280257 HORSE CREEK ROAD R O C K Y
V I E W
N O . 4 4
A L B E R T A
C O M PA R AT I V E M A R K E T A N A LY S I S
TRUE REAL ESTATE SERVICES
AN INTRODUC TI ON Dear Donald and Jennifer Bloomquist This complimentary Comparative Market Analysis (CMA) was created especially for you to establish the value of your property in the present market and thereby determine the price at which it should be marketed. I have compared and reviewed your property against other properties currently on the market, whether for sale, under agreement, or recently sold. While your property is undoubtably unique, analyzing the market by looking for properties that have similar style, location, features, and/or condition provides a great insight that can be leveraged to maximize the potential value of your property. The comparative process known as the “market approach to value� is widely used by appraisers and agents. It is recognized and accepted as the reliable method of valuing residential real estate. When selling properties, it is critical to not only appreciate the statistical value but to also maximize the opportunity as well as the intrinsic and emotional value. I have included an overview of my professional commitment of service, brokerage's connectivity, and my dedication of ensuring that your property receives the most sophisticated strategies and solutions through my innovative platform of services. I look forward to working with you. Regards,
Mary Ann Turrie — Mary Ann Turrie
GET TO KNOW MARY ANN From the very beginning of Mary Ann's career, she established a strong reputation for hard work, ethics, and a superior ability for negotiating estate and luxury residential sales, and after all these years not much has changed. Mary Ann enjoys working hard for her clients and prides herself on providing exceptional customer service to both buyers and sellers. She understands that every real estate purchase is a major investment and that each and every transaction deserves the utmost care and attention to detail. She is committed to always keeping your best interests at heart - to get you the best price for your property and to sell it in the shortest amount of time possible. She proudly provides unmatched personal service with sincere patience, pride, integrity, and diligence.
MARY ANN TURRIE REALTOR® CLHMS™
403.829.6279
MaryAnnTurrie@gmail.com www.MaryAnnTurrie.ca
TRUE REAL ESTATE SERVICES
FULL SERVICE LUXURY REAL ESTATE When you hire Mary Ann, she will become your home’s: M A R K ETING M A NAGER • Showcasing your property with the finest marketing • Developing and implementing a customized marketing plan • Determining the best price in-line with market forces • Communicating regularly so you stay informed LI A ISON M A NAGER • Introducing new buyers to your property • Pre-qualifying the buyers to avoid time-wasters • Providing you with timely updates on viewings and feedback NEGOTI ATOR • Presenting and negotiating on your behalf with potential buyers • Advising you on the merits of each offer • Always keeping your best interests as first priority
CLOSING M A NAGER • Providing information to the buyer in a timely manner • Only accepting certified bank drafts • Liaising with your lawyer/notary and delivering necessary documentation • Facilitating answers, resolving any issues during the closing process, and ensuring the process is completed seamlessly CONCIERGES • Providing you with access to experts, including legal advisors, insurance experts, builders, landscapers, interior designers, rental experts, home stagers, painters, handymen, home inspectors, and moving services
DEDICATION AND COMMITMENT JUST A SK HER CLIENTS:
"Thank You Mary Ann for all of your help." - Kevin "Mary Ann is the best real estate agent I have ever had! She truly cares about her clients. I couldn't have done it without her." - Carla "Excellent service! I was very happy with Mary Ann, who went out of her way to ensure my home sold quickly. Thank you!" - Merion
"We completely appreciate everything Mary Ann did for us and we have already recommended her to our friends!" Cheryl & Patrick
RE/MAX REAL ESTATE (MOUNTAIN VIEW) Just as it is imperative to choose the right agent, knowing why they have chosen to work for a specific brokerage is important. What a brokerage offers to both the agent and their clients in terms of service levels and products are keys to maximizing the success of selling and buying a home. RE/MAX Real Estate (Mountain View) is committed to supporting Mary Ann and her clients with the highest level of service through their extensive marketing and networking platforms, innovative technology, and commitment to their community.
OUR PHILOSOPHY The success of the RE/MAX Real Estate's (Mountain View) philosophy and its commitment to the community has enabled them to become a top brokerage. Its owners are dedicated to honoring their reputation, while strategically investing in enhanced products and services that will better serve their clients. RE/MAX Real Estate (Mountain View) is dedicated to providing highly sophisticated marketing platforms, strategies, and solutions — they believe that whether you are buying or selling, their name should immediately signify that you are working with professionals who have integrity, ethics, and quality service.
