0513 RM Senior

SPRING 2013 • rmsenior.com

The joy of

gardening Silver Spokes bicycle program

Investing in dividend stocks

Staying up on falls

Special section:

Our experience... ...your comfort

(970) 482-4244

121 West Olive street • FOrt COllins BOhlenderFuneralChapel.COm

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Your love and memories, our compassion and guidance

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C O NTE NTS

SPRING 2013

DEPARTMENTS

P6 • Out & about

Silver Spokes for bicycle folks Local program encourages seniors to get back on that bike

P8 • Mind, Body, Spirit

The joy of gardening Adapt your garden to fit physical abilities

P10 • Money matters

Beyond buying low and selling high Dividend stocks for young and old

P12 • Healthy Living

EDITOR Kristin Titterington, 221-9210 kristin.rmpublishing@gmail.com Calendar Editor Aly Titterington CREATIVE DIRECTOR Emily Zaynard emily.rmpublishing@gmail.com

Staying up on falls Eliminate and reduce your risk factors

ADVERTISING SALES DIRECTOR Greg Hoffman, 689-6832 greg.rmpublishing@gmail.com

P17 • Keep it Sharp

DISTRIBUTION Wendee Brungardt, Sharon Klahn, Rob’s Bike Courier Service

Puzzles and games to challenge your mind

P18 • Calendar Check out these events and activities across northern Colorado

P30 • Senior Moment

At peace, at ease, surprised and tickled Four things we might be before we kick the bucket

Special section

&

Out About Guide to events and activities

PUBLISHER Scott Titterington, 221-9210 scott.rmpublishing@gmail.com

Day trip

TO LYONS

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Colorado outings

WORTH THE TRIP PAGE 8

Bravo! GUIDE TO SUMMER FUN

PAGE 12

Calendar

OF EVENTS

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Discover northern Colorado and beyond.

Explore fairs, festivals, rodeos, concerts and musical performances in our own backyard or take it on the road and check out the mountain festivals. Plus, plan a day trip to Lyons where you will find galleries, restaurants, hiking, biking and more.

COVER PHOTO iStockphoto.com CONTRIBUTING WRITERS Bear Jack Gebhardt, Aly Titterington, Kim Sharpe, Janet Werst ROCKY MOUNTAIN PUBLISHING 825 Laporte Ave., Fort Collins, CO 80521 Voice 221-9210 Fax 221-8556 editor@rockymountainpub.com www.RMParentMagazine.com Rocky Mountain Senior magazine is published five times a year by Rocky Mountain Publishing, Inc. Publication of this paper does not constitute an endorsement of the products or services advertised. RMP reserves the right to refuse any advertisement for any reason. The opinions expressed by contributors or writers do not necessarily reflect the opinions of Rocky Mountain Publishing. ©2013 Rocky Mountain Publishing, Inc. All rights reserved. Reproduction without express written permission is prohibited.

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out & about

Silver Spokes for bicycle folks Local program encourages seniors to get back on that bike KIM SHARPE

‘T

was Mulga Bill, from Eaglehawk, that caught the cycling craze; He turned away the good old horse that served him many days; He dressed himself in cycling clothes, resplendent to be seen; He hurried off to town and bought a shining new machine; And as he wheeled it through the door, with air of lordly pride, The grinning shop assistant said, “Excuse me, can you ride?”* Bicycling. Some people think it is child’s play. An activity for youth. A pastime whose time is long passed.

However, bicycling provides a lowimpact physical and enjoyable activity for all ages. Even people who have not been on a bike for several years, or perhaps those who never learned to ride, can discover fun and relaxation on two or even three wheels.

That is the idea behind “Silver Spokes,” a new initiative of the local Bicycle Ambassador Program (www. bicycleambassadorprogram.org).

Bruce Henderson, a Bicycle Ambassador and the initiator of Silver Spokes, wanted to focus his ambassadorship “on people who may have never ridden a bicycle, have not ridden in years or may ride occasionally, but just aren’t very comfortable doing so,” he said. “I want to enable people’s enjoyment of bicycling by providing necessary knowledge and skills to help them feel safe and confident.”

Silver Spokes will be offered in a series of sessions. The first session will be called “Riding Your Bike with Confidence.” Participants will be asked to talk about what keeps them from riding a bicycle. Henderson will offer information to dispel concerns and use the results from that session to plan and schedule subsequent Silver Spokes sessions.

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“While the first couple of Silver Spokes meetings likely will be indoors, I want to very quickly get us outside riding our bikes,” Henderson explained. “My idea is to organize fun, safe, easy rides. We might choose a lunch location, and ride there and

stop for a cinnamon roll before heading back.”

Initially, the Silver Spokes course will be offered through the University of Colorado Health’s Aspen Club.

People interested in learning to drive a motor vehicle more safely

back. With over 30 miles of multi-use trails in Fort Collins, there are many destinations we can ride to without ever venturing out on streets.”

Henderson is considering several routes for Silver Spokes rides including the scenic Poudre and Spring Creek Trails. “Both offer very beautiful and relaxing rides,” he said.

“Another favorite ride of mine is west on Overland Trail Road to Lions Park where it intersects with the Poudre Trail. Then I head west on the trail and shortly arrive at Vern’s Place restaurant in Laporte where I like to

around cyclists will appreciate a related class offered by the Bicycle Ambassador Program through the Aspen Club called “Whose Lane is It?” This one-hour presentation, to be held on Friday, June 21, is geared specifically for motorists. Participants will learn best practices for driving safely and confidently while sharing the road with bicyclists.

To register for either Silver Spokes or “Whose Lane is It?,” call 970-495-8560. *An excerpt from the poem, “Mulga Bill ’s Bicycle,” by A.B. “Banjo” Paterson

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mind, body, spirit

The joy of gardening Adapt your garden to fit physical abilities

B y A l y T itteri n g t o n

S

ummer is the perfect season to get outside, catch some rays and plant your garden. As we get older, planting a garden may seem daunting with lifting, bending, and digging.

With a good set up and some planning, you won’t have to worry about the pains and discomfort that come with overexertion. Get back to eating those healthy home-grown vegetables you love and setting the table with vibrant flowers from your yard.

