Life and Homes Southern Tier

Life and

Southern Tier

Homes

FREE

september 2015

Residential • Commercial • Multi-Family • Land

Imagine the

Possibilities

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Welcome Buying & Selling Success Tip

Life and

Homes

Buyers and sellers are most likely familiar with the term pre-qualified.

southern tier, NY Edition

Mortgage pre-qualification is generally free and, news flash, doesn’t mean the loan is guaranteed. Pre-qualification is simply a lender’s estimate of

Published By

how much you could be eligible to borrow based on the information you

Richard & toni granger 607-731-8298

supply. The lender doesn’t verify income, assets, debit, credit, etc. The

452 Milton St, Elmira NY 14904 toni@lifeandhomes.com

pre-qual is issued based solely on what a buyer tells a lender.

Pre-approval, on the other hand, goes one step beyond pre-qualification by examining the credit score and credit history of the person interested in applying for a loan. Pre-approval usually means the lender is ready

Publication Franchisee, RMC Richard & toni granger

Toni & Richard Granger

Real Estate Marketing Consultants

Southern Tier LifeandHomes™

607-731-8298 • Toni@lifeandhomes.com

452 Milton St. Elmira NY 14904

607-731-8298

to make a mortgage loan based on the information and documentation provided and lenders generally charge only for the cost of the credit report required to make the decision. Pre-approvals have a downside in that,

Advertising Deadline

Table of Contents

October Issue

while the credit report and credit history are reviewed, most lenders don’t

Welcome

2

verify debt, income or assets. In reality, this could cause a person with

Magazine Deadlines Page

2

great credit to be pre-approved for more than they will be able to qualify

News Shorts

for once complete financial information has been gathered and processed.

New Home Construction 10, 15, 19

So what’s the answer to expediting the process for buyers and putting seller’s minds at ease when entertaining an offer? Ask for a full pre-approval.

Before issuing a full pre-approval, the lender pulls credit, verifies income, examines debt and verifies assets - letting buyers know exactly how much of a loan they will be able to get and bringing peace of mind to sellers who may be more likely to accept an offer with that documentation in hand.

A little extra diligence in obtaining a full pre-approval in the beginning of the buying/selling process can add up to a lot of peace of mind at the end.

Richard & Toni Granger

607-731-8298 • Toni@lifeandhomes.com

Commercial Section

3,8 12, 25, 26

House Listing Directory

21

Editorial

24

Sudoku

27, 31

Support Local Business

28-30

Ask The Expert

31

September 3, 2015 For advertising rates & info, contact Toni Granger, RMC 607-731-8298 toni@LifeandHomes.com Corporate Office David Lisi, OW NER 315-865-5845 David@LifeandHomes.com Lisi Merchant Solutions, Inc. PO Box 18 Holland Patent, NY 13354 315-865-5845 Fax 1-315-865-7418

www.LifeandHomes.com/Southern-TierNY For franchise information call, 315-865-5845 LifeandHomes is published monthly by Lisi Merchant Solutions, Inc. This information has been compiled from public records and other sources we believe to be reliable, but we make no guarantee with respect to its accuracy or completeness or the absence of restrictions on use and are not responsible for any liability, loss, or risk that subscribers may incur, directly or indirectly, from using the contents of this site.

Copyright © 2015 Lisi Merchant Solutions, Inc.

Van Etten, NY 607-564-7931 / 607-738-4738 We Service Chemung, Schuyler, Tompkins, & Steuben Counties

Buying or selling a home?

If the home you are buying or selling has a septic system, it is important to have it checked before closing. Let us help you put your septic worries to rest.

2

LifeandHomes ■ Southern Tier

Keep a Man Cave In

Mind When Choosing

a New Home

It used to be that the man’s room or man cave - was relegated to the basement or the garage. Now homes are being designed with the man cave already in mind to give men a place to call their own.

Man caves have changed over the years, becoming a part of the home itself instead of a corner in the basement or garage. They’re still a sanctuary where the man of the house can get away to catch his favorite show or game, but now they make for a great place to host friends for a card game or to throw a sports party. Many homeowners looking to change homes this year will be thinking about including a man cave. If you’re in the market, check out the following suggestions from Clayton Homes: * Make the flat screen the focus - Big alone won’t do; the flat screen needs to have the latest technology so it can provide the best picture of the game or movie. To make the room look more professional, put the flat-screen TV in a built-in entertainment center that can also house the stereo and gaming systems. * Keep the drink station handy - Many man caves will have a built-in bar or mini-fridge, but sometimes the space just isn’t available. Clayton Homes has customization options like a hidea-way wet bar to keep your space open while leaving room for all the amenities you want in the man cave. This way you can access everything when refreshments are needed without taking up too much space. * Add an element of warmth - Adding a fireplace not only gives the room some comfort and style, it also opens the room up for multiple uses, like hosting company. * Entertain movie-theater style - Consider including darkened curtains to cover the windows, and a movie-theater seating arrangement so you can

newsShorts really enjoy the action. Add surround sound and the high quality of your flat-screen TV, and you’ll never want to go to the movie theater again. * Bring in the comfortable furniture - Leather furniture is always a hit and will give your man cave the comfort you want and deserve! Plus, the smell of leather is very masculine. From leather couches to recliners, make certain your man cave has the perfect seating to cater to your comfort. * Give it the manly look - As a finishing touch, choose some camo-patterned wallpaper to really transform the room from just another entertaining area to a true man cave. Other decorative touches could include sports team items, hunting and fishing decorations and bar lights.

Including a man cave in your home plans gives the gentleman a space to call his own. There are so many ways to customize a space, you can be sure the entire family will enjoy it. (BPT)

Home Sweet Home

All On Your Phone

Advancements in modern technology have put control of many things all into the palm of your hand.

Your home is no different, because mistakes or forgotten chores that once required a trip home to set things right now can simply be handled by your smartphone. If you’re not asking your phone to help out around the house, you’re missing out. Here are four ways you can control your home from your smart phone. * Smart thermostats. Forgot to turn the temperature up or down when you left your home? No problem, install a smart thermostat in your home and you can control everything from the app. You can program the thermostat for your standard home and away temperatures, as well as when these temperatures should start and stop.

Your thermostat will react accordingly to adjust the temperature ahead of time so your home is comfortable the minute you walk in the door.

* Security systems. More than 40 percent of U.S. homes have dropped their landline phone service in favor of exclusively wireless options, according to the Federal government’s National Center for Health Statistics (NCHS). However, many homeowners still hold onto their landline because their home security system requires it.

If you are one of these people or you’re shopping for a landline as part of your system, you don’t need to. NextAlarm’s broadband adaptor allows consumers to cut the cord from landline-based security systems, eliminating the associated expenses. NextAlarm intercepts the security system’s signal and sends it to the router used by the homeowner’s broadband Internet service, saving you the unnecessary phone bills. You can also take over the monitoring of your home with NextAlarm’s self-monitoring service, offering you an inexpensive way to make sure your home is safe. To learn more, visit NextAlarm.com. * Shed a little light from anywhere. Create the perfect ambience with your phone by installing modern smart lightbulbs. You can use your phone to adjust the brightness or, in some cases the color, of the lightbulbs, and you can also turn them off. Smart lightbulbs present a cost-effective alternative to new lamps or light switches as well. * Smart keys. Have you ever locked yourself out of the house and been left with the wonderful decision between breaking a window or calling a locksmith? Smart keys can eliminate that hassle forever. Smart keys make the process digital, meaning you never have to worry about forgetting your keys or even carrying them around in the first place. It’s also easy to make a temporary key for someone else, and you don’t have to worry about anyone but you ever making a copy of your key. All of that sounds better than shattered glass.

You live in a digital age, and while that can be confusing at times, it’s also good to know that some digital advancements make your life easier and can save you money - it’s even more convenient when the solution is small enough to fit in the palm of your hand. To learn more about the NextAlarm system and how it can save you money on your home security needs, visit www.NextAlarm.com or call NextAlarm at (877) 639-8911. (BPT) September

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RICHARD WINTERS REAL ESTATE

Real Service in Real Estate • www.realestatebywinters.com

607-937-5438 • Painted Post, NY Addison

$39,900 Cameron

$40,500 Painted Post

$49,900 Painted Post

$58,000 Cameron Mills

$59,000 Addison

$61,325

Beaver Dams

$62,000 Painted Post

$65,000 Elmira

$65,900 Corning

$68,900 Bath

$76,000 Elmira

$82,000

Prattsburgh

$84,900 Wayland

$85,000 Painted Post

$96,000 Painted Post

$99,000 Corning

$99,500 Corning

$125,000

$169,000 Corning

$179,000

3948 Eddy Rd. - Cozy seasonal cottage on Cranberry Lake. Large deck overlooking the Lake. Most furnishings stay. Floating dock w/ motor, boat and equipment included in the sale.

Septic is a Enviro-lette system.

10243 Dry Run Rd.- Nice setting for this single wide 20x24 family room addition. Garage with storage above and workshop. Circular driveway.

Most of the acreage is mostly wooded hillside.

Close to State Land.