INSTITUTE FOR LUXURY HOME MARKETING The Institute for Luxury Home Marketing is fully endorsed by RE/MAX Real Estate (Mountain View) and their professional luxury real estate agents are encouraged to acquire their designation and become lifetime members. Membership with The Institute is gained through an intensive educational experience, where real estate professionals are immersed in the latest techniques and shown relevant tools to better understand their local market and serve affluent clientele. Only those members who have proven performance within the top ten per cent of their communities earn the coveted Certified Luxury Home Marketing Specialist™ (CLHMS) designation. CLHMS™ designees, whose consistent sales in the million dollar and above market, are further recognized with the Million Dollar GUILD™ achievement. When you see an agent with these symbols of distinction, you can be assured that you are working with a luxury real estate professional who has the education and proven performance to satisfy the unique needs of the upper-tier real estate market. Mary Ann has acquired the CLHMS™ designation and has achieved the Million Dollar GUILD™ status.
Mary Ann Turrie has been awarded the prestigious Certified Luxury Home Marketing Specialist designation and the Million Dollar Guild recognition by The Institute for Luxury Home Marketing in recognition of attaining knowledge, experience, and expertise in the fine home and estate market and is a member through August 2018
Waco Moore President The Institute for Luxury Home Marketing
Laurie Moore-Moore Founder & CEO The Institute for Luxury Home Marketing
DETERMINING THE VALUE OF YOUR HOME
THE OBJECTIVE Our mutual objective is to sell your home: FOR THE HIGHEST POSSIBLE PRICE › IN THE SHORTEST AMOUNT OF TIME › WITH THE MOST FAVORABLE TERMS Prior to any marketing strategies being implemented, it is critical to go through a process of discovery - determining the fair market value, understanding the barometer of current market conditions, and reviewing the variety of factors that will help us prepare your home for sale. Selling luxury homes requires a different level of expertise and strategy, and exceptional marketing to the right buyers is key to maximizing the true value of your home.
MAXIMIZING FAIR MARKET VALUE The following key factors affect the sale of your home and are, for the most part, in your control. Typically, market conditions are not in your control but choosing an agent who has extensive experience in the local market, a respected reputation, and implements a proven comprehensive marketing strategy can make all the difference in MAXIMIZING THE TRUE VALUE OF YOUR HOME. MARKET FACTORS: Price Terms Condition Marketing Programs Value
CONTROLLED BY: Seller Seller Seller Mary Ann Turrie/RE/MAX Real Estate (Mountain View) Buyer/Market Conditions
COMPARATIVE MARKET VALUE
OVERVIEW | 280257 HORSE CREEK ROAD 280257 HORSE CREEK ROAD ROCKY VIEW NO. 44 ALBERTA 138.980 Sprawling acres Containing 64.7 Hectares (160 Acres+/-) Rocky View County
SUGGESTED LISTING PRICE After careful review of the data, and considering the present market conditions, I would recommend:
AN ESTIMATED LISTING PRICE OF $1,699,000 - $1,725,0000
C O M P ET IT ION ON T H E MARKET When pricing a listing to sell, we need to be aware of our competition before we go to market.
NUMBER OF ACTI V E PROPERTIES: 11 PR ICE R A NGE: $734,999 A ND $1,899,000 AV ER AGE PR ICE: $$1,274,609 AV ER AGE PR ICE PER SQUA R E FEET: $688.28
BATHS
HALF BATHS
SQ. FT.
