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February 2014

Residential • Commercial • Multi-Family • Land

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Eye On 2014 Trends

Homes

“If the real estate recovery is a baseball game, we’re in the fourth or fifth inning.” - MoneyWatch

Syracuse NY, Edition

Published By LISI MERCHANT SOLUTIONS, INC.

The Urban Land Institute released their 2014 Emerging Trends in Real Estate a few weeks ago and, according to them, home prices are still expected to favor sellers as buyers scurry to close the deal before interest rates increase again. They are also suggesting the bulk of distressed properties have been snatched up which should begin to drive up property prices and benefit sellers who can expect to see better profit margins than they have in a number of years.

The ULI study also suggests new construction for multi-family dwellings will dwindle in 2014 as supply now exceeds demand and interest in condo housing and high-end apartment options will continue to waver.

Publication Franchisee, RMC David P. L isi Corporate Editor Kim Lisi

Kim@LifeandHomes.com

LifeandHomes Magazine PO Box 18 Holland Patent, NY 13354

Account Executive Tina Plevritis

315-737-8228 tina@lifeandhomes.com

Stephanie Schilling, RMC Tina Plevritis, RMC 315-527-1315 steph@lifeandhomes.com

315-737-8228 tina@lifeandhomes.com

Corporate Office

315-865-5845 Fax 1-315-865-7418 www.LifeandHomes.com For franchise information call, 315-865-5845

Syracuse, NY ■

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This information has been compiled from public records and other sources we believe to be reliable, but we make no guarantee with respect to its accuracy or completeness or the absence of restrictions on use and are not responsible for any liability, loss, or risk that subscribers may incur, directly or indirectly, from using the contents of this site.

Copyright © 2014 Lisi Merchant Solutions, Inc.

LifeandHomes.com/SYR-NY - Open House Info updated every Friday @ 4:30

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LifeandHomes' goal is to increase real estate, and real estate-related, transactions in our local area. We live here. We care.

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Zillow is making some bold predictions for the new year, including 5% mortgage rates, a 3% increase in home values and the lowest homeownership rate in nearly two decades. Most 2014 trend survey participants expect lending restrictions to ease up in the coming months, finally making it easier for borrowers to get a mortgage.

Tina PlevritSistephanie Schilling

315-527-1315 steph@lifeandhomes.com

March Issue February 14, 2014

Home remodeling will gain popularity in 2014, according to the Hanley Wood survey, with modern kitchens, gray and white cabinets and appliances that are increasingly blended into the design to enhance a sleek, minimalist effect. Glass tiles are expected to be a dominant feature in bathroom remodels with ash grey, light blue and off-white topping the color choices.

We're looking forward to seeing how these predictions play out, especially in our local market.

Stephanie S chillin g

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Give Back While Moving From One Community to Another Moving from one home to another is a great opportunity to clean house and start fresh. Instead of packing all belongings, moving gives families a chance to reduce their material goods so that what ends up being unpacked in the new house is immediately used.

While purging their belongings, families should consider giving back to their community. Some ways to give back while moving include: * If you have gently used furniture, clothing, children’s toys, books or even kitchen utensils that you won’t need in your new home, many organizations will take these items to help victims of natural disasters, or to sell to help financially support other needs of the organization. * When donating to an organization, businesses will often match a donation. To help you in giving back during your move, Penske Truck Rental is raising funds to help the Paralyzed Veterans of America and its Mission: ABLE campaign. This campaign ensures veterans with disabilities get the care, benefits and job opportunities they’ve earned and deserve, says U.S. Army veteran Bill Lawson, national president of the organization. Penske Truck Rental customers renting a truck can donate $1 to support Mission: ABLE. Penske will match each donation made by Memorial Day, 2014. (BPT)

While one roadblock that veterans face in the pursuit of homeownership is securing steady employment, they display a generally positive attitude in regard to potential employers and positions.

• More than two-thirds believe that employers appreciate their unique skills learned in the military, while the same 67 percent believe employers are eager to hire veterans.

• It’s important to note, however, that nearly half agree that their skill set does not match the requirements for many available positions.

• Only one in five considered opening their own business when they returned home from the military.

All totaled, finding a suitable home and employment and assimilating back into civilian life are challenges many veterans and their families face. Fortunately, services for veterans, including employment, mental health programs, housing and other special care services, are available.

For example, Easter Seals provides direct services to the new and unmet needs of tens of thousands of service members returning from Iraq and Afghanistan, and “Recruiting America’s Heroes,” offered by Century 21 Real Estate LLC, the franchisor of the world’s largest residential real estate sales organization, provides returning veterans who are interested in becoming real estate agents with specific benefits to make a smooth transition. Former military personnel get special training programs and continuing education courses, discounts, and waived annual global conference registration fees.

Spruce Up For Spring

Setting a home improvement goal is more common than you may think and you can make a dramatic improvement to your home with a complete remodel. You can take on several smaller projects - any time of the year - that will leave you loving your home all year long. Here are a few ideas to get you going. * A fresh coat of paint. Nothing reinvents a room like a fresh coat of paint. Yet many people put off painting a room because they can't afford professional painters and they don't have time to do the job themselves. But you can achieve that professional quality finish at a fraction of the time and cost by visiting RentalHQ.com and renting your own paint sprayer. Use your sprayer to add a neutral color, which provides visual appeal and works with most furniture patterns, leaving you plenty of decorating options. * Recreate your flooring. If your carpet doesn't need to be replaced but it could use a little refreshing, cleaning your carpets will do the trick.

If you can't afford to hire professional carpet cleaners or you feel like taking on the project yourself, renting a carpet cleaner can give your carpets the professional look you've been dreaming of. And if you have hardwood floors that need to be refurbished, renting a floor sander is an excellent first step for this project. (BPT) Join the Conversation: Go to www.facebook.com/ pages/LifeandHomes-Syracuse to leave your thoughts on this and other articles. www.Life and Homes .com

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L i f e and H o m e s

According to a survey by Harris Interactive, 75 percent of military families believe that owning a home is

The reasons include a desire to have their own residence (73 percent), establishing a household (43 percent), and financial security (36 percent).

In addition, the majority of veterans (88 percent) said that owning a home makes them feel safer.

Join the Conversation: Go to www.facebook.com/ pages/LifeandHomes-Syracuse to leave your thoughts on this and other articles.

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Homeownership Help

one of the most important things to service members upon returning from active duty.

For more information on the available resources, active and retired service members can call the Easter Seals Community One Source Hotline, (866) 423-4981, e-mail veterans@easterseals. com or visitwww.century21.com/aboutus/. (NAPSI)

February

Join the Conversation: Go to www.facebook.com/ pages/LifeandHomes-Syracuse to leave your thoughts on this and other articles.

newsShorts

Repair or Replace?

