Life and Homes Northern New York

Northern NY

Life and

Homes

Free

October

2010

Your Inside

Guide to CNY Homes

Bold & Beautiful Fall Trends

Versatile Living Spaces Complete Real Estate Listing Directory @ LifeandHomes.com

Life and

Welcome to LifeandHomes™

Homes

Low interest rates are being credited for luring potential buyers into the housing market. Unprecedented tax incentives and affordable housing seem to be contributing as well. Whether you’re shopping for your first home or are a veteran home buyer, it’s important to go into the game equipped and informed. Start with the basics:

jefferson-lewis co. NY, Edition Published By LISI MERCHANT SOLUTIONS, INC.

* Aim to get yourself into the best possible financial position before you begin your home search. If you are looking for a step-by-step process, I highly recommend Dave Ramsey’s book, The Total Money Makeover.

Publication Franchisee, RMC David P. L isi Corporate Editor Kim L isi

* Make it your job to learn about the local market. Understanding pricing, location, school districts, and zoning regulations aide in making an informed decision when it’s time to buy. Now’s a great time to investigate alternative buying options such as foreclosure and short sale properties. Keep it real, though. Foreclosures and short sales require extra time and expertise. Know when to seek professional assistance.

Kim@dslisi.com

How to Reach Us Press Releases or Letters to the Editor Our e-mail address is Kim@LifeandHomes.com

* Ask friends, family and neighbors to recommend real estate professionals they have worked with. Do your due diligence and select a qualified professional who knows the market and is willing to listen to your wishes and concerns. You’ll be working closely with them in the coming months, so finding an agent you can relate to personally is key.

(Please do not send attachments)

David P. Lisi , RMC

Real Estate Marketing Consultant 315-865-5845 • David@dslisi.com

* Make a list of features and preferences that are non-negotiable, then move on to your wish list - the features you’d like but may be willing to compromise on if the right property comes on the market. Choosing the right home, especially in a buyer’s market, can seem overwhelming. Knowing your “must have” features will help narrow your options and save you time.

At LifeandHomes™ we enjoy working with Realtors®, For Sale By Owners, investors, contractors, developers, business owners and community members to promote community and boost the local economy. We make it our job to connect buyers and sellers, professionals and the public - which in turn benefits LifeandHomes readers and our local area. Look inside and online at www.LifeandHomes.com for great deals on properties and professional services along with relevant, informative editorial.

Welcome to LifeandHomes™ and thank you for your patronage.

i David P. Lis

Or send to: LifeandHomes Magazine PO Box 18 Holland Patent, NY 13354

Account Executive DAVID P. LISI 315-865-5845 david@dslisi.com

Regional/National Account Executive: Rob Thrasher 315-941-3452

rob.thrasher@gmail.com

Distribution 1.888.260.3343 x2

Media Partners WWTI NEWS CHANNEL 50 myabc.50.com

CYBERVILLAGE

www.CyberVillage.com

Advertising Deadline November Issue October 22, 2010

Corporate Office Lisi Merchant Solutions, Inc. PO Box 18 Holland Patent, NY 13354

315-865-5845 Fax 1-315-865-7418

Northern New York

www.LifeandHomes.com For franchise information call, 315-865-5845 Life and Homes is published monthly by Lisi Merchant Solutions, Inc. Every effort has been made to ensure that home listings, advertisements and information are free of errors or omissions.

The publisher does not guarantee the accuracy of the submitted information to Life and Homes Magazine and assumes no liability.

L i f e and H o m e s

■

This information has been compiled from public records and other sources we believe to be reliable, but we make no guarantee with respect to its accuracy or completeness or the absence of restrictions on use and are not responsible for any liability, loss, or risk that subscribers may incur, directly or indirectly, from using the contents of this site.

Copyright © 2010 LifeandHomes, Inc.

2

We br i n g p e o p l e a n d h o m e s t o g e t h e r .

Is Your Home Under-Protected?

Just when you think you’re safe, a recent nationwide survey has uncovered that a majority of American homes are dangerously under-protected when it comes to fire and carbon monoxide (CO) poisoning.

Even those equipped with smoke and CO alarms are at risk according to the study, which revealed that two thirds of U.S. households are not in compliance with the national recommendation for the number of smoke alarms set by the National Fire Protection Association (NFPA). Even more alarming is the 90 percent of homes that do not meet the recommendation for number of carbon monoxide detectors, including 40 percent that report having zero working carbon monoxide detectors.

“These statistics confirm what we’ve feared for years - that far too many homes in this country are not as well protected as they should be against the dangers of fire and CO,” says Deborah Hanson, director of external affairs for First Alert, a leader in residential fire and CO detection devices. “What’s more troubling is that many people don’t realize that their families are at risk.”

For those in need of new smoke and CO alarms, a wide variety of innovative products are available with an assortment of features to meet different needs. First Alert products range from combination smoke and CO units to smoke alarms with escape lights, along with basic battery-powered products. These smoke and CO alarms are available at national retailers or for purchase through the First Alert online store at www.firstalertstore.com. (ARA)

Color: Strong saturated tones such as midnight blue, royal purple and deep chartreuse will join autumn’s traditional power hues of rich reds and burnt sienna. Reds are especially dominant, appearing in every shade from fiery orange-reds to deep merlot. These powerful colors are paired with linear and neutral whites, creams and soft grays to provide a highcontrast punch.

Pattern: Fall pattern trends include micro and macro patterns within a single tile, larger-thanlife designs that incorporate multiple tiles, and optical illusions. Drawing on consumers’ continuing interest in the environment, tile makers are presenting entire collections inspired by nature. You can find tiles that mimic the texture of sand dunes, waves, tree bark and even rain.

Texture: Texture lends nuances of shade and tone through the play of light and shadow.

Ceramic tiles have always been a good medium for textures. Digital technology has made it easy for tile makers to apply texture to a ceramic surface. New possibilities have emerged, such as tiles that mimic the look of antique distressed wood and bush-hammered or chiseled stone. (ARA)

Before You Flip That Switch When the temperatures plummet, you shut the windows, flip the air switch to heat and plug any leak you can find in an effort to keep your house warm. But what you’re also doing is sealing the air inside your house.

NADCA has published an internationally recognized standard that specifies requirements for proper cleaning. For more information about HVAC cleaning and to find a certified and knowledgeable contractor, visit www.NADCA.com. (ARA)

Win A Home “Cleanover” You can win a “makeover” for your home by entering the ProMist™ Home CleanOver Contest. Cleaning expert and noted “Oprah” contributor Peter Walsh will visit the grandprize winner to clean and reorganize his or her home. Three monthly winners will get a mini Home CleanOver with a ProMist™ Cleaning Team. From now through January 31, 2011, you may enter by visiting www. homecleanover.com to upload your video and explain why you or someone you know needs a Home CleanOver. (NAPSI)

Free Delivery of LifeandHomes

Don’t miss that Special Home you’ve been looking for.

Have a PDF sent right to your email. visit www.LifeandHomes.com Click on the magazine www.Life and Homes .com

3

L i f e and H o m e s

While a good tight seal is very important to staying warm and keeping your energy bill in check, it also can really have an impact on indoor air quality.

Heating, ventilation and air conditioning (HVAC) systems can act as a collection source for a variety of contaminants that have the potential to affect health, such as mold, fungi, bacteria and very small particles of dust. The removal of such contaminants from your HVAC system is crucial to improve indoor air quality.

■

Home renovation and building go on yearround, but as with any design statement, each season brings new looks and trends. This autumn’s ceramic tile trends share a flair for

boldness and innovation. The ceramic tile experts at Tile of Spain point to the hot trends to watch this fall:

“When you flip that switch on your heater, there is a lot of dust and debris - collected in the coils over the summer months - that either burns into fumes or gushes into the house through your vents,” says Aaron Marshbanks, board member of the National Air Duct Cleaners Association (NADCA).

