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Life and

Perspective

Homes

Funny, isn’t it, how our personal perspective colors the way we view our life?

Syracuse NY, Edition

Published By LISI MERCHANT SOLUTIONS, INC. Publication Franchisee, RMC David P. L isi

A friend once asked my thoughts on why some people seem to have so much money they can spend huge amounts of it on massive homes with over-the-top amenities while he works so hard and is, in his words, “so poor”. I’ve thought a lot about that lately. I wonder; is someone who is gainfully employed, drives a nice car, owns a comfortable home and enjoys three meals a day really “poor”?

Corporate Editor Kim Lisi

Kim@LifeandHomes.com

LifeandHomes Magazine PO Box 18 Holland Patent, NY 13354

Another friend was understandably moved by the reaction of a new-to-the-USA refugee upon entering my friend’s simple Stephanie Schilling, RMC Tina Plevritis, RMC home. The man looked around in awe and quietly asked 315-527-1315 315-737-8228 how many familes lived with him in such a “large” house. steph@lifeandhomes.com tina@lifeandhomes.com The idea of owning such a home was far beyond his way of thinking. How, he wondered, had my friend become so rich?

Account Executive Tina Plevritis

315-737-8228 tina@lifeandhomes.com

Stephanie S chillin g 315-527-1315 steph@lifeandhomes.com

Advertising Deadline April Issue March 14, 2014

Corporate Office

Lisi Merchant Solutions, Inc. PO Box 18 Holland Patent, NY 13354

No matter the size or location of the place you call home, chances are you already live far more comfortably than the majority of people in the world. It’s really a matter of perspective. And contentment…don’t forget the power of learning to be content.

315-865-5845 Fax 1-315-865-7418 www.LifeandHomes.com For franchise information call, 315-865-5845 This information has been compiled from public records and other sources we believe to be reliable, but we make no guarantee with respect to its accuracy or completeness or the absence of restrictions on use and are not responsible for any liability, loss, or risk that subscribers may incur, directly or indirectly, from using the contents of this site.

Copyright © 2014 Lisi Merchant Solutions, Inc.

Somebody once asked billionaire Howard Hughes, “How much does it take to make a man happy?” He said, “Just a little more.”

If you don’t keep a good perspective and learn contentment, you’ll never be happy. You’ll always want more.

Syracuse, NY

Tina PlevritSistephanie Schilling

foras Lowas

$15

Call 315-737-8228

LifeandHomes' goal is to increase real estate, and real estate-related, transactions in our local area. We live here. We care.

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Is A Refinance the

Right Decision?

Once at rock bottom, interest rates have ticked up slightly in recent months. Still, the prospect of refinancing a mortgage remains attractive.

Here are some reasons why you should refinance. * Pay off your mortgage early. Moving from a 30year term to a 15-year term without a big jump in monthly payments could save you thousands in interest and build equity in your home faster. * Create more cash flow. Lower interest rates can create lower monthly mortgage payments, freeing up money to pay down debt or just to provide more wiggle room in the budget for other things. * Access home equity. On a cash-out refinance, you borrow more money than you owe on your current loan, and use the funds for purposes such as reducing other debt, remodeling your home or just recovering from a financial setback. "As home values start to rise, there is some pent-up demand for a cash-out refinance to access the equity in the home for other purposes," says Diane Brooks, real estate product management director at USAA. (BPT) Join the Conversation: Go to www.facebook.com/ pages/LifeandHomes-Syracuse to leave your thoughts on this and other articles.

More Power

newsShorts night, listening to music or enjoying that fountain, require a nearby power receptacle. Installing an outdoor electrical outlet usually means calling an electrician. And running extension cords over the deck can be unsightly and unsafe.

An Answer- There is, however, an easy-to-install solution to put power exactly where you need it on your raised deck: the Red•Dot Deck Grommet, a ruggedpolymer housing, constructed to withstand outdoor conditions, that you install in the deck surface. It securely holds an outdoor extension cord that runs underneath the deck and seals out moisture and debris while in use.

How to Install It - Trace the bottom end of the flange on the deck surface. Cut out the hole and install the flange into the opening. Secure with the two screws provided.

Install the female end of an outdoor extension cord into the lid. Snap the lid into the flange in the deck.

Plug the opposite end of the extension cord into a GFCI outlet. Open the Red•Dot Deck Grommet by pulling up the lid and pivoting it open.

Close the lid, with the cord of the device being powered coming out of the slot, so it’s flush withthe deck surface, making a neat and attractive installation.

Where To Find It- You can find the device at home centers and electrical wholesalers.

• A steel entry door replacement increases resale value by 85.6 percent of its cost.

• A garage door replacement increases resale value by 75.7 percent of its cost.

• A fiberglass entry door replacement increases resale value by 65.9 percent of its cost.

• A wood deck addition increases resale value by 77.3 percent of its cost.

Decked Out For Delight - Now, many families are finding they want to make their deck do more. For example, they’re adding an outdoor kitchen, a fire pit or a fireplace with seating. Some set up outdoor speakers or decorative lights and fountains.

For the first time in a long time, home remodel costs are trending in a positive direction for homeowners looking to add value with cost-effective projects.

According to a recent study by Remodeling, the average cost-to-value ratio has increased to 60.6 percent.

• A backup power generator increases resale value by 52.7 percent of its cost.

Why Remodel- Meanwhile, you and your family can enjoy the comfort and savings that these improvements provide. For example, the backup power generator, also known as a standby or home generator, can offer your family peace of mind during emergencies and natural disaster. During a power outage, standby generators provide a seamless supply of power using a transfer switch and power management system. This lets you run appliances such as sump pumps, air conditioners, heaters, refrigerators, clothes washers, dryers and lights.

“Any time a homeowner can choose a remodeling project that increases the home’s livability while also recouping a large chunk of the project investment it’s a great idea,” said Amanda Grandy of Briggs & Stratton, one of the nation’s leading manufacturers of home standby generators.

Further Facts - To learn more about standby generators or to find a dealer, visit www.briggsandstratton.com/us/en/generators.

(NAPSI) www.Life and Homes .com

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L i f e and H o m e s

Standby Generators Can Increase Home Resale Value

• A wood window replacement increases resale value by 73.3 percent of its cost.

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Americans, it seems, have more leisure time than ever, and more of that time is spent on their decks: Almost 85 percent of U.S.homes have some type of deck.

www.tnb.com/deckpower. (NAPSI)

• A vinyl window replacement increases resale value by 71.2 percent of its cost.

March

Learn More - For more information, go to

deck are easy, other activities, such as reading at

report also said, regarding the national average for midrange home remodeling projects costing less than $12,000 that still recoup at least half of their cost:

Perhaps best of all, it’s easy to install:

To Your Deck

The Problem- While cooking and eating on your

Recouping On A Remodel- The Remodeling

How To Buy In An

Active Market

The housing market is roaring back in many areas, as increased demand and decreased inventory combine with very low interest rates to boost real estate sales. If you're considering buying a home, a few tips can help.