Avoid movement that doesn’t agree with your body.

Make your garden fit your needs. The key may be raising your garden to a comfortable height. Vertical planting can make gardening accessible. Use walls, trellis spaces, and hanging baskets.

tools are easier on your wrists and hands.

Avoid blisters or tearing of your skin by creating a nice cushion for the handles.

Use foam or cloth and either tape or glue it onto the handle or use gloves. If you are comfortable kneeling, consider purchasing or building a kneeling stool.

Build (or have built) garden beds waist high. This allows you to sit or stand while

Remember that any form of repetitive motion can cause injury. If you start feeling

beds in easy-to-get-to locations to avoid tripping or fatigue.

even for a couple days or until the discomfort goes away.

shaded areas in your garden. Staying out of the sun and remaining cool are important to your health. Consider changing any steps to slightly sloping pathways. Make sure your paths are smooth and easy to walk on.

Modify your tools. You will be using the same gardening tools all summer, so it’s worth getting the right ones and making them work for you. Lighter

This can be as simple as finding the right hose reel or as complex as installing a drip system.

Get creative. Make your dream garden a reality this summer with some simple modifications. You can be comfortable and pain-free while enjoying the sun, dirt, and great outdoors. You’ll be happy you did when you’re eating that fresh spinach salad and picking bright flowers everyday.

planting and harvesting. Place these

a strain or pain, take a break, maybe

Benefits of gardening

Some of you are gardening veterans at this point. You know the ins and outs of what to plant when and where. For others, gardening might be just the hobby you need to take on. There are lots of little details that you will learn as you go along. Embrace the journey of creating your perfect garden. In the end (and during) you’ll be glad you did.

Gardening stimulates all your senses. It is an invigorating activity that helps people connect with the earth as well as with others. Feel and smell the dirt. Touch and smell flowers, herbs, and veggies.

Enjoy the exercise. It doesn’t get much better than being out in the sun, breathing fresh air and playing in dirt.

It improves flexibility, endurance and strength. You don’t have to haul large bags of dirt to stay strong. Moving little pots, clipping, and pulling weeds will do the trick.

Enjoy the fruits of your labor throughout the summer. If you plant an edible garden, you will be harvesting your own food all summer and into fall.

Little is more rewarding than growing your own food.

Adapting your garden to fit your ABILITY and MOBILITY needs

Making your garden a comfortable place is key to your enjoyment. Gardening can be adapted to your physical limitations.

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Have stable tables and chairs for easy planting and a lemonade break. Create

Create an easy-to-use watering system.

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Our smaller facility offers a comfortable home environment

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The educaTion program at the Larimer County Landfill is seeking active volunteers of all ages to help educate youth through seniors about reducing, reusing, and recycling!

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money matters

Beyond buying low and selling high Dividend stocks for young and old

B ear J a c k Gebhar d t

I

was recently invited to offer recommendations to a newly formed stock investment club comprised mostly of young professional women. As an ex-stockbroker (emphasis on ex) I know the first rule when offering investment advice is to “know your client”—their needs, short- and long-term ambitions, risk tolerance and financial topography, to start with. Alas, given neither the time nor opportunity to get to know these bright young ladies, my advice was to follow the boring yet profitable old folks (seniors) strategy: “find good paying dividend stocks and hold them for the long haul.”

“Isn’t that kind of boring?” one lady asked, seeing right through my strategy.

“I thought to make money we’re supposed to buy low and sell high.”

I assured her that yes, the ideal is indeed to buy low and sell high, yet developing a deep understanding of what is low and what is high—when to buy and when to sell—is the challenge of a lifetime. Understanding how to buy low and sell high requires watching the ups and downs of many different stocks over many different seasons and even then, it’s tricky. So in the meantime, one fact of the stock market is that boring, steady-paying dividend stocks tend to go up over time. Since these boring stocks are paying dividends, many equal to four, five or six times what the bank is paying for Certificates of Deposit, one need not be in a hurry (or worry) to sell.

If a stock goes down, a dividend investor just waits, and collects.

“So which stocks?” they naturally asked. “And how do we know a good one from a bad one?”

In answer to the first question, knowing my time was limited and that these were mostly newcomers to stocks, I shied away from talking about fundamental financial indicators— price-toearnings ratios, increasing revenues, low debt, a history of increasing dividends— 10 | RMSENIOR

and instead introduced them to what is sometimes called, “Open Air Research.”

“How many of you own a cell phone?” I asked. They looked at me as if I were a Neanderthal. Duh. “Okay, how many are subscribed through AT&T or Verizon?” A large percentage raised their hands.“ Look around, I suggested, that’s open-air research. AT &T pays about a five percent dividend, Verizon pays a four percent dividend.”

a mirror of their daily lives. Since most of them were “practiced” consumers in their daily lives—generally recognizing a good buy from a bad buy—they could be that way in the stock market also.

What they recognized in the world around them could be recognized in the stock market. Companies such as Netflix, Bed Bath and Beyond, Best Buy, Sears, Safeway and Starbucks all can be bought or sold on the market.

Moving on, I then asked, How many buy gasoline? Again, Mr. Neanderthal. “Have you noticed how many Shell Oil signs seem to be popping up on our local gas stations?” They nodded their heads. “Again, Open-Air Research.” I mentioned that Shell Oil also pays about a five percent dividend, and seems to be growing in every direction.

I emphasized that I was not necessarily recommending either Shell Oil or AT&T. (Though, full disclosure: I do hold both stocks in my personal portfolio.) What I was recommending was to recognize that the stock market was

I cautioned that although open-air research is a good place to start, one must then look deeper, hoping to pick out the good from the bad.

“That’s why I like dividend stocks,” I said. “We’ve all heard about fancy bookkeeping that makes a company look better than it is. But you can’t fake dividends. That takes cash on the barrelhead. If a company has been paying dividends, they have probably been making steady profits.”

My talk was met with great politeness. Obviously, there was more to be said, and learned on this topic.

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healthy living • Keep your list of medications updated and request a yearly medication review with your pharmacist. There are a number of medications and over-thecounter medicines/herbs/supplements that don’t mix well together.

