Life and Homes Montgomery County, PA

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Montgomery County

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2011

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Mortgage Rates Rising?

What could that mean?

Homes

Montgomery County Edition

Hello and welcome once again to LifeandHomes™ Montgomery County PA. A recent article in RealtorMag, the beginning of January, points to mortgage rates starting to rise and that 2011 may settle in a 5-6 percent range. And some experts say this may stimulate a sluggish housing market. People will have more incentive to buy before rates continue to go higher.

Published By Tack4 Solutions LLC. Publication Franchisor D avid P. Lisi Corporate Editor Kim Lisi

Lawrence Yun, chief economist of the National Association of REALTORS®, doesn't foresee a moderate hike in mortgage rates as a negative for the industry. Instead, he says the real mortgage challenge is getting lenders to approve creditworthy buyers for a loan.

"It's less about rates than it is about underwriting standards… If lenders return to more normal, safe underwriting standards for creditworthy buyers, there would be a bigger boost to the housing market and spillover benefits for the broader economy," Yun said.

Kim@dslisi.com

Montgomery County Franchise

Al Fox , RMC

Real Estate Marketing Consultant 610-337-3260 • alfox@lifeandhomes.com

Montgomery County was created on September 10, 1784 from part of Philadelphia County. Norristown, the county seat, was named for Isaac Norris, who owned land there.

The vistas at Valley Forge Historical Park are especially breathtaking, both in fall foliage and later in the season as snow turns rolling hillsides into the perfect place to go sledding or cross-country skiing. It was here that General Washington forged his Continental Army into a fighting force, during the difficult winter encampment of 1777-78.

Montgomery County, PA

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Market AllYour Listin print /onlings e foras Lowas

The Most Affordable Way to Promote Your Listings Call 610-337-3260

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We br i n g p e o p l e a n d h o m e s t o g e t h e r .

$15

P.O. Box 60267 King Of Prussia, PA 19406

610-337-3260

montco@lifeandhomes.com

So what does this mean to our readers? Our communicative relationship with our participants will put you, the home buyer, in contact with knowledgeable and credible people. We will put you, the home owner, looking to have your house updated or renovated, in touch with the contractor that has the reliability and expertise in your area of need. Our readers are above the market average in purchasing and are looking to expand the quality of their lives through entertainment, and educating themselves in home buying, furnishings, home improvement, business and organizational idea. That’s why you’re reading this right now and we commend you for that.

Tack4 Solutions, LLC

America's past echoes through count less historic sites and homes in the Montgomery County area which trace the nation's growth. They range in size and grandeur from a 17th century log cabin to an 18th century governor's mansion. Whether you're planning a full vacation or a weekend jaunt, this is the perfect place to follow the trail of history.

Montgomery County PA – a great place to “Live, Work, Grow, and Play”, and we are proud to be a part of it.

Welcome to 2011!

Al Fox

Account Executive E llen Fo x

ellenfox@lifeandhomes.com

RMC's (Real Estate Marketing Consultants) Al F ox Debora Bridges Jac k Sweeney Distribution

610-337-3260

Advertising Deadline March Issue February 4, 2011 610-337-3260 Corporate Office LifeandHomes Franchise, Inc. PO Box 18 Holland Patent, NY 13354

315-865-5845 Fax 1-315-865-7418 www.LifeandHomes.com For franchise information call, 1-800-961-0420 Life and Homes is published monthly by Tack4 Solutions LLC. Every effort has been made to ensure that home listings, advertisements and information are free of errors or omissions.

The publisher does not guarantee the accuracy of the submitted information to Life and Homes Magazine and assumes no liability.

This information has been compiled from public records and other sources we believe to be reliable, but we make no guarantee with respect to its accuracy or completeness or the absence of restrictions on use and are not responsible for any liability, loss, or risk that subscribers may incur, directly or indirectly, from using the contents of this site.

Copyright © 2011 Tack4Solutions LLC.

New Tool for Struggling Homeowners

Fannie Mae recently launched WaysHome, a free, interactive multi-media tool designed to educate homeowners about their options to avoid foreclosure, empower them to make informed decisions and motivate them to take action and seek help in 2011. As part of Fannie Mae's "Know Your Options" initiative to help struggling homeowners, the WaysHome video uses innovative technology to allow homeowners to put themselves in real-life situations, make informed choices and immediately see the outcomes of those actions. WaysHome is available at www.KnowYourOptions.com.

US Gov Pays

7.5 Million

In Rental Assistance U.S. Housing and Urban Development (HUD) and Health and Human Services (HHS) announced a joint partnership between the two agencies to help nearly 1,000 non-elderly Americans with disabilities leave nursing homes or other healthcare facilities to live independently.

Almost twice as many single women (20 percent) are buying homes than single men (12 percent), according to the National Association of Realtors (NAR). The reason? Because they can.

• Know what you’ll be paying for—If you’re used to renting and having a landlord cover costs of standard yard and home maintenance, you’ll need to anticipate new expenses, such as landscaping and garbage removal. Use a mortgage calculator tool like the one at www.century21.com to calculate your monthly payments. Knowing these costs up front will allow you to set a realistic budget for your first year of homeownership.

The Home Buying Charts

Even in the midst of a challenging economy, women are poised for success. It’s the first time women make up more than 50 percent of the workforce.

Recent research by the U.S. Department of Education’s National Center for Education Statistics showed women earn 58 percent of all college degrees. These members of the workforce are earning significant salaries and want to build their wealth and security through homeownership.

• Talk to an expert—Combine advice from friends and family with that of a trained professional. “Achieving the American dream of homeownership continues to be a worthy goal,” said Rick Davidson, president and CEO, Century 21 Real Estate. “I encourage all potential homebuyers to speak with a qualified real estate professional.”

For more information on Century21 visit www.century21.com. (NAPSI)

A Sign of the Times As recently as the 1970s, it was challenging for a woman to get a mortgage or even a credit card. Now, modern credit companies don’t discriminate against gender and the overall acceptance of women staking their claim as equals among men in the workplace (both in pay and skill) has contributed to a spike in home-buying among today’s single women.

According to Bev Thorne, chief marketing officer for Century 21 Real Estate LLC, these tips will help female home-buyers:

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Have a PDF sent right to your email.

Visit www.LifeandHomes.com Click on the magazine www.Life and Homes .com

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• Make a list of what’s important to you—Focus your search on finding a property that will meet your needs today and in the future. Fifty-one percent of single female homebuyers in 2010 said proximity and convenience to their job was most important in terms of location (NAR Report 2010).

Existing-home sales are projected to rise about 8 percent to 5.2 million in 2011 from 4.8 million in 2010, with an additional gain of 4 percent in 2012. The median existing-home price could rise 0.6 percent to $173,700 in 2011 from $172,700 in 2010, which was essentially unchanged from 2009. (Realtor.org)

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HUD is providing $7.5 million in rental assistance vouchers that will help nearly 1,000 individuals with disabilities rent private apartments.

