North East Property Guide

proudly partnering

property guide northeast

SEPTEMBER 7 - 13

| 2018

com.au

21 Cambridge Drive, Wangaratta | Stockdale & Leggo

Editorial page 3

1300 222 262

7 Days a Week district property group

wangarattaDPG.com.au

Agents Choice | property guide northeast

property guide northeast

com.au

OPEN FOR INSPECTION SATURDAY, SEPTEMBER 8 9 Maori Way, Wangaratta

Insite Real Estate

12 - 12:30pm

45 Wenhams Lane, Wangaratta

Landmark Harcourts

10 - 10:30am

95 Templeton Street, Wangaratta

Landmark Harcourts

11 - 11:30am

2 Bradbury Drive, Wangaratta

Landmark Harcourts

11 - 11:30am

13 Hayes Drive, Beechworth

Rod Devlin Real Estate

10:30 - 11am

15 Nankervis Court, Beechworth

Rod Devlin Real Estate

11:15am - 11:45am

10 Ford Street, Beechworth

Rod Devlin Real Estate

12 - 12:30pm

62 Swan Street, Wangaratta

Stockdale & Leggo

9 - 9:30am

21 Appin Street, Wangaratta

Stockdale & Leggo

10 - 10:30am

34 Collyndale Drive, Wangaratta

Stockdale & Leggo

11 - 11:30am

21 Cambridge Drive, Wangaratta

Stockdale & Leggo

12 - 12:30pm

2/24 Perry Street, Wangaratta

Stockdale & Leggo

1 - 1:30pm

62 Taminick Gap Road, South Wangaratta

Stockdale & Leggo

2 - 2:30pm

AUCTIONS & CLEARING SALES SATURDAY, SEPTEMBER 8 Lot 2 Snow Road, Whorouly East

Paull & Scollard

11am

SATURDAY, SEPTEMBER 14 1312 Rutherglen-Springhurst Rd, Springhurst

Paull & Scollard

2pm

Expressions of Interest - 510 Rogers Lane, Dederang

Paull & Scollard

5pm

West End townhouse THE modern clean design lines of the three bedroom townhouse at 39A Donald Street carry through beautifully to the interior layout and finish.

Constructed by a local master builder, the townhouse which is located adjacent to the local school and shopping area, provides spacious living, a private landscaped yard and two car accommodation.

All bedrooms have built ins with the master bedroom having a generous sized bathroom and walk in robe.

The main bathroom is separate to an adjacent toilet.

A combined kitchen/living and dining area does not lack for space with direct access to an outdoor courtyard.

Features of the townhouse include multiple ceiling fans, split system cooling and heating, instant gas hot water, gas cooktop and dishwasher.

This low maintenance property by design which will appeal to a range of buyers.

3 2 2

Agent Morris Bros Real Estate Phone 5721 2014 Price $410,000 Location 39A Donald Street, Wangaratta

6 property investment mistakes and how to avoid them Written by | view.com.au in Buying If it makes you feel any better, everyone makes mistakes, and this can apply to an entire financial system.

According to the Australian Prudential Regulation Authority (APRA), the proportion of interest-only loans as a share of total loan approvals exceeded 60 per cent by 2017. The popularity of interest-only loans also meant that by early 2017, 40 per cent of household debt did not require payment on the principal loan. With figures like this, it is easy to understand why the average household debt-to-income ratio increased to 140 per cent in 2017, making affordability a major issue for both new homeowners and those wanting to invest in property.

Investors who do not consider future changes in their economic situation, or make some of the following mistakes when investing in property, risk finding themselves in the sort of financial stress that an increasing number of Australians are experiencing.

Before you consider investing in property, especially if this involves using the equity in your home to invest, make sure you have addressed the following potential property investment mistakes and attempt to avoid them.

1. Not reading your contract When buying off the plan, be sure to both read your contract and have a property lawyer look it over with a fine tooth comb. They will highlight any areas in the

contract that potentially compromise your rights as an investor.

For instance, does the contract include a sunset clause, and what are your rights in relation to making any changes to the designs of the property? If certain agreed materials are suddenly unavailable, does the builder have to consult you when selecting replacement materials?