If your furnace, air conditioner or water heater is not working properly, you probably notice it long before you actually inspect the appliance itself.

You know because these winter mornings are a little too cold, those July days are a little too hot or your morning showers are chillier than normal. All three are signs that these crucial systems are not running as efficiently as they once did.

You know you need to make a fast decision to either repair or replace, but how do you know which is the right choice? Follow these tips from the professionals at Rheem to point you in the right direction and help you make the best possible decision.

You should Repair if: * It's still under warranty. This may seem obvious but many people forget to check the warranty when their HVAC or water heating system has an issue. If your appliance is still under warranty, having it repaired is a smart financial decision.

You'll be out the cost for the technician's labor but you'll save money compared to buying new. * You've maintained the product over the years. If you've treated your HVAC system to seasonal tune-ups and changed the air filters regularly, and done things like flushing sediment and checking the anode rod in your water heater, repairing an arising problem is the better choice because the trouble is likely to be smaller.

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Syracuse, NY

* It's still in its youth. Every water heater, air conditioner or furnace will need repairs at different times depending on usage and environment, but if your product is still in its early days, you are probably better off paying for the repairs instead of replacing the system.

You should Replace if: * The previous points are untrue. If your appliance is not under warranty, in the later stages of life and/ or has been subject to poor maintenance, a replacement will probably be necessary.

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newsShorts *Your unit is running inefficiently. Inefficient is defined as running excessively, constantly turning on and off and failing to heat or cool your home, or provide you with enough hot water. If you notice any of these problems and your unit is in the later stages of its life, it's time for a replacement.

The 90 percent + Gas Furnace from Rheem has efficiencies exceeding 97 percent, as well as improved electrical efficiencies and 20 percent less operating noise. And, Rheem's Prestige Series High-Efficiency Condensing Power Direct Vent (PDV) Water Heater is the most efficient gas-fired, tank-type water heater designed for residential applications on the market today. It was recognized

by This Old House magazine as one of 2013's Top 100 Best New Products of the Year. * Its inefficiencies are hitting you in the pocket book. You may not notice that your unit is running excessively, but you'll certainly notice a change in your energy bill. If an outdated, old furnace, air conditioner or water heater is causing a spike in monthly energy expenditures, then it's time to replace your system.

Be sure to talk with a qualified contractor before you move forward with any repairs or replacements as they can give you customized advice based upon your family's heating, cooling or water heating demands and your current system's performance.

(BPT) Join the Conversation: Go to www.facebook.com/ pages/LifeandHomes-Syracuse to leave your thoughts on this and other articles.

Three Tips to Create a More Natural Bedroom The formerly "fringe" back-to-nature movement has become mainstream in America and nowhere is the desire for a more natural approach to living more prevalent than in our homes. From organically grown fruits and vegetables to VOCfree paint choices, the trend is toward fewer additives, synthetics and chemicals.

But for all the farmers market-purchased food in the kitchen and goat milk soaps in the bathroom, one room that has been neglected in the quest for a more natural home is the bedroom. However, it doesn't take very much to make the bedroom more natural or "green." Here are three easy and effective tips:

Choose natural bedding materials Down and feathers come from nature, are biodegradable and renewable; consequently they have the lowest carbon footprint of any bedding fill material. Thirty-six percent of U.S. adults use down and feather bedding precisely because it is eco-friendly, according to a recently completed Harris Survey commissioned by the American Down and Feather Council (ADFC).

Being a natural insulator, down helps regulate body heat for an optimal sleeping experience, which allows homeowners to turn down the thermostat at night and save on heating costs. The survey found that 55 percent of U.S. adults who use down and feather bedding have chosen it precisely for its natural warmth.

Add fresh plants and flowers to your decor Live plants act as natural air filters and some plants - spider plants, Boston ferns, rubber plants and palm trees - are particularly effective absorbers of chemical pollutants emitted from carpets, furniture and electronic equipment. Adding fresh flowers and plants to your bedroom helps with the natural cycle of carbon dioxide and oxygen, improving the overall air quality in your bedroom.

Take advantage of nature's best heater: the sun In the cold winter months, open blinds, draperies, and shutters during the day to let solar energy warm and brighten your room naturally. In the hot summer months, be sure to do the opposite, and close your window coverings to prevent your bedroom from overheating and causing air conditioning units or fans to work harder, thus using more energy. - (BPT) Join the Conversation: Go to www.facebook.com/ pages/LifeandHomes-Syracuse to leave your thoughts on this and other articles.

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This advertisement is not an offering. It is a solicitation of interest in the advertised property. No offering of the advertised units can be made and no deposits can be accepted, or reservations, binding or non-binding, can be made until an offering plan is filed with the New York State Department of Law. This advertisement is made pursuant to cooperative policy statement No. 1 issued by New Your State Department of Law. File no. CD14

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and H H oo m m ee ss L i f e and

Sangertown Commons LLC

Property Sponsor

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to $289,000

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Ila Allen RE Salesperson 391-3204

Bobbi Claps RE Salesperson 729-8782

Gerald Coe Assoc. RE Broker 430-6661

Joseph Costello RE Salesperson 559-1031

Andrew DiGiacomo Assoc. RE Broker 480-3095

Diane Hart RE Salesperson 395-3597

Diana Ingraham Milkovic

Jeanne Johnson-Brown RE Salesperson 836-8150

Gary Jones RE Salesperson 289-7803

Beatrice Maher Assoc. RE Broker 575-0590

Stephen Murphy RE Salesperson 447-4441

Tawny Palmer RE Salesperson 289-7803

Susan Smith RE Salesperson 439-9874

Jessica Wiers RE Salesperson 439-9874

RE Broker 345-7866

Marcellus

$540,000

Plum Hollow

$309,900

Oneida Lake

$284,900

Lake Ontario

$269,900

Auburn

$209,900

Sandy Creek

$164,000

Cicero

$139,900

Salina

$124,900

East Syracuse

$124 ,900

Clay

$117,402

Liverpool

$114,900

Bayberry

$114,900

North Syracuse

$104,900

Liverpool

$104,900

$84,900

Syracuse

$79,900

$74,900

Syracuse

$72,900

Lots of potential! One of the original structures in the Village of Marcellus. 3 rented apartments upstairs, a pizza shop & a coffee shop downstairs. Tons of unused storage outback could be storage units.

Motivated seller! Make an offer! MLS #S300179

112 ft. on Sandy Pond, Easy access to Lake Ontario, excellent salmon fishing, also, great fishing for bass, walleyed pike, northern pike, perch and pan fish, Enjoy snowmobiling on theTug Hill Plateau, Ice fishing a favorite, ATV trails abound. MLS #S292438

Would make a great subdivision had applied once for subdivision. Beautiful property once in a life time price. MLS #S300773

Owner has taken pride here. Great 4 level Split Level.