YEAR BUILT
LIST PRICE
C4244583 3
1
0
1,102
1956
C4243418 4
3
1
2,180
262256 HORSE CREEK Road C4238168 3
2
1
283066 RGE RD 22
C4236507 4
2
41129 Old Buffalo Trail
C4223108 2
42026 Twp Rd 272
$/ SQFT
LIST DATE
$734,999
$666.97
05/10/2019
1993
$769,900
$353.17
05/03/2019
1,646
1982
$849,900
$516.34
04/08/2019
0
1,714
1974
$960,000
$560.09
03/30/2019
2
1
1,895
1978
$1,100,000
$580.47
01/19/2019
C4225456 4
3
0
2,519
1994
$1,150,000
$456.53
02/06/2019
241061 BOUNDARY Road
C4187316 3
3
0
1,536
$1,499,900
$976.50
05/28/2018
254069 Towers Trail
C4245152 4
3
1
2,276
2005
$1,575,000
$692.00
05/15/2019
HWY 22 234 Acres +/-
C4242963 4
1
1
1,176
1976
$1,587,000
$1349.49
05/02/2019
274200 RGE RD 40
C4131298 3
3
4
3,481
2011
$1,895,000
$544.38
08/01/2017
275114 Lochend Road
C4242753 4
3
2
2,226
1993
$1,899,000
$853.10
05/01/2019
ADDRESS
MLS
282002 RGE Road 42 285039 RGE Road 53
BEDS
AC TIV E PROPE RTI ES
275114 LOCHEND RD - RURAL ROCKY VIEW COUNTY - ALBERTA 4 BEDROOMS | 3 FULL 2 HALF BATHS | BUNGALOW | 106 ACRES | OFFERED AT $1,899,000
274200 RGE RD 40 - RURAL ROCKY VIEW COUNTY - ALBERTA 3 BEDROOMS | 3 FULL 4 HALF BATHS | BUNGALOW | 40 ACRES | OFFERED AT $1,895,000
HWY 22 234 +/- - RURAL ROCKY VIEW COUNTY - ALBERTA 4 BEDROOMS | 1 FULL 1 HALF BATH | BUNGALOW | 234.77 ACRES | OFFERED AT $1,587,000
RE C E N TLY S OL D PROP ERTI ES Recent sold properties are a great indicator of value, and the dollar per square foot they sold for is a great piece of data to use.
NUMBER OF PROPERTIES: 9 PR ICE R A NGE: $855,000 TO $1,825,000 AV ER AGE PR ICE: $1,263,889 AV ER AGE PR ICE PER SQUA R E FEET: $680.32 ADDRESS
Horse Creek Road
MLS
BEDS BATHS
SQ. FT.
YEAR BUILT
SOLD PRICE
$/ SQFT
SOLD DATE
C4189573
3
1
0
1,009
1946
$855,000
$847.37
07/11/2018
35064 BIG HILL SPRINGS Road C4187783
5
3
1
1,583
1987
$965,000
$609.60
06/26/2018
281113 HORSE CREEK Road
C4198424
5
3
1
1,770
2010
$1,060,000
$598.87
01/10/2019
41064 Big Hills Springs Road
C4221601
4 2
1
1,731
1995
$1,070,000
$618.14
03/29/2019
281028 RGE RD 42
C4183245
5 3
0
1,379
2016
$1,075,000
$779.55
11/02/2018
245169 Ridge Road
C4188456
3 2
0
1,493
1957
$1,300,000
$870.73
01/18/2019
272180 RGE RD 42
C4211272
6 4
1
3,032
2004
$1,525,000
$502.97
02/23/2019
265253 HORSE CREEK Road
C4185905
5
4 0
2,120
2008
$1,700,000
$801.89
06/16/2018
270075 HORSE CREEK Road
C4172037
6
4 1
3,696
2007
$1,825,000
$493.78
09/28/2018
S O L D PROPE RT I ES
270075 HORSE CREEK ROAD - RURAL ROCKY VIEW COUNTY - ALBERTA 6 BEDROOMS | 4 FULL 1 HALF BATHS | 2 STOREY | 12.4 ACRES | SOLD AT $1,825,000
265253 HORSE CREEK ROAD - RURAL ROCKY VIEW COUNTY - ALBERTA 5 BEDROOMS | 4 FULL BATHS | BUNGALOW | 38.75 ACRES | SOLD AT $1,700,000
272180 RG RD 42 - RURAL ROCKY VIEW COUNTY - ALBERTA 6 BEDROOMS | 4 FULL 1 HALF BATH | BUNGALOW | 40 ACRES | SOLD AT $1,525,000
L IST PR IC E T O S O LD PR I C E R AT I O FOR R E CE NT LY S O LD PR O P ER T I ES $2,000,000
$1,800,000
$1,600,000
$1,400,000
$1,200,000
$1,000,000
$800,000
$600,000 1
2
3
4
LIST PRICE vs. ADDRESS
LOCATION
5
6
7
8
9
SALE PRICE DAYS ON MARKET
LIST PRICE
SALE PRICE
SP% OF LP
1
HORSE CREEK ROAD
Rocky View County
34
$874,000
$855,000
97.8%
2
35064 BIG HILL SPRINGS ROAD
Rocky View County
26
$995,000
$965,000
97.0%
3
281113 HORSE CREEK ROAD
Rocky View County
162
$1,189,000
$1,060,000
89.2%
4
41064 BIG HILLS SPRINGS ROAD Rocky View County
73
$1,190,000
$1,070,000
89.9%
5
281028 RGE RD 42
Rocky View County
172
$1,100,000
$1,075,000
97.7%
6
245169 RIDGE ROAD
Rocky View County
228
$1,495,000
$1,300,000
87.0%
7
272180 RGE RD 42
Rocky View County
130
$1,699,000
