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march 11 - 17| 2015

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Reaping what they sow By KYLIE WILSON

DRIVE FOR SUSTAINABILITY:

Kate Marsh and Ralph Nottingham relish sharing knowledge about sustainable lifestyles with like-minded people. PHOTO: Kylie Wilson

GARDENING WITH ALEX

CARMODY

RSPCA WITH

WHITNEY

FILM

WINE TALK WITH

ANITA

SELMA

SHARING friendly conversation on their patio, amid the sounds of buzzing bees in the garden and the excited barks of their friendly pooch Cooper, Kate Marsh and partner Ralph Nottingham are the picture of contentment. Their lives today are a million miles from their fast paced previous existence, when Kate worked a corporate office job and Ralph was a manual laborer, holding down various jobs from surface drilling to forklift driving and rubbish collection. Wanting to make the change to a sustainable lifestyle but finding few educational resources to make that move, they decided to start their own organisation, Creative Collectives. Kate learned much about sustainability by exploring ecovillages in England, Ireland, Scotland and France, and volunteering at relevant farms in Australia and overseas. She said the pair were keen to encourage others to adopt sustainable lifestyles. “It was about getting people together to take the next step in sustainability,” Kate said. The pair eventually made the move to Eldorado and hope to eventually establish their own School for Self Sufficiency farm, once red tape around their choice of land can be reduced. continued page |

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march 11 - 17| 2015

YOUR GARDEN

GARDEN HINTS

Keeping it low maintenance

Spring flowering bulbs

Name: Town:

Alex Carmody Wangaratta

BRANCHING OUT: Alex Carmody among the blooms in his garden. PHOTO: Kylie Wilson

What’s in your garden: Azaleas, roses, camellias, and rhododendrons, daffodils, several bulbs and more, including agapanthus. What do you enjoy about gardening: I love it when the flowers are out and it’s all in season. Favorite plant/spot in your garden: No real favorites. Water saving/conservation tip: I have my own tanks so I use them as much as I can, and I try to make the garden as self sustaining as possible with mulch, etc. Your tips to keep gardens in top shape: Just try to keep it as weed free as possible.

CALLING ALL GREEN THUMBS... Do

you live in the Rural City of Wangaratta, Alp ine or Indigo Shires and want to showcase your ga rden on this page? Call Kylie Wilson on (03) 5723 0135 or email kwilson@nenews.c om.au to find out more.

WITH summer finished and the weather cooling down as we begin autumn, it’s time to think ahead to spring, when the flowering bulbs are at their peak. There are lots of old favorites but of course each year there are new varieties available. Daffodils and jonquils, freesias, tulips, anemones, ranunculus and hyacinths are just some of flowers that bloom freely through late winter and early spring. Autumn is traditionally bulb planting time with March and April the best time to plant them out. They can be planted up until midMay but planting later may result in fewer flowers with shorter stems. Bulbs are fairly easy to grow with most having similar growing requirements. They grow best in full sun to light shade with good drainage to prevent rotting. To plant, dig the soil over to get rid of any clods and weeds. Planting depth is quite important. Plant the bulb at twice as deep as the bulb is high, with the neck up and the roots down the bottom. The only exception is with ranunculus, which is planted with the legs going down. Bulbs are available from nurseries, garden centres and variety stores but the widest range comes from online

WITH DEBBI GIBSON, HORTICULTURALIST

suppliers who grow and develop new varieties. They have catalogues for winter/ spring flowering bulbs available now. Garden Express, which is based in Monbulk, Victoria has a 64 page supplement in this month’s Gardening Australia magazine or visit their website www.gardenexpress.com.au One of the oldest mail order companies is Tesselaars which is based in Silvan in Victoria’s beautiful Dandenong Ranges. They are renowned for their massive range of tulips and yearly tulip festival featuring thousands of tulips in full bloom. For further information about the festival and range of bulbs visit www. tesselaar.net.au. Other mail order companies include Van Diemen Quality Bulbs which as the name suggests is based in Wynyard, Tasmania. Visit them at www.vdqbulbs.com.au. Bulbs direct is based in Leopold Victoria and sells only bulbs. Their web address is www. bulbsdirect.com.au. So grab your catalogues and be inspired with the beauty of bulbs. It’s just so hard to choose. Happy gardening.

Catch Debbi Gibson’s ‘In Your Garden’ program on 1566 3NE every Saturday morning from 8 to 9am. Call in your enquiries on 5722 2999.

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march 11 - 17| 2015

FEATURE STORY

from page |

VETS CORNER

1

Chocolate toxicity WITH Easter approaching and the corresponding confectionery adorning supermarket shelves, many of us will be (over)indulging in chocolate at this time of year. Although a few Easter eggs might make a great treat for kids and the joy of an Easter egg hunt can be shared by family and friends, there is someone who shouldn’t be included in these food frenzies - the dog. Dogs, like people, enjoy sweet and fatty foods and many will happily devour chocolate if given the opportunity – intentional or otherwise. Cocoa products such as chocolate contain a variety of compounds that are toxic to dogs. The most abundant and important of these are theobromine and caffeine, which are very closely related. When dogs ingest these compounds they are rapidly absorbed and can cause signs of toxicity until they are removed or metabolised and excreted from the body. The onset of these signs and how long they last will depend on how big is the dog, how much chocolate has been eaten and how much theobromine it contains. The first of these points can

SHARING KNOWLEDGE: As Creative Collectives, the team lead many workshops and events throughout the region.

“The dream is to have a really diverse demonstration farm,” Kate said. Ralph said being independent and creative were the biggest drawcards towards adopting a more sustainable lifestyle. “Me and Kate get a hell of a lot of enjoyment out of doing things for ourselves,” Ralph said. “It keeps life exciting…you’re always doing something new, and independence makes us feel strong.” Kate said she enjoys looking after the environment and hopes her work will have a positive impact for future generations. “For me, it’s important to have a happy lifestyle and a sense of freedom too, because if it’s not fun, it’s not sustainable,” she said. Ralph is also a dab hand at repurposing items to make furniture and other household items, including outdoor chairs from recycled wood, tyres and hessian, tables, beds and benches from pallets, and more. “I just am fascinated with how things

go together,” he explained. “It teaches your eyes to focus and refocus on what’s in front of you. “It’s so much healthier.” The couple said that since forming Creative Collectives, they’ve been happy to see the teamwork and camaraderie nurtured at their workshops. Kate said she believed more and more people are turning to sustainable living as a lifestyle in itself. “Even though some people are doing it for their own wellbeing, it’s happening now on a broader scale, which is very beneficial to the environment overall,” she said. “Small steps, taken collectively, can make a very big difference. “The best way to lead people to self sufficiency is by having fun.” Among upcoming events for the School of Self Sufficiency is an Easter workshop weekend focusing on hemp building, home health and handcrafts, to be held in Violet Town. More information on the School of Self Sufficiency is available at www. creativecollectives.org.

