Life and Homes Capital Region

Life and

Capital Region

Homes

FREE j u ly 2015

Residential • Commercial • Multi-Family • Land

Easy Summer Living

See This Featured Home On Pg 11 Commercial Section Pg 12

FREE

Local Real

Estate Guide

Local Listings @ www.LifeandHomes.com

Welcome Chalk One Up For Tradition Did you hear the one about the Houston man who was selling his $394,000 home for $150.00?

Life and

Homes

THIS WEEKEND‘S

OPEN HOUSES

Capital Region, NY Edition

Publication Manager Account Executive Joel Siegfried, RMC 315-796-2258 JoelS@LifeandHomes.com

Michael Wachs, a Houston-based Realtor, came up with the idea to invite prospective buyers to submit a $150 application fee along with a 200word essay about why they wanted to buy his 2 bedroom, 1 bath home located in a highly desirable neighborhood. By attracting at least 2,626 offers, he figured he could recoup the value of the home and cash in on the PR generated by the unique offer.

The idea worked - in part. The media picked up the story which quickly

Visit LifeandHomes.com/CR-NY for Open House information, updated every Friday afternoon @ 4:30.

went viral and generated so much interest, it crashed the home’s website

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several times. Sadly, in spite of the initial frenzy, Mr. Wachs’ idea fell short

Magazine Deadlines Page

by a few thousand paid applications and he ended up refunding money.

News Shorts Front Cover Featured Property

You have to give it to the guy for thinking out of the box. You also have

House Listing Directory

to wonder how much time and money he invested into setting up the

Commercial Section

creative deal. Wachs reportedly still expects to sell his home but this time,

Ask The Expert

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he says, he will do it the traditional way.

Published By Capital Region LifeandHomes David Lisi, Owner 315-865-5845 David@LifeandHomes.com

Advertising Deadline August Issue July 3, 2015

Corporate Office D avid Li si, O WNER 315-865-5845 David@LifeandHomes.com

Lisi Merchant Solutions, Inc. PO Box 18 Holland Patent, NY 13354

315-865-5845 Fax 1-315-865-7418 www.LifeandHomes.com/CR-NY

We applaud creativity, out-of-the-box thinking....and tradition. They each have their place in the ever changing, sometimes predictable, world of real estate.

For franchise information call, 315-865-5845

Follow Us on Facebook

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Publication Manager • Account Exec.

315.796.2258 • joels@lifeandhomes.com

The Most Affordable Way to Promote Market AllYour Listings Your Listings print /online $15

LifeandHomes is published monthly by Lisi Merchant Solutions, Inc. This information has been compiled from public records and other sources we believe to be reliable, but we make no guarantee with respect to its accuracy or completeness or the absence of restrictions on use and are not responsible for any liability, loss, or risk that subscribers may incur, directly or indirectly, from using the contents of this site.

Joel Siegfried,

foras Lowas

Darcy Stone 518-888-4998 Darcy@lifeandhomes.com

Call 315-796-2258

LifeandHomes' goal is to increase real estate, and real estate-related, transactions in our local area. We live here. We care.

Copyright © 2015 Lisi Merchant Solutions, Inc.

Looking for a Franchise?

LifeandHomes™ Franchise is a low cost, home-based, recurring revenue business model.

Our franchise system enables the franchisee to become the Real Estate Marketing Expert in their community.

For more information, contact David Lisi 315.865.5845 david@lifeandhomes.com

Practical Tree Care Makes Good Neighbors If a tree is situated between two property lines, whose responsibility is it? Trees add value to our property.

However, it is important to exercise sensible efforts in preserving the vigor of our trees and create a safe environment for our families and neighbors.

Whose Tree Is It Anyway?

Generally, courts find that a tree positioned on a property line between two residences is common property and the responsibility of both property owners. This typically means the tree cannot be pruned, destroyed, or altered without both parties agreeing to the changes. Sometimes this requires the two parties to have a written agreement on the terms of care for the tree.

If a tree is securely on your property, in the eyes of the law you are responsible for the maintenance and upkeep of that tree. You could be found negligent for not attending to the pruning of trees that might block visibility of streets, driveways, and sidewalks. The common rule of thumb is that a homeowner should consider themselves responsible for tending to any trees that could cause harm to a neighbor’s home or person.

A Dangerous Tree Needs a Proactive Approach Homeowners cannot simply plead ignorance to the condition of the trees on their property to escape liability in the case of tree failure. If the home owner could have prevented the damage through regular checks and maintenance of the trees on his property, it could be concluded that the property owner on which the tree was situated could be held liable.

newsShorts

spread to an adjoining property. These can cause damage to sidewalks, driveways, garages, rooftops, and sewage and drainage pipes. According to the law, neighbors have the right to take matters into their own hands and remove such nuisances.

In most cases, courts have decided in favor of a neighbor being able to remove portions of trees that may not be planted on their property but have limbs or roots that reach across property lines. Courts have determined that a landowner owns all the space above and below his property, and if something invades either of those areas, it is his right to remove it.

Protect Your Trees If your trees or landscape are damaged, International Society of Arboriculture (ISA) recommends that you contact your homeowner’s insurance company and have them send a professional tree and landscaping appraiser out to your property immediately after the damage has occurred.

Have the appraiser determine your financial loss, including the cost of removal and repair.

