SOCIAL IMPACT REPORT 2025 / 2026
www.reliancebankltd.com
CONTENTS Introduction to Reliance Bank
3
Introduction by our Chief Executive Officer
4
Culture and Values
6
Methodology
7
Impact Framework
8
Our Growth Year on Year
9
What Reliance Bank is doing for the environment!
10
Commercial Lending
12
Loan Book by sector as at 31/03/2026
13
Loan Book by geographic region as at 31/03/2026
13
Social Impact by sector as at 31/03/2026
14
Social Impact by geographic region in the year to 31/03/2026
14
Social Impact Lending Growth over 5 years
15
Social Impact Loan Numbers
15
Social Impact Case Studies
2
Faith - Net Church Sittiingbourne
16
Faith - Navigators in the UK
18
Our Performance
20
Introduction to Reliance Bank Giving money meaning Reliance Bank has been at the forefront of ethical banking since 1890, when we were formed as the bank for The Salvation Army. Reliance Bank is proud of its shareholder The Salvation Army International who, motivated by the love of God, is working to fight injustice, and support thriving, resilient, holistic communities and individuals. Reliance Bank partners with its customers as a transformative enabler and is itself enriched as a service provider. Power to change lives for the better How you choose the bank for your everyday transactions or savings accounts, can make a positive difference to both people and the planet. Individuals, businesses, and charities seek financial institutions that align with their values. Reliance Bank offers an alternative to traditional banking by focusing on positive social and environmental impact. Reliance Bank uses a positive approach guided by the impact it wants to have. The customer exclusions below clearly outline sectors and activities which do not fit with our values: Negative impact on people: alcohol, gambling, pornography, tobacco, weapons, conflict minerals, human rights failures and lack of labour rights. Negative impact on the planet: animal testing, factory farming / fisheries, fur and specialty leather, deforestation, fossil fuel energy, genetic engineering, hazardous substances and mining. Negative ethics: poor accounting practices, corruption, tax evasion or violation of laws, codes and conventions. Not all ethical banks invest in the local community or third sector; however, Reliance Bank is very proud to align its lending policies to the United Nations’ Sustainable Development Goals – a blueprint to help reduce poverty, protect the planet’s future and improve lives. Ethical banks publish a Social Impact report each year that shows how successful they have been against a set of standards that measure positive social impact. For that reason, we are delighted to present our Social Impact Report for 2025/2026 within the following pages.
3
Introduction by our Chief Executive Officer Reliance Bank facilitate the life changing work of many faith organisations in the UK that help the deprived, isolated and overlooked at the edges of society. Our social impact report demonstrates how Reliance Bank help’s people who believe – like we do – that money can be a force for good in the world. Our Mission continues to be a distinctive, specialist bank delivering positive societal outcomes aligned to the mission of The Salvation Army – our shareholder. For that reason, Reliance Bank attracts customers from all backgrounds, recognising that The Salvation Army’s mission is to preach the gospel of Jesus Christ and to meet human needs in his name without discrimination. Our customers' deposits are used to provide loans to organisations across the UK for property purchase, property expansion, refurbishment, refinance and mission-led business acquisition. This enables faith and ethical organisations to help those most in need, whether it be struggling families or someone sleeping rough. Through this support, staff and volunteers serve hot meals, provide safe shelter, companionship and vital practical help to people in crisis. Our achievements across the year Reliance Bank Commercial Finance team won “Community Lender of the Year” - in both 2024 and 2025 at the NACFB Commercial Lender Awards. This award recognises our commitment to providing loans to organisations supporting their local communities. Examples of our lending include organisations providing practical help for people experiencing poverty or hardship, health and social care providers, affordable housing projects and treatment centres that help people affected by gambling related harm. In 2025/26, we committed over £101m in positive social impact lending (2024/25: £79.8m). In the year 2025/2026 (for the period 01/04/2025 to 31/03/2026) £29.1m of new lending was provided, a net increase in the book of 21%. The £29.1m represented 47 loans, and 43 of those loans valued at £28.3m were provided for positive social impact to important impact sectors including Community, Faith, Healthcare and Social Housing. Reliance Bank continue to align its lending practices to the United Nation’s Sustainable Development Goals (SDG’s) – a global framework for achieving a better and more sustainable future. In 2025/2026 Reliance Bank’s funding helped: Reduce hunger for 6,140 people 6,725 people supported with Faith centres and facilities 460 bed spaces created or renovated 368 people with healthcare needs 6,400 people supported with community centres and facilities 453 people receive personal learning and development opportunities
4
We have also recruited additional Relationship Directors to widen our geographical spread and further deepen our specialism in positive social impact lending for our key sectors namely; Community, Faith, Healthcare and Social Housing. Reliance Bank continue to outperform high street banks for customer satisfaction! In the 2026 Charity Finance Banking Survey, Reliance Bank achieved first place in the following categories:
Telephone Services
ESG Credentials
We won first place overall in the Charity Finance Banking Survey in 2021, 2022 & 2025.
