2018 Bitterroot Building Association Home Expo program

Trim - 8x10

EXPO Guide Front Cover

2018

Live Area

Friday, February 2nd 4-7 pm Saturday, February 3rd 9am-4pm -Ravalli 7x9 County Fairgrounds Hamilton MT Admission $2 or 2 cans of food

We dig Montana since 1987

406-961-1511

www.jjexcavatingandtrucking.com

BBIA Home & Ranch Expo, January 31, 2018 - Page 3

Friday, February 3rd • 4-7 pm Saturday, February 4th • 9am-4pm Ravalli County Fairgrounds, Hamilton MT

Admission $2 or 2 cans of food - Concessions available - Over 70 Vendors

Thank You Sponsors

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2018 Board of Directors President Paul Beck, Beck Builders, Inc.

Welcome Home

Vice President Travis Nye, Riversong Builders Directors Travis Meuchel, Bingham & Associates CPAs Jared Brown, Brown Bear Builders Wendy Bauder, B&B Cabinets Ed Brenneman, Schrock Construction, Inc. Reuben Miller, Triad Building Components LLC

Staff

Donna Roness, Executive Officer

This publication is published by the Bitterroot Building Industry Association and the Ravalli Republic Newspaper.

Proudly serving Western Montana since 1977 1603 Brooks, Missoula 406.543.8224 | www.pierceflooring.com

It’s about you.

Page 6 - BBIA Home & Ranch Expo, January 31, 2018

Table of Contents

Preparing For A Remodel................................................8 Construction Loan Process............................................10 Cool Roofs....................................................................12 Curb Appeal..................................................................14 Refinishing Wood Floors ...............................................16 Plan for a Deck.............................................................18 Business is Booming.....................................................20 Vendor Map..................................................................23 Membership Directory .................................................24 Let Us Introduce Ourselves The Bitterroot Building Industry Association is a non-profit trade association that has been serving the home building and construction industry in the Bitterroot Valley since 1993.

The Bitterroot Building Industry Association(BBIA) is a non-profit, membership-based association comprised of builders, plumbers, bankers excavators, and a wide variety of other members whose businesses are the fabric of the Bitterroot building industry. The BBIA is part of the Montana Building Industry Association as well as the National Association of Home Builders. The BBIA takes pride in our members and their commitment to high professional standards.

Mission Statement

“Serving to unify and enhance the building industry in the Bitterroot Valley through education, community involvement and quality construction practices.�

Join Today

We Build Community

A Bitterroot Building Industry Association membership gives you the opportunity to benefit from participating in BBIA activities - membership events and meetings, annual events and the BBIA Newsletter. BBIA members also receive discounts for advertising in our Tour of Homes and Home Expo magazines as well as discounts while exhibiting at these events.

Once you are a memeber of the BBIA, you also become a memeber of the National Association of Home Builders (NAHB) which offeres you political clout as well as a wealth of information and member discounts just a phone call away.

Your membership is also on a state level with the Montana Building Industry Association (MBIA). The MBIA supports a lobbyist who works with legislators to initiate building industry legislation as well as keep us abreast of legislation that may be coming and detrimental to our industry.

www.bitterrootbia.com

Page 8 - BBIA Home & Ranch Expo, January 31, 2018

Preparing for a Remodel A remodeling project involves financial, design and logistics challenges. It can all seem overwhelming. That means it’s crucial to have a plan.

“The planning and researching phases of a project are the most critical steps in the remodeling process,” according to the

National Association of the Remodeling Industry. “The more knowledgeable and prepared a homeowner is, the more they protect themselves.”

NARI offers the following tips for a successful remodeling project.

BBIA Home & Ranch Expo, January 31, 2018 - Page 9

Research your project. This involves looking for photos and information about completed projects you like. Reading about others’ experiences can help prepare you for potential challenges and educate you about the time and materials involved.

questons about anything you don’t understand. Make sure you know how and when the contractor will be paid, how change orders will be handled, how long the job will take and how additional fees and delays will be handled.

Plan for the long term. Ask yourself how the project fits with your longterm goals. Are you planning to add to your family? Is there a potential move in your future? Answering these questions will help you make wise decisions about how to use your time and money.

