Your Buyer Guide

The

Buyer GUIDE

LIBBY CEFALY

(570) 574-8048

Libby.Cefaly@FoxRoach.com

A full time real estate professional with an extensive commercial background and business network, Libby‘s move to the Robin Gordon Group provides her with a platform to leverage her knowledge and skill of the industry as a benefit to her clients in both the commercial and residential markets.

After graduating from the University of Delaware, Libby moved from her North Eastern PA hometown to Philadelphia, and has thoroughly fallen in love with the hustle and bustle of the City of Brotherly Love.

Libby began her real estate career in the commercial side, where she represented both owners and tenants in the Greater Philadelphia area, specializing in retail. Whether finding a home for a small local shop, or landing a national chain in our community, Libby has always loved advocating for Philadelphia, educating her clients about various neighborhoods and opportunities, and building trust and long-lasting relationships with her clients. The process of purchasing her first home with fiancé Sam sparked Libby’s interest; she realized this was a real opportunity to use her real estate background along with her outgoing personality to guide others throughout every aspect of their home journey.

When she’s not out stirring up the market and assisting buyers and sellers, you can find her exploring Passyunk Avenue with her goldendoodle, Leo, sipping a glass of wine at her favorite restaurant(s- too many to choose from!), or hitting the pavement on the Schuylkill River Trail.

ROBIN GORDON GROUP'S SOLD LISTINGS

PHILADELPHIA

Roxborough

Manayunk

Brewerytown

Southwest Center City Fitler Square Point Breeze delphia

Northern Liberties Fishtown Passyunk Square

Fairmount Center City Bella Vista Rittenhouse Square

Queens Village

WHAT OUR CLIENTS HAVE TO SAY

Absolutely fantastic to work with! Very knowledgeable about the market place and helped guide me through the process as a first time home buyer. She was responsive, flexible and incredibly detailed.

KEVIN R. | BOUGHT IN PHILLY

I met Libby at an open house and once I started talking to her about what I was looking for and the demanding timeline I had she helped me find and close on a house that fit everything I was looking for.

I worked with Libby and her team and she was extremely professional, responsive, and helped make the home buying process more seamless than I could have expected.

BRIANNA G. | BOUGHT IN PHILLY

As a first-time home buyer, I was intimidated by what seemed like a monumental task in front if me, not to mentioned the flood of information that accompanies it. Libby's expertise and guidance was invaluable, from search to settlement. Her sincere style of warm professionalism made the whole process far less daunting and I could not recommend her services enough.

DREW W. | BOUGHT IN PHILLY

Libby blew me away with her professionalism, genuineness, indepth knowledge of the housing market, and fabulous outfits. As first-time home buyers, we were essentially clueless about how the process worked but Libby held our hands every step of the way. She quickly developed an understanding of our preferences and was always candid about construction issues and unwarranted asking prices in the houses we toured. When we found our dream home, she went to work to make sure our offer was accepted, ensuring that we had an edge over others buyers and sealing the deal within 24 hours. She made the complex financial aspects of buying a home so easy to understand and she left us feeling confident that we were making the right investment.

LAUREN P. | BOUGHT IN PHILLY

REDEFINING THE HOME-BUYING EXPERIENCE

The Robin Gordon Group is an award-winning real estate team serving both center city Philadelphia and the Main Line. We eat, sleep, and breathe Philadelphia real estate. Whether you have bought or sold before, you’ve never had an experience like ours. What others consider “above and beyond” is where we begin. Not only do we offer thorough market knowledge, but we have also developed a vast network of relationships throughout the city. This means you get much more than a broker with MLS access. You get a partner with tact, taste, connections and 24/7 dedication. From initial viewings to final closing, you will be taken care of every step of the way.

SALES:

When you choose the Robin Gordon Group to represent you for your home purchase, you get our entire sales team working on your behalf, not just one solo agent. We are a large team of full-time (that’s a big deal, ask us why!) sales representatives, with a proven track record in sales, negotiation, and marketing. Combined we have over 60 years of real estate experience at your disposal.