Lots of space here. Garage was converted into family room great for extra space. Large Lot with deck.

Many Recent Updates. Beautiful deck and Yard. Pretty Hardwoods. MLS #S298175

“It’s a Wonderful Life”in the former Billington Estate.

Step back in time and experience the grandeur of a time gone by. Throughout the restoration of this historic home, it has kept its large foyer with oak pillars and original woodwork. MLS #S299989

Over 1630 sq ft on the first floor, boasting a Fuccillo sized living room and dining room. Four spacious bedrooms, a huge finished family room and full bath in walkout basement. Add to that a double lot and Solvay schools!

Call before its gone. MLS #S300379

Great home with two full baths, and a new roof.This home has a front porch and a back porch. It also has a detached 2 car garage with power. Low maintenance home with vinyl siding, and vinyl windows.

MLS#S303224

Lakeshore Homes for Sale, Lake Ontario, 108 Rainbow Shores Road, Richand. Over 350 feet of Lake Ontario shoreline! 4 Bedroom classic summer home situated on private treed lot with detached two car garage. MLS #S275910

Located in the heart of the village is the three family you have been waiting for. Three identical units (over 1330 sq ft each ) with two bedrooms each and large spacious living areas. Detached two car garage and plenty of parking. MLS #S297356

Beautifully remodeled ranch in convenient location.

New appliances, cabinets, flooring, lighting, & all new bathroom.The home also has a newer furnace, hot water heater, & roof. Very private backyard, a clean and dry basement. Move-in condition! MLS# S300858

Designed to last this 5 bedroom brick beauty is a mix of architectural styles with Queen Anne & Italianate influences. Across street from the William Seward house & park in the historic district this home has been lovingly restored. MLS #S282899

This cozy 4 bdrm / 2 bath remodeled home with a whole lotta love over the years! Just over 2200 sq ft. this beauty is just steps away from a Pond in the peacful backyard, a little boys dream yard! View of Oneida Lake in the front yard! MLS #S303188

North Syracuse

$86,000

Syracuse

$40,000

Fantastic buy in the heart of North Syracuse. Walk to everything. A huge kitchen, family rm off of kitchen, livingroom. 2½ year old roof. Alum siding maintenance free. Fenced yard, one car garage, central air. MLS #S299937

February

Completely remodeled includes: new architectural 30-year roof, interior/exterior completely painted w/ shutters, gleaming refinished hardwoods, new ceramic bathroom & floor. Possible 5th bedroom. Possible Rent to Own! MLS#S302030

Excellent custom built colonial. Built in 1998 this home has had many updates in recent years including: Upgraded GE Café commercial series appliances.

Granite counter tops in kitchen, bar and bathrooms.

MLS #S303691

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3-Bedroom ranch with programmable thermostat, new Lennox high-efficemcy boiler, newer roof, interior completely repainted, hardwoods refinished, newer gutters, new drapes and blinds, 2 sheds, natural woodwork, workshop. MLS# S295568

Well Cared For Cape with sought-after 1st Floor Bedroom & Full bath!Total of 4 bedrooms & 2 full baths for you to enjoy! Beautiful County Eat-In Kitchen & spacious living room with large bay window. Kitchen has sliding glass door to large back deck for entertaining. MLS #S301901

Hastings

Land lover’s dream located on a corner lot! Almost 16 acres, ample enough garage space with 2 detached garages, you won’t run out of storage here! Perfect for that man cave. Also has a HUGE attic with tons of possibilities. MLS #S284961

This charming 2 bedroom brick ranch is a great place to call HOME! Situated in the desirable Eastwood area this home is low maintenance. The roof is only 5 yrs. young, hot water heater replaced in 2012, new fencing installed in 2009. MLS#S292330

Large duplex with 4 bedrooms in each, fully rented with long term tenants, recent c/o approved rental registry, mechanicals updated. Money maker!

MLS #S294589

www.Life and Homes .com

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Clay

Realty Plus Every day, I help buyers & sellers achieve their real estate goals.

Customer service – built on a foundation of drive, experience and education – is the cornerstone of RE/MAX success.

RE/MAX REALTY PLUS 4104 Route 31, Suite 40 Clay, NY 13041 Office-315-622-2800

Michael T. Leone NYS licensed R.E. Associate Broker Cell-315-952-2868

Ask me about our free truck rental with your purchase or sale.

Featuring

“Best Favored House” Parade of Homes 2013

Commitment, Consistency, Confidence Call Debbie Reagan, an award winning agent, with 25+ years of experience serving Central New York families. Whether you are looking to buy a home which can be exciting OR thinking of selling your home which involves more than putting a sign on your lawn, let Debbie Reagan help you thru the process and get your transaction to closing.

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L i f e and H o m e s

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Expertise of Seasoned Agent with Passion for Success

Debbie Reagan Licensed Associate Real Estate Broker

email: reagansell@aol.com (C) 315-427-1011 (O) 449-6733 6849 E Genesee St, Fayetteville NY 13066

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Solvay

$104,500

Move in ready! Shinng hardwood floors, entire interior just painted, new electrical service, eat in kitchen as well as formal dining area.Well cared for home in Solvay with Solvay Electric. 4 bedrooms. Two on first floor. One full bath, 2 half baths.Spacious eat-in kitchen. All appliances included. Full, walk out, partially finished basement. Ample storage w/additional storage under garage. Many updates. MLS #s299755

CNY KEY TEAM

6849 East Genesee St Fayetteville NY 13066

Prompt • Professional Informed • Attentive

(315) 446-4681

www.cnykeyteam.com S OL HO C S

F-M

S OL HO C S

F-M

Sarah Collins

Meghan Dabulewicz Cell: (315) 415-1420

Cell: (315) 546-4996

Meghan@cnykeyteam.com Lic. Associate R. E. Broker

Sarah@cnykeyteam.com Lic. Associate R. E. Broker

F-M

LS OO H SC

F-M

S OL HO C S

Molly Robinson Cell: (315) 420-9049

Molly.Robinson@huntrealestate.com Licensed Real Estate Salesperson

J-D

S OL HO C S

LS OO

SCH OL

O RP

LIVE

Manlius

3451 sq ft ranch offers 3 bdrms, 2.5 baths, 2 car garage, new ktchn w/granite countertops & all appliances stay! Home boasts cathedral ceilings, walls of windows, new boiler, A/C, 2 woodburning fireplaces and much more! MLS #S285399

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LIVE

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Fabius

SCH OL

This well kept home offers 2 spacious family rooms, vaulted ceilings, oversized dining room and updated kitchen. 3 generous sized bedrooms and updated bath as well! Improvements include: new vinyl siding, vinyl windows, new hot water tank. MLS #S303542

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$114,900 Onondaga

Great home in CNS schools convenient to highways and shopping! Oversized family room, formal dining room, spacious kitchen with ample cabinetry, 4 large bedrooms, 2.5 baths, full basement & all appliances stay! MLS# S304117

$209,900

5 bedrooms & 3.5 bathrooms. Lots of living space on the main level, large family room, kitchen w/ breakfast bar, formal dining room & master suite.