Public housing authorities in 15 states will administer the rental subsidies and will work with state human service agencies to identify eligible individuals who could benefit from the program. For a local breakdown of the funding, visit HUD.Gov.

Single Ladies Top

• Frugal habits pay off in the long run—Thirtyfive percent of single female homebuyers in 2010 cited cutting spending on luxury and nonessential items as a sacrifice they made toward saving for their home (NAR Report 2010).

February

This is the first time two federal agencies are offering a combination of rental assistance, health care and other supportive services targeted to this population.

newsShorts

New Flood Insurance Option From FEMA There may be good news for residents and business owners in locations recently designated as high-risk flood areas.

Starting in 2011, the Federal Emergency Management Agency’s (FEMA’s) low-cost insurance policy may be available to help them save on flood protection.

Flood risks are dynamic and change over time due to a variety of factors, including changes in the natural landscape, the impacts of land use and development, and the condition of flood control structures such as levees.

Since mandated by Congress in 2003, a multi-year effort has been underway to update the nation’s flood maps to reflect these changes. The new maps are providing more accurate information about where flooding is most likely to occur. As a result, many property owners are finding that their risk has changed and they may now be required to purchase flood insurance. Fortunately, FEMA understands the financial burden this may place on some property owners and is expanding eligibility for its popular lower-cost flood insurance policy.

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Montgomery County, PA

Beginning January 1, 2011, a new insurance rating option from FEMA’s National Flood Insurance Program (NFIP) allows many property owners who previously didn’t qualify, to take advantage of the low-cost insurance for two years before they are required to pay standard rates.

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newsShorts insurance protection. But we recognize the challenge of additional expenses in the current economy. This new option provides time for residents to adjust to the higher risk level-and continue their flood coverage at a more affordable rate,” said Edward L. Connor, Acting Federal Insurance and Mitigation Administrator.

Policyholders who believe they may qualify should contact their insurance agent for further details. After two years at the reduced PRP rates, policies will increase to standard rates. However, there are other options to reduce cost, including a grandfathering provision, use of elevation ratings and higher deductible policies.

To learn more, visit http://www.floodsmart.gov/ floodsmart/pages/flooding_flood_risks/prp_extension_for_property_owners.jsp or call (800) 427-4661. (NAPSI)

Owning A Home Can Pay Dividends

There are many good reasons to become a homeowner. In addition to the social benefits, the feeling of autonomy and sense of community investment, there are the tax benefits.

One major tax benefit is the mortgage interest deduction (MID). The MID has been part of the federal tax code since 1913 and helps families offset the cost of homeownership.

The program will make Preferred Risk Policies (PRPs), which start at just $129 a year, available for properties that have been newly mapped into high-risk areas due to a flood map revision on or after October 1, 2008.

The ability to deduct the interest paid on a mortgage can translate into significant savings come tax time. For example, a family who bought a home this year with a $200,000, 30year, fixed-rate mortgage, assuming an interest rate of 4.5 percent, could save nearly $3,500 in federal taxes when they file next year.

“Floods are the nation’s most costly and frequent natural disaster and those who are now in the highest risk areas really must have flood

“In today’s market, eight out of 10 home buyers must borrow money to buy a home,” said National Association of Realtors® chief economist,

We br i n g p e o p l e a n d h o m e s t o g e t h e r .

Lawrence Yun. “For aspiring homeowners who don’t have hundreds of thousands of dollars in savings to buy a home outright, tax benefits like the mortgage interest deduction help them begin building their future through homeownership.”

Of the taxpayers who itemize deductions, 80 percent utilize this benefit. This is true for people of all income levels. According to the most recent IRS tax return data available, 65 percent of the families who claim this deduction earn less than $100,000 per year.

“People who benefit most from the MID are first-time home buyers and younger homeowners,” said Yun. “These families can use the money they save to build their emergency fund, apply it toward their children’s future education or help them improve the quality of their lives right now. That’s just one of the ways owning a home can pay dividends.”

For more information about the deduction and other tax benefits of owning a home, visit www. houselogic.com.

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Main Line Phoenixville Phoenixville

$889,000

55 Diamond Rock Rd The curb appeal of this exceptional colonial begins with the circular driveway. As you enter through the Grand center hall you will begin to realize this home offers every conceivable amenity in a tranquil, beautifully landscaped setting. This home was designed

by McIntyre & Capron Architects and built by the fantastic Manchester Hall Builders.

Phoenixville

$179,000

416 Heckle St Townhouse Living at it’s Best! Close togrowing downtown with great places to shop and eat. This TH has a Large Living Room with Fireplace and large Dining area. Sliders off the dining room open onto a 10 X 10 covered patio overlooking a fenced yard - perfect for summertime cook-outs! Off-street Parking for 2 cars.

Phoenixville

$129,900

37 Franklin Ave Must See Charming 3Br Starter Home In Excellent Condition. Beautiful Restored Wood Trim, Thermopane Windows, Sun Room W/Garden Window. New Carpet And Vinyl Flooring. Low Maintenance. Gas H/W Heat, Very Low Utility Cost. Walk To Historic Arts and Entertainment Downtown District And Public Transportation. Why pay condo fees?

C A R P E T

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F L O O R I N G ,

Michael Brango

(O) 610.935.3200 (D) 610.457.8539 www.michaelbrango.com When you choose Mike Brango, RE/MAX Associate, to sell your home or help you purchase a new home, you’ll experience a whole new level of personal service.

“In my mind the only thing that matters is the happiness of my clients, that is why I live by the motto, ‘Clients First.’

So if you are like me and believe customer service is the first priority, then we need to speak, so give me a call.”

Pennsylvania Real Estate in Chester, Montgomery & Delaware Counties

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I N S T A L L A T I O N

February

RESIDENTIAL • COMMERCIAL • CUSTOM DESIGN

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Earl L. Harrison, IV 610.996.2589 elhcarpets@comcast.net

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Should You Sell Your House to Pay Off Debt?

“Help!” you are crying. “My debt load is weighting me down so much! Should we sell our house to get out of debt?”

Although I appreciate your willingness to sacrifice in order to dump debt, selling your house may not be the best way. Ask yourself the following question:

Why am I in debt?

You need to identify the source of your debt before you can properly attack it. Is the debt a result of poor money management or because your house is too big for your budget?

Hint: if your mortgage payments are less than 30% of your take home pay, you have money management problems. On the other hand, if your mortgage payments are above 40%, you probably have too much house. Depending on how you answered, here are some tips:

Money management problems Selling your house to pay off debt is treating the symptom instead of the illness. Reality is that you can afford to keep your house if you learn to manage your money. Whether you eventually sell your house or not, you need to: Montgomery County, PA

1. Make a budget. You will never be able to manage your money without a budget. No exceptions. Write down all of your take home pay and all of your expenses. Agree with your spouse. Now track them and adjust them each month until you are confident that you are in control of your money.

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2. Get rid of other debt. If car payments are dragging you down, get rid of your car. Give up eating out, vacations, satellite TV, and look for other ways to cut expenses until the debt is gone. Consider taking on a second job. It won’t be easy, but the best way to deal with your mess is to clean it up.

