Life and Homes Southern Tier

Life and

Southern Tier

Homes

FREE August 2015

Residential • Commercial • Multi-Family • Land

Sensational Local Listings

Upsize Downsize Find it Here!

Hot Hot Hot

Real Estate Deals

Local Listings @ www.LifeandHomes.com

Welcome What Home Buyers Really Want

Life and

Homes

There were few surprises in the recent report from the National Association of Home Builders studying the characteristics of home buyers. They found the average buyer included in the study looked at 10 different houses before making a buying decision. When ready to make the commitment, about 51% of the purchases were made using savings and 17% used money from the sale of a previous home toward the downpayment.

For buyers of brand new homes, room layout/design, neighborhood, exterior appearance and construction quality tended to be of utmost importance. Among first-time buyers, not surprisingly, price was a major consideration.

When choosing a home, buyers say size and room layout/design topped their priority list. The top two deciding factors for choosing a neighborhood were “the house itself” and safety. Proximity to friends and family, proximity to amenities, familiarity with the neighborhood, and proximity to work were further down on the list.

Research group, Demographia, reports that for the second year in a row, the United States has the most affordable housing among major metropolitan markets. If you’re not in a “major metropolitan market” and you’re still saving up for your own home purchase, here’s a little perspective for you... be thankful you aren’t house hunting in Hong Kong. The survey found that even if a household there could direct ALL, (we’re talking 100%), of its household income toward buying a home, it would still take 17 years before they could afford to buy. Even then, the average size of a new home there comes in at just 484 square feet, compared to 2,200 s/f for a new home in the U.S. God Bless the U.S.A.!

If what you really want is to own your own place, keep saving your pennies, engage the services of one of the many qualified professionals advertising within these pages, and visit LifeandHomes.com/CR-NY daily for the best of local listings.

Richard & Toni Granger

607-731-8298 • Toni@lifeandhomes.com

southern tier, NY Edition Published By

Richard & toni granger 607-731-8298 452 Milton St, Elmira NY 14904 toni@lifeandhomes.com Publication Franchisee, RMC Richard & toni granger

Toni & Richard Granger

Real Estate Marketing Consultants

Southern Tier LifeandHomes™

607-731-8298 • Toni@lifeandhomes.com

452 Milton St. Elmira NY 14904

607-731-8298

Advertising Deadline

Table of Contents Welcome

2

Magazine Deadlines Page

2

News Shorts Editorial House Listing Directory Commercial Section Support Local Business Ask The Expert

3,8 10,15

September Issue August 7, 2015

For advertising rates & info, contact Toni Granger, RMC 607-731-8298 toni@LifeandHomes.com

22

Corporate Office

26

David Lisi, OW NER 315-865-5845 David@LifeandHomes.com

28-30 31

Lisi Merchant Solutions, Inc. PO Box 18 Holland Patent, NY 13354 315-865-5845 Fax 1-315-865-7418

www.LifeandHomes.com/Southern-TierNY For franchise information call, 315-865-5845 LifeandHomes is published monthly by Lisi Merchant Solutions, Inc. This information has been compiled from public records and other sources we believe to be reliable, but we make no guarantee with respect to its accuracy or completeness or the absence of restrictions on use and are not responsible for any liability, loss, or risk that subscribers may incur, directly or indirectly, from using the contents of this site.

Copyright © 2015 Lisi Merchant Solutions, Inc.

Van Etten, NY 607-564-7931 / 607-738-4738 We Service Chemung, Schuyler, Tompkins, & Steuben Counties

Buying or selling a home?

If the home you are buying or selling has a septic system, it is important to have it checked before closing. Let us help you put your septic worries to rest.

2

LifeandHomes ■ Southern Tier

Understanding

Interest Rates If you’ve ever had a mortgage, a car loan or a student loan, you know that today’s economy is fundamentally linked to interest rates—and understanding them can make a difference in your own finances.

To help, one of the world’s leading derivatives exchanges created a new video to explain interest rates and the economy.

Called “The Ins and Outs of Interest Rates,” it shows how businesses manage interest rate risk and how that affects both banks and their customers.

For example, when you take out a mortgage, the lender determines the rate of interest on the loan. This rate is heavily influenced by the overall economy’s interest rates.

The bank, in turn, pays interest to the Federal Reserve Bank, the central banking system of the United States. Think of it like this: If the bank is your lender, then the Fed is the bank’s lender. Since these interest rates move all the time, the bank is constantly exposed to price risks that will shape how much money it loans out, and at what rate.

“The topic of home mortgages and interest rates is extremely important for the U.S. financial system. Given the current climate, we wanted to outline the importance and value of managing interest rate risk on the economy and on individuals —whether they are in the markets or not,” explained Anita Liskey, CME Group Managing Director, Corporate Marketing & Communications.

With easy-to-understand content that everyone from students to experienced market participants can find informative, Futures Fundamentals, the online resource behind the video, takes investing concepts such as futures, hedging and speculating and shows the essential role

newsShorts

they play. The goal is to make financial education an engaging experience for anyone, regardless of how well versed he or she is in the world of finance.

You can learn more about this and other videos at www.futuresfundamentals.com. (NAPSI)

5 Tips For a Seamless

Moving Process

Packing up your entire life and moving it somewhere new is an exciting, yet intimidating task. Whether you’re moving across the country or just down the street, you’re bound to experience all the ups and downs of the moving process. Between the packing, moving and eventual unpacking, the process seems never ending.

It’s easy to become overwhelmed when you look around your current home and ask yourself, “What am I supposed to do with all of this stuff?” First thing’s first, you need a plan. Don’t wait until the last minute to start cramming your belongings into boxes. Take some time to create a moving strategy before taking action.

If you’re planning a move and are struggling on how to get started packing, follow these tips from Apartment Therapy and Staples for a smooth and painless moving process.

Don’t wait to get organized.

Don’t make the mistake of procrastinating.

Even if you’re not planning to move anytime soon, you can still take small steps to help your future self. If your home feels like chaos, slowly organize each room, one at a time. When it comes time to pack up and go, you’ll be better prepared to take on the challenge.

Purge before packing.

View the moving process as a shining opportunity to clear out the clutter. Don’t move anything you won’t need or want in your new home.

The more items you donate or throw away, the less you’ll have to pack and move. Your new home will also feel more like a fresh start after paring down your belongings. For added convenience, some charitable organizations offer a pick-up service for donations.

Color code and pack by room.

Using moving boxes and plastic totes, create a system where each box contains items from only one room. You’ll be able to simply drop a box in a room of your new home and not have to move it again until it’s unpacked. Color coding the boxes by room is helpful to anyone helping you move or unloading the moving truck.

They’ll know exactly where to drop off each box.

Become a label person.

Don’t waste time running around searching for lost documents or important items. When it comes to organization, storage and moving, labels are your best friends. Take an inventory of all the boxes you’ve packed so you’re sure not to lose track of any. Keep a master list of each box and its contents in case anything gets lost. For the safe-keeping of important documents, file them in clear boxes so they’re conveniently stashed away until you need them.

Stay organized in your new home.

Once you’ve made it to your new home, it’s time to unpack and organize. If you’re going to make the effort to organize, you might as well get excited about it. Instead of using plain boxes and containers, consider using decorative totes and boxes that look as good as they store. You can use these to develop an organizational strategy in your new home. Additionally, if you use these boxes to pack, your belongings will already be organized before they even enter your new home.

Moving doesn’t have to be a nightmare. Make a plan, start early and you’ll be on your way to a fresh start in your new home. For more moving tips and all the supplies you’ll need, visit www.staples.com. (BPT) August

■

www.Life and Homes .com

3

RICHARD WINTERS REAL ESTATE

Real Service in Real Estate • www.realestatebywinters.com

607-937-5438 • Painted Post, NY Painted Post

$65,000 Painted Post

83 Beartown Rd - Covered patio, kitchen w/ tile, opens to sun porch, living room w/ hardwood floors, bath & laundry first floor bdrm. Up are landing bdrm and 3 more walk thru rooms.

Garage has added rooms on back.

$68,000 Bath

140 Charles St. - One owner 48 years, shared driveway, lots of room, high ceilings, 1 bedroom down & bath and 4 bedrooms up & bath. Upstairs not used for years.

$239,999 Troupsburg

$149,900 Addison

$73,200 Cameron

$43,659

$439,000 Addison

$61,325 Addison

$48,500 Corning

$68,900

$298,000 Painted Post

$79,000 Elmira Heights

$45,500 Campbell

$97,500

7356 County Rte. 89 -Warm & wonderful Contemporary on 30+ secluded park-like acres on wonderful trout stream. 3/3, open plan, walk-out basement, rec room, spacious rooms, modern kitchen, decks, balconies, screened porch.

4219 Cook Rd. -Private location w/ winding driveway. Fantastic views. Living room w/ fireplace, open dining area and equipped kitchen, 1/2 bath, upperlevel w/ huge family room, bedroom & bath & wet bar.