You don’t want to finally inspect your investment property eighteen months after signing the contract to find you haven’t received what you paid for.

2. Stretching your finances too thin A large cause of financial stress, and one of the big property investment mistakes easily made, is investing in property that is at the limits of their ability to finance.

Look at properties that are 10-15 per cent below your calculated financial limit, and do not exceed this. Remember that there are various hidden costs of investing, such as administrative fees, repairs and stamp duty tax, that will all impact your immediate cash flow following the investment.

3. Not making the most of tax incentives Investing in property requires significantly more research into the industry than buying a home does, as you are essentially running a business. You wouldn’t just buy a new business without researching every aspect of that business, and this applies to buying an investment property.

Both doing your own research and consulting an accountant and property lawyer will highlight various ways you can minimise your expenses when investing in property. For instance, have you heard about the six year rule?

Many young property investors do not know that by living in that investment property for at least twelve months, they are then able to claim tax concessions on the capital gains they earn for the following six years after they have left the property. This can provide you significant savings in the long term.

4. A lack of research.

Use the free tools available to you, such as our own Price Estimate tool, to get an accurate estimate of property prices as well as key demographic and market data for specific areas.

Consider short courses that teach the principles of healthy property investing, as they will guide you away from making some of these costly mistakes.

Lastly, use both property appraisals and property valuations (what’s the difference?) so that you can make the most out of refinancing based on accrued equity in your existing home.

5. Investing in property alone There are two aspects to the mistake of going it alone.

Firstly, make sure you form a solid team

of professionals around you, including an accountant that has detailed knowledge of how investing in property relates to smart tax decisions, a property lawyer who will guide many of your administrative decisions, as well as a certified financial planner.

Secondly, consider buying property with friends, as this can accelerate your entry into the market, share the financial load (and risks) of investing, and provide you with more opportunities to invest in other areas.

6. Speculating and loading on your equity While the issue of unhealthy lending practices has been significantly addressed through regulation by APRA and awareness of it by the general public increasing, it is important that you do not fall into the trap of overloading your investments by borrowing too heavily on accrued equity in existing investment properties. Relying too heavily on such incentives as negative gearing exposes you to market fluctuations, and can be one of the biggest mistakes an uninformed investor can make.

Feature Listing | property guide northeast

com.au

Living in the Cambridge Estate PROMISING THE VERY BEST IN LOW MAINTENANCE LIVING AND PROVIDING A QUALITY LIFESTYLE

NUMBER 21 Cambridge Drive is a home that will tick all your boxes.

Comprising of three bedrooms, master with en-suite and builtin robes, open plan dining and living room, well-appointed kitchen, ducted gas heating and evaporative and split system cooling.

Outside features low maintenance gardens with terrific shedding, a magnificent alfresco area and secure backyard.

With many more extras and all set on a 714m2 block, make No.21 Cambridge Drive your new address.

3 2 2

Agent

| Stockdale & Leggo

Phone

| 5722 2336

Price

| $389,000

Location | 21 Cambridge Drive, Wangaratta

Love Spring Gardening

95 Park Lane, Wangaratta | (03) 5721 6955 OPEN Mon - Fri 8.30am - 4.30pm, Sat and Sun 8.30am - 3.00pm

www.parklanenursery.com.au

JUST LISTED

BRAND NEW BUILD

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$489,000

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$369,000

You can be in before Christmas!

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OFFERS INVITED

OPEN

*Rear view

OPEN | Sat 8th Sept | 12pm-12.30pm | 9 Maori Court, Wangaratta 4

2

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$479,000

Family home – just move in

Looking to build?

$99,500

If you are looking for that low maintenance allotment, then look no IXUWKHU /RFDWHG FORVH WR WKH &DWKHGUDO &ROOHJH WKLV ORW LV WXFNHG DZD\ LQ D TXLHW FRXUW $OO VHUYLFHV DYDLODEOH ZLWK WKH EORFN ΖGHDO IRU WKH ȴUVW KRPH EX\HU UHWLUHH RU WKH VDYY\ LQYHVWRU ORRNLQJ WR EXLOG /RW LV P approx. with plenty of options and is the last one left. Priced to sell.