• Avoid excessive alcohol intake. Alcohol and medicine don’t mix and our bodies process alcohol differently as we age.

• Make sure your path to the bathroom is well lit at night. Install nightlights or have a flashlight next to your bed.

• Avoid climbing to reach high shelves. Move items to a lower shelf.

• Put on your glasses.

• If you use a walking aid, have it fitted by a doctor or therapist and use it as directed by your doctor.

Staying up on falls Eliminate and reduce your risk factors J a n et W erst

F

alls do not have to be a part of getting older. We can do a number of things to lessen our risk factors. Yet, in Larimer County, and in the state of Colorado, falls are the number one reason older adults are admitted to the hospital.

Some risk factors cannot be changed, such as heredity; however, several risk factors can be eliminated or reduced. The University of Colorado Health and the American Academy of Orthopaedic Surgeons have developed guidelines to help you avoid falls.

• Get an annual physical and eye examination, particularly an evaluation of cardiac and blood pressure problems.

• Maintain a diet with adequate dietary calcium and Vitamin D. • Participate in an exercise program

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for agility, strength, balance, and coordination. Tai Chi and yoga are two recommended classes to improve balance and coordination.

• Remove all tripping hazards in your home (throw rugs, electrical cords, items in the walkway, etc.). Fifty percent of falls occur at home!

• Install brighter light bulbs to light your rooms. Frosted bulbs can help reduce glare.

• Install grab bars, handrails, and non-slip mats in the bathtub or shower.

Do not use towel bars, as they are not secured enough to the wall.

• Wear properly fitted shoes with non-skid soles.

• Before getting out of bed, sit on the edge and secure your footing to make sure you are not dizzy.

• If you do fall, don’t panic. Assess the situation to determine if you are hurt. If you are hurt, crawl or scoot to the phone (keep on in each room) and call 9-1-1.

Fire and EMS personnel are on-call 24-hours a day, so don’t hesitate to call them if you need them!

If you are not hurt, crawl to the nearest piece of sturdy furniture. Take your time bracing yourself and getting yourself into a sitting position. Sit down and rest. Something caused you to fall… it could have been medication, weak muscles, inner ear issues…find out why and see what you can do to fix it so it doesn’t happen again.

For more information, visit www. pvhs.org/aspenclub, http://www.cdc. gov/homeandrecreationalsafety/falls/ index.html, or http://www.cdc.gov/ ncipc/pub-res/toolkit/checklistfor safety.htm.

Janet Werst is the Injury Prevention Coordinator at University of Colorado Health.

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- P A I D A D V E R T I S E M E N T-

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- P A I D A D V E R T I S E M E N T-

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Retinal Vein Occlusion Arthur Korotkin, M.D

R

etinal Vein Occlusion (RVO), also referred to as an “eye stroke” is a second most common retinal vessel disease after diabetic retinopathy.

Approximately 200,000 individuals in the U.S. are affected by this condition every year, and a majority of those people experience vision loss.

To understand this condition, it is important to first understand how the eye works.

Much like a photo camera, the eye has a lens in front, which focuses incoming light. The focused image is then projected inside the eye on the back part, which is lined by the retina - a light sensitive layer that is akin to the “film” in the camera. The retina is supplied by two sets of blood vessels which enter through the optic nerve (the forms an eye’s normal blind spot): the arteries, which bring the blood in, and the veins, which bring the blood out of the retina. Both sets of vessels enter and leave through one “trunk” vessel, which for the vein is called the Central Retinal Vein. The vessels then branch into a tree-like pattern of vessels that supply blood flow throughout the retina.

The arteries and veins physically cross each other at many points in the retina. The first point is when both the central artery and the central vein are crossed at the optic nerve. There are also multiple points of crossing as the “tree” of vessels branches outward. Most of the time, the problem lies in the artery. As we age, arteries can “harden”, a process called atherosclerosis. This can happen due to elevated blood pressure (hypertension), high cholesterol, or due to other factors, including genes that put one at risk for atherosclerosis. As the artery hardens, it begins to press on the vein at the point that the arteries and veins cross.

Since the veins are softer and more easily

squeezed, the vein can close off causing a backup of blood and an interruption of blood flow and a Retinal Vein Occlusion.

Rarely, problems with blood clotting itself can cause a similar issue. In such situations, abnormal clotting or sludging of blood occurs in the veins of the retina, resulting in a RVO. There are two major forms of Retinal Vein Occlusion. The first form, which affects approximately 20% of those with RVO is called a Central Retinal Vein Occlusion (CRVO). In this condition, the blockage occurs at the “trunk” vein in the eye - the central retinal vein. Subsequently, the entire retina is affected by the reduced blood flow.

The second form, which affects approximately 80% of those with RVO is called a Branch Retinal Vein Occlusion (BRVO).

In this case, the blockage occurs further up the vessel “tree” and only affects part of the retina. If the blockage occurs in a branch of a vein that drains a portion of the center of the retina (known as the macula), sudden or rapid vision loss can occur. If the blockage does not affect the macula, there may be no noticeable immediate vision loss.

There are several ways by which a Retinal Vein Occlusion can impact vision. One is by causing swelling of the macula (central part of the retina responsible for central vision). Second way is by causing a permanent reduction in blood flow to the macula.

The third way, can occur months or years after the original RVO, even in people who did not have any noticeable vision loss, by bleeding from abnormal new blood vessels.

The good news is that great strides have been made in treatment of both Branch and Central Retinal Vein Occlusion. With no treatment, most people with CRVO will go on to lose significant amount of vision and most of them will regain little, if any, of it back. After it occurs, BRVO, has a somewhat better course with no treatment: approximately one third of people will regain some vision, one third will stay about the same, and one third will continue to get worse.

Traditional treatment used different - PA I D

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A D V E R T I S E M E N T-

types of laser to treat swelling (macular edema) and bleeding caused by RVO. While laser still has a role in the treatment of BRVO and CRVO, in recent years there has been an enormous shift in availability of effective treatments. Now, a significant proportion of patients with CRVO and a majority of patients with BRVO will see a significant improvement in their vision. The two major types of treatments currently used involve a class of medications called “anti-VEGF” and a class called “corticosteroids” injected directly into the eye.