October

Fall Tile Trends Go Bold & Beautiful

newsShorts

Protect Your Vehicle &

Travel Safely This Winter

your coolant system before winter is very important. Checking the level and concentration of anti-freeze in your vehicle could save you costly engine repair and should be done twice every year. Choose an extended life coolant for ultimate protection, which can be used in nearly any year, make or model vehicle worldwide.

As cooler temperatures arrive, so does the opportunity to prepare your vehicles for winter driving conditions. Although you may not want to think the warm weather is behind you, taking time now to prepare and protect vehicles can save significant time, money and hassle later. A few tips for vehicle winterization and safe travels this season:

Travel prepared: In case something does happen to your vehicle this winter and you’re stranded for an extended period of time, it’s important to keep a few essential items on board. Assemble an emergency kit containing a blanket, gloves, ice scraper, flares, flashlight, jumper cables and basic first aid items. Make sure to also carry a cell phone when you travel, particularly if bad weather is expected. (ARA)

Simple steps to prepare your vehicle for changing weather conditions

Clear vision: Having full view of what’s ahead and behind your vehicle at all times is vital, so be sure to check your windshield wiper blades and washer fluid before winter precipitation hits. For colder climates where you may experience ice or frost, you may want to keep a bottle of de-icing windshield spray handy. Simply spray your icy windshield with the fluid, turn on your vehicle defroster and your windows will clear quickly and easily.

Northern New York

Auto armor: Did you know that within 30 days, a small scratch or nick in a vehicle’s paint finish can rust? Add some freezing temperatures and a small problem can quickly escalate to a larger, more expensive one. Luckily, fixing scratches is quick, easy and affordable, thanks to products such as Dupli-Color’s Scratch Fix 2in1 touch-up paint.

Available in thousands of colors to perfectly match your vehicle’s paint, and featuring a patented applicator for precision and control, anyone can achieve professional looking results that will repair and protect your vehicle’s appearance … and help you avoid an ugly problem next spring.

L i f e and H o m e s

■

Tired out: One of the most important aspects of winterization is ensuring you have a safe grip on the road. Like the soles of shoes that prevent you from slipping, quality tires help keep your vehicle securely on the road, especially in slippery rain or snow conditions. Checking tire tread and pressure is important to ensure you have optimal traction. If you live in a particularly snow-prone or rural area, you might also consider buying snow tires and/or chains.

Engine protection: Extreme temperatures can cause major issues in a vehicle’s engine, so testing 4

newsShorts

We br i n g p e o p l e a n d h o m e s t o g e t h e r .

With a few simple steps, you can feel safe and secure for the cooler temperatures ahead. For more information on Dupli-Color products, visit www.duplicolor.com.

“Check Out”

The Kitchen When Shopping For A New Home Although buying a home is the largest investment most people will ever make, the decision doesn’t have to be as daunting as it may seem to many.

There are some simple guidelines that can help you find a home you will be happy with for a very long time. A recent study conducted by Merillat, a leading manufacturer of cabinetry, found that the kitchen is the most influential room when deciding to buy a home, followed by the great room and then the master bedroom.

The kitchen deserves special attention when shopping for a new home and has many aspects not always visible with a quick glance. Follow these two simple guidelines and you’ll be better able to decide if the kitchen is right for you.

Keep A Checklist Ask yourself: • Do I like the layout of the kitchen?

(Keep in mind all the items that will require storage.)

• Does the kitchen feel comfortable when I’m in it?

• Does the kitchen help facilitate interactions with family and friends? (Do the spaces enable you to easily associate with family and friends?) • Is the cabinetry durable and well built? • Does the kitchen have visual impact or a good focal point such as an island, cooking grotto or other unique feature?

(Identify the tasks or storage functions of the island to ensure it will meet your needs.) • Does the kitchen have adequate storage space and built-in features?

(The study found the biggest regret homeowners have after a kitchen remodel is that they didn’t include enough storage features.)

Test-Drive The Kitchen • Open and close the drawers several times to be sure they roll in and out smoothly and quietly.• Open the wall and base cabinets, because you may discover unique storage solutions. • Role-play the necessary steps involved to see if the space is laid out as efficiently as possible. • Examine the thickness of the wood on the drawer fronts and sides, as well as the cabinet doors. • See if the hinges are adjustable to make for a correctly aligned cabinet door. • Check to see that the color of the interior complements the exterior.

Most importantly, when shopping for a new home, take your time and analyze all aspects of the home to ensure it is perfect for you and your family. To learn about kitchen design and storage features, visit Merillat, a leading manufacturer of cabinetry, at www.Merillat.com. (NAPSI)

Join Us Weekly

Entertaining TV Show about Life and Home On Demand Video at www.LifeandHomes.com Click on Video Channel

• Tips and Services • Home Video Tours • Home Improvements • Interesting Family Life • Interviews Hosted by

Jill Hayes

TV & Video Channel

Sweet Satisfactions Were two cousins who grew up with a family that loves food.

We love to bake and create delicious designs that put a smile on your face.

Have a special occasion, party or wedding coming up?

Give us a call...

Life is Delicious Steph & Rach

www.SweetSatisfactions.com

StephanieLisi - 315-941-2533 RachelLange - 315-525-2994

Guillaume Realty 348-4206 • Floyd 865-5257 PO Box 365, Brantingham, NY 13312 pinetreema@aol.com

Brantingham

Marian E. Guillaume Broker

Dotie Clarkin Mark Scheidelman Jim Gillen Jr. Julie Mandry Sales Associates

North Utica

$109,000 Barneveld

SPACE. 10 room home with 3.5 baths. All on 6 acres with barn that features 5 box stalls. Call for your showing.

$85,000 Brantingham Lake $340,000 Kayuta Lake

Luxurious waterfront home. Master bedroom suite with whirlpool. 100’ of waterfront. 3/4 bedrooms, cape with attached 2 car garage, full basement, central air, available now!

air cleaner and built in humidifier. Hot tub, circular black top drive, 28x36 garage with a full second floor. This is all close to the golf course, Brantingham Lake, cross country + downhill skiing and snowmobile trails. You name it, we have it. May we show you? Guillaume Realty 315-348-4206.

www.Life and Homes .com

5

L i f e and H o m e s

Brantingham $249,900 Custom Log Home - Situated on a 1 acre, cedar wooded lot in downtown Brantingham! A bit of a contemporary design - this home features 3 bedrooms, 3 full baths with granite vanities, 1st floor laundry area. 1st floor area is 1200 sq. ft. with second floor 650 sq. ft. master bedroom plus a 1000 sq. ft. finished basement space. There is a new gas furnace with Hepa

Available Now! 4 bedroom, 2 bath home with eat-in kitchen, living room with stone fireplace, spacious rooms with finished basement, wonderful views and afternoon sun.

180’ of waterfront with boat house, deck and dock. LARGE lot.

■

Sleepy Hollow Road. This comfortable 2 bedroom, 1 bath ranch with full basement and attached garage features an eat-in kitchen plus a formal dining room. Desirable 112x115 corner lot. Brand new on the market.

$250,000

October

4 Bedroom raised ranch situated on a corner lot with mature shade trees. Rear deck leads to fenced yard, garage.

Call for details (315) 348-4206

$259,000 Town of Lee

newsShorts

Should I Use a Realtor If I Am in Foreclosure?

When a property owner is trying to avoid foreclosure, there are many options available. Some of them may work and others may just be a waste of time in a given situation. The person facing foreclosure needs to look at the circumstances and the availability of various options. One option that makes a lot of sense is to list the home with a realtor.

There are few things to realize when listing a home in foreclosure with a realtor. The amount of time available to list and market the house is crucial to making it work. If the house is in foreclosure and going to auction in a week, listing with a realtor may not be a hopeful option. But if the foreclosure process has just begun, listing with a realtor may be the way to go.