easily be considered. Have you weighed your dog recently? It might be worth having a rough idea of your dog’s weight, which you can measure at home, or drop by your vet. The next few points might be more difficult. If you are able to estimate the weight of an Easter egg, how much of a chocolate bar has been eaten, or you have a receipt that tells you how big it was, these could be important in determining if your gluttonous canine is at risk of toxicity. The type of chocolate also makes a big difference to the risk. In general, the darker the chocolate (higher cacao percentage), the greater the danger. So, for example, a 10kg Jack Russell Terrier might be poisoned after consuming half a block of milk chocolate, but the same dog would need to consume only a few squares of dark cooking chocolate to be poisoned. Toxicity can cause lifethreatening neurological signs and changes to the heart beat. The first indications you might have could include excessive drinking, vomiting, diarrhoea or anxiety and excitement. These signs can progress to more serious muscle tremors,

panting and seizures. Dogs can die from the toxic effects due to heart or respiratory failure and hyperthermia. A better outcome is always more likely if your pet is seen by a vet early, before signs of toxicity develop or progress. This way the toxin can be removed before it has a chance to be absorbed. So should the Easter bunny conceal chocolate eggs for children, beware that sniffing doggy noses may inquire. Remind kids that chocolate treats aren’t good for dogs. And, if you are concerned that Fido found the baking cocoa, you can give your vet a call at any time, including after normal business hours. Dr Jacqueline Poldy, Warby Street Veterinary Hospital

PETS CORNER THIS week’s pet of the week at Wangaratta RSPCA is Whitney, a one year old, desexed female domestic shorthair cat who is tabby and white in color. To see more animals up for adoption at the Wangaratta RSPCA, visit the shelter in Connell Street or phone (03) 57222874.

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march 11 - 17| 2015

FISHING FOCUS

CATCH OF THE WEEK

Autumn Murray cod fishing in North East Victoria

Name:

Adam Rosser (right, pictured with former Bright resident Andrew McCoubrie), Wandiligong

Catch:

Black Marlin (was released)

Size

1.5 metres long, 30kg

Bait:

Live Bait

Location:

BY ROB ALEXANDER, WANGARATTA

The Catch:

WELL autumn didn’t sneak up on us did it? The temperatures dropped from the low 30s to the high teens almost overnight. This type of sudden temperature fluctuation is common during the autumn, and can really turn the cod off the bite. Strangely enough, a sudden temperature drop usually turns me on the bite and see’s me heading to the nearest bakery for a hot pie. So autumn can be pretty hit and miss when it comes to cod fishing, and lately we have been enduring a bit of a slow bite thanks to last week’s strong cold change. Lengthy stretches of stable weather can turn the cod back on the bite gradually, with each day proving that bit better than the one before. Towards the end of the spell of stable weather, the Murray cod usually bite the best before the next front rips across the state shutting them back down again. At the time of writing this article (Monday morning) we have three days of fine weather forecast, with a temperature drop and wind change due on Thursday.

NICE CATCH: Stephen Taylor with a nice Murray cod he caught in the King River a couple of weeks ago. These cod will still bite throughout autumn, but will become a bit more inconsistent.

So, Wednesday is likely to be the best day this week to target Murray cod, provided the weather forecasters have got it right. Watch the barometer. A high barometer of 1020 or above is usually an ideal time to target cod in autumn. Slow your lure down. As the water cools, the cod’s metabolism slows and they can get a bit lazy. Slow your lure right down in order to keep it in front of the cod’s mouth for as long as possible.

Murray cod can not go without eating from now until September (when the season is closed). At some stages, they will feed actively. Pay attention to the weather maps and know which times are most likely to switch the Murray cod on. Autumn can be all or nothing in the world of cod fishing, you may catch 10 and you may catch none. That’s typical autumn cod fishing in North East Victoria.

Dunbogan, NSW The fish was caught on light gear, taking one and a half hours to land in the boat.

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march 11 - 17| 2015

ENTERTAINMENT

ACTIVE LIFESTYLE MOVIE

Fast food a nutrition trap

Selma (M) THIS unforgettable true story chronicles the tumultuous period in 1965 when Dr Martin Luther King Jr led a dangerous campaign to secure equal voting rights in the face of violent opposition. The epic march from Selma to Montgomery culminated in President Johnson signing the Voting Rights Act of 1965, one of the most significant victories for the civil rights movement.

AUSTRALIANS spend more than $7.16 billion on fast food meals every year. This equates to every person in Australia spending $311 per annum on fast food meals. The Heart Foundation is encouraging more Australians to cook at home as a way to help achieve and maintain a healthy weight. “Eating out is a big part of today’s Australian lifestyle; it’s the toast you buy with your coffee on your way to work, the sandwich you pick up at lunchtime and the takeaway you grab on the way home. “However, a lack of knowledge and understanding of the nutritional value of foods prepared and served away from home means many Australians who eat out regularly do not realise or consider the impact of this on their overall diet and long term disease risk,” Shane Landon, dietitian from the Heart Foundation said. In 2013, Australians purchased 1.2 billion fast food meals (includes meat burgers, prepared meals and hot chips). This equates to 3.3 million fast food meals purchased every day, or the average Australian buys a fast food meal 52 times a year. “The danger is when eating out; we may throw caution to the wind. “Portion sizes are larger and in most cases, the meals you are served will contain more energy, saturated fat and salt than meals you prepare at home. “Which is why we want more people to feel confident about preparing foods at home so that the healthy choice is the easy choice,” Mr Landon said. Here are a few tips to help keep your home cooking healthy: t DIPPTF IFBMUIJFS PJMT TVDI BT TVOø PXFS olive or canola when cooking or making salad dressing; t JODMVEF B WBSJFUZ PG DPMPVSGVM WFHFUBCMFT in every meal;

DVD

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CD

Spring Break – Checkin’ Out by Luke Bryan LUKE Bryan’s spring break shows are record breakers for American music fans, and this CD captures the country atmosphere and pure music energy of those events.

