NewHomesCentral 10-6-17 by LOCALiQ

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A S P E C I A L P U B L I C AT I O N C R E AT E D B Y R E P U B L I C M E D I A C U S T O M P U B L I S H I N G

WHAT’S INSIDE

October 2017

Scott Sandler Photography Via Cachet Homes

STRUCTURAL VS. COSMETIC OPTIONS

Goodyear Ballpark

SOUTHWEST VALLEY AMENITIES

Mark Laverman via Pine Canyon

DEVELOPMENTS OF THE MONTH

4 7 8 9 13

PRE-QUALIFYING VS. PRE-APPROVAL INSURANCE FOR SECOND HOMES THE TEAM IT TAKES TO BUILD YOUR NEW HOME CHOOSING A REAL ESTATE AGENT HERS INDEX

Home Locator Maps Visit NewHomecentral.com for communities, home listings, home tour videos and more. See pages 10, 11 & 12

GRAND OPENINGS & AWARDS

EIF Images Via CalAtlantic Homes

RECENT OPENINGS

Inspirian Park at Eastmark

Builder: CalAtlantic Homes Location: 10100 E. Ray Rd., Mesa Pricing: From $249,950 Size: 2,108–2,593 square-feet Beds/baths: 3–5 bedrooms, 3 baths Sales ofﬁce hours: 10 a.m.–6 p.m. daily; 1–6 p.m. Wed. Info: CalAtlanticHomes.com; 480-382-8432 Description: Homes here offer great room designs, ﬂexible bedroom options and spa-like master retreats. Eastmark is an amenity-rich masterplanned community featuring a 100-acre Great Park at completion, numerous neighborhood parks, tree-lined streets and much more.

Shea Homes Active Lifestyle

Green with envy Golf course living is great for non-golfers, too

Enclave at The Meadows

Builder: Maracay Homes Location: 9285 W. Louise Dr., Peoria Pricing: From the high $300s Size: 2,482–4,586 square-feet Beds/baths: 3–6 bedrooms, 2.5–4 baths Sales ofﬁce hours: 10 a.m.–6 p.m. daily; 1–6 p.m. Fri. Info: MaracayHomes.com; 480-889-3713 Description: Five new FlexDesign® ﬂoor plans are offered on comfortably sized lots of approximately 8,000 square-feet. Homes in this all-natural-gas community feature G.E. stainless steel appliances, granite slab countertops, 36-inch upper kitchen cabinets,18-inch tile and more.

K. Hovnanian® Homes

Pinnacle at Silverstone

Builder: K. Hovnanian® Homes Location: 23380 N. 73rd Way, Scottsdale Pricing: From the upper $300s Size: 1,956–2,352 square-feet Beds/baths: 3 bedrooms, 2.5 baths Sales ofﬁce hours: 10 a.m.–6 p.m. Mon.–Thurs. & Sat.; noon–6 p.m. Fri.; 11 a.m.–6 p.m. Sun. Info: khov.com/silverstone-pinnacle; 877-546-8669 Description: Located near upscale shopping venues, golf courses and the Loop 101, this gated community will offer 98 new luxury two-story townhomes in North Scottsdale.

By Debra Gelbart

olf communities are developed with golfers Shea Homes Active Life style in mind, of course, but a surprising number of non-golfers also love living adjacent to gorgeous mountain views from every angle,” he said. “Additionally, green open space and spectacular mountain views. we attract many buyers who are avid golfers and enjoy the “The golfer enjoys the convenience and camaraderie a golf amenities and lifestyle of a private country club.” course community provides,” said Hal Looney, president of But not all golf course community residents actually play the Shea Homes Active Lifestyle Arizona, which game, according to Mark Gurnow, general Through the use of maintains four Trilogy communities in the manager of Superstition Mountain Golf a state-of-the-art Phoenix area. (Some Trilogy communities and Country Club in Gold Canyon. In are active-adult; some are all-ages; some are computerized irrigation fact, he believes that most residents in golf all-ages with active-adult neighborhoods.) course communities do not play golf. “They system, “we are able The buyer looking for open space “wants to choose to live in golf course communities to treat all areas of because of the lifestyle and pastoral feel live in a community that has rolling greens winding through neighborhoods, a beautiful the course differently of seeing the green golf course,” he said. natural backdrop and areas where they “Golfers always demand well-maintained while alleviating can enjoy their own hobbies and interests courses but even the resident non-golfer water waste.” as well. Not only does a well-conditioned sees the importance of the maintained —Hal Looney, course enhance the overall community, but surroundings.” Shea Homes Active Lifestyle Arizona [a nice course] also [enhances] home values.” Meanwhile, Mark Hammons, vice president and general Public or private, that is the question… manager of Vistancia, a master-planned community in The golf courses in golf course communities can be public or North Peoria, said that their buyers are seeking a unique and private. In Vistancia, for example, Blackstone Country Club is upscale desert lifestyle experience. They’re “looking for a a private, 18-hole championship golf course designed by Jim home surrounded by the beauty of the golf course, vast open Engh. The course is located within the gated Blackstone at space that allows for more privacy and stunning Sonoran Vistancia community; club membership is not required with a home purchase in Vistancia, Hammons said. Trilogy Golf Club, located within the active-adult community of Trilogy at Vistancia, is a public daily-fee course designed by Gary Panks. The golf courses in Trilogy at Verde River — designed by Ken Kavanaugh — and Trilogy at Wickenburg Ranch, designed by Wendell Pickett and Bill Brownlee, also are open to the public. Encanterra, a Trilogy Resort Community in San Tan Valley, features a private course designed by Tom Lehman. (GREEN WITH ENVY, continued on page NH12)

b Blackstone Country Clu

Karen Shell, Shell Photographics via K. Hovnanian® Homes

via

Summit at Silverstone

Builder: K. Hovnanian® Homes Location: 23172 N. 73rd Way, Scottsdale Pricing: From the mid $500s Size: 2,109–3,546 square-feet Beds/baths: 2–4 bedrooms, 2.5–4.5 baths Sales office hours: 10 a.m.–6 p.m. Mon.–Thurs. & Sat.; noon–6 p.m. Fri.; 11 a.m.–6 p.m. Sun. Info: khov.com/silverstone-summit; 877-546-8669 Description: Located near upscale shopping venues, golf courses and the Loop 101, this North Scottsdale gated community has 76 new villa-style homes. Community amenities include a pool, outdoor fire-pit, fitness center and picnic ramada.

(GRAND OPENINGS & AWARDS,

continued on page NH12)

Estrella by Newland Communities

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THE ARIZONA REPUBLIC

Take your pick Structural vs. cosmetic options

By Susie Steckner

spacious great room for family gatherings. A multi-slide glass door to capture breathtaking views. A cozy outdoor fireplace perfect for cool desert evenings. Whatever is on your must-have list, builders can help transform indoor and outdoor spaces to give you the home you’ve always wanted. The range of structural and cosmetic options today runs the gamut from paint accents and patio covers to windows and wine rooms. “As a builder, we pride ourselves in helping to create the buyer’s dream home,” said Sue Goodrich, vice president of sales and marketing for Cachet Homes. “We have hundreds of standard upgrades and in addition, will entertain custom upgrades for a buyer.” The key for new-home buyers is knowing what to do while the home is under construction and what can wait until later. Before you dive in, here’s what to consider: What’s trending. Buyers today aren’t shy about asking for upgrades that will boost comfort and lifestyle. “Wine rooms, multi-glide doors, casitas, basements, and kitchen and master suite options are very popular,” said Kevin Rosinski, division senior vice president for Toll Brothers. For outdoor spaces, buyers are focused on upgrades such as pools, patio covers, outdoor kitchens and great rooms, hardscape and soft-scape, he said. Structural vs. cosmetic. Builders consider structural changes as anything that will affect the square-footage of the home, exterior of the home or plumbing, or changes that affect the slab of the home, Goodrich said. This would include decisions to move walls, changes that impact underground plumbing such as

Scott Sandler Photography Via Cachet Homes

adding bathrooms and/or laundry sinks, additions or changes to exterior doors or windows, and adding features like fireplaces. Cosmetic changes, meanwhile, can include paint colors, lighting fixtures, cabinetry, countertops, floor surfaces, tub and shower surface upgrades, garage epoxy, upgraded appliances and landscaping, she said.

“As a builder, we pride ourselves in helping to create the buyer’s dream home.” —Sue Goodrich, Cachet Homes

Toll Brothers

Three Taylor Morrison communities designed for the way you want to live.