Corning

$125,000 Corning

Corning

$165,000 Elmira

$65,900 Corning

Painted Post

$127,900 Corning

$72,600 Bath

$80,000 Painted Post

$49,000 Horseheads

$64,900 Elmira

1024 Davis Rd.- Charming country home that you can watch the wildlife right out the bay window.

First floor master bedroom & bath. Huge L shaped covered deck. 24x32 garage is less than 2 years old. Has electric & storage above.

355W First St.- All new windows w/ woodwork, kitchen w/ gas range, fan, dishwasher, refrigerator, Corian countertops, microwave. NewYork room w/ views, deck off this room, 1/2 bath & 1 bdrm down. Up huge master w/ hardwood floors

117 Keefe Blvd -Well maintained Cape in desirable Painted Post location w/ central air.

Open floor plan w/ fireplace in LR, form DR, kitchen w/ appliances, 2 extra large bdrms, 2 full baths & 1/2 bath on first floor. Full basement.

Wayland

$259,000 Beaver Dams

5710 Dyke Rd- Pastures are rented. Large LR, DR, kitchen w/ newer windows & range, full bath w/ laundry room (not finished) back room w/slider.

Up are 4 bdrms, 2nd bath & room that could be finished. Acreage adjoins State Land.

458 W First St. - Two 2 bdrm apartments, two apartments on 2nd floor, front & back exits. First floor open floor plan w/ living room, dining room, kitchen, 2 bdrm & bath. Barn/shop, garage out back. Surveyed 2015. New roof.

0 Lee Rd. - 44 ACRES of wooded land withTimber Value. Great for hunting. Area close to town.

Mineral & gas rights do not convey. Assessment is on house & 47.97 acres but house was sold off w/ 3 acres has not been re-assessed per apple miner.

$85,000 Bath

19 W Naples St. - Beautiful kitchen w/ built in 103 Pine St. - Nice starter home with fenced eating area, range, refrigerator, dishwasher. lawn. Bring the family. Showings can only be Living room w/ fireplace, half carpet, half Saturdays and Sundays for the time being. hardwood. TV room, huge dining room, all new windows, separate laundry room w/ dryer.

4

LifeandHomes ■ Southern Tier

4961 Dyke Rd. - Additional acreage up to 200 acres available at $1500.00 Per acre.Central air, inground pool, patio, circular blacktop drive, so well built 12 on center, stone & vinyl siding , dream kitchen w/ stainless appliances.

2643 Goff Rd. - All Anderson windows, full LR w/ picture window, fireplace, dining room w/ sliding glass doors to screened porch, kitchen w/ range, refrigerator & island w/ butcher block, eating nook, ceiling fan, huge pantry.

311 Maple Heights - Heated sunroom off kitchen area. Large living room w/ hardwood floors & fireplace, dining area, knotty pine accents. Galley type kitchen. Full basement w/ semi finished room. This will be a short sale.

384 Sawdey Rd - Spacious home on 5 ACRES. Centrally located between Corning, Elmira & Watkins Glen. Front back deck. Family room w/ built-ins. Needs some TLC such as new carpets and skirting. Being sold AS IS.

0 Eddy Rd. - Lighting all new--neg. on furnishings, woodsy setting w/ lake view. Treated deck, plumbing new, wrap around deck-parking area. 15 ft. access w/ dock near A frame.

Windows new except picture window.

0 County Rte 85- Surveyed 37 ACRES located on Co Rte 85 w/ access on Spague Rd. ( Co Rte 86) Some woods, some cleared, brush. Used to be a railroad through part of property. Oil & gas 50/50

3948 Eddy Rd. - Cozy seasonal cottage on Cranberry Lake. Large deck overlooking the Lake. Most furnishings stay. Floating dock w/ motor, boat and equipment included in the sale.

Septic is a Enviro-lette system.

219 E High St.. - Exterior painted 2014, new 166 Horseheads Blvd - 2 story spacious older electric to pole, new water line in basement, home located in the Village of Elmira Heights. replaced sheetrock & painted large kitchen, Corner lot. living room & 2 bedrooms first floor, full bath. 2 bedrooms up w/ 1/2 bath. Detached garage.

$108,000 Painted Post

3 Meade Street - Carpeted living room w/ fireplace, formal dining room, kitchen w/ appliances. 1 bdrm, full bath w/ handicapped shower, up are 2 large bdrms w/ storage along eaves. Full basement.Water softener rental.

2517 Fairway Rd. - Room above garage can be large 3rd bdrm or family room. Enclosed porches. Carport. Shed. New carpet in most rooms. Kitchen cabinets freshly painted.

Appliances stay and are AS IS. Stove new.

4200 Hough Rd - Open floor plan up w/ 2 bdrms, full bath, living, dining & kitchen w/ dishwasher, range,refrigerator. Deck off kitchen in back & front deck, lower level family room, 2 bdrms, full bath.

$171,900 Painted Post

$99,000

$179,000 Corning

$66,000

4112 Meads Creek - Completey remodeled, new kitchen w/ stainless steel appliances, ceiling fans,corner fireplace in living room, master suite w/ walk in closet & full bath, new doors & windows, new roof, newly painted exterior.

$67,500 Corning

510 Stacia Dr. - Cute ranch house on popular Southport street. New gas range & dishwasher.

Garage is being used as a workshop but could easily be put back into a garage. Plumbing repairs have been completed.

6082 County Rte. 119 - Deck off back leading to family room, large living room, dining room & kitchen w/ range & dishwasher, 3 bdrm up. Vinyl sided. 2 car detached garage. Gas & mineral rights unknown if w/ property will convey.

5498 Meads Creek Rd.- Well shared between 2.

1986 peaked roof (rubber) 2 years old. Den added on, gorgeous enclosed porch, walk in shower in master bath, 2 closets, laundry room, kitchen w/ appliances. Large dining room.

3851 State Route 414 - Covered deck off kitchen, 0 State Route 414 - Right of way back to hill gorgeous oak kitchen applianced w/ island, covered with woods with a flat plateau of scrub dining area, living room w/ fireplace, family land at top that has been mowed. All surveyed. room, master suite, 2 additional bdrm, 2nd bath & 1/2 bath & laundry. 2 car attached garage.

34 Retirement Drive Horseheads, NY 14845 (607) 739-0521 retirementestates@aol.com

Homes open for viewing Mon - Thurs 10AM - 2PM or call for appointment.

329 Easy Street, Horseheads | $80,000 213 Leisure La., Horseheads | $147,000 Beds 2 | Baths 2.0 | Size 1056 s/f Large kitchen, living room, dining room, sun room and garage! Ready for new owners!

Beds 3 | Baths 2.0 - Large kitchen with lots of cabinets, Corian counter tops, breakfast nook, open floor plan, bow window, sliding doors, tray ceiling, maintenance free exterior.

123 Rocking Chair Rd,Horseheads | $89,000 206 Leisure La., Horseheads | $114,000 Beds 3 | Baths 2.0 | Size 1232 sq ft.

Beds 2 | Baths 2.0 | Size 1400 sq ft.

Master bedroom with walk-in closet and This immaculate home has 2 bedrooms and 2 attached bath. New wall to wall carpet baths (the master bath has a walk-in shower). throughout and just painted! large living room and large eat-in kitchen

321 Easy Street Horseheads | $158,000 133 Rocking Chair Rd, Horseheads |$138,000 119 Rocking Chair Rd, Horseheads | $239,000 Beds 3 | Baths 2.0 | Size 1652 sq ft.

This lovely home is in immaculate condition with lots of features. There is a spacious living room and a separate dining area.

Beds 3 | Baths 2.0 | Size 1888 sq ft.

Beautiful home w/ many upgrades, cathedral ceilings,dining area, roomy kitchen, family room with built-ins, 4 season room.

Beds 4 | Baths 3.0 - You will be amazed when you view this wonderful home! This 4 bedroom & 3 full bath home also has a walkout basement, decks & 2 car garage!

RETIREMENT ESTATES The Lifestyle You Deserve

Over 140 Homes • Several for Sale • All One Level Homes • Safe, Friendly Neighborhood • Community Center for Large Gatherings & Activities

Tour Sheets and Refreshments Available in Our Community Center Homes Also Available for Viewing Mon-Thurs 10am-2pm, or by Appt.

Community Activities: Pot Luck Dinners • Monthly Breakfasts • Bingo Office of the Aging Lunch • Community Library and more!

Next Open House In August!

