Life and Homes Capital Region

Life and

Capital Region

Homes

FREE august 2017

Residential • Commercial • Multi-Family • Land

Honey Stop The Car

Picturesque Homestead Near Cooperstown Cover Featured Home: Pg 12

FREE

Local Real Estate Guide

More MUST See Homes at www.LifeandHomes.com

Welcome Life and

Expert House Buying Advice

Homes

“The best way to buy a home is with 100% down.”

Capital Region, NY Edition

That’s the advice of well known personal money-management expert,

Account Executive/Owner Sales Representative

Dave Ramsey.

David Lisi 315-865-5845

“If you can’t postpone the purchase until you can pay cash,” he says, “plan

david@lifeandhomes.com

to put at least 10% down at the closing table. If you’ve got a 10–20% down

Sales Representative

payment - plus cash to cover closing costs, moving expenses, and any extra

Barbara C. Morse 518 812-3042

home furnishings you may need - that’s a good sign you’re financially ready to buy a home. The more cash you put down on the front end, the lower your mortgage payment each month.”

David P. Lisi, RMC

Real Estate Marketing Consultant 315-865-5845 • David@lifeandhomes.com

you have other challenges ahead of you, including determining how much house you can afford.

MoneyTalkNews founder Stacy Johnson shares this advice: “It’s practically gospel: spend 25 percent of your gross income on a mortgage, regardless

Corporate Editor

Kim Lisi

Table of Contents

And while accumulating your down payment is a huge accomplishment,

BarbaraM@lifeandhomes.com

Magazine Deadlines Page

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Advertising Deadline September Issue

News Shorts

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July 28, 2017

House Listing Directory

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For advertising rates & info, contact

Front Cover Feature Home

12

Editorial

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David Lisi 315-865-5845

of what size house you really need. While spending the maximum possible Adirondack Properties & Land 16-20 amount you can afford will make real estate agents happy, will it make you Fulton/Montgomery Cty Section 21-22 happy? When you buy more square feet than you’re going to actually live Business Directory

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in, you’re required to insure them, furnish them, clean them, heat them,

david@lifeandhomes.com

Published by Corporate Office

David Lisi, Owner 315-865-5845

David@LifeandHomes.com www.LifeandHomes.com/CR-NY Lisi Merchant Solutions, Inc. PO Box 18 Holland Patent, NY 13354

and cool them. All of that costs money, time and stress. Buy what you need and put the money you save into more productive things, like meeting your

For franchise information call, 315-865-5845

financial goals.”

LifeandHomes is published monthly by Lisi Merchant Solutions, Inc.

It’s entirely up to you to decide what you can honestly afford to borrow. Set a price range you can live with, and not just one you can live with today, but tomorrow, too.

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Front Cover Featured Home 937 Allen Lake Rd, Springfield For more information on this Front Cover Featured Home, See Page 12 For Sale By Owner

Lou Brookman 315-858-3903

LFBrookman@aol.com

This information has been compiled from public records and other sources we believe to be reliable, but we make no guarantee with respect to its accuracy or completeness or the absence of restrictions on use and are not responsible for any liability, loss, or risk that subscribers may incur, directly or indirectly, from using the contents of this site.

Copyright © 2017 Lisi Merchant Solutions, Inc.

Looking for a Franchise?

LifeandHomes™ Franch ise is a low cost, home-based, recurring revenue business model.

Our franchise system enables the franchisee to become the Real Estate Marketing Expert in their community.

For more information, contact David Lisi 315.865.5845 david@lifeandhomes.com

Don’t Miss Out On Your Dream Home Are you considering buying a home?

With mortgage rates on the slow and steady incline, there may be no better time for a home purchase than now.

Mortgage interest rates will likely continue to go up for the foreseeable future, according to recent data from the housing finance company Freddie Mac. Many housing experts and industry observers agree.

What does this mean?

If you are thinking about buying a home, it means don’t wait any longer. The overall cost of buying a home in the future will only increase compared to buying a home of the same value today. Furthermore, rising interest rates impact housing inventory, as sellers might not be as interested in moving if it means paying a higher rate on a new mortgage. As a result, the dream home you see today might not be available next year.

The 20 percent down myth If you’ve put off buying your next home to save for the full 20 percent there is good news: you don’t need it. If you were unaware of this, you’re not alone. A recent survey found that among first-time homebuyers who obtained a mortgage, 80 percent made a down payment of less than 20 percent. While there are several low down payment mortgage options available, only one has a 60-year history of being a steadfast, smart way to get into a home: a conventional loan with private mortgage insurance (MI).

What is a conventional loan with MI? A conventional loan is a mortgage from a lender that is not completely backed by the federal government. For qualified borrowers with a low down payment, private MI is required and typically paid monthly along with the mortgage

newsShorts

payment. You can obtain this type of loan with as little as 3 percent down, though buying with a 5 percent down payment will result in a lower monthly payment.

There are other types of low down payment options that also include MI, such as the government-insured loans backed by the Federal Housing Administration (FHA). Unlike the premiums charged by FHA loans, private MI premiums can be cancelled once 20 percent equity in home value is reached, and with private MI there are no upfront costs added onto a borrower’s initial down payment like there are with an FHA loan. This means your monthly bill decreases and you have extra money to spend on your family, vacations, retirement and any other needs.

Don’t sit on the sidelines and miss out on your dream home. To learn more about mortgage insurance compared to other low down payment options, visit LowDownPaymentFacts.org. (BPT)

Must-Know Kitchen and Bath Design Trends

As more people want to give their home a personal and stylish touch, home decorating and interior design is hotter than ever, and the possibilities are seemingly limitless.

The only problem is that making up your mind can be overwhelming. If you’ve ever tried to pick what shade of blue or tint of gray to paint a wall, you know that sometimes there are too many choices.

With over 140 years of designing kitchen and bathroom products, Kohler Kitchen & Bath tapped into a large brain trust of designers and product experts to identify the six leading kitchen and bath design trends for 2017.

All in the mix. We all know patterns play a big role in how large a room appears and what features are accented or emphasized. For all the importance people place on patterns, many are inherently afraid of blending - or mixing - patterns. Be bold!

When done right, this can create a vibrant, energetic space that does more for your room than if you were to play it safe.

Perfect pairs. Two of the most striking colors to appear in kitchens and bathrooms these days are velvety blues and vivid greens. Blues are timeless and can work well by themselves in most situations, but add a small dose of blood orange and you’ve created an infectious vibe to the room. Nothing makes as dramatic a statement as pairing two complementary colors.

A softer white. A traditional color for bathrooms and kitchens, white gives off a clean, bright aura.

Nonetheless, the look can be a bit clinical. Once way around this problem is to warm up the whites with tones of brass, gold or bronze. Subtle touches on the cabinets or backsplash can create a warm ambiance that softens the look of an allwhite space.

Keep it neutral. If you’re looking for fun, vibrant colors but aren’t ready to go all in, consider neutral shades such as icy blue, blush sand and other straight-from-nature shades. These are a lot more refreshing than the standard beige! Such transparent neutrals beautifully diffuse light and lend themselves to contrasting elements.

Amber glow. The living room has expanded.

Kitchens aren’t just for preparing food and bathrooms aren’t just for getting ready. People want a cozier, at-home feel for both these rooms.

Top designers do this by adding a range of metallic fixtures coupled with smoky grays, a combination that creates a dramatic and welcoming room.

Noir. With the debut of black stainless steel appliances, black has made its way back to being a staple color in kitchens and bathrooms. Of late, the emphatic pairing of black and white has become the real showstopper. The idea here is to work with high contrast: think strong colorblocking patterns and heavy stripes. Two timeless colors will join to create a perfectly modern mixture.

To discover more ideas for your home visit ideas.kohler.com. Here you’ll find invaluable advice and inspiring fixtures to transform your bathroom into the room of your dreams. (BPT) August

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Pave Your Way To A Better Home What’s in these days is enjoying outdoor living rooms, dining rooms, kitchens and more.

An easy and elegant way to bring your home up to style and expand your living area is with colorful, durable concrete pavers. They can improve your family’s quality of life now and your home’s curb appeal when the time comes to sell. Wherever you put pavers, real estate experts say, it can be easy to recoup the cost when you sell the house.

