GIL Home And Builders Guide 2021

Page 1

2021

HOME & BUILDERS Guide WHAT YOU SHOULD KNOW ABOUT FINANCING NEW HOME CONSTRUCTION ENERGY EFFICIENCY

PET OWNERS AND PET DAMAGE TECHNIQUES TO REVITALIZE A LAWN AFTER A LONG WINTER MAKE THE MOST OF YOUR OUTDOOR SPACE


FromFrom application application to loan and and to closing loan closing making payments, making payments, borrow right here and pay right here.

borrow right here and pay right here. Because with a homemade mortgage from from Dupaco, payments and service Dupaco, payments and service remain local. remain local. You count on on it. it. Youcancan count

Because with a homemade mortgage

E R HE

HOMEMADE MORTG AGES GET MOVING!

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• Free Estimates • Fully Insured • A+ Better Business Bureau Rating • Residential, Commercial, Ag • Sales and Service

New Location: 340 Stone Hill Ave. website: www.careysguttersanddoors.com

Page 2 — 2021 Home and Builders Guide • Published by the Grant, Iowa, Lafayette Shopping News — February 23

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Stop by our Showroom!


What’s Inside...

Home And Builders Guide is a product of the

What You Should Know About Financing New Home Construction . . . . . . . . . . . . . . . . . . . . . . . 4 Energy Efficiency . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5 Pet Owners and Pet Damage . . . . . . . . . . . . . . . . . . . . . 6

11 Means Drive P.O. Box 500 Platteville, WI 53818 (608) 348-2374 or 1-800-236-2537 General Manager

Techniques to Revitalize a Lawn After a Long Winter . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 Make the Most of Your Outdoor Space . . . . . . . . .

11

Kathy Neumeister Advertising Consultants: Pam Heins Lisa Banfield Tiffany Gardner Tristan Hirsch

2021

HOME & BUILDERS Guide

A Frame of Mind ............................................. 10 Baker Iron Works .............................................. 6 Banworth & Udelhoven Furniture World ............. 9 Bard Materials .................................................. 8 Bill’s Plumbing & Heating .................................. 7 Black’s Floor Covering ........................................ 8 Bowden & Alexander ......................................... 4 Builders FirstSource ......................................... 12 Burd’s Housing, Inc. ........................................ 10 Burnham Lumber Co., Inc. ................................. 9 Carey’s Seamless Gutters .................................... 2 Carver’s Hardwood Flooring ............................... 8 Clare Bank ........................................................ 8 Dupaco ............................................................. 2 First National Bank ........................................... 6 Ford Appliance .................................................. 7

Fritz’s Burner Service, Inc. ............................... 10 Hermsen’s Hardware & Home Center .................. 9 Ingersoll Plumbing & Heating ............................ 6 Ivey Construction, Inc. ..................................... 10 J2 Construction ................................................. 7 Jim’s Building Center, Inc. ................................ 10 Menards ............................................................ 5 Mound City Bank ............................................ 12 Oyen Plumbing & Heating ............................... 11 Reynolds Lumber Yard, LLC ................................ 6 Scenic Rivers Energy Co-op ................................. 8 Schueller Concrete, Inc. .................................... 10 Stangl Construction, LLC ................................... 6 Steel Mart ......................................................... 4 Sysko’s Floor Sanding ........................................ 8 The Family Hobby .............................................. 7

Page 3 — 2021 Home and Builders Guide • Published by the Grant, Iowa, Lafayette Shopping News — February 23


What you should know about financing new home construction By Dupaco Community Credit Union

BUILDING YOUR OWN HOME HAS ITS PERKS

With new home construction, you call the shots. But you’ll likely need to borrow money for the construction phase. And financing new home construction isn’t the same as taking out a traditional mortgage. Knowing more about the process—and how financing the endeavor works—can help you decide whether new home construction is right for you.

BORROWING FOR HOME CONSTRUCTION

Loans used for home construction go by different names, depending on the lender you use. And each lender’s loan has its own terms and requirements. At Dupaco, borrowers take out what’s called a one-year ARM, also called a 1/1 ARM. It’s short for adjustable-rate mortgage, which means the interest rate you pay on your loan balance can vary over the life of the loan. Once your house is built, you can refinance the loan into a traditional mortgage. Here’s how Dupaco’s one-year ARM works: The loan can be used to fund up to 80% of the costs associated with building your house, which might include labor, equipment or even the lot itself. During the first eight months, you take out money as needed to fund construction expenses. Interest is accrued on your outstanding balance daily. During that eight-month period, you don’t have to make any payments.

