Ryan Sanford Team - Buyer Packet

Contact THE RYAN SANFORD TEAM 804.521.5007 ryan@ryansanfordteam.com www.ryansanfordteam.com

THE RYAN SANFORD TEAM | www.ryansanfordteam.com | 804.521.5007 | ryan@ryansanfordteam.com

Thank you for considering THE RYAN SANFORD TEAM to market and sell your property. We have created this booklet to provide you with a glimpse into how we approach our business and the sale of your home.

We strive to provide the ultimate real estate service to our clients. As you will see, we offer Guaranteed Real Estate Services which shows our commitment to our clients. We work diligently to ensure that you are treated the way you want to be treated.

PUT THE POWER OF RE/MAX BEHIND YOU! Together, with RE/MAX International, we will put the power of our brand to work to sell your home. With nearly 90,000 agents in over 85 countries, RE/MAX has a greater worldwide presence than any of our competitors. Our associates average more real estate sales experience than other agents, and lead the industry in professional designations. Our website, Remax.com, is the most visited real estate franchise website with more than 48 million visits annually. Over the past several years, RE/MAX agents have consistently outsold agents from all other real estate franchises. When you want your home SOLD, put our RE/MAX sign in your yard.

We look forward to working with you. Please let us know if you have any questions at any time during the process of your real estate transaction.

Sincerely,

Ryan Sanford The Ryan Sanford Team THE RYAN SANFORD TEAM | www.ryansanfordteam.com | 804.521.5007 | ryan@ryansanfordteam.com

RYAN C. SANFORD REALTOR®, Associate Broker, CDPE, CLHMS, CRS Specializing in Residential and Commercial Sales and Leasing, and the team leader of a dynamic and successful real estate team, he has a passion for real estate and it shows! With over 15 years of real estate experience, he strives to put his clients’ needs first while staying at the forefront of technology and education in the field. Ryan is well versed in all facets of the Real Estate business, whether it be navigating the way for first time buyers, scoring the perfect distressed property, or providing guidance in the luxury market, he knows, and has experienced, it all. Known as a savvy negotiator, Ryan always strives to land the best deal for his clients. Currently ranked in the top 1% of Agents in the nation, #1 RE/MAX agent in RVA and voted The Richmond Times Dispatch Top 5 Agents twice! Come see why "Performance Out-sells Promises!"

DAVE WORRIE REALTOR®, CSA Dave is the former President and Team leader of The Dave Worrie Team, Inc. He is a Real Estate Investor and has earned a C.S.A. (Certified Site Agent) designation. He has been licensed to sell real estate full time since 1989 and has a wealth of real estate, finance, and investing experience that he enjoys sharing with his clients. Dave is a recognized real estate expert and specializes in the area of selling higher end previously listed and difficult to sell homes. As an individual sales agent he has been recognized by the Richmond Association of Realtors as one of "The Top 10 Agents" in the Richmond metro area out of over 5,000 licensed agents. In his spare time he enjoys exercise, golf, and traveling with his wife Jeanette. His clients describe him as professional, knowledgeable, and well experienced.

THE RYAN SANFORD TEAM | www.ryansanfordteam.com | 804.521.5007 | ryan@ryansanfordteam.com

KYLE TAYLOR REALTOR® Kyle was born and raised in King William, VA. Studied Business and Marketing at Longwood University. Has been in the Real Estate industry since 2005, with a passion for real estate, marketing, and investing experience. After working as the Marketing Director for The Dave Worrie Team for a few years, decided to go into the selling side for the team. Specializing in the area of buying and selling investment properties, residential homes, and land. Kyle is known as a strong buyer’s agent and tough negotiator for his clients. He also studies the market data in depth so he can “accurately” recommend selling price ranges. His clients benefit the most as his listings generally sell within a few weeks. In his spare time, enjoys baseball and going to the river!

NICK CARTER REALTOR® Nick has a refined sense of craft and unbridled enthusiasm for real estate. Nick’s experience in investment properties and flipping house has prepared him to provide in-depth customer service and a unique eye to all his real estate clients. With a hands-on approach and keen attention to detail, Nick is equipped to smoothly guide anyone through the home-buying process. Nick is down to earth, hard-working and dedicated to fulfilling your real estate needs.

