Capital Region Life and Homes

Life and

Capital Region

Homes

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september 2016

Residential • Commercial • Multi-Family • Land

Enchanted Living

Lovingly Maintained Local Listings

FREE

Local Real Estate Magazine See This Featured Property on Page 17

Find Your Next Home @ www.LifeandHomes.com

Welcome Life and

Priced to Sell

Homes

You’ve painted the walls, purged the clutter, replaced those old appliances and let your preferred realtor know you’re ready to put your house on the market. Now comes THE most important part of the process - determining the optimum listing price.

Capital Region, NY Edition Account Executive/Owner Sales Representative

Using a Comparative Marketing Analysis (CMA), a comparison of recent homes with similar amenities in nearby escrow and sold properties, along with your agent’s knowledge of the current market, you and your agent will determine the asking price.

David Lisi 315-865-5845 david@lifeandhomes.com

David P. Lisi, RMC

Achieving the optimum price will result in a quicker sale, generate more Real Estate Marketing Consultant interest, expose the property to more buyers and increase realtor response. 315-865-5845 • David@lifeandhomes.com Fact is, most of the activity on any new listing occurs within the first few weeks. Overprice at the beginning and your three-weeks-in price reduction could cost you time and money. Interest from buyers may have 2 already waned. One of the first questions savvy buyers and their agents Magazine Deadlines Page ask is, “How long has this listing been on the market?” Buyers are often RealtyUSA 8-9 reluctant to make an offer on a home that has been on the market for CM Fox 10 awhile thinking something may be wrong with the home.

2016 Showcase of Homes 12-13

Table of Contents

“Overpriced listings frequently help you to sell your neighbor’s reasonably priced home, making it appear that their home is priced very well,” says agent Phyllis Herb. “Price is the number one factor that most home buyers use to determine which homes they want to view. It’s also important to remember that although you and your Realtor set the asking price, the selling price is determined by the buyer.”

Corporate Editor

Kim Lisi

Advertising Deadline October Issue

September 1, 2016 For advertising rates & info, contact David Lisi 315-865-5845

Fulton County

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House Listing Directory

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Front Cover Feature Home

17

Editorial

18

David L isi, OW N ER 315-865-5845

Ask The Expert Business Directory

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David@LifeandHomes.com www.LifeandHomes.com/CR-NY

Rentals

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Pricing is one of the biggest decisions in the selling process and it’s your Adirondack Properties & Land agent’s job to know what works best in your market. Listen carefully to their Waterfront Living pricing strategy and work with them to set a realistic price. The more the list price is determined by reality and what the market truly looks like, the sooner you’ll be on your way to posting that SOLD sign in your front yard.

i David P. Lis

Sales Representative cherie lussier 518-256-2221 Cherie@lifeandhomes.com

21-22 23

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LifeandHomes' goal is to increase real estate, and real estate-related, transactions in our local area. We live here. We care.

Front Cover Featured Home The Estates at Kelley Farms For more information on this Front Cover Featured Home, See Page 17

Sterling Homes, Inc

Cindi Cox Robert Gallup

Real Estate Salesperson Real Estate Salesperson

Cell:(518) 290-7070 Cell:(518) 528-9099

david@lifeandhomes.com Published by Corporate Office

Lisi Merchant Solutions, Inc. PO Box 18 Holland Patent, NY 13354

For franchise information call, 315-865-5845 LifeandHomes is published monthly by Lisi Merchant Solutions, Inc. This information has been compiled from public records and other sources we believe to be reliable, but we make no guarantee with respect to its accuracy or completeness or the absence of restrictions on use and are not responsible for any liability, loss, or risk that subscribers may incur, directly or indirectly, from using the contents of this site.

Copyright © 2016 Lisi Merchant Solutions, Inc.

Looking for a Franchise?

LifeandHomes™ Franchise is a low cost, home-based, recurring revenue business model.

Our franchise system enables the franchisee to become the Real Estate Marketing Expert in their community.

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Many Boomers

Surprised By Debt

In Retirement

For most people, retirement means more time to travel, play with grandkids and experience greater personal satisfaction in everyday life. But as Baby Boomers begin to retire, many will experience a different reality - one marked by debt. Fortunately, there are ways to avoid being among them.

According to a new study commissioned by Bankers Life Center for a Secure Retirement, more than half of pre-retirees think they’ll pay off their debts before retirement, but only a quarter of retirees actually are debt free. The same study found that eight in 10 middle-income Boomers currently have some debt, and nearly 25 percent have more than 20 years remaining on their mortgage.

“We tend to prepare for costs that we can anticipate,” said Scott Goldberg, president of Bankers Life. “Most do not foresee the amount of debt they will carry into retirement and other unexpected expenses, such as long-term care and various health related costs. Our studies show that only about half of Boomers feel they have a strong understanding of financial matters to overcome these hurdles.”

newsShorts their income and find additional sources of income during retirement. Nearly 90 percent express some concerns about making their money last in retirement.

“More than ever, it is crucial that Boomers take proactive steps in advance of retirement and recognize the options available while planning for a secure future,” said Goldberg. “From annuities to long-term care insurance to investments, the options beyond Social Security and pensions are increasingly tangible for middle-income Boomers.”

Retirees are living longer, more independent lives and being financially prepared for long-term retirement is more important than ever. It’s never too late for Boomers to meet with a trusted financial advisor to prepare and take the correct precautions that can set them up for a more fulfilling experience in their golden years. (NAPSI)

Get Unhinged:

3 Ways to Create

Visually Striking

Doors in Your Home

If you’re looking for a way to make visitors to your home say “wow,” consider alternatives to hinged doors for an unexpected twist.

Not long ago, many retirees relied on pensions and Social Security for income during their golden years. These income streams used to be enough to live on comfortably. Today, fewer companies are offering pensions and benefits from Social Security are getting leaner just as a greater number of Americans are retiring.

“Once you’ve chosen the door that’s perfect for you, it can be hung in a number of distinctive ways,” says Brad Loveless, marketing and product development manager for Simpson Door Company. “A pocket door, sliding barn door or a pivot door can add some personality and pizzazz to your home.”

As Boomers leave the workforce at what looks like lightning speed, they may not be prepared to continue paying off debt or other unexpected expenses. According to the study, middle-income Boomers are unsure of the best ways to maximize

Pocket doors - Similar to closet doors hung on a track, pocket doors slide open and closed, but disappear into the wall when closed. Popular in home offices, bathrooms and utility rooms, using a pocket door in place of a hinged door

saves about 10 square feet of floor space, notes home improvement expert Tim Carter.