• Know the market. Stay on top of new home listings by frequently checking real estate listings using online search engines. In a market where a home can have multiple offers, buyers must be ready to make an offer quickly. Think through the "must haves" of your future home instead of chasing features that might be nice to have but are optional.

• Show you are serious. Demonstrating that you're prepared to close a purchase quickly can be an advantage in a competitive housing market.

First, get a prequalification letter from your lender to show you qualify for financing. Second, when making an offer, don't "lowball" the seller. Make your bid competitive and keep contingencies to a minimum, particularly if there are additional purchase offers. Sellers are looking for a worry-free, uncomplicated sale. Try to be flexible on closing costs and dates.

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Syracuse, NY

• Consider all financing options. Consider putting 5 percent down so you have more equity and then continue building equity faster. Borrowers who have a down payment of less than 20 percent must also budget for mortgage insurance. Recent changes have made government-sponsored Federal Housing Administration (FHA) mortgage insurance more expensive, so private mortgage insurance may be the more affordable option. In most cases, borrowers can save more than $100 per month with private mortgage insurance instead of FHA's.

Another consideration is policy cancellation.

FHA no longer allows cancellation of mortgage insurance premiums for borrowers with less than 10 percent down, requiring them instead to pay premiums for the life of the loan. In contrast, private 4

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newsShorts mortgage insurance can be cancelled once you've established 20 percent equity and loan payments are current, among other conditions.

According to Mortgage Insurance Companies of America, 90 percent of borrowers cancel their mortgage insurance within 60 months. Check with your lender about all your financing options.

Private mortgage insurance is available with down payments as low as 3 percent. Learn more at SmarterMI.com.

A strengthening housing market means today's buyers are facing new realities. Before you buy, make sure you understand and address these challenges, so you can greatly increase your chances of getting into the home of your dreams.

(NAPSI) Join the Conversation: Go to www.facebook.com/ pages/LifeandHomes-Syracuse to leave your thoughts on this and other articles.

Value Smart Spring Home Improvements Snow, blizzards, Arctic winds and damaging ice storms have wreaked havoc across the country this winter.

While it may feel as though spring will never come, building experts suggest that now is the time for homeowners to consider spring home improvements that add value and comfort to the home.

comfort. Before beginning a home renovation project, homeowners should assess their wants against the needs of their home. Building professionals will say that a home's envelope, or the exterior-facing surfaces of the building, is typically regarded as the weakest link since it is constantly exposed to the elements. Reinforcing a home's envelope can have a strong positive impact on how efficient and comfortable a home can be.

One area of the building envelope that can be boosted is the insulation. While traditional insulation materials provide thermal comfort, they fall behind sealing against air leaks, and therefore do not create a greener home. Modern insulation options such as spray foam insulation can help homeowners reduce energy consumption by adequately air sealing the home to stop any air leaks.

Air leakage can limit the effectiveness of heating and cooling systems. Floors, walls and ceilings can account for up to 31 percent of air leakage in a home, according to InsulationSmart.com. Spray foam insulation, which can help combat air leakage, is growing in popularity amongst homeowners since it is an energy-efficient material that delivers year-round benefits. Spray foam insulation, like that available from Icynene, works well in all types of homes across the country, regardless of climate.

The push toward energy conservation and sustainable materials has introduced homeowners to a greater range of affordable options that can add true value to a home. Green options such as roof-mounted solar hot water systems, gray-water recycling systems and high-efficiency window systems are just some of the options available to homeowners that not only help contribute to a greener environment but also help save money each month.

Spray foam insulation performs for the life of the property, ensuring that homeowners can enjoy comfortable indoor temperatures all year round without overrunning their heating and cooling equipment. Insulation experts from Icynene note that quality spray foam insulation can noticeably reduce heating and cooling costs, in some cases by up to 50 percent. Additionally, spray foam insulation helps minimize random airborne moisture and pollutants from entering the home, ideal for allergy sufferers making an ideal home improvement investment that adds true value to a home. More information on the effectiveness of spray foam insulation is available online at www.icynene.com. (BPT)

Some of the most valuable "green home" improvements are able to facilitate reduced utility bills, as well as provide year round

Join the Conversation: Go to www.facebook.com/ pages/LifeandHomes-Syracuse to leave your thoughts on this and other articles.

March â–

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L i f e and H o m e s

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5912 North Burdick Street East Syracuse, NY 13057

(315) 656-7251 ext. 126

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Call for a FREE

One on One Meeting!

Ila Allen RE Salesperson 391-3204

Jeanne Johnson-Brown RE Salesperson 836-8150

Bobbi Claps RE Salesperson 729-8782

Gary Jones RE Salesperson 289-7803

Marcellus

Beatrice Maher Assoc. RE Broker 575-0590

$540,000

Lots of potential! One of the original structures in the Village of Marcellus. 3 rented apartments upstairs, a pizza shop & a coffee shop downstairs. Tons of unused storage outback could be storage units.

Motivated seller! Make an offer! MLS #S300179

Willowstream Woods

$234,900

Over 2300 sf Alberici Colonial, with gorgeous hardwoods, first floor office/bedroom with full bath, spacious kitchen with island overlooking sunroom and familyroom with gas fireplace. So much more and located on a cul de sac. Won’t last long.

Bayberry

Joseph Costello RE Salesperson 559-1031

$114,900

Stephen Murphy RE Salesperson 447-4441

Plum Hollow

Tawny Palmer RE Salesperson 289-7803

$309,900

Excellent custom built colonial. Built in 1998 this home has had many updates in recent years including: Upgraded GE Café commercial series appliances.

Granite counter tops in kitchen, bar and bathrooms.

MLS #S303691

Liverpool

$149,900

Immaculate, move in ready Colonial! Great open floor plan with sunroom and beautiful hardwood floors. Many updates include updated kitchen, new tile, new countertops, renovated family room, new Furnace, A/C and hot water heater. MLS #S305396

Liverpool

Diane Hart RE Salesperson 395-3597

$109,900

Completely remodeled includes: new architectural 30-year roof, interior/exterior completely painted w/shutters, gleaming refinished hardwoods, new ceramic bathroom & floor, new bathtub/ceramic surround, new light fixtures. MLS #S304491

Diana Ingraham Milkovic

Susan Smith RE Salesperson 439-9874

Oswego River

RE Broker 345-7866

Jessica Wiers RE Salesperson 439-9874

$299,900

Over 3000 sq ft all remodeled in the last 3 years.

Not your cookie cutter home, don’t let the exterior deceive you. Four fireplaces, open floor plan, Gourmet kitchen with solid surface counters, cathedral ceilings, fabulous master suite with jacuzzi and water view.