Nick enjoys being a rock & metal drummer on the side. He is a Chesterfield native and lives in Henrico currently with his Pug, Martie.

DOUGLAS REED REALTOR® After a successful corporate career in the chemical industry, first as a chemical engineer and then in sales and business management, Doug decided to pursue one of his favorite hobbies: house hunting! He and his wife Pat have lived in eight states. During his business travels, he fell in love with Richmond and decided to make it home five years ago. Doug is very detailed and organized. Negotiating was one of his strong suits in the corporate world, a trait that transfers well to real estate. He has a passion for working with people and helping them achieve their goals and dreams. His other interests include golf, travel, volunteering his time with many ministries and spending time with his wife, their children, and the grandkids.

THE RYAN SANFORD TEAM | www.ryansanfordteam.com | 804.521.5007 | ryan@ryansanfordteam.com

AMANDA DAVIS THOMPSON REALTOR® Amanda fell in love with Richmond as a child and has happily called Richmond her home for the past twelve years. Her knowledge of the area and all the city has to offer helps to ensure that her clients will feel right at home. Having a strong background in management, Amanda has taken her amazing people and management skills and transferred them to Real Estate! Friendly and professional, she has a knack for helping clients feel comfortable as she guides them through the home-buying process, always placing her clients needs first. With her caring nature and positive attitude, she strives to make her clients home buying experience as fun and stress free as possible, while making smart investments!

TOMMY BARRON REALTOR® Tommy grew up and lived in the Chesterfield area all his life. He went to Randolph Macon with a communication degree and is excited to be a real estate agent and provide the best service for his clients. He loves how different real estate is from any other career and his favorite thing about real estate is meeting new and unique people every single day. He is happy to help families and people every achieve the American dream of owning their own home. He is young, hungry, and always ready to work hard!

He is not afraid of a no and will continue to work until he gets a yes.

Tommy currently resides in the Chesterfield area. His girlfriend Sarah is a 3rd grade teacher. Tommy loves to be in the great outdoors, especially fishing in Nags Heads and kayaking around lakes in the area.

ALLEN FRANK REALTOR® Allen is a Richmond area native, though he has lived from Northern Virginia to Hampton over the years. He has over 20 years of corporate business management experience and prior to Real Estate, Allen served several years in law enforcement. His passion for architecture and helping people drew him to real estate. Allen is described by his clients and friends as professional, knowledgeable, and extremely caring of their needs. In his free time, he enjoys outdoor sports and physical activities, including soccer, kayaking, hiking/trail running, mixed martial arts, and competing in Spartan Races (obstacle courses). To relax, Allen enjoys fishing and spending time with his young family. He currently lives in Hanover with his wife, two kids, and two dogs.

THE RYAN SANFORD TEAM | www.ryansanfordteam.com | 804.521.5007 | ryan@ryansanfordteam.com

TONILYNN OXENDINE REALTOR® Toni Lynn has lived in Chesterfield for the last 30 years and loves being able to relax at the beach all day or hike a trail in the mountains. She studied Business Management at John Tyler and then began her 17 year career in banking; 10 of which were in management. This extensive banking background, which included real estate secured finance, provides additional insight into the economical side of real estate.

She is excited about the transition to real estate and what she sees as the privilege of being part of such monumental moments in her clients lives. With a reputation for being a hard worker and client advocate, you can count on her to go to bat for her clients and get the job done. Often referred to as upbeat, she brings a lightheartedness and optimism to every interaction.

In her free time you can find her at one of her boys sporting events or managing her own football pool. A true fanatic, she has never met a sport she didn’t like. She resides in Chesterfield with her three boys, 170lb Mastif, and a cat.

CYNDI CRAWFORD REALTOR® A longtime Central Virginia resident with a passion for what the area has to offer, Cyndi's enthusiasm and knowledge of real estate is reflected in her hard work and personalized service for all of her clients. She has over 15 years of medical management experience prior to Real Estate. Her previous experience provides her with an edge in realizing that each and every client has an individual and specific need. Her professionalism, attention to detail and motivation in achieving her clients goals and dreams create a positive home buying experience. In her free time she enjoys coaching cross country running, hiking, beach trips, fishing... and did she mention Navy Seal training courses! She currently lives in the Goochland (western Henrico) area with her family and three dogs.

