C21 Autumn 2018

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Century 21

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CONTRIBUTERS

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Geoff Barnett

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Emma Blomfield

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PUBLISHER

Cherie Barber Oliver Sizeland Hayley Cooper Miguel Maestre Chris Gray Bradley Beer.

EDITORIAL ENQUIRIES Century 21 Australia (02) 8295 0600

ADVERTISING ENQUIRIES Century 21 Australia (02) 8295 0600

DISCLAIMER We have in preparing this information used our best endeavours to ensure that the information contained therein is true and accurate, but accept no responsibility and disclaim all liability in respect of any errors, inaccuracies or misstatements contained herein.

Prospective buyers and sellers should make their own enquiries to verify the information contained herein. All information contained in the CENTURY 21 Australia Pty Ltd website is provided as a convenience to clients. All links to property prices displayed on the website are current at the time of issue, but may change at any time and are subject to availability.

For more information on our Privacy Policy please refer to: www.century21.com.au/privacy

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WHAT’S IN STORE FOR AUSTRALIAN PROPERTY

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5 DESTINATIONS FOR YOUR TRAVEL BUCKET LIST

Charles Tarbey gives his insights into the long term

TewntyOne explores some travel hotspots for 2018,

outlook of our real estate market.

is it time to brush off the passport?

TIPS FOR AUTUMN DECORATING

WHAT’S ON THIS AUTUMN

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The ever insightful Emma Blomfield gives some help

With the Summer Holidays behind us, the events

to refresh your home for the Autumn season ahead.

haven’t slowed down, TwentyOne picks out the events to keep an eye out for.

10 TO-DOS IN YOUR AUTUMN GARDEN

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As the leaves fall and the sun begins to tone it down, preparation for the Winter garden can begin!

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CHAIRMAN STATEMENT

WHAT’S IN STORE FOR AUSTRALIAN PROPERTY

BY CHARLES TARBEY CHAIRMAN AND OWNER OF CENTURY 21 AUSTRALASIA

Across the country, property value growth is continuing to level out and although this may seem like a negative thing for homeowners, it may be a positive thing for the Australian market. A market experiencing moderate growth can often result in a healthier long-term market.

Looking back on 2017, national

cooler conditions. Vendor discounting

parts. Buyers may be placed in a better

dwelling values were 4.2 per cent

is a likely prospect for those selling

position to negotiate a favourable price

higher over the calendar year – which

property Sydney and Melbourne

compared to previous years.

is a slower pace of growth relative to

markets, however, this may level out in

2016 when national dwelling values

the second half of the year.

rose 5.8 per cent and in 2015, when values nationally were 9.2 per cent higher.

International market conditions will

Engaging with an experienced real realistic market price of their property

and outlying areas of Sydney and

as they can take advantage of an agent’s

Melbourne especially affected.

market conditions in the coming

involvement in recent transactions.

months, particularly the US and Asian

Not only this, a good agent may

markets. As the US property market

prove invaluable should the need for

is on the move, it may help support

discounting arise, helping to navigate

the Australian market and keep it

the negotiation process between buyer

balanced.

and seller which is often emotional and

their property goals are in line with

markets across the country, with the Brisbane apartment market

on-ground knowledge of the area and

expectations are realistic this year, and

placed under valuation pressure in

estate agent can help vendors set a

likely continue to influence Australian

Vendors should ensure their

Apartment settlements may be

The Brisbane apartment market may be a key market to watch for first home buyers. New supply combined with first home buyer’s incentives may see unique and affordable buying opportunities present.

I believe Perth will also remain a

taxing.

Vendor discounting may help to improve housing affordability in some

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market to keep an eye on this year.

The market is showing signs that it has

moved through its worst, as vacancy

to benefit of

rates have fallen and there are lower

any upside in

levels of stock compared to previous

prices.

years.

I encourage Australians to consider the demonstrated value of property as a safe and profitable investment…

Lastly,

resold at a profit over the quarter was $17.7 billion, far

At the end of last year, Perth saw its

amidst some

first rolling quarterly capital gain since

of the ‘doom

late 2014 with CoreLogic reporting a

and gloom’ talk

0.3 per cent lift in dwelling values over

surrounding a

the three months to November 2017.

levelling market, I

They also reported that settled sales

encourage Australians to

are rising (+3.8 per cent year on year)

consider the demonstrated value

and homes are selling faster (59 days

of property as a safe and profitable

that is still there in many markets and

compared with 68 days a year ago).

investment over the long term.

that will likely remain over the course

There may be many good

outweighing resales losses which amounted to $453.8 million.

CoreLogic’s Pain & Gain Report for

opportunities to purchase Perth

the September 2017 quarter showed

property in the coming months and

the total gross value of properties

This also attests to the underlying demand for property

of the year despite signs of moderating price growth.

ABOUT CHARLES TARBEY

Charles Tarbey is the Chairman and Owner of Century 21 Australasia, one of Australasia’s largest and most diverse property groups.

Charles has been actively involved in the property industry since 1972, and has trained and given advice to thousands of real estate agents, vendors and purchasers. He is also the author of two real estate books, Profit Driven Real Estate and Listing Rich.

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ONLINE

CYBER SMART KIDS How parents can encourage safer online behaviours Younger generations are growing up in a digital world and now, technology is virtually second nature to many children from the early years. Whilst there is a myriad of benefits for learning, development and keeping in touch with friends and family, there can also be dangers present if savviness is not exercised online.

Although many children are learning

information can still fall into the

about cyber safety in the classroom, to

wrong hands.

reinforce the message, here are some tips to start the conversation at home and encourage safer online behaviours for children of all ages.

Research from the Office of the Children’s eSafety Commissioner reveals children as young as eight are sharing their surnames, school details and uniforms, phone numbers, and

DON’T OVERSHARE It is essential to educate your children about just how much personal information they share online. Whilst private settings may seem secure, they should understand that this setting is not impenetrable and personal

street addresses on their social media accounts.

“The good news is that most young people are using privacy settings, however, education is essential to reinforcing the importance of keeping sensitive information private,” says said Children’s eSafety Commissioner,

Julie Inman Grant.

“We need to be having regular conversations with young people about what is and is not OK to share online, and make sure we are modelling the same behaviours in our own social media use,” says Inman Grant.

THINK BEFORE POSTING The ease and simplicity of sharing messages online has created a situation where some may not think before hitting send. In an age of oversharing, it is important children remain conscious of the implications of posting negative things on social media.

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how they are using digital devices. It may also be beneficial to limit when these devices are used to manage their levels of screen time, such as limiting use before bedtime or during certain hours of the day.

By encouraging a balance between online and offline activities, and setting this example through your own activities, it may help children to understand that technology doesn’t need to be an all-consuming form of entertainment.

EDUCATE YOURSELF For those of us who have not grown up with the technology our children are so adept with, it can sometimes be daunting to understand.

Research from the Office of the Children’s eSafety Commissioner reported that the vast majority of parents are being proactive about their children’s online safety, however, they still feel that they need more resources Ask your children - would you say it to your mum or dad? Would you say it to your grandparents? Or your teachers? If not, then don’t post it.

We have seen numerous cases in recent years where public identities or high powered individuals have posted one ill-thought-out Tweet and suffered major consequences, such as public criticism, loss of employment and the need to deal with the subsequent fallout.

It is important your children understand things may not disappear in the online sphere, and that all they do and say online should be shaped by this thought.

BALANCE ONLINE AND OFFLINE The Australian Bureau of Statistics reports that the average Australian household has six internet-connected devices. However, the ‘Australian Child Health Poll’ form The Royal Children’s Hospital of Melbourne

to effectively to do so.

Attesting to the positive aspects of the internet - there is a myriad of information online to help parents remain up to date with ever-changing technologies.

For example, the iParent portal

showed that over half of parents of

houses a vast range of resources, advice

teenagers and a third of parents of

and ‘how to’ videos to keep parents up

children aged less than six years do not

to date with the latest technology used

place any limits on the amount of time

by their children, with the promise

spent or type of content accessed by

of more to come. Here, parents will

their children on screen-based devices.

find plenty of advice on things such

By keeping your children’s screen time out in the open, it may help you keep an eye on what they are doing and

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as popular games, apps, and social networking sites, and digital trends.