5th bedroom w/ full bathroom & living space w/ a sliding door to the 2 tiered deck. MLS #S303482

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$116,000 Onondaga

1336 Sq Ft Well Maintained 3 bedroom ranch in desirable WESTHILL SCHOOLS! New full bath offers granite countertops & heated jetted tub with ceramic surround. 30 year arch roof w/ ice/water barrier installed 99. MLS #S304007

$179,900

1400 sq ft(+600 sq ft in the finished basemen w/ wood burning stove)Contemporary style open floorplan! This home offers 3 bedrooms & 2 full baths (basement allows for a 4th bedroom/office).

MLS#S303568

Harrington Homes is now interviewing buyers for the 2014 Parade of Homes at

SCH NY

GEN

$279,900 Dewitt

Harrington Homes New Construction Available for Occupancy July 1! 1415 sq ft ranch offers 3 bdrms, 2 full baths, 2 car garage, 1st floor laundry, cherry ktchn, granite counters, fp, built ins, cathedral ceilings, and deck! MLS #S291811

LS OO H SC

$138,500 Cicero

$165,000 Clay

4 bedroom, 2 full bath home with 2,000 + sq. ft. of living space! Large living room is open to dining area & kitchen w/ center island. Sliding door opens to the Redwood Deck overlooking nature at it’s best. 2 bedrooms & a full bathroom on the first floor. MLS #S303934

$363,750 Fayetteville

Sprawling colonial in meticulous condition! Gleaming hdwds welcome you on the 1st level, fully renovated ktchn includes Dacor dual fuel range, Thermador electric oven/microwave w/warming drawer and Kenmore elite dishwasher.

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$295,000 Manlius

$775,000 Manlius

Luxury living! Situated on 3.5 acres, 8166 sq ft, inground pool, 1100 sq ft heated/AC pool house, 1.25 acre pond, gourmet kitchen, finished basement!

STUNNING! MLS #S279722

GEN

The Farmstead Community in Clay NY!

Camillus

$179,900 Van Buren

Open floor plan complete w/an open family room/ ktchn w/vaulted ceilings! Gleaming laminate flooring, new carpet, fresh paint, new hot water tank & new lighting fixtures as well! Upstairs bath includes new ceramic flooring, mirror & vanity. MLS #S301586

THE WEST

- The Preserve - FM SCHOOLS - Skyland - Westhill Schools - Star View - FM SCHOOLS - Town House Living! - Brittany Hills - Westhill Schools -Minoa Farms - ESM SCHOOLS -Jamesville Grove - JD SCHOOLS THE NORTHEAST -Yellow Birch - JD SCHOOLS - Harbour Town - Chittenango Schools -Double Tree - JD SCHOOLS -Waterford Woods -JD SCHOOLS THE NORTH - Farmstead - CNS Schools

$143,700

This mint condition split level home will wow you w/ its amazing kitchen. Maple glazed cabinets, ss appliances, solid surface countertops, & oversized kitchen island are impressive! Kitchen opens to a spacious eating area & family room! MLS #S304012

We are also a leader in building on customer owned land!

Your plan or ours, your home site or ours, experience the Harrington Homes difference!

www.Life and Homes .com

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L i f e and H o m e s

$240,000 Clay

2310 sq ft transitional built in 2009. 2 story open foyer & family room, 9’ceilings on the first level, hdwds, gas fp, morning room, & a large owners suite complete w a sitting area, walk in closet and private bath. Home is in desirable Radisson community. MLS #S293668

THE EAST

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Lysander

LLE

BVI

LS OO H SC

Call today to learn more about this or any of the other fine locations that your home could be built in:

February

LLE

BVI

LS OO H SC

$109,990

Private wooded 1 acre lot, close to highways & shopping! 2 decks, A/C, public water, walkout basement, vinyl windows, freshly painted interior, hardwood & ceramic flooring, wood burning fireplace, new roof & siding! MLS #S302342

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Syracuse, NY

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Tax Sale Investors Show 1pm-1:30pm Hosted by Skyler Fishback Tax Sale Investors provide a simplified approach to investing in tax liens and deeds throughout the country. Take advantage of the exceptional yields that tax sales provide, all from the comfort of your home. Join us on Monday’s at 1pm ET as we discuss tax sales and how the internet has revolutionized the way we invest today.

As the Calendar changes, office is changing to 2 Locations for all your Real Estate Needs.

CNY Select

West Monroe Office 2845 State Route 49

Realty.com

Central Square Office 190 US Route 11

Join Us in Welcoming

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AGENTS WANTED - Experienced or New - Call Bob Foster 315-729-9561

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Call or Text Our Team of Experienced Agents CNY Select Realty.com

190 US Route 11, Central Square, NY MLS#S301834

MLS#S301431

315.676.3948 MLS#S298467

2845 St. Rt. 49, West Monroe, NY

MLS#S282382

MLS#S303661

MLS#S297997

February ■

$199,900 Cape Vincent

There’s something here for everyone! 3 bedroom, 2 bath home with a beautiful kitchen, 1st floor master bedroom suite, hardwood floors and more... There is an attached 2 car garage and a detached building/garage with contains a 1 bedroom “In-Law”apt. Taxes shown are without exemptions (Basic Star exemption would reduce School tax by approximately $519.00). Home is a foreclosure being sold “As-is”.

$114,500 Hastings

PRICED BELOW RECENT APPRAISAL! Bright & Open FlrPl Completely Remodeled 2011 DownTo Studs&Rafters.

Incl.TyvekWrap Under NEW Siding,Insulation,Sheetrock, Wiring&Lighting,NEW Plbg,NEW Propane Forced Air Heating System,NEWWindows&Doors,NEW Oak Kitchen - Plenty of Cabinets,2 NEW Baths,1st Flr Bath Is Ready For A Stackable W/D Unit,NEW Laminate Flrg,Vinyl In Both Baths,Carpet Up The Stairs & Hallway, Oversized 1 Car Garage (Approx.18’x25’)

$139,900 Constantia

Now just reduced $50,000 !!!! Location! *Location!**Location!

For sale - bar/tavern - next to Brewerton Speedway on very busy Route 11. Year around business opportunity - large party room in addition to bar room w/ dance floor & stage for live entertainment as well as pool tables, darts plus outside fully fenced area w/ volleyball court, horseshoe pits & plenty of room to party - all equipment in premises is included excluding coin operated games.