Many homeowners and prospective homeowners consider pavers a much more attractive way to go than other pavement systems. They’re also easier to maintain and last longer without needing to be repaired.

Pavers provide a safe, slip-resistant surface in beautiful beige, coral, variegated or darker blended colors, as well as blends with flashed tones to harmonize with a home’s exterior cladding. They can easily be put into patterns that complement the architectural style of your home because there’s such a wide variety of styles available.

Where To Pave The most popular places to put pavers include: • Patios: A well-designed patio made of interlocking concrete pavements can enhance the character and value of your home and provide extra entertaining space that can include fire pits, fireplaces, lounging areas and even kitchens.

• Pool decks: Concrete pavers are an excellent way to visually integrate the pool into your landscaping design.

• Walkways: A properly paved walkway can frame your home. To lend more grace to an entrance, walkways should be at least three feet wide and gently curved.

• Driveways: Concrete pavers can add a touch of class that is inviting and durable, while also enhancing your home’s curb appeal.

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LifeandHomes ■ Capital Region

newsShorts When choosing a contractor to help design and complete your project, make sure you hire an ICPI member contractor who is an ICPI Certified Concrete Paver Installer. They are knowledgeable of industry best practices, have passed an exam and possess the required experience. (NAPSI) For more information about concrete pavers, visit www.concretepavers.org. To find nearby contractors, use ICPI’s contractor search engine.

8 Tips For Hiring A Contractor For Your Digging Project

• Request and check references thoroughly.

Family, friends and other businesses can provide contractor names. When contacting contractors, ask each to supply at least three references and then call those people. Ask questions. Was the contractor on time and on budget? Were you pleased with the results? Request photos or visit completed jobs.

• Confirm the contractor is licensed, bonded and insured. A contractor should provide copies of current licenses and insurance certificates make sure all workers are bonded and insured.

Personal liability, worker’s compensation and property damage insurance protect you from liability in the event of injuries or accidents.

Many outdoor home improvements, including pool installation or planting trees, involve some type of digging.

• Ask if the contractor will handle trash removal.

You may have containers, wood, plants and other debris that must be hauled from your property. Verify the contractor will manage this task and will include a dumpster or other trash removal costs in the estimate.

Selecting a quality contractor will help ensure workers follow proper digging practices while completing the project safely, on time and on budget. Use these tips to help you select the right professional:

• Select a contractor who’ll commit to a timeline.

It should include when work will begin, when materials will arrive and when most of the work will be completed. Include extra time for unexpected problems or delays.

• Verify that safety is the contractor’s top priority.

Because many outdoor home improvement projects involve digging, confirm the contractor will follow the practice of calling 811 at least 48 hours before breaking ground. In some places, it’s the law, and utilities will send personnel to mark line locations at no cost.

• Realize you get what you pay for. Cheaper isn’t always better and, in most instances, you should stay away from the contractor with the lowest bid. Instead, know your needs and prioritize what’s most important.

“We urge our contractors to always call 811 to keep everyone safe,” said Sandy Munley, executive director, Ohio Landscape Association.

“Workers and homeowners should never assume they know where gas and other utility lines are located.”

• Consider a specialist for your type of project.

Contractor specialists have the knowledge, equipment and tools for certain projects.

Contractor specialists are listed online or you can contact professional associations such as the Better Business Bureau.

• Avoid contractors requiring more than 30 percent up front. Instead, work with one who lets you establish a payment schedule that follows the project’s progress. Make the final payment after you thoroughly inspect the finished project and are completely satisfied with the results.

“A professionally designed and installed landscaping project will provide years of enjoyment for you and your family,” Munley said. “Additionally, the project can increase the value of your home while improving curb appeal.”

For further advice about safe digging practices and what types of home projects require a call to 811, visit www.columbiagasohio.com/811. (NAPSI)

Queensbury/Glens Falls/ Lake George 63 Quaker Rd., Queensbury, NY 12804

311 Ridge Street, Glens Falls

$219,900

Updated classic city home with tons of charm.

New kitchen with granite, updated baths.

Large rooms, formal dining room for holiday meals. Screened-in porch, 2 car garage and a lovely landscaped yard. MLS# 201712013

50 Hendrick St, Lake George

33 Country Club Rd, Queensbury $197,500

Sweet home on over 10 private acres! 2-3 bedrooms with enclosed porch. Gives you the private setting you crave, yet close to everything.

Motivated Seller. MLS# 201713232

$299,900 254 Ferry Boulevard South Glens Falls $69,900

This updated 4-5 bedroom village home has so much to offer! The zen garden gives you your private oasis while being walking distance to the village. Covered porches, A/C, on-demand water heater, newer furnace. MLS# 171682

Working Tirelessly on Behalf of My Clients’ Needs!

12 Orchard Drive, Queensbury $349,000 89-93 Fort Edward Rd, Fort Edward This house is ready for you to call home! Spa- $59,900

cious 4 bedroom house with 3 full baths, for- Beautiful cleared building lot in prime location. mal dining room, living room, family room Ready for your dream home! with fireplace, second family room/sunroom MLS# 201709474 overlooking the gorgeous large, private landscaped yard with in-ground pool! Newer windows, 2 car garage, central A/C gas heat, inground sprinklers all in a wonderful established Queensbury neighborhood. MLS# 201711561

2409 St Rte 28, Wevertown

$149,900 54 Notre Dame St, Fort Edward $89,000

Motivated Seller reduced to Sell! Step back in Build your dream home on this 2+ acre lot hid- time to this historic farmhouse with modern den back off the road. Beautiful level, open day comforts. Oldest farmhouse in Wevertown meadow to build your home where a house has been skillfully remodeled with rustic charm.

Sold As-Is. MLS# 171486 once sat. MLS# 171516

With some TLC this house could be brought back to it’s original beauty with it’s gorgeous woodwork, high ceilings and private backyard, this is a house your family could call home.

Sold-As-Is. MLS# 163199

#1 Agent in the RealtyUSA

Queensbury/Glens Falls Branch!

(C) 518-260-6732

juliesnyder@realtyusa.com Licensed Real Estate Salesperson 8514 St Rte 9, Schroon Lake

$995,000

No expense was spared on this gorgeous, year-round custom Schroon Lakefront home that was completely rebuilt. With 175’ of Lakefront, this home has an open concept great room with lots of windows to showcase the lake views. Wood floors, stone gas fp, sun-room, gourmet kitchen.

Library could easily be a 1st floor bedroom. A/C, central vac, surround sound, deck, generator, 25’ dock, boathouse, guest house. MLS# 201711868

Senior Sales Associate

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Albany

$174,900

Albany

$135,000

15 S. Lake Ave - Buyer’s financing fell through & this one is back on the market. Solid brownstone in desirable Washington Park location.

This is a bargain, look at what other homes are selling for on South Lake! Call Mike Brown @518-858-1944 today for a showing.

1200 Broadway - Affordable 2 family home in convenient Albany location. Well maintained, fenced in yard, deck and off street parking. Let your tenant pay the mortgage!

Call Linda Priest today @518-256-0507 for a showing.

Watervliet

$99,900

1328 4th Ave - Own for less than renting!

Great starter home, low taxes and new boiler. Call Linda Priest @518-256-0507 today for a showing.

Michael Brown 215 Delaware Ave • Delmar, NY 12054 518-482-5000 • KearneyBrownRealty.com

Principal Broker

mkbrown111@msn.com cell: (518) 858-1944

New Craftsman Style Coming in June We are pleased to offer the newest addition to our Craftsman Series.

Formerly designed as ranch homes, NOW Westchester has designed a colonial with all the style of the Craftsman ranch, and GUESS WHAT? WE ALSO HAVE A 4 BEDROOM CRAFTSMAN CAPE!!!

All this, super built construction, all plywood, great name brand components, Merrilat, Certanteed, Owens Corning, Anderson, and so much more! All this and you’ll still be able to CUSTOM BUILD THIS GREAT HOME OF YOUR DREAMS! FRONT PORCHES, GARAGES, BUILT ON SITE, high efficiency HVAC units, “custom floors as you like it”. See for yourself!

The Durham

Call for appointment to see this lovely home, - Be one of the first to view this home on a 1+acre lot with attached 2 car garage.in West Sand Lake, 10 minutes into Albany. Chance to select your colors and flooring choices. Call now!

