Home and Garden, and Real Estate- June 23, 2019

For the best local real estate listings, go to masslive.com/realestate

Home & Garden F

|

& Real Estate

| SUNDAY, JUNE 23, 2019

INSIDE

ANTIQUES & COLLECTING: This lollipop could cost around $50,000, F4

overseas

IN THE GARDEN WITH LEE REICH: Words of wisdom regarding ‘organic’ fertilizers, P5

Buying a home

HOME PLAN OF THE WEEK, P8 MORTGAGE RATES: Little change at 3.84%,

Issues, tips to know before investing in dream home, Page F2

F9

WMASS DEEDS, P9 PROJECT OF THE WEEK: F11 Apply on your mobile device

WE C AN HELP YOU BUY YOUR FIRST HOME • • • •

Free Pre-qualification – be sure of your buying power, start with a reputable pre-qual Reduced fixed rate – take advantage of our low rates $500 closing credit – reduce your fees Local decision making – means faster decisions

bankatpeoples.com/mortgage

Member FDIC / Member DIF

201 29 01 2 8 01 27 01 2 6 01 25 01 24 013

PeoplesBank – Best Mortgage Lender 7 years in a row

Regions #1 Mortgage Lender 3112680-01

413.538.9500 toll free 877.888.1388

Low Rates!

HOME & GARDEN

F2 | SUNDAY, JUNE 23, 2019

THE REPUBLICAN | MASSLIVE.COM

Dream home overseas? Avoid a nightmare While it’s often affordable, be clear about issues that could crop up

A

By Sara Clemence

Special To The Washington Post

t their three-bedroom vacation home in Baja California, Mexico, Amy and Chad Wells have a wall of windows looking onto the Pacific Ocean, a beach right below their deck and an adobe fireplace in the den.

Amy Wells relaxes with her sons Riley and Cooper at their beach house in Rosarito, Baja California, Mexico. (SANDY HUFFAKER FOR THE WASHINGTON POST)

ocean and 100 kilometers from

Aerial view of Chad and Amy Wells’ beach house in Rosarito, Mexico. (SANDY HUFFAKER / WASHINGTON POST) any national border.

“For the price we paid to have what we have, we expected it to be a pain in the butt,” Amy said.

One thing they don’t have: a Their story illustrates some deed in their name. of the upsides and downsides “We’ve had the house for a of buying a vacation home in year and a half and the bank another country. hasn’t cleared it yet,” said Amy, Beyond bragging rights, buying outside of the United States 40.

Until recently, a previous can be incredibly affordable owner’s claim to the proper— and even profitable. It allows ty had been winding its way owners to put down roots in through the Mexican court a culture instead of being system, which meant that tourists. And, depending on the although the couple paid for location, that second home can the house, renovated it, spends get you resident status or even weekends there and listed it on a passport.

Airbnb, their ownership hadn’t But buying abroad also been finalized. comes with risks — and almost

Unusual Landscape Plants

sy come true.

You don’t have to star in a spy movie to have multiple passports: Buy a house in Malta, Cyprus, Grenada, or several other countries with special investment programs and you could be eligible for a second citizenship.

But on the flip side, many countries place restrictions on foreign ownership.

In Costa Rica, they can’t own 100 percent of any beachfront property. In Mexico, the constitution forbids foreigners from directly owning property in a “restricted zone” that extends 50 kilometers inland from the

Oil, Gas Heating & AC Services 24/7

Model 21381

$

499

*(after $50 discount)

3113786-01

Route 9 • 285 Russel St. 413-584-1423

• Durable cast aluminum deck • Personal Pace® - adjusts to your speed • Toro’s best mulching mower • Save $50 OFF See dealer for full warranty details Until 8/31/19 - Financing Available. *OffSale manufacturer’s suggested promo price on Super Recycler Models

3115145-01

Hadley Garden Center

Ascent

LOCAL & HONEST

41 S Whitney Street, Amherst 413-253-7358 • www.boydenandperron.com Mon-Fri 8am-5:30pm, Wed ‘til 7pm, Sat 8am-4pm

™

Combi Bycuts the SimpleBoiler technology that

high fuel bills of tankless coil boiler systems Energykinetics • Furnaces & Boilers – and learns your daily routines!

• Roth Containment Oil Tanks Simple • Quality Installations technology that • Heating System Upgrades cuts the high • Central A/C fuel bills of tankless • Oil & Kerosene coil boiler systems – • Ductless Mini Splits and learns Simple technology that cuts the high fuel bills of tankless coil boiler system your daily • Licensed & Certifie ed Installers – and learns your daily routines!

Ascent

routines!*

3113155-01

Organic Fertilizers Natural Pest Controls

SEE OVERSEAS, PAGE F3

INTRODUCING . . . System 2000’s new

Super Recycler

PERENNIALS

That doesn’t mean that American owners — including the Wells — can’t own an oceanfront house. But it does have to be held in a bank trust, which increases the transaction cost. Setting up a trust can add a couple thousand dollars to the expense of a home, with management fees running about $500 a year, said David Connell, managing partner of Connell & Associates, a Mexican law firm.

“It’s a fairly straightforward process,” he said. “But it does add a little more work.”

Some countries have laws specific to agrarian property

KAEBLE OIL, Inc.

Toro. Smart Features.

Proven Dependability.

Huge Selection

OPEN 7 Days hadleygardencenter.com

definitely will complicate your finances. There will be bank accounts to open, tax bills to pay, utilities to set up, Internal Revenue Service forms to file and logistics to manage. When problems pop up — and they eventually will — they’ll have to be solved long-distance, in another legal system and maybe even another language.

That doesn’t mean you shouldn’t buy the Tuscan cottage or Caribbean condo you’ve been dreaming of.

But it does mean you should be clear-eyed about the issues you may have to navigate to make your second-home fanta-

Up to 26-SEER

www.kaebleoil.biz

1667 166 67 W WESTOVER ESTOVER ESTOVER S RD RD., C CHICOPEE, H MA

•

UP TO

%

87AFUE

413-593-3337

THE REPUBLICAN | MASSLIVE.COM

Overseas CONTINUED FROM PAGE F2

— which can cause problems even if you’re not looking to buy a farm. The complications with the Wellses’ home stem from the fact that the property was part of an ejido, a plot of communally owned land once used for agriculture.

Ejido land isn’t titled and can’t be transferred unless it goes through a special process, Connell said. Some foreign buyers aren’t aware of how long the titling process can take.

“Two years to a long time,” he said.

Ejidos aren’t limited to remote, rural areas.

“Cabo, Puerto Vallarta and Cancun all have agrarian communities that border them,” Connell said. “It’s one of the first things we look at.”

It’s one of the many reasons it’s important to work with professionals who are well versed in local laws and know how to navigate them. Wherever you buy, hire a reliable attorney to do due diligence. The last thing you want is to buy a house and find out later that it doesn’t belong to you.

Most U.S. banks won’t give you a mortgage on a property in another country, points out Traci Getz, partner at the accounting firm Ryan &

• Zero Turn Mowers

David Connell, managing partner of a Mexican law firm

Chad and Amy Wells relax in the living room overlooking the ocean at their beach house in Rosarito, Mexico.

(SANDY HUFFAKER / WASHINGTON POST)

Wetmore, whose offices are in Maryland and Virginia. Unless you have enough cash on hand

• Chain Saws • Leaf Blowers

00*

FREE

to buy the house, you’ll be requesting a loan from a foreign bank — and it probably won’t

be as easy as working with one back home.

“It doesn’t matter how much money you have in the bank in the U.S. — you have nothing here,” said Anthony Scotti, owner of Perfect Spain, a boutique real estate agency in the coastal city of Valencia.

Your credit score holds no merit abroad, either. Scotti connects his clients with mortgage companies that are used to dealing with American buyers, but unlike in the United States, they will normally require a down payment of at least 30 percent. The same holds true in Italy, said Diletta Giorgolo Spinola, head of Central and Southern Italy sales for Italy Sotheby’s International Realty, and in other countries banks may lend even less of the total value.

Regardless of where you buy a home, you’ll be on the hook for extra taxes. Spain levies a 10 percent sales tax on real estate, Scotti said. Nonresidents buying in Italy have to pay about a 9 percent tax on the value of the land. On top of that, there can be ongoing property taxes.

Although depending on where you buy, they may be a pleasant surprise.

“I think we pay 600 pesos for the whole year,” Amy Wells said, “which is like $30.”

But even tiny tax bills need to be tracked and paid — usually from a local bank account, which you’ll also need to pay for utilities, repairs, cleaning services and other maintenance costs. And if the value of your accounts go north of $10,000 at any point during a given year, you’re required to file a special form with the IRS, Getz said.

“It’s not that it’s a very onerous requirement,” she said.

SEE OVERSEAS, PAGE F6

BEAT the HEAT! We are a FULL SERVICE HVAC company since 1977

1769 RIVERDALE STREET, ROUTE 5 WEST SPRINGFIELD, MA WWW.FIRESIDE-DESIGNS.COM

413-733-0910

GRILLING GRILLING WITH WITH THE THE THRILL THRILL OF OF AA NAPOLEON NAPOLEON GRILL! GRILL!

ON SELECT MODELS

• Riding Lawn Tractors

SUNDAY, JUNE 23, 2019 | F3

“Wherever you buy, hire a reliable attorney to do due diligence. The last thing you want is to buy a house and find out later that it doesn’t belong to you.”

200 OFF

$

HOME & GARDEN

• Lawn Mowers • Generators

10P CART $249.00 VALUE

*se *see s store to e fo tor f for or details • offers end soon

Rt. 202, Granby, MA | (413) 467-3499 w w w. a l l p o w e r s a l e s . c o m

BETTER BETTER QUALITY! QUALITY! BETTER TASTE! BETTER COOKING! COOKING! BETTER BETTER TASTE!

3113686-01

POWER SPORTS, MARINE & POWER EQUIPMENT

Ludlow Heating & Cooling, Inc.

UPGRADE YOUR GRILLING GAME

413 - 583 - 6923 www.ludlowheatingandcooling.com

HOME & GARDEN

F4 | SUNDAY, JUNE 23, 2019

THE REPUBLICAN | MASSLIVE.COM

Terry & Kim Kovel | Antiques & Collecting

This lollipop could cost around $50,000

N

ANTUCKET BASkets have been popular purses and collectibles since the 1940s. The first baskets on Nantucket Island were made by the Wampanoag Indians, but they were not like the later Nantucket baskets.

A lightship is a substitute for a lighthouse in waters that can’t hold a lighthouse because of the depth or the rough water.

The Nantucket Lightship Station was at Nantucket in 1854 and had a crew of six. They worked 30 days at a time with little to do. So some started making baskets.

The first basket was made by Capt. Charles Ray. The wooden parts were made on land, carried to the ships and used to make the woven baskets.

The government made them stop basket making while on duty in 1900, but baskets were still made on the island. Purses were made by 1900, and in the 1940s, friendship baskets were made. New ones today sell for $500 to thousands of dollars.

One very rare type is the lollipop basket. The top rim has round pieces that look like little lollipops. They have had auction estimates at $40,000 to $60,000. They are very difficult to make.

Q. I inherited several

family — their mother knitted and made quilts and rugs, the sisters studied and taught art.

In 1911, four of the sisters started a pottery studio in their home. It operated until 1955.

Most of their work was painted porcelain and redware. They made matte glazes and bright colors, like robin’s egg blue, from their own secret formulas.

They made teapots, tea sets, pitchers and vases influenced

by Arts and Crafts and Art Deco styles.

They are best known for their figurines — quirky townspeople, animals, historical figures and whimsical “grotesques.”

Prices today start at about $150 for figurines; tiles sell in the hundreds, and vases can This double lollipop basket was made in the early 20th century.

It is 4 ½ inches high, 9 inches long and 8 ¼ inches wide with a swing handle. It was estimated at $40,000 to $60,000 but did not sell.

pieces of Overbeck pottery from my late mother and grandfather. They were both from Cambridge City. I lived there as a young girl, and you could see the Overbeck home from our garden.

The pieces I have are mostly figurines, but I also have one painting. I am interested in selling them. Can you help?

Ida (1861-1946), Margaret (1863-1911), Hannah (18701931), Harriet (1872-1951), Elizabeth (1875-1936) and Mary Frances (1878-1955), lived and worked in Cambridge City, Indiana. They grew up in a farm

A. The six Overbeck sisters,

Bike Racks For all types of cars • More affordable than walk-in tubs!

• We install Easy Step into your existing tub – No expensive remodeling!