BOOK

The Buried Giant by Kazuo Ishiguro THE Buried Giant begins as a couple set off across a troubled land of mist and rain in the hope of finding a son they have not seen in years. Sometimes savage, often intensely moving, Kazuo Ishiguro’s first novel in nearly a decade is about lost memories, love, revenge, and war. Published by Allen and Unwin

CHOICES: Think carefully about how much fast food is in your diet.

t EVSJOH DPPLJOH JOTUFBE PG BEEJOH TBMU GPS ø BWPVS VTF B WBSJFUZ PG ESJFE BOE GSFTI IFSCT t DIPPTF MFBO NFBU PS QSPUFJO PQUJPOT BOE trim the visible fat; t NBLF TVSF FWFO XIFO ZPV BSF BU IPNF UP watch your portion sizes. Take a piece of fruit for morning or afternoon tea and cut up things like cucumbers, carrots and celery into sticks and have them with some low fat dip as a healthier snack option. Cherry tomatoes and snow peas make good bite size alternatives as well. According to the Dietitians Association of Australia, people who prepare food at home are more likely to eat smaller portions and take in fewer kilojoules and less fat, salt and sugar, which is more likely to result in a healthier weight.

EASTER

FAMILY

FESTIVAL MILAWA VINEYARD

4 & 5 APRIL 2015

The Brown Brothers Easter Family Festival is fun for young and old. Enjoy a 5 course degustation lunch with back vintage wines at Patricia’s Table while the kids are entertained at the ‘Make & Play’ lunch (bookings for both are essential). Or take part in the many family activities in the winery grounds:

Adults can take part in tastings of our extensive range of wines. Sit back and listen to live music in the grounds. Stroll through the Farmer’s Market and take home some regional produce.

There’s no better place to spend Easter with your family.

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Go to brownbrothers.com.au for details

And the kids will be entertained by Trixie the Clown, jumping castle, pony rides and animal petting zoo.


march 11 - 17| 2015

WINE TALK

IN MY KITCHEN

Michelini Wines

Spicy plum and apple chutney

2012 Marzemino WITH ANITA McPHERSON

THIS was the first summer I can remember where we haven’t sweltered through a heatwave or a succession of days over 40 degrees. And with even some mid summer rain, it has all seemed a bit spooky, which might be why the vegetable patch is looking like a scene from The Day of the Triffids. It feels like we’re being taken over by the tomatoes, zucchinis are growing as big as your leg, and eggplants swing from bushes like giant purple punching bags. It looks like a weird and weedy Mediterranean jungle where something could wrap itself around your ankle and drag you under at any minute. There is just so much you can pickle and preserve and I thank my lucky stars for having way too many Spanish, Greek and Italian cookbooks.

This week it was Moussaka which helped pull me out of the purple haze. We enjoyed it with Michelini’s earthy Marzemino which is an ideal accompaniment to Mediterranean dishes. This Italian variety has a deep, purple red color and a savory cherry flavor, with the distinctive edge of tobacco, cassis and herbs. It’s grippiness and bitey finish makes it great with food, balancing well with rich, flavorsome meats and cheesy sauces. Combined with the fruits of the garden, it’s the kind of sensory purple haze you could easily get used to. Find out more at www. micheliniwines.com.au or visit the cellar door in Myrtleford, where during the months of March and April you can also enjoy an exhibition by local photographer, Nicole Newlands.

THIS DAY IN HISTORY

Beechworth Prospecting Association, 1872 DREAMS of hope and glory were not enough. The businessmen of Beechworth realised that unless new discoveries of gold could be made in the district, Beechworth was doomed to be nothing more than a picturesque backwater. To encourage gold seekers, the Beechworth Prospecting Association was formed on March 11, 1872.

I JUST love it when people come in to the Butter Factory with goodies from their garden, and say “do you want these”, the answer is nearly always a resounding yes. I know they are grown without pesticides and as natural as possible. The trick is to find something interesting to make to put on the shelves. This last week I had a lovely delivery of some plums, I would normally make jam, but this time I decided to do a spicy chutney. This will go great on a sandwich with cold meats, or with cheeses. Method Start by getting the ingredients ready. Peel the garlic cloves and cut them into slivers. Peel and thinly shred the ginger. Halve, peel and thinly slice the onions, then put them in a large, wide saucepan or a preserving pan with the garlic, ginger, raisins and a small amount of oil, stir over a low heat, until softened. Peel, core and chop the apples, then add to the pan with the spices, vinegar and salt. Bring the pan to the boil over a gentle heat, give everything a good stir, then turn down the heat and cover the pan (if you don’t have a lid use foil). Simmer for 30 mins until the apples are cooked and pulpy. While the apples are simmering, stone and quarter the plums then add them to the cooked apples with the sugar. Stir well and leave to bubble away, this time uncovered, for another 40 minutes stirring regularly until the

WITH BRONWYN INGLETON

> 1 garlic bulb h > Large thumb-size piece fres root ginger > 2 large onions > 1kg green apples > 500gm raisins > 3 star anise > 1 tsp cumin seed > 1 cinnamon stick > 750ml bottle apple cider vinegar > 1 tbsp salt > 1kg plums > 450gm brown sugar

INGREDIENTS

Around $22

plums are cooked but still retain some of their shape. Ladle into the sterilised jars, seal and label. This chutney is best kept for about a month before eating as the vinegar needs a bit of time to mellow. If you don’t want the flavor of the spices to develop any more, then take out the cinnamon and star anise before bottling. It will keep for one year in a cool place but once opened store in the fridge and use within a month.

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AUSTRALIAN TOUR

"Legends of Irish Tradition" Featuring:

Máire Nollaig Ní Chathasaigh Casey Arty Chris McGlynn Newman

Wednesday 25th & Thursday 26th March The performance starts at 8.30pm $30 per person with Dinner available from 6pm.

Bookings essential (03) 5728 1051

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march 11 - 17| 2015

NorthEast JOBS

Circulating in Wangaratta, Myrtleford, Bright, Mt Beauty, Beechworth, Yackandandah, Rutherglen, Chiltern and districts