Bradley Park Builders, LLC West Sand Lake 518-674-3047 • 518-466-2339 www.bradleyparkbuilders.com

Bradley Park Builders LLC, an authorized builder for Westchester Modular homes almost 23 years, formerly “stick building”. Fully insured, many, many references.

Great lots available. Call today for appointment to view our ranch model.

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LifeandHomes ■ Capital Region

THE CADILLAC OF MODULARS! Working to serve all Rensselaer County, Northern Columbia & Greene Counties

Team Tinkham of Berkshire Hathaway

HomeServices

Shushan

$399,000 Hoosick

$359,000 White Creek

Hoosick

$229,900 Cambridge

$169,900 Hoosick Falls

eagle Bridge

$289,000 Jackson

$169,000 Petersburgh

1200 State rt. 313 - If you are looking for privacy, views, professionally landscaped, manicured grounds, unlimited wild life, and all round quality of life, we have the perfect property for you. This little piece of heaven is located less than one mile to the Battenkill River, less than 45 minutes to Manchester VT ski slopes or Sarat oga Race Track. Custom quality built 3-bedroom 3-bath 3,000 sq ft colonial home with 3 car garage located on 3 acres.

66 Beechwood rd. - Prestigious Cape home is ready for you. Open kitchen, dining, living room layout, make for easy entertaining, & family gatherings.

Through the sliding door from dining area step out onto the deck leading to the above ground pool.

Cooler months, warm up by the fireplace that has a pellet stove insert.

250 eddy rd - Perfect gentlemen’s farm property.

Peaceful paradise home sits on 13 acres. Barn: 28X37 w/3 stalls, tack room & hayloft. Second barn: 49X24, used for cars & work shop. Meticulously maintained property host a detached summer house, pond, riding trails, perennial gardens. Home features 3 bedrooms, 2 baths, 1st floor laundry, eat in kitchen, formal dining room, living room, family room, enclosed back entry.

376 Hill rd. - You will feel like you’re on vacation 365 days a year in this private paradise w/views that go for miles. Newly renovated 4 bedroom 2&1/2 bath colonial home on 19+acres. Chef’s dream kitchen w/custom built hickory cabinets, two wood burning fireplaces, bamboo flooring, central vac, whirlpool tub, walk in closet, radiant heat hardwood flooring, hot water coal boiler. All new windows, wiring, foam insulation.

93 east Main St. - Triple brick colonial from the 1880’s. In the heart of charming Cambridge NY. Keeping to the original details of the home, yet updated for today’s lifestyle. Gleaming hardwood floors. Wood burning fireplace insert in the living room. Stately entrance from the front porch. Plenty of room for entertaining inside or out.

3 Kennedy road - 4 bedroom 1 & 1/2 bath home on a non-motorized large pond. Custom deck deck over looking your 62’ of prime water front with floating dock. Kitchen is chef’s dream come true with granite counter top and top of the line S/S appliances.

Fish from your dock or take your non motorized boat out for some of the best fishing around.

Rick Tinkham

Pam Tinkham

Licensed Assoc. R.E. Broker

Licensed Assoc. R.E. Broker

rtinkham@bhhsblake.com

ptinkham@bhhsblake.com

518-892-9427 Cell

518-701-5668 Cell

$425,000

740 Ashgrove rd. - You will never want to leave this magnificent equine paradise located in the hills of Grandma Moses country. Step inside this Classic 1850 vintage 4-bedroom 3-bath restored farm house with the charm of yesterday and the convenience of modern living. Outside: a fully restored 3 stall horse barn complete with tack-room. 14 Acres!

$254,900 Jackson

12 Marc dr. - Newly renovated custom built executive 2,700 sq ft 4 or 5 bedroom, 3 & 1/2 bath Colonial, central air & new gas hot air heat. First floor offers,large master bedroom suite, family room, office with it’s own entrance, or separate in-law living quarters. “New” Eat in kitchen: s/s appliances, granite counters, formal dining room, large living room.

18626 ny rt 22 - A private country 13+ acre retreat.

The Little Hoosick River flows at the back of the property. Gorgeous mountain views. Stall barn that can be up to 6 stalls. Two camper site with own electric, driven point and a pump station. Home features three bedrooms, two full baths. large open floor plan, kitchen w/ corian counter tops, s/s appliances.

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$249,900

850 County rt 61 - High on top of the hill with views that go for miles all the way to VT., is this 1,680 sq ft ranch. Kitchen is open to the dining and living room complete with sliding patio doors to private back yard. Home has three bedrooms and two full baths. Master bedroom features a large walk in closet, bath w/whirlpool tub and separate shower.

Valley Falls

$234,900

27 Katies Ln - Picturesque county log home. Spacious open floor plan, makes for fun entertaining & gatherings.

Eat in kitchen with slate floor. Door to the sun filled deck and above group pool. Two bedrooms. Two baths. Master bedroom on first floor with master bath. Sunroom off the master bedroom. Large loft room upstairs. Dry basement for extra living space. Two car garage. 4 Acres.

www.Life and Homes .com

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LifeandHomes â– Capital Region

We’re growing at CM Fox Real Estate and pleased to introduce the latest agents

to join our family. Please visit cmfox.com for a complete list of all our experienced and knowledgeable agents, and to search over 10,000 listings!

Mandy Harrington, Real Estate Salesperson, C 518-441-1711, mharrington@cmfox.com

The best Realtors understand that buying or selling a home is about sifting through the thousands of possibilities to find the perfect match. The only way this can be accomplished is by having an intimate knowledge of the region’s market and by understanding the spoken and unspoken needs of each seller and buyer. I am among the top agents in the Capital Region for two simple reasons: I know the market and I take the time to learn and actualize all of my clients’ wants, needs and expectations. As a lifelong resident of the region and a 12 year real estate veteran, I have a broad and deep academic, historical and experiential knowledge of hundreds of neighborhoods. I know how emotional and important the home buying and selling process can be, my job is not finished until you are satisfied. Please contact me today.

Tracy L Chenette, Associate RE Broker, C 518-858-3742, tchenette@cmfox.com

As an Associate Real Estate Broker who has been working full time in Real Estate for the past 13 years, both as Operations Manager for a local real estate firm in the Capital Region, also as an individual agency owner for 4 ½ years, whether you are buying or selling you can be assured that as my client, you will be my number 1 priority. I pride myself on developing strong relationships and providing the highest level of service and communication to all of my clients.

Nicole Kearbey, Real Estate Salesperson, C 518-331-3161, nicolekearbey518@gmail.com

I have been in the Real Estate business for over 10 years now, in addition to working in the Restaurant and Auto Business. I am also a lifelong resident of the Capital Region.

My hard working, get it done attitude allows me to provide all of my clients with outstanding service. Everything I do is with a high level of integrity and energy. My clients always come first.

David J Romano, Real Estate Salesperson, C 518-210-7464, dromanorealtor@gmail.com

After Decades of Trust and Service in the community as a law enforcement officer, I retired 4 years ago and immediately started working in the practice of selling real estate.

As a proven multi-million dollar producer year after year in real estate, I can help get your home sold fast and at top dollar as well as helping to protect your interests through the home buying and selling process! Specializing in New Home Buyers, Home Listings, Estates and assisting Retirees re-locating to other States and warmer climates.

Free no obligation consultation!

Ross Martin, Real Estate Salesperson, C 518-588-7011, rmartin2290@gmail.com

From a young age I have had an interest in real estate but it didn’t become a passion until I helped renovate a home after moving back to the area. Since then, I have been a part of multiple renovations, rentals, and building a home from the ground up. Now as a NYS Real Estate Salesperson, my goal is to use my skills and endless resources to make any real estate experience, whether it is buying your dream home or selling your first, as simple and enjoyable as possible.

April L McFee, Real Estate Salesperson, C 518-810-6622, aprilmcfee@gmail.com

I’ve been in sales for over 20 years and buying my first home has reignited my interest in real estate. I recently made the move to CM Fox Real Estate and I love the CM Fox family and enjoy going to work every day. Meeting new people and helping clients find the right house to call home is my passion. Client dedication and a love of helping others are what motivate me the most. Most recently, commercial real estate has become another adventure that intrigues me.