7288 County Rt. 75-Country Cape Cod home located within a mile from town. Needs some finishing work. Being sold AS IS.

Painted Post

6082 County Rte. 119 - Deck off back leading to family room, large living room, dining room & kitchen w/ range & dishwasher, 3 bdrm up. Vinyl sided. 2 car detached garage. Gas & mineral rights unknown if w/ property will convey.

83 Beartown Rd - Covered patio, kitchen w/ tile, opens to sun porch, living room w/ hardwood floors, bath & laundry first floor bdrm. Up are landing bdrm and 3 more walk thru rooms.

Garage has added rooms on back.

19 W Naples St. - Beautiful kitchen w/ built in eating area, range, refrigerator, dishwasher.

Living room w/ fireplace, half carpet, half hardwood. TV room, huge dining room, all new windows, separate laundry room w/ dryer.

$127,900 Painted Post

117 Keefe Blvd -Well maintained Cape in desirable Painted Post location w/ central air.

Open floor plan w/ fireplace in LR, form DR, kitchen w/ appliances, 2 extra large bdrms, 2 full baths & 1/2 bath on first floor. Full basement.

260 Barker Rd. - Older farmhouse tucked away in a private setting off Meads Creek Rd. Fixer upper being sold AS IS. Property has two wells. Drilled well and a dug well in the barn.

458 W First St. - Two 2 bdrm apartments, two apartments on 2nd floor, front & back exits. First floor open floor plan w/ living room, dining room, kitchen, 2 bdrm & bath. Barn/shop, garage out back. Surveyed 2015. New roof.

175 Pioneer Rd. -Great starter or retirement home. Large living room, full sized kitchen w/ range, refrigerator, dishwasher, trash compactor, lots of cabinets, deck & eating area, 3 bdrm, 1 bath, porch off side, 2 car garage, blacktop drive.

$129,900 Elmira

4322 Meads Creek Rd. -Watch the wildlife from the back deck on this lovely raised Ranch home.

Driveway in between the Douglas Firs leads to the pond and picnic area. Orchard area of crab apple, wild apple, and Osage orange trees.

140 Charles St. - One owner 48 years, shared driveway, lots of room, high ceilings, 1 bedroom down & bath and 4 bedrooms up & bath. Upstairs not used for years.

2517 Fairway Rd. - Room above garage can be large 3rd bdrm or family room. Enclosed porches. Carport. Shed. New carpet in most rooms. Kitchen cabinets freshly painted.

Appliances stay and are AS IS. Stove new.

5498 Meads Creek Rd.- Well shared between 2.

1986 peaked roof (rubber) 2 years old. Den added on, gorgeous enclosed porch, walk in shower in master bath, 2 closets, laundry room, kitchen w/ appliances. Large dining room.

$142,500 Corning

146 West Hill Rd.- Country Victorian home located just on the outskirts of the City on 2.42 ACRES. Watch the wildlife off the back deck. New carpet throughout.

7046 State Rt. 119 - Older windows, nice wooded back drop, kitchen w/ range, refrigerator & dishwasher. Nice sized kitchen w/ washer & dryer hookup, knotty pine walls in living room, built in bookshelves, 1 bdrm down, full bath.

311 Maple Heights - Heated sunroom off kitchen area. Large living room w/ hardwood floors & fireplace, dining area, knotty pine accents. Galley type kitchen. Full basement w/ semi finished room. This will be a short sale.

8 Maynard St. - Gracious new trex front porch, new door & entry w/ open stairway, fireplace in living room, formal dining room, bright kitchen w/ range, refridgerator & dishwasher, 2 large bedrooms & large bath up, attic, gazebo, garage.

$152,900 Painted Post

355W First St.- All new windows w/ woodwork, kitchen w/ gas range, fan, dishwasher, refrigerator, Corian countertops, microwave. NewYork room w/ views, deck off this room, 1/2 bath & 1 bdrm down. Up huge master w/ hardwood floors

4112 Meads Creek - Completey remodeled, new kitchen w/ stainless steel appliances, ceiling fans,corner fireplace in living room, master suite w/ walk in closet & full bath, new doors & windows, new roof, newly painted exterior.

0 Eddy Rd. - Lighting all new--neg. on furnishings, woodsy setting w/ lake view. Treated deck, plumbing new, wrap around deck-parking area. 15 ft. access w/ dock near A frame.

Windows new except picture window.

132 West Hill Rd. - Bungalow house on 1.95 ACRES just on the outskirts of town.

1024 Davis Rd.- Charming country home that you can watch the wildlife right out the bay window.

First floor master bedroom & bath. Huge L shaped covered deck. 24x32 garage is less than 2 years old. Has electric & storage above.

3851 State Route 414 - Covered deck off kitchen, gorgeous oak kitchen applianced w/ island, dining area, living room w/ fireplace, family room, master suite, 2 additional bdrm, 2nd bath & 1/2 bath & laundry. 2 car attached garage.

Additional Land Listings 5992 St Rt 226 Savona $39,500 State Route 414 Corning $66,000

Addison

$179,900 Bath

41Tuscarora St.. -Entrance foyer w/ open staircase, living room w/ fireplace, dining room w/ gorgeous fireplace, library/den beautiful wide molding & hardwood floors, kitchen w/ oak cabinets, new dishwasher, range, refrigerator.

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$239,999 Corning

7356 County Rte. 89 -Warm & wonderful Contemporary on 30+ secluded park-like acres on wonderful trout stream. 3/3, open plan, walk-out basement, rec room, spacious rooms, modern kitchen, decks, balconies, screened porch.

LifeandHomes ■ Southern Tier

$298,000 Beaver Dams

2643 Goff Rd. - All Anderson windows, full LR w/ picture window, fireplace, dining room w/ sliding glass doors to screened porch, kitchen w/ range, refrigerator & island w/ butcher block, eating nook, ceiling fan, huge pantry.

$419,000 Lee Rd. Corning $72,600

4961 Dyke Rd. - ADDITIONAL ACREAGE UPTO 200 ACRES AVAILABLE AT $1500.00 PER ACRE. Central air, inground pool, patio, circular blacktop drive, so well built 12 on center, stone & vinyl siding, dream kitchen w/ stainless appliances opens to informal dining & great room taking advantage of views & privacy. Den, formal dining room, office, 3 bdrms, 2 full baths at one end master suite w/ huge bath. Full useable basement, pole barn, separate garage & workshop & 2 car garage.

County Rte 85 Addison $73,200 5710 Dyke Rd Corning $250,000

34 Retirement Drive Horseheads, NY 14845 (607) 739-0521 retirementestates@aol.com

Homes open for viewing Mon - Thurs 10AM - 2PM or call for appointment.

329 Easy Street, Horseheads | $80,000 213 Leisure La., Horseheads | $147,000 Beds 2 | Baths 2.0 | Size 1056 s/f Large kitchen, living room, dining room, sun room and garage! Ready for new owners!

Beds 3 | Baths 2.0 - Large kitchen with lots of cabinets, Corian counter tops, breakfast nook, open floor plan, bow window, sliding doors, tray ceiling, maintenance free exterior.

123 Rocking Chair Rd,Horseheads | $89,000 206 Leisure La., Horseheads | $114,000 Beds 3 | Baths 2.0 | Size 1232 sq ft.

Beds 2 | Baths 2.0 | Size 1400 sq ft.

Master bedroom with walk-in closet and This immaculate home has 2 bedrooms and 2 attached bath. New wall to wall carpet baths (the master bath has a walk-in shower). throughout and just painted! large living room and large eat-in kitchen

321 Easy Street Horseheads | $158,000 133 Rocking Chair Rd, Horseheads |$138,000 119 Rocking Chair Rd, Horseheads | $239,000 Beds 3 | Baths 2.0 | Size 1652 sq ft.

This lovely home is in immaculate condition with lots of features. There is a spacious living room and a separate dining area.

Beds 3 | Baths 2.0 | Size 1888 sq ft.

Beautiful home w/ many upgrades, cathedral ceilings,dining area, roomy kitchen, family room with built-ins, 4 season room.

Beds 4 | Baths 3.0 - You will be amazed when you view this wonderful home! This 4 bedroom & 3 full bath home also has a walkout basement, decks & 2 car garage!

RETIREMENT ESTATES The Lifestyle You Deserve

Over 140 Homes • Several for Sale • All One Level Homes • Safe, Friendly Neighborhood • Community Center for Large Gatherings & Activities

Homes Available for Viewing Mon-Thurs 10am-2pm, or by Appt.

Community Activities: Pot Luck Dinners • Monthly Breakfasts • Bingo Office of the Aging Lunch • Community Library and more!

Check our website or Facebook for the next Open House!

Call Us at (607) 739-0521 or cell: (607) 207-2298 | Email: retirementestates@aol.com | www.RetirementEstates.com

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The Jennifer Baker Team 100% Dedicated and Ready to Work for You!

8Years of Success, Helping Buyers and Sellers AchieveTheir Goals

Jennifer M. Baker, GRI, ABR, ePro, Licensed Real Estate Sales Person, NY & PA JenniferMBaker14870@gmail.com

Call/Text 607- 857-2077

Larry G. Baker Jr. Licensed Real Estate Sales Person

Realty USA - Market St 48 West Market St Corning, NY 14830 OďŹƒce: (607) 936-4609 Addison, NY

Call/Text 607-738-3129 JenniferBakerRealEstate $168,000

County Route 119 - New Price! Business Potential! Stickbuilt home w/master suite w/large full bath, walk-in closet & vaulted ceiling, large open kitchen w/plenty of counter/ cabinets, dining area, laundry rm w/access to full basement.