The first step to take is to call the lender and communicate your intentions. Contrary to popular belief, most lenders do not actually want to foreclose on a home. It is costly and time-consuming. Because of this, if the borrower is willing to work with the lender and keep the lines of communication open, a lender will generally work the borrower.

Northern New York

Ask for a mortgage forbearance and list the house with a competent realtor as soon as you decide this is what you want to do. A forbearance means that the lender is giving a short time to bring the mortgage current before proceeding with the foreclosure. Usually the time period will be around 60 days, but some lenders will give more or less time.

L i f e and H o m e s

■

Realtors have many tools at their fingertips and a good realtor can give a property owner a realistic idea of how feasible it is to sell the home before it is foreclosed upon. A realtor will have access to the average number of days on the market (DOM) it takes for a home to sell in a particular neighborhood.

Be sure to ask the realtor for an adjusted DOM for the home that is in foreclosure. An adjusted DOM will give you an idea of how long it will take to the sell the home and at what price it should be listed given the unique qualities the home has.

6

We br i n g p e o p l e a n d h o m e s t o g e t h e r .

For example, if most homes similar to your property are being sold in 45 days at the price of $120,000, then that gives a starting point for what the house should be listed at and how long it will take to sell. Adjusting for differences in the property is crucial because a major problem or major renovations can affect these calculations.

Listing with a realtor is best for someone with a small amount of equity in the home. In fact, the more equity there is in the home, the more likely that an offer will be made on the home that is sufficient enough to accept. An ideal situation would entail enough equity to cover the amount of any liens against the property and closing costs.

To get started, look for a realtor who has experience in the business and who has a good track record for selling homes without the listed properties spending too many days on the market.

Most realtors will charge a commission fee of about six percent. Nevertheless, the benefits definitely outweigh the expense here. Get the best realtor available who is willing to work with you. It is better to sell the home than to end up with nothing...

Source: http://www.bestmanagementarticles.com Author Ameen Kamadia helps Texas homeowners face the difficulties of foreclosure.

That’s why he has created an informational site that lists all the options homeowners have. Get an unbiased, educated opinion about How To Stop Foreclosure at http://www.foreclosure-stoppers.net

FREE

RADIO Computer

iPhone

Blackberry

GREAT

MUSIC Alicia Keys Billy Joel Fleetwood Mac James Taylor The Beatles Mariah Carey Amy Grant Bon Jovi Aerosmith Carie Underwood and more of your favorites

& TALK

Spotlight on our Talk Radio Shows • Home Business show - Successful entrepreneurs working from home • Home improvements show - Design and technology that enhances our lives • Home Buying and selling show - Tip and tricks for a difficult real estate market • lifestyles at Home - Birthdays, Holidays and Special Events

Radio & Talk

Listen Live or Log On anytime at www.Lifeandhomes.com - Click on Talk Radio

Open Market Listing Service™ Adams

LifeandHomes.com Barneveld

$170,000

$259,000

9220 NYS Rte 289

Barneveld

5 Bedrooms / 4.0 Baths

3 Bedrooms / 3.5 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42074

For more details visit www.LifeandHomes.com Type in Quick Search #42115

Linda Waring • 315-408-6835

Mirian Guillaume • 315-348-4206

Century 21 Millennium Realty

Guillaume Realty

Lic. R.E Agent • linda.waring@century21.com

Lic RE Broker/Owner • pinetreema@aol.com

Home Loan Solutions • Northern FCU • 315-771-4783

Adams

Home Loan Solutions • Northern FCU • 315-771-4783

Brantingham

$149,900

$340,000

9003 State Route 289

Brantingham Lake

3 Bedrooms / 2.0 Baths

4 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42103

For more details visit www.LifeandHomes.com Type in Quick Search #42116

Michael Clark • 315-783-8864

Mirian Guillaume • 315-348-4206

EXIT More Real Estate

Guillaume Realty

Lic. R.E Salesperson • mclark42@aol.com

Lic RE Broker/Owner • pinetreema@aol.com

Home Loan Solutions • Northern FCU • 315-771-4783

Alexandria Bay

Home Loan Solutions • Northern FCU • 315-771-4783

Cape Vincent

$950,000

$230,000

71 Anthony Street

346 James Street

Riverfront Investment Property

4 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #33596

For more details visit www.LifeandHomes.com Type in Quick Search #32976

Deborah Schaefer • 315-836-3578

James Wiley • 315-778-1360

Front Porch Realty

Bowes Realty

LIc. R.E. Broker • debbie@thousandislandhomes.com

Agent • jameslwiley@tds.net

Home Loan Solutions • Northern FCU • 315-771-4783

Alexandria Bay

Home Loan Solutions • Northern FCU • 315-771-4783

Cape Vincent

$699,000

$158,900

71 Anthony Street

694 South James Street

Prime Development Property

3 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #33015

For more details visit www.LifeandHomes.com Type in Quick Search #41880

Deborah Schaefer • 315-836-3578

James Wiley • 315-778-1360

Front Porch Realty

Bowes Realty

LIc. R.E. Broker • debbie@thousandislandhomes.com

Agent • jameslwiley@tds.net

Home Loan Solutions • Northern FCU • 315-771-4783

Home Loan Solutions • Northern FCU • 315-771-4783

Alexandria Bay

$249,000 5 Harbor Villas - Townhouse

Cape Vincent

2 Bedrooms / 2.0 Baths

2 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42106

For more details visit www.LifeandHomes.com Type in Quick Search #41879

Patrick Henry • 315-778-9955

James Wiley • 315-778-1360

2672 Ponds Shores

Christensen Realty USA

Bowes Realty

Licensed RE Assoc Broker • patrickhenry@realtyusa.com

Agent • jameslwiley@tds.net

Home Loan Solutions • Northern FCU • 315-771-4783

Barbara Dunn Realty

Home Loan Solutions • Northern FCU • 315-771-4783

Welcome home the 3rd BCT from Afghanistan and the Apache Unit to Fort Drum

START LIVING YOUR DREAM TODAY!

ROME RSA REALTY LLC

315 493 2134

Call Dean Case 315-942-4949 • Cell 315-534-3319 • Fax 315-942-2527 Adirondack Builders, Inc. is an independently owned and authorized dealer/builder for Tennesee Log Homes.

located at 11006 State Rte 26, Carthage, NY www.Life and Homes .com

7

L i f e and H o m e s

Q General Contracting Q Carpentry Q Plumbing Q Masonry Q Roofing Q Electrical work

If you are thinking of listing your home or want to buy please feel free to call us at 315-493-2134, we are full time Realtors and available 7 days a week.

■

Q Log Homes Q Timber Frame Construction Q Fireplaces Q Basements Q Decks Q Custom Kitchens Q Additions

We would like to thank everyone for a wonderful year in Real Estate!

October

Several log home plans are available, with many different log styles to choose from.

We offer 3 species of wood and optional roof systems. The possibilities are endless...

"Our goal is to provide you with a no pressure, turn-key home building experience log or stick built."