Keep design in mind. Think about how the space will be used and how it could be made more useful. Visit websites to find design ideas and talk to your designer about what you like about a particular design.

Set your budget. Be realistic, and be sure to include all the materials and labor you will need. Be honest with your contractor about your budget, and ask for his advice about cost-saving measures you can take.

Use advanced search for professionals.

Read a remodeler’s online reviews and look into licensing, certifications, association memberships and other credentials. Look at the company’s online portfolio and see how it interacts with its customers on social media.

Ask the right questions. NARI suggests asking remodelers about their education and training, whether they specialize in a certain type of remodeling and how they handle issues with clients.

Verify your remodeler. Before you choose a remodeler, you want to be sure you’ve done your homework. See if it’s possible to arrange a visit to a current job site. Double check his certifications and licenses with the issuing agencies.

Review contracts word by word. A remodeling contract contains language designed to protect you and the contractor.

Be sure to read it thoroughly and ask

Make your selections. Making firm decisions about your project materials plays a huge role in the project being completed on time. Don’t always choose the least expensive material. Instead, consider value. Ask that materials be listed in the contract.

Create a communication plan.

Communicating with your remodeler and vice versa is key to a project’s success. Work out with your remodeler how you will contact her and how often you will be in touch.

Page 10 - BBIA Home & Ranch Expo, January 31, 2018

Construction Loan Process Even well-planned home building can come with unexpected financial surprises. Once you are preapproved for a construction loan, talk with your lender about increasing the initial loan amount to cover unforeseen costs.

BBIA Home & Ranch Expo, January 31, 2018 - Page 11

PREQUALIFICATION A construction loan is no different than most in the that your credit score will have a big impact on approval and interest rates.

Check your credit report for any negative marks or discrepancies you can resolve before applying.

With your credit in good shape and an estimate of your new home’s cost, seek out a lender. This is where the process differs from purchasing a pre-existing home.

Your lender will want to know your intentions with your home. For instance, if you plan to live in the home once construction is complete, you might have more options available than an investor who plans to resell the home upon completion.

INTEREST RESERVE Lenders understand you have to have somewhere to live while your home is being built. To benefit consumers, they created interest reserves.

This reserve will ultimately be added to the overall amount of your loan, but covers your interest payments for typically a 12-month period to accommodate construction time.

Once the agreed-upon period ends, you will then be required to fulfill your entire monthly payment.

THE INTEREST RATE GAMBLE You usually have a choice to lock your interest rate at the time of the loan or wait until construction is complete. It is crucial to pay attention to interest rates in your area if you decide to wait.

If you are already aware that interest rates have been heading upward, you should automatically lock, as they will likely keep rising while your home is under construction. Some lenders may not offer you a choice, but be sure to ask about it.

TYPES OF LOANS Construction loans have unique terms that differ from traditional mortgages. A oneyear term means you must refinance your construction loan into a conventional mortgage loan after construction is complete.

This type of loan comes with two sets of closing costs and the burden of qualifying for a second loan.

A construction-to-permanent loan is very popular in construction loans. There is only one loan process and one set of closing costs.

Page 12 - BBIA Home & Ranch Expo, January 31, 2018

Cool Roofs We have all felt the discomfort caused by wearing dark clothing on sunny days. Did you know a traditional roof and your electricity bill also suffer from the sun’s direct rays? Consider installing a cool roof when constructing your new home to save big bucks and use less energy. The Department of Energy states that a conventional roof typically reaches

temperatures of 150 degrees Fahrenheit during summer months. A cool roof will only reach temperatures of about 100 degrees under the same conditions. This will greatly reduce the amount of heat entering your home, resulting in less dependence on your air conditioning unit.

BBIA Home & Ranch Expo, January 31, 2018 - Page 13

WHAT IS A COOL ROOF? Cool roofs are designed to reflect sunlight, causing them to absorb less heat than conventional roofs. This is achieved by using cool-roof coatings. These are very dense paints containing special pigments to reflect sunlight. Coatings protect the roof from UV light, and some even offer water protection.