While this in-office procedure sounds painful, vast majority of the time it is not.

The eye is always numbed and sterilized with a topical antiseptic, resulting in little, if any, discomfort afterward. The medicine is injected into the middle part of the eye, called the vitreous gel, from where the drug can travel directly to the retina where it is needed. The benefit of injecting the drug directly into the eye is that medicine can be delivered in high doses right where it is needed, while avoiding most side-effects associated with the drug traveling elsewhere in the body.

We are excited to offer the latest treatments that bring promise to restoring sight in a condition that just recently was a significant cause of vision loss and blindness.

Arthur Korotkin, M.D. Specializing in the treatment of Retina and Macular Degeneration

keep it sharp

Out & About Word Search

Search the Out & About Special Section to find the answers to these clues.

Then find the words in the puzzle.

Clues: Bravo! Fairs, festivals and rodeos, p3 1. Sample a variety of beer and food at this Colorado Festival.

2. Largest Independence Day Rodeo on Earth, Greeley Independence __________.

3. Front Range Wine Festival in Windsor features wine from this state.

4. Watch or ride in this bicycle parade.

5. Who’s Old Town Car Show?

Worth the trip, p4 6. This food is featured at this Blue Ribbon Tour.

7. Feel reborn at this Colorado Festival.

8. This town hosts the Folk ‘n Bluegrass Festival 9. Watch Balloons launch from Town Park in this beautiful mountain town.

Day-tripping to Lyons, p7 10. Lyons is located where the north and south forks of the St. ________ River connect.

11. This type of business has thrived in Lyons for many years.

12. Hair Salon and Art Gallery on Main Street

Answers: 1. Brewers, 2. Stampede, 3. Colorado, 4. TourdeFat, 5. Nelsons 6. Bacon, 7. Renaissance, 8. Pagosa, 9. Telluride, 10. Vrain, 11. Sandstone, 12. Ohm RMsenior

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S P RING 2 0 1 3 ONGOING Through May 19 Legally Blonde This upbeat musical comedy, based on the Hollywood blockbuster of the same name, this feel-good story is perfectly pink and infused with fun and frivolity. Midtown Arts Center, 3750 S. Mason St., FC. 970-225-2555 or www. midtownartscenter.com.

May 14-17 Spring High Plains History Festival Bring the whole fam! Centennial Village Museum, 1475 A St., GR. 970-350-9220 or www.greeleygov.com.

Through June 16 Guys and Dolls: A Musical Fable of Broadway An 11-time Tony Award winning classic, this soars with the spirit of Damon Runyon’s Broadway. Candlelight Dinner Playhouse, 4747 Market Place Dr., Johnstown, CO. 970-744-3747 or www. coloradocandlelight.com.

May 30 – August 25 Shrek: the Musical This Colorado state premiere is certain to be the biggest endeavor ever presented by Midtown Arts Center. This show brings the hilarious story of everyone’s favorite ogre to life. Midtown Arts Center, 3750 S. Mason St., FC. 970-225-2555 or www. midtownartscenter.com.

May 3-5 Destination Vacation Fasten your seat belt and prepare for take-off on a wacky, wild, and wonderful musical trip. The Rialto Theater Center, 228 E. 4th St., LV. 970-962-2000 or www.ci.loveland.co.us.

May 3-11 James and the Giant Peach Presented by Debut Theatre Company. Guided by a dash of magic, young James and his company embark on an epic adventure that crosses land and sea and air. The Lincoln Center, 417 W. Magnolia St, FC. 970-2216730 or www.LCTIX.com or www. openstage.com.

May 10-19 To Kill A Mockingbird Presented by Moon Theatre Company.

This adaptation of Harper Lee’s iconic work will be a full-scale theatrical production, not to be missed! The Rialto Theater Center, 228 E. 4th St., LV. 970962-2000 or www.ci.loveland.co.us.

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Wednesday, May 1 Symphony Lecture To conclude Maestro Kenney’s 10th season, the Fort Collins Symphony brings back the mighty 9th Symphony of Beethoven. Old Town Public Library, 201 Peterson St., FC. Noon-1pm. 970221-6740 or www.PoudreLibraries.org.

Thursday, May 2 Your Bucket List and Beyond!

We will help identify your most valued relationships and discuss how to heal an endangered relationship. An interactive exercise will take place to help you make the most of each day. Poudre Valley Health System, Greeley Medical Clinic, 1900 16th St., GR. 11:30am-1pm. 970495-8560 or www.pvhs.org.

Genealogical Society Meeting Council Tree Library, 2733 Council Tree Ave., FC. 6:30-8:45pm. 970-2216740 or www.PoudreLibraries.org.

Friday, May 3 Nobodies of Comedy These hilarious young comics are poised for comedy greatness! The Lincoln Center, 417 W. Magnolia St, FC. 7:30pm. 970-221-6730 or www.LCTIX. com or www.openstage.com.

Harmony in the Round with Classical Guitarist Peter Fletcher Harmony Library, 4616 S. Shields St., FC. 7-8pm. 970-221-6740 or www.

PoudreLibraries.org.

Saturday, May 4 Masterworks 5 To conclude Maestro Kenney’s 10th season, the Fort Collins Symphony brings back the mighty 9th Symphony of Beethoven. The Lincoln Center, 417 W. Magnolia St, FC. 7:30pm. 970-2216730 or www.LCTIX.com or www. openstage.com.

Maximize Your Sprinkler Efficiency Get better control of your landscape water use! Learn how to maintain, adjust, repair and understand your sprinkler system. The Gardens on Spring Creek, 2145 Centre Ave., FC. 10amNoon. 970-416-2486 or www.fcgov. com/gardens.

Geology: Walk the Gangplank Hike to the landform and discover geological secrets of this beautiful landscape. Soapstone Prairie Natural Area, FC. 8am-Noon. 970-416-2815 or www.fcgov.com/naturalareas.

Trust and experience go a long way when you are dealing with people’s hard-earned money.”