To place an ad, phone 5723 0101 or email classifieds@nemedia.com.au

Jobs at Indigo Manager Asset Development Íť ZÄžĆ?ƉŽŜĆ?Ĺ?Ä?ĹŻÄž Ä¨Ĺ˝ĆŒ ƚŚĞ Ć?ĆľÄ?Ä?ÄžĆ?Ć?Ĩƾů ĚĞůĹ?Ç€ÄžĆŒÇ‡ ŽĨ ŽƾŜÄ?Ĺ?ĹŻÍ›Ć? Ä?ĂƉĹ?ƚĂů Ç Ĺ˝ĆŒĹŹĆ? Ć‰ĆŒĹ˝Ĺ?ĆŒÄ‚ĹľÍ˜ Íť Ä‚Ć?ĞĚ Ĺ?Ĺś ĆŒĹ?Ĺ?Śƚ͕ EĹ˝ĆŒĆšĹš Ä‚Ć?Ćš sĹ?Ä?ĆšĹ˝ĆŒĹ?Ă͕ ƚŚĞ ůƉĹ?ŜĞ ^ĹšĹ?ĆŒÄž Ĺ˝ÄŤÄžĆŒĆ? ĹŻĹ˝Ç€ÄžĆŒĆ? ŽĨ ĨŽŽĚ͕ Ç Ĺ?ŜĞ͕ ĹśÄ‚ĆšĆľĆŒÄžÍ• ĂŜĚ Ä‚ÄšÇ€ÄžĹśĆšĆľĆŒÄž ĂŜ ĆľĹśĆ‰Ä‚ĆŒÄ‚ĹŻĹŻÄžĹŻÄžÄš Ĺ˝Ć‰Ć‰Ĺ˝ĆŒĆšĆľĹśĹ?ĆšÇ‡Í˜ Íť tÄž Ä‚ĆŒÄž Ä‚ ĚLJŜĂžĹ?Ä? ǀĂůƾĞĆ? Ä?Ä‚Ć?ĞĚ Ĺ˝ĆŒĹ?ĂŜĹ?Ć?Ä‚Ć&#x;Ĺ˝ĹśÍ˜ Íť &ƾůů Ć&#x;žĞ Ć‰ÄžĆŒĹľÄ‚ĹśÄžĹśĆš ƉŽĆ?Ĺ?Ć&#x;Ĺ˝ĹśÍ˜ Íť ^ĞŜĹ?Ĺ˝ĆŒ džĞÄ?ĆľĆ&#x;ǀĞ KĸÄ?ÄžĆŒ ĆŒÄžĹľĆľĹśÄžĆŒÄ‚Ć&#x;ŽŜ ƉĂÄ?ĹŹÄ‚Ĺ?Ğ͘ dĹ˝ ĎŜĚ Žƾƚ ĹľĹ˝ĆŒÄž Ç€Ĺ?Ć?Ĺ?Ćš Ç Ç Ç Í˜Ä‚ĹŻĆ‰Ĺ?ŜĞĆ?ĹšĹ?ĆŒÄžÍ˜Ç€Ĺ?Ä?͘Ĺ?Ĺ˝Ç€Í˜Ä‚ĆľÍŹÄžĹľĆ‰ĹŻĹ˝Ç‡ĹľÄžĹśĆš

Victims Assistance Program Worker 0.8 eft Fixed term to April 2016 (Wangaratta) Applications close 5pm, Monday 16th March 2015. Position descriptions and further details are available on our website www.gatewayhealth.org.au.

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AUTOMOTIVE WINDSCREEN FITTER AND TINTER WANTED

Do you have the drive to deliver great customer service? Do you have a passion for selling? Ĺ˝ LJŽƾ ŚĂǀĞ ƚŚĞ žŽĆ&#x;ǀĂĆ&#x;ŽŜ ƚŽ Ć?ĆľÄ?Ä?ĞĞĚÍ?

Position Vacant – Part-time Trainer/ Assessor and Course Coordinator (0.5 EFT)

Are you looking for an exciting new job opportunity? We currently have an opening in the peaceful town of Corryong, Victoria, a picturesque location surrounded by valleys and hills. Corryong is close to the Murray River and is in the foothills of the Australian Alps, where you will find Kosciuszko National Park in the Snowy Mountains area. Corryong is a perfect location to explore the outdoors. It is a friendly and welcoming town and offers a great variety of public amenities. The Australian Institute of Flexible Learning is seeking to employ an experienced VET Trainer/ Assessor in the role of Trainer/Assessor and Course Coordinator at our Corryong office. The successful candidate will have extensive experience in training and assessing and leading a team of VET professionals delivering qualifications in the areas of Health and Community Services. Skills and experience in online training and assessment are essential, along with experience working in the fields of Allied Health Assistance, Home and Community Care and/or Aged Care. For further information or to request an application kit contact the AIFL on 1300 854 987 or email enquiries@aifl.edu.au. Applications close 9am Monday, March 23, 2015 Upper Murray Health and Community Services has employment opportunities in the hospital acute wards, Aged Care facility and the Allied Health department for appropriately qualified people to compliment your training position with the AIFL.

Íť WÄ‚ĆŒĆš dĹ?žĞ Í´ ϰ ĚĂLJĆ? Ć‰ÄžĆŒ Ç ÄžÄžĹŹ Íť ΨϹϴ͕ώϲϯ Í´ Ψϲϳ͕ϭϏϲ ƉĂ

WĹŻÄ‚Ä?Äž DĂŏĹ?ĹśĹ? Kĸ Ä?ÄžĆŒ Íť &ƾůů dĹ?žĞ Í´ ĎŽ zÄžÄ‚ĆŒ &Ĺ?džĞĚ dÄžĆŒĹľ Íť ΨϲϾ͕ϲϏϭ Í´ Ψϳϲ͕Ϗϭϳ ƉĂ

KĆ‰ÄžĆŒÄ‚Ć&#x; ŽŜĂů Ä?Ä?ŽƾŜƚĂŜƚ

ƉƉůĹ?Ä?Ä‚Ć&#x;ŽŜĆ? Ä?ĹŻĹ˝Ć?Ğ͗ DŽŜĚĂLJ ĎŽĎŻ DÄ‚ĆŒÄ?Ĺš ĎŽĎŹĎ­Ďą

Permanent Full-time position available in our busy well established, fast paced business. We are seeking a Qualified Glazier and Tinter but do encourage those with experience within the automotive sector to apply as well as we are always open to the opportunity of gaining self motivated career focused individuals. We require a professional person that is reliable, punctual, hard working, and well presented with strong customer services skills, that can work unsupervised as well as part of a close team. You must also have a current driver’s licence as some work is conducted off site. To apply or to find out more information about this position please contact us BJ & A Autoglass Pty Ltd, 181 Tone Rd, Wangaratta, Vic, 3677. Ph: (03) 5721 9922; Fax: (03) 5721 3332. Email: info@bjautoglass.com.au