Call Us at (607) 739-0521 or cell: (607) 207-2298 | Email: retirementestates@aol.com | www.RetirementEstates.com

August

■

www.Life and Homes .com

5

The Jennifer Baker Team Jennifer M. Baker

Realty USA - Market St 48 West Market St Corning, NY 14830 Office: (607) 936-4609

Lawrenceville

$85,000

Station Road - Just adjusted the price to $85,000! You can’t even buy a house and land with improvements for this price!! Just over the border in PA. Low taxes! Offers 3 bdrms & 2 full baths! 2 lrge bdrms w/full bath at one end, lrge living rm w/new carpet. MLS#239039

Jasper

$220,000

Five Corners Road -This beautiful home boasts original woodwork throughout, awesome door welcomes you into a large mudroom with plenty of space, huge living room with fireplace, formal dining room that overlooks landscaped backyard and deck. MLS#240780

GRI, ABR, ePro, Licensed Real Estate Sales Person, NY & PA JenniferMBaker14870@gmail.com

Call/Text 607- 857-2077

Larry G. Baker Jr. Licensed Real Estate Sales Person

Call/Text 607-738-3129

JenniferBakerRealEstate 100% Dedicated and Ready to Work for You!

Bath

$97,900

Elmira

$45,000

$119,900

Corning

$109,900

Robie Street - As you pull up front, the large covered deck with vinyl grabs your attention. Foyer opens to the large living room & open space through the family room, dining room, breakfast bar and large eat-in kitchen. First-floor laundry with large pantry. MLS#240120

Corning

Caton Road - This 3 bedroom, 1 bath home sits on 2 acres just mins away from Corning, Elmira, Lindley and PA. The open floor plan and updates that have been done have made this home move in condition. Large screened in porch. Too new for MLS#!

Linden Place- Owner financing available w/ acceptable down payment.

Well-maintained 3-bedroom home offering1st-floor bedroom, living room w/fireplace, centrally located kitchen, formal dining overlooking a screened in porch, fenced in backyard with privacy. MLS#239919

Powderhouse Road- This property is a little piece of paradise with beautifully landscaped gardens, stone walkways, a front porch with million dollar views, and an absolutely adorable home. The terraced back yard makes the hilly lot very usable. Too new for MLS#!

Elmira

$85,500

Horseheads

$74,000

Grove Street -This beautiful home boasts original woodwork throughout, awesome door welcomes you into a large mudroom with plenty of space, huge living room with fireplace, formal dining room that overlooks landscaped backyard and deck. MLS#240567

Latta Brook Road-This home is a hidden gem. Private lot w/ the sounds of the creek behind the home. This cape style home does offer a 1st floor bedroom for a total of 4 bedrooms, open floor plan, large basement and a 2 car attached garage. This is price to sell quick!Too New for MLS#!

Hunter’s Paradise, Country Lover’s Dream & Business Owner’s Delight!

On the Hillside In Southern Cortland County This sprawling 1888 square foot three bedroom ranch is situated on 20.86 acres with beautiful views. Located just minutes into Village of McGraw and City of Cortland with easy access to I-81. The oversized garage measures 24x52 will hold just about anything you can imagine including all the toys for country living with a workshop to boot! Present owner has a salon (11x21) between house and garage with separate entrance too. Would make perfect set up for most any home based business or office. The updated kitchen has newer appliances and solid surface countertops and island. There is a 3 season sun porch just steps down off the kitchen with walk out to deck area to accommodate entertaining. Living room is 14 x33 which could be staged for combination living and dining. There are laundry hook-ups on the main floor and in basement. The full basement has potential to practically double your living space! Nestled up in the woods is a cabin with a front row seat to nature and wild life! There is also a pond along the western road frontage. Call today for more information and to set up a showing.

6

LifeandHomes ■ Southern Tier

Joanne M Sweeney,

Licensed Associate Broker joanne@hometoheritage.com

Cell: 607-423-5623

Heritage Realty of Central New York 7 James Street, Homer, NY 13077 www.HometoHeritage.com

Office: 607-428-0708

August

â–

www.Life and Homes .com

7

Less Is More & It’s A Growing Trend The tiny house movement, which advocates simple living in smaller homes, has been growing in popularity.

Research from the Urban Land Institute suggests that tiny houses, aka micro units and micro shelters, typically larger than a one-car garage, smaller than a double, have staying power as a housing type that appeals to urban dwellers in high-cost markets who are willing to trade space for improved affordability and proximity to downtown neighborhoods.

Micro units are typically about 350 square feet in size, but can range from less than 250 square feet to 500 square feet, depending on the city building code requirements. They have no separate bedroom; sleeping space is combined with living space, but they do have fully functional bathrooms and kitchens.

The target market profile for micro units is predominantly young professional singles, typically under 30 years of age, earning less than $40,000, trending slightly more toward males than females. Other market segments include couples, older single empty-nesters, and temporary users. Singles currently living with roommates tend to be the most interested in making the switch from a traditional unit to a micro unit.

The appeal of micro units is largely about economics, as well as place and privacy.

Those interested in micro units are seeking to lower their rental costs (the units typically rent for 20 to 30 percent less than larger units); they are also drawn to the trendy “hip” locations where micro units tend to be built, and by the ability to live alone.

Those who are interested in switching to micro units ranked access to a grocery store as their top priority for a neighborhood amenity, 8

LifeandHomes ■ Southern Tier

newsShorts

followed by restaurants and a gym. In terms of project amenities, a laundry room ranked highest, followed by assigned parking, visitor parking, and a fitness center; and for unit amenities, a washer and dryer ranked first, followed by built-in closet/drawers and storage space. More than half were interested in multi-functional, convertible furniture.

Fans of the tiny house movement say they are willing to sacrifice space in order to have money left over to spend on travel, fun and family. It remains to been seen if this grass roots movement will be a trendy fad or a serious solution to housing affordability and sustainability.

How To Audit Your Home’s

Energy Efficiency A home that wastes energy can put significant strain on your budget.

Extremely cold winter temperatures and scorching summers, together with a poorly performing thermal system will drive monthly heating and cooling costs higher than expected.

So what can you do to cut the waste and the expense? For starters, clean all the filters in your heating and cooling equipment. This helps to improve the efficiency of your home; however, the best way to tackle your home’s energy inefficiencies head on is to understand your home’s overall performance with an energy audit.

To perform the audit, a certified Home Energy Rater will conduct a series of tests to provide an overall efficiency rating in much the same way that household appliances are rated. Armed with this information, you can make home improvement decisions that further boost your home’s energy efficiency.

One common energy audit test is a door blower, or airflow, test. A large fan is used to pull air out of the house and create negative pressure inside. The higher air pressure outside the home then flows into the home through the unsealed cracks and openings. To detect where these air leaks are located, the auditor will use a smoke pencil. A well-sealed home should have no air leaks. The auditor may also complete a comprehensive infrared scan of your home using an infrared camera. These scans provide a clear image of where the inefficiencies in your home are.

One of the easiest ways to dramatically improve the overall performance of your home following an energy audit is to assess your home’s existing insulation. Insulation and a tight air seal are vital to keeping the temperature inside your home comfortable and consistent all year round.

Another effective solution that offers immediate and long-term cost savings is replacing your home’s traditional fibrous insulation with high-performance spray foam insulation. Spray foam insulation, such as Icynene, is a wise investment for homeowners who want to make significant improvements to their home that have a long-term, positive impact. Able to perform in all climates, spray foam insulation allows homeowners to utilize air-conditioning systems more efficiently throughout the summer and their furnaces during winter.

As a modern insulation solution, spray foam insulation expands rapidly to completely seal a home’s walls, floors and ceilings and prevent air leakage. Insulation experts from Icynene note that quality spray foam insulation can noticeably reduce monthly cooling and heating costs, in some cases by up to 50 percent.

Additionally, spray foam insulation helps minimize random airborne moisture and pollutants from entering the home. This is ideal for anyone suffering from seasonal allergies, an important consideration as spring arrives. For more information on how spray foam insulation can help homeowners optimize the efficiency of their home, visit www.icynene.com. (BPT)

Painted Post

$299,900

Horizons Realty 9637 Fieldstone Court 40 W Market St Corning, NY 14830

Amazing 2-story colonial with grand entrance and cathedral ceiling family room. Freshly painted top to bottom. Brand new granite counter tops throughout the home, even in the bathrooms! Huge bonus entertainment room with built-in surround sound system on the second floor. Updated kitchen with center island in an open concept floor plan leads to the family room. Step out to the double deck and enjoy the panoramic view. Generous back yard for year around family fun. Brand new garage door opener, 1 yr old water heater & all newer mechanicals.

Painted Post 329 E High St

Truly a magnificent home not to be missed! Show stopping original woodwork throughout. Spacious dining room with custom built-in shelves in a modern open concept floor plan leads to a gas fireplace equipped family entertaining room. Beautiful wooden staircase and soaring cathedral ceiling welcome you at the entrance. Generous deck and a large fenced back yard provide for all year round outdoor activities.

• Residential • Relocation Painted Post • Investment • International Referrals 4060 Grove St Mao-Fan “James”Wang

$129,500

$199,999

A must see! Spacious home sits on over 2 acres of private wooded lot. Huge open concept living and dining floor plan that walks out to a generous back yard deck provide for all of your entertaining needs.