$64,900 Constantia

NEW PRICE!This is a great opportunity for a home at a price below assessed value. With a black top circle driveway and a 2 car attached garage just minutes from Oneida lake. Great spot for your home or a summer get away. 3 bedroom, 2 bathroom built in 1993. Seller ready to sell.

Located between Panther and Oneida Lake .

$227,000 Constantia

$180,000

Quiet country living This custom built ranch home boasts many amenities. The open floor plan on 2.5 acres features a picturesque back yard viewable from large living room, master bedroom or the breakfast area.

Master bed has spacious walk in closet, full bath and whirlpool tub/shower for your relaxation. Breakfast area gets the morning sun and opens to a lovely deck with 12x16 motorized awning.

A piece of Oneida lake , 65 ft of waterfront with dock and boat hoist plus A boat house. 1209 sq ft plus 304 sq ft of front porch the could be year round with just a little effort. The 3rd bedroom upstairs need some finishing touches also. Beautiful view of the lake and a fire pit in front yard with some wood to get you started. Just a little way’s out in the water turn in to a sandy beach. Also public water. Season year round make it your own.

www.Life and Homes .com

11

L i f e and H o m e s

Palermo

For Sale or Lease

Utica

Genesee professional building recently updated and located at 2717 Genesee St in a prominent South Utica location, this is truly a“Must See”. This building makes a great location for any professional office. Close and easy access to Routes 5, 8 & 12.

1288-7728 Sq. Ft. now available - furnished or unfurnished. Plenty of parking. Call today to schedule an appointment to visit this beautiful property.

Call VP Group Today

315-761-0000

Watertown

Close to Ft Drum 2,500 Sq Ft available in this Beautiful building. Great visibility and plenty of parking. Located adjacent to the Northland Town Center at the intersection of Eastern Boulevard (Rte 3) and State St (Rte 12).

Co-tenancy with Pizza Hut/Wing Street and Close to McDonald’s, Kinney Drugs, Fast Track, Subway, Dollar General, Walgreens & more. 1.5 Acre Pad-site also available.

L i f e and H o m e s

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Syracuse, NY

Value in the Details

Garages | Farm Storage | Equestrian | Commercial | Homes 12

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L i f e and H o m e s

(315) 656-7251 ext. 126

FREE Seminars

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5912 North Burdick Street East Syracuse, NY 13057

February

Doow Lumber Company

LifeandHomes.com

For more information on any of these houses, visit www.LifeandHomes.com and type in the QSN#

Baldwinsville

$114,000

7291 State Fair Blvd

Open Market Listing Service™ Cicero

$114,900

5714 Wild Way

4 Bedrooms / 1.5 Baths

3 Bedrooms / 1.5 Baths

QSN #322427 Coldwell Banker Prime Properties Liverpool

QSN #270844

Brenda Place

Hunt Real Estate ERA Raymond F Grzenda

Licensed R.E. Salesperson

Lic. Real Estate Assoc. Broker

315-559-4417

315-380-7083

Brenda.Place@coldwellbankerprime.com

Canastota

ray.grzenda@huntrealestate.com

$179,000

319 Tuttle Ave

Cicero

$267,500

8472 Wayfarer Dr

3 Bedrooms / 3.0 Baths

3 Bedrooms / 2.5 Baths

QSN #324360

FSBO Milton Poppe

QSN #319998

FSBO Owner

Lic. Real Estate Assoc. Broker

697-5525

315-380-7083

mj.poppe@hotmail.com

Cazenovia

$549,900

4485 Seven Pines

Hunt Real Estate ERA Raymond F Grzenda ray.grzenda@huntrealestate.com

Clay

$114,900

7 Nightingale

3 Bedrooms / 1.5 Baths

3 Bedrooms / 2.0 Baths

QSN #311680

QSN #304659

Hunt Real Estate ERA Patricia J Matthews

Excel, REALTORS Beatrice A. Maher

Lic. Assoc. R.E. Broker

Licensed Assoc. R.E. Broker

315-682-7197

315-575-0590

realtorpjm@msn.com

beamaher@aol.com

Cicero

$139,900 0 Guy Young Road- 34+ Acres

Fayetteville

Partially Wooded Residential Building Lot

3 Bedrooms / 2.0 Baths

QSN #315623

QSN #323978

Excel, REALTORS Beatrice A. Maher

$183,000

6 Ely Dr

Re/Max Masters Ronnee Chapman

Licensed Assoc. R.E. Broker

Lic. R.E. Salesperson

315-575-0590

315-449-9944

beamaher@aol.com

Cicero

ronneechapman@remax.net

$86,000

135 Maxwell Avenue

$259,900

119 Ritchie Rd

3 Bedrooms / 2.0 Baths

4 Bedrooms / 2.5 Baths

QSN #313505

QSN #303710

Excel, REALTORS Beatrice A. Maher Licensed Assoc. R.E. Broker

315-575-0590

beamaher@aol.com

Hunt Real Estate ERA Raymond F Grzenda Lic. Real Estate Assoc. Broker

315-380-7083

ray.grzenda@huntrealestate.com

Syracuse, NY

Just Add Your Own Flair: Move In Ready Raised Ranch.

4562 Odell Pl , Onondaga

$164,500

Home offers newly updated kitchen, fresh paint, plenty of storage, 2 tiered deck, wood burning fireplace and woodstove, 3 bedrooms, great room downstairs. Don’t miss out, call today!!! MLS# S302832

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L i f e and H o m e s

Granby

R E A LT Y, I n c .

Cindy Skeval

Licensed Real Estate Salesperson

315-415-9788

315-668-5556 | SevenValleyRealty.com cskeval@sevenvalleyrealty.com

14

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Open Market Listing Service™ Jamesville

LifeandHomes.com

For more information on any of these houses, visit www.LifeandHomes.com and type in the QSN#