Community Care Ć?Ć?ÄžĆ?Ć?žĞŜƚ Kĸ Ä?ÄžĆŒ

'ĂžĞĆ? tĂŜĹ?Ä‚ĆŒÄ‚ĆŠÄ‚ Ĺ?Ć? ůŽŽŏĹ?ĹśĹ? Ä¨Ĺ˝ĆŒ Ä‚ ĹšĹ?Ĺ?ŚůLJ žŽĆ&#x;ǀĂƚĞĚ Ĺ?ŜĚĹ?Ç€Ĺ?ĚƾĂů ƚŽ ĹŠĹ˝Ĺ?Ĺś ƚŚĞ ƚĞĂž Ä‚Ć? ĂŜ Ä‚Ć?Ć?Ĺ?Ć?ƚĂŜƚ manager. tÄž Ä‚ĆŒÄž ůŽŽŏĹ?ĹśĹ? Ä¨Ĺ˝ĆŒ Ä‚ Ĺ?ŽĂů ÄšĆŒĹ?ǀĞŜ Ä?ĂŜĚĹ?ĚĂƚĞ Ç ĹšĹ˝ ƉŽĆ?Ć?ÄžĆ?Ć?ÄžĆ?Í— Íť 'ĆŒÄžÄ‚Ćš Ä?ĆľĆ?ĆšĹ˝ĹľÄžĆŒ Ć?ÄžĆŒÇ€Ĺ?Ä?Äž Ć?ĹŹĹ?ĹŻĹŻĆ? Íť Ĺ˝ LJŽƾ ŚĂǀĞ ƚŚĞ Ć?ĹŹĹ?ĹŻĹŻĆ? ƚŽ ƚĂůŏ ƚŽ ƉĞŽƉůĞ ĂŜĚ ŚĞůƉ ƚŚĞž Ç Ĺ?ƚŚ Ç ĹšÄ‚Ćš ƚŚĞLJ ŜĞĞĚ WĆŒĹ?Ĺ˝ĆŒ ĹŹĹśĹ˝Ç ĹŻÄžÄšĹ?Äž ŽĨ Ĺ˝ĆľĆŒ Ć‰ĆŒĹ˝ÄšĆľÄ?ĆšĆ? ĂŜĚ Ć?ÄžĆŒÇ€Ĺ?Ä?ÄžĆ? Ĺ?Ć? ŜŽƚ ÄžĆ?Ć?ĞŜĆ&#x;Ä‚ĹŻÍ˜ KĹś ƚŚĞ ĹŠĹ˝Ä? ĆšĆŒÄ‚Ĺ?ĹśĹ?ĹśĹ? Ç Ĺ?ĹŻĹŻ ĞƋƾĹ?Ɖ LJŽƾ Ä¨Ĺ˝ĆŒ Ć?ĆľÄ?Ä?ÄžĆ?Ć?͘ /Ĩ LJŽƾ Ä?ĞůĹ?ĞǀĞ LJŽƾ ŚĂǀĞ Ç ĹšÄ‚Ćš Ĺ?Ćš ƚĂŏĞĆ? ƚŽ ŚĞůƉ ůĞĂĚ Ä‚ ƚĞĂž ŽĨ ĚĞĚĹ?Ä?ĂƚĞĚ Ĺ?ŜĚĹ?Ç€Ĺ?ĚƾĂůĆ? ƚŽ Ć?ĆľÄ?Ä?ÄžĆ?Ć?Í• ƉůĞĂĆ?Äž Ć?ĞŜĚ Ç‡Ĺ˝ĆľĆŒ ĆŒÄžĆ?ƾžĞ ĂŜĚ Ä?Ĺ˝Ç€ÄžĆŒ ĹŻÄžĆŠÄžĆŒ ƚŽ DĹ?Ä?ĹŹ ZLJĂŜ Í´ ^ĞŜĹ?Ĺ˝ĆŒ Ĺ?Ć?ĆšĆŒĹ?Ä?Ćš DĂŜĂĹ?ÄžĆŒ žĂĹ?ĹŻÍ— ĹľĆŒÇ‡Ä‚ĹśÎ›ÄžÄ?Ĺ?ĂžĞĆ?͘Ä?Žž

Íť &ƾůů dĹ?žĞ Íť ΨϲϾ͕ϲϏϭ Í´ Ψϳϲ͕Ϗϭϳ ƉĂ ĹŻĹŻ ĂƉƉůĹ?Ä?Ä‚Ć&#x; ŽŜĆ? Ä?ĹŻĹ˝Ć?Äž ϰƉž Friday 13th March. Interested? www.indigoshire.vic.gov.au/jobs

Important Notice

Discrimination in Advertising is Unlawful The Victorian Equal Opportunity Act 1995 makes it unlawful for an advertiser to show any intention to discriminate on the basis of sex, pregnancy, race, age, marital status, political or religious belief or activity, industrial activity, parental or career status, physical features, disability, lawful sexual activity/ sexual orientation, HIV/AIDS status or on the basis of being associated with a person with one of the above characteristics, unless covered by an exception or granted an exception under the Act. As we could be legally liable if we print an unlawful advertisement we will not accept advertisements that appear to break the law. For more information about discrimination in advertising, contact your legal advisor, the Equal Opportunities Commission on 1800 134 142.

www.northeastjobs.com.au

ROOF PLUMBER Albury business looking for a 3rd/4th Year apprentice and Qualified Roofer. Mostly domestic repair & maintenance work. Must have white card, licence & own car. Confidentiality assured. Please send resume to PO Box 133, Albury, NSW, 2640.

Credit Card &Eftpos facilities Why not charge your advertisement to Mastercard or Visa?

5723 0101

4(% 2/,% /& 05",)3(%23 !DVERTISERS PLEASE NOTE

-UCH HARDSHIP AND DIFlCULTY IS CAUSED TO JOB SEEKERS BY MISLEADING ADVERTISING PLACED IN THE EMPLOYMENT COLUMNS /UR %MPLOYMENT COLUMN IS RESERVED FOR ADVERTISEMENTS WHICH CARRY A SPECIlC AND GENUINE OFFER OF EMPLOYMENT !DS FOR @"USINESS /PPORTUNITIES @#OMMISSION /NLY TRAINING COURSES AND EMPLOYMENT SERVICES SHOULD BE SUBMITTED UNDER THOSE HEADINGS 0LACING MISLEADING ADS IS AN OFFENCE AGAINST THE 4RADE 0RACTICES !CT AND STATE TERRITORY FAIR TRADING ACTS AND ALL ADVERTISEMENTS ARE SUBJECT TO THE PUBLISHER S APPROVAL &OR FURTHER ADVICE CONTACT