Cicero

$139,900

Would make a great subdivision had applied once for subdivision. Beautiful property once in a life time price. MLS #S300773

North Syracuse

$104,900

Great home with two full baths, and a new roof.This home has a front porch and a back porch. It also has a detached 2 car garage with power. Low maintenance home with vinyl siding, and vinyl windows.

MLS#S303224

$279,900

Lake Ontario

$269,900

“It’s a Wonderful Life”in the former Billington Estate.

Step back in time and experience the grandeur of a time gone by. Throughout the restoration of this historic home, it has kept its large foyer with oak pillars and original woodwork. MLS #S299989

Lakeshore Homes for Sale, Lake Ontario, 108 Rainbow Shores Road, Richand. Over 350 feet of Lake Ontario shoreline! 4 Bedroom classic summer home situated on private treed lot with detached two car garage. MLS #S275910

Lyncourt

$124,900

Clay

$117,402

Over 1630 sq ft on the first floor, boasting a Fuccillo sized living room and dining room. Four spacious bedrooms, a huge finished family room and full bath in walkout basement. Add to that a double lot and Solvay schools!

Call before its gone. MLS #S300379

This cozy 4 bdrm / 2 bath remodeled home with a whole lotta love over the years! Just over 2200 sq ft. this beauty is just steps away from a Pond in the peacful backyard, a little boys dream yard! View of Oneida Lake in the front yard! MLS #S303188

Liverpool

$104,900

Syracuse

$74,900

Beautifully remodeled ranch in convenient location.

New appliances, cabinets, flooring, lighting, & all new bathroom.The home also has a newer furnace, hot water heater, & roof. Very private backyard, a clean and dry basement. Move-in condition! MLS# S300858

Well Cared For Cape with sought-after 1st Floor Bedroom & Full bath!Total of 4 bedrooms & 2 full baths for you to enjoy! Beautiful County Eat-In Kitchen & spacious living room with large bay window. Kitchen has sliding glass door to large back deck for entertaining. MLS #S301901

Syracuse

$40,000

Syracuse

$39,900

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Oneida Lake

March

Owner has taken pride here. Great 4 level Split Level.

Lots of space here. Garage was converted into family room great for extra space. Large Lot with deck.

Many Recent Updates. Beautiful deck and Yard. Pretty Hardwoods. MLS #S298175

Andrew DiGiacomo Assoc. RE Broker 480-3095

$59,900

Looking for the perfect condo? Look no more! Better than brand new, boasting new kitchen cabinets and counter tops and ceramic backsplash, all new white six panel doors, new baseboard heating units, new bathroom, new flooring throughout. MLS #S305382

Hastings

$59,900

Have you ever wanted to own a Church? Well now is your chance! This classic beauty features high ceilings, stained glass and a large finished walkout basement.

Additional office space turned into a 1 bdrm apartment that is currently“unfinished”. MLS #S304820

Hastings

$59,500

Land lover’s dream located on a corner lot! Almost 16 acres, ample enough garage space with 2 detached garages, you won’t run out of storage here! Perfect for that man cave. Also has a HUGE attic with tons of possibilities. MLS #S284961

Large duplex with 4 bedrooms in each, fully rented with long term tenants, recent c/o approved rental registry, mechanicals updated. Money maker!

MLS #S294589

Money making two family with assumeable mortgage with bank approval! MLS#S294661

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Van Buren

Syracuse, NY â–

L i f e and H o m e s

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CNY KEY TEAM Prompt • Professional Informed • Attentive

6849 East Genesee St Fayetteville NY 13066

(315) 446-4681

www.cnykeyteam.com LS OO H SC

F-M

F-M

Cell: (315) 546-4996 Sarah@cnykeyteam.com Lic. Associate R. E. Broker

LS OO H SC

F-M

Molly Robinson

Meghan Dabulewicz

Sarah Collins

Cell: (315) 415-1420 Meghan@cnykeyteam.com Lic. Associate R. E. Broker

LS OO H SC

Cell: (315) 420-9049

Molly.Robinson@huntrealestate.com Licensed Real Estate Salesperson

LS OO CH S E ETT AY LAF

LS OO

SCH OL

O RP

LIVE

Manlius

$775,000

Luxury living! Situated on 3.5 acres, 8166 sq ft, inground pool, 1100 sq ft heated/AC pool house, 1.25 acre pond, gourmet kitchen, finished basement!

STUNNING! MLS #S279722

Manlius

LS OO

SCH OL

S CN

O RP

LIVE

Clay

$138,500

This well-kept home offers 2 spacious family rooms, vaulted ceilings, oversized dining room and updated kitchen. 3 generous sized bedrooms and updated bath as well! Improvements include: new vinyl siding, vinyl windows, new hot water tank. MLS #S303542

S CN

LS OO H SC

LS OO H SC

Clay

$114,900

S OL HO C S

$279,900

Harrington Homes New Construction Available for Occupancy April 1! 1426 sq ft ranch offers 3 bdrms, 2 full baths, 2 car garage, 1st floor laundry, maple ktchn, granite counters, fp, built ins, cathedral ceilings, and deck! MLS #S291811

S CN

This very well maintained home offers 1398 sq ft, 2 Extra-large bedrooms, 2 full baths, 2 over sized family rooms & 1 car garage. Recent improvements include Newer roof, Renovated kitchen & baths, finished lower level with family room. MLS#S305200 S LLU CE AR

Fayetteville

LS OO H SC

Clay

Fabius

S CN

$469,900

2014 PARADE OF HOME! Stunning transitional full of charm, detail, & space at the 2014 Parade of Homes!

This Harrington built home will impress you with its delicate arched openings, grand ceilings, gleaming hdwds, & chefs dream kitchen. MLS #S304116

$165,000

4 bedrooms, 2 full bath home with over 2,000 sq. ft. of living space! Large living room is open to dining area and kitchen with center island. Sliding door opens to the Redwood Deck overlooking nature at its best. MLS #S303934

LS OO H SC

Cicero

$134,900

Impeccably kept home is move in ready! Stunning kitchen includes maple cabinetry, large pantry & stainless steel appliances. Fantastic entertainment spaces off the kitchen are accented with laminate flooring & soaring cathedral ceilings. MLS#S304847

Harrington Homes is now interviewing buyers for the 2014 Parade of Homes at

M

The Farmstead Community in Clay NY!

Cicero

$114,900

Great home in CNS schools convenient to highways and shopping! Oversized family room, formal dining room, spacious kitchen with ample cabinetry, 4 large bedrooms, 2.5 baths, full basement & all appliances stay! MLS# S304117

Onondaga

1400 sq. ft.(+600 sq. ft. in the finished basement w/ wood burning stove) Contemporary style open floor plan! This home offers 3 bedrooms & 2 full baths (basement allows for a 4th bedroom/office).

