Harmony Life - January 2024

JANUARY 2024

MEET

HARMONY MIDDLE SCHOOL'S ADMINISTRATION T H E P U B L I C AT I O N F O R T H E R E S I D E N T S O F H A R M O N Y A PUBLICATION OF QUANTUM MARKETING COMMUNICATIONS, LLC Photo: Abbey Evans Photography

CONDO

FOR SALE

7126 Red Lantern Dr 3 Bed | 2.5 Bath 1688 sq ft

by Jeanine Corcoran

$285,000

TWO OWNER’S SUITES

FOR SALE

WATER VIEW

FOR SALE

3461 Sagebrush St 3 Bed | 2.5 Bath 1753 sq ft

by Jeanine Corcoran

$360,000

NEW ROOF

FOR SALE

WATER VIEW

CDD DEBT PAID OFF

FOR SALE

FOR SALE

3375 Sagebrush St 3 Bed | 2.5 Bath 2082 sq ft

by Jeanine Corcoran

OVER-SIZED LOT

FOR SALE

6929 Cupseed Lane 3 Bed | 2.5 Bath 2161 sq ft

by Kristin Van der Snel

7529 Castelwood Ct 3 Bed | 2 Bath 1852 sq ft

by Jeanine Corcoran

$397,000

$418,500

DOWNSTAIRS OWNER’S SUITE

POOL HOME

ON GOLF COURSE

$380,000

FOR SALE

FOR SALE

FOR SALE

7007 Cupseed Lane 4 Bed | 3.5 Bath 2340 sq ft

by Jeanine Corcoran

3311 Pond Pine Rd 3 Bed | 2.5 Bath 2366 sq ft

by Jeanine Corcoran

3311 Primrose Willow Dr 4 Bed | 2.5 Bath 2552 sq ft

by Jeanine Corcoran

7004 Beargrass Rd 4 Bed | 3.5 Bath 2340 sq ft

by Jeanine Corcoran

7102 Indiangrass Rd 4 Bed | 3.5 Bath 3561 sq ft

by Jeanine Corcoran

$429,000

$445,000

$450,000

$485,000

$679,900

FLEX ROOM

WATER & CONSERVATION

FRONT PORCH & BALCONY

CONDO

SCREENED LANAI

3459 Feathergrass Ct 4 Bed | 2 Bath 2064 sq ft

by Jeanine Corcoran

7008 Buttonbush Loop 4 Bed | 2.5 Bath 2366 sq ft

by Jeanine Corcoran

3585 Clay Brick Rd 2 Bed | 2 Bath 1316 sq ft

by Jeanine Corcoran

$435,000

$440,000

UNDER CONTRACT UNDER CONTRACT UNDER CONTRACT 3398 Sagebrush St 2 Bed | 2 Bath 1534 sq ft

by Jeanine Corcoran

$350,000

SOLD

$240,000

SOLD

3105 Songbird Circle 2 Bed | 2 Bath 1431 sq ft

by Jeanine Corcoran

$322,000

Ask us about your Free

1-Year Golf Membership!

Jeanine Corcoran 1-844-Corcoran - office Broker | Owner 407-922-3308 - cell Jeanine@CorcoranConnect.com CorcoranConnect.com

Serving All of Your Real Estate Needs

LETTER FROM THE PUBLISHER

JANUARY 2024

A publication of Quantum Marketing Communications, LLC www.QMCWorld.com

PUBLISHER & CEO

Welcome to the January 2024 edition of Harmony Life Magazine.

Please support our advertisers, they help bring this monthly publication to the community.

It’s always good to check your insurance policies and see if there’s better options available.

Recently I wondered why my auto insurance went up and upon looking at it I found they had added a lot of extras like emergency roadside assistance (I already have AAA) car rental, etc.

Kisselback Ford has an insurance division that will compare and help you see what’s the best option. There’s a QR code in their ad this month to make it easy to check options so why not give them a try?

Bill Bokunic 321.331.6398 Bill@QMCWorld.com

GRAPHIC DESIGN

Renée Blair Blair Creative Group, Inc.

