First time home buyers guide

T HERAS NE RGROUP

6178239780

UY E RSG UI DE B

MAT E RI AL SI NCL UDE D: 1S T E PST OBUYI NGAHOME 2DOYOUWANTT OOWN? 3ASYOURBUYE R’ SAGE NT 4YOURNE E DSANDBUDGE T 5S E L E CTANDVI E W 6MAKI NGANOF F E R 7CL OS I NG

1S T E PST OBUYI NGAHOME 2DOYOUWANTT OOWN? 4AS S E S SNE E DSANDBUDGE T 2NO

( E ND)

2YE S 3CHOOS EYOURBUYE R’ SAGE NT ( F ORE XAMPL E : J ACOBRAS NE R)

5S E L E CTANDVI E W HOME S 6MAKEANOF F E R

7CL OS E

2DOYOUWANTT OOWN? ADVANT AGE S : •T AXADVANT AGE S •APPRE CI AT I ON •PRI DEOFOWNE RS HI P •F I NANCI ALS E CURI T Y •CONT ROLOFYOURL I VI NGS PACE

3ASYOURBUYE R’ SAGE NT •ME E TF ORCONS UL T AT I ON •KE E PYOURI NF ORMAT I ONCONF I DE NT I AL •NE GOT I AT EONYOURBE HAL F •E XPL OREAL LOPT I ONSOUT S I DEOFML S •F I DUCI ARYDUT YT OBUYE R •F UL LDI S CL OS UREOFPROPE RT Y

4YOURNE E DSANDBUDGE T NE E DS : •S E PARAT ET HI NGSYOUABS OL UT E L YMUS THAVE F ROM T HI NGSYOU' DL I KET OHAVE .

•KE E PI NMI NDT HATT HEAVE RAGEOWNE RS E L L S WI T HI N35YE ARS .

BUDGE T :

•YOURBUDGE TDE PE NDSONHOW MUCHYOUCAN COMF ORT ABL YAF F ORDE ACHMONT H. •S I TDOWNWI T HYOURAGE NTANDGOOVE RAL LT HE MONT HL YE XPE NS E SI NVOL VE D. •MONT HL YCOS TI SMOS TI MPORT ANT .

YOURHOMEI S ANAS S E TT HATWI L LAPPRE CI AT EI NVAL UE .

5S E L E CTANDVI E W •YOURAGE NTHASAL LT HEDE T AI L SONE VE RYHOME F ORS AL ET HROUGHT HEML SL I S T I NGS E RVI CE •WHE NWORKI NGWI T HABUYE RAGE NT , HEORS HE CANAL S OS HOW YOUHOME ST HATAREF ORS AL EBY OWNE R. •AF T E RS E E I NGAPROPE RT Y, GI VET HEAGE NTHONE S T F E E DBACKABOUTWHATYOUL I KE DANDDI DN' TL I KE .

S OL DT WOBE DCONDOS CAMBRI DGE|2013

%S OL DOVE RL I S T

%S OL DUNDE RL I S T

6MAKI NGANOF F E R PAPE RWORK: •T HEOF F E RT OPURCHAS E •T HE3PARTADDE NDUM •PRE APPROVALL E T T E R •AGE NCYDI S CL OS URE •PROPE RT YT RANS F E RL E ADNOT I F I CAT I ON

PROT E CT I ON: 1 I NS PE CT I ON 2 RE VI E WT HECONDODOCS&BUDGE T 3 RE VI E W OFMAS T E RDE E D, DE CL ARAT I ONOFT RUS T , RUL EANDRE GUL AT I ONSANDCURRE NTOPE RAT I NG BUDGE T

7CL OS I NG •BRI NGCAS HI E R' SCHE CKF ORCL OS I NGCOS T S •ANYADDI T I ONALDOWNPAYME NT •I NS URANCEPOL I CY •BRI NGDRI VE RL I CE NS E

I LYA J ACOB RASNER REAL TOR| VI CEPRESI DENT 6178239780 .

I J RASNER@GMAI L COM PEOPLELOVEUSON KELLER WI L L I AMS REALTY

CAMBRI DGE

T HERAS NE RGROUP

6178239780 RAS NE RS E L L S .

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