215 N. James Street Rome 315-337-1677 • dunnrealt@aol.com

$119,500

LifeandHomes.com Cape Vincent

Open Market Listing Service™

$200,000

35369 State Route 12

2 Bedrooms / 1.0 Baths

3 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #33531

For more details visit www.LifeandHomes.com Type in Quick Search #42049

James Wiley • 315-778-1360

June E. O'Brien • 315-788-4444

Agent • jameslwiley@tds.net

Carthage

$153,900

Constableville

861 State Street 3 Bedrooms / 1.5 Baths

3 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #41351

For more details visit www.LifeandHomes.com Type in Quick Search #41545

George Briggs • 315-782-8498

Barbara Dunn • 315-337-1677

Lic. R.E Salesperson • georgebriggsrealestate@hotmail.com

Home Loan Solutions • Northern FCU • 315-771-4783

Carthage

$169,900

Barbara Dunn Rlty Broker/Owner • dunrealt@aol.com

Home Loan Solutions • Northern FCU • 315-771-4783

Constableville

$99,900

25 High Sreet

3708 Sweeney Road

5 Bedrooms / 2.0 Baths

2 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42128

For more details visit www.LifeandHomes.com Type in Quick Search #41546

Lori Nettles • 315-493-1111

Barbara Dunn • 315-337-1677

T.L.C Real Estate, LLC

Lic. R.E Broker/Owner • tlc4931111@gmail.com

Carthage

Barbara Dunn Rlty Broker/Owner • dunrealt@aol.com

Home Loan Solutions • Northern FCU • 315-771-4783

$148,800

Home Loan Solutions • Northern FCU • 315-771-4783

Dexter

$289,900

410 South James Street

18700 Evans Road

3 Bedrooms / 1.0 Baths

5 Bedrooms / 2.5 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42127

For more details visit www.LifeandHomes.com Type in Quick Search #41757

Lori Nettles • 315-493-1111

June E. O'Brien • 315-788-4444

T.L.C Real Estate, LLC

Lic. R.E Broker/Owner • tlc4931111@gmail.com

Coldwell Banker-Rimada Realty Lic. R.E Salesperson • june.obrien@coldwellbanker.com

Home Loan Solutions • Northern FCU • 315-771-4783

Clayton

Home Loan Solutions • Northern FCU • 315-771-4783

$375,000 41573 Kehoe Tract Road

Dexter

1+ Acre Lot

4 Bedrooms / 2.5 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #41899

For more details visit www.LifeandHomes.com Type in Quick Search #42131

Katharine Dickson • 315-783-2104

Amanda Miller • 315-649-3434

Front Porch Realty

Licensed R.E. Agent • kdicksonfrontporch@gmail.com

Home Loan Solutions • Northern FCU • 315-771-4783

Northern New York

Home Loan Solutions • Northern FCU • 315-771-4783

$127,000 3706 Sweeney Road / 15 Acres

Elliott Realty, Inc.

$399,900

16955 County Rte 59

Lake Ontario Realty

Lic. R.E. Broker • lakeontariorealty@yahoo.com

Home Loan Solutions • Northern FCU • 315-771-4783

Kenneth M. Catlin

Allen Walker

Ruth Varley

I’m a native of Alexandria Bay, NY. I’ve enjoyed helping both buyers and sellers with their real estate needs for 13 years.

I’m very familiar with the St. Lawrence River market as well as the surrounding areas. I take pride in taking that, ‘Extra Step’ to assure the best end result in any transaction I’m part of. Feel free to contact me at kensfpr@kmcfrontporchrealty.com.

Allen is a native of Watertown, NY, after four years of military service in the US Coast Guard. A homeowner in Clayton and Cape Vincent for 30 years, he is very familiar with the Lake and St. Lawrence River area.

Retired from Niagara Mohawk, Allen works his real estate career full time and is always available to be of service.

I consider this region an excellent place to reside and would love to share with you my enthusiasm for the many neighborhoods that encompass it. I pride myself on providing unparalleled service and look forward to developing a long-term relationship with you. I am also an Accredited Staging Professional TM able to advise you on preparing your home to sell quickly and for top dollar.

Licensed R.E. Associate Broker Front Porch Realty

■

Coldwell Banker-Rimada Realty Lic. R.E Salesperson • june.obrien@coldwellbanker.com

Home Loan Solutions • Northern FCU • 315-771-4783

L i f e and H o m e s

$219,000

32322 State Route 12E

Bowes Realty

Phone: 315-608-1785 Web: www.kmcfrontporchrealty.com

8

Clayton

We br i n g p e o p l e a n d h o m e s t o g e t h e r .

Licensed R.E. Salesperson Bowes Realty

Phone: 315-771-8189 Email: bowes@twcny.rr.com

Licensed Associate Real Estate Garlock Realty Broker

Phone: 315-375-7860 Email: rvarley@garlockrealty.com

randy & suzanne raso Our office location(s) is: 24692 NYS Rte. 12, Watertown, NY.

Our Philosophy is Simple... be Honest & be Reliable. www.rasorealestatellc.com

Pamelia

Antwerp

$249,700

$90,000

22368 County Route 16

7 Maple Ave

3 Bedrooms / 2 Baths

3 Bedrooms / 1 Bath

This home is the first NAHB Green & Energy Star certified home in northern NY and the tri counties.

This is a must see. Please log onto our web site at www.RasoRealEstate.com for a complete list of this home’s credentials or call Randy T. Raso 783-3350 Lic. RE Broker/Owner. MLS # S227222

This home is totally re-done. Already has a new roof and siding, new paint new carpets being put down.

The kitchen has a lot of cabinets and they’ve all been made by hand. So many improvements! Call (Team Zippy) James & Tina Lacombe 523-3935 or our Office 786-7276.

Watertown

Watertown

$134,900

339 California

877 Main St

3 Bedrooms / 2 Baths

4 Bedrooms / 1.5 Baths

Watertown

$259,900 27691 New York Route 37

Croghan

4 Bedrooms / 2 Baths

4 Bedrooms / 2 Baths

Pictures just can’t do this home justice, this is a must see in person. You won’t be disappointed.

This home is MOVE- IN condition. Beautiful hardwood floors and newer appliances. Call (Team Zippy) James & Tina Lacombe 523-3935 or our Office 786-7276. MLS # S240628

$49,900

Handy persons special!Home features on the 1st floor a very large kitchen, dining & living room, & 1/2 bath.

2nd floor features 3 large bedrooms and a full bath.

There is a full attic with a finished room that could be a fourth bedroom. Don’t pass this one up!!! Call Randy T. Raso 783-3350 Lic. Re Broker/Owner MLS # S239827

$109,900 9810 Main (NYS RTE 812) Lovely Two Story Colonial with lots of character. The first floor features a large kitchen & dining area that overlooks the back yard, Formal dining room, Large living room with fireplace, enclosed front porch/den and full bath. Hardwood floors throughout the home.

Call Randy T. Raso 783-3350 Lic. RE Broker/Owner.

Your own private hideaway! This home features on the 1st floor- beautiful kitchen with oak cabinets and lots of counter space, formal dining room with sliding glass doors to backyard, living room with fireplace, & more.

Call Randy T. Raso 783-3350 Lic. Re Broker/Owner.

MLS # S239207

Thousand Island Area Property $35,000 • County Route 100 • Wellesley Island Very nice building lot over 1/2 acre. Level, treed, and backing up on a golf course, and only minutes from the St. Lawrence River, this is a great place to build your home. There is access to sewer and water from the Wellesley Island Subdivision,as well high speed internet. Priced below assessment!

Price Reduced on St. Lawrence Riverfront Investment Property

$699,000 • Anthony Street • Alexandria Bay

$950,000 • Anthony Street • Alexandria Bay

www.Life and Homes .com

9

L i f e and H o m e s

Gorgeous view of Boldt Castle and the main channel from the property with development potential. Includes “boat house studio apartment”, plus 3 motel type rentals, 2 boaters baths, large waterside deck, and two-three bedroom two bath floating houses which can be used year around. There is plenty of good sheltered dockage and the property has access to public sewer and water.

■

42781 NYS Route 12 Alexandria Bay, NY 13607 (315) 836-3578 Office (315) 836-3539 Fax (315) 778-9280 Cell DEBBIE@THOUSANDISLANDHOMES.COM WWW.THOUSANDISLANDHOMES.COM

October

Deborah Schaefer, GRI, CBR LIC. R.E. BROKER/OWNER

Prime development property! 240’ St. Lawrence River waterfront with 440’ of dockage. Two acre property with a 24 unit seasonal motel with good repeat business located directly across from fabulous Boldt Castle. There are an additional 3 acres with more waterfront available.