$1,525,000
89.8%
8
265253 HORSE CREEK ROAD
Rocky View County
22
$1,775,000
$1,700,000
95.8%
9
270075 HORSE CREEK ROAD
Rocky View County
177
$1,899,000
$1,825,000
96.1%
S O LD P ROPE RT Y COMPARI S ON
280257 HORSE CREEK ROAD ROCKY VIEW NO.44
MLS # Status List Price Sale Price List Date Off Market Date Sale Date Days on Market Style Bedrooms Full Baths Half Baths Total Rooms Square Feet Acres Lot Size (sq.ft.) Year Built Fireplaces Garage Spaces Garage Desc Basement Desc Int. Features Ext. Features Sewer & Water Waterfront Beach Desc Assessed Value Taxes Tax Year
138
270075 Horse Creek Road Calgary, Alberta
265253 Horse Creek Road Calgary, Alberta
72180 RGE Rd 42 Calgary, Alberta
C4172037 Sold $1,899,000 $1,825,000
C485905 Sold $1,775,000 $1,700,000
C4211272 Sold $1,699,000 $1,525,000
177 2 Storey 6 4 1 11 5,700 12.4
22 2 Storey 5 4 NA 9 4,000 38.75
130 Bungalow 6 4 1 11 2,519 40
2007
2008
2004
A FOCUS ON YOUR PROPERTY
LUXURY MARKETING FOR A NEW LEVEL OF EXCELLENCE
LU X URY MA RKE T ING F OR M AXIMUM E XPOS URE Selling your home can be a very exciting experience, but it will also be an emotional one. As a real estate professional, I have found the best way to sell a home is through partnership and teamwork — combining the understanding of your requirements and goals with my knowledge, expertise, effective marketing strategies, and extensive brokerage resources. TOGETHER WE WILL: • Prepare for the “Window of Opportunity” • Leverage the attributes of your location • Prepare and present your home ready for sale • Highlight your home’s features through professional photography • Showcase your home to the market through professional and strategic marketing • Maximize the exposure of your home through our extensive network • Leverage the brokerage’s reputation and recognition • Cooperate and communicate to maintain your home’s perception of value • Promote your home locally, nationally, and internationally • Maximize your home’s web exposure • Prepare your home so that it is always ready to be shown to potential buyers • Discuss and review the market’s analysis of your home — feedback is essential to knowing the perceived value and potential for negotiation • Finalize your sale • Find your next dream home
T H E W INDOW OF OPPORTUNITY The “Window of Opportunity” is the period in which your home will receive its maximum exposure — typically when your home is new on the market. In order to capitalize on this window, it is crucially important that your home is ready for sale: priced at Fair Market Value, is prepared to showcase its features and attributes, and a marketing strategy is implemented to further increase its exposure.
(Amount of Interest)
ACTIVITY
M A K ING THE MOST OF INITI A L INTER EST
1
2
3
4
5
6
7
8
TIME ON MARKET
9
10
(Weeks)
- Graphic for Illustrative Purposes Only -
11
12
13
M A R K E T ING YOUR L OC ATI ON According to real estate convention, the three most important criteria to consider when buying a property are: L O C A T I O N , L O C A T I O N , L O C A T I O N . In fact, buyers are often attracted to a general location, a neighbourhood, or even a certain street well before settling on a specific home. Understanding your location’s positives and negatives are important when determining price, and are very significant in the marketing of your home. Misconceptions, preconceptions, and knowing the nuances of your home can make a significant difference in how a home is marketed, when it’s shown, and how it is positioned — one man’s displeasure can be another’s delight!