ALLISON WILLIAMS & ROBIN CHIDESTER Client Care Coordinators, Admin & Marketing

Working together, Robin & Allison exemplify how teamwork, organization and attention to detail are paramount as they manage day to day team operations, marketing, and facilitates transactions. Two busy mothers of two make multi-tasking an art form as they handle and coordinate the administrative aspects of our business. They are your point of contact for any client request and will keep you in the loop with open communication throughout the entire process.

THE RYAN SANFORD TEAM | www.ryansanfordteam.com | 804.521.5007 | ryan@ryansanfordteam.com

OUR MISSION It is the mission of The Ryan Sanford Team and its associates to provide the highest quality, innovative, and exceptional real estate service available anywhere in the Richmond Metro area.

Our clients’ needs always come first. We will strive to always provide value far in excess of our client expectations. Our goal is to create a positive customer experience, respect, and long term relationships that are beneficial to all parties.

Our operation is a great place to work and do business. We are positive, helpful, and enthusiastic at all times – always focusing on solutions, not challenges. We take care of business first and foremost, but have fun and enjoy ourselves in the process.

We run a clean, organized, and efficient operation. We always adhere to the highest standards of integrity and ethical business practices.

We constantly strive to create, develop, and implement new ideas and strategies that will benefit our clients. We seek continuing education in all aspects of our business to increase the level of service we offer our clients.

CORE VALUES • • • •

Honesty and Integrity at all times in all situations.

Continually improve our services to exceed our client expectations.

Create and nurture a fun, exciting, creative, and productive work environment.

Tirelessly pursue personal and team growth while reaching well-formulated goals.

THE RYAN SANFORD TEAM | www.ryansanfordteam.com | 804.521.5007 | ryan@ryansanfordteam.com

We couldn’t have done it without your support!

THANK YOU RICHMOND! Considering a move? NOW is the time! Want to know what your house will sell for?

Call us today for a FREE Market Analysis of your home!

THE RYAN SANFORD TEAM | www.ryansanfordteam.com | 804.521.5007 | ryan@ryansanfordteam.com

WHAT MAKES US DIFFERENT? HONESTY We refuse to tell you what you want to hear just to get your listing. We will tell you the absolute TRUTH EVERY TIME. Some agents are either afraid of losing your listing or don’t have the capabilities to broach a touchy and personal situation.

Here at The Ryan Sanford Team, we are not afraid and use the direct but soft approach to these issues. Rest assured, you will always be completely and accurately informed on your listing. NO MATTER WHAT!

LEADING EDGE TECHNOLOGY We do not just stop at traditional marketing, we take it to a whole new and different level. Our listings are featured on over 125 different websites and search engines plus our 24-hour hotline riders, video email blasts sent to our pool of buyers and other agents in the area, professional quality photos, social media, You Tube and online Feature Sheets and Brochures available 24/7. The Ryan Sanford Team has an exclusive 199 STEP MARKETING ACTION PLAN that is Guaranteed to Sell your Home! Others may claim those results, but we actually achieve it and have satisfied clients, results, and statistics to prove it! We realize that each client is unique with different motivations to buy or sell real estate.

Therefore, we customize a complete package for you with no limitations on funds for marketing, and all available technology we have to assist you in your search for real estate.

SPECIALIZED KNOWLEDGE We are engaged 24/7 and we know the market. We work and study the market trends daily to keep up on what is happening now and in the future. Our team is certified with many different designations and hundreds of hours of training and seminars. This allows us to learn new ways to market and get your home sold. We have the knowledge to help keep you informed on the market and make sure you make the right choice when buying or selling a home.

UNIQUE TEAM SYSTEM Using various systems to help buyers and sellers, we make sure no task is forgotten and NOTHING is left undone. From sales, administration, marketing, service repair, telemarketing, and technology, we cover all of our bases to ensure nothing falls through the cracks. We have perfected a unique system that allows us to maintain a top level of client communication and performance that is unmatched by other area REALTORS®. In fact, our Team system is so successful, that the Richmond Association of Realtors has ranked our team as one of the “Top 10 Teams” in the Metro Richmond area out of 5,000 agents/teams for 9 incredible years!

THE RYAN SANFORD TEAM | www.ryansanfordteam.com | 804.521.5007 | ryan@ryansanfordteam.com

What an amazing and unbelievable experience. I almost sold the house to someone who just advertises they buy houses. I'm so glad I didn't. Ryan and his team were great answering all my questions, communicating with me at every turn and most of all selling the house in less than 2 days.