Enjoy a new driveway, & landscaping. MLS#S303568 LS OO

S OL HO C S

SCH NY

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Van Buren

$104,900

Private wooded 1 acre lot, close to highways & shopping! 2 decks, A/C, public water, walkout basement, vinyl windows, freshly painted interior, hardwood & ceramic flooring, wood burning fireplace, new roof & siding! 3 bedrooms & 1 full bath! MLS #S302342

THE EAST

THE WEST

- The Preserve - FM SCHOOLS - Star View - FM SCHOOLS Town House Living!

-Minoa Farms - ESM SCHOOLS -Jamesville Grove - JD SCHOOLS -Yellow Birch - JD SCHOOLS -Double Tree - JD SCHOOLS -Waterford Woods -JD SCHOOLS

- Skyland - Westhill Schools - Brittany Hills - Westhill Schools

THE NORTHEAST - Harbour Town - Chittenango Schools

THE NORTH - Farmstead - CNS Schools

We are also a leader in building on customer owned land! Your plan or ours, your home site or ours, experience the Harrington Homes difference!

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L i f e and H o m e s

$319,900

Harrington Homes Built 1870 Sq Ft Florida style Ranch offers 3 bedrooms 2 full baths 2 car garage. Gleaming hardwoods, Maple Kitchen w/ Granite countertops & SS Appl! Gas fireplace with built ins, A/C, 9’ceilings & landscaping package all included! MLS #S305300

GEN

Call today to learn more about this or any of the other fine locations that your home could be built in:

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Onondaga

$179,900

March

ILL TH ES

$357,000

Sprawling colonial in meticulous condition! Gleaming hdwds welcome you on the 1st level, fully renovated ktchn includes Dacor dual fuel range, Thermador electric oven/microwave w/warming drawer, Kenmore elite dishwasher! MLS #S302159

Want a break from Winter?

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Call for more details, rates and availability www.vrbo.com search#222374 315-525-6291

MINUTES TO DISNEY.

L i f e and H o m e s

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Syracuse, NY

Close to everything you want to do in Orlando.

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Call or Text Our Team of Experienced Agents CNY Select Realty.com

315.676.3948

190 US Route 11, Central Square, NY MLS#S304593

251 Northland Dr Hastings

MLS#S301834

1109 County Route 4 $169,900 Palermo

One owner, well cared for home! Four bedrooms & beautiful hardwoods throughout. Many updates in the last few years include a complete new kitchen w/ Kraft Maid Cabinetry, no seam Corian countertops & Italian Roma tile floor. Laundry on 1st level.

French doors to patio and in ground pool.

MLS#S300866

116 Dutch Hill Rd. $199,900 Parish

There’s something here for everyone! 3 bedroom, 2 bath home with a beautiful kitchen, 1st floor master bedroom suite, hardwood floors and more...

There is an attached 2 car garage and a detached building/garage with contains a 1 bedroom“InLaw”apt. Home is a foreclosure being sold“As-is”.

MLS#S305157

5916 Smith Rd $244,000 Cicero

Beautiful custom built Dutch Colonial with 30 pus acres sitting 160+/- ft from the road for a great feel of privacy. With oak woodwork and 6 panel doors thru out -beautiful- 2 Wood burning fire places, one in livingrm with walk out to the back deck, another in familyrm, also walk out to screen-in porch.

2845 St. Rt. 49, West Monroe, NY

1451 Us Route 11 $114,900 Hastings

Looking at the best of both worlds! Affordable, versatile home in a superb location is yours right here on Smith Rd! Many updates, open floor plan, hardwoods thru-out and 6 panel doors start the list of features. 1st floor 4th bedroom or office space with full adjoining bath and spacious living room.

MLS#S298467

MLS#S304463

68 Us Route 11 $84,900 Hastings

So affordable with plenty of parking! Just 4.5 miles from the heart of Central Square, this well equipped, very affordable restaurant could be your income source! Make it a luncheonette, a fish fry, whatever you like! Last owner ran it as “Backyard BBQ”. You’ll be pleasantly surprised!

$139,900

Bar/tavern - next to Brewerton Speedway on very busy Route 11. Year around business opportunity large party room in addition to bar room w/ dance floor & stage for live entertainment as well as pool tables, darts plus outside fully fenced area w/ volleyball court, horseshoe pits & plenty of room!

century 21 Terra real Estate 3166 Seneca Turnpike, canastota, New York 13032

315-697-3400

TERRA REAL ESTATE

Light & Bright Home

IAL RC ME M CO

Bradley Brook Waterfront

Spectacular year round lake house has 4 BR, full bath plus exterior 1/2 bath, large private yard w/ great water views, detached 2 car garage & full basement w/propane forced air furnace. Meticulously maintained & fully furnished. $179,000.

IAL RC ME M CO

Income Earner

Great 2 family home with large apartments on corner village lot. A 2 BR and 3 BR apartment each with eat-in kitchen, stove and refrigerator. Separate electric & gas meters as well as 2 heating units. Full basement and 1.5 car garage. $84,500.

IAL RC ME M CO

Recreation Property

Wonderful 130 mile recreation, hiking, fishing, horseback riding, snowmobile riding trail system.

13,000 acres of state forest adjacent to rear property line. Cabin has well water, septic, kitchen, bath and 4 bedrooms on 5 acres. $89,000.

IAL RC ME M CO

Great Condition

Home on quiet street, only neighborhood traffic, convenient location. Move-in ready home has 3 bedrooms, 1.5 baths, eat-in kitchen, living room, first floor master bedroom, rear deck, shed and full basement that could be finished. $79,000.

IAL RC ME M CO

March

This 3 BR home has hardwood floors, central air, spacious kitchen & large living room w/lots of charm. Walk-out basement is newly updated w/2nd kitchen, full bath & family room; could be studio apartment or in-law quarters. $112,900.

c21TerrarE@gmail.com www.century21TerrarealEstate.com

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4500+/- sq ft, handicap accessible, 2 ADA bathrooms, large fully equipped kitchen, separate bar lounge area as well as full dining room w/100+ seating capacity. Parking lot w/40-50 parking spaces. High traffic, high visibility. $199,000.

Great High Traffic Location

Recent updates in electrical, plumbing & finish.

Hardwoods floors, some new windows, full basement, large garage, on site parking. 1st flr has 2 commercial locations. 2nd & 3rd flrs have 6 apartments: four 1 BR & two 2 BR units. $160,000.

Visibility & Access

This building with 4900+/- square feet has newer roof, updated HVAC and updated interior finish.

Large, spacious, paved parking area containing 85+ parking spaces. Situated on 1.28+/- acres in high traffic commercial area. $399,900.

Great Business Opportunity

Well established nursery/garden center offers immediate cash flow, 25+ years in this high traffic, highly visible location. Turn key operation, fully equipped, on 2.32+/- acres. Buildings, equipment, business and land for $290,000.

Commercial BN zoning.

Great high traffic, high visibility location on Route 5 has 1.44 acres with 5+ extra acres available.