MLS#238632

$220,000

Buyer Bonus $7000 w/accepted offer. 07 Amish-Built Custom Home, made w/local kiln-dried wood siding. A mixture of tongue & groove, exposed beams & modern touches.1st flr master suite w/walk in closet, fb w/walk-in shower & customtile surround. Open floor plan w/large kitchen made w/hickory Amish-Built Cabinets. Open to dining room, living room & unique open master bedroom. Above are exposed beams & large open loft w/ 1/2 bath. MLS# 240780

Lawrenceville, PA

$85,000

Horseheads

Elmira, NY

$45,000

Corning

$119,500

Bath, NY

$96,900

Corning

$73,900

Elmira, NY

$85,500

Corning

$109,000

Just over the border in PA. Low taxes! Offers 3 bdrms & 2 full baths! 2 lrge bdrms w/full bath at one end,lrge living rm w/ new carpet, wood-burning fireplace,lrge dining rm area w/new laminate flooring, master suite w/full bath & large walk-in closet. Spacious eat in kitchen w/Island & breakfast nook,laundry rm off kitchen. Covered deck overlooking a private yard. Permanent foundation/skirting installed to qualify for all mortgage types. MLS#239039 Well-maintained 3-bedroom home offering 1st-floor bedroom, living room w/fireplace, centrally located kitchen, formal dining overlooking a screened in porch, fenced in backyard w/ privacy. Full basement for storage & a workshop. 2nd floor offers 2 large bedrooms, 1 is huge, the other is large & has an additional room (enclosed balcony) and closet area with built-ins, full bath at the end of the hall. MLS# 239919

As you pull up front, the large covered deck with vinyl grabs your attention. Foyer opens to the large living room & open space through the family room, dining room, breakfast bar and large eat-in kitchen. First-floor laundry with large pantry.

Upstairs offers 2 large bedrooms, walk-in closets, unfinished attic for more storage and full bath. Fenced-in yard, 2-car garage & large dry basement with workshop! MLS#240120

This beautiful home boasts original woodwork throughout, awesome door welcomes you into a large mudroom with plenty of space, huge living room with fireplace, formal dining room that overlooks landscaped backyard and deck, large kitchen with breakfast area, plenty of counter space and storage, 4 bedrooms all with plenty of closet space, 2nd floor laundry, finished attic with widows walk. Many updates have been added. This is a true Victorian home! MLS# 240567

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Jasper

LifeandHomes â– Southern Tier

$74,000

This 4-bedroom home has great potential. 2 bedrooms with adequate closet space, full bath, eat-in kitchen, living room with fireplace - all on 1st floor. 2nd floor offers 2 large bedrooms, also with adequate closet space. The attached 2-car garage has a large mudroom that attaches the garage to the house. There is a large open storage area above the garage.

The 1.52-acre lot is nicely landscaped with perennials to enjoy as you listen to the creek out back. MLS# 240966 Beautiful & clean Ranch ready for a new owner. Move in condition. Many updates throughout including new flooring, kitchen face-lift, new counter top, tons of counter space & storage, also room for a table in kitchen, mud room off the driveway side, screen room w/ doggy door, 3 large bedrooms, full bath w/ plenty of storage, dining room overlooking the private backyard, full, dry partially finished basement, new electric main. MLS# 240972 This very well maintained home has been freshened up with bamboo flooring, nice open floor plan, large living room, eat-in kitchen. Lower level offers a walkout to the backyard with an area that is partially finished to be used as an office or hobby room. Home has off-street parking and a carport.

Nice, private backyard. Neutral choices in colors. This is a great home for anyone or a perfect income property! Come take a look. MLS#241292 Priceless view, beautifully landscaped gardens, stone walkways, covered front porch, privacy galore.The terraced back yard lot is very usable. Shed for storage, custom fire pit, overlooks brand new deck off back of home. Many updates include a renovated bath, furnace, flooring, granite tile counters & stainless appliances. 3 large bedrooms freshly painted.

Open floor plan, entertain w/ease, listen to the wildlife, neutral pallet throughout. MLS#241293

September

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Eight Clever

Kitchen Tricks For The Generations

If yours is among the 5.1 million families that the U.S. Census Bureau says live in multigeneration homes, there are eight tasteful ideas that can help you make your kitchen better for everyone.

newsShorts • Here’s a bright idea: Older eyes often need more light, so improve visibility inside drawers with integrated LED drawer lighting.

• Don’t get a handle on the cabinets.

Sleek, handleless design makes cabinets easier to open.

• Keep it down.

Replace cabinets with drawers below countertops and place microwaves under the counter.

Whether your parents, your adult children or both are moving in with you, these may make the living easier on everyone:

• Smart sinks.

If several people will be cooking different meals at the same time, multiple sinks might be in order.

• Go big or go small: Put in a kitchenette with a microwave, fridge and sink near an easily accessible bedroom or go for a large gourmet kitchen with a kitchen island if there will be more people eating at different times of the day.

If there’s just one sink, consider single-lever faucets that are easier to turn on and off and to control the temperature, even for someone with arthritis. Similarly, a magnetic pullout for a chef faucet—a unique feature of the Blanco Culina— is easier to use than a standard hook. The magnet, not a hook, holds the faucet in place until it’s time to use it again.

Allow for wide aisles so many people—including those with a walker or a rolling baby chair—can use the room without getting in each other’s way.

Consider a second dishwasher, stove or refrigerator.

• The height of convenience: Vary counter thickness and height and go for multilevel divided sinks to make lifting pots and pans easier.

Lower the cooking surfaces, too, so seeing inside pots can be simpler.

• Swing time: Pull-out shelves give you easy access for under-cabinet storage without a lot of bending, stooping and digging around.

• Rise to the occasion: Integrated toe-kick ladders that hide under cabinets can help everyone reach the high shelves with less stretching and more safety.

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LifeandHomes ■ Southern Tier

Kitchen sinks with integrated accessories, such as those in the Blanco One collection, keep tools convenient so you don’t have to search for them, plus they save space. In-sink caddies can hold knives, utensils and cleaning tools inside the sink to save counter space and provide greater convenience. Cutting boards and colanders integrated with the sink can make food preparation more convenient.

If someone in the household uses a wheelchair or is likely to someday, you can have a kneehole put in under the sink with an inclined board to cover the plumbing.

More clever ways to improve your kitchen can come from the experts at Blanco, known for innovation, design and functionality. For further facts, visit www.blancoamerica.com.

Four Steps To

PriceYourHome

Pricing your home for sale is one of life’s major financial decisions. What’s too little, what’s too much? When researching selling a house or condo, consumers often anxiously turn to the Internet, neighbors and Realtors to come up with a good estimate. But is it the right price?

The National Association of Realtors reports that over 15 percent of home sales are delayed, renegotiated or canceled due to home appraisals falling short of the contract price. To get the best value from your home, here are tips to look out for.

• Online house estimates can vary widely and are often based on incorrect square footage and lot size.

• Banks approve loans based on an accurate appraisal, not a “guesstimate.”

• Home improvements and updated cosmetics make the difference in what a buyer will pay.

• It’s smart to stage your home; buyers want to see themselves, not you, living there.

To receive the true value for their property, sellers and Realtors can get a pre-appraisal report before pricing a home. A certified appraiser measures, inspects and studies the local comparable market activity so that sellers get the most accurate price and feel confident to move forward in selling their home.

For more information on pre-appraisal reports, go to Housefax.com or call (877) 598-6634.

(NAPSI)

Hunter’s Paradise, Country Lover’s Dream & Business Owner’s Delight!

Price Reduced! $205,000! WOW!

Joanne M Sweeney,

This sprawling 1888 square foot three bedroom ranch is situated on 20.86 acres with beautiful views. Located just minutes into Village of McGraw and City of Cortland with easy access to I-81. The oversized garage measures 24x52 will hold just about anything you can imagine including all the toys for country living with a workshop to boot! Present owner has a salon (11x21) between house and garage with separate entrance too. Would make perfect set up for most any home based business or office. The updated kitchen has newer appliances and solid surface countertops and island. There is a 3 season sun porch just steps down off the kitchen with walk out to deck area to accommodate entertaining. Living room is 14 x33 which could be staged for combination living and dining. There are laundry hook-ups on the main floor and in basement. The full basement has potential to practically double your living space! Nestled up in the woods is a cabin with a front row seat to nature and wild life! There is also a pond along the western road frontage. Call today for more information and to set up a showing.

Licensed Associate Broker joanne@hometoheritage.com

Cell: 607-423-5623

Heritage Realty of Central New York 7 James Street, Homer, NY 13077 www.HometoHeritage.com

Office: 607-428-0708

HATFIELD Real Estate

HATFIELD Real Estate

Eryn Nickerson

Denise Campbell

RealtorEryn@gmail.com www.HATFIELDRE.com

CampbellSells4U@gmail.com

607-795-1443 452 Milton St, Elmira NY 14904

Licensed R.E. Sales Person

C:607-742-0428

With Eryn’s prior work in the medical field she brings to the table caring and compassion! She also has plenty of Real Estate experience and she plans on combining both fields to bring you excellent service! Eryn lights up a room with her wonderful personality and will light up your world when you make her a part of your Real Estate transaction! September is Childhood Cancer Awareness month and Eryn will reserve 10% of the commissions from all homes that she lists or sells in September towards Childhood Cancer Awareness! Help Eryn to get off to a great start, bring awareness to the cause, and get your Real Estate goals accomplished! Call Eryn today!

