Home Improvements with Roscommon Credit Union Ltd

Roscommon Credit Union is gearing up for another bumper month. February saw over 1 million lent to members, with car, home improvements and one-year loans proving the most popular.

Bernie Moran, CEO, explains that February was an exceptional month at Roscommon Credit Union. “We are delighted our members value our loan offerings and – importantly – the personal service we provide in our four branch offices (Roscommon, Ballaghaderreen, Elphin, Strokestown)”.

Bernie believes that one of the main reasons for the increase in loans is the simple and straightforward application process. Members can apply online, by phone and in-person, with fast approvals.

Members are also benefiting from the ease of online and mobile app loan applications, allowing members to apply for a loan in a matter of minutes, upload supporting documents, and once the loan is approved, digitally sign for their loan and have funds transferred electronically.

Historically, March and April are very busy months as members embark on home improvements – from decorative upgrades to major home renovation and energy-efficiency works.

Bernie adds: “We recognise the importance of home improvements for our members and the need for affordable and flexible finance. Last year we introduced a preferential rate for loans in excess of €20,000, to meet growing demand. No matter the size of the project, we tailor a loan and repayments to our members’ needs with the added benefit of free loan protection insurance, flexible repayments, and the ability to borrow up to €75,000 and spread the cost over a 10-year period”.

Not a member, not a problem, Bernie says – you can join and apply for a loan straight away! There is no waiting or saving period – all loans are assessed on the ability to repay the loan.

Members (both new and existing) are encouraged to look to Roscommon Credit Union first when it comes to financing their plans. To learn more, speak with a member of staff, simply call 090 6626657, email loans@roscommoncu.ie or visit our website roscommoncu.ie.