Visit www.esafety.gov.au/iparent to find out more.

CENTURY 21 NEW ZEALAND

A STEADY 2018 PROVIDES GREAT OPPORTUNITIES

BY GEOFF BARNETT NATIONAL MANAGER OF CENTURY 21 NEW ZEALAND

After the General Election last September, New Zealand saw things quickly settle down with the real estate market showing some positive signs again.

In fact, end of year REINZ figures

also been doing particularly well with

as past data shows only about three

showed some strong price growth in

rural sales.

per cent of buyers had overseas tax

many parts of regional New Zealand and a good lift in sales activity for many provinces.

The median house price in Auckland was up by the end of 2017, but only just. However, the long-term prospects of Australasia’s fastest growing city remain strong.

The lower North Island has

As New Zealand’s capital city Wellington’s future is assured and in

ongoing and relatively low interest

see our cool little ‘cultural capital’

rates this year, with many fixed

featured.

rates still well under five per cent.

Overall, in one word 2018 will be ‘steady’. What we’re witnessing this year is the return to a more normalised market showing more realism and genuine sustainability than the crazy

in recent years. Century 21’s

days of two or three years back.

media profile, while the office in Paraparaumu has had a strong sales presence on the Kapiti Coast. In Palmerston North, Century 21 has

The Reserve Bank is anticipating

this issue of TwentyOne, it’s great to

seen some good price escalation office in Wellington enjoys a high

residency.

Some of you may have heard about our new government banning foreign ownership. This is not expected to have an overly negative impact on New Zealand’s residential housing market

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This makes it a good time for many Auckland renters, in particular, to run the numbers on a mortgage calculator, if they can then come up with a deposit.

Last year, I was one of those who called for a review on the LVR restrictions after the Reserve Bank’s tougher loan-to-value ratios had successfully taken much of the heat out of the market, as had certain

government measures to increase the

When it gets down to the nitty

While sales times may have extended

country’s housing supply. The good

gritty of a sale, more lenders are

on 12 months ago, we’re continuing

news is the LVR restrictions have

then insisting on getting the likes of

to see plenty of willing buyers and

since been softened somewhat, helping

valuations done and giving much closer

vendors negotiating fair prices both

more first home buyers to get into the

scrutiny to mortgage serviceability.

parties are happy with.

market.

It’s heart-breaking for buyers,

In saying that, one aspect

vendors and agents alike

the wider real estate

when finance falls over

industry has witnessed over the past year is the increasing number of deals falling over simply because of finance.

but given some international

This is not expected to have an overly negative impact on New Zealand’s residential housing market…

New Zealand’s real estate coming off such a high, heightened caution by our banks and other

Last year

lenders is totally

brought about a new

understandable.

wave of lending caution from the country’s retail banks and

uncertainty and

Nonetheless, housing demand

financial institutions affecting some

continues to outstrip supply and land

settlements, and in some cases after

sold to developers in recent years will

buyers thought they had pre-approved

see plenty more developments and

finance all sorted.

subdivisions come to the market this

Over the past year, some media commentators have been determined to talk down the future of New Zealand’s real estate, but the market’s underlying strength continues to prove them wrong.

I believe what we’re now seeing is the New Zealand real estate market entering a consolidation period as household incomes start to catch-up somewhat to property prices.

Thanks to ongoing population growth, solid economic forecasts and confidence, and low interest rates coupled with more realistic house prices - plenty of opportunities remain for Kiwis when it comes to real estate in 2018.

year and next.

ABOUT GEOFF BARNETT

Geoff has been involved in the real estate industry for some 10 years. Prior to this he had over 30 years experience in business development and business management. Geoff has well-developed business networks and a thorough understanding of the day to day issues business owners face in running a successful business. Geoff is also very active in the community, he is a member of his local Lions club, and current regional manager of Camp Quality Auckland Northland. Camp Quality is an organisation which provides support for Children Living with Cancer and is a fully volunteer organisation. He is also a trustee of other community trusts.

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Attract more. Sell more.

Century 21 is building the future of real estate. Our innovative technology enables our agents to generate more leads so they can sell more property.

If you would like to join an office network committed to innovation, you should talk to us today.

1300 24 21 21 — c21future.com.au

Think Future, Think C21

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HOME IDEAS

AUTUMN HOME IDEAS Brace your home for the chill with this season’s latest pieces B

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YPPERLIG THROW

The YPPERLIG throw from IKEA is the perfect autumn piece for your home, with its muted earthen tones, and super soft texture. With an

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anti-pilling finish on both sides, it’s great for snuggling up in with a book and a big cup of tea.

Price: $14.99 AUD

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AUTUMN CYLINDER TABLE LAMP

Bring spirited, woodland-inspired style to your space with the entrancing glow of the Autumn Cylinder Table Lamp by Micky & Stevie, available at Zanui (online). The lamp features an ash veneer shade with classic timber grains to cast a warmer hue of light. It’s the perfect autumn transitional piece with its earthy tones.

Price: $79.95 AUD

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YPPERLIG STATIONERY SET

If you love your home and office tidy and organised, the YPPERLIG stationery set from IKEA is the perfect accessory for you. Give all the titbits on your desk a home. The YPPERLIG stationery set can be stacked and combined as you

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like, so you always have tape, paperclips and pens close at hand.

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AUTUMNAL MODERN RUG

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Enhance the artistic appeal of your style with the warm flourish of colour in the Autumnal Modern Rug from Cornermill, available at Zanui (online).

The rug features polypropylene frise yarns in a plush weave for superior durability and a comfortable feel underfoot.

Price: from $179.95 AUD

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YPPERLIG WALL SHELF

For those who want a small and decorative storage solution, the YPPERLIG wall shelf from IKEA is the perfect piece for you. You can

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hang this behind a door or in another narrow space. With its neutral tones, it’ll be easy to pair with any existing dÊcor.

Price: $19.99 AUD

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MAPLE CUSHION

Add elegance and cosiness to your bedroom or living area with the Maple Cushion, Malachite from Rapee, available at Zanui (online). Cushions are a great way to introduce a subtle

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hint of colour to your living space. The Maple Cushion is also generously sized for comfort as well as style.

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INTERIORS

TIPS FOR AUTUMN DECORATING Emma Blomfield helps to give your home a seasonal refresh

ABOUT EMMA BLOMFIELD

2018 is flying by at record pace, weren’t we just sipping cocktails over the Christmas break a minute ago!?

It won’t be long before the days are getting shorter and the temperature is getting cooler, so how can we prepare for the cooler months ahead? I like to take the changing seasons as an opportunity to review certain areas of the house and replace anything that needs replacing. It’s also a good opportunity for a clean out!

Bookshelves can easily be an overlooked dumping ground for a

Emma Blomfield is an interior stylist and homewares buyer. Emma is passionate about making decorating affordable and accessible to all Australians. Emma’s decorating services are available not only in the Sydney metro area but also rural and regional towns for people looking for a more hands on decorating approach.

Emma runs regular decorating workshops around the country helping her students to become more empowered in their decorating choices. www.emmablomfield.com

range of things we can’t find homes for - so why not take the chance to go through the shelves and throw out anything you know you’ll never read again or books the kids have outgrown.

When replacing things back onto the shelf, be ruthless. Ask yourself if you really want it there and if you’ll ever look at it again. If not, turf it! You don’t have to reserve the shelves of your bookcase for books only. Mix up the items on the shelf to keep it interesting and tell a story about your family and your style. I like to use vases, trinkets, boxes and trays on bookshelves when styling for clients.

Mixing the horizontal and vertical pieces make the shelf more interesting to look at and discover things. You can also lean some small framed prints or photographs on the shelves too to really personalise the space.