What a terrific spot for condos or townhouses, or even a private estate or several single family homes. All utilities are there including public sewer and water. Few parcels of this size and location come available on the river. Listing agent is part owner.

$256,900

Charming 4 Bedroom Waterfront

$99,900

Pillar Point - RECENTLY REDUCED -Absolutely charming 4bed/2bath home! Many updates: New siding, new roof, & new gas stove. Open floor plan w/gorgeous knotty pine floors & a cozy cottage feeling. Property features 2 car garage, 2 permanent docks & boat slip! Features stunning sunsets, come make this beauty all yours! Call Amanda Lic. R. E. Broker @ 315-778-1191 MLS #S238788

$165,000

13 Acre Farmette

LaFargeville Come check out this unique home with much to offer.

3bed/1bath with open floor plan & many upgrades. Home sits on almost two acres, perfect for gardening or entertaining with a nice back deck!

Call Amanda Lic. R. E. Broker @ 315-778-1191 MLS# S240992

$229,900

Dexter- Well kept farmhouse on 13+ acres. 3 stall garage, barn & sheds. Country kitchen, spacious living room, 4/5 bedrooms, 1.5 baths, enclosed porch & much more!

Amanda J. Miller Licensed R.E. Broker

315.778.1191 “The Name You Know & Trust in Real Estate”

Level Building Lot Lorraine - Come walk this 2 acre building lot with a well & septic! Lot has some mature trees & a private setting on a dead end road. Perfect for a growing family!

Call Amanda Lic. R. E. Broker @ 315-778-1191 MLS#S230664

“No one knows the lake country like US!”

Absolutely Stunning Ranch Home Philadelphia - Come fall in love with this gorgeous 3bed/1bath home! This newer construction has spacious rooms and a beautiful stone fireplace, partially finished basement, some hardwood floors, and sits on a nice country setting! This home is a must see! Call Brenda Lic. R. E. Salesperson @ 315-771-3194 MLS#S241474

Call Kim Lic. R. E. Salesperson @ 315-778-1191 MLS #S240664

$27,500

Great Country Home

$399,900

Spectacular Waterfront Lakehome!

Dexter Come see this spacious 4-5bed/2.5 bath home boasting 150’ of pristine waterfront! Home has brand new gorgeous wood burning FP, cherry hardwwod, granite countertop, 2 car garage & so much more. call today!

Call Amanda Lic. R. E. Broker @ 315-778-1191 MLS#S239711

Free Market Analysis!

(P) 315-649-3434 (F) 315-649-3436 12396 NYS Rte. 12E, Chaumont, NY 13622 • WWW.LAKEONTARIOREALTY.COM

You’re Invited to our Fall Home Extravaganza Food ~ Door Prizes ~ Home & Financing Information!

Available With Answers To Your Questions!

Northern New York

NNY HOMES Staff: Buying, Selling, Renting? Let’s Talk Today!

Key Bank, Patty Houghtaling: Home equity loans and mortgages Fairport Mortgage, Julie Derrigo: VA-FHA-Conventional Loans

Sunday, Oct. 17, 2010 ~ 12 – 4 pm Where: NNY HOMES 18242 State Rt. 3, Watertown 3 miles past Salmon Run Mall on way to Sackets Harbor

FREE access to your credit report!

L i f e and H o m e s

■

Pillar to Post, Rickey Martin: Home Inspector, saving energy info.

Stop in today! 315-782-4476 Office

There’s No Place Like NNY HOMES 10

We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

$179,900 (315) 405-8127 judy A. condino, Gri

Licensed Real Estate Broker 1035 B Coffeen Street Watertown, NY 13601 www.condinorealty.com Cell: 315-408-5968 jcondino@twcny.rr.com

$199,900 • Mls #s242335

$339,900 • Mls #s240407

$164,900 • Mls #s238353

428 Paddock st, watertown

1240 Harris drive, watertown

522, d-1 weldon drive, watertown

• 3 bedrooms, 1½ baths • Family room with gas fireplace • Hardwood floors • Great 2nd floor space

• 5 bedrooms, 2 ½ baths, 2911 sq feet • Greatroom, family room, formal DR • Woodmode kitchen with granite counters • Second floor loft & storage area • Golden Oak Floors

• 2 Bedroom, 2 full bath, Townhome • LR w/ gas fireplace • First floor laundry • Second floor loft & storage area • Two stall garage w/ many built-ins

Call Judy Condino, Lic. R.E. Broker 315-408-5968

Call Judy Condino, Lic. R.E. Broker 315-408-5968

Call Donald Rickett, Lic. R. E. Agent 315-775-6622

$134,900 • Mls #s240058

$169,900 • Mls #s223108

17707 co. rte 65, watertown

208 Brown Blvd, Brownville

$9,900 - Mls # s238489 28/29 starbuck Avenue, watertown

www.Life and Homes .com

11

L i f e and H o m e s

Call Judy Condino, Lic. R.E. Broker 315-408-5968

■

Call Judy Condino, Lic. R.E. Broker 315-408-5968

• 3 bedroom, 1½ baths • LR & Parlor with pocket doors and refinished HW floors • Large eat-in Kitchen • New carpet and flooring • Garage with wash bay

October

• 4 Bedroom, 2 full bath • Sunken LR with wood fireplace • Central vac • 2.10 acres, 2 stall garage

$174,900 - Mls # s239509 522, B-1 weldon drive, watertown

Rome Realty

MLS#s241195

MLS#s239167

MLS#s236751

RSA

Watertown located at 11006 State Rte 26, Carthage, NY

315.493.2134

$258,000 Carthage

Could have 5 to 7 bedroom, 4 full baths, 2 fireplaces; one in living rm and one in master suite. Stained glass windows in attic, 3rd floor partially finishedcould be a guest area. Hdwd flrs thruout. Prism glass windows, built in buffet in DR, 2nd fl porch.

$268,500 Watertown

What a beautiful home, private setting with 2.73 acres of land. Home built in Canada -so many nice features. Kitchen has a pantry, lots of cupboards, glass sunroom, large deck off back, large FR in lower level, lots of storage room, move in ready.

MLS#s241264

MLS#s236614

$129,900

Move in condition 2 family home. Owner lives in bottom apt which has ceramic floors in kitchen and bath, living room and dining area has hdwd floors.

There is an inground pool with pond in fenced in backyard. Large enclosed sun porch.

MLS#s241182

If you are thinking of listing your home or want to buy please feel free to call us at

315-493-2134, we are full time Realtors and available 7 days a week.

Carthage

$125,000 Carthage

What a wonderful setting close to Fort Drum and on a dead end road. Custom floor plan includes a very open spacious central living area with a gas fireplace, 3 bedrooms, 2 full baths, large living room & spacious kitchen.

$99,000 Wellesley Island

Owner has done updates, including vinyl siding, windows, heating system, floor in family room, deck railing, overhead garage door, upstairs bath & appliances. Owner anxious to sell - will look at all offers.

$183,500

A beautiful 4 bedroom, 2.5 bath home - family room with fireplace, living room, formal dining room, large 2 stall garage, deck off the back, private setting with 200 x 183 lot. Home is being sold as is.

Good size kitchen, paved driveway.

AFFORDABLE WINDOWS

Northern New York

• Save $$$ on air conditioning and heating • Eliminate those old hard-to-clean hard-to-open windows • Integrity, Quality, Professional, Insured • Windows & Doors • Kick out the energy hogs!

L i f e and H o m e s

■

CLJobson 20 YEARS!