I definitely recommend Ryan Sanford and his team. Thank you very much!

- BILL A. Ryan is an amazing person. He knows how to deal with people and how to make things happen. He is very professional, on time, and knows the real estate market. Ryan sold my house in 24 days and found me the most amazing new house that was everything I hoped for. A friend of mine recommended him and I would not hesitate to call him again!

-GILBERT

L.

Ryan has helped me buy and sell quite a few homes. I worked with other realtors before I met him and I can guarantee you he is the best. He will always look out for his clients and negotiate the best deal. He is always accessible and on top of whatever the situation is. He is honest and he really cares about his clients. I highly recommend him!

- JOANNA Finding Ryan was the best thing that happened to us. We were in the process of getting our home of almost 25 years on the market, while at the same time building a new one. With Ryan’s recommendations, we did some much needed updates at minimal costs and waited to put our house on the market as close to the completion date of our new house as possible. His confidence in knowing the market and what type of family would most likely be attracted to our home provided us with a great amount of reassurance. Our home sold in 17 days and closed in less than 30. Throughout the entire process he was always there for us, (I like to ask a lot of questions!) He always made us feel like we were his only clients. I will, and have recommended him to anyone looking to sell or buy! When he says "trust me", he means it!!

- RENEE MOORE THE RYAN SANFORD TEAM | www.ryansanfordteam.com | 804.521.5007 | ryan@ryansanfordteam.com

Ryan is the very best realtor I’ve ever had and I’ve had a lot! He was always anticipating my needs and was already acting in my behalf be fore I’d even raised the question. He is always available, always caring, always able to deal with the most extreme situations and navigate skillfully, with strength, and tenderness. Ryan delivers on every imaginable level! It would be impossible to over sing his praises.

-JOHN M. We have been working with Ryan for over a year buying investment properties and he is the best. He is very knowledgeable about current values and what to buy at a good price. He is well respected in the real estate community because of his honesty and experience.

-JOANNA U. We contacted Ryan Sanford on the recommendation of a co-worker whose home he had sold. From the first meeting, until the closing on the sale of our home and the purchase of our new home, Ryan stood by us, helping us navigate through the real estate world for the first time in 29 years. Ryan is very professional, very personable, and he is very knowledgeable about real estate and the local markets.

He is also very organized - making sure that all of the deadlines and requirements were met on time. We would recommend Ryan to anyone looking for a dedicated, compassionate and patient real estate agent.

-KATHY M. After going through the process of purchasing a home three times in three states, Mr. Sanford is the most professional, most dedicated, and personal agent I have ever worked with.

-CHRIS J. Ryan is professional and passionate about selling real estate. I was selling from 650 miles away and Ryan continually found time in his schedule to be present at the property when needed.

-JIM M.

For 100+ more reviews, visit www.zillow.com/profile/Ryan-C.-Sanford/ THE RYAN SANFORD TEAM | www.ryansanfordteam.com | 804.521.5007 | ryan@ryansanfordteam.com

WE ARE A PROUD DONOR TO:

A portion of every commission goes to the Children’s Hospital of Richmond through the Children's Miracle Network.

Thank you for helping me give back!

THE RYAN SANFORD TEAM | www.ryansanfordteam.com | 804.521.5007 | ryan@ryansanfordteam.com

THE RYAN SANFORD TEAM | www.ryansanfordteam.com | 804.521.5007 | ryan@ryansanfordteam.com

In many markets across the country, the number of buyers searching for their dream homes greatly exceeds the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before starting your search. Even if you are in a market that is not as competitive, knowing your budget will give you the confidence to know if your dream home is within your reach.

Freddie Mac lays out the advantages of pre-approval in the 'My Home' section of their website.

“It’s highly recommended that you work with your lender to get pre-approved before you begin house hunting. Pre-approval will tell you how much home you can afford and can help you move faster, and with greater confidence, in competitive markets.”