One Coupon Per Order Through 7/31/19 • Valid at Participating Locations Only.

We can also install: • Curved Shower Rod • Hand-Held Shower Head • Slip Resistant Surface

Starting at

Learn more at: MiracleMethod.com/easystep

541 Center Street Ludlow, MA 413-589-0769 www.miraclemethod.com Each Miracle Method franchise is independently owned and operated.

149

$

3114365-01

Stepping through helps reduce slip and fall accidents

Si 194nce 6

917 Hampden St. Holyoke, MA 539-9314 Mon.-Fri. 8-6 Sat. 8-5

www.highlandbike.com

sell into the thousands. Take your pieces to an auction house or antique shop that specializes in art pottery. Overbeck pottery sells quickly.

Q. I almost bought a

strange piece of gold jewelry that had a picture of an eye and no other decoration in the frame. The antique 18th-century pin was gold with a border of pearls and blue enamel, and it was in an auction estimated at over $2,000. Why just an eye?

A.

This type of pin is known as a “Lover’s Eyes.” They were exchanged by lovers and for

SEE ANTIQUES, PAGE F7

Get Into The Swim of Things Products Filter Powder • Filter Sand Test & Patch Kits • Chlorine Si 194nce 6

917 Hampden St. Holyoke, MA • 539-9314 www.highlandbike.com • Mon.-Fri. 8-6, Sat. 8-5

THE REPUBLICAN | MASSLIVE.COM

HOME & GARDEN

SUNDAY, JUNE 23, 2019 | F5

Lee Reich | In the Garden

Some words of wisdom regarding ‘organic’ fertilizers

‘O

RGANIC” FERtilizers are all the rage these days, and with good reason. They can provide plants with a long, slow feed, just as Nature intended, and their manufacture can put minimum demand on the planet’s natural resources.

Many gardeners, though, make the mistake of approaching the use of organic fertilizers in the same way as they might use a synthetic, or “chemical,” fertilizer.

Don’t you be one of those gardeners.

For instance, the other day a gardening “expert” on the radio was touting the benefits of guano, or bat droppings. He was right about guano being rich in nutrients. It has almost 20% nitrogen in a form that can be taken up quickly by plants.

And guano surely is natural: It’s merely scooped out of caves where bats hang out.

The problem is that guano is not much different in its effects on plants and soil from 20-1010, or any other quick-acting, synthetic fertilizer. The same could be said for blood meal, poultry manure, and other concentrated, quick-acting — albeit organic — fertilizers.

The thing that is missing from all synthetic fertilizers, and from concentrated organic fertilizers, is bulk.

Yes, plants benefit from bulk in their diet, just as we do. Like

Yes, plants benefit from bulk in their diet, just as we do. These benefits include getting soils to hold more air and water, making plant foodstuffs already in the soil more accessible, and helping plants fight off certain diseases. from the sawdust, straw, or whatever other material was used for bedding for the animal.

What comes out a chicken, for example, has little organic matter and much of its benefit to plants comes from the wood shavings or straw that is Compost is an organic source scooped up along with the poop from the floor of the chicken of nutrients that improves house. In fact, the more concenplant health and improves trated any organic fertilizer is, water retention and aeration the less organic matter it offers. of the soil.

This is not to say that plant the bulk in our diet, bulk’s growth cannot suffer from benefits to plants are indirect. the opposite extreme, that of These benefits include getting applying too much bulk and soils to hold more air and water, not enough actual nutrients. making plant foodstuffs already in the soil more accessible, and helping plants fight off certain diseases.

Bulk that is good for plants is familiar stuff. Raw bulk includes such materials as straw, autumn leaves, sawdust, hay, and manures. Stabilized bulky materials become so through decomposition, and include things like compost, peat moss, and old manure.

Of course, another name for this bulk, this living or once living plant material, is organic matter or, after it has decomposed somewhat, humus.

Note that most of the bulk associated with manures comes

SEAMLESS GUTTERS

LIFETIME WARRANTY

•Cleaning •Repairs

•Residential •Commercial

“Foreverclean” Gutter System • Eliminates Clogged Gutters and Costly Cleaning • 26 colors & copper

Family Operated for 47 years

F O R A L L Y O U R G U TT E R N E E D S

536-7451 | www.mrgutter.biz MA Lic. #163177 CT Lic. #0603460

Raw organic materials low in nutrients, such as sawdust and straw, can cause this problem, although the problem is temporary.

The lesson here is: Don’t necessarily seek out the most concentrated — the “richest” — organic fertilizer. Or, if you do use a concentrated fertilizer, also add plenty of organic matter along with it, either digging it in or even just laying it on top of the ground.

A possible alternative to hauling it in is to grow it in place. Set aside a different part of your garden each season in which to

grow cover crops, plants such as oats, rye, or buckwheat that you grow specifically to enrich the soil with organic matter.

A third alternative is to avoid any concentrated fertilizer and give your soil a good feed, at least an inch depth, of some bulky material that also supplies sufficient plant food — compost, or rotted leaves or manure, for example. Fertilize with your pitchfork rather than your granular fertilizer spreader.

Any gardening questions? Email them to me at garden@leereich. com. Come visit my garden at leereich.com/blog.

HOME & GARDEN

F6 | SUNDAY, JUNE 23, 2019

Overseas CONTINUED FROM PAGE F3

“It damaged three floors of the house, all their beautiful new wood floors,” Scotti said.

“There was mold inside the walls.”

Even if you don’t make much money in the process, it can be worth renting out your home — or paying someone to look after the property while you’re gone — to prevent such catastrophes. Security bars and shutters may be a hassle to install and interfere with the view, but they can help you avoid a monthslong court battle.

It also helps to have good insurance, which can be hard to come by in some countries.

If you do buy coverage abroad, make sure it will pay for your costs in the event of a disaster.

Some major U.S. companies now insure foreign properties for clients. AIG lets wealthy clients buy insurance on an overseas home that’s comparable to a domestic policy, covering the full repair or replacement cost, said Jeremiah Hourihan, president of AIG’s private client group.

“If you buy a villa in France that was built hundreds of years ago, it has features that would be, if not impossible, then almost impossible to replace,” he said. “Our guarantee will rebuild it as it was.”

When you fall hard for a farmhouse in the south of France or a studio with a view in Hong Kong, your long-term thinking is often focused on how much you’ll enjoy it in the years to come. That’s not the wisest approach, experts say.

A lot can change over the

Our mortgages shine above the rest.

30 YEAR –

15 YEAR –

3.875% 3.939%

3.125% 3.232%

APR*

APR*

Call 413-782-3161 for details

* All rates based on credit score. Rates subject to change. Rate may increase due to loan to value. Loan processing fee of $500 collected at closing. Rate locks good up to 45 days.

years. A blossoming local economy might double your property value. Or the government might change the local laws — and not in your favor.

One of Scotti’s clients in Spain recently found himself in a bind when the Spanish government passed a law that gave his neighbors the right to collectively bar him from using his apartment as a vacation rental.

And though most buyers aren’t thinking about what will happen to their homes when they die, they should.

Getz recommends that any overseas owners make sure their properties are listed as part of their estate and that they file a will both at home

and abroad.

“Depending on what the laws of the country are, if you don’t have a will your home could go to the closest relative you have in that country, which may not be where you intended it to go,” she said.

Some countries — particularly in Africa and the Middle East — bar women from inheriting property.

No such limits exist in Mexico. The land dispute has been stressful, and Amy Wells has sometimes wondered whether it would have been easier to buy in another community.

“But it all seems to be smoothing over,” she says.

“And we’re so happy exactly where we are.”

Uninvited Guests?

Call the Best!

Carpenter Ants?

Bees? Mice?

Great Price!

6 Month Guarantee!

Licensed Exterminator Since 1973!

Steve Westcott, Owner, A.O.K. Pest Control, Inc. Holyoke, Mass 538-5502

3113791-01

“But the penalties for not doing so can be steep.”

Renting your home out can help cover your costs, and in some cases even reap you a profit. But it also can trigger tricky tax issues; American residents are subject to U.S. tax law no matter where in the world they earn income, and if they own a home in another country, they are on the hook for taxes there, too.

“Honestly, you probably need a financial adviser and a lawyer,” Getz said.

Otherwise, you may end up having to pay the same tax in two countries or worse, running afoul of the law. The need for professional advice is also crucial for any capital or currency exchange gains you might incur when you sell, unless you relish the idea of handing over your profits to multiple governments.

The Wellses bought their house in Baja knowing it would need a makeover. They also knew the project would cost less than back home, though they didn’t realize how much less.

The family redid the bathrooms, added walls and a closet, put windows into a side of the house that had no ventilation, and resurfaced the interior and exterior walls.

“They were like, ‘That will be $2,500,’” Amy Wells said. “Not including materials.”

The price tag was shockingly low, but, like all renovations, the project came with its challenges.

“I speak OK Spanish, but it’s still hard,” she said.

Instead of removing old bathroom tiles, workers pasted new ones on top. That’s despite driving down to Mexico weekly to oversee the work and deliver materials, something that many home buyers aren’t able to manage.

Long-distance buyers will want to think long and hard before undertaking a renovation.

That cottage in need of some TLC will seem a lot less charming when your contractor walks off the job 3,000 miles away.

And though the Wellses didn’t come up against any

building regulations, other countries are strict.

In Tuscany, it can be difficult to get permission to build a new home, Giorgolo Spinola said.

That’s one reason that old ruins of houses can be appealing to intrepid buyers. They come with permission to rebuild to the original volume of the house.

Anthony Scotti will never forget the day he showed up at one of the apartments his company manages in Valencia.

It was unoccupied at the time, or supposed to be.

“I walk into the apartment and the lights are off and I see movement in the bed,” he said.

Two people had broken in and spent the night, as well as smashed pictures and gathered up the electronics so they could carry them away. Scotti didn’t call the police. “I didn’t know what they would say,” he said.

He worried the trespassers would falsely claim to be squatters. Spain is among the countries with squatters’ rights.

Although the practice is illegal, it can be difficult and expensive to evict people who are living in your property without permission. It’s a particular risk for absentee owners, though not the only one.

Another one of Scotti’s clients, a couple from Ohio, returned to their house in Valencia after a long absence to find their hot water heater had sprung a leak.

Had the drip been caught in a day, it would have been a minor issue.

The leak had gone on for two months.

THE REPUBLICAN | MASSLIVE.COM

THE REPUBLICAN | MASSLIVE.COM

HOME & GARDEN

SUNDAY, JUNE 23, 2019 | F7

CURRENT PRICES Current prices are recorded from antiques shows, flea markets, sales and auctions throughout the United States. Prices vary in different locations because of local economic conditions.

RECEIVE RECEIVEAAFREE $50

Coffee pot, Pairpoint, silver plate, birds, leaves, lanterns, gourd shape, long spout, 11 x 7 inches, $45.

Bride’s basket, satin glass, blue, silver plate, Aurora, 10 inches, $80.

Map, England, title cartouche, shield, acanthus, multicolor, Robert Morden, 1695, 14 1/2 x 16 3/4 inches, $140.

Cash register, National, model 313, brass, drawer, scrolls, banners, c. 1920, 17 inches, $360.

Pate-sur-pate vase, female, nude, branches, leaves, flowers, 1800s, 16 3/4 inches, $420.

Cane, silver, monkeys, climbing, tree branch, wood, 35 x 4 inches, $625.

Disneyana, toy, Mickey Mouse, Jazz Drummer, jointed arms, Nifty Toy Co., Germany, 7 inches, $845.

Purse, minaudiere, golf, cabochons, vanity mirror, drop chain, push closure, Judith Leiber, 4 1/4 x 5 inches, $2,500.

Linen press, British colonial, mahogany, applied cornice, vines, berries, 4 sunburst paneled doors, 77 x 50 inches, $3,075.

Music box, singing bird, coffin shape, silver gilt, paw feet, bird seller, gem set, bird cages, c. 1890, German, 8 inches, $9,100.

Antiques CONTINUED FROM PAGE F4

other types of remembrance, including those lovers who had died.

According to legend, or perhaps to history, it started in 1784 when the Prince of Wales fell in love at first sight with Maria Fitzherbert, a twice widowed commoner. The prince needed permission from his father to wed, so he proposed to Maria in a letter that mentioned he was sending an eye.

It was a miniature of his eye painted by a famous miniaturist. She accepted the proposal.

They were secretly married, and Maria later sent the

25 25 ¢ 99 99¢

LOWE’S $ RESTAURANT.COM

GIFT CARD GIFT CARD with in-home estimate! with FREE in-home estimate!