In 2025, we conducted research with faith organisations because we were keen to understand the banking challenges they faced. Using our findings, we launched the Faith Current Account which is ideal if you have a congregation of people who regularly gather for worship or prayer in a physical location such as a Church, Mosque, Synagogue and Temple. We are well placed to serve the faith community as we are a truly authentic ethical bank – because we are the only bank which is owned by an international charity and Christian church. Unlike traditional banks, as an ethical bank we are guided by principles or goals to improve the environment and society. This means that we refuse to invest in the mining of fossil fuels, and we provide loans to organisations that deliver positive social impact in the UK. We call it Giving Money Meaning. Nikki Fenton Chief Executive Officer
5
Culture and Values Culture Statement The culture we want to create is one that uniquely values our connection with The Salvation Army and is supportive, non-judgmental, and caring for our mission, our people, and our customers. We are focused on delivery and our performance, but in contrast to some organisations we have a more balanced culture to ensure the impact we make, risk management, our reputation, and our colleagues are held equally in high regard.
Values Our Values guide us in how we work with our Shareholder, our Colleagues, our Customers and Society. Each value has a set of behaviours reflecting how we would expect each category of these stakeholders to be treated.
PARTNERSHIP
RESPONSIBILITY
INTEGRITY
COMPASSION
EQUALITY
We build strong relationships with The Salvation Army, our customers, our suppliers and each other
We care about our impact on people, their wellbeing their environments and communities
We show empathy and kindness in our dealings with others
We are transparent and act with trust, openness and respect
We value all voices to enable opportunity and diversity of talent
6
Methodology This report is based on data during the period 01/04/2025 to 31/03/2026. The data is drawn from actual lending performance validated as part of the Bank’s annual audit process. There is also data kindly provided with our customer’s permission covering more specific impact areas from loans made to them in this period. Case studies bring the data to life and are provided with our customers’ permission.
7
Impact Framework Reliance Bank aligns its lending practices to the United Nation’s Sustainable Development Goals (SDG’s) – a global framework for achieving a better and more sustainable future. The 17 Sustainable Development Goals were adopted by the UN member states as part of the 2030 Agenda for Sustainable Development and are a blueprint for governments, businesses and societies around the world to help reduce poverty, protect the planet’s future and improve lives for everyone. Reliance Bank want to be the socially responsible bank of choice for people who want their money to make a difference. We prioritise our business lending to charities and businesses delivering positive social impact in the UK. We specifically focus on the impact themes of Community, Faith, Healthcare and Social Housing.