Amazing kitchen equipped, master suite/in-law suite on the lower level makes it a truly accommodating home for families of all sizes.

NYS Real Estate Salesperson

Cell: 732-429-6713 JamesWang@ColdwellBanker.com

Nancy Sterling

Realty USA - Corning 71 Denison Parkway W Corning NY 14830

(O) (607) 936-4663

Licensed Real Estate Agent

nancysterlingrealestate@gmail.com PRESIDENT’S COUNCIL

PINE CITY

BRADFORD

$299,000

CORNING

$119,000 CORNING

No sign in yard but ready for you.

Open floor plan with a huge open great room with an island. Updated kitchen, huge bath, large bedrooms, deck & fenced yard. MLS# R235498A

$275,000 CORNING

WOW, 6 year old newer home on 6.5 acres with a barn. Open floor plan, huge master. full unfinished basement with a fun bar. A must see! MLS# R240144A

Immaculate!! This has quality through the entire home. All the original molding shines & is accented by new Brazilian floors & all hardwood original.

Made modern. MLS# R240091A

$93,000 PAINTED POST

Taxes are from a larger parcel. This 3 bedroom, 1.5 bath home features all new walls, carpet, windows, roof & family room. Both baths new as well.

1 acre MLS# R238030A

$239,900 CORNING

Beautiful country setting with 1.5acres, home has all new laminate & carpet throughout & many new updates. 3 new decks. Mint shape!

MLS# R238208A

$87,000 LINDLEY

Beautiful country setting with 1.5acres, home has all new laminate & carpet throughout & many new updates. 3 new decks. Mint shape!

MLS# R240537A

Cell: (607) 329-3678

$237,000 ADDISON

Nestled in the woods with lots of sunlight to fill the attached greenhouse.

This unique 4-5 bedroom Raised Ranch has large spacious rooms & an open plan. MLS# R239238A

$85,000 BEAVER DAMS

Log Cabin on 20 plus acres overlooking a beautiful pond, private mostly wood. Great place with a generator, propane, cook stove & oven. Fun place to be. MLS# R239781A

$76,000 CAMPBELL

Cute! Well kept 3 bedroom with a huge fenced in yard. Fresh paint, flooring, new tile in laundry. Don’t miss this home! Selling agent is a relative to the seller. MLS# R239755A

August

■

$119,500

Should be stick built!! This is amazing, new roof, siding, addition, deck, covered porch, 4 car garage, hardwood floors, new hardwood kitchen, new tiles. MLS# R237879A

$71,250

3 bedroom home on 40 plus acres, cash only, short sale approved. Total roof & rafters needed, mold issues, no furnace - all as is where is.

MLS# R235498A

www.Life and Homes .com

9

Dress Up Your Floors With Top Tile Trends If you are renovating any area of your home, it may be time to try something new-such as bringing tile into main living areas in addition to your bathrooms and kitchen. New designs, styles and technologies are making tile the most versatile and accessible flooring material.

“Tile has always been durable and easy to maintain,” says Kevin McDaniel, director of product development and design services for The Tile Shop, which sells tile and natural stone at more than 100 retail showrooms across the country. “Tile has a long life span and classic good looks, making it a favorite flooring of choice wherever homeowners need a floor material that’s both practical and beautiful. Even more design options are available now, making tile a smart floor surface in virtually any room of the home.”

Homeowners, builders, designers and product developers are thinking outside the box when incorporating tile into renovations and new builds. From bringing tile flooring up the wall, to using the same tile flooring across multiple rooms, to using water jet technology, they’re working with tile in non-traditional ways. Here are some top tile trends to consider for your interior design project: 1. The look of real wood with a rustic finish.

Many of the larger-format faux wood tiles mimic the look of real hardwood floors. Less expensive and more durable than real wood, these tile floors are practical yet beautiful choices for active households with children and pets. Details evoke the character of real wood, right down to the nails. “Rustic faux wood is making a huge splash because of its warm, earthy coloring and unusual time-worn finishes such as aged paint, a finish hard to 10

LifeandHomes ■ Southern Tier

achieve with real wood. I foresee it continuing to be a very popular design trend,” McDaniel says.

2. Those longer tile planks. While standard square tile sizes will always have their place in home décor, rectangular tiles - otherwise known as planks - are gaining popularity.

New 12-by-24-inch tiles are a hot choice in bathrooms and 6-by-36-inch tiles or 8-inch by 8-feet planks (often in wood-grained looks) are a favorite for living areas.

“Using longer planks can help smaller spaces look larger, and create an appealing consistency across multiple rooms,” says McDaniel. “While consumers may be familiar with traditional tile shapes such as square or hexagon, these longer tiles offer exciting new design flexibility.”

3. That poured concrete look. While concrete is a trendy design material right now, it’s not practical for every household or application.

New tile styles create the look of poured or stained concrete at a fraction of the cost, and with all the durability, versatility and ease associated with tile. Tile options range from long rectangular 8-by-18-inch or 12-by-24-inch planks to 18-by-18-inch squares. Tiles are rectified-the edge is cut completely straight-and grout joints are very narrow to further create the look of seamless concrete.

4. The warmth of heated floors. While heated floors were once a luxury option for homeowners, they’re becoming increasingly mainstream.

Tile lends itself to radiant heat beneath the floor.

The Tile Shop carries a full line of accessories, including thermostats, which can control the heat in any floor in your home. This includes both the shower floor and shower benches.

5. Unconventional grout and tile design ideas.

Using a high-contrast grout color can make the floor pop, and it’s a tactic that works well with mosaic designs. Choosing the right grout color is just as important as the tile you select.

Also popular is the concept of mosaic designs that mimic an area rug within a larger section of tile flooring and create the look of custom art within the floor.

Shopping for tile designs and inspiration is easy when you visit one of The Tile Shop’s local showrooms or visit www.tileshop.com. (BPT)

Makitra Real Estate, Inc. Steven "Sam" A. Makitra Broker/Owner 4 West Steuben St. 607-776-2468 Bath, NY 14810 www.makitrarealestate.com

Bath, NY - Welcome to Wold Lake! Prime Rural Residential property in the Finger Lakes region of Upstate New York. All modern amenities with the peace and quiet you have been looking for. Offering a year round custom built Chalet with cedar cathedral ceilings, 3 bedrooms including a master suite with private jacuzzi, birch kitchen, dining room. Hardwood floors throughout main level consisting of Oak, Ash, Cherry, Walnut and Birdseye Maple.Fully functional fireplace. Large open deck and screened,covered porch to enjoy your view of Wold lake and the distant countryside.Over 1400ft. of private lake front. $525,000 MLS# 237801

Cameron, NY - Get away from it all! Clean and cozy camp with a womans’ touch.

Breathtaking southwestern view of the evening sunset and beautiful countryside year round. Also included 20+/- acres of forest,complete with hiking trails,camping areas, and wildlife observation points throughout. An exceptional property for the outdoor enthusiast.Posted Private property, Shown by appointment. Tax rates for Cameron are as follows: $15.375027 per $1000 for Town & County, and $22.547903 per $1000 for School (Addison School district). This 20 acres is part of a larger parcel. $89,900 MLS# 239578

Bath, NY - Summer is finally here, and its time to get out and view this quality ranch in the village of Bath. A well maintained 3 bedroom home with hardwood floors,cedar closets,baseboard hot water heat,full basement,and a 1 car garage situated on just under an acre.your view of Wold lake and the distant countryside.Over 1400ft. of private lake front. $129,900 MLS#239553

Avoca, NY - Great property and well maintained. Barn in the back with 1 car bay and workshop down, rec room and/or storage up. Gorgeous yard and lot. Centrally located off I 86 between Bath and Hornell. $525,000 MLS# 240329

Avoca, NY -Take a look at this one. A pristine property with low maintenance. A quality built ranch and a prime lot situated on just under an acre of park like scenery. Offering a master suite with private bath with extra bedrooms opposite. A full unfinished basement with outside or inside entry. Village water and gas. Included is a 2 car detached garage with electric and gas installed. Extremely well maintained. A must see.. $120,0900 MLS#240608

Bath, NY - 3 apartment multi unit in Bath village.Separate utilities. Live in one, rent the others.Plenty of off street parking. Current assessment is @ 47%. Low maintenence, great income potential. $89,900 MLS# 235873

Cameron, NY - Land sale! Here is your chance to own a great piece of country. This 5 acre lot is ready for a cabin or new home. Maps available upon request. $14,900 MLS# 238347

August

â–

www.Life and Homes .com

11

12

LifeandHomes â– Southern Tier

Ronald E. Gilbert

10017 Browntown Road, Lindley

$399,000

Licensed Real Estate Salesperson rgilbert@realtyusa.com (Cell) 607-483-2241 (Office) 607-733-2700 215 West Church Street Elmira, NY 14901