INSTALL Installation

All participants who attend an estimated 60-90 minute in-home product consultation

All participants who attend an estimated 60-90-minute in-home product consultation will will receive $25certifi gift card. value is $25. Offer sponsored by LeafGuard Holdings receive a $50a gift cate. Retail Visit https://www.restaurant.com/about/terms for complete Inc. Limit one per household.

Company procures, sells, and installs seamless Retail gutter terms and conditions and https://www.restaurant.comfor participating restaurants. protection. is valid homeowners over years If married or invalue is $50.This Offeroffer sponsored by for LeafGuard Holdings Inc.18 Limit one of perage. household.

Company volved with a life partner, both cohabitating persons must attend and complete presenprocures, sells, and installs seamless gutter protection. This offer is valid for homeowners tation18together. must or have a photowith ID, be ablepartner, to understand English, and over years ofParticipants age. If married involved a life both cohabitating "+4* +/ *0.' '34+.#4' #/& 120&5%4 &'.0/342#4+0/ 40

" ! ! !

be legallymust ableattend to enter a contract.

The following persons are not eligible for this persons andinto complete presentation together.

Participants must have a *0.'07/'2 3 +.+4 0/' 1'2 *053'*0-& 07' 3 )+(4 offer: employees or affi liated and companies or entities, their immediate family photo ID, be able of to Company understand English, be legally able to enter into a contract. %#2& 605%*'2 '#2/'& 510/ %0.1-'4+0/ 0( &'.0/342#4+0/ members, previous participants in a Company in-home consultation within or theaffi past The following persons are not eligible for this offer: employees of Company l40 $' .#+-'& +/ $9 *0.'07/'2 3

#-'31'230/3 &0 /04 12 months and allorcurrent former Company customers.

Giftprevious may not participants be extended, iated companies entities,and their immediate family members, %#229 )+(4 %#2&3 (02 3'%52+49 2'#30/3 --07 7'',3 #(4'2 transferred, or in-home substituted except thatwithin Company a gift equal or greater in a Company consultation themay pastsubstitute 12 months andofall current and &'.0/342#4+0/ 40 2'%'+6' )+(4 %#2& +(4 %#2& 6#-5'& #4

value +(4 %#2& +335'2 .#9 #11-9 2'342+%4+0/3 40 )+(4 %#2& (('2 /04 ifCompany it deems itcustomers. necessary.Gift Gift may card not willbe be extended, mailed to the participant first class former transferred, or via substituted United States Mail within 10substitute days of receipt promotion form.value Not valid conjuncexcept that Company may a giftofoftheequal or greater if itindeems it 310/302'& 02 120.04'& $9 07' 3 81+2'3

tion with any other or discount of participant any kind. Offer or promoted necessary.

Gift cardpromotion will be mailed to the via not firstsponsored class United States

by Lowe’s subject to change without noticeform. prior Not to reservation.

Expires 6/30/19 Mail withinand 10 isdays of receipt of the promotion valid in conjunction with

0'3 /04 +/%-5&' %034 0( .#4'2+#-

'7 02&'23 0/-9 4*'2 2'342+%4+0/3 .#9 #11-9

Does not include cost of material. Expires 6/30/19.

81+2'3

Does not include cost of material. Expires 5/31/19.

GOOD-BYE

prince an eye miniature for his birthday. It became a trend and similar eye jewelry was made into the 19th century. The pin was worn in a secret, unseen place, like under a coat lapel.

The pins were always miniatures in watercolor on ivory, vellum or gouaches. They were covered with glass. A few were made as pendants or rings.

One expert says less than 1,000 still exist. Watch out for fakes made years ago.

TIP: Don’t set a hot glass dish on a wet granite countertop. The sudden temperature change might crack the glass.

Write to Kovels, The Republican, King Features Syndicate, 628 Virginia Dr., Orlando, FL 32803 with any questions.

•• •• •• ••

LeafGuardÂŽ

FREE*

"

BUILD in Hatfield or Whately

Peaceful - Private

EEM

ENT

A G R FOR SALE HATFIELDR HOME E D sq ft, 3 bd 3 bath U N2000 1 acre + $350,000 1 ACRE + Hatfield lot $119,000

One acre lots available now $115,000 cleared, stumped, perc tested Great area for walking & biking

• Town Water • UG Utilites

ÂŽ

• 175 ft. Frontage • Great Cell Service

Buy or Build - Interest Rates are Still LOW! 2 miles to Rt. 91 access, 6 miles to Northampton, 10 to Amherst *google Frances Way Whately, Ma.*

'#( 5#2& 01'2#4'3 #3 '#( 5#2& 0( '7 /)-#/& +/ #33#%*53'443 SP75696 5/&'2 2')+342#4+0/

3110956-013113934-02

5#2#/4''& /04 40 %-0) (02 #3 -0/) #3 905 07/ 9052 *0.' 02 7' -- %-'#/ 9052 )544'23 (02 (2''

3113536-01

Visit us at: pineplainsestates.com 413-665-8160

HOME & GARDEN

F8 | SUNDAY, JUNE 23, 2019

THE REPUBLICAN | MASSLIVE.COM

Clean lines lend stylish flare to the exterior of this contemporary design.

HOUSE OF THE WEEK

Mid-century modern features here right now

T

his contemporary design exudes elegance with multiple sloped roofs and mixed siding. Plenty of windows draw in natural light and allow the interior to feel bright and airy.

Inside, an open floor plan lends an organic flow between the main living spaces (including the vaulted great room and dining area) and sets the tone for this design.

Other highlights we love: the vaulted hobby/utility room, the large walk-in closet in the master suite, and the family room located on the second level.

To build this home you can order a complete set of construction documents by calling toll free 866-228-0193 or visiting ePlans.com/ HouseOfTheWeek.

At ePlans.com/House OfTheWeek, you can view previously featured plans, browse other specialty collections, or use our search filters to help you find exactly what you want from more than 28,000 home designs. Most plans can be customized to suit your lifestyle.

DETAILS Design number: 124-1111 Bedrooms: 4 Baths: 4-1/2 Square footage: 3,957 Dimensions: 59’4” x 73’6” Framing: 2 x 6

An open layout between the great room, kitchen, and dining room makes getting around easy, while a family room on the second level could be used in a myriad of ways.

THE REPUBLICAN | MASSLIVE.COM

HOME & GARDEN

SUNDAY, JUNE 23, 2019 | F9

WASHINGTON

Long-term U.S. mortgage rates settle at 3.84% U.S. long-term mortgage rates were little changed this week. The key 30year, fixed-rate loan hovered around an average 3.8% for the third straight week.

Before leveling off, rates marked six straight weeks of declines putting them at historically low levels during this spring’s homebuying season. Mortgage buyer Freddie Mac said Thursday the

Deeds AGAWAM Aleksandr V. Radionov and Yekaterina K. Radionova to Laura R. Butman, 241 Meadow St., $185,000.

Douglas H. Dreyer and Donna M. Dreyer to Christopher Michael Izzo, Melissa Lee Izzo and Melanie A. Sapelli, 12-14 Orlando St., $285,000.

Janet F. Platosz and Janet F. Bonfitto to Kathleen B. Searles, 157 Corey Colonial, Unit 157, $154,800.

Julie Ann Adamski, Steven N. Adamski, Daniel Peter Kozikowski, Debra A. Kozikowski, Bette Mae Christian and Lawrence S. Christian to Poplar Development LLC, 352 Poplar St., $245,000.

Laurie A. Giordano and Gregory P. Clark to John F. Amrich, trustee, and Amrich Trust, trustee of, 84 Cambridge St., $247,000.

Moltenbrey Builders LLC, to Ryan W. Taylor and Samantha A. Power, 482 Mill St., $225,000.

Paula J. Sullivan to Barbara A. Spear, 1710 Main St., $220,000.

average rate on the benchmark 30-year mortgage ticked up this week to 3.84% from 3.82% the previous week. By contrast, a year ago the rate stood at 4.57%.

The average rate for 15-year, fixedrate home loans slipped this week to 3.25% from 3.26%.

The declining rates have been a boon to potential purchasers during this season, and the number of prospective

thew B. Levinger, trustee, and Ann C. Levinger 2007 Trust to Andrey Guidera and Ellen Jedrey Guidera, 904 Bay Road, $390,000.

Christopher J. Menard and Christopher John Menard to Jay B. Silverstein and Karen C. Silverstein, 32 North Prospect St., $499,900.

Apple Brook West LLC, to Konrad Wargulewski and Urszula Wargulewska, 1194 West St., $249,050.

E. Barry, 363 South Gulf Road, $629,425.

BELCHERTOWN

Ruby Ann Nugent to Andrew P. Warren and Xristina G. Warren, 230 South Liberty St., $286,000.

Robert Edward Wojtczak to Yadira Rodriguez and Raylin M. Pisano, 33 Westview Drive, $274,900.

Karla Soffen, Maria T. Docarmo and Jonathan S. Gryszowka to Marcus P. LaFountain and Joann M. LaFountain, 18 Crestview Drive, $324,000.

Jackson Brothers Property Management LLC, to Karl Barry and Susan

Christopher K. Wyman to Omar Abdelrahman and Alexis D. Ali, 71 North St., $309,800.

BRIMFIELD Robert Pratt to Dmitriy Lissitsine and Irina Lissitsine, 39 Knollwood Road, $45,000.

Adolfme T. Peters Estate, Charles R. Peters, personal representative, to Michael K. Peters, 21 Green St., $90,000.

CHARLEMONT Walter E. Clark to Eric R. Dean and Christina L. Dean. 96 Avery Brook Road & Avery Brook Road-West Side, $270,000.

Stanley M. Dachowski Jr., Thomas J. Dachowski and Richard P. Dachowski to Jose R. Diaz, 65-67 Stearns Terrace, $186,000.

John M. Kronenwetter and Mary T. Comeau-Kronenwetter to Matthew Alexander Plotkin, 13B Duncan Drive, Unit 20, Meadow of Deerfield, $245,000.

Tina M. Menard to Nancy Sullivan, 565 Granby Road, $212,000.

Wells Fargo Bank, trustee, and Sasco Mortgage Loan Trust 2007-MLN1 Mortgage Pass-Through Cert, trustee of, to Alicia Marie Dugre and William S. Gruszkos, 61 Hillcrest St., $158,000.

G. O. Markman Holdings LLC, and T L Y Holdings LLC, to Julius Jimenez and Tayler Jiminez, 14 Bayne St., $212,000.

Westmass Area Development Corp., to N. Riley Realty LLC, 54 Robbins Road, $47,500.

JPMorgan Chase Bank to William Thomas Raleigh, 51 Thompson St., $156,100.

William J. Cichaski and Suzanne L. Cichaski to Christopher D. Nichols and Trisha A. Nichols, 80 Dayton St., $164,000.

Susan J. Morin to Dominic J. Nardi, 312 Parker St., $260,000.

CUMMINGTON

John W. Cassidy, Charlene F. Madison-Cassidy and Charlene Madison Claire L. Hudson to Jay Allen Labonte Cassidy to Charlene F. Cassidy, 85 Nash Road, $100.

EAST LONGMEADOW

EASTHAMPTON Nancy N. Young to Michael L. Phelan III, trustee, Michael L. Phelan Jr., and Mary A. Phelan Irrevocable Trust, 359 Main St., $380,000.

SEE DEEDS, PAGE F10

MORTGAGE GUIDE Check rates at: http://findnsave.masslive.com/local-ads/c-13410/bank

Michael D. Little and Keerthi L. Mukunda to J. Scot Brackenridge and Maggie C. Brackenridge, 39 Canton Ave., $307,500.

James K. Levinger, trustee, Mat-

Ragus LLC, to Roark C. Herron and Linda A. Slattery, 23B Snowberry Circle, Unit 8B Sugarloaf Condominium, $307,900.

Sara Bonakdar to Aileen Laureano, 69-71 Ames Ave., $195,000.

CHICOPEE

Robert W. Carkhuff to James J. Paluch and Amanda E. Paluch, 15 Bayberry Lane, $507,500.

U.S. Bank NA, trustee, and Lehman XS Trust to Amir Mikhchi, 180 East Leverett Road, $302,000.

DEERFIELD

Richard P. Pelland, Kathleen E. Pelland and Kathleen B. Pelland to Revampit LLC, 37 Walter St., $65,000.

LaFleur & Son Inc., to Paul Gaeton Pinsonnault Jr., and Laura Jeanne Pinsonnault, 465 South Washington St., $393,000.