Kevin Dunnigan,

MBA, CFP® CERTIFIED FINANCIAL PLANNER™ Professional Presents:

Let Me teLL You MY StorY

By Natalie Shamley

I

would like to tell you a story....

I grew up in northeast Montana.

90 miles from Canada and 90 miles from North Dakota. We used to joke that it was not the end of the world but….we could see it from there!!

I was blessed with a wonderful family. I always felt loved and supported by my grandparents and had wonderful parents. My 3 children were also very close to their grandparents and also their great grandparents. It was a wonderful life for all of us.

My Grandpa passed away in 1991 and left my Grandma in a deep depression that she could never come out of. She lived with my mom and dad and my uncle and his wife for an additional 13 years but we actually lost Grandma when we lost Grandpa. During those 13 years, my father passed away on his tractor of a heart attack when he was 63 years old. My wonderful family was disappearing very quickly.

Shortly after Dad passed, Kevin Dunnigan spoke with my Mom about purchasing Long-Term Care insurance. Grandma was still living with Mom most of the time and this was a very stressful situation. Grandma was not able to communicate so the days were

very quiet and lonely for my Mom. My Mom knew that she did not want to live with me or my brother and she wanted to purchase the insurance for her and for us.

She applied and was approved for long-term care insurance.

Eighteen months after my Dad passed; my Mom was diagnosed with breast cancer. She recovered very well from surgery but had side effects from the chemo. One year later, she has surgery again. Soon after the second surgery, Mom started repeating herself over and over again. At this point she was 64 years old. Grandma was still living with her. Grandma was getting close to 90 years old at this point and her memory was better than Mom’s. My brother and I were concerned but could not get a diagnosis.

Grandma passed away in 2006 at the age of 96. We were sorry to lose Grandma but felt that Mom could move on and take care of herself.

Well that was not to be. Mom had 2 strokes the day after the funeral. I took her to see a neurologist.

I was told that she would never be able to live on her own. He showed me the MRI results that showed several spots on her brain that were small strokes that she had

been having over the years. Each stroke took more of her memory.

Finally we had the diagnosis that we had been looking for but dreading to hear – Mom had dementia.

I moved her to Colorado to live close to me. She currently is living in an assisted living facility in Loveland, only about 7 blocks from my home. We try to keep her life very stress free to slow the process of the dementia. She is doing great and loves where she is living. She is the crossword champion of the home!!!

We were very fortunate that she purchased the long-term care policy while she was healthy.

I hope this story will encourage you to look at long-term care insurance for you and your loved ones.

Mom now lives where she can get the best care and we do not need to worry about how to pay for it. We were very fortunate that she purchased the long-term care policy while she was healthy. If she would have waited just 6 months longer to purchase, she would not have been insurable because of the cancer.

If you would like to discuss longterm care insurance and get a quote, please feel free to contact Kevin Dunnigan at 970-622-2366.

-PAID ADVERTISEMENTRMsenior

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Animal Afternoon Join Larimer Animal People Partnership volunteers and their special story-loving critters. Old Town Public Library, 201 Peterson St., FC. 3-4pm. 970-221-6740 or www.PoudreLibraries.org.

Monday, May 6 Anasazi of the American Southwest Richard Grant opens this three-part American Southwest series with his 90-minute slide show through Colorado and Arizona, focusing on Ancestral Puebloan Anasazi culture and archaeology. Council Tree Library, 2733 Council Tree Ave., FC. 7-8:30pm. 970-221-6122 or www.PoudreLibraries.org.

Skygazing Volunteers from the Northern Colorado Astronomical Society will provide telescopes for viewing the sky, and share their knowledge about stars, planets, galaxies, and more. Fossil Creek Reservoir Regional Open Space, FC. 8:30-10:30pm.

970-416-2815 or www.fcgov.com/naturalareas. eBooks and Beyond Find out how to download items for free to your computer, tablet, eReader, and portable music player even when the library is closed. River of Life Fellowship, 3161 E. County Road 62e, Wellington.

9:30-11:30am. 970-221-6740 or www.PoudreLibraries.org.

Pinterest Basics Learn the basics of Pinterest such as setting up an account, following favorite pinners (like the Library) and search for places to add. Harmony Library, 4616 S. Shields St., FC. 10am-Noon. 970-2216740 or www.PoudreLibraries.org.

Community Book Discussion Discuss The Boy in the Striped Pajamas.

Old Town Public Library, 201 Peterson St., FC. 3-4pm. 970-221-6740 or www.PoudreLibraries.org.

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GPO Connoisseur Concert #5: Music and Faith Union Colony Civic Center, 701 10th Ave., GR. 7:30pm. 970-356-5000 or www.ucstars.com.

Kentucky Derby Gala Union Colony Civic Center, 701 10th Ave., GR. 2pm. 970-356-5000 or www.ucstars.com.

Sunday, May 5 W.O.L.F. Sanctuary Benefit Concert: Songs of Survival The Sanctuary needs your support to recover from the 2012 High Park Fire.

The Lincoln Center, 417 W. Magnolia St, FC. 2pm. 970-221-6730 or www.LCTIX.com or www.openstage.com.

Organic Gardening Ecology topics include compost production, mulching, plant propagation, insect friends and foes, crop rotations, companion-succession-inter-planting, seasonality, seed saving, toolstechniques, and more. Old Feed Store, 3612 W. County Rd. 54-G, Laporte, CO. Noon-4pm. 970-224-3247 or www.sustainablelivingassociation.org.

Tuesday, May 7 Nutrition Roundtable This monthly group discusses different aspects of healthy lifestyles that are enhanced by incorporating good nutritional choices (without giving up your favorite foods). Poudre Valley Health System, 1025 Garfield St., Suite A, FC. 6-7:30pm. 970-495-8560 or www.pvhs.org.

Great Decisions: Myanmar Great Decisions is America’s largest discussion program on world affairs. Old Town Public Library, 201 Peterson St., FC. 7pm. 970-221-6740 or www.PoudreLibraries.org.

Wednesday, May 8 David Sedaris With sardonic wit and incisive social critiques, David Sedaris has become one of America’s pre-eminent humor writers. The Lincoln Center, 417 W. Magnolia St, FC. 7:30pm. 970-2216730 or www.LCTIX.com or www.openstage.com.