3

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$226,000

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If you have been in search for a family home without compromising on space and comfort then look no further. Situated in the highly sought after %DOWLPRUH 3DUN (VWDWH WKLV \HDU ROG EHGURRP EULFN KRPH ZLOO DWWUDFW JUHDW LQWHUHVW 7KLV SURSHUW\ LV JUHDW IRU HQWHUWDLQLQJ FRPSULVLQJ WZR VSDFLRXV OLYLQJ DUHDV D IRUPDO GLQLQJ DUHD DQG RSHQ SODQ NLWFKHQ HTXLSSHG ZLWK DOO your modern appliances including a freestanding 900mm stainless steel RYHQ DQG FRRNWRS SOXV GLVKZDVKHU JUHDW IRU WKH IDPLO\ FKHI 7KLV KRPH LV SRVLWLRQHG RQ D VHFXUH DQG VSDFLRXV EORFN RI P . With the addition of fully landscaped gardens including established trees and lawn, reticulation VSULQNOHU V\VWHP %RUH DQG VRODU SDQHOV WKLV KRPH KDV LW DOO

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$429,000

2

It’s all done. Why would you build?

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We appreciate all you have done for us.

- Alison and Ian Lord, Milawa.

1

$329,500

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4

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NEW PRICE

$878,000

The home of your dreams.

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Ready to buy. Are you selling?

Professional and friendly We purchased and then sold our home through Trevor at Insite. In both instances he was professional and friendly. For our recent sale he went above and beyond our expectations and achieved more than the asking price. Good, clear communication at all times and kept us up to date through, for us, a lengthy settlement period.

1

Mr and Mrs M have recently sold their property and are searching for a property in the Waldara, Baltimore, &ROO\Q 'DOH &DPEULGJH (VWDWH DUHDV 7KH FRXSOH KDYH XS to $500,000 to spend and are ideally looking to settle into D SODFH E\ WKH HQG RI 2FWREHU RU HDUOLHU 7KH\ DUH Č´QDQFH DSSURYHG DQG UHDG\ WR EX\ )RU D FRQČ´GHQWLDO GLVFXVVLRQ please contact Angelo Pomponio on 0409 640 119.

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MagniďŹ cent in Markwood 4

1

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$599,000

With views that will captivate you every day, this Markwood property on 40 acres (approx.) is the lifestyle opportunity of your dreams. Retreat from the sounds of city living to a much-loved 4-bedroom home, strategically located to take in the sweeping valley views below. Located close to the Milawa/Oxley gourmet region and an easy GULYH WR HLWKHU :DQJDUDWWD RU 0\UWOHIRUG DQG EH\RQG WKDW WKH VQRZ Č´HOGV RI 0W +RWKDP DQG )DOOV &UHHN :LWK WHUULČ´F VKHGGLQJ DQG H[FHOOHQW UDLQ DQG UDZ ZDWHU FDSDFLW\ WKLV LV D SURSHUW\ QRW WR EH PLVVHG

Trevor MORRIS Mobile:

Connor TAIT Mobile:

Jonathan GREEN Mobile:

Angelo POMPONIO Mobile

0428 349 406

0490 057 329

0407 835 293

0409 640 119

Mrs M LV ORRNLQJ IRU D PRGHUQ KRPH RQ DFUHV EHGURRPV OLYLQJ DUHDV /LNHV <DUUDZRQJD 5RDG DUHD :LOOLQJ WR VSHQG XS WR IRU WKH ULJKW SURSHUW\ &XUUHQWO\ UHQWLQJ DQG Č´QDQFH UHDG\ DQG ZLOO PDNH D PRYH when the ideal property comes onto the market. If your KRPH PDWFKHV WKHVH VSHFLČ´F FULWHULD SOHDVH FDOO &RQQRU 7DLW IRU D FRQČ´GHQWLDO GLVFXVVLRQ Č&#x201A;

(03) 5721 7995 72 MURPHY ST, WANGARATTA

insiterealestate.com.au

Selling? We are!