8
Our Growth Year on Year Reliance Bank statistics reported within the United Nation’s Sustainable Development Goals:
7,000
People Helped to Reduce Hunger
6,140
6,140
2025
2026
6,000 5,000
Reliance Bank funding helped: Reduce hunger for 6,140 people Reduce poverty for 545 people 14 organisations reduced poverty 2 foodbanks
People Supported with Faith Centres and Facilities Reliance Bank funding helped: 6,725 people supported with Faith centres and facilities 6,400 people supported with community centres and facilities 526 people supported through housing and care
4,000 3,000 2,000 1,000 0
6,725
7,000 6,000 5,000
4,000
3,000
3,000
2,000
2,000
1,000
1,000
0
Reliance Bank funding helped: 460 bed spaces created or renovated 368 people with healthcare needs 25 daycare spaces created 10 healthcare centres
400
6,400
6,400
2025
2026
5,000
4,200
4,000
2025
500
Bed Spaces Created or Renovated
7,000 6,000
0
2026
460 366
368
400
300
274
300 200 200
100 100
0
2025
2026
0
2025
2026
9
What Reliance Bank is doing for the environment! We are committed to continuously improving the environmental sustainability of the bank, seeking to be responsible stewards of the world we live in and to mitigate where possible the environmental harm arising from our operations. We are not formally required to report on our Environmental Performance due to our size, but include the following on a voluntary basis as a demonstration of our commitment to reporting on and reducing our environmental impact in the future. Our impacts are limited given the current scope of this, our second year of reporting, and which mirrors that of our parent company: The Salvation Army International Trust (SAIT). On this basis, our emissions were a total of 29 tonnes CO2e (tCO2e), made up as follows: scope 1: zero, scope 2: 22 tCO2e, scope 3 (business travel only at this point): 7 tCO2e. This is down 1 tCO2e compared to last year, and 2 tCO2e, 7% compared to our baseline year of 2023-24. Scope 1 covers direct emissions from sources owned or controlled by the Bank (which is zero as the Bank utilises electric heating and owns no company vehicles). Scope 2 covers emissions from the electricity purchased from the national grid to power the Bank’s office facilities. Our underlying electricity consumption is down by less than 1%, but electricity emissions are down by more due to further national grid decarbonisation as we report using ‘location based’ carbon factors. Our public transport emissions are up due to what is expected to be a rare flight overseas.
10
Reliance Bank Carbon Emissions 2025-26 (tCO2e) 7
Own car fuels and public transport 7 Building electricity 22
22
35 30 25 20
30.9 25.9
30.4 28.8
25.5 22
15 10
5
5 0
Building Electricity
5
6.8
Own car fuels and public transport
2023-24
2024-25
Total
2024-25
We acknowledge that our wider scope 3 impacts will be much larger, for example, through purchased goods and services and given our role in financing projects and organisations, and we will look to formally widen the scope of our reporting in the coming years. The bank is actively working to improve our environmental performance and during 2025-26 carried out the following actions: The Bank has agreed its own environmental strategy (2025-27), having five supporting strategic objectives covering areas such as energy and carbon, waste and procurement, and travel. The Bank has agreed an initial commitment to reach net-zero carbon emissions by 2045. This includes a 75% reduction by 2030 from our baseline year of 2023–24 but is currently limited to our emissions as reported above. The Bank continues to review the building energy operating times and settings to minimise energy consumed, for example, consolidating what floors staff work on quieter days of the week, and now periodically also consider detailed ‘half-hour’ electricity consumption data to spot opportunities for further reductions. This has not yet led to a material fall in electricity consumption, but we continue to monitor and explore options. The Bank is in the early stages of exploring the installation of solar PV panels on our head office to allow us to generate some of our own electricity and have received a ‘desk-top’ analysis to initially assess the opportunities. The Bank has carried out a staff commuting and home-working survey in December 2025. Since this year-end, a report has been shared with staff and delivered a ‘lunch and learn’ which covered these results and had a theme of ‘smart’ travel choices; how people can reduce the environmental and financial cost of all travel they do.
11
Commercial Lending
£79.8m to £101.1m
Our total commercial loan portfolio has grown from £79.8m to £101.1m.
New Lending
£29.1m
In the year 2025/2026 (for the period 01/04/2025 to 31/03/2026) £29.1m of new lending was provided, a net increase in the book of 21%.
47 Loans
The £29.1m represented 47 loans, and 43 of those loans valued at £28.3m were provided for positive social impact to important impact sectors including Community, Faith, Healthcare and Social Housing.