OPENING THIS FALL

Now or later. Buyers will want to talk with their builders about what upgrades may be best to add through the builder — everything from electrical upgrades to hard surface flooring — rather than after closing escrow on the home. “Toll Brothers recommends doing as many upgrades [as desired] during the buying process since we cannot guarantee the quality of aftermarket items,” Rosinski said. Some upgrades can be costly and complex if delayed, Goodrich said. In the kitchen, for instance, cabinets can be difficult to change later on because they affect countertops, backsplashes

and sometimes flooring. If the builder’s standard master bathroom is a cultured marble shower and bathtub and you prefer a larger tiled walk-in shower, making the change through the builder may be easier. Adding swimming pools after move-in can also create issues, impacting fencing or landscaping. But other upgrades can wait, Goodrich said. These include paint accents, crown molding and decorative trim, garage epoxy, appliances and landscaping. “If you do not need these upgrades incorporated into your mortgage you could add these items after close of escrow,” she said.

Cottages at Rio Paseo Grand Opening Saturday, Oct. 7th

Sonoran Gate

Surrounded by the Sonoran Desert terrain, east of I-17 along Dove Valley Road, offering three distinct collections.

Victory at Verrado*

A one-of-a-kind community in Buckeye, designed for people 55 and better, located near the White Tank Mountain range and Skyline regional park.

Promontory at Foothills West

Premier Ahwatukee location backing up to the preserve at South Mountain Park.

480.526.4725 3NewHomeLocations.com

Cottages at Rio Paseo Leed Certified® Homes | Premium Interior Finishes Fresh New Architecture | Community Amenities Priced From the Mid-$200’s Bullard & Encanto Goodyear

623.866.5523 | NewHomes@MaracayHomes.com Call, Chat or Email Today to Find Out More FLEXDESIGN® YOUR HOME AT MARACAYHOMES.COM

*Victory at Verrado is an age-qualified community intended for permanent occupancy of each residence by at least one person 55 years of age or older in compliance with all applicable state and federal laws, as well as the Community’s Declaration. Some residents may be younger under very limited circumstances and no one under 19 years of age in permanent residency. Complete details available. Sonoran Gate and Promontory at Foothills West are all-ages communities. All information (including, but not limited to current and future views from any property, prices, availability, incentives, floor plans, site plans, features, standards and options, assessments and fees, planned amenities, programs, conceptual artists’ renderings and community development plans) is not guaranteed and remains subject to change or delay without notice. Once available, prices may not include lot premiums, options and upgrades depending on stage of construction. Maps and plans are not to scale and all dimensions are approximate. Photos and descriptions of any planned improvements, features or amenities may not be an actual representation and are for illustration purposes only that remain subject to change and which are under no obligation to be completed. No binding offer to sell or lease may be made or accepted prior to the issuance of the final AZ Subdivision Public Report for the Community. Sonoran Gate: A final public report is available at the AZ Real Estate Department’s website. Victory at Verrado and Promontory at Foothills West: Sales are conditioned upon buyer’s acceptance of the final subdivision disclosure report (public report). For Not an offer to sell or lease where prohibited or otherwise restricted by law. Please see a Community Sales Manager for details or visit www.taylormorrison.comfor additional disclaimers. Taylor Morrison/Arizona, Inc., ROC # 179178B. © October 2017, TM Homes of Arizona, Inc., AZ DRE # CO535669000. All rights reserved.

The prices of our homes, included features, plans, specifications, promotions/incentives, neighborhood build-out and available locations are subject to change without notice. No information or material herein is to be construed to be an offer or solicitation for sale. A Broker/Agent must register their client in person on client’s first visit at each community for a Broker/Agent to receive a commission or referral fee, if available. Photographs or renderings of people do not depict or indicate any preference regarding race, religion, gender, sexual orientation, disability, familial status, or national origin. Marketing promotions/incentives, if any, are subject to conditions or restrictions and are subject to change without notice. Final Subdivision Disclosure Report (Public Report) is available at the AZ Real Estate Department’s website. Our name and the logos contained herein are registered trademarks of TRI Pointe Group, Inc. and/or its subsidiaries. ROC No. 172120. AZ Broker, Maracay Realty, LLC (AZ DRE# LC538443000) © 2017 Maracay Homes, LLC, a member of the TRI Pointe Group. All rights reserved.

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We believe you’ll like it here.

Come see what we’ve been up to. There’s always something going on in a Del Webb community, our residents wouldn’t have it any other way. They’re active, engaging people who like to live life to the fullest - just like you. And now, there’s even more reason to visit Sun City Anthem in the East Valley, or Sun City Festival in the West. Discover new amenities, new neighborhoods, and quick move-in homes available, right now. Live in an active adult community where you can connect with friends, take a dance class, golf or master pickleball. Experience how good each day can be in a Del Webb home built to match your lifestyle.

Phoenix West Valley From the low $200s 866-450-9322 | delwebb.com/festival

Phoenix East Valley From the $180s 877-937-6396 | delwebb.com/suncityanthem

At least one resident must be 55 years of age or better, a limited number of residents may be younger and no one under 19 years of age. Some residents may be younger than 55. Community Association fees required. Complete offering terms for the homeowner’s association is in an offering plan available from sponsor. Void where prohibited. Prices reflect base prices and are subject to change without notice. Lot premiums may apply. Details available upon request. ©2017 Pulte Home Corporation.

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A trio of possible scenarios

Pre-qualiﬁcation vs. pre-approval

Lovett described three pre-qualiﬁcation vs. pre-approval scenarios: 1.

To get into your new home, seek high-approval ratings

payment and is not selling his/her current home in order to acquire a

By David M. Brown

f a loan originator pre-approves you for a mortgage on your new home, you’ve also been pre-qualified. However, if you have only been pre-qualified, you still need to have the mortgage company approve your loan. Through pre-qualiﬁcation, the lending company reviews your income, debt, assets, credit history and monies available for closing costs and downpayment and determines the amount you are qualified to finance, said Mike Jones, a branch manager for the Tempe branch of Scottsdale-based V.I.P. Mortgage. A pre-approval, however, requires you to complete a loan application with all necessary pre-qualification documents along with additional material that a processor or underwriter may request to determine that, if you are approved for the purchase of the property, you can reasonably be expected to repay the loan, added Kent Nielson, a fellow branch manager in Tempe for V.I.P. Mortgage.

So what’s the diff? For one, who is actually reviewing the mortgage file. “A pre-qualification is something that a loan originator does all on his/her own by having as little as a phone call with a borrower and as much as compiling a full loan file with supporting documentation and automated loan approval,” said Jeremy Lovett, a mortgage loan originator for the Scottsdale office of KS StateBank, based in Manhattan, Kansas. “The pre-approval takes it to the next step by eliminating the guesswork and actually having the file reviewed by the processing and underwriting teams,” he

Borrower 1 has an 800+ FICO score, a high salary, large down-

new one. 2.

Borrower 2 has a 699 FICO, a good salary with a regular bonus, is being gifted money for the down-payment and is renting now.

Borrower 3 has a 625 FICO, is paid commission only, has no down-payment and is living with family.

Results, according to Lovett: The ﬁrst two are candidates for pre-qualiﬁcation, while the third borrower should select pre-approval, he said.

Getty Images

“Having a seasoned professional loan officer in your corner that will pay attention to detail can eliminate the stress and issues caused by skipping steps.” —Mike Jones, V.I.P. Mortgage

said. “The pre-approval is issued only after an underwriter has reviewed a complete credit package — which is a loan file minus property/appraisal information — and found the file to meet all of the applicable program guidelines.” How much information is collected and scrutinized is also key. “The pre-qual determines how much the borrower is qualified to finance based on documents provided by the borrower. With a pre-approval, the loan originator

will request even more documents be collected by the borrower and analyzed by an underwriter before being approved for the loan program requested,” Jones said. Time is also a factor “The pre-qualification is the loan originator’s educated guess as to whether or not a borrower will get a loan approval based on the facts presented to them. This process can be done in as little as a few hours since it is accomplished by a

single person,” Lovett said. In contrast, pre-approval can take time. “The full loan pre-approval process will typically take days — if not weeks — depending on how quickly all of the borrower’s loan documents are submitted and the current turn-times for processing and underwriting of a file,” he said. The bottom line “When buying a home, it is always important to get pre-qualified for financing so you can determine what price range to shop for when looking at homes,” Nielson said. “The pre-approval helps to ensure that all of a borrower’s documentation has been reviewed and signed off on so they don’t run into issues at the end of the transaction.” Still, many borrowers don’t reach out to a lender until just before writing an offer to purchase. “In cases where the borrower is that far along in the process there simply isn’t time to work up a full preapproval to be issued with the purchase offer,” Lovett said.