CUSTOM BUILDERS

12

We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

783-8864

WATERTOWN, NY mclark42@aol.com

Open Market Listing Service™ Dexter

LifeandHomes.com Harrisville

22929 County Rte 59

$259,900

$225,000 7425 Bull Rock Point Loop Road

4 Bedrooms / 2.0 Baths

3 Bedrooms / 1.5 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42129

For more details visit www.LifeandHomes.com Type in Quick Search #42105

Amanda Miller • 315-649-3434

Michael Clark • 315-783-8864

Lake Ontario Realty

EXIT More Real Estate

Lic. R.E. Broker • lakeontariorealty@yahoo.com

Lic. R.E Salesperson • mclark42@aol.com

Home Loan Solutions • Northern FCU • 315-771-4783

Home Loan Solutions • Northern FCU • 315-771-4783

Evans Mills

$229,900 30300 Rockbrook Rr - 2 homes

Harrisville

3 Bedrooms / 1.5 Baths

5 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42073

For more details visit www.LifeandHomes.com Type in Quick Search #33410

Kathy Cook • 315-629-5770

Ruth Varley • 315-375-7860

$190,000 7257 Bull Rock Point Road

Century 21 Millennium Realty

Garlock Realty

Lic. R.E Agent • maycie5770@aol.com

Lic. Assoc. R.E. Broker • rvarley@twcny.rr.com

Home Loan Solutions • Northern FCU • 315-771-4783

Gouverneur

Home Loan Solutions • Northern FCU • 315-771-4783

Heuvelton

$86,700

$119,900

181 Grove Street

177 Mitchell Road

3 Bedrooms / 1.0 Baths

2 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #41544

For more details visit www.LifeandHomes.com Type in Quick Search #33411

Betty Bork • 315-404-8242

Ruth Varley • 315-375-7860

Century 21 Millennium Realty

Garlock Realty

Licensed Associate Broker • bbork@nnymls.com

Lic. Assoc. R.E. Broker • rvarley@twcny.rr.com

Home Loan Solutions • Northern FCU • 315-771-4783

Gouverneur

Home Loan Solutions • Northern FCU • 315-771-4783

Kayuta Lake

$143,500

$250,000

159 Park Street

Kayuta Lake

3 Bedrooms / 2.0 Baths

Waterfront

For more details visit www.LifeandHomes.com Type in Quick Search #42126

For more details visit www.LifeandHomes.com Type in Quick Search #42117

Tania Sterling • 315-287-1010

Mirian Guillaume • 315-348-4206

T.L.C Real Estate, LLC

Guillaume Realty

Lic. R.E Broker/Owner • tania.tlc@gmail.com

Lic RE Broker/Owner • pinetreema@aol.com

Home Loan Solutions • Northern FCU • 315-771-4783

Gouverneur

Home Loan Solutions • Northern FCU • 315-771-4783

Madison

$235,000

450 US Highway 11

$499,900 Madison County Free Stall

5 Bedrooms / 2.0 Baths

7 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42125

For more details visit www.LifeandHomes.com Type in Quick Search #42112

Tania Sterling • 315-287-1010

David Posson • 607-316-3758

T.L.C Real Estate, LLC

Posson Realty

Lic. R.E Broker/Owner • tania.tlc@gmail.com

Broker/Owner • possonrealty@frontiernet.net

Home Loan Solutions • Northern FCU • 315-771-4783

Attention Homeowners October

Jenn's Property Management

Home Loan Solutions • Northern FCU • 315-771-4783

Year Round Management Services

■

I Can Handle it All, From Move In to Move Out Credit Checks, Tenant Issues, Emergencies 24 Hour Maintenance Available 10 Years Experience Dependable

315-649-2709 • jennpropmgmt@gmail.com

www.Life and Homes .com

13

L i f e and H o m e s

Contact Jenn

LifeandHomes.com Massena

Open Market Listing Service™

$25,000

Waterfront Acres

Multi-Family

For more details visit www.LifeandHomes.com Type in Quick Search #42111

For more details visit www.LifeandHomes.com Type in Quick Search #42046

Ruth Varley • 315-375-7860

June E. O'Brien • 315-788-4444

Lic. Assoc. R.E. Broker • rvarley@twcny.rr.com

Coldwell Banker-Rimada Realty Lic. R.E Salesperson • june.obrien@coldwellbanker.com

Home Loan Solutions • Northern FCU • 315-771-4783

Morristown

Home Loan Solutions • Northern FCU • 315-771-4783

$189,000 39 McEwen Rd - Building Lot

Syracuse

Private River Frontage

Post & Beam

For more details visit www.LifeandHomes.com Type in Quick Search #33160

For more details visit www.LifeandHomes.com Type in Quick Search #33356

Ruth Varley • 315-375-7860

Al Roy • 315-458-4256

Garlock Realty

Lic. Assoc. R.E. Broker • rvarley@twcny.rr.com

Orleans

Custom Built Homes

Custom Home Masterpieces, Inc. 0 • alroy@twcny.rr.com

Home Loan Solutions • Northern FCU • 315-771-4783

$15,000

Home Loan Solutions • Northern FCU • 315-771-4783

Theresa

$49,000

Jack Street

31529 Boat Launch Road

Price Slashed Almost $10,000

5+ Acre Lot

For more details visit www.LifeandHomes.com Type in Quick Search #41956

For more details visit www.LifeandHomes.com Type in Quick Search #41383

Kenneth Catlin • 315-608-1785

Katharine Dickson • 315-783-2104

Front Porch Realty

Lic. R.E. Assoicate Broker • kensfpr@kmcfrontporchrealty.com

Home Loan Solutions • Northern FCU • 315-771-4783

Front Porch Realty

Licensed R.E. Agent • kdicksonfrontporch@gmail.com

Home Loan Solutions • Northern FCU • 315-771-4783

Chenango County $450,000

Utica

Chenango Cty Equine Facility

1300 Woodberry Drive

4 Bedrooms / 2.0 Baths

4 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #41533

For more details visit www.LifeandHomes.com Type in Quick Search #42114

David Posson • 607-316-3758

Mirian Guillaume • 315-348-4206

Posson Realty

Broker/Owner • possonrealty@frontiernet.net

Home Loan Solutions • Northern FCU • 315-771-4783

Chenango County $350,000

$109,000

Guillaume Realty

Lic RE Broker/Owner • pinetreema@aol.com

Home Loan Solutions • Northern FCU • 315-771-4783

Watertown

Chenango County Dairy Farm

$127,700 630 Grant Street - 2 Units

4 Bedrooms / 2.0 Baths

6 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #41534

For more details visit www.LifeandHomes.com Type in Quick Search #42101

David Posson • 607-316-3758

Doris L. Olin • 315-783-0241

Posson Realty

Broker/Owner • possonrealty@frontiernet.net

Northern New York

Home Loan Solutions • Northern FCU • 315-771-4783

June O'Brien

Lic. R.E. Salesperson Coldwell Banker Rimada Realty

■

L i f e and H o m e s

$97,000

236-238 Dodge Ave

Garlock Realty

George Briggs Lic. R.E. Agent

Whether buying or selling I would be glad to assist in your real estate needs. Specializing in residential and seasonal properties. Military Relocation Specialist.

315.778.9158

georgebriggsrealestate @hotmail.com

14

Sackets Harbor

River Drive - Building Lot

We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

Phone: 315-778-2508 Email: june.obrien@coldwellbanker.com

Coldwell Banker-Rimada Realty Lic. R.E Associate Broker • dolin@gisco.net

Home Loan Solutions • Northern FCU • 315-771-4783

MLS#S232963

MLS#S233392

MLS#S239909

MILLENNIUM REALTY Gouverneur

$86,700

Newly remodeled home for sale. Wonderful layout. 3 bedrooms, 1 full bath, full basement with work area, storage sheds in backyard.

Nice sized yard. Call for your appointment today!