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INTERIORS Another area to review in autumn is your sofa. Does it need a steam clean to refresh it after the hammering it got over the sweaty summer days and nights or wet bathers on the fabric? You can hire a steam cleaner yourself or outsource it to the professionals. Much cheaper than replacing the entire sofa! If you have slip covers, even better. Throw them in the wash and voila, a brand new sofa (sort of..)! I also like to wash my scatter cushion covers every three months or so (if not sooner). Take this opportunity to either throw them out and purchase a new set or soak the existing ones so they’re nice and fresh. I usually have a lighter summer throw rug on the sofa in the warmer months as sometimes it can be chilly at night but once autumn hits I find a need a thicker weight throw rug to handle the change in temperature.

Keeping the material natural makes all the difference when snuggling on the sofa with loved ones, so opt for a heavier weight cotton throw rug or a woollen knit for extra cosiness.

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Lastly, create some attractive new vignettes around the home. I love styling little corners of the house with a mix of new bits and pieces and some old treasures. I use trays to collate all the pieces together to tell a story.

Vignettes look great on hallway tables, buffets in dining rooms and bedside tables. The key is to keep the collection of objects to an odd number, groupings of 3’s and 5’s is more pleasing to the eye than even groupings.

Happy decorating!

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RENOVATION

GRAN DESIGN Cherie Barber gets canny with granny flat renovations With Sydney and Melbourne property prices at an all-time high, there’s increasing pressure to create more cost-effective housing.

One solution that has definitely grown

there’s increasing pressure to create

in popularity is granny flats. And

more cost-effective housing. One

what’s not to love about these compact

solution that has definitely grown in

little gold mines? Today’s granny flats

popularity is granny flats. And what’s

can be as basic or as architecturally

not to love about these compact little

elaborate as your budget and space

gold mines? Today’s granny flats

allow. And most granny flat builders

can be as basic or as architecturally

will manage the whole project for you,

elaborate as your budget and space

from concept through to completion,

allow. And most granny flat builders

including getting the necessary

will manage the whole project for you,

council approvals.

from concept through to completion,

With Sydney and Melbourne property prices at an all-time high,

including getting the necessary council approvals.

ABOUT CHERIE BARBER

Cherie Barber is the renovation expert on TEN’s The Living Room and owner of Renovating for Profit, a company that teaches anyone how to buy and renovate properties for profit. www.renovatingforprofit.com.au

BEFORE

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AFTER

AFTER

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RENOVATION

Case Study This is a renovation I did a couple of years back in Sydney’s outer western suburbs for my renovation segment on TEN’s The Living Room. The original house was located on a 670 square metre, wide and level block, so the block was big enough to divide in two and put a twobedroom granny flat out the back.

With no formal sub-division required (just complying development for the granny flat), a new paling fence was erected to split the house at the front from the new rear dwelling, providing separate access from the rear lane, making it completely self-contained.

For around $50,000, I purchased a two-bedroom granny flat shell with awning from a local supplier, which I had my own tradies fit out.

By ordering a bare shell with only the base structure and walls, I was able to achieve a more premium, quality fit-out at a similar cost to a standard, fully finished granny flat.

As my tradies were already in full swing renovating the main property, and therefore on site, labour costs were kept to a minimum. Some minor work was necessary to connect water and electricity.

Fully completed and ready to rent, the two-bedroom granny flat cost approximately $75,000 and was ready to rent at a tidy $330 per week. In today’s Sydney market, I estimate it would rent for closer to $400.

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GARDENING

10 TO-DO’S IN YOUR AUTUMN GARDEN

Handy horticultural hints from the team at Growing Rooms As summer wanes, it’s time to prepare your garden for winter and the spring that follows. To keep your autumn garden vibrant and healthy you need to plan and take action now.

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1.REMOVE LEAVES Transfer the leaves that fall on your

Gold Medalist for AILDM 2016 National Landscape Design Awards

garden and lawn to the compost bin on a regular basis, otherwise they will smother your plants and grass. Rake leaves up and compost or use as a mulch in garden beds. Well-rotted leaf mould, as it’s called, is nutrient rich and extremely beneficial to garden soil.

ABOUT GROWING ROOMS

Growing Rooms has evolved into one of Sydney’s leading landscape firms and have over a decade experience within Sydney. The company was founded by Oliver Sizeland who has worked within the landscaping industry in both London & New Zealand.

Since being in Sydney, Oliver has been involved in constructing some of the city’s finest residential gardens. Oliver started Growing Rooms Landscapes with just one simple principle in mind: “To create stunning and functional gardens tailor made to our clients’ needs”.

To find out more, visit www.growingrooms.com.au

2.PLANT SPRING FLOWERING BULBS Start planning for a stunning display of bulbs in spring with mass plantings of daffodils, dutch iris, hyacinth, lachenalia, ixia, muscari, ranunculi, Freesia, crocus, anemone, Babiana and tulips. Choose a spot with light, welldrained soil or plant in pots that can be moved out of sight after flowering.

In warm areas, chill hyacinth and tulip bulbs in the fridge (about 8 weeks) before planting.

3.TRIM AND PRUNE HEDGES AND PLANTS Trim hedges before the onset of winter to keep them compact and bushy from ground level.

The thing about pruning is that it actually stimulates new growth. The reason it does is because a chemical is contained in each terminal bud, or leader, and once you’ve removed that it allows the buds below to break. This means a much bushier plant. Don’t make the mistake of pruning back everything in the garden, because if you do you might miss spring blossoms. A Wisteria, for example, has already set its spring buds – look for the flowering spur and leave it because pruning that means missing its spring flush.

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GARDENING 4.POT UP WINTER FLOWERING ANNUALS

Take 10cm cuttings from hardwood herbs such as rosemary…

When it comes to pretty flowers for your pots and bare spots in the garden during late winter and spring, simply remember the three Ps – pansies, Primula and Polyanthus. Mix up with cineraria and other annuals. Sow seed now in trays or punnets, or look out for seedlings at the garden centre.

5.DIVIDE PERENNIALS Dig up and divide large clumps of perennials such as dahlias (pictured), cannas, daylilies, Dietes, Euphorbia,

who can supply plans for your section.

9.ALLOW PLANTS TO SET SEED

pokers. Lift them, divide and re-plant

To really see the best results with your plants, it’s important to prepare

Some flowering perennials such as

into well-conditioned soil.

foxgloves, Hosta, peonies and red hot

the soil properly. Add gypsum to clay

6.TAKE CARE OF THE LAWN

soil to help improve its structure, and no matter your soil type, you’ll need

sedum and coneflower (Echinacea), as well as grasses, have lovely seed heads. Think about leaving those you like on the plant during winter to add

Autumn is the time to feed the lawn.

to regularly add organic matter. This

The reason is that the grass has

might be manure (ensure it’s fully

slowed down with cold nights, but

composted so that you don’t burn the

the roots are still growing well, so it’s

roots), pelletized fertiliser or compost.

a great time for repair because the

This will add nutrients back into your

soil is warm. Use a slow release lawn

soil and feed your soil microorganisms.

food to develop a strong root system

It’s these microorganisms that do the

and thicker grass. Autumn is also a

hard work and will ensure that your

good time to sow new lawn seeds.

soil structure has a good balance of

Before sowing seed, remove stones

water retention and drainage, and let

Give your citrus trees a little late

and difficult weeds such as dock and

plants thrive.

summer attention. Feed them now with

dandelion. You will end up with a lush green cover over winter.

7. P L A N T N E W T R E E S A N D P L A N T S Autumn is an ideal time to plant new trees or shrubs provided the soil is reasonably moist. Make sure the planting spot isn’t on top of underground services such as sewerage drains or power cables. If unsure, you should contact the service provider

interest to the garden. Rose growers recommend leaving some flowers on plants to set hips (red/orange berries).

Rose hips not only look attractive but help maintain vigour.

10.EXTRA ATTENTION FOR CITRUS TREES

a plant food that’s specially formulated

8.MAKE NEW PLANTS FROM CUTTINGS Take 10cm cuttings from hardwood herbs such as rosemary and bay or natives such as banksias, grevillea and coastal rosemary. Remove the lower leaves, dip cuttings into hormone powder and pot in small containers of premium potting mix. Keep just moist and shelter from strong wind and sun.