Old Town Tunes with Hungrytown Check out this folk music duo. Old Town Public Library, 201 Peterson St., FC. 7-8pm. 970-221-6740 or www.PoudreLibraries.org.

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Thursday, May 9 Jams, Jellies & Fruit Preserves Learn how you can enjoy the delightful, fresh-picked taste of summer fruits all year long by making jams, jellies, preserves, marmalades, conserves and butters. Larimer County Extension 1525 Blue Spruce Dr., FC. 6-8pm. 970-224-3247 or www. sustainablelivingassociation.org.

Assistive Technology Demonstration Old Town Public Library, 201 Peterson St., FC. 1-4pm. 970-221-6697 or www.

PoudreLibraries.org.

Digital Photo Editing with Picasa you will learn how to edit, crop and organize photos. Plus, you’ll learn how to share digital photos with family and friends via email and the Internet.

Harmony Library, 4616 S. Shields St., FC. 6:30-8:30pm. 970-221-6740 or www.PoudreLibraries.org.

utilizar su propio correo electrónico.

Old Town Public Library, 201 Peterson St., FC. 10am-Noon. 970-221-6697 or www.PoudreLibraries.org.

Chess @ Your Library Players of all ages and skill levels are welcome to join us for these informal drop-in chess games. Council Tree Library, 2733 Council Tree Ave., FC. 11am-1pm. 970-221-6740 or www.

PoudreLibraries.org.

Writing Workshop: Top Ten Great Writing Guidelines This workshop is a handy nuts-and-bolts list of craft tips writers of every level should have! Old Town Public Library, 201 Peterson St., FC. 1:30-4:30pm. 970-221-

Peterson St., FC. 1-5pm. 970-221-6697 or www.PoudreLibraries.org.

Animal Afternoon Join Larimer Animal People Partnership volunteers and their special story-loving critters. Council Tree Library, 2733 Council Tree Ave., FC. 3-4pm. 970221-6740 or www.PoudreLibraries.org.

Tuesday, May 14 Medicare 101 This class will offer an overview of Medicare benefits, supplemental insurance, Medicare Advantage Plans, prescription drug plans, preventative services, and how Medicare works with employer health insurance. Poudre Valley Health System, Greeley Medical Clinic,

Friday, May 10 Simply Sinatra Starring Steve Lippia and his 10 piece big band. Union Colony Civic Center, 701 10th Ave., GR. 7:30pm. 970-356-5000 or www.ucstars.com.

Word Basics Learn the basics of word processing!

Harmony Library, 4616 S. Shields St., FC. 9-11am. 970-221-6740 or www.

PoudreLibraries.org.

Saturday, May 11 Legacy Night, Featuring Wade Davis Presented by Legacy and Trust. Come celebrate 20 years of keeping northern Colorado beautiful! The Lincoln Center, 417 W. Magnolia St, FC. 6:30pm. 970221-6730 or www.LCTIX.com or www. openstage.com.

Centennial Children’s Chorus Celebrating 30 years of medleys from Broadway with a special guest. The Lincoln Center, 417 W. Magnolia St, FC. 7pm. 970-221-6730 or www.LCTIX. com or www.openstage.com.

Correo Electronico En esta clase aprenderá a abrir y a

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6697 or www.PoudreLibraries.org.

Sunday, May 12 The Whole Enchilada Pops Presented by the Foothills Pops Band.

Enjoy fresh arrangements of familiar tunes. The Lincoln Center, 417 W. Magnolia St, FC. 7pm. 970-221-6730 or www.

LCTIX.com or www.openstage.com.

Asian Fest The whole family will be immersed in the cultures of Asia and the Pacific Islands. Old Town Public Library, 201

1900 16th St., GR. 6-7:30pm. 970-4958560 or www.pvhs.org.

Kevin Cook: Colorado Birds Great stories of life and living. Old Town Public Library, 201 Peterson St., FC. Noon -1pm. 970-221-6740 or www.

PoudreLibraries.org.

Blogging Basics You will learn what a blog is, how to create and maintain a blog, how to post text and images, how to link to other people’s blogs and more. Harmony

Above

Stand the Crowd Don’t get lost in the

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to Advertise in :

Fort Collins, call Greg Hoffman at 689-6832 Lovland, Greeley and Windsor, call Scott Titterington at 980-9183.

With both print and digital mediums, RM Parent and RM Senior offer your business immediate credibility, distinctiveness and a visual presence that social media alone just can’t offer.

Our readers are educated, earn better than average incomes and own their own homes. Monthly print magazines are GROWING in popularity as consumers and small businesses look for comprehensive and in-depth coverage that only a locally-written and produced publication offers.

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Library, 4616 S. Shields St., FC. 6:30-8:30pm. 970-221-6740 or www.

PoudreLibraries.org.

Old Town Public Library, 201 Peterson St., FC. 7-8pm. 970-221-6740 or www.

PoudreLibraries.org.

International Night: South Korea An excellent introduction to South Korea. Old Town Public Library, 201 Peterson St., FC. 7-8pm. 970-221-6740 or www.PoudreLibraries.org.

PrePlanning for Burial and Cremation Peace of mind comes in knowing that all of the pieces of your life-puzzle are in place. Presented by Meadow View of Greeley and Adamson Funeral & Cremation Services. Adamson Funeral & Cremation Services, 5300 W. 29th St., GR. 6pm. 970-353-6800 or www. meadowviewofgreeley.com.

Wednesday, May 15 Rocky Mountain Raptors: Migration Madness Celebrate the returning of migrant raptors to their summer breeding grounds. Council Tree Library, 2733 Council Tree Ave., FC. 6:30-7:30pm. 970221-6740 or www.PoudreLibraries.org.

Money Matters: Good Car, Good Buy? Or Goodbye?

Learn about your options; what type of vehicle is right for you, ownership costs, how to research resources and more.

Thursday, May 16 Hearing and Balance Discuss hearing and inner ear issues and their connection to dizziness and balance. Chilson Senior Center, 700 E 4th St., LV. 2-3:30pm. 970-495-8560 or www.pvhs.org.