12
Loan Book by Sector as at 31/03/2026 Community 17%
Non-Social Impact 15%
Community £17.7m Faith £21.7m Social Housing 18%
Healthcare £28.7m
Faith 21%
Social Housing £17.9m Non-social impact £15.2m Total value of loans: £101.1m
Healthcare 28%
Loan Book by Geographic Region as at 31/03/2026
North Value: £0m North West Value: £5.6m
Yorkshire & Humberside Value: £9m
East Midlands Value: £7.1m
West Midlands Value: £15.9m
East Anglia Value: £0.8m
South West Value: £14.8m
Greater London Value: £28m Outer South East Value: £19.9m Total value of loans: £101.1m
13
Social Impact by Sector as at 31/03/2026 Social Housing 21%
Community 21%
Community £17.7m Faith £21.7m Healthcare £28.7m
Social Housing £17.9m
Faith 25% Healthcare 33%
Total value of loans: £86m
Social Impact by Geographic Region in the Year to 31/03/2025
North Value: £0m North West Value: £5.6m
Yorkshire & Humberside Value: £7.4m
East Midlands Value: £7m
West Midlands Value: £15.4m
East Anglia Value: £0.5m
South West Value: £11.2m
Greater London Value: £19.8m Outer South East Value: £18.9m Total value of loans: £85.9m
14
Social Impact Lending Growth over 5 years
£18.24M
2021/22
2022/23
£12.20M
2023/24
£11.69M
£27.9M
2024/25
£21.3M
2025/26 0
5 10 in Millions 15 Lending Growth
20
25
30
Social Impact Loan Numbers
2019 / 2020 16
50
2020 / 2021 18
40
2021 / 2022 29
30
2022 / 2023 20
20
2023 / 2024 33 2024 / 2025 39 2025 / 2026 43
10
0
2019/20
2020/21
2021/22
2022/23
2023/24
2024/25
2025/26
15
Faith
Net Church Sittingbourne Background Many families are displaced from central London due to the cost of living. Families with several children living in London, have moved to Dartford and Sittingbourne because it’s possible to buy a larger property to live in. Thousands of new homes are being planned and approved in and around the Sittingbourne area over the next few years.
Both Dartford and Sittingbourne have seen a rise in crime and young people have very little to do so there is a need for community facilities to be made available where young people can focus their energy on exercise as well as be nurtured with empathy and kindness. Roy and Keely became the leaders of Net Church Dartford and in 2001 they set-up Net Church Sittingbourne in a run-down Home guard building. Roy and Keely eventually joined the 2 churches in Dartford and Sittingbourne. New property needed After 10 years the congregation in Sittingbourne had outgrown the building, and they needed to host 2 services on a Sunday in 2 school halls. However, the growth of the church congregation was restricted to the size of the school halls. Roy and Keely and the church staff set about looking for a new building in Sittingbourne for the church to buy. Solution Reliance Bank provided a loan to Net Church Sittingbourne to purchase a new property for their growing congregation and the families in the local community. Impact Net Church Sittingbourne delivers the following positive social impact: 14 jobs created and maintained at Net Church Sittingbourne 60 young people attend Net Church Sittingbourne Youth Group per week 200 young people attend the annual Thunder conference – Guest speakers in their late 20’s talk about how they have experienced key life issues like gang crime and come out the other side. 4 young people completed Media Apprenticeships Ofsted registered nursery serves families in the local community so that parents can maintain employment. Happy Hub soft play centre and party room is always fully booked serving young families in the local community. 300 Net Church Sittingbourne congregation members Early intervention for families in poverty – Net Church staff connect those in need to social services in Kent Foodbank - Net Church Sittingbourne provide vouchers for the foodbank. Pictured: Roy and Keely Morley
16
Testimonial What was it like working with Reliance Bank? Roy Morley – Leader of Net Church Sittingbourne and Dartford commented: “We had been a customer of Reliance Bank for many years and Reliance Bank provided loan funding for our Dartford property purchase. Reliance Bank helped Net Church Dartford through Covid by allowing us to have a mortgage break because many of our staff were furloughed. We have built-up trust with the bank. Reliance Bank staff have visited the church many times and spoken with us over the phone, so we didn’t look at other banks for loan funding. You cannot put a price on a good relationship. Martin had seen the business plan, and we had equity in the Dartford property. Martin communicated well through the process and the loan was accepted. It was tense buying the building because we had to sell the current church building and inform Ofsted that we would move the nursery to a new property. And we needed Ofsted to conduct a building inspection of the new property. Reliance Bank communicated clearly so we didn’t need to worry.”
17
Faith
Navigators in the UK Background Navigators are a global Christian discipleship movement. The Navigators have a single calling: “To advance the gospel of Jesus and his kingdom into the nations through spiritual generations of labourers (Alongsiders) living and discipling together among the lost.” Our Customer - The Navigators UK has been getting alongside people, helping them know Jesus for 70 years.