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for citrus – these formulas contain the full range of trace elements your plants need. Water well before and after application, spreading the fertiliser around the dripline area (the zone beneath the outer branches). Check for pests too – spray bronze orange bugs with an insecticide such as Confidor, and treat aphids and scale insects with a horticultural oil.

FITNESS

ANYTIME MOOD BOOSTING WORKOUT Forget the excuses with this quick and easy routine 30 minutes of any form of activity that gets your heart rate up and stimulates the dopamine receptors will release endorphins to make you feel good - and you can spare 30 minutes anytime.

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FITNESS

According to Kate Allott, Head of Fitness at Anytime Fitness, it can be a brisk walk on the beach, kicking the footy in the park, or boxing any movement that gets your heart pumping!

WHAT IS TABATA? Tabata training was discovered by Japanese scientist Dr. Izumi Tabata and a team of researchers from the National Institute of Fitness and Sports in Tokyo. Tabata and his team

She’s put together a 30-minute sweat

conducted research on two groups of

session that will not get monotonous or

athletes, coming to the conclusion that

boring - thanks to its Tabata format.

high-intensity interval training has

Kate’s workout below can incorporate

more impact on both the aerobic and

weights - but requires no equipment

anaerobic systems.

at all. All you need is your own body,

The structure of the program is as

and some determination to sweat and

follows:

smile!

1. Jumping Jacks (3 minutes) 2. Push-ups (3 minutes) 3. Burpees (3 minutes)

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Workout hard for 20 seconds

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Rest for 10 seconds

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Complete 6 rounds of each exercise (3 minutes work)

4. Body weight squats (3 minutes)

You can do pretty much any exercise

5. Mountain Climbers (3 minutes)

you like in this format. You can do

6. Russian Twists (3 minutes) 7. Jumping Lunges (3 minutes) 8. Lateral Slides (3 minutes) 9. V Snaps (3 minutes) 10. Moving Plank (3 minutes)

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squats, push-ups, burpees or any other exercise that works your large muscle groups, you can even incorporate weights - your imagination is the limit.

H E A LT H

SWITCH IT UP How to improve your wellbeing with some simple switches Many of us want to improve our health

milky drinks can

and wellbeing, but with so much

quickly add up if you

different advice out there, so many do’s

consume a lot of them.

and don’ts, and tricky jargon about food and nutrition, it can be difficult to know where to start. It might not be as hard as you think, and sometimes starting with small changes to the way you eat and go about your day.

Try these easy lifestyle swaps and set yourself on the path to improving your wellbeing.

Of course, one of the best things you can do to improve your diet is to try to pack your lunch as much as possible. If you’re eating out all the time, chances are, you’re spending more money on food that is usually higher in calories and contains much higher levels of sugar and salt.

LIFE SWAPS Are you rushing out the door in the

FOOD SWITCHES One of the easiest life swaps to start

mornings before you get a proper meal

FITNESS SWAPS

in? Don’t! Swap a sleep in for breakfast

If you’re lacking the motivation to hit

so you start the day right. You’ll have

the gym regularly, try swapping a solo

far more energy throughout the day,

work out for one with friends. Round

and won’t experience that big 3 o’clock

up some friends or colleagues to play

slump, where you will crave more

a team sport or in a competition, or

sugary treats and extra calories to get

arrange designated days with your

through the afternoon.

Try choosing brown rice over white

friends to get into a gym routine.

Some of us are stuck at our desks

rice. Unlike white rice, brown rice has

Having company around you will

during the work day, and it can make

far more essential nutrients and is a

make exercising much less of a drag.

all the difference swapping your lunch

whole grain which provides fibre and

In addition, you may fi nd yourself

at your desk for a quick walk. Even if

will help reduce high cholesterol levels.

feeling more obligated to keep up with

it’s just a stroll around the block, it’s

Cauliflower rice and other vegetable

a regular exercise schedule so you don’t

an easy way to increase your incidental

variations are also tasty and healthy

let each other down.

exercise and get some extra vitamin D.

with is making small changes to your diet. Even a simple search on the internet can unearth numerous common foods that you can swap with healthier options.

options.

Other small changes you can make at

Simple swaps can also be made to the

If you’re looking for a fizzy drink to

the gym include doing slightly more

way we get around – so maybe get off

go with your lunch, opt for flavoured

difficult exercises. Instead of a normal

a few bus stops early just to enjoy the

sparkling water instead of soft drinks

body weight squat, give squat jumps a

rest of the journey by foot, or walk

so you’re not consuming more sugar

try to add cardio benefit, or if you’re

to the local supermarket instead of

than you need to. Coffee lovers may

on a flat treadmill, opt for the incline

driving. A little extra physical activity

benefit from swapping milky lattes

option. Start small and work your way

incorporated into your day can make a

to black coffee, as the calories in

up as your cardio improves.

bigger difference than you think.

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TRAVEL

TwentyOne explores some travel hotspots for 2018 Where will this year take you? Perhaps it is the year to adventure to a place that is a little off the beaten track. Inspire your wanderlust and fill your passport pages with some of our favourite travel hotspots.

1. SRI LANKA An emerging gem of the Indian Ocean, Sri Lanka is a destination that offers an incredibly diverse travel experience.

The island nation sits South of India, and travellers are flocking there lured by the chance to adventure and relax in the one trip.

Animal lovers will be delighted at the

from its time as a trading port, and

chance to see majestic Sri Lankan

remnants of the Galle Fort remain

wildlife up close in the country’s

around the city to explore. Take a

renowned safari parks, created with

stroll and lose yourself amongst its

the protection and conservation of

cobblestone streets, and you will

its inhabitants in mind. Sri Lankan

be sure to find great food, quirky

elephants, water buffalo, deer, wild

shopping and plenty of history.

birds, and reptiles such as crocodiles and lizards roam free in parks such as

From the hustle and bustle of

Udawalawe National Park and Yala

the capital city, Colombo, to the

National Park, and visitors can head

rainforests and waterfalls of Ella and

out on guided jeep tours to admire

Nuwara Elia, to the sandy stretches

them in their natural habitats.

of pristine beaches across the southern coastline, such as Mirissa and Weligama, Sri Lanka promises something for all.

Local Sri Lankan cuisine will cater to the taste buds of any travelling foodie – with the country’s famous Ceylon tea, fragrantly spiced curries, countless variations of Kottu, to the classic breakfast dish of ‘string hoppers’ made

The city of Galle is a must-see, holding

of rice or wheat flour, and mouth-

UNESCO World Heritage status.

wateringly fresh seafood on offer.

With a feeling unlike any other city in Sri Lanka, it exudes Dutch influence

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Animal lovers will be delighted at the chance to see majestic Sri Lankan wildlife up close…

FIVE DESTINATIONS FOR YOUR TRAVEL BUCKET LIST Porto, Portugal’s second-largest city.

2. PORTUGAL Warm and sunny Lisbon, Portugal’s capital, has long been a must-visit on any European jaunt. The city is famous for its multi-coloured and mosaiced architectures, intricately tiled streets, freshly baked Pastel de Natas or custard tarts, and expansive cityscapes that lie at the end of a ride up the city’s vintage Furnicular.

However, there are many other cities in Portugal that are just as charming and certainly worth visiting.

coastal city, with beautiful historical

southern coast. The stunning cliffs,

monuments dotted throughout the

sandy beaches and charming fishing

region. Wine connoisseurs will be in

towns paired with thriving bars and

their element anywhere throughout

restaurants makes the region a unique

Portugal, but Porto – as you might

and often overlooked destination.

have guessed, is also particularly

Although the region remains relatively

famous for its production of Port,

under the radar, new resorts and

which is still stored in cellars that line

Michelin-starred restaurants are

the Douro River.

popping up along the coastline,

If a relaxing beach sojourn is what you are after, picturesque beaches

Visit Porto, Portugal’s second-largest

are found in the Algarve region

city. There’s plenty to see in the

which stretches across Portugal’s

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guaranteeing to give the country’s renowned neighbour, Spain, a run for their money.