Depending on the width of the opening, you can use either a single pocket door, or double pocket doors that slide into opposite walls and meet in the middle when closed. Because they don’t seal as tightly as hinged doors, pocket doors are largely limited to use inside the home, instead of as entry doors.

Sliding barn doors - Barn doors are a bit like pocket doors in that they slide open and closed, but they’re hung on tracks that are visible.

When opened, the doors are located on one side of the wall, instead of disappearing into the wall.

“People like the unexpected look of a barn door,” says John Golesh, president of door hardware manufacturer Goldberg Brothers.

“They’re a great way to add a rustic, yet elegant look to your home. And with the wide variety of door hangers and handles, a barn door can complement any interior décor.”

In addition to the chic look barn doors offer, homes for sale with “barn door” in their listing sold for 13 percent more than expected and 57 days faster, according to research by Zillow Diggs.

Pivot doors - Common in ancient buildings, pivot mounted doors are virtually unseen in North American homes. For homeowners who want an element of surprise, a pivot door is a good choice.

In place of hinges or overhead sliders and tracks, pivot doors rotate open and closed around pins installed in the top and bottom of the door frame.

The pins are set several inches in from the door frame, depending on the door’s size.

“For high-end homes with extra-wide doors, pivots are a great way to handle the additional weight, and will be unlike anything your visitors have seen before,” Loveless says. “We are making many different super-sized doors for this exact application.” Unlike pocket doors and barn doors, pivot doors can seal tightly to their frame when closed, so can be used as entry doors.

(BPT) September

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Around-the-Clock

Appliances

While appliances have become more energy efficient as technology has evolved and federal standards tightened, few ever truly shut down anymore.

And as Americans add more and more electronic devices to their households—25 on average, according to the Consumer Electronics Association—much more energy is consumed.

Take a phone charger as an example. Leaving it plugged in without a phone attached doesn’t mean it’s not drawing power—in fact, it uses 0.26 watts of electricity even when a phone isn’t connected, and 2.24 watts when the handset is charging. That 0.26 watts by itself might not be a big issue, but if most of your electronic devices are doing that, it can add up to as much as 10 percent of your bill, according to the U.S. Department of Energy.

Cable boxes are a big culprit of 24/7 energy use. Leaving your cable box plugged in for a year and never turning it off adds, on average, $17.83 to your electric bill. Toss in a DVR function and that total jumps to $43.46, DOE reports.

And electronics aren’t the only problem. Basic “white goods” appliances like clothes washers and dryers, refrigerators, and dishwashers are so savvy that you can set them to come on late at night, when the wholesale power your co-op must buy costs less—helping your co-op keep power affordable for you and your neighbors. Here again, the bigger you go with a new appliance, the more energy it will use.

Electric bills don’t have to be held hostage by 24-hour-a-day energy use. For starters, use a power strip to turn several electronics on or off at once. For a bigger investment, look into 4

LifeandHomes ■ Capital Region

newsShorts “smart” power strips. They allow you to cut power to certain appliances—say, your TV— while letting power flow to your cable box because it takes time to reboot after being unplugged.

If you’re in the market for a new appliance, look for an ENERGY STAR model. It generally consumes less power all around and uses less standby energy. But remember that you actually have to use those energy-efficient settings on your appliances to see savings on your electric bill. (Tipmont)

Protect Your Housing

Investment

Your home is an investment in living as well as in savings. If neglected, it will pay no dividends. If properly maintained and improved, it will pay a high yield in comfort and usefulness for your family and in avoidance of costly repair bills.

Home improvements also tend to raise neighborhood standards and, as a result, property values. From an economic standpoint, home improvements mean higher employment, increased markets for materials and home products-and therefore a more flourishing community.

If you are handy with tools and have the experience, you can save money by doing many jobs yourself. But unless you are skilled in wiring, plumbing, installing heat systems, and cutting through walls, you should rely on professionals for such work.

If you plan to use the services of a dealer or contractor, take care to choose one with a reputation for honesty and good workmanship.

Most dealers and contractors conscientiously try to give their customers service equivalent to

the full value of their money. Unfortunately, home improvement rackets do exist. Here are a few common sense rules to follow: • Read and understand every word of any contract or other paper before you sign it.

• Never sign a contract with anyone who makes fantastic promises.

• Reputable dealers are not running give-away businesses.

• Avoid wild bargains. The best bargain is a good job.

• Never consolidate existing loans through a home improvement contractor.

• Do not let salespeople high-pressure you into signing up to buy their materials or services.

• Be wary of salespeople who try to scare you into signing for repairs that they say are urgent.

Seek the advice of an expert as to how urgent such repairs are. High-pressure and scare tactics are often the mark of a phony deal.

• Avoid salespeople who offer you trial purchases or some form of bonus, such as cash, for allowing them to use your house as a model for any purpose. Such offers are well-known gimmicks of swindlers.

• Never sign a completion certificate until all the work called for in the contract has been completed to your satisfaction. Be careful not to sign a completion certificate along with a sales order.

• Proceed cautiously when the lender or contractor demands a lien on your property. Most lenders do not require a lien if the loan amount is less than $7,500. (hud.gov) Q. What did 75% of 10,000 Home Buyers surveyed by the NAR (National Association of Realtors) list as their top reasons for selecting a Real Estate Professional?

A. Being knowledgeable in the housing market, knowledge of Real Estate Practices and Financing, as well as familiarity with Neighborhoods.

Queensbury/Glens Falls/Lake George 63 Quaker Rd.,Queensbury, NY 12804

518-798-3636

RealtyUSA.com

Julie A. Snyder

Licensed Real Estate Salesperson Senior Sales Associate (C) 518-260-6732 juliesnyder@realtyusa.com

Working Tirelessly on Behalf of My Clients’ Needs!

13 Fort Amherst Road

$324,950

14 Fort Amherst Road,

Your chance to own the Historic Peacock House! This elegant and charming brick Ranch home has character galore. Builtins, new kitchen and bath, large rooms, hardwoods, fireplace, updated mechanicals, all on a gorgeous landscaped yard. Wonderful neighborhood to stroll down the tree lined streets. MLS# 162591

3616 Echo Bay Road, Kattskill Bay

$995,000

55 Blind Rock Rd, Queensbury

DIRECT Lake front 3 bedroom 2 bath home with Bunkhouse in beautiful Isom Bay! Direct unobstructed view of the main lake. Full kitchen, cathedral living room with fireplace and screened in porch. Bunkhouse has 1 bedroom, 1 bath and a sitting area. Share 150’ Lake Frontage & covered crib dockk.