After that window, you pay off the interest you’ve accrued. And you’ll start making monthly payments on your loan balance. Your interest rate stays the same for the first year. But it can fluctuate up to 2% every 12 months after that. (Over the life of the loan, your interest rate will stay within 6% of the original rate.) You can pay off the loan early.

Building or Remodeling? Celebrating over 110 years in business!

We’ve Got It All From Design Services, Flooring, Cabinets To Appliances! Let Us Help You With Your Remodel Today! Stoves, Refrigerators, Microwaves, Washers, Dryers & More! Counter Tops: Quartz, Granites, Laminates and More!

Hardwood ~ Carpet ~ Tile ~ Vinyl Custom Cabinets

EST. 1909

Hours: Mon.-Fri. 8am-5pm, Sat. 8am-12pm, Sun. Closed

East End Of 12th St. Off 61/151 - 9th St. Exit Dubuque, IA

• Concrete Rebar

• Steel Beams

• Brick Lintels

• Steel Post

Monday-Friday 7:30 a.m.-4:30 p.m. Closed Saturday

(563) 582-3726 Toll Free 1-800-255-4459 steelmartdbq.com

Page 4 — 2021 Home and Builders Guide • Published by the Grant, Iowa, Lafayette Shopping News — February 23

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BOWDEN & ALEXANDER Downtown Montfort, WI • (608) 943-6952

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CABINETS

Low-Low Prices Delivery Available


Energy Efficiency Supplied by Menards There are many ways to reduce a household’s energy use from simple adjustments in behavior to comprehensive home improvements. The main reasons to conserve energy are to save on utility bills and protect the environment. Some of the more common ways to conserve energy are: Replace your light bulbs √ Traditional incandescent light bulbs consume an excessive amount of electricity and need replacing more often than energy efficient bulbs. √ Halogen incandescent bulbs, CFLs and LEDs use 25-80% less electricity and last 3- 25 times longer than traditional bulbs. Install a programmable or smart thermostat √ Automatically turn off or reduce heating and cooling during times when you’re away or sleeping. √ Depending on the model, programmable thermostats can save you

$180 per year. Install energy efficient windows √ To prevent heat loss through your windows, replace single-pane windows with double-pane ones. √ In warmer climates, heat gain through your windows may be a problem. √ Window shades, shutters, screens and awnings can also provide an extra layer of insulation between your home and external temperatures. Weatherize your home √ Sealing air leaks around your home is a great way to reduce your heating and cooling expenses. √ Apply caulk or weather stripping to seal air leaks or cracks Purchase energy efficient appliances √ On average, appliances are take up about 13% of your total household energy use. √ Energy efficient appliances may have higher purchase prices but cost less to operate.

Consider a new water heater √ Purchasing an energy efficient water heater will reduce your water heating expenses. Use smart power strips √ Advanced power strips can shut off the power to electronics when not in use. √ Can be turned off at an assigned time, during inactivity or through remote switches. Adjust your day-to-day behavior √ Energy conservation is as simple as turning off lights or appliances when not in use. √ On occasion, to save energy hang dry clothes, wash dishes by hand, turn down the heat and use your air conditioner less in the summer as heating and cooling expenses constitute nearly have of an average home’s utility bill.

G R E A T D O O R S . I N S I D E A N D O U T.

At Menards®, we understand the importance of your home and we are dedicated to bringing you the best quality in selection and savings. From a light switch to a kitchen remodel, Menards® has what you need at our everyday low prices.

Stop in to your nearest Menards® location or visit

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Page 5 — 2021 Home and Builders Guide • Published by the Grant, Iowa, Lafayette Shopping News — February 23


Pet Owners and Pet Damage

Baker Iron Works LLC Building or Remodeling? We Can Custom Design and Install Hand Railings, Gates, Window & Door Guards.

Metro Creative Services Pet owners who arrive home to discover that their pet has caused damage to their domiciles may wonder if that is covered by their homeowners insurance policies. Allstate insurance states that homeowners insurance typically does not cover damage inflicted by pets on personal property or the dwelling itself. This also applies to domestic farm pets, as would be the case if a goat or ewe broke fence posts or the barn door. The cost for replacement or repairs for

Wrought Iron, Brass, Aluminum Castings, Ornamental Designs, Indoor and Outdoor.