TRAVEL

…hot springs will be a welcome opportunity to warm up in stunning surroundings

3. ICELAND Those willing to brave the cold will certainly be rewarded by the choice to venture to Iceland and experience its breathtaking landscapes. As you travel through the countryside, you’ll see snow-capped mountains and vast swathes of untouched land. Brimming with natural beauty, Iceland is famous for its stunning glaciers, volcanoes, and

Close to Iceland’s capital, Reykjavík, lies the famous Blue Lagoon - a spa located in the lava field on the Reykjanes Peninsula. The water in the lagoon is full of minerals and is said to bring many health benefits for travellers who choose to take a dip. It is sure to make a relaxing experience and an Insta-photo that will be the envy of your family and friends.

of course the hot springs which boast

Once you’ve warmed up in the baths,

breathtaking views of the landscape.

it’s time to venture out and find

Iceland’s hot springs will be a welcome opportunity to warm up in stunning surroundings. The country has an abundance of natural geothermal energy, which has resulted in plenty of heated baths and pools that are open to the public to enjoy. The thermal baths are a quintessential part of Icelandic life. Locals of all ages and from all walks of life come to the public pools

the spectacular Northern Lights.

It’s best advised to join one of the tours led by capable leaders who are experts at finding the elusive natural phenomenon, as the magnificent light show is known to be fickle. It will also be important to time your trip, as the

4. ABU DHABI Many of us pass through the United Arab Emirates waiting for connecting flights, however, why not extend your stop-over and enjoy some time in the capital city, Abu Dhabi.

While Dubai often steals the spotlight with its glitz and glamour, Abu Dhabi certainly has plenty to offer. Lonely Planet labels the city one that isn’t afraid to challenge world records, such as the world’s largest hand-loomed carpet in the Abu Dhabi mosque, and the world’s fastest rollercoaster at

darker months from September to mid-

Ferrari World.

April are said to hold a better chance to

There is no question that Abu Dhabi

see them.

is bliss for shopaholics. The city’s many modern malls take the shopping

and baths to socialise.

experience to the next level, and you

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If you want to be immersed in the history and culture of the UAE, the Heritage Village in Abu Dhabi will give you a glimpse of the Bedouin lifestyle. In Heritage Village, you can get a snapshot of life in the desert, how the people lived, farmed, and entertained themselves. To this day, there are still artists putting their skills in weaving, metalwork and glass blowing on display. Visitors may also try their hand in the various crafts.

5. SLOVENIA Slovenia has quickly emerged as one

The most popular destination in Slovenia is the stunning Lake Bled

of the most written about “up and coming” travel destinations. Located in central Europe, Slovenia, like its neighbours boasts stunning landscapes featuring snow-capped mountains and jewel-coloured rivers.

The most popular destination in Slovenia is the stunning Lake Bled and

will be sure to find your favourite

then think again. The brand new

the single island situated in the middle

luxury brands, designers and high-

Louvre Abu Dhabi opened at the

of it. Legend has it that by ringing

street staples.

end of 2017 and brings the famous

the church bell on the island, you can

Parisian institution to the United Arab

make your wishes come true.

Emirates. The collaboration between

There are many gorgeous islands to

the two cultures is a must-see.

explore in Slovenia – many of them

If you think you need to venture all the way to Paris to immerse yourself in the artistic delights of the Louvre,

surrounded by magnificent lakes and expansive bodies of water. You can take in the landscape with a boat trip, strolling across a bridge or even from the top of a castle.

Louvre Abu Dhabi opened at the end of 2017 and brings the famous Parisian institution to the United Arab Emirates.

Another must-visit is the Piran salt pans for a truly unique Slovenian experience. Piran, a small town on the coast of Slovenia, is made up of narrow streets crowded with houses built closely together. The town, said to be developed under the influence of Venice, is one of the most photogenic in Slovenia.

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NEW ZEALAND

WELLINGTON – THE CULTURAL CAPITAL Why New Zealand’s capital city has so much to offer Famous for a vibrant creative culture fuelled by great food, wine, craft beer, coffee and events, Wellington is much more than New Zealand’s capital city. Wellington today is truly cosmopolitan with genuine personality and artistic flare.

Situated near the country’s geographic centre, Wellington has been the home of the New Zealand Government, Parliament and much of the country’s civil service since 1865.

Despite being much smaller than Auckland, Wellington now also boasts the title of New Zealand’s cultural capital and has been ranked one of the world’s most liveable cities.

There are numerous theatres, performance venues, independent cinemas, shopping and retail precincts, as well as two universities.

The city is home to nearly half a million people, as well as many high-profile events and cultural celebrations, including the New Zealand International Arts Festival and Wellington Jazz Festival.

It plays host to many artistic and cultural organisations, including the New Zealand Symphony Orchestra, Royal New Zealand Ballet, and the New Zealand School of Dance.

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Based in Wellington, Oscar-winning filmmakers Sir Peter Jackson and Sir Richard Taylor, along with a growing team of creative professionals and businesses, have given rise to the moniker ‘Wellywood’. Jackson’s Weta Workshop is best known for delivering the blockbuster Lord of The Rings trilogy.

On the city’s celebrated waterfront sits the well-visited Museum of New Zealand, Te Papa. While the Great War Exhibition at the National Library, also created by Sir Peter Jackson, has received rave reviews since it opened to commemorate the

centennial of World War I. Wellington showcases a variety of architectural styles from the past 160 years – including plenty of 19thcentury wooden cottages, streamlined Art Deco structures, and the curves and vibrant colours of post-modern architecture in the CBD. Two of its most photographed architectural sights include Parliament’s iconic Beehive building and across the road, the Government Building - one of the largest wooden buildings in the word.

island ferry terminal remain central to its transport network. Catching a ferry takes you through the stunning Marlborough Sounds at the top of South Island, while a ride on the Wellington Cable Car takes you above the city for that postcard photograph.

Wellington is also a foodie’s paradise, boasting many small dining establishments and independent coffeehouses. While Courtney Place is probably New Zealand’s best-known street for entertainment and nightlife.

All in all, New Zealand’s capital city

The Wellington International Airport, Wellington Railway Station, and inter-

is, without doubt, its ‘cultural capital’ as well.

Wellington now also boasts the title of New Zealand’s cultural capital…

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FASHION

GET OUT OF YOUR POST-HOLIDAY PERSONAL STYLE RUT With summer ending and the festive season over, it’s time to move away from the holiday outfits and refresh your everyday style. It can be a little tricky for your personal style to adjust back to everyday life - you’re likely stuck in “holiday mode” and your outfits are too!

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Hayley Cooper shares her seasonal style advice

Here are some quick tips I share with

and make it feel like you’re getting

my personal styling clients to get them

more wear out of your clothes. Try

out of that post-holiday style rut and

adding a statement necklace to a basic

back to their everyday style, without

top or a thin waist belt to a flowy dress.

having the same outfit on repeat.

3. FIND WHAT YOU LIKE 1. WEAR SOMETHING NEW

Set aside some “you” time to research

ABOUT HAYLEY COOPER

This is the easiest way to get out of

different looks that you would like to

your personal style rut QUICKLY

wear. Have a look at different outfit

and overhaul your outfit mix. Wear

images online of styles that you like

your new purchase from the sales, the

and save the images. Use these as

gift you received over the holidays,

inspiration to recreate the look in your

Hayley Cooper is a Sydney based Personal Stylist who launched her business over 6 years ago, after completing formal training in Sydney.

that item in your wardrobe that you

own way. You can try and do this from

just haven’t worn yet, or get creative

items in your wardrobe, or by heading

and style a complete new outfit from

to the shops and shopping for similar

your own wardrobe. Styling from your

items.

current wardrobe is the perfect way to maximise wardrobe wearability and revamp your style without the expense

We all get stuck in a personal style rut

of buying something new.

at times but the most important thing to remember is that FASHION should be FUN and make you FEEL GOOD.