Enjoy spectacular sunrises. MLS# 160553

794 Ridge Road, Queensbury

$445,000

61 Sherman Ave, Glens Falls

$189,900

143 Coolidge Hill Rd, Diamond Point

$309,900

2409 St Rte 28, Johnsburg

$174,000

Motivated Seller! Step bank in time to this historic farmhouse with modern day comforts. Oldest farmhouse in Wevertown has been skillfully remodeled with rustic charm. 3 fireplaces, fantastic kitchen, large gracious front porch all on 4.1 acres.

MLS# 201526170

$169,900

12 & 24 Shore Acres Road, Queensbury $2,600,000

New Price. Beautifully maintained and updated city home with original maple hardwood floors and staircase. Marble tile entry, 3 bedrooms plus a den, screened in back porch, fenced in landscaped yard on a quiet street.

MLS#201609235

$189,900

New Price. Lovely Hillside Ranch with 3 bedrooms and an office or nursery. Large deck overlooking the beautiful forest setting. Finished walkout basement with wood stove. Low taxes!

MLS# 201608348

53 acres with a 2,200 sq. ft. house, a 750 sq. ft. shed/workshop, and an additional 750 sq. ft. 1 bedroom, 1 bath & loft rental house. Spectacular mountain views with Lake Views from second story! Main house has huge main deck and smaller deck off Master bedroom, A/C, wood floors, walkin closet, wired for generator, central vacuum system. MLS#: 201409431

51 Grove, Glens Falls

$169,000

This Classic city home has been lovingly maintained by the same family for over 47 years. Hardwood floors throughout, French doors, Fireplace, new A/C & furnace, wonderful 3 season porch, 4 bedrooms, sleeping porch, Huge double lot, lots of off-street parking, and 3 blocks from downtown makes it a perfect location. MLS# 201503337

10 year young city home With 2 car garage. Lots of windows, A/C, gas fireplace, full basement, storage over garage, and easy maintenance with a small yard. Walking distance to enjoy everything Glens Falls has to offer.

MLS# 201525122

555 New Vermont Rd, Bolton

$259,000

Lovely private setting for this large 5 bedroom 2.5 bath home. Formal Dining room & Living room, family room with fireplace, A/C, Wood floors under carpet, whole house generator, 2 car garage and large landscaped fenced in yard.

MLS# 201520129

Stunning Park-like setting for this 100+ year old farmhouse.

2 additional building lots, original post and beam barn and detached 2 car insulated garage with office area above. 4 bedrooms, 2.5 baths, built-ins, fireplace, recently updated eat-in kitchen with pantry, living room, family room, and dining room. MLS# 201601055

18 Sheridan St., Glens Falls

$414,900

Beautiful 6 bedroom, 4.5 bath,Dutch Colonial City Home.

Wood floors, 3 fireplaces, high ceilings with crown molding, built-ins, Stainless appliances, granite counter tops, master suite, finished basement with media room, large fenced yard with in-ground pool,covered porch, in-ground sprinklers, and shed, 2 car garage. All in a wonderful neighborhood.

MLS# 201604273

Step back in time and have your family relax, play and create their own memories in the magnificent Shore Acres Estate.

The stately, elegant 1845 brick Colonial house, along with the 3 bedroom guest house, is situated on 2.8 acres which butts up to 225’ of idyllic lake frontage on the ‘’Queen of American Lakes’’, Lake George. MLS# 201505342

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Home • Auto • Business • Life

518.288.6063

Joel Siegfried Gigliotti, Siegfried & Associates, Inc. 2017 Genesee St Utica NY 13501 www.insuregsa.com

Yankee Realty Inc.

1719 Central Ave, Suite 101 Albany NY 12205

David E. LaMar Licensed Realtor

C- 518-410-1409

Dlamar5126@aol.com 6

LifeandHomes ■ Capital Region

93 Euclid Avenue Troy

$136,900

Unique 3 bedroom 2 full bath Cape on a private dead end street. Radiant heated hardwood floors, cozy fireplace in living room, master bedroom suite with full bath located on 2nd floor, convenient to schools, shopping, RPI and amenities Troy offers. MLS# 201615344

DAVALA Karen Davala REAL ESTATE 518-755-2385

Guilderland

$229,900

15 Seeley Drive - 3 Bedroom, 2 baths, Updated kitchen with stainless appliances and granite counters, updated baths, newer roof. MLS# 201610146

119 Main Street, Philmont, NY www.davalarealestate.com

South Colonie

$179,900

113 Lansing Road - Charming 4 Bedroom Brick Cape, fresh paint, new carpet, quiet neighborhood. South Colonie schools.

MLS# 201614219

35 Spring Hill Rd, New Lebanon

$415,000 23 Maple Ave, Claverack

A historic beauty with modern conveniences, located in a majestic setting. A 3200 sq ft, 4+ bedroom, 2.5 bath brick Federal Home with an additional 1500 sq ft walk out basement flat, lovingly restored with all modern conveniences.

393 Sutton Rd, Durham

$240,000 21 Church St, Claverack

Once upon a time in a town called Durham stood this eyebrow colonial on 25 idyllic acres w/ wildflowers, perennials, a primitive barn and a creek to enjoy your afternoons of serenity and in this colonial lived ... we will let you turn this fairytale setting into reality.

Albany

$229,900

Just East of Hudson, this Handsome Victorian home located in the Village of Philmont is offered for sale for the first time in over 50 years. This Victorian carries original wood trim and tall ceilings. Original wood floors & siding just waiting to be revealed.

Michael Brown

$140,000

There’s something about a studio, it’s a wonderful thing! Classic side hall village home with detached, three floor brick studio space available. Authentic attributes in the home coupled with the comfort of local amenities, parks, and stores.

Let us help you make your next move.

$219,900

Great investment! Large 2 family home in very desirable neighborhood. Detached 2 car garage, hardwood floors.

MLS# 201611918

215 Delaware Ave • Delmar, NY 12054 KearneyBrownRealty.com September

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Principal Broker

mkbrown111@msn.com cell: (518) 858-1944

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LifeandHomes

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RealtyUSA Section

Diane Eichel

Julie Sonner Licensed Real Estate Salesperson

Licensed Real Estate Broker

Realty USA

(518) 495-8380

deichel@realtyusa.com

20 Aviation Road Albany, NY 12205

Cell: 518-605-0883 Office: 518-370-3170

480 Balltown Road Schenectady, NY 12303

113 Gullane Drive, Bethlehem $694,500

When only a lifestyle will do! Designed w/a sense of privacy & style prvdg all the “must have’s” for a busy lifestyle. A gourmet kitchen w/ new GE Profile appl., h/w & marble flring, custom built-in TV/Sterio unit, vaulted & tray ceilings, recessed lighting, California curved corners,relax in your luxurious master retreat w/ 2-sided gas FP. Heated in-ground pool. 4-Star outdoor entertaining w/surround sound.