CALL OR STOP FOR AN ESTIMATE (608) 348-7182 Hwy. 81 W., Platteville

www.bakerironworks.net

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WINTER IS ALMOST OVER! Let’s start planning for your Spring Projects. • New Construction • Additions • Pole Sheds • Decks

• Remodeling • Garages • Windows/Doors • Fencing

(608) 348-5555

Reynolds Lumber Yard, LLC

50 Broadway St. Platteville, WI 53818

211 N. Division Street, Cobb, WI Phone & Fax (608) 623-2221 adno=204475

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STANGL CONSTRUCTION, LLC

Your Hometown Independent Bank

First National Bank

-General Contracting -New Homes -Remodeling -Roofing FREE ESTIMATES -Painting -Windows -Siding -Custom Cabinets

www.fnbdarlington.com 245 Main St., Darlington (608) 776-4071 5800 Philips St., Gratiot (608) 922-6422 adno=205226

608-748-4392 George Stangl - 608-732-7785 Glen Stangl - 608-732-7187 StanglConstruction.HazelGreen@gmail.com

Darlington & Gratiot

NMLS#770514

Loans | Checking | Savings | Online Banking Mobile Banking | Credit Cards

Page 6 — 2021 Home and Builders Guide • Published by the Grant, Iowa, Lafayette Shopping News — February 23

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Septic • Water Softeners • Furnaces Water Heaters • Air Conditioning

Service and Installation

(608) 348-5026

NEW HOMES

with FREE Estimates

The Family Hobby Just Off Hwy. 151 South of Platteville, WI 53818 4291 Little Platte Lane

(608) 568-3053

Like us on facebook

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We Service and Install

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New and Remodeling Construction

Vanities & Custom Furniture

We Service and inStall

Bill’s Plumbing & Heating

Platteville, WI

Solid Wood Kitchen & Bath

Bring Us Your Ideas!

pet-related accidents is the pet owner’s responsibility. However, the liability protection provided with most standard homeowners policies may offer coverage if your pet damages someone else’s property, such as if your puppy chews up the moldings while a neighbor is pet-sitting. It is always important to review and discuss policy coverage with an insurance agent to learn what level of protection you have. In addition, quality crates and/or fencing can help keep mischievous pets out of trouble and reduce damage in and around the house.

Water Heaters Water WaterSofteners Heaters Furnaces Water Softeners Washers Dryers Furnaces Stoves Boilers Refrigerators Microwaves Central Air Central Air Suncloud Heaters All Major Appliances! All Major

Appliances

Ford ORD AppliAnce PPLIANCE

Mineral WIPoint, 608-987-2748 662 Dodge St.,Point, Mineral WI 608-987-2748 Darlington, WI 608-779-3333 420 Main St., Darlington, WI 608-776-3333

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CUSTOM HOME DESIGN

ADDITIONS

DECKS

GARAGES

Page 7 — 2021 Home and Builders Guide • Published by the Grant, Iowa, Lafayette Shopping News — February 23

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608.778.9419 J2CONSTRUCTION.COM


Techniques to Revitalize a Lawn After a Long Winter or patches on the lawn where there has been snow. To alleviate snow mold, rake the lawn to loosen matted grass and facilitate the drying-out process.

• Clear out debris. Remove any scattered leaves, branches and other debris that has been strewn across the property due to storms or snow-laden trees. This will give you a clean canvas to work on.

• De-thatch the lawn. Heavy snow can compress the grass and cause some of it to die off. De-thatching helps to remove dead grass blades and separate any matting. This enables water, nutrients and air to reach the lawn’s roots more effectively. Thinning out old organic matter also helps encourage new

• Dry out snow mold. The Family Handyman says snow mold is a cold-season fungus that causes gray-colored circles

Benton, WI 608.732.7507 www.carvershardwood.com adno=205591

Black’s

Floor Covering

• Area’s Most Knowledgeable Floor Professionals • Expert Installation • Shop at Home Service • Free Estimates

608-776-2446 214 Main St., Darlington Service is Our “Best” Product •100% Satisfaction Guaranteed

FAMILY OWNED AND OPERATED.

Free Estimates

DELIVERING MATERIAL VALUE WITH INTEGRITY

SYSKO’S FLOOR SANDING

Ready-Mix Concrete, Aggregate, Lime and Barn Sand Supplier

Nicholas Neis • Mark Neis • (608) 759-3573 482 W. Main Street • Benton, WI 53803 www.syskosfloorsanding.com

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Sanding • Refinishing • Repairs • New Installations

(608) 723-2121

1-800-236-2141

EAST REGION

T 888 733 9649 BARDMATERIALS.COM

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NEW HOME BUILDER INCENTIVES & REBATES FOR APPLIANCES Lancaster, WI Darlington, WI Gays Mills, WI

HIGHLAND CASSVILLE FENNIMORE LANCASTER

www.sre.coop

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DODGEVILLE DICKEYVILLE DARLINGTON PLATTEVILLE MONROE

Looking For Your Dream Home? We Have Mortgage Loans To Fit Your Needs.