OPERATIONS:

The Robin Gordon Group Operations Team is responsible for ensuring that your purchase is as seamless and stress-free as possible. From start to finish, they will act as your personal concierge service throughout the purchase process. Our team includes a full-time Client Services Coordinator, Transaction Manager, Marketing and Management staff who all work tirelessly to ensure you have the best client experience possible.

HOME BUYING TIMELINE

6

HOME INSPECTION PERIOD

• Generally between 1-15 days after contract execution

• Your Robin Gordon Group agent will attend the home inspection with you to guide you through the process and confer with home inspector

• Inspections include but are not limited to: General Home Inspection, Termite, Radon, Pool, Septic, Flood and Stucco (Approximately 3 hours)

• Supplemental inspections will be scheduled based on inspector’s findings if necessary: HVAC, Electrical, Roof, Structural, etc.

NEGOTIATE INSPECTION ISSUES

• Review key findings from home inspection with your agent

• Obtain contractor repair estimates

7

• Submit “Reply to Inspection” to sellers for repair requests and/or money concession

• Finish negotiating repairs / allowances

• Due Diligence Period ends (buyer can no longer terminate for any reason without penalty...only contingencies remaining are financing and appraisal, if applicable)

APPRAISAL

• Your lender will order an appraisal on your behalf

8

• As the buyer, you are responsible for paying for the appraisal

• Home either appraises at or above the purchase price. If the home appraises below the purchase price, price and terms are renegotiated

9

MORTGAGE COMMITMENT

• Obtain homeowners’ insurance

• Provide proof that requested inspection repairs have been completed, if applicable

• Finalize all lender requirements

• Obtain final loan commitment and clearto-close from your lender 10

PRE-CLOSING

• Set up utilities (gas, water, electric, garbage, TV, internet, phone) to be turned on the day you take possession of the property

• Submit change of address to USPS and services

• Schedule your moving company

• Review ALTA statement with your agent and lender

• Wire your down payment and closing costs to title company 24 hours before closing 11

12

CLOSING DAY

• Walk through of property day of or a few days before your closing day with your agent

• Closings can be attended in-person, via Power of Attorney, or mail-away

• Receive keys + any documents, manuals, etc.

• CELEBRATE!

WELCOME HOME

• Ask your Robin Gordon Group agent for recommendations on anything you need!

• Stay in touch

• We are always a resource and here for you.

THE HOME INSPECTION

Congratulations!

You are under contract and it is time for your home inspection. A few things you should know about your home inspection:

• You should allot at least 3-4 hours of time with your inspector

• Treat this time like an “educational day” to get to know the inner workings of the home you are buying

• Try to come well caffeinated with a full belly. It’s always a good idea to bring a tape measure too

The Process:

The inspector will look for issues within the home that are defective, not up to code or of a hazardous nature. He will also highlight any potential issues, in addition to pointing out mechanicals that may be near the end of their lifespan. Once the inspection concludes, you will have a discussion with the inspector and your agent about any significant concerns. Once you ascertain what inspection items need further investigation, your agent will work with you to obtain estimates for repairs from preferred “specialist” contractors. Please do not hesitate to ask the inspector or your agent any and all questions along the way

OUR PROMISE

Robin Gordon Group would like to extend our sincerest gratitude for choosing to work with us! We promise to provide you with exceptional service and create a five star experience every step of the way.

It is with YOU in mind that we give you OUR PROMISE:

• We will exceed your expectation by being solutions based and service driven.

• We will make every effort to limit surprises and handle them accordingly when they arise.

• We will work as a team in order to keep the process as smooth as possible.

• Our team will focus on your wants and need as a client and always put you first.

• We will work diligently with you to create a five star experience so outstanding that you’ll want to recommend us to the people closet to you for their future real estate needs.

We’ll know we’ve done a good job when, by closing you introduce us to a friend, family member or co-worker that needs to buy, sell, invest or simple has a real estate questions.

www.robingordon.com