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We br i n g p e o p l e a n d h o m e s t o g e t h e r .

Too much house People with too much house often manage their money quite well and live very frugally just to make their monthly mortgage payments.

Is this you? Does your house payment feel like an anchor trying to pull you under? Are you unable to make progress on your debt reduction because your house payment controls your life? If so, you probably need to sell your house. This being said, you should not blame your debt on your house payment; you still need to manage your money and make the same sacrifices (get rid of car, no eating out, no vacations, etc) in order to eat away at that debt while you are marketing your house.

Special considerations While the above analysis should give you the guidelines for whether to sell your house, I realize the decision is not a black and white issue. Some special considerations are: * “I know I have money management problems, but I have so much debt that it will take me years to get rid of it. I would love to sell my house and take care of the debt immediately.”

I applaud your enthusiasm. My concern, however, is that you may be taking a shortcut to learning money management. * “We fall in money management problem camp, but we hate our house. Shouldn’t we go ahead and sell it?”

Sure. But now the motive changes. You are selling because you hate the house, not because of your debt. I think you should sell, pay off debt, and rent while you are saving up down payment for another house. Of course continue working on the source of your problem: money management. Otherwise, whether you rent or buy again, that debt will reappear.

* “We know we have too much house, but we love our house. Is there a way we can keep it?”

I hate to see people sell their houses. It is an extreme move, especially if you love your house. But if you are living on a tight budget, you don’t see any big pay raises on the horizon, and you are unable to make progress on your debt – or save for an emergency fund or invest for retirement – your house is controlling your life. You would probably be better off with less house. * “I know I have too much house, but I am recently divorced and I want the kids to maintain the stability of living in the same house. Finances are extremely tight because we used to make the mortgage payments on two salaries and now I am making them on my own. Any thoughts?”

I realize this is a delicate time for you and your children. However, staying in a house you can’t afford is not in your best interests or theirs. Children are much more resilient than we give them credit for. Moving to a smaller house with less stress will usually be best for both the kids and for you. Explain to them (age appropriately) what is going on and my hunch is that they will do fine.

Concluding thoughts Selling your house to pay off debt, while admirable, can be a way of masking a money management problem. You need to clearly identify whether your debt is because of poor money management or too much house before you make your decision. The more clarity you have about the source of your debt, the better decision you will make.

Joe Plemon, a retired engineer, financial counselor and blogger, lives in Southern Illinois with Janice, his wife of 39 years. Joe likes online Scrabble, St Louis Cardinal baseball, blues music, power naps, high school football, short term mission trips and Sunday family dinners. You can read more from Joe at PersonalFinancebytheBook.com. (Christianpf.com)

Melissa E. Hawes, CPA Jo Leung, MBA

20 years of CPA experience with a concentrated focus on small to mid-size businesses Grant-Guardian Service: Relief from Grant-Management Misery

• From the details of bookkeeping to strategic planning • Create Grant, Tax and Management reports • Assure you are compliant with all government regulations and can withstand audit

Interim Accounting Management

967 East Swedesford Road, Suite 500 Exton, PA 19341

• Taxes • Cash Flow Analysis • Strategic Business Planning and Budgeting

(P) 484.320.8711

Quick Books Set Up

melissa@milesfinancialmgt.com

• Customized approach to set up your books to your needs, not cookie-cutter • Teach you how to enter information and oversee on an interim basis the data to ensure correctness • Educate you on how to read the financial reports

Business Set Up

Managing Behind & Beyond the Numbers

• Business structures • Accounting operations set up and procedures • Tax compliance

Office Space Available

Lonesome J’s Catering

618 Swede Street Norristown, PA

“Simple Food at a Simple Price”

610-721-3469

lonesomej@comcast.net www.freewebs.com/kowalgroup

Restored Professional Office Space Furnished Offices, Conference Room. Off Street Parking!

Licensed & Certified Montgomer y County Health Department

www.Life and Homes .com

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Our Famous Cheesecakes are Served at Dolce Vita Restaurant & Salvi & Friends Pub

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Cheesecakes Made to Order

February

610-277-4868

Hot Buffet Specials • Catering for All Occasions

Main Line Phoenixville

Achievers Inc. donna godfrey Associate Broker

267-688-0536 610-489-5900 #1902 dgodfrey@ptd.net

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Montgomery County, PA

Conshohocken

$239,900

$384,000

331 East 7th Avenue

529 Winthrop Road

Renovated brick/vinyl end row conveniently located in the Boro of Conshohocken. Off street parking for two cars, and fenced back yard area.Low maintenance brick exterior, new high efficiency replacement windows, fresh paint and new carpets throughout.

New fixtures in the main bath, with new HVAC! Great open floor plan!

Family Room Fireplace, Gas/Propane, Walk Up Attic, Eat In Kitchen, Fully Carpeted, Tile/Brick Flooring, Vinyl Flooring, BayWindow, CableTVWired, Main Floor Laundry, Full Bath-Master Bedroom, Walk In Closet Master Bedroom, Electric Cooking, Half Bath on Main Floor, 2 Full Baths on Upper Floor, all Bedrooms on Upper Floor. Fencing, Street Lights, Deck.

Broomall

Dowingtown

$799,900

$169,900

8 Katelyns Way

3728 Norwood Avenue

Rare, spectacular executive estate in Marple-Newtown Schools. Circular drive up to this magnificent property. Step into a large welcoming foyer and sumptous kitchen equipped with granite counters and island,42” cherry cabinets with finish trim and a complete appliance package that flows nicely into a sunny breakfast area with sliders to the 35 x 27’ deck.

Huge price reduction of $10,000 to a great price of $169,900...Warm and inviting cape on a quiet street in Caln Township....gleaming hardwoods, great trim work throughout the house, large living spaces, 6 bedrooms (possible) 1 full bath, with a potential for two...upstairs laundry. This home has the potential to be magnificent.

Schwenksville

Pottstown

$349,900

$259,900

108 Game Farm Road

97 North Savanna Drive

Bucolic stone farmhouse on seven acres in Lower Frederick Township. The farmhouse has been lovingly maintained with rare red pine flooring throughout, and wide rounded window sills to add charm and character. Full bath and laundry on the main level, eat in kitchen with gas cooking, newer wood cabinetry, dishwasher, 2 refrigerators and side door to brick patio.

One of the largest townhouse models that Ryan Homes offers! And, an end unit! 2 car garage with extended drive..beautifully, professionally landscaped property showcasing a pergola, complete with an upper Trex deck and a lower patio ready for your hot tub! This is the life! The space is comfortable and great for entertaining.

Douglassville

Malvern

$60,000

$429,000

30 N Main St

24 Duffryn Avenue

Heating Features Electric Exterior Construction Vinyl Siding, Slab Roofing Pitched Roof, Shingle Roof Interior Features Breakfast Room, Fully Carpeted, Vinyl Flooring, CableTVWired, Main Floor Laundry, Electric Cooking, Bedroom 2 is 11x10, 1 Full Bath on Main Floor, Master Bedroom is on Main Level, Second Bedroom is on Main Level.