607-795-1443 452 Milton St, Elmira NY 14904

Licensed R.E. Sales Person

C:607-377-9928 www.HATFIELDRE.com

Even though Denise is a new Real Estate agent, she has been involved in Real Estate for 15 years and brings to the table a lot of knowledge. Now it’s time for her to put that knowledge to work for you! She has negotiating, communication, and “sticktuitive” skills, that will make your transactions smooth from beginning to end! She has also been involved with healthcare related fields and knows how important the emotional aspect of her client truly is. She will take the time and care you deserve in your transaction, this time, and every time!

Call Denise today!

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9

MALONE

Home Builders,

INC.

Need a New Home?

We specialize in new home construction!

Modular & Panelized Ritz Craft Homes - Barden Homes

Building to suit your needs & style using quality products and workmanship.

20+ years of experience General Contractor - Family Owned Company MaloneHomeBuildersInc.com

607-382-1504

MaloneHomes@Verizon.net

Call Us Today to Schedule an Appointment at our New Design Center!

Painted Post Horizons Realty 9637 Fieldstone Court 40 W Market St Corning, NY 14830

$294,900

Amazing 2-story colonial with grand entrance and cathedral ceiling family room. Freshly painted top to bottom. Brand new granite counter tops throughout the home, even in the bathrooms! Huge bonus entertainment room with built-in surround sound system on the second floor. Updated kitchen with center island in an open concept floor plan leads to the family room. Step out to the double deck and enjoy the panoramic view. Generous back yard for year around family fun. Brand new garage door opener, 1 yr old water heater & all newer mechanicals.

Painted Post 329 E High St

• Residential • Relocation Painted Post • Investment • International Referrals 4060 Grove St Mao-Fan “James”Wang NYS Real Estate Salesperson

Cell: 732-429-6713 JamesWang@ColdwellBanker.com 10

LifeandHomes ■ Southern Tier

Truly a magnificent home not to be missed! Show stopping original woodwork throughout. Spacious dining room with custom built-in shelves in a modern open concept floor plan leads to a gas fireplace equipped family entertaining room. Beautiful wooden staircase and soaring cathedral ceiling welcome you at the entrance. Generous deck and a large fenced back yard provide for all year round outdoor activities.

$199,999

A must see! Spacious home sits on over 2 acres of private wooded lot. Huge open concept living and dining floor plan that walks out to a generous back yard deck provide for all of your entertaining needs.

Amazing kitchen equipped, master suite/in-law suite on the lower level makes it a truly accommodating home for families of all sizes.

I CAN SELL YOURS TOO!

$124,500

Makitra Real Estate, Inc. Steven "Sam" A. Makitra Broker/Owner 4 West Steuben St. 607-776-2468 Bath, NY 14810 www.makitrarealestate.com

Cameron, NY - Land sale! Here is your chance to own a great piece of country. This 5 acre lot is ready for a cabin or new home. Maps available upon request. $14,900 MLS# 238347

Cameron, NY -Get away from it all! Clean and cozy camp with a womans’ touch.

Breathtaking southwestern view of the evening sunset and beautiful countryside year round. Also included 20+/- acres of forest,complete with hiking trails,camping areas, and wildlife observation points throughout. $89,900 MLS# 239578

Bath, NY - 3 apartment multi unit in Bath village.Separate utilities. Live in one, rent the others.Plenty of off street parking. Current assessment is @ 47%. Low maintenence, great income potential. $89,900 MLS# 235873

Avoca, NY - Great property and well maintained. Barn in the back with 1 car bay and workshop down, rec room and/or storage up. Gorgeous yard and lot. Centrally located off I 86 between Bath and Hornell. $99,000 MLS# 240329

Campbell, NY - Charm and comfort are what you will find throughout this fine home.

Gorgeous open floor plan. Also a large fully functional kitchen, Large living room and a cozy den with pellet stove.4 bedrooms including master suite, 3 baths,large laundry room, and a large deck out back just off kitchen, 2 acre yard. $118,000 MLS#241260

Avoca, NY -Take a look at this one. A pristine property with low maintenance. A quality built ranch and a prime lot situated on just under an acre of park like scenery. Offering a master suite with private bath with extra bedrooms opposite. A full unfinished basement with outside or inside entry. Village water and gas. $120,000 MLS# 240608

Bath, NY - Summer is finally here, and its time to get out and view this quality ranch in the village of Bath. A well maintained 3 bedroom home with hardwood floors,cedar closets,baseboard hot water heat,full basement,and a 1 car garage situated on just under an acre.your view of Wold lake and the distant countryside. $129,900 MLS#239553

Bath, NY - Welcome to Wold Lake! Prime Rural Residential property in the Finger Lakes region of Upstate New York. All modern amenities in this custom built Chalet with cedar cathedral ceilings, 3 bedrooms including a master suite with private jacuzzi, birch kitchen, dining room. Over 1400ft. of private lake front. $525,000 MLS# 237801

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LifeandHomes â– Southern Tier

Are You In Need Of A Home But Can’t Purchase Right Now? RENT • BUY • SELL We work with Renters & Buyers who have had Tough Times In The Past!

People Who Have Lost A Job, Had Medical Issues Other Financial Issues As Well!

Come Talk To Us, Tell Us Your Story!

Together We Will Find A New Beginning For You!

Three Step Properties, Inc. Larry & Donna Horton 607-329-1906 Or 607-426-0161

threestepproperties@gmail.com

1. Qualify 2. Choose 3. Acquire

Taking the right steps will take you home!

I am an East Coast girl at heart having been born and raised in Southern Rhode Island. I moved to Santa Barbara, CA where I met my husband. We now reside in Ithaca, NY, where we couldn’t be happier. I believe that doing well in Real Estate isn’t just about closing the deal. It’s about focusing on the details, calculating the risks and understanding the needs and desires of the client. I have experienced both sides of Real Estate transactions for residential and investment properties, both personally and professionally. I love the industry and continuously educating myself on the constantly changing market trends and technological advancements which occur daily. I am fortunate to be able to combine a career and a passion.

Real Estate is a beautiful thing! I would love to share my skills and experiences with you to help you reach your Real Estate goals.

Call or Text: 607-882-3177 OR Email: msmith607homes@gmail.com

5 Puhalka Rd Newfield, NY

$164,900

This cozy ranch sits upon a hill with gorgeous country views for miles. The yard and landscaping has been well thought out and taken years to grow and mature into something special. The exterior of the home has been well insulated and newly sided in 2013. Low maintenance! 3 bedrooms and 2 full baths all on the main floor make for easy living. This home is just waiting for a new family to begin anew! The full unfinished basement with a walk out door has huge potential for double the living space or future income opportunity.

Michele Smith RE/MAX IN MOTION

607-882-3177(cell) 607-277-1500(office)

313 N Meadow St, Ithaca, NY 14850

www.reinmotion.com

11558 State Route 38 Berkshire, NY

$143,900

What a setting! This wonderful Ranch sits far back from the road on a private lot with a wide fishing stream along the back of the property.The spacious open floor concept allows all main living areas to join in family conversations! Large bright windows and doors open to a full deck which brings the outside in! A great place to retreat to after a long day! An extra finished room in basement can be an office/den, craft room.And the perfect room with a door to the backyard for storage, wood, fishing poles or would make a great wine or root cellar. Make this your new home, it’s waiting for you!

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Priced to seLL! radisson condo For sale by owner! radission in Baldwinsville $105,500

Featured Property

nichols, nY 1485 sunny side rd 3 Bedrooms, 2 full Baths 2080 sq ft on a full concrete basement!

2-car garage and work shop, horse Barn, new furnace, hot Water heater, Pressure tank and sitting on 3.75 acres! no flooding! come see this wonderful, well kept home, and fall in love with everything it has to offer! great location because it’s close to everything!

centurY 21 croWn 444 front St owego, nY 13827

607.687.2121 14

LifeandHomes ■ Southern Tier

centurY 21 croWn agents

Smarter • Bolder • Faster www.c21crown.com

YOUR DREAM HOME IS WAITING! (And with interest rates still low, now is the time to act!)

