AZ Real Estate 12-25-2016

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E M A I L U S AT N E W S T I P S @ A R I Z O N A R E P U B L I C . C O M O R C A L L U S AT 6 0 2 - 4 4 4 - N E W S ( 6 3 9 7 )

Gilbert among top cities for first-time homebuyers EMILY STARBUCK CRONE AND DAN TONKOVICH NERDWALLET

When shopping for your first home, it’s easy to fixate on price and neighborhood. But other factors also should go into determining the best place for this milestone purchase — the largest purchase in most people’s lives — including the area’s affordability, livability and price stability. To determine the best cities for first-time buyers, NerdWallet used these criteria and analyzed the most recent data from the U.S. Census Bureau’s American Community Survey, online data provider NeighborhoodScout and Down Payment Resource for the 448 largest places in the U.S. by population. Down Payment Resource’s data al-

lowed NerdWallet to assess the availability of homeownership assistance programs, which can help cash-short first-time buyers. Indiana and Texas dominate the list with their affordable housing, strong schools and plentiful jobs. No large cities made the top 10 list, which is composed of suburbs or small cities within major metroplexes. These areas stand out because they’re close to the amenities and jobs of a big city, often with a more affordable and quieter lifestyle. The cities that did make the list revealed there may be a sweet spot for population when it comes to the top places for first-time buyers. Five of the top 10 cities have populations between 83,000 and 89,000.

PHOTO ILLUSTRATION BY AVIVA LOEB/GANNETT AND GETTY IMAGES; ILLUSTRATIONS BY ALEXA HAYES

Purchase or Refinance Loan amounts between

Refinance 150,000 to Now! $417,000 $

• No Points • No Fees • No Closing Costs

You don’t have to pay a lot in fees to get a great rate!

480.607.7906

or visit us at scoutmortgage.com 9304 E Raintree Dr., #110 Scottsdale, AZ 85260 Visit us on Facebook

This advertisement is a solicitation by Scout Mortgage, Inc. for a mortgage loan. Loan amounts $150,000 to $417,000. 15 or 30 Year Fixed. Closing Costs paid at closing include title, recording, processing, underwriting, and escrow fees. Prepaid taxes/insurance not included. Good credit required. Owner Occupied homes only. Verifiable income required. Impounds may be required. Consolidating debt may increase rate. Your rate and term may vary. Not all applicants will be approved. Call for details. MB0903218/NMLS# 56553

AR-0008630668-01

MESA | 9759 East Inglewood Circle | CALL TO SEE

SCOTTSDALE | 6049 East Sunnyside Drive | EASY TO SHOW*

WONDERFUL WHISPER MOUNTAIN ESTATE. ElegantlyMLS# - 5534617 appointed, this custom home wraps you in a luxurious ambience. Bedrooms - 4 A stacked stone façade invites you in. Chef ’s granite island kitchen Bathrooms - 4 is accented by a wine fridge. Enjoy meals in the chandelierPool - No lit dining room or at the eat-at bar. Double French exits out to alfresco amenities from the family room. Custom fixtures and Sq. Ft. - 3,179 finishes include dual-pane windows and tremendous Travertine. Parking - 3 Car Garage Double-door entry master suite has a lavish bath. Back yard opens Lot Size - 23,233 sq. ft. to Whisper Mountain with view fencing and direct access to the ZIP Code - 85207 mountain. Superstition Mountain views. Nearby hiking/biking trails. Extended three-car garage with epoxy flooring. RV gate/ Online Pics - ThoseCallaways.com parking. North/south exposure. – Joseph Callaway Price - $519,900

Brought to you by Those Callaways, (480) 596-5751

see more inside AR-0008601240-01

*EASY TO SHOW DURING THE WEEK OF 12-26 TO 12-31; MLS# - 5401426 CALL TO SCHEDULE. Snuggled deep inside in the lush guard- Bedrooms - 7 gated community of Equestrian Manor, this stunning contemporary enjoys a sumptuous front lawn with a center walkway that leads to Bathrooms - 5.75 Pool - Yes a dramatic arched entryway. Magnificent living room w/wet bar. Sparkling kitchen w/expansive breakfast island/sit-at bar. Sunlit Sq. Ft. - 6,259 breakfast room. Wow-worthy family room w/fireplace, beamed ZIP Code - 85254 ceiling, surround of tall windows. Romantic master retreat w/ adjacent office. Two supporting bedrooms pivot around big bonus Online Pics - BaldwinTeam.com Price - $1,999,000 room. Rear grounds w/luxuriant lawns, mature foliage, elegant pool, spa, lounge/sun-decks, alfresco kitchen, ramada. Guest house w/garage. Visit tourfactory.com/1633401. More details inside.

Brought to you by Sandra Baldwin, Launch Real Estate

see more inside AR-0008601271-01


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