William J. Schwalbaum to Norman W. Shearin and Janet Faith Shearin, 24 Pine Grove, $215,000.

Peter J. Neville to Leonard E. Norton and Rosemarie T. Norton, 97 Glendale Road, $285,000.

Street, $75,000.

BUCKLAND

Ethan S. Bloomfield and Belzi M. Quiroa to Robert W. Carkhuff, 468 Amherst Road, $387,530.

mortgages fell to 0.5 point this week from 0.6 point.

The average fee for the 15-year mortgage declined to 0.4 point from 0.5 point.

The average rate for five-year adjustable-rate mortgages dipped to 3.48% from 3.51% the week before. The fee held steady at 0.4 point.

- Associated Press

and Jessie Lynn Labonte, 36 Boylston John W. Cassidy, Charlene Madison St., $207,500.

Cassidy and Charlene F. MadiEugene W. Sypek to Michelle M. Jen- son-Cassidy to Charlene F. Cassidy, Nash Road and Harlow Road, $100. kinson and Joao Ferreira, Roslindale

ASHFIELD Mareen A. Steiner, “fka” Mareen A. Woodard, to Dennis James Vight and Theresa M. Vight, 536 March Road, $85,500.

Russell L. Ramah, James C. Ramah, Victor J. Ramah and Ruth Ramah to Nicholas Daniel Gencarella and Victor J. Ramah and Ruth Ramah, 145 Daniel A. Ciconi to Louis A V Tonelli, Senator Ave., $160,000.

21 Old Pelham Road, $179,500.

AMHERST

buyers seeking mortgages has increased in recent weeks.

Freddie Mac surveys lenders across the country between Monday and Wednesday each week to compile its mortgage rate figures.

The average doesn’t include extra fees, known as points, which most borrowers must pay to get the lowest rates.

The average fee on 30-year fixed-rate

Monson Savings Bank

3.75%

APR: 3.766

30 Yr Fixed RATE

Fees: $333

Points: 0.000 % Down: 20%

15 Yr Fixed

3.25

0.000

$333 20%

3.279

10 Yr Fixed

3.125

0.000

$333 20%

3.167

APPLY online at monsonloans.com

413-267-4513 www.monsonsavings.com

LIC# 613363

LEGEND: The rate and annual percentage rate (APR) are effective as of the publication date. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S&L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $424,100. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA mortgages include both UFMIP and MIP fees based on loan amount of $165,000 with 5% down payment. VA mortgages include funding fees based on loan amount of $165,000 with 5% down payment. The Republican does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. The Republican does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $424,100, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms-ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. To appear in this table, or report any inaccuracies call 413-788-1050.

HOME & GARDEN

F10 | SUNDAY, JUNE 23, 2019

Deeds CONTINUED FROM PAGE F9 Edward J. Wojnar, personal representative, and Doris E. Wojnar, estate, to Daniel Ortmeyer, 26 Mt. Tom Ave., $200,000.

Joan M. Cinner to Carolyn Renee Liberman-Bachman and Nancy Jean Duer, 311 East St., $285,000.

Norwich Properties LLC, to Easthamtpon Amba LLC, 48 Parsons St., $2,410,000.

William E. Lynch IV, and Stacey A. Lynch to Jeffrey Collins and Rita Collins, 2 Bryan Ave., $285,000.

Harold M. LaFlam and Mary Ann LaFlam to William E. Lynch IV, and Stacey A. Lynch, 16 Willow Circle, $390,000.

Brandy T. Clark and Ernest Scott Clark to Esther M. Bonin and John P. Bonin, 7 Holly Circle, $490,000.

Bridget K. Doyle, Leslie A. Rood Jr., Timothy E. Rood, Bridget K. Doyle, trustee, Bridget K. Rood, trustee, Frank Macavin Irrevocable Trust, Frank Mac Avin Irrevocable Trust, Judith M. Macavin Irrevocable Trust and Judith M. Mac Avin Irrevocable Trust to Sandra L. Cennamo, 64 South St., $254,000.

Edward D. LaPrade and Christine M. Bowen to Edward D. LaPrade, Christine M. Bowen and Linda A. Ball, 210 East St., $100.

GREENFIELD Dennis E. Welcome Jr., and Susan J. Welcome to Joanne C. Start, 100 Wildwood Ave., $210,000.

Thomas T. Merrigan and Margaret S. Merrigan to Dennis E. Welcome Jr., and Susan J. Welcome, 50 Prospect St., Unit 4, Highland Park Condominium, $99,500.

Susan A. Chadwick and LuAllen Chadwick to Eric R. Amato and Angela M.B. Amato, 975 Bernardston Road, $301,500.

Concetta Simone Trust-1962 and Ronald G. Demaio, trustee, to CV Greenfield I LLC, and CV Greenfield II LLC, 91 & 93 Smith St., $2,495,833.15.

GRANBY Christopher R. Perron, Elizabeth R. Perron, Elizabeth Perron and Christopher Perron to Joseph A. Kurtz and Doreen M. Kurtz, 505 Amherst Road, $289,000.

Rodney L. Hartbarger, A. Eloise Hartbarger, Rodney Hartbarger and Eloise Hartbarger to Michael R. Hartbarger, Thomas I. Hartbarger and Richard L. Hartbarger, 172 Porter St., $100.

Ronald N. Sefton to Randy Sefton, 12 Greenmeadow Lane, $100.

Omer A. Gingras to Omer M. Gin-

gras, 180 West State St., $100.

Bank of New York Mellon, Bank of New York, trustee, CWABS Inc., and Bayview Loan Servicing LLC, to Steven Michael Minkler, 218 Taylor St., $228,375.

HADLEY Mohammad Moini, partner, Mark M. Klepacki, partner, and Russell Realty Partnership to Valley Building Co Inc., 190 Russell St., $975,000.

Kathleen A. Bemben to Robert Lee Kane, 130 East St., $285,000.

Suzanne F. Chudzik to Susantha Karunanande and Brooke Karunanande, 37 Huntington Road, $250,000.

Jean J. Wolter and Kevin J. Niedzwiec to Paul F. Wanczyk, 10 Farm Lane, $225,000.

George J. Kermensky Jr., and Joan K. Kermensky to Anthony A. Pipczynski, 25 Maple Ave., $270,000.

HAMPDEN Richard B. Francis, Laura A. Francis and Laura A. Williams to Lauren Johnson, 43 Chapin Road, $193,000.

HOLYOKE Frankie Chips Assoc. Inc., to Trulieve Holyoke Holdings LLC, 56 Canal St., $3,200,000.

Marcia Cassidy, representative, and Bruce Gloutak, estate, to Holyoke City, Rock Valley Road, $157,000.

Meghan A. Twohig, Meghan A. Lemoine and Nathan M. Lemoine to Elisabeth M. Hamin, 36 Maple Crest Circle, Unit K, $112,000.

Property One LLC, to Colby B. Brouillard, 23 Cherry Hill, $278,000.

LEVERETT Pioneer Valley Redevelopers LLC, to Robert Piotrowski and Lillianna Pereira, 332 Long Plain Road, $70,000.

LEYDEN Nationstar Mortgage LLC, “dba” Champion Mortgage Co., to Joel Tognarelli and Kristie Tognarelli, 199 East Hill Road, $92,500

LONGMEADOW Brian P. Campbell and Kerri F. Campbell to Jessica Sitzer, 71 Hillcrest Ave., $347,900.

Christine Kardos to Sean M. Brown, 1636 Longmeadow St., $200,000.

THE REPUBLICAN | MASSLIVE.COM

Casino Terrace LLC, 7 Quinnehtuk Road, $360,000.

Agency to Patricia J. Aslin, Higgins Way, $2,938.

John A. Ayan and Elayne M. Ayan to Andre Greco and Jennifer Schroyer, 875 Maple Road, $295,000.

Elizabeth L. Miller, trustee, Elizabeth L. Miller Revocable Trust Agreement and E. L. Miller, trustee, to Adrianne Wurzl and Tara Formisano, 79 Pines Edge Drive, $262,500.

John H. Gurney and Lisa Gurney to Rebecca D. Kingston, 97 Hopkins Place, $325,000.

Jordan Montoya and Cierra Montoya to Oscar Ortega, 23 Belleclaire Ave., $282,500.

Robert A. Walsh, Ashley E. Walsh and Ashley E. Oswald to Francisco P. Baltazar and Lindsay L. Kaselouskas, 122 Converse St., $335,000.

Haskell & Gruburger LLC, to Northampton MS LLC, 34 Pleasant St., $530,000.

NORTHFIELD Roger W. Lamoureux, Sr., and Joyce E. Lamoureux to Nourse Realty LLC, 96 Hinsdale Road, “fka” 237 Hinsdale Road, $13,000.

Thomas L. Spiwak, Donna Spiwak and Donna Sousa-Spiwak to Nicholas Troy Miner and Haley Jeanne Min- Donald T. Campbell and Judi J. Campbell to Shayne Parent, Katie er, 259 Inverness Lane, $318,000.

Parent and Heidi Parent, 113 Coller Cemetery Road, $299,000.

LUDLOW

Ana Vaz to David S. Dosreis and Lisa Dosreis, Fuller St., $10,000.

Carl Mesheau to John Mesheau, 21 Cady St., $144,500.

David J. Alves, representative, Alfred R. Alves, estate, and Carol J. Alves, estate, to James A. LaPierre and Jacqueline M. LaPierre, 68 Newbury St., $280,000.

MONSON Charles G. Nothe and Alice M. Nothe to Tee Jay Nine LLC, 9 Old Stafford Road, $75,000.

Cynthia Demers to Keith Dusoe and Delaney Parke, 1 Main St., $205,000.

MONTAGUE Gertrude G. Woodard, by attorney, and by Linda Herrera, “aka” Linda R. Herrera, individually, and attorney, Gordon Stanley, “aka” Gordon E. Stanley, individually, and attorney, to Laura Botch and Beatrice H. Botch, 62 Crocker Ave., $225,000.

Kurtis Williams and Nichole Valeski to Donald T. Campbell and Judith J. Campbell, 38 East St., $215,000.

Fowler Investment Trust, Joel N. Fowler, trustee, to Michael T. Magnuson and Bethany R. Magnuson, 19 Four Mile Brook Road, $273,360

ORANGE Robert S. St. Marie and Krista L. St. Marie to Paul M. Platanitis and Colleen J. Merchand. 40 Shelter St., $215,000.

Federal Home Loan Mortgage Corp., by attorney, Orlans PC, attorney, to Wendy Jo Meklin, 179 West River St., $59,900.

Eric R. Amato and Angela M. B. Amato to Jesse R. Ciccone and Desiree D. Ciccone, 95 Fairman Road, $226,000.

PALMER Jean M. Bubon and Edward J. Bubon to Mark R. Ricard, 71R State St., $274,000.

lCarrington Mortgage Services LLC, Jeffrey Messinger and Dena L. Messinger to Kimberly A. George and to Judy Bergdoll, 2142 Palmer Road, $123,000.

Mary L. George, 10 Alice St., Marjorie J. Albano to Mary E. Hart, 26 $176,000.

Bowden St., $144,330.

Shawn A. Glazier and Catherine A. Patricia A. Smith to David J. Blais, 61 Glazier to Riley 0. Brown and Chudy St., $174,000.

Allison N. Reding, 57 Oakman St., Theresa M. Kszepka to Jan P. Lis, $195,000 South High Street, $14,500.

NORTHAMPTON Chris A. Petrides and Sally F. Rubenstone to Lauren Weinsier and Steven B. Weinsier, 100 Riverside Drive, $255,000.

William Yenner to Jane Gish and Kristopher Banks, 49-51 Williams St., $450,000.

PELHAM Meredith H. Jones and Blair F. Bigelow to David A. Keiser and Ashley Keiser, 8 Pine Tree Circle, $505,000.

PLAINFIELD

James R. Shearer and Roxanne Roger Taylor and Unmi Abkin to Sar- Shearer to Nicole L. Meehan, 116 S. Elena M. Stukalin to Bennett W. ah C. Spademan and Daniel J. Selig, Central St., 116 South Central St., Sullivan and Michelle L. Sullivan, 258 67 Liberty St., $324,000. and Cummington Road, $85,000.

Concord Road, $474,900.

Hospital Hill Development LLC, and Gary G. Phelps and Gita Gilad to 88 Massachusetts Development Finance

RUSSELL

Anthony J. Scapin Sr. to Jason S. Fiddler and Tara L. Patire, 260 Blandford Road, $450,000.