Oneida-Inside

$209,900

4090 Barker Hill Rd

$675,000

730 Lenox Ave

4 Bedrooms / 2.0 Baths

Store/ Office/ Restaurant

QSN #322428 Coldwell Banker Prime Properties Liverpool

QSN #307766

Brenda Place

Re/Max Masters Christopher Moreland

Licensed R.E. Salesperson

Lic. Assoc. R.E. Broker

315-559-4417

315-575-0709

Brenda.Place@coldwellbankerprime.com

mckenziecos@gmail.com

Lysander

$94,900 2408 Pipers Ct - Radisson Condo

Syracuse - Onondaga $199,900

2 Bedrooms / 2.0 Baths

3 Bedrooms / 2.0 Baths/ Westhill Schools

QSN #324609

4301 Cleveland Rd

QSN #322429 Coldwell Banker Prime Properties Liverpool

Hunt Real Estate ERA Raymond F Grzenda

Brenda Place

Lic. Real Estate Assoc. Broker

Licensed R.E. Salesperson

315-380-7083

315-559-4417

ray.grzenda@huntrealestate.com

Manlius

Brenda.Place@coldwellbankerprime.com

Otisco

$729,000

4245 Trout Lily Lane 5 Bedrooms / 5.0 Baths QSN #320357

$184,900

2316 Otisco Valley Rd 3 Bedrooms / 1.5 Baths QSN #322426 Coldwell Banker Prime Properties Liverpool

Hunt Real Estate ERA Linda Kelso

Brenda Place Licensed R.E. Salesperson

Lic. R.E. Salesperson

315-559-4417

315-682-7197

Brenda.Place@coldwellbankerprime.com

lindakelso1@gmail.com

Manlius

Parish

$199,900

8311 Decoy Run

$119,000

17 Church Street

2 Bedrooms / 3.5 Baths QSN #317699

3 Bedrooms / 2.0 Baths QSN #325279

Re/Max Masters Ronnee Chapman

Century 21 Leah's Signature Teri Beckwith

Lic. R.E. Salesperson

Lic. R.E. Salesperson

315-449-9944

315-592-1471

ronneechapman@remax.net

Fayetteville

teribeckwith@aol.com

Salina

$154,000

608 Orchard St

$114,900

331 Fairmount Avenue

3 Bedrooms / 2.0 Baths

4 Bedrooms / 1.0 Baths

QSN #314841

QSN #318427

Re/Max Masters David Cramer

Excel, REALTORS Jerry Coe "The Hat Man"

Licensed R.E. Broker

Lic. Assoc. R.E. Broker

315-449-9944

315-430-6661

dcramer@remax.net

Service Beyond Your Expectations

Licensed Real Estate Broker

Patricia J Matthews Brkr Assoc, CRS, GRI, CBR

Masters

315-682-7197 - Office 315-436-7749 - Cell

Raymond

Grzenda

Licensed Associate Real Estate Broker

315-380-7083

ray.grzenda@huntrealestate.com www.Life and Homes .com

15

L i f e and H o m e s

dcramer@remax.net

8196 Oswego Rd, Liverpool, NY 13090 Office: 315-622-5757

■

315-449-9944

North Branch

February

David Cramer

hatmancoe@me.com

LifeandHomes.com

Open Market Listing Service™

For more information on any of these houses, visit www.LifeandHomes.com and type in the QSN#

Sullivan

Syracuse

$375,000

262 Genesee St Apartment/Store/Office

Multi Family 4 Unit

QSN #301167

QSN #285461

Re/Max Masters Christopher Moreland

Syracuse Realty Group Fritz Lathrop

Lic. Assoc. R.E. Broker

Lic. R.E. Salesperson

315-575-0709

315-254-3557

mckenziecos@gmail.com

Sullivan

mrfritzrealestate@verizon.net

Syracuse

$399,000

930 E Genesee St

$54,900

174 W Lafayette Ave # 76

Retail/Warehouse/Service

Multi Family 4 Unit

QSN #301166

QSN #299050

Re/Max Masters Christopher Moreland

Syracuse Realty Group Fritz Lathrop

Lic. Assoc. R.E. Broker

Lic. R.E. Salesperson

315-575-0709

315-254-3557

mckenziecos@gmail.com

Sullivan

mrfritzrealestate@verizon.net

Syracuse

$574,900

100 Hitchcock Point Rd

$59,900

1611 E Fayette St S

4 Bedrooms / 3.0 Baths

Multi Family 2 Unit

QSN #319916

QSN #323823

Hunt Real Estate ERA Raymond F Grzenda

Syracuse Realty Group Fritz Lathrop

Lic. Real Estate Assoc. Broker

Lic. R.E. Salesperson

315-380-7083

315-254-3557

ray.grzenda@huntrealestate.com

GET ON Masters BOARD

Earn up to 95% Split! www.remaxcommercial.com

Call Chris

to join The McKenzie Team!

315.575.0709

mrfritzrealestate@verizon.net

106 S. Main Street N. Syracuse, NY 13212 www.syracuserealtygroup.com

with our Commercial Division

Lic Real Estate Salesperson

Mr. Fritz

Associate Broker Cell: (315) 254-3557 mrfritzrealestate@verizon.net Serving all of Central New York

Oswego County’s #1 Real Estate Agent

315-592-1471 teribeckwith@aol.com

Teri L. Beckwith

Syracuse, NY

Effective & Affordable P.O. Box 351 • LaFayette, New York 13084

Water Pumps Water Treatment Bladder Tanks Flow Testing

■

L i f e and H o m e s

$59,900

365-67 Richmond Avenue & Wall St # 67

Chlorination Purity Testing Septic Dye Testing Storage Systems

Free Water Analysis

Call CNY Water Warehouse and save an average of 20-40%!

Call Dave Garlock

315.677.5141 or 315.430.4630

“Join our family of satisfied customers” 16

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Advertising

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Follow Us on Facebook

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315.737.8228

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media

Effective & Affordable

Open Market Listing Service™

LifeandHomes.com

For more information on any of these houses, visit www.LifeandHomes.com and type in the QSN#

Syracuse

$64,900 114 Roney Rd - South Valley

Syracuse

4 Bedrooms / 1.5 Baths

3 Bedrooms / 1.0 Baths

QSN #324363 Coldwell Banker Prime Properties Liverpool

$59,900

118 Slayton Ave QSN #311916

Jason "Jay" Caporiccio

Syracuse Realty Group Mary Seidel

Lic.R.E. Salesperson

Lic. Assoc. R.E. Broker

315-753-2878

315-440-1547

jaycap1@verizon.net

Syracuse

maryseidel@syracuserealtygroup.com

$69,900

2548 South Ave

Volney

$144,900

52 Kingdom Road

3 Bedrooms / 1.0 Baths

4 Bedrooms / 2.0 Baths

QSN #299671

QSN #325278

Hunt Real Estate ERA Raymond F Grzenda

Century 21 Leah's Signature Teri Beckwith

Lic. Real Estate Assoc. Broker

Lic. R.E. Salesperson

315-380-7083

315-592-1471

ray.grzenda@huntrealestate.com

teribeckwith@aol.com

Syracuse - City South $95,000

Volney

3 Bedrooms / 1.0 Baths

3 Bedrooms / 2.5 Baths

137 Thurlow Dr QSN #323611

Re/Max Masters Ronnee Chapman

$169,900

75 Wood Ridge Lane QSN #325277

Century 21 Leah's Signature Teri Beckwith

Lic. R.E. Salesperson

Lic. R.E. Salesperson

315-449-9944

315-592-1471

ronneechapman@remax.net

Syracuse

$22,900

147 Nelson St

teribeckwith@aol.com

West Monroe

4 Bedrooms / 1.0 Baths

3 Bedrooms / 2.0 Baths

QSN #307753

QSN #317450

Syracuse Realty Group Fritz Lathrop Lic. R.E. Salesperson

315-380-7083

mrfritzrealestate@verizon.net

Syracuse

ray.grzenda@huntrealestate.com

$249,900

500 Sedgwick Dr

Cazenovia

5 Bedrooms / 3 Full Baths/ 2 Half Baths

3 Bedrooms / 1.5 Baths

QSN #319294

QSN #311680

Lic. Assoc. R.E. Broker

315-440-1547

315-682-7197

realtorpjm@msn.com

315-225-3565

www.messiersauction.com

Brenda Place Licensed Real Estate Salesperson

Cell/Text: 315-559-4417 Direct: 315-671-3631 Brenda.Place@coldwellbankerprime.com www.Life and Homes .com