Genealogy Program: Beyond the Census, The Non-Population Schedules An overview of the non-population schedules between 1850-1880. These include mortality, veterans, slave, agriculture, and manufacturers’ schedules. Old Town Public Library, 201 Peterson St., FC. 6:30-8:45pm. 970221-6740 or www.PoudreLibraries.org.

Friday, May 17 Valentine City Chorus: A Great Day for the Irish An A Cappella barbershop harmony show. This is a collection of favorite traditional Irish songs. The Lincoln Center, 417 W. Magnolia St, FC. 7pm.

970-221-6730 or www.LCTIX.com or www.openstage.com.

Let’s Dance Presented by High Country Conservatory of Dance. This will WOW the audience with its power, energy and excitement.

The Lincoln Center, 417 W. Magnolia St, FC. 7pm. 970-221-6730 or www.

LCTIX.com or www.openstage.com.

Excel Basics Excel is a spreadsheet program used for automating calculations, creating charts, forms, and more. Learn the basics

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in this class. Harmony Library, 4616 S. Shields St., FC. 9-11am. 970-221-6740 or www.PoudreLibraries.org.

Saturday, May 18 Spring Showcase Presented by High Country Conservatory of Dance. This event will feature dancers of all ages, levels & dance styles. The Lincoln Center, 417 W. Magnolia St, FC. 11am & 6pm. 970221-6730 or www.LCTIX.com or www. openstage.com.

Microsoft Publisher: Basic Learn how to create a publication by using a template, add pictures and format a publication. Canyon Ridge Baptist Church, Bellvue. 11am-1pm. 970221-6740 or www.PoudreLibraries.org.

Movie Night: The Karate Kid (1984) Ralph Macchio and Noriyuki “Pat” Morita star in this warm and wonderful film about the perennial 98-pound weakling who turns the tables on his tormentors. Old Town Public Library, 201 Peterson St., FC. 7-9pm. 970-221-6740 or www.PoudreLibraries.org.

Groovin’ Presented by Mountain Dance. Check out the dance moves of this competition troupe!

The Lincoln Center, 417 W. Magnolia St, FC. 7pm. 970-221-6730 or www.LCTIX. com or www.openstage.com.

Dance Dynamics presents Dancing thru the Decades Union Colony Civic Center, 701 10th Ave., GR. 6:30pm. 970-356-5000 or www.ucstars.com.

Natural First-Aid for Accidents & Injuries Focus will be on the principles of naturopathic medicine, employing homeopathy, herbs, physical medicine and more for acute care regarding accidents and injuries. Location TBD, FC. 9am-1:30pm. 970-224-3247 or www.sustainablelivingassociation.org.

Sunday, May 19 Game Day @ Your Library Play a board or card game from our

Life After Vision Loss: Help for People with Macular Degeneration Macular degeneration is the leading cause of severe vision loss in people over age 60. It occurs when the small central portion of the retina, known as the macula, deteriorates. Macular degeneration can be a source of significant visual disability.

While there is no cure, there is hope. Dr. Robert Stamm, a low vision optometrist, is utilizing telescopic technology to help patients with macular degeneration and other vision limiting conditions, literally see the world again. “Patients are often told nothing more can be done. This is debilitating news. Many doctors are simply not familiar with the recent advancements in low vision technology. There is hope,” says Dr. Stamm.

Dr. Stamm is one of only 32 doctors in the country specially trained and credentialed by the International Academy of Low Vision Specialists, to help patients with vision-limiting conditions see more clearly with special low vision technology. Libbie Schroeder, one of Dr.Stamm’s successfully treated patients, states, “I thought I was going to lose my license, but now I can still drive myself to the store and Church,” all with the help of low vision technology.

ADVANCES IN LOW VISION TECHNOLOGY Once used primarily by sur-

geons, telescope technology is now being utilized on patients with low vision: MINIATURE TELESCOPES

Small “binoculars” placed into patient’s prescription glasses to make objects more visible.

MICROSCOPE GLASSES

Two high-powered lenses “piggybacked” to achieve a crystal clear near image prescribed mainly for reading.

PRISMATIC GLASSES

Moderate powered lenses allow clearer, sharper vision to allow for hand work, like writing, peeling potatoes etc.

HELP IS A PHONE CALL AWAY Contact Dr. Stamm if you or a loved one is suffering with vision loss from the following: Macu-

lar Degeneration: Wet or Dry, Diabetic Retinopathy, Retinitis Pigmentosa, Stargardt’s disease, Albinism, Glaucoma and other vision limiting conditions.

WHAT TO EXPECT A free telephone consultation with Dr. Stamm to determine if you are a candidate, a low vision evaluation, specialized low-vision eyeglasses, and low vision nutritional information.

Contact Dr. Robert Stamm today for a free telephone consultation to see if you are a candidate for low vision care.

(307) 345-5800 or Toll Free (877) 393-002 www.LECVisionSource.com

www.IALVS.com

PA I D A D V E R T I S E M E N T RMsenior

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favorite foods). Poudre Valley Health System, 1025 Garfield St., Suite A, FC. 6-7:30pm.

970-495-8560 or www.pvhs.org.

Wednesday, May 29 Author Abigail Tarttelin Visits Hear about her new book “Golden Boy”.

Old Town Public Library, 201 Peterson St., FC. 6-8pm. 970-221-6740 or www.

PoudreLibraries.org.

Kindles @ Your Library In this class, we will show you how to download library eBooks to your Kindle anywhere, any time. Harmony Library, 4616 S. Shields St., FC. 7-8:30pm. 970221-6740 or www.PoudreLibraries.org. collection or bring a favorite from home.

Old Town Public Library, 201 Peterson St., FC. 1-5pm. 970-221-6740 or www.

PoudreLibraries.org.

Monday, May 20 Money Matters: Good Car, Good Buy? Or Goodbye?

Learn about your options; what type of vehicle is right for you, ownership costs, how to research resources and more.

Harmony Library, 4616 S. Shields St., FC. 7-8pm. 970-221-6740 or www.

PoudreLibraries.org.

