fintech Forefront of financial technology Innovative thinking Growth and prosperity

In June 2019, AFS went from having only the Disclosed Invoice Discounting solution to acquiring the assets and IT platform of Bizcash (Pty) Ltd, one of South Africa’s leading on-line invoice Speed and flexibility discounting platforms and have since decided to keep the name brand as 'Bizcash'.

Since June 2019, we have grown exponentially, introducing and expanding with a variety of different solutions such as Selective Invoice Discounting, Business Loans, Overdrafts and Term Loans, resulting in over R586 million being paid out to SMEs and growing over 474 businesses across South Africa.

The expansion has successfully enabled us to grow our team by 80%. We have also recently launched our updated and refreshed website. Check it out at www.bizcash.co.za We have established partnerships with Telkom for Business and Debtsource, which enabled us to extend our reach and work with more SMEs that benefit from our financial solutions. This has come at the perfect time, where due to the COVID-19 pandemic, businesses' working capital cycles are under more pressure now than ever before.

Late last year we expanded our solutions yet again by acquiring a world class Supply Chain Finance platform, with which we will be rolling out our Bizcash SCF offerings to the market, with our focus to create value in our clients' supply chains to strengthen and ensure sustainability.

Over the last two years, we have successfully purchased six loan books from various counterparties, with a combined purchase price in excess of R126 million.

We offer our clients a unique hands-on experience with our friendly and experienced consultants. Our mission is to build lifelong partnerships with our clients and make them part of a financial community and not just be a financial solution provider. We pride ourselves on the fact that we are completely 'fintech' and out-of-the box thinkers, allowing us to adapt quickly and tailor our solutions to our clients' needs, with little effort from their side. As we don’t conform to normal banking red tape, policies and procedures, our turnaround time is faster, solutions are flexible, and our rates are affordable.

Our unique set of financial solutions will assist SMEs to smooth out their cash flow and ensures that their business can capitalize on opportunities when time is of the essence. We have a dedicated team focused 24/7 on

providing our clients with any information and assistance needed.

The registration process is easy to use, online and accessible from anywhere at any time.

All our fees are disclosed upfront and completely transparent.

Selective Invoice Discounting – A selective invoice discounting facility that allows you to get an advance on unpaid debtors invoice/s on a confidential or disclosed basis from a single or handful of debtors when you need it. Bizcash Business Loan – A fast and flexible working capital injection for a short-term loan requirement. Bizcash Overdraft – A facility for now and later, access to funds during your cashflow crunches, servicing interest only on what you’ve taken out. Bizcash Term Loan – A flexible working capital facility, repaid in regular monthly payments over a set period of time. Bizcash Supply Chain Finance – An effective platform for buyers and suppliers to improve their working capital without accruing new debt. Buyers can optimise their supplier repayment terms, and it is a means for suppliers to receive early payment on their invoices. Add-On Trade Credit Insurance – Insuring your debtors payment risk may result in a better interest rate on your Bizcash facility.

M 0861 93 93 93

W www.bizcash.co.za