17

L i f e and H o m e s

Messier’s Auction Services

8233 Park Ridge Path Liverpool, NY 13090

■

Experienced in Retirement & Estate Sales

We specialize in Estates *Consignments * Business Liquidations * Restaurant Liquidations * Antiques * Bankruptcy * Farm Auctions Collectibles * Charitable Organization And Storage Auctions.

Serving all of New York • Head Auctioneer - Vic Messier

If you are looking to buy or sell a home you have come to the right PLACE!

February

Need to Sell the Contents of Your Home?

email: beamaher@aol.com

Hunt Real Estate ERA Patricia J Matthews

Lic. Assoc. R.E. Broker

maryseidel@syracuserealtygroup.com

Cell: (315) 575-0590

$549,900

4485 Seven Pines

Syracuse Realty Group Mary Seidel

Broker Associate

Hunt Real Estate ERA Raymond F Grzenda Lic. Real Estate Assoc. Broker

315-254-3557

Bea Maher

$139,900

73 Floyd Drive

COMING ADVERTISE HERE SOON

LifeandHomes™

Commercial

F Ma

Life and

Homes

™

COMMERCIAL SECTION To Advertise YOUR Commercial Property Contact Tina at 737.8228 or Email tina@lifeandhomes.com

Masters

Chris Moreland 315.575.0709

Owner says sell!

Chittenango $399,000

Price Reduced Great opportunity in highly visible location near village of Chittenango. 3600 square foot building built to the highest specifications. 1.26 acres to store additional material or showcase goods. Do not let this great location and opportunity pass you by! MLS#s295429

Masters Chittenango $375,000

Chris Moreland 315.575.0709

Commercial/apartment building in desirable village of Chittenango.

Property conveys with full operating bar/restaurant equipment. Business can be purchased separately for $65,000. Three brand new apartments update with stainless appliances and granite counter tops, laundry room as well. MLS#s295426

Masters Oneida $675,000

Chris Moreland 315.575.0709

Wonderful opportunity to own high end office space in Oneida marketplace. New in 2008 this building is 100% occupied with local and regional tenants, has a two story elevator and has great street presence. Parking lot newly topped and striped, no maintenance exterior, individual gas forced air units with ac to each unit. MLS# S298906

Commercial Lending Source

L i f e and H o m e s

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Syracuse, NY

Offering capital structure for complex and unique transactions at the best possible rates.

• Loan Sizes: 250K- up • refinancing • business Loans • New Construction • acquisitions • Investment • Development

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We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

Seasoned professionals with a proven track record of success.

AC E P

HTREE

SOUTHERN COMMERCIAL LLC

February â–

www.Life and Homes .com

19

L i f e and H o m e s

Is Bacteria Lurking in Your Home Plumbing?

The piping used in home plumbing, whether copper or PVC, has very smooth interior surfaces which don't permit bacteria to settle and grow.

Over time, hard water results in scale formation on the interior surfaces of pipes providing a perfect home for bacteria. This problem can be rather widespread as nearly 90% of US homes have hard water, according to The U.S. Geological Survey.

Researchers found that microbial biofilms do not form on pipes that have no scale on them but can grow on both regular pipes filled with hard scale and soft scale. Soft scale is created with some forms of water conditioning. This converts the water hardness minerals into a form of scale that remains in an amorphous mass within the plumbing. Hard scale forms crystals that adhere strongly to the plumbing surface. Both hard and

Many people are already familiar with the benefits of soft water but most are unaware of the ability for soft water to prevent microbial contamination in plumbing, according to the School of Sustainable Engineering at Arizona State University.

soft types of scale showed a similar tendency to support the growth of microbial films in the research.

The only solution is to remove the scaling in the pipes entirely and only a traditional water softener can do that. These work by running the incoming hard water through a resin filter that traps the calcium and magnesium in the water - as well as any iron, manganese or radium ions - and replaces them with sodium ions. Many of the alternative water conditioners do not completely remove these harmful hard minerals.

The occurrence of biofilms can cause serious hygienic problems in water systems. The development of biofilms depends on a variety of factors such as water flow rates as well as the different plumbing materials. When pathogenic

microbes inhabit these biofilms, home plumbing ends up being an ideal home with a direct line of contact with humans. Once in the piping, the bacteria can be distributed through showerheads. and steam created are then inhaled along with the bacteria, increasing the risk of exposure.

This study is the first one to demonstrate the significant benefits of traditional water softeners to prevent the development of biofilms in home plumbing. You can test your water yourself to check for hardness with home water testing kits or you can have a water treatment professional do the testing. The Water Quality Association has a webpage enabling searches by company name, state or ZIP code. For more information on water softening, visit www.saltinstitute.org. (BPT)

Want a break from Winter?

Golf, Sunshine & Disney!

Orlando Vacation Homes FOR RENT

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Syracuse, NY

Two story 5 bedroom/3 Bath/ 2nd floor King Suite Spacious open floor plan with formal dinning room, screened in Pool with Jaccuzzi, game room and much more Call for more details, rates and availability LifeandHomes.com search QSN#282729 315-737-8228

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1 Story 5 Bedroom/3 bath Completely remodeled from floor to ceiling, Spacious open floor plan with formal dinning room, screened in pool area private setting, game room and much more...

Call for more details, rates and availability www.vrbo.com search#222374 315-525-6291

MINUTES TO DISNEY.

Close to everything you want to do in Orlando.

20

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ask the expert Looking for Answers to Your Home Related Questions?

Search no further! Consider Your Local Business Expert!