Russell Town to Jacob Trudeau, 34 Valley View Ave., $15,000.

SHUTESBURY Bryan G. Hobbs of Gill to Melody S. Chartier and Mary Jo A. Johnson, 11 Great Pines Drive Extension, $240,000.

Maud B. Low, “aka” Maud Beeching Low, to Christopher E. Callaghan and Kathleen M. De Los Santos, W. Pelham Road, $251,100.

Ronald R. LaFosse and Diane R. LaFosse to Robbin A. DeVincentis, 16 Merrill Drive & lots on Lake Wyola, $219,500.

SOUTH HADLEY Joanne H. Palmer, Laurent R. Grenier, Daniel E. Grenier, Marc A. Grenier, Christopher J. Grenier and Francine E. Stephens to Walter W. Boucher Jr., and Joyce E. Boucher, 193 Pine Grove Drive, $213,000.

William D. Fitzpatrick, personal representative, and Mary Jane Follett to Rafael Reyes and Maritza Reyes, 7 Greenacre Road, $215,000.

John J. Gormally to GOMIGO LLC, 5 Stonegate Drive, 7 Stonegate Drive and 14 Stonegate Drive, $240,000.

Tracey K. Holden and Tracey M. Kelley to Robert E. Ledoux, 1 Gaylord St., $280,000.

Jane Manus Von Richtofen, trustee, and ARJ 15 Trust B to John W. McGrath and Lindsay T. McGrath, 118 Lyman St., $290,000.

David A. Rosinski and David B. Williams to 356 Newton Street LLC, 356 Newton St., $235,000.

SOUTHAMPTON Joseph E. Zalot, Barbara A. Macina Zalot and Barbara A. Zalot to Teresa K. O’Connor, 52 Strong Road, $100.

SOUTHWICK Debra J. Liptak to Kerri A. Kane and Nathan A. Kane, 49 Fred Jackson Road, $404,500.

Robin A. Gardner and Nancy E. Gardner to Jonathan M. Ziemba and Basia Belz, 5 Reservoir Road, $430,000.

Vasily Vilkhovoy and Nelia Vilkhovoy to Danielle L. Alderman, 33 Buckingham Dr., $239,500.

Wilmington Savings Fund Society, Christiana Trust, trustee, 2016-2 Matawin Ventures Trust Series, trustee of, and Kondaur Capital Corp., trustee of, to Anatolie Corja, 22 North Longyard Road, $275,000.

SPRINGFIELD SEE DEEDS, PAGE F11

THE REPUBLICAN | MASSLIVE.COM

HOME & GARDEN

SUNDAY, JUNE 23, 2019 | F11

Don and Dave Runyan | Project Of The Week

Build a backyard barn on a budget

W

ORTHY OF OLD McDonald himself, this do-it-yourself backyard barn project features classic good looks and solid, rustproof construction.

As versatile as it is appealing, the project can serve as a workshop, a potting shed or even a playhouse as well as a great storage space.

Unlike its full-size cousin, however, this little barn can

be raised on a budget by one or two people in a couple of weekends.

With the exception of the 2-by-8 ridge beam, the entire structure is framed with standard 8-foot 2-by-4s, and construction is basic. The front, back and side frames are assembled separately and installed on top of simple concrete-block footings.

Once the frame is up, add the plywood floor, roofing and

Deeds

pher E. Tremonte and Katie M. Smith, Mutual Life Insurance, 17 Providence 57 Middlebrook Drive, $181,000.

St., $128,000.

CONTINUED FROM PAGE F10 Anna Deangelis, Philip E. Deangelis and Michelle Deangelis to Michelle Deangelis, 40 Brookburn St., $25,312.

Annie M. Guzman and Ana H. Torres to Cassandra Eliza and Reynaldo Escalante, 350 Island Pond Road, $143,000.

Bank of America to Lachenauer LLC, 156 King St., $22,000.

Bank of America to Property Keys LLC, 93 Cooley St., $37,500.

Binh T. Nguyen to Pat Ngo, 100 Revere St., $150,000.

Brendan Eukers to Nicole M. Sanders, 12-14 Wayne St., $197,500.

Caliber Home Loans Inc. to Chris Brandon Wiernasz, 77 Primrose St., $115,880.

James Bertier to Luis Velasquez, 18 Mayflower Road, $170,000.

Springfield City to Ronald Krupke and Scott Messier, Lake Drive, $162.

Joanne Heap to Michael D. Akers and Debra Akers, 235 State St., Unit 227, $114,500.

Tony Macalpine to Campagnari Construction LLC, Ambrose Street, $80,000.

Jose J. Lopez and Julia R. Pinto to Kelnate Realty LLC, 76-78 Ardmore St., $80,000.

U S Bank, trustee, and Truman 2016 SC6 Title Trust, trustee of, to Arthur Spalding and Esmie E. Spalding, 232 Parker St., $122,500.

Juan A. Lugo and Lisette Martinez to Felix A. Igartua, 56 Waverly St., $195,000.

Linda Gordon, representative, Dorothy Ann Starzyk, estate, and Dorothy A. Starzyk, estate, to Katherine M. Cuevas, 197 Phoenix Terrace, $145,000. Luis E. Liriano and Luis Efrain Liriano to Julio C Morel-Lora, 704-706 Carew St., $210,000.

Mei Nuan Li to Lisa Starnes, 81 Dickinson St., $160,000.

Michael J. Talbot to Erica D. Swallow, 64 Washington Road, $280,000.

Chapin Corner LLC to Muayyad Realty LLC, Dickinson Street, $1,275,000. Michelle E. Malone and Michelle E. Massa to Jesus Melendez, 143 Slater Christopher M. Grant and David A. Ave., $150,000.

Grant to Larrisa Palmer, 48 Sylvan Norberto Cabrera and Lucy Cabrera St., $177,500. to Angel G. Aviles and Gabriela David Moore to Melvin Cordero and Aviles-Sanchez, 68 Grand St., Genavieva C. Alejandro, 23 Preston $158,500.

St., $165,000.

Patrick I. Phillips and Michael Della Ripa Real Estate LLC, to Jaime L. Reynolds to Ryan Chang and Garrafa and Zulmari Bahamonde, 20 Amy Claxton, 14-16 Falmouth St., Savoy Ave., $172,000. $260,000.

Dorothy G. Kozlowski to Jaime Cepe- Prime Partners LLC, to Elsie Acevedo, da, 41-45 Carver St., $175,000.

16 Stuart St., $163,000.

Elizabeth Joy Facos, representative, Frances B. Chigos, estate, and Frances Blanche Chigos, estate, to Michael J. Barra Jr., and Lara U. Barra, 41 Redden Road, $180,000.

U S A Housing & Urban Development to MPower Capital LLC, 9-11 Ellsworth Ave, $144,000.

Errol G. Green to Beverly G. Brown, 46 Malcolm Road, $64,000.

Hubert Randolph Scott III to Christo-

siding.

Finally, build and hang the door and shingle the roof.

The barn is a natural for a traditional red with white paint job (as pictured), but it also looks great painted to match the house.

The project measures 8 feet long by 6 feet wide by 8 feet tall, but it can be lengthened with minor adjustments.

The Little Red Barn plan, No. 461, is $9.95 and includes

Quiyonna J. Johnson to Njoroge Wamunyuah, 192-194 Westford Ave., $135,000.

Renee Montagna Ramos, Christine H. Ramos and Julianne A. Ramos to Madelyn D. Mendez, 2239 Page Boulevard, $105,000.

Richard C. Lyons and Edward J. Lyons to Camille D. Audette, 219 Connecticut Ave., $170,000.

Robert E. Reddick to Massachusetts

WMass Residential LLC to Sergio A. Adon, 43-45 Jenness St., $158,000.

step-by-step instructions with photos, construction diagrams, a complete shopping list and cutting schedule and a toll-free help line for project questions.

A package of shed plans, No. C68, is $21.95 and includes this plan plus plans for two other storage buildings.Please include $4 per order for postage and handling and allow about two weeks for delivery.

To order by mail, clip this Abbott Ave., $250,000.

Michael A. Pescitelli and Casey L. Pescitelli to Patricia E. Sheehan, 60 Wilder Terrace, $235,000.

Ralph V. Shapiro to Vickie Shapiro, 32 Park Ave Court, Apt 22, $80,000.

Richard B. Skinner to Pamela Clark, 38 Kings Highway, $193,375.

Robert L. Fastie Jr. to Crest Real Estate LLC, 706 Westfield St., $382,500.

Sullivan Gale Holdings LLC, to Ivy Nguyen, 27 Park Avenue Court, Unit 20, $102,000.

WARE WESTFIELD Thomas A. Miranda, trustee, and Elisha Cox Irrevocable Trust to Mechelle Albert J. Pelletier to Kyle D. Bishop, Lee Brown and Victoria Kolenda, 242 248 Hampden St., $158,000.

Monson Turnpike Road, $195,000.

Andrea C. Mastroianni to Robert M. Anna R. Simons to Sokhan Mao and Leduc, 110 Joseph Ave., $240,000.

Mom Yim-Mao, 5 Greenwich Road, Catherine Caba Parmentier and $170,000.

Catherine Caba Parmantier to William Korzec and Jacqueline M. Richard A. Brooks, 51 Larchly Ave., Korzec to Crystal Egan and Richard $185,000.

Mansfield, 5 Hillside Terrace, Edward LaPlante and Cindy L. $300,000.

LaPlante to Katie L. LaPlante, 23 Walker Ave., $180,000.

WEST SPRINGFIELD

Anthony F. Alfano, Cynthia J. Drewski, Geraldine R. Manser and Richard W. Manser to Richard W. Manser and Geraldine R. Manser, 416 Brush Hill Ave., $148,130.

Anthony Racicot to Tania Nutting and Christina Richard, 34 Sprague St., $218,000.

Barbara McElligott to Lawrence D. Teal, 102 Armstrong St., #106, $229,900.

David P. Teichman, Maryann E. Teichman and Maryann E. Solomos to Dominic J. Savio and Bethany O. Savio, 130 Prospect Ave., $202,000.

Ibis Duo Holdings LLC, to Artem Martynyuk, 131 North Elm St., $159,900.

article and send it with a check or money order to U-Bild Features, c/o The Republican, 821B S. Tremont St., Oceanside, CA 92054. To order by credit card, call 1-800-828-2453. Visit u-bild.com. and Heather Darosa, 181 Main St., $195,000.

Zachary Kandelaki and Elena Kandelaki to Amanda Rose Raschilla, 52 Eastwood Drive, $339,000.

Zane R. Venne, Jane A. Venne, Jane A. Feeney, John A. Venne, Marsha M. Venne and Gary J. Venne to Gary J. Venne, 27 Orange St., $160,000.

Zuber Realty LLC, to Skyline Beer Co. LLC, 98 Southwick Road, $640,000.

WILBRAHAM Andrea J. Kearney to Brian Lawler, 2205 Boston Road, Unit I-81, $196,000.

Church of The Epiphany to Christopher Gangadeen, 112 Springfield St., $265,000.

James B .Cooley and Christine Marie Ricci-Cooley to Peter P. Stroganow and Melissa A. Stroganow, 17 Nokomis Road, $455,000.

Joy C. Hibsher to Dorothy V. Benware, 2205 Boston Road, Unit F52, $156,000.

Matthew J. Santos, Sarah L. Santos and Sarah L. Dominique to Ricardo Romano Garrido, 5 Seneca St., $175,000.

Peter S. Fidalgo, Graciete A. Fidalgo Kelly Beauchemin, Kelly Myallaked and Pedro S. Fidalgo to Shawn N. and Matthew Beauchemin to Aidelisa Pace and Carey B. Pace, 20 Red Gap Lopez-Carrasco, 22A Maple St. Unit Road, $555,000.

22A, $155,900.

Wells Fargo Bank, trustee, and 2005Lois Ann Pitoniak and Bruce R. Ben- 3 Option One Mortgage Loan Trust, nett to Bir Rai and Geeta Gurung, 12 trustee of, to Viktoria Dubovoy, 415 McKinley Terrace, $220,000.

Soule Road, $145,693.

Megan M. Sweet and Aaron D. Sweet to Kathleen P. MacKechnie, 66 Laro WORTHINGTON Circle, $250,000.

Nicholas Redfern and Julie A. Faber to Chance D. Klusman, 32 Murray Ave., $198,000.

Dong Hwan Kim to Anthony T. Bushey, 92 Grove St., $200,000.