COVER PHOTOGRAPHY

Abbey Evans Photography

Speaking of Kisselback, they have supported this publication for many years and I just want to publicly thank them. When shopping for a new or pre-owned vehicle I hope you will please give them a chance to earn your business.

CONTRIBUTORS

Did you know that my wife, Jeanine Corcoran, puts out a weekly video and email for all the Harmony events? Send me your email address and I will add you to the list. You can always opt out at any time: Bill@QMCWorld.com

Kerul Kassel PHD

Harmony Life Magazine is produced by residents for residents. Please feel free to message me directly with content and pictures: Bill@QMCWorld.com Remember to join the Facebook Harmony Residents Forum AND THE NEW, ADDITIONAL, HARMONY RESIDENTS FORUM, NO DRAMA. See you in February!

Bill Bokunic Publisher Bill@QMCWorld.com

Jeanine Corcoran Corcoran Connect Hamony CDD Board Member

Teresa Kramer The opinions expressed in the Harmony Life Magazine articles are those of the author(s) and do not reflect the opinions of Quantum Marketing Communications, Harmony Life Magazine or the Publisher.

Harmony Life Magazine, Quantum Marketing Communications, LLC and the Publisher can, in no way whatsoever, be held responsible for the content of such views, nor can it be held liable for any direct or indirect damage that may arise from such views.

All rights reserved. No part of any Quantum Marketing Communications, LLC published work may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise, without written permission from the publisher.

Harmony Life Magazine Harmony Residents Forum, NO DRAMA

CONTACT INFO FOR RESIDENTS CDD

HarmonyCDD.org, 407-566-1935 Dan, Jo, Lucas, Kerul, or Mark @HarmonyCDD.org

SPECTRUM CABLE / INTERNET

877-892-3279

CENTURY LINK CABLE / INTERNET

866-314-4148

407-348-2222

OUC ELECTRIC

407-957-7373

HROA

Association Solutions, 811 Mabette St., Kissimmee 407-847-2280, www.MyHOASolution.com

407-605-3892

CONDOS HOA

Sentry Management, 407-846-6323

ADVANCED DISPOSAL – OSCEOLA 3501 Pug Mill Rd. Kissimmee, FL 34741 OsceolaFL@advanceddisposal.com

TOWNHOMES HOA

Association Solutions, 811 Mabette St., Kissimmee 407-847-2280, www.MyHOASolution.com

OSCEOLA COUNTY

COUNTY COMMISSIONER RICKY BOOTH

Osceola.org “Citizen Action Center” ricky.booth@osceola.org

SHERIFF, NON-EMERGENCY

COVER STORY

KYLE CLARK Administrator Where are you from? Central Pennsylvania.

Where did you go to college? Indiana University of Pennsylvania.

How long have you been in education?

Seventeen Years.

What made you want to become an Administrator? To create a positive learning environment and foster academic excellence.

What do you like most about Harmony Middle School? The strong sense of community and involvement.

MEET

How long have you been in education? Eleven years teaching experience; 21 years as a school Principal.

FRANK TELEMKO Head Principal Where are you from?

Hometown is Carbondale, PA. Where did you go to college?

Bloomsburg University (BS in Education). Nova Southeastern (Masters in Educational Leadership).

What made you want to become a Principal? Many of my family members are educators and school administrators. They have encouraged me to pursue a degree in Administration.

As a school administrator, I have the ability to work with all stakeholders and make decisions that impact student learning.

What do you like most about Harmony Middle School? I had the opportunity to be a Planning Principal for HRMS. Also, the fact that Harmony Community, Harmony Middle,

2 Harmony Life Magazine l January 2024

ABBEY EVENS

HARMONY MIDDLE SCHOOL'S ADMINISTRATION

What is something you want the community to know about Harmony Middle School?

Decisions are made with the best interest of the students and community in mind.

and Harmony High School are all in close proximity and the educators work together in the community to create a pathway for students from K-12.

What is something you want the community to know about Harmony Middle School? It has been several years since a traditional middle school opened in Osceola County.

HRMS is the most recent with this model and many new schools are opening as a K-8 model. HRMS might be the last true middle school to open.