For more information on the legal issues trees present homeowners or on proper tree maintenance, contact an ISA Certified Arborist or visit www.treesaregood.org

Help For Weathering The Summer Storm Season Properly preparing your home and family before the start of this year’s summer storm season will help you be ready for whatever Mother Nature sends your way. The following five tips can help you and your loved ones stay safe.

When a Tree Comes Between Neighbors

Charge your electronics before the storm hits.

At times, a tree grows beyond the yard it was originally planted in, and limbs and root systems

No one can predict if the power will go out during or after a storm, so charge your cell phone,

computer and other electronic devices in advance.

Put new batteries in flashlights and have a backup case of batteries in a watertight container.

Stock up on essentials.

Having drinking water, three days of nonperishable food, extra batteries and waterproof emergency numbers on hand is a smart idea on its own and will come in extra handy if you can’t leave your house or you have no power. If you have little ones, create an activity box full of games, cards and books to keep them busy - and yourself stress-free - during a storm.

Remove all outdoor furniture prior to the storm.

Patio furniture, plants, trash cans and children’s toys can become airborne in high winds and damage your house. Put them in a garage or shed.

Invest in impact-resistant windows and garage doors.

When strong winds blow, they can damage not only your windows, doors and roof, but also the actual structure of your home. Invest in wind-load and impact-resistant garage doors and windows to protect your home.

Have a backup generator installed.

Unlike portable generators, which are another great option to stay powered during summer storms, automatic home backup generators, like those from Generac, turn on automatically when the power goes out. And they don’t require refueling, which could be a problem if local gas stations are also without power. Automatic standby generators remain on until power is returned, giving you and your family peace of mind and a sense of safety and security during severe storms and extended power outages.

Preparing before a storm hits is the best way to prevent damage, power outages and stress during the summer storm season. For more facts and advice, visit www.Generac.com or call (888) GENERAC. (NAPSI) July

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3

Eight Steps To A More

AppealingHome Your house can be more comfortable for you and have more curb appeal for the next owner with a few minor home improvements, including one you can barely see. Here are eight tips that can help:

• Get in on the outdoor living trend. Add a few comfortable chairs and table to the front porch or backyard to create an extra room and a welcoming look. An even better idea may be to screen in the porch.

• Create an a-door-able view. Your front door is one of the first things people see when arriving at your house and what greets you every day when you come home. Keep it bright and welcoming with a fresh coat of paint and perhaps some shiny new hardware. While you have the paint handy, see if the shutters, mailbox, front porch or window boxes could use a touch-up, too.

• Get good screens. Whether on the window, the door or a screened-in porch or pool, there are a variety of styles and mesh fabrics available to meet a number of needs. One such screen, Phifer’s BetterVue®, is designed to maximize the outward view, making it sharper and more brilliant.

BetterVue is woven from smaller-than-usual yarns to ensure durability and to improve the openness by 10 percent over conventional screening. This enhances the view and improves airflow by approximately 20 percent while increasing protection against small insects by 10 percent. You can install it yourself or have it done professionally.

• Keep things clear. Don’t let your front walkway or the front of your home look overgrown. Cut back on the shrubbery, and consider plants in pots instead.

• Improve the lighting. Consider motion-sensing lights on walkways and the driveway and lanterns on posts near the door.

• Opt for an awning. It can make your entryway more impressive and keep you and your family dry when you open the door.

• Really rock your yard. Add a stone border around the flower beds.

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LifeandHomes ■ Capital Region

newsShorts

• Count on this idea. Make sure your house number is easy to read from the street.

For more information about your screening options, go to www.phifer.com (NAPSI)

DIY Home Improvement

Saves Money

In the typical American home, heating and cooling account for 50 to 70 percent of total energy use, according to the U.S. Department of Energy (DOE). Yet, much of that energy is wasted, leading to higher energy bills for homeowners.

The DOE notes that the leading causes of energy waste in most homes are inadequate insulation and air leakage. Wasted energy costs homeowners hundreds of dollars or more per year and takes a toll on the environment in the form of greater greenhouse gas emissions. But avoiding these wasteful practices is easy with some simple checks to your home and DIY insulation.

“A couple of areas in the home that are notorious for insulation problems are basements and crawlspaces,” says Ram Mayilvahanan of Insulfoam. “Many people discount insulation in their basements and crawl spaces because they are near the ground. However, the connections from crawl spaces, foundations, and ground footings to the actual house are areas that need to be properly insulated and sealed against air leaks. This can account for 30 percent of the heating and cooling energy loss for the average home.” In crawlspaces and unfinished basements, areas to check for adequate insulation are on the foundation walls and the floor joists.

The DOE has developed a “Do-it-Yourself Guide to Sealing and Insulating with Energy Star,” which offers tips for creating tighter, well-insulated basements, crawl spaces and even attic hatches using rigid insulation, caulk and cans of expanding spray foam, among other materials.

Visit energystar.gov or call 1.888.782.7937 for information.

“An easy, do-it-yourself fix for crawlspace, basement or attic hatch insulation is EPS (expanded polystyrene) foam,” notes Insulfoam’s Mayilvahanan.

“EPS rigid foam insulation panels are easy to cut to size and fit into tight spaces, they are lightweight to carry and help keep the home warm, without the mess of fiberglass or loose cellulose fibers.”

Now is an ideal time to prepare your home for demanding weather conditions. A well-insulated home not only saves you money and reduces pollution, it is more comfortable to live in yeararound. (BPT)

Residential Real Estate Investing On The Rise Investors are responding to a healthier housing market by expanding their property searches, buying in higher price bands and broadening their strategies, according to Visio Financial Services’ Annual Residential Real Estate Investor Report.

