CHARITY

Tee off at Charity Golf Day and help enhance facilities for local NHS hospitals

Calling all you avid golfers! Join Northamptonshire Health Charity for an un-fore-gettable day at their 7th annual Charity Golf Day on Thursday 8th September. The independent charity, which supports local NHS hospitals and community services across the county, are looking for teams to help raise money towards their two current major appeals.

The charity team are working hard with the local community to raise funds for a new outside play area for the children’s wards at Northampton General Hospital. For a child, being able to play whilst being treated in hospital is really important for their recovery as it is reassuring and familiar, enabling children to express their feelings and anxieties.

The funds raised from this year’s Golf Day will also benefit the Twinkling Stars appeal for the new maternity bereavement suite at Kettering General Hospital.

Lead Bereavement Midwife, Lisa Drummond, said: “Each year we care for up to 100 families who suffer the heartbreak of losing their baby… While we work very closely and supportively with parents in this situation, we know that our facilities really let us down and we want to change that.”

At present, parents experiencing this devastating loss are in the delivery suite itself. They hear babies crying and it can be unavoidable to see a new mum with her baby. Amongst the new facilities, funding from the appeal will create a new bereavement room as well as family room that is entirely separate from the delivery suite.

Last year’s event also supported the two appeals and raised a fantastic £5,900, meaning £2,950 for each. Sign up your team of 4 and take part in this year’s golf day and you will be helping to make a huge difference to people across the county.

The winning team from last year’s Golf Day Crown Business Finance

It costs £260 for your team of 4 golfers and there will be prizes for 1st, 2nd and 3rd teams, nearest the pin and longest drive. Hole sponsorship is also available. For more information and to sign up please visit the charity’s website https://northamptonshirehealthcharity.co.uk/

If you have any queries, or would like to discuss sponsoring a hole please call the team on 01604 626927 or email greenheart@nhcf.co.uk

Incentives await buyers moving to Hayfield Walk in the Buckinghamshire village of Hanslope

Hayfield Walk in the Buckinghamshire village of Hanslope has a range of beautiful two- and three-bedroom homes available to reserve now, as featured in a recent Times article naming Hayfield Walk within the top 10 eco-homes in the UK. Incentives of up to £10,000 are available on selected homes.

Accessed off Castlethorpe Road within the Borough of Milton Keynes, the design of Hayfield Walk takes inspiration from the Arts and Crafts properties within the village of Hanslope. The spacious development incorporates landscaped Public Open Space, public footpaths and a children’s play area. It is within easy walking distance of the range of amenities within Hanslope’s historic village centre and the Ofsted Outstandingrated Primary School.

The two-bedroom Olney and Olney+ are semi-detached homes benefitting from Hayfield’s zero carbon ready specification, including underfloor heating, an EV fast

Hayfield Walk offers a greener way of living via air source heat pumps, energy-efficient underfloor heating, electric vehicle fast-charging points, 100% renewable energy, and ultrafast broadband.

charging point, increased soundreducing insulation, and an air source heat pump, which could aid in reducing energy bills. Complete with a private rear garden and private parking, prices for The Olney start from £345,000.

There is also a range of threebedroom Thornton homes available, with a spacious open-plan kitchen/ dining room to the rear with doors leading to the private garden. Upstairs, there is a stunning principal suite with a ROCA en-suite, complete with Karndean flooring. Two Thornton homes are available to reserve through the Governmentbacked Help to Buy: Equity Loan scheme, meaning prospective first time buyers only need as little as a 5% deposit. Priced from £415,000, purchasers can also benefit from a £10,000 incentive, which can be used as a contribution towards stamp duty, or furnishings.

Ian Delaney, resident at Hayfield Walk, said: “I have compared the energy consumption we are using at our new home at Hayfield Walk with our previous home. In both cases, the houses are four-bedroom detached, and we are now using 10 per cent less energy.

“Our house is set up for the future, being powered by an air source heat pump. This is working well, as the house is well insulated and retains the heat, with independent temperature controls in each room. We have two electric cars, so the charging point installed as standard by Hayfield is well used. I am very pleased to have moved to such a good quality home, with flexible heating and reliable car charging.”