% 75 LD SO

INTRODUCING THE ARCHITECTURAL COLLECTION Optima Kierland’s Architectural Collection is comprised of select residences that offer a truly serene way of living and quiet closeness to nature. Facing the lushly landscaped sculpture gardens and sparkling fountains, these tranquil homes maintain a natural coolness made possible by their shaded exposure. They look upon Optima Kierland’s unparalleled architecture – featuring strong, geometric shapes, vertically integrated gardens, and abundant texture – designed to create an oasis in the heart of North Scottsdale’s vibrant urban core. Sales start from the low $300,000s. Call 480 630 1200 for priority selection.

SALES GALLERY 15450 North Scottsdale Road Scottsdale, Arizona 85254

Inquiries@Optima-Kierland.com LiveAtOptimaKierland.com

All descriptions, depictions, and renderings are provided solely for illustrative purposes and are subject to change and should not be relied upon to confirm applicable features. All sales subject to receipt and acceptance of the ADRE Public Report. All information including pricing, building and floor plan design, features, amenities, standards and options are subject to change without notice. Polaris Pacific–ADRE #661757000. ©2017 Optima Kierland. All rights reserved.

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Southwest Valley living There’s something for everyone in the Southwest Valley…

hink relaxing desert evenings on the patio. Weekend hikes along breathtaking mountain trails. A day on the links, at a Spring Training baseball game or wandering an arts festival. The growing Southwest Valley region — anchored by the communities of Buckeye, Goodyear and Litchfield Park — draws new-home builders and new-home buyers from all walks of life for value, lifestyle, mountain views and unique amenities. “The permit activity in the west side of town year over year is higher than anywhere else in the Valley,” said Austin Woffinden, division vice president for Meritage Homes. “Anytime you have area growth like that you have more homes, of course, but that also drives a lot of new schools, amenities and attractions. Those kinds of things equate to a great investment for a homebuyer.”

Outdoor- and arts-aﬁcionados’ paradise The Southwest Valley is an outdoor lover’s dream-come-true with hiking, biking, camping and other recreational opportunities at the Estrella Mountain and White Tank Mountain regional parks. The area is also dotted with stunning golf courses including courses at the historic Wigwam Resort in Litchfield Park. Sports enthusiasts flock to the Goodyear Ballpark — Major League Baseball’s Spring Training home of the Cleveland Indians and Cincinnati Reds — and Avondale’s Phoenix International Raceway for all the NASCAR action.

Goodyear Ballpark

“It is the area’s quiet character and charm that people are most attracted to.”

City of Goodyear

—Julie Olson, Mattamy Homes

Mattamy Homes

Arts- and culture-seekers have their fill of events across the region from the Native American Fine Arts Festival in Litchfield Park to the Goodyear Lakeside Music Fest. Plethora of new-home communities Several new-home builders offer communities in the Southwest Valley

with homes and amenities geared toward buyers at all stages of life. Mattamy Homes, for instance, offers a range of single-family one- and twostory homes in its Kenwood community which is located in the master-planned community of Verrado in Buckeye. Another Mattamy community, The Cove at Palm Valley North in Litchfield Park, features low-maintenance patio homes.

The Wigwam Resort

OCTOBER 21-22 11am–3pm

OVER

By Susie Steckner

The Southwest Valley’s top selling points include the fact that it is centrally located to a number of major freeways including Loop 303, Loop 101 and I-10, said Julie Olson, a new home sales counselor for Mattamy Homes at their Sunset Terrace community in Litchfield Park. “Plus, we have a lot of folks who are very impressed with the sense of security with the Air Force base [Luke] close by,” she said. David Weekley Homes also has a handful of communities in the region that appeal to various types of buyers, from Golf Canyon at Estrella in Goodyear (including golf course home-sites) to Victory at Verrado in Buckeye. Meanwhile, Woffinden said that Meritage Homes has found the perfect match in first-time homebuyers who can snap up a new home for just north of $200,000 at a community such as Watson Estates in Buckeye. “The Southwest part of town allows us to provide an unbelievable value to the first-time homebuyer market,” Woffinden added. “They are the ones who seem to be the most active in acquisitions these days so we can build brand-new homes with a lot of technology that resale homes don’t have and still allow people to get in well below the FHA price limits.”

OPEN HOUSES

CUSTOM HOME SITES & MORE

†

Join us for the Estrella Tour of Homes, featuring new model homes

and designs, so you can ﬁnd the perfect place for you and your lifestyle. This is your chance to see 80+ new homes, custom home sites, and resale homes all in one visit. For your ultimate touring essentials, RSVP at the link below. On either day of the event, stop by the Estrella Information Center to pick up your package, plus fuel up with a snack and coffee.

ESTRELLA.COM/TourofHomes New homes from the high $100,000s to over $400,000 Beazer • David Weekley Homes • Gehan Homes • KB Home • Shea Homes • Terrata Homes • William Ryan Homes CantaMia® by AV Homes 55-Plus Custom Home Sites from the $40,000s

@EstrellaAZLife

I-10 west, then south on Estrella Parkway 623.386.1000 • Brokers Welcome Newland Communities is the largest private developer of planned residential and urban mixed-use communities in the United States. We believe it is our responsibility to create enduring, healthier communities for people to live life in ways that matter most to them. www.newlandcommunities.com Number of available homes to tour is approximate. • NNP III-Estrella Mountain Ranch, LLC and NNP III-EMR 4, LLC (collectively, “Fee Owner”) are the owners of various parcels of land comprising the Estrella Community (“Community”). Newland Communities is the development manager retained by the Fee Owner for the Community. Certain homebuilders unaffiliated with the Fee Owner or Newland Communities are building homes in the Community. Fee Owner and Newland Communities are not co-developing, co-building, or otherwise responsible for any of the obligations or representations of any of the Builders. Fee Owner and Newland September 2017 Communities are in no way responsible for any obligations or representations of any of the Builders to third parties and/or homebuyers, and Fee Owner and Newland Communities shall incur no liability whatsoever nor have any obligations or liability to any homebuyer regarding a home purchase from a Builder. Additionally, Fee Owner may seek to qualify its Community for offering and sale of property in states where prior out-of-state registration is required before lots, parcels, or interests may be offered for sale or lease to residents of such states, which states may have specific disclosures that must be delivered to prospective purchasers before the execution of any instrument related to the sale or lease of any real property interest in the Community. Builders have been informed of such state-mandated requirements and it is the obligation of such Builders to comply with all land sale registration regulations as mandated by their contractual relationships with Fee Owner and to distribute all applicable disclosures to prospective purchasers prior to or at execution of a contract of sale for real estate. Buyers of homes from any of the Builders waive, to the fullest extent permitted by law, any and all rights, claims, causes of action, and other rights whatsoever against Fee Owner and Newland Communities arising out of their purchase transaction with the Builders. Actual development may vary from developer’s vision. No guarantee can be made that development will proceed as described. Certain properties may be registered with HUD, or may have registered components in the future as required pursuant to the Interstate Land Sales Full Disclosure Act. If such registration occurs, obtain the HUD Property Report, or its equivalent, required by Federal law and read it before signing anything. No Federal agency has judged the merits or value, if any, of this property. 2017 © Estrella. All rights reserved. Estrella is a trademark of NNP III-Estrella Mountain Ranch, LLC, and may not be copied, imitated or used, in whole or in part, without prior written permission. EQUAL HOUSING OPPORTUNITY. †

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DEVELOPMENTS OF THE MONTH

Brian Swartzwelder, Grey Street Studios via Taylor Morrison

Sonoran Commons

Mark Laverman via Pine Canyon

Pine Canyon

By Taylor Morrison

By Symmetry Companies

Located in North Phoenix, Sonoran Commons offers a lifestyle of beauty and convenience. The Encore Collection at Sonoran Commons features seven floor plans ranging from approximately 1,733 to 3,543 square-feet with design features that include formal dining rooms, open-concept living areas ideal for entertaining, expansive master suites, lofts and as many as five bedrooms. This collection features two new models: the Sapphire and the Turquoise. The popular Summit Collection offers homebuyers four floor plans from which to choose with distinctive features that include dramatic entryways, butler’s pantries, master bedroom retreats, guest suites and living spaces that range from approximately 2,708 to 3,534 square-feet. Residents of Sonoran Commons enjoy close proximity to Lake Pleasant Regional Park as well as miles of hiking, biking and horseback riding trails at the Phoenix Sonoran Preserve. In addition, this quiet community offers quick access to top employment centers and entertainment and dining venues in Scottsdale, Downtown Phoenix and the West Valley.