The report surveyed single-family real estate investors who purchase homes to fix-and-flip or to hold in their portfolio as rental properties.

According to the data, investors are hungry for more deals and are looking beyond their local markets to find them. In fact, half of all survey respondents indicate they plan to buy four or more properties this year, double the number of investors who did so in 2014.

“Although investment properties are not as abundant as in previous years, investors are finding new and better ways to flip more houses and grow their rental portfolios,” explains Visio CEO Jeff Ball.

Compared with last year’s report, Visio found that 63 percent more investors are considering properties over the $200,000 threshold, while interest in sub-$40,000 deals has decreased.

Additionally, investors plan to mix their strategies more aggressively, doing both fix-and-flip deals and building up rental portfolios.

“This is a market ripe for rapid growth. Eighty-three percent of our part-time investors expressed interest in going full time, and are seeking fast, simple and dependable financing in order to do so. Of our full-time investors, more than 90 percent are looking to accelerate their businesses with more options for working capital,” Ball added. To view the results of the survey, visit info.visiolending. com/visiosurvey2015. (PR)

CMN Real Estate

1510 Central Ave #380 Albany NY 12205

518-456-7140 • www.cmnre.com .

Schenectady

$624,900

Schenectady

$76,900

Why go through the hassle of building? It’s already been done for you - JUST MOVE IN! Custom Amedore“Estate Series”home located in the beautiful Parkside Estates Community.This home is centered on the cul-de-sac and only three years old. It is like new construction, without all of the headaches! Everything in this home has been customized.

Recently updated and waiting for you! Ideal for the first-time homebuyer who is looking to own a home and pay less monthly for their mortgage than they are currently paying in rent! Open floor plan, cute yard, newer windows , furnace and hot water tank.

Motivated sellers and a must see!

Troy

$95,000

Albany

$15,000

Schenectady

$138,940

Troy

$195,000

Cohoes

$99,974

North Greenbush

$204,900

Schenectady

Excellent investment or owner occupied property.

Main unit has wide plank floors, hardwood floors and oak trim through out.It also features a wood-stove in the family room and has a great kitchen with lots of cabinets, counter space and a breakfast bar. New windows and updated electric in both units.

Waterford

Great investment opportunity. Rents are low...have not been raised in years. All separate utilities. 4 new boilers.Two new hot water tanks.

Sold As IS, MLS CONTRACT, PROOF OF FUNDS OR PRE QUAL AND BANK ADDENDUM WITH ALL OFFER. SUBJECT TO SHORT SALE

Like New. Brand new heating systems including duct work in each unit. New kitchens, new bathrooms (claw foot tubs remain) new carpet & flooring, newer windows, updated electric & brand new appliances. Each unit has a stack-able washer & dryer, microwave/range hood, refrigerator & stove. Large Deck on 2nd floor.

Must be seen to be appreciated! Great family home on quiet street, located in the highly desirable Upper Union St neighborhood, this 3 bedroom 1 bath home is located across from Howe Magnet Elementary School. Newer vinyl siding, furnace and windows. fenced in back yard. Located in a great walkable neighborhood.

You Have NothingTo Do But Move Right InToThis Beautifully Updated 2 Story, 3 Bedroom, 1 1/2 Bath Home In Desirable North Greenbush, Conveniently Located and CloseTo Everything. EnjoyThoseWarm Nights Relaxing On The Back Deck, Many UpdatesTo Be Enjoyed, New Upstairs Bath, New 500 Square Foot Paver PatioWith Fire Pit.

$112,000

Move Right In To This Spacious 3 Bedroom, 2 1/2 Bath 2 Story Home in North Troy, Located In Lansingburgh Schools, Enjoy Many Nights On Your Beautiful Back Deck With Family and Friends or Just Enjoying The Stars, Room For Off Street Parking In Back, Fenced In Yard, New Siding/2007, New Roof/2009.

$97,499

Quaint home in desirable neighborhood. Newer roof and furnace. Hardwood floors on 1st floor, carpet over hardwood on 2nd floor. Detached 2 car garage. Must be seen to be appreciated.

David Heer Realty

Residential.Commercial.Appraising 731 Hoosick Rd, Brunswick, NY 12180 Download our mobile app at www.heerrealty.com

Office -518-272-4500

www.heerrealty.com

BRUNSWICK Contemporary on 7.7 Private acres. Over 3700 sqft, 5 bedrooms, 3.5 baths, Adjacent to Brunswick Hills. Wildlife and pond views, Architectural GEM! Features too long to list! $409,000

Spacious 3 br 1.5 bath spilt ranch. Great layout, all tile, marble & porcelain Floors. Step down famRm off kitchen. Atrium door to patio & fenced yard. Ready for Quick occupancy.

Family friendly Neighborhood $174,900

Highpointe 2 br 2 bath ranch style Townhome.

LivRm has wide oak flooring & FP. Lots of natural sunlight, Rec/Fam Rm In basement, furnace 2 yrs old, sliders to Deck $189,900

West Sand Lake 4 br 2 bath Raised Ranch.

Great room addition has pegged oak Floors, vaulted ceiling and knotty pine built in. Lower level master suite, nice private lot w/ Fenced inground pool $229,900

Tomhannock area 5 yr young ranch w/2128 sqft On main level and full finished basement.