WALDARA BALTIMORE PARK ESTATE GOLF ESTATE STAGES 6, 7, & 8 UNDER CONTRACT

UNDER CONTRACT

Corncob Blvd

UNDER CONTRACT

UNDER CONTRACT

SOLD

UNDER CONTRACT

CONSTRUCTION NOW COMPLETE

R DE T UN TRAC N CO

Dalwhinnie Drive

R DE T UN TRAC N CO

UNDER CONTRACT

UNDER CONTRACT

UNDER CONTRACT

R DE T UN TRAC N CO

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R DE T UN TRAC N O C

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UNDER CONTRACT

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R DE T UN TRAC N CO

Currawong Drive

UNDER CONTRACT

SOLD

UNDER CONTRACT

R DE T UN TRAC N O C

UNDER CONTRACT

R DE T UN TRAC N O C

UNDER CONTRACT

R DE T UN TRAC N CO R DE T UN TRAC N CO

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UNDER CONTRACT

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SOLD

ESTATE

STAGE 1

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Orkney Street

CREEK MIST

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Puglisi Court UNDER CONTRACT

UNDER CONTRACT

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Warby Range Road

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Existing Stormwater Treatment Basin

PRICED FROM $134,000 ONLY 16 BLOCKS LEFT

Willow Drive

Trevor MORRIS Mobile:

Connor TAIT Mobile:

Jonathan GREEN Mobile:

Angelo POMPONIO Mobile

0428 349 406

0490 057 329

0407 835 293

0409 640 119

(03) 5721 7995 72 MURPHY ST, WANGARATTA

insiterealestate.com.au

Morris Bros

All properties listed on: www.realestateview.com.au www.domain.com.au www.realestate.com.au www.wangarattaproperty.com.au

Available 7 Days

ɻPRESTIGE 1 ACRE ALLOTMENTS YARAMBA PARK ESTATE, WALDARAɽ TAKE ADVANTAGE OF THE PRE PURCHASE CONSTRUCTION PRICES W G NE TIN LIS

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MAGICAL CREEKSIDE SETTING

UNIQUE WEST END CORNER SITE

NO 13 HIGGINS STREET

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ENERGY EFFICENT CENTRAL CBD HOME

ARLINGTON PARK- PERFECT INVESTMENT

FIVE BEDROOMS ON 3.5 ACRES

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$319,000

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$365,000

NEW RELEASE

$425,000

$625,000 BROWNING ST

YARAMBA PARK ESTATE

PRESTIGE ARLINGTON PARK ESTATE

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OLD SCHOOL ROAD, VIA YARRAWONGA ROAD

‘THE OXLEY COLLECTION’ - LOT 2 NEW RESIDENTIAL HOME SITES. 2,719M2.

INDUSTRIAL LOTS

42A ARLINGTON PARK AVE 628M2 42B ARLINGTON PARK AVE 674M2

Lot 4 - SO L Lot 5 - SO D LD

44A ARLINGTON PARK AVE 741M2 44B ARLINGTON PARK AVE 640M2 All Services available Wide tree lined Street %HVW $OORWPHQWV LQ :DQJDUDWWD

ALL PRICED AT $200,000

Stage Two Release; 1 Acre Lots Take advantage of pre-construction pricing )XOO\ 6HUYLFHG /RWV P WR P

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FROM $119,500 + GST

$155,000

$235,000 EACH

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28 OVENS TERRACE- TARRAWINGEE

POSITION PERFECT

SUPERB SPACE AND PRESENTATION

LIFESTYLE BUSH HAVEN- 94 HA

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$198,000

Morris Bros

$280,000

YOUR REIV AGENT

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Contact Bernard Ivone - 0428 522 572 74 Standish Street Myrtleford Ph: 5752 2232 Fax: 5752 2144 www.paullscollard.com.au Email: myrtleford@paullscollard.com