While it is possible to retrofit a conventional roof to gain the benefits, you can save money by initially installing a cool roof during the construction of your new home.

The DOE has reported some benefits of this type of roof: • Reduce energy bills by using less air conditioning; • Indoor rooms that are not air conditioned will be more comfortable; and • The life of your roof may be extended due to the reduction of temperature to which it is exposed.

IS IT RIGHT FOR YOUR CLIMATE? When planning to build a home featuring a cool roof, there are a few things to consider.

Based on your climate, you may have a few extra risks.

Warm, moist climates may increase the chances that a cool roof will be affected with algae or mold growth. You must use a roof coating including special chemicals that prevent these from building. Keep in mind that the chemicals may need to be reapplied to your cool roof after a few years to maintain performance.

Colder-climate roofs are more susceptible to accumulating moisture through condensation, and cool roofs might be at a larger risk. Condensation can be avoided by proper design techniques. Talk to your builder about how to achieve these results.

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Page 14 - BBIA Home & Ranch Expo, January 31, 2018

Curb Appeal Think of curb appeal as your home’s first impression. In fact, the curb appeal of any home can help (or hurt) the property values of the entire neighborhood.

BBIA Home & Ranch Expo, January 31, 2018 - Page 15

According to the National Association of Realtors, 63 percent of homebuyers will drive by or schedule an appointment after viewing a home they like online. While you might not be in the market to sell, the “saleability” of your home should always be on your mind.

Improving your home’s curb appeal can be done in the following three steps.

AN HONEST ASSESSMENT Walk to the street and look back at your house. What do you see? Take an honest look at your home. Take a notepad and pen with you.

Write down projects that need to be completed. It is helpful to distinguish projects you want to start, versus repairs that need to be made to existing structures or areas.

GENTLE SPRUCING Your entryway is always a focal point. Make it stand out by painting your front door a bright, fresh color. Visit your local home improvement store or nursery and pick up potted plants and hanging baskets for the front porch.

If you have a large front yard, or own a home in a new development, consider planting a tree. Another easy upgrade to your landscaping is installing outdoor lighting.

Opt for budget-friendly solar lighting fixtures. They rely on the sun for power, which means no digging up the lawn to bury electrical lines. This also makes installation a breeze. Line walkways, highlight shrubbery and anything else that makes your home stand out from the crowd.

A GOOD SCRUB DOWN Dedicate a weekend to cleaning out the gutters. It is also important to examine the siding of your home. Is it in good shape?

Pressure-washing house siding can strip away any green growth or mildew hanging out in the cracks — making it look bright and new.

Spray for any weeds creeping up the driveway or walkways, and sweep the front porch. Keeping your property clean is an essential aspect of home improvement. A

Welcome to the Annual Bitterroot Home & Ranch Expo!

Ravalli County Fairgrounds, Hamilton February 2nd & 3rd 2018

Troy 369-1443

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EQUAL HOUSING OPPORTUNITY

Page 16 - BBIA Home & Ranch Expo, January 31, 2018

Refinishing Wood Floors Flooring is a hot feature in the housing market once again. However, homebuyers are less enthused with new “wall-to-wall� carpeting and more interested in natural, hard surfaces such as hardwood floors.

If you live in an older home, it is likely that wood floors exist underneath carpeting. This does not guarantee they will be in optimal condition.

Removing old carpeting and restoring wood

floors is a sound investment. You can expect a professional to take the following steps when refinishing hardwood floors. If you are feeling a confident burst of DIY zest, you can follow them yourself.

SANDING A drum sander is used to remove all the old coatings of stain and sealer and to level out any minor bumps in the wood. Sanding

BBIA Home & Ranch Expo, January 31, 2018 - Page 17

should always following the grain of the wood. A professional will attach a bag to the sander so that a majority of the resulting dust will be caught and not end spread over every room of your home.

EDGING Edging is a term applied to sanding with a handheld edge sander — frequently used to sand hardto- reach areas and corners. (Drum sanders are big and round). The sandpaper should be the same grit level as the paper used on the drum sander.