Building is 4600+/- sq ft partially divided, frame structure. $95,000. Adjacent warehouse w/2000+/- sq ft available for additional $30,000.

www.Life and Homes .com

11

L i f e and H o m e s

Route 5 Commercial Location

LifeandHomes.com

For more information on any of these houses, visit www.LifeandHomes.com and type in the QSN#

Baldwinsville

Open Market Listing Service™ Clay

$114,000

7291 State Fair Blvd

$104,900

213 Fergerson Ave.

4 Bedrooms / 1.2 Baths

2 Bedrooms / 2.0 Baths

QSN #322427 Coldwell Banker Prime Properties Liverpool

QSN #322297

Brenda Place

Excel, REALTORS Andrew DiGiacomo

Lic. R.E. Salesperson

Lic. Assoc. R.E. Broker

315-559-4417

315-480-3095

Brenda.Place@coldwellbankerprime.com

Baldwinsville

adigiacomo@cnyrealtor.com

Clay

$49,500

8015 Gallagher Rd Spur

$114,900

7 Nightingale

2 Bedrooms / 0.5 Baths/ 50' of Waterfront

3 Bedrooms / 1.5 Baths

QSN #328161 Coldwell Banker Prime Properties Liverpool

QSN #304659

Brenda Place

Excel, REALTORS Beatrice A Maher

Lic. R.E. Salesperson

Lic. Assoc. R.E. Broker

315-559-4417

315-575-0590

Brenda.Place@coldwellbankerprime.com

Weedsport

beamaher@aol.com

Liverpool

$249,900

2356 State Route 31

$139,900

4065 Elaine Cir

4 Bedrooms / 2.5 Baths/ 4 Acres

4 Bedrooms / 1.5 Baths

QSN #328156

QSN #326032

Realty USA Mary Bill

Hunt Real Estate ERA Autumn Starr

Lic. R.E. Salesperson

Lic. Assoc. R.E. Broker

315-251-5665

315-506-6558

mbill@realtyusa.com

Cicero

astarr@twcny.rr.com

Constantia

$139,900

0 Guy Young Road Land or Lot: 34+ Acres

2 Bedrooms / 1.0 Baths

QSN #315623

QSN #325644

Excel, REALTORS Beatrice A Maher

Hunt Real Estate ERA Patsy Scala

Lic. Assoc. R.E. Broker

Lic. R.E. Salesperson

315-575-0590

315-682-7197

beamaher@aol.com

Cicero

patsy.scala@huntrealestate.com

Trestle Lake

$114,900

5714 Wild Way 3 Bedrooms / 1.5 Baths

3 Bedrooms / 2.5 Baths

QSN #270844

QSN #292042

Hunt Real Estate ERA Raymond Grzenda

Noyes Real Estate Judith Noyes

Lic. Assoc. R.E. Broker

Lic. R.E. Broker

315-380-7083

315-430-0260

judy@noyesre.com

Syracuse, NY

North Branch

8196 Oswego Rd, Liverpool, NY 13090 Office: 315-622-5757

Raymond

■

L i f e and H o m e s

$199,900

4231 Trestle Ln

ray.grzenda@huntrealestate.com

Grzenda

Licensed Associate Real Estate Broker

315-380-7083

ray.grzenda@huntrealestate.com 12

$189,500

53 Winona Park Dr

We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

8233 Park Ridge Path Liverpool, NY 13090

If you are looking to buy or sell a home you have come to the right PLACE!

Brenda Place Licensed Real Estate Salesperson

Cell/Text: 315-559-4417 Direct: 315-671-3631 Brenda.Place@coldwellbankerprime.com

106 S. Main Street N. Syracuse, NY 13212 www.syracuserealtygroup.com

Mr. Fritz

Associate Broker Cell: (315) 254-3557 mrfritzrealestate@verizon.net Serving all of Central New York

Open Market Listing Service™ Fulton

LifeandHomes.com

For more information on any of these houses, visit www.LifeandHomes.com and type in the QSN#

$74,900

413 W 4th St S 5 Bedrooms / 2.0 Baths/ On Double Lot QSN #328159 Coldwell Banker Prime Properties Liverpool

Lysander

$94,900 2408 Pipers Ct - Radisson Condo 2 Bedrooms / 2.0 Baths QSN #324609

Brenda Place

Hunt Real Estate ERA Raymond Grzenda

Lic. R.E. Salesperson

Lic. Assoc. R.E. Broker

315-559-4417

315-380-7083

Brenda.Place@coldwellbankerprime.com

Granby

$259,900

119 Ritchie Rd

ray.grzenda@huntrealestate.com

Manlius

$377,900

8399 Glen Eagle Dr

4 Bedrooms / 2.5 Baths

4 Bedrooms / 4.0 Baths

QSN #303710

QSN #328158

Hunt Real Estate ERA Raymond Grzenda

FSBO Sara & Richard Arthur

Lic. Assoc. R.E. Broker

315-380-7083

315-682-1876

ray.grzenda@huntrealestate.com

Hastings

$174,900

16 County Route 37

snave45@yahoo.com

Fayetteville

$189,900

164 Brookside Lane

4 Bedrooms / 3.0 Baths

4 Bedrooms / 2.5 Baths

QSN #324919

QSN #304266

Hunt Real Estate ERA Raymond Grzenda

Hunt Real Estate ERA Dorothy Murphy

Lic. Assoc. R.E. Broker

Lic. Assoc. R.E. Broker

315-380-7083

315-637-3969

ray.grzenda@huntrealestate.com

Lenox

$219,900

207 Port St

dmurphy@huntrealestate.com

Manlius

$279,900

103 Stargaze Circle

4 Bedrooms / 2.0 Baths

3 Bedrooms / 2.0 Baths

QSN #328249

QSN #322735

Excel, REALTORS Diana M Ingraham

Hunt Real Estate ERA Meghan Dabulewicz

Licensed Assoc. R.E. Broker

Lic. R.E. Salesperson

315-458-8121

315-415-1420

homes@twcny.rr.com

Lysander

$239,900

8810 Ellison Rd

meghansellscuse@gmail.com

Manlius

$395,500

4826 Briarwood Ln

4 Bedrooms / 3.0 Baths

4 Bedrooms / 2.5 Baths

QSN #311745

QSN #304274

Century 21 Leah's Signature Teri Beckwith Lic. R.E. Salesperson

Hunt Real Estate ERA Patsy Scala Lic. R.E. Salesperson

315-592-1471

315-682-7197

teribeckwith@aol.com

patsy.scala@huntrealestate.com

March ■

www.Life and Homes .com

13

L i f e and H o m e s

Elegant

Village Living INTRODUCING N E W

H A R T F O R D

VillageResidences 35 Campion Road. New Hartford

Imagine your elegant condominium

These elegant two bedroom

A B U C K C O N S T R U C T I O N A F F I L I AT E

condominiums at The New Hartford

bustling with salons, services, shops,

Village Residences are customized

bakeries and restaurants. With all the

with modern cabinetry, luxury

benefits of condo living you’ll find

finishes, appliances, in-suite laundry,

downsizing can become

walk in closet, and a personal

upscale living.

garage for your car.