P R EPA RE T O PRE SENT YOUR H OME First impressions are lasting. Preparing your home is one of the most difficult, emotional, and critical steps to maximizing its value — together we will review, recommend, prepare, and create an environment that is appropriate for the type of buyer looking to purchase your home. No matter how stunning, loved, or well-maintained your home, it is important that you view it with critical objectivity and whether it needs simple changes or major repairs, these should be addressed before the home is listed for sale.
PROFESSIONAL PHOTOGRAPHY Photography must reflect your property. Whether in print or the web, these photos are often the first impression that a potential buyer will receive. Take advantage of new technology to showcase the true essence of the property within its environment, especially since your buyer is likely to be from outside your local area. Lifestyle videos provide a realistic depiction of the intended space and livability. A photo shoot is the time when a home must shine — both figuratively and literally. A fully prepared home, clean, tidy, with clear sight lines, and shot in its best natural light will speak volumes to the viewer before and after the home is visited.
P R OFE S S IONA L AN D ST R ATE GIC MA RKETI N G Sophisticated and professionally prepared marketing is essential to maximizing your home’s exposure and requires more than just listing the property for sale on the internet and the local real estate professional’s listing service. It needs to be a carefully prepared and strategically implemented plan. Your home must become a highly prized item, launched on the market with maximum impact, to create the right exposure, and reach the right buyers. YA R D SIGNS A ND DIR ECTIONA L SIGNAGE The trusted yard sign is the #1 way to show your home is for sale. It is fast, effective, and easy to spot. Directional signs help guide people to the home. PUBLIC A ND PR I VATE SHOW INGS Broker tours and open houses are ways that other real estate agents see your home and recommend it to their potential buyers. This is why preparing the home is so important — sometimes real estate agents are more particular than buyers. LUXURY A DV ERTISING For luxury homes, local advertising is not sufficient - these unique, often specialist appreciated homes, need exposure to the elite and discerning. We will showcase your home to these affluent buyers through publications such as The Wall Street Journal, Unique Homes, DuPont Registry, Ocean Homes, and the James Edition.
NET WOR K ING A ND R EFER R A LS Real estate agents have a large database at their disposal, particularly their networks with other agents. Referrals are especially important in the luxury market, as you will want to work with well-respected agents with an extensive network of contacts.
W EB EXPOSUR E 94% of buyers look at homes online as their first step in the home buying process. This trend will only to increase over time. Placing your home online allows the home’s exposure to be seen locally, nationally, and internationally, whether it is on a computer, tablet, or cell phone.
CLHMS DESIGNATION A ND MEMBERSHIP Working with agents who are fully certified in luxury marketing is critical as you look to maximize the exposure of your home. Our knowledge, expertise, and access to a unique and targeted network is second to none.
V IRTUA L TOURS / ONLINE V IDEO M A R K ETING Creating a digital experience and footprint is an integral part of advertising in the 21st century.
P R O F E S S IONA L PRI NTI N G A ND DIRE CT MAI L The power of showcasing your home and its unique features through professional photography and sophisticated marketing materials is crucial to setting your home apart from the competition. Promotional materials that feature your home and are mailed to your neighbours, potential buyers, and other real estate professionals are some of the most powerful ways to spread the message that your home is for sale. Your neighbours will be first to tell their friends and family about your home — they already love their community so they are your biggest advocates! Also, knowing where the potential buyers are locally is powerful — after all, 78% of homeowners purchase within a close proximity of their present home.
A PL AT FORM FOR 24/ 7 W E B E XPOS URE With 95% of home buyers beginning their search on the internet, we will want to ensure that your home will receive maximum online exposure. As part of my marketing plan, your home will receive unparalleled exposure to consumers and real estate professionals, across the globe, through my extensive online partnerships.
S HOW ING T H E H OME Your home needs to be ‘show ready’ at all times — this can be difficult to balance if you are still living in the home. However, we should ensure preparations are done up front — unnecessary items removed, space has been created, and a plan implemented for the best times to show the home, then the final prep and inviting touches are easy for us to add around your busy schedule. Each and every buyer will be pre-qualified. During the showing, a fully guided tour will be provided to ensure that the features and nuances are showcased and explained to maximize the value of perception.