Pine Canyon is a private golf course master-planned community of primarily second-home residences in Flagstaff offering a variety of single-family home options from cabins and townhomes to home-sites and custom-built homes. With 32 home-sites, Coconino Ridge is the newest neighborhood to open at Pine Canyon. The homes range in size from 2,660 to 4,000 square-feet and incorporate a mountain contemporary aesthetic touched off by rustic features blended with accents of steel, wood and stone. The community will debut its Club Cabins this fall. The collection of luxury cabins offers three distinct living spaces in each, providing space for prospective residents to use when exploring the property, for guests of members to use while visiting and for members to use while they await the completion of their home. Each fully furnished and completely appointed cabin includes two 720-square-foot end units and one 2,000-square-foot middle unit. Home-sites are also available and offer golf course or forest views. They range from half-acre to an acre-plus. In addition, custom homes are available for homeowners who purchase a lot. Some custom homes are offered for resale as well.

Brian Swartzwelder, Grey Street Studios via Taylor Morrison

Number of homes: 212 Prices: From the low $300,000s to the low $500,000s Address: 2530 W. Rancho Laredo Drive, Phoenix Directions: I-17 north to Exit 221 for Loop 303/Route 221 toward Sonoran Desert Drive/Sonoran Desert Drive South. Follow Sonoran Desert Drive and North Valley Parkway to Rancho Laredo Drive. Sales ofﬁce hours: 10 a.m.–6 p.m. daily; 1–6 p.m. Fri. Phone: 602-483-1340 Website: TaylorMorrison.com

The Pine Canyon lifestyle includes a Jay Morrish-designed golf course, fitness center and spa, dog park, outdoor swimming pool, dining room and Camp Pine Canyon for kids (arts and crafts, video games and more). Homeowners are just minutes to the amenities of downtown Flagstaff.

Mark Laverman via Pine Canyon

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Number of homes: 400 upon completion Prices: Coconino Ridge, from $1,128,000; Estate home-sites, from the $140,000s; Custom residences, from $1.1 to $4.5 million. Address: 1201 E. John Wesley Powell Blvd., Flagstaff Directions: From Phoenix: I-17 north to Lake Mary Road. Right onto Lake Mary Road to John Wesley Powell Blvd. Left onto John Wesley Powell Blvd. Right into Pine Canyon. Sales ofﬁce hours: 9 a.m.–5 p.m. daily; 10 a.m.–5 p.m. Sun. Phone: 928-779-5700 Website: PineCanyon.net

Voted #1 Master Planned Community in Arizona

SATURDAY, OCTOBER 21, 11 AM 1 2 PM JOIN US FOR THE MERITAGE HOMES FALL MODEL SHOWCASE MODELS TOURS | FOOD TASTINGS | LIVE MUSIC VISIT VISTANCIA.COM/EVENTS OR CALL 623.933.6233 FOR MORE INFORMATION

Vistancia Information Center is located at 12026 W Lone Mountain Drive, Peoria, AZ 85383. Vistancia Land Holdings LLC. does not offer, broker or arrange real estate sales. No offer to sell or lease can be made or accepted prior to the issuance of the final Arizona Subdivision Disclosure Report. All Rights reserved ©2017

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Protecting your second home Homeowners’ insurance can be a bit trickier

By Debra Gelbart

wning a second home means whether or not you have a mortgage, you’re going to need homeowners’ insurance and sometimes it’s difficult to know how to purchase the appropriate type or amount. Classiﬁcation important First, it’s important to know how your second home is classified. If the home is rented out full-time on a long-term lease — usually six to 12 months — it’s not considered a second home from an insurance perspective, explained Laurie Haas, vice president for private risk services with Lovitt & Touché, an insurance brokerage. “It becomes a tenant-occupied location and the policy should be written to contemplate this exposure,” she said. “Some carriers offer the same type of coverage provided on a primary home to a secondary or rental home but some will require a tenant-occupied location to be written on a dwelling fire form.” However, she noted that if the home is mainly used as an owner-occupied secondary residence and only rented out on occasion, most insurance carriers want assurances the income generated doesn’t exceed the limit allowed under the policy for incidental business use. “Remember,” she said, “a personal policy is just that: intended for personal use.” Homes listed on vacation rental sites such as Airbnb and VRBO have a different exposure and “it’s important to ensure you have secured the right type of policy to cover the home in the event of a loss. A standard homeowner or tenant policy is not designed to pick up the exposure of a home solely used as a vacation rental property.”

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Don’t skimp Standard homeowners’ insurance should be the minimum for a second home in Prescott, Payson or Flagstaff, said Dax Ramirez, a real estate agent with Keller Williams Northeast Realty group in Phoenix. “Due to wildfires, insurance companies have concerns and go through a more extensive review to weigh the risks of fire hazards based on individual property variables,” he said. Yet there are no hard and fast rules for minimum insurance requirements for a second home, Haas pointed out. “Insurance carriers may have underwriting requirements to meet eligibility. HOAs may also have their own guidelines for minimum standards,” she said. “For homes in wildfire-prone areas, mitigation efforts such as brush clearance to create a defensible space, trimming of tree limbs and clearing debris out of gutters are becoming standard requests. Anything a

frequently as well as a leak detection system that shuts off the master plumbing valve if a leak is discovered.

“The real value is in the loss settlement provision and features and benefits of your policy, not the cost.” —Laurie Haas, Lovitt & Touché

homeowner can do to make their property a more desirable risk not only helps minimize the potential severity of a loss it also increases the willingness of a carrier to provide coverage.” It’s not uncommon for a carrier providing coverage on a home that is not lived in full-time to ask for additional risk management compliance “to reduce or minimize the likelihood of a loss,” Haas added. This might include a monitored burglar and fire alarm, a property manager or neighbor to check on the house

Ask the experts “Talk to your REALTOR® or insurance agent,” Ramirez said, “and let them know what your intention is with the second property. This will help them determine the right insurance for the property and give you a better understanding of requirements and costs.” “Be honest with your agent or carrier about the intended use of the property,” Haas advised. “If your agent or insurance company makes recommendations or requirements to reduce the chance or severity of a claim you should heed their advice and take action. Lastly, don’t choose an insurance product based solely on the premium. The real value is in the loss settlement provision and features and benefits of your policy, not the cost.”

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*Availability, prices, incentives and dates are subject to change, and K. Hovnanian® Homes reserves the right to cancel or change all offers without prior notice; see Sales Consultant for details. If buyer is working with a licensed real estate agent or broker, the agent or broker must accompany and register buyer on first visit to each community or pre-register using our Rapid Registration form prior to buyer’s first visit. Rapid Registration form can be obtained by emailing arizona@khov.com or calling 877-546-8669. No offer for sale or lease may be made or accepted until buyer’s receipt of Arizona Subdivision Public Report. A public report is available on the State Real Estate Department’s website. At K. Hovnanian’s® Four Seasons communities, at least one resident of each household must be 55 years of age or older. A limited number of residents may be younger than 55. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.© 2017 K. Hovnanian® Great Western Homes, LLC. ROC 188563. ©2017 K. Hovnanian® Building Company, LLC, an Arizona limited liability company. ROC 277023

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in the primary spaces of the home,” said Steve Berry, senior vice president of architecture and design for Robson Communities. Heating, ventilation/air conditioning ducts and plumbing typically are installed before electrical wiring, Barger said, because it’s simpler to run wiring around pipes and vents than to try to install pipes and ducts around a maze of wires. An electrician installs receptacles for lights, switches and outlets and runs wires between the breaker panel and each receptacle in addition to installing wiring for telephones, internet, cable TV and music systems. Getty Images

From the ground up It truly takes a team to build your new home By Debra Gelbart Editor’s note: This is the second part of a two-part story on how a new-home community and the new homes in it are created.

fter a community has been designed and floor plans for the homes have been produced, it’s time to start building the model homes. The steps taken to construct these homes mirror those for each new home purchased by a future homeowner. First steps The first step in constructing a new home is installing the sewer system — typically with reinforcing steel — below what will become the concrete slab foundation of the house, according to Trevor Barger, an urban planner who founded a development assistance firm called Espiritu Loci (translated, “the spirit of the place”) in Scottsdale. The cement is then poured early in the morning and takes about a week to dry and harden.

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Creating the ‘building box’ The next step is creating what’s known as the ‘building box’ and includes framing, typically with wood. “The building box includes tresses for the roof,” Barger said. Then the roof sheathing (consisting of large panels of wood) is installed, he said. The floor structure (not the floor finish yet, but what is underneath) also is installed.