2. ACCESSORISE EVERY OUTFIT Accessories are outfit transformers!

The right accessory can completely

Here’s to enjoying your outfits and building confidence with your personal style this year!

change your look – they’re an easy,

Since then, she has worked with hundreds of women on their personal style journey, hosted fashion workshops across NSW and worked on some of Australia’s largest television productions.

Hayley aims to help women discover their personal style, minimise fashion barriers and have fun with their personal style! She provides expert styling advice and how-to solutions to help women look and feel their absolute best.

The mission is simple - to create a style that works for YOU. To find out more, visit www.hayleycooper.com.au

inexpensive way to mix up your outfits

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FOOD

SPOTLIGHT ON SUPERNORMAL CANTEEN TwentyOne visits a Melbourne foodie favourite In the summer of 2013/14, Andrew McConnell launched the funtimes test kitchen Supernormal Canteen. The loud and lively eatery was packed nightly and was the free-wheeling precursor to the hugely successful Supernormal located at Flinders Lane in Melbourne. In the winter of 2017, Supernormal Canteen made a comeback in St Kilda.

The eatery offers polished food

Accompanying these super-tasty

and service coupled with a faster,

Asian eats are a streamlined selection

livelier and louder Tokyo spirit. The

of wines by the glass, sake, cocktail

boisterous younger sister is certainly

jugs, and Japanese beers and soft

not overshadowed and Supernormal

drinks. Guests will also have the

Canteen has quickly attracted a cult

option of selecting from a wine cabinet

foodie following of its Asian dining

containing “the good and the rare stuff”.

with a twist.

From its genesis, McConnell wanted

Running the show are seasoned

Supernormal Canteen to be “fun,

Supernormal city veterans Zoë Rubino

approachable local, bursting with people.”

as restaurant manager and Tim Goegan as head chef.

A smoking Yakitori grill from a central bar informs a playful menu comprising of new dishes, with one exception – Supernormal’s cult New England

“The kind of place that is just as much loved for the good times as it is for the food and drink,” said McConnell.

2/157 Fitzroy St, St Kilda Ph. (03) 9525 4488

Lobster Roll will be served up to its adoring fans.

The food is punchy in flavour and minimalist in approach - think whole garlic clove yakitori, pig’s head bao, steamed pork buns, chicken skin chicharrones, Chongqing popcorn, and dumplings.

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FOOD

HOW TO CREATE THE PERFECT CHEESE BOARD If there is a group at a party hovering around a table, there’s bound to be a fabulous cheese board. So how do you make the perfect cheese board that will make your events the talk of the town?

PLAN AHEAD First things first, you need to take care of the little details. How many people are you going to be serving? Will the cheese be a pre-dinner snack or a post-

CHOOSING THE RIGHT CHEESE

the type of cheese that will have the greatest appeal.

You should also plan the right platters or cheese boards to serve it on and make it look great. Ensure you are equipped with a board of the right size to arrange all your treats in a pleasing manner. Wooden boards can exude an enticing, rustic appeal, or try a sleek, white platter for a modern arrangement.

PICKING THE RIGHT ACCOMPANIMENTS

There’s really no right or wrong cheese to have on your board, but it’s good

Serve simple, neutral flavoured bread

to remember that if you’re going to

or crackers. Flavoured breads with

be serving the cheese board before

sesame seeds and herbs can often

dinner, to pick the lighter cheeses.

overpower the flavours of the cheese.

Think mozzarella and goat’s cheese,

Other accompaniments you might like

and save the aged cheddars and creamy

to add to the board include seasonal

camemberts for post-dinner. Consider

fruits – but nothing that’s overly

combining different textures – with a

sugary. Think figs, cherries, grilled

mixture of softer and harder cheeses.

peaches. You can also add olives,

Generally around three to four

walnuts or other dried fruits to offer a

varieties is ideal to please all palates.

selection of flavours.

dinner snack? Are you serving it along with other h’orderves? Think about

The entertainers amongst us know that cheese is a crowd pleaser, there’s no doubt about it.

Keep the breads and crackers in a

ARRANGING THE CHEESE PLATTER A popular way of arranging the cheese is to arrange them in a clockwise

separate basket or plate so the crumbs don’t interfere with the textures of the different cheeses.

direction from the mildest cheese to the strongest.

SERVING THE CHEESE

The most important rule to remember

Before serving the cheese you will need

is not to overcrowd your cheese platter.

to bring them to room temperature.

If the cheeses are placed too closely

You’ll need to take the cheeses out

together, it may destroy the aesthetic

of the fridge at least an hour before

appeal of your platter as guests attempt

serving them, and cover them with

to reach their choice.

a damp tea towel. That way, the

Also, provide a different knife for

cheeses will be able to come to room

each cheese so that the flavours of the

temperature without drying out.

cheeses do not get mixed up and end up tasting like each other.

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FOOD

GRILLED CORN, AVOCADO AND SMOKY CHIPOTLE SALSA WITH TWISTED DELIGHT BRUSCHETTA

INGREDIENTS

METHOD

ABOUT MIGUEL

2 cobs of corn, brushed with butter and grilled on the BBQ

To make the dressing, combine the

1 firm avocado, diced

in a large bowl. Grate half of one

1 tbsp smoky chipotle sauce

chipotle sauce, olive oil and lime juice the cobs of corn then add it to the dressing. Mix together and season to

2 tomatoes, diced with the seeds removed

taste with salt and pepper.

2 tbsp extra virgin olive oil

To make the salsa, cut the kernels off

1/2 bunch chives, finely chopped 1/2 lime, squeezed 1/2 purple cabbage, finely chopped 1 Bakers Delight Twisted Delight

the remaining corn and add to the bowl with the dressing, tomatoes, cabbage, and chives. Once you’ve mixed through, gently add in the avocado.

To serve, cut your Bakers Delight Twisted Delight into thick fingers and place 1-2 tablespoons of the salsa on top.

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Having worked for many years in various kitchens around the world, Miguel Maestre is one talented Spaniard who has made Sydney his home. Born in Murcia in the south of Spain, his love for food was pre-determined from a young age. Miguel’s passion for food and life is infectious, and he has developed a talent for incorporating Spanish ingredients and cooking styles into his Australian menus. It is Miguel’s cohosting role on TEN’s Logie winning show “The Living Room”, that has catapulted him into the world of TV and he is the author of two best-selling Spanish books “Miguel’s Tapas” and “Spanish Cooking”.

To find out more, visit: www.miguelmaestre.com.au

INVESTMENT

SEVEN TIPS TO INCREASE THE VALUE OF YOUR PROPERTY If you’re thinking of selling this autumn, there are plenty of simple and cost-effective ways to add value to your home.

While many people shy away from renovations in the cooler months, a fresh coat of paint and something as simple as new light fittings can easily add 5-10 per cent to your home’s value, even in a flat market.

One of the most important things to remember when renovating is to avoid spending more money than will add value to your home. Generally, you should be aiming to get at least $1-2 back in the value of your property for every dollar spent renovating. If

CHRIS GRAY’S SEVEN TIPS FOR INCREASING YOUR PROPERTY’S VALUE: 1 . A P P LY A F R E S H C O AT O F PA I N T INSIDE AND OUT.

or whole new bathroom, it’s worth consulting an independent valuer who can determine whether the amount you plan to spend on a project will provide an adequate return on investment.

3. CHANGE LIGHT FITTINGS. Upgrading light fittings is a simple

First impressions count, and applying

way to instantly modernise your

fresh paint to the interior and exterior

home. While it can be tempting to

of a property can make a dramatic

opt for an inexpensive light fitting,

difference to your home’s appearance.

it’s worth spending a little extra to

Interior designers are a brilliant

purchase a high quality one which

source of style advice, and it’s worth

can act as a statement piece in a room.

setting up an initial consultation to

When preparing your home for sale

get some design ideas. Interior design

in the cooler months it’s important

magazines and Instagram accounts are

to enhance natural light as much

also excellent sources of inspiration.

as possible as there tends to be less

Generally, when selecting colours,

sunlight. Before open inspections,

it’s best to stay away from bold shades

make sure you open and clean blinds

and instead opt for whites and neutral

and curtains and turn on lights.

tones, as these help create the illusion of more space.