MATTHEW DeRIGHT Administrator Where are you from? Rochester, NY. Where did you go to college? SUNY at Buffalo.

How long have you been in education?

Since 2002.

What made you want to become an Administrator? My passion for students and educating the whole child.

What do you like most about Harmony Middle School? I love the students and the energy they bring each day.

What is something you want the community to know about Harmony Middle School? I want them to know we work together as a school community and the needs of our students will always come first.

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KNOW YOUR HOME VALUE

Get a professional home valuation from Harmony’s Resident Expert Jeanine Corcoran.

Not computer generated, but a real-world evaluation!

Scan the QR code and get started.

No cost or obligation!

Jeanine Corcoran, Broker | Owner

Office: 1-844.Corcoran | Cell: 407.922.3308 Jeanine@CorcoranConnect.com CorcoranConnect.com Connect With Us!

Harmony Resident Since 2005

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6 Harmony Life Magazine l January 2024

Did You Know We Have an Insurance Agency?

Let Us Compare — We’ll Do the Work For You! Call Dawn du Mee Today! 321-316-3360 1118 13th Street • St. Cloud, FL 34769

HEALTHCARE

By Kim Kirsch Insurance Broker / District Manager, Healthcare Solutions Team

7

A

Tips for Healthy Aging

s we journey through life, maintaining good health becomes increasingly important, especially as we age. Healthy aging is about making informed choices and adopting lifestyle habits that contribute to overall well-being. In this comprehensive guide, we will explore seven tips that can empower you to age gracefully while prioritizing your health. From physical activity to nutritional choices, these insights can help you navigate the path to a vibrant and fulfilling life in your golden years.

1. Stay Physically Active

Regular physical activity is a cornerstone of healthy aging. Engaging in moderate-intensity exercises, such as brisk walking, swimming, or cycling, can boost cardiovascular health, improve flexibility, and enhance overall fitness. Consider incorporating strength training exercises to maintain muscle mass and bone density, crucial elements in preventing age-related conditions like osteoporosis. Always consult with your healthcare provider before starting a new exercise routine to ensure it aligns with your individual health needs.

2. Prioritize Nutritious Eating Habits

A well-balanced diet is instrumental in promoting healthy aging. Focus on a variety of nutrient-dense foods, including fruits, vegetables, whole grains, lean proteins, and healthy fats. Adequate intake of vitamins and minerals supports various bodily functions, while fiber aids in digestion and helps maintain a healthy weight. Pay attention to portion sizes and limit the consumption of processed foods, sugary snacks, and excessive amounts of salt. Hydration is equally important; aim to drink plenty of water throughout the day to support optimal bodily functions.

3. Foster Social Connections

Maintaining strong social connections is a key component of healthy aging. Engaging in regular social activities, spending time with friends and family, and participating in community events can contribute to emotional well-being. Social interactions provide a sense of belonging, reduce feelings of isolation, and contribute to mental health. Consider joining clubs, volunteer organizations, or social groups that align with your interests to foster meaningful connections and create a supportive social network.

4. Prioritize Mental Health

Cognitive health is an essential aspect of aging well. Keep your brain active by challenging it with activities such as puzzles, games, and learning new skills. Stay mentally engaged through reading, attending cultural events, or pursuing hobbies. Adequate sleep is crucial for cognitive function, so prioritize a consistent sleep schedule and create a comfortable sleep environment. If you notice changes in memory or cognitive 8 Harmony Life Magazine l January 2024

abilities, it's essential to consult with a healthcare professional for proper evaluation and guidance.

5. Schedule Regular Health Check-ups

Preventive healthcare is paramount in promoting healthy aging. Schedule regular check-ups with your healthcare provider to monitor key health indicators, such as blood pressure, cholesterol levels, and blood sugar. Stay up-to-date on vaccinations and screenings for conditions like cancer and osteoporosis. Early detection and management of health issues can significantly impact outcomes and contribute to a higher quality of life as you age.

6. Manage Stress Effectively

Chronic stress can have a profound impact on physical and mental health, making stress management a crucial aspect of healthy aging.