Jessie Richards, Real Estate Salesperson, C 518-265-7901, jrichards653@yahoo.com

Coming from a family of property investors I have seen the in’s and out’s of property ownership. I’ve also assisted top Realtors® for the past 10 years and learned the most important details from their leadership. A longtime resident of the Capital Region my knowledge of the area is key in finding the home that’s right for you.

Susan Ringland, Real Estate Salesperson, C 518-207-6200, seringland@gmail.com

My goal as your Realtor is to provide you with the personal attention to detail that you deserve throughout the process of purchasing or selling your home. I am passionate about meeting the needs and goals of my clients and I strive to bring peace of mind throughout the real estate transaction process. If you are interested in selling your home, you can count on me to be accessible and responsive to your questions, provide you with prompt feedback on all showings of your home, keep you updated on the current market conditions and provide the very best marketing available today. Your home is most likely your largest asset and I will help you protect your equity and guide you throughout the selling process.

Agents, ask about our 100% commission structure.

Call Beth Hanley, Manager, (O) 518-861-7030.

2390 Western Ave, Guilderland, NY 12084.

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LifeandHomes.com

For more information on any of these houses, visit www.LifeandHomes.com and type in the QSN#

Albany

Open Market Listing Service™ Caroga

$174,900

15 South Lake Ave

$169,900

317 S Shore Rd

3 Bedrooms / 2.0 Baths

2 Bedrooms / 1.0 Baths

QSN #495019

QSN #488430

Kearney Brown Realty Michael Brown

ADK Realty MaryEllen Charles

Lic. R.E. Broker

Lic. R.E. Broker

518-858-1944

518-705-5616

mkbrown111@msn.com

Albany

mel@adksrealty.com

Corinth

$264,500

820 New Scotland Ave

$289,000

4 Quentin Ct

3 Bedrooms / 2.0 Baths

3 Bedrooms / 2.0 Baths

QSN #495018

QSN #491003

Miranda Real Estate Group Inc. Christina Center

RealtyUSA.com Richard Timberlake

Lic R.E. Salesperson

Lic. R. E. Salesperson

518-573-5635

518-323-5808

ccentermrg@gmail.com

Bleecker

rtimberlake@realtyusa.com

Jackson

$199,000

335 North Shore Rd

$169,000

3 Kennedy Rd

3 Bedrooms / 2.0 Baths

4 Bedrooms / 1.5 Baths

QSN #485284

QSN #437301

ADK Realty MaryEllen Charles

Berkshire Hathaway Blake Raymond Tinkham

Lic. R.E. Broker

Lic. R.E. Broker

518-705-5616

518-892-9427

mel@adksrealty.com

rtinkham@bhhsblake.com

Better Spaces Realty 125 Donats Brow Cobleskill, NY 12043 Sales - Rentals - Property Management

OPEN HOUSE • SATURDAY • July 22 • 1-3 PM 113 ROSE STREET, COBLESKILL $153,900

Charming 2 family home with beautiful wood molding, amazing built in cub bards and hard wood oak floors. Spacious kitchen and formal dining room. Covered enclosed porch. 3 bedrooms downstairs with 2 bedroom rental apartment upstairs. Carriage House barn with large loft. MLS#201623335

Tammy Putnam

Licensed Real Estate Broker

(518) 312-7334 cell

tammy@betterspacesrealty.com

1957 STATE HIGHWAY 162, ESPERANCE

Country Kitchen and Grocery with 1 gas pump. Turn key business. All equipment included in sale. All the tables chairs, walkin cooler, bay Marie prep table with cooler underneath. Deep fryer, grille, pizza ovens. Meat slicer.

Lottery. Downstairs has a one bedroom apartment. MLS#201519067

778 KEYSERKILL ROAD, MIDDLEBURGH $89,900 Enjoy the breathtaking views from the front porch of this well maintained 3 bedroom 1 bath Country Chalet.Woodstove in living room features vaulted ceiling and exposed beams giving the home a rustic country feeling with a Spiral staircase to the loft.. 2 outdoor sheds for all your storage needs. MLS# 201323711

3 PROSPECT STREET, STAMFORD

$149,900

Great investment opportunity 5 units fully occupied. 4 units in the main house with front porch and upper deck.Carriage house out back features 2 bedrooms, LR, DR, enclosed porch and garage area. All units separately metered. Coin operated laundry on site for tenant use. MLS# 201622269

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1832 SLEEPY HOLLOW RD, ATHENS

$205,000

Only 20 minutes from the train in Hudson is all the privacy you want! Deer run through your yard in the evenings. Enjoy this log home with low maintenance 2 bedroom 1 bath with loft. Unfinished room on 2nd floor is prefect for a small bedroom or home office. Plenty of room for 2nd bath upstairs. MLS 201711240

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OFF DONATS BROW RD, COBLESKILL

$210,000

Live the dream with this townhouse featuring an open floor plan with gas fire place in living room. 2 bedroom 1.5 bath. Plenty of closet space. Central air conditioning. Covered porch and balcony.Two car garage. Enjoy modest fuel costs & maintenance free living. www.donatsbrow.com Pet friendly. MLS# 201408647

LifeandHomes ■ Capital Region

OFF DONATS BROW RD, COBLESKILL $215,000

Live the dream with this townhouse featuring an open floor plan with gas fire place in living room. 2 bedroom 1.5 bath. Plenty of closet space. Central air conditioning. Covered porch and balcony.Two car garage. Enjoy modest fuel costs & maintenance free living. www.donatsbrow.com Pet friendly. MLS# 201408641

BetterSpacesRealty.com

to see what we have available!

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Front Cover Feature Listing

House, Barns

and B&B

Business

Opportunity

on 100 Scenic Acres

937 Allen Lake Road, Springfield

Nestled just 11 miles North of Cooperstown, in picturesque Springfield, this spacious 5 bedroom, 3 full bath Colonial provides country peace and privacy with easy access to all the modern amenities for shopping, dining, sports and the arts in scenic downtown Cooperstown.

Designed from plans from the Old Sturbridge Village, this charming. 2800 sq. ft. cedar clapboard-sided home welcomes you with it’s warmth, comfort and stunning views of peaceful land and ponds. Imagine starting you mornings looking over the grounds from the comfort of your 35x10 enclosed sunporch. There are two fireplaces, a formal living room and a large den, plus a formal dining room and casual dining area; ideal memory making spaces for when family and friends gather.

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LifeandHomes ■ Capital Region

Included in the package are two horse barns with up to 10 stalls for boarding and breeding. The spacious upper loft of the barn could easily be used for hosting family parties, weddings or extra storage.

This homestead is unique in that it is already set up for a Bed-& Breakfast business opportunity. Draw clients from Cooperstown Dreams Park or nearby Glimmer Glass Opera House. With 2 stocked ponds and abundant fields and woods, you could easily market the B&B as an ideal hunting and fishing destination.

This home provides all the comforts to make it a place you never want to leave and even so more when entertaining.

Large enough to have some “me “ time, but small enough to easily maintain. The affordable taxes are an added bonus.

$790,000

Tired of the city and ready to make your home in a safe and tranquil location? This property is a Must See. Give us a call and we’ll gladly give you a tour. Buyers Protected.

Asking $790,000 for the House, Barns, & 100 acres.

Lou Brookman

For Sale By Owner

315-858-3903 lfbrookman@aol.com

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Kitchens, Showers and Baths Highlight

Outdoor Living Spaces The trend toward outdoor living spaces that mimic the additions to their outdoor spaces, including outdoor look, comfort, convenience and functionality of indoor showers and powder rooms, and even garage entertaining spaces doesn’t have to stop at the backyard grilling station. areas anchored by sinks and wetbars!

A growing number of homeowners are exploring new While traditional plumbing techniques might once have limited just how homey you could make outdoor versions of kitchens and bathrooms, modern up-flush plumbing costeffectively solves many problems. Above-floor macerating plumbing systems, like those from SFA Saniflo, U.S.A., allow the easy addition of a sink, shower or toilet outside, regardless of where plumbing lines are located inside. They also eliminate the need to cut through concrete if you’ll be placing your project inside a garage or on a concrete patio. Finally, the compact systems fit perfectly into smaller spaces, such as inside cabinets in an outdoor kitchen or in an outdoor powder room.