4. CHANGE KITCHEN CUPBOARD DOORS.

you’re considering any large-scale renovations, such as an extension

Chris Gray shares his investment advice for autumn improvements

2. RE-CARPET OR POLISH FLOORBOARDS.

Kitchen renovations can often be expensive, involving the replacement

Flooring makes up a large percentage

of several different elements. Instead

of the surfaces within a home and

of adding in a whole new kitchen to

revamping this can help increase your

your home, simply change your kitchen

property’s value. A simple recarpeting

cupboard doors. This can easily be

job can cost as little as $5,000 and can

done by a good tradesperson and can

add around $20,000 to a property’s

transform the room’s appearance.

value. If you have tired-looking floorboards, it’s easy to hire floor sanding equipment or a professional to sand the floor, and then apply the stain and polish yourself.

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6. OFFER SOME UPGRADES TO YOUR NEIGHBOUR’S PROPERTY. Spending a few thousand dollars to upgrade your neighbour’s property and garden, especially if you’re looking to sell, is a great way to maximise the value of your own home and make a good first impression with buyers. It

5. GIVE THE GARDEN SOME TLC.

could be as simple as offering to mow their lawn and plant some new flowers,

Freshening up your garden is a simple

or give their fence a facelift with a

way to add value to your home. Mow

fresh coat of paint.

the lawns, trim the trees and tidy the flower beds. If your finances permit, you could even consider bringing in a landscaping expert to help create

7. H I R E F U R N I T U R E F O R O P E N HOMES.

lasting impression with buyers.

If your home’s furniture is outdated,

Remember, most buyers are looking

hiring a couple of modern items can

for a low maintenance garden, so try

make your home appear on-trend and

to keep outdoor areas as low-fuss as

enhance its appeal with buyers. Your

possible. Instead of having a huge

real estate agent can refer you to some

lawn, opt for paving or a stone garden,

good hire companies to go through,

and invest in hardy plants that require

and can even help arrange the process

minimal watering.

for you ahead of an open home.

ABOUT CHRIS GRAY

Chris Gray is CEO of Your Empire, a buyers agency which builds property portfolios for time-poor people – searching, negotiating, renovating and managing property on their behalf. Chris’s team buys one to two properties a week and often spends $5m+ a year renovating on others behalf, providing a unique insight into market conditions and buyer and seller sentiment. Chris hosts “Your Property Empire’ each Monday on Sky News Business channel, where he interviews various heads of property research companies and major industry figures.

Chris is a qualified accountant, buyers’ agent and mortgage broker.

For more information, visit www.yourempire.com.au, www.chrisgray.com.au and follow Chris on Twitter: @ChrisGrayEmpire

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INVESTMENT

PICK THE METHOD TO SUIT YOUR INVESTMENT STRATEGY Bradley Beer explains how to approach depreciation deductions for your property The Australian Taxation Office (ATO) allows investors to choose between two methods of claiming depreciation on plant and equipment assets*.

These are the diminishing value and the prime cost methods of depreciation.

When an investor makes their

as a percentage of the balance you

If an investor makes their claim using

depreciation claim, they can choose

have left to deduct. The formula a

the diminishing value method, they

only one of these methods, so it’s

Quantity Surveyor will use to calculate

are claiming a greater proportion of

important for them to understand how

depreciation using the diminishing

the asset’s cost in the earlier years of

this choice will affect their investment

value method is shown below.

the effective life of the asset as set by

returns.

Under the prime cost method, the

Both the diminishing value and the

deduction for each year is calculated as

prime cost methods claim the total

a percentage of the cost. The formula

depreciation value available over the

a Quantity Surveyor will use to

life of a property. However, the two

determine the amount of depreciation

methods use different formulas to

deduction under the prime cost

calculate depreciation deductions,

method is shown below.

achieving different short and longterm cash flow positions for the property investor.

Under the diminishing value

The strategy of the individual investor must be considered when determining which method is the best choice for them.

method, the deduction is calculated

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the ATO, therefore receiving greater deductions in the earlier years of owning the property. Alternatively, by selecting the prime cost method the investor is claiming a lower but more constant proportion of the available deductions over a longer period.

No matter what strategy an investor has, it’s recommended they seek advice from an Accountant when making a decision.

* Under new legislation outlined in the Treasury Laws Amendment (Housing Tax Integrity) Bill 2017 passed by Parliament on 15th November 2017, investors who exchange contracts on a second-hand residential property after 7:30pm on 9th May 2017 will no longer be able to claim depreciation on previously used plant and equipment assets. Investors can claim deductions on plant and equipment assets they purchase and directly incur the expense for. Investors who purchased prior to this date and those who purchase a brand-new property will still be able to claim depreciation as they were previously. To learn more visit www. bmtqs.com.au/budget-2017 or read BMT’s comprehensive White Paper document at www.bmtqs.com.au/2017-budget-whitepaper.

A specialist Quantity Surveyor will always be able to provide a Capital Allowance and Tax Depreciation Schedule that outlines the depreciation deductions available to claim using both methods for comparison.

Article provided by BMT Tax Depreciation.

Bradley Beer (B. Con. Mgt, AAIQS, MRICS, AVAA) is the Chief Executive Officer of BMT Tax Depreciation.

Please contact 1300 728 726 or visit www.bmtqs.com.au for an Australia-wide service.

For obligation free advice on your investment property situation and which method might work best for you, speak with the expert team at BMT Tax Depreciation on 1300 728 726.

The strategy of the individual investor must be considered when determining which method is the best choice‌

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DYI

WHY THERE ARE SOME REPAIRS YOU SHOULD LEAVE TO THE PROFESSIONALS Popular reality television programs including The Block and House Rules are fostering a new generation of do-it-yourself landlords.

However, even landlords with the best

inspiring landlords to bypass the

programs to ensure the contestants’

intentions could put their tenants’

professionals and turn their hand to

work looks good, but is safe and legal

safety at risk by relying on their own

their own repairs and renovations,”

too.

handiwork, warns Australia’s leading

said Carolyn Parrella, Terri Scheer

landlord insurance specialist Terri

Insurance Executive Manager.

Scheer Insurance.

“The reality for landlords is that do-it-yourself renovations and repairs

“Instead of calling in a qualified

often take longer and cost more. If not

Up to a quarter (25 per cent) of work

tradesperson, many landlords try the

completed to industry standard, their

completed by Jim’s Group building

‘quick fix’ repairs they see on television

negligence could impose serious legal

maintenance franchisees nationally

both to save money and appease their

liabilities.

involves fixing problems created when

tenants.

property owners attempt DIY repairs or renovations.

“Reality television programs are

“Landlords should consider whether

“Many landlords forget there are teams

they have the skills or qualifications to

of professional builders and tradesman

complete the work before getting out

that work behind the scenes on reality

their toolbox.”

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HERE ARE SOME TIPS TO CONSIDER: ELECTRICAL

WATER AND GAS PLUMBING

POOL FENCING

“Landlords can be easily lulled into

Ms Parrella said property owners

“Swimming pools can be an attractive

purchasing electrical upgrades at

should not attempt their own plumbing

drawcard for prospective tenants

the hardware store with such a large

works, including both water and gas

however they can also be death traps

range of products and ‘advice’ readily

services.

when not correctly fenced,” Ms

available,” Ms Parrella said.

“Leaking taps may seem like a minor

Parrella said.

“While anyone can buy electrical

issue however if gone unnoticed can

“Landlords can install a pool fence

goods or fittings, you almost always

cause costly water damage, while

with the best intentions of keeping

need to be licensed to install them.

resulting mould can pose a risk to

children safe from drowning, however

Only the simplest tasks such as

tenants’ health,” Ms Parrella said.

there are a number of potential

changing lightbulbs should be completed by a landlord or their tenant.