4HE !USTRALIAN #OMPETITION AND #ONSUMER #OMMISSION ON OR YOUR STATE CONSUMER AFFAIRS AGENCY

.ORTH%AST */"3

ƉƉůĹ?Ä?Ä‚Ć&#x;ŽŜĆ? Ä?ĹŻĹ˝Ć?Äž ŽŜ ώϏƚŚ DÄ‚ĆŒÄ?Ĺš ĎŽĎŹĎ­ĎąÍ˜

Vacancies

Economic Development and dŽƾĆ&#x152;Ĺ?Ć?Ĺľ Ä&#x161;Ç&#x20AC;Ĺ?Ć?Ĺ˝Ć&#x152;Ç&#x2021; ŽžžĹ?ĆŠ Ä&#x17E;Ä&#x17E; EŽžĹ?ĹśÄ&#x201A;Ć&#x; ŽŜĆ? Ä&#x201A;Ć&#x152;Ä&#x17E; Ć?ŽƾĹ?Ĺ&#x161;Ć&#x161; ĨĆ&#x152;Žž Ä&#x201A;Ć&#x2030;Ć&#x2030;Ć&#x152;Ĺ˝Ć&#x2030;Ć&#x152;Ĺ?Ä&#x201A;Ć&#x161;Ä&#x17E;ĹŻÇ&#x2021; Ć?ĹŹĹ?ĹŻĹŻÄ&#x17E;Ä&#x161; Ĺ?ĹśÄ&#x161;Ĺ?Ç&#x20AC;Ĺ?Ä&#x161;ĆľÄ&#x201A;ĹŻĆ? Ć&#x161;Ĺ˝ ĹŠĹ˝Ĺ?Ĺś Ć&#x161;Ĺ&#x161;Ä&#x17E; /ĹśÄ&#x161;Ĺ?Ĺ?Ĺ˝ Ä?ŽŜŽžĹ?Ä? Ä&#x17E;Ç&#x20AC;Ä&#x17E;ĹŻĹ˝Ć&#x2030;ĹľÄ&#x17E;ĹśĆ&#x161; Ä&#x201A;ĹśÄ&#x161; dŽƾĆ&#x152;Ĺ?Ć?Ĺľ Ä&#x161;Ç&#x20AC;Ĺ?Ć?Ĺ˝Ć&#x152;Ç&#x2021; ŽžžĹ?ĆŠ Ä&#x17E;Ä&#x17E;Í&#x2DC; dĹ&#x161;Ä&#x17E; ŽžžĹ?ĆŠ Ä&#x17E;Ä&#x17E; Ć&#x2030;Ć&#x152;Ĺ˝Ç&#x20AC;Ĺ?Ä&#x161;Ä&#x17E;Ć? Ć?Ć&#x161;Ć&#x152;Ä&#x201A;Ć&#x161;Ä&#x17E;Ĺ?Ĺ?Ä? Ä&#x161;Ĺ?Ć&#x152;Ä&#x17E;Ä?Ć&#x; ŽŜ Ć&#x161;Ĺ˝ /ĹśÄ&#x161;Ĺ?Ĺ?Ĺ˝ ^Ĺ&#x161;Ĺ?Ć&#x152;Ä&#x17E;Í&#x203A;Ć? Ä&#x17E;Ä?ŽŜŽžĹ?Ä? Ä&#x161;Ä&#x17E;Ç&#x20AC;Ä&#x17E;ĹŻĹ˝Ć&#x2030;ĹľÄ&#x17E;ĹśĆ&#x161; Ä&#x201A;ĹśÄ&#x161; Ć&#x161;ŽƾĆ&#x152;Ĺ?Ć?Ĺľ Ĺ?ĹśĹ?Ć&#x; Ä&#x201A;Ć&#x; Ç&#x20AC;Ä&#x17E;Ć? Ä&#x201A;ĹśÄ&#x161; Ć&#x2030;Ć&#x152;Ĺ˝Ĺ?Ć&#x152;Ä&#x201A;ĹľĆ?Í&#x2022; Ć&#x152;Ä&#x17E;Ä?ŽžžÄ&#x17E;ĹśÄ&#x161;Ć? Ć&#x161;Ĺ&#x161;Ä&#x17E; Ä&#x161;Ĺ?Ć?Ć&#x161;Ć&#x152;Ĺ?Ä?ĆľĆ&#x; ŽŜ ŽĨ ŽƾŜÄ?Ĺ?ĹŻÍ&#x203A;Ć? ĨÄ&#x17E;Ć?Ć&#x; Ç&#x20AC;Ä&#x201A;ĹŻ Ä&#x201A;ĹśÄ&#x161; Ä&#x17E;Ç&#x20AC;Ä&#x17E;ĹśĆ&#x161; ĨƾŜÄ&#x161;Ĺ?ĹśĹ? Ć&#x2030;Ć&#x152;Ĺ˝Ĺ?Ć&#x152;Ä&#x201A;ĹľÍ&#x2022; Ä&#x201A;ĹśÄ&#x161; Ć&#x2030;Ć&#x152;Ĺ˝Ç&#x20AC;Ĺ?Ä&#x161;Ä&#x17E;Ć? Ĺ?ĹśĆ&#x2030;ĆľĆ&#x161; ŽŜ Ć?Ć&#x2030;Ä&#x17E;Ä?Ĺ?Ä&#x201A;ĹŻ Ć&#x2030;Ć&#x152;ŽŊÄ&#x17E;Ä?Ć&#x161;Ć?Í&#x2DC; ^Ĺ?Ç&#x2020; Ć?ĹŹĹ?ĹŻĹŻĆ?ͲÄ?Ä&#x201A;Ć?Ä&#x17E;Ä&#x161; Ć&#x2030;Ĺ˝Ć?Ĺ?Ć&#x; ŽŜĆ? Ä&#x201A;Ć&#x152;Ä&#x17E; Ç&#x20AC;Ä&#x201A;Ä?Ä&#x201A;ĹśĆ&#x161; Ĺ?ĹśÄ?ĹŻĆľÄ&#x161;Ĺ?ĹśĹ? Ć&#x161;Ĺ&#x161;Ć&#x152;Ä&#x17E;Ä&#x17E; Ä&#x161;Ä&#x17E;Ä&#x161;Ĺ?Ä?Ä&#x201A;Ć&#x161;Ä&#x17E;Ä&#x161; Ć&#x161;Ĺ˝ Ć&#x161;ŽƾĆ&#x152;Ĺ?Ć?Ĺľ Ä&#x201A;ĹśÄ&#x161; Ć&#x161;Ĺ&#x161;Ć&#x152;Ä&#x17E;Ä&#x17E; Ć&#x161;Ĺ˝ Ä&#x17E;Ä?ŽŜŽžĹ?Ä? Ä&#x161;Ä&#x17E;Ç&#x20AC;Ä&#x17E;ĹŻĹ˝Ć&#x2030;ĹľÄ&#x17E;ĹśĆ&#x161;Í&#x2DC; dĹ&#x161;Ä&#x17E;Ć?Ä&#x17E; Ć&#x2030;Ĺ˝Ć?Ĺ?Ć&#x; ŽŜĆ? Ç Ĺ?ĹŻĹŻ ĹŠĹ˝Ĺ?Ĺś Ć&#x152;Ä&#x17E;Ć&#x2030;Ć&#x152;Ä&#x17E;Ć?