1.21 acre lot, all spacious rooms, nice hardwood Floors, room for many! Ideal inlaw or extended Family use. Double sliders to deck attach to Above ground pool . Shows like NEW $224,900

Brunswick 3 br Ranch on beautiful 4.23 acre lot overlooking the Town beach and park. LivRm w/FP, Nice hardwood floors, semi finished Basement. Gorgeous setting $239,900

Bald Mt neighborhood 4 br 2.5 Bath on pretty landscaped lot. Gleaming hardwood floors, great Room w/FP, tastefully painted interior. Over 2300 sqft, spacious master & bath, Shows beautifully $248,500

Set up on its 1.63 acre lot offering loads Of privacy. Blacktop drive leads to this 4 br 2.5 bath offering over 2600 sqft. Brazilian, birch and eucalyptus Floors, great room w/stone FP, high ceilings & Spacious rooms. 11 yrs young, located within the Brittonkill schools $319,900

Brunswick colonial that has it ALL! 2900 sqft on main & upper levels w/full finished walk out basement. 2 kitchens, indoor and out door pools, 3 season room, large 2nd fl deck.

Beautiful Gardens and lovely place to gather $329,900

6 yr young Custom Cape set On 7.13 acre lot offering gorgeous Views around. 3 br 2.5 baths, Large wrap around deck, tiered Patio off the kitchen. Detached 40x60 Metal outbuilding ideal for boat & Camper storage. Generac backup System, one of a kind $379,900

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5

1104 N GEORGE STREET Rome

$365,000 lovingly restored Georgian Brick Colonial with five bedrooms, three full and one half baths. Features include: New Woodmode gourmet kitchen with pantry and private library retreat, gorgeous dining room with window seat, bright and spacious living room with fireplace, carefully restored hardwoods and molding, sunroom with hearth fireplace overlooking private backyard, in ground heated pool, stone edged gardens, and charming wrought iron fencing.Third floor offers: game room, two studies, and full bath. Please call Fred Macchia to schedule a private showing of this beautiful property at 315-292-0373

1 ROME REALTY ST

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LifeandHomes â– Capital Region

1006 Black River Blvd, Rome, NY 13440 admin@ďŹ rstromerealty.com Broker Fred Macchia

315-337-4390

Fred Macchia, CCIM Broker/Owner

How to Determine The

True Value of Home

Improvements As the U.S. housing industry continues to emerge from the Great Recession, signs are pointing toward positive recovery. In fact, a recent report from the Joint Center for Housing Studies of Harvard University states that the home improvement industry could see record spending in 2015.

It’s news like this that may have you contemplating an update to your house. Even if you plan to stay in your home for years to come, it’s important to consider which home remodeling projects offer the potential for a positive return on investment.

“Research shows that more homeowners intend to remain in their homes after remodeling, however, resale value is still a major factor when planning renovations,” says Susan Selle, chief marketing officer of exterior building products manufacturer Ply Gem Industries.

Before spending a significant amount of time and money on your next home improvement project, consider these tips.

Five home improvements with the highest ROI The 2015 Remodeling Magazine Cost vs. Value report identifies these top five mid-range exterior home renovations as beneficial investments that allow homeowners to recoup a substantial percentage of their investment when they resell their homes: * Replacing the front door (steel 101.8 percent) * Adding manufactured stone veneer (92.2 percent) * Replacing the garage door (88.4 percent) * Replacing the siding (vinyl 80.7 percent) * Adding a deck (wood 80.5 percent) The cost-value ratio compares resale value to construction cost. The higher the percentage, the more of the job costs you are likely to recoup when selling your home.

“Homeowners want lasting value from their exterior renovation projects, so it’s important to select the best materials for the job upfront,” says Jerry Blais, senior vice president of marketing for Ply Gem Industries. “For example, when choosing siding for the home, vinyl siding provides overall better performance than wood, engineered wood and fiber cement and requires less maintenance both in the short and long term, allowing homeowners to complete their renovation and enjoy it, hassle-free, for years. In addition, vinyl siding provides the styles, textures and stylish colors homeowners want to create beautiful curb appeal.”

Budgeting for success Once you’ve decided which replacement and remodeling projects will offer the best ROI, develop a schedule and a budget to ensure the home makeover remains financially sound. The budget defines the project’s scope, estimates overall costs, and helps to establish priorities.

Generally, renovation costs should not exceed 30 percent of your home’s value and should be consistent with housing trends in your neighborhood.

What should the budget include? Websites like www.plygem.com offer comprehensive advice for creating a renovation budget and sticking to it. To start, consider these likely-to-occur expenses: * Contractor costs. These include labor and may incorporate employee benefits, professional fees, permit and inspection charges and, of

course, profit. Get at least three contractor estimates to ensure your contractor is cost-effective and reputable. * DIY costs. Should you forgo a contractor? Keep in mind you will need to rent or buy power tools and equipment and potentially learn new skills. * Hidden costs. For example, bringing outdated electrical or plumbing installations to code, or removing lead paint. * Site preparation costs. For exterior renovations, this may include tree trimming, clearing land, and renting a haul-away container. * Interim housing costs. If you plan to relocate, you will need living expenses for the project’s duration. * Material cost. These include large expenses and small ones (ex. nails, trim) and could account for as much as half to 75 percent of the total cost.

Factor in an extra 6-to-10 percent for waste for materials that are cut and fitted.