NEW CONSTRUCTION

Big Flats, Soaring Ridge Estates

Horseheads, Barrington West

Route 64 to Suburban Drive, Right on Eagle View Drive

5 EAGLE VIEW DR Lot 2 ALMOST FINISHED

2,800 s/f , vinyl sided, stone trimmed central air conditioned 9 room (4-5 bedrooms) 3 bath 2 story on a wooded lot. The 1st floor features a formal dining room, living room, state of the art appliance equipped kitchen that opens to a rear deck, a vaulted ceiling great room (fireplace) and a 5th bedroom or den/computer room. A large amster suite and sizable other bedrooms; an outstanding home convenient to Elmira, Corning & Horseheads and just minutes to mall shopping. $545,000

3 EAGLE VIEW DR Lot 3 ALMOST FINISHED

2,621 s/f , vinyl sided, stone trimmed central air conditioned 8 room (4 bedrooms) 2.5 bath 2 story on a wooded lot. Features include a state of the art appliance equipped kitchen that opens to a rear deck, a large great room (fireplace) and a 3 car garage. Convenient to Elmira, Corning & Horseheads and just minutes to mall shopping. $485,000

Broad Street to Sing Sing Road to Royal Crest, also, Right on Wexford Lane

335 WEXFORD LANE Lot 76

PROPOSED CONSTRUCTION

Stylish, vinyl sided central air conditioned 2,944 s/f, 9 room (4 bedrooms), 2 ½ bath two story with many interesting features such as a “Morning Room” off the state of the art appliance equipped kitchen and a “kids lounge” on the 2nd floor bedroom section. There is a great room (fireplace), formal dining room, a 1st floor study/computer room and a 3 car garage. Competitively priced at $484,000.

Clayton A. Ambrose

Licensed Associate Real Estate Broker

738-8999

336 WEXFORD LANE Lot 89 UNDER CONSTRUCTION

Vinyl sided, central air conditioned 2,986 s/f 9 room (4 bedrooms), 3 bath two story home that includes a large appliance equipped state of the art kitchen with breakfast area, a great room (fireplace), formal dining room and 1st floor study/computer room. A huge master suite includes a sitting area and there is a 3 car garage. An exceptional value at $489,000!

27 ROYAL CREST Lot 55 CONSTRUCTION STARTING

This exceptional well designed 4 or 5 bedroom central air conditioned 2 story home features a 2 story foyer entry, spacious 15’ x 20’ great room (fireplace), ultra modern appliance equipped kitchen, with serving bar, separate dining area, formal dining room, full bath, den/computer room or 5th bedroom down. A large master suite with adjacent luxurious bath and walk in closet and laundry room, a double entry bath and 3 sizable bedrooms round out the second floor. There is a 3 car garage and rear deck. $525,000

Arthur D. Ambrose

Licensed Associate Real Estate Broker

738-8900

215 West Church Street, Elmira, NY 14901 607 -733-2700

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Nancy Sterling

Realty USA - Corning 71 Denison Parkway W Corning NY 14830

(O) (607) 936-4663

Licensed Real Estate Agent

nancysterlingrealestate@gmail.com PRESIDENT’S COUNCIL

PINE CITY

$259,000

WOW, 6 year old newer home on 6.585 acres with a barn. Open floor plan, huge master. full unfinished basement with a fun bar. A must see! This property is part of a larger paracel which is pending subdivision approval. Taxes are based on the entire parcel. Land is being subdivided & under going town approcal. Possibly more acreage is available. MLS#240144

ELMIRA

$92,000 LINDLEY

Great 2 bedroom, possible 3 bedrooms. Large rooms, finished family room in basement, home has many updates such as siding, roof, windows & all new bath. Must see!

MLS#240319

BRADFORD

$85,000 PAINTED POST

Log Cabin on 20 plus acres overlooking a beautiful pond, private mostly wood. Great place with a generator, propane, cook stove & oven. Fun place to be & enjoy the deck. Bath is a private shower area.

MLS# R239781A

$249,000

Private 4 bedroom, 2.5 bath home, hardwood floors with all original oak trim.

Barn including large one car garage with dug well & drive in upper floor. 2 ponds, huge patio with chef bar. Central location close to Finger Lakes, 30 min from Hammondsport, Watkins Glen & Corning. MLS#240091

$82,000 CORNING

Beautiful country setting with 1.5acres, home has all new laminate & carpet throughout & many new updates. 3 new decks. Mint shape!

MLS# R240537A

$78,500

Beautiful original woodwork remains, however many updates; roof, furnace, electric & deck. Fenced in yard.

MLS#241113

Cell: (607) 329-3678

CORNING

$239,900

Granite counter tops, new baths, new energy insulation, 5 bedrooms, 3 full baths, servant suite, 3 car garage attached, 1 car detached, 6.621 plus acres, an awesome view, 2 decks & a huge screened in patio. Owner owns 50% of mineral rights & they will convey. MLS#238208

BEAVER DAMS

$76,000

Cute! Well kept 3 bedroom with a huge fenced in yard. Fresh paint, flooring, new tile in laundry. Don’t miss this home! Selling agent is a relative to the seller. MLS# 239755

Largest Sandwich Maker CORNING

$237,000 CORNING

Nestled in the woods with lots of sunlight to fill the attached greenhouse.

This unique 4-5 bedroom Raised Ranch has large spacious rooms & an open plan. MLS# R239238A

CORNING

$65,300

Great view, part of a larger parcel recorded as a subdivision in 2011. More acreage available to suite your needs.

MLS# 237624

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$129,900 ADDISON

2 bedroom house plus great cabin/ studio. The view, country setting & quaint feel will make you never want to leave home. Home has been fully updated. Cabin has many options.

MLS#241037

CORNING

$64,900 BRADFORD

Great hunting deep woods with a restricted covenant in favor of hunting. Pond, and minerals with existing lease. Prime property. MLS# 240921

LifeandHomes ■ Southern Tier

$119,500 CORNING

$117,000 CORNING

$48,000 CORNING

$27,055 CORNING

Should be stick built!! This is amazing, new roof, siding, addition, deck, covered porch, 4 car garage, hardwood floors, new hardwood kitchen, new tiles. MLS# R237879A

Old home site with well & septic. Mature trees on property. Great place for a cabin or home. Sold as is, where is.

MLS#240677

$104,900

No sign in yard but ready for you. Mint condition 3 bedroom home Open floor plan with a huge open with a one car garage & a basement great room with an island. Updated with many options. MLS#240980 kitchen, huge bath, large bedrooms, deck & fenced yard. New roof on the addition.

MLS# R235498A

Great view, part of a larger parcel recorded as a subdivision in 2011.

More acreage available to suite your needs. Part of 2 tax #’s 389.0003-009.120 also. MLS# 240423

FRANCHISE AVAILABLE CALL NANCY FOR INFO

$16,900 CORNING

Great view, part of a larger parcel.

Recorded as a subdivision in 2011.

More acreage available to suit your needs. Only 50% of surface rights can convey. Seller owns no other surface rights. MLS# 240423

$13,400

Great view, part of a larger parcel recorded as a subdivision in 2011, more acreage available to suite your needs. MLS# 237646

Lee Giammichele

Meet Lee Giammichele!

Licensed Real Estate Salesperson lgiammichele@realtyusa.com (Cell) (607) 426-2873 (Office) (607) 936-4663 71 Denison Parkway West Corning, NY 14830 www.RealtyUSA.com

I am a life long resident of the Big Flats area, married with 3 very active sports orientated children, so you’ve probably seen me around. I am also a Big Flats Councilman, and understand the value of being a part of my community. With experience in remodeling and general contracting I can look at a room or a home (that others see as no hope) and can envision just how wonderful it can be transformed! Home Buying and Selling is one of the largest transactions that most of us make, you need the reliability and dependability of someone passionate about real estate helping with your transaction. Call me, Lee Giammichele, and I’ll be there from beginning, to the end, and into your next transaction. I’ll also give your family and friends the same care and consideration so feel free to pass my name and number on to them. I look forward to helping you!

536 Westlake Street Horseheads

$133,900

Beautiful 2 story home located close to historical Hanover Square is a must see! Four bedrooms and 1.5 baths with a 3 season room over looking a spacious back yard. Sellers are so confident that you will love their home (your new home) have already done the home inspection for you! They wanted everything to be perfect, and it is! Call to schedule a private showing of this home, I’m ready when you are!

Realty USA - Corning • (607)936-4663 71 Denison Parkway West, Corning, NY 14830

Maureen A.

LoPresto

507 PARK PLACE • PAINTED POST

323 W. WILLIAM ST. • CORNING

Well maintained home boasts formal dining room & large living room with gleaming hardwood floors, an eat-in kitchen with plenty of cupboard space. An office, a sun room & a half bath complete the first floor.

Upstairs you’ll find four nice bedrooms with built-ins & a full bath. Plenty of storage, move right in! $122,900 • MLS#239975

Lots of potential packed into this house! Lots of work already done, newer roof, furnace, hot water heater, flooring, electrical service & windows. Just finish what the seller didn’t get to! $55,000 • MLS# 240369

Licensed R.E. Broker Associate

Cell: (607)857-5646 mlopresto@realtyusa.com

8494 MAIN ST. • CAMPBELL

411 PARK AVE. • CORNING

Successful Business & Building for sale. Good cash flow. Historic building, all fixtures, furniture & equipment included in sale. Grocery store has been operating for over 50 years. Own a piece of history! WOW! A newer metal roof & high efficiency furnace. $125,000 • MLS# 241114

Lots of potential in this 3 bedroom 1 bath home in the Village of South Corning. Kitchen w/ breakfast nook, dining room, lots of living space, hardwood floors under under carpeting. Could be used as a business, a rental or move in & it’s home. The important things have been done (roof, furnace, hot water heater) House needs updating but it is priced accordingly, well below assessment. Selling as is. $57,500 • MLS#241243

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HOMETOWN SOLUTIONS 2854 Westinghouse Road Horseheads, NY 14845

(607) 739-8763 Office

Cynthia Manning

Scott Pautz

Licensed R.E. Sales Person

NY State Lic. RE Broker spautz@cpwlaw.com

cynmanning123@hotmail.com (607) 731-0227 Mobile

Pine City

$200,000

Elmira

84 Clark Hollow Road- Looking for true peace and quiet, look no further. This quaint two story 4 bedroom home is situated on 80 acres of serene surroundings. Sit on the front porch enjoying all the beauty ever season. Offers serenity but only a few minutes from Town.