Home wired as a Smart Home. 3-car gar w/1 oversized for SUV. 9 zone sprkler system, stamped patio. MLS# 201614578

Schenectady

5 Widgeon Way, Waterford $329,900 1 Captains Blvd, Halfmoon $209,900 How’s This for Value? New price for this 4 yr young home where you watch the sunset over the Mohawk from your dining room! Just a 5 min. walk from State Canal Park & a nbrhd playground w/pavilion & tennis courts! MLS# 201608367

Lovely updated Townhome in the desirable Rivercrest neighborhood. Beautiful private lot with a large tiered deck for entertaining, vaulted ceilings, fireplace, walk-in closets brand new water heater. Convenient location near Rte 9. MLS# 201611994

$99,000

1304 Baker Ave - NEW PRICE! This 4 bedroom house is in good condition, with a large back yard off street parking. Sit on your front porch and watch the neighborhood or on your back deck and relax. Ready for you to make it yours, it is Move-In-Ready. Turn it into your dream home.

MLS# 201606298

Call me, your Accessibility Advisor, for a FREE, No Obligation consultation “Making Realty Dreams a Reality” If you or a member of your family are disabled, the prospect of buying a home may seem overwhelming. You or your family member may need a house with specific features and properties with accessibility features are hard to find! An Accessibility Advisor knows what to look for based on the unique needs of each client and develops an individualized home buying plan tailored to find properties to help you achieve the dream of homeownership faster than if you went it alone. Selling a home that has accessibility features or can be easily adapted for special needs? Let’s work together to get your home sold!

Rosalie LaRocco

231 Delaware Ave Delmar NY 12054

RealtyUSA.com

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LifeandHomes ■ Capital Region

Licensed Real Estate Salesperson PEAK Residential Partners Team at RealtyUSA (C) 518-530-7241 RLarocco@RealtyUSA.com

LifeandHomes

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RealtyUSA Section

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LifeandHomes

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CM Fox Section

It’s all about Trust… I value your trust in me above all else.

A few testimonials...

Buying or Selling a Property is one of the most significant steps you will take along life’s path. It requires welltimed, accurately informed decision making, guided by trustworthy, experienced and resourceful professionals. My reputation has been built on the positive results of guiding clients through this important process with reliable and respectful expertise. Give me a call, email or text – you’ll be glad you did! I work by referral.

The proof of my success is evident by the weekly referrals I get from happy clients who have told others about their great experience. Working by referral is how I prefer to do business, always giving my best and the business follows.

“We chose to have Mark Burlingame and Lisa Wloch market our home in Guilderland, based on recommendations from friends and neighbors. It could not have been a better choice! Mark and Lisa treated us in a professional way from beginning to end. Their team philosophy made us very comfortable, and they were immediately responsive to all our concerns and questions.

Mark’s untimely passing was a real blow to everyone, however, Lisa continued on in the same spirit that they had worked with together, and was able to accomplish the sale of our property, in spite these most difficult circumstances. We think Lisa Wloch is the [agent] Realtor ® of choice to market any property in the Capital District…” - Sincerely, Don and Candy Dries “We will never forget you and Mark and your commitment, dedication and utmost caring and professionalism at all times…You can be sure whenever we have an opportunity, you will be highly recommended by both of us to anyone in the market for a top agent and [agent] Realtor®.”

-Joyce & Kurt Anderson

Lisa Wloch

Licensed RE Salesperson, Realtor®

Lisa Wloch is recognized by The National Association of REALTORS®: e-Pro® Certified • Accredited Buyer’s Representative - ABR® Designation Seller Representative Specialist – SRS™Designation

(C) 518-588-1239 call/text lwloch@cmfox.com 2390 Western Avenue, Guilderland, NY 12084 • (O) 518-861-7030 • www.cmfox.com

“Jim and I want to thank you for all you have done for us. You certainly are the best Real Estate people we have ever met…” -Betzi & Jim Sheff “Lisa….By the way, thank you so much for all your time you spent with us…Your willingness, knowledge, follow up and diligence on the showings impressed me a great deal. At the same time I was looking...I saw a few other higher end properties from brokers with more of a TV presence and was entirely unimpressed (taking calls, multiple appointments, no attention span, no information, etc.). Rest assured, if anyone asks who I would use, your name would be the first one.” -John Q

Elise Van Allen New York State Licensed Real Estate Salesperson

2390 Western Avenue, Guilderland, NY 12084

518.861.7030

(C) 518.542.7921 • www.elisevanallen.com Albany • $387,500 140 Chestnut St - This exceptional Tudor-style home, located in the heart of Center Square, would be a joy to come home to to celebrate holidays and milestones in and to live in for the rest of your life. Meticulously maintained.

Leaded-glass bookcases; corner china cabinets; skylights; historically appropriate bathrooms with original fixtures; period detailed fireplaces; gleaming wood floors; glass-paned pocket doors; year-round sunroom; multitiered deck; gardens. MLS# 201604786

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LifeandHomes ■ Capital Region

Gated Country Estate minutes from East Greenbush Town For Sale $499,000

• Lovely Victorian home with five bedrooms, three full baths plus a half bath • Over 6 private landscaped acres with Koi ponds and mature foliage • Spectacular view of Albany skyline; In-ground pool and deck

• Large paved area and gated entrance • Fenced in area for pets, trees and ponds for outdoor living.

• Remodeled kitchen, formal dining room and living room with gas fireplace.

• This a “must-see” for anyone looking for luxury in close proximity to downtown Albany or Troy.