Alexandria Bay

$89,000

Wow! Motivated seller, just reduced price! Now being sold way under assessed value. Wonderful village home for sale being sold as is. 3 Bedrooms, library, living room,laundry room, 2.5 baths, lots of closet space, 2 stall garage with extra rooms above.

MLS#S235520

Philadelphia

$237,500

A name that everyone has come to trust!

Attractive ranch home 10 miles from Fort Drums main gate. Great 30X40 garage capable of holding up to 4 cars. Also includes a large 16X18 storage shed. Kitchen is fully applianced. Living room has a beautiful cobblestone fireplace. 2 large bedrooms have w/w carpeting.

Betty Bork Associate Broker 404-8242 cell

MLS#S239142

MLS#S239136

bbork@nnymls.com For more information on any of these homes, visit

www.c21nny.com and type in the MLS# Watertown

$93,000

Very nice 2 Unit for sale with large yard. Being sold as is. Has a horse barn in back for lots of storage. This is a nice income property, live in one and let the other pay your mortgage. Call for your appointment today!

Oswegatchie

$189,000

Wonderful motel that has 8 units with an apartment to live in that has 3 bedrooms. Great business opportunity! Motel is a running business.

You could build your home in the back with own private driveway.

Oswegatchie

$210,000

If an Auto Repair Shop is what you are looking for, then I found it for you. Just grab your hand tools and get busy.This repair shop will come with some equipment.

This has 2 bays one with having an auto lift. This sits on 3.90 acres of land. Let your imagination run wild!

Watertown MLS S224480 Cape Vincent MLS S239287 Three Mile Bay MLS S238356 Watertown MLS S234153

$25,000 $39,000 $18,000 $36,500

www.c21nny • 1256 Arsenal Street Watertown, NY 13601

October â–

www.Life and Homes .com

15

L i f e and H o m e s

LifeandHomes.com Watertown

Open Market Listing Service™ Watertown

$99,500

428 Paddock Street w

Income Property

3 Bedrooms / 1.5 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #41382

For more details visit www.LifeandHomes.com Type in Quick Search #42110

Katharine Dickson • 315-783-2104

Judy A. Condino, GRI • 315-405-8127

Front Porch Realty

Condino Realty NY, LLC

Licensed R.E. Agent • kdicksonfrontporch@gmail.com

Lic. R. E. Broker • jcondino@twcny.rr.com

Home Loan Solutions • Northern FCU • 315-771-4783

Home Loan Solutions • Northern FCU • 315-771-4783

Watertown

$379,800 15755 Pheasant Run Road

Watertown

4 Bedrooms / 3.5 Baths

4 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42102

For more details visit www.LifeandHomes.com Type in Quick Search #42124

Doris L. Olin • 315-783-0241

Judy A. Condino, GRI • 315-405-8127

Condino Realty NY, LLC

Lic. R.E Associate Broker • dolin@gisco.net

Lic. R. E. Broker • jcondino@twcny.rr.com

Home Loan Solutions • Northern FCU • 315-771-4783

Watertown

Home Loan Solutions • Northern FCU • 315-771-4783

Watertown

$139,000

302 Flower Ave

3 Bedrooms / 1.5 Baths

4 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42047

For more details visit www.LifeandHomes.com Type in Quick Search #42037

June E. O'Brien • 315-788-4444

George Briggs • 315-782-8498

Elliott Realty, Inc.

Lic. R.E Salesperson • june.obrien@coldwellbanker.com

Lic. R.E Salesperson • georgebriggsrealestate@hotmail.com

Home Loan Solutions • Northern FCU • 315-771-4783

Watertown

Home Loan Solutions • Northern FCU • 315-771-4783

Watertown

$164,900

337 Flower Ave

2 Bedrooms / 2.0 Baths

4 Bedrooms / 1.5 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42123

For more details visit www.LifeandHomes.com Type in Quick Search #42038

Judy A. Condino, GRI • 315-405-8127

George Briggs • 315-782-8498

Elliott Realty, Inc.

Lic. R. E. Broker • jcondino@twcny.rr.com

Home Loan Solutions • Northern FCU • 315-771-4783

Watertown

Lic. R.E Salesperson • georgebriggsrealestate@hotmail.com

Home Loan Solutions • Northern FCU • 315-771-4783

Watertown

$339,900

$279,900

1240 Harris Drive

193221 Woodside

5 Bedrooms / 2.5 Baths

4 Bedrooms / 2.5 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42045

For more details visit www.LifeandHomes.com Type in Quick Search #42104

Judy A. Condino, GRI • 315-405-8127

Michael Clark • 315-783-8864

Condino Realty NY, LLC

EXIT More Real Estate

Lic. R. E. Broker • jcondino@twcny.rr.com

Home Loan Solutions • Northern FCU • 315-771-4783

Northern New York

$122,000

522, D-1 Weldon Drive

Condino Realty NY, LLC

James Wiley Licensed R.E. Assoc. Broker Bowes Realty

Bowes Realty is the oldest active Real Estate Agency in the Thousand Islands Area.

■

$209,900

774 Salisbury Street

Coldwell Banker-Rimada Realty

L i f e and H o m e s

$134,900

17707 County Route 65

Coldwell Banker-Rimada Realty

Bowes Realty: 315-686-3315 Phone: 315-778-1360 Email: jameslwiley@tds.net

16

$199,900

Bronson Street - 2 Family

We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

Katharine Dickson Licensed R.E. Salesperson Front Porch Realty

Lic. R.E Salesperson • mclark42@aol.com

Home Loan Solutions • Northern FCU • 315-771-4783

Lisa Watson

Licensed Real Estate Salesperson Rimada Realty

Come Home to the

Thousand Islands!

Cell: 315-783-2104 Email: kdicksonfrontporch@gmail.com

Rimada Realty

1063 C Arsenal Street Watertown, NY 13601 (P) 315-788-4444 (F) 315-788-5235 Phone: 315-286-9682 Email: MLBJS5@hotmail.com

October â–

www.Life and Homes .com

17

L i f e and H o m e s

Home service network

Exclusive Members That Have Shown Exceptional Customer Service

The Missing Pieces to a Hassle-Free Home Appliances WATERTOWN APPLIANCE 315-782-0333 Northern NY’s largest independent appliance Member Since 03/06

dealer. Guaranteed low prices on top name kitchen and laundry appliances. Package pricing. Open 7 days a week.

Appraisal DAS APPRAISAL SERVICE 315-782-4030 Serving Jefferson, Lewis and St Lawrence Member Since 04/08

counties. FHA approved. Over 35 years experience. Call today.

Electrical Contractors CA ELECTRIC 315-788-0324 Member Since 04/08

Residential, commercial, and industrial. Free estimates, new installations and upgrades.

Generator systems, licensed and insured, emergency service. Authorized guardian generator sales and service.

Insurance ASSOCIATED INSURANCE 315-387-5321 Specializing in home, auto, business, life, boats, Member Since 04/08

ALL STATE 315-779-1990 Member Since 08/08

Energy

Member Since 04/08

counties, Banks, Attorneys Divorces, Property Tax Grievance, FHA Approved.

Member Since 04/10

Adirondacks to Lake Ontario.We come to you!

Interior Design TASTE OF DESIGN 315-654-2007 From small residential touchups to full scale

Excavating BACH & CO 315-686-3083 Member Since 04/08

APPRAISAL USA Quality Appraisals at a fair price! Call today 315-482-9076 Member Since 08/08

for a fast and friendly service.

tion System on the Market.

Home Inspection

Contracting Northern New York

Member Since 04/08

Member Since 10/10

your home inspection needs. tbion@twcny.rr.com

CLAYTON HOME INSPECTION Serving the Tri-County area. Complete home 315-783-2432 Member Since 08/08

frontage properties. Nautical stone wall erected to pressure eroded shoreline. Hydraulic rockbreaker on excavator available for special jobs, cellars, etc. Pump truck service available.