These four water- and drainage-dependent, outdoor living features that are more possible and popular than ever, thanks to up-flush plumbing.

Kitchens Outdoor kitchens are in high demand, and have evolved to be true mirrors of their indoor counterparts. In addition to cooking facilities, such as a grill, cooktop, or pizza oven, today’s outdoor kitchen incorporates running water.

While a sink is an obvious necessity in outdoor kitchens, traditional plumbing can limit the location, configuration, size and 14

LifeandHomes ■ Capital Region

capabilities of the space. Up-flush plumbing affords homeowners greater flexibility in designing an outdoor kitchen.

For example, using a Sanivite drain pump to remove wastewater more than 150 feet horizontally allows homeowners to install their outdoor kitchen where they desire, rather than having to rely on gravity and grading to move water. The pump is also capable of draining up to three separate fixtures, meaning you can have a sink and a dishwasher in your outdoor kitchen.

Showers If you have a pool or are lucky enough to live near the beach, an outdoor shower can keep sand and other messes from getting tracked into the house. However, traditional plumbing practices can limit where you can locate your outdoor shower. Up-flush plumbing systems use pumps to move wastewater away from the drain, so you can locate an outdoor shower where it’s most convenient.

Products like the Sanishower fit into a small footprint and its low profile is easily concealed beneath the shower floor. Yet the system can handle drainage of up to 20 gallons per minute.

Wetbars Whether you would like to add a wetbar to a patio or tucked into a corner of the garage, up-flush plumbing can make the process easy and cost-effective. Above-floor plumbing can handle wastewater removal in spots where no drain is present or possible. This means you can easily install a wetbar on a wooden deck, concrete patio or anywhere else where installing a traditional drain would be costly and inconvenient.

Powder rooms Imagine hosting a backyard barbecue or pool party without the need to make guests traipse through the house to reach the facilities, or wait in line inside the house. Exterior bathrooms can solve those dilemmas, and up-flush plumbing can make it easy to add a toilet and sink outside the house.

While tying into existing traditional plumbing lines might require you to snuggle your outdoor powder room against the side of a house, abovefloor plumbing allows you to position it virtually anywhere that’s convenient and appealing for your needs. The Sanicompact is a decorative one-piece system that combines a classic china toilet bowl with a built-in macerator/pump that can handle drainage from the toilet and a nearby sink. (BPT)

Kelly Quinn Zanella

Licensed Real Estate Salesperson

(C) 518-573-5985 kzanella@realtyusa.com

505 Broadway Saratoga Springs NY 12866

125 Sherman Lane, Schuylerville

$9,999,000

Participate in country’s most lucrative tB breeding/racing program! Opportunity for astute investor or tB owner/breeder! Magnificent turn-key thoroughbered training center with 7/8 mi. training track, broodmare/nursery facility, 2 indoor arenas, multiple paddocks both open & covered for lay-ups. excellent business history. Luxury custom home overlooks training track. too many details to state here, please call Kelly zanella at 518-573-5985 for details. MLS# 201713310

240 Fitch Road, Saratoga Springs

$3,450,000

Uniquely located 5 miles from Saratoga race Course, this exquisite horse farm affords sweeping views of the Adirondacks and privacy. the property is anchored by the 1795 Griswald House, artfully reconstructed to combine the grace of a period home with modern amenities; all sited on 198+ verdant acres of land. Facilities include a 14 stall shed-row style barn, round pen, 9 paddocks, 7 run-in sheds and an equipment barn. enjoy sunsets from the pool or while shooting hoops on the court.

MLS# 201615376

Contact me for all of your real estate needs.

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LifeandHomesAdirondack

Properties & Land

ADK Realty 2144 State Hwy 10, Caroga Lake, NY 12032 ™

MaryEllen Charles

Licensed Real Estate Broker/Owner

518-705-5616 (Cell) 518-835-2357 • www.ADKSrealty.com Local Guide to the Southern Adirondacks!

PRISTINE PECK LAKE PROPERTIES!

Enjoy a stocked lake for great fishing! No jet skis or large motors ensures peaceful lake living, just 1 hour from Capital District.

335 N Shore Rd Peck Lake $199,000

3 Seasons of fun! 3BR plus den, living room with fireplace. Screened and open porch with fabulous lake views. Lake Access is across the Street. Well maintained and ready for you to enjoy living at the lake!

103 Hemlock Dr $280,000

150 Maplewood Drive $350,000

Beautiful Classy Custom Year Round Home! Soaring ceilings and super use of space. Master Suite, oversized 2nd bedroom & Large Loft. Hickory & Tile floors. Sited on a corner lot provides privacy. Walk to lake access.

Move in and listen to the loons on this Adirondack Lake. Anxious owners transferred! Come see!!

DirectWaterfront! 3BR/2BA Ranch! Fireplaced living rm, Formal dining room, Big kitchen, laundry main floor.

Oversized Garage, Landscaped. Full basement opens to the lakefront dock and pontoon boat! Just about everything stays!! Not in MLS! ADK Realty Exclusive!

LOTS OF NEW LISTINGS! LAND & CAMPS! www.ADKSREALTY.COM 3044 State Route 28 (Main Street) Old Forge, NY 13420

Welcome Home

(315) 369-6910

www.herron-realty.com herronrealty@gmail.com

#159969 MULTI USE PROPERTY

#159955 MOVE RIGHT IN

#159911 WHITE LAKE

#155157 ENJOY WINTER

#159976 WHITE LAKE CABIN W/ LAKE RIGHTS

$279,000 | 2 Bedrooms | 1 Bath | 15.4 Acres | 1,008 Sq. Ft. MULTI USE w/15.4 acres, 1,344 sq. ft. store, year round house & 40’x 60’barn. Sitting on a private pond, the home offers living/ dining/kitchen w/stone fireplace, 2 bdrms & bath. Town approval required for any business venture.

$149,900 | 3 Bedrooms | 1 Bath | 1.03 Acre | 1,120 Sq. Ft. MOVE RIGHT IN – This 3 bdrm, 1 bath home has open kitchen/ living/dining, 2 stall attached heated/insulated garage & drive thru snowmobile shed. 22’x 24’covered back porch overlooking private back yard. Call us today!

$375,000 | 3 Bedrooms | 2 Baths | 50’Lake | 1,632 Sq. Ft. WHITE LAKE – This year round waterfront cottage was completely renovated in 2012, the perfect blend of rustic yet comfortable living. Large great room area with lake views, 3 bdrms, 2 full baths, family room. Party barge included.

$437,000 | 2 Bedrooms | 1.5 Baths | 100’Lake | 1,500 Sq. Ft. ENJOY WINTER with a snowmobile trail nearby & summers with a boat slip at your waterfront. Main living/dining/kitchen, enclosed waterside porch, two main floor bdrms, loft & 1.5 baths.

Year round, full basement.

$154,900 | 3+ Bedrooms | 1 Bath | .50 Acre | 1,344 Sq. Ft. WHITE LAKE CABIN WITH LAKE RIGHTS – Short walk to beaches! Year round, 3+ bedrooms, 1 bath with full basement, garage and new deck. Easy access to local snowmobile trails and 15 minutes from Old Forge. Partially furnished.

#159445 PEACEFUL RETREAT

#156419 LOCATED IN SNOWBIRD LAKE

#160061 BIG MOOSE BEAUTY

#158406 VERSATILE HOME

#158394 11 WOODED ACRES

$249,000 | 1 Bedroom | 1 Bath | 3.5 Acres | 1,014 Sq. Ft. PEACEFUL RETREAT – This 1 bdrm, 1 bath & loft w/plenty of room for guests, is the ideal escape! Oak floors throughout offer added beauty. Hike the bordering state land, snowmobile from camp or enjoy lounging on the porch.

$149,000 | 3 Bedrooms | 1 Bath | 1.09 Acre | 920 Sq. Ft. LOCATED IN SNOWBIRD LAKE – Gated community w/lake rights to quiet non-motorized lake, great for kayaking! Cozy camp w/3 bdrms. Used seasonally, screened porch for outdoor enjoyment. Easily converted to year round. Mostly furnished.