“We Can Do That!’’ www.clarebank.com Bloomington (608) 994-2741 Boscobel (608) 375-4182 Fennimore (608) 822-3521

Montfort (608) 943-6304 Kieler (608) 568-3106

FDIC Insured

Muscoda (608) 739-3148 Platteville (608) 348-2727 Shullsburg (608) 965-4401

Page 8 — 2021 Home and Builders Guide • Published by the Grant, Iowa, Lafayette Shopping News — February 23

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Fully Insured

Ceramic • Vinyl • Laminate • Wood

In-Stock Rolls • Remnants •Wallpaper

Installations Repairs Refinishing

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Snow plows push salt and sand up on the grass while subterranean animals like mice and moles dig burrows beneath piles of snow as they try to find food and stay warm. Such conditions are not favorable for thriving landscapes. When

the spring thaw arrives, lawns may be in dire need of some TLC. The following techniques can mitigate winter-related lawn damage.

Berber • Plush • Loop • Commercial • Carpet

(Metro Creative Services) Pristine, snow-covered landscapes can be wonders to behold. While that blanket of white is idyllic, a lawn’s delicate blades may be paying a hefty price beneath the cold, heavy piles of snow.


are largely a thing of the past and soil temperature is around 50°F to 60°F before seeding. Water daily until grass fills in.

growth.

• Kill weeds before they spread. Weeds may be the first to start growing when the weather begins to warm. Address them promptly by manually pulling them or applying an herbicide. • Overseed the lawn. Chances are there are some bare spots that have formed over the winter. Overseeding can help to fill in the lawn. Make sure that frosts

• Apply nutrients. Fertilizer and compost can restore nutrients to the lawn that may have been used up over winter. A soil test at a nearby horticultural center can tell you which nutrients are needed, according to the Chemistry Cachet, a guide to using chemistry secrets for healthy living, beauty, cleaning, and gardening. Lawns can be restored to their pre-winter glory after some sweat equity and

Furnish Your Life .

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We Make Mattresses

Reroofing: steel shingles, R eroofing:Decra Decrastone-coated stone-coated steel shingles, steelpanel panelroofing, roofing, asphalt shingles steel asphalt shingles In terior Millwork: Doors, trims & cabinets Interior Millwork: Doors, trims & cabinets Also: Sunrooms, Trex decking, exterior Also: doors Sunrooms, Trex decking, exterior & windows

• • • •

doors & windows Call us,

Southern Motion La-Z-Boy Marshfield Wolfcraft

St. Rd. 81 North, Platteville, WI (608) 348-9926

(608) 942-6223

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• Aerate the soil. Coupled with dethatching, aeration involves loosening the soil or poking holes to allow nutrients to move freely to the roots.

about five to six weeks of consistent sunshine and warm weather.

Door County • England • Vaugh-Bassett •

Brands are location specific

S. Hwy. 151/61 & Hwy. 52 Intersections, Dubuque, IA (563) 583-4839

Hermsen’s

Home Center • Cabinets • Countertops • Flooring • Window Treatments •Appliances

Full Design Team

FLOORING Hardwood • Vinyl • Tile • Carpet

HERMSEN’S

HARDWARE & HOME CENTER

BLOOMINGTON, WI • 994-2707

Serving The Area Since 1942

BLINDS Graber • Levolor • Hunter Douglas

Page 9 — 2021 Home and Builders Guide • Published by the Grant, Iowa, Lafayette Shopping News — February 23

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DURA SUPREME CABINETS


Schueller Concrete, Inc.

A FRAME OF MIND’S

New Look, New Year!

For all your concrete needs: • Foundations • Walls • Floors • Flatwork • Retaining Walls & More

Looking to make changes in the New Year? We would love to help with custom framing for residential and commercial needs!

Excavation available

Michele Hefel | Owner/Designer

Full Service Lumberyard Everything you need for your home, from land to build on, to crews to build it, or building supplies delivered free to you.

Jim’s Building Center, Inc. adno=204761

www.jimsbuildingcenter.com

Furnace - A/C Fireplace Inserts Gas & Electric Residential & New Homes Remodeling

Fritz’s Burner Service, Inc.

Fennimore, WI

(608) 822-3741

8063 N. Veta Grande Rd. Scales Mound, IL 61075 (563) 543-0799

180 W. Minerva Street Darlington, WI (608) 776-2123

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– HOURS – M • Tu• F • Sat: 10-4 | W & Th: 10-6

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2600 Dodge Street (Plaza 20) Dubuque, IA • 563-583-2422

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Decorative concrete including concrete engraving

CHECK US OUT ON FACEBOOK!