The Hayfield Walk show home is open seven days a week from 10am – 5pm. It is located off Castlethorpe Road in Hanslope, MK19 7HQ. For all enquiries, please call 0800 161 5488, or email Hayfieldwalk@hayfieldhomes.co.uk. Alternatively, you can register online at www.hayfieldhomes.co.uk.

Sue Cardy Curtains & Soft Furnishings

NEW SHOWROOM OPEN AT SYWELL AERODROME

Curtains • Fabrics • Accessories • Poles • Lampshades Blinds - Roman • Roller • Vision • Vertical • Venetian • Conservatory

Quality, made-to-measure curtains, blinds and soft furnishings, competitively priced to suit all budgets. Small enough to care, big enough to cope, from a single window to a complete house. Visit www.suecardy.com or follow me on

@SueCardyCurtainsSoftFurnishings

for ideas and find out more about the services we can offer you.

View our range of fabrics, poles and blinds at our workshop by appointment or we can visit your home with a selection of fabrics.

FREE measuring and estimating PLUS once your curtains are ready we deliver, hang and dress them FREE of charge!

Call for a chat about your requirements or to make an appointment 07977 460054 or 01604 495294 or email suecardy@hotmail.com

Sue Owens Senior Partner

NORTHAMPTON 29 Billing Road Northampton NN1 5DQ 01604 622101

KETTERING 18 Brooklands Court Kettering Venture Park Kettering NN15 6FD 01536 523434 bmtclaw.co.uk

This article is for general information only and does not constitute legal or professional advice. Please note that the law may have changed since this article was published.

Planning your legacy through charitable giving in your will

There are many reasons why someone might choose to leave money to charity in their will. Tax planning may be a key incentive, or it could be that a person does not have any close family members, and some may simply have strong feelings about a certain cause.

‘Last year, Fisherman’s Friend heiress, Doreen Lofthouse hit the headlines when she left £41.4 million from her family’s fortune to the Lofthouse Foundation.’ Susan Owens, Solicitor explains ‘Doreen contributed generously to causes close to her heart throughout her lifetime and leaving such a significant sum on her death was designed to allow the foundation to continue her philanthropic work.’

Susan explores the key motivations for charitable legacies and highlights the benefits.

Charitable gifts are a great option for those without close family If you no longer have any close family or friends, you might not want your money to end up with distant relatives you never speak to or see. If you find yourself in this situation, a gift to charity could have more meaning to you.

Making a will in which you clearly set out your wishes is the only way to ensure that any charities can benefit from your estate. If you die without a will then the predetermined intestacy rules apply, and these never provide for money to pass to charity. Even if you leave no distant relatives, intestacy will mean all your assets end up being left to the Crown.

Creating a lasting personal legacy with charitable gifts Leaving any sum to charity under your will allows you to ensure that you are remembered for the causes that mean the most to you. for revitalising her hometown of Fleetwood in Lancashire. Not only will the donation benefit those in the area, but locals have also called for a memorial to be erected in Doreen’s honour.

Whilst not everyone who leaves money to charity ends up with a permanent memorial, charities are grateful for any sums they receive and your legacy will live on in the meaningful work they are able to provide because of your gift, whatever size it may be.

The effect of charitable giving on inheritance tax For many, tax saving is not the key consideration for leaving sums to charity, but it is usually a welcome side effect.

Any gifts you leave to charity in your will pass free of inheritance tax. This reduces the value of your estate by the amount of the gift, leaving a smaller pot to fall subject to inheritance tax.

In addition, if you leave 10 per cent or more of your estate to charity the remainder benefits from a reduced inheritance tax rate. Inheritance tax calculations and tax-planning is complex, and it is advisable to seek advice before finalising decisions based on tax.

How can we help? If you wish for any of your assets to pass to a charity close to your heart, the only way of ensuring this happens is to include clear instructions in your will. Making a will allows you to control how your estate passes when you die, including specifying charitable gifts, whilst making sure everything passes in the most tax efficient way.

For further information, please contact Susan Owens on 01536 423434 or email susan.owens@bmtclaw.co.uk Borneo Martell Turner Coulston have Wills and Probate specialists in both Northampton and Kettering offices.