Ä&#x17E;ĹśĆ&#x161;Ä&#x201A;Ć&#x; Ç&#x20AC;Ä&#x17E;Ć? ŽĨ Ć&#x161;Ĺ&#x161;Ä&#x17E; ^Ĺ&#x161;Ĺ?Ć&#x152;Ä&#x17E;Í&#x203A;Ć? Ä?Ĺ&#x161;Ä&#x201A;ĹľÄ?Ä&#x17E;Ć&#x152;Ć? ŽĨ Ä?ŽžžÄ&#x17E;Ć&#x152;Ä?Ä&#x17E; Ä&#x201A;ĹśÄ&#x161; ĹŻĹ˝Ä?Ä&#x201A;ĹŻ Ć&#x161;ŽƾĆ&#x152;Ĺ?Ć?Ĺľ Ä&#x201A;Ć?Ć?Ĺ˝Ä?Ĺ?Ä&#x201A;Ć&#x; ŽŜĆ?Í&#x2022; ŽƾŜÄ?Ĺ?ĹŻĹŻĹ˝Ć&#x152;Ć? Ä&#x201A;ĹśÄ&#x161; Žĸ Ä?Ä&#x17E;Ć&#x152;Ć? ŽŜ Ć&#x161;Ĺ&#x161;Ä&#x17E; Ä?ŽžžĹ?ĆŠ Ä&#x17E;Ä&#x17E;Í&#x2DC; Ć&#x2030;Ć&#x2030;Ĺ˝Ĺ?ĹśĆ&#x161;ĹľÄ&#x17E;ĹśĆ&#x161;Ć? Ć&#x161;Ĺ˝ Ć&#x161;Ĺ&#x161;Ä&#x17E; Ć?ĹŹĹ?ĹŻĹŻĆ?ͲÄ?Ä&#x201A;Ć?Ä&#x17E;Ä&#x161; Ć&#x2030;Ĺ˝Ć?Ĺ?Ć&#x; ŽŜĆ? Ä&#x201A;Ć&#x152;Ä&#x17E; ŽŜ Ä&#x201A; Ć&#x161;Ç Ĺ˝ Ç&#x2021;Ä&#x17E;Ä&#x201A;Ć&#x152; Ć&#x161;Ä&#x17E;Ć&#x152;Ĺľ Ä&#x201A;ĹśÄ&#x161; Ć?Ä&#x17E;ĹŻÄ&#x17E;Ä?Ć&#x; ŽŜ Ĺ?Ć? Ä&#x161;Ä&#x17E;Ć&#x161;Ä&#x17E;Ć&#x152;ĹľĹ?ĹśÄ&#x17E;Ä&#x161; Ç Ĺ?Ć&#x161;Ĺ&#x161; Ä?ŽŜĆ?Ĺ?Ä&#x161;Ä&#x17E;Ć&#x152;Ä&#x201A;Ć&#x; ŽŜ Ć&#x161;Ĺ˝ Ä&#x201A; Ć?ĹŹĹ?ĹŻĹŻĆ? ĹľÄ&#x201A;Ć&#x161;Ć&#x152;Ĺ?Ç&#x2020; Ä?ŽŜĆ?Ĺ?Ä&#x161;Ä&#x17E;Ć&#x152;Ĺ?ĹśĹ? Ä?Ć&#x152;Ĺ˝Ä&#x201A;Ä&#x161; Ć&#x152;Ä&#x17E;Ć&#x2030;Ć&#x152;Ä&#x17E;Ć?Ä&#x17E;ĹśĆ&#x161;Ä&#x201A;Ć&#x; ŽŜ ĨĆ&#x152;Žž Ä&#x201A; Ć&#x152;Ä&#x201A;ĹśĹ?Ä&#x17E; ŽĨ Ć?Ä&#x17E;Ä?Ć&#x161;Ĺ˝Ć&#x152;Ć? Ĺ?ĹśÄ?ĹŻĆľÄ&#x161;Ĺ?ĹśĹ? Ä&#x201A;Ĺ?Ć&#x152;Ĺ?Ä?ƾůĆ&#x161;ĆľĆ&#x152;Ä&#x17E;Í&#x2022; ĹľÄ&#x201A;ŜƾĨÄ&#x201A;Ä?Ć&#x161;ĆľĆ&#x152;Ĺ?ĹśĹ?Í&#x2022; Ć&#x152;Ä&#x17E;Ć&#x161;Ä&#x201A;Ĺ?ĹŻÍ&#x2022; Ä&#x201A;Ä?Ä?ŽžžŽÄ&#x161;Ä&#x201A;Ć&#x; ŽŜÍ&#x2022; Ć&#x161;ŽƾĆ&#x152;Ĺ?Ć?Ĺľ Ä&#x201A;ĆŠ Ć&#x152;Ä&#x201A;Ä?Ć&#x; ŽŜ Ä&#x201A;ĹśÄ&#x161; ĹľÄ&#x201A;Ć&#x152;ĹŹÄ&#x17E;Ć&#x; ĹśĹ?Í&#x2DC; EŽžĹ?ĹśÄ&#x201A;Ć&#x; ŽŜĆ? Ç Ĺ?ĹŻĹŻ Ä?Ä&#x17E; Ć&#x152;Ä&#x17E;Ä?Ä&#x17E;Ĺ?Ç&#x20AC;Ä&#x17E;Ä&#x161; ƾŜĆ&#x; ĹŻ 3pm on Monday 23 March 2015 Ä&#x201A;ĹśÄ&#x161; Ć?Ĺ&#x161;ŽƾůÄ&#x161; Ä?Ä&#x17E; Ä&#x201A;Ä&#x161;Ä&#x161;Ć&#x152;Ä&#x17E;Ć?Ć?Ä&#x17E;Ä&#x161; Ć&#x161;Ĺ˝ Ć&#x161;Ĺ&#x161;Ä&#x17E; /ĹśÄ&#x161;Ĺ?Ĺ?Ĺ˝ ^Ĺ&#x161;Ĺ?Ć&#x152;Ä&#x17E;Í&#x203A;Ć? DÄ&#x201A;ĹśÄ&#x201A;Ĺ?Ä&#x17E;Ć&#x152; dŽƾĆ&#x152;Ĺ?Ć?ĹľÍ&#x2022; <Ä&#x201A;Ć&#x161;Ä&#x17E; Ĺ?Ĺ?ĹŻĹ?ĹśÍ&#x2022; Ä&#x201A;Ć&#x161; WK Ĺ˝Ç&#x2020; ĎŽĎ´Í&#x2022; Ä&#x17E;Ä&#x17E;Ä?Ĺ&#x161;Ç Ĺ˝Ć&#x152;Ć&#x161;Ĺ&#x161; ϯϳϰϳÍ&#x2022; Ĺ˝Ć&#x152; Ć&#x161;Ĺ˝ info@indigoshire.vic.gov.auÍ&#x2DC; Ĺ˝Ç ĹśĹŻĹ˝Ä&#x201A;Ä&#x161; EŽžĹ?ĹśÄ&#x201A;Ć&#x; ŽŜ &Ĺ˝Ć&#x152;ĹľĆ? Ä&#x201A;ĹśÄ&#x161; dÄ&#x17E;Ć&#x152;ĹľĆ? ŽĨ ZÄ&#x17E;ĨÄ&#x17E;Ć&#x152;Ä&#x17E;ĹśÄ?Ä&#x17E; ĨĆ&#x152;Žž www.indigoshire.vic.gov.au/ iedtac