Practice stress-reducing techniques such as mindfulness, meditation, deep breathing exercises, or yoga. Engage in activities that bring you joy and relaxation, whether it's spending time in nature, listening to music, or pursuing creative outlets. Effective stress management not only enhances your overall well-being but also positively influences the aging process.

7. Plan for Financial Security & Healthcare Coverage

As you age, planning for financial security and adequate healthcare coverage becomes increasingly important. Evaluate your retirement savings, explore investment options, and consider consulting a financial advisor to ensure a stable financial future. Understanding your health insurance coverage is equally essential. Review your health insurance plan to ensure it meets your evolving healthcare needs, including coverage for preventive services, prescription medications, and potential long-term care needs. Consider consulting with us to see how you can be equipped for whatever your healthcare future might bring n

C H AM PION

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4 07-766-5051 ChampionPropertyMaintenanceLLC@gmail.com References available upon request.

A+ RATING

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Playing the #1 Rated links course just got easier! Contact us to learn more.

Corcoran Connect and Royal St. Cloud have teamed up for a great offer.

New clients receive a one-year Individual Golf Membership with the purchase or sale of a home when using Corcoran Connect.

This is a $950 value.

For more information and details, contact us at Corcoran Connect.

Corcoran Connect 1-844-Corcoran Info@CorcoranConnect.com Restrictions: Cart fee not included. Valid for 1 year. No cash value.

Limited time offer. Non-transferable. One per family.

January 2024 | Harmony Life Magazine 9

FLORIDA’S MOST TRUSTED ROOFER

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10 Harmony Life Magazine l January 2024

DID YOU KNOW?

By Kerul Kassel

HARMONY'S WALKING TRAILS

D

ID YOU KNOW that Harmony was designed to promote the peaceful coexistence of human and animal residents within the community while striking a balance between the preservation, use and enjoyment of Harmony’s natural areas? Underlying these objectives are the values of fostering a respect for the land, the protection of wildlife and the sensible use and enjoyment of Harmony’s abundant natural and manmade amenities by its residents.

Some of us are lucky to live in homes that back or front onto conservation areas, so we get to see more of wildlife from the comfort of our windows or porches. But in Harmony we are all blessed to have easy, comfortable walking trails within a just a few blocks of our houses because the community was designed so that everyone can enjoy quick access to the beauty and wonder of nature.

In the past, residents had more options to choose from, but continued development of the community meant that some trails were lost to home lots. If you’ve lived in Harmony for 15 years or more, you may remember with nostalgia Jug Creek Trail, Rabbit Run, and Quail Crossing, and Cat Lake Meadow. Nevertheless, there are still plenty of miles of trail to explore and appreciate. And as the development completes, a number of interested residents are looking to create access to additional trail options. Butterfly Trail, at the end of Butterfly Drive, is now owned by Harmony West CDD, and the trails there are accessible to our residents.

Recently, the owners of the land leading to Cat Lake access opened the trail for our residents. On all trails there are rules which prohibit the use of motorized vehicles, fires, leaving any trash, cutting or removal of any plant material, etc., and on this trail in particular we will lose access if these rules are not followed. The rules are posted at the start of the trail on Five Oaks Drive near the traffic circle between the East Lake and North Lake neighborhoods.

One of the original long-standing trails, called Billy’s Trail, was locked off for a couple of years, as some of the adjacent land was developed into housing. However, we have a beautiful new route into Billy’s Trail through CDD owned lands.

Follow Us on Facebook @Harmony Life Magazine @Harmony Residents Forum, NO DRAMA 12 Harmony Life Magazine l January 2024

At the east end of the golf course on Five Oaks Drive is a left turn into the Billy’s Trail trailhead. You’ll see a trailhead sign near the road. There are trail signs along the way, and we suggest you keep near the very pretty tree line on the left and follow it around to the old section of Billy’s Trail, through wetlands. This next section of the trail runs through gorgeous and mysterious Florida swamps. Follow along and you’ll find Look Out Loop, a side trail, on the left side. This is a less easy trail as it is narrower and there are lots of roots sticking up, but it does lead to a bridge and a set of Adirondack chairs with a stunning view of Buck Lake. Continue around and the loop rejoins Billy’s Trail further up. Not far from the end of Billy’s trail is a small clearing with a picnic table, where you can relax and enjoy the peacefulness of this blissfully quiet spot.