The construction is finished. It’s time to move into this great home in time for the school year in Great Valley School District! The Reserve is right behind the house!

Price reduction to $429K... Looking for beautiful new construction in Malvern, with the character, charm, and solid construction of an older home. Price Reduction of over $50,000!

www.achieverspa.com 8

Collegeville

We br i n g p e o p l e a n d h o m e s t o g e t h e r .

Achievers Inc. 1425 S Collegeville rd.

Collegeville PA 19426

Welcome Home

Peg Chism in today’s real estate market, it is important to feel comfortable that you are getting the best service available to you. that comfort comes from dealing with an experienced, Full Service, reALtor® like me. As a top Performing reALtor® in the area i have won multiple customer service awards for my attention to detail and consistent communication with my clients.

King of Prussia

King of Prussia

$268,900

$275,000

313 Winding Way

312 Winding Way

Updated Throughout 3BDR 2.5BA Crooked Crossing Townhome in U.Merion Twp. Warm & Welcoming Tile Flooring through the Foyer, Kitchen and Powder Room. Gorgeous Eat-In Kitchen with Brand New Cherry Cabinets & Pantry Cabinet accented with Granite Countertops with a Tile Backsplash and New Slider to the Patio. Gas Heat & Gas Cooking.

Ease into Owning with Tenant In Place until July 2011. Crooked Crossing 3 Bedroom 2.5 Bath One Car Garage with a Full Finished Basement in the popular Crooked Crossing development in U.Merion Twp. Eat-In Kitchen. Livingroom Woodburning Fireplace. Diningroom which is perfect for holidays and special occasion gatherings.

Collegeville

Collegeville

$359,500

$389,900

720 Twining Way

346 Meadowview Dr

Seller offering a $10,000 Seller Assist. Life at its Best! Traditions at Skippack Active 55+ Community.

Weekends are for Relaxing. Warm and Welcoming Foyer with 9 ft. Ceilings with Hardwood Flooring.

Very Open and Flowing Floorplan. Formal Diningroom and Livingroom. Exquisite Powder Room and Hallway Butler Pantry. Gourmet Eat-In Kitchen!

1.24 Gorgeous Acre Lot with Magnificent Country Views! 4BDR 2.5BA Colonial in a highly desirable Neighborhood and Location. Fabulous Floorplan. Enter into the Foyer with Custom Boxes and Hardwood Flooring that carries through to the Diningroom. Enjoy Holidays and Gatherings in the Diningroom with a Bow Window, Crown and Chair Moulding.

Collegeville

Pottstown

$179,900

$88,000

620 N. Manatawny St. #4

Seller offering $3,000 towards Buyer’s Closing Costs.

One Year Home Warranty. Refrigerator, Washer & Dryer Included. Move in Ready! Collegeville Townhome in Perkiomen SD. Welcoming Foyer with Hardwood Floors. Relaxing Livingroom with a inviting Woodburning Fireplace. Enjoy Gatherings & Preparing Meals in the Spacious Eat-In Kitchen.

FIRST FLOOR END UNIT Wickerton Heights 2BDR 1BA that is Ready for Immediate Occupancy.

Freshly Neutrally Painted throughout. Professionally Cleaned. Bright and Cheery Condo. Kitchen with Built-In Dishwasher, Range & Microwave with Ample Cabinets and Counterspace. Meals will be enjoyed in the Diningroom area.

$179,900

Believe! 2 Homes, 1 Price, 1 Parcel Number, 1 Tax Bill. Live in One, Rent the Other. Two Very Well Maintained Properties in W.Pottsgrove Twp. 3BDR 2 Full Bath Twin PLUS a 1BDR 1BA Single Cottage on a Wonderful Level Corner Lot with a Detached Garage. Separate Laundry & Utilities in Each Property.

Twin has a Newer Roof, a newly renovated kitchen.

215-802-6491

pegchism@prodigy.net www.pegchism.com

www.Life and Homes .com

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427 & 429 W. Race St.

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Pottsgrove

February

827 Dewees

Montgomery County, PA â–

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We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

Open Market Listing Service™ Audubon

LifeandHomes.com

$210,000

Collegeville

$179,900

Mary Bell Rd

827 Dewees

3 Bedrooms / 1.5 Baths

2 Bedrooms / 2.5 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42461

For more details visit www.LifeandHomes.com Type in Quick Search #42389

Mary Beth Van Trieste • 610-805-0119

Peg Chism • 610-489-5900

Century 21 Alliance-Audubon Agent • c21marybeth@aol.com

Broomall

$799,900

RE/MAX Achievers, Inc. SRES, ALHS, CRS, ABR • pegchism@prodigy.net

Conshohocken

$239,900

8 Katelyns Way

331 East 7th Avenue

8 Bedrooms / 4.5 Baths

3 Bedrooms / 1.5 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42380

For more details visit www.LifeandHomes.com Type in Quick Search #42379

Donna Marie Godfrey • 610-489-5900

Donna Marie Godfrey • 610-489-5900

RE/MAX Achievers, Inc. Associate Broker • dgodfrey@ptd.net

Collegeville

$384,000

RE/MAX Achievers, Inc. Associate Broker • dgodfrey@ptd.net

Douglassville

$60,000

529 Winthrop Road

30 N Main Street

4 Bedrooms / 2.5 Baths

2 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42383

For more details visit www.LifeandHomes.com Type in Quick Search #42382

Donna Marie Godfrey • 610-489-5900

Donna Marie Godfrey • 610-489-5900

RE/MAX Achievers, Inc. Associate Broker • dgodfrey@ptd.net

Collegeville

$389,900

RE/MAX Achievers, Inc. Associate Broker • dgodfrey@ptd.net

Downingtown

$169,900

346 Meadowview Dr

3728 Norwood Avenue

4 Bedrooms / 2.5 Baths

5 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42393

For more details visit www.LifeandHomes.com Type in Quick Search #42384

Peg Chism • 610-489-5900

Donna Marie Godfrey • 610-489-5900

RE/MAX Achievers, Inc. SRES, ALHS, CRS, ABR • pegchism@prodigy.net

Collegeville

RE/MAX Achievers, Inc. Associate Broker • dgodfrey@ptd.net

$359,500

Eagleville

$525,000

720 Twining Way

4016 Killington Ct,

3 Bedrooms / 2.5 Baths

4 Bedrooms / 2.5 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42388

For more details visit www.LifeandHomes.com Type in Quick Search #42460

Peg Chism • 610-489-5900

Mary Beth Van Trieste • 610-805-0119

RE/MAX Achievers, Inc. SRES, ALHS, CRS, ABR • pegchism@prodigy.net

Century 21 Alliance-Audubon Agent • c21marybeth@aol.com

February ■

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Selling your home in 2011?

Tips to add value during winter months Major home renovations can be overwhelming, but

planning to sell your home in 2011, take advantage of

there are a few fundamental repairs that can update

the colder winter months to prepare your home for a

your home's appearance and increase its value. If you're

spring sale by focusing on a few key projects:

L i f e and H o m e s

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Montgomery County, PA

Make a first impression.