Solution The Navigators UK own a property in south London. The property had been the home of a fellow Navigator who had opened his home to people for discipleship. The property had been left to Navigators as an “unrestricted legacy”. This is a significant asset. The house in South London is used as a "missional project". Eight Christians at different stages of life live at the property in the shared rooms with one guest room. Together the tenants form a Christian ministry community that meet for morning prayers and a community meal once a week alongside hosting events for a wider community. The tenants are full time workers, and they pay rent which provides a surplus. The rental income has been used to invest in the property and also to contribute to the charity's wider running costs. A loan from Reliance Bank has allowed the Navigators to "unlock the capital value" to fund a significant transformation project strengthening the organisation to support a wider movement of "Alongsiders" and using its experience to support disciple making in churches through "The Alongsiders Course". Impact Initially 4 centrally employed staff supported the work of the charity, now there are 9 staff (the equivalent of 6 full time employees). The central services are based in Stirling and Southampton Navigators in the UK deliver the following impact: 69 representatives in the UK 20 associates in the UK 25+ Cities in the UK 5 representatives overseas 70 years of disciple-making 568 members in the UK 367 people gathered at the Navigators UK National conference 20 men attended the Men’s ministry retreat 1,945 receiving Discipleship weekly 10s of thousands impacted Navigators vision is to be a 'Movement of Alongsiders', an army of thousands of everyday people who are equipped to make the difference for the Gospel where God has placed them - families, communities, local churches, workplaces. Navigators in the UK aim to achieve this single goal through their people.
Navigators in the UK, create disciple-making communities across the UK in the following ways: Student Ministry 10 student ministries across the UK engage with hundreds of students to engage non-Christians and grow a whole new generation of disciplemakers
18
City Collectives Cities across the UK use the Alongsider vision. City collectives engage with the 20s generation, workplace, arts, community and local church ministry. City Collectives continue to grow across Stirling, Glasgow, Edinburgh
Diaspora Navigator Communities Existing trained Alongsiders support hundreds of passionate and faith-filled people that move to the UK to continue as Alongsiders for the gospel
Local Church Partnerships Navigators raise up disciplemakers by supporting the local church through its workers and the new Alongsiders Course a new 7 part video course designed to equip and inspire disciple makers within the church.
Student Ministry Crossing Cultures 10 student ministries The UK is a multiacross the UK engage cultural nation with hundreds of Navigators have people students to engage and expertise in non-Christians and crossing those cultural grow a whole new divides to bring the lifegeneration of disciplechanging truth of Jesus makers
International Missions Navigators are in France, Poland, Italy and South Asia. They have seconded 2 leaders to work in the European region of the global Navigators movement
Navigators Entrepreneurs Community Over 60 Christians that have set up businesses gather to share vision, resources and encouragement as to God's work through their lives and businesses
NavMums A dynamic gathering of mums spread the Gospel through their families and relational networks
Community Ministry Disciple-makers who work within the communities which God has placed them
Testimonial Nick Baker – Finance and Resource Director for Navigators in the UK commented: “Reliance Bank provided loan funding to Navigators in the UK so that we could “unlock the capital value” from our property in south London so that we can invest the rental income into the wider work we deliver to support our ministry. We will continue to build a generation of disciple making that will transform people’s lives.”
19
Our Performance The Bank continues to make good progress against its strategic objectives, with the benefits of its focused product strategy becoming increasingly evident. Social impact lending and customer deposits both reached record levels during the year, reinforcing the Bank's strong market position and growth trajectory. Although net interest income remains subject to the effects of market rate reductions and competitive pressures, the ongoing growth of the loan book provides a strong foundation for future earnings. As a result, the Bank delivered a profit before taxation of over £1.1 million in 2026 (2025: £1.4 million), reflecting the resilience of its business model and continued commercial momentum. Our priorities remain clear to maintain an operationally-resilient bank that serves the evolving needs of our shareholder and the global Salvation Army community. This year, we significantly strengthened our risk management frameworks and expanded our investment in talent and capability across the Bank. During the year, we laid the groundwork for enhancing our digital infrastructure, initiating key projects that will be developed further in the years ahead. The Bank’s capital and liquidity positions remain robust, providing a solid foundation for the execution of our strategic plan. We continue to measure our success not only through financial outcomes, but also through our social impact and the quality of service we provide to our customers. These pillars are central to our purpose and aligned with the mission of The Salvation Army worldwide. As a trusted financial partner to more than 30 Salvation Army territories, and thousands of other customers, the Bank plays a vital role in supporting local communities, facilitating international transfers, and supporting operational needs through a comprehensive suite of banking services. We are proud to serve the global Salvation Army, UK charities and other ethically-aligned organisations, offering stability, security, and service excellence. We remain grateful for the continued support of our shareholder, whose commitment enables us to pursue our medium-term objective of sustainable profitability while staying true to our mission of “Giving Money Meaning”