Manufactured Homes WALKER’S MANUFACTURED HOUSING 315-788-1243 Serving NNY. Specializing in modular homes, Member Since 04/08

manufactured homes, land/home financing packages, transportation of individual homes, awning sales and much more.

Mortgages NORTHERN FEDERAL CREDIT UNION 315-771-4783 Serving the home lending needs in Jefferson, Member Since 09/09

Lewis, & southern St. Lawrence counties. An Equal Housing Lender NCUA

inspections • radon testing • water testing • lead testing.

Pest Control Custom Home Builder

■

L i f e and H o m e s

Carpentry, plumbing, electrical, decks, garages, boat houses, remodel cottage openings closings.

24/7 on call service.

NEAL TOOLEY CONSTRUCTION Approved DEC Certified Septic Systems for water 315-778-9892

LAKE ONTARIO HOME INSPECTION Buy with confidence! Call or email Tim today for 315-783-0207 Member Since 08/08

BACH & CO 315-686-3083

Gas, oil, propane, boilers, water heaters, fireplaces, central air conditioners.

commercial makeovers, call today or visit us on the web at www.designwithgoodtaste.com

Landscape Restoration

COMBS HEATING & AIR CONDITIONING 315-782-8067 Serving NNY.We service and repair all brands-

Closets

Member Since 02/08

Excavation, site work, septic systems, complete manufactured home set-up, shorewells, docks, sand and gravel delivery.

Heating & Central Air Member Since 03/07

THE HEARTH SHOP @ UNIV. BLDG SUPPLY 315-337-3340 Easy Track Closet Systems - Estimates, Design, 315-732-2350 Installation.The More Economical, Easy Installa-

Meeting all of your insurance needs. Call today for information and questions.

ENERGY & INSULATION SOLUTIONS 315-285-5074 Serving all of the North Country. From the

Member Since 08/08

THOUSAND ISLANDS APPRAISALS Serving Jefferson, Lewis and St Lawrence 315-482-9358

cycles, RV, and snowmobiles.

BATTLEFIELD COMMONS/ SACKETS MEADOWS 315-646-2220 Serving NNY. For more information visit www.

Member Since 09/08

18

battlefieldhome.com or www.sacketsmeadows. com

We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

TV Station WWTI NEWS WATCH 50 315-785-8850 Station:WWTI-ABC 50 Member Since 09/09

Website: www.myabc.50.com

ACE WILDLIFE SOLUTIONS 315-391-5682 All of Central & Northern NY. Prevent bats from Member Since 06/08

returning. Guaranteed DEC Licensed & Insured.

24 Hour Emergency service www.acewildlifesolutions.com

work@Home

Curtis L. Burgess - LifeandHomes™ Consultant Graduate of Southern Arkansas University BBA He is a highly sought after consultant in the direct sales field. In the network marketing arena, he is considered one of the foremost experts on compensation plans. As a published author, his advice is regularly sought by many of the top leaders and team builders in the industry.

Global Verge is excited to announce “Global Verge-VoIP” bringing you quality, high tech, low cost (VoIP) phone solution to your home or office at the most competitive prices.

Global Verge-VoIP utilizes a High Speed internet connection through any traditional phone (with the use of an analog phone adapter, available through Global Verge that is easy to install) or VoIP ready phone.

Global Verge-VoIP can save you up to 80% off of your current home or office hard line costs. Talk around town, around the nation, or around the world for one low monthly fee.

Global Verge Business VoIP Basic

No Term contract $21.99 (month to month)

Call 315-865-7418

Fathom Worldwide’s Video conferencing gives you the capability of holding an online conference and presentation with as many as 11 people. With video it is almost like being there and it communicates your message far better than text or audio. - Retail: $109.00 Unlimited video email monthly, Two meeting/presentation rooms at your disposal 24/7, One holds an unlimited number of attendees, Up to three moderators (each has full duplex audio/video), and much more!

Fathom Worldwide Video Conferencing

Call 315-865-7418

Unlimited

49.

Starting $ At Only

99

per mo.

Need A Phone?

HOT DEAL ON PHONES! 00 Starting $ At Only each

59.

October ■

www.globalmobile1.com • 315-865-7418

www.Life and Homes .com

19

L i f e and H o m e s

Pre-Paid with More Coverage Lower Prices and a Better Network No Contract No Credit Check Unlimited Local Calling Unlimited Long Distance Digital Features

Unlimited INDIVIDUAL PLANS

Lori A. Nettles

Tania J. Sterling

Lic. R.E. Broker/Owner

Lic. R.E. Broker/Owner

522 Fulton Street Carthage, NY 13619 315-493-1111 (Office) 315-783-6455 (Cell)

105 East Main Street Gouverneur, NY 13642 315-287-1010 (Office) 315-778-4387 (Cell)

West Carthage

$163,500

20 Vincent St 3 Bedrooms / 1 Bath Open House: Oct 10 from 1-3 p.m.

T.L.C Real Estate, LLC

Lori Nettles • 315-493-1111 Lic. R.E Broker

Special Open House Event!

10.10.10

MLS # S237571

West Carthage

$169,900

5 Bedrooms / 2 Baths

4 Bedrooms / 3 Baths

Open House: Oct 10 from 1-3 p.m.

Open House: Oct 10 from 1-3 p.m.

T.L.C Real Estate, LLC

T.L.C Real Estate, LLC

MLS # S232606

MLS # 24445

Lori Nettles • 315-493-1111 Lic. R.E Broker

Carthage

$162,500

$235,000

5 Bedrooms / 2 Baths

Open House: Oct 10 from 12-2 p.m.

Open House: Oct 10 from 1-3 p.m.

T.L.C Real Estate, LLC

T.L.C Real Estate, LLC

MLS # S239440

MLS # 24486

Carthage

$199,900

Tania Sterling • 315-287-1010 Lic. R.E Broker/Owner

Gouverneur

$143,500

159 Park Street

618 State St 6 Bedrooms / 2 Baths

3 Bedrooms / 2 Baths

Open House: Oct 10 from 2-4 p.m.

Open House: Oct 10 from 1-3 p.m.

T.L.C Real Estate, LLC

T.L.C Real Estate, LLC

MLS # S236324

MLS # 24592

Lori Nettles • 315-493-1111 Lic. R.E Broker

Carthage

Northern New York

Gouverneur

4 Bedrooms / 2 Baths

Lori Nettles • 315-493-1111 Lic. R.E Broker

$148,800

Tania Sterling • 315-287-1010 Lic. R.E Broker/Owner

Gouverneur

$124,900

25 Rock Island Street

410 South James Street 3 Bedrooms/ 1 Bath

6 Bedrooms / 2.5 Baths

Open House: Oct 10 from 12-2 p.m.

Open House: Oct 10 from 1-3 p.m.

T.L.C Real Estate, LLC

T.L.C Real Estate, LLC

MLS # S235473

MLS # 24824

Lori Nettles • 315-493-1111 Lic. R.E Broker

■

Tania Sterling • 315-287-1010 Lic. R.E Broker/Owner

450 US HWY 11

710 Fulton St

L i f e and H o m e s

$150,000

28 Howard

25 High Street # 1

Carthage

$129,990

Tania Sterling • 315-287-1010 Lic. R.E Broker/Owner

Gouverneur

509 Budd

83 Clinton Street

3 Bedrooms / 1.5 Baths

4 Bedrooms / 1.5 Baths

Open House: Oct 10 from 2-4 p.m.

Open House: Oct 10 from 1-3 p.m.

T.L.C Real Estate, LLC

T.L.C Real Estate, LLC

MLS # S230842

MLS # 24901

Lori Nettles • 315-493-1111 Lic. R.E Broker 20

Gouverneur

We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

$94,800

Tania Sterling • 315-287-1010 Lic. R.E Broker/Owner