Freddie Mac describes the '4 Cs' that help determine the amount you will be qualified to borrow:

1. Capacity: Your current and future ability to make your payments 2. Capital or Cash Reserves: The money, savings, and investments you have that can be sold quickly for cash 3. Collateral: The home, or type of home, that you would like to purchase

4. Credit: Your history of paying bills and other debts on time Getting pre-approved is one of the key steps that will show home sellers that you are serious about buying, and it often helps speed up the process once your offer has been accepted. One of the many advantages of working with a local real estate professional is that many have relationships with lenders who will be able to help you with this process. Once you have selected a lender, you will need to fill out their loan application and provide them with important information regarding “your credit, debt, work history, down payment, and residential history.”

Bottom Line Many potential homebuyers overestimate the down payment and credit scores needed to qualify for a mortgage today. If you are ready and willing to buy, you may be surprised at your ability to do so.

THE RYAN SANFORD TEAM | www.ryansanfordteam.com | 804.521.5007 | ryan@ryansanfordteam.com

When you're looking for help buying or selling property, it’s important to remember that the terms “real estate agent” and “REALTOR®” are not synonymous. REALTORS® can provide an extra level of service, and to be a REALTOR® you must be a member of the National Association of REALTORS®. The equivalent organization in Canada is the Canadian Real Estate Association.

Both are non-profit trade organizations that promote real estate information, education and professional standards.

The National Association of REALTORS® also has earned a strong reputation for actively championing private property rights and working to make home ownership affordable and accessible.

CODE OF ETHICS NAR and CREA members adhere to a strict code of ethics founded on the principle of providing fair and honest service to all consumers. REALTOR® business practices are monitored at local board levels. Arbitration and disciplinary systems are in place to address complaints from the public or board members.

This local oversight keeps REALTORS® directly accountable to the individual consumers they serve.

Real estate licensees who are not REALTORS, work solely under state/provincial licensing regulations.

RE/MAX REALTORS RE/MAX real estate agents are required to be REALTORS® as a condition of membership in the RE/MAX organization. As a percentage of membership, RE/MAX agents hold more REALTOR® professional designations compared to any other national or international company. The various designations are a symbol of achieving and maintaining advanced levels of education in real estate sales and marketing. Look for the REALTOR® or "R" logo when shopping for real estate assistance, for assurance of ethical standards and commitment to the community. Link a RE/MAX agent to that "R" for additional assurance of experience, productivity and advanced education.

THE RYAN SANFORD TEAM | www.ryansanfordteam.com | 804.521.5007 | ryan@ryansanfordteam.com

ENSURING YOUR INTERESTS ARE PROTECTED Buying a home or investment property is a significant and complex financial transaction, especially in today’s real estate market. So choosing someone to guide you through the process is an important decision.

Typically, Sellers enter into exclusive written representation agreements with REALTORS® to ensure their interests are protected.

On July 1, 2012, a number of changes to Virginia’s Agency law go into effect. Among these changes is the requirement that all real estate licensees enter into written brokerage relationship agreements with their Buyer clients. The intent of this new requirement is to ensure that buyers are aware of the types of representation available to them.

WHY USE A REALTOR®?

ARE ALL REAL ESTATE AGENTS LICENSEES REALTORS® No. While REALTORS® are real estate licensees with similar education and licensing requirements, REALTORS® pledge to uphold a strict code of ethical conduct. These ethical duties exceed those established by Virginia law and provide buyer and seller clients with the highest level of integrity and service.

Professional representation is your right under Virginia law.

THE RYAN SANFORD TEAM | www.ryansanfordteam.com | 804.521.5007 | ryan@ryansanfordteam.com

THE RYAN SANFORD TEAM | www.ryansanfordteam.com | 804.521.5007 | ryan@ryansanfordteam.com

THE RYAN SANFORD TEAM | www.ryansanfordteam.com | 804.521.5007 | ryan@ryansanfordteam.com

THE RYAN SANFORD TEAM | www.ryansanfordteam.com | 804.521.5007 | ryan@ryansanfordteam.com

THE RYAN SANFORD TEAM | www.ryansanfordteam.com | 804.521.5007 | ryan@ryansanfordteam.com

ON A TYPICAL HOME SALE, HERE’S HOW THINGS WILL RUN: 1. The buyer submits the ”earnest money deposit” that is typically deposited into the real estate broker’s account.

2. A title policy will be ordered on the property 3. We will set a closing date with the seller.

4. The buyer will order an appraisal and in most cases, an independent home inspection.

5. The buyer will remove the “conditions of sale” after the appraisal and home inspection, try to renegotiate their initial offer, or remove their offer entirely.