20
£’000 10000
9,090
9,700
2025
2026
8000
Operating Income
6000
6,115
4000 2000 0
2023
2024
1,918
2000
PBT and Gift Aid
9,578
£’000 1,431
1500
1,098 1000
500
0
266 2023
2024
2025
2026
120
102
100
Millions
SME Lending
81
80 60
58
61
2023
2024
40 20 0
2025
2026
Commercial Lending
100
89.1
60
94.8
74.7
80
Millions
Other Customer Deposits
59.6
40 20 0
2023
2024
2025
2026
21
Earn Interest Grow Your Savings and make a
Positive Social Impact
in the UK
Our customer's deposits are used to provide loans to organisations across the UK for property purchase, property expansion, refurbishment, refinance and mission-led business acquisition. The enables faith organisations to help those most in need, whether it be struggling families or someone sleeping rough. Through this support, staff and volunteers serve hot meals, provide safe shelter, companionship and vital practical help to people in crisis. Choose from: Fixed Term Deposit or Notice Savings Accounts if you can put the money aside for a period of time. Or Instant Access if you need to access your money. Available to: Businesses, Charities, Churches and Individuals
Hover your phone’s camera over the QR code and explore our savings accounts:
Service Online and telephone Banking facilities UK Customer Service Team Over the counter cash deposits via any NatWest, RBS and HSBC branch and The Post Office
Helping good people do great things with money Reliance Bank has been at the forefront of socially responsible banking since 1890 when we were founded as the bank for The Salvation Army. The power to change lives for the better As a Bank, we’ve supported businesses and charities for over 135 years and we prioritise business lending to organisations that deliver positive social impact in the UK, so you’ll be joining a group of like-minded people.
Products are subject to status and eligibility. Terms and conditions apply. Interest rates can be withdrawn at any time FSCS Protection: We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if we as a Bank fail to meet our financial obligations. In general, all retail depositors and businesses are covered by the Deposit Guarantee Schemes. Exceptions for certain deposits are stated on the website for the Financial Services Compensation Scheme. Reliance Bank Limited. All rights reserved. Registered in England. Registration no. 68835. Reliance Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority. Financial Services Register number 204537.
Proudly founded by
FAITH
CURRENT ACCOUNT Meet human need through banking that makes a difference. Open a Faith Current Account with Reliance Bank Reliance Bank was founded as the bank for The Salvation Army in 1890. The Salvation Army remains the shareholder today, making Reliance Bank the only UK bank to be owned by an international charity and Christian church. When the bank was founded, all deposits were used to help buy properties for The Salvation Army. Today, our customers' deposits are used to provide loans to faith organisations across the UK to grow. Our customers deposits are used to provide loans to UK faith organisations for property purchase, property expansion, refurbishment, refinance and mission-led business acquisition. Together, this enables faith organisations to better serve people who are deprived, isolated and overlooked in communities across the UK. We conducted research with faith organisations because we were keen to understand the banking challenges they faced. Using the research findings, Reliance Bank have launched a Faith Current Account which is ideal if you have a congregation of people who regularly gather for worship or prayer in a physical location such as a Church, Mosque, Synagogue or Temple.
Reliance Bank Faith Current Account for everyday transactions: UK Customer Service Team Switching service to ensure smooth transition for your faith organisation / charity Online banking with Dual authorisation option SCAN HERE Easy signatory changes Dedicated Relationship Managers to help with account changes Cash withdrawals from any ATM Over the counter cash deposits via any NatWest, RBS and HSBC branch and The Post Office Visa Debit card
Products are subject to status and eligibility. Terms and conditions apply. We are covered by the Financial Services Compensation Scheme (FSCS). Reliance Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority
Call us on 020 7398 5400 or email us at businessaccounts@reliancebankltd.com
Reliance Bank Limited. All rights reserved. Registered in England. Registration no. 68835. Reliance Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority. Financial Services Register number 204537. Member of the Financial Services Compensation Scheme (FSCS)
2025 / 2026 www.reliancebankltd.com
RBLSocialImpactReport2026_V1_AUG2026