Prestige travel insurance - Things which can help you save money on your travel coverage

Prestige travel insurance

Things which can help you save money on your travel coverage

Dave Najduch, RTAM Benefits Chair

Ihave done a lot of work with WTA members in reviewing how the Prestige travel insurance plan works and I now feel it might help to remind current RTAM members about what I have relearned. This is an article about how you can save money when you buy your RTAM travel insurance.

Setting the Stage: 1. Travel insurance is not just about leaving the country, if you leave the province of Manitoba and travel anywhere in Canada, you should have travel insurance. Your health coverage will only pay the Manitoba rates for any emergency procedure required outside the province and you could be out of pocket for additional expense without travel coverage.

2. Travel insurance is for unexpected medical issues that arise while traveling. It does not cover you if you have received a scheduled medical procedure and then require care.

3. The travel coverage runs out March 31 of each year. If you want your coverage to end, you must let Johnson / Prestige know in writing within 60 days of the first premium deduction of the new policy year (April 1).

4. The travel coverage restarts April 1 of each year. If you have not notified Johnson / Prestige that you want your coverage to end by March 31, you will automatically be enrolled for another year and have to make 12 more monthly payments. You can decline coverage by including a note with your application or send an email within 60 days of the first premium deduction of the new policy year.

5. Your coverage begins when the application is received by

Johnson / Prestige. You should send your application in (by email or mail) a couple weeks before your departure in order for Johnson to be able to process your application and provide confirmation before you leave. You must apply for coverage before you leave your province of residence.

6. I can reset my coverage and depart on another 62 or 93 days (depending on your plan selection) by returning with my family from any international location to any location in Canada for 24 hours. Keep your receipts as proof in the event an issue arises.

7. There is no reset of coverage required for travel in Canada. You really have unlimited travel coverage if you remain in Canada for all your traveling. The example is I spend a month in Alberta and then another month in BC and then leave the country, my coverage of 62 or 93 days begins when I leave Canada.

Leaving a personal legacy:

Being a mentor to your student relative through the Student Success Portfolio process

By Joan Zaretsky

As a retired teacher, one of the many talents you have possessed throughout your life is your ability to teach and support students in your classroom. Why not apply some of those same strategies and skills to mentor a student relative to support them in developing a Student Success Portfolio? Being a mentor to one or more of your relatives can prove to be a very valuable asset as you bolster their self esteem, their self knowledge and goal setting skills in determining their future. obtain an RTAM Student Success Portfolio is complete the Student Success Portfolio Sponsor Application form and forward it to the RTAM office? Within days of its receipt, a Portfolio is mailed to the student(s) you are willing to sponsor. When your student(s) receives the Portfolio in the mail, it has many helpful inserts to get them started. You can contact them to inquire if they received it and how they plan to use the handouts found inside. You can discuss the general value of the Portfolio in their future. It can be used to save samples, called “artifacts”,