NEW LISTING

A GREAT PLACE TO ENTER THE MARKET

Set on 2 acres of land with well established trees this recently renovated 2 bedroom cottage is loaded with character. High ceilings, polished Murray Pine floor boards, open plan kitchen/dining area with a separate lounge that could serve as a 3rd bedroom. Renovations to the home include â&#x20AC;&#x201C; freshly painted inside and out, rewiring and new light fittings, new bathroom, new carpets and blinds, restumped and re roofed where necessary plus a new front decking area, it is ready for you to add your own finishing touches. There is also a great sized shed, open bay and lock up area with a concrete floor plus an older timber outbuilding that could serve a number of purposes i.e. stables etc. A separate paddock of around an acre allows room for a pony or a couple of sheep and the property is only a short walk to the local! There is also the option to purchase a further 75 acre adjoining property with a 72 mega litre irrigation licence, fertile country suited to intensive horticulture.

NEW LISTING

ON THE GREAT ALPINE ROAD

Great Home & Location

Midway between Myrtleford and Bright, across the road from the Rail Trail and Ovens River this 3 bedroom cottage is set on an acre of land and has an open plan living area with wood heater and reverse cycle air conditioner, built in robes, ceiling fans, electric kitchen, disable friendly bathroom, 2nd toilet and a study or office. Well established, low maintenance surrounds with a garage and lock up garden shed.

Solidly built 3 bedroom brick veneer close to the schools, golf course and sporting centre it is well suited to the growing family. Updated electric kitchen with dishwasher and dual door roll out pantry plus new floor coverings, split system reverse cycle air conditioning, large lounge, built in robes in the main bedroom and a disable friendly bathroom. Recently restumped, there is also a large carport with drive through access to the very spacious flat back yard and 2 garden sheds with plenty of storage space.

To keep the running costs down a solar power system has been installed.

Set in a court setting so no through traffic this would make a great spot to bring up children. $340,000

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AUCTION FRIDAY 14 SEPTEMBER 2018 2.00PM SPRINGHURST HALL

Contact: Roger Bramley 0477 220 133, Stephen Paull 0409 578 283 PROPERTY ID 1574

With most of the major expenses done over recent times â&#x20AC;&#x201C; restumping, roof replaced, upgraded kitchen and bathroom this will make a great first/ family home. 3 bedroom, BIRs, ceiling fans and wall heaters in 2, open plan living area, polished timber floors, wood heater, air conditioner, ceiling fans, European style laundry and a great outdoor entertaining area at the rear. Recently painted externally, thereâ&#x20AC;&#x2122;s also a garage with workshop area and carport. The back yard is well shaded in the summer with a beautiful Gleditsia Honey Locust tree that also allows the sun to shine through in the winter. Located handy to the centre of town it represents very affordable buying. $265,000

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EOI CLOSING FRIDAY 14 SEPTEMBER 2018 AT 5.00PM Contact: Roger Bramley 0477 220 133, Stephen Paull 0409 578 283, Mike Scollard 0408 578 059 PROPERTY ID 1575

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Rural living and only minutes from Wangaratta’s CBD. All town services connected.

LOT 4: 2885m2 $205,000 LOT 6: 2365m2 $205,000 LOT 14: 4694m2 $220,000

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Let us find the right loan forY ou com.au

Let us find the right loan Ideal home and ou forlocation Y

LOCATED in a quiet West End street, close to shops, schools and the athletics oval is this three bedroom brick veneer home - ideal for the first home buyer or investor.

The home features ceiling fans to all bedrooms and built-in robes to two.

Polished floorboards greet you upon entry and are a feature of the hallway, large lounge, updated kitchen and dining area.

The home also boasts a gorgeous renovated bathroom with walk-in shower.

Be comfortable year round with ducted gas heating, ducted evaporative cooling plus a split system air conditioner for in between seasons and the peak of summer.

Outside you will find a paved undercover area perfect for entertaining as well as a versatile brick bungalow that could be a guest’s bedroom or an extra living space.

3

Agent Garry Nash & Co.

Price $319,500

1

✓ refinance an existing loan? ✓ purchase an investment property? ✓ build your dream home?