6. After the offer is finalized, the seller will submit the final legal disclosures and other material facts relevant to the property.

7. The seller will need to complete any agreed upon requests for repair that were submitted by the buyer before the closing date.

8. The buyer will schedule a walk-thru to verify the condition of the property and review any repairs that were made right before the closing.

9. Closing is scheduled and completed.

WHAT WILL HAPPEN AT CLOSING? Closing is the legal transfer of ownership of the home from seller to buyer. It is a formal meeting that the buyer's side will attend with their closing agent or Attorney. In Virginia the seller does not attend closing. Sellers will typically come in a few days before closing to sign the deed and other necessary paperwork. Closing procedures are usually held at a title company or lawyer’s office. Your closing officer will coordinate the signing of documents and the collection and disbursement of funds.

THE RYAN SANFORD TEAM | www.ryansanfordteam.com | 804.521.5007 | ryan@ryansanfordteam.com

KNOW THAT THERE’S NO “RIGHT” TIME TO BUY.

If you find the perfect home now, don’t risk losing it because you’re trying to guess where the housing market and interest rates are going. Those factors usually don’t change fast enough to make a difference in an individual home’s price.

DON’T ASK FOR TOO MANY OPINIONS.

It’s natural to want reassurance for such a big decision, but too many ideas from too many people will make it much harder to make a decision. Focus on the wants and needs of the people who will actually be living in the home.

ACCEPT THAT NO HOUSE IS EVER PERFECT.

If it’s in the right location, the yard may be a bit smaller than you had hoped. The kitchen may be perfect, but the roof needs repair. Make a list of your top priorities and focus in on things that are most important to you. Let the minor ones go. Also, accept that a little buyer’s remorse is inevitable and will most likely pass.

DON’T TRY TO BE A KILLER NEGOTIATOR.

Negotiation is definitely a part of the real estate process, but trying to “win” by getting an extra-low price or refusing to budge may cost you the home you love.

REMEMBER YOUR HOME DOESN’T EXIST IN A VACUUM.

Don’t get so caught up in the physical aspects of the house itself that you forget about important issues such as noise level, access to amenities, and other aspects that also have a big impact on your quality of life.

PLAN AHEAD.

Don’t wait until you’ve found a home to get approved for a mortgage, investigate insurance, or consider a moving schedule. Being prepared will make your bid more attractive to sellers.

CHOOSE A HOME FIRST BECAUSE YOU LOVE IT; THEN THINK ABOUT APPRECIATION. A home is still considered a great investment, but its most important role is as a comfortable, safe place to live.

THE RYAN SANFORD TEAM | www.ryansanfordteam.com | 804.521.5007 | ryan@ryansanfordteam.com

There are so many details to handle as you prepare for a move. It can seem like a daunting task. This checklist will help you manage the process and not forget anything.

PACKING AND MOVING ⎕ If you’re hiring a moving company, get a firm bid in writing. ⎕ Try and consume canned food and frozen items before the move. ⎕ Drain gasoline from your lawnmower. Drain any water from your garden hoses. ⎕ Dispose of any flammable or hazardous items. Do not move these if they can be easily replaced. ⎕ Moisten plants before moving. ⎕ Pack a “first night” box with coffee, bedding, household cleaners, toothpaste, pet food, and other essentials that you expect to need upon arrival.

THE IMPORTANT STUFF ⎕ Call utility companies (electric, water, cable) to cancel your current services and sign up for services in your new home. ⎕ Collect all of your important documents– birth certificates, passports, medical records, and carry these with you instead of packing them. ⎕ Have any necessary prescriptions filled and carry the medications with you. ⎕ Precious items, such as jewelry or your family photo albums, should also be carried with you instead of packed along with other household items.

PACKING SMART The more organized you can be in your packing, the easier it will be to unpack and settle into your new home. It’s also the best way to make sure you don’t lose or break anything during the process. Here are some basic reminders on how to pack well: •

Don’t use damaged boxes.

•

Use quality movers tape to secure items properly.

•

Don’t put heavy items in large boxes.

•

Put heavier items at the bottom of a box and label as heavy.

•

Have a parking plan for your moving truck.