Bringing it home If you’re interested in near-term resale value, it’s important to make sure that selling your home will at least recoup the cost of any completed projects. If you plan to stay in your home for many years, however, you’ll not only benefit from an improved resale value down the road, but you’re also more likely to appreciate the improved comfort and curb appeal in the meantime. (BPT) July

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LifeandHomes.com

For more information on any of these houses, visit www.LifeandHomes.com and type in the QSN#

Albany

Open Market Listing Service™ Clifton Park

$134,999

142 Benson St

$385,000

22 Dennis Dr

3 bedrooms / 1.0 baths

4 bedrooms / 2.5 baths

QSN #366836

QSN #381773

RealtyUSA.com Lorenzo Murray

Tironi One Realty Brian T. Neary

Realtor

Lic R.E. Salesperson

518-286-1000

518-573-4287

lmurray@realtyusa.com

Boonville

FHdogman@gmail.com

Clifton Park

$79,000

147 Riverside Ln

$141,900

205 Yorktown Dr

3 bedrooms / 1.0 baths

2 bedrooms / 1.0 baths

QSN #381782

QSN #381774

Century 21 Gentry Realty Elizabeth Clair

Tironi One Realty Brian T. Neary

Realtor

Lic R.E. Salesperson

315-286-2511

518-573-4287

rieanna@century21gentryrealty.com

Boonville

FHdogman@gmail.com

Colonie

$245,900

3440 Devoe Rd

$624,900

16 Arborgate Ct

3 bedrooms / 3.0 baths

4 bedrooms / 3.0 baths

QSN #381778

QSN #371372

Century 21 Gentry Realty Marcia Brooks

CMN Real Estate Aaron Bochniak

Realtor

Realtor

315-727-0751

518-456-7140

rieanna@century21gentryrealty.com

Claverack

Aaron@cmnre.com

Colonie

$649,000

150 County Route 9

7 Aspinwall Rd

5 bedrooms / 4.0 baths QSN #381772

3 bedrooms / 2.0 baths QSN #365946

Davala Real Estate Karen Davala

RealtyUSA.com Martha Chamberlin

Licensed Real Estate Broker

Realtor

518-755-2385

518-489-1000

karenrealestate@yahoo.com

Clifton Park

mchamberlin@realtyusa.com

Forestport

$795,000

$249,900

12 Cathedral Ct

4093 Lake View Rd

4 bedrooms / 3.0 baths

4 bedrooms / 1.0 baths

QSN #366344

QSN #381781

RealtyUSA.com Lauri Morrissey

Century 21 Gentry Realty Elizabeth Clair

Realtor

Realtor

518-371-4500

315-286-2511

lmorrissey@realtyusa.com

rieanna@century21gentryrealty.com

Call today and ask about our competitive rates and discounts.

Your Local Farmers Agent Currently Offers Savings For:

Let us help you make your next move.

Karen Davala | 518-755-2385 119 Main Street, Philmont, NY www.davalarealestate.com

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$279,000

LifeandHomes ■ Capital Region

• Auto • Home • Life • Collectable Auto • Business • Renter • Boat • Personal Watercraft • Motorcycle • Condo • Mobile Homes • Recreational Vehicles WE ARE INSURANCE. WE ARE FARMERS.

518-280-1396 • mobrien1@farmersagent.com www.farmersagent.com/mobrien1 635 Plank Rd, Clifton Park, NY 12065

V.S.I. LLC Visual Structural Inspections Serving the Capital District since 1993

Protect your biggest investment with a Home Inspection

158 Woodin Rd, Clifton Park, NY 12065 (518)371-7944 • Fax: (518)348-0878 NYS License# 16000005522 NYS License Home Inspector Lic# 16000005522 • NYS Certified Pest Inspector #T5685318 NYS Certified Home Inspector Instructor • Instructor & Owner of Clifton Park Home Inspection Training Center (Affiliated with Askus) • NYS Certified Code Officer Associations: President of Local Chapter of NACHI • Member of NYSBOC

With my home inspections you will receive a good professional inspection.

Open Market Listing Service™ Forestport

LifeandHomes.com For more information on any of these houses, visit www.LifeandHomes.com and type in the QSN#