I encourage you to get out on our trails and enjoy our natural wonders while stretching your legs and calming your mind. Say hi to the wildlife for me! n

KNOW YOUR HOME VALUE Get a professional home valuation from Harmony’s Resident Expert Jeanine Corcoran.

Not computer generated, but a real-world evaluation!

Scan the QR code and get started.

No cost or obligation!

Jeanine Corcoran, Broker | Owner Office: 1-844.Corcoran | Cell: 407.922.3308 Jeanine@CorcoranConnect.com

CorcoranConnect.com

Buy Your

DREAM HOME NOW IF RATES FALL, WE’VE GOT YOU

COLLEEN MITCHELL Loan Officer, NMLS ID# 490278 colleenmitchell@cmghomeloans.com (407) 620-3563

Rest easy knowing you can take advantage of lower interest rates in the future

with NO LENDER FEES!* *CMG Home Loans will cover all customary lender fees which are processing fee, administrative fee, tax service fee, appraisal fee and credit report fee. In addition CMG Home Loans will also credit the borrower up to $1,000 towards additional third-party fees. This offer does not cover discount points. Credit cannot exceed total fees. Rate Rebound is only valid on future conventional conforming, government, and jumbo loans in our retail channel (future Construction Loans, All in One, HELOCs, Bond or HFA loans are excluded). There may be additional restrictions based on investor.

Offer may not be redeemed for cash or credit and is nontransferable. Offer cannot be retroactively applied to any loans. Offer may not be used with any other discounts, promotions or interest-only/buy-down and second lien products. This offer is subject to changes or cancellation at any time at the sole discretion of CMG Home Loans. Additional restrictions/conditions may apply. This is not a commitment to lend and is contingent on qualification per full underwriting guidelines. Program will be available on loans disclosed on or after 11/1/22. Program is applicable for refinances 6 months after closing up to 5 years from original note date and with a net tangible benefit which includes a rate reduction of 0.5%, going from an ARM to fixed rate, reducing loan term, movement to a more stable product, or a lower principal and interest payment. By refinancing the existing loan, the total finance charges may be higher over the life of the loan.

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CMG Mortgage, Inc. dba CMG Home Loans, NMLS# 1820, is an equal housing lender. To verify our complete list of state licenses, please visit www.cmgfi.com/corporate/licensing and www.nmlsconsumeraccess.org.

This lock cannot be transferred to another property address. While List & Lock™ can help buyers significantly, it is not a guarantee to lend. If a buyer is interested in purchasing the listed home at the advertised rate, they must still qualify for the loan. The benefit is that they won’t have to qualify for the loan based on the higher market rates; instead, they will be qualifying on the List & Lock™ rate. They will have several loan options to choose from through List & Lock™ -- Conventional, FHA, VA, and select adjustable-rate mortgages (ARMs). The same type of credit and discount can be applied to other loan programs, JN#1231785876 but rate adjustments could occur. If you’re concerned your closing could extend beyond the 60-day period, contact your loan officer to discuss extension possibilities.

January 2024 | Harmony Life Magazine 13

COMMERCIAL & RESIDENTIAL H LICENSED & INSURED

PROVIDING QUALITY PAINTING IN HARMONY FOR OVER 18 YEARS!

407-908-5525

We carry WORKERS COMPENSATION as well as Liability Insurance to protect our customers from being sued should there be an accident. DON’T take a risk losing your home — Your Homeowner’s Insurance does not cover painters or any contractors working on your property!!

14 Harmony Life Magazine l January 2024

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HARMONY COMMUNITY SCHOOL 3365 Schoolhouse Road • St. Cloud, FL 34773 (Enter by the Library) (407) 632-5445 • harmonycommunitychurchfl@gmail.com

www.HarmonyCommunity.church

January 2024 | Harmony Life Magazine 15

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