Unique Residence with Income Schenectady, New York – For Sale $395,000

• Luxury 2nd floor apartment with porch and 3000+ sf living area and in-law unit. (could also rent for $2,500-3000) • Three apartments on first floor, long term tenants ($1,460, $895, $895)

• Elevator from basement to third floor • Central heat and air • Large parking area & two rentable garages • Rentable storage areas in basement • New furnace, new hot water heater, recently reconditioned roof • Owner financing available

Louise Giuliano CCIM, CIPS, Associate Broker

Mobile:518-470-4877 Home Office: 518-482-6603 2122 Orchard Park Drive Niskayuna, NY 12309 518-952-0665 | www.brokersnetworkrealestate.com

email: amerasia@nycap.rr.com web: www.amerasia.us September

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LifeandHomes â– Capital Region

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Designer’s Retreat

Home Feautures: Over 2 acres of private landscaped property 3 bay carriage garage 4 bedrooms, 3 full bedroom suites 3.5 bathrooms State of the art sound and security system Soaring cathedral ceilings Architectural tray ceilings, crown molding, beautiful hardwood floors and marble bathrooms Exterior lighting, gated back yard Gourmet chefs kitchen , 6 gas burner stove with infrared and convection ovens Stainless steel appliances with blk granite countertops and custom hardwood cabinetry Full basement finished with photography studio, gym and office and rec room Formal dining room, two sided gas fireplace, immaculate condition....come live in your own sanctuary! Where no detail has been overlooked!

5 ANUSESKY LANE, STILLWATER

$779,000

Perfectly located unique home on over 2 acres of private landscaped property. This home shines in every area, from its winding staircase to its soaring cathedral ceilings. 3 full bedroom suites, including a first floor master with jacuzzi tub and marble floors! A gourmet chefs kitchen with double sided gas fireplace and custom built cabinetry and stainless appliances. The house is in superior condition and awaits its new owner!

For A Virtual Tour, Visit Tinyurl.Com/5Anusesky

David E. La Mar Licensed Realtor

C- 518-410-1409 Dlamar5126@aol.com

Yankee Realty Inc.

1719 Central Ave, Suite 101, Albany NY 12205 14

LifeandHomes ■ Capital Region

For Financing Information Contact Bob Kelly Mortgage Loan Originator SEFCU Mortgage Services NMLS #309847 700 Patroon Creek Blvd. Suite 310 Albany NY 12206

(518) 783-1234 Ext 8604 (518) 330-9201 (Cell) bkelly@sefcumortgageservices.com

www.sefcumortgageservices.com/robert-kelly

LifeandHomes

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Fulton County Section

Jack Callery Real Estate

23 Cady Street | Johnstown | New York | 12095 | 518.848.1338 or 518.762.1884

109 Maloney Road, Johnstown

$315,000

This Executive Home is ideal for a growing family, boasting 4 bedrooms, 6.9 Acres of land consisting of a Par3 Golf Hole,Inground Pool,Circular Driveway, 3-Car Garage and Workshop, Trout Stream running through property and rated Class A from the State. Proffesionally Lanscaped land and woods. The Home boasts a brand new kitchen, Formal Living and Dining Rooms, Hot water baseboard heat with an optional Pellet furnace or Oil. Your Choice! Please note: Listing Broker is related to the sellers. This home is less than 30 minutes to Downtown Saratoga. MLS# 201605358

128 Paradise Point Road, Mayfield

$599,000

Year Round Home sitting directly on the Great Sacandaga Lake with 150 Ft. of Sandy Beach and Fantastic views of the mountains and lake. This Home also boasts 4 bedrooms, 2 full baths Large Kitchen, Open Dining and Living room, Family Room with a stone Fireplace with Panoramic views attatched 2-car garage and 3 bedrooms up with a full bath and a bedroom in the basement .

Call 24 hrs. ahead for easy showings.

MLS# 201606798

3 Church Street Johnstown, NY 12095 P: (518) 762.8001

Colleen Ioele-DeCristofaro Lic. R.E. Salesperson & NYS Certified Appraiser

C: 518-281-4467 • colleend.cmk@gmail.com 213 Kunkel Point Road, Mayfield

$445,000

159 Maplewood Drive, Gloversville

$299,900

304 South Main Street, Northville

$165,000

Incredible year round waterfront property. 92’with super views, 2 tier wrap-around tyvek deck, sliding windows across both levels to view lake. Beautiful kitchen and modern baths, w/ granite and marble. Custom solid oak bar in the large family room that walks out to large nicely groomed yard. 1 car garage w/carport.

2 gas stoves and too many amenities to list! Nothing to do to this place but move in and enjoy. All furnishing negotiable.

MLS# 201526425

Custom Log Home with deeded lake access to Peck’s Lake.

Beautiful hardwood floors, cathedral ceilings, seasonal views and year-round enjoyment! Large wrap-around deck, central air, gas stove with brick hearth in livingroom and finished basement. Enjoy a short walk to the lake and enjoy summer evenings on the water. Laundry room on first level, Jacuzzi tub in master bath, large shed for all your toys and so much more!

Come take a look at this gem in the Adirondacks!

MLS# 201602077

Joe Mulone, Lic. R. E. Salesperson

So many possibilities! Large historical Colonial in Northville village, enjoy a large master suite on the 1st level or use the area as an in-law apt. Currently has effc. kit. & full bath with a rear private entrance. Plus the main house has a large cherry kitchen, formal l/r & d/r and a 3 season room over-looking large fenced yard e/inground pool & carriage house for all your storage needs! Also available is a 10’ lake access on GSL. Laundry room on 2nd level, pellet stove in d/r & hookup ready in 3 s/r. MLS# 201525740

518-813-6514 • jmulone@verizon.net 78 Scotch Bush Road Burnt Hills NY 12027

www.garnetrealtyny.com

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For more information on any of these houses, visit www.LifeandHomes.com and type in the QSN#

Bethlehem

Open Market Listing Service™ Mayfield

$694,500

113 Gullane Dr

$599,000

128 Paradise Point Road

4 Bedrooms / 3.0 Baths

4 Bedrooms / 2.0 Baths

QSN #440069

QSN #443449

RealtyUSA.com Diane Eichel

Jack Callery Real Estate Jack Callery

Lic. R.E. Broker

Lic. R.E. Broker

518-489-1000

518-848-1338

deichel@realtyusa.com

Colonie

jackcallery23@yahoo.com

Northville

$179,900

113 Lansing Road South

$165,000

304 S Main Street

4 Bedrooms / 1.0 Baths

4 Bedrooms / 3.0 Baths

QSN #443266

QSN #428801 CMK & Associates Real Estate - Johnstown

Kearney Brown Realty Michael Brown

Colleen Ioele-DeCristofaro

Lic. R.E. Broker

Lic. R.E. Salesperson

518-858-1944

518-281-4467

mkbrown111@msn.com

Guilderland

colleend.cmk@gmail.com

Troy

$229,900

15 Seeley Drive

$136,900

93 Euclid Av

3 Bedrooms / 2.0 Baths

3 Bedrooms / 2.0 Baths

QSN #438765

QSN #440744

Kearney Brown Realty Michael Brown

Yankee Realty, Inc. David LaMar

Lic. R.E. Broker

Lic. R.E. Salesperson

518-858-1944

518-410-1409

mkbrown111@msn.com

dlamar5126@aol.com

Re-Utilize CNY

Estate Liquidations & Clean Out Service

2209 St. Rte. 5 Utica NY 13502

Jonathon D. Smoulcey

Owner

jon@reutilizecny.com 315.292.2076 / 315.797.3788 Store Hours: Tues - Fri 11-6 Sat & Sun 11-4