Elmira Heights

$89,900

Elmira Heights

$800/mo

Elmira

$89,900

Elmira Heights

$600/mo

125 E Ninth Street - This 2 Family Home has so much to offer. Perfect for owner side and tenant side. Both sides offer living room, dining room, dens could be extra bedroom, large bathrooms, laundry in basement and attic. Wonderful storage for either side. Side A utilities are separate. Motivated Seller.

252 B Lynwood Avenue- RENTAL: 2 Bedroom, 2nd Floor Apartment includes stove and refrigerator, window blinds, washer & dryer. Vinyl tile in bathroom and kitchen - carpeting in living room and bedrooms.

Central Air.

118 Lexington Avenue - Charming Cape Cod with so much upside potential. The 4 bd, 2 bth home located in desirable W. Elmira offers open dining/Kitchen floor plan, large bedrooms, Quaint landscaping with pond and is waiting for your Buyer. Priced to Sell. Set up your appointment today to view this opportunity.

Featured Listing

151B E 18th Street - RENTAL: 1 bedroom 1st Floor apartment. Ceramic tile in kitchen and bath. Carpet in bedroom and living room. Includes refrigarator and stove. Centra A/C.

Horseheads

$495,000

1053 Chambers Road - An Entertainer’s Delight. This magnificent contemporary home offers an open floor plan, granite counter tops, 4 bd, office could be 5th bd, 2 bath, master suite, peaceful views, in ground pool, pond, first floor laundry, and so much more. Sitting on 14.55 acres of land and located directly across from Catlin state land, privacy is guaranteed. Come home to a relaxing vacation everyday.

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$79,900

712 Hopkins Street- Updated 4 bedroom - 2 story residence. Great storage. Large eat-in kitchen, formal dining room and more. Call today to view this home.

LifeandHomes ■ Southern Tier

You Pick the Location, then our Highly Skilled Teams Build for you!

Commercial

Additions

Log Homes Already have a licensed contractor you prefer? They can do the work for you!

Infinity Sales RTG RICK GRANGER

607-331-1037 • InfinitySalesRTG@gmail.com

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Home Search information available to you!

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LifeandHomes â– Southern Tier

Open Market Listing Service™ Beaver Dams

LifeandHomes.com For more information on any of these houses, visit www.LifeandHomes.com and type in the QSN#

Elmira Heights

$168,700

771 State Route 414

$249,900

259 17th St

3 Bedrooms / 2.0 Baths

3 Bedrooms / 4.0 Baths

QSN #370693

QSN #392480

Realty USA.Com-Corning Nancy C. Dubendorfer

Locey Realty Group Michele M. Locey

Realtor

Realtor

607-936-4663

607-739-0900

nancyd@realtyusa.com

Candor

loceyrealtygroup@yahoo.com

Horseheads

$319,000

24 Catatonk Creek Road

$224,400

1127 State Route 13

3 Bedrooms / 2.0 Baths

4 Bedrooms / 1.5 Baths

QSN #393670

QSN #376548

Realty USA Downtown Jolene Rightmyer-Macolini

RE/MAX In Motion Michele Smith

Licensed Associate Real Estate Broker

Licensed Real Estate Sales Person

607-339-1559

6078823177

jolene@sellsyourporperty.com

Elmira

remaxithacaoffice@gmail.com

Lansing

$325,000

1650 Church Street

$445,500

295 Bill George Road

4 Bedrooms / 3.0 Baths

2 Bedrooms / 1.0 Baths

QSN #379320

QSN #393304

Realty USA.Com-Elmira Arthur D. Ambrose

Realty USA Downtown Jolene Rightmyer-Macolini

Realtor

Licensed Associate Real Estate Broker

607-733-2700

607-339-1559

aambrose@realtyusa.com

jolene@sellsyourporperty.com

Join the conversation of hope

Come support iMatter at their December 23rd & January 27th Dinners.

iMatter Spaghetti Dinner Fundraiser 4 – 7 pm

Carolers for your enjoyment on Dec 23

The American Legion 71 Old Ithaca Road, Horseheads The 4th Tuesday of Every Month

Salad Bar, Spaghetti, Meatballs, Sausage, Rolls

Bring your business card, pay for your meal, drop your card in the bucket!

Someone will win a free half page ad in Southern Tier LifeandHomes™ !

Adults $8 • Seniors $6 • Children (under 10) $5 • Dessert Can Be Purchased at an additional cost.

Private Tutoring

Shirley A. Norquest

Norquest REAL ESTATE

for New York State Real Estate Examinations Be CONFIDENT when taking your exam!

35 Years of teaching experience • Highly Successful teaching methods Personal interaction will help you retain the information Tutoring hours that work with your busy schedule Need Help? Call today!

Shirley Norquest, RA, AHWD

Call 607-739-9684 • Email: tnorquest@stny.rr.com

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www.HATFIELDRE.com

452 Milton St, Elmira NY 14904

HATFIELD Real Estate

607-795-1443

Always an agent on call! Call Today!

Mobiles Ready for Occupancy!

Painted Post

$19,500

117 Evergreen, Very well kept 2 bedroom, appliances included (washer less than 1yr), screened porch, large carport. Located in Victory Village MPH.

Bath

$98,000

6668TulipTrail, Located in an Adult Community in Bath NY you’ll find this beautiful 2 bedroom, 2 bath, double wide trailer, with 1456 sq ft &an attached garage! You’ll enjoy this Adults 55+ park where you can relax & enjoy peace & quiet. Rented Site $443-includes the use of a community building,snow removal, lawn care, water, & garbage. Custom made for physically challenged.

Lowman (Lot 215)

$15,000

926 Hoffman Hollow Rd,Here you’ll find a 3 bedroom, 2 full bath home, all set up for your handicap needs! It has a master bedroom and bath that has been altered to make your life easier, as well as a ramp inside the carport so that you have protection while entering and exiting your vehicle. Located near Park & Ride, the I-86, between Elmira &Waverly.

Lowman (Lot 72)

$47,000

858 Robert Hollow Rd,You won’t find a prettier, better kept, double wide home!This is truly beautiful & you’ll never believe that it isn’t new from the factory! It offers 3 Bedrooms, 2 Full Baths, Eat-in-Kitchen, Living Room, Family Room and Laundry area! A well respected park and a convenient location, along with this affordable price will have you wondering what took you so long!

Motivated Sellers and Very Affordable!

Elmira

$29,000 Elmira

$54,900 Elmira

320 W FIRST STREET - OWNER FINANCING 1110 S MAIN ST - OWNER IS LOOKING FOR WITH ONLY $10K DOWN! Where can you OFFERS! Awesome garage, fenced in yard, find a 5 bedroom and 1.5 bath home with 2 bedroom cape! these kind of terms?

$18,500 Elmira

918 GRAND CENTRAL AVE - THIS HOME IS SELLING FOR LESS THAN MOST LOTS ARE ASSESSED FOR!

$42,000 Elmira

$24,500

725 WINSOR AVE - WHAT A FANTASTIC 722 ERIE ST - LIVE IN IT OR USE IT AS A YARD! JUST REDUCED, TOO! 2 BEDROOMS, RENTAL, AT THIS PRICE CAN YOU AFFORD TO PASS IT UP? QUICK SALE!

Land Lots, Large and Small!

Elmira

$12,000 Elmira

0 CURTIS STREET- Two lots for the price of one! Public water and sewer at the curb, and plenty of road frontage!

$8,250 Elmira

371 W WATER STREET - Looking for a great place for your new business or a way to increase your parking? High traffic count, public utilities at the curb!

$2,000 Addison

0 BENNETT STREET - Looking to increase the size or your lawn? Looking for a spot for a garden? This is an affordable lot measuring 12l’x 120’

$20,900 Corning

0 COUNTY ROUTE 1 - Over 7 acres of land that would make an awesome location for your new home, mobile, or hunting cabin.

Motivated Sellers!

$249,600

0 BUCK HOLLOW RD - Phenomenal private property with an amazing view! Private setting, stocked pond, and 96 glorious acres!

Room for your home & your own retreat!

Multi Family Homes To Make You Money!

Elmira

$47,000 Elmira

607 W WATER ST- Separate utilities, large apartments & large rooms, huge storage building in back (could be an additional rental space), easy to keep rented, too!

22

$95,900 Elmira

430 BROADWAY- Fully occupied, parking in rear, money maker! It’s a must see, easy to keep rented, large eat in kitchens in two apartments. Owner wants it sold!

LifeandHomes ■ Southern Tier

$48,000 Elmira

509 W First- Separate utilities! Great investment opportunity, or live in the two bedroom (lower) & let the long standing tenant upstairs pay the mortgage!