The entryway is the first up-close encounter a potential homebuyer will have with your home. Manicure your front yard and update or even replace your front door to complement your home's exterior. Select a rich, dark stained wood or bold white door to draw attention to the main entry and add personality to your home. If your door is already in great shape, consider a simple replacement of weak or older-looking hardware that will impress buyers at first sight.

Get cookin' in the kitchen.

Experts agree that a kitchen can significantly impact a home's perceived value. An outdated kitchen can be a deal breaker for many homebuyers. Naturally, then, it's the place you might spend the most amount of time updating. To increase the appeal of your kitchen, consider investing in updated, matching appliances that match the style of your kitchen. Some manufacturers even offer 12

We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

replacement panels to update the exteriors of older appliances.

Next, if you can't afford to add new cabinetry, change out the hardware so the knobs, drawer pulls and handles match your decor and add a modern flair. Adding technology-driven fixtures, including built-in water filtration systems, garbage disposals and high-tech faucets is another great way to increase the room's appeal. Delta Faucet's Touch2O Technology will impress homebuyers and add a sense of luxury to the room. The technology enables users to turn the faucet on and off with just a touch anywhere on the spout or handle, and is available on a variety of models.

Update and upgrade light fixtures.

Lighting is key. It can drastically change the look and feel of a room, and lighting fixtures are affordable and relatively simple to install on your own. Shop discount stores and home improvement depots to find a statement

piece to add spice to your living room. A beautiful ceiling fan with lighting can serve double-duty to update your family room.

Remember, well-lit and bright rooms appear larger and more open.

Step on it.

Flooring is one of the first things that potential homebuyers notice. Make sure you dust, vacuum and clean so that you show off the flooring to its best advantage. If you have carpet, consider replacing it with wood floors or wood alternatives. If you already have hardwood floors, polish and protect your flooring so that it gleams when potential buyers step into the home.

Whether you're trying to sell your home this winter or simply want to update its look, you don't have to wait until the spring thaws.

When the cold weather drives you inside, take advantage of the time to make attractive upgrades that can increase the appeal and value to your home.

AAA Offers Ways to Save Money on Gas With the national average price of gasoline on the rise, AAA offers these tips for drivers to save money on fuel:

Be gentle on the gas and brake pedals - Instead of making quick starts and sudden stops, go easy on the gas and brake pedals. The U.S. Department of Energy reports aggressive driving can lower a car's fuel economy by up to 33 percent.

Drive the speed limit- Slowing down to observe the speed limit not only can conserve fuel but also avoid a speeding ticket. The U.S. Department of Energy reports that each 5 mph driven over 60 mph is like paying an additional $0.24 per gallon for gas.

Properly inflate tires - Only 17 percent of cars have all four tires properly inflated, yet the U.S. Department of Energy reports that proper tire inflation can improve fuel economy by up to three percent.

It's important not only to check tire pressures at least once a month, but also make sure it's done correctly. Check the pressures when the tires are

cold and have not been driven on recently. Tires should be inflated to pressure levels recommended by the vehicle manufacturer, NOT the pressure levels stamped on the tire sidewall. The proper pressure levels can be found on a sticker on the driver's side door jamb or in the owner's manual.

Plan errands in advance - Try to combine multiple tasks into one trip. Several short trips starting with a cold engine each time can use twice as much gas as a longer multipurpose trip covering the same distance when the engine is warm. Also, plan the route in advance to drive the fewest miles.

Keep luggage off the roof - Try to avoid using a car's roof rack to transport luggage or other equipment—especially over long distances on the highway. A loaded roof rack affects the vehicle aerodynamics and creates extra drag that reduces fuel economy.

Fox & Roach 653 Skippack Pike, Suite 200 Blue Bell, PA 19422

Office: 215-542-2200

Let AAA find lowest gas prices - Drivers equipped with the AAA TripTik Mobile iPhone application can find the lowest gas prices close to home or on the road. Using AAA TripTik Mobile, the first free app offering frequently updated gas prices, motorists can compare fuel costs at stations near to their location or in a specified area. AAA also provides gas station location and fuel price information at AAA.com with the online TripTik Travel Planner.

Keep up-to-date on vehicle maintenance - Keeping a car running properly helps achieve maximum fuel economy. Be sure to follow the vehicle manufacturer's recommended maintenance schedule, and do not ignore vehicle warning lights that indicate something is wrong. Warning lights can signal problems that will greatly decrease a car's fuel efficiency. To help motorists find reliable, high-quality vehicle service, AAA has inspected and approved nearly 8,000 auto repair shops across the country. To locate a nearby AAA Approved Auto Repair facility, visit AAA.com/repair.

As North America's largest motoring and leisure travel organization, AAA provides more than 52 million members with travel, insurance, financial and automotive-related services. AAA clubs can be visited on the Internet at AAA.com. (PRNewswire)

Jay G. Peterman Associate Broker

Cell: 215-806-2836 Offering a Catalog of Professional Services.

Lower Gwynedd

$355,000 248 Towyn Ct - QSN #42467

Royersford

This rare, spacious and gracious end unit, located on a quiet cul-de-sac, offers the perfect blend of privacy and community. The large living and dining rooms are perfect for family gatherings and great entertaining. Beautifully renovated in 2003, the kitchen overlooks the family room which has a corner brick fireplace and French doors leading to an elegant, expanded brick, fenced-in patio.

Value, Value, Value! Why pay rent when you can invest in your future? 2 bedroom/1 bath, LR, DR, Kit. Mudroom, screened back porch. Easy commuting via Rt.422. Move-in condition. Row home without homeowner fees. Almost new carpeting and fresh paint. Neutral decor. Small backykard for a pet or garden. Front porch to relax after a busy day.

Norristown

$154,900 121 William Penn Dr - QSN #42468

Hatfield

Upon entering the building, this 2nd flr unit is well lit w/Skylight in the common Foyer and oversized windows encompassing the staircase. Spacious LR. To the back is the Eating Area/DR. Kit features new countertops, Pull out lower cab drawers, Gas Range, Built In Microwave & Dishwasher and new high end vinyl flr. Both bedrms are well proportioned with the Master.

Home situated very nicely towards the back of a culde-sac street (limited amount of traffic - ideal if one has little ones). The U-shaped Kitchen features raised panel, cathedral styled cabinetry, corian countertops, beamed ceiling and additional buffet/serving area.

To the side of the Laundry area is a small separate 3 season room with Hot Tub.

February

$319,900 1610 Hedgewood Rd - QSN #42470

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www.Life and Homes .com

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$109,900 128 S 3rd Ave - QSN #42469

LifeandHomes.com Eagleville

Open Market Listing Service™ King of Prussia

$185,000

313 Winding Way

2 Bedrooms / 1.0 Baths

3 Bedrooms / 2.5 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42462

For more details visit www.LifeandHomes.com Type in Quick Search #42387

Mary Beth Van Trieste • 610-805-0119

Peg Chism • 610-489-5900

Century 21 Alliance-Audubon

RE/MAX Achievers, Inc.

