SEARCHING FOR A HOME

THE HOME BUYING PROCESS

1. GATHER PAPERWORK

Be sure to have your bank statements, pay stubs, W-2, and other information.

2. SELECT A LENDER

Find a lender who will give you excellent service, a competitive rate and loan options that meet your needs.

3. FIND OUT HOW MUCH YOU CAN BORROW

Get pre-qualified to find out what you can comfortably afford.

4. FIND THE RIGHT REALTOR

Find an agent who will be your partner in the home buying process.

5. FIND THE PERFECT HOME

Find a home that fits your wish list and your budget.

6. SUBMIT YOUR COMPLETED LOAN APPLICATION

Lock in your loan rate and protect your new home with homeowners insurance, an appraisal, title insurance and a home inspection.

7. MOVE IN

Attend the closing and get the keys to your new home.