$55,000 Elmira

1006 WALNUT ST - Separate utilities, & located close to the Arnot Hospital & easy to attract professional tenants. 2 story garage great for storage & for tenants!

$50,000 Elmira

355 W GRAY ST- Separate utilities, good profit even w/ low rents w/ this 3 unit home! Make it yours & make some money now & in the future! Motivated Seller!

$43,800

58 FULTON ST- Extremely motivated sellers on this 4 unit home! 2 newly refurbished apts, 2 long term tenants!

Out of town Sellers say “We Need to Sell!”

www.HATFIELDRE.com

452 Milton St, Elmira NY 14904

11585 Kelly Hill Rd, Pine City

HATFIELD Real Estate

$204,900

607-795-1443

Always an agent on call! Call Today!

232 Crane Rd Elmira

$182,900

You’ll love the kitchen, the openness, and the attention to detail, only the finest of materials used! Love wildlife? Here are 30 acres of wooded land for you to enjoy! Great for bird watching, animal refuge, or hunting! Make this the last home you’ll ever need! Want more space? There is an entire basement ready for your own creativity! Just 20 minutes to Corning, Horseheads, Big Flats. GENERATOR W/AUTO BI-PASS!

All on one level, a dream kitchen with cinnamon birch cabinetry & granite counter tops, large bath, family room, 2CA garage, wood burning FP, full walkout basement (great for developing the lower level into additional living space and for gatherings of family & friends), dog grooming tub/shower, quiet location, great for a small farmette, fenced yard, out buildings, rich-soiled raised garden beds, easy commuting! Office w/separate entrance.

Open House: Sunday 8/23 12-2

Open House: Saturday 8/22 11-12:30

11947 St Rte 352 Corning

$154,900

4902 Pinecrest Rd Millport

$146,000

Don’t let the outside fool you! This home is huge! Main level has 3 bedrooms, 2 FB, Living, Dining (could be an office w/separate entrance), kitchen, laundry. Lower level has 2 bedrooms, FB, Living, Dining, Laundry, and it would be easy to put in a kitchenette! Large 2 CA garage, Shed/Playhouse, 3 Season Room, large corner lot, and is only 2 minutes to the new Guthrie Hospital in Corning! Sellers can and will move fast if you need them to!

This is a lovely family home. Offers 4 beds, 2 full baths, family room, fenced backyard, large storage shed, quiet street, lots of storage. New windows,central air, new deck 2014. Hardwood floors under carpet. Large lot. This home is ready to show!! As you walk through this home you will be amazed at all the home offers!

Seriously, nothing to do but move in! Located in the Horseheads School District, too!

Open House: Sunday 12:30 to 2

Open House: Sat 8/22 from 11-2 • Sunday from 1-3

80 Griffith St Corning

$125,100

730 Seneca Place Elmira

$72,000

Recently renovated throughout:200 amp electric service, integrated smoke & CO2 sensors, plumbing, windows, doors & storms, kitchen, 2 full baths, flooring, ceilings and walls! You will love the location, the fenced yard to keep family members safe and the 2 car detached garage (with alley entrance)! First floor laundry, all new stainless steel appliances,dining room, 5th bedroom could be on the 1st floor!

Nice 2-story home ready for new owners! Nothing to do but move in and enjoy! 2-Car Detached garage has everything you need to make this a wonderful workshop, man cave, party spot, or garage! Inside their is a nice open floor plan, full basement and all of the bedrooms are on the same floor! Awesome location! Easy to get everywhere! Easy to see and motivated sellers will look at offers!

Open House: Sunday 8/23 11-12:30

Open House: Saturday 8/22 1-2

List with HATFIELD Real Estate and get your home SOLD!

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Kids, the School Bus & You Drivers

Yellow flashing lights indicate that the bus is preparing to stop to load or unload children.

Motorists should slow down and prepare to stop their vehicles.

When driving in neighborhoods with school zones, watch out for young people who may be thinking about getting to school, but may not be thinking of getting there safely.

Red flashing lights and extended stop arms indicate that the bus has stopped, and that children are getting on or off. Motorists must stop their cars and wait until the red lights stop flashing, the extended stop sign is withdrawn, and the bus begins moving before they can start driving again.

When backing out of a driveway or leaving a garage, watch out for children walking or bicycling to school.

Slow down. Watch for children walking in the street, especially if there are no sidewalks in neighborhood.

Slow down. Watch for children playing and congregating near bus stops.

Be alert. Children arriving late for the bus may dart into the street with out looking for traffic.

Learn and obey the school bus laws in your state.

Learn the “flashing signal light system” that school bus drivers use to alert motorists of pending actions:

Children

If you have to cross the street in front of the bus, walk on the sidewalk or along the side of the road to a point at least five giant steps (10 feet) ahead of the bus before you cross. Be sure that the bus driver can see you, and you can see the bus driver.

Use the handrails to avoids falls. When exiting the bus, be careful that clothing with drawstrings, and book bags with straps don’t get caught in the handrails or doors.

Never walk behind the bus.

Get to the bus stop at least five minutes before the bus is scheduled to arrive.

Walk at least three giant steps away from the side of the bus.

When the bus approaches, stand at least three giant steps (6 feet) away from the curb, and line up away from the street.

If you drop something near the bus, tell the bus driver. Never try to pick it up because the driver may not be able to see you.

Wait until the bus stops, the door opens, and the driver says that it’s okay before stepping onto the bus.

Parents

Teach children to follow these common sense practices to make school bus transportation safer.

Complete Women’s Health Care Caring Professionals Providing Care for Women • Normal & High Risk Obstetrics • Nurse Midwife • Menopause Center • Gynecology

• Infertility • Surgery • Revolutionary Treatment For Urinary Loss in Women

**PRENATAL CHIROPRACTIC CARE NOW AVAILABLE (BY APPOINTMENT) BRUCE A SUROSKY, M.D., F.A.C.O.G. KARYN F. NICKERSON, C.N.M., N.P. HELEN LAWSON, C.N.M.

JEAN OSHETSKI, C.N.P. MEGAN BODDY, C.N.M. MAGGIE KUCH, C.N.M.

www.TwinTierWomensHealthTeam.com | www.TTWHT.com

1005 Walnut St, Elmira, NY | 607.734.3968 24

LifeandHomes ■ Southern Tier

LifeandHomes

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Commercial Section

1208 DAVIS STREET ELMIRA, NY

Beaver Dams

$149,000

370 NYS Rte 414 - Large repair garage w/ adjoining office space, masonry building has been a deli & store.

Shop area insulated & has newer furnace. Separate 2 bedroom Ranch home. Cooler could be a paint bay or garage. Recently painted. Blacktop resurfaced. New lighting in store. New roof & new paint on house

Painted Post $199,000

731 Addison Rd. - LOCATION, LOCATION, LOCATION! 4 PRIME COMMERCIAL ACRES on Rte 417 formerly a church, blacktop parking, pole barn & church building.

Sold AS IS.

ACHTREE Real Service in Real Estate

607-937-5438 Painted Post, NY

www.realestatebywinters.com

Comes with the Amish Buggy, a Traveling Food Cart, all of the Equipment inside, functioning Fish & Chips stand! Just the paved drive will save you thousands (as it is a requirement when opening a business). Even if you don’t want to do a fish and chips joint, it’s a great By providing access to both and debt we are able to offer struc location for a barber shop, beauty parlor,equity and so much more!markets, Awesome exposure, close to businesses and residences tons of foot-traffi c! Don’t let the this opportunity pass youstructure, by! to address rapidlyfor changing markets, create optimal capital acces Make your dreams of owning your own business come true by taking that first step! $35,000

capital, and enhance the value of complex transactions. Selecting debt, equi capital can represent the most critical and difficult component of any real est requires seasoned professionals with proven track records of su

HATFIELD Real Estate 607-795-1443 452 Milton St., Elmira, NY 14904

Commercial Lending Source STATED INCOME PROGRAM Rates Starting as low as 6.49% We can provide the needed capital to build up a borrower’s commercial property portfolio

and help them attain cash flow. We’re here to help our borrower’s reach the top tier of our many loan programs. This investment property program offers competitive rates and terms for loans which may not meet normal bank guidelines.

• Stated Income Commercial Loans (No 4506) from $100,000 - $5,000,000 • 30 Yr Amortization with up to 5 Yr Term • LTVs up to 75% on most commercial property types (1st Liens only) *Select states and criteria

We work with A-D Credit, Other Loan Programs Available.

For more information, please contact:

Joel Siegfried • 315-796-2258 • jsiegfried35@gmail.com

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25

Investment Properties for Sale

5298 Terry Road, Syracuse $695,000 - (fully leased office/retail building, 10 year leases)

3208 West Genesee St, Syracuse $995,000 - (fully leased office/retail building, 15 year leases)

Commercial 6845 S.James Street - Commercial store front. 6000 +/- sF.Ample parking.$130,000 Delta Lake Property 6642 Stokes-Westernville Road, Ava4 bedroom, 2 baths, garage. situated on 8+ acres. Can subdivide into 5 building lots. Also zoned recreational. 475’ Lakefront. $575,000

6.5 Acres - City of Rome - Commercial property - Land development at the corner of Liberty & Gifford road. suitable for condos and townhouses.Water, sewer and gas. Close to shopping.Variance required. $225,000 FIRM.