$729,000 | 3 Bedrooms | 2 Baths | 100’Lake | 2,372 Sq. Ft. BIG MOOSE BEAUTY - That feels instantly like home in any season w/natural interior & floor plan. Views from every room & 100’ waterfront. Temp controlled wine room in the lakeside gazebo, granite fireplace!

$249,000 | 3 Bedrooms | 1.5 Baths | .46 Acre | 2,238 Sq. Ft. VERSATILE HOME – With charming & unique characteristics.

This 3 bdrm, 1.5 bath home in the center of town features picture window w/lighting & wired for music throughout the 1st floor, perfect spot for a business.

$119,000 | 3 Bedrooms | 2 Baths | 11 Acres | 1,523 Sq. Ft. 11 WOODED ACRES – 3 bedroom, 2 bath year round getaway in Forestport. Open living/dining/kitchen. Built in 1987 as a hunting lodge, but can be a great family camp with some personal touches. Close to snowmobile trails and local lakes.

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LifeandHomes ■ Capital Region

LifeandHomesAdirondack ™

Properties & Land

Marketing Rural, Recreational & Agricultural Properties

(877) 528-LAND www.NationalLandandFarm.com

2547 State Route 12b, Hamilton, New York 13346

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LifeandHomesAdirondack ™

18

Properties & Land

LifeandHomes ■ Capital Region

LifeandHomesAdirondack ™

Properties & Land

BIRD’S

Adirondack Real Estate

Own A Piece of The Adirondacks

2730 Route 28, Old Forge, NY 13420

315-369-2136

Check all the listings at: www.birdsadkrealestate.com

Just Listed

Business Opp W/ Living Quarters Old Forge $895,000

Raquette Lake

Big Moose

Raquette Lake Home

Marine Dealership - 2730 Rt 28 - Business Opportunity with spacious living quarters. Old Forge Marine dealership & garage includes 2 offices, 50’X 100’store and garage on 180ft of road frontage on Rt 28. Garage has 3 overhead doors in back and 1 in front.

$235,000

3 story 8 bedroom lodge on 8.5 wooded acre lot. Features stream running into a private cement pond, large barn & att garage. Main house has large kitchen, dining room, living room with stone fireplace & family room. 2nd floor has 6 bedrooms & 2 baths. 3rd flr has 2 bdrms & bath.

Third Lake $475,000

Long Lake

$59,000

3rd Lake Ranch

$795,000

$450,000

Old Forge

$559,000

Raquette Lake

$139,000

3 bedroom seasonal home with loft on104’road access lakefront. Large living room / dining/ kitchen with 2 bathrooms on 1st floor. 1/2 drive in basement. National Grid power, well & septic sysem.

Green Point - Seasonal, boat-access only camp on Raquette Lake. 2 story home w/ separate sleeping cabin included. Main house w/ 1st floor bedroom and full bath, 2 bedrooms on the 2nd floor, full kitchen, living room w/ woodstove, laundry room, screened in porch, and deck.

Don’t see YOUR For Sale Listing in this issue?

Tuttle Rd., Old Forge -Year around 4 bedroom ranch home, eat in kitchen beautiful fireplace with boathouse on 100’of lakefront. Features sun porch & walk out basement facing 3rd lake. Great for summer and winter sports!

6.2 AC wooded lot with small shed. Town water & under ground power.

Possible owner financing.

Private wooded Lakefront lot. 200’lakefront lot on 2nd lake. With 4 acres there’s plenty of room for your dream home. A must see!!

Woods Point - 2 Acre wooded Lakefront lot located on Raquette Lake! If you’re looking to get away from it all, this is the lot for you! Boat access only plot located on 150 ft of Lakefront! Don’t wait any longer for your own private retreat spot at the mouth of the Marion River!

THIS WEEKEND‘S

OPEN HOUSES

Available Every Friday at 4:30pm

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Click on the Open House Tab

Tell your realtor you want your house advertised in

LifeandHomes™ The Area’s #1 Local Real Estate Publication

Contact David Lisi | 315-865-5845 David@LifeandHomes.com www.LifeandHomes.com

We bring people and homes together.™

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LifeandHomesAdirondack ™

Properties & Land

ALLEN VAN HOFF Licensed Real Estate Salesperson Call, text or email: O: 518-798-3636 C: 518-441-2640 Avanhoff@RealtyUSA.com www.AllenVanHoff.com

Are you living in your Dream Home? Check these Adirondack Properties!

7129 Route 9 Chester Loon Lake • $449,000

Welcome to Loon Lake in the Adirondacks! This Beautiful Year Round 6 bedroom 4 bath Home with Private Deeded Lake and Dock Rights is the place to be! Built in 2009, you will not be disappointed with all the amenities offered to make life enjoyable and easy. Exceptionally maintained, Trex wrap around deck,landscaped grounds, filtered lake views, oversized 3 car garage with workshop and bonus room, walk out finished basement and much much more. Just minutes from the Northway exit 25. Come and see it!

118 Forest Road Lake Snow • $299,900

Welcome your log cabin in the woods. Nestled on a private 2.3 Acre lot, this getaway offers year round living in the heart of the Adirondacks! Enjoy kayaking, canoeing, fishing and swimming at Lake Snow, hiking and snowmobiling on nearby trails, or just listening to the birds on your screened porch & wrap around deck. The cabin offers a large great room with a vaulted ceiling & wood stove, nice kitchen with an island, 3 large bedrooms, 2 full baths, fully insulated basement and an attached garage. Come and see!

134 Beech Trail Indian Lake • $1,250,000

Custom built & professionally decorated Post & Beam Lakefront Masterpiece w/all the amenities & details to make your Adirondack experience the best it can be. Two & half story great room with floor to ceiling glass and direct water views, floor to ceiling two sided fireplace, large dining area, custom kitchen, first floor master w/fireplace & screened porch, four bedrooms w/balconies, family room decks, boat house, docks, garage, shed, landscaped, fully furnished. Min to Gore Mountain. A MUST SEE!

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6627 Route 30 Indian Lake • $257,000

Multiple use possibilities! In the Heart of the Adirondacks, on Route 28/30, Huge traffic count, perfect for Retail, Commercial, Manufacturing, or Storage. Includes 3 Buildings, Retail/Showroom, Workshop/ Storage and a Newer 4000 SF Metal building, fully insulated with 16 foot ceiling, clear span, 6 inch concrete floor, all on 3 acres with 395 feet of road frontage, next to snowmobile trails, and nearby lakes.

Come and check it out and see what you can do with all of this!

10 Fairview Ave North Creek • $159,900

TOWN OF NORTH CREEK Ranch! New heat system & updated just 2 years ago with new Kitchen Cabinets, Refrigerator, Range, 2 Baths, Flooring, refinished Wood Floors, added Insulation, and painted inside and out and a ten year old roof, this year round Ranch home is a great opportunity to live and play in the Adirondacks! A Great Location just minutes to Gore Mountain for skiing, hiking, fishing, and kayaking on the Hudson River and never mind Shopping and dining On Main Street North Creek! Schedule your showing!

7131 Route 9 Chester Loon Lake • $275,000

Welcome to Loon Lake in the Adirondacks! The Lily Pad is Beautiful Year Round 2 Unit Multi Family, each unit 2 bedroom 1 bath Home with Private Deeded Lake and Dock Rights is the place to be! You will not be disappointed with all the amenities offered to make life enjoyable and easy. Exceptionally maintained, Landscaped grounds, filtered lake views. Excellent long term and short term rental history.

Just minutes from the Northway exit 25, close to Gore Mountain, Lake George! Schedule your showing today!

LifeandHomes ■ Capital Region

2952 Route 9L Lake George • $684,900

Seasonal Direct Waterfront Cottage at Dunham’s Bay! Enjoy endless summer days on Lake George...with your front porch at waters edge, your crib dock and kayak rack just steps away. The updated cottage with its beautiful woodwork, vaulted ceiling, newer metal roof, windows and doors, electrical and plumbing, includes a kitchenette, full bath, sleeping areas, and lots of storage. The property has lots of possibilities for future expansion, or just keep it the way it is A great opportunity to be on Lake George!

4683 County Route 48 Cossayuna Lake • $395,000

Imagine your self sitting on the front porch of this magnificent home with privacy galore! This Colonial on 20 Acres of wooded land offers large living areas for gatherings day and night along and a waterfront lot on Cossayuna Lake. Included is a large living room with gas fireplace, large dining room, huge kitchen with island bar and office desk, nice master ensuite, three large bedrooms with large closets, a finished Walk out basement, huge garage and shed.. all with fine details. Schedule your showing!