Doors, windows, insulation and drywall As these hidden elements are finishing, exterior doors and windows are installed to “seal the box” before the insulation and protective exterior material are added to

Plumbing, HVAC and electrical “It’s at this point in the process that everything hidden goes in,” Barger noted, including sewer lines and water supply lines for each fixture. It’s also at this time that bathtubs are installed because there’s more room to maneuver large heavy objects. Heating, ventilation and air conditioning (HVAC) ducts are installed, followed by plumbing and electrical infrastructure, said Hal Looney, Arizona president of Shea Homes’ Active Lifestyle Communities. “The HVAC contractors work with our construction document architects to coordinate mechanical unit locations in the attics, desired SEER values and to ensure optimum air conditioning and heating supply and return vent locations so we balance and maintain symmetry

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keep these elements dry, Barger said. The insulation is typically one of three types: fiberglass (which looks like pink cotton candy), cellulose (made from recycled paper) or liquid spray-foam. The exterior framed walls are covered with insulated panels which can look like blue bright colored or reflective foamboards, Barger said. Then a plastic sheet or vapor barrier is applied over a wire mesh to hold the stucco to the wall, he said. The roof is loaded with the roofing finishing materials, usually in bundles to add weight to the structure so the walls don’t crack when the weight of a heavy roof is added later. Interior drywall — plasterboard, wallboard or gypsum board — is applied next, Barger said. Interior ﬁnishes and exterior last steps For the next three months or so, Barger said, the interior finishes are installed. These include the cabinetry, countertops, flooring, electrical fixtures, plumbing fixtures, interior doors, kitchen appliances and interior paint. Then the roof tiles are installed. Primer paint on the exterior of the house is next followed by the exterior finish — usually stucco, stone or brick. Next, the top coat of exterior paint is applied. Cement is poured for exterior walkways and the last part of the home itself that’s added is often the driveway, Barger said, explaining that the driveway is poured after all of the trades have finished their respective jobs “because you don’t want a truck parking on a newly poured driveway and potentially cracking it or leaving marks.” Landscaping is the very last thing that’s added to the home-site, Barger said. Voilà — it’s almost time to Getty Images move in.

REAL LIFE. ONLY BETTER.

Tucked away in the cozy desert mountains, a short drive north of Phoenix’s urban congestion, is a relaxing place with a freeing spirit where real life becomes the life people yearn for. Much more than a place to live, Wickenburg Ranch is a lively adult community that embraces its alluring natural landscape while providing one-of-a-kind, 5-star resort amenities like an award winning golf course and a 9-hole course, luxury spa, fine dining, saloon, and plenty more worth experiencing. With unrivaled oﬀerings and personalized homes from the mid-$200s to $900s+, Wickenburg Ranch is close enough to live away from it all.

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Expert advice You will have plenty to consider before choosing an agent. Here are five questions to ask: 1. How long has the professional been in business in your preferred area? Doerﬂer said this demonstrates a professional’s overall experience and area(s) of competence. 2. Is the professional full- or part-time? Will that schedule ﬁt your needs? 3. Does the agent work with new-home buyers or just resale buyers? Does their

Take your pick Choosing the right real estate professional for you

F R I D AY , O C T O B E R 6 , 2 017

NEWHOMECENTRAL.COM

By Susie Steckner

he home-buying process can be a lot like a roller coaster ride with plenty of stressful ups and downs and unexpected twists and turns. And when purchasing a new home is contingent upon selling your current one, the stakes can be high — especially since most folks can’t afford to carry two mortgages for an indefinite period of time. Therefore, experts say you shouldn’t take a gamble when you’re deciding who will sell your current home. Instead, bet on an agent

area of expertise reflect what you’re looking for? 4. What type of advanced real estate education has the professional completed? Licensing laws require a minimal number of continuing education hours but advanced education is a reflection of the commitment level of the professional, Doerfler said. 5. How often does the professional typically communicate with clients and in what way — text, email, phone calls? Does this match your expectations and style?

Editor PAULA HUBBS COHEN Paula.Cohen@cox.net Contributing Editor JIM WILLIAMS JLWilliams@RepublicMedia.com

A division of The Arizona Republic 200 E. Van Buren St. Phoenix, AZ 85004

Design CARL BEZUIDENHOUT CarlBez@me.com

Content Specialist Sales Manager CAMI KAISER CKaiser@RepublicMedia.com

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whose real estate experience and acumen points to a sure — or at least as sure as reasonably possible — thing. But: how do you make sure you’ve got the right person by your side?

Creative Development Director ISAAC MOYA IMoya@RepublicMedia.com

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ADVERTISING Director, Classified Sales BRETT SONDRUP BSondrup@RepublicMedia.com Real Estate and Rentals Manager LORNA WALKER Lorna.Walker@gannett.com MICHELLE MURRIETTA 602-444-8208 MMurrietta@RepublicMedia.com

Project Manager, Custom Products GENA ZESTRIJAN NICK KOSTENKO 602-803-8653 NKostenko@RepublicMedia.com GZestrijan@RepublicMedia.com For general advertising inquiries, contact Republic Media at 602-444-8000.

Licensing information Real estate agent licensing information is available online at the Arizona Department of Real Estate consumer site:

Shop around First, be sure you talk to multiple agents before settling on “the one”. “You want to assure that you are working with a competent professional who cares about you,” said Lori Doerfler, the 2017 president-elect of the AAR, or the Arizona Association of REALTORS®. “Real estate is a relationship business and the process could take up to six months. It is important to make sure that there is the right chemistry between yourself and your real estate professional.” Starting your search Ask friends and family who they have used in the past or reach out to your lender for a recommendation, said Paris Davis, vice president and Northwest Arizona retail banking division manager for Washington Federal in Arizona.

services.azre.gov/publicdatabase

It’s also important to understand the difference between an agent, broker and a REALTOR, Doerfler said. All REALTORs are licensed to sell real estate as an agent or a broker but not all real estate agents are REALTORs. “They [REALTORs] belong to the National Association of REALTORS and pledge to follow a strict code of ethics which establishes levels of conduct that are higher than typical business practices or those required by law,” she said. Davis said buyers can also turn to websites such as myagentfinder.com and upnest.com to identify a real estate professional. The AAR’s “find a REALTOR” database is also an option at aaronline.com/realtor-search.

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To find the new home of your dreams, visit NewHomecentral.com for communities, home listings, home tour videos and more. SOUTHEAST

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K. Hovnanian Homes From the upper $300s 68th St. & McDowell Rd., Scottsdale khov.com/Aire 877-546-8669 ®

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Toll Brothers Gated Community in Chandler School District From the mid $500s 17673 E. Bronco Dr., Queen Creek DoradaEstates.com 480-314-6777

23 41

21 35 36

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17 Eastmark Endeavor

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Look for the blue stars referencing

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25 The Estates at 32nd Street

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Pulte Homes From the high $200s Quick Move-In Homes Available Lindsay Rd. & Riggs Rd., Chandler Pulte.com 480-314-7911

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49 Serenity Fulton Ranch

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52 Sun City Anthem

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53 Toll Brothers

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54 Toll Brothers

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55 Toll Brothers at Whitewing

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56 Trovita Norte

Taylor Morrison From the low $500s Val Vista Dr. & Brown Rd., Mesa TaylorMorrison.com 480-346-1738

57 Victoria Estates —

Expedition Collection ★ Taylor Morrison Last Chance! From the $400s Hawes Rd. & Ocotillo Rd., Queen Creek TaylorMorrison.com 480-346-1738

58 Villas at Mountain Bridge

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Blandford Homes Grand Opening New Models From the low $400s McKellips Rd. & Hawes Rd., Mesa BlandfordHomes.com 480-641-1800

51 SKYE

K. Hovnanian® Homes From the upper $400s 69th St. & McDowell Rd., Scottsdale khov.com/Skye 877-546-8669

TO THE

READERS LOOKING FOR OUR NORTHWEST, NORTHEAST, SOUTHWEST AND/OR NORTHERN AZ MAPS? CHECK OUT PAGES 11 & 12.

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THE ARIZONA REPUBLIC

NAZ

NORTHWEST

F R I D AY , O C T O B E R 6 , 2 017

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NORTHWEST

1 Crosspointe ★

Mattamy Homes Final opportunity From the low $300s 91st Ave. south of Olive Ave., Peoria MattamyHomes.com 602-497-3226

4 8Lone M ou n 18 tain Pkwy

3 12

W Jomax Rd.