Travel radius 250 miles 16

LifeandHomes ■ Capital Region

THE ESTATES AT KELLEY FARMS

OPEN Front Cover Feature Home HOUSE

SAT & SUN

12-3PM

Introducing Phase II Prices starting at $336,900

PHASE II NOW OPEN

Site Representatives

Cindi Cox Robert Gallup

Real Estate Salesperson Real Estate Salesperson

Cell:(518) 290-7070 Cell:(518) 528-9099

cindi@SterlingHomesRealEstate.com

Robert.e.gallup@gmail.com

Sterling Homes, Inc 1487 Saratoga Road Ballston Spa, NY 12020 Office: (518)688-2211 www.518HOME.com

The Estates at Kelley Farms is the newest residential community offered by Legacy Custom Homes in Saratoga County.

• estate Home sites - 1/2 Acre or Larger and 120’+ Wide

surrounded by natural open space and the splendor of saratoga, other than the birds and the crickets, the only thing you hear is the quiet and calm that only a farm can provide. the estates at Kelley Farms is a neighborhood of 130 exceptional homes located just off exit 11 of I87 providing easy acces to all that the Capital region has to offer but with the feel of a small country town.

• short Drive to the Luther Forest tech park

• shenendehowa schools Featuring Chango elementary • public Water, sewer and Gas • easy Access to the Adirondack Northway • Close to ballston Lake & saratoga Lake • many Home plans to Choose from Including ranch, Colonial & First Floor master plans DIr: I-87 ex12, rte. 67 W, L eastline rd, rt Chapel Hill blvd, L Kelley Farms rd to saddlebrook blvd to Horseshoe bend.

www.LegacyHomes.BIZ

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6 Questions To Ask When You Think You’re Ready For Homeownership

By Matthew Day

Buying a home feels like one of the natural next steps in life. Although homeownership is not for everyone, it is still very much a part of the American dream. So how do you know when youwill be ready to buy a home? If you are asking yourself this question, you are well on your way to filling your hearts dream of owning your own home!

1. Why do you want to own? Home ownership is not for everyone. Some great people with good jobs are very happy with living with relative or renting. If you cringe at the thought of living with someone else, and you’re not happy making payments on someone else’s property, keep reading - you’re one step closer to owning a home.

2. What are your current debt obligations?

Debt obligations include borrowed money you’re making payments on. These debts would include installment loans and revolving debt. Installment loans, loans you are making a specific monthly payment on for a set period of time until that debt is satisfied, include car loans, mortgage loans, and education loans.

With the exception of education loans, these loans are typically secured against owned property. An example of a secured loan would be a car loan. If you stop making payments, your car will be repossessed because your loan is secured against the car you purchased.

Revolving debt includes debt you can borrow against- like a credit card. When you apply for a revolving line of credit, you’re approved by a lender for a specific line of credit you can use at your discretion. Revolving debt is generally a higher interest rate debt because it is considered an unsecured loan. Certain monthly obligations like your cell phone or internet bills are not included under the monthly debt obligations that report to your personal credit file.

3. Are you currently paying your bills on-time?

One important aspect of qualifying for a home 18

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loan is demonstrating responsibility by paying your current debt obligation on-time. It is important to note that no credit does not equal good credit. Having debt obligations that have been paid on-time demonstrates your ability (and willingness) to repay your current debt obligations.

4. Do you have any savings? Are you living paycheck to paycheck? If so, homeownership may not be for you. Even with low down payment programs, there are hard costs associated with buying a home. A good rule of thumb is to save at least 10% for a down payment. For example, if you’re looking to buy a $150,000 home, you should have $15,000 in savings.

Conforming loans require 5% down, FHA loans require 3.5% down. Other costs include an appraisal, home inspection, homeowners insurance, and real estate closing costs. Although you may be able to purchase a home with less money, plan on having some money set aside to reduce your chance of a later hardship.

In addition to having liquid savings available for your down payment and other real estate closing expenses, you should also have some reserves set aside. Although this is not always required, having reserves demonstrates that when life happens, you are prepared.

5. Have you worked in the same profession for at least 2 years? Lenders are looking for job stability of at least 2 years in the same industry.

This will help by providing a consistent income history that will support your ability to repay

the loan. There are some exceptions to this rule if you have a specialized degree and are working in your field. If this sounds like your circumstance, you should speak with a mortgage loan officer to find out if you would qualify sooner than the general 2 year requirement.

6. Are you prepared to deal with home maintenance? So we have discussed paying bills on time, saving money for a down payment, having some reserves set aside, and working on the job for at least 2 years. All of these factors are critical to getting a loan, but they do not prepare you for homeownership. Once you get your home and move in, be prepared that you will be making regular investments back into your home to keep it maintained. Paint and carpet is one thing, but replacing your roof or furnace can be costly. Just remember that all of the components that make up a home have a limited life span. Those reserves will come in pretty handy if your air conditioning breaks down on a hot summer’s day. Keep your mortgage payment comfortable so you are still able to budget for the inevitable major home project just around the corner.

This article was written by Matthew Day. He has 18 years of experience in the real estate industry and is currently an active mortgage loan officer for Polaris Home Funding Corp in the state of Ohio. You can contact Matthew via email at mday1036@polarishfc.com.

LifeandHomes Business Directory

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Estate Sales RE-UTILIZE CNY ESTATE LIQUIDATIONS & CLEAN OUT SERVICE 315-292-2076/ Jonathon D. smoulcey - providing CNY area estate liquidations and clean out services. buy315-797-3788 member since 06/16

ing one item or entire estates. Visit our store for used furniture, artwork, collectibles, antiques, home decor, tools & more. travel radius 250 miles. www.reutilizecny.com

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Pools

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ATLANTIC POOLS A family owned & operated business w/ 30 518-279-1785

member since 02/15

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Call messier’s Auction services, a professional auction company,where the auction action is to your satisfaction. messiersauction.com

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MESSIER’S AUCTION SERVICES Do you have personal or real property you need to 315.225.3565 315.447.6440 sell? You can rely on us for all of your auction needs. member since 12/15

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Store Hours: Tues - Fri 11-6 Sat & Sun 11-4 Travel radius 250 miles September

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ROB THRASHER

Experience Waterfront Living

Your connection to the Mohawk Valley.

Rob joined Pyramid Brokerage Company after decades of experience in the real estate industry as a sales and marketing executive and has been recognized in the New York Times. Rob served in the United States Military for eight years in a wide variety of leadership roles.

Robert Thrasher

Real Estate Salesperson Direct: 315 736 0856 x105 Mobile: 315 737 1991 rthrasher@pyramidbrokerage.com

Pyramid Brokerage Company 587 Main Street, Suite 105 New York Mills, NY 13417 pyramidbrokerage.com

LifeandHomes

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2181 LAKE SHORE DRIVE • VIENNA • $119,900

2627 WARNER HEIGHTS RD • SULLIVAN • $255,000

Oneida Lake - This home needs work, but has a gorgeous setting. Beautiful views of the lake. 55’ of your own water front. Cherry kitchen, year round home. Living room, & master bedroom view of the lake. Make this your perfect getaway. s356572

South Shore Oneida Lake New Construction, Year round waterfront with basement. Sweet, charming beautiful describes this open floor plan home. 60’ waterfront, granite counter tops, sliding glass doors to lake, Sunsets to die for. Beautiful screened in patio overlooking lake. MLS#350212

Jennie M. Chapin Licensed Associate Real Estate Broker

315-761-5058 (C) jen@jenniechapin.com jenniechapin.com Jennie Chapin Madison and Oneida County Homes for Sale

340 Main Street Oneida, NY 13421 315.363.2300

Rentals

Oak Brook Commons Luxury Apartments in Clifton Park Welcome to a 50 acre beautifully landscaped community.

Conveniently located. • 24 Hour quality maintenance

Prices starting at just $1105 for 1 bedroom at 1150 sq.ft. and $1250 for 2 bedrooms at 1350 sq. ft.

Make Oak Brook Commons your new home Call 518-371-0216 • Route 9, Clifton Park NY 12065

Hours: Monday through Friday 9 a.m.-5 p.m.• Sunday 10 a.m. - 4 p.m. Sunday by Appointment 20

LifeandHomes ■ Capital Region

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Adirondack Properties & Land

New York Land & Camps

Helping Customers Own Land for 25 Years!

View these properties at www.LandandCamps.com

DEER RIVERFRONT

Brasher Falls, NY: Gorgeous mountain and river country with frontage on the Deer River. Mowed and maintained woods roads and trails - excellent for trail riding or hunting. The land is composed of beautiful white pine and hardwood forest. If you decide to build a family camp or hunting lodge, power is available down the road.

Only 1 mile from Brasher Falls State Park, 15 minutes to Massena and close to the Akwesasne Mohawk Casino. A half hour from Potsdam. 8.24 Acres - $24,900.

NORTH COUNTRY WOODLANDS & BEAVER POND

Boylston, NY: Located on a town road with access to power, this is a nice spot for a rural home site or camp. An interior trail system leads through the forest - great for ATVs and snowmobiles. The property includes a beaver pond surrounded by open woods and rolling terrain. Several nice building sites overlook the pond.

Close to Lake Ontario, the Salmon River and Salmon River Reservoir. Land borders state forest. 135 Acres - $129,995.

TUG HILL LAND & C A B I N PA C K A G E

Redfield, NY: Located near the north branch of the Salmon River, this land and cabin package includes 34 acres and an off-grid, wraparound-style cabin. With this property, you gain access to a state fishing easement. Close to the Salmon River and Salmon River Reservoir. Great hunting and snowmobiling - hundreds of acres of state land close by. Easy access from I-81. 34 Acres w/ Cabin - $79,995

ASH CREEK CABIN, SOUTHERN ADIRONDACKS

Ohio, NY: Immaculate log cabin with 62 wooded acres set on Ash Creek amidst balsam and pine forest. Move right in – the 2 bedroom, 2 bath cabin is fully finished and insulated. The Great Room has a fireplace with woodstove insert. Office room could be converted into bedroom. Electric power (with backup generator), propane radiant heat, drilled well and septic system. Property includes wood shed and outside storage building.

Direct snowmobile trail access and located on quiet, year-round, paved road - just east of Hinckley Reservoir, on southern boundary of the Adirondacks. Also near West Canada Creek and Piseco Lake. Property borders state land. Log Cabin on 62 Acres - $379,900.

Call 800.229.7843 • Visit us online at www.LandandCamps.com 23 Main Street, Camden NY 13316 • Financing Available

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Adirondack Properties & Land

BIRD’S

Adirondack Real Estate

Own A Piece of The Adirondacks

2730 Route 28, Old Forge, NY 13420

315-369-2136

Check all the listings at: www.birdsadkrealestate.com

Old Forge

$2,400,000

Singing Waters Campground Business Opportunity. SingingWaters is a full-service campground/RV park set just 5 miles outside of Old Forge, NY.The property consists of 145 sites with 60 year round/summer seasonal sites, 85 sites with electric/water/sewer hookups.

Raquette Lake Home

$695,000

Waterfront 3 bedroom home on 7 acre lot with 370’of lakefront.

Features large living room with fireplace, dining room with fireplace, kitchen, bath, & loft. Also includes guest cabin. Boat access for added privacy & electric power & phone service.

22

Rondaxe Lake Camp

$295,000

Old Forge

$895,000

Old Forge

$795,000

Raquette Lake

$495,000

Lake Front Log Home, White Lake $335,000

Old Forge

$195,000

This is a seasonal camp with 100ft of lake front on Rondaxe Lake.

Located on 2.1 acres. One story camp with a loft. Stone fire place and propane heat, with large back deck and dock on the lake.

Boat access only seasonal home, located at Green Point. 2 Story home with seperate sleeping cabin included. The main house has a first floor bedroom and full bathroom, 2 bedrooms on the second floor, full kitchen, living room w/woodstove, laundry room, screened in porch.

LifeandHomes ■ Capital Region

Marine Dealership - 2730 Rt 28 - Business Opportunity with spacious living quarters. Old Forge Marine dealership & garage includes 2 offices, 50’X 100’store and garage on 180ft of road frontage on Rt 28. Garage has 3 overhead doors in back and 1 in front.

67 Bridge Rd - White Lake Camp - Don’t miss out on this beautiful property with 150’of waterfront! Located in a private setting just off of Rte 28. With 3 bedrooms, den, 2.5 Bath, laundry room, and large picture windows over looking the lake from the living room.

Tuttle Road - 3rd Lake Home. Year round 4 bedroom ranch home with boathouse on 100’of lakefront, 3700 sq ft and 1.8 Acres.

Features sun porch & walk out basement facing 3rd lake.

210 Pullman Ave - Centrally located property in the heart of Old Forge! This is a 1 story, 2 bedrooms, and 2.5 baths home. Close by the Enchanted Forest Water Safari, snowmobile trails, and walking distance of restaurants and shops, this home is in a prime location!

LifeandHomes

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Waterfront Living Queensbury/Glens Falls/Lake George 63 Quaker Rd.,Queensbury, NY 12804

518-798-3636

RealtyUSA.com

Julie A. Snyder

Licensed Real Estate Salesperson Senior Sales Associate (C) 518-260-6732 juliesnyder@realtyusa.com

Exceptional Waterfront Living

12 Shore Acres, Queensbury

$2,600,000

Step back in time and have your family relax, play and create their own memories in the magnificent Shore Acres Estate. The stately, elegant 1845 brick Colonial house, along with the 3 bedroom guest house, is situated on 2.8 acres which butts up to 225’ of idyllic lake frontage on the ‘’Queen of American Lakes’’, Lake George. Play games on your expansive waterfront lawn, or on your private sandy beach. 8 dock slips and a covered crib dock with sundeck await you for water fun. MLS# 201505342 25 Smokey Bear Lane, Lake George $649,998 Vacation where you live with this piece of Adirondack heaven! Stunning year round Custom home with lake views, Lake Rights and docking for a 24’ boat. 2 bedrooms each with private bath, beautiful stone gas fireplace, granite counters, Wide plank heart pine floors, surround sound, custom closets, whole house generator, landscaped patio. Lake George Schools. MLS# 201610254

3616 Echo Bay Lane, Kattskill Bay

$995,000

DIRECT Lake front 3 bedroom 2 bath home with additional Bunkhouse in beautiful Isom Bay! Direct unobstructed view of the main lake. Full kitchen, cathedral living room with fireplace and screened in porch. Bunkhouse has 1 bedroom, 1 bath and a sitting area. Both share 150’ Lake Frontage and covered crib dock. Enjoy spectacular sunrises over the bay and Pilot Knob Mountain, water views to the north and coveted calm water docking. Excellent rental history. MLS# 201603760

3612 Echo Bay Lane, Kattskill Bay $895,000 TWO DIRECT Lake front homes for the price of one in beautiful Isom Bay! One 2 bedroom, 1 bath Cabin with full kitchen, cathedral living room with fireplace and screened in porch. The other 1 bedroom, 1 bath guest camp with kitchenette, and screened porch. Both share 125’ Lake Frontage and 44’ crib dock. A permit is in place for a second 44’ crib dock. MLS# 201603754

12 Sunnyview Lane, Lake George $1,050,000 AMAZING year-round Custom Adirondack Lake Home has the WOW factor you’ve been looking for! With its Incredible Lake Views from every room, this home was built with no expense spared. Granite, Ash wood floors, Stainless Bosch appliances, wrap around deck, Surround sound, screened porch & a finished lower walkout level that guests will be fighting for. MLS# 201613264 ING ICE IST PR L W W E NE

N

25 Acres & Private Lake

2638 NYS Rt 12, Port Leyden

$399,000

Sick of sharing? Need your own Private Lake? Whoever said money can’t buy happiness has never been to this Cabin! All your dreams are about to come true! 25 acres of wilderness wonderland, Private stocked lake, 600 ft on the Black River and a log cabin that could have been built by Daniel Boone himself. Fishing, kayaking, 4 wheeling, hunting, whatever your pleasure is, you’ll find it here. This is not a place, it’s an experience. If you’re in the market for happy, this one is for you. MLS# 1602627 For a virtual tour, visit: http://tinyurl.com/2638Rt12 Keller Williams Realty | Keller Williams Mohawk Valley | 2 Campion Rd 2n Fl, New Hartford NY 13413

Tasha Peterson | Licensed R.E. Salesperson | 315.869.SOLD (7653)

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Brian Brosen & Reginald Monroe

Licensed Associate Real Estate Brokers

Proudly Serving the Community for 12 Years 2190 State Rt 67, Galway

7 Old English Rd, New Scotand

3000 Rosendale Road, Niskayuna

119 Bears Den Road, Summit

Immaculate and truly impressive home with over 5500sf of living space, on a beautiful, landscaped near acre lot in Voorheesville schools. Stunning high end details throughout include hickory flooring, red oak flooring, FDR w/ tray ceilings, family room w/gas FP/built ins. Open kitchen w/ subzero/ hw floors/wine fridge/cook top. Master suite w/ study, 1st floor office, and amazing nanny/in law suite. Huge finished basement space, 20 kw generator, in ground sprinkler/ built in display cases, surround sound. $698,000

They don’t make them like this anymore. Early 1800’s built farmhouse on 55.43 acres in Galway school district. Home has wide plank floors(living rm is old carriage house), hand hewn beams, and oozes charm not found today. Owner has beautifully maintained this home ( 200 amp elec, 1st floor bath updated, newer windows, septic/chimney regularly serviced). 1st floor bedroom/1st floor laundry, spacious 2nd floor master bedroom. Property has patio, great barn/outbuildings, circular drive and lots of frontage. $339,900

Spectacular year round waterfront home nestled on 83 feet of shoreline on Bear Gulch Pond. Owners have taken great care to remake this once seasonal home a place to be enjoyed all four seasons. They have remodeled the kitchen, installed new septic, upgraded the bathroom and improved plumbing lines for ease of maintenance. Breathtaking views across the pond from your large deck, new stone patio, or the 2 docks. Owners have extensive landscaping in place, fire pit on the waterfront, motor boats allowed. $170,000

Impeccable 2626sf executive style California ranch situated on park like 1.5 acre lot with loads of privacy. Home has stunning kitchen w/ granite counter tops, maple cabinetry that overlooks family room w/ recessed lighting and brick fireplace.

Living room with vaulted ceiling massive stone fireplace w/ sliders to massive 2 tier deck overlooking park like setting. Fantastic 4 season sun room, master br /w sliders out to rear deck, enclosed Japanese garden area off master, 2 car garage, huge walkout basement. $349.900

Tech Valley’s Full Service Real Estate Team Offering:

• Seller representation • Buyer Representation • Landlord and Tenant Representation • Credit Checks for prospective tenants

24

LifeandHomes ■ Capital Region

• Commercial Leasing/Commercial Sales • Short Sale/Pre Foreclosure sales/consultation • Land Sales and Development Consultation • New Construction Sales