Your private piece of Paradise. This 5000 SF finished living space sits on the top of hill with great views over looking the Cowanesque Lake. Master Suite is over 1100 SF with access to the sun porch with hot tub. Large Master Bath with 2 walk in closets and a private sitting room with gas logs. The Grand Hall with cathedral ceilings divides the Large living room and the dinning room. A large custom kitchen is open to the family room. Two other Bedrooms on main floor. Basement has a 3/4 bath and large room for either a Bedroom or Recreation room. A garage that holds 6 cars and a work shop. 40 X 60 Pole barn. You must see this home that sits on 39 Acres of land with other land available. All parcels are negotiable. MLS# s239152

Christina M.Torto

21 S. Washington St., Binghamton, N.Y. 13903

Lic. Associate Real Estate Broker Serving NY & PA

607-725-7430 (cell) 607-722-0722 (office) christinatorto@gmail.com www.christinatorto.com

3904 Deer Run Lane, Binghamton, NY

Breathtaking private estate w/every amenity you could dream! Full bath in each bdrm could allow for your own B&B! Porcelain & onyx tile, venetian plaster, granite, custom black walnut office, solid maple cabinets, doors & trim. Stone fplc b/w kitchen & great rm. Hand poured & polished concrete stairs. Bluestone top on island dresser in massive closet. Unlike anything else, video tour online! MLS #199317

4243 Renole Drive, Binghamton, NY

Incredible home situated on 12 private acres with fabulous views! New boiler, HWH, driveway, freshly painted extensive decking. Each bedroom on 2nd flr is attached to a full bathroom. New pool liner & new fenced around pool. Whole house air filtration system, vaulted ceilings. Large walk-out lower level apartment w/full kitchen, bathroom, 2 bdrms & FamRm. MLS #198882

2733 Watson Blvd, Endwell, NY

Move right in to this beautifully updated Maine Endwell home! Refinished hdwd flrs, completely repainted interior, wood burning fplc w/new chimney insert, newer windows, solid wood doors, central A/C. Completely re-done mudroom/breezeway off of 2 car garage that leads to a private trex deck. Tiled kitchen w/newer appliances, center island & 2 great pantries. Partially finished LL w/full bath. MLS #198706

August

■

www.Life and Homes .com

13

MALONE

Home Builders,

INC.

Need a New Home?

We specialize in new home construction!

Modular & Panelized Ritz Craft Homes - Barden Homes

Building to suit your needs & style using quality products and workmanship.

20+ years of experience General Contractor - Family Owned Company MaloneHomeBuildersInc.com

607-382-1504

MaloneHomes@Verizon.net

Call Us Today to Schedule an Appointment at our New Design Center!

Are You In Need Of A Home But Can’t Purchase Right Now? We Work With Buyers Who Have Had Tough Times In The Past!

We Buy Homes, Then Sell Them To Buyers Just Like Yourself.

People Who Have Lost A Job, Had Medical Issues Other Financial Issues As Well!

Come Talk To Us, Tell Us Your Story!

Together We Will Find A New Beginning For You!

Three Step Properties, Inc. Larry & Donna Horton 607-329-1906 Or 607-426-0161

There Is A Light At The End Of The Tunnel, Let Us Show You The Way! 14

LifeandHomes ■ Southern Tier

Simple Steps Toward

Saving Money Putting money in a savings account seems simple enough, yet it’s a struggle for many. According to federal data by Statistics Brain, the average U.S. family’s savings account held a balance of $3,800 in 2014. While there has been an upward trend in the amount being socked away each year, increasing savings account balances can help Americans meet their long-term goals, such as retirement.

When building your savings account, take the task head on by defining a clear course of action and setting specific goals.

Know how you’ll use the money. There are a variety of ways you can use your newly earned savings, from growing your savings balance to making a major purchase to paying down debt. Set an attainable goal, such as paying off a credit card, funding a down payment for a new house or making an extra mortgage payment.

Challenge yourself to save. If you need a little extra motivation, tackle a program that lets you gradually step up your savings game, such as the 52 Week Savings Challenge.

“A savings challenge is a great way to ensure you’re not only stashing money away, but doing so on a regular basis,” said John Heath, directing attorney for Lexington Law. “Creating a habit of saving money is the ultimate takeaway, and the simplest way to ensure a solid financial future for your family.”

The challenge is simple: start off saving $1 the first week, $2 the second week, and eventually $52 in the final week of the challenge. If you save each week throughout the year, you will be $1,378 richer. You may find it helpful to set a weekly reminder to stay on track. Although the challenge suggests starting off with $1 for the first week, you could decide to save more if your budget allows and come out an even bigger winner.

Ditch the money jar. By opening a savings account, you will be far less likely to “borrow” from yourself. Having an account also makes it easier to arrange for automatic recurring transfers that move money from your checking account to your savings account on a regular schedule. If your paycheck is delivered via direct deposit, you can also direct a portion of each check directly to savings.

options to fit your needs. For example, if you meet certain criteria, you may be eligible to open a high-interest savings account to grow your savings even higher. Another route is to choose a savings account that imposes penalties for excessive withdrawals. While these accounts can feel restrictive, they provide a valuable deterrent for those who are too easily tempted to dip into their savings.

Treat your savings contribution like a bill. Create a budget that outlines all your expenses, and includes a line for savings. Thinking of your savings account as a debt to be paid will help hold you accountable for making regular deposits and limit any tendencies to spend what you may have been able to save.

For more tips for managing your money, or your credit, visit www.LexingtonLaw.com.

(Family Features)

Use accounts that give you a boost. Most financial institutions offer a variety of saving

August

■

www.Life and Homes .com

15

HATFIELD 607-795-1443 452 Milton St, Elmira NY 14904 Real Estate Always an agent on call! Call Today!

Mobiles Ready for Occupancy! www.HATFIELDRE.com

Painted Post

$19,500

117 Evergreen, Very well kept 2 bedroom, appliances included (washer less than 1yr), screened porch, large carport. Located in Victory Village MPH.

Bath

$98,000

6668 Tulip Trail, Located in an Adult Community in Bath NY you’ll find this beautiful 2 bedroom, 2 bath, double wide trailer, with 1456 sq ft and an attached garage! You’ll enjoy this Adults 55 years of age and older park where you can relax and enjoy peace and quiet. Rented Site $443-includes the use of a community building,snow removal, lawn care, water, and garbage. Custom made for physically challenged.

Lowman (Lot 215)

$15,000

926 Hoffman Hollow Rd, Here you’ll find a 3 bedroom, 2 full bath home, all set up for your handicap needs! It has a master bedroom and bath that has been altered to make your life easier, as well as a ramp inside the carport so that you have protection while entering and exiting your vehicle. Located near Park & Ride, the I-86, between Elmira & Waverly.

Lowman (Lot 72)

$47,000

858 Robert Hollow Rd, You won’t find a prettier, better kept, double wide home! This is truly beautiful and you’ll never believe that it isn’t new from the factory! It offers 3 Bedrooms, 2 Full Baths, Eat-in-Kitchen, Living Room, Family Room and Laundry area! A well respected park and a convenient location, along with this affordable price will have you wondering what took you so long!

Motivated Sellers and Very Affordable!

Elmira

$29,000 Elmira

$54,900 Elmira

320 W FIRST STREET - OWNER FINANCING 1110 S MAIN ST - OWNER IS LOOKING FOR WITH ONLY $10K DOWN! Where can you OFFERS! Awesome garage, fenced in yard, find a 5 bedroom and 1.5 bath home with 2 bedroom cape! these kind of terms?

$18,500 Elmira

918 GRAND CENTRAL AVE - THIS HOME IS SELLING FOR LESS THAN MOST LOTS ARE ASSESSED FOR!

$42,000 Elmira

$24,500

725 WINSOR AVE - WHAT A FANTASTIC 722 ERIE ST - LIVE IN IT OR USE IT AS A YARD! JUST REDUCED, TOO! 2 BEDROOMS, RENTAL, AT THIS PRICE CAN YOU AFFORD QUICK SALE! TO PASS IT UP?

Land Lots, Large and Small!

Elmira

$12,000 Elmira

0 CURTIS STREET- Two lots for the price of one! Public water and sewer at the curb, and plenty of road frontage!

$8,250 Elmira

371 W WATER STREET - Looking for a great place for your new business or a way to increase your parking? High traffic count, public utilities at the curb!

$2,000 Addison

0 BENNETT STREET - Looking to increase the size or your lawn? Looking for a spot for a garden? This is an affordable lot measuring 12l’x 120’

$20,900 Corning

0 COUNTY ROUTE 1 - Over 7 acres of land that would make an awesome location for your new home, mobile, or hunting cabin.

Motivated Sellers!

0 BUCK HOLLOW RD - Phenomenal private property with an amazing view! Private setting, stocked pond, and 96 glorious acres!

Room for your home & your own retreat!