BEFORE YOU LEAVE ⎕ Conduct a last minute walk-thru. Check drawers, closets, the basement, and the garage. Make sure everything is turned off and locked up.

THE RYAN SANFORD TEAM | www.ryansanfordteam.com | 804.521.5007 | ryan@ryansanfordteam.com

Moving is often a chaotic yet exciting event in your life. After the big moving day, you’ve got a lot of work ahead of you. Unpacking is just the first part of the battle. Next you’ll need to get your regular routines sorted out and make sure everyone in the family feels comfortable in the new home.

With all of the changes and the responsibilities of a big move, it’s easy to misplace important items and make mistakes. To help keep your life in order, be sure to keep these things on your to-do list!

SECURELY STORE THESE RECORDS: •

Your closing statement

•

Property deed

•

Receipts for home improvement

•

Warranty information

•

Loan papers

•

Insurance policies

CHANGE YOUR ADDRESS Start with USPS to make sure all your mail is getting forwarded and you don’t miss any important mail or bills.

You can do this online at moversguide.usps.com.

ONCE THIS IS DONE YOU’LL ALSO WANT TO UPDATE YOUR ADDRESS WITH: •

Banks

•

Credit cards

•

Insurance providers

•

Work

•

DMV

•

Voter registration

•

Online vendors (especially those with automated payments) THE RYAN SANFORD TEAM | www.ryansanfordteam.com | 804.521.5007 | ryan@ryansanfordteam.com

SERVICE BEFORE, AFTER AND DURING THE SALE Even after the closing, I’ll be there to assist you with all your real estate needs.

You will receive valuable information on a regular basis.

Along with great coupons, local offers and information and coming attractions.

Consider me your source of referral for all types of businesses, whether related to real estate transaction or not.

I’M NEVER TOO BUSY FOR ANY OF YOUR REFERRALS THE RYAN SANFORD TEAM | www.ryansanfordteam.com | 804.521.5007 | ryan@ryansanfordteam.com

1. Open escrow 2. Choose closing attorney or title agency 3. Choose lender 4. Confirm paralegal 5. Deposit check endorsed 6. Compile list of inspectors 7. Review documents for accuracy 8. Verify compliance with Homeowner’s Association Act, if applicable 9. Verify compliance with Lead Paint Act 10. Verify compliance with Mechanic’s Lien Act, if applicable 11. Verify compliance with Property Owner’s Disclosure Act 12. Deliver condominium documents, if applicable 13. Verify deposit funds 14. Order necessary inspections 15. Negotiate any necessary repairs or contract adjustments 16. Prepare any necessary contract addenda 17. Verify that title search and binder have been ordered 18. Verify that seller’s attorney ordered preliminary title report 19. Verify that closing agent received preliminary title report 20. Verify that there are no adverse exceptions to title binder 21. Verify that survey has been ordered 22. Contingencies, reports and inspections, satisfied

and removed from contract 23. Notify settlement agents, attorneys, lender of contingency satisfaction 24. Preliminary title report approved by lender 25. Verify settlement agent has ordered beneficiary statement or demand for pay off 26. Agent orders home protection policy 27. Agent orders termite inspection 28. Agent verifies termite work completed, if necessary 29. Verify that settlement agent orders buyer’s insurance 30. Verify that escrow received insurance 31. Verify lender has copy of paid insurance receipt 32. Settlement agent orders loan documents from lender 33. Verify closing package has been approved by lender for closing 34. Schedule settlement date and time with all parties 35. Coordinate possession 36. Set up walk-through inspection 37. Agent present on walk-through 38. Loan documents signed by buyer in escrow 39. Loan documents delivered back to lender 40. Lender funds the loan 41. Documents delivered to county recorder 42. Verify recording date 43. Verify proceeds have been delivered

THE RYAN SANFORD TEAM | www.ryansanfordteam.com | 804.521.5007 | ryan@ryansanfordteam.com

804.521.5007 | www.ryansanfordteam.com | ryan@ryansanfordteam.com RE/MAX Commonwealth | 1231 Alverser Drive, Midlothian, VA 23113 If your property is currently listed for sale, this is not intended as a solicitation. | Agent licensed in the Commonwealth of Virginia.

THE RYAN SANFORD TEAM | www.ryansanfordteam.com | 804.521.5007 | ryan@ryansanfordteam.com