Phone 1300 365 003 www.indigoshire.vic.gov.au

Finding the right job for you matters to us Check out the North East Jobs section inside the Regional Extra every Wednesday, or online anytime at


march 11 - 17| 2015

YOUR HEALTH

BUSINESS AND FINANCE

Your heart, the greatest pump ever

Caution is the operative word

DID you know that your heart started beating when you were less than one centimetre tall within your mother’s womb? Thanks also to great electrical wiring that sparks off signals to the heart muscles, your heart has beat or contracted around 100,000 times every day since that moment. So we agree that it is probably the hardest working muscle in your body? Yes it is. Imagine a gym workout where you move one muscle 100,000 times in 24 hours. So do hearts get tired? Yes. Your heart requires enormous amounts of energy in the form of phosphates (ATP) as well as other minerals to help phosphates be produced, such as magnesium (to flex), potassium (to energise), calcium (to relax between beats), co-enzyme Q10 (to drive the energy production) and vitamin B (for phosphate energy production also). Consider these like “super phosphate” fertiliser for the heart. They are a booster that needs to be applied when there is less than adequate nourishment for the heart to function at its best, combined with trace minerals for long lasting strength. In an ideal world we would

WITH NATUROPATHS: BELINDA McPHERSON, SOPHIE LORBACK AND MICHELE COSE

TAKE CARE: Make sure you do your best to take care of your heart.

get most of these from fresh and natural (non packaged) foods, however, there are many conditions where the heart needs a fertiliser like supplement boost to work at its best. If you have low energy already despite eating well, or are not eating fresh foods, have poor digestion and therefore not absorbing your food well, are using digestive medications (nexium, losec or antacids), are under stress, exercising above average, not sleeping, going through hormonal change or growth or in the second part of your life you may be in need of a supplement boost. In practice we find that patients describe themselves as having more energy overall, warmer hands and feet, better concentration, clearer head, more motivation and enthusiasm, more joy, less

heart discomfort and better wellbeing when they get good advice and treatment on how to energise their heart. If a patient is on existing heart medication, there are always cautions to adhere to when prescribing so do not self prescribe without professional advice. Put it this way, would you run a marathon without preparation and nourishment? Your heart is running a marathon as we speak. Fuel it correctly and it is less likely to malfunction. Over the next three weeks we shall explore both the physical “pump and pipes” as well as the emotional “warmth and flow” side of your heart and circulation so you can get to know that beautiful heart within you and the amazing job it does each and every day.

WITH the stock market almost back to where it was seven years ago and the ASX index hovering around the 6000 point mark, margin loans are again to the fore. The banks are reporting that more investors are borrowing to fund the purchase of shares. Those in the higher income bracket especially, are knocking down the doors to get some cheaper than usual money to invest in shares. They have a belief that the share market will continue to trade higher over coming months and will be able to take advantage of low interest rates where term deposits are returning less than three per cent. The big banks and Telstra pay dividend yields, after franking credits, of between six and seven per cent. Most fixed rate and variable rate margin loans have interest rates of between seven and eight per cent. Therefore, by borrowing and trading shares, this incurs additional costs in addition to the interest on the margin loan. This means many investors are likely to be at least cash-flow negative; that is, the investment in the shares is a loss maker and it will work in the same way as a ‘negatively geared property’. This occurs where the costs of investing, such as the interest payments exceed the income from the investment. The investor will therefore be able to use the shortfall to reduce the income tax they pay, which of course is of great benefit to higher earners who are on the highest marginal tax rates. But there is no point in a loss making investment (of any type) unless there are the prospects of capital gains down the track when the shares are sold. And the gains will need to be good to make a recovery on the losses made on the investment

By KEN CLARKE, WANGARATTA CERTIFIED PRACTICING ACCOUNTANT

kenclarke11@bigpond.com over the period of time they were held. Borrowing to invest in shares can make sense for high income earners where the gearing is conservative. If you talk to financial advisors who are suggesting this option, they will usually advise that a minimum of 10 years is the time frame to look at. They will also probably advise you to maximise salary sacrificing contributions into superannuation first. Any of you thinking of taking up a margin loan should be conscious of the risks which will come with this type of investment. Just as borrowing to invest in a property amplifies the capital gains, it also can have losses too. While 2008 is slowly disappearing into the sunset, there were a great many investors with margin loans over shares that lost plenty during the global financial crisis. As the value of shares plummeted, the lenders in an endeavor to protect themselves, required investors to sell shares or invest some cash to restore the buffer required by lenders. So if you are looking at investing, be aware that when share prices are plummeting it could be the time when you become a forced seller. A margin call can force an investor to realise losses when the investor may have been happy to hold on and ride out the storm. Remember, there were some high profile disasters involving margin lending after the Australian sharemarket, as did most other markets crashed in 2008. But if you are in for the long term, then by all means talk to your stockbroker or accountant.

season

MARCH

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APRIL

14

9-11

8.00pm

Adults $69.90 Conc/Pen/Sen $64.90 Groups 10+ $59.90ea

Everything Must Go 8.00pm All Tickets $15.00

THURS - SAT

SATURDAY

Roy Orbison & The Everly Brothers

2015

27

Gold-The Ultimate ABBA show

18

8.00pm

FRIDAY

All Tickets $60 Family/Group of 10+ $55ea

28

SATURDAY

Travelling to El Dorado, Whitfield & Milawa

Pants Down Circus Rock! 6.30pm

SATURDAY

26 SUNDAY

Elvis in Concert

Adults $25 Conc/Sen $23 Child 15 & under $20 Groups 4+ $21ea

Gallipoli 3.00pm

Adults $25 Conc/Senior $23 Child 15&under $20 Groups 4+ $21ea

8.00pm

Adults $69.90 Conc/Pen/Sen $64.90 Groups 10+ $59.90ea

MAY

9

SATURDAY

Glen Campbell, Johnny Cash & John Denver 8.00pm Full Adult $69.90 Con/Pen/Sen $64.90 Student $64.90 Group 10+ $59.90

Wangaratta Performing Arts Centre | Cnr Ford & Ovens Streets, Wangaratta | 03 5722 8105 | www.wangarattapac.com.au K/06D10775-V2/11-15


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