List with HATFIELD Real Estate and get your home SOLD! 16

LifeandHomes ■ Southern Tier

$249,600

www.HATFIELDRE.com

452 Milton St, Elmira NY 14904

1559 RIFF ROAD CORNING

$350,000

You will not find a home that is better made than this home! Quality & Precision are two words you may use to describe your new home!

Go to: www.CatonHouse.com to see how fantastic a home can be!

11947 ST RTE 352, CORNING

This Cape located in the Horseheads School District offers a 1st floor master which could also be a family room. Makes a wonderful starter or a home for any stage of your life! Great location, close to schools, shopping, employment, highway for commuting, and affordably priced!

$130,000

This turn of the Century home has character and charm! Tin ceilings, natural woodwork, sunlit rooms and the prestigious South Hill are just a few of the wonderful perks this home has to offer! It sits on a double lot, has a fenced yard, and offers off street parking! It’s a must see!

$125,100 459 MAPLE AVE, ELMIRA

$79,900

$184,900

You’ll love this ranch home in a great location, offering 3 bedrooms, kitchen to please the chef in any home, full walkout basement, Koi pond, office, 2-car attached garage, and over an acre of land with rich-soiled raised beds and fenced yard! It all adds up to the perfect forever home!

$149,000 184 STATE STREET, CORNING

This 4 bedroom, 2 bath home with 1st floor laundry, new kitchen w/ stainless steal appliances, formal dining, living, family room (or could be 1st fl bedroom) has a large yard, garage, and full basement! Owners have gutted and made new and it’s ready for you! See it today!

$83,900 381 PHILO RD, ELMIRA

On a corner lot in a quiet area you’ll find this very nice 2 story home with an open floor plan, large yard and 2 car garage! There’s a full basement for a workshop or family room too! Sit on the front porch to enjoy the morning sunrise, or the back deck for evening sunsets!

$223,000 232 CRANE RD, ELMIRA

This is a lovely family home. Offers 4 beds 2 full baths family room, fenced backyard, large storage shed, quiet street, lots of storage. New windows,central air, new deck 2014. Hardwood floors under carpet.

Large lot.

$127,900 80 GRIFFITH ST, CORNING

This three bedroom ranch has a sitting room, and a family room, dining area open to the kitchen, a 3-season room, a work shop, patio, and garage all on the same level! This is a must see and the Seller is anxious as she already has her new home picked out!

730 SENECA PLACE, ELMIRA

11585 KELLY HILL RD, PINE CITY

607-795-1443

Always an agent on call! Call Today!

Your oasis sits on 30 acres of land located just minutes to Corning, Pennsylvania, Horseheads, and Waverly! Built in 2009, offers 1300 sq ft, 2 bedrooms, 2 baths, and a full, walkout basement! Must be seen!

$152,900 4902 PINECREST RD, MILLPORT

You’ll love this community! The location is perfect! The home ranch has so much to offer: 3 bedrooms/2 baths/laundry/formal dining/living w/ FP/kitchen on the main floor. In the lower level there is an In-Law Suite: 2 bedrooms/full bath/living room w/FP/room for a kitchenette!

508 SHAPPEE STREET, HORSEHEADS

HATFIELD Real Estate

$99,900

This Queen Anne Victorian offers large rooms, high ceilings, fireplaces, a kitchen with enough cupboards for two homes, energy efficient items for low NYSEG bills, and over 3,000 sq ft (not counting the full walk up attic and full basement)! Room for everything and everyone!

We need your listings!

Our homes are selling!

List with HATFIELD Real Estate and get your home SOLD!

August

■

www.Life and Homes .com

17

The Most Affordable Way to Promote Your Listings

Life and

Homes

™

Advertising in LifeandHomes Is Affordable and Easy With ad prices as low as $25 per month and with a wide range in diversity, there is a place for every type of business in our magazine.

Our distribution covers everywhere you want to be seen so your ads will get noticed!

Call today and we’ll save space for you in our next magazine!

We even have multiple Region deals to give you even better exposure!

Life and

Homes Magazine

Online

Mobile

Social

www.LifeandHomes.com

Call Toni at 607-731-8298 or email Toni@lifeandhomes.com to participate.

18

LifeandHomes ■ Southern Tier

™

REALTORS® Advocating for Private Property & Home Ownership Rights In photo (left to right): Mary-Ann Morehouse, Lori Shaylor, Assemblyman Chris Friend, Cathy Weil, Terrie Burke, Michelle Costanza and Ken Leath.

Leaders of the local Realtor Association joined approximately 300 fellow NYS Realtors in Albany last month to discuss issues of concern with their elected officials.

IN NY STATE:

NATIONALLY:

• REALTORS® oppose mandatory fire sprinklers in new home constructions

• REALTORS® support mortgage debt forgiveness tax relief

• REALTORS® support tax credits for voluntary installation of residential fire sprinklers

• REALTORS® support continuance of the mortgage interest tax deduction

• REALTORS® support assistance for first time home buyers

• REALTORS® support continuance of property tax deductions in the tax code

• REALTORS® support extension of the property tax cap

• REALTORS® support continuance of 1031 like-kind exchanges

• REALTORS® support transparency & disclosure in co-op housing

• REALTORS® Support increased availability of credit to qualified borrowers

Real Estate Salesperson Qualifying Course Why Real Estate?

I’m Ready For a New Career • Unlimited Earning Potential • Find Fulfillment Representing Clients • Motivated Individuals Can Excel • Cultivate Your Social Circle

I’d Like a Part-Time Job • Supplement Your Income • Utilize the Flexible Schedule • Become Familiar with the Real Estate Business at Your Own Pace

I’d Like to Enhance My Knowledge • Learn Something New & Useful • Expand Your Understanding of Real Estate • No Requirement to Become Licensed • Useful for Appraisers and Admins

Early Bird Price of $450 if Registered by August 21st!

The Elmira-Corning Regional Board of REALTORS® Inc. will hold The Real Estate Salesperson Qualifying Course from September 14th through October 26th, 2015. The course will be held on Monday, Tuesday, Wednesday and Thursday Evenings beginning at 6pm. The cost of this course is $499, which includes the textbooks. Register before August 21st and pay only $450. The classes will be held at the ElmiraCorning Board of REALTORS® office located on Route 352 in Big Flats.

Passing the course will qualify a student to take the New York State Real Estate Licensing Exam. Passing the state licensing exam will enable a student to apply for a NY State Real Estate License. For more information or to register for the course, call the Board of REALTORS® at (607)562-7035 or visit the web at www.elimira-corningrealtors.com. Seating is limited. Final registration deadline is September 3rd, 2015. *After successfully completing the qualifying course and exam, the following requirements must be met to apply for a NYS Real Estate Salesperson License. Be at least 18 years of age. Be no more than four months behind in child support. Must provide information about any crimes of which convicted. Name a sponsoring broker on your application. Please contact the Board office or a local Real Estate Broker for information or with questions.

August

■

www.Life and Homes .com

19

LOCEY REALTY GROUP

Michele M. Locey

Broker | Cell: 607-425-8888 Office: 607-739-0900

102 Lee Avenue, Horseheads, NY | loceyrealtygroup@yahoo.com

Situated on a wooded lot in Southwoods, featuring 3,300 sq. ft.

Call me now for details! 607-425-8888

Priced to seLL! radisson condo For sale by owner! radission in Baldwinsville $105,500

Featured Property

nichols, nY 1485 sunny side rd 3 Bedrooms, 2 full Baths 2080 sq ft on a full concrete basement!

2-car garage and work shop, horse Barn, new furnace, hot Water heater, Pressure tank and sitting on 3.75 acres! no flooding! come see this wonderful, well kept home, and fall in love with everything it has to offer! great location because it’s close to everything!

centurY 21 croWn 444 front St owego, nY 13827

607.687.2121 20

LifeandHomes ■ Southern Tier

centurY 21 croWn agents

Smarter • Bolder • Faster www.c21crown.com

You Pick the Location, then our Highly Skilled Teams Build for you!

Commercial

Additions

Log Homes Already have a licensed contractor you prefer? They can do the work for you!