Agent • c21marybeth@aol.com

Hatfield

SRES, ALHS, CRS, ABR • pegchism@prodigy.net

Lower Gwynedd

$319,900

248 Towyn Ct

4 Bedrooms / 2.5 Baths

3 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42470

For more details visit www.LifeandHomes.com Type in Quick Search #42467

Jay Peterman • 215-361-5965

Jay Peterman • 215-361-5965

Prudential Fox & Roach - Blue Bell

Associate Broker • Jgprealtor@aol.com

King of Prussia

Associate Broker • Jgprealtor@aol.com

Malvern

$165,000

$429,000

11316 Valley Forge Cir

24 Duffryn Avenue

2 Bedrooms / 2.0 Baths

3 Bedrooms / 2.5 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42463

For more details visit www.LifeandHomes.com Type in Quick Search #42386

Mary Beth Van Trieste • 610-805-0119

Donna Marie Godfrey • 610-489-5900

Century 21 Alliance-Audubon

RE/MAX Achievers, Inc.

Agent • c21marybeth@aol.com

King of Prussia

Associate Broker • dgodfrey@ptd.net

Norristown

$300,000

408 Anthony Road

618 Swede Street

4 Bedrooms / 1.5 Baths

Office Space Available

For more details visit www.LifeandHomes.com Type in Quick Search #42459

For more details visit www.LifeandHomes.com Type in Quick Search #42377

Mary Beth Van Trieste • 610-805-0119

Mark • 610-277-4868

Century 21 Alliance-Audubon

Mark Ryan

Agent • c21marybeth@aol.com

King of Prussia

_ • ryanlaw621@msn.com

Norristown

$275,000

$154,900

312 Winding Way

121 William Penn Dr

3 Bedrooms / 2.5 Baths

2 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42391

For more details visit www.LifeandHomes.com Type in Quick Search #42468

Peg Chism • 610-489-5900

Jay Peterman • 215-361-5965

RE/MAX Achievers, Inc. Montgomery County, PA

$355,000

1610 Hedgewood Rd

Prudential Fox & Roach - Blue Bell

Prudential Fox & Roach - Blue Bell

SRES, ALHS, CRS, ABR • pegchism@prodigy.net

Associate Broker • Jgprealtor@aol.com

Here are some of the many places you’ll find LifeandHomes™ magazine!

King of Prussia / Bridgeport Muffins Breakfast and Lunch Bridgeport Desimone’s Cafe C’s Fireside Cafe Michael’s Restaurant & Jewish Delicatessen Dolce Valley Forge Hotel Hampton Inn by Hilton Comfort Inn Crowne Plaza Fairfield Inn Corner Bakery at Maggiano’s Best Western The Inn at king Of Prussia NTB - National Tire & Battery Bridgeport Ribhouse Lori’s Hair Styling Dolce Vita

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L i f e and H o m e s

$268,900

117 Oaklyn Ave

14

Franzone’s Pizzeria & Restaurant Chick’s Tavern unique Nails Panera Bread The Hut Coffee Shop Steele’s Truck & Auto Repair Suburbia Seafood Inc Starbucks norristown / Plymouth Meeting Hyatt Summerfield Suites Lou’s Sandwich Shop Norristown Michael’s Italian Restaurant Facenda-Whitaker Lanes Bowling Alley Corropolese Bakery & Deli Inc

We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

Conshohocken Cantlin’s Automotive Services Llc Edwards-Freeman Nut Co Philadelphia Marriott West 401 Diner Inc Starbucks Brittingham’s Irish Pub & Restaurant Laf. Hill Willow grove Hampton Inn Philadelphia/Willow Grove Goodyear Of Willow Grove Starbucks Coffee Weinrich Bakery STS Tire & Auto Center Valley Forge Tire & Auto Center

Starbucks Valley Forge Tire & Auto Center Firestone Complete Auto Care Monro Muffler Brake and Service Blue Bell / Fort Washington George’s Dreshertown Shop-N-Bag STS Tire & Auto Center Starbucks Twisted Gourmet Lucianis Pizzeria Rich’s Delicatessen Tony’s Pizza & Pasta

Open Market Listing Service™ Phoenixville

LifeandHomes.com

$179,000

Pottstown

$88,000

416 Heckle St

620 N. Manatawny St. #4

3 Bedrooms / 2.5 Baths

2 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42369

For more details visit www.LifeandHomes.com Type in Quick Search #42394

Michael Brango • 610-935-3200

Peg Chism • 610-489-5900

RE/MAX Main Line-Phoenixville Realtor • mbrango@gmail.com

Phoenixville

$889,000

RE/MAX Achievers, Inc. SRES, ALHS, CRS, ABR • pegchism@prodigy.net

Royersford

$109,900

55 Diamond Rock Rd

128 S 3rd Ave,

6 Bedrooms / 4.5 Baths

2 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42370

For more details visit www.LifeandHomes.com Type in Quick Search #42469

Michael Brango • 610-935-3200

Jay Peterman • 215-361-5965

RE/MAX Main Line-Phoenixville Realtor • mbrango@gmail.com

Phoenixville

$129,900

Prudential Fox & Roach - Blue Bell Associate Broker • Jgprealtor@aol.com

Schwenksville

$349,900

37 Franklin Ave

108 Game Farm Road

3 Bedrooms / 1.0 Baths

3 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42372

For more details visit www.LifeandHomes.com Type in Quick Search #42381

Michael Brango • 610-935-3200

Donna Marie Godfrey • 610-489-5900

RE/MAX Main Line-Phoenixville Realtor • mbrango@gmail.com

Pottsgrove

$179,900

RE/MAX Achievers, Inc. Associate Broker • dgodfrey@ptd.net

King of Prussia

$268,900

427 & 429 W. Race St.

313 Winding Way

3 Bedrooms / 2.0 Baths

3 Bedrooms / 2.5 Baths

For more details visit www.LifeandHomes.com Type in Quick Search #42390

For more details visit www.LifeandHomes.com Type in Quick Search #42387

Peg Chism • 610-489-5900

Peg Chism • 610-489-5900

RE/MAX Achievers, Inc. SRES, ALHS, CRS, ABR • pegchism@prodigy.net

Pottstown

RE/MAX Achievers, Inc. SRES, ALHS, CRS, ABR • pegchism@prodigy.net

$259,900

Norristown

97 North Savanna Drive

618 Swede Street

3 Bedrooms / 2.5 Baths

Office Space Available

For more details visit www.LifeandHomes.com Type in Quick Search #42385

For more details visit www.LifeandHomes.com Type in Quick Search #42377

Donna Marie Godfrey • 610-489-5900

Mark • 610-277-4868

RE/MAX Achievers, Inc. Associate Broker • dgodfrey@ptd.net

Mark Ryan

_ • ryanlaw621@msn.com

February ■

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L i f e and H o m e s

Home Security Trends: Mobile Command, Smart Integration, Video Monitoring

L i f e and H o m e s

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Montgomery County, PA

Homeowners who installed early home security systems often wound up thinking they would have been better off simply installing sturdy locks on their doors and calling it a day. The technology was labor-intensive to install, Fast forward to 2011, and today's technology has helped make home security systems easier to use, more effective and flexible to fit our modern, mobile lifestyles. And statistics indicate homeowners have ample reason to consider installing a security system. Nearly 1.4 million homes were burglarized in 2009, accounting for 72 percent of total burglaries, according to FBI statistics. The average loss per burglary was more than $2,000, and that figure doesn't take into account the emotional trauma of having your home invaded and possessions taken.