Modular Homes!

Family owned & operated for 75 years

There Is A Difference!

NEW MODULAR IN STOCK Ultimate Kitchen, 40"x70" Ceramic Serenity Shower

New & Used Singlewides & Doublewides Now in Stock.

• crushed limestone • ready mix concrete • agricultural lime • sewer rock & black dirt • excavating • bedding sand

www.burdshousing.com Mon.-Fri., 9 a.m.-5 p.m.; Sat., 9 a.m.-3 p.m. Sun. - closed

Page 10 — 2021 Home and Builders Guide • Published by the Grant, Iowa, Lafayette Shopping News — February 23

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(608) 987-2967 or (608) 987-2403

(563) 556-7293

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1020 Bollerud St. • Mineral Point, WI www.ivey-construction.com

HOUSING, INC.


Make the Most of Your Outdoor Space Supplied by Builders FirstSource of Platteville Never before has our home been asked to do more for us — in the wake of 2020, they are now our go-to source for both safety and serenity. As the demand on home increases, so does the demand for space. Luckily, for many of us there is untapped potential literally waiting at the doorstep. With spring just around the corner, there’s no better time to make the most of your outdoor space — one of the best ways to create a versatile space for everyone to enjoy is with a composite deck. For homeowners seeking more hours of rest and relaxation and less time maintaining, composite decking checks all of the boxes. At Builders FirstSource in Platteville, we specialize is supplying America’s #1 decking brand, Trex. Composite Decking Boards With a worry-free warranty of 25 years, Trex composite deck boards have

proven themselves to be a worthy alternative to traditional lumber. Offering true-to-nature woodgrain patterns combined with a wide color selection, homeowners have more options to suit their outdoor living needs than ever before. Railing Systems No deck design is complete without safety in mind. Similar to deck boards, homeowners now benefit from a variety of new railing products perfectly designed to pair with their deck structure. Trex railing systems carry worry-free warranties for 25 years and coordinate seamlessly with Trex decking boards. With the option of either a composite material or durable aluminum, homeowners can achieve a look for their outdoor space that perfectly suits your home’s architectural style. Decking Accessories The best deck is one that can be enjoyed by the whole family for as long as mother-nature allows. Thoughtful touches seamlessly integrated through-

out the design allow you to stretch your deck season into the cold-weather months. Outdoor lighting allows for an ideal evening ambiance, from dinner for two to outdoor movie night with the family. Another popular design feature is the inclusion of a fire element, allowing deck season to continue even after there’s a chill in the air. Other accessories to complete your outdoor living space include built-in kitchens and grills, low-maintenance yard games and even bringing the big screen outdoors. If you are planning a decking project to make the most of your outdoor space, the building material and Trex experts at Builders FirstSource in Platteville are ready to help you love your home even more. Learn more by stopping in to our showroom or begin online at www.bfsbuilt.com/ platteville-wi.

YOUR LOCAL YORK CERTIFIED COMFORT EXPERT

oyenph@gmail.com oyenplumbingandheating.com Page 11 — 2021 Home and Builders Guide • Published by the Grant, Iowa, Lafayette Shopping News — February 23

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Platteville, WI • (608) 331-0238


t a e r G s e t a R

e h t n i e ar d o o h r o b neigh

YOUR MORTGAGE EXPERTS:

Proud to be here for you

Platteville MLO #451729

PLATTEVILLE

25 E. Pine St. (608) 348-2685

BELMONT

112 Mound Ave. (608) 762-5105

Sally Carey Belmont MLO #1725740

CUBA CITY

200 S. Main St. (608) 744-2141

Sarah Rogers Cuba City MLO #451736

Todd Michek

MINERAL POINT 640 Dodge St. (608) 987-3800

Mineral Point MLO #500661

Amanda McWilliams Mount Horeb MLO #451732

MOUNT HOREB

1100 Springdale St. (608) 437-2685

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Lexie Buschor

www.moundcitybank.com

INSPIRING IDEAS FOR YOUR HOME

100 East Side Road •Platteville, WI 608.348.9751 Store Hours: M-F 7 am-5 pm | Sat 8 am-noon

Come see Emily for your next project. She specializes in kitchen and bath design, but can assist with bringing design and organization to any room in your home. With free estimates and in home consultations, she’ll turn your dreams into reality.

http://bldr.com

Page 12 — 2021 Home and Builders Guide • Published by the Grant, Iowa, Lafayette Shopping News — February 23

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Builders FirstSource is a proud supplier of quality building materials to the professional builder, contractor and do-it-yourself homeowner, offering nationally recognized products along with local market expertise.


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