Marcy

$184,900

$329,500

12177 Woodhull Rd

6289 Mallory Rd

2 bedrooms / 2.0 baths

4 bedrooms / 2.5 baths

QSN #381779

QSN #381777

Century 21 Gentry Realty Marcia Brooks

Century 21 Gentry Realty Elizabeth Miller

Realtor

Broker

315-727-0751

315-942-4408

rieanna@century21gentryrealty.com

Ghent

rieanna@century21gentryrealty.com

Menands

$795,000

226 Old Post Rd

$409,000

11 North Sage Hill Ln

4 bedrooms / 2.0 baths QSN #357249

4 bedrooms / 2.5 baths QSN #381776

Davala Real Estate Karen Davala

Coldwell Banker Prime Properties Brian Marsh

Licensed Real Estate Broker

Realtor

518-755-2385

617-905-6444

karenrealestate@yahoo.com

Guilderland

brian.marsh@coldwellbankerprime.com

North Greenbush

$359,900

2775 Furbeck Rd

33 Reichard La

4 bedrooms / 3.0 baths

3 bedrooms / 2.0 baths

QSN #379911

QSN #367619

RealtyUSA.com Kelli Grant

CMN Real Estate Karen Ublacker

Realtor

Realtor

518-370-3170

518-456-7140

kgrant@realtyusa.com

Hudson

kublacker19@hotmail.com

North Greenbush

$199,900

117 Green St

$339,900

8 Crimson Circle

3 bedrooms / 1.5 baths QSN #376775

$204,900

3 bedrooms / 2.5 baths QSN #362922

Davala Real Estate Karen Davala Licensed Real Estate Broker

Lic R.E. Salesperson

518-755-2385

518-542-6070

karenrealestate@yahoo.com

Marcy

Realty USA Rachel Derikart rderikart@realtyusa.com

Remsen

$69,900

$182,000

Route 291

1 Harley St

Close to Nano-Tech

4 bedrooms / 2.5 baths

QSN #376778

QSN #381780

Royal-Rose Realty Nicholas J. Cieslewitz

Century 21 Gentry Realty Pamela Hoskins

Realtor

Realtor

315-792-8043

315-942-4408

Nick@royal-rose.com

$138,599

rieanna@century21gentryrealty.com

4 BEDROOM, 3013 SQ FT SPACIOUS BRICK HOUSE for sale by owner near Fort Drum.

Buyers' agents are welcome to show the property. 3% commission.

73 N Gordon St, Gouverneur, NY. Visit gouverneurbrickhouse.com for COMPLETE details.

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9

LifeandHomes.com

For more information on any of these houses, visit www.LifeandHomes.com and type in the QSN#

Schenectady

$115,000

2030 Avenue A

Open Market Listing Service™ Schodack

$247,000

66 Boyce Rd

4 bedrooms / 2.0 baths QSN #377083

3 bedrooms / 3.0 baths

CMN Real Estate Brent Tague

QSN #367614

CMN Real Estate Karen Ublacker

Realtor

Realtor

518-456-7140

518-456-7140

brenttague1@gmail.com

Schenectady

$138,940

1079 Garner Av

Watervliet

$99,900

1411 7th Ave

3 bedrooms / 1.0 baths QSN #374129

kublacker19@hotmail.com

3 bedrooms / 1.0 baths

CMN Real Estate Michael Schulman

QSN #381775

Tironi One Realty Brian T. Neary

Realtor

Lic R.E. Salesperson

518-456-7140

518-573-4287

mike@cmnre.com

Schenectady

$117,900

1543 Van Cortland St

FHdogman@gmail.com

Wilton

$312,500

15 Plum Ct

4 bedrooms / 2.0 baths

4 bedrooms / 3.0 baths

QSN #362921

QSN #372966

Realty USA Rachel Derikart

RealtyUSA.com Melissa Cartier

Lic R.E. Salesperson

Realtor

518-542-6070

518-584-0743

rderikart@realtyusa.com

mcartier@realtyusa.com

“Where a Handshake Still Counts”

Francis Tironi

(877) 528-LAND

2547 State Route 12b Hamilton, New York 13346 10

LifeandHomes ■ Capital Region

Real Estate Broker/Owner Office: 518-664-5848 Cell: 518-857-1111 www.TironiOne.com

Beekman Brothers Mill built 1835 St. Johnsville, NY Stone Mill converted to luxury waterfront estate with waterfalls on Mohawk River inlet Timmerman Creek Price reduced from $1M to $795,000 History: 1843 “.. the name of Anthony (William) Beekman (1798-1864) is listed and in 1845 the firm of Anthony Beekman & Co. appears to be in possession of the property. Anthony Beekman was succeeded by his sons, Noah W., Benjamin and John Groff, under the firm name of Beekman Brothers, who also conducted a grocery and feed store in St. Johnsville for many years. In June, 1884, A. E. Seaman took possession of the old mill and operated it until October 1, 1921 when it passed into the ownership of McCrone Brothers. On acquiring the property, Mr. Seaman learned the history of the ancient structure, and recalls that it was built by Leonard and Curran, and that a memorandum made by the original owners, or by some workmen, showed that the mill was completed in February, 1835. Mr. Seaman also recalls that Samuel Sadler was the first miller employed and that his home was at Ingham’s Mills, to which place he returned when Beekman Brothers entered into possession of the mill after the death of their father. Loami Beekman, another son of Anthony Beekman, but not a member of the firm of Beekman Brothers, was employed as the miller by his brothers, until the property passed into the hands of Mr. Seaman.

Visit www.BeekmanBrothersMill.com for more information

Little Falls

$450,000 Skanteateles

Tibbitts Road -historic circa 1870 farm on 30.7 Acres completely renovated. Original woodwork, 18 rms, 4 br, 3 new baths. Gourmet kitchen large bluestone patio, creek frontage private, picturesque setting. Totally renovated home was built for Dr. William Tibbitts in 1870, a local politician & social figure in Herkimer County. NowadagaCreekFarm.com

$2,200,000 Charlotte Valley Farm $2.35M Cooperstown

One-of-a-kind, expansive Skaneateles Greek Revival Mansion built in 1836. multi-building property loaded with unique amenities. www.SkaneatelesMansion.com

Sealed bid Auction bids due no later than July 6, 2015.