"Considering the average loss from burglary and house fires, monitored security systems have always been a worthwhile investment," says Jonathan Klinger, vice president of marketing for Honeywell Security. "Now the option to add remote system control and video look-in from Web browsers and Smartphones, enable everyone to play a more active role in the protection of their home and family."

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offered keypads that looked as complicated as an airplane cockpit, and did nothing for you if the homeowner forgot to set the alarm before leaving the house.

If you're considering purchasing a home security system, it's helpful to know trends in terms of available technology and how others are using it to protect their homes and families:

Smart Integration Once, homeowners used separate systems to manage security and fire detection. Modern systems, however, integrate these functions.

What's more, many security systems now integrate easily into home automation systems, which means that homeowners can control multiple elements in their homes in addition to ensuring the home is safe. They can arm their security systems and turn on the lights, control the thermostat and open garage doors - all remotely - through one integrated system.

More Than Keeping Bad Guys Out In the early days of home security, the focus was on keeping the bad guys out of your home. While that's still an important function

of home security systems, today's technology makes it possible to use the system to keep track of and care for the loved ones still inside your home. For example, Total Connect by Honeywell allows you to view the inside of your home from virtually any Internet-enabled device, using up to six wireless cameras that can tilt, pan and provide nearly a nearly 360-degree view.

Have a latchkey kid? Total Connect not only monitors when the front door opens, it can show you video of who's coming in. You can set the system to e-mail you a video clip of your child coming in the front door - so you have visual confirmation that she's home safe. Caring for aging parents from afar?

Equip their home with a security system and you can look in on them from time to time and see how they are. Or, place a sensor on the medicine cabinet and you can set the system to send you an alert in case your parents forget to take their medication - and don't open the medicine cabinet.

Mobile Command Use of handheld mobile devices has boomed in America over the past few years. People use smart phones, laptops and a variety of wireless devices to keep in touch with friends and family, communicate regarding business matters, monitor world events, track weather and even plan a route home from work when there's an accident along the usual course.

Home security is on track with this highly mobile lifestyle. Products like Honeywell's Total Connect allow us to keep in touch with what's going on in our home no matter how far away from it we are. Apps for the iPhone, iPad, BlackBerry and Android smartphones make it possible to access real-time video of your home's interior, monitor system components and completely control the system from anywhere.

Total Connect integrates with existing Honeywell security systems. Or you can use it as a standalone video system if you don't have or need a security system. (ARA)

February â–

www.Life and Homes .com

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L i f e and H o m e s

Sound

Legal Advice • General Civic Practice with Concentration on - Real Estate - Estate Planning and Administration • Approved Attorney for Conestoga Title Insurance • Serving Montgomery & Chester County Communities for over 30 Years

621 Swede St, Norristown, PA

Mark ryan

610.277.4868

Attorney at Law

Mary Beth Van Trieste

L i f e and H o m e s

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Montgomery County, PA

theredhead@century21.com asktheredhead.net

2828 Audubon Village Dr Audubon, PA 19403-2262

610-666-0202

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We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

Audubon

$300,000

Eagleville

$525,000

Eagleville

$185,000

King of Prussia

$165,000

408 Anthony Road - WOW - what a great price for this 4 bedroom split. Newer windows, newer roof, newer a/c and heater. Perfect location as it is close to 202, 76, 476, 422. Next door to the King of Prussia Mall. QSN # 42459

610-805-0119

ALLIANCE

King of Prussia

$210,000

Mary Bell Rd - Fabulous price for Methacton School District. Priced to sell. Good condition.

Outdoor patio, lovely yard.

QSN # 42461

117 Oaklyn Ave - This rancher in Methacton School District has been lovingly maintained and is ready for you to move in. Full eat in kitchen, dining room and living room. Plenty of closet space. QSN # 42462

4016 Killington Ct - Once you step into this wonderfully upgraded home you will not want to leave. Such thought and professional work completed this 2 story Center Hall Colonial.

QSN # 42460

11316 Valley Forge Cir - What views from this END UNIT condo - all of Valley Forge Park.

Originally a 3 bedroom - now a 2 with a lovely dining room. Freshly painted. Plenty of storage.

24 hour security. QSN # 42463

Home Renovations Before Selling:

Do or Don't?

Probably the most common questions sellers grapple with before listing their home for sale is: should I or shouldn't I renovate?

For some sellers, remodeling is the key to selling their house, while for other sellers, home renovations before selling are simply a waste of time and money. However, there are a few questions you can think about to determine if home makeovers before selling are ideal for you:

What are the comparables in my area?

The best way to determine whether you should renovate your home is by simply studying the comparables in your neighborhood.

With the help of your real estate agent, evaluate other similar homes that are either currently for sale or even have recently sold.

Most real estate agents will tell you that the value of house renovations before selling will largely be determined by the room you decide to renovate. The two most popular rooms to renovate - and also the two rooms of the home that you're most likely to see a return on your investment - are the bathroom and the kitchen.

Both of these rooms remain a large motivating factor among buyers for purchasing a home, so it only makes sense to concentrate on these rooms. Additional rooms in the home, such as the living room or the bedroom, for example, may not show you as large of a return on your investment as would the master bathroom or the kitchen.

The bottom line, of course, is money when it comes to determining whether or not to take on home makeovers before selling. Even if other homes in the neighborhood possess updated kitchens, your kitchen area renovation should never be finished unless you can be sure you'll see a return on your dollar. For most sellers, it simply doesn't make financial sense to complete a remodel if you won't see a come back on those renovations dollars in the sales price of the home.

Authored by Bo Kauffmann. Interested in more real estate information on buying, selling or investing in houses or condominiums? For more real estate information, visit bokauffmann.com and winnipeghomefinder.com for great advice, lListings, videos and information. (Goarticles.com)

www.Life and Homes .com

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L i f e and H o m e s

Most sellers would agree that home renovations could be a headache. Therefore, consider the time it would take to complete the renovation and the difficulty from the renovation. If the

Does the cost of the renovation over-shadow what I could sell my home for?

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How time-consuming or difficult would a renovation be to complete?

renovation entails gutting a kitchen, for example, how would that impact your household and what length of time wouldn it take to complete?

Remember: all factors must be considered when deciding whether or not to renovate.

February

It might be quite worthwhile to take a stroll through a few homes in your neighborhood that are for sale and study the competition. If the majority of the homes for sale in your neighborhood have updated kitchens, and your home does not, chances are it will be worth the investment to renovate your kitchen so that you can remain competitive in the local market.