Syracuse, NY

tucked into this quaint community

$249,000

■

to $289,000

Call Now for Details315-736-0865

105 Main Street Whitesboro, NY

Schedule a tour with our Village Residences Concierge to see our similar project in Albany

www.Villageresidences.com

This advertisement is not an offering. It is a solicitation of interest in the advertised property. No offering of the advertised units can be made and no deposits can be accepted, or reservations, binding or non-binding, can be made until an offering plan is filed with the New York State Department of Law. This advertisement is made pursuant to cooperative policy statement No. 1 issued by New Your State Department of Law. File no. CD14 14

We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

www.Life and Homes .com

7

L i f e and H o m e s

Sangertown Commons LLC

Property Sponsor

Artist Renderings

■

L i f e and H o m e s

January

ESTIMATED PURCHASE PRICE

Open Market Listing Service™ Manlius

LifeandHomes.com

For more information on any of these houses, visit www.LifeandHomes.com and type in the QSN#

Salina

$255,000

4925 Bentbrook Dr

$109,900

331 Fairmount Avenue

4 Bedrooms / 2.5 Baths

4 Bedrooms / 1.0 Baths

QSN #325684

QSN #328248

Prudential CNY Realty Chary D Griffin

Excel, REALTORS Andrew DiGiacomo

Lic. R.E. Salesperson

Lic. Assoc. R.E. Broker

315-382-1721

315-480-3095

chary@charygriffin.com

Mexico

adigiacomo@cnyrealtor.com

Salina

$24,000

0 County Rt 3

$124,900

110-112 Gaynor Ave

Land or Lot: 13 Acres/ Scenic View

4 Bedrooms / 2.0 Baths

QSN #325033

QSN #314514

Excel, REALTORS Beatrice A Maher

Excel, REALTORS Diana M Ingraham

Lic. Assoc. R.E. Broker

Licensed Assoc. R.E. Broker

315-575-0590

315-458-8121

beamaher@aol.com

Phoenix

homes@twcny.rr.com

Scriba

$297,431

4 Chestnut St

$205,900

173 Middle Road

3 Bedrooms / 3.0 Baths/ 330' Waterfront

4 Bedrooms / 2.5 Baths

QSN #328160 Coldwell Banker Prime Properties Liverpool

QSN #328283

Brenda Place

Century 21 Leah's Signature Teri Beckwith

Lic. R.E. Salesperson

Lic. R.E. Salesperson

315-559-4417

315-592-1471

teribeckwith@aol.com

Brenda.Place@coldwellbankerprime.com

Phoenix

Skaneateles

$119,900

911 County Route 10

$325,000

1682 Amerman Rd

3 Bedrooms / 1.0 Baths

2 Bedrooms / 1.0 Baths/ 100' Lakefront

QSN #328280

QSN #285378

Hunt Real Estate ERA Raymond Grzenda

Hunt Real Estate ERA Patsy Scala

Lic. Assoc. R.E. Broker

Lic. R.E. Salesperson

315-380-7083

315-682-7197

ray.grzenda@huntrealestate.com

Salina

patsy.scala@huntrealestate.com

Sullivan

$104,900

721 Hanover Ave.

$279,900

607 Shackelton Point Rd

3 Bedrooms / 1.0 Baths

4 Bedrooms / 3.0 Baths

QSN #315759

QSN #313754

Excel, REALTORS Andrew DiGiacomo

Excel, REALTORS Diana M Ingraham

Lic. Assoc. R.E. Broker

Licensed Assoc. R.E. Broker

315-480-3095

315-458-8121

adigiacomo@cnyrealtor.com

homes@twcny.rr.com

Scala Team

106 S. Main Street N. Syracuse, NY 13212 www.syracuserealtygroup.com

■

Broker Associate

Cell: (315) 575-0590

Experienced in Retirement & Estate Sales

Joe & Patsy Scala,

100 E. Seneca Street Manlius , NY 13104 315-682-7197

Licensed Real Estate Salespersons, HUNT® Real Estate ERA

Patsy - 315-382-0444 • Joe - 315-727-0999

Mary Seidel Lic. Associate Broker, GRI, SRES, CBR

(315) 440-1547

maryseidel@syracuserealtygroup.com www.buyorsellsyracusehomes.com

patsy.scala@huntrealestate.com • scalateamhomes.com

www.Life and Homes .com

15

L i f e and H o m e s

Bea Maher

email: beamaher@aol.com

March

Twice the Service for YOU!

Hardwood

Flooring Trends "Savvy consumers want variety and flexibility in their flooring choices," says Linda Jovanovich of the American Hardwood Information Center. "With American hardwood species running the gamut of color and because hardwood is a product that can adapt to many different decorating styles and decors, hardwood provides a degree of diversity, as well as long-term value, that cannot be matched by other flooring materials."

From the trend-watchers at independent market research firm, Market Insights Torcivia, and the National Wood Flooring Association, look at what's trending now.

A touch of the creative * Using multiple wood species is very popular, typically using one species in the main field of the room, then introducing other contrasting species incorporated as a border or other subtle design elements in the room. * Mixed media incorporates hardwood with other flooring options like stone, tile, carpet or even metal.

This approach often helps to define different seating or functional areas within a large, open space.

The recovering U.S. housing market has led to increased demand for certain luxury items, including hardwood flooring. Exciting trends are influencing the marketplace and for today's consumers, there are more hardwood flooring options than ever before. * Installing wood floors, in a non-linear format, is increasingly popular as well. Custom parquet patterns can achieve this look but even traditional linear floors can accomplish the same goal by installing the linear pattern on a curve. * Consumer preferences are gravitating toward darker species, like walnut, over the more traditional, mediumcolored white and red oak. In many cases, however, existing oak floors are being refinished and stained to achieve this look without replacing the floor. * Buyers are moving away from the traditional 2 1/4 inches strip floor to wider plank flooring, 3 inches and wider. Random width planks are also popular. This creates a very casual look, while utilizing more of the raw materials during the manufacturing process. * Distressed flooring - hand-scraping the boards will achieve an antiqued look while, at the same time, hiding small imperfections that can appear in flooring over time, like small scratches or dents.-This distressed effect can also be achieved in the factory.

Stains and finishes The National Wood Flooring Association also reports that flooring manufacturers are introducing new lines geared to satisfy the emerging trends toward gray stains and finishes - ranging from very subtle to very dark and metallic finishes.

Metallic finishes incorporate softly shimmering metallic accents by embedding the metallic materials into the hardwood. The result is a pronounced grain that shimmers softly in contrast to the rest of the wood. It is difficult to predict if this trend will catch on long-term but it has become increasingly popular, particularly on the West Coast.