17 6

2 Desert Oasis

Pulte Homes Quick Move-In Homes Available From the low $200s 17498 W. Red Bird Rd., Surprise Pulte.com 623-374-3030

20 10

3 Escena at WestWing

Mountain Mattamy Homes Now Open From the high $300s Lake Pleasant Pkwy & WestWing Pkwy, Peoria MattamyHomes.com 602-497-3226

Look for the blue stars referencing 1 A paid feature by SRP

4 Fairways at Blackstone

(Vistancia) David Weekley Homes From the mid $400s Lone Mountain & Loop 303, Peoria DavidWeekleyHomes.com 480-768-4994

5 Festival Foothills

10 The Meadows

7 Gold Mountain Preserve

Maracay Homes From the high $300s 91st Ave. & Deer Valley Rd., Peoria MaracayHomes.com 480-889-3713

Camelot Homes From the high $500s 6422 W. Fetlock Trail, Phoenix CamelotHomes.com 602-908-8511

11 Northlands — Encore &

8 Greens at Blackstone

Pulte Homes New Home-Sites Available From the mid $100s West Canyon Springs Blvd & Sun Valley Pkwy, Buckeye Pulte.com 928-252-2450

Passage Collections Taylor Morrison From the upper $200s Jomax Rd. west of Lake Pleasant Pkwy, Peoria TaylorMorrison.com 480-346-1738

(Vistancia) David Weekley Homes From the low $400s Lone Mountain & Loop 303, Peoria DavidWeekleyHomes.com 480-768-4988

6 Fusion at The Meadows

K. Hovnanian® Homes Final Opportunities! From the upper $300s Deer Valley Rd. & 97th Ave., Peoria khov.com/meadows-fusion 877-546-8669

9 Marley Park

Pulte Homes Models Now Open Happy Valley Rd. & 55th Ave., Phoenix Pulte.com/Stetson 623-444-1087

NORTHEAST 14 32

2 9 4

22 6 5

3 16

33 11

27 25

19 26 36

15 13

Summit Collections Taylor Morrison From the mid $500s Alma School Rd. just north of E. Jomax Rd., Scottsdale TaylorMorrison.com 480-346-1738

Monarch Series Pulte Homes Luxury homes from low $600s 60th St. & Lone Mountain Rd., Cave Creek Pulte.com/LoneMountain 480-824-2841

13 Lookout Mountain — Discovery Collection Taylor Morrison From the mid $300s 3rd Ave. & Greenway, Phoenix TaylorMorrison.com 480-346-1738

21 35

11 Ironhorse — Venture II and

12 Lone Mountain —

14 Sonoran Acres

15 Stetson Valley

WestWing Mountain Mattamy Homes Now Open From the low $300s Lake Pleasant Pkwy & WestWing Pkwy, Peoria MattamyHomes.com 602-497-3226

Pulte Homes Models Now Open Pyramid Peak Pkwy, north of Happy Valley Rd., Phoenix Pulte.com/Pyramid 623-444-1089

Ripson Homes From the $290s Patton Rd. & Bush St., Surprise SonoranAcres.com 480-980-9124

12 Pradera at

David Weekley Homes From the high $300s Waddell Rd. & Reems Rd., Surprise DavidWeekleyHomes.com 480-352-2584

13 Pyramid Peak

14 Monterey at

17 1

28 18

Mirabel Village ★ Monterey Homes Last Chance: From the mid $700s Cave Creek Rd. & Lone Mountain Pkwy, Scottsdale MontereyHomes.com 877-278-4188

15 Monterey Ridge Condos

Cachet Homes Walk to shopping and dining From the low $300s West of Scottsdale Rd. & south of Mayo Blvd on 68th St., Scottsdale CachetHomes.net/MontereyRidge 480-356-0179

Look for the blue stars referencing

16 Montevista

A paid feature by SRP

NORTHEAST 1 Adero Villas

Camelot Homes Now Selling! From the high $600s Eagle Ridge Dr. & N. Prospect Trail, Fountain Hills CamelotHomes.com 602-694-2869

2 Andaluza – Capstone

Collection Taylor Morrison From the mid $700s Near Pima Rd. & Westland Rd. off Hawknest Rd., Scottsdale TaylorMorrison.com 480-346-1738

3 Bellissima Monterey Homes Spacious Casitas Available From the mid $800s Dixileta Dr. & 56th St., Phoenix MontereyHomes.com 877-278-4188

4 Cachet at Sincuidados

Cachet Homes Custom homes from $1,400,000 30600 N. Pima Rd. #96, Scottsdale CachetHomes.net 480-556-7038 for appointment

5 Circle Mountain

Pulte Homes Models Now Open From the mid $300s 33216 N. 26th Lane, Phoenix Pulte.com/circlemountain 623-444-1086

6 Copper Sky – Capstone

Collection Taylor Morrison From the mid $700s Pima Rd. & Westland Rd., Scottsdale TaylorMorrison.com 480-346-1738

7 Eastwood

Keystone Homes Grand Opening! From the high $400s Cave Creek Rd. West of Pima, Carefree EastwoodLife.com 480-422-0655

8 The Enclave at

Borgata From the $800s 6166 N. Scottsdale Rd., Scottsdale EnclaveAtBorgata.com 480-ENCLAVE (480-362-5283)

9 Enclave on the Eighth

Taylor Morrison From the mid $500s Scottsdale Rd. & Westland Rd., Scottsdale TaylorMorrison.com 480-346-1738

10 Fox Haven

Cachet Homes Custom homes from $1,900,000 10332 N. 79th Way, Scottsdale CachetHomes.net 480-556-7038 for appointment

Toll Brothers Cypress Collection Open for Tours! From the upper $700s 56th St. & Dixileta, Phoenix MontevistaByTollBrothers.com 480-595-2800

17 Optima Kierland

From the low $300s Sales Gallery: 15450 N. Scottsdale Rd., Scottsdale LiveAtOptimaKierland.com 480-630-1200

18 The Overlook at Firerock

Toll Brothers Tour New Models! From the $600s 15925 E. Shea Blvd, Fountain Hills TollBrothers.com/AZ 480-663-3662

19 Pinnacle at Silverstone

K. Hovnanian® Homes Grand Opening 74th St. & Pinnacle Peak Rd., Scottsdale khov.com/Scottsdale 877-546-8669

16 Sun City Festival

Del Webb Now Selling Two New Plans From the mid $200s West Canyon Springs Blvd & Sun Valley Pkwy, Buckeye DelWebb.com 928-252-6551

17 Tierra Del Sol

Pulte Homes Now Selling Happy Valley Rd. & 95th Ave., Peoria Pulte.com/tierradelsol 623-444-1080

19 Traditions at Catania

K. Hovnanian® Homes Final Opportunities! From the low $300s 87th Ave. & Glendale Ave., Glendale khov.com/Catania 877-546-8669

20 Traditions at The Meadows

K. Hovnanian® Homes Final Opportunities! From the mid $300s Deer Valley Rd. & 97th Ave., Peoria khov.com/meadows-traditions 877-546-8669

18 Toll Brothers at

Blackstone Vistancia Toll Brothers The Retreat Collection Now Selling! From the low $500s 30636 N. 117th Dr., Peoria TollBrothersAtBlackstone.com 623-398-6241

20 Pointe 16

K. Hovnanian® Homes From the lower $400s Morton Ave. & 16th St., Phoenix khov.com/Pointe16 877-546-8669

21 Saguaro Estates

Toll Brothers Final Opportunity! From the upper $900s 56th St. & Dixileta, Phoenix SaguaroEstates.com 480-595-2800

22 Sierra Highlands

Luxury Estates Rosewood Homes Quick Close Homes Available From the mid $900s to $1 millions 8484 E. Sand Flower Dr., Scottsdale SierraHighlands.com 480-970-1900

23 Sonoran Commons —

Encore & Summit Collections Taylor Morrison From the low $300s North Valley Pkwy & Sonoran Desert Dr., Phoenix TaylorMorrison.com 480-346-1738

24 Sonoran Gate — Discovery,

Landmark & Summit Collections Taylor Morrison Interest List Now Forming Dove Valley Rd./Sonoran Desert Dr. & 7th St. Alignment, Phoenix TaylorMorrison.com 480-346-1738

25 Summit at

Pinnacle Peak Patio K. Hovnanian® Homes From the upper $500s Alma School Rd. & Jomax Rd., Scottsdale khov.com/Summit 877-546-8669

26 Summit at Silverstone

K. Hovnanian® Homes Grand Opening 74th St. & Pinnacle Peak Rd., Scottsdale khov.com/Scottsdale 877-546-8669

27 Talon Ranch

Toll Brothers Final Opportunity! From the low $1 millions 56th St. & Dixileta, Phoenix TollBrothers.com/AZ 480-595-2800

28 Toll Brothers at

Adero Canyon Toll Brothers Tour New Models! From the low $900s 13484 N. Stone View Trail, Fountain Hills TollBrothers.com/AZ 844-836-5263

TO THE

READERS

LOOKING FOR OUR SOUTHEAST, SOUTHWEST AND/OR NORTHERN AZ MAPS? CHECK OUT PAGES 10 & 12.