FILLING Next, any gaps or cracks need to be filled. A wood filler that is tinted a similar color to the floor’s natural color should be used.

SANDING, AGAIN And now another round of sanding. This helps to smooth over and blend the wood filler with the wood and is not as extensive as the first round of sanding. After the sanding is complete, the floors need to be both vacuumed and drymopped to catch any remaining dust and debris.

FINISHING The final stage is staining and finishing the floor. Usually two coats of stain are applied and at least one coat of sealer. Each application requires an applicator resembling a mop.

You should wait at least four days before moving any furniture back into the space. The floors will take a full 30 days to cure, so limit area traffic and the placement of rugs.

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Page 18 - BBIA Home & Ranch Expo, January 31, 2018

Plan for a Deck A backyard deck can be a great place for relaxation and entertainment. It also will enhance the attractiveness of your new home’s exterior. While working with your home builder, ask about rates for crafting a deck. You might be surprised at how affordable they are.

MATERIAL CHOICES There are many options for deck materials.

Prices vary greatly, so make sure you can afford the cost not just of the initial build but also the maintenance that comes with it.

Composite: This man-made material is quickly becoming the most popular for decks. Consisting of recycled wood fibers and plastics, this material’s price is generally higher than traditional wood options but requires little to no maintenance. This can end

BBIA Home & Ranch Expo, January 31, 2018 - Page 19

up saving you money and valuable time later.

Imported woods: Tropical hardwoods such as Cumaru, Tigerwood and Ipe give a deck a beautiful, exotic feel but come with a few downsides. Installation may require more labor for your builder due to the material’s density. Cutting and drilling is a much bigger project than with composite or regular wood.

Before making a purchase of imported wood, ask your builder if it is certified by the Forest Stewardship Council, which ensures that the lumber was harvested in an environmentconscious manner.

Pressure-treated lumber: The most budgetfriendly option for your new wood deck is pressure-treated lumber. It is very inexpensive, and builders love it due to the ease of installation. It is typically treated to resist rotting, fungus and certain bugs. This material does require some regular maintenance including pressure washing.

THINGS TO CONSIDER You also will be able to choose from different types of railings. Composite and vinyl rails cost more, but the low maintenance they require can save you headaches. Sealing and staining wooden rails can be a time-intensive project, so keep that in mind.

If you plan to connect your deck to your home, you need to choose an access point.

Sliding doors are a popular option, as you won’t have to worry about furniture or other outdoor accessories being damaged by swinging doors.

Finally, consider your budget when choosing your new deck materials. Your local builder can likely create any deck design you have in mind. Much like any other aspect in home building, the cost must be analyzed and in line with your budget.

See us at the Home & Ranch Expo!

Booth #41

Remodeling

Handyman Work

Deck Building

Sheds & Garages

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Page 20 - BBIA Home & Ranch Expo, January 31, 2018

Business Is Booming If you’re thinking of remodeling your home, you’ve got plenty of company. The housing and remodeling industries are booming, according to a pair of reports out in mid-2017.

Home improvement and repair spending was healthy and stable growth was expected through the first half of 2018, according to

the Remodeling Futures Program at the Joint Center for Housing Studies of Harvard University.

According to the Center’s Leading Indicator of Remodeling Activity (LIRA), annual increases in remodeling expenditures were

BBIA Home & Ranch Expo, January 31, 2018 - Page 21

expected to remain at or above 6 percent through the second quarter of 2018.

“The remodeling market continues to benefit from a stronger housing market and, in particular, solid gains in house prices, which are encouraging owners to make larger investments in their homes,” said Chris Herbert, managing director of the Joint Center for Housing Studies. “Yet, weak gains in home sales activity due to tight inventories in many parts of the country is constraining opportunities for more robust remodeling growth given that significant investments often occur around the time of a sale.”

LIRA did project that annual increases in remodeling expenditures will soften somewhat moving forward, according to a news release.

In a separate study, the Center declared the national housing market fully recovered from

Free Estimates

the depths of the housing crisis. “A decade after the onset of the Great Recession, the national housing market has, by many measures, returned to normal: housing demand, home prices, and construction volumes are all on the rise, and the number of distressed homeowners has fallen sharply,” the Center said in a news release announcing its “State of the Nation’s Housing 2017” report. “However, high demand and tight supply are pushing up housing costs and adding to concerns about affordability.”