Cleaning

Lawn Care

Home Inspection

GreeN CLeaNING TeCHNOLOGIeS, LLC GCT professionals both perform services and sell 315-214-5559

abSOLuTe HOMe INSPeCTION Your full service home inspection company 315-673-1755

Member Since 03/12

Member Since 12/11

DIY SafeScience® products (including steam systems) for air and surface allergens, mold, mildew, all odors, pet, flea and bed bug problems. www.GCtec.biz • www.SafeScienceTV.com

Custom Home Builder ryaN HOMeS RyanHomes.com Member Since 01/14

Member Since 06/12

renewable energy systems since 1978 throughout all of Central NY: solar electric, solar thermal space heating and domestic hot water, and geothermal ground source heating and cooling. Free site evaluations and estimates. www.greatbrooksolar.com/contact-us/

Tru-LINe LaNe & FLOOr 315-735-5299 High quality dust free floor refinishing.

Generations of high tech methods, knowledge and hard working values provides a stress free experience.

For more than 70 years, people all across America have relied on Ferrellgas for their home, business, and agricultural propane needs.

Member Since 08/13

or snowblower on site. On site repairs.

Painting & Landscaping CC CONTraCTING Painting: interior, exterior, decks, outer trim.

315-744-7491

Member Since 12/11

Member Since 02/14

decorating using what you already own and delivering impressive results on a reasonable budget. simplydesignedspaces@gmail.com

Roofing

eMPIre baTH & KITCHeN, INC. 315-733-0408 Empire is a locally owned company featuring Member Since 04/08

a complete kitchen & bath showroom. Our cabinet lines include: Omega, Plain N’ Fancy and Armstrong. Let our design team help you with your next project.

KITCHeN DeSIGN CeNTer Serving CNY. Check out our winning combination 315-724-7049 Member Since 07/08

Landscaping: Brick Pavers, Install Mulch & Stone, Pressure Washing Houses and Decks, Window Cleaning. FREE ESTIMATES | Seniors 15% Discount. chuckclark2014@gmail.com

of Kitchen Design Center & Custom Stair & Millwork.

We handle Yorktowne & Kraftmaid Cabinetry

LaKeSIDe rOOFING - HOMe OF KaNGarOOF Why pay top dollar for a new roof 866-277-4090 Member Since 11/11

when all you may need is a simple repair? lakesideroofingllc.com

Water Treatment Systems WaTer WareHOuSe, LLC Water treatment systems, 315-677-5141 Member Since 06/13

storage systems, septic dye testing, water testing, flow testing, State certified well pump installations and repairs, free water analysis.

“Join our family of satisfied customers”

February

Member Since 12/11

Andrew Killian Owner

SIMPLy DeSIGNeD SPaCeS REdo, REfresh, REdesign! An alternative to 315-272-3120

Heating FerreLLGaS 800-437-4856

CNy MObILe LaWN & SNOW rePaIr, INC. I come to your home and repair your lawnmower 315-303-0020

Kitchen & Baths

Flooring Member Since 05/10

Home Inspections, Pre-Inspections, Radon Test, and much more! www.mytotalhomeinspection.com

hauling.“Green or White” Call the Wrights!

Lawn Mower Repair

Interior Design

GreaT brOOK SOLar 607-847-6366 Installing custom designed & competitively priced Member Since 10/12

Member Since 12/11

TOTaL HOMe INSPeCTION 315-698-TEAM “We inspect it like we were buying it”

Known for unparalleled customer service, innovative designs, quality construction, affordable prices, and desirable communities in prime locations, Ryan Homes is among the top five new homebuilders in the nation.

Energy

serving all of Central New York. tom@absolutehomeinspection.com www.absolutehomeinspection.com

WrIGHT’S LaWN Care 315-334-2087 Snow plowing • shoveling walks/roofs • salt/ 315-337-8997 sanding • 24 hour availablility • snow removal &

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LifeandHomes Media ™

Print • Online • Radio • video Channel Call Tina • 315-737-8228 • www.LifeandHomes.com

www.Life and Homes .com

21

L i f e and H o m e s

affordable advertising

How to Find Rebates

for Energy-Efficient

Home Improvements Home improvements that increase energy efficiency are you're doing something good for the environment. They're appealing on many levels, from saving you money on heating even better when you can get some money back from the and cooling costs to the confidence you get from knowing initial investment of making those improvements.

Heating accounts for 29 percent of a home's total energy use, cooling consumes 17 percent and water heating another 14 percent, according to EnergyStar.gov. Reducing energy consumption in those three areas through energy-efficient home improvements can help lower utility bills. Some improvements may also qualify for tax credits and rebates.

But how do you find that hidden money? Where do the rebates come from, who awards them and how can you get yours?

L i f e and H o m e s

â–

Syracuse, NY

Federal first The U.S. government offers tax credits for certain energy-efficient home improvements. Alternative energy equipment such as solar water heaters, solar electricity equipment and wind turbines are eligible for a tax credit equal to 30 percent of the cost of the qualified improvement, according to the IRS. The credit is available through the end of 2016 and can be claimed on your federal tax return. If you think these systems are too expensive, keep in mind the long-term payback.

Solar water heating, for example, repays your investment much faster than you might think - in as little as three to six years. The average solar water heater has a 15-year usable life, so once you've recouped your initial investment it's like getting free hot water for the life of the heater.

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We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

Local opportunities Some state, county and municipal governments also have credit programs for energy-efficient home improvements. Visit www.dsireusa.org to view a clickable map of U.S. states where such rebates are available. Choose your state, and you'll see a list of county, municipal and state programs that may be available to you.

Your local utility company may also offer incentives for energy-boosting upgrades. If you still receive paper bills, take a moment to check over the inserts that come with it. Often, they provide information on money-saving programs, including any available rebates. Or, go to your gas or electricity provider's website and search for rebates. If all else fails, pick up the phone and call.

Manufacturer's rebates We've probably all passed up on a rebate opportunity for a lower-cost product because it was a hassle to send in the paperwork. But when it's a rebate for a new HVAC system or water heater, the savings can be significant. If you're in the market for a new energy-efficient appliance, water heater or HVAC unit, look for manufacturer's rebates. For example, Rheem, a manufacturer of eco-friendly HVAC systems, water heaters, pool and spa heaters, and boilers, offers a cash-back

incentive twice yearly when homeowners purchase a qualifying HVAC system from the company.

Choose products that provide the maximum savings When you're considering what energy-efficient product to buy, the energy savings are only part of the picture. Keep in mind available credits and rebates and look for products that maximize those benefits. The savings will mount when you choose options that qualify for not only the federal tax credit, but also local credits, manufacturer's rebates and utility company rebates. Products like Rheem's Hybrid Electric Heat Pump Water Heater qualify for incentives like utility rebates.

This unit is nearly 2.5 times as efficient as a standard electric water heater and it costs only $18 a month to operate. Visit www.Rheem.com to learn more about energy-efficient products and the manufacturer's incentives.

When it comes to improving your home, nothing beats the satisfaction of knowing you've made a long-term cost-cutting decision. But tax credits and rebates can sweeten the deal and provide a more immediate return on your investment.

(BPT)

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