29 Toll Brothers at Verde River

Toll Brothers Now Selling! From the upper $600s 29221 N. Round Butte Rd., Rio Verde 480-284-7444 TollBrothers.com/AZ

30 Toscana Building #10/

Toscana of Desert Ridge Statesman Sales & Marketing, LLC BEST Luxury Condos in N. Phoenix/Scottsdale From the mid $200s 5450 E. Deer Valley Dr., Phoenix ToscanaOfDesertRidge.com 480-767-5665

31 Treo

Taylor Morrison From the upper $400s Miller Rd. & Osborn Rd., Scottsdale TaylorMorrison.com 480-346-1738

32 Treviso

Toll Brothers Final Opportunity! From the mid $600s 56th St. & Dixileta, Phoenix TollBrothers.com/AZ 480-595-2800

33 Turquesa

Toll Brothers Final Opportunity! From the low $1 millions 56th St. & Dixileta, Phoenix TollBrothers.com/AZ 480-595-2800

34 Verde River

Monterey Homes Now Selling E. Rio Verde Dr. & Vista Verde Dr., Rio Verde MontereyHomes.com 877-278-4188

35 The Villages at Aviano

Toll Brothers Luxury Condominiums Only 2 Buildings Remain From the upper $200s 3935 E. Rough Rider, Phoenix TollBrothers.com/AZ 480-419-9300

36 White Horse

Camelot Homes Now Pre-Selling! From the mid $1 millions Pima Rd. & Los Gatos Dr., Scottsdale CamelotHomes.com 602-919-2422

37 Windgate Ranch Scottsdale

Toll Brothers Final Opportunity! From the $600s 10095 E. Windgate Ranch Rd., Scottsdale WindgateRanchScottsdale.com 480-596-7300

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F R I D AY , O C T O B E R 6 , 2 017 SOUTHWEST

K. Hovnanian® Homes From the low $200s 43rd Ave. & South Mountain Ave., Laveen khov.com/montana-vista 877-546-8669

23 22 21 19 18 20 6 2 11 3

2 Affinity at Verrado

K. Hovnanian® Homes From the low $200s McDowell Road, west of Verrado Way, Buckeye khov.com/affinity-verrado 877-546-8669

Cachet at The Wigwam Cachet Homes Villas/Condos: From $259,900 Townhomes: From $319,900 Single-Family Homes: From $346,900 Litchfield Rd. and W. Village Pkwy, Litchfield Park CachetAtTheWigwam.com 623-385-0129

6 Cascina at Verrado

K. Hovnanian® Homes Final Opportunities From the mid $200s Thomas Rd. & Verrado Way, Buckeye khov.com/cascina-verrado 877-546-8669

7 The Cove at Palm Valley North

Mattamy Homes From the mid $200s Camelback Rd. west of Litchfield Rd., Litchfield Park MattamyHomes.com 602-497-3226

8 Golf Canyon at Estrella —

The Enclave David Weekley Homes From the low $300s Estrella Pkwy & I-10, Goodyear DavidWeekleyHomes.com 480-768-4995

9 Golf Canyon at Estrella —

The Reserve David Weekley Homes From the high $300s Estrella Pkwy & I-10, Goodyear DavidWeekleyHomes.com 480-768-4997

5 5 16 16

Look for the blue stars referencing

K. Hovnanian® Homes From the upper $100s Sienna Hills Pkwy. & Hubbell St., Buckeye khov.com/sienna-hills 877-546-8669

3 Aspire at Sienna Hills

THE ARIZONA REPUBLIC

13 14 12 7 17

1 Affinity at Montaña Vista

4 Caballo Crossing ★ Mattamy Homes Final Opportunity From the high $100s 103rd Ave. & Buckeye Rd., Tolleson MattamyHomes.com 602-497-3226

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1 8 9

A paid feature by SRP

10 Las Brisas — Discovery II

& Encore II Collections Taylor Morrison From the low $200s Perryville Rd. & Lower Buckeye Rd., Goodyear TaylorMorrison.com 480-346-1738

11 Mountainside at Victory at Verrado

David Weekley Homes Coming Soon, Fall 2017 Verrado Way & I-10, Buckeye DavidWeekleyHomes.com 480-352-2584

12 Palm Valley North

Mattamy Homes The Canyons Final Opportunity; Only Models Remain From the low $500s Camelback Rd. west of Litchfield Rd., Litchfield Park MattamyHomes.com 602-497-3226

13 Palm Valley North

Mattamy Homes The Estates Final Opportunity By appointment only From the low $400s Camelback Rd. west of Litchfield Rd., Litchfield Park MattamyHomes.com 602-497-3226

14 Palm Valley North

Mattamy Homes The Reserve Final Opportunity; Only One Model Remains From the low $600s Camelback Rd. west of Litchfield Rd., Litchfield Park MattamyHomes.com 602-497-3226

(GRAND OPENINGS & AWARDS,

15 PebbleCreek

A Robson Resort Community (Active Adult) From the $240s PebbleCreek Pkwy & Clubhouse Dr., Goodyear Robson.com 623-935-6700

16 16 Rio Paseo Maracay Homes Grand Opening! From the $200s NW Corner of Bullard Ave. & Encanto Blvd., Goodyear MaracayHomes.com 480-889-3713

SOUTHWEST 20 Victory at Verrado

22 Victory at Verrado — Venture II

David Weekley Homes Active Adult: From the mid $400s Verrado Way & I-10, Buckeye DavidWeekleyHomes.com 480-768-4998

Collection Taylor Morrison Active Adult: Interest List Now Forming Verrado Way & I-10, Buckeye TaylorMorrison.com 480-346-1738

21 Victory at Verrado

Active Adult Maracay Homes From the mid to upper $300s N. Verrado Way to Victory Blvd, Buckeye MaracayHomes.com 480-889-3713

23 Windrose

David Weekley Homes Coming Soon! Opening Fall 2017 Perryville Rd. & Camelback Rd., Litchfield Park DavidWeekleyHomes.com 480-352-2584

FLAGSTAFF

PRESCOTT 3

17 Sunset Terrace

Mattamy Homes From the mid $300s Litchfield Rd. & Camelback Rd., Litchfield Park MattamyHomes.com 602-497-3226

18 Verrado — Kenwood

Mattamy Homes Final Opportunity By appointment only From the mid $200s Verrado Way & Park Meadows Dr., Buckeye MattamyHomes.com 602-497-3226

19 Verrado Palisades

Maracay Homes Final Opportunity: Move-In-Ready Homes Available From the high $300s Verrado Way & Delaney Dr., Buckeye MaracayHomes.com 480-889-3713

2 To Payson

FLAGSTAFF

1 Pine Canyon

The True Life Companies Elk Pass Townhomes From the mid $800s Deer Creek Cabins From the mid $800s Introducing Coconino Ridge Homes From the mid $900s Home-sites from the mid $100s 1201 E. John Wesley Powell Blvd, Flagstaff PineCanyon.net 877-801-7860

TO THE

READERS LOOKING FOR SOUTHEAST, NORTHWEST, AND/OR NORTHEAST MAPS? CHECK OUT PAGES 10 & 11.

PAYSON

2 Diamond Ventures

Rim Club Custom Home-sites The Rim Golf Club Custom home-sites from the $60s 2102 E. Rim Club Dr., Payson RimClubHomesites.com 888-708-9410

PRESCOTT

3 Talking Rock Ranch

Managed by Symmetry Companies Homes from the $400,000s to over $1.5 million Home-sites from $80,000 15075 Talking Rock Ranch Rd., Prescott TalkingRockRanch.com 928-227-3139

(GREEN WITH ENVY, continued from page NH1)

continued from page NH1)

UPCOMING OPENING

Sonoran Gate

Builder: Taylor Morrison Location: E. Dove Valley Road on north side of Dixie Mountain Grand Opening: Oct. 28 Pricing: Three collections of homes that start in the low $300s Size: 1,570–3,544 square-feet Beds/baths: 3–5 bedrooms, 2–3.5 baths Options: Some plans have options for up to 6 bedrooms, additional bathrooms, guest suites and casitas Sales ofﬁce hours: 10 a.m.–6 p.m. daily; 1–6 p.m. Wed. Interest list sign-up: http://bit.ly/ SonoranGateInterestList Info: TaylorMorrison.com; 480-346-1738 Description: Sonoran Gate will offer homes from three distinct collections: the Discovery Collection, Landmark Collection and Summit Collection. The community is located in a hidden enclave on the north side of Dixie Mountain where residents are in close proximity to the Sonoran desert.