Infinity Sales RTG RICK GRANGER

607-331-1037 • InfinitySalesRTG@gmail.com

August

■

www.Life and Homes .com

21

LifeandHomes.com

For more information on any of these houses, visit www.LifeandHomes.com and type in the QSN#

Elmira

$8,250

371 Water Street

Open Market Listing Service™ Elmira

$700

370 W Third Street

0 Bedrooms / 0.0 Baths

2 Bedrooms / 1.0 Baths

QSN #369984

QSN #381768

Hatfield Real Estate Toni L. Granger

Hatfield Real Estate Toni L. Granger

Realtor

Realtor

607-795-1443

607-795-1443

sellsthemall@yahoo.com

Elmira

sellsthemall@yahoo.com

$900

1303 Main Street

Elmira

$750

1317 Hall Street

3 Bedrooms / 1.0 Baths

3 Bedrooms / 1.5 Baths

QSN #380400

QSN #381875

Hatfield Real Estate Toni L. Granger

Hatfield Real Estate Toni L. Granger

Realtor

Realtor

607-795-1443

607-795-1443

sellsthemall@yahoo.com

Elmira

sellsthemall@yahoo.com

$700

330 Broadway (Left)

Elmira

$1,000

1212 Grand Central Ave

2 Bedrooms / 1.0 Baths

4 Bedrooms / 2.0 Baths

QSN #381769

QSN #381765

Hatfield Real Estate Toni L. Granger

Hatfield Real Estate Toni L. Granger

Realtor

Realtor

607-795-1443

607-795-1443

sellsthemall@yahoo.com

Elmira

sellsthemall@yahoo.com

$700

1 Gates Place

Elmira

$900

1101 Oak Street

2 Bedrooms / 1.0 Baths

3 Bedrooms / 1.0 Baths

QSN #381871

QSN #381766

Hatfield Real Estate Toni L. Granger

Hatfield Real Estate Toni L. Granger

Realtor

Realtor

607-795-1443

607-795-1443

sellsthemall@yahoo.com

Elmira

sellsthemall@yahoo.com

$700

330 Broadway (Right)

Lansing

$464,900

43 Cherry Rd

2 Bedrooms / 1.0 Baths

3 Bedrooms / 2.5 Baths

QSN #381770

QSN #388036

Hatfield Real Estate Toni L. Granger

Realty USA Downtown Jolene Rightmyer-Macolini

Realtor

Licensed Associate Real Estate Broker

607-795-1443

607-339-1559

sellsthemall@yahoo.com

jolene@sellsyourporperty.com

Private Tutoring

Shirley A. Norquest

Norquest REAL ESTATE

for New York State Real Estate Examinations Be CONFIDENT when taking your exam!

35 Years of teaching experience • Highly Successful teaching methods Personal interaction will help you retain the information Tutoring hours that work with your busy schedule Need Help? Call today!

Shirley Norquest, RA, AHWD

Call 607-739-9684 • Email: tnorquest@stny.rr.com 22

LifeandHomes ■ Southern Tier

Join the conversation of hope iMatter Spaghetti Dinner Fundraiser • 4 – 7 pm The American Legion 71 Old Ithaca Road, Horseheads The 4th Tuesday of Every Month

Salad Bar, Spaghetti, Meatballs, Sausage, Rolls Adults $8 • Seniors $6 • Children (under 10) $5 Dessert Can Be Purchased at an additional cost.

Puzzled About Advertising?

LifeandHomes has the Solution!

With ad prices as low as $25 per month and with a wide range in diversity, there is a place for every type of business in our magazine.

Magazine

Our distribution covers everywhere you want to be seen so your ads will get noticed!

Call today and we’ll save space for you in our next magazine!

We even have multiple Region deals to give you even better exposure!

August

Mobile

Social

Life and

Call Toni at 607-731-8298 or email Toni@lifeandhomes.com to participate.

Online

www.LifeandHomes.com

■

Homes

www.Life and Homes .com

™

23

Investment Properties for Sale

5298 Terry Road, Syracuse $695,000 - (fully leased office/retail building, 10 year leases)

3208 West Genesee St, Syracuse $995,000 - (fully leased office/retail building, 15 year leases)

Commercial 6845 S.James Street - Commercial store front. 6000 +/- sF.Ample parking.$130,000 Delta Lake Property 6642 Stokes-Westernville Road, Ava4 bedroom, 2 baths, garage. situated on 8+ acres. Can subdivide into 5 building lots. Also zoned recreational. 475’ Lakefront. $575,000

6.5 Acres - City of Rome - Commercial Property - Land development at the corner of Liberty & gifford Road. suitable for condos and townhouses.Water, sewer and gas. Close to shopping.Variance required. $225,000 FIRM.

612-614 West Seneca Tpk,Syracuse $199,900 - (4 unit fully occupied)

1624 Genesee St Syracuse $295,000 Awesome opportunity to purchase a 9 unit apartment building in a prime location. the building is fully occupied and under professional management. there is one 3 bedroom unit,one 2 bedroom and the rest one bedroom. Rents total 5560 per month. great cash flow!

111 Gertrude Ave Solvay $164,900 superb opportunity! Fully rented and updated all brick 4 family in solvay. All units are 2 bedroom 1 bath.,2 with large porches. updates throughout. Rents currently at 800/800/775/675. strong income! Off street parking, newer boiler,add this one to the portfolio today!

106 William St Solvay $149,000 Excellent investment opportunity. All brick 4 unit apartment building,full rented. All 2/1 units, with many updates including electrical and plumbing. solvay electric keeps bills low! Can be purchased together with 111 gertrude Ave,another all brick 4 unit fully rented in solvay.

5426 Salina St Syracuse $139,900 - stately and spacious brick 2 family in the Valley. Over 4000 sq ft,and perfect for investor or owner occupant. 4 bedrooms in one unit and 3 in the other. Live in one side and rent the other,or cash flow from this lovely home. tons of updates.

306-308 Sly St Elmira $45,000 - An investor’s dream!

Five units in One Building! Easy to collect rents,easy to make it pay for itself,and only one lawn to maintain!

MOtIVAtED sELLER! Priced low,long distance seller is trying to liquidate his properties! get it while you can! selling As-Is.Courtesy of Hatfield Real Estate

1208 Davis St Elmira $35,000 - Wow! What a find!

Comes with the Amish Buggy,a traveling Food Cart, all of the Equipment inside,functioning Fish & Chips stand! Just the paved drive will save you thousands.Also a great location for a barber shop,beauty parlor,or so much more! Courtesy of Hatfield Real Estate

Are You Looking to Sell Investment Properties?

We are always looking for Buyers!

Allied Real Estate Investment Network

Joel Siegfried

315-793-7580

315-796-2258

2017 genesee st utica NY 13501 Properties Brokered Through SBG Inc. 24

LifeandHomes ■ Southern Tier

Brokers Protected

Licensed R.E. Broker

Jsiegfried35@gmail.com

Taking a

Vacation this Summer?

Save up to 75% off the BEST prices online anywhere with

A Smarter Way To Travel.

Plus get $100 in travel credit towards travel bookings as a free gift from

CNYLifeandHomesTravel!

www.CNYLifeandHomesTravel.com

Trying to sell your house?

If you don’t see it in this issue of LifeandHomes™ you’re missing an opportunity to sell your house quicker and more effectively!

Talk with your realtor today and request that your house be highlighted in next month’s issue!

Thinking about selling your house?

Look through this issue and choose from some of the best Professional Realtors in the Southern Tier area who are actively advertising in this publication.

Be sure to tell them you found them in the LifeandHomes™ Magazine!

Creative and Effective Advertising $

25

for as little as a month

Contact Eryn Nickerson 607-742-0428 Eryn@LifeandHomes.com

www.LifeandHomes.com

We bring people and homes together.

August

■

www.Life and Homes .com

25

capital, and enhance the value of complex transactions. Selecting debt, equi capital can represent the most critical and difficult component of any real est requires seasoned professionals with proven track records of su

ACHTREE

LifeandHomes

™

Commercial Section

Commercial Lending Source STATED INCOME PROGRAM

Rates Starting as low as 6.49% We can provide the needed capital to build up a borrower’s commercial property portfolio and help them attain cash flow. We’re here to help our borrower’s reach the top tier of our

many loan programs. This investment property program offers competitive rates and terms for loans which may not meet normal bank guidelines.

• Stated Income Commercial Loans (No 4506) from $100,000 - $5,000,000 • 30 Yr Amortization with up to 5 Yr Term • LTVs up to 75% on most commercial property types (1st Liens only) *Select states and criteria

We work with A-D Credit, Other Loan Programs Available.

For more information, please contact:

Joel Siegfried • 315-796-2258 • jsiegfried35@gmail.com 406-408 W CHURCH ST. ELMIRA

ITS

UN 5-6

306-308 SLY STREET ELMIRA, NY

Make this apartment house with 5 (possibly 6) units make you MONEY! Very affordable! Seller is anxious! REDUCED to $45,000

HATFIELD Real Estate 607-795-1443 452 Milton St., Elmira, NY 14904

Building is vacant S PT and stripped to studs. /A S E Zoned for 10 apartIC FF ments. Ready for you O to remodel. Seller’s want it sold! Some improvements have been made, others are waiting for your creativity!

Aproximately 12,000 sq ft of space for you to make money on!

Call Lynne 607-731-1040 today!

Millport

26

Painted Post, NY

www.realestatebywinters.com

LifeandHomes ■ Southern Tier

awesome opportunity for the entrepreneur in you! It offers a money making location and everything else needed for you to get started with your own business! REDUCED to $35,000

HATFIELD Real Estate 607-795-1443 452 Milton St., Elmira, NY 14904

$36,000

2009 Crescent St. - Basement of church 3 yrs ago new ceiling & door, concrete floor 2 stairways down, nursery room & 2nd dining room. 5 other storage rooms, two 1/2 baths, hot water heater. Upstairs antique bell, boiler. Church vinyl sided, roof new last year. First level pastor’s office w/ carpet/ chapel & alter.