National home prices finally passed the pre-recession peak in 2016, according to the report, and prices were up in 97 of the nation’s 100 largest metropolitan areas in 2016.

The report also had an optimistic outlook on the coming decade, projecting that housing demand will soar as both millennials and baby boomers age.

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BBIA Home & Ranch Expo, January 31, 2018 - Page 23

Spas of Montana

Larry’s Tractors Trailers & More

Vendor Map Premier Portable Buildings

Nisly Landscaping

18

West Exit Only

Dept. of Labor & Industry

Closet Guy & Blindside Window Coverings

Bitterroot Stoves & Billiards

21

Rock Star Surfaces

Nature’s Enhancement

23

BV Archery

24

Anderson’s Heating

8 MT Bliss Artworks Rocky Mtn Lumber

25

34

Health & Beauty

B&B Cabinetry

Purity Cleaning & Restoration

Stockman’s Bank 3

Sears

Compass Rose Const.

Sears

Western Montana Lighting

Western Building Center

Valley Irrigation

Opportunity Bank

Quest

Exit Realty

Enterprises

50 Pierce Flooring 51

Southwest Exit Only

Culligan

Direct Source

Imperial Granite & Quartz Remote Power Systems TruGreen Farmers State Bank

Carpet Garage

59

D&N Siding

Coleman Sprinklers

PayneWest

A2Z Personnel

Darby Distribution

Moms Rental

Temp Right Service

Schrock Roofing

Schrock

ClearWater

Big Sky Builders

MT Board of Housing BBIA Booth

Massa Home Center

+

Eagle Drilling

Brosious Flooring

Concessions

Alpine Granite

41

22

Restrooms

Axmen Propane

ServPro of Missoula

DJ’s Electric

Food Drive & Southeast Ticket Area Entrance Only

Page 24 - BBIA Home & Ranch Expo, January 31, 2018

Membership Directory A & J Porta Pottys.................. (406) 381-4646 A2Z Personnel........................ (406) 363-0723 ABC Stone.............................. (406) 360-6259 Allegra Print & Imaging.......... (406) 363-7645 Alpha Propane....................... (406) 961-4780 Alpine Granite Accents, Inc.... (406) 375-8406 Alpine Painting, Inc................ (406) 546-1806 Ambrose-GEO Heating & Cooling, Inc........................ (406) 531-1759 Anderson’s Masonry Hearth & Home................................. (406) 728-6790 Antonucci Construction......... (406) 531-0539 Axmen Propane..................... (406) 728-7020 B & B Cabinets....................... (406) 531-1367 Beck Builders Inc................... (406) 363-3389 Big Sky Builders of Montana, Inc..................... (406) 961-2440 Bingham & Associates........... (406) 363-5470 Bitterroot Furniture................ (406) 363-1943 Bitterroot Stoves & Billiards....... (406) 961-1700 BMC West (406).............................. 543-1712 Bridger Steel, Inc................... (406) 227-7555 Brooks Cole Construction...... (406) 961-5128 Brosious Carpet & Floors, Inc..... (406) 961-3555 Brown Bear Builders.............. (406) 239-2009 Clearwater Services, Inc. ...... (406) 363-1782 CM Design Studio, LLC........... (406) 239-7150 Cooper Custom Carpentry..... (406) 361-0567 Cooper Firearms