AWARDS

Fulton Homes

Name of award: 2017 Indoor airPLUS Leader Award Organization that bestowed the award: The U.S. Environmental Protection Agency (EPA) Description: For the third year in a row, the EPA recognized Fulton Homes for its commitment to verifying healthier homes with improved indoor air quality. Fulton Homes was one of only ﬁve builders to be honored with a 2017 Indoor airPLUS Leader Award.

The Meadows by Maracay Homes

Name of award: 2016 Best Interior Merchandising for Homes from $450,001 to $650,000 Organization that bestowed the award: Home Builders Association of Central Arizona (HBACA) Description: During the 2016 Major Achievements in Merchandising Excellence (MAME) Awards, HBACA presented Maracay Homes with this award for its Palo Verde Plan 7051 which is the largest ﬂoor plan available at The Meadows in Peoria.

Estrella by Newland Communities

In Superstition Mountain, two golf courses (designed by Jack Nicklaus and his sons Gary and Jack Jr.) are reserved for members only “but a several times a year we host public charity tournaments supporting great causes,” Gurnow said. In Estrella, a master-planned community in Goodyear, the Nicklaus-designed Estrella Golf Club is managed by Troon and is open to the public, said William Olson, senior vice president and division manager for Newland Communities. Blackstone Country Clu b People choose to live in golf communities with public courses because “they typically desire the freedom and Hammons said the golf courses in Vistancia also use nonvariety that public courses offer,” said Scott Heideman, general potable water. “All water is reclaimed water generated by the manager of Blackstone Country Club. Heideman has managed community,” he said. “Additionally, we ensure that all non-turf both public and private courses during his career and said: areas use native plants that do not require large amounts of “Public courses don’t lock golfers into a single golf experience.” irrigation when they are in their infancy. Once those plants are He also said that some avid golfers may prefer “the prestige, fully grown and established, the water supply is shut off and exclusivity, high-touch service, well-appointed amenities and they survive independently.” lifestyle activities that are offered in a private club. They also Looney said that golf courses at Trilogy communities are choose private courses because they desire to belong to a irrigated with a state-of-the-art computerized irrigation system. community — a family of sorts — who are all invested in the “The system connects with an onsite weather station where club and have similar interests.” weather conditions — including temperature, humidity, wind and dewpoint — are factored into a daily calculation Low-water, high-tech for programmed water delivery,” he explained. “Through this “Lowering water usage in the desert is imperative to system, we are able to treat all areas of the course differently sustainability,” Gurnow [of Superstition Mountain Golf and while alleviating water waste.” Country Club] said. “Our courses use water from a CAP canal Olson [of Newland Communities] said that Troon employs that is non-potable water with no other use. Using that on experts in agronomy and sustainable maintenance practices the course puts it back through nature’s purifying system of that focus on optimizing turf and course quality. “Consistent evaporation and moving to the aquifer. Low-water-use turf is with the water conservation and sustainability throughout not used in the desert. Instead, we reduce the amount of turf Estrella,” he said, “the majority of the water used on the golf used on the golf course so that we can use less water.” course is reclaimed.”



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F R I D AY , O C T O B E R 6 , 2 017

NEWHOMECENTRAL.COM

NH13

Ask the

Expert

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HERS Index

Getty Images

What is a HERS rating?

The HERS, or Home Energy Rating System, is a nationally recognized method to measure a home’s energy efficiency by assigning it a relative performance score called the HERS Index. The lower the rating/score, the more efficient the home. The scale is based on a home built to the 2004/2006 International Energy Conservation Code (IECC). Homes built to this code have a score of 100. (A home with zero external energy use would have a score of zero.) IECC homes built in 2012 fall into the HERS 60 which is considered a good rating.

Why is the HERS rating important to a new-home buyer?

It can bring a level of comfort to the buyer as to how the house ranks in energy efficiency. Included in the HERS report are issues such as leakage from ductwork and insulation effectiveness.

Q A

What factors inﬂuence the rating?

Factors include the HVAC system, water heating systems, insulation, air leakage in the home, duct system, windows, doors, ceilings, roofs, exterior walls and floors above garages.

“People can compare how energy-efficient a home will be based on the HERS score.” —Sissie Shank, Chas Roberts

What can be done for a better rating?

Homeowners can install more energy-efficient equipment such as the water heater, air conditioners and furnaces, upgrade attic insulation and upgrade windows to highperformance vinyl frame Low E. —Reported by Rhona Melsky Source: Roberta “Sissie” Roberts Shank, CEO of Chas Roberts A/C & Plumbing

[STAY]CATION

MAKE EVERY DAY A VACATION DAY MOVE-IN READY HOMES WITH INCENTIVES* • Purchase includes a Cachet Elite Social Membership to The Wigwam Resort

3 HOME DESIGNS FOR EVERY LIFESTYLE • Single Family from $346,900 • Townhomes from $319,900 • Condominiums from $259,900 AMENITY AREA INCLUDING • Heated Pool and Spa • Exercise Room • Outdoor Kitchen & Entertainment area

GATED IN LITCHFIELD PARK CORNER OF LITCHFIELD ROAD AND VILLAGE PARKWAY

CachetAtTheWigwam.com | 623-385-0129 Square footage and dimensions are estimated and may vary in actual construction. Floor plans and elevations are artist’s conception and are not intended to show specific detailing. Floor plans are the property of Cachet Homes and its affiliates For further information, please see Sales Associate All sales are subject to buyers receipt and review of a Arizona Subdivision Public Report. *See Sales Associate for incentive information. Prices, features, floorplans, elevations and incentives subject to change without notice.

LUXURY CONDOS IN THE NE VALLEY FROM THE LOW 300’S 17850 N 68th ST Phoenix, Arizona 85054 MontereyRidge.com 480.356.0179 AR-0008718502-01

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NH14

F R I D AY , O C T O B E R 6 , 2 017



C R E AT E D B Y R E P U B L I C M E D I A C U S T O M P U B L I S H I N G

THE ARIZONA REPUBLIC

LIVE HAPPIER.

Trilogy® is more than a place to live. It’s knowing you’re in the right place, at the right time, with the right people. And for many of our owners, they wonder why they ever put oﬀ making the move. Try something unexpected. Know your neighbors. Experience a true sense of community. Be part of something bigger. Once you’re here, you’ll understand why everyone is asking, “Why didn’t I do this sooner?”

CALL 855.321.3728

OCTOBER 7 | Vistancia® Grand Opening 7 New Models! OCTOBER 14 | Verde River® Jimmy Buﬀet Tribute Concert OCTOBER 14 | Encanterra PetStock® Event VISTANCIA ®

Peoria Mid $200’s - $700’s

ENCANTERRA ®

San Tan Valley High $100’s to $800

VERDE RIVER ™

Rio Verde Mid $300’s - $1M+

WINTER VISITORS LOVE CHECK OUT OUR 17 SISTER COMMUNITIES IN PHOENIX AT SHEAHOMES.COM! Trilogy® and Encanterra® are registered trademarks of Shea Homes, Inc., an independent member of the Shea family of companies. Sales by Shea Communities Marketing Company (AZ DRE #CO001121000), Construction by SHALC GC, INC. (AZ ROC# 291056), independent members of the Shea family of companies. Trilogy at Vistancia® is a community by Vistancia Marketing, LLC. Encanterra is a community by Trilogy Encanterra Marketing, LLC. Trilogy at Vistancia, Trilogy at Encanterra and select neighborhoods at Trilogy at Wickenburg Ranch are intended for occupancy by at least one person 55 years or older, with certain exceptions for younger persons as provided by law and the governing covenants, conditions and restrictions. Encanterra Resort Community and Trilogy at Wickenburg Ranch and Verde River are for all ages. This is not an offer of real estate for sale, or a solicitation of an offer to buy, to residents of any state or province in which registration and other legal requirements have not been fulfilled. Void where prohibited. A PUBLIC REPORT IS AVAILABLE ON THE STATE REAL ESTATE DEPARTMENT WEBSITE. Trilogy at Verde River: Use of the golf course and club is at the pleasure of the club owner. Golf course is planned to be private. Owners must purchase a separate golf membership from the course owner. Models are not an indication of racial preference. ©2017 Shea Homes, Inc. All rights reserved.