Tracy L. Cromack to Ruby Realty LLC, 94 Rachael Terrace, $279,000.

Linda J. Williams and Lisa A. Perrott to James Basile and Laurie Basile, 26

US Bank, trustee, and Ows Reo Trust 2015-1, trustee of, to Dale Darosa

Amy F. Miller to Brandon C. Lagoy, 138 Witt Hill Road, $20,000.

Peter Paul Ball Jr., and Judith A. Terry, 220 Starkweather Hill Road, $1,400.

David P. Shiffer and Adele B. Shiffer to Bearly LLC, 144 Huntington Road, $392,500.

HOME & GARDEN

F12 | SUNDAY, JUNE 23, 2019

THE REPUBLICAN | MASSLIVE.COM

COLUMBIA, MD.

A gardener turns tiny plot into a full-fledged feast In his landscape philosophy, the lawn comes last

“There’s no reason older people can’t grow food. Nothing is better than picking a fresh head of broccoli and steaming it the same day. And the sugar snap peas, well, they never make it out of the garden.”

By Mike Klingaman

The Baltimore Sun

At 70, Kent Phillips could have thrown in the trowel. Two knee replacements last year challenged him to grow vegetables.

But Phillips soldiered on. Rather than kneel, he’d let the garden come to him. Raised beds, it would be.

“Taking care of a 1,500-square-foot garden became too onerous. It was time to downsize,” the certified Maryland Master Gardener said. “This (140 square feet) is more manageable.”

Now the peas, carrots, Italian kale and other crops flourish in four neat woodframed plots set as much as 2 feet above ground outside the home Phillips shares with Mary Patton, his longtime partner.

“There’s no reason older people can’t grow food,” he said. “Nothing is better than picking a fresh head of broccoli and steaming it the same day. And the sugar snap peas, well, they never make it out of the garden.”

For 42 years, Phillips has raised his own lip-smacking organic produce. For nearly a decade, since completing the University of Maryland Extension Service’s Master Gardener class, he has shared his know-how with others, addressing Howard County schools, garden clubs and library groups on the highs (and woes) of growing edibles.

A retired federal economist, Phillips is a volunteer spokesman for the university’s Grow It! Eat It! outreach program.

In his landscape philosophy, the lawn comes last.

Kent Phillips

Kent Phillips, a former economist for the federal government and now a Howard County master gardener, pulls radishes from a raised garden bed. (KARL MERTON FERRON/BALTIMORE SUN/TNS)

“Nobody in our family eats grass except Taffy, the dog,” he said.

Phillips’ own spring garden mirrors his presentations. The rich loamy plots face south where, sandwiched between a full-grown maple tree and several leggy pin oaks, they get 10 to 12 hours of sun daily — the minimum needed for fruiting plants, he said. The peas climb a trellis on the west edge, so as not to shade others.

The raised beds, with their deep friable soil, sustain intensive gardening, allowing plants to snuggle closer. To that end, he squeezes lettuce between the broccolis, whose ample leaves offer a welcome canopy to the greens on hot days.

“Once, while harvesting, we found a mother rabbit and her babies curled up among the lettuce,” said Patton, 71.

“We left them alone; we have plenty of lettuce.”

A gardener herself, Patton works alongside her partner, weeding and cultivating favorites like Tuscan kale, whose bumpy leaves she harvested in early May to make a rib-sticking sausage, potato and kale

soup.

When one crop is done, another digs in. Brassicas yield to tomatoes; lettuces give way to peppers. Succession planting is routine in a small raised bed garden.

The key? Rich soil. Aside from adequate sunlight, soil preparation is the most critical part of a bountiful harvest, Phillips said.

“One of the biggest complaints I hear (from gardeners) is ‘Why aren’t my plants growing?’ Because of the fertility of the soil,” he said. “It’s all about the dirt.”

Annually, he adds at least 6 inches of organic matter to his plots — obtained from the hearty compost culled from the leaves, lawn clippings and food scraps delivered to the county’s Alpha Ridge Landfill in Marriottsville. There, the waste is heated in aerated piles, returned to humus, tested for contaminants and sold to the public for $23 a cubic yard.

But wait, there’s more.

“The microbes from that compost don’t wake up until the weather warms,” Phillips said. “So, in spring, I supply

added nitrogen — blood meal or fish emulsion — to feed early plants until the compost starts releasing its own.”

To minimize disease, he grows his own seedlings, starting tomatoes and other summer crops under plant lights indoors “so I’m not importing wilts and blights from store-bought transplants. That helps, but the reality is that most fungi come in by air, so there’s no way around it other than to plant resistant varieties — and there aren’t a lot of them out there.”

To boost pollination, Phillips keeps a small apiary in the backyard. Come autumn, he’ll give the bees wide berth, having been stung 12 times in 10 minutes one day last year.

“Bees get cranky in the fall,” he said.

His best advice to home gardeners?

“Grow what you like and what’s expensive in stores,” he said. “I love Brandywine tomatoes, an heirloom variety that will cost you three bucks a pound if you can find them.

The $1.75 that you’ll pay for a packet of seed is nothing compared to what those tomatoes

are worth.”

Sometimes, during harvest, Phillips will hark back to the 1970s when he began growing food as a means of feeding his family healthy fare.

“I have pictures of my kids, when they could barely walk, sitting between the rows, playing with worms or picking broccoli and eating it,” he said.

More recently, his 5-yearold grandson spotted the ferny tops of some carrots and tugged at Phillips’ shirt. “PopPop, what’s this?” “Carrots.”

“Where?” “Underground.”

The boy dug in, pulled out a 6-inch golden root, brushed off the dirt and crunched away. Buried treasure, his granddad thought — and smiled. Another generation in tow.

Phillips offers this advice for better homegrown vegetables: • Plant vegetables where they’ll get the most sun. Lettuces and greens can tolerate light shade.

• Grow taller plants on the north and west sides of the garden. Otherwise, they’ll provide unneeded shade.

• Take a soil test. Determine its acidity and available nutrients, and then follow recommendations based on the results. You can’t fool Mother Nature.

• Plant the foods that you like. Why grow veggies that you’ll only give away?

THE REPUBLICAN | MASSLIVE.COM

SUNDAY, JUNE 23, 2019 | F13

Real Estate for Sale Best local real estate in print and online at masslive.com

Real estate for sale All real estate advertising ITEM #87: Your first furniture.

in this newspaper is subject to the Federal Fair Housing Amendments Act and Massachusetts Labor and Industries Law, which make it illegal to advertise any preference, limitations or discrimination based on race, color, religion, sex, national origin, handicap, familial status, sexual orientation which shall not include persons whose sexual orientation involves minor children as the sex object, genetic information, ancestry, children, marital status, or public assistance recipiency, or an intention to make any such preference, limitation or discrimination. Familial status includes children under the age of 18 living with parents or legal custodians, pregnant women and people securing custody of children under 18.

This newspaper will not knowingly accept any advertising for real estate which is in violation of the law.

To report discrimination, call the Office of Fair Housing and Equal Opportunity of the U.S. Department of Housing and Urban Development (HUD) at 1800-669-9777. The HUD TTY telephone number for the hearing impaired is 212-708-1455.

Chicopee

Open 12-2 87 Beaudry Ave and 129 Dejordy Ln 2 special homes with many extras Kathy M Paul Re 539-5996

Holyoke

Open House 12-2 10 Scott Hollow Dr. Dream come true home in quite spot $319,900 Kathy M Paul 539-5996

OPEN HOUSE SUNDAY 1-4 2 Ross Rd. Holyoke 3BR Ranch, sunroom, great yard. A must see.

South Hadley, Granby

OPEN HOUSE 1-3 New! Ranch. 26 Joffre Ave South Hadley $439,900 413-533-0831

Southwick

AYRE REAL ESTATE OPEN SUNDAY 11-1

247A Hillside Rd $489,900 A unique First time offering! Handsome Colonial on a picturesque 1.39 acres Over 3000SF., heated pool, gazebo & more

West Springfield

Condominiums

AT SOUTHVIEW Condominium Homes 353 Fuller St. Unit 39 LUDLOW, MA OPEN HOUSE 1-3 SUNDAY www.southviewcondo.com

12:00pm-2:00pm 2 Lenox St, W. Springfield $239,000 -1,040 sqft. Raised Ranch -2 Bedrooms, 1.5 Baths - Completely Renovated Heather Witalisz (413) 883-7677

Westfield

Real estate for rent

All real estate advertising in this newspaper is subject to the Federal Fair Housing Amendments Act and Massachusetts Labor and Industries Law, which make it illegal to advertise any preference, limitations or discrimination based on race, color, religion, sex, national origin, handicap, familial status, sexual orientation which shall not include persons whose sexual orientation involves minor children as the sex object, genetic information, ancestry, children, marital status, or public assistance recipiency, or an intention to make any such preference, limitation or discrimination. Familial status includes children under the age of 18 living with parents or legal custodians, pregnant women and people securing custody of children under 18.

This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. To report discrimination, call the Office of Fair Housing and Equal Opportunity of the U.S. Department of Housing and Urban Development (HUD) at 1-800-6699777. The HUD TTY telephone number for the hearing impaired is 212-708-1455.

Apartments/Condos, Unfurnished

0-1-2 BEDROOM AGAWAM FREE HEAT & UTILS No pets. 413-786-6323

FOREST PARK 5BR Nice location, 1st/last/sec.

Section 8 welcome Call (413)746-2782

Homes, Suburbs

Agawam

AYRE REAL ESTATE OPEN SUN 11:30-1:30

Tag Sale it!

102 Florida Dr. $219,900 Won’t last!

7room, 3BR cape 1400 sq ft Beautiful addition, att garage

A1 SPACE AVAILABLE 500-8000sf Lt Manuf Whse, Office, Art space.

Indian Orch Mills 543-3321

12-2

1197 Main Street $232,900 Charm & Character thruout this Spacious brick cape with many updates 3BR, 2baths & sunrm.

Expect to be impressed!

Brimfield, Wales, Holland, Brookfields & East

SOUTHBRIDGE picturesque & well maintained 7rm 3-4BR w/1Bth, 1st flr great rm w/stone fplc. hardwoods, lg MBR, huge covered deck, 2 Car garage Located on dead-end St. $239,900 AUCOIN RYAN REALITY (508)765-9155

Springfield, Section 8 welcome, 3BR, 1st flr., deleaded, remod., no pets. Avail. 7/1. 531-1217

Business/ Commercial Property

AYRE REAL ESTATE OPEN SUNDAY

PLACE PLAC P LA LA ACE CE Y YOU YOUR OU O UR T UR TAG AG S AG SALE ALE LE AD AD (413) 788-1234 or classified@repub.com

12:00pm-1:30pm 2 Greylock St., Westfield $204,900 -1,601 sqft. Conventional -3 Bedrooms, 1.5 Baths - Move in Ready Bethany York Rudzik (413) 433-7779

SPFLD Southend 2BR rental handicapped accessible, Call (413)537-1347 for appt only $1300/mo.

New Listing $217,900.00 12:00-2:00 152 Valley View Dr. Newly listed 5 rm, 3br ranch located in a fantastic neighborhood. Property features a finished basement with a bar, breezeway, half acre level lot and a 1 car attached garage. Property has had some major updates to include newer central ac system, boiler, septic system and hot water tank. Be the first to see it, hurry it won’t last.

LESSARD REALTY Aldo Giella 413-297-2194

PRIME VISABILITY. Office. small bldg. new vinyl siding, new paint. Total 2200 s.f. each floor 1100s.f.

Has 3 priv rms., +1 common rm, 1 bath. Off Rte 147, across from Big Y. NNN. Zoned BA, W.Spfld. Tel: 413-575-1155

Rooms Without Board

BELAIR INN - EFFIC WEEKLY RATES stove, 60 channel TV, phone, cable, Rte. 5, West Spfld. 413-781-7825

THE REPUBLICAN | MASSLIVE.COM

F14 | SUNDAY, JUNE 23, 2019

CALL THE PROS Professional Service Directory in Print and Online Place your service ad 24/7. Call (413) 788-1234 or go to: www.MassLive.com

MORTGAGEE’S SALE OF REAL ESTATE AT PUBLIC AUCTION

Thursday, June 27, 2019 Driveway/Paving

Home Improvements

SUMMER SPECIAL ASPHALT PAVING

WE DRY UP WET BASEMENTS

Call Henry at

Cost effective solution!