Tuesday, May 21 New York, New York Presented by Mountain Dance. Features all ages and all styles of dance. The Lincoln Center, 417 W. Magnolia St, FC. 6:30pm. 970-221-6730 or www.LCTIX. com or www.openstage.com.

Your Library 24/7 Learn what the library has to offer even when the Library doors are closed.

Harmony Library, 4616 S. Shields St., FC. 7-8:30pm. 970-221-6740 or www.

PoudreLibraries.org.

Wednesday, May 22 New York, New York Presented by Mountain Dance. Features all ages and all styles of dance. The Lincoln Center, 417 W. Magnolia St, FC. 6:30pm. 970-221-6730 or www.LCTIX. com or www.openstage.com.

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Thursday, May 23 Staying Up On Falls We’ll discuss a simple checklist of things you can do to minimize your risk from taking an unnecessary fall and talk about and practice some simple exercises to keep your core strength muscles strong.

Berthoud Area Community Center, 532 Welch Ave., Berthoud. 10-11am. 970495-8560 or www.pvhs.org.

Friday, May 24 History Comes Alive: Walt Disney Join Walt Disney (portrayed by Chautauqua scholar and actor David Skipper) for an evening of delightful nostalgia, as he reminisces about the creation of the most popular animated character or all time, Mickey Mouse, and the building of a motion picture and entertainment empire. Harmony Library, 4616 S. Shields St., FC. 7-8:30pm. 970221-6740 or www.PoudreLibraries.org.

Sunday, May 26 Animal Afternoon Join Larimer Animal People Partnership volunteers and their special story-loving critters. Harmony Library, 4616 S. Shields St., FC. 3-4pm. 970-221-6740 or www.PoudreLibraries.org.

Tuesday, May 28 Nutrition Roundtable This monthly group discusses different aspects of healthy lifestyles that are enhanced by incorporating good nutritional choices (without giving up your

Thursday, May 30 Summer Salads: Cooking Class Have fun with these homemade salad dressing recipes sure to give summer salads a flavor boost. North Colorado Medical Center, 1801 16th St., GR. 9:30-10:30am. 970‑3784044 or www.BannerHealth.com/ NCMCFamilyLifeEdu. Friday, May 31 Faust Based on Johann Wolfgang von Goethe’s ancient legend, composer Charles Gounod’s grand music creates the perfect canvas on which to present larger-than-life characters who are entangled in a battle for the highest stakes possible: the human soul. The Lincoln Center, 417 W. Magnolia St, FC. 7:30pm. 970-221-6730 or www.LCTIX. com or www.openstage.com.

Elevate Presented by TedX Front Range Watch 17 speakers, demonstrators, and performers in these TED talks, “ideas worth spreading.” The Rialto Theater Center, 228 E. 4th St., LV. 1-5pm. 970962-2000 or www.ci.loveland.co.us.

Movie: The Boy in the Striped Pajamas This unique film tells the story of the Holocaust through the eyes of eightyear-old Bruno whose father is a Nazi commander at Auschwitz. Old Town Public Library, 201 Peterson St., FC. 7-9pm. 970-221-6740 or www.PoudreLibraries.org.

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senior moment

At peace, at ease, surprised and tickled Four things we might be before we kick the bucket B ear J a c k Gebhar d t

W

hen I mentioned to a friend that we’d traveled to watch the Sand Hill Cranes roosting along the Platte, her response was, “Oh, that’s on my bucket list.” I nodded. Cranes rising in the dawn mist is a not-to-be-missed sight.

The term “bucket list” entered into popular usage primarily because of a 2007 movie of the same name, starring Jack Nicholson and Morgan Freeman.

In the movie two old codgers in a nursing facility draw up a “bucket list”— things they’d like to do, adventures they’d like to have, before they kick the bucket. Since the character played by Nicholson is a multi-multi-millionaire, and since their diagnoses were not extremely rosy, they set about doing the crazy and exotic things on their bucket list. It was a fun movie.

Yet the movie itself had a subtle theme—most often missed—that just because we do crazy and exotic things, such experiences don’t necessarily insure a gentle, or peaceable passing. Rather than asking what crazy or exotic things we might do before we die, a deeper, more practical question might be: What might we be before we die, even if for just a brief moment that might help with the passing? I came up with what might be a “starter package,” the basic four:

ly reminds us of all our old stories. A challenge, before we die: If we can be at ease, at least sometimes, with not telling all of our old stories, we might demonstrate thereby that we’ve learned to see the beauty and newness of right now.

Of course, our old stories can be highly entertaining and educational and the youngsters appreciate them. Nevertheless, to quietly be at ease with not needing to tell old stories seems a worthy challenge to undertake.

Be tickled, anonymously, watching a complete (real life) stranger’s behavior.

Be surprised at nature’s spontaneous artistry.

tures. Yet human beings continue to be secretly baffled, leery, loquacious, embarrassed, curious. To not be tickled by other human beings is not to be tickled by life.

I’m not sure jumping out of an airplane or off a bridge with a bungee cord will make my passing any easier.

However, if I practice being at peace, at ease, surprised and/or tickled, I might be more likely to have a grin on my face when that time comes.

Neither television nor the Internet count here. If we aren’t tickled, ideally at least once a day, with the sad, silly and often touching antics of other real people in our real-life experience, we’re probably taking ourselves too seriously. Again, we seniors tend to get a little jaded with the human comedy, human tragedy, and tend to get locked inside our own stories, pasts and fu-

Be at peace, if only for a moment, with the actual lives we have lived.

Seems like a simple, yet profound thing to “be” before we die is to be at peace with the actual lives we have lived, or are living. Not the life we could have lived or might have lived or should have or would have, once did … but the real, everyday life that we actually experience. To be at peace with this life, in its humble yet mysterious entirety, would demonstrate that we have learned one of life’s basic lessons.

Be at ease with not telling old stories.

Seems that life, if we let it, habitual30 | RMSENIOR

Again, there’s a tendency among we seniors to assume we’ve seen it all, done it all before. Nature, though, creates new artwork every day, not only with spider webs and dewdrops but ant struggles and squirrel dramas and crow displays. To be surprised with the natural art around us seems like a healthy thing to be. We still have a lot of surprises in store.

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