612-614 West Seneca Tpk,Syracuse $199,900 - (4 unit fully occupied)

1624 Genesee St Syracuse $295,000 Awesome opportunity to purchase a 9 unit apartment building in a prime location. the building is fully occupied and under professional management. there is one 3 bedroom unit,one 2 bedroom and the rest one bedroom. rents total 5560 per month.

Great cash flow!

111 Gertrude Ave Solvay $164,900 superb opportunity! Fully rented and updated all brick 4 family in solvay. All units are 2 bedroom 1 bath.,2 with large porches. Updates throughout. rents currently at 800/800/775/675. strong income! Off street parking, newer boiler,add this one to the portfolio today!

106 William St Solvay $149,000 excellent investment opportunity. All brick 4 unit apartment building,full rented. All 2/1 units, with many updates including electrical and plumbing. solvay electric keeps bills low! Can be purchased together with 111 Gertrude Ave,another all brick 4 unit fully rented in solvay.

5426 Salina St Syracuse $139,900 - stately and spacious brick 2 family in the Valley. Over 4000 sq ft,and perfect for investor or owner occupant. 4 bedrooms in one unit and 3 in the other. Live in one side and rent the other,or cash flow from this lovely home. tons of updates.

306-308 Sly St Elmira $45,000 - An investor’s dream!

Five Units in One building! easy to collect rents,easy to make it pay for itself,and only one lawn to maintain! mOtIVAteD seLLer! priced low,long distance seller is trying to liquidate his properties! Get it while you can! selling As-Is.Courtesy of Hatfield Real Estate

1208 Davis St Elmira $35,000 - Wow! What a find!

Comes with the Amish buggy,a traveling Food Cart, all of the equipment inside,functioning Fish & Chips stand! Just the paved drive will save you thousands.Also a great location for a barber shop,beauty parlor,or so much more! Courtesy of Hatfield Real Estate

Are You Looking to Sell Investment Properties?

We are always looking for Buyers!

Allied Real Estate Investment Network

Joel Siegfried

315-793-7580

315-796-2258

2017 Genesee st Utica NY 13501 Properties Brokered Through SBG Inc. 26

LifeandHomes ■ Southern Tier

Brokers Protected

Licensed R.E. Broker

Jsiegfried35@gmail.com

Not only do we sell

cars, we buy cars!

Call for an appraisal, 607-524-0056

Financing options available with

Corning Credit Union or Chemung Canal

507-524-0056

CGWalushka@yahoo.com WalushkaAutoHouse.net 1095 Marsh Rd Corning NY 14830

Puzzled About Advertising?

LifeandHomes has the Solution!

With ad prices as low as $25 per month and with a wide range in diversity, there is a place for every type of business in our magazine.

Magazine

Our distribution covers everywhere you want to be seen so your ads will get noticed!

Call today and we’ll save space for you in our next magazine!

We even have multiple Region deals to give you even better exposure!

Online

Mobile

Social

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Call Toni at 607-731-8298 or email Toni@lifeandhomes.com to participate.

Homes

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We are traveling throughout the state to find the best food and beverage places.

Do you have a restaurant or bar/brewery that you want showcased?

Check out The Empire Plate on facebook.

We may be coming to your town soon!

Contact Bill Vinci at 315-281-7220 or billvinci@yahoo.com to talk about doing a show at your restaurant!

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J&M

LifeandHomes™

Support Local Business

www.LifeandHomes.com

Power Washing Painting & Window Cleaning

Hot Dog Joint · Burger Restaurant · American Restaurant

Jerome Shope (607) 426-8711 jmpowerwashing@ymail.com

212 Baldwin St Elmira, NY (607) 732-9417 Family Owned and Operated

Emily Conrad

Representative 1106 Walnut Street, Elmira NY 14905 607-734-5571 • avon@stny.rr.com Check out our weekly ads: avonman.biz

m&m red hots

Supreme Clientele Barber Shop & Salon 707 Lake St, Elmira NY 14901

Professional Styling for Men, Women and Children!

Your Local SunSetter Authorized Dealer

R M Spallone Builders, LLC 2908 Powderhouse Rd Corning, NY 14830

607-738-1987

Offer subject to change. Call us for details.

Can not be combined with other offers Only Available Through SunSetter Authorized Dealers

28

LifeandHomes ■ Southern Tier

Authorized By: ______________ Authorization Code: ivf - 06B

LifeandHomes™

Support Local Business

Healing Touch

Massage Therapy

www.LifeandHomes.com

Julie Bannon,LMT INTERIOR • EXTERIOR • ROOFING • SIDING Your Slate Tile Specialist • Free Estimates - Fully Insured

607-425-1306

Gift Certificates Available

(607) 259-7607

blaze.brockway@gmail.com www.generalcontractorelmira.com

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LifeandHomes™

Support Local Business

www.LifeandHomes.com

Arnold Enterprises

Landscaping

We Do Your Dirty Work!

Andrew Arnold, Owner

607-207-5567

ArnoldAndy99@gmail.com Pressure Washing Available starting at $99

Save 10% by mentioning LifeandHomes™

The Shop New Angle Drilling

by Larry Horton

Custom Fit Bowling Balls 2437 Caton Rd Corning, NY 14830

607-936-4283 | 607-329-1906

Thomas J. Metarko, Owner tmetarko@stny.rr.com (607) 368-3673 elmira 1897 College Ave elmira, NY 14901 (607) 733-0015

bath 7176 st rte 54 bath, NY 14810 (607) 776-2701

penn Yan 2247 route 54A penn Yan, NY 14527 (315) 531-1590

The Ultimate Customer Experience

$5 Off Your Next Full Service Oil Change

Custom Mouldings & Woodworking

Clint Harkness 1699 Thompson Hill Rd Gillett, PA 16925

607-483-5907

larbowl@aol.com

Does Your Roof Have Those Black Stains & Moss Growing?

Full Service Pro Shop

Where Anything Is Possible...

BEST Network Group is an association of non-competing, professional business people who meet regularly to share information pertaining to the local business communities as well as exchanging business leads and referrals. Each industry is represented by one member only in order to encourage the free and easy exchange of leads among the members while eliminating any chance of competitiveness.

www.BestNetworkGroup.com Our members meet every other Tuesday at 7:30 AM for a breakfast meeting at Curly's Chicken House Restaurant on Lake Street, Horseheads, NY. Facebook.com/bestnetwork

"An Association of Businesses Helping Each Other Grow" 30

LifeandHomes ■ Southern Tier

ask the expert Looking for Answers to Your Home Related Questions?

Search no further! Consider Your Local Business Expert!

Auction Services BRZOSTEK’S 315-678-2542 315-678-2000 member since 03/15

Auctioneering experience you can count on with a name you can trust. www.brzostek.com

Roof Cleaning

Insurance

WALLIN INSURANCE 607-734-8799 “You’ve Got A Friend In the business!”

BOWES 607-873-4911

member since 08/15

member since 05/15

You’ll feel comfortable talking with pete, and he’ll have answers to all of your questions!

1364 College Ave, elmira NY 14901 www.WallinInsurance.com

Landscaping

HVAC JON’S HEATING Call me for all your Heating & Cooling needs!

607-734-1922 607-738-0687 Forced Hot Air / Hot Water / radiant/ steam member since 03/15

/ Natural Gas / Oil / propane/ residential & Light Commercial/ Heating & Air Conditioning systems jdrake@stny.rr.com

FREE BOOK Homeowners and Landlord

or business! Does your roof have those black stains or moss growing on it? Let us help preserve your roof’s life! Call today! bowesroofcleaning.com

Sporting Goods

ARNOLD’S ENTERPRISES 607-207-5567 Let Us DO YOUr DIrtY WOrK FOr YOU! member since 05/15

rOOF and eXterIOr CLeANING for your home

Landscaping, power washing, and more! mention this ad in LifeandHomes and save 10%!

THE SHOP 607-936-4283 607-329-1906 member since 05/15

ArnoldAndy99@gmail.com

FULL serVICe prO sHOp New Angle Drillings, Custom Fit bowling balls

by Larry Horton Located at: 2437 Caton rd, Corning NY 14830 larbowl@aol.com

Sudoku Answer Key. puzzle on pg 27.

Rocky Ridge

Insurance is EASY!

Custom Kitchen & Bath Cabinets

Call us for your FREE COPY!

Free Estimates • We Build Your Dreams!

Family Owned and Operated Kenneth Zimmerman

Dundee, New York (P) 607-243-5465

Where Quality Dwells And Service Excels The Farm Market is Open! * Our Local Meat is available All-Year-Round May-November Thursday-Saturday 11:00 a.m.-7:00 p.m. | Sunday 12:00 p.m.-5:00 p.m.

Maple Valley Farms is a family-oriented farm with a Farm Market located in beautiful Upstate New York, just below the Finger Lakes region. We offer a diverse array of home-produced items, everything from home-grown fruits and vegetables to truly home baked-goods, along with local farm fresh beef, pork, and chicken.

791 County Road 64 Elmira, NY 14903 • 607 562-8848 / 607 739-3215 • maplevalleyfarms.com

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