Get inspired As the U.S. economy continues to recover, more and more consumers will enhance their living spaces with flooring, cabinetry and other luxury items made from American Hardwoods, the ultimate in value, versatility and style. Browse the photo gallery of the American Hardwood Information Center at www.HardwoodInfo.com for inspiration.

DAVID WAGNER, ARCHITECT Commercial & Residential Why buy someone else’s dream home when you can build your own?

Homeowner is 100% involved from start to finish.

R.A., A.I.A.

Protect yourself from faulty tile work!

David M. Wagner, 4812 Lyons Rd. Ext. Marcellus, NY 13108

www.tilesdoneright.com

dm-wagner@twcny.rr.com

Syracuse, NY

Great Brook Solar of South New Berlin

Capturing

FREE Energy

■

L i f e and H o m e s

Tile installation requires meticulous and accurate work.

One misplaced or off centered tile will ruin an entire project.

Fully Insured including Liability & Worker’s Compensation Insurance.

(315) 673-3912

for

35 Years

Solar & Geothermal are great investments!

Incentive Money & Income Tax Credits are available.

Call to arrange a FREE site evaluation & system estimate!

607-847-6366

Read more about us in the “Ask the Expert” Directory.

www.greatbrooksolar.com

16

P.O. Box 351 • LaFayette, New York 13084

We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

Water Pumps Water Treatment Bladder Tanks Flow Testing

Chlorination Purity Testing Septic Dye Testing Storage Systems

Free Water Analysis

Call CNY Water Warehouse and save an average of 20-40%!

Call Dave Garlock

315.677.5141 or 315.430.4630

“Join our family of satisfied customers”

Open Market Listing Service™ Sullivan

LifeandHomes.com

For more information on any of these houses, visit www.LifeandHomes.com and type in the QSN#

Syracuse

$574,900

100 Hitchcock Point Rd

$59,900

205 Apple St

4 Bedrooms / 3.0 Baths

4 Bedrooms / 2.0 Baths

QSN #319916

QSN #325548

Hunt Real Estate ERA Raymond Grzenda

Syracuse Realty Group Fritz Lathrop

Lic. Assoc. R.E. Broker

Lic. R.E. Salesperson

315-380-7083

315-254-3557

ray.grzenda@huntrealestate.com

Syracuse

mrfritzrealestate@verizon.net

Syracuse

$59,900

1611 E Fayette St S

$249,900

500 Sedgwick Dr

Multi Family 2 Unit

5 Bedrooms / 3.0 Full Baths/ 2.0 Half Baths

QSN #323823

QSN #319294

Syracuse Realty Group Fritz Lathrop

Syracuse Realty Group Mary Seidel

Lic. R.E. Salesperson

Lic. Assoc. R.E. Broker

315-254-3557

315-440-1547

mrfritzrealestate@verizon.net

Syracuse

maryseidel@syracuserealtygroup.com

Van Buren

$54,900

174 W Lafayette Ave # 76

$59,900

497 Idlewood Blvd

Multi Family 4 Unit

2 Bedrooms / 1.0 Baths

QSN #324428

QSN #327906

Syracuse Realty Group Fritz Lathrop

Excel, REALTORS Diana M Ingraham

Lic. R.E. Salesperson

Licensed Assoc. R.E. Broker

315-254-3557

315-458-8121

mrfritzrealestate@verizon.net

Syracuse

homes@twcny.rr.com

Volney

$123,900

634 Park Ave

$279,900

2759 County Route 45

4 Bedrooms / 1.5 Baths

4 Bedrooms / 2.5 Baths

QSN #328157

QSN #328282

South Bay Realty Broker/Owner

Century 21 Leah's Signature Teri Beckwith

Judy Joynt

Lic. R.E. Salesperson

315-481-9926

315-592-1471

jaj5708@yahoo.com

Syracuse

teribeckwith@aol.com

West Monroe

$39,900

326 Burdick Ave

$139,900

73 Floyd Drive

3 Bedrooms / 1.0 Baths

3 Bedrooms / 2.0 Baths

QSN #327181

QSN #317450

Syracuse Realty Group Fritz Lathrop Lic. R.E. Salesperson

Hunt Real Estate ERA Raymond Grzenda Lic. Assoc. R.E. Broker

315-254-3557

315-380-7083

mrfritzrealestate@verizon.net

ray.grzenda@huntrealestate.com

315-673-1755

teribeckwith@aol.com

Teri L. Beckwith

Your full service home inspection company serving all of Central New York.

315-382-1721 (C)

• Home Inspections • Pest Inspections • Radon Testing • Septic Dye Testing • Water Purity Testing • Well Flow Testing

charygriffin.com

Looking for your dream house? I can help!

56 Albany St. Cazenovia, NY

tom@absolutehomeinspection.com

www.absolutehomeinspection.com

www.Life and Homes .com

17

L i f e and H o m e s

315-592-1471

chary@charygriffin.com

■

Oswego County’s #1 Real Estate Agent

March

Lic Real Estate Salesperson

Licensed Real Estate Salesperson

Commercial Lending Source

Offering capital structure for complex and unique transactions at the best possible rates.

• Loan Sizes: 250K- Up • refinancing • Business Loans • New construction • acquisitions • Investment • Development

315-737-8228 OR EMAIL TINA@LIFEANDHOMES.COM

AC PE

HTREE

SOUTHERN COMMERCIAL LLC

Call VP Group Today

315-761-0000

L i f e and H o m e s

■

Syracuse, NY

For Sale or Lease

Seasoned professionals with a proven track record of success.

2717 Genesee St, South Utica

Best Value in Utica for the money!

Rental rates includes All utilities, wifi, janitorial, video surveillance, garbage removal and plenty of parking.

Owner will sub-divide and negotiate building to suit tenant. Recently updated 1200-7728 +/- Sq Ft Available Single offices also available with shared services.

Truly a“Must See”

18

We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

Utica

Up to 25,000 Sq Ft of warehouse space now available. Plus an additional 5200 Sq Ft of office /loading dock space available. Located along the North/South arterial. Space would make an excellent location for a distribution business and/or a warehousing. The office space can be leased separately from the warehouse. Up to 44,000 +/- Total SF available Owner is flexible with what can be done with the space and will negotiate sub dividing to suit tenant.

Located along the North/South Arterial. Shown by appointment only Call 315-761-0000 today for a showing.

ask the expert Looking for Answers to Your Home Related Questions?

Search no further! Consider Your Local Business Expert!

Architects

Lawn Care

Heating

DaVID M. WaGNEr, archITEcT A full service, professional and experienced 315-673-3912

FErrELLGaS 800-437-4856

Member Since 03/14

Member Since 12/11

architectural firm. Why buy someone else’s dream home when you can build your own?

Residential, Commercial, and Industrial. dmwagner@twcny.rr.com

For more than 70 years, people all across America have relied on Ferrellgas for their home, business, and agricultural propane needs.