“The biggest risk with poorly completed electrical work is electrocution and fire. An appliance may work one day and zap you the next, while faulty wiring could spark a fire and quickly spread around the property.

“Landlords should always do a licence check to verify a tradesperson’s license number and that the licence is also current. More information can be found on the licensing authority

“Natural gas also has minimal odour and is highly flammable. Any naked flame, such as candles, lighters or stove tops can cause explosions.

“Generally, non-licensed handypersons should only attempt to replace tap washers and shower heads, leaving all other work to the professionals.

oversights. According to regulation, gates need to be self-closing and self-latching. Fencing also needs to be 1200mm or higher. Over time, ground levels or garden beds can rise, making any work not to code.

“Qualified tradespeople and licensed businesses can help ensure that high quality fencing panels are used and

“Most Australian states and territories

that only industry standard installation

require property owners to source

procedures are followed.”

a compliance certificate from tradespeople for any plumbing work carried out. This also applies to other trades and services.”

Disclaimer The information contained in this article

website in your state.”

is intended to be of a general nature only. Terri Scheer does not accept any legal responsibility for any loss incurred as a result of reliance upon it. Insurance issued by Vero Insurance. Read the Product Disclosure Statement before buying this insurance and consider whether it is right for you. Contact Terri Scheer on 1800 804 016 or visit our website at www.terrischeer.com.au for a copy.

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TECHNOLOGY

TECH ESSENTIALS Check out this season’s latest products EPSON WORKFORCE DS-780N SCANNER Epson Australia has launched its most intelligent business scanner yet - the WorkForce DS-780N. It is an interactive sheet-fed touchscreen model with built-in networking to make sharing documents easy, and has a host of innovative features to ensure maximum security, control and document-handling versatility.

The scanner is designed for high-volume scanning, with a 100-sheet automatic document feeder, USB 3.0 compatibility, and very fast colour scanning speeds. It also includes an industry-first slow mode for delicate documents, and the ability to scan items such as envelopes and documents with sticky notes attached.

$1299.00 AUD

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EPSON WORKFORCE ET-4750 ECOTANK The PrecisionCoreÂŽ-powered WorkForce ET-4750 EcoTank all-in-one multifunction printer boasts revolutionary cartridgefree printing, easy-to-fi ll, supersized ink tanks and up to two years of ink in the box. It has enough ink to print up to 11,200 colour pages. The printer also allows touchscreen operation, a high capacity paper tray, fast auto two-sided printing, and convenient wired and wireless networking.

$699.00 AUD

D-LINK – COBRA D-Link has designed the COBRA (also known as the DSL-5300) as an extremely powerful modem router, and is able to provide a PowerZone of high speed Wi-Fi connectivity right across an entire home. With its lightning fast Quad-Core processor and the latest MU-MIMO Wave 2 Tri-Band Wi-Fi, COBRA easily caters to even the most demanding of connected homes, allowing for multiple users to enjoy 4K HD video, lag-free gaming and high-quality audio throughout the house - all at the same time.

$749.95 AUD

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TECHNOLOGY

APP GUIDE TwentyOne tests out some handy gardening apps Autumn is a great time to be working in your backyard, as the slightly cooler temperatures are easier on you and the plants. TwentyOne has found the best gardening apps to help improve your green thumb. Check them out, then it’s time to put your hat on and pull on the gloves.

YATES MY GARDEN Yates My Garden helps you design, grow and manage the perfect garden for you. The app will help you throughout the whole process, from

ABC VEGIE GUIDE

GARDEN ANSWERS PLANT ID

This is one of the best apps out there

Have you seen a plant that you like but

for keen vegie gardeners. It’s easy to

don’t know what it is? This awesome

use and helps you keep track of all

app can instantly help you identify

the vegetables you’ve planted in the

over 20,000 plants, while also giving

garden. Whether you are a beginner

you accurate and detailed information

or a seasoned professional, ABC

about it. All you have to do is take a

Vegie Guide will give you advice on

few photos of the plant using your

what to plant, and when. The app

phone and upload it to your app. The

has plenty of tips to keep your crops

app is extremely accurate and perfect

healthy throughout the year, as well

for those who are new to gardening.

as valuable information on pest and disease control. In your ‘Patch’ you

Cost: Free

can keep a record of what’s growing in your garden, make notes on when you planted what, take photos and mark your progress. ABC Vegie Guide will even let you know when your plants are ready to harvest and enjoy.

Cost: Free

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sourcing design inspiration to planning and growing the plants in your garden.

The best thing about the app is that you can talk to qualified horticulturists in real time about your garden and any questions that may arise.

Cost: Free

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WHAT’S ON

Get out and about to these great events The year is in full swing and with the summer holidays far behind us, many start to long for a break and a little getaway. With so much on this season, TwentyOne has picked some great events to check out and to inspire a long weekend adventure.

WHAT’S ON THIS AUTUMN GOLD COAST 2018 C O M M O N W E A LT H G A M E S

VIVID SYDNEY

SCULPTURE BY THE SEA, COTTESLOE

WHEN WHERE

WHEN WHERE

WHEN WHERE

April 4 – 15 2018 Gold Coast, Queensland

May 25 – June 16 2018 Sydney, New South Wales

March 2 – 19 2018 Cottesloe Beach, Perth, Western Australia

11 days, 18 sports, and over 6,600

See the beautiful city light up at

athletes. The Commonwealth Games

Sydney’s annual Vivid Festival.

What better way to enjoy the beauty of

promises to be the largest sporting

The city will be transformed with

art than by fusing it with the beauty of

event in Australia this decade, and

mesmerising light installations

nature. Take a stroll along the famous

a wonderful chance to see countless

across various locations and notable

coastline and enjoy the works of many

talented athletes in action. With so

landmarks, such as the Sydney

emerging and established artists on

many events being hosted across the

Harbour Bridge and Sydney Opera

display at Cottesloe Beach for the 14th

famous coastal city, the Gold Coast

House. There’ll be music, light shows

annual Sculpture by the Sea exhibition.

will no doubt be abuzz for the duration

and many works of art throughout

The added bonus is that the event is

of the Games, making it a great chance

Sydney, allowing for an immersive

free, so you can bring the whole family

to visit and get amongst the spirit.

and sensory experience. Get inspired

out for a unique cultural experience.

by the many shows, talks and related events held throughout the festival’s duration.

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VIVID SYDNEY

CENTURY CENTURY21 21AGENTS. AGENTS. SMARTER. SMARTER.BOLDER. BOLDER.FASTER. FASTER.

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W I T H

A D V E R T

C O M P L I M E N T S

MELBOURNE INTERNATIONAL COMEDY FESTIVAL

KERNEWEK LOWENDER

ARROWTOWN AUTUMN FESTIVAL

WHEN WHERE

WHEN WHERE

WHEN WHERE

March 28 – April 22 2018 Melbourne, Victoria

May 19 – 21 2018 South Australia

April 19 – 25 2018 Arrowtown, Central Otago

Since 1987, Melbourne’s renowned

Kernewek Lowender is a Cornish-

This year marks the 34th year of the

annual comedy festival has been

themed festival held in the Copper

Akarua Arrowtown Autumn festival,

bringing together the world’s comedic

Coast towns of Kadina, Moonta, and

celebrating the season with five days

elite and making Melbourne city the

Wallaroo in South Australia, and is

of fun and family-friendly events. The

centre of the comedy universe. You’ll

the largest Cornish Festival outside

festival is jam packed with activities,

be in stitches no matter which show

of Cornwall in the UK. “Kernewek

with street parades, local markets,

you go to, with many prominent and

Lowender” means “Cornish happiness”

plenty of food and drink to enjoy and

up and coming comedians performing

in the Cornish language, and the

numerous performances, and even

at numerous different locations around

seven-day festival promises this over

duck races and dog shows. It’s a great

Melbourne over three and a half weeks.

the week of food, dancing and maypole

chance to adventure to Queenstown

performances.

for a long weekend, as Arrowtown is only a 20-minute drive away.

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