• ALL SEASONS • BASEMENT DE-WATERING Modern alternative to drain tile

413-301-3501 • Resurfacing • Site Work • • Seal coating •Free est •All Work Guarantee

Call Jim 413-563 -4905 Licensed and Insured

Masonry/Concrete

ABC Masonry & Basement Waterproofing STOP ALL WATER LEAKAGE Brick, block, stone, stucco, concrete, chimneys, foundations, hatchways, New & repair.

Basement windows, sump pumps, and damp proofing. Lic 120263 569-1611 or 413-374-5377

Trash Removal

AAA Trash Removal attics, garages, cellars, yards, Demolition & Bobcat work brush removal , etc.

Fast, reliable, reasonable and insured.

Call 413-525-4542 Handyperson Services

RON’S HANDY SERVICES Mowing-yard clean/ups Bush/tree Trimming Gutter Cleaning - Power washing - Junk removal more. Free Est. Insured Since ’94 Call/Text

Chicopee Cell 413-313-6507

Trash Removal

2 Pleasant Terrace

SPRINGFIELD

sgl fam, 1,056 sf liv area, 0.23 ac lot, 5 rm, 3 bdrm, 1 bth, Hampshire: Bk 8673, Pg 205

June 25, 2019 at 10:00 AM

12:00 PM-WARE

1:00 PM-SPRINGFIELD 183 Jewett Street sgl fam, 1,300 sf liv area, 0.21 ac lot, 5 rm, 3 bdrm, 1 bth, Hampden: Bk 17223, Pg 480

2-Single Family Homes To be sold in the entirety

7 Cemetery Road sgl fam, 1,556 sf liv area, 0.43 ac lot, 3 bdrm, 1.5 bth, Hampshire: Bk 12319, Pg 142 TERMS: $5,000 cash or certified check at the time and place of the sale. The balance to be paid within thirty (30) days at the law offices of Korde & Associates, P.C. 900 Chelmsford Street, Suite 3102, Lowell, MA 01851, Attorney for the Mortgagee.

Tag Sales

EAST FOREST PARK 11 Perkins St. Sat-Sun 9-5; June 22-23; tools, dolls, books, hshold items.

EASTHAMPTON MOVING tag sale, Sat-Sun June 2223: 9-3. 34 Highland Ave. hshold, garden, clothing

Birds Cats Dogs Exotic Animals Feed Fish Horses Livestock Pet Services Pet Shows Pet Supplies Pets - Lost & Found Pets Wanted

Cats

SIAMESE 3YEAR OLD MALE FREE TO A GOOD HOME (413)575-1389

Dogs

HAMPDEN 32 Bayberry Rd off Somers Rd. Sat-Sun 84; retiring tons of tools & antiques. NO Early Birds

BLACK FEMALE LAB 3year old. $75;

Ludlow-Garage Sale, Sat. 6/22 & Sun. 6/23, 8am-3pm.

81 Erin Ln. Baby items, housewares, home decor.

Something for everyone.

BOXER PUPPIES 8 WKS OLD, Brindle, parents on premises, (4) 1M/3Fs $850 (413)517-5604

WESTHAMPTON 258 Main Rd. Rte 66, ESTATE SALE Sat June 29; 9-5 Rain date June 30; No early birds WEST SPFLD 74 Woodbrook Terr. Sat-Sun 6/22-23; 9-3 lawnmower, area rugs, wrought Chaises, toboggan. Don’t miss it!

(413)575-1389

CHIHUAHUA PUPS (2) Both Male, 1 tan, 1 Blk & dark bownish, 6wks old, $400ea Call 413-455-2461

GERMAN SHEPHERD pups, 5M & 3F. (8) Black/Tan & Sables, AKC paperwork, shots, wormed, written Hip & Health guarantee. parents on premises.

Raised in country setting. $1100. Call 978-249-3724 German Shepherd pups, champion Czeck bloodlines, 3M, 2F, $900 (413) 218-2321 Golden Retrievers $650.

2 females, & 1 Male 1st shots and dewormed.

Call 802-895-2784 GOLDEN RETRIEVERS Male, Female, (3) asking $850; taking deposits.

Call 413-627-6386 SHORKIES M/F (7) home raised $550ea; hypoallergenic. parents on site (413)391-0550

Exotic Animals

SUGAR GLIDER Baby yearling, (1) $50.

413-259-5351

Auctioneer makes no representation as to the accuracy of the information contained herein.

BAY STATE AUCTION CO, INC.

Deposit: $2,500.00 Terms of sale: The above-noted deposit is required to be paid by cash or certified check or cashier’s check (subject to collection) at the time and place of sale as earnest money. The balance is to be paid by cash or certified check or cashier’s check (subject to collection) within twenty-one (21) days thereafter. Other terms and conditions, if any, to be announced at the time and place of sale.

Michael L. Katzeff-Auctioneer MA Lic. No. 338

3114287-01

Tag Sales

Animals

400 & 404 Hancock St.

120 Hamilton Street

3:00 PM-HADLEY

junk & trash removal, appl. demo, closings, attics, bsmt. V/MC/CK. Free est.

Ins. 10% Discount w/AD 13 YARD Containers Avail CALL 1-413-531-1936

Sale to be held on the premises

2:00 PM-SPRINGFIELD sgl fam, 960 sf liv area, 0.13 ac lot, 5 rm, 3 bdrm, 1 bth, Hampden: Bk 15587, Pg 593

AAA Call - We Haul We Take it all

Mortgagee’s Sale of Real Estate at Public Auction

NORTH CHELMSFORD (978) 251-1150 www.baystateauction.com MAAU#: 2624, 2959, 3039, 2573, 2828, 116, 2526, 2484, 3246, 2919

617-965-0550 www.apgauctions.com

info@towneauction.com / 781.790.7870 www.towneauction.com

AUCTION

MORTGAGEE’S SALE OF REAL ESTATE AT PUBLIC AUCTION HELD ON THE PREMISES

FRI, JUNE 28, AT 6 PM

FRIDAY, JUNE 28, 2019 9 AM 6 Roosevelt Terrace, Springfield, MA 11 AM 6 Austin Circle, Northampton, MA Terms of Sale: Present a $5000 deposit, certified check, or Cashier’s Check at the time of auction sale. The balance shall be paid 30 days from the date of sale. Other terms may be announced at sale. Auctioneer makes no representations as to the accuracy of the information contained herein.

T. Gravlin - MA License AU 3112 NO CASH PLEASE.

GENERAL ESTATE AUCTION - Our general estate auctions - The furniture is new, modern or Victorian, glass and china, small antiques, artwork, quantity of costume jewelry, and more.

(Preview 3-6 P.M. or view showcase online) www.DouglasAuctioneers.com

AUCTION Sat June 29th @ 11 am SMITH VOKE HIGH SCHOOL 80 LOCUST ST, NOHO, MASS FINE ART 100+ PAINTINGS, JOHN SINGER , SEARGENT, WILL BARNET , WILLIAM GALE , WILL RYAN , MORE 50+ LOTS GOLD & SILVER JEWELRY LARGE QUANTITY VICTORIAN AND CUSTOM MAHOGANY FURNITURE. HUGE SELECTION OF VINTAGE CLOTHING AND ACCESSORIES! PREVIEW: 9AM-11AM DAY OF SALE. 20% BP ON SITE. MA LIC #2404 413-549-8300

Kimballsauction.com

THE REPUBLICAN | MASSLIVE.COM

SUNDAY, JUNE 23, 2019 | F15

Auctions

Best local auctions in print and online at masslive.com

Live Onsite & Webcast

PUBLIC AUCTION

PUBLIC AUCTION

PUBLIC AUCTION

WEDNESDAY, JULY 10TH at 11:00 A.M.

FRIDAY, JULY 12TH at 11:00 A.M.

WEDNESDAY, JUNE 26TH AT 11:00 A.M.

MORTGAGEE’S SALE OF REAL ESTATE

MORTGAGEE’S SALE OF REAL ESTATE

SECURED PARTY SALE

• SPRINGFIELD • 7 ROOM / 3 BEDROOM 1 ½ STORY

• WILLIAMSBURG •

ATHLETIC FIELD EQUIPMENT MANUFACTURER • METAL FABRICATING MACHINERY • • SHEAR • PRESS BRAKE • BENDERS • • CNC ROBOTIC WELDERS • SAWS • MILLERS • • FORKLIFT • PAINT BOOTH • MEZZANINE • • SUPPORT & OFFICE EQUIPMENT •

37 INDUSTRIAL PARK ROAD ESSEX (CENTERBROOK), CT TO BE SOLD ON THE PREMISES AND BY LIVE INTERNET BIDDING LIVE ONSITE & LIVE ONLINE BIDDING ★ ★ AVAILABLE AT WWW.BIDSPOTTER.COM SEND for DESCRIPTIVE PICTURED BROCHURE

or VISIT our WEBSITE at WWW.POSNIK.COM SALE PER ORDER OF SECURED PARTY JOSEPH E. FAUGHNAN, ESQ. OF THE FIRM OF SUSMAN, DUFFY & SEGALOFF, PC 59 ELM STREET, NEW HAVEN, CT ATTORNEY FOR SECURED PARTY TERMS OF SALE: 25% DEPOSIT CASH OR CERTIFIED CHECK 10% BUYERS PREMIUM APPLIES ON ALL ONSITE PURCHASES 13% BUYERS PREMIUM APPLIES ON ALL ONLINE PURCHASES OTHER TERMS TO BE ANNOUNCED AT TIME OF SALE INSPECTION: MORNING OF SALE – 8:30 A.M. TO 11:00 A.M.

CAPE STYLE HOME

2 - STORY

COLONIAL STYLE HOME

“LOCATED IN LIBERTY HEIGHTS NEIGHBORHOOD”

“LOCATED ON QUIET COUNTRY ROAD”

99 Milford Street SPRINGFIELD, MA To be Sold on the Premises Features: • 1 ½ Story Cape Style Home • ± 5,446 S/F of Land • • Total of (7) Rooms w/ (3) Bedrooms & (2) Baths • • ±1,728 S/F of Gross Living Area • Oil Hot Water Heat • • Full Basement • Vinyl/Brick Exterior • • Zoned: Residential • Map Reference: 086700026 •

121 Petticoat Hill Road WILLIAMSBURG, MA To be Sold on the Premises Features: • 2-Story Colonial Style Home • ± 20 Acres of Land • • Living Room • Family Room • Large Kitchen • Laundry Room • • Office/Guest Room • Mud Room • (4) Bedrooms • (2) Baths • • ±2,800 S/F of Area • Fireplace • (2) Enclosed Porches • Greenhouse & Large Barn

Terms of Sale: $5,000.00 Deposit Cash or Certified Funds.

5% Buyer’s Premium Applies.

Other Terms to be Announced at Time of Sale.

Terms of Sale: Sale Per Order of Mortgagee $10,000.00 Deposit Cash Attorney Benjamin M. Coyle or Certified Funds.

Of the Firm of Bacon Wilson, P.C. 5% Buyer’s Premium Applies.

33 State Street, Springfield, MA Other Terms to be Announced Attorney for Mortgagee at Time of Sale.

Sale Per Order of Mortgagee Attorney Benjamin M. Coyle Of the Firm of Bacon Wilson, P.C. 33 State Street, Springfield, MA Attorney for Mortgagee

Aaron Posnik

Aaron Posnik

Aaron Posnik

AUCTIONEERS•APPRAISERS

AUCTIONEERS•APPRAISERS

AUCTIONEERS•APPRAISERS

West Springfield, MA • Philadelphia, PA 413-733-5238 • 610-853-6655

West Springfield, MA • Philadelphia, PA 413-733-5238 • 610-853-6655

MA Auc. Lic #161 • PA Auc. Lic. #AY000241L

MA Auc. Lic #161 • PA Auc. Lic. #AY000241L

West Springfield, MA • Philadelphia, PA 413-733-5238 • 610-853-6655

www.posnik.com • E-Mail:info@posnik.com

www.posnik.com • E-Mail:info@posnik.com

www.posnik.com • E-Mail:info@posnik.com

Articles for Sale

Mens (Giant) bike w/ access., like new, $300/ BO. Call 413-782-7516 bet.

7am-7pm. Leave msg.