Circa 1795 Federal Farmhouse listed on the NYS & National Historic Register is known as Charlotte Valley Farms, a 464 acre certified organic farm equestrian facility. A contemporary addition was added in 1992 by nationally acclaimed architect Peter Gluck & then featured in Architectural Digest & the Wall Street Journal. www.CatskillRetreat.com

$925,000 Great Camp Uncas $2.95M

Keys Road, Middlefield - Nestled in the hills above Cooperstown this 7200 s/f contemporary cedar built home stands 2.5 stories high w/walls of glass, 100 s/f. of hardwood, floor to ceiling fireplace, dream kitchen w/ culinary island, granite, Jenn Air appliances, amazing 17 seat state of art theater, game room & more. CooperstownEstate.com

On Secluded Mohegan Lake. Camp Uncas stands out among the finest grand camps of the Adirondacks. Completed in 1895

by William West Durant, the father of the Adirondack “Great Camp” style, it was owned for a half-century by leading American financier J.P. Morgan and his heirs. www.JPMorganAdirondackGreatCamp.com

Michael R. Franklin

Licensed Real Estate Broker

1406 North State Street Syracuse, NY 13208 (o) 315.876.2262 www.FranklinRuttan.com www.UpstateMansion.com

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LifeandHomes

™

Commercial Section Residential and Commercial Services Chain Link • Vinyl • Aluminum • Wood

Pool Fence Specialist

Over 20 years of experience

Dolin Fence Company

Call Tom 315-749-9999 • www.dolinfence.com PO Box 351 Palatine Bridge, NY 13428

Office Space Available 11 Furnace Street Oriskany NY 13424

FIRST 3 MONTHS RENT FREE! ACHTREE Please call for details.

Call!!! Chances Are A Custom Lease Will Save You $$$

Monthly Lease Includes:

Perfect for any business looking for a quiet, beautiful setting!

• Internet • Security/Fire System • Electricity • Breakroom • Can be modified to suit tenant • Heat/AC • Conference Room • 5600 square feet plus usable space • Private Parking • Cleaning of Offices • Monthly Office rents start at $200 • Snow ByPlowing providing access to both equity• Storage and debt(additional markets,monthly we are charge) able to offer struc

to address rapidly changing markets, create the optimal capital structure, acces capital, and enhance the value of complex transactions. Selecting debt, equi To Arrange a Walk-Thru Appointment, capital can represent the most critical and diffi Please Call Ed or Dick at cult component of any real est requires seasoned professionals with proven track records of su

315-527-5661 • 315-736-3225 • ckcofcny.com

Commercial Lending Source STATED INCOME PROGRAM Rates Starting as low as 6.49% We can provide the needed capital to build up a borrower’s commercial property portfolio

and help them attain cash flow. We’re here to help our borrower’s reach the top tier of our many loan programs. This investment property program offers competitive rates and terms for loans which may not meet normal bank guidelines.

• Stated Income Commercial Loans (No 4506) from $100,000 - $5,000,000 • 30 Yr Amortization with up to 5 Yr Term • LTVs up to 75% on most commercial property types (1st Liens only) *Select states and criteria

We work with A-D Credit, Other Loan Programs Available.

For more information, please contact:

Joel Siegfried • 315-796-2258 • jsiegfried35@gmail.com 12

LifeandHomes ■ Capital Region

Investment Properties for Sale

5298 Terry Road, Syracuse $695,000 - (fully leased office/retail building, 10 year leases)

612-614 West Seneca Tpk,Syracuse $199,900 - (4 unit fully occupied)

3208 West Genesee St, Syracuse $995,000 - (fully leased office/retail building, 15 year leases)

Commercial 6845 S.James Street - Commercial store front. 6000 +/- SF.Ample parking.$130,000 Delta Lake Property 6642 Stokes-Westernville Road, Ava4 bedroom, 2 baths, garage. Situated on 8+ acres. Can subdivide into 5 building lots. Also zoned recreational. 475’ lakefront. $575,000

6.5 Acres - City of Rome - Commercial Property - land development at the corner of liberty & Gifford Road.

Suitable for condos and townhouses.Water, sewer and gas. Close to shopping.Variance required. $225,000 FIRM.

1624 Genesee St Syracuse $295,000 Awesome opportunity to purchase a 9 unit apartment building in a prime location. The building is fully occupied and under professional management. There is one 3 bedroom unit,one 2 bedroom and the rest one bedroom. Rents total 5560 per month.

Great cash flow!

111 Gertrude Ave Solvay $164,900 Superb opportunity! Fully rented and updated all brick 4 family in Solvay. All units are 2 bedroom 1 bath.,2 with large porches. updates throughout. Rents currently at 800/800/775/675. Strong income! Off street parking, newer boiler,add this one to the portfolio today!

106 William St Solvay $149,000 Excellent investment opportunity. All brick 4 unit apartment building,full rented. All 2/1 units, with many updates including electrical and plumbing. Solvay electric keeps bills low! Can be purchased together with 111 Gertrude Ave,another all brick 4 unit fully rented in Solvay.

5426 Salina St Syracuse $139,900 - Stately and spacious brick 2 family in the Valley. Over 4000 sq ft,and perfect for investor or owner occupant. 4 bedrooms in one unit and 3 in the other. live in one side and rent the other,or cash flow from this lovely home. Tons of updates.

306-308 Sly St Elmira $45,000 - An investor’s dream!

Five units in One Building! Easy to collect rents,easy to make it pay for itself,and only one lawn to maintain!

MOTIVATED SEllER! Priced low,long distance seller is trying to liquidate his properties! Get it while you can!

Selling As-Is.Courtesy of Hatfield Real Estate

1208 Davis St Elmira $35,000 - Wow! What a find!

Comes with the Amish Buggy,a Traveling Food Cart, all of the Equipment inside,functioning Fish & Chips stand! just the paved drive will save you thousands.Also a great location for a barber shop,beauty parlor,or so much more! Courtesy of Hatfield Real Estate

Are You Looking to

Sell Investment Properties?