GrEEN cLEaNING TEchNOLOGIES, LLc GCT professionals both perform services and sell 315-214-5559 Member Since 03/12

DIY SafeScience® products (including steam systems) for air and surface allergens, mold, mildew, all odors, pet, flea and bed bug problems. www.GCtec.biz • www.SafeScienceTV.com

Member Since 12/11

aBSOLUTE hOME INSPEcTION Your full service home inspection company 315-673-1755

cNY MOBILE LaWN & SNOW rEPaIr, INc. I come to your home and repair your lawnmower 315-303-0020

Member Since 12/11

Member Since 08/13

serving all of Central New York. tom@absolutehomeinspection.com www.absolutehomeinspection.com

Custom Home Builder

Home Inspections, Pre-Inspections, Radon Test, and much more! www.mytotalhomeinspection.com

cc cONTracTING Painting: interior, exterior, decks, outer trim.

315-744-7491 Andrew Killian Owner

Member Since 02/14

rYaN hOMES Known for unparalleled customer service, innovative designs, quality construction, affordable prices, and desirable communities in prime locations, Ryan Homes is among the top five new homebuilders in the nation.

Member Since 01/14

Interior Design SIMPLY DESIGNED SPacES REdo, REfresh, REdesign! An alternative to 315-272-3120 Member Since 12/11

Energy

decorating using what you already own and delivering impressive results on a reasonable budget. simplydesignedspaces@gmail.com

GrEaT BrOOK SOLar 607-847-6366 Installing custom designed & competitively priced Member Since 10/12

renewable energy systems since 1978 throughout all of Central NY: solar electric, solar thermal space heating and domestic hot water, and geothermal ground source heating and cooling. Free site evaluations and estimates. www.greatbrooksolar.com/contact-us/

Kitchen & Baths EMPIrE BaTh & KITchEN, INc. 315-733-0408 Empire is a locally owned company featuring Member Since 04/08

Generations of high tech methods, knowledge and hard working values provides a stress free experience.

KITchEN DESIGN cENTEr Serving CNY. Check out our winning combination 315-724-7049 Member Since 07/08

of Kitchen Design Center & Custom Stair & Millwork.

We handle Yorktowne & Kraftmaid Cabinetry

LaKESIDE rOOFING - hOME OF KaNGarOOF Why pay top dollar for a new roof 866-277-4090 Member Since 11/11

when all you may need is a simple repair? lakesideroofingllc.com

Tiling rIcharD FOLEY - PrOFESSIONaL TILE INSTaLLaTION Homeowner is 100% involved from start to finish.

315-416-2800 Member Since 03/14

Fully Insured including Liability and Worker’s Compensation Insurance. www.tilesdoneright.com

Water Treatment Systems WaTEr WarEhOUSE, LLc Water treatment systems, 315-677-5141 Member Since 06/13

storage systems, septic dye testing, water testing, flow testing, State certified well pump installations and repairs, free water analysis.

“Join our family of satisfied customers”

www.Life and Homes .com

19

L i f e and H o m e s

Member Since 05/10

Roofing

■

TrU-LINE LaNE & FLOOr 315-735-5299 High quality dust free floor refinishing.

a complete kitchen & bath showroom. Our cabinet lines include: Omega, Plain N’ Fancy and Armstrong. Let our design team help you with your next project.

Landscaping: Brick Pavers, Install Mulch & Stone, Pressure Washing Houses and Decks, Window Cleaning. FREE ESTIMATES | Seniors 15% Discount. chuckclark2014@gmail.com

March

Flooring

or snowblower on site. On site repairs.

Painting & Landscaping

TOTaL hOME INSPEcTION 315-698-TEAM “We inspect it like we were buying it” Member Since 06/12

RyanHomes.com

hauling.“Green or White” Call the Wrights!

Lawn Mower Repair

Home Inspection Cleaning

WrIGhT’S LaWN carE 315-334-2087 Snow plowing • shoveling walks/roofs • salt/ 315-337-8997 sanding • 24 hour availablility • snow removal &

Metal Garages & Wood Buildings Metal Garages

Metal Garages

Craftsmanship with Integrity & Experience Metal Garages

Gazebos

Storage Sheds

• Best Building Materials • Best Warranty • rent-To-Own Program Financing available

Play house

L i f e and H o m e s

■

Syracuse, NY

Value in the Details

Garages | Farm Storage | Equestrian | Commercial | Homes 20

We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

March â–

www.Life and Homes .com

21

L i f e and H o m e s

Moving Up Should You Sell Your Home First Or Buy One?

The solution to the classic chicken or egg situation in real estate is to make a good buying and selling plan before moving up.

This is a classic question that can have two answers and each answer fares well in its own way. It's a good idea to acknowledge that finding a straightforward answer to this question is very difficult, so the only choice you got is assessing your situation carefully and choosing the best option that works for you.

Similar questions that arise when you buy a house first: • Will it take forever to sell your home that will leave you in a cash crunch?

L i f e and H o m e s

■

Syracuse, NY

If you consider selling first, here are a few things that will hound you: • Will you get an equally good house in the new market?

• What if you can't find a good house in the time-frame?

• Will you end up stuffing all your belongings in a hotel room?

• Will you end up settling for a house that is far below your expectations?

• Will you settle for much lower than what you wanted?

The worry of selling your home first and failing to buy another within your budget also comes to mind in this instance. Honestly, there is no universal answer that fits every buyer's needs.

Finding something that suits your specific circumstances is the best thing to do: 22

We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

Many experts say selling first is best. But why is this?

Experts recommend selling your home first because it reduces the pressure drastically. For most people paying two mortgages is too much pressure to handle. Secondly, selling your home first gives you cash in hand so that you can search for the new home peacefully as there is no financial stress on you.

In the worst case scenario, selling your home first will land you up with no home at all if you are not able to find a home that meets your expectations in the time-frame. However, you still have your cash in hand, untouched.

You can consider buying if it suits you Can you afford two mortgages for a few months or, in worse cases, a year? Are you positive that the new house is a deal hard to come by? If you can handle the financial stress, buying a home first and then selling your previous home can work too. However, don't jump on the wagon simply because you can afford the payments for a couple of months. You also need to evaluate

the market first. If your house is in a seller's market, you have better chances of selling it on time. You can consider borrowing money from your friends and family for the down payment of the second home or apply for a bridge-loan.

However, selling a house is time-consuming in most markets, even if it's a sellers a market. You can also apply for a mortgage that is not contingent until you sell the house. It is extremely important to estimate the average time of selling a house in your area and the approximate value for your house. This is a necessary step because homeowners tend to overestimate their house prices, which can cause a problem when the expectations are not met. Many buyers are very cautious in the post recession market so even in a seller's market; you are dealing with cautious buyers, thus, a fare pricing strategy is important.

Authored by Helen-Hein Tran. Check out Paraissancerealty.com/resource-library for additional educational resources. (EzineArticles.com)

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