M A RKE T A NA LYSI S The market analysis report is compiled from a system that tracks your showings, all real estate professional and buyer feedback, as well as our marketing effectiveness on your home. This report provides you with an in-depth analysis and a comprehensive list of actions, recommendations, and objectives.
F I N A L IZ ING T H E SALE A myriad of details must be attended to before the sale becomes final including offers, counter offers, inspections, disclosures, contingencies, loan documents, insurance, mortgage approval, and escrow items. This final step can be overwhelming with all its moving parts. Whatever the next step may be, know that we are here to guide you through this final process — to keep in constant communication, track the proceeding, and to keep things on schedule.
M OVE OUT C H E C K LI ST Clean in, out, and under the fridge and defrost and clean the freezer Clean in, out, and under the stove and clean the oven and all burners Wash the cupboards inside and outside Clean inside and outside of all windows/tracks, closet doors/tracks, and patio doors/tracks Wash walls and floors Dust curtain rods and window coverings Dust or wash fans and vents Dust or wash light fixtures, replace all burnt out light bulbs Clean bathroom thoroughly including the tub, tile, sink, vanity, mirror, medicine cabinet, cupboards, and toilet Have all carpets professionally cleaned All garbage bins should be cleaned, sanitized and emptied and no garbage should be left behind The exterior of the premises should be maintained including sweeping, weeding, and lawn care All utilities and other service connections should be terminated on your last day of residency Leave all keys and garage door openers
TRANSFER
D I S C ON T I N U E
House/Car Insurance, etc.
Electricity
Club Memberships
Water Service
Bank Records
Cable/Internet
Legal Contracts
Garbage Collection
Medical Records
Diaper Service
School Records
Food Service
Veterinarian Records
Laundry/Dry Cleaning Service
Dental Records
Gas/Fuel/Oil
________________
Telephone
________________
Lawn/Snow Service
________________
Newspaper Delivery
________________
Cleaning Service
________________
Nursery Service
NOTIFY Post Office Credit Card Companies Magazines Government (family allowances, etc.) Family & Friends Mail Order Accounts Vehicle Registration Church ________________ ________________ ________________ ________________ ________________ ________________
Milk/Bakery Delivery _________________ _________________ _________________
IMPORTANT NUMBERS Post Office
800.267.1177
Government
800.387.1193
Enmax
310.2010
Shaw Cable
716.6000
Shaw Internet 750.6990 Atco 245.7888 Telus 310.2255 Alberta Health 780.427.1432 Calgary Herald
237.7100
Calgary Sun
410.1010
SE LL E R INFORMATI ON S E L L E R ' S D E TA I L S Name
Spouse
Address City
Province
Phone
Phone 2
Postal Code
Email Contact Preference
Phone 1
Phone 2
Other
H O M E S A L E D E TA I L S Address (if different from above) City Property Type
Province
Postal Code
Single Family (Detached) Townhouse
Single Family (Semi-Detached, Duplex)
Condominium
Co-Op
Square Footage
Size of Grounds
Parking
Number of Stories
Bedrooms
Garage Spaces
Bathrooms
Features Pool
Guest Quarters
Staff Quarters
Other
Living Areas Other
Style/Design Builder
Build Year Architect/Designer Location Notes
Arts & Culture
Schools
Sports
Other
I N S I G H T F U L Q U E S T I ON S If you had to choose between the shortest sales time or highest price, which is more important?
As research is done on relevant property sales, is there a particular property sale that you would like your agent to pay attention to?
NO T E S
IN CONC LUS ION Donald and JenniferThank you for taking time out of your schedule to meet with me. As your Realtor, I will make sure to always keep your best interests at the forefront, which is why I wanted to leave you with a few key reminders. I will provide our solicitors with the necessary information to prepare the closing documents. I will recommend that you contact your lawyer and arrange an appointment to attend to the required details. To finalize the closing details, I will need to meet for no more than an hour. You will need to bring two forms of identification, as well as a copy of your stamped compliance Real Property Report (RPR); it is also advised to send a copy of your RPR to your lawyer in advance. If you have any issues that remain unsolved or you have any questions regarding the closing process, please feel free to contact me at 403.829.6279. Regards,
Mary Ann Turrie
— Mary Ann Turrie
Each office is independently owned and operated. May Š 2019
MARY ANN TURRIE 403.829.6279 | MARYANNTURRIE@GMAIL.COM