What room do I want to renovate?

Hot Home Helpers Under $100: Easy, Affordable Organization Solutions

Feel like there's never enough room in your home to store everything? Chances are you don't need more square footage, you just need to get organized.

"Luckily, getting organized doesn't have to be difficult or expensive," says Danny Lipford, home improvement expert and host of "Today's Homeowner." "The key is to find products that marry innovation and practicality to help make home organization easy."

In the kitchen Savvy storage When it's time to put away leftovers, do you struggle to find matching lids and bowls? Or do your plastic storage containers seem to take over your entire storage space? Update your mismatched wares with Smart Spin Storage Containers. They offer three different storage sizes and a holder keeps all the storage containers and universal-sized lids organized in less than one square foot ($20).

Montgomery County, PA

Use unused space Most bathrooms are equipped with accessories to keep towels neat and at your fingertips, so why not use the same organization tools in the kitchen? For less than $25, you can add a towel bar, towel ring or robe hook, such as the Sage or Reed collections at Bed Bath & Beyond, on the side of a cabinet or an island to keep dish towels handy (and off the floor), while adding a stylish look to the kitchen.

In the bathroom Shower and storage Space and storage are key concerns in bathroom design; luckily, you can create up to 5 1/2 additional inches of elbow room in the shower, while also adding extra hanging space for daily essentials with the new Double Curved Shower Rod from Moen ($59.99).

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L i f e and H o m e s

While overhauling your whole home may seem intimidating, start with the three rooms that tend to be the culprits of chaos - the kitchen, bathroom and garage. Check out these hot home helpers that will soon make your spaces more organized and enjoyable, all at an affordable price.

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We b r i n g p e o p l e a n d h o m e s t o g e t h e r .

Double Curved Shower Rods, available at Bed Bath & Beyond, also offer visual appeal with a separate rod for the decorative shower curtain - or provide easily accessible space to hang your towels.

Simple space solution No matter how organized your bathroom, it's always tough to find a place for the many daily necessities that we want at our fingertips.

Now, you can easily keep these items within arm's reach - yet off the vanity - with new Towel Bar Hooks and Shower Rod Hooks from Moen ($10). These ingenious, S-shaped hooks snap right onto your current towel bar or shower rod to offer convenient access for a variety of items, such as clothing, jewelry, towels, travel bags and more.

In the garage Up and out When looking for more storage space in the garage, don't forget to look up. Often overlooked, the overhead area is ideal to suspend a variety of larger items, such as bikes, that take up coveted floor space. For only a few dollars, you can purchase large plastic-coated hooks that easily screw into the ceiling joist and allow you to hang the bicycle upside down by the tires. Or try a bike hoist ($39) that also suspends the bike from the ceiling - but uses a pulley to make lifting the bike easier.

Balls, bats and shovels, oh my Unfortunately, most items stored in the garage are large and irregularly shaped, making it

difficult to neatly store them on shelves.

Specialized organization systems for sporting goods and lawn equipment are available to confine anything from bats and balls to shovels and rakes. The RacorPro X-Rack Sports Equipment Organizer ($79.99) sets up quickly and easily and the basket design will entice anyone to toss their items in. Or, try the Funnel Fits Long Handle Tool Storage System ($26) that snaps garden tools like shovels, rakes and brooms onto the wall and out of the way.

With a few innovative, practical and affordable products, your home will be more organized in no time. For more information about Moen products, visit www.moen.com or www. bedbathandbeyond.com. (ARA)

Exceeding Your Expectations

www.Life and Homes .com

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gordy@gm-electric.net

February

484-571-4088 (P) 610-454-0493 (F)

• 24 Hour Emergency Service • Commercial/Residential • Tenant Fit Outs • Retail Stores/Service • Pole Lighting Service • Tennant Improvements

Home Service network Exclusive Members That Have Shown Exceptional Customer Service

Questions? CHAT with a Local Business Expert!

Electrical G & M ELECTRICAL CONSTRUCTION, LLC 484-571-4088 Commercial/Residential Exceeding Your Member Since 02/11

Expectations! 24 Hour Emergency Service / Commercial/Residential / Tenant Fit Outs / Retail Stores/Service / Pole Lighting Service / Tennant Improvements. gordy@gm-electric.net

Exterior Finishing

Flooring

Pools

EARL HARRISON CARPETS 610-996-2589 Serving Southeast Pennsylvania and the Tri-State 610-275-7280 areas. We supply expert installation of carpet and Member Since 01/11

Landscaping

Member Since 01/11

Member Since 01/11

areas we have been in the Property Maintenance & Landscaping business for over 20 years and we know lawns. A quick phone call will set us up to give you an on-site estimate and schedule for your home’s needs.

Pets DOGGIE DOOERS 610-326-9835 Dog waste removal service.

Member Since 01/11

Member Since 01/11

Montgomery County, PA

DAVID / RANDALL ASSOCIATES INC 215-256-7950 Enhancing commercial roofs for over 20 years 1-800-799-ROOF through extraordinary performance. Licensed Member Since 01/11

Installation & Service Applicator of major roofing systems. 24/7 Emergency service. Roof Inspection Service. GREEN Applications. OSHA Approved.

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H&H SYSTEMS INC 610-495-5688 Fire Protection * Security * Access Control * CCTV Backflow Preventers, Building Fire Alarm, Camera & Surveillance, CO2 Systems, Fm-200 Systems, Gate/ Parking Solutions, Nicet Certified, Pre-Engineered Systems, Put Muscle In Your Fire Protection.

analysis, summerize, parts, pumps, pool renovations, games, filters, chemicals, covers.

Roofing

LONESOME J’S LANDSCAPING 610-721-3469 Serving the Montgomery County and nearby

Fire Protection

Member Since 01/11

floors and are certified in CFI and Karastan flooring.

For all of your Residential and Commercial needs give us a call today for a quick on-site estimate!

MCBRIDE PLASTERING 610-656-7187 Serving the Delaware Valley area since 1998. Specializing in Stucco Walls with fine detail and design.

We are also experts with stone walls and facing.

Call today for all your new design needs as well as restorations and renovations!

SPLASH-A-WAY POOLS Pool Maintenance & Supplies ; Winterize, water 610 489 6040

LIFEANDHOMES™ 610-337-3260 To advertise your business in this space and be a part of Montgomery County’s ever growing Home Service Network, give us a call and join the LifeandHomes™ community!

L i f e and H o m e s

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Print • Online • Radio • Video Channel

Call Al Fox

610.337.3260 • www.LifeandHomes.com 22

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McBride Plastering Making Your Exterior Beautiful

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Serving the Delaware Valley since 1998

610-656-7187

www.Life and Homes .com

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McBride Plastering Inc. Stucco & Plastering

February

• New Construction • Reface/Restore older stucco home renovations and additions • More than 26 years experience in the business • Fully licensed & insured

Montgomery County, PA â–

L i f e and H o m e s

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