607-937-5438 Real Service in Real Estate

$125,000

452 Milton St., Elmira, NY 14904

731 Addison Rd. - 4 prime commercial acres on Rte 417 formerly a church, blacktop parking, pole barn & church building. Sold AS IS. Building not of much value. 4, 396 Sq Ft, Large Parking area, DIRECTIONS: S. Hamilton Rd. over bridge to Rte 417 property on left.

• Paved Parking Lot • All Contents Goes • Ready To Make $$ • Convenient Location • Out Door Seating • Affordable

Freddy’s Fish & Chips is now available for sale! This is an

HATFIELD Real Estate 607-795-1443

Painted Post $199,000

1208 DAVIS STREET ELMIRA, NY

Beaver Dams

607-937-5438 Real Service in Real Estate

Painted Post, NY

www.realestatebywinters.com

$149,000

370 NYS Rte 414 - Large repair garage w/ adjoining office space, masonry building has been a deli & store. Shop area insulated & has newer furnace. Separate 2 bedroom Ranch home. Cooler could be a paint bay or garage.

607-937-5438 Real Service in Real Estate

Painted Post, NY

www.realestatebywinters.com

Complete Women’s Health Care Caring Professionals Providing Care for Women • Normal & High Risk Obstetrics • Nurse Midwife • Menopause Center • Gynecology

• Infertility • Surgery • Revolutionary Treatment For Urinary Loss in Women

**PRENATAL CHIROPRACTIC CARE NOW AVAILABLE (BY APPOINTMENT) BRUCE A SUROSKY, M.D., F.A.C.O.G. KARYN F. NICKERSON, C.N.M., N.P. HELEN LAWSON, C.N.M.

JEAN OSHETSKI, C.N.P. MEGAN BODDY, C.N.M. MAGGIE KUCH, C.N.M.

www.TwinTierWomensHealthTeam.com | www.TTWHT.com

1005 Walnut St, Elmira, NY | 607.734.3968

Not only do we sell

cars, we buy cars!

Call for an appraisal, 607-524-0056

Financing options available with

Corning Credit Union or Chemung Canal

507-524-0056

CGWalushka@yahoo.com WalushkaAutoHouse.net 1095 Marsh Rd Corning NY 14830

August

■

www.Life and Homes .com

27

J&M

LifeandHomes™

Support Local Business

www.LifeandHomes.com

Power Washing Painting & Window Cleaning

Hot Dog Joint · Burger Restaurant · American Restaurant

Jerome Shope (607) 426-8711 jmpowerwashing@ymail.com

212 Baldwin St Elmira, NY (607) 732-9417 Family Owned and Operated

m&m red hots

We only use 100% Certified Toxic Free Organic & Wild Crafted ingredients.

Did you know? By 9 am the average person unknowingly applies over 125 toxins. It is legal for companies to use cheap harmful fillers & ingredients.

Is your family's toothpaste, shampoo, laundry soap, baby products etc. safe? www.gogreengetpaid.com/toxictruth

Judy Johnston 607-742-8682 www.essanteorganics.com/JGJ

Emily Conrad

Representative 1106 Walnut Street, Elmira NY 14905 607-734-5571 • avon@stny.rr.com Check out our weekly ads: avonman.biz

Supreme Clientele Barber Shop & Salon 707 Lake St, Elmira NY 14901

Professional Styling for Men, Women and Children!

Your Local SunSetter Authorized Dealer

R M Spallone Builders, LLC 2908 Powderhouse Rd Corning, NY 14830

607-738-1987

Offer subject to change. Call us for details.

Can not be combined with other offers Only Available Through SunSetter Authorized Dealers

28

LifeandHomes ■ Southern Tier

Authorized By: ______________ Authorization Code: ivf - 06B

LifeandHomes™

Support Local Business

www.LifeandHomes.com

Arnold Enterprises

Landscaping

Thomas J. Metarko, Owner tmetarko@stny.rr.com (607) 368-3673

We Do Your Dirty Work!

Andrew Arnold, Owner

607-207-5567

ArnoldAndy99@gmail.com

Elmira 1897 College Ave Elmira, NY 14901 (607) 733-0015

Pressure Washing Available starting at $99

Penn Yan 2247 Route 54A Penn Yan, NY 14527 (315) 531-1590

The Ultimate Customer Experience

$5 Off Your Next Full Service Oil Change

Save 10% by mentioning LifeandHomes™

The Shop

Bath 7176 st Rte 54 Bath, NY 14810 (607) 776-2701

Custom Mouldings & Woodworking

New Angle Drilling

by Larry Horton

Clint Harkness

Custom Fit Bowling Balls

1699 Thompson Hill Rd Gillett, PA 16925

2437 Caton Rd Corning, NY 14830

607-483-5907

607-936-4283 | 607-329-1906 larbowl@aol.com

Does Your Roof Have Those Black Stains & Moss Growing?

Full Service Pro Shop

Where Anything Is Possible...

BEST Network Group is an association of non-competing, professional business people who meet regularly to share information pertaining to the local business communities as well as exchanging business leads and referrals. Each industry is represented by one member only in order to encourage the free and easy exchange of leads among the members while eliminating any chance of competitiveness.

www.BestNetworkGroup.com Our members meet every other Tuesday at 7:30 AM for a breakfast meeting at Curly's Chicken House Restaurant on Lake Street, Horseheads, NY. Facebook.com/bestnetwork

"An Association of Businesses Helping Each Other Grow"

August

■

www.Life and Homes .com

29

LifeandHomes™

Support Local Business

www.LifeandHomes.com

30

LifeandHomes ■ Southern Tier

Healing Touch

Massage Therapy Julie Bannon,LMT INTERIOR • EXTERIOR • ROOFING • SIDING Your Slate Tile Specialist • Free Estimates - Fully Insured

607-425-1306

Gift Certificates Available

(607) 259-7607

blaze.brockway@gmail.com www.generalcontractorelmira.com

ask the expert Looking for Answers to Your Home Related Questions?

Search no further! Consider Your Local Business Expert!

Auction Services BRZOSTEK’S 315-678-2542 315-678-2000 Member since 03/15

Auctioneering Experience you can count on with a name you can trust. www.brzostek.com

Roof Cleaning

Insurance

WALLIN INSURANCE 607-734-8799 “You’ve got A Friend In the Business!”

BOWES 607-873-4911

Member since 08/15

Member since 05/15

You’ll feel comfortable talking with Pete, and he’ll have answers to all of your questions!

or business! Does your roof have those black stains or moss growing on it? Let us help

1364 College Ave, Elmira NY 14901 www.WallinInsurance.com

Landscaping

HVAC JON’S HEATING Call me for all your Heating & Cooling needs!

607-734-1922 607-738-0687 Forced Hot Air / Hot Water / Radiant/ steam Member since 03/15

/ Natural gas / Oil / Propane/ Residential & Light Commercial/ Heating & Air Conditioning systems jdrake@stny.rr.com

FREE BOOK Homeowners and Landlord

preserve your roof’s life! Call today! bowesroofcleaning.com

Sporting Goods

ARNOLD’S ENTERPRISES 607-207-5567 LEt us DO YOuR DIRtY WORK FOR YOu! Member since 05/15

ROOF and EXtERIOR CLEANINg for your home

Landscaping, power washing, and more!

Mention this ad in LifeandHomes and save 10%!

THE SHOP 607-936-4283 607-329-1906 Member since 05/15

ArnoldAndy99@gmail.com

FuLL sERVICE PRO sHOP New Angle Drillings, Custom Fit Bowling Balls

by Larry Horton Located at: 2437 Caton Rd, Corning NY 14830 larbowl@aol.com

Sudoku Answer Key. Puzzle on pg 23.

Rocky Ridge

Insurance is EASY!

Kitchens & Baths

Call us for your FREE COPY!

224 Shannon Corners Rd

Dundee New York 14837 Kenneth & Verna

Zimmerman

(P) 607-243-5465 • (F) 607-243-7935

Where Quality Dwells And Service Excels The Farm Market is Open! * Our Local Meat is available All-Year-Round May-November Thursday-Saturday 11:00 a.m.-7:00 p.m. | Sunday 12:00 p.m.-5:00 p.m.

Maple Valley Farms is a family-oriented farm with a Farm Market located in beautiful Upstate New York, just below the Finger Lakes region. We offer a diverse array of home-produced items, everything from home-grown fruits and vegetables to truly home baked-goods, along with local farm fresh beef, pork, and chicken.

791 County Road 64 Elmira, NY 14903 • 607 562-8848 / 607 739-3215 • maplevalleyfarms.com

August

■

www.Life and Homes .com

31

32

LifeandHomes â– Southern Tier