of Montana, Inc..................... (406) 777-0373 Crist Design & Construction, LLC... (406) 369-5338 Curtiss Construction.............. (406) 961-8371 Custom Audio Video................ (406)777-3474 Custom Built Heating & Air.... (406) 239-4130 Custom Plumbing.................. (406) 961-5626 D & N Siding.......................... (406) 546-9838 D Js Electric........................... (406) 363-1972 Darby Distribution Inc............ (406) 821-3021 Dean S. Bauder Construction...... (406) 363-5365 Designer Closets.................... (406) 777-1093 Dig It Excavating, Inc............. (406) 214-4292 Direct Source MT................... (406) 728-8099 Dirt Works Excavation............ (406) 363-9950 Donaldson Bros Ready Mix.... (406) 363-3600 Electronics Superstore.......... (406) 363-6120 Farmers State Bank............... (406) 363-0030 FBN Inc.................................. (406) 961-4990 First American Title Company..... (406) 363-2340 First Interstate Bank.............. (406) 363-0900 First Montana Title Co............ (406) 363-2661 First Security Bank................ (406) 363-3551 Fisher Family Construction ... (406) 274-2036 Fred’s Appliance ................... (406) 728-8099 Garber Construction Inc ........ (406) 961-1600 Godspeed Electric ................. (406) 381-7097 Grizzly Garage Doors & Big Sky Rain Gutters ........ (406) 239-7697 Gusaas Stone & Trowel, Inc. . (406) 360-3093

BBIA Home & Ranch Expo, January 31, 2018 - Page 25

Habitat for Humanity............. (406) 375-1926 High Mountain Truss.............. (406) 821-3077 Ivan’s Roofing & Construction.... (406) 544-1930 JKL Electric............................ (406) 274-0687 Jerry Wessels Les Schwab Tire Center............................. (406)363-0063 John Meuchel Concrete......... (406) 360-2511 Jones Korman Insurance....... (406) 363-6583 K Design Marketing............... (406) 273-6193 Kearns and Sons Building Contractors............. (406) 363-0932 Klassic Kabinets.................... (406) 961-4974 Loren’s Carpet One................ (406) 251-2700 Lynch Insulation..................... (406) 728-6785 Massa Home Center.............. (406) 363-1922 Meridian Drywall................... (406) 961-3748 Missoula Federal Credit Union.... (406) 523-3361 MOMS Rentals........................ (406)375-0277 NorthWestern Energy............. (406) 542-5953 Olbricht Drywall, Inc.............. (406) 369-1443 Old West Builders, Inc ........... (406) 381-0865 Opportunity Bank of Montana... (406) 363- 4400 PayneWest Insurance Hamilton............................... (406) 363-3543 PayneWest Insurance Missoula............................... (406) 363-3543 PayneWest Insurance Stevensville.......................... (406) 777-5005 Pella Windows & Doors.......... (406) 542-3840 Perma-Chink Systems, Inc.... (406) 360-1126 Pierce Flooring & Design....... (406) 543-8224 Pigman Builders Inc............... (406) 363-3000 Purity Cleaning & Restoration.... (406) 642-3545 Quest Insulation..................... (406) 961-3748 Ravalli Republic..................... (406) 363-3300

Riversong Builders................ (406) 360-0194 Rocky Mountain Doors of Montana............................ (406)363-0551 Rocky Mountain Homes......... (406) 363-5680 Sacks Concrete...................... (406) 880-6226 Schrock Construction............ (406) 961-6808 Scott Mitchell Builders, Inc.... (406) 546-8952 Sears Hometown Store.......... (406) 375-9090 Specialty Excavating, Inc....... (406) 360-2388 Stewart Title of Ravalli County, LLC........... (406) 363-7004 Stockman Bank..................... (406) 375-5381 StringLine Design.................. (406) 529-4053 Summit Tile............................ (541) 420-6170 Sweet Pea Inc....................... (406) 728-3533 T Bar V Builders..................... (406) 777-1359 Temp Right Service, Inc......... (406) 728-1111 Territorial-Landworks, Inc...... (406) 542-1415 The Closet Guy....................... (406) 251-4802 Thomas Landscape, LLC........ (406) 531-7517 TrailWest Bank....................... (406) 363-1222 Triad Building Components.... (406) 642-3242 Truco Systems....................... (406) 961-4990 Tschida Plumbing & Heating, Inc. ...................... 406) 381-9118 Turner Remodeling............... (406) 363-2724 US Bank................................. (406) 363-6700 Vern’s Landscape.................. (406) 360-0170 Waterfalls, Patios & More, LLC. ........................ (406) 381-3301 Western Building Center........ (406) 777-1452 Western Montana Lighting.... (406) 543-7166

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