Save your time Reduce your stress Contact us to discuss your specific borrowing ne Industry At Winsec Savings &Expertise Loans we can compare a number experienced lending consultants. of loans from a range of lenders to identify the best options available for your personal, investment or Providing financial services to business needs. community since 1990

Win Securities Ltd ACN 007 34 Australian Credit Licence No. 2409 37 Reid Street (PO Box 1221) Wa ✓ refinance an existing loan?

P: 1300 137 456 or 03 5721 520 ✓ purchase an investment property?

F: 03 5721 4200 ✓ build your dream home?

E: info@winsec.com.au Contact us to discuss your specific borrowing needs with our www.winsec.com.au

Are you looking to: ✓ buy your first home?

experienced lending consultants.

TONY RUVOLO

Phone 5722 2663

1

At Winsec Savings & Loans we can compa of loans from a range of lenders to identi options available for your personal, inves business needs.

Let your local home loan broker find Are you looking to: the right loan for you! ✓ buy your first home?

northeast

PIP WRIGHT

Providing financial services to the Wangaratta community since 1990 Win Securities Ltd ACN 007 346 223 Australian Credit Licence No. 240901 37 Reid Street (PO Box 1221) Wangaratta VIC 3676 P: 1300 137 456 or 03 5721 5200 F: 03 5721 4200 E: info@winsec.com.au www.winsec.com.au

Providing financial services to the Wangaratta community since 1990

37 Reid Street, Wangaratta

Location 4 Gunther Street, Wangaratta

5721 5200

info@winsec.com.au www.winsec.com.au Win Securities Ltd ACN 007 346 223

z/21d13013/1818

Agents Choice | property guide

Australian Credit Licence Number 240901

property guide northeast

j/14d11675-v2/35-17

Call 03 5723 0100

Email: sales@nemedia.com.au

SCAFFOLD HIRE

Your lo pest concal expertstrol

Effective, competitive solutions for your Termite problems

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Purchasing a Property? Are there Termites?

Have it professionally inspected ! www.economicpest.com.au

Call Stephen Ackerly and the team on

(02) 6056 0588 (03) 5721 5774

O.H. & S. Requires fall protection when working above 2m 3 Residential & commercial scaffolding hire 3 Installation by licenced scaffolders 3 2, 3 & 4 Plank walkway scaffolding 3 Modular steel kwikstage scaffold 3 Essential for the safe installation of; Roof trusses, facia, gutters.

3 Roofing, cladding and bricklaying

NORTH EAST SCAFFOLDIN G PHONE REG: 0418 541 153

THIS SPACE COULD BE YOURS from only $30 per week.

Rooffix

Call today (03) 5723 0100, or email: sales@nemedia.com.au

Roof repair and restoration

ALL FREIGHT

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For Marketing and Branding contact the professionals

www.arboressence.com.au

• Tree Pruning + Qualified Arborist Maintenance Dip. Hort. (Arb) Melb. Uni. Burnley phone • Elm Leaf Beetle Treatment 03 5725 7493 • Consultancy + Reports mobile • Stump Grinding 0400 178 872

nemcreative@nemedia.com.au

5723 0119 (Rosalee)

Established 1954

Residential

Land Sales

Private Sale

For Lease

For Sale

COVERING WANGARATTA AND NE VICTORIA

0428 218 271

Call Darren on

j/30d02009/32-17

guide property

New Estates Rentals

property guide northeast

t

northeas

AUGUST

25 - 31

| 2017

Rural

Regional Coverage = over 25,000 Readers

Advertise: (03) 5723 0100 n01D08991/3517

Local, well known tradesman

(03) 5725 7250 0428 579 429 Marcus wheelersfreight@hotmail.com

Clearing Sales

New Developments

Full range of spare tiles

Servicing to and from Melbourne, Wangaratta, Myrtleford, Bright, Mount Beauty, Mount Hotham, Falls Creek 31d21721-v9/2918

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06D09376-V9/1616

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All work guaranteed

3

2

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Estate Bros Real | Morris | 5721 2014 | $379,000 , Wangaratta Price och Road | 21 Murd Location

Agent Phone

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Wangaratta DPG

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