406 E Church St Elmira $125,000 - Building is vacant and stripped to studs.Zoned for 10 apartments.Ready for you to remodel.Square footage is from landData.

Sellers want this building sold! What will you do with it?

Courtesy of Hatfield Real Estate

We are always looking for Buyers!

Allied Real Estate Investment Network Joel Siegfried

2017 Genesee St utica Ny 13501

315-793-7580

Properties Brokered Through SBG Inc.

Licensed R.E. Broker

Brokers Protected July

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315-796-2258 jSiegfried35@gmail.com

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1908 Whitesboro St • Utica

Brett M. Lojewski Licensed Associate R.E. Broker

Cell 315-794-4815 Fax 315-793-7686 brettlojewski@yahoo.com

WE NEED your listing, we have buyers!

Campion-Weeks

2 family investment property located near Utica College, Hospitals & businesses. On bus line for added convenience. Apt. has been cleaned & painted; ready for showings. MLS# 1500563

1102 Ash St • Utica

1671 Lincoln Ave • Utica

1023 Court St • Utica

Great investment opportunity.

Near Utica college. 3 BR, 1 BA in each flat. Newer furnaces & roof.

New windows & separate utilities.

MLS# 1501092 $54,900

Sale Pending in Less Than a Week!

2 family, 3 bedrooms + full bath in each apartment. New windows & roof. Separate utilities. Fully rented. Included fenced in side lot. MLS# 1403673

1103 Ash St • Utica

1619 Holland Ave • Utica

Income producing property located a short bike ride away from Utica College. 2 bedrooms, 1 bath in each apartment. New windows & furnaces. College rental opportunity. MLS#1501094 $49,900

Income producing 2-family investment property conveniently located in South Utica steps away from work, shopping, restaurants & the busline. 3 bedroom/1 bath in each.

MLS# 1500084 $59,900

1677 Lincoln Ave • Utica College Rental: Transitional

919 Mathews Ave • Utica

3 BR/2 BA Bungalow tucked away on large private lot. Many updates including new windows, driveway, landscape, hardscaped. Great owner occupied or Utica College rental opportunity. MLS# 1507712

This 2 family house has many possibilities. Owner occupied, Utica College rental income producer, short bike ride from UC, Hospitals, shopping & businesses.

MLS# 1501714

Great 6 bed, 2 bath Utica College area investment property. Many updates throughout.

Newer windows & furnace. Vinyl sided with parking. MLS# 1501148 $64,900

Your house next!

Restaurant/Cafe Rental 132 James Street Utica Great breakfast/lunch business, fully equipped kitchen please call Brett Lojewski at 794-4815 for information on this great business opportunity!

Let Me Represent YOU as a Buyer’s Agent! Call for details!

I SELL Investment Properties!

With over 18 years’ experience of buying and selling investment properties in Utica and the Mohawk Valley, let me represent you.

• 2 to 4 Unit Apartment Buildings • 4+ Unit Commercial • College Area Housing Rentals • Corporate Relocation Housing Rentals

Brett M. Lojewski

Campion-Weeks Licensed Associate R.E. Broker

Cell 315-794-4815 Fax 315-793-7686 brettlojewski@yahoo.com

Weichert Realtors Campion Weeks • 141 Genesee St • New Hartford, NY 13413 • Office 315-735-8515 14

LifeandHomes ■ Capital Region

ask the expert Looking for Answers to Your Home Related Questions?

Search no further! Consider Your Local Business Expert!

Auction Service BROZTEK’S 315-678-2542 315-678-2000 Member Since 04/15

Auctioneering experience you can count on with a name you can trust. www.broztek.com

Finance SBG, INC 315-793-7850 Member Since 01/15

Talk to us for all your credit repair needs, From

MARYANN O’BRIEN your local Farmers Agent Currently Offers Savings 518-280-1396

NATIONAL LAND & FARM 1-877-528-lAND looking for Rural, Recreational, or Agricultural

Member Since 02/15

Member Since 02/15

For: Auto, Home, life, Collectable Auto, Business, Renter, Boat, Personal Watercraft, Motorcycle,

Pools

JOHN C DELBUONO Personal and Commercial lines; Auto, Home, 315-732-3900 Member Since 01/15

VSI LLC Serving the Capital District since 1993. NyS licensed Home Inspector, lic # 16000005522; NyS Certified Pest Inspector #T5685318; NyS Certified Codes Officer

Member Since 07/15

Medical Supplements, Medicare Advantage, Prescription Drug Coverage

www.NationallandandFarm.com

years experience in the swimming pool industry.

We provide pool installation, renovation, service, or repair & also offer pool care & spa services.

JOEL E SIEGFRIED life, Health, Annuities; Including long Term Care, 315-796-2258 Member Since 01/15

Properties? Check out our network of Real Estate Brokers Specializing in land and Farm Sales.

ATLANTIC POOLS A family owned & operated business w/ 30 518-279-1785

liability for you and your business.

Credit Monitoring like lifelock, to our credit restoration services.We can get your credit back

Home Inspection 518-371-7944

Land

Condo, Mobile Homes, Recreational Vehicles

in shape and working for you.

Member Since 01/15

Insurance

Property Preservation LIFEANDHOMES™ REHAB Debris removal, winterizations, 315-865-5845 Member Since 04/12

If you would like to be listed here, Please call 315-796-2258

rekeying/lock replacement,lawncare, boarding and securing, janitorial services, and repair and remodeling.

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