MOTORCYLE HELMET Med size, never worn still in box, $20;Firm, Boxes of old Barbie Dolls (23) w/ extra clothing $22/B.O. Red Sox Books (7) incl 2013 Championship hat, never worn $22/B.O. For infor call (413)536-5630 Prom or wedding gown, ankle length, worn off the shoulder, size 14, blue, $20. Call 413-250-5596 RED ULTRA LIGHT TRANSPORT CHAIR $100 (413)538-4484 SHOWER CHAIR WITH BACK AND ARMS ADJUSTABLE $35 (413)538-4484 STAR WARS ALARM CLOCK vintage 1970 $175 (413)538-4484 Stereo HiFi Cabinet, walnut, good cond., plays 45, 78, 33 1/3. $80.00/bo.

Call 413-250-5596 Thomas Kinkad limited edition NY 5th Ave picture, X-cond. $SOLD. Art deco vanity $60. 413-478-8619 Fitness Equipment

John Addo instant abs exerciser seat with video $40 Call (413)583-4227

MA Auc. Lic #161 • PA Auc. Lic. #AY000241L

Articles for Sale

Merchandise Antiques/Collectibles Appliances Articles for Rent Articles For Sale Audio Building Materials Cameras Camping Equipment Clothing Coins and Stamps Construction Equipment Do-In-Yourself Materials Electronics/Compuiters Fitness Equipment Flea Markets Forklifts and Equipment Fuel Furniture, Etc. Good Things To Eat Hot Ticket Items Jewelry Lawn & Garden Lawnmower & Snowblower Machinery & Tools Med. Equipment Sales/Wanted Miscellaneous Musical Instruments Office Equipment Pools, Spas & Accessories Professional Equipment Restaurant Equipment Seasonal Snowmobiles Sports Television Tickets Video Vintage Clothing Wanted to Buy Wood-Burning Stoves

Articles for Sale

350 GOLF BALLS, All types - $85.00.

Call (413) 426-7063 Ron

50 MINIATURE STATE BIRDS BELL COLLECTION WITH SHELF $125 (413)538-4484

8’ Snowplow blade, made to fit farm tractor. $249.

Call 413-237-7148

ALL PFAFF EQUIPMENT, (4) Creative 1473 Creative 2140 Hobby Lock 799 Embroidery Arm All in good shape for $2500 Call (413)596-8683

Furniture, Etc.

CORNER entertainment center, custom built Oak, $550; 95hx62wx32D Call (413)786-9317 DINING ROOM TABLE $200; Can’t fit 60x40 Pecan top, w/leaf, 2 Pedestal base (413)583-4227

GLASS TOP TABLE, Round 42in $75 Call (413)732-2734 Mike

BASEBALL, Football Basketball & Hockey cards, 1950’s-present, all 50 to 90% off, unopened boxes $1.00. I buy cards/all types Memorabilia 413-596-5783 BATTERIES (2 sets ) for a Pride motorscooter $40ea Red Sox Baseball Bat, signed by Fred Lynn & Dwight Evans $100; (413)530-9543 BIKE RALIEGH 6spd $125: Portable sewing machine $25; Men’s $20 & Women $75 golf clubs & accessories. Dining canopy $5; Medicine cabinet $10; Lrg Wall Mirror $5; Lrg cooler $3; Call (413)569-3358 Collection of Vintage Pyrex incl. nesting bowls. $45.

Call (413) 426-7063 Ron Duck Stamp RW1 New $150. Got stamps?

Call Ron 413-896-3324 Stamps wanted eval or buy

FISHER PRICE HIGH CHAIR $35 (413)538-4484 Giant Valley Forge "best’’ flag, new, 5’x9’ $45.

Call (413) 426-7063 Ron Graco baby carriage set w/ infant carrier $45. Graco baby crib, white, meets code, new matt. $50.

High-Chair, wooded, gd cond. $12. 413-250-5596 HOT TUB $500: 2 painting & 3 pictures, Beanie Babies & stuffed Bears. Call 413-478-8619 HUMMEL SPICE JAR COLLECTION WITH SHELF $125 (413)538-4484 KARCHER POWER WASHER w/5HP Honda enginee, missing gaskets, but eng runs very good. Could make a great go-cart eng $70; Call (413)530-0884

HANDSOME LARGE Heritage coffee table, wood & wrought, great cond. $200; (413)534-0985 OAK ROLL TOP DESK $230; OAK kitchen table w/leaf, tiled top, 4 chairs $230 Call (413)536-8742 TWIN BDRM SET, White, mattress, 3 bureaus, desk, 2 bookcases, good cond., $200; (413)363-0237 Lawnmowers & Snowblowers

ARIENS 7HP SNOWBLOWER

$175 Call 413-237-7148 BRIGGS & STRATON push lawnmower 5PH, $85; Call 413-237-7148 MTD YARD MACHINE RIDING lawn tractor, 17HP 42in cut, No bagger, $425 Call 413-237-7148 SIMPLICITY Riding lawn tractor, Hydro-static, 12HP, 42in cut, No bagger $425; Call 413-237-7148 SNOWBLOWER 21" Troy Built.

Needs gas line, $150.

Call 413-592-3516 YARD MACHINE PUSH LAWN MOWER $50 (413)782-0223 Machinery & Tools

17INCH ANTIQUE GRINDING WHEEL with stand $150 Call (413)786-01481 Musical Instruments

FREE - 1896 JW STEERE (2) MANUAL PIPE ORGANS, totally restored, like new cond. (413)528-2368

Audio, Video & Television

SEIKA 32 INCH T.V $75 (413)538-4484

Wanted To Buy

CASH PD vintage, antiques, electronics, guitars, amps, tube audio, musical instrum, radios, ham equip, CB. 413-206-8688

WANTED FREON R12.

We pay CA$H. R12 R500 R11. Convenient.

Certified professionals. www.refrigerantfinders. com 312-291-9169

Auctions Auctions

AARON POSNIK & CO. INC. Indust & Comm. Auctions 31 Capital Dr. W. Spfld.

733-5238 www.posnik.com

DouglasAuctioneers.com

ESTATES-ANTIQUES 413-665-2877 MORTGAGEES’ REAL ESTATE AUCTIONS TO BE SOLD ON THEIR RESPECTIVE PREMISES

WEDNESDAY JUNE 26, 2019 12:00 PM - GRANVILLE, MA 50 MCCARTHY ROAD DEPOSIT $5,000 12:00 PM - PITTSFIELD, MA 24-26 CURTIN AVENUE DEPOSIT $5,000 1:00 PM - HINSDALE, MA 251 PITTSFIELD ROAD DEPOSIT $5,000

MONDAY JULY 1, 2019 12:00 PM - CHICOPEE, MA 27 HEARTHSTONE TERRACE DEPOSIT $5,000 1:00PM-THREE RIVERS, MA 15 SASUR STREET DEPOSIT $5,000

MONDAY JULY 8, 2019 4:00PM - SPRINGFIELD, MA 23 RUSSELL STREET DEPOSIT $5,000 TERMS OF SALES: DEPOSITS IN THE AMOUNTS SPECIFIED ABOVE ARE TO BE PAID BY THE PURCHASER(S) AT THE TIME AND PLACE OF EACH SALE BY CERTIFIED OR BANK CHECK. ALL BALANCES DUE ARE TO BE PAID WITHIN 30 DAYS OF EACH INDIVIDUAL SALE. OTHER TERMS, IF ANY, TO BE ANNOUNCED AT EACH SALE. CALL OUR AUCTION SCHEDULE LINE AT (617) 964-1282 FOR A LIST OF THE CURRENT DAY’S AUCTIONS AND VISIT OUR WEBSITE www.commonwealth auction.com FOR CONTINUOUSLY UPDATED SCHEDULING INFORMATION AND ADDITIONAL SCHEDULING INFORMATION COMMONWEALTH AUCTION ASSOCIATES, INC. (617) 964-0005 MA LIC 2235

HOME & GARDEN

F16 | SUNDAY, JUNE 23, 2019

THE REPUBLICAN | MASSLIVE.COM

COLDWELL BANKER Chicopee - Stunning, spacious & sunny second floor 2 bedroom unit. Updated bathroom, polished hardwoods, replacement windows, close to Elms College, Baystate Medical & highways. A rare find- stylish & loved. $1,150 per/month

East Longmeadow - Loaded w/extras is this picture perfect 5 room, 3 bedroom vinyl sided Ranch. Granite kitchen, stainless steel appliances, gas heat, c/air, security, sprinklers, garage and more. Cul-de-sac location. $259,900

East Springfield - Great Ranch near the Chicopee line, 2 bedrooms & 2 full baths. Contemporary kitchen w/cathedral ceilings, granite center island, skylights over sized deck, fenced in yard, partially finished basement. $184,900

Enfield - Shaker Heights 55+ community in a beautiful and relaxing woodland setting. Unparallel quality and pride of workmanship. Free-standing home in a planned urban development near everything! $437,400

Forest Park - Pristine Historic Forest Park Historic district Tudor. Magnificent living room with custom woodwork, updated kitchen, custom arched doors, 4 large bedrooms, 2.5 baths, 2c garage, finished basement. $259,900

Longmeadow - Park-like setting in this spacious and well-maintained 10+ room, 5 bedroom Colonial! Abuts conservation land and located on culde-sac street for added privacy. Call today for your showing. $439,900

Colleen Westberg 531-6073

Roger Trombly 221-4600

Mike Behaylo 530-0374

Pat Wheway 478-1166

Mike Behaylo 530-0374

Ann Turnberg 374-3762

Southwick - Just in time for summer.

This waterfront cottage is waiting for you. 6 rooms, 2 full baths, 2 bedrooms, master bedroom w/water views and vaulted ceiling. Bath with skylight.

Quick closing is possible. $375,000

Warren - Your dreams have come true! Sprawling log home nestled in your own private nook of the world.

3+ bedrooms, 4.5 bathrooms and 4 car heated garage. Come visit your new home! $419,900

Westfield - Beautiful setting, move in ready, 3 bedroom, 2 bath home at Liberty Manor. Bright and cheery open floor plan with cathedral ceilings and wrap around deck overlooking the woods. $204,900

Marilyn Pinto 237-4243

Laura Kuhnel 364-3510

Lisa Oleksak-Sullivan 237-3394

Longmeadow - Reduced price.

Beautifully updated 6 room, 1.5 bathroom Gambrel with harwood floors, fireplace, new kitchen and garage. Park-like grounds. $275,000 Dottie Maiwald 537-0007

Palmer - Welcome home to this lovely twisted Cape! Beautiful country setting.

3 bedroom, 2 bath home. Located on a country road within minutes to area amenities, major routers and highways.

Don’t miss out! $256,500

Southwick - Impressive home w/ country view! Step into an inviting foyer, open to formal living room with a serene view. Private backyard and a beautifully paved patio with fire pit. $439,900 Lisa Oleksak-Sullivan 237-3394

Linda Wortman 330-9458

COLDWELLBANKERHOMES.COM

Chicopee/Belchertown 413.536.0573/413.323.0815 | Longmeadow/East Longmeadow 413.567.8931 | Sturbridge 508.347.7181 | Westfield 413.568.2324 CB Home Protection Plan 866.797.4788

Real estate agents affiliated with Coldwell Banker Real Estate Services are independent contractor agents and are not employees of the Company. The property information herein is derived from various sources that may include, but not be limited to, county records and the Multiple Listing Service, and it may include approximations. Although the information is believed to be accurate, it is not warranted and you should not rely upon it without personal verification. Š2017 Coldwell Banker Real Estate Services. All Rights Reserved. Coldwell Banker Real Estate Services fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Operated by a subsidiary of NRT LLC. Coldwell Banker and the Coldwell Banker Logo are registered service marks owned by Coldwell Banker Real Estate LLC.

¾ɀČ?ĘşĹˇĎ„ÂťÉ€ŃĄÎ¤Ď„Ă´ĎŻÇ Ë˛ĘşÎ¤Ę§ĘşĚ–Ę?

$ğƀ Ç…ĹĄÂź{Ć¨ĂŒĆ‰ ğĎ Ä&#x;ğ¨{Ä&#x; ĂŒÇ’ĂŒÄŽĆ¨Ć‰Â¸ ğDžƀ ťƀğŸDž¨ƨƉ¸ Ć‰Ç…ÂœĆ‰Â¨Ć€Ä“ĹĄĆ¨Ä“ÄźÄŽ ÄźĂ§ĂŒĆ€Ć‰Â¸ {ÂźÇ’ĂŒĆ€Ć¨Ä“Ć‰Ä“ÄŽĂż ÄźĹĄĹĄÄźĆ€Ć¨Ç…ÄŽÄ“Ć¨Ä“ĂŒĆ‰Â¸ {ÄŽÂź Ä&#x;ğƨƉ Ä§ÄźĆ€ĂŒĂ¤