154 Griffin Road Indian Lake • $175,000

Welcome to the Adirondacks and Indian Lake! This cozy camp on 2.28 acres along with deeded access to the shore of Indian Lake offers peace and quiet on a secluded property with filtered lake views. Four separate parcels are offered for one low price..keep the cozy camp with room to expand or build your dream second home. The great room offers a two sided wood burning rock fireplace and a beautiful window wall to watch the wildlife and see the filtered view of the lake. Minutes to the Town of Indian Lake!

259 South Shore Road Lake Pleasant • $295,000

Welcome to the Adirondacks and Lake Pleasant! Located in the central region of the Adirondacks, you can build your dream home on this 2.6 acre lot with 160 feet of direct waterfront on Lake Pleasant and just minutes to the Village of Speculator. Awesome area for all seasons, Spring, Summer, Fall and even Winter activities. Enjoy boating, fishing, hiking, and even snowmobiling here! Make this your getaway for years to come!

509 Deerland Road Long Lake • $695,000

Welcome to ‘’Winter Cottage’’ on Long Lake in the heart of the Adirondacks! Once part of the Deerland Lodge in the early 1900’s, this Great American Lakefront Camp has been magnificently restored to keep its original charm and beauty adding modern conveniences for you to enjoy your year round stays in the Adirondacks. Attention to detail was not spared! All on a lakefront landscaped 2 acre lot with WIFI and Cellular service, Schedule a visit soon and come see what a true Adirondack experience can be!

337/349 Adirondack Lake Rd Indian Lake • $549,900

Your opportunity to own in the Adirondacks is here! Enjoy both a main lakefront home AND a guest cottage, both well-maintained and currently used seasonally. Main house - 3 bedrooms, 2 baths. Cottage - 2 bedrooms, 1 bath with 2 lots totaling 2.08 acres. Each cottage includes all the amenities and furnishings needed to make for a comfortable experience. Also includes landscaped wooded grounds, waterfront docks, two row boats, and oversized two-car garage. Make this your Adirondack getaway for years to come!

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Fulton/Montgomery Properties & Land

Lana Ruggiero, ASP, CNE, GRI Licensed Real Estate Broker

518-470-4738 main lanaruggierorealty@gmail.com www.ruggierorealtyllc.com

11 Forest St. (P.O. Box 1285) Gloversville NY 12078

DONJE WOODS SUBDIVISION, TOWN OF MAYFIELD – Beautiful building lots available right now on Donje Lane! Ranging in size from ½ acre to 1 ½ acres. Located off State Route 30…straight shot from NYS Thruway Exit 27, close to Great Sacandaga Lake, Saratoga Springs and Adirondack Mountains. Owner will discount price to adjoining lots if buyer desires multiple parcels. Lots starting at $19,900

OLD STATE RD., TOWN OF JOHNSTOWN – Attractive 6.02 acres of land on the outskirts of the small historic city of Johnstown, just off of NYS Thruway Exit 28. These are two adjoining parcels, being sold together. Frontage on both Old State Rd. (421 ft.) & State Hwy. 29 (100 ft.). The perfect spot for a new home, it has been “perced” and surveyed. $39,900

119 FIRST AVE., GLOVERSVILLE – Custom built French Provincial is one of a kind & one of the most exquisite homes in the area. Walk through the front entrance & you will be surrounded in beauty & custom detailing.

Boasting 12 rooms on 3 levels…formal & family friendly. For the most appreciative buyer! $399,000

106 WESSKUM WOODS RD., TOWN OF JOHNSTOWN– Get in now to see this beautified ranch on the outskirts of town. Many, many upgrades in the last 18 months including kitchen, yard & living room. 3 bedrooms, 2 full baths. Basement is framed for additional living space. $192,000

39 W. MAIN ST., MAYFIELD – Come see this wonderful village home, located just minutes from the Great Sacandaga Lake and the Adirondack Mountains! Extensive renovations have just been completed, making this 3 bedroom, 1.5 bath a “HAVE TO SEE! “ NEW PRICE $169,900

44 EAST BOULEVARD, GLOVERSVILLE– This great Gloversville home is close to the elementary school and shopping. The gleaming new kitchen has top of the line appliances and adorable breakfast nook. 3 bedrooms, 3 baths, game room, office, wine cellar, craft room…are just some of the unique extras. NEW PRICE $149,900

2784 STATE HWY 10, CAROGA LAKE– Beautiful contemporary in the Adirondack Mtns on 20 acres and close to ski area, lakes, hiking, hunting & snowshoe trail. Every modern feature included plus an amazing floor to ceiling stone fireplace. 4 beds, 3 baths w/ master suite & laundry on first floor. $299,900

12 WOOSTER ST., GLOVERSVILLE – Well loved family home in a popular neighborhood boasts 3 bedrooms plus bonus 3rd floor teen room! Every room is spacious including the large family room off of the eat in kitchen.

Plenty of storage, nice yard. $110,000

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LifeandHomes

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Fulton/Montgomery Properties & Land Junell Pasquarelli • NYS Licensed Real Estate Broker

Junell Realty, LLC • 161 Honeywell Corners Rd. • Broadalbin NY 12025 "Because Your s" www.JunellRealty.com • 518-588-5141 atter Move M

Carol G. Paciolla • NYS Licensed Real Estate Associate Broker • (C) 518-332-3279 Daniel Ruggeri • NYS Licensed Real Estate Sales Person • (C) 518-229-8657 Local, Honest & Dependable. Call Today For ALL Your Real Estate Needs Featured NEW LISTING • $335,000 203 Eagan Rd, Town of Johnstown

NEW LISTING 95 +/- ACRES ONLY $64,900 THIS IS ONE AMAZING 3 BDRM, 2 FULL BATH LOG HOME situated on 10.3+/- acres, w/large 2 car garage, bonus room above it. Large finished basement, pool, deck, raised bed gardens, outbldgs, granite countertops, granite flooring & so much more. STUNNING!

49.6 +/- acres in the Town of Johnstown & 45.5+/- acres in the City of Gloversville that connect to each other, offers lots of road frontage & seller will consider owner financing with 30% down. Call Carol Paciolla, NYS Lic. R.E. Assoc. Broker at (518) 332-3279 for more details.

NEW LISTING $19,000 993 River Rd, Ft. Plain

NEW LISTING $84,000 21 Stewart St, Amsterdam

NEW LISTING $65,000 493 Flat Creek Rd, Sprakers

LISTED AT $289,000 552 State Highway 161, Town of Florida

LISTED AT $325,000 530 Sager Rd, Town of Florida

NEW LISTING $159,000 257 Church Street, Amsterdam

NEW LISTING $39,000 50 Woodside Ave, Gloversville

PRICE REDUCED $189,900 489 County Highway 107, Johnstown

NEW LISTING - $50,000 2 FAMILY - 35 Center St, Fonda

NEW CAMP LISTING $59,900 130 Scott Rd, Caroga Lake

ONLY $117,000 463 Locust Ave, Amsterdam

ONLY $54,000 6 E. Liberty St., St. Johnsville

PRICE REDUCED $59,000 5 East Liberty St, St. Johnsville

Commercial ONLY $39,000 27 Hancock St, Ft. Plain

Vacant Land $22,500 - Mary St. Tribes Hill

This is basically a SHELL for someone to rehab & make their own or flip it. It is on 1.8+/Acres, 3 BDRMS, 2 full baths & nice country setting. Home has no heating system. Annual taxes $1,175.

A BEAUTIFUL 3 BDRM, 2.5 BATH COUNTRY HOME situated on 9.9+/- acres w/large 2 car garage & full dry basement.

Located close to Exit 27 on NYS Thruway for an easy commute.

Gorgeous setting, post & beam style home, huge 1st floor master suite.

PRICED TO SELL! 3 BDRMS, 1 full bath, & in-ground pool that has a newer liner & pool pump.

Some newer windows, newer natural gas furnace, hardwood under the carpets & taxes around $2,000 annually. You cannot rent for this cheap!

Cute 2 BDRM Camp that fits 5 beds, seller is looking to sell fully furnished including a heavy duty wood stove & enjoy E. Caroga Lake Association Beach Rights for about $70.00 per year.

This building has a great brick exterior, fenced yard & furnace that’s only 2-3 yrs. old.

With a little paint & refinished hardwood floors, this could be a cute 3 bdrm, 1.5 bath home w/ 1st floor laundry.

A nice large 2 family home, great opportunity to let your tenant pay your mortgage.

Both units offer 3 BDRMS, Kitchen, Living Room, Dining Room & Family Room. Large 2 car garage, new 3 season room, small yard & lower unit is ready for the new owner!

ONE UNIQUE & GORGEOUS 4 BDRM, 2.5 BATH COUNTRY STYLE HOME on 2.8+/- acres w/ large 3 car garage & carport/rv port. Cathedral & vaulted ceilings, nice view, stunning living room, large master suite on 1st floor & SO MUCH GARAGE SPACE!!!

THIS IS A VERY NICE HOME WITH TON’S OF CHARACTER. 4 BDRMS, 1.5 baths, 8.8+/- acres, a HUGE COUNTY STYLE KITCHEN, a nice deck outback to relax on, over 2,700 sq. ft. of living space, newer furnace, added insulation & annual taxes $3,365.

Great MOVE-IN-CONDITION, super spacious 3 BDRM, 1.5 bath home with nice back yard, 1st floor laundry, large shed & hardwood floors under the carpets. Motivated Seller.

This former car wash could be a nice investment for someone.

Property needs some work to be operational again. Lot is surveyed 102’ x 92’. Lot, Building & Remaining Equipment is being Sold “AS IS”.

Cute 3 BDRM, 2 full bath, 1987 Doublewide w/a large 2 car garage that has a finished room in it w/wood stove.

Situated on 0.74+/- acres.

Move-In-Condition.

This is a great and immaculately kept 3 bedroom, 1.5 bath home w/2 car garage, 1 bonus outbuilding/workshop/patio retreat situated on a large corner city lot. A must see!

Priced to sell quickly! Lower unit is 2 bedrooms & natural gas furnace. Upper unit is 1 bedroom & natural gas space heater & electric baseboard. Both units have a patio area/deck to enjoy, lots of off street parking, yard to enjoy, roof installed 2012 & new windows 2011.

This is a cute 3 BDRM, 1.5 bath home with a 1 car garage, nice large fenced yard, kitchen & dining room have stone flooring, 1st floor laundry & annual taxes are only $2,436.

Bldg. lot 200 x 150 with drilled well already on the property.

$24,000 - Getman Rd. Town of Mohawk Bldg. lot - 2+/- acres

$7,000 - Burdick Rd, Town of Johnstown Bldg. lot 0.69+/- acres

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LifeandHomes ■ Capital Region

LifeandHomes Business Directory Looking for Answers to Your Home Related Questions?

Search no further! Consider Your Local Business Expert!

Estate Sales Re-Utilize CNY Estate Liquidations & Clean Out Service 315-292-2076/ Jonathon D. Smoulcey - Providing CNY area estate liquidations and clean out services. Buy315-797-3788 Member Since 06/16

ing one item or entire estates. Visit our store for used furniture, artwork, collectibles, antiques, home decor, tools & more. Travel radius 250 miles. www.Reutilizecny.com

Home Inspection VSI LLC 518-371-7944 Member Since 01/15

Serving the Capital District since 1993. NYS Licensed Home Inspector, Lic # 16000005522; NYS Certified Pest Inspector #T5685318; NYS Certified Codes Officer

Insurance MaryAnn O’Brien Your Local Farmers Agent Currently Offers Savings 518-280-1396 Member Since 02/15

For: Auto, Home, Life, Collectable Auto, Business, Renter, Boat, Personal Watercraft, Motorcycle, Condo, Mobile Homes, Recreational Vehicles

ADIRONDACK BUILDERS INC. Start Living Your Dream Today

Call Dean Case 315-534-3319 AdirondackBuildr@aol.com AdirondackBuildersInc.com

Our goal is to provide you with a no pressure, turnkey home building experience - log or stick built.

We specialize in Log Homes, Timber Frame Construction, Fireplaces, Basements, Decks, Custom Kitchens, Additions, & General Contracting, including Carpentry, Plumbing, Masonry, Roofing, & Electrical work.

Kyle Crandall Licensed Real Estate Broker Susan Schrader Licensed Real Estate Salesperson Cell 315-527-8904

175 East Main St Ilion, NY | O: 315.894.2038

Need a Commercial Loan?

Agape Commercial Lending Solutions could be the answer. *Nationwide *Interest Only * Recourse and Non-Recourse Loan Programs

• Fixed Rate Financing on Income Producing Properties • $250k - $15M • 1-3 Year Term • Typical 9-14% Interest Rate • LTAV - up to 75% • DSCR - 1.05% Minimum • Fast Funding

Property Types

• Multi-Family • Office • Bulk Industrial • Retail • Self-Storage • Other asset classes considered on a case-by-case basis

AGAPE COMMERCIAL LENDING SOLUTIONS Please Call Rich Nurge - 860-306-4065 Terms & Conditions Subject to Change

Looking to Build?

Schuyler $79,500

Hawthorne Road - Beautiful 50 acre lot to build your private Dream Home.

Enjoy great views, quiet atmosphere and beautiful wooded surroundings.

Conveniently located just minutes outside the City of Utica.

August

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www.Life and Homes .com

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Brian Brosen & Reginald Monroe

Licensed Associate Real Estate Brokers

Proudly Serving the Community for 13 Years Brian Brosen

Lic. Assoc. R.E. Broker (518) 669-2633

Brian@TheCapitalTeam.com

Reginald Monroe Mindy Stevens Lic. Assoc. R.E. Broker (518) 669-8330

Lic. R.E. Salesperson (518) 248-0191

Reggie@TheCapitalTeam.com Mindy@TheCapitalTeam.com

Linda Pazienza

Jacob Gordon

Ryan Szablewski

Linda@TheCapitalTeam.com

Jacob@TheCapitalTeam.com

Ryan@TheCapitalTeam.com

Lic. R.E. Salesperson (518) 779-7400

Lic. R.E. Salesperson (518) 496-3429

Lic. R.E. Salesperson (518) 369-4912

Shannon Muth Lic. R.E. Salesperson (518) 937-0930

Katelyn Wilder Lic. R.E. Salesperson (518) 378-9912

Shannon@TheCapitalTeam.com Katelyn@TheCapitalTeam.com

2190 NY State Rt. 67, Galway - $339,900 - They don’t make them like this anymore. Early 1800’s Woodstock Lake - East Berne $45,000 - Fantastic seasonal camp, Lot 105 at Woodstock Lake.

built farmhouse on 55.43 acres in Galway school district. Home has wide plank floors(living rm is old carriage house), Camper is 6 years old, seasonal room only 4 yrs old, in immaculate condition. Enjoy May-October only 30 minutes hand hewn beams, and oozes charm not found today. Owner has beautifully maintained this home ( 200 amp elec, 1st from Albany in the beautiful Helderberg mountains. Over 190 acres of outdoor fun, with boating, fishing, swimming, floor bath updated, newer windows, septic/chimney regularly serviced). 1st floor bedroom/1st floor laundry, spacious hiking trails, playground, rec hall, youth lounge, basketball and nights under the stars.

2nd floor master bedroom. Property has patio, great barn/outbuildings, circular drive and lots of frontage.

Thinking About Buying?

Sit down with one of our trusted agents and become educated on the home buying process. Become empowered before entering this extremely competitive home buying market. We have agents covering a vast territory in Upstate NY.

687 Slate Hill Rd - Sharon Springs $359,900 - This 4 bedroom, 3 bath home with over 3000 sf sits on 80 acres, nestled quietly only minutes from the village of Sharon Springs. Great wrap around porch, back deck, in ground heated pool with great views, updated kitchen w/ granite counter tops, under cabinet lighting, new SS appliances. There is a 1st floor laundry room, living room with wood burning fireplace, new hardwood floors and formal dining room.

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LifeandHomes ■ Capital Region

Considering A Career In Real Estate?

Contact us today for a